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Pag-IBIG Fund
Programs and Benefits
Our Corporate Philosophy
Vision For every Filipino worker to save with Pag-IBIG
Fund and to have decent shelter.
MissionTo generate more savings from more Filipino
workers, to administer a sustainable Fund with
integrity, sound financial principles, and with
social responsibility, and to provide accessible
funds for housing of every member.
ValuesThe governing values that will steer the
Pag-IBIG Fund in pursuit of its vision include
Integrity, Excellence, Professionalism and Service.
To establish, develop, promote, and integrate a nationwide
sound and viable tax-exempt mutual provident savings system
suitable to the needs of the employed and other earning
groups
To motivate them to better plan and provide for their housing needs, by
membership in the HDMF, with mandatory contributory support of the employers in the spirit of social justice and the pursuit of national
development
PROVIDENTSAVINGS
SHELTERFINANCING
Mandatory membership for Filipino workersearning at least ₱1,000 a month
Pag-IBIG FundPag- tutu lungan sa kinabukasan: Ikaw, Bangko,
Industr iya, at Gobyerno.
Pag-IBIG Fund Snapshot
17.3 MillionMembersas of December 2016
₱439.3 BTotal Assets
as of December 2016
₱32.8 BMembership Savings
2016
₱22.3 B2016 Dividends
HIGHEST EVER!
₱25.01 B2016 Net Income
122BranchesNationwide
23Posts Worldwide
6.93%2016 Dividend Rate
per annum
P a g - I B I G F U N D P R O G R A M S
HOME LENDING PROGRAMSPROVIDENT PROGRAMS
PROVIDENT PROGRAMS
Pag-IBIG Savings
Modified Pag-IBIG 2 (MP2) Savings
Multi-Purpose Loan
Calamity Loan
Higher yield
Tax-exemptFree from 20% withholding tax
Government guaranteed
20-year membership period
6.93%2016 Dividend Rate
per annum
Pag-IBIG Savings(Mandatory)
Membership Level and Members’ Savings
Pag-IBIG EXPANDED RAFFLE PROMO Part 2
Pag-IBIG ERP Part 2 Mechanics (30 June 2017).docxExpanded Raffle promo_HQP-PFF-253_Registration Form_061016.pdf
7.43%2016 Dividend Rate
per annum
HIGHER INVESTMENT RETURN THROUGH
MODIFIED Pag-IBIG 2 (MP2) SAVINGS(Voluntary)
Higher yieldvs regular Pag-IBIG savings
Minimum of ₱500 savings only
Deposit anytime
5-Year maturity period
IMMEDIATE ASSISTANCE THROUGH
THE MULTI-PURPOSE LOAN PROGRAM
Only 10.50% interest rate per annum
Minor home improvement
Livelihood
Educational expenses
Health and wellness
Other purposes
TOTAL No. of Beneficiaries 2,039,848
P44.12 BLoans Approved
in 2016
Qualifications and Conditions
A. Open to all Pag-IBIG Fund members with approved MPL for the periodJanuary 01 to November 30, 2017;
B. Every approved MPL application entitles a member to one raffle entry.MPL borrowers with loans and renewal thereof within the promo periodare entitled to separate raffle entries. and
C.Member-borrowers must have updated Membership Savings (MS) andMPL payments at the time of the raffle (for those who will avail startingApril 2, 2017).
D.Renewal of all those existing MPL prior to April 2, 2017, regardless ofnumber of MPL amortization as long as active member.
May Panalo sa Loan mo Raffle Promo
Multi-Purpose Availment
May Panalo sa Loan mo Raffle Promo
Prizes
First Prize : Php 50,000 (per Area)Second Prize : Php 20,000 (per Member Services Branch)Third Prize : Php 10,000 (per Member Services Branch)Consolation Prize : Php 5,000 (per Member Services Branch)
with 4 winners
Multi-Purpose Availment
SMS Text Blasting
EMERGENCY SUPPORT
THROUGH THE
CALAMITY LOAN PROGRAM
Financial assistance to Pag-IBIG members
In calamity-stricken areas.
Loan Value ₱1.677 B
No. of Beneficiaries 115,138
2016
5.95%interest rate per annum
LOWEST IN THE MARKET
PROVIDENT BENEFITS CLAIMS
Total Accumulated Value (TAV) can be withdrawn
upon the occurrence of any of the grounds for
termination of Fund membership.
Membership Maturity
Retirement
Permanent Total Disability or Insanity
Termination from service by reason of health
Permanent departure from the country
Death
Any other reason as may be approved for by the
Board of Trustees
2016Amount P104.03 B
No. of
Claimants3.2 M
3 MCardholders
169Partner Establishments
and counting
as of Feb. 2017
as of Feb. 2017
Pag-IBIG LOYALTY CARD
Up to
50% DISCOUNT
ON MEDICINES
*with partner pharmas & drugstores
PESO POINTSon Groceries and Fuel
*with Puregold and Petron
Up to
15% DISCOUNT
ON TUITION FEES
*with partner schools
Pag-IBIG LOYALTY CARD
Pag-IBIG LOYALTY CARD
NO PAG-IBIG EMPLOYER / MEMBER’S I.D.
NUMBER,NO TRANSACTION.
Pag-IBIG I.D. Numbers
Pag-IBIG I.D. Numbers
MID & Employer
Numbers must be
correct!
HOME LENDING PROGRAMS
End-User Financing Program
Affordable Housing Program
Pag-IBIG Led Housing Program
Institutional Loan Program
LOWEST EVER INTEREST RATE
FOR REGULAR HOUSING LOAN
Borrow up to ₱6M
Multiple housing loans allowed
Up to 2 co-borrowers
5.5%interest rate per annum
1-year re-pricing period
Loan Value P57.3 B
No. of Units 76,247
2016
Actual Housing Loan Takeouts
AS LOW AS
AFFORDABLE HOUSING
FOR MINIMUM WAGE-EARNERS
Subsidized interest rate for first 10 years of loan term
30 years maximum loan term
Monthly Payment as low as ₱2,280
Loan up to ₱750K
4.5%interest rate per annum
for up to P450K loan
Loan Value P7.97 B
No. of Units 19,908
2016
Actual Affordable HL Takeouts
*
*for first 10 years of loan term
BETTER SERVICES
E.P.C.F.
All remittances must
be through E.P.C.F!
SMSPhone
Banking*for Philippines only.
Globe GCash
GlobeGCash
Partner Banks
Credit Cards
Now Accepted
Online Payment
5,500+PAYMENT PARTNERS
NATIONWIDE
700REMITTANCE PARTNERS
ABROAD
almost
as of March 2017
Payment Channels
e-Services
The Pag-IBIG 24/7 Contact Center
Baguio Member Services BranchTel. No. Marketing & Sales – 09201062249
Provident – 09201062094
Email us at:Marketing & Sales: [email protected],Frontline Services: [email protected]
Visit our Website:
www.pagibigfund.gov.ph
Thank You.
