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ORGANISATION STUDY
OnKARNATAKA BANK LTD
Introduction
Karnataka Bank Ltd was incorporated on February 18, 1984.
Head Office situated at Mangalore in Karnataka.
Set by a group of advocates & businessmen.
Formed by merger of Sringeri Sharada Bank Ltd., Chitradurga Bank Ltd. and Bank of Karnataka.
Contd…
With 88 years of providing professional banking services and quality customer service.
It has a network of 500 branches spread across 20 states and 2 Union Territories.
It has over 5,844 employees, 86,868 shareholders and over 4.84 million customers.
Key people: Chairman
Mission
"To be a technology savvy, customer centric progressive bank with a national presence, driven by the highest standards of corporate governance and guided by sound ethical values."
Objectives of the Bank
To offer total quality service at all levels. To Give their customers The Best in
Services and in Products. Deploy most modern technology and to
be in competition. Develop long term relationships.
Operations
Treasury Operations Includes investment portfolio, securities &
foreign exchange. Corporate/ Wholesale Banking
Huge amount of advances to corporate sector Retail Banking
Regular activities of bank Other banking Operations
Insurance, Mutual funds, Demat services etc.,
Organisation Structure
Bank has 500 branches operating across 20 states and 2 union territories.
It has over 5,844 employees
The Board of Directors of the Bank consists of 11 directors including the Managing Director.
Hierarchical StructureMD/CEO
General Managers
Deputy General Manager
Assistant General Manager
Managers
Functional Structure
HO
Treasury and
accounts
HR & IR IT Credit Legal
Scalar Chain in a BranchManager
Asst Branch Manager
Officer
Spl. Asst
Clerks/ Cashier
Sub staff
Reporting Structure
Head office
Regional office
Branches
Division of Work
Work is divided into various section in head office.
Each regional office reports to head office with respective sections.
Each branches across various regions report to the concerned regional office.
Within a branch all reports to the branch manager.
Span of Control
Manager to associates: 1:5 in small branches or extension counters
Or Manager to associates: 1:20 in large
branches and corporate office.
Chain of Command
Authority
Unity of command Exception to unity of command
SWOT Analysis
Strengths: Private sector bank Reputation and brand image of bank Long term goals
Weakness: More number of employees retiring and
resigning Over load of work pressure for the existing
employees
SWOT Analysis Contd…..
Opportunities: Satisfied customer service with upgraded
technology Technology savvy Customer centric
Threats: Competition due to large no of existing
privates banks Threat from upcoming banks
Decision Making Style
Rational
Intuitive
High
Analytic
Conceptual
Low Directive
Behavioral
Way of Thinking
Tole
rance
for
Am
big
uit
y
Human Resource Management
Departmentalization Recruitment Selection Orientation Training Motivation
Social Responsibility
Blood donation camp.
Encourage social, cultural, educational activities.
They follow best practices of corporate governance to protect the interest of all the stakeholders of the Bank
Compensation & Benefits
Salary fixed as per 6th pay commission.
Employee privilege on deposits and loans.
Employee Insurance Schemes, Leave Encashment, Provident Fund.