The MSEFCU Difference! | July 2019

We want to help simplify your life! Let us show you the ins and outs of your Online Banking and Mobile Banking. Join us for this easy-to-understand seminar where you’ll learn how to use the many great features of cu@home and the

MSEFCU Mobile App. The seminar will be held at our Main Branch in the Robert Wayne Training Room on Wednesday, July 24th at 5:30 pm.

Want to get your kids out of the house during summer vacation and have them learn valuable money management skills? MSEFCU will be putting on a financial literacy presentation for kids ages 12-18! Join us for this fun “hands

on” presentation geared towards youngsters!The seminar will be held at our Main Branch in the Robert Wayne Training Room on Wednesday, July 31st at 5:30 pm.

For more information or to reserve seats for either seminar, please call 383-5550 x157 or

email us at events@mercedschoolcu.org

You can use this loan on a new a/c unit, updating to an energy efficient refrigerator, getting double paned windows for your home, solar panels and so much more! There’s no appraisal required, no application fee and best of all, our

energy efficient loan has a great rate as low as 5.99% APR*!

Let us help you save some money by making your home more energy efficient!

So don’t sweat this summer, apply for our energy efficient loan today!

*Based on credit history, rate includes .50% deduction for automatic payment. Must own the home and be your primary residence. Purchases must be energy efficient. Equal Housing Lender. Rates, terms and conditions subject to change.

Call our Loan Department for details or visit us online at www.mercedschoolcu.org

Beat the Heat this Summer by getting an Energy Efficient Loan

to Cool you Down!

Now you can, with Redeem2Erase! If you have our MSEFCU Visa Credit Card, you can use Redeem2Erase. Redeem2Erase gives you the option to redeem your ScoreCard Reward points to erase recent transactions ranging from $20 to $1,000. Every 100 points is equal to one dollar. For example, erasing a $20 purchase will use 2,000 points. Simply login to your ScoreCard Rewards page, click on “Account”, then “Transactions”. There will be an “erase” button next to each eligible transaction. Select the transactions you wish to erase then hit the “Erase” button. It’s that easy! Just think, pay with your MSEFCU Visa Credit Card, earn reward points, and pick your own reward to yourself! Visit our website at www.mercedschoolcu.org for more details.

Wouldn’t it be Amazing if you could “Erase” Purchases from your Credit Card?

Online & Mobile Banking 101

Financial Literacy Bootcamp for Youngsters!

Merced Main and Atwater Business Hours:

Monday . . . . . . . . . . . . . . . . 8:30 am-5:00 pm Tuesday . . . . . . . . . . . . . . . . 8:30 am-5:00 pmWednesday . . . . . . . . . . . . . 9:30 am-5:00 pmThursday . . . . . . . . . . . . . . 8:30 am-5:00 pmFriday . . . . . . . . . . . . . . . . . 9:00 am-6:00 pm

Main Branch Drive-up Teller (weekdays)Mon. - Thurs. 8:00 a.m. to 5:30 p.m.

Friday 8:00 a.m. to 6:00 p.m.

Atwater Branch Drive-up Teller (weekdays)Mon. Tues. Thurs. 8:30 a.m. to 5:00 p.m.

Wed. 9:30 a.m. to 5:00 p.m.Friday 9:00 a.m. to 6:00 p.m.

M Street Business Hours:Monday . . . . . . . . . . . . . . . . . . . . . . . . . ClosedTuesday . . . . . . . . . . . . . . . . . 8:30 am-5:00 pmWednesday . . . . . . . . . . . . . . 9:30 am-5:00 pmThursday . . . . . . . . . . . . . . . 8:30 am-5:00 pmFriday . . . . . . . . . . . . . . . . . 9:00 am-6:00 pmSaturday . . . . . . . . . . . . . . . 9:00 am-2:00 pm

Los Banos Business Hours:Monday - Thursday . . . . . . . 10:00 am-5:00 pmFriday . . . . . . . . . . . . . . . . 10:00 am-6:00 pm

Branch Locations:Merced-Main . . . . . . . . 1021 Olivewood DriveMerced-M Street . . . . . . . . . . 1935 M StreetAtwater . . . . . . . . . . . . . . . 101 Bellevue RoadLos Banos . . . . . 1450 S. Mercey Springs Road

High School Branch Locations:Bear Branch. . . . . . . . . 205 W. Olive AvenueBulldog Branch . . . . . . 12961 E. Le Grand RoadHawk Branch . . . . . . . . . 16881 Schendel RoadCougar Branch . . . . . . . . 2121 E. Childs Avenue

Mini-Phone Directory Local Number . . . . . . . . . . . . . . 209-383-5550Toll Free . . . . . . . . . . . . . . . . . . . 800-542-2345Rotary Phone? Dial . . . . . . . . . . 209-383-1410 Day & Night Teller. . . . . 209-383-5550 option 8 Day & Night Teller. . . . . 800-542-2345 option 8

Holidays 2019 July 4 . . . . . . . . . . . . . . . . . Independence DaySeptember 2 . . . . . . . . . . . . . . . . . . . Labor Day

ScoreboardAs of May 31, 2019

Assets. . . . . . . . . . . . . . . . . . . . . $531,364,225 Shares. . . . . . . . . . . . . . . . $475,134,112Total Loans . . . . . . . . . . . . . . $218,026,053

"Volunteers in Action"Board of Directors Terry Silva, Chairman Mark Bodley, Vice Chairman Luis Lara, Secretary/Treasurer Wayne Hague Ben Duran David Nannini Susan Walker

Loan Appeals Committee Steve Bottjer Stan Hoffman Harlan Dake Cary Yanagi

Supervisory Committee LaVonne Abbs, Chairman Alice Aguilar, Secretary Marcia Hall Cheryl Kelley Joe Gaestel

www.mercedschoolcu.org

Your savings are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), and backed by the full faith and credit of the U.S. Government. Your Individual Retirement Accounts are insured separately up to $250,000 by NCUA. The information in this newsletter is as current as possible. However, the Credit Union reserves the right to add, change or delete services, and all rates are subject to change without notice. Membership required for services.

Planning on Traveling out of the State?

Now’s your chance to home buy and take advantage of our Home Loan with NO PMI!

Want a lower house payment? We can save you money on your monthly mortgage payment because we don’t require Private Mortgage Insurance-PMI! Plus, we offer loans with as little as 5% down! Whether you purchase or refinance, you can save either way!

Worry less about a higher mortgage and focus more on what matters most! So don’t wait, make an appointment with our Real Estate Department today! Visit our Real Estate Department at the Main Branch or call us at (209) 383-5550 x181.

A Wild Way to Stay Cool!Splash away the summer heat at Wild Water Adventure Park. We’ve partnered with them again this year to offer members a discounted price. Visit their website at www.wildwater.net/CorporateDiscount/and enter in our promo code: MYRDHZ, select the number of discounted General Admission tickets you need and you’ll be all set to get wet!

If you have a MSEFCU Visa debit or credit card and you are planning to travel out of state or out of the country, please let us know before you leave. Notifying us prior to your trip will help you avoid any disruption or denial of service when you attempt to make a transaction. Just call us at 383-5550 x104, 109, or 114 and enjoy your trip!

Planning your Vacation for Summer Vacation? Lock in your Layaway Plan Today!Don’t miss your chance to experience the magic of the Disneyland Resort this Summer! Luckily, Merced School Employees Federal Credit Union has partnered with Get Away Today to give you the best price for your next Disneyland vacation. Plus, summer’s most anticipated event, Star Wars: Galaxy’s Edge is now open! And don’t forget Get Away Today has an interest-free Layaway Plan; you can book your galactic getaway for just $175 down.

To book, visit getawaytoday.com or call 855-GET-AWAY to speak to a travel expert directly and mention that Merced School Employees Federal Credit Union sent you! And don’t forget to use your MSEFCU Visa Credit Card, where you’ll earn reward points for every dollar spent on purchases, to make that vacation even more magical!