700 million
transactions per
month
14,000 ATMs
OmniPayments
Major US Bank saves
50% annually
Major retailer selects
OmniPayments to replace
ACI BASE24 classic
Opsol Integrators’ OmniPayments
solutions offer a full complement of credit
card/debit card authorization and support
services for retailers and banks. It manages
requests from ATMs, POS terminals, mobile
devices, the Internet, and bank tellers.
OmniPayments offers banks all the
requisite functionality to manage credit-card
and debit-card transactions. Based on SOA
architecture, it is easily expandable to
provide additional functionality when needed.
OmniPayments supplies complete security
functions for every financial transaction that
it handles, including encryption-at-rest and
encryption-in-flight. Available around the
clock, it will survive any single fault, requires
no downtime for maintenance or upgrades,
and supports a range of disaster recovery
solutions.
OmniPayments is the NonStop alternative
to ACI BASE24. OmniPayments’ pricing policy
is attractively based on the number of
processors used rather than on transaction
volume. Customers benefit from transaction
growth. Opsol benefits from the technology.
With successful implementations at many
banks, OmniPayments is just one member of
the Opsol family of solutions for the financial
industry. Opsol Integrators specializes in
NonStop mission-critical applications, and we
are HP NonStop’s largest system integrator.
OmniPayments receives incoming
transaction requests directly from the ATMs
or POS devices it manages and also from
other financial institutions via interchange
switches. If the bank serviced by
[email protected]
OmniPayments is the issuer of the credit
card/debit card, OmniPayments performs the
authorization. Otherwise, it routes the
request to the issuing bank via an
interchange switch.
Certified Interchanges
VISA®
MasterCard®
American Express
Regional switches in USA and Mexico
ATMs
Diebold
NCR
Wincor
POS
Hypercom
Ingenico
VeriFone
Success story: Large US Bank
selects OmniPayments for
ACI BASE24 sunset
One of the five largest banks in the United
States recently moved its debit/credit card
authorization network from ACI’s Base24 to
Opsol’s OmniPayments financial-transaction
authorization system running on HP NonStop
servers. This move accomplished two goals.
It allowed the Bank to keep its highly
available NonStop servers in operation
following ACI’s announcement that it would
cease support of Base24 on NonStop. In
addition, it allowed the Bank to save millions
of dollars in licensing costs over the life of the
system.
Opsol brought OmniPayments online and
working with the first interchange network,
Register now
for the Migration
to OmniPayments
workshop
STAR, in just three months. Within a year,
the complete OmniPayments system was
online and communicating with ten
interchange networks, including Visa,
MasterCard, PULSE, STAR, and others. As
expected, the risk of migrating to
OmniPayments was minuscule as compared
to upgrading to ACI’s new and different
product, BASE24-eps.
The Bank easily made ACI’s 2011 sunset
deadline and terminated license payments to
ACI on the first day of 2012. It continues to
run card-authorization services on its highly
available HP NonStop systems. Perhaps most
importantly, it has significantly reduced its
five-year, $25 million licensing cost by
moving its transaction load to a product
whose licensing is insensitive to transaction
rates. Opsol’s license fees are based on the
number of NonStop processors in use rather
than on transaction rates.
