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Parcel No. 31
Property Information 874 SW Baseline Street, Hillsboro
Tax lot 1S301AB00500
Approximately 1.06 Acre
Previously a gas station w/5 underground storage tanks and car wash bays; DEQ File Number 34-93-0195
Zoned Commercial-General
Foreclosure 2014
Within Metro Urban Growth Boundary
Clean Water Services
Not in Fire District or Park District
Hillsboro School District
Current Real Market Value for Parcel 31 (reviewed and revised by Assessment & Taxation in January 2018)
$736,210
Minimum Bid for Parcel 31 $520,000
Deposit 20% of Minimum Bid for Parcel 31 $104,000
↓
This map/plat is being furnished as an aid in locating the herein described land in
relation to adjoining streets, natural boundaries and other land, and is not a survey
of the land depicted. Except to the extent a policy of title insurance is expressly
modified by endorsement, if any, the company does not insure dimensions,
distances, location of easements, acreage or other matters shown thereon.
ParcelId: R399385
Page 1 of 1Assessor-Map
3/7/2018http://geo.sentrydynamics.net/OR_Washington/assrmap.aspx?parcelid=R399385&mapnum...
Assessment & Taxation Report
General Property Information
Site Address: 874 SW BASELINE ST. HILLSBORO OR, 97123
Tax Lot ID: 1S301AB00500
Property Account ID: R399385,
Property Classification: 9510 - - See full list of Codes
Neighborhood Code: NAC
Latitude / Longitude: 45.5195599 / 122.999397
Ownership Information: WASHINGTON COUNTYATTN PROPERTY MANAGEMENT169 N FIRST AVE, MS 42HILLSBORO, OR, 97124
2009-2010 Tax Statement: R399385.pdf
2010-2011 Tax Statement: R399385.pdf
2011-2012 Tax Statement: R399385.pdf
2012-2013 Tax Statement: R399385.pdf
2013-2014 Tax Statement: R399385.pdf
2014-2015 Tax Statement: R399385.pdf
2015-2016 Tax Statement: R399385.pdf
2016-2017 Tax Statement: R399385.pdf
2017-2018 Tax Statement: R399385.pdf
Sales / Deed Information
Sale Date Sale Instrument Deed Type Sale Price
$
$
$
Assessed Values for Account R399385
Roll Date: 09/19/2017
Taxcode: 007.42
Market Land Value: $657,240
Market Bldg Value: $57,410
Special Market Value: $0
Market Total Value: $714,650
Taxable Assessed Value: $0
Legal: Lot:
Lot Size: A&T Acres: 1.06
Bldg Sq Ft: 1468
Year Built: N/A
Improvement Information
Total Improvement Value: $79,130
Plumbing
Bedrooms
Improvement Details
Description Value Square Feet
MAIN AREA $160 10
MAIN AREA $36,710 1468
MAIN AREA $21,560 10
MAIN AREA $20,700 1500
Page 1 of 2
2/21/2018http://washims.co.washington.or.us/GIS/AT/index.cfm?id=30&sid=3&IDValue=1S301AB...
2018 **Information Advisory**
All property assessment information presented
about the 2018 tax year is unedited and
uncertified. This information is subject to
change, furnished as reference data only and
should not be used to calculate or prorate
taxes.
**Disclaimer**
Every effort has been made to offer the most
current and correct information possible on
these pages. The information included on
these pages has been compiled by County
staff from a variety of sources, and is subject
to change without notice. Washington County
makes no warranties or representations
whatsoever regarding the quality, content,
completeness, accuracy or adequacy of such
information and data. Washington County
reserves the right to make changes at any time
without notice. Original records may differ
from the information on these pages.
Verification of information on source
documents is recommended. By using this
application, you assume all risks arising out of
or associated with access to these pages,
including but not limited to risks of damage to
your computer, peripherals, software and data
from any virus, software, file or other cause
associated with access to this application.
Washington County shall not be liable for any
damages whatsoever arising out of any cause
relating to use of this application, including
but not limited to mistakes, omissions,
deletions, errors, or defects in any information
contained in these pages, or any failure to
receive or delay in receiving information.
Page 2 of 2
2/21/2018http://washims.co.washington.or.us/GIS/AT/index.cfm?id=30&sid=3&IDValue=1S301AB...
Overlay Information 1S301AB00500
Jurisdiction: Hillsboro
City Zoning (updated 9/2016): C-G (confirm with Hillsboro City Planning department)
Within Urban Growth Boundary: Yes
Within Metro's Urban Service Area (*Updated July 31st each calendar year):
Yes
In Urban Road Maintenance District (*Updated July 31st each calendar year):
No
In ESPD (*Updated July 31st each calendar year): No
Ground Water Resouce Area: Not located within a Ground Water Resource Area
Service District for Lighting Assessment Area/zone:
Not in an Assessment Area.
Sanitation District (*Updated July 31st each
calendar year): CWS
Fire District (*Updated July 301st each calendar year):
Not in a Fire District - Possibly served by a municipal fire department
Fire Management Zone: 5478
Park District: Not In Park District
North Bethany Plan Area: Not in North Bethany Sub Area
School District (*Updated July 31st each calendar
year):HILLSBORO
Election Precinct: 344
Commissioner District: 4- Bob Terry
Assessor Area: 0
Citizen Participation Org: CPO9
Community Plan Map: COUNTY
Historic & Cultural Resource Inventory:Not located within a Historic and Cultural Resource Inventory Area
POD Date Zoned: POD:6-12/31/62
ODOT District: 2B
Plat: Property is not part of a subdivision
Census Tract: 032501
Census Block: 1027
Census Blockgroup: 1
Census Geoid: 410670325011027
Zipcode: 97123
Garbage Hauler: Hillsboro Garbage Disposal (503) 648-4219
Garbage Dropbox: Hillsboro Garbage Disposal (503) 648-4219
Thomas Brothers Guide: Page: 593 - Grid: B5
* The data layers used to derive items in the report are assembled from multiple sources. Report items
flagged with an asterisk (*) are derived from the taxcode layer maintained by Washington County�s Department of Assessment and Taxation Cartography Division. The taxcode layer is updated once a year
on July 31st and may not reflect final/proposed annexations or boundary adjustments. All information should be verified with individual service districts.
Page 1 of 1
2/21/2018http://washims.co.washington.or.us/GIS/GeoSearch/index.cfm?id=29&sid=3&IDValue=1...
12.23.200 C-G Commercial - General Zone.
The C-G zone includes the following sections:
12.23.210 Purpose
12.23.220 Housing Types
12.23.230 Uses
12.23.240 Accessory Uses and Structures Permitted by Right
12.23.250 Special Provisions Regarding Uses
12.23.260 Development Standards
12.23.270 Variances and Adjustments
12.23.280 Other Pertinent Regulations
12.23.210 Purpose.
A. Provide Full Range of Commercial Activities. The C-G zone implements the Commercial
Comprehensive Plan designation, providing opportunities for all types of retail, service, and
office commercial Uses in a variety of locations throughout the city. Within the C-G zone,
certain retail Uses may be subject to square footage limitations based on Metro Title 4
requirements.
B. Reduce Vehicle Trips and Encourage Use of Alternative Transportation. By siting a wide
mix of commercial Uses in central locations and on transit routes, the C-G zone provides
customers and employees with opportunities to undertake several errands in a single trip and/or
to access the commercial Uses by walking, bicycling or transit.
12.23.220 Housing Types.
Table 12.23.220-1 lists Housing Types permitted in the C-G zone. Housing Types are defined in
Section 12.01.500.
Table 12.23.220-1:
Housing Types Permitted in the C-G Zone
Housing Types Status Clarifications
Detached single family dwelling C/L/N
Improvement of existing dwellings permitted w/
Conditional Use approval; expansion of existing
dwellings subject to Non-Conforming use approval
pursuant to Subchapter 12.30 and
Section 12.80.100; new detached Not Permitted.
Two-dwelling townhouses or duplexes N
https://qcode.us/codes/hillsboro/view.php?cite=_12.23.210&confidence=5https://qcode.us/codes/hillsboro/view.php?cite=_12.23.220&confidence=5https://qcode.us/codes/hillsboro/view.php?cite=_12.23.230&confidence=5https://qcode.us/codes/hillsboro/view.php?cite=_12.23.240&confidence=5https://qcode.us/codes/hillsboro/view.php?cite=_12.23.250&confidence=5https://qcode.us/codes/hillsboro/view.php?cite=_12.23.260&confidence=5https://qcode.us/codes/hillsboro/view.php?cite=_12.23.270&confidence=5https://qcode.us/codes/hillsboro/view.php?cite=_12.23.280&confidence=5https://qcode.us/codes/hillsboro/view.php?cite=section_12.01.500&confidence=6https://qcode.us/codes/hillsboro/view.php?cite=section_12.80.100&confidence=6
Housing Types Status Clarifications
Three-dwelling (or more) townhouses N
Multiple-dwelling structure L Residential uses permitted in upper floor(s) of a
commercial building.
Manufactured dwelling N
Manufactured dwelling park N
Live-work dwelling L Residential uses permitted in upper floor(s) of a
commercial building.
(P) Permitted (C) Conditional (L) Limited (N) Not Permitted
12.23.230 Uses.
Table 12.23.230-1 lists Uses Permitted, Conditionally Permitted, Limited or Not Permitted in the C-G
zone.
Table 12.23.230-1:
Use Categories in the C-G Zone
Use Status Clarifications
Residential Use Categories
Household Living C/L/N
Improvement of existing dwellings permitted with Conditional
Use approval; expansion of existing dwellings subject to Non-
Conforming Use approval pursuant to Subchapter 12.30 and
Section 12.80.100; new detached dwellings Not Permitted.
Group Living L/C
Group Living for persons with disabilities permitted with
Director’s Interpretation of Reasonable Accommodation (see
Subsection 12.80.050.B); all other uses permitted with
Conditional Use approval. Density calculated at 4 persons
equivalent to 1 dwelling unit: caregivers excluded from
density calculations.
Residential Service C/L
Residential Services not exceeding maximum residential
density permitted with Conditional Use approval. Residential
Services exceeding maximum density permitted only with
PUD approval. Density calculated at 4 persons equivalent to 1
dwelling unit: caregivers excluded from density calculations.
Residential Business L Residential Uses permitted in upper floor(s) of a live-work
dwelling or a commercial building.
Commercial Use Categories - Only Categories Listed Below Permitted
Commercial Lodging P Bed and Breakfast Inns subject to additional regulations in
Section 12.40.130.
Commercial Recreation P
Commercial Parking P
Durable Goods Sales P
Eating and Drinking
Establishments P
Educational Services P
Office P
Retail Products and P/L/C See Section 12.23.250 regarding additional regulations on
https://qcode.us/codes/hillsboro/view.php?cite=section_12.80.100&confidence=6https://qcode.us/codes/hillsboro/view.php?cite=section_12.40.130&confidence=6https://qcode.us/codes/hillsboro/view.php?cite=section_12.23.250&confidence=6
Use Status Clarifications
Services certain uses. Major retail uses (60,000+ sq. ft. NLA) limited in
certain locations: see Section 12.23.250. Child care facilities
permitted with Conditional Use approval. Minor Assembly
Facilities permitted with Conditional Use approval; subject to
public assembly regulations in Section 12.40.210.
Self-Service Storage P
Use Status Clarifications
Vehicle Service and Repair P/C
Automobile service stations and car washes permitted with
Conditional Use approval. Automobile service stations subject
to additional regulations in Section 12.40.120.
Industrial Use Categories
Industrial Service P
Manufacturing and
Production L/N
Custom manufacturing of goods for retail sale on premises
permitted; all other uses Not Permitted.
Solid Waste Treatment and
Recycling N
Vehicle Storage L/N
Incidental RV storage permitted with self-service storage only
and subject to additional regulations in Section 12.40.220; all
other uses Not Permitted.
Warehouse and Freight
Movement N
Wholesale Sales L Office and showroom permitted where on-site sales limited to
small items.
Institutional Use Categories
Colleges and Universities C
Community Services C
Detention Facilities C
Hospitals C
Major Assembly Facilities C Subject to additional regulations in Section 12.40.210.
Schools C/N Middle and senior high schools permitted with Conditional
Use approval; elementary schools Not Permitted.
Infrastructure and Utilities Use Categories
https://qcode.us/codes/hillsboro/view.php?cite=section_12.23.250&confidence=6https://qcode.us/codes/hillsboro/view.php?cite=section_12.40.210&confidence=6https://qcode.us/codes/hillsboro/view.php?cite=section_12.40.120&confidence=6https://qcode.us/codes/hillsboro/view.php?cite=section_12.40.220&confidence=6https://qcode.us/codes/hillsboro/view.php?cite=section_12.40.210&confidence=6
Use Status Clarifications
Aviation Facilities N
Parks and Open Space C Cemeteries subject to additional standards in
Section 12.40.140.
Public Safety Facilities P
Surface Alternative
Transportation Facilities P/C
Transit facilities permitted; park-and-ride facilities and transit
vehicle storage and maintenance facilities subject to
Conditional Use approval.
Telecommunications
Facilities C Subject to additional regulations in Section 12.40.240.
Utility Facilities P With no equipment storage; subject to Section 12.40.260.
(P) Permitted (C) Conditional (L) Limited (N) Not Permitted
(Ord. 6149 § 1, 2015; Ord. 6116 § 1, 2015)
12.23.240 Accessory Uses and Structures Permitted by Right.
Accessory Uses vary based on the Use categories contained in Subchapter 12.10. Accessory Uses are
permitted in conjunction with the primary commercial Use on the site and subject to the same regulations
as the primary commercial Use unless stated otherwise in the Code. Accessory structures as defined in
Section 12.01.500 are permitted subject to the additional requirements in Section 12.40.100. (Ord. 6149 §
1, 2015)
12.23.250 Special Provisions Regarding Uses.
A. Abutting a Residential Zone. All business activity on property abutting a residential zone
shall occur within an enclosed building, unless screening from the residential zone is provided
by a sight-obscuring fence at least 6 feet high.
B. Adjacent to or Across the Street from a Residential Zone. Openings in commercial
structures adjacent or across the street from a residential zone shall be designed to prevent
glare, excessive noise or other adverse impacts upon nearby residences.
C. Motor Vehicle, Boat or Trailer Rental or Sales Lots. Vehicle rental or sales lots shall be
drained and surfaced with crushed rock or paved with asphalt except where required
landscaping is installed pursuant to Sections 12.50.220 and 12.50.360.
D. Major Retail Uses Restrictions Based on Metro Title 4. Figure 12.23.250-A illustrates the
application of Metro Urban Growth Management Functional Plan Title 4 Retail in
Employment and Industrial Areas. Within the employment areas shown on Figure 12.23.250-
A, a new Major Retail Use as defined in Section 12.01.500 may be permitted in a C-G zone
only with Conditional Use approval pursuant to Section 12.80.020. In addition to the
Conditional Use approval criteria, the Conditional Use application shall demonstrate
compliance with the following approval criteria:
https://qcode.us/codes/hillsboro/view.php?cite=section_12.40.140&confidence=6https://qcode.us/codes/hillsboro/view.php?cite=section_12.40.240&confidence=6https://qcode.us/codes/hillsboro/view.php?cite=section_12.40.260&confidence=6https://qcode.us/codes/hillsboro/view.php?cite=section_12.01.500&confidence=6https://qcode.us/codes/hillsboro/view.php?cite=section_12.40.100&confidence=6https://qcode.us/codes/hillsboro/view.php?cite=section_12.50.220&confidence=6https://qcode.us/codes/hillsboro/view.php?cite=section_12.50.360&confidence=6https://qcode.us/codes/hillsboro/view.php?cite=section_12.01.500&confidence=6https://qcode.us/codes/hillsboro/view.php?cite=section_12.80.020&confidence=6
1. Transportation facilities are adequate to serve the major retail Use consistent with
the City’s Transportation System Plan and adopted Metro Regional Transportation
System Plan and these facilities will be in place at the time when the retail Use begins
operation; and
2. Transportation facilities are adequate to meet the transportation need for other
planned land Uses within the surrounding employment area or are contained within the
City’s Transportation System Plan.
E. Additional Regulations for Special Uses. The following Retail Products and Services
Uses are subject to additional regulations in Subchapter 12.40 as noted:
1. Animal Service Facilities: see Section 12.40.110;
2. Day Care Facilities: see Section 12.40.150; and
3. Medical Marijuana Dispensaries: see Section 12.40.194.
4. Recreational Marijuana Retail Sales: see Section 12.40.218. (Ord. 6160 § 1, 2016;
Ord. 6149 § 1, 2015)
Figure 12.23.250-A:
C-G Zone Title 4 Major Retail Use Restrictions Map
https://qcode.us/codes/hillsboro/view.php?cite=section_12.40.110&confidence=6https://qcode.us/codes/hillsboro/view.php?cite=section_12.40.150&confidence=6https://qcode.us/codes/hillsboro/view.php?cite=section_12.40.194&confidence=6https://qcode.us/codes/hillsboro/view.php?cite=section_12.40.218&confidence=6
12.23.260 Development Standards.
Base zone development standards in the C-G zone are listed in Table 12.23.260-1. Certain standards are
illustrated in Figure 12.23.260-A.
Table 12.23.260-1:
Development Standards in the C-G Zone
Standard Requirement Clarifications
Minimum Lot Size None
Maximum Lot Size None
Minimum Density Not applicable
Maximum Density 24 du/na
Minimum FAR Not applicable
Maximum FAR Not applicable
Minimum Lot Dimensions*
Width (at front building plane) 50 feet
Depth None
Minimum Lot Frontage 25 feet
Minimum Setbacks*
Minimum setbacks subordinate to public
utility easements and OSSC requirements.
Front Yard 1 foot
Side Yard 1 foot on alleys;
otherwise none
Rear Yard 1 foot on alleys;
otherwise none
Maximum Setbacks None
Minimum Building Height None
Maximum Building Height 35 feet
Maximum Lot Coverage 60%
Minimum Usable Open Space Not applicable
Minimum Landscaping 15% See Section 12.50.220.
* Standards illustrated in Figure 12.23.260-A
https://qcode.us/codes/hillsboro/view.php?cite=section_12.50.220&confidence=6
Figure 12.23.260-A:
Minimum Lot Dimensions, Setbacks
and Height Requirements in the C-G Zone
(Ord. 6120 § 1, 2015)
12.23.270 Variances and Adjustments.
A. Applications to allow Housing Types other than those permitted in Table 12.23.220-1
shall be processed only as Planned Unit Developments under Section 12.80.120.
B. Applications for Variances and Adjustments to other base zone standards in the C-N zone
may be approved under 1 of 4 processes:
1. As a Variance pursuant to Section 12.80.152;
2. As a Minor Adjustment in conjunction with a primary Type II or Type III
application pursuant to Section 12.80.154;
3. As a Major Adjustment in conjunction with a primary Type III application pursuant
to Section 12.80.156; or
4. With a Significant Natural Resource Permit pursuant to Section 12.80.130. (Ord.
6120 § 1, 2015)
12.23.280 Other Pertinent Regulations.
Additional standards such as parking, landscaping, vision clearance, and street improvements also apply
to development in the C-G zone as follows:
• Section 12.50.200 Site Design
• Section 12.50.300 Vehicle Parking
• Section 12.50.400 Bicycle Parking / Bicycle and Pedestrian Circulation and
Connectivity
• Section 12.50.500 Access and Street Standards
• Section 12.50.600 Public Utilities, Site Grading and Storm Water Management
Facilities Site Integration
• Section 12.50.800 Design Standards for Non-Residential and Mixed-Use
Development
https://qcode.us/codes/hillsboro/view.php?cite=section_12.80.120&confidence=6https://qcode.us/codes/hillsboro/view.php?cite=section_12.80.152&confidence=6https://qcode.us/codes/hillsboro/view.php?cite=section_12.80.154&confidence=6https://qcode.us/codes/hillsboro/view.php?cite=section_12.80.156&confidence=6https://qcode.us/codes/hillsboro/view.php?cite=section_12.80.130&confidence=6https://qcode.us/codes/hillsboro/view.php?cite=section_12.50.200&confidence=6https://qcode.us/codes/hillsboro/view.php?cite=section_12.50.300&confidence=6https://qcode.us/codes/hillsboro/view.php?cite=section_12.50.400&confidence=6https://qcode.us/codes/hillsboro/view.php?cite=section_12.50.500&confidence=6https://qcode.us/codes/hillsboro/view.php?cite=section_12.50.600&confidence=6https://qcode.us/codes/hillsboro/view.php?cite=section_12.50.800&confidence=6
7/1/12 TO 6/30/13 REAL PROPERTY TAX STATEMENT
1S31AB-00500
SITUS: 874 SW BASELINE ST,
R399385
007.42
ACRES 1.06
COLL-PORTLANDESD-NW REGIONALSCH-HILLSBOROEDUCATION TAXES:
WASHINGTON COUNTYREG-METRO SERVICEPORT-PORTLANDCITY-HILLSBOROCLEAN WATER SERVICESWASHINGTON COUNTY LOL AFTER UR-HILLSBORO-DOTCITY-HILLSBORO LOL-AFTERGENERAL GOVERNMENT TAXES:
BOND-WASHINGTON COUNTYBOND-METRO SERVICE DISTBOND-PCCBOND-SD #1J-HILLSBOROBOND-HILLSBORO SCHOOL AFTERBOND-METRO SERVICE AFTERBOND-PCC-AFTERBOND AND MISC TAX:
2012-13 TAX (Before Discount)
155.8384.73
2,739.96$2,980.52
1,238.5653.2338.67
2,019.680.00
325.4410.31948.75
$4,634.64
72.5991.18111.59731.70658.7878.4499.18
$1,843.46
$9,458.62
MARKET VALUES:LAND:STRUCTURE:TOTAL RMV VALUE:
TAXABLE VALUES: ASSESSED VALUE
631,840379,370
1,011,210
535,540
631,840372,250
1,004,090
551,600
$9,116.45 $9,458.62
(2007*-2011) $62,949.82
TOTAL (After Discount): $72,124.68
11/15/1211/15/1211/15/12
283.76126.12NONE
$72,124.68$69,129.45$66,102.70
R399385
SITUS: 874 SW BASELINE ST,
11-15-1211-15-1211-15-12
$72,124.68$69,129.45$66,102.70
Preliminary Report Printed: 03.30.18 @ 11:12 AMOR----SPS-1-18-45141804577
PRELIMINARY REPORT
In response to the application for a policy of title insurance referenced herein Fidelity National Title Company ofOregon hereby reports that it is prepared to issue, or cause to be issued, as of the specified date, a policy orpolicies of title insurance describing the land and the estate or interest hereinafter set forth, insuring against losswhich may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an exceptionherein or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations or Conditionsof said policy forms.
The printed Exceptions and Exclusions from the coverage of said policy or policies are set forth in Exhibit One.The policy to be issued may contain an arbitration clause. When the Amount of Insurance is less than that setforth in the arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or theInsured as the exclusive remedy of the parties. Copies of the policy forms should be read. They are availablefrom the office which issued this report.
This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating theissuance of a policy of title insurance and no liability is assumed hereby.
The policy(s) of title insurance to be issued hereunder will be policy(s) of Fidelity National Title InsuranceCompany, a/an Florida corporation.
Please read the exceptions shown or referred to herein and the Exceptions and Exclusions set forth inExhibit One of this report carefully. The Exceptions and Exclusions are meant to provide you with noticeof matters which are not covered under the terms of the title insurance policy and should be carefullyconsidered.
It is important to note that this preliminary report is not a written representation as to the condition of titleand may not list all liens, defects and encumbrances affecting title to the land.
This preliminary report is for the exclusive use of the parties to the contemplated transaction, and the Companydoes not have any liability to any third parties nor any liability until the full premium is paid and a policy is issued.Until all necessary documents are placed of record, the Company reserves the right to amend or supplement thispreliminary report.
Countersigned
Preliminary Report Printed: 03.30.18 @ 11:12 AMOR----SPS-1-18-45141804577
900 SW 5th Avenue, Portland, OR 97204(503)222-2424 FAX (503)227-2274
PRELIMINARY REPORTESCROW OFFICER: Lori Medak [email protected] 503-222-2424TITLE OFFICER: Robert Fleming
ORDER NO.: 45141804577Supplement 1: Exception 9
TO: Fidelity National Title Company of Oregon900 SW 5th AvenuePortland, OR 97204
ESCROW LICENSE NO.: 901000243OWNER/SELLER: Washington County Facilities MgmtBUYER/BORROWER:PROPERTY ADDRESS: 874 SW Baseline Street, Hillsboro, OR 97124
EFFECTIVE DATE: March 26, 2018, 08:00 AM1. THE POLICY AND ENDORSEMENTS TO BE ISSUED AND THE RELATED CHARGES ARE:
AMOUNT PREMIUMALTA Owner's Policy 2006 $ TBD $ TBDGovernment Lien Search $ 25.00
2. THE ESTATE OR INTEREST IN THE LAND HEREINAFTER DESCRIBED OR REFERRED TO COVEREDBY THIS REPORT IS:
A Fee
3. TITLE TO SAID ESTATE OR INTEREST AT THE DATE HEREOF IS VESTED IN:
Washington County, a political subdivision of the State of Oregon
4. THE LAND REFERRED TO IN THIS REPORT IS SITUATED IN THE CITY OF HILLSBORO, COUNTY OFWASHINGTON, STATE OF OREGON, AND IS DESCRIBED AS FOLLOWS:
SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF
Order No.: 45141804577Supplement 1: Exception 9
EXHIBIT "A"Legal Description
Preliminary Report Printed: 03.30.18 @ 11:12 AMOR----SPS-1-18-45141804577
A portion of that certain tract of land as described in Book 433, Page 161, Washington County, Oregon DeedRecords, and more particularly described as follows:
Beginning at a point on the Southerly right-of-way of Tualatin Valley State Highway No. 6 (S.W. Baseline Street),said point bears North 89°46' East 67.0 feet from an iron which is said to bear North 89°46' East 298.6 feet andSouth 0°09' East 30.0 feet from the North quarter corner of Section 1, Township 1 South, Range 3 East,Washington County, Oregon; and running thence South 0°09' East parallel with the West line of said tract of landas described in Book 433, Page 161, 208.0 feet to a point; thence North 89°46' East 151.9 feet to a point; thenceSouth 0°09' East 108.5 feet to a point on the Northerly right-of-way of Tualatin Valley State Highway No. 6 (OakStreet); thence North 89°46' East along the Northerly right-of-way of Oak Street 47.0 feet to the Southeast cornerof said tract of land as described in Book 433, Page 161; thence North 0°09' West along the East line of said tractof land as described in Book 433, Page 161, 317 feet, more or less, to the Northeast corner thereof; thence South89°46' West along the North line of said tract of land and the Southerly right-of-way of S.W. Baseline, 198.9 feet tothe point of beginning.
TOGETHER WITH a non-exclusive easement for access as described in Deed recorded September 2, 1988,Recorder's Fee No. 88-039467, Washington County, Oregon Deed Records.
Order No.: 45141804577Supplement 1: Exception 9
Preliminary Report Printed: 03.30.18 @ 11:12 AMOR----SPS-1-18-45141804577
AS OF THE DATE OF THIS REPORT, ITEMS TO BE CONSIDERED AND EXCEPTIONS TO COVERAGE INADDITION TO THE PRINTED EXCEPTIONS AND EXCLUSIONS IN THE POLICY FORM WOULD BE ASFOLLOWS:
GENERAL EXCEPTIONS:
1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority thatlevies taxes or assessments on real property or by the Public Records; proceedings by a public agencywhich may result in taxes or assessments, or notices of such proceedings, whether or not shown by therecords of such agency or by the Public Records.
2. Any facts, rights, interests or claims, which are not shown by the Public Records but which could beascertained by an inspection of the Land or which may be asserted by persons in possession thereof.
3. Easements, or claims thereof, which are not shown by the Public Records; reservations or exceptions inpatents or in Acts authorizing the issuance thereof; water rights, claims or title to water.
4. Any encroachment, encumbrance, violation, variation or adverse circumstance affecting the Title thatwould be disclosed by an accurate and complete land survey of the Land and not shown by the PublicRecords. The term "encroachment" includes encroachments of existing improvements located on theLand onto adjoining land, and encroachments onto the Land of existing improvements located onadjoining land.
5. Any lien, or right to a lien, for services, labor, material or equipment rental, or for contributions due to theState of Oregon for unemployment compensation or worker's compensation, heretofore or hereafterfurnished, imposed by law and not shown by the Public Records.
SPECIFIC ITEMS AND EXCEPTIONS:
6. The subject property is under public, charitable, fraternal, or religious organization ownership and isexempt from ad valorem taxation. Any change in ownership prior to delivery of the assessment roll mayresult in tax liability.
Tax Account No.: R399385, R2194228 & R2194406Map No.: 1S31AB-00500
7. City Liens, if any, in favor of the City of Hillsboro. None found as of March 14, 2018.
8. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:
Granted to: Dragon Fountain, Inc., an Oregon corporation Recording Date: September 2, 1988Recording No: 88-039467Affects: Reference is hereby made to said document for location
9. [Intentionally Deleted]
10. Please be advised that our search did not disclose any open Deeds of Trust of record. If you should haveknowledge of any outstanding obligation, please contact the Title Department immediately for furtherreview prior to closing.
Order No.: 45141804577Supplement 1: Exception 9
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11. If requested to issue an extended coverage ALTA loan policy, the following matters must be addressed:
a) The rights of tenants holding under unrecorded leases or tenanciesb) Matters disclosed by a statement as to parties in possession and as to any construction, alterations or repairs to the Land within the last 75 days. The Company must be notified in the event that any funds are to be used for construction, alterations or repairs.c) Any facts which would be disclosed by an accurate survey of the Land
ADDITIONAL REQUIREMENTS/NOTES:
A. Recording Charge (Per Document) is the following:
County First Page Each Additional PageWashington $41.00 $5.00
Note: When possible the company will record electronically. An additional charge of $5.00 applies to eachdocument that is recorded electronically.
B. In addition to the standard policy exceptions, the exceptions enumerated above shall appear on the final2006 ALTA Policy unless removed prior to issuance.
C. Note: No utility search has been made or will be made for water, sewer or storm drainage charges unlessthe City/Service District claims them as liens (i.e. foreclosable) and reflects them on its lien docket as ofthe date of closing. Buyers should check with the appropriate city bureau or water service district andobtain a billing cutoff. Such charges must be adjusted outside of escrow.
D. Note: There are NO conveyances affecting said Land recorded within 24 months of the date of this report.
E. NOTE: This report is subject to any amendments which might occur when the names of prospectivepurchasers are submitted to us for examination.
F. Notice: Please be aware that due to the conflict between federal and state laws concerning the cultivation,distribution, manufacture or sale of marijuana, the Company is not able to close or insure any transactioninvolving Land that is associated with these activities.
G. Note: Effective January 1, 2008, Oregon law (ORS 314.258) mandates withholding of Oregon incometaxes from sellers who do not continue to be Oregon residents or qualify for an exemption. Please contactyour Escrow Closer for further information.
H. THE FOLLOWING NOTICE IS REQUIRED BY STATE LAW: YOU WILL BE REVIEWING, APPROVINGAND SIGNING IMPORTANT DOCUMENTS AT CLOSING. LEGAL CONSEQUENCES FOLLOW FROMTHE SELECTION AND USE OF THESE DOCUMENTS. YOU MAY CONSULT AN ATTORNEY ABOUTTHESE DOCUMENTS. YOU SHOULD CONSULT AN ATTORNEY IF YOU HAVE QUESTIONS ORCONCERNS ABOUT THE TRANSACTION OR ABOUT THE DOCUMENTS. IF YOU WISH TO REVIEWTRANSACTION DOCUMENTS THAT YOU HAVE NOT SEEN, PLEASE CONTACT THE ESCROWAGENT.
I. Note: This map/plat is being furnished as an aid in locating the herein described Land in relation toadjoining streets, natural boundaries and other land. Except to the extent a policy of title insurance isexpressly modified by endorsement, if any, the Company does not insure dimensions, distances oracreage shown thereon.
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EXHIBIT ONE2006 AMERICAN LAND TITLE ASSOCIATION LOAN POLICY (06-17-06)
EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage of this policy and theCompany will not pay loss or damage, costs, attorneys' fees or expenses that arise byreason of:1. (a) Any law, ordinance or governmental regulation (including but not limited to
building and zoning) restricting, regulating, prohibiting or relating to(i) the occupancy, use, or enjoyment of the Land;(ii) the character, dimensions or location of any improvement erected on the land;(iii) the subdivision of land; or(iv) environmental protection;or the effect of any violation of these laws, ordinances or governmentalregulations. This Exclusion 1(a) does not modify or limit the coverage providedunder Covered Risk 5.
(b) Any governmental police power. This Exclusion 1(b) does not modify or limit thecoverage provided under Covered Risk 6.
2. Rights of eminent domain. This Exclusion does not modify or limit the coverageprovided under Covered Risk 7 or 8.
3. Defects, liens, encumbrances, adverse claims, or other matters(a) created, suffered, assumed or agreed to by the Insured Claimant;(b) not known to the Company, not recorded in the Public Records at Date of Policy,
but known to the Insured Claimant and not disclosed in writing to the Company bythe Insured Claimant prior to the date the Insured Claimant became an Insuredunder this policy;
(c) resulting in no loss or damage to the Insured Claimant;(d) attaching or created subsequent to Date of Policy (however, this does not modify
or limit the coverage provided under Covered Risk 11, 13, or 14); or(e) resulting in loss or damage that would not have been sustained if the Insured
Claimant had paid value for the Insured Mortgage.4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure
of an Insured to comply with the applicable doing-business laws of the state wherethe Land is situated.
5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage thatarises out of the transaction evidenced by the Insured Mortgage and is based uponusury or any consumer credit protection or truth-in-lending law.
6. Any claim, by reason of the operation of federal bankruptcy, state insolvency orsimilar creditors' rights laws, that the transaction creating the lien of the InsuredMortgage, is(a) a fraudulent conveyance or fraudulent transfer, or(b) a preferential transfer for any reason not stated in the Covered Risk 13(b) of this
policy.7. Any lien on the Title for real estate taxes or assessments imposed by governmental
authority and created or attaching between Date of Policy and the date of recording ofthe Insured Mortgage in the Public Records. This Exclusion does not modify or limitthe coverage provided under Covered Risk 11(b).
The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the aboveExclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage.
SCHEDULE B - GENERAL EXCEPTIONS FROM COVERAGE
This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of:
1. Taxes or assessments which are not shown as existing liens by the records of anytaxing authority that levies taxes or assessments on real property or by the PublicRecords; proceedings by a public agency which may result in taxes or assessments,or notices of such proceedings, whether or not shown by the records of such agencyor by the Public Records.
2. Facts, rights, interests or claims which are not shown by the Public Records but whichcould be ascertained by an inspection of the Land or by making inquiry of persons inpossession thereof.
3. Easements, or claims of easement, not shown by the Public Records; reservations orexceptions in patents or in Acts authorizing the issuance thereof, water rights, claimsor title to water.
4. Any encroachment, encumbrance, violation, variation, or adverse circumstanceaffecting the Title that would be disclosed by an accurate and complete land survey ofthe Land. The term "encroachment" includes encroachments of existingimprovements located on the Land onto adjoining land, and encroachments onto theLand of existing improvements located on adjoining land.
5. Any lien for services, labor or material heretofore or hereafter furnished, or forcontributions due to the State of Oregon for unemployment compensation or worker'scompensation, imposed by law and not shown by the Public Records.
2006 AMERICAN LAND TITLE ASSOCIATION OWNER'S POLICY (06-17-06)EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage of this policy and theCompany will not pay loss or damage, costs, attorneys' fees or expenses that arise byreason of:1. (a) Any law, ordinance or governmental regulation (including but not limited to
building and zoning) restricting, regulating, prohibiting or relating to(i) the occupancy, use, or enjoyment of the Land;(ii) the character, dimensions or location of any improvement erected on the land;(iii) the subdivision of land; or(iv) environmental protection;or the effect of any violation of these laws, ordinances or governmentalregulations. This Exclusion 1(a) does not modify or limit the coverage providedunder Covered Risk 5.
(b) Any governmental police power. This Exclusion 1(b) does not modify or limit thecoverage provided under Covered Risk 6.
2. Rights of eminent domain. This Exclusion does not modify or limit the coverageprovided under Covered Risk 7 or 8.
3. Defects, liens, encumbrances, adverse claims, or other matters(a) created, suffered, assumed or agreed to by the Insured Claimant;
(b) not known to the Company, not recorded in the Public Records at Date of Policy,but known to the Insured Claimant and not disclosed in writing to the Company bythe Insured Claimant prior to the date the Insured Claimant became an Insuredunder this policy;
(c) resulting in no loss or damage to the Insured Claimant;(d) attaching or created subsequent to Date of Policy (however, this does not modify
or limit the coverage provided under Covered Risk 9 and 10); or(e) resulting in loss or damage that would not have been sustained if the Insured
Claimant had paid value for the Title.4. Any claim, by reason of the operation of federal bankruptcy, state insolvency or
similar creditors' rights laws, that the transaction creating the lien of the InsuredMortgage, is(a) a fraudulent conveyance or fraudulent transfer, or(b) a preferential transfer for any reason not stated in the Covered Risk 9 of this
policy.7. Any lien on the Title for real estate taxes or assessments imposed by governmental
authority and created or attaching between Date of Policy and the date of recording ofthe deed or other instrument of transfer in the Public Records that vests Title asshown in Schedule A.
The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the aboveExclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage.
SCHEDULE B - GENERAL EXCEPTIONS FROM COVERAGE
This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of:
1. Taxes or assessments which are not shown as existing liens by the records of anytaxing authority that levies taxes or assessments on real property or by the PublicRecords; proceedings by a public agency which may result in taxes or assessments,or notices of such proceedings, whether or not shown by the records of such agencyor by the Public Records.
2. Facts, rights, interests or claims which are not shown by the Public Records but whichcould be ascertained by an inspection of the Land or by making inquiry of persons inpossession thereof.
3. Easements, or claims of easement, not shown by the Public Records; reservations orexceptions in patents or in Acts authorizing the issuance thereof, water rights, claimsor title to water.
4. Any encroachment, encumbrance, violation, variation, or adverse circumstanceaffecting the Title that would be disclosed by an accurate and complete land survey ofthe Land. The term "encroachment" includes encroachments of existingimprovements located on the Land onto adjoining land, and encroachments onto theLand of existing improvements located on adjoining land.
5. Any lien for services, labor or material heretofore or hereafter furnished, or forcontributions due to the State of Oregon for unemployment compensation or worker'scompensation, imposed by law and not shown by the Public Records.
WIRE FRAUD ALERTThis Notice is not intended to provide legal or professional advice. If you have any questions, please consult with a lawyer.
All parties to a real estate transaction are targets for wire fraud and many have lost hundreds of thousands of dollarsbecause they simply relied on the wire instructions received via email, without further verification. If funds are to be wiredin conjunction with this real estate transaction, we strongly recommend verbal verification of wire instructionsthrough a known, trusted phone number prior to sending funds.
In addition, the following non-exclusive self-protection strategies are recommended to minimize exposure to possible wirefraud.
NEVER RELY on emails purporting to change wire instructions. Parties to a transaction rarely change wireinstructions in the course of a transaction.
ALWAYS VERIFY wire instructions, specifically the ABA routing number and account number, by calling the party whosent the instructions to you. DO NOT use the phone number provided in the email containing the instructions, usephone numbers you have called before or can otherwise verify. Obtain the number of relevant parties to thetransaction as soon as an escrow account is opened. DO NOT send an email to verify as the email address maybe incorrect or the email may be intercepted by the fraudster.
USE COMPLEX EMAIL PASSWORDS that employ a combination of mixed case, numbers, and symbols. Make yourpasswords greater than eight (8) characters. Also, change your password often and do NOT reuse the samepassword for other online accounts.
USE MULTI-FACTOR AUTHENTICATION for email accounts. Your email provider or IT staff may have specificinstructions on how to implement this feature.
For more information on wire-fraud scams or to report an incident, please refer to the following links:
Federal Bureau of Investigation: Internet Crime Complain Center:http://www.fbi.gov http://www.ic3.gov
Wire Fraud Alert Page 1Original Effective Date: 5/11/2017Current Version Date: 5/11/2017 45141804577-LM - WIRE0016 (DSI Rev. 12/07/17)
TM and © Fidelity National Financial, Inc. and/or an affiliate. All rights reserved
http://www.fbi.govhttp://www.ic3.gov
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FIDELITY NATIONAL FINANCIALPRIVACY NOTICE
Effective: May 1, 2015; Last Updated: March 1, 2017
At Fidelity National Financial, Inc., we respect and believe it is important to protect the privacy of consumers and ourcustomers. This Privacy Notice explains how we collect, use, and protect any information that we collect from you, when andto whom we disclose such information, and the choices you have about the use of that information. A summary of the PrivacyNotice is below, and we encourage you to review the entirety of the Privacy Notice following this summary. You can opt-outof certain disclosures by following our opt-out procedure set forth at the end of this Privacy Notice.
Types of Information Collected. You may provide uswith certain personal information about you, like yourcontact information, address demographic information,social security number (SSN), driver's license, passport,other government ID numbers and/or financial information. We may also receive browsing information from yourInternet browser, computer and/or mobile device if you visitor use our websites or applications.
How Information is Collected. We may collect personalinformation from you via applications, forms, andcorrespondence we receive from you and others related toour transactions with you. When you visit our websitesfrom your computer or mobile device, we automaticallycollect and store certain information available to usthrough your Internet browser or computer equipment tooptimize your website experience.
Use of Collected Information. We request and use yourpersonal information to provide products and services toyou, to improve our products and services, and tocommunicate with you about these products and services. We may also share your contact information with ouraffiliates for marketing purposes.
When Information Is Disclosed. We may disclose yourinformation to our affiliates and/or nonaffiliated partiesproviding services for you or us, to law enforcementagencies or governmental authorities, as required by law,and to parties whose interest in title must be determined.
Choices With Your Information. Your decision tosubmit information to us is entirely up to you. You canopt-out of certain disclosure or use of your information orchoose to not provide any personal information to us.
Information From Children. We do not knowingly collectinformation from children who are under the age of 13, andour website is not intended to attract children.
Privacy Outside the Website. We are not responsible forthe privacy practices of third parties, even if our websitelinks to those parties' websites.
International Users. By providing us with yourinformation, you consent to its transfer, processing andstorage outside of your country of residence, as well as thefact that we will handle such information consistent withthis Privacy Notice.
The California Online Privacy Protection Act. Some FNF companies provide services to mortgage loan servicers and,in some cases, their websites collect information on behalf of mortgage loan servicers. The mortgage loan servicer isresponsible for taking action or making changes to any consumer information submitted through those websites.
Your Consent To This Privacy Notice. By submittinginformation to us or by using our website, you areaccepting and agreeing to the terms of this Privacy Notice.
Access and Correction; Contact Us. If you desire tocontact us regarding this notice or your information, pleasecontact us at [email protected] or as directed at the end ofthis Privacy Notice.
mailto:[email protected]
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FIDELITY NATIONAL FINANCIALPRIVACY NOTICE
Effective: May 1, 2015; Last Updated: March 1, 2017
Fidelity National Financial, Inc. and its majority-owned subsidiary companies providing title insurance, real estate-and loan-related services (collectively, "FNF", "our" or "we") respect and are committed to protecting your privacy.We will take reasonable steps to ensure that your Personal Information and Browsing Information will only be usedin compliance with this Privacy Notice and applicable laws. This Privacy Notice is only in effect for PersonalInformation and Browsing Information collected and/or owned by or on behalf of FNF, including PersonalInformation and Browsing Information collected through any FNF website, online service or application(collectively, the "Website").
Types of Information CollectedWe may collect two types of information from you: Personal Information and Browsing Information.
Personal Information. FNF may collect the following categories of Personal Information:• contact information (e.g., name, address, phone number, email address);• demographic information (e.g., date of birth, gender, marital status);• social security number (SSN), driver's license, passport, and other government ID numbers;• financial account information; and• other personal information needed from you to provide title insurance, real estate- and loan-related services to
you.
Browsing Information. FNF may collect the following categories of Browsing Information:• Internet Protocol (or IP) address or device ID/UDID, protocol and sequence information;• browser language and type;• domain name system requests;• browsing history, such as time spent at a domain, time and date of your visit and number of clicks;• http headers, application client and server banners; and• operating system and fingerprinting data.
How Information is CollectedIn the course of our business, we may collect Personal Information about you from the following sources:• applications or other forms we receive from you or your authorized representative;• the correspondence you and others send to us;• information we receive through the Website;• information about your transactions with, or services performed by, us, our affiliates or nonaffiliated third
parties; and• information from consumer or other reporting agencies and public records maintained by governmental
entities that we obtain directly from those entities, our affiliates or others.
If you visit or use our Website, we may collect Browsing Information from you as follows:• Browser Log Files. Our servers automatically log each visitor to the Website and collect and record certain
browsing information about each visitor. The Browsing Information includes generic information and revealsnothing personal about the user.
• Cookies. When you visit our Website, a "cookie" may be sent to your computer. A cookie is a small piece ofdata that is sent to your Internet browser from a web server and stored on your computer's hard drive. Whenyou visit a website again, the cookie allows the website to recognize your computer. Cookies may store userpreferences and other information. You can choose whether or not to accept cookies by changing yourInternet browser settings, which may impair or limit some functionality of the Website.
Use of Collected InformationInformation collected by FNF is used for three main purposes:• To provide products and services to you or any affiliate or third party who is obtaining services on your behalf
or in connection with a transaction involving you.• To improve our products and services.• To communicate with you and to inform you about our, our affiliates' and third parties' products and services,
jointly or independently.
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When Information Is DisclosedWe may provide your Personal Information (excluding information we receive from consumer or other creditreporting agencies) and Browsing Information to various individuals and companies, as permitted by law, withoutobtaining your prior authorization. Such laws do not allow consumers to restrict these disclosures. Please see thesection "Choices With Your Personal Information" to learn how to limit the discretionary disclosure of yourPersonal Information and Browsing Information.
Disclosures of your Personal Information may be made to the following categories of affiliates and nonaffiliatedthird parties:• to third parties to provide you with services you have requested, and to enable us to detect or prevent criminal
activity, fraud, material misrepresentation, or nondisclosure;• to our affiliate financial service providers for their use to market their products or services to you;• to nonaffiliated third party service providers who provide or perform services on our behalf and use the
disclosed information only in connection with such services;• to nonaffiliated third party service providers with whom we perform joint marketing, pursuant to an agreement
with them to market financial products or services to you;• to law enforcement or other governmental authority in connection with an investigation, or civil or criminal
subpoena or court order;• to lenders, lien holders, judgment creditors, or other parties claiming an interest in title whose claim or interest
must be determined, settled, paid, or released prior to closing; and• other third parties for whom you have given us written authorization to disclose your Personal Information.
We may disclose Personal Information and/or Browsing Information when required by law or in the good-faithbelief that such disclosure is necessary to:• comply with a legal process or applicable laws;• enforce this Privacy Notice;• investigate or respond to claims that any material, document, image, graphic, logo, design, audio, video or any
other information provided by you violates the rights of a third party; or• protect the rights, property or personal safety of FNF, its users or the public.
We maintain reasonable safeguards to keep your Personal Information secure. When we provide PersonalInformation to our affiliates or third party service providers as discussed in this Privacy Notice, we expect thatthese parties process such information in compliance with our Privacy Notice or in a manner that is in compliancewith applicable privacy laws. The use of your information by a business partner may be subject to that party's ownPrivacy Notice. Unless permitted by law, we do not disclose information we collect from consumer or creditreporting agencies with our affiliates or others without your consent.
We reserve the right to transfer your Personal Information, Browsing Information, and any other information, inconnection with the sale or other disposition of all or part of the FNF business and/or assets, or in the event of ourbankruptcy, reorganization, insolvency, receivership or an assignment for the benefit of creditors. You expresslyagree and consent to the use and/or transfer of the foregoing information in connection with any of the abovedescribed proceedings. We cannot and will not be responsible for any breach of security by a third party or for anyactions of any third party that receives any of the information that is disclosed to us.
Choices With Your InformationWhether you submit Personal Information or Browsing Information to FNF is entirely up to you. If you decide notto submit Personal Information or Browsing Information, FNF may not be able to provide certain services orproducts to you. The uses of your Personal Information and/or Browsing Information that, by law, you cannot limit,include:• for our everyday business purposes – to process your transactions, maintain your account(s), to respond to
law enforcement or other governmental authority in connection with an investigation, or civil or criminalsubpoenas or court orders, or report to credit bureaus;
• for our own marketing purposes;• for joint marketing with financial companies; and• for our affiliates' everyday business purposes – information about your transactions and experiences.
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You may choose to prevent FNF from disclosing or using your Personal Information and/or Browsing Informationunder the following circumstances ("opt-out"):• for our affiliates' everyday business purposes – information about your creditworthiness; and• for our affiliates to market to you.
To the extent permitted above, you may opt-out of disclosure or use of your Personal Information and BrowsingInformation by notifying us by one of the methods at the end of this Privacy Notice. We do not share your personalinformation with non-affiliates for their direct marketing purposes.
For California Residents: We will not share your Personal Information and Browsing Information with nonaffiliatedthird parties, except as permitted by California law. Currently, our policy is that we do not recognize "do not track"requests from Internet browsers and similar devices.
For Nevada Residents: You may be placed on our internal Do Not Call List by calling (888) 934-3354 or bycontacting us via the information set forth at the end of this Privacy Notice. Nevada law requires that we alsoprovide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada AttorneyGeneral, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: (702) 486-3132; email:[email protected].
For Oregon Residents: We will not share your Personal Information and Browsing Information with nonaffiliatedthird parties for marketing purposes, except after you have been informed by us of such sharing and had anopportunity to indicate that you do not want a disclosure made for marketing purposes.
For Vermont Residents: We will not share your Personal Information and Browsing Information with nonaffiliatedthird parties, except as permitted by Vermont law, such as to process your transactions or to maintain youraccount. In addition, we will not share information about your creditworthiness with our affiliates except with yourauthorization. For joint marketing in Vermont, we will only disclose your name, contact information and informationabout your transactions.
Information From ChildrenThe Website is meant for adults and is not intended or designed to attract children under the age of thirteen(13).We do not collect Personal Information from any person that we know to be under the age of thirteen (13)without permission from a parent or guardian. By using the Website, you affirm that you are over the age of 13and will abide by the terms of this Privacy Notice.
Privacy Outside the WebsiteThe Website may contain links to other websites. FNF is not and cannot be responsible for the privacy practicesor the content of any of those other websites.
International UsersFNF's headquarters is located within the United States. If you reside outside the United States or are a citizen ofthe European Union, please note that we may transfer your Personal Information and/or Browsing Informationoutside of your country of residence or the European Union for any of the purposes described in this PrivacyNotice. By providing FNF with your Personal Information and/or Browsing Information, you consent to ourcollection and transfer of such information in accordance with this Privacy Notice.
The California Online Privacy Protection ActFor some FNF websites, such as the Customer CareNet ("CCN"), FNF is acting as a third party service provider toa mortgage loan servicer. In those instances, we may collect certain information on behalf of that mortgage loanservicer via the website. The information which we may collect on behalf of the mortgage loan servicer is asfollows:• first and last name;• property address;• user name and password;• loan number;• social security number - masked upon entry;• email address;• three security questions and answers; and• IP address.
The information you submit through the website is then transferred to your mortgage loan servicer by way of CCN.
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The mortgage loan servicer is responsible for taking action or making changes to any consumerinformation submitted through this website. For example, if you believe that your payment or userinformation is incorrect, you must contact your mortgage loan servicer.CCN does not share consumer information with third parties, other than (1) those with which the mortgage loanservicer has contracted to interface with the CCN application, or (2) law enforcement or other governmentalauthority in connection with an investigation, or civil or criminal subpoenas or court orders. All sections of thisPrivacy Notice apply to your interaction with CCN, except for the sections titled "Choices with Your Information"and "Access and Correction." If you have questions regarding the choices you have with regard to your personalinformation or how to access or correct your personal information, you should contact your mortgage loan servicer.
Your Consent To This Privacy NoticeBy submitting Personal Information and/or Browsing Information to FNF, you consent to the collection and use ofthe information by us in compliance with this Privacy Notice. Amendments to the Privacy Notice will be posted onthe Website. Each time you provide information to us, or we receive information about you, following anyamendment of this Privacy Notice will signify your assent to and acceptance of its revised terms for all previouslycollected information and information collected from you in the future. We may use comments, information orfeedback that you submit to us in any manner that we may choose without notice or compensation to you.
Accessing and Correcting Information; Contact UsIf you have questions, would like to access or correct your Personal Information, or want to opt-out of informationsharing with our affiliates for their marketing purposes, please send your requests to [email protected] or by mailor phone to:
Fidelity National Financial, Inc.601 Riverside Avenue
Jacksonville, Florida 32204Attn: Chief Privacy Officer
(888) 934-3354
mailto:[email protected]
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EXHIBIT ONE2006 AMERICAN LAND TITLE ASSOCIATION LOAN POLICY (06-17-06)
EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage of this policy and theCompany will not pay loss or damage, costs, attorneys' fees or expenses that arise byreason of:1. (a) Any law, ordinance or governmental regulation (including but not limited to
building and zoning) restricting, regulating, prohibiting or relating to(i) the occupancy, use, or enjoyment of the Land;(ii) the character, dimensions or location of any improvement erected on the land;(iii) the subdivision of land; or(iv) environmental protection;or the effect of any violation of these laws, ordinances or governmentalregulations. This Exclusion 1(a) does not modify or limit the coverage providedunder Covered Risk 5.
(b) Any governmental police power. This Exclusion 1(b) does not modify or limit thecoverage provided under Covered Risk 6.
2. Rights of eminent domain. This Exclusion does not modify or limit the coverageprovided under Covered Risk 7 or 8.
3. Defects, liens, encumbrances, adverse claims, or other matters(a) created, suffered, assumed or agreed to by the Insured Claimant;(b) not known to the Company, not recorded in the Public Records at Date of Policy,
but known to the Insured Claimant and not disclosed in writing to the Company bythe Insured Claimant prior to the date the Insured Claimant became an Insuredunder this policy;
(c) resulting in no loss or damage to the Insured Claimant;(d) attaching or created subsequent to Date of Policy (however, this does not modify
or limit the coverage provided under Covered Risk 11, 13, or 14); or(e) resulting in loss or damage that would not have been sustained if the Insured
Claimant had paid value for the Insured Mortgage.4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure
of an Insured to comply with the applicable doing-business laws of the state wherethe Land is situated.
5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage thatarises out of the transaction evidenced by the Insured Mortgage and is based uponusury or any consumer credit protection or truth-in-lending law.
6. Any claim, by reason of the operation of federal bankruptcy, state insolvency orsimilar creditors' rights laws, that the transaction creating the lien of the InsuredMortgage, is(a) a fraudulent conveyance or fraudulent transfer, or(b) a preferential transfer for any reason not stated in the Covered Risk 13(b) of this
policy.7. Any lien on the Title for real estate taxes or assessments imposed by governmental
authority and created or attaching between Date of Policy and the date of recording ofthe Insured Mortgage in the Public Records. This Exclusion does not modify or limitthe coverage provided under Covered Risk 11(b).
The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the aboveExclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage.
SCHEDULE B - GENERAL EXCEPTIONS FROM COVERAGE
This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of:
1. Taxes or assessments which are not shown as existing liens by the records of anytaxing authority that levies taxes or assessments on real property or by the PublicRecords; proceedings by a public agency which may result in taxes or assessments,or notices of such proceedings, whether or not shown by the records of such agencyor by the Public Records.
2. Facts, rights, interests or claims which are not shown by the Public Records but whichcould be ascertained by an inspection of the Land or by making inquiry of persons inpossession thereof.
3. Easements, or claims of easement, not shown by the Public Records; reservations orexceptions in patents or in Acts authorizing the issuance thereof, water rights, claimsor title to water.
4. Any encroachment, encumbrance, violation, variation, or adverse circumstanceaffecting the Title that would be disclosed by an accurate and complete land survey ofthe Land. The term "encroachment" includes encroachments of existingimprovements located on the Land onto adjoining land, and encroachments onto theLand of existing improvements located on adjoining land.
5. Any lien for services, labor or material heretofore or hereafter furnished, or forcontributions due to the State of Oregon for unemployment compensation or worker'scompensation, imposed by law and not shown by the Public Records.
2006 AMERICAN LAND TITLE ASSOCIATION OWNER'S POLICY (06-17-06)EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage of this policy and theCompany will not pay loss or damage, costs, attorneys' fees or expenses that arise byreason of:1. (a) Any law, ordinance or governmental regulation (including but not limited to
building and zoning) restricting, regulating, prohibiting or relating to(i) the occupancy, use, or enjoyment of the Land;(ii) the character, dimensions or location of any improvement erected on the land;(iii) the subdivision of land; or(iv) environmental protection;or the effect of any violation of these laws, ordinances or governmentalregulations. This Exclusion 1(a) does not modify or limit the coverage providedunder Covered Risk 5.
(b) Any governmental police power. This Exclusion 1(b) does not modify or limit thecoverage provided under Covered Risk 6.
2. Rights of eminent domain. This Exclusion does not modify or limit the coverageprovided under Covered Risk 7 or 8.
3. Defects, liens, encumbrances, adverse claims, or other matters(a) created, suffered, assumed or agreed to by the Insured Claimant;
(b) not known to the Company, not recorded in the Public Records at Date of Policy,but known to the Insured Claimant and not disclosed in writing to the Company bythe Insured Claimant prior to the date the Insured Claimant became an Insuredunder this policy;
(c) resulting in no loss or damage to the Insured Claimant;(d) attaching or created subsequent to Date of Policy (however, this does not modify
or limit the coverage provided under Covered Risk 9 and 10); or(e) resulting in loss or damage that would not have been sustained if the Insured
Claimant had paid value for the Title.4. Any claim, by reason of the operation of federal bankruptcy, state insolvency or
similar creditors' rights laws, that the transaction creating the lien of the InsuredMortgage, is(a) a fraudulent conveyance or fraudulent transfer, or(b) a preferential transfer for any reason not stated in the Covered Risk 9 of this
policy.7. Any lien on the Title for real estate taxes or assessments imposed by governmental
authority and created or attaching between Date of Policy and the date of recording ofthe deed or other instrument of transfer in the Public Records that vests Title asshown in Schedule A.
The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the aboveExclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage.
SCHEDULE B - GENERAL EXCEPTIONS FROM COVERAGE
This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of:
1. Taxes or assessments which are not shown as existing liens by the records of anytaxing authority that levies taxes or assessments on real property or by the PublicRecords; proceedings by a public agency which may result in taxes or assessments,or notices of such proceedings, whether or not shown by the records of such agencyor by the Public Records.
2. Facts, rights, interests or claims which are not shown by the Public Records but whichcould be ascertained by an inspection of the Land or by making inquiry of persons inpossession thereof.
3. Easements, or claims of easement, not shown by the Public Records; reservations orexceptions in patents or in Acts authorizing the issuance thereof, water rights, claimsor title to water.
4. Any encroachment, encumbrance, violation, variation, or adverse circumstanceaffecting the Title that would be disclosed by an accurate and complete land survey ofthe Land. The term "encroachment" includes encroachments of existingimprovements located on the Land onto adjoining land, and encroachments onto theLand of existing improvements located on adjoining land.
5. Any lien for services, labor or material heretofore or hereafter furnished, or forcontributions due to the State of Oregon for unemployment compensation or worker'scompensation, imposed by law and not shown by the Public Records.
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FIDELITY NATIONAL FINANCIALPRIVACY NOTICE
Effective: May 1, 2015; Last Updated: March 1, 2017
At Fidelity National Financial, Inc., we respect and believe it is important to protect the privacy of consumers and ourcustomers. This Privacy Notice explains how we collect, use, and protect any information that we collect from you, when andto whom we disclose such information, and the choices you have about the use of that information. A summary of the PrivacyNotice is below, and we encourage you to review the entirety of the Privacy Notice following this summary. You can opt-outof certain disclosures by following our opt-out procedure set forth at the end of this Privacy Notice.
Types of Information Collected. You may provide uswith certain personal information about you, like yourcontact information, address demographic information,social security number (SSN), driver's license, passport,other government ID numbers and/or financial information. We may also receive browsing information from yourInternet browser, computer and/or mobile device if you visitor use our websites or applications.
How Information is Collected. We may collect personalinformation from you via applications, forms, andcorrespondence we receive from you and others related toour transactions with you. When you visit our websitesfrom your computer or mobile device, we automaticallycollect and store certain information available to usthrough your Internet browser or computer equipment tooptimize your website experience.
Use of Collected Information. We request and use yourpersonal information to provide products and services toyou, to improve our products and services, and tocommunicate with you about these products and services. We may also share your contact information with ouraffiliates for marketing purposes.
When Information Is Disclosed. We may disclose yourinformation to our affiliates and/or nonaffiliated partiesproviding services for you or us, to law enforcementagencies or governmental authorities, as required by law,and to parties whose interest in title must be determined.
Choices With Your Information. Your decision tosubmit information to us is entirely up to you. You canopt-out of certain disclosure or use of your information orchoose to not provide any personal information to us.
Information From Children. We do not knowingly collectinformation from children who are under the age of 13, andour website is not intended to attract children.
Privacy Outside the Website. We are not responsible forthe privacy practices of third parties, even if our websitelinks to those parties' websites.
International Users. By providing us with yourinformation, you consent to its transfer, processing andstorage outside of your country of residence, as well as thefact that we will handle such information consistent withthis Privacy Notice.
The California Online Privacy Protection Act. Some FNF companies provide services to mortgage loan servicers and,in some cases, their websites collect information on behalf of mortgage loan servicers. The mortgage loan servicer isresponsible for taking action or making changes to any consumer information submitted through those websites.
Your Consent To This Privacy Notice. By submittinginformation to us or by using our website, you areaccepting and agreeing to the terms of this Privacy Notice.
Access and Correction; Contact Us. If you desire tocontact us regarding this notice or your information, pleasecontact us at [email protected] or as directed at the end ofthis Privacy Notice.
mailto:[email protected]
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FIDELITY NATIONAL FINANCIALPRIVACY NOTICE
Effective: May 1, 2015; Last Updated: March 1, 2017
Fidelity National Financial, Inc. and its majority-owned subsidiary companies providing title insurance, real estate-and loan-related services (collectively, "FNF", "our" or "we") respect and are committed to protecting your privacy.We will take reasonable steps to ensure that your Personal Information and Browsing Information will only be usedin compliance with this Privacy Notice and applicable laws. This Privacy Notice is only in effect for PersonalInformation and Browsing Information collected and/or owned by or on behalf of FNF, including PersonalInformation and Browsing Information collected through any FNF website, online service or application(collectively, the "Website").
Types of Information CollectedWe may collect two types of information from you: Personal Information and Browsing Information.
Personal Information. FNF may collect the following categories of Personal Information:• contact information (e.g., name, address, phone number, email address);• demographic information (e.g., date of birth, gender, marital status);• social security number (SSN), driver's license, passport, and other government ID numbers;• financial account information; and• other personal information needed from you to provide title insurance, real estate- and loan-related services to
you.
Browsing Information. FNF may collect the following categories of Browsing Information:• Internet Protocol (or IP) address or device ID/UDID, protocol and sequence information;• browser language and type;• domain name system requests;• browsing history, such as time spent at a domain, time and date of your visit and number of clicks;• http headers, application client and server banners; and• operating system and fingerprinting data.
How Information is CollectedIn the course of our business, we may collect Personal Information about you from the following sources:• applications or other forms we receive from you or your authorized representative;• the correspondence you and others send to us;• information we receive through the Website;• information about your transactions with, or services performed by, us, our affiliates or nonaffiliated third
parties; and• information from consumer or other reporting agencies and public records maintained by governmental
entities that we obtain directly from those entities, our affiliates or others.
If you visit or use our Website, we may collect Browsing Information from you as follows:• Browser Log Files. Our servers automatically log each visitor to the Website and collect and record certain
browsing information about each visitor. The Browsing Information includes generic information and revealsnothing personal about the user.
• Cookies. When you visit our Website, a "cookie" may be sent to your computer. A cookie is a small piece ofdata that is sent to your Internet browser from a web server and stored on your computer's hard drive. Whenyou visit a website again, the cookie allows the website to recognize your computer. Cookies may store userpreferences and other information. You can choose whether or not to accept cookies by changing yourInternet browser settings, which may impair or limit some functionality of the Website.
Use of Collected InformationInformation collected by FNF is used for three main purposes:• To provide products and services to you or any affiliate or third party who is obtaining services on your behalf
or in connection with a transaction involving you.• To improve our products and services.• To communicate with you and to inform you about our, our affiliates' and third parties' products and services,
jointly or independently.
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When Information Is DisclosedWe may provide your Personal Information (excluding information we receive from consumer or other creditreporting agencies) and Browsing Information to various individuals and companies, as permitted by law, withoutobtaining your prior authorization. Such laws do not allow consumers to restrict these disclosures. Please see thesection "Choices With Your Personal Information" to learn how to limit the discretionary disclosure of yourPersonal Information and Browsing Information.
Disclosures of your Personal Information may be made to the following categories of affiliates and nonaffiliatedthird parties:• to third parties to provide you with services you have requested, and to enable us to detect or prevent criminal
activity, fraud, material misrepresentation, or nondisclosure;• to our affiliate financial service providers for their use to market their products or services to you;• to nonaffiliated third party service providers who provide or perform services on our behalf and use the
disclosed information only in connection with such services;• to nonaffiliated third party service providers with whom we perform joint marketing, pursuant to an agreement
with them to market financial products or services to you;• to law enforcement or other governmental authority in connection with an investigation, or civil or criminal
subpoena or court order;• to lenders, lien holders, judgment creditors, or other parties claiming an interest in title whose claim or interest
must be determined, settled, paid, or released prior to closing; and• other third parties for whom you have given us written authorization to disclose your Personal Information.
We may disclose Personal Information and/or Browsing Information when required by law or in the good-faithbelief that such disclosure is necessary to:• comply with a legal process or applicable laws;• enforce this Privacy Notice;• investigate or respond to claims that any material, document, image, graphic, logo, design, audio, video or any
other information provided by you violates the rights of a third party; or• protect the rights, property or personal safety of FNF, its users or the public.
We maintain reasonable safeguards to keep your Personal Information secure. When we provide PersonalInformation to our affiliates or third party service providers as discussed in this Privacy Notice, we expect thatthese parties process such information in compliance with our Privacy Notice or in a manner that is in compliancewith applicable privacy laws. The use of your information by a business partner may be subject to that party's ownPrivacy Notice. Unless permitted by law, we do not disclose information we collect from consumer or creditreporting agencies with our affiliates or others without your consent.
We reserve the right to transfer your Personal Information, Browsing Information, and any other information, inconnection with the sale or other disposition of all or part of the FNF business and/or assets, or in the event of ourbankruptcy, reorganization, insolvency, receivership or an assignment for the benefit of creditors. You expresslyagree and consent to the use and/or transfer of the foregoing information in connection with any of the abovedescribed proceedings. We cannot and will not be responsible for any breach of security by a third party or for anyactions of any third party that receives any of the information that is disclosed to us.
Choices With Your InformationWhether you submit Personal Information or Browsing Information to FNF is entirely up to you. If you decide notto submit Personal Information or Browsing Information, FNF may not be able to provide certain services orproducts to you. The uses of your Personal Information and/or Browsing Information that, by law, you cannot limit,include:• for our everyday business purposes – to process your transactions, maintain your account(s), to respond to
law enforcement or other governmental authority in connection with an investigation, or civil or criminalsubpoenas or court orders, or report to credit bureaus;
• for our own marketing purposes;• for joint marketing with financial companies; and• for our affiliates' everyday business purposes – information about your transactions and experiences.
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You may choose to prevent FNF from disclosing or using your Personal Information and/or Browsing Informationunder the following circumstances ("opt-out"):• for our affiliates' everyday business purposes – information about your creditworthiness; and• for our affiliates to market to you.
To the extent permitted above, you may opt-out of disclosure or use of your Personal Information and BrowsingInformation by notifying us by one of the methods at the end of this Privacy Notice. We do not share your personalinformation with non-affiliates for their direct marketing purposes.
For California Residents: We will not share your Personal Information and Browsing Information with nonaffiliatedthird parties, except as permitted by California law. Currently, our policy is that we do not recognize "do not track"requests from Internet browsers and similar devices.
For Nevada Residents: You may be placed on our internal Do Not Call List by calling (888) 934-3354 or bycontacting us via the information set forth at the end of this Privacy Notice. Nevada law requires that we alsoprovide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada AttorneyGeneral, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: (702) 486-3132; email:[email protected].
For Oregon Residents: We will not share your Personal Information and Browsing Information with nonaffiliatedthird parties for marketing purposes, except after you have been informed by us of such sharing and had anopportunity to indicate that you do not want a disclos