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COMMERCIALMORTGAGES

www.habbank.com

HAB BANK is a Service Mark of Habib American Bank.

Our History & Commitment

HAB BANK (the Bank), incorporated in 1983 as a

New York State Chartered Bank, is a member of

the Federal Deposit Insurance Corporation (FDIC).

Headquartered in New York City, the Bank has

branches in New York, New Jersey and California.

HAB BANK specializes in Financial Institution

Services, International Trade Finance, Asset-Based

Lending, Commercial Mortgages, Consumer Bank-

ing, including Payroll and Merchant Services,

eWire, RDC, Online Banking with bill pay, Mobile

Banking, Debit Card, Visa Credit Card, 24 hour

Telephone Banking and a variety of Savings,

Certificate of Deposit and Checking Account

products to meet the banking needs of small

businesses and individuals

HAB Bank’s mission is to provide a broad range of

commercial and personal banking products and

services to a diverse community of globally

oriented customers. Our customers can expect

that we will consistently deliver exceptional

customer service in every aspect of our business

dealings, resulting in profitable long-term

relationships.

Manhattan Branch99 Madison AvenueNew York, NY 10016Tel. (212) 532-4444

Jackson Heights Branch37-20 74th StreetJackson Heights, NY 11372Tel. (718) 397-0890

Richmond Hill Branch112-17/19 Liberty AvenueRichmond Hill, NY 11419Tel. (718) 659-9000

Hicksville Branch421 South BroadwayHicksville, NY 11801Tel. (516) 681-5200

Iselin Branch1585 Oak Tree RoadIselin, NJ 08830Tel. (732) 205-1777

Los Angeles Branch110 East 9th Street AL 10Los Angeles, CA 90079Tel. (213) 362-1200

Artesia Branch18357 Pioneer BlvdArtesia, CA 90701Tel. (562) 924-7500

Our Locations

COMMERCIAL MORTGAGES

LOAN SIZE Up to $5 Million

TERM Up to 5 years, extensions available

AMORTIZATION Up to 25 years

LOAN TYPES Acquisition, Refinancing and Cash Out

MARKETS NY / NJ / CA, also PA and CT

INTEREST RATES Competitive Rates bothFixed and Floating

CLOSING 60 Days or less depending on the information

HAB Bank has met the financial needs of the

communities that it serves for over 30 years.

Our Commercial Real Estate lending team is

focused on long-term relationships with emerging

real estate investors and property owners. We

will help you navigate through the complexities

around qualifying transactions.

Over the years we realize that no single lending

solution works for every situation. We understand

that business opportunities require swift action.

Our dedicated team professionals are available

with unique and comprehensive underwriting

solutions to provide a financing package that

meets your company’s investment needs.

Expertise in wide range of property types:

� Warehouse

� Industrial

� Office Building

� Office Condo

� Shopping Centers

� Gasoline Stations

� Multi-family

� Mixed Use

� Medical Office

� Special Purpose Facility

What We Offer:

Experience

We have over 30 years of experience; our lenders are

significantly experienced and understand the major

factors play a part in Commercial Real Estate market-

place.

Swift Decisions

We believe in a model that delivers prompt services,

local decisions, quicker approvals and access at all

time to our lending team.

Solutions

Like every property every transaction is unique. We

understand the financial issues and are able to offer a

range financing options so your business can achieve

its goals.

Commitment

With unhindered access to executive management

for clients, we are fully committed to Commercial Real

Estate Lending and stand behind the transactions

and relationships.

Basic Lending Parameters: