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OpenEnrollment–What’sChanging?PlanYearApril1,2018‐March31,2019
Samegreatbenefits– Enhanced!
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PreferredPPOMedicalPlan
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BenefitsSummary In‐Network Out‐of‐NetworkDeductible (Individual/Family) $2,000/$4,000 $3,500/$9,750Coinsurance 20% 40%Out‐of‐PocketMaximum(Individual/Family—Includesallmedicalcopays,deductiblesandcoinsurance) $3,500/$7,000 $7,000/$14,000
BlueDistinction TotalCarePCP $0 N/ATeladoc(1‐800‐Teladoc) $5CopayConvenientCareClinics $10CopayUrgentCareCenter $30CopayPhysician/SpecialistOfficeVisits 20% 40%AD*OutpatientTherapy‐ PT,STandOT 20% 40%AD*IndependentClinicalLabs(freestandingfacilitiesandofficevisits)
0%‐ Quest20% ‐ OutpatientSetting 40%AD*
PreventiveCare 0% NotCoveredOutpatientDiagnosticImaging(MRI,MRA,CATScan,PETScan) Upto$500Copay 40%AD*
EmergencyRoomServices $300Copay(waivedifadmitted)Ambulance $250CopayDurableMedicalEquipment andProstheticAppliances 20%AD* 40%AD*HospitalInpatient 20%AD* 40%AD*MentalHealth&SubstanceAbuseInpatientOutpatient
20%AD*20%
40%AD*40%AD*
* After Deductible
New!
YoucannowaccessyourBCBSofFloridaIDcardonMyHealthToolkit!
Remember:• MemberID:ICI+12digit
number• NationalAllianceclaims
administrationandwebportalarebasedinSouthCarolina,however,ICUBA’scontractiswithBlueCrossBlueShieldofFlorida!
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BCBSIDCard!
MedicalPlanPremiums
Total Premium Employee Cost
Employer Cost HRA
Preferred PPO
(Monthly)
Employee $602 $222.74 $379.26 $125
Employee + Spouse $1,281 $474.97 $807.03 $150
Employee + Child(ren) $1,084 $401.08 $682.92 $140
Employee + Family $1,687 $624.19 $1,062.81 $175
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Total Premium Employee Cost
Employer Cost
HRA(monthly)
Preferred PPO
(Biweekly)
Employee $277.85 $102.80 $175.05 $125
Employee + Spouse $591.23 $218.76 $372.48 $150
Employee + Child(ren) $500.31 $185.11 $315.20 $140
Employee + Family $778.62 $288.09 $490.53 $175
MedicalPlanPremiumsChange
Employee 2017/18
Employee 2018/19 Change
Preferred PPO
(Monthly)
Employee $214.60 $222.74 $8.14
Employee + Spouse $456.58 $473.97 $17.39
Employee + Child(ren) $386.28 $401.08 $14.80
Employee + Family $601.25 $624.19 $22.94
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Employee 2017/18
Employee 2018/19 Change
Preferred PPO
(Biweekly)
Employee $99.04 $102.80 $3.76
Employee + Spouse $210.73 $218.76 $8.03
Employee + Child(ren) $178.28 $185.11 $6.83
Employee + Family $277.50 $288.09 $10.76
BlueRewards poweredbyRally2018‐2019IncentivePlan
$250ICUBADollars(redeemableforgiftcardsinRally)
+UNLIMITEDRallyCoins
&ICUBAPrivateSweepstakes
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Rally2018‐2019IncentivePlan
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Activity Incentives
RallySurvey GatekeepertoRally$
BiometricScreenings $25Onsite/CampusEvents $10 each(upto$50)WellnessExams $25Colonoscopy $50Mammogram/PSA $50ICUBAcares $50TOTALICUBA$ $250
$250ICUBADollars(redeemableforgiftcardsinRally)
RallyCoinsareWORTHMORE!
Truly,UNLIMITEDVALUE!• Auctions• Winnow(“Buyitnow”)• Sweepstakes(Rally&ICUBA)• Donations
TheCoinValue isanexcitingnewfeatureforICUBAMembersbeginningonApril1,2018!
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New‐ RallyAuctions!
EnteraRallyAuction!
Thegreatthingaboutbidding– Ifyoubidonanitem,butdonotwin,Rallywillreturnyourcoins!
ReallywanttheAuctionItem?Don’ttakethechanceofbiddingontheitem,trythewinnowfeature.
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Feelingcharitable?Donateyourcoins!
• RallyDonationsgiveuserstheopportunitytodonate theirRallyCoins• Charitiesrotateonaquarterlybasisandarepre‐selectedbyRally
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• MembersworktogetherwithotherRallyuserstoreachquarterlydonationgoals
• Oncethecointhresholdismet– Rallywillmakeastatedfinancialdonationtothecharity
1MillionCoins=$1,000DollarDonation
Readytowin?ICUBAisgivingaway$50AmazonGiftCards every14days!
StartingApril1,2018whenyouearnaCityChallengemilestone,notonlywillyouearncoinsasyousyncyourtrackingdevice,butyouwillbeentered
E V E RY S I N G L E T I M E a m i l e s t o n e i s r e a c h e d !
Nolimitsorrestrictionsandmultipleentriesarepermitted!PrivatesweepstakeswinnerswillalsobefeaturedinICUBA’sBenefitsWise Newsletters.
ICUBAPrivateSweepstakes!
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RallyCityChallenge– MissionTrackingOptions
1. GoogleFit2. AppleiOSHealth3. RallyMobile4. Fitbit5. JawboneUP6. RunKeeper7. MapMyRun
8. Strava9. Misfit10. Moves11. Garmin12. UARecord13. NokiaHealth
TrackingdevicesasofJanuary2018.TrackingdevicessubjecttochangeaccordingtoRallyagreementswithvendors. 13
Need help? Go to helpcenter.werally.com
HealthCareReformPreventiveStatinCoverage
StatinsforprimarypreventionofcardiovasculardiseaseUndertheAffordableCareAct(ACA),allnon‐grandfatheredhealthplansarerequiredtoprovide$0costcoverageforallevidence‐baseditemsorserviceswithanAorBratingfromtheUnitedStatesPreventiveServicesTaskForce(USPSTF),subjecttoreasonablemedicalmanagementtechniques.
OnNov.13,2016,theUSPSTFissuedaBrecommendationthatadultswithoutahistoryofcardiovasculardisease(CVD) (i.e.,symptomaticcoronaryarterydiseaseorischemicstroke)usealow‐ tomoderate‐dosestatinforthepreventionofCVDeventsandmortalitywhenallofthefollowingcriteriaaremet:
Age40to75years
OneormoreCVDriskfactors(i.e.,dyslipidemia,diabetes,hypertension,orsmoking)
Calculated10‐yearriskofacardiovasculareventof10%orgreater.Thisrequiresuniversallipidscreening.
1 2 3
AND
AND
ConfidentialpropertyofOptum.DonotdistributeorreproducewithoutexpresspermissionfromOptum.14
$0(if eligible)
ICUBAcares PharmacistAdvocateProgram
RealPharmacists‐‐ RealAdvocates‐‐ RealSolutions• PrescriptionCheck‐up!• PreferredBrandvs.Non‐Preferredtierconfusion• PriorAuthorization,StepTherapy,QuantityLimits
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Member Testimonial:ICUBAcares helpedthedoctorsgetmeontherightmedication.TheyreachedouttomyPrimaryDoctortorequesthechangeaprescriptionthatappearedtobecausingissueswithoneof myothermedications. DuetothatIwasabletogetmymedicationundercontrol.
ProfessionalCounseling
Speakwithalicensedcliniciantomanageadiagnosedbehavioral
healthconditionoverthephone,televideo or
intheoffice
PsychiatricMedicationEvaluation
Medicationmanagementfordiagnosedbehavioral
healthconditions
AppliedBehavioralAnalysisTherapy
BehavioralhealthservicesrelatedtoAutismSpectrum
Disorder(ASD)diagnosis
IntensiveServices
HospitalizationDetoxification
Residentialtreatment
BehavioralHealthProgram
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Health• Breastandprostatecancerrecovery
• Heartproblems• Diabetes• Depression• Digestiveheath• Painmanagement• Respiratoryproblems• Substanceabuse
Life• Depression/anxiety• Postpartumdepression
• Caregiverstatus(child,elder,autism)
• Griefandloss• Militarytransition
ConditionManagement
ProgramDetails
HowdoImeetwithmytherapistandcoach?• Youchoose• Meetviaweb‐basedvideoconferencingoroverthetelephone
Whatistheappointmentfrequency?• Meetonceaweekwithyourtherapist,toaddressemotionalchallenges
• Andmeetonceaweekwithabehaviorcoach,toidentifyhealthgoalsanddevelopanactionplan
Howlongistheprogram?• Eightweeks• Sixteensessions
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VisionPremiumChange
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EmployeeCost(Monthly)
EmployeeCost(Biweekly)
EnhancedPlan
Employee $4.83 $2.23
Employee+Family $12.36 $5.71
MonthlyDentalPlanPremiums
TotalPremium EmployeeCost(Monthly)
EmployeeCost(Bi‐Weekly)
HMO 250CSDentalOption
Employee $11.72 $0 $0
Employee+1 $23.50 $11.78 $5.44
Employee+Family $36.50 $24.78 $11.44
PreventivePlusLowDentalPPO
Option
Employee $19.48 $7.76 $3.58
Employee+1 $45.28 $33.56 $15.49
Employee+Family $74.96 $63.24 $29.19
HighDentalPPODentalOption
Employee $39.77 $28.05 $12.95
Employee+1 $79.21 $67.49 $31.15
Employee+Family $133.21 $121.49 $56.07
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LifeandDisability
DuringOpenEnrollment,youmayhavetheopportunitytoincreaseyourlifeinsurancecoverage.• IfEvidenceofInsurability(EOI)isrequiredyouwillreceiveanotice:
• YouwillreceiveanemailfromSymetrawithinstructionstocompletetheEOIprocessforthecoverage(s)electedduringOpenEnrollment.
• ThisEOIprocessmustbecompletedandcoverageapprovedbytheinsurancecarrierpriortothecoveragebeingactive.
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ACTION REQUIRED: You have selected a plan level which requires Evidence of Insurability (EOI). Please know: A representative from the insurance carrier’s medial underwriting department will reach out to you in the coming days for additional information as it relates to the EOI process. The EOI process must be completed and approved before this coverage takes effect. If and when the amount you have requested is approved, your payroll contributions will be adjusted accordingly.
EnrollinginyourbenefitsatICUBAbenefits.org
• DuringyourOpenEnrollmentperiodyouarefreetoupdateyourbenefitsfortheApril1,2018‐March31,2019PlanYear
• YourOEelectionswillremainineffectuntilthenextplanyear,asstipulatedbySection125InternalRevenueCode
• Youmaychangeyourelectionsduringtheplanyearonlywithin30‐daysofaqualifiedlifeevent
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Howtogetstarted:• ClicktheStartYourEnrollmentbuttonlocatedatthetopofyourhomepage.• Youwillbeaskedtoconfirmyourpersonalinformation.Oncecomplete,
selecttheorange Continue buttonontherightpaneltoreviewyourselectionsandcompleteyourenrollment.
• View,EmailorPrintyourenrollmentconfirmationoncecomplete!
EnrollinginyourbenefitsatICUBAbenefits.org
• OpenEnrollmentisFebruary5– February16
• Youonlyneedtoparticipateinopenenrollmentif:– Youwanttocontinueoraddaflexiblespendingaccount(FSA)(FSAamountsdonotrolloverfromyeartoyear);or
– Youwanttomakechangestoyourbenefits;or– Youwanttoaddordropdependents
• However,evenifyoudon'tmeetthecriteriaabove,itissuggestedthatyoureviewyourbenefitstobesuretheyarewhatyouwantforthenewplanyear.
• Youshouldalsoreviewyourbeneficiariesforyourlifeinsuranceplan(s).BeneficiariescanbechangedanytimeintheyearatICUBAbenefits.org
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Whoisaneligibledependent?
• Yourlegallyrecognizedspouse• Yournaturalchild• Yourlegallyadoptedchild• Yourstepchild• AchildrequiredtobecoveredpursuanttoaQualifiedMedicalChildSupportOrder(QMCSO)
• Achildwithproofoflegalguardianshipwhoresideswithyou• Afosterchild
Achildisadependent untiltheendofthecalendaryearinwhichtheage of26isattainedorisover26yearsofageandisnolongercontinuouslyincapableofself‐supportbecauseofaDisability.
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OpenEnrollmentSweepstakes!
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1. LoginatICUBAbenefits.org andupdateorconfirmyourpersonalphonenumberandpersonalemailaddress
2. Finalizetheenrollmentprocess!3. AUTOMATICALLYENTEREDTOW I N !
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Gotorollins.edu/human‐resources/benefits‐or‐
ICUBAbenefits.org