October 16 Edition

Volume10•Number20 TheMichiganBanner October16,2013 FirstGreatLakesBayRegionalNewspaper

Leading in Diversity “Empowering Communities and Changing Lives”

CONGRaTuLaTiONsPaGe2

HisTORyVisiTsGLBRPaGeLB2

“FaNTasiesOFTHeOPeRa” PaGe8

eLeCTiONReVsuP! PaGeLB1

BesuReTOVOTe! PaGe7

This is the beginning of the largest residential blight removal program in our state’s history. Five communities in Michigan – including Flint and Saginaw – will see $100 million in federal investments to demolish thousands of abandoned houses that cannot be rehabilitated and that have undermined the quality of life for people who live nearby.

Since I was elected to Congress, I pushed hard for these funds, both through introducing legislation and working with federal officials to persuade them that demolition of empty and forgotten buildings will reduce the number of new abandonments and resulting foreclosures. For more than a decade before coming to Congress, I advocated for significant investments like this in America’s older industrial cities.

I believe in the future of cities like Flint and Saginaw. Yet, in order for our cities to plan and invest in their future, they must first rid themselves of the legacy of the past. This

includes removing blight and abandonment from our neighborhoods. The $100 million I fought for won’t solve the problem of blight and abandonment in its entirety, but it is a significant investment and down payment.

For Flint, who will receive $20.1 million, more than 1,600 vacant and foreclosed residential properties will be removed. Saginaw is set to receive $11.2 million to raze hundreds of additional homes. These strategic investments will help to rebuild communities and restore property values for homeowners in mid-Michigan, which couldn’t come at a better time, as the housing market continues to recover.

Removing blight, like the 5,800 abandoned homes in Flint, is a proven way to strengthen communities and stabilize housing prices. A two-year study by the Land Policy Institute at Michigan State University found that just $3.5 million of previous demolition activity unlocked $112 million in increased property values for surrounding homeowners. This means that the $100 million in new federal money Michigan has received has the potential to significantly increase private equity and home values across our state.

Run-down properties – often gutted, cut off utilities, and in the worst case, burnt-out from a fire – continue to hinder the recovery of the overall housing market. If you’re a homeowner who happens to live near one of these eyesores, chances are you’ve also seen the value of your home decrease or, in some cases, completely erased.

Run-down homes also hold back the potential of neighborhoods, often acting as a magnet for crime in addition to facing the threat of arson, which further jeopardizes the safety of our neighborhoods. Last year in Flint, 90 percent of all arsons were of abandoned structures. It’s a simple fact that a house that has been demolished doesn’t burn down, nor is it the source or site of violent crime.

Moreover, there’s another effect that, for me personally, is the most important outcome. While the positive impact demolition can have may be measured in purely economic terms, imagine the family who, instead of walking out on their porch every day and looking across the street at an abandoned house, now sees a community garden.

These funds will help free residents from the constant reminder of the past and what used to be – a boarded-up, empty house for example – and instead focus the discussion on where cities like Detroit, Flint and Saginaw can go from here.

SEE P 8 , Federal Funding Fights Blight

u.s.Rep.DanKildee:FederalfundingtofightblightinFlint,saginaw,othercommunitieswillimprovelifestatewideBy Congressman Dan Kildee, D-Flint Township

U. S. Rep. Dan Kildee

1400W.Geneseesaginaw,Michigan(989)753-3475www.themichiganbanner.com

Page2 TheMichiganBanner October16,2013 FirstGreatLakesBayRegionalNewspaper

CongratulationsCongratulations to the Michigan Banner on its tenth year of publication.

My family and I are personally proud of all that you have accomplished during the decade of covering the news in our Saginaw community. The role of the black press to cover our community is more important now than ever before. There are many positive items in our community that never makes it into the mainstream media. Good news is often not regarded as news worthy by the “professionals”. Our community needs the product you produce.

As a former Mayor, I always want to know the pulse of our community. It has been so comforting to know that I can open the Banner and get information that no one else prints. Keep up the good work and fight the hard battles.

Lawrence D. Crawford Lawrence Crawford, D.D.S., Chairman & CEO, Diversity Vuteq, LLC

The New E.R.A. Community Group and its board of directors are excited to announce that it will soon host Saginaw’s first Charrette for downtown Saginaw. The Charrette will bring together a group of decision-makers, subject matter experts and community stakeholders for a focused five-day design and planning process targeted at revitalizing central downtown Saginaw. The event will be facilitated by Sarah Anne Lewis, AIA, LEED AP, CNU-A Associate, of Fuss & Oneil Inc., November 8, to November 12, at the Great Lakes Crossroad, 234 S. Water St., in Saginaw.

Participants will brainstorm ideas for stimulating economic development that will create living wage scale jobs in the city. There will be sessions available for the general public and key stakeholders such as business

owners, organizations, agencies and design/planning teams. Each session is interactive, with roundtable or town hall-style discussions or hand-on workshops where participants can draw on maps. Charrette sessions will continuously build on the previous day’s input.

New E.R.A. Board Member and Co-Founder, Delores McKinney, states, “On behalf of New E.R.A., the board of directors and myself, I’d like to take this opportunity to personally thank Interim City Manager Tim Morales and members of the city council for their continued support in moving the city of Saginaw forward, and their participation and support for the Charrette planning process to be held in November. On a personal note I’d like to thank Mr. Morales for his appearance at our 8-Oct-13 Educational forum held at the Great Lakes Crossroads.

He’s committed to getting engaged with the community.”

New E.R.A. (Enrichment Revitalization Advocates) Community Group is a non-profit organization with the vision of building Saginaw into a 21st century community of excellence by providing economic opportunities in a unified environment which creates a desirable place to work, live, and interact. Its mission is to partner with business and community leaders, foundations, organizations, governmental entities (federal, state, and local), and most importantly, Saginaw citizens to develop solutions that will help create employment opportunities and rethink current values that shape the city’s economy.

For additional information call 1-248-361-9504, email [email protected], or visit www.neweracg.org.

enrichmentRevitalizationadvocatesCommunityGrouptoHostCharrettefora21stCenturysaginaw

Detroit - A crowd of civic-minded code developers gathered for Code Michigan past recently to design and build mobile applications for state government and have a shot at winning $20,000.

“Code Michigan is a great example of people working together to enhance government,” said Gov. Rick Snyder. “The innovation cultivated at this event shows the power of what can happen when citizens are engaged in the reinvention of Michigan.”

Sam Harrell, of Ann Arbor, won first place and $20,000 for his MiMaps application, which maps Michigan’s great outdoors. Users can easily find a variety of trails as well as information on nearby lodging and restaurants.

“It took a crew of 42 volunteers, more than 20 sponsors and eager coders to make the state’s first-ever Code Michigan a success,” said David Behen, CIO for the State of Michigan. “I think this shows the growth in our technology sector

SEE P 8, Code Michigan Success

state’sFirst-ever‘CodeMichigan’asuccess

Sam Harrell (holding award check) Code Michigan winner

In This Issue Election 2013 .............................................................................................Page 3-7 The Latino Banner .....................................................................................LB 1 - LB 4 Health.........................................................................................................Page 21 Praise Connections ....................................................................................Page 31

October16,2013 TheMichiganBanner Page3 FirstGreatLakesBayRegionalNewspaper

The Michigan Banner1400 W. GeneseeSaginaw, MI 48602

[email protected]

Office Hours:Monday – Friday9 a.m. – 5 p.m.

PublisherJerome BuckleySenior EditorR. L. Buckley

Circulation & Distribution:Staff

Marketing & SalesStaff

SalesStaff

Mission:The Michigan Banner operates and

serves as a print and online media venuecommitted to educating, informing andenlightening our readership regarding

events and news that directly and indirectlyaffect the communities regionally and globally.

Furthermore, to serve as a catalyst and a link for cultivating young adults as entrepreneurial and

business leaders for the future.Disclaimer:

The Michigan Banner and its staff are not responsible and will not be held liable for

any mistakes, error, misspellings and false advertisements in part or whole that may be

placed within its publication. Articles, information or comments printed in the newspaper are not

necessarily the views or beliefs of The Michigan Banner newspaper. The Michigan Banner

reserves the right to edit, change, or delete any information, or refuse to print any information, article or advertisement which is believed to be inconsistent with or conflicts with the mission of

the newspaper.Deadlines:

2 weeks before each publication date of the1st and 16th of each month

Submission Procedure:Mailed or e-mailed

Preferred format: Jpeg or PDF

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Michigan Banner ClassifiedCall 989-753-3475

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Latino/a Forum forsaginawCityCouncilCandidates

A Latino/a Forum for Saginaw City Coun-cil Candidates will be presented on Sunday, October 20, at 3 p.m. to 5 p.m. at La Union Civcia Mexicana, located at 2715 Wadsworth Street, in Saginaw. The moderator will be Nathan Luis Medina, Policy Analyst, Michi-gan House of Representatives, and Assistant Editor of The Latino Banner. For more in-formation, call Dan Soza at 989.498.9202, or email [email protected]

saginawCityCouncilCandidateForumssaginawValleyyoungProfessionals NetworkPresentsForum

A Saginaw City Council Candidate fo-rum will be presented by Saginaw Valley Young Professionals Network on October 16, 4:30 p.m. to 6 p.m., at the Dow Event Center in the atrium. All certified candidates will be invited to participate and will be placed on a panel. Have a question to ask the candidates? Email to [email protected]. This event is free to all. Doors open at 4:15

•BesuretovoteandremindothersthatthedateisNovember5.•Pollsopenat7a.m.•ToViewsampleBallotVisitwww.saginaw-mi.com

Page 4 TheMichiganBanner October16,2013 FirstGreatLakesBayRegionalNewspaper


election2013DeaDLiNes:

• Friday,October25 – The deadline to file as a write-in candidate

• saturday,November2– Deadline to submit an application for qualified electors who wish to receive an absent voter ballot by mail. The City Clerk’s Office will be open 8 a.m. – 2 p.m.

• Monday,November4 at 4 p.m. – Deadline for qualified electors to obtain an absent voter ballot and vote in person in the Clerk’s office.

• Tuesday,November5 at 4 p.m. – Deadline for emergency absentee voting for election.

OVeRVieW:The Saginaw City Council consists of nine at-large members. All run as nonpartisan candidates, and those who are elected take office

on the Monday following the election. The vote is on November 5, and the winners will take the oath of office on November 11, 2013. To be eligible, a candidate must be a registered city voter who is not in a state of default with the city government. The candidates must

file an affidavit of identity and affidavit of eligibility along with the nominating petitions. The mayor and mayor pro tem are each chosen every two years by the Saginaw City Council itself, during its first meeting after the

Election Day. Mayor Greg Branch will not seek re-election. Mayor Pro Tem, Dennis Browning, whose four-year term on the City Council will expire, is seeking re-election.

The remaining council members whose four-years will expire are Andrew Wendt and Larry Coulouris. Andrew Wendt is not seeking re-election, Larry Coulouris will seek re-election.

aBseNTVOTeRiNFORMaTiON:If you are:

• 60 years of age or older• Expecting to be absent from the community in which you are registered to vote for the entire time the polls are open on Election Day• Physically unable to attend the polls and vote without assistance from another person.• Appointed as a precinct worker in a precinct other than where the one you are registered • Not able to attend the polls because of your religion• Confined in jail and awaiting arraignment or trial

uniformedandOverseasCitizensabsenteeVotingimportantnote:OnlythosevoterscoveredundertheuniformedandOverseasCitizensabsenteeVotingact(uOCaVa)areeligibletousetheFederalPostCardapplicationForm(FPCa)andreceiveanabsenteeballotbye-mailorfax.Coveredvotersinclude:

• A member of a uniformed service on active duty who is absent from his or her city or township of residence. (Voter can be inside or outside the United States.)

• A member of the Merchant Marine who, by reason of service in the Merchant Marine, is absent from his or her city or township of residence. (Voter can be inside or outside the United States.)

• A spouse or dependent of a member of a uniformed service or a member of the Merchant Marine who, by reason of the active duty or service of the member, is absent from his or her city or township of residence. (Voter can be inside or outside the United States.)

• A civilian voter who is outside the United States and is eligible to vote in Michigan.



VoteforsaginawCityCouncil2013MichaelBallsCivic involvement: Chairman of the Board of Wanigas Credit Union, Coordinator of the 1st annual “Partners on Revitalization for the City of Saginaw to provide awareness for affordable housing that benefited over 300 households. Participated in obtaining a grant for Transitional Living for the developmental disabled young adults and Saginaw Habitat to rehabilitate 12 homes in the City of Saginaw. A Big Brother and Big Sister mentor for over 25 years.statement:I would like to be elected for the Saginaw City Council because I care immensely about the future of our city and what is happening to it. I was born and raised in Saginaw, and I love my city and what it can become.

JeffBookmyerOccupation: Currently managing downtown Saginaw Farmer’s Marker for the last three years. Previously worked for Healthy Community Partners for 10 years as a Community Developer, primarily in the Cathedral District, and facilitated training and strategic planning in other neighborhoods. Civicinvolvement: Involved with various community based organizations over the years. A City Council Candidate at ages 22 and 24. statement: A lifelong citizen of Saginaw, and a graduate of Northwood University in 2006 with a Bachelors of Science in Business Management. I have studied Saginaw’s past, lived in the present and I am concerned and committed for the future of Saginaw.

ClintBryantOccupation: First Students Management, United Steel WorkersCivicinvolvement: Several non-profit organizations.statement: “Our city is at a crossroad. We can accept elevated crime levels, a diminished economy and a collapsing infrastructure or we can conceive a new path. This new path is lined with creative ideas, courageous leadership and collaboration. With my involvement in several non-profit organizations, I am familiar with a thinning budget and how to maximize available resources. Through my experience as a labor leader in the public and private sector, I have brought parties together to turn problems into positive outcomes where all parties benefit. I am committed to improving the Quality of Life for the Citizens of Saginaw.”

Charlottea.DeMaetstatement: I have been a lifelong resident of the city for over 50 years now. I am not a democrat, or a republican, but a concerned citizen who loves this city and would like to see it become revived again as it once was. If I am elected to the City Council my main goal would be to get more police and firemen out on the streets of Saginaw. The most important role of the city government, in my opinion, is to get the criminal element under control by providing more police on the streets of Saginaw. If we cannot get this under control, economic development will be next to impossible to achieve.

MarkJohnstonstatement: To grow and be vibrant, a city must have families who want to live, work, and go to school here. But they have to feel safe in their homes and neighborhoods, and there must be jobs and growth in our economy for them to stay. We are making progress in many areas – downtown development, blight elimination, and balanced budgets. Unfortunately, we have a lot to do in making our neighborhoods safe, and our city will not recover until we do.

We can fund the city services and public safety that our citizens deserve with the additional tax dollars that growth brings. As your next City Councilman, my priority is to make Saginaw a great place to live, work, play and raise a family.



VoteforsaginawCityCouncil2013RahmannKelleyOccupation: Assistance Payment Worker, Grandmont Service Centerstatement: I need your vote because I am bringing new and refreshed ideas to Saginaw. I am not a politician, I am a servant, and what we need is sensible decision making that will positively affect our city’s economy, public safety, youth services and sense of community. No more mediocrity! Saginaw is alive! We have greatness within us. Too much “talking”and “meeting” and not enough DOING. I offer transparency, accountability and will not owe any groups favors once I’m in office. I will serve the people and our city. I need your vote on November 5. We can do better. Saginaw is Alive!

RickLongoriaOccupation: Retired from Saginaw Fire Department with 30 years of service U.S. Air Force veteranstatement:I believe change is necessary for a better Saginaw. A strong working relationship with the City Manager, other members of council, public safety officials, other city services officials, is vital in moving our community forward, and an emphasis on fiscal accountability while maximizing our physical and human resources will allow our city to grow and prosper.

JimNightingaleOccupation: Vice President, Sales and Marketing at TBF Graphics since 1989Civicinvolvement: City Planning Commission, Ambassador, Saginaw County Chamber of Commerce, Sub-Committee Chair, Saginaw Soccer 2012, generating $12 million into the local economy, Strong Kids Fundraising Committee, YMCA.statement: Saginaw is on the verge of a comeback, but there are still tough choices that lie ahead if we are to take advantage of the opportunities. We must have an economic rebirth in Saginaw, and new developments like the CMU Medical Center downtown are leading the way. But unless we make people feel safe, and develop the rest of the area, with parks and opportunities for families, we will not take advantage of this opportunity.

CirvenB.MerrillOccupation: Pastor, Greater Works MinistriesCivicinvolvement: Concerned Citizens of Saginaw Clergy Board, President of the Save Ourselves Coalition (SOS), and Lifeline Coalition, Houghton-Jones Neighborhood Association, National Action Network, NAN.statement: Saginaw needs stronger leadership at the City Council level. I have proven by my past and present involvement that I am the right person of leadership that Saginaw needs at this time. Together, with your help we can make Saginaw the vibrant and enriched community we all envision it to be.

DawnGoodrowMorrellOccupation: Owner for 9 years of Dawn of a New Day coffeehouse and café located on Washington Ave., in downtown Saginaw.Civicinvolvement: She is the co-chair of the Downtown Saginaw Association, a board member of Saginaw’s Downtown Development Association, a commissioner on the Saginaw Arts and Enrichment Commission, and a steering committee member of MCV’s Run For Your Heart Festival of Races in Saginaw, and the organizer of the recent Art Market and Battle event in Morley Plaza on September 28. statement: I look forward to connecting with, communicating with, and contributing to change for the betterment for the citizens of Saginaw.



DemondTibbsOccupation: Assistant Prosecuting Attorney for Saginaw Countystatement: I am married and my wife and I have three children. My wife has taught in our city’s schools for fifteen years. My wife and I chose Saginaw as the community where we want to raise our family. If elected, my main focus would be to strengthen our neighborhoods. The redevelopment of our city’s business community is underway, but our neighborhoods need to be the foundation that helps fuel that growth. As a member of the council, my first priority will be making sure the city can respond to the needs of its citizens. The city needs “boots on the ground” to address its citizens concerns – more community police officers and better constituent relations.

ThomasWinnOccupation: Deputy Warden in the Michigan Department of Corrections.Currently serving in the Army Reserves as a 1SG Sergeant in a Drill Sergeant Battalion.statement: I am running for the position of Saginaw City Council in an attempt to provide a safe community in which we can be proud of. A community where we have vibrant businesses, parks, where kids can play safely, and where people don’t have to worry about being robbed, carjacked, or murdered. Supporting our police and fire agencies is where I begin. In short my campaign at its inception is founded on law, order and justice. It is my belief that to attract business to the City of Saginaw we must first make it safe for all of its citizens, visitors to the city and future investors. If we as a community can’t convince potential investors that their investments and resources are a top priority it will be tough to turn our economy around to promote growth and opportunity.

edBrownResponse not available.

DennisD.BrowningResponse not available.

JamesL.CarthanResponse not available.

Larrya.CoulourisResponse not available.

LaurenH.FreyResponse not available.

BrendaF.MooreResponse not available.

Photo Not

Available

VoteforsaginawCityCouncil2013

November5,

2013

PollsOpenat 7a.M.

Three outstanding recent graduates of Saginaw Valley State University will lend their voices to a special performance of the Saginaw Choral Society. Rachelle Aus-tin, Jeremiah Kraniak and Tami Snyder-Knutson will be featured vocalists in the concert at the historic Temple Theater in downtown Saginaw Saturday, Oct. 19 at 8 p.m.

The concert, “Fantasies of the Op-era,” will include a full orchestra and will showcase a mosaic of operatic choruses and arias. The event is part of SVSU’s 50th an-niversary celebration and the Great Lakes Bay Region’s “Fall in... Art and Sol” festival.

The audience is invited to come at 7 p.m. for a pre-concert art promenade and cocktail hour featuring SVSU artists. Special to this concert, a portion of the ticket sales will support music scholarships at SVSU and/or the student endow-ment campaign tied to SVSU’s 50th anniversary fundraising campaign.

Austin completed a bachelor’s degree at SVSU in 2013 and is currently working on a master’s degree in vocal performance at the Chi-

cago College for Performing Arts of Roosevelt University. While at SVSU, she placed first at the National Association for Teachers of Singing competition in 2011 and again in 2012. Austin completed the summer opera program Cantain Italia in Lucca, Italy, and has been a featured soloist for the Baroque on Beaver Island music festival for four consecutive years.

Kraniak graduated from SVSU in 2010 and currently teaches solo and choral vocal tech-nique, basic piano skills, music theory and music history at the Saginaw Arts and Sciences Acad-emy. A past soloist with the Saginaw Choral So-ciety, Kraniak’s choirs also have performed with

the society as featured guests. An annual performer in the Baroque on Beaver Island festival, he also currently resides as a cho-ral assistant at St. John’s Episcopal Church in Saginaw and gives numerous perfor-mances throughout the local community.

Snyder-Knutson completed a bach-elor’s degree at SVSU in 2010 and a mas-ter’s degree with an emphasis in voice per-formance at Western Michigan University. She has been a featured soloist in Athens, Greece and Kyoto, Japan, and has received

multiple honors in music and theatre, including placing at the National Association for Teachers of Singing voice competition in 2009, 2010, and 2011. Currently an adjunct instructor of voice at Lake Michigan College in Benton Harbor, Mich., Snyder-Knutson previously served as a choral scholar at St. John’s Episcopal Church in Sagi-naw for five years.

For ticket information, visit https://alumni.svsu.edu/alumni/events/SCS.

Rachelle Austin Jeremiah Kraniak Tami Snyder-Knutson



sVsualumniVocalistsHeadlinesaginawChoralsocietyConcert

FamilysundaysatthesaginawartMuseum

Join artist Edwina Jaques of the Great Lakes Bay Women exhibition on Sunday, October 27, 1 p.m. to 3 p.m., at 1126 N. Michigan Ave., in Saginaw, for an afternoon of mask masking and a trick or treat treasure hunt!

Bring the whole family to create a fun and unique mask together. Families will go on a treasure hunt through the exhibition wing, learning about each featured woman along the way. After completing the treasure hunt, pick up a bag of trick or treat goodies!

Free for members, $10 nonmember per family.

FROM P2, Code Michigan Successand I want to thank Detroit Labs and our other great partners for making this event happen.”

The state worked with several private and public partners to make Code Michigan happen, including the Michigan Economic Development Corporation, Detroit Labs, Commercial Progression, Bedrock, Bizdom, Socrata, Grand Circus, Management Information Systems Association, Mobile Technology Association of Michigan, Microsoft, GitHub, Compuware, Opportunity Detroit/Quicken Loans, Apigee Corporation, Deloitte, TechSmith, Atomic Objects, Gravity Works Design, Detroit Venture Partners, Dewpoint, Michigan Legislative Consultants, IBM, Hewlett Packard, Adobe, Twillo, Symantec and Uber.

FROM P 1, Federal Funding Fights BlightFor the young children living next door to

blight, removing a hollowed-out house sends an important message that they matter, the trajectory of their lives matter, and showcases that the greater community says it’s unacceptable for some of our children to live next to a burned down shell of a house.

Literally changing the landscape of a neighborhood may very well change the way those families and children view their own life for the better. And while immeasurable purely in a statistical sense, that’s in essence what these funds seek to accomplish – having a positive and long-lasting impact on the lives of thousands of Michigan residents.

Congressman Dan Kildee, a Democrat, represents Michigan’s Fifth Congressional District in Congress. He founded the Genesee County Land Bank in 2002.

Octoberisarts&HumanitiesMonth

There’s never going to be a perfect time to start saving. The important thing is to start, and you

don’t need lots of cash to do so. Having a “rainy day” or emergency fund can protect you from having to use high-cost credit when you hit a rough patch.

HelpingyousaveThere are lots of resources available at no charge that can help you

begin your journey to financial independence. Here are three of them:1. youhaveapersonalfinancialmanagementteam.Start on your installation by talking with your Personal Financial

Management Program (PFMP) office, located in your military and family support centers. These offices are present on all DoD military installations. Find location and contact information for yours by going to MilitaryINSTALLATIONS and choosing “Personal Financial Management Services” under program/service. National Guard and Reserve personnel not located near a military installation can access information and personalized financial counseling assistance through Military OneSource by calling 1-800-342-9647 or by visiting Military OneSource online. Using this information comes at no charge to you.

2. youcangeta10%guaranteedrateofreturnonsavingswhileyou’redeployed.

Military personnel have the opportunity to earn 10 percent interest on up to $10,000 in savings annually while deployed to or in support of a combat zone. Uniformed members of the Armed Forces can contribute to the Savings Deposit Program, which is administered by the Defense Finance and Accounting Service, after 30 consecutive days of deployment outside the United States, for as long as you are receiving hostile fire pay. Any military finance office in theater can help you establish an account and assist you in setting up the deposit method most convenient for you.

3. youareeligiblefortheFederalThriftsavingsProgram.The Thrift Savings Plan is a retirement savings and investment plan

for Federal employees and members of the uniformed services, including the Ready Reserve. By contributing as little as $20 per payday, your savings could really stack up.

Here is an example to give you an idea of how much you could have: assume 20 years of service; contribute $40 per month; and an annual expected rate of return of 7 percent (rates of return will vary over time, of course). Your contributions would total $9,600, and your return would

SEE P 10, Financial Planning

Intersection of Business & Wealth

1400W.Geneseesaginaw,Michigan(989)753-3475www.themichiganbanner.com1400W.Geneseesaginaw,Michigan(989)753-3475www.themichiganbanner.com


FinancialPlanningforservicemembersandVeterans

CongratulationstoGreaterMichiganConstructionacademy

The Small Business Award was recently received by Greater Michigan Construction Academy, Greater Michigan Chapter, at the Great Lakes Bay Regional Chamber Summit on Wednesday, Oct. 2, at the DoubleTree Hotel in Bay City.

Congratulations from the Michigan Banner News for your monumental accomplishment.Jimmy Greene,

President & CEO of the Greater Michigan Construction Academy

The pessimist complains about the wind.The optimist expects it to change.The leader adjusts the sails.

John Maxwell



Sgt. Reggie Williams

ConsideraRewardingCareer inLawenforcement.

BeasaginawPoliceOfficer.The City of Saginaw is accepting applications for full-time Police Officer. Selected candidates will be sponsored by the City through Delta College’s Police Academy. Call 989-759-1570 or visit www.saginaw-mi.com for more information and FAQ sheet under the “Find a Job” link. EOE

FROM P 9, Financial Planningtotal $11,359. Altogether, after 20 years you would have $20,959.

Use the TSP.gov Calculator to see just how much money you could make.

DollarsfordegreesPaying for your education requires planning. The type of education

you choose will greatly affect the costs. Your service in the Armed Forces may help reduce those costs. Eligibility and benefits vary by program. Visit each program link for more detailed information.

• TheMontgomeryGIBillThe MGIB Active Duty provides up to 36 months of educational

benefits to active duty veterans. Reservists may be eligible for the MGIB-Selected Reserve.

• Post9/11GIBillThe Post-9/11 GI Bill provides up to 36 months of support for

education and housing to individuals with at least 90 days of aggregate service on or after September 11, 2001, or individuals discharged with a service-oriented disability after at least 30 days.

• VEAP/REAPThe Veterans Educational Assistance Program and the Reserve

Educational Assistance Program are contribution-based programs to provide servicemembers with educational funding.

• LoansandGrantsThere are three kinds of federal aid: grants, work-study, and student

loans. Federal student aid is need-based. To find out if you are eligible, you must complete the Free Application for Federal Student Aid.

Some states offer additional educational benefits to members of the military or their family members.

There are also private loans, which are usually at a higher interest rate than the government loans. These loans do not have the same terms as federal student loans and the repayment terms may be significantly different.

• ScholarshipsScholarships for military personnel and family members are available

from a variety of sources, such as military professional organizations and veterans service organizations. Some are need-based; others are awarded on merit. The National Resource Directory lists a wide variety of scholarships available. The American Legion’s Need A Lift publication also lists a wealth of other resources to help further your education.

Source: http://www.consumerfinance.gov/servicemembers/planning/

1000businessesstrong: areyOuamember?

Contact [email protected]

or989757-2112 formoreinformation.

answerHeating&Cooling8490 Midland Rd.Freeland, MI 48623989.695.9461www.answersos.com

saginawCountyChamberofCommerce WelcomesNewMembers

sVsuOsherLifelongLearninginstituteHostssocialTechnologyConferenceforadults50+

When: Friday, November 22, 8 a.m. registration, socializing, visit exhibits, 9. a.m. welcome, announcements & programWhat:Keynote speakers - Breakout sessionWhere: Saginaw Valley State University – Curtiss HallCost:Osher lifelong learning institute members - $95, Non-Members $115 (before November 1)All registrations $125


October16,2013 TheMichiganBanner Page 11 FirstGreatLakesBayRegionalNewspaper

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startingaBusinessThe Michigan Small Business & Technology Development

Center Great Lakes Bay Region will offer a Starting a Business seminar at the Hoyt Library at 505 Janes Avenue in Saginaw on October 23, from 1 to 4 p.m.

This seminar, formerly titled Fundamentals of Starting a Business, is designed for individuals who are considering self-employment and those who may be at the beginning stages of starting a business. Delivered in a workshop format, this introductory session helps aspiring entrepreneurs assess their abilities to lead and manage a company, as well as evaluate market and sales potential for their products/services. Start-up costs, financing options, and business planning are introduced, along with other necessary steps to getting started.

For more information about MI-SBTDC business education workshops and to register online, go to www.misbtdc.org/training or call 989.686.9597. Pre-registration is required. Seminar sponsors are Public Libraries of Saginaw, Saginaw Future, Saginaw County Clerk and the Michigan Small Business & Technology Development Center Great Lakes Bay Region hosted by Delta College Corporate Services.

Entrepreneurs and small business owners may access business resources online at www.misbtdc.org or regional services of the Great Lakes Bay (serving Arenac, Bay, Huron, Midland, Saginaw, Sanilac, and Tuscola counties) by visiting www.misbtdc.org/GreatLakesBay or calling 989.686.9597. Also visit Facebook www.facebook.com/MISBTDC.GreatLakesBay for additional information.

NowHiringforVariousProductionPositions

Saginaw Control & Engineering is a successful, growing company that specializes in the production of metal electrical

enclosures. We have a 270,000 square foot manufacturing facility that utilizes the latest advancements in production and manufacturing technology. These include programmable and robotic press brakes, punches and material handling equipment, laser cutting systems, robotic welding and grinding stations, programmable coating systems, state of the art assembly workstations and gasket dispensing equipment.

In order to stay on the cutting edge of technology we need motivated, dependable and innovative people that have a positive attitude and an eagerness to learn. Applicants should be able to exhibit logical thinking, mechanical aptitude and strong problem solving skills. We offer a competitive starting wage of $12.05 per hour, excellent benefits and opportunities for advancement that can lead to long term, successful careers. Currently we are accepting applications for 1st and 2nd shift positions.

Applicants must have a high school diploma or equivalent, be able to pass a physical, drug screen, background check and have a valid driver’s license. Please submit your application at www.saginawcontrol.com/app

OneyearGrandOpeninganniversaryCelebrationofPopeye’sLouisianaKitchenLocally owned and operated Popeyes Louisiana Kitchen, located at 3359 East Holland Rd, in Saginaw, on October 22, at 10 a.m to 12 a.m., will

celebrate its one year anniversary. To show appreciation to customers for the patronage throughout the first year they will offer a 2 piece (chicken only) for $0.99. Also to keep in theme with the opening date they will offer an 8 piece family meal, which includes 1 large side and 4 Buttermilk Biscuits, for $10.22. All offers will be available beginning at10:00 a.m.

Thereisnosecretstosuccess. it istheresultofpreparation,hardwork,andlearningfromfailure.ColinPowell



A.Philip Randolph InstitutePOB 1107Saginaw, MI 48606American Red Cross1232 N. MichiganSaginaw, MI 48602989-754-8181Antique Toy & Firehouse Museum3456 Patterson Rd. Bay City, MI 487061-888-888-1270 Boys & Girls Club of Bay County300 Lafayette Ave.Bay City, MI 48706989-892-6723CAN Council Saginaw County1311 N. Michigan AvenueSaginaw, MI 48602(989) 752-7226 / fax (989) 752-2777www.cancouncil.orgCastle Museum of Saginaw County History500 Federal Ave.Saginaw, MI 48607 Circle of Love 1809 Durand Ave.Saginaw, MI 48602989-754-2377

Emmaus House of Saginaw733 S. 15th StreetSaginaw, MI 48601989-755-7538THE EZEKIEL [email protected]. Box 3470Saginaw, MI. 48605-3470Phone: 989.755.1620 Fax: 989.755.4038First Ward Community Center1410 N. 12th StreetSaginaw, MI 48601989-753-0411Girl Scouts Heart of Michigan5470 Davis Rd.Saginaw, MI 48604989-799-9565Good Neighbors Mission1318 Cherry StreetSaginaw, MI 48601989-399-9918Health Delivery, Inc. 501 Lapeer Ave.Saginaw, MI 48607989.759.6400

Houghton-Jones Task Force1708 Johnson StreetSaginaw, MI989-752-1660Michigan Banner Outreach 1400 W. GeneseeSaginaw, MI 48602989-714-2240Nathan Weidner Children’s Advocacy Ctr.715 N. EuclidBay City, MI989-671-1345Operation Reach 119 S. Jefferson Avenue Saginaw, MI 989-754-4444Public Libraries of SaginawButman-Fish, Claytor, Hoyt, Wickes & Zauel Libraries505 Janes AvenueSaginaw, MI 48607989-755-0904www.saginawlibrary.org

Restoration Community Outreach1205 Norman Saginaw, MI 48601(989) 753-1886 / fax (989) 753-2880Email: [email protected] Saginaw County Community Action Agency, Inc. (CAC)2824 Perkins StreetSaginaw, MI 48601989.753.7741The Saginaw Community Foundation1 Tuscola, Suite 100 Saginaw, MI 48607989-755-0545Women of ColorsPOB 5525Saginaw, MI 48603989-399-9275 or 989-737-9286

NON PROFIT DIRECTORY

The Affordable Care Act is here! Knowing that nonprofits play a key role in connecting people to services we asked a few questions of Dr. Clarence Davis, Medical Director, Government Business with Blue Cross Blue Shield of Tennessee.

We first wanted to know what the Affordable Care Act – or Obamacare– means to people who already have insurance and those who currently don’t. Clarence shared with us, “For those that already have insurance through an employer, nothing should change for you. When the Affordable Care Act was signed into law, it carried with it a promise of expanding access to quality, affordable health coverage for millions of American families

and small businesses. Some individuals have already begun to experience the benefits of the Affordable Care Act with coverage that includes preventive care like mammograms, physicals, screening for diabetes and more at no out-of-pocket cost. Additionally, children who may have been without health insurance can now stay on their parents plans until age 26. For people without health insurance, including those with pre-existing conditions, the marketplace may allow for more affordable access to care with the help of federal cost savings.

We also wanted to know about the importance of October 1st. “On October 1, a new health insurance marketplace opened in every state, giving individuals a new way to shop for health insurance. All plans are required to cover a set of benefits that includes hospital stays, prescriptions, maternity and newborn care, preventive and wellness services, and other

benefits that have been deemed essential.We wanted to know if purchasing insurance

would be different in states that are implementing exchanges, and states that are not. Dr. Davis set us straight, sharing, “All states will have exchanges whether run by their state government or the federal government. And the requirement for people to have coverage applies equally in all states, no matter which kind of marketplace they have. If individuals are currently uninsured or have a limited benefit plan, the marketplace will allow them to review various coverage options and make comparisons of plans before they make a decision. Financial assistance may be available for individuals depending upon their income and household size. They can go to www.healthcare.gov to see if they qualify.

Finally, we wanted to know what role nonprofits can play in getting out information to

SEE P 26, Affordable Care Act

TheTimeHasCome!By Mel and Pearl Shaw

Dr. Clarence Davis



WeareCelebrating! TheMichiganBanneriscelebrating10yearsofpositivenewswiththeGreatLakesBayRegionandbeyond.ifyouhaveaspecialoccasionyou

wouldliketomakesureeveryoneknowsabout,justvisitwww.themichiganbanner.com,advertisingsection,www.saginawchamber.org/coupons,email

[email protected],orcall989.753.3475foradditionalinformationofhowyoucancelebratewithuswithphenomenalsavingsintheMichiganBanner,the

NationalBanner,andtheLatinoBanner.Thecouponcannotbeexchangedforcash.

Phone (989) 667-2000 Ext 341Direct (989) 460-0341

Fax (989) 667-0103E-Mail [email protected]

Website www.labadieauto.comLabadie Buick Cadillac GMC

711 S. Euclid Ave. • Bay City, MI 48706

Terry ReedSales Professional

Used Cars

“Thanks for being so professional and respectful of my time by taking time to allow me to choose what was best for me.“ Keva Clark

OctoberLong-RangeWeatherForecastforGreatLakesBayRegion www.almanac.com

OCTOBER 2013: temperature 55° (3° above avg.); precipitation 2” (0.5” below avg.); Oct 1-9: T-storms, then sunny, turning very warm; Oct 10-14: Rain, then sunny, mild; Oct 15-22: Scattered showers, cool; Oct 23-29: Sunny, mild; Oct 30-31: Heavy rain.

Customer Keva Clark with Terry Reed, Sales Professional



Business DirectoryUnique Cuts & Massage1502 Court StreetSaginaw, MI 48602989-327-2338

Unique Cuts II3125 E. Holland Saginaw, MI 48601989-327-2338

Business SolutionsThe Growth CoachCal Talley, Owner293 Provincial Ct. #78 48602989-401-6229C.Talley@The GrowthCoach.comwww.The GrowthCoach.com

Cleaning ServicesExtreme Carpet & UpholsteryWilliam & Denise Murphy - OwnersCommercial & ResidentialJanitorial Services989-753-3335

Best Choice Floor Maintenance & Carpet Cleaning989-316-8327 [email protected]

Community Centers and ServicesFirst Ward Community Services1410 N. 12th StreetSaginaw, Michigan 48601989-753-0411

ConstructionKingdom BuildersJim Shafley, President2210 Annesley StreetSaginaw, MI 48601989. 948.8094www.kingdombuildersmi.org

ConsultantsEnviCare Consulting, Inc.Billy J. Strawter, Sr., President2809 Blairmont DriveMidland, MI 48622989.839.9177www.envicareinc.com

DentistsJack W. Nash, DDSCosmetic andRestorative Dentistry1320 S. Washington Ave.Saginaw, Michigan 48601989-752-1200

FashionWhere Did U Get That Hat? Specialize in Custom Designs“Sunday’s Best” Yvonne Ellison/MillinerPhone 989-529-4193E-mail: [email protected]

FinancialCity of Saginaw Block Grant & Rehab Program 1315 S. Washington Avenue, Room Saginaw, MI 48601 989-759-1530

Saginaw Economic Development Corporation Shontaye Bibbs 1315 S. Washington Avenue, Room 207 Saginaw, MI 48601 989-759-1395 [email protected]

Florists Erika’s Flowers214 Federal Ave.Saginaw, MI 48607989-755-9330www.erikasflowerssaginaw.com

Food & Dining Spencer’s Route 46Spence DambroProprietor5530 Gratiot989-793-3400Saginaw, MI 48638www.spencersfinefood.com

Funeral Homes Deisler Funeral Home2233 Hemmeter Rd.Saginaw, MI 48603989.799.1151

Graphics/DigitalTBF Graphics Digital803 S. Washington Ave.Saginaw, Michigan 48601989-752-5540TBFGRAPHICS.COMTBFDIGITAL.COM

Heating and CoolingHORIZONAzola Williams989-755-8650 Business989-233-3295 Cell

Home Health Care Services Comforcare Home Care320 S. Washington Ave. Ste. 202Saginaw, MI 48607989.752.5502www.mbsmichigan.comforcare.com

Painting Services Resurrection PaintingScott Severin989.792.2009Interior/ExteriorDrywall Repair/Power WashingDeck StainingFree Estimates

Photography E.B. Studio212 Washington Ave.Saginaw, MI 48607989-397-4144 PublicationsDavid HallCrimiel Publications LLCPOB 20061Saginaw, Michigan 48602

RestaurantsBrother Arthur’s Fish & More2522 E. Genesee Saginaw, MI 48601 989-752-0200

Rite Spot 1205 Lapeer Saginaw, MI 48601 989-754-6001

Savoy Bar & Grill127 S. Franklin StreetSaginaw, MI 48607989.754.9660

RetailersGREEKS “R” US 2203 E. Genesee Saginaw, MI 48601 989-755-4925 [email protected]

Scrap Iron - Metals Clinkston & Sons Inc.1319 S. 15th StreetSaginaw, MI 48601989.752.3072www.clinkston.com

Shoe RepairMorgans Shoe Repair 308 Federal Ave. Saginaw, MI 48607 989-754-6155

Tax ServicesRobert McDuffy Tax & Accounting Service/ERO e-file2127 LedyardSaginaw, MI 48601Business - 989-443-0115 Fax [email protected]

AttorneysThe Law Offices of Alan A. Crawford PLLCAlan A. Crawford, Attorney At Law615 Griswold Ste. 1215, Detroit, MI 48226803 Court Street, Saginaw, MI 48602313.559.7881313.556.2487 (Fax)www.acrawfordlaw.com

AuthorsW. James Richardson 1356 Woodside Street Saginaw, MI 48601 988-753-0233 www.wjamesrichardson.com

Auto2 Fresh DetailKenny Jackson 300 N. Niagara StreetSaginaw, MI 48602989-239-7012

Labadie Olds 711 S. EuclidBay City, MI 48706Terry ReedSales Professional989-667-2000 Ext. 341Direct 989-460-0341Fax 989-667-0103E-mail [email protected] www.labadieauto.com

McDonald Pontiac-GMC, Inc. 5155 State Street Saginaw, MI 48603 Leon V. Washington Sales & Leasing Professional989-790-5155 [email protected]

BakeriesLighthouse Bakery 285 S. Outer Drive Saginaw, MI 48601 989-754-7088 Fax – 989-754-7099

Banquet FacilitiesRowan - West Facility1400 W. Genesee Saginaw, Michigan 48602989-753-3475

BeautyIllusions Beauty SalonValerie KingOwner/Operator1400 W. Genesee StreetSaginaw, MI 48602989.755.2666/989.755.3883

Reflection of U TooLouise McKinnie, Owner2103 Sheridan Ave.Saginaw, Michigan 48601989.753.4600

Sports Barbershop1400 W. GeneseeSaginaw, Michigan 48602989-992-2600

Advertisers Are Talking 24/7 Around The Great Lakes Bay Region And Beyond @ www.themichiganbanner.com! To Join The Conversation Contact The Sales Staff at 989.753.3475, or [email protected].

believe. do.At AT&T we believe in communities. That’s why we do what we do. Like striving to connect people with good jobs, donating our time and talent, supporting the underserved, and promoting innovative educational programs.

Because we believe the power of you creates limitless possibilities for us all.

That’s why we proudly support the Michigan Banner.

© 2011 AT&T Intellectual Property. All rights reserved.



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BANNERATINOL THE

Leading in Diversity Vamos Adelante

Volume1•Number22 TheLatinoBanner October16,2013 FirstGreatLakesBayRegionalLatinoNewspaper

1400W.Geneseesaginaw,Michigan(989)753-3475TheLatinoBanner–[email protected]

saginawCouncilelectionRevsupanticipationBy Nathan L. MedinaAssistant EditorThe Latino Banner

The race by 19 Saginaw city council candidates vying for four seats in the No-vember 5 election in-tensifies. I’m sure you can feel the buzz.

There is an ener-gy in our community which has been gradu-ally gaining momen-tum for years now.

The old ways, limiting structures and bitter divi-sions are falling out of fashion and a new unity is emerging from the wreckage of the past decades. People want to pull together and take action to improve life for those whose work or home ad-dresses are within our boundaries.

Working at the Michigan House of Represen-tatives, I see first-hand the politics of partisan fin-

ger-pointing and division every day. This model may be wonderful for a seven-second sound bite or a press release, but when it comes to gover-nance, it certainly leaves much to be desired. We in Saginaw have seen firsthand exactly were that mean spiritedness gets us---nowhere!

The first task of this generation of emerging leaders will be a big one, namely, the hiring of a new City Manager. Deputy City Manager and Chief Financial Officer Tim Morales recently agreed to his appointment by the council as In-terim City Manager. It’s essential, however, that council members approach this search with the mindset of not just finding the best candidate with the right resume, or the candidate looking for a better paying job. Instead, it’s my hope that after the Nov. election the entire council chooses a candidate with skin in the game, someone who will play an active part of our community and won’t simply use us as a stepping stone in their

career. Legacy-building, leadership and a vision for an effective long-term strategy are essential qualities for the person who is offered this posi-tion.

Before that can happen, the person who will ultimately have the last say in the race for city council, and thus City Manager, is you - the voter. I recommend that you pay attention to the candi-dates, what they say or fail to mention, their mo-tivation, their vision, their plan. If the candidate lacks any of these, they may not have the where-withal to grapple with the serious issues which our city will face in the near and long term. An active, well informed citizenry is our best hope against a dysfunctional city government.

I’m hopeful that our prospective leaders and the electorate understand and recognize that de-spite our differences, we are all ultimately work-ing toward the same goal - a stronger, safer, more vibrant Saginaw. Good luck, candidates!

elecciones201325 de octubre - la fecha límite para presentar

como una escritura de candidateSábado, 2 de noviembre a las 2 p.m. - plazo

para la presentación de una solicitud de los elec-tores calificados que desean recibir una balota

por correo. el escribano de la ciudad la oficina estará abierta desde las 8 p.m. - 2 p.m.

Lunes, 4 de noviembre a las 4 p.m. - fecha límite para los electores calificados para obtener una balota y votar en persona en la oficina del

secretario.Martes, 5 de noviembre a las 4 p.m. - voto

ausente fecha límite para la elección a causa de una situación de emergencia.

“no podemos buscar progreso para nosotros mismos y olvidarnos de progreso y la prosperidad de nuestra comunidad... nuestras ambiciones deben ser lo suficientemente amplio como para incluir las aspiraciones y necesidades de los demás, para ellos y para nosotros mismos”.César Chávez


LB2 TheLatinoBanner October16,2013

Vamosadelante

Disclaimer:The Latino Banner and its staff are not responsible and will not be held liable for any mistakes, errors, misspellings and false advertisements in part or whole that may be placed within its publication. Articles, information or comments printed in the Latino Banner are not necessarily the views or beliefs of The Latino Banner newspaper. The Latino Banner reserves the right to edit, change, or delete any information, or refuse to print any information, article or advertisement which is believed to be inconsistent with or conflicts with the mission of the newspaper.

We encourage readers to send letters, story ideas, comments and questions.

Deadlines: 2 weeks before each publication date of the 1st and 16th of each month Submission Procedure:Mailed or e-mailed to the Latino [email protected] Preferred format: Jpeg or PDF

Comunidad~Community

Rosa Morales, Senior Editor, The Latino Banner, and Wil Haygood, Author, “The Butler: A Witness to History”

FamedWashingtonPostauthorVisits saginawValleystateuniversity

Washington Post reporter and author, Wil Haygood recently visited Saginaw Valley State University. Haygood, the author of ”The Butler: A Witness to History”, spoke at the University as a courtesy of a collaboration between SVSU and the Michigan Department of Civil Rights, each of which celebrates its 50th anniversary this year.

Since publication of the real-life story of Eugene Allen, a black White House butler who worked for eight U. S. presidents from Truman to Reagan, it has become a No. 1 film at the box office, grossing in its first three days, $24.6 million.

Negocios~Business

The Great Lakes Bay Economic Club is recruiting regional students to participate in their monthly networking luncheons, and has recently announced a new student membership. The student membership is designed to educate students in the regional economic arena, and to provide opportunities for students to network with local business professionals, each other, faculty, and guest speakers.

The club encourages the exchange of ideas on economics, business, and policy through meetings with high-profile speakers, and provides a forum for business people in Michigan’s Great Lakes Bay Region to interact, network and share economic knowledge.

The Student Membership is open to all students in the region. Membership dues are waived, but you are required to complete a membership form with contact information, high school/university/college attending and education level. Advance registration is required with payment for each luncheon. Students are introduced at each meeting along with general guest introductions.

Students interested in attending any of these events and/or receiving monthly meeting notices should complete a membership form that can be obtained at [email protected]. Once the electronic form received is returned, you will be eligible to register for any meeting throughout the year.

The luncheons are generally held the fourth Monday of each month, September through April of each year, at Saginaw Valley State University in Curtiss Hall. Registration starts at 11:30 am, program/lunch at noon and concludes about 1:30 pm. Pre-registration is required. Registration is available by calling 989-964-4048 or online at www.glbec.org. The cost for general admission is $30, for members $20 and Students may now attend, with pre-registration for the reduced price of $10.

To register or obtain more information about this program, call 989.964.4048, email [email protected] or visit www.glbec.org

GreatLakesBayeconomicClubseekingstudentParticipation

OFFICE OF DISABILITY EMPLOYMENT POLICYUNITED STATES DEPARTMENT OF LABOR

Porque

Somos CAPACESde Realizar la Tarea

Mes de ConCientizaCión naCional del eMpleo de personas Con disCapaCidades

Y TÚ… ¿Qué Eres Capaz de Hacer?www.dol.gov/odep

October16,2013 TheLatinoBanner LB3 Vamosadelante


LB4 TheLatinoBanner October16,2013 Vamosadelante


Health‘Better Choices, Better Medicine, Better Healing’



Designed to raise awareness about Ac-quired Immune De-ficiency Syndrome, or AIDS, the desig-nation of October as AIDS Awareness Month places special focus on a disease

with a yet undiscovered cure.Acquired Immune Deficiency Syndrome or

AIDS is a late stage of the Human Immune De-ficiency Virus (HIV). Without a cure as of yet, healthy living, and anti-viral medications can do much to improve the quality and length of life for some AIDS patients. These treatments do not al-ways work for everyone, however, and can have harmful side effects.

In the early 1980s, the disease became ram-pant and it became clear that it was highly com-municative. However, as it was a fairly undocu-mented disease, public education was poor and many had never heard of it before they were diagnosed with it. The impact of the epidemic is excessively high among ethnic minorities, particularly African-Americans, suggesting that more awareness on how to prevent the disease

was necessary. AIDS is entirely preventable through abstinence, safe sex and by not sharing or reusing intravenous needles.

In 1988, President Ronald Reagan declared October to be National AIDS Awareness Month in an attempt to help educate the American pub-lic and prevent the spread of AIDS and HIV. Since then the effort to raise awareness has in-creased greatly. Although October is still offi-cially National AIDS awareness month, differ-ent states and heavily affected minority groups have staged their own AIDS awareness months and days for extra coverage of the disease. Aside from basic education, AIDS awareness month is host to a number of charity drives and walk-a-thons, intend-ed to raise money for AIDS research. In the years since President Reagan made AIDS awareness national, the number of people contracting the dis-ease has gone down drastically.

AIDS has even

impacted humanity on a global scale. December 1 has been designated as World AIDS awareness day in an effort to link countries together to in-crease education and eradicate this fatal disease. Scientists feel confident that there is a cure for AIDS out there, and although it has not been dis-covered yet, it is a high priority to continue to fund the research that will help wipe out AIDS forever. By continuing to promote AIDS aware-ness and keep AIDS issues in the forefront dur-ing various AIDS awareness events, the global community can continue to work together to combat the disease and its effects.

Source: www.life123.com

OctoberisaiDsawarenessMonthBy: Jennifer Maughan

WhatisDownsyndrome?Down syndrome is a genetic condition that causes delays in physi-cal and intellectual development. It occurs in one in every 691 live births. Individuals with Down syndrome have 47 chromosomes instead of the usual 46. It is the most frequently occurring chromo-somal disorder. Down syndrome is not related to race, nationality, religion or socioeconomic status. The most important fact to know about individuals with Down syndrome is that they are more like others than they are different.Source: www.nads.org

Are you or someone you know having child behavior problems?

The CAN Council, through Project LAUNCH funding, offers FREE parenting classes. The program is called Incredible Years and is an evidence based curricula targeting parents with 3 to 6 year old children. The parent training program is designed to work jointly to promote emotional and social competence and to prevent, reduce, and treat behavioral and emotional problems in young children. There have been 40 parents and caregivers who participated in 3 series of 20 sessions each.

Is IY helpful?

National studies have shown promising results:

Increased positive and nurturing parenting

Decreased harsh coercive negative parenting

Reduction in children’s home and school behavior problems

Increased positive behaviors at home and school

Increased parent-child bonding

For more information about Incredible Years, please contact Vera, CAN Council Great Lakes Bay Region CAPE Director and Incredible Years Group Leader, at [email protected] or 989-752-7226.

Project LAUNCH stands for Linking Actions for Unmet Needs for Children’s Health. The Michigan Department of Community Health was awarded a grant from the federal government and they chose Saginaw as the area to provide services. If you want to learn more about Project LAUNCH contact Pamela at (989) 202-1485 extension 102 or [email protected].

S A G I N A W

I N C R E D I B L E Y E A R S Incredible Years We began our third Incredible Years class series in October 2012. On the first day of classes we do paperwork and introductions. During the first class, my co-group leader and I began introductions by saying what our jobs are and what our background is. Then it was the parents’ turns to share. This group went way above and beyond the typical name and brief background (number of children, gender and ages) that most parents give when they first meet each other. These parents voluntarily opened up and shared difficulties they were having with each child including the troubles and barriers their families were facing. Several of the parents cried when they shared. Each parent spent a good ten minutes or more telling their story and what had led them to be in the class. They chose not to hold back! We believe this story shows just how vital the Project Launch-funded Incredible Years is to the community. The parents in our current session had these feelings and concerns bottled up just waiting for someone to listen to them. Just waiting for someone who had support to offer them. When adults who have never met are willing to open up to strengthen their families, you know the services being provided are exactly what they were hoping for! ~ Danelle Elliott Incredible Years Group Leader CAN Council Great Lakes Bay

“We believe this story shows just

how vital the Incredible Years

and Project Launch are to

our community.”





The National Head Start Association has proudly partnered with Share our Strength to connect young children to healthy food by offering Cooking Matters at the Store mini-grants to reach 10,000 Head Start families this year.

Cooking Matters at the Store is an interactive grocery store tour that teaches families to shop for healthy, affordable food as part of the No Kid Hungry campaign, working to connecting kids at risk of hunger in America with the healthy food they need every day.

View a Webinar about this initiative!To watch a recent webinar visit http://bit.

ly/19e8PcH put on by NHSA and Share our Strength to learn how educators and organizations are helping families learn strategies to buy healthy, delicious foods on a limited budget.

About the Mini-Grants Mini-grants of $100 each will help Head

Start programs facilitate shopping tours for up to 25 people. Each mini-grant comes with easy-to-follow instructions, materials, and other fun stuff for families. Programs can request as many mini-grants as they can successfully facilitate before December 15, 2013.

Some highlights of this program include:• 58%ofgraduatesintendtocompareunit

prices to find the best deal• 63% of graduates intend to read

ingredient lists to identify whole grains• 58% of graduates intend to compare

food labels to make healthy choices Benefits for NHSA MembersQuality education to build cooking and

shopping skills is essential to help connect kids at risk of hunger to healthy food every day. All families want to provide healthy meals at home, but many struggle to afford healthy groceries

and prepare enjoyable meals. Cooking Matters at the Store participants learn smart shopping by reading food labels and comparing unit prices, receive hands-on cooking skills, and learn how to get the most out of their food resources. With these types of food skills, families are empowered to make healthy meals on a tight budget!

As part of this partnership NHSA will be administering mini-grants to Head Start programs across the country to reach 10,000 families in 2013.

Cooking Matters at the Store Provides:• Participantbookletswithtipsandrecipes• Reusablegrocerybags• Interactiveandon-goingtraining• Technicalsupport• Smartphoneappwith100sofaffordable

recipes! • Tour leader flip books and planning

guides• Template recruitment flyers and

communications Eligibility To view the eligibility requirements for the

mini-grants, to register for the program, and view an additional fact sheet concerning the program visit www.nhsa.org.

Apply TodayTo receive a grant fill out the registration

form and accompanying W-9 form, and send the completed materials to Siria Rioja at [email protected]. Applications will be accepted throughNovember 1st, 2013.

SEE P. 26, Head Start - No Kid Hungry

Sabrina Beeman-JacksonSaginaw ISD Head Start/Early Head Start Program Director

NHsa’sNewPartner:CookingMattersatthestore



Wilbert J. Smith and Alois B. Smith

Owner/Operators

Contact us today to learn more about our Quality Care Guarantee!

320 S. Washington Avenue Suite 202 • Saginaw, MI 48607

989-752-5501 • 989-752-5503 FAX

Email: [email protected]

Website: www.mbsmichigan.comforcare.com

C O M F O R C A R E H O M E C A R E ®

Independence. Dignity. Quality of Life.

A D e d i c a t e d N o n - M e d i c a l H o m e C a r e A g e n c y

The ComForcare MissionTo improve the quality of life and

level of independence for every client and family receiving our services.

We focus on four initiatives that are critical to the well-being of seniors: • Fall Prevention

• Medication Adherence

• Chronic Disease Management

• Transition of Care

Noise-induced hearing loss (NIHL) occurs when tiny sensory hair cells in our inner ears are damaged by noises that are too loud and that last

for too long. But how loud is too loud, and how much time is too long? The answers are related: the louder the sound, the shorter the time before damage can occur.

Howissoundmeasured?Sound is measured in units called decibels.

Decibel levels begin at zero, which is near total silence and the weakest sound our ears can hear. By comparison, a whisper is 30 decibels and a normal conversation is 60 decibels. An increase of 10 means that a sound is 10 times more intense, or powerful. To your ears, it sounds twice as loud. The sound of an ambulance siren at 120 decibels is about 1 trillion times more intense than the weakest sound our ears can hear. Sounds that reach 120 decibels are painful to our ears at close distances.

Scientists believe that, depending upon the type of sound, the pure force of its vibrations at high decibel levels can cause hearing loss. Recent studies also show that exposure to sounds at harmful decibel levels triggers the formation of molecules inside the ear that damage hair cells. These destructive molecules play an important role in hearing loss in children and adults who listen to loud noise for too long.

How does time multiply the danger ofNiHL?

NIHL is related both to the decibel level of a sound and to the amount of time you are exposed to it. The distance you are from the sound also matters. A sound gets louder as you move closer to the source and softer as you move away from it. If you are far away from the sound, its intensity and its potential to cause damage are much lower. In addition, the impact of noise adds up over a lifetime. If you are exposed to loud sounds on a regular basis, your risk for permanent damage adds up as you age.

NIHL is also related to a person’s genes. Some people are more likely than others to develop NIHL when they listen to certain sounds. Scientists are working to determine which people are more at risk for NIHL and which are less at risk. For this reason, we all need to protect our hearing when we are exposed to loud noise.

Researchers who study hearing loss in the workplace have found that a person who is exposed to noise levels at 85 decibels or higher for a prolonged period of time is at risk for hearing loss. For this reason, these workers are required to wear hearing protectors, such as earplugs or earmuffs, while they are on the job. Many devices that children use today have noise levels much higher than 85 decibels. For example, an MP3 player at maximum level is roughly 105 decibels. That’s 100 times more intense than 85 decibels! Scientists recommend no more than 15 minutes of unprotected exposure to sounds that are 100 decibels. In addition, regular exposure to sounds

SEE P 26, How Loud

HowLoudisTooLoud?HowLongisTooLong?

Contact Wardene Talley

989-754-2288

A child with Severe Emotional Disturbance gets support from many places. But that support only helps that child if each provider works as part of a well coordinated team. We maximize teamwork — by making sure every step the team takes is focused on the betterment of that child.

TeamworkMaximize





FROM P 23, Head Start - No Kid Hungry*Be sure to indicate the number of mini-grants requested on the

bottom of the form. Please use your agency’s information (i.e. EIN, mailing address, etc.) when completing the W-9 Form. The W-9 form must be received along with your application to process the mini-grant.

If you have any questions or concerns, contact Siria Rioja at [email protected].

Source: www.nhsa.org

FROM P 24, How Loudat 110 decibels for more than one minute risks permanent hearing loss.

HowcanireducethepossibilityofNiHL?Your ears can be your warning system for potentially dangerous

noises. The noise is too loud when:• Youhave to raiseyourvoice tobeunderstoodby someone

standing nearby. • Thenoisehurtsyourears.• Youdevelop abuzzingor ringing sound inyour ears, even

temporarily. • Youdon’thearaswellasyounormallydountilseveralhours

after you get away from the noise. If you are around noises at this level, take protective action. To

avoid NIHL,• Blockthenoise(wearearplugsorearmuffs).• Avoidthenoise(walkaway).• Turndownthesound.The National Institute on Deafness and Other Communication

Disorders (NIDCD) sponsors It’s a Noisy Planet. Protect Their Hearing. This national public education campaign is designed to increase awareness among parents of children ages 8 to 12 (tweens) about the causes and prevention of noise-induced hearing loss (NIHL). With this information, parents and other adults can encourage children to adopt healthy hearing habits before and during the time that they develop listening, leisure, and working habits.

To find out more about how to protect your hearing and that of your family, visit the Noisy Planet Web site at http://www.noisyplanet.nidcd.nih.gov.

Source: www.noisyplanet.nidch.nih.gov

FROM P 12, Affordable Care Actpeople they serve. Dr. Davis’ words of wisdom: “Nonprofits can definitely assist with providing information and education to their client base. If interested, they can sign up to be Certified Application Counselors or Champions of Coverage for the Affordable Care Act. Applications for Certified Application Counselors are available at http://marketplace.cms.gov/help-us/cac-apply.html. And finally, the one place to learn more about the Affordable Care Act is www.healthcare.gov.

Mel and Pearl Shaw are the authors of “Prerequisites for Fundraising Success.” They position nonprofits for fundraising success. Visit them at www.saadandshaw.com.

Copyright © 2013 – Mel and Pearl Shaw

andersen eye associates LaserVisionCorrection(LaseK)seminar

If you are nearsighted, farsighted or have astigmatism your dependency on glasses or contacts may be eliminated through Laser Vision Correction. Information will be presented about Laser Vision Correction by attending a free seminar at Andersen Eye Associates, located at 5161 Cardinal Park Dr., in Saginaw, on October 21, at 6 p.m.

The audio/visual presentation will assist you in understanding the procedure and provide answers to your questions regarding Laser Vision Correction. Call 989.797.2400 or 877.827.4733 to register. Requested arrival time is between 5:30 and 5:45. Wear your eyeglasses as contact lenses should be out.

Saginaw Valley State University will host the an-nual Saginaw County College Night Monday, Oct. 21 to pro-vide resources and opportuni-ties for local high school stu-

dents and their families. All events will take place in SVSU’s Ryder

Center, beginning at 6:30 p.m. Students and par-ents can speak directly with admission represen-tatives from more than 35 colleges and universi-

ties throughout Michigan. Representatives of the U.S. Armed Forces also will be present.

“This is a prime opportunity for Saginaw County high school students, especially juniors and seniors, to explore a wide variety of col-lege options in one setting,” said Jennifer Pahl, SVSU director of admissions. “Whether you are just starting your college selection process or are close to making your decision, this event can provide valuable information to help you make the best choice for you.”

Representatives of SVSU’s scholarships and financial aid office will give a presentation at 7 p.m. to provide students and families with infor-mation on how to finance their college education. Presenters will share tips on how to complete the Free Application for Federal Student Aid (FAF-SA) and how to identify scholarships and grants for which students may qualify.

For more information about the event, contact the SVSU Admissions Office at 989. 964.4200.

(NNPA)—Given today’s unemployment rate for new graduates, finding your dream job often requires understanding what employers are look-ing for and a bit of patience, plus some of your own proactive steps. Following these tips can help you get started to find that first job.

PrepareyourresumeTo write a good resume, gather information

on your graduation status, skills, volunteer work, internships, and job experience that would be rel-evant to prospective employers. Also, consider customizing your resume and its layout for each job opportunity, so that your relevant work expe-rience, education, and abilities are noticeable for the reader. It’s also a good idea to closely review your resume for spelling and grammatical errors.

Takeadvantageofyourcollegecareercen-terbeforeyougraduate

Getting ahead of the game is important in your job search. Most schools have career coun-selors and services that can show you how to pre-pare a resume and cover letter, and to find job leads. Practice interviews with a counselor can also help increase your confidence and improve your interview skills.

attendrecruitingeventsLocal companies will sometimes visit col-

lege career centers to recruit new talent. It can also be helpful to attend on-campus recruiting events, company presentations, and job fairs, and to introduce yourself to representatives from these companies even before you graduate. Mak-ing a good impression at these events might ben-efit you while you are in school or when a future job opens up.

“Create a network with family, friends, pro-fessors, academic department heads, and former bosses to help in your job search.”

BuildyournetworkThe further you extend your network, the

greater the chance you’ll hear about new oppor-tunities. Create a network with family, friends, professors, academic department heads, and for-mer bosses to help in your job search. They may

offer suggestions, recommendations, or intro-ductions to people they know who might be hir-ing. Even if they don’t know of someone hiring right now, they might be able to introduce you to someone who would be willing to talk about their experience or their industry. By making that con-nection now, you will be fresh in that person’s mind if they hear about a future opportunity.

MakesocialmediaworkforyouMany recruiters research candidates via their

social media profiles, so it can be beneficial to update your online profile. You can start by cre-ating a profile with your relevant experience and educational information, and joining networking groups in your field of interest. Asking questions and posting appropriate links on the group’s page can demonstrate that you’re interested in and knowledgeable about what’s happening in your field. Look for online sites that specialize in jobs for recent graduates to see what is posted and to also post your resume so others can find you.

After graduation, the “real world” will offer many exciting, educational experiences. Finding your first job can be tough, especially in today’s environment, which makes the right tools and preparation all the more important towards help-ing to land the job of your dreams.



EducationGettingaJobafterCollegeGraduation

sVsuHostssaginawCountyCollegeNight

OctoberisNationalstopBullyingMonth

Nearly one in five high school students don’t graduate with their class, with a devastating impact on lives and a crisis for our future job force, the economy and U.S. global competition.

AT&T* and Communities in Schools (CIS), the nation’s leading dropout prevention organiza-tion, are joining forces to address this problem with a proven model for success.

Supported by a $5 million contribution from AT&T, Communities In Schools will expand and strengthen its network that is helping 1.25 million of the nation’s most challenged students achieve in school, graduate and go on to college and career success. In addition, AT&T employ-ees will support these efforts as volunteer men-tors across the country.

AT&T’s $5 million contribution is one of the largest ever through AT&T Aspire, the com-pany’s $350 million investment in education to help more students graduate from high school ready for college and careers. Since 2008, AT&T and the AT&T Foundation have provided $14.2 million in funding to Communities In Schools and its local affiliates. With the latest contribu-tion, AT&T is the largest corporate funder of CIS.

The $5 million investment by AT&T in-cludes:

TotalQualitysystem:$2.8 million to sup-port the CIS Total Quality System (TQS) accred-itation standards that help ensure local affiliates are implementing the CIS model to its full poten-tial. Fifty CIS affiliates, serving approximately 700,000 students, are expected to be TQS-ac-credited over the period of the contribution. CIS research shows that affiliates with accreditation can double positive outcomes and serve more students than those without accreditation.

site Coordinators: $2 million to enable CIS to continue its collaboration with Diplomas Now, a pioneering collaborative with City Year and John Hopkins University Talent Develop-ment that reaches the most challenged students in the most challenged schools. The program helps CIS site coordinators target community services and high-intensity supports to students showing early warning signs of dropping out, such as poor attendance, poor behavior and course failure in English or Math. More than 25,000 students will

be served, including 2,500 with intensive sup-port.

Mentors: $200,000 will help expand men-toring opportunities through Aspire Mentoring Academy -- the employee engagement initiative of Aspire -- to an additional 4,000 CIS students. The funding will build on successful pilots in North Carolina, Louisiana, Texas and Kansas that took place earlier this year. The initiative will connect more students with AT&T employee volunteers who will share life and career experi-ences with the students.

Communities In Schools deploys approxi-mately 3,200 school-based site coordinators as the points of contact for providing integrated stu-dent support for at-risk youth. They are supported by more than 70,000 volunteers and 15,700 com-munity partners in nearly 200 affiliates across the network. Communities In Schools has earned a four-star rating from Charity Navigator as well as the Better Business Bureau’s Wise Giving Al-liance Accredited Charity Seal. CIS continues to be recommended by Philanthropedia, a nonprofit that helps donors give more strategically, and recognized by the Social Impact 100 as a top-performing, evidence-based nonprofit.

“We are grateful for the long-standing col-laboration with AT&T. Their support will enable Communities In Schools to continue impacting even more of our nation’s youth,” said Com-munities In Schools President Daniel Cardinali. “AT&T’s investments of time and resources demonstrate leadership that increases the likeli-hood students will make positive life choices, succeed academically and finish school prepared to achieve in life.”

“Communities In Schools combines the best of what we know works – a caring adult and the effective use of metrics and evidence-based strat-egies – to drive positive, measurable outcomes for the students they serve,” said Beth Shiroishi, vice president, sustainability and philanthropy at AT&T. “This new support will help ensure these best practices are implemented across their na-tional network. Coupled with the commitment of AT&T employees, we will help more students graduate high school ready for future success.”

“The collaboration between AT&T and Com-munities In Schools shows the potential for evi-dence-based funding in education philanthropy,”

said Aimee Rogstad Guidera, Executive Director of the Data Quality Campaign, a Washington-based non-profit that promotes the use of high-quality data to prepare students for high school graduation, college and career success. “By col-laborating with an organization like Communi-ties In Schools that puts a premium on collecting and analyzing data for constant student improve-ment, AT&T is helping to change the culture around data use in education.”

At the end of the 2011-12 school year, 99 percent of CIS students stayed in school, 94 per-cent of students in grades K-11 were promoted to the next grade and 93 percent of eligible se-niors graduated on time. Research by EMSI, one of the nation’s leading economic modeling firms, showed that every dollar invested in CIS returns an average of $11.60 to local communities.

aboutPhilanthropyataT&TAT&T Inc. is committed to advancing edu-

cation, strengthening communities and improv-ing lives. Through its philanthropic initiatives, AT&T has a long history of supporting projects that create learning opportunities; promote aca-demic and economic achievement; and address community needs. In 2012, more than $131 mil-lion was contributed through corporate-, employ-ee- and AT&T Foundation-giving programs.

aboutCommunitiesinschoolsCommunities In Schools surrounds students

with a community of support, empowering them to stay in school and achieve in life. Through a school-based site coordinator, Communities In Schools connects students and their families to critical community resources, tailored to local needs. Working in 2,400 schools, in the most challenged communities in 27 states and the District of Columbia, Communities In Schools serves 1.25 million young people and their fam-ilies every year. It has been shown through an independent evaluation to be the nation’s only dropout prevention organization proven to both increase graduation rates and reduce dropout rates. In August 2013, Communities In Schools launched a pledge campaign inviting people to stand with the students being served; learn more and take the pledge at www.cispledge.org or visit the website at www.communitiesinschools.org



aT&Tinvests$5MillioninCommunitiesinschools




Page30 TheMichiganBanner October16,2013

FirstGreatLakesBayRegionalNewspaper



Praise Connections and LifeMr.CountercultureSignificance of Cultural ResponsivenessBy Corey Pritchett

Greetings beloved, I have been missing in action for a few editions and would like to first of all thank many of you who have shown me support and edification as I have been writing. I would like to especially thank Uncle

Jerome Buckley. You have been an extreme blessing by giving me the opportunity to write what is in my heart via the Banner and I will always remember, cherish, and appreciate it. Since I have been writing in the Banner, God has stirred up a gift and desire to be a writer and he has used you in the process. I pray exceeding and abundant blessings over you and the Banner in the name of Jesus and wanted to do it publicly. Those who give publicly from their heart ought to be appreciated publicly as well.

My people, my beloved community, I would

like to visit an issue which is being addressed by some, but being found in ignorance by many others. The issue is cultural responsiveness.

First, I would like to give you my personal definition of cultural responsiveness. Cultural responsiveness is being responsive in the perspective of helping, being culturally competent, and assisting those of other cultures within your sphere or realm of influence. This means, no matter what you do in your profession, ministry, or volunteerism, individuals need to become more aware of those who are culturally different so they will be equipped to be more effective as they serve people.

This goes beyond the Mental Health field and that of Human Services. For example, a basketball coach’s position isn’t considered one of the Human Services field, however, this is a position where an individual must be culturally responsive in order to be most effective as a teacher, counselor, leader, and model for his athletes. Let’s say I am a coach who has all African American males on my team, I still need to be culturally responsive because there can be different cultures which reside within an ethnic group of people. Not only that, my team may play against others who come from different

cultures and as a leader, teacher, and model I must be able to impart into my athletes how to deal with others that are of different cultures. Some things, which are not offensive in sports to an African American, may be offensive to that of an Asian American, Hispanic, or even European American.

There are churches across this great nation who are not culturally responsive. I, believe, the Word of God is universal, but approaches are not. Believers ought to be culturally responsive in order to be as effective in ministry as possible. Not doing so will only result in what Dr. Gloria Morrow calls “Cultural Malpractice.” Although she uses this term in reference to the Helping Professions, it still can apply in the Church of God.

As a pastor, you can’t counsel or minister to people of different cultures in a universal manner all the time. Are there times when you can? Absolutely. But there will also be other times when this would be very inappropriate. I will begin to revisit youth development, the community, and the Church in future articles, while incorporating cultural responsiveness.

Grace and Peace to you all beloved!

Obituary ~ NationalevelynLowery,CivilRightsstalwartPasses

Atlanta - Evelyn Lowery, wife of civil rights leader Dr. Joseph Lowery, died September 26, 2013, as a result of complications from a stroke.

Evelyn Gibson Lowery was born February 16, 1925 in Memphis to the Rev. and Mrs. Harry Gibson.

Her father was a major presence as president of the local chapter of the NAACP. On May 5, 1946, she joined her life with that of Rev. Joseph Lowery. In 1979,Mrs. Lowery formed SCLC/Women’s Organizational Movement for Equality Now as an offshoot of the Southern Christian Leadership Conference. In 1980, she founded the Drum Major for Justice Awards Dinner. In 1987, Mrs. Lowery founded the Evelyn G. Lowery Civil Rights Heritage Tour, a two-day motor coach tour across Alabama.

In 1995, she created the Bridging the Gap -

Girls to Women mentoring program. Later that year, she led to the purchase and renovation of the historic Tabor Building on Auburn Avenue in Atlanta, which now houses the offices and resources of SCLC/W.O.M.E.N, Inc.

The funeral service was held at the International Chapel at Morehouse College.

Photos: Evelyn Lowery through the years, WSB-TV-http://www.wsbtv.com/gallery/news/local/photos-evelyn-lowery-through-years/gCDqm/#3913237

secondBaptistChurchPastor Seth Doyle 1770 W. Youngs Ditch Rd.Bay City, MI (989) 893-3937

BethelaMeChurchPastor P. David Saunders535 Cathay St.Saginaw, MI 48601(989) 755-7011

BethlehemBaptistChurchPastor Ernest W. Bothuel3309 Bundy StreetSaginaw, MI 48601989-752-5866

BreadofLifeHarvestCenterSenior Pastor Rodney J. McTaggart 3726 Fortune Blvd. Saginaw, MI 48603(989) 790-7933

ChristDisciplesBaptistPastor Eddie Benson3317 Lapeer StreetSaginaw, MI 48601(989) 754-2444

ChristFellowshipMBCPastor Robert Davis818 N. Washington Ave. Saginaw, MI 48601(989) 754-4435

CorinthianBaptistChurchPastor Roy L. Manning104 S. 10th St.Saginaw, MI 48601(989) 754-1820

FaithHarvestChurchBishop Ronald E. ChippFaith Harvest Church 1734 N. MasonSaginaw, MI 48602(989) 799-4200Website: www.faithharvestministry.orgE-mail: [email protected]

BayCity

saginaw

GreaterFreewillMissionary BaptistChurchPastor James E. Speed615 Irving Park Ave.Saginaw, Michigan 48601(989) 753-1713(989) 755-3133Email: [email protected]

GreaterWilliamsTempleBishop H.J. Williams608 Remington Saginaw, MI 48601(989) 755-5291

Jacob’sLadderPastor Dempsey Allen1926 Fairfield StreetSaginaw, MI 48602989-799-6601

LifeinChristMinistriesPastor Dennis Cotton, Sr.2915 S. Washington Ave.Saginaw, MI [email protected]

MessiahMissionaryBaptistChurch2615 Williamson RoadSaginaw, MI 48601Pastor Otis Washington Phone: 989-777-2636Fax: 989-777-2640Email: [email protected]: www.Messiahsag.org

Mt.OliveBaptistChurchPastor Marvin T. Smith1114 N. 6th StreetSaginaw, MI 48601(989) 752-8064

NewBeginningChristianChurchReverend Dr. Willie F. Casey1016 Sherman Road Saginaw, MI 48604 989-754-2963

NewBeginningsLifeChanging MinistriesPastor Otis Dickens2312 S. Washington Ave.Saginaw, MI 48601(989) 755-3650

NewBirthMissionaryBaptistPastor Larry D. Camel1418 S. WarrenSaginaw, MI 48601(989) 755-6604 NewCovenantChristianCenterPastor Ron Frierson 523 Hayden Saginaw, MI 752-8485 NewFaithTempleCOGiCElder Charles H. Coleman 2118 Burt Street Saginaw, MI 48601 (989) 752-3880NewHopeMissionaryBaptistChurchPastor Floyd A. Logan1721 Tuscola StreetSaginaw, MI 48601(989) 753-7600Email: [email protected] Rufus Bradley1401 Janes St. Saginaw, MI 48601(989) 753-1151NewMt.CalvaryBaptistPastor Robert Donald3610 Russell StreetSaginaw, MI 48601(989) 754-0801NinthstreetCommunityChurch Pastor William L. Scott, Jr. Assistant Pastor Rex Jones 1118 N. 9th Street Saginaw, MI 48601 989-752-7366PrinceofPeaceBaptistChurch825 North 24th StreetSaginaw, MI 48601989.754.2841Pastor Robert B. Corley, Jr.ResurrectionLifeMinistriesChurchPastor Carolyn L. Wilkins 2320 Sheridan Avenue Saginaw, MI 48601989.754.9466st.PaulBaptistPastor Vincent D. McMillon120 N. 15th St. Saginaw, MI 48601(989) 752-5023

saginawValleyCommunityPastor Richard Sayad3660 HermansauSaginaw, MI 48603(989) 752-4769

st.JohnMissionaryBaptistChurchPastor James E. Hodge1309 North 6th StreetSaginaw, MI 48601(989) 753-2188(989)714-7678

st.LukesCMePastor Charles Braddock1121 Tuscola Saginaw, MI 48607(989) 755-0351

TransformingLifeMinistriesPastor William Brown3024 South Washington AvenueSaginaw, MI 48601-4353(989) 754-9573

TruevineBaptistChurchPastor Paul E. Broaddus 2930 Janes StreetSaginaw, MI 48601989-752-0751

VictoriousBelievers MinistriesChurchRev. Christopher V. Pryor624 S. Outer Dr. Saginaw, MI (989) 755-7692

WolverineBaptiststateConvention615 S. Jefferson Ave.Saginaw, MI 48607

WorldOutreachCampusof GreaterColemanTempleMinistriesSupt. H.J. Coleman Jr.2405 Bay Rd. Saginaw, MI 48602(989) 752-7957

ZionMissionaryBaptistChurchPastor Rodrick Smith721 JohnsonSaginaw, MI 48607(989) 754-9621





LIGHTHOUSE BAKERY & DELI285 S. OUTER DRIVETEL: 754-7088 FAX: 754-7099

Stop in today and try one of our homemade specialities

CastleMuseumofsaginawCountyHistoryNovembercalendarofeventsatnoon:Tuesday,November5Lunch&Learn–DollsthroughtheagesJoin Timbertown Dollology as they show off their dolls from years past to present and discuss the changes that have evolved in doll style as the years have gone by.

Tuesday,November12Lunch&Learn–TheHistoryofsaginawValleystateuniversityDrs. Basil Clark and Brad Jarvis will review how the University developed from its earliest conception to the present day. They will share photos and materials from the University archives.

Tuesday,November19PagesofHistoryBookClub - With partners Public Libraries of Saginaw and the Historical Society of Saginaw County. This month’s selection is Punching Out by Paul Clemens. Noon

Tuesday,November26Lunch&Learn–sunkenTreasure:PreservingGreatLakesshipwrecks – Ron Bloomfield will talk about his passion for diving the shipwrecks of the Great Lakes and the sunken treasures he has explored. The museum is located at 500 Federal Avenue in Saginaw. The hours are Tuesday to Saturday, 10 a.m. to 4:30 p.m., and Sun.: 1 p.m. to 4:30 p.m. For additional information, call 989.752.2861, or visit www.castlemuseum.org.

Community

Saturday, OctOber 268:00 p.m. - midnight

hOyt Library - 505 JaneS ave.Get your tickets at Hoyt Library, orto charge by phone, call 755-9833.

FOr aduLtS21 & up

Saginaw pubLic LibrarieS FOundatiOn SecOnd annuaL

a haunting at hOyt

the uLtimate haLLOween cOStume party!

cOStume cOnteSt and

cryStaL baLL reader!

Music and Photo Booth

by Bee entertainMent

aLL-incLuSiveticket price:$40

FOr aduLtS

21 & up

Open Bar • FoodMusic • DancingCostume Contest

Auction • MagicianCrystal Ball Reader

Haunted ToursPhoto Booth

Remember October 19, is Sweetest Day!

Date Opponent Time/statusOctober Oct. 29 Michigan-Dearborn 7:00 PM Exhibition November Nov. 4 Adrian 7:00 PM Exhibition Nov. 8 Olivet 7:00 PM Nov. 11 Alma 7:00 PM Nov. 22 Spring Arbor 7:00 PM Nov. 26 Grace Bible (Mich.) 7:00 PM December Dec. 5 Ohio Dominican* 8:00 PM Dec. 7 Tiffin * 3:00 PM Dec. 16 at Ashland * 7:30 PM Dec. 18 at Lake Erie * 8:00 PM

2013sVsuMen’sBasketball schedule

Sports Page34 TheMichiganBanner October16,2013

FirstGreatLakesBayRegionalNewspaper


Spencer’s Restaurant 5530 Gratiot Road,

between M-47 & Center Rd. in Saginaw

989.793.4500M-F Open for Lunch 11:30 a.m.

Sat Open at 5 p.m. CLOSED Sun

Spencer Dambro, Owner

saginawspiritvsBarrieDate:10/26/2013

Time:7:11PMTO10:45PMTheDoweventCenter303 Johnson Saginaw, MI 48607Purchase tickets at 5789 State St., Saginaw or at saginawspirit.comaDuLTTiCKeTsUpper Level: $13.50 eaLower Level: $15.50 eaExecutive Level: $17.50 eaCHiLDReN(ages3-12)*Upper Level: $10.50 eaLower Level: $12.50 eaExecutive Level: $17.50 easTuDeNTs&seNiORs(62&up)Upper Level: $11.50 eaLower Level: $13.50 eaExecutive Level: $17.50 ea



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Suits, Shirt, Tie Starting at: $149Come see Sal for more Deals and Discounts.

Saginaw Suits and Alterations402 N. Michigan, Saginaw, MI 48602

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Business Wedding Church


Katrina Murrell is an SVSU senior majoring in graphic design, which is why you might be surprised if you saw her résumé. Resident assistant, president of the First Year Board, student success coach, peer adviser in the Office of First Year Programs, student abroad to China — none of these may sound like a fit for a young designer. Yet Katrina sees things differently. “Design is the work I do,” she says. “But that communication piece — exposure to people of all different backgrounds — really relates back to my work. It’s all about connecting.”

From her work, Katrina has won the Student Life Involvement Award and the Resident Housing Association Timbo Award for her leadership, and taken part in SVSU’s Honors Program. So, what does she love most about SVSU? “I love the close-knit and encouraging environment,” she says. “This institution is a breeding ground of opportunities. I really love it.”

i amdesigning

my own future

Prospective or transfer students can check out SVSU by taking a campus tour and meeting with an admissions representative. Call (989) 964-4200 or email [email protected].

Visit us online at svsu.edu


Documents

October 16 Edition