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1BHARAT PENSIONER
November 2010 Single Copy : Rs. 15
OFFICIAL MONTHLY ORGAN OF THE BHARAT PENSIONERS SAMAJ, NEW DELHI - 110 014
(Federation of All India Pensioners’ Associations)
(MEMBER, INTERNATIONAL FEDERATION ON AGEING, TORONTO, CANADA)
DIRECT SUCCESSOR TO “PENSIONER” ESTABLISHED IN 1955
NOVEMBER 2010 Vol. V No. 11
REGD. No. DELBIL/2006/17678
MESSAGE for affiliated Associations & OTHERS :
BUILD A United Team like = 1+2+3+4Don't DEBUILD like
5 (left) OR 6 (right)
12
3 4
5 6
2 BHARAT PENSIONER
November 2010HUM AUR AAP
Esteemed New Members (enrolled after April, 2010) ! A few copies of the new BPS booklet:
Pensioners Hand Book - 2010 are still available. In case U want to receive a copy,
please send an MO/DD of Rs 100 in favour of BPS, payable @ New Delhi
President : Contact him directly at :K C Pipal, 15-MIG, Nehru Enclave, Agra -28 2001T : 0562 - 248 0777 M : 09412269177
Sr Vice-Prez : Send Hindi news to R N Tripathi,L-21, Laxmi Nagar, Delhi - 92 T : 011 - 2241 2731Secy Genl : Shyam Sunder
011 - 2437 6642 (O), T : 011 - 2437 8583 (R)Secy(Defence) : Reg Defence matters. Contact directly:
K S Bhardwaj, Lt Col (Retd) E - 50 Kapil Vihar,Sector - 21-C, Faridabad - 121 001T : 0129 - 242 4515 M : 98710 19512
Secy (Postal & Ors) : Reg Postal & other matters. Contact:K Mallikarjuna Rao, 1, Venkataswara Enclave,
P&T Colony PO, Hyderabad - 500 060T : 040 - 2406 9142
Secy (Rly Pnsnrs) - For Rly matters, Contact directly :S C Maheshwari, 490-A/16, Gurdwara Road,Civil Lines, Gurgaon - 122 001T : 0124 - 230 2262 M : 098684 88199Fax : 0124 - 230 0423e-mail : [email protected]
Secy (BSNL/PSUs); Pooran Lal, 81, MIG, Nehru Enclave,Shamsabad Road, Agra -28 2001
T : 0562 - 248 0415 M : 09536461904Secy (P R) : M M Kapur, M : 09350847712
Editor : D Jayaraman, Send (English) News directly:23, Rashi Aptts, Plot - 3, Sector - 7, Dwarka,Delhi - 110 075 T- 011 25088062Jt Secy General : P N Sharma
T : 011 - 2701 8811 M : 09210204078Asstt Secy General : Parkash Chand
T : 011 - 2553 5593 M : 092105 15470Treasurer : B D Dhyani M : 09910317318
REG : CIRCULATION / SUBSCRIPTIONS —Office :— 011-2437 6642
Contact Time : 10.00-2.00 pm onlyMembership Rates wef 1.1.09 - (Individual)
One year Rs 200 (Foreign) $ 50Two years Rs 380 Three years Rs 550
Life Membership : (Available for Office-bearers &Mg Committee members only). Rs 1,000
Annual Affiliation Fee (Assn/Institution etc) : Rs 450[ Pl. prepare drafts/cheques (NOT Out-station)/ecsonly in favour of BHARAT PENSIONERS SAMAJ ]
SBI Jangpura Br Code : 01274BPS Account No 10825178380
Contact each of them directly at :Vice-Prez (North Zone):S N Gupta, S - 152, Shiv Colony, Rewari - 123 401T : 01274 - 224 573 M : 094169 04573Vice-Prez (East Zone):R N Dutta, 12 - E, Shakuntala Park,Ambagan, Baidyabati - 712 222T : 033 - 2632 6070 M : 098742 47912Vice-Prez (West Zone):J Narayana Rao, 207 Kailash Aptts,Kamptee Road, Nagpur - 440 017T : 0712 - 265 2335 M : 094217 03511Vice-Prez (South Zone):M Somasekhara Rao 12-11-1411,Buddhanagar, Secunderabad - 500 061T : 040 - 2707 8848 M : 099490 52609Vice-Prez Th Yaisukul Singh, (N E Zone):
Irawat Bhawan, Imphal (Manipur)-795 001T: 0385 - 244 3738
1. K L Uppal DLH-92 0112230 3776
2. S Kodwani (Smt) DLH-24 0112984 1621
3. P K Goswami (Smt) DLH-14 0112437 8583
4. G S Asiwal BPL-32 0755266 5545
5. C L Vij DLH-64 0112812 4469
6. R N Bhattacharjee SHL 0364222 6622
7. M R Virmani DLH-09 0112743 0135
8. Rameshwar Kumar DLH-88 0112749 2681
9. R C Srivastava GZB-02 0120275 2554
10. S Chadha (Smt) DLH-14 0112437 1473
11. K L Malhotra GZB-12 0120269 8625
12. O P Kumar GGN-01 09911661300
13. S P Bhargava GGN-01 0124232 5674
14. Y P Sawhney DLH-52 0112712 7129
15. Y P Dogra GZB-12 0931245 272716. V K Taneja DLH-05 0112578 9203
BHARAT PENSIONERS SAMAJ, NEW DELHI(Federation of All India Pensioners' Associations)
MEMBER, INTERNATIONAL FEDERATION ON AGEING, TORONTO, CANADA2/13-A, LGF ( Backside), Jangpura - 'A', Hospital Road, New Delhi - 110 014
Members, Managing Committee
Hon Legal Consultant : G S LobanaAdvocate, CAT Pr Bench & High Court, C-207,
Anand Lok Society, Mayur Vihar-I, Delhi - 110 091T : 011 - 2275 5422 M : 0 - 98102 38999
(For any reply, a stamped Rs 5 envelope must)
3BHARAT PENSIONER
November 2010
1. Hum Aur Aap :
(i) A remedy for late/irregular delivery .............. 3
(ii) Special concession for Affiliated Assns ...... 4
(iii) 1.1.86-30.9.86 pensioners
WRIT PETITION Dismissed ............................. 4
(iv) Rail Travel ? PNR Status ? ............................. 4
(v) Tax Free Bonds From IRFCL ......................... 4
2. BCPC Page ............................................................. 5
3. Diwali : The Festival of Lights ................................ 6
4. Peaceful Thoughts ................................................. 6
5. India's Defence Scam ............................................ 7
6. Empowering the poor ? .......................................... 8
7. Consumer Empowerment ..................................... 11
8. An hour of Sunlight .............................................. 12
9. God makes Indians travel ..................................... 12
10. Time for judges to revisit Directive Principles ...... 13
11. Osteoporsis & ageing gracefully ......................... 14
12. To solve Rly Pensioners Problems :
Secy Genl Visits Rail Bhavan .............................. 15
13.GOI ORDERS :
05.09.10 Personnel Deptt - MACPS
- clarifications ....................................... 16
27.09.10 P&PW-DR Wef 1.7.2010 ....................... 19
17.08.09 CGHS : Pvt Hospital Rates .................... 21
13.10.10 Rlys - Ex-gratia lumpsum
compensation not taxable ..................... 22
23.09.10 Rlys - pass concession
in Jan Shatabdi ...................................... 22
11.10.10 Rlys - DR Wef 1.7.2010 ........................ 23
04.10.10 Rlys - CPAO - No separate nomination for
payment of LTA to family pensioner .... 23
19.10.10 Rlys - Special benefits - payments of
disability pension / family pension ........ 23
08.09.10 BSNL - MRS : Revised outdoor ceilling 24
11.01.10 EPFO - FMA @ Rs 1200/- pm ............... 24
14. Aap Aur Hum - Activity Reports from Affiliates 28
15. Spiritualism ........................................................... 29
16. Healthcare ............................................................ 30
17. New pension Scheme ( Swamlamba) ................. 30
18. The Coolest Bazaar in the Capital ........................ 31
19. New Chairman Telecom Commission ................... 31
20. Thanks ................................................................ 32
21. Renewal ............................................................ 33
22. Hearing loss after 60 ........................................... 33
23. Real Devotion to Duty ........................................... 34
24. Only Only ............................................................ 34
25. Low BP - Lower Fat ............................................ 34
26. DR for Pensioners ................................................ 35
27. Platinum Age Brotherhood - 2010 ........................ 36
HUM AUR AAPWho denies you regular
monthly delivery of your belovedBHARAT PENSIONER ?
Only the Dept t o f POSTS ! We are
receiving hundred of complaints, both bypost and over the phone that YOU are denied
regular, t imely del ivery of your belovedBHARAT PENSIONER. The prob lem, i t
appears is only with the Deptt of Posts.Regularly we post the magazine each month
but they don't have the manpower at the initialSORTING itself . The Hon'ble Minister of
Communications & IT has no time to attendto the postal work ! BHARAT PENSIONERS
SAMAJ appeals to all its esteemed Members(including our valued Affi l iated Assns) to
write the following on a post card & post it
MY DESPARATE APPEAL
I t i s unders tood tha t on account o f
improper / unduly delayed SORTING @ theoffice of POSTING, namely, ND Press Sorting
Office, Com I J Gupta Marg, New Delhi - 110002 (posting dates : 15/16th of each month).
Copies of BHARAT PENSIONER (monthly)Postal Regd No DL(s)-01/3274/2009-11 are
victims of non - / mis - / irregular / undulydelayed delivery.
The fol lowing issue(s), sent to me from
NDPSO dur ing 2010, fa l l under th iscategory:-
[Name the month(s) here.]
I/We earnestly appeal to YOU, Sir, to ensure
some drastic step(s) to remedy the situation.
Date : Name :
Contact No : Address :
Write the following ADDRESS on thePOST CARD :-
Shri A RAJA,Minister of Communications & IT,
Dak Bhavan,New Delhi - 110 001
4 BHARAT PENSIONER
November 2010
SPEACIAL CONCESSIONKIND ATTENTION;
AFFILIATED ASSNSDear member Associations, The Mg Committee
has decided that the Pensioners’ Associations /Federations who write, on their letter-head,
"Affiliated to BHARAT PENSIONERS’ SAMAJ"should be given Rs. 50/- concession PA in the
Annual Affiliation fee. This means they will payRs. 400/- instead of Rs. 450/- provided they send
us the amount along with sheet from their letter-head pad.
Shyam Sunder, Secy Genl
1.1.86 - 30.9.86 pensioners WRITPETITION Dismissed
Com S K Vyas, who filed this WP in Delhi HighCourt in 2005 has sent us the followinginformation: -
"The NCCPA took up this matter in Delhi HighCourt by riling Writ Petition (Civil) No.991/2005
which has been dismissed vide their order dated21.9.2010. This dismissal has been done as
because another Writ Petition WP (C). No.l 1120/2004 filed by one individual named chaman Lal
who (himself) argued his case, had beendismissed by Coordinate Division Bench of Delhi
High Court. We are of the opinion that we shouldfile a case in the Supreme Court challenging the
adverse judgement of the Delhi High Court. Weshall have to engage senior Advocate for this
pupose who shall have to be paid high fee. InDelhi High Court we had paid Rs.14000/- which
were mainly contributed by two pensioners fromKolkata and one from Rajkot who have already
expired. The Writ Petition / SLP .in Supreme Courthas to be filed within 90 days of 21.9.2010 i.e.
19.12.2010. You are therefore requested tocontact those members of your Association who
had retired in months January 86 to September86 and request them to contribute atleast Rs.
2000 each for filing the Writ Petition in the SupremeCourt.
The contribution may be sent by Draft / MO.(only) payable to S.K. Vyas @ 13-C, Ferozeshah
Road, New Delhi - 110 001
RAIL TRAVEL ? PNR Status ?Yes : on Mobile No 97733 00000
Indian Railways - in collaboration with Google - isnow providing a 10 digit mobile number. Just SMS
your PNR number on this mobile number andinstantaneously you will get your rail ticket’s
current status along with all other journey relateddetails.
The number is 97733-00000.(No need to prefix 0 or +91).
Best of all, you don’t pay a premium charge forany of this service, just the price of a standard
SMS. BUT PLEASE DON’T FORGET TO STORETHE NUMBER IN YOUR MOBILE PHONE.
Courtesy : Harchandan Singh,Secy Genl, RSCWS, Chandigarh
TAX FREE BONDS FROM IRFCL
Letter No.IRFC/Bonds/Taxfree/2010 dt 04-11-2010
from INDIAN RAILWAY FINANCECORPORATION LTD. (A Government of IndiaEnterprise) Regd. Office: UG-Floor, East Tower,
NBCC Place, Bhisham Pitamah Marg, PragatiVihar, Lodhi Road, New Delhi-110003
Phone : 24369766-69, Fax : 24369770, E-mail :[email protected], Website : www.irfc.in
The President, Bharat Pensioners’ P.B. NO.3303,
Jang Pura P.O., New Delhi-110 014
Subject: Issuance of Tax Free Bonds by IndianRailway Finance Corporation Ltd.
Dear Sir, Indian Railway Finance Corporation Ltd.
is Public Sector Undertaking, fully owned byGovernment of India, and working under the
administrative control of Ministry of Railways: Ithas been established with the sole objective of
raising funds from the market for part financingthe investment needs of Indian Railways. The
money so realized is used primarily for acquiringrolling stock assets for use by the Indian Railways.
Looking to the importance of role played by theCompany in asset formation in the Rail sector in
India, it has been granted permission by the(Contd on p -5)
HUM AUR AAP
5BHARAT PENSIONER
November 2010
Letter No. : BCPC/1/2K10 dt 01.11.2010 from
Shyam Sunder Secy Genl, BCPC GoverningCouncil, New Delhi to Members,
As you are aware, the last meeting ofthe Governing Council was held at New Delhi on
06.03.10. The next meeting of the GoverningCouncil would now be held on the Tuesday, the
21st December, 2010 from 09.30 AM onwards atthe following venue :-
SANATAN DHARMA MANDIR
‘C’ BLOCK, JANGPURA EXTENSION(NEAR JANGPURA SIDE RLY
RESERVATION OFFICE)NEW DELHI - 110 014
3. The Delegation fee (to be paid on the spot)
is Rs 100 (One hundred only) per participant.Kindly intimate in advance, the names of
Delegates for whom lodging arrangements haveto be made, alongwith the date(s) of stay. Each
such participant has to pay Rs 200/- per night forthis (modest level) facility.
4. Kindly remit a sum of Rs 500 (Fivehundred only) as annual Membership fee of the
BCPC, through M.O. only or in cash, if not alreadysent, to the Treasurer, R C Srivastava, Treasurer,
KK - 149, Kavi Nagar, Ghaziabad - 201 002.(Please ignore this if already sent.) [Please
DO NOT send it at New Delhi at PB - 3312or any other address.]
The following shall be agenda of themeeting : -
1. THE DEMANDS &THE COURSE OF ACTION
(1) Immediate recognition of BCPC by the Govtof India as for the 3 Ex-Servicemens’
organisations(2) Full Parity to pre 2006 pensioners
(3) Enhanced FP for 10 years in both situations(death in harness and pensioner’s demise
(4) Restore Commutation in 12 years(5) Implement all 6th CPC recommendations
wef 01.01.06(6) FMA @ Rs 1,200 pm at par with EPFO
pensioners(7) Full revised pension benefits to 100%
commutation PSU absorbees as per 6th
CPC fitment
(8) Full revised ex-gratia pension to (ex-gratia)retirees
(9) Merger of 50% of IDA with revision ofPension of BSNL/PSU retirees
(10) Improve & expand CGHS / RELHS / ECHS(11) C S (MA) Rules, 1944 benefits to non -
CGHS Areas(12) Abondon / Modify Central Health Insurance
Scheme(13) Withdraw New Pension Scheme (NPS)
(14) Withdraw PFRDA Bill from the Parliament2. Present position reg : Registration with
Registrar of Societies3. Presentation of Accounts by the Treasurer
4. Any other item with the consent of the Chair
Government to issue tax-free secured,redeemable, non-convertible bonds during this
financial year. The Bondholders shall be exemptfrom payment of income tax under Section
10(15)(iv)(h) of the Income Tax Act, 1961. TheCompany is getting in readiness to launch the
issue of tax-free bonds shortly.Bonds of tenors of 5-years, 7-years and 10-years
are proposed to be marketed to eligible investorsthrough a number of nominated agencies /
institutions designated as Arrangers to theproposed tax-free issue. A list of such agencies
is enclosed. The issue is-likely to be floatedsometime during November 2010, Subscription
to the Bonds shall be open to individuals desiringto invest a minimum of “ 1 lakh, and to corporates
and high net-worth investors. The Companyunderstands that a significant number amongst
the serving Government employees and retiredpensioners might be interested in subscribing to
these bonds. May we request you to kindly adviseyour affiliates to bring this to the notice of those
desirous of participating? They may contact anyone or more from amongst the list of the Arrangers
for obtaining details of the issue including tenor,interest carried by the Bonds and modality for
applying for these bonds. Further details, ifrequired, may be obtained from IRFC office.
Yours faithfully, For and on behalf of IndianRailway Finance Corporation Ltd.
Smt Neera Khuntia, Group General Manager
(Contd from p -4)
BCPC PAGE
6 BHARAT PENSIONER
November 2010
DIWALI : THE FESTIVAL OF LIGHTS
India has been known to be the land of festivalsfor the longest time. Various communities and
religions celebrate the festivals with pomp, showand fervour all through the year. Among the most
prominent festivals that are celebrated across thecountry is our very own festival of lights: Diwali.
There are various ways that the festival iscelebrated and interpreted along the length and
breadth of the country. Here are a few ways inwhich it is celebrated across various parts of India:
Celebrating VictoryAccording to the ‘Ramayana’, Diwali is said to be
the time when Lord Rama defeated and killed theevil King Ravana. After passing a period of 14
years in exile, he returned to his capital Ayodhyaon a new moon day of the Kartik season with wife
Sita and brother Lakshman.The homecoming wascelebrated with lights, fireworks, bursting of
crackers and merriment. The tradition continuedto this day and is celebrated in the northern statesof Uttar Pradesh, Punjab, Haryana, Bihar and the
surrounding areas. The Diwali night, in theseareas, is a night of fireworks and crackers bufnt
throughout the night.The idols of GoddessLakshmi, the symbol of wealth and prosperity and
Lord Ganesha, the symbol of auspiciousness areworshipped in most Hindu homes on Diwali.
Worshipping the GoddessIn West Bengal, the deity celebrated on thisoccasion is the fierce Goddess Kali. ‘Kali Puja’
or the worship of Goddess Kali is what makescelebration in this part of India a unique one. In
Kolkata, as well as in all the other parts of WestBengal, the nights of ‘Kali Puja’ are marked by
high festivities that consists of activities similarto other regions like bursting crackers, holding
dazzling fireworks display, lighting rows of candlesand diyas around homes, painting colourful
patterns at the doorstep and dressing up in newapparels. The actual worship of the deity is,
however, done only for one night during this festival.
Merrymaking TimeIn the western states of India, Diwali is a four-dayfestival, the preparations for which begin at least
15 days in advance. The markets liven up almost
a whole month in advance for Diwali shoppersand the shopping frenzy peaks with the
advancement of the occasion. On the nightpreceding Diwali, Gujaratis start celebrations by
creating designs depicting images associated tothe festival tike deities, sun and flowers from
natural powder colours (called ‘Rangoli’) in theirverandas.
Southern TrendIn Southern India, Diwali is is celebrated in the
Tamil month of aipasi (thula month) ‘narakachaturdasi’ thithi, preceding amavasai. It is the
main day of the Diwali celebrations in this area.The preparations begin the day before, when the
oven is cleaned, smeared with lime, religioussymbols drawn on it and then filled with water for
the next day’s oil bath, Individual homes arewashed and decorated with kolam designs (akin
to rangoli patterns in North India). Firecrackersand new apparels are kept on a plate to be used
on the following day. On the morning, the actualcelebrations begin with an early morning oil bathebefore sunrise. .Afterwards, sweets are eaten and
new clothes worn.
Courtesy : Hindustan Times
Peaceful Thoughts
Those who are free of resentful thoughts surely
find peace.Gautama Buddha
You talk when you cease to be at peace withyour thoughts.
Kahlil GibranPeace be to earth and to airy spaces ! /..........
Peace be to heaven,/Peace to the waters, peace to the plants and
peace to the trees!/May all the gods grant me peace. / By this
invocation of peace may peace be diffused! / Bythis invocation of peace may peace bring peace!.
May everything for us be peaceful.Atharva Veda 19.9.14
In the final analysis, the hope of every person issimply peace of mind.
The Dalai Lama
DIWALI
7BHARAT PENSIONER
November 2010
INDIA’S DEFENCE SCAM :Tower of shameby SAMAR HALARNKAR
How does a junior defence officer construct a30-storey tower on army land? With chutzpah anda lot of help. R.C. Thakur’s all-Indian saga !
For a man sought by his furious boss after
going missing from office, Ramchandra SonelalThakur looked calm and relaxed. It was 2003.
Thakur and I were at a cafe in Colaba, just outsidesouth Mumbai’s sylvan, sprawling military station.
Between sips of his coffee, Thakur told me of hisplan to rehouse war veterans and widows in a
six-storey building.“You see, it is for a noble cause,” he said,
explaining how as chief promoter and foundingmember of the proposed Adarsh Coop Hsg
Society he intended do the military a good turn. Itseemed a minor detail to him that he was a junior
defence estates official, being probed by the C BI for allegedly allowing construction on defence
land in exchange for two flats in Nagpur (theallegations were never proved). It seemed
irrelevant that his boss, D G defence estatesVeena Maitra had denied him leave to be here in
Mumbai. Thakur left Delhi anyway; and much toMaitra’s chagrin, he was slowly, methodically,
and improbably, managing to push his housingsociety through not one but two bureaucracies,
military and civilian.“Adarsh is only concerned with the military, allbranches of the defence forces,” Thakur told me.This was the first of many lies, which became the
bedrock on which Thakur’s dream rose 30 storeysfrom the original six. In doing so, the Adarsh Society
mowed down what was then a park of about 100trees, brought on board a power list of names from
the military, politics and bureaucracy — and laidbare not just all that is wrong and shameful about
emerging India but the opportunities this immoralityoffers those who dare.
Even in 2003, Colaba was among Asia’s mostvaluable swathes of real estate (Adarsh’s plot is
now valued at more than Rs 500 crore). As wetalked, I pointed to the name of “Kargil Hero”
Subedar Ramnarain Achelal Thakur, the lone JCOon Adarsh’s list of 71 beneficiaries. Even if your
society is for war veterans as you claim, how, I
asked Thakur, could the Subedar hope to depositRs 6 lakh as a 20 % advance?
“You see, jawans (soldiers) have ancestral lands,”said Thakur. “They can sell them easily. “Then
Subedar Thakur will collect his family from Biharand move T them to Cuffe Parade.”
Did he seriously expect me to believe suchexplanations? It didn’t matter. Director general
Maitra said she had asked the Maharashtra Govtto stop the transfer of the army’s park to Thakur’s
society. As for her errant junior, she said: “Weare going to proceed against him for this, and we
are waiting for the CBI to finish the inquiry.”Seven years have passed since I first reported
this story. A veil of silence descended aroundThakur; his backers possessed a doggedness
people like me did not. They knew irritants likeme would go away if they all stayed the course
and stayed silent. None more so than the manwhose go ahead was needed for transfer of army
land to civilian control, Maj Gen T.K. Kaul, thenCommander of the army base. Today, Retired,
he lives in the Adarsh tower.Others who got flats blandly said then — and
reiterate now—that they did not know of the Kargilangle or the reputation of Thakur, general
secretary today of the Adarsh Society.Admiral Madhavendra Singh was chief of naval
staff when he became a member of Adarsh. “Ihad absolutely no idea about the background of
the person who is promoting it,” he said in 2003.Retired today, the admiral says, “I have no clue if
the society was meant for Kargil heroes.”Glib denials work because Thakur and the
Maharashtra government are right in insisting thesociety’s paperwork is in order. On September
16, 2010, the state handed Adarsh its occupationcertificate, the final clearance.
It was obvious his society’s powerful membershelped Thakur get a thicket of clearances, many
of which should never have been given. India isplagued with dubious land transfers, and the army
has had its share, involving its top echelons. Butthe Adarsh case is particularly depressing
because it reaffirms that nothing is sacred inacquisitive new India; laws or memories of dead
soldiers.
DEFENCE SCAM
8 BHARAT PENSIONER
November 2010
Defence Minister A.K. Antony will find it hard to
probe the case, as he now promises. Adarsh wascleared by two of Anthony’s Cabinet colleagues:
Power Minister Sushilkumar Shinde and HeavyIndustries Minister Vilasrao Deshmukh. In 2003,
Shinde dodged all questions on Adarsh; hecontinues to do so. The affable Deshmukh just
says he doesn’t remember.Since I first wrote (2003) the Adarsh story, follow
ups were few. Today, there’s been a fresh burstof publicity, thanks to a protest—the latest of not-
so-many over the years — from Vice AdmiralSanjeev Bhasin, Chief of the Western Naval
Command based in Mumbai.When I tracked down Thakur earlier this week,
he was as confident as ever. “Khatta angoor kaunkhaya"? Who has eaten sour grapes?” he said to
me, implying that Admiral Bhasin was opposingAdarsh because he did not get a flat there. As in
2003, Thakur invited me to a meeting. Not at acafe this time but at his grand tower.
Courtesy : H T
Economic Ideology of theCongress:
Empowering the Poor ?
by ARJUN SENGUPTA
It was Gandhiji who first gave the economicideology of the Congress a concrete formulation,
to bring “Swaraj for the hungry and the starvingmillions”. “Swaraj” is nothing but “empowerment”for the poor to gain control over their own life anddestiny. For Nehru, the objective was the same,
clearly formulated on the midnight of Indianindependence, as “the ending of poverty andignorance and disease and inequality ofopportunity to bring freedom and opportunity tothe common man”.
That empowerment required modernisation of
the Indian economy, rapid industrialisation andemployment, transforming the market economy,
favouring those who did not have the market power,through planning of coordinated intervention, and
use of the public sector as instruments of changeor the ‘commanding heights’. It came into open
conflict with the vested interests. Outside theCongress, they were led by ‘Swatantra Party’, and
inside spearheaded by the conservative Congressleaders. When Indira Gandhi became the Prime
Minister, they pushed for a Right-wing shift ineconomic policy. In response she decided to adopt
policies directly empowering the poor, identifyingherself completely with them.
The Fifth Plan of the early seventies gavethese policies of employment a solid foundation,
changing the distribution of income and resources’in favour of the poor, a direct concern of economic
planning, through programmes of production anddistribution to be carried out integrally with the
programmes of expanding investment andemployment.
The approach and achievements of these policiesof empowerment were deliberately distorted by
the vested interests. The canard that these policiesresulted in low rates of growth is contradicted by
the attached Table.
Ah ! Dr Arjun Sen Gupta !!
Dr Arjun Sen Gupta, MP (Rajya Sabha), aged 73,passed away on 26.09.2010. He was appointed
Chairman of the National Commission forEnterprises in the Unorganised Sector which
produced, in 2007, an invaluable report on the workconditions in the unorganised sector. This
voluminous report pointed out that 836 millionIndians still remained marginalised; 77 % of the
country’s population constituted the “poor andvulnerable group”—that is, those surviving on an
average daily consumption below Rs 20 percapita—and as many as 79 % of the unorganised
workers, 88 % of the SC/STs, 80 % of the OBCsand 84 % of the Muslims belonged to this category.
He further underscored that maximisation ofprofits should not be the sole objective of economic
growth - something that was ingrained in India’seconomic policy perspective during the days of
Jawaharlnl Nehru and Indira Gandhi.It is to the credit of Dr Sengitpta that the
recommendations on social security in the reportof the Commission he chaired were instrumental
in the realisation of the Unorganised WorkersSocial Security Act, 2008.
THE POOR
9BHARAT PENSIONER
November 2010
TABLE 1:Decadal Growth Rates of GDP
and Per Capital Income
Decades GDP Population Per capita
Growth Income
1920-47 1.18 1.20 -0.031950-60 3.91 1.96 1.95
1960-70 3.70 2.22 1.481970-80 3.08 2.20 0.88
1980-90 5.38 2.14 3.241990-2000 5.58 1.93 3.65
2000-05 5.99 1.70 4.29Note: 1. GDP growth rate during 1920-47 is basedon 1949 prices.2. GDP growth rates in other decades are basedon 1999-2000 prices.3. Population growth rate of 1.2 per cent is for theperiod 1921-51.
India was very underdeveloped at the time ofindependence. But in the first 20 years, Indian
economic growth was two-and-a-half times higherthan the previous three decades. The averagegrowth rates carne down in the 1970s, the years
that saw the Bangladesh war and the 1970spetroleum crisis. In spite of that economic growth
was quite high in four years out of ten, showingthe potential of the economy. It is just not true
that these were the years of lost economic growth.This was. not reflected in rapid increase in per-
capita income because of high population growth,until the eighties. But during that period India
became a major industrial power, with a reservoirof skills and technology, and productive capacity.
There were, of course, mistakes. In the anxietyto bring about rapid economic transformation, and
changing the balance of market power,unnecessary controls and licenses were
introduced, affecting efficiency. The first personto recognise that was Mrs Gandhi herself, who in
1981 signed an agreement with the IMF tointroduce reforms liberalising the license-permit
raj step-by-step. But she was very careful.not ,todeviate from her pro-poor policies or compromise
her image of independence. She returned the IMFmoney as soon as our conditions improved. After
her, Rajiv Gandhi pursued the same policies withgreater vigour.
% of Central Government Expenditure on SocialServices and Rural Development
The Panchayati Raj system that he brought about,was the best method of delivering social
programmes for the poor. In the 1980s economicgrowth picked up significantly as reforms started
yielding results.In the 1990s, however, the Indian economic policy
made a sharp break from the past withaccelerated liberalisation that was accompanied
by a fall in public investment and push towards ‘aminimal government’, a notion associated with
the World Bank’s Washington Consensus. Thegovernment tried to restore the pro-poor stance
of policy by pushing up social expenditure, evenat the cost of increasing fiscal deficit.
Subsequently, the non-Congress governments,following similar policies, pushed the rate of growth
even further.A visible effect of this policy was a sharp
increase in the disparities. The rich becameextremely rich, while almost 77 per cent of the
people lived below Rs 20 per capita consumption aday. Most of our deprived and discriminated social
groups belonged to that 77 per cent, the Muslims,the Dalits and the OBCs. Most of them were
unemployed or working poor, earning less than theminimum wages, without any job and social
security and working in most miserable conditions.The India that was shining was surrounded by a
vast ocean of deprivation and poverty.It was then that Sonia Gandhi offered a new
interpretation to the notion of empowerment of
1990-91 91-92 92- 93- 94- 95- 96- 97-98- 99- 00- 01- 02- 03- 04- 05- 06- 07-
93 94 95 96 97 98 99 00 01 02 03 04 05 06 07 08
Year
Expenditure on Social Services -- Expenditure on Rural Development
THE POOR
10 BHARAT PENSIONER
November 2010
the poor, and brought back our economic policy
to the mainstream of the Congress’ economicideology. It focused on empowering the poor, but
without giving up the high rate of economic growthand the economic reforms that produced it. We
must maintain the macro-economic balance, raisethe rate of investment and allow the market
incentives to push up production. But side-by-side as an integral policy of reforms and high
growth of GDP, there must be effective andimplementable programmes targeted towards the
poorest of the poor and funded by increasedrevenues generated by accelerated growth.
Growth for Empowerment
The full implications of Sonia Gandhi’s policyfor empowering the poor in a rapidly growing
economy have not yet been properly appreciated,even among the Indian policy-makers. Economic
reforms and the consequent economic growth arenot ends in themselves. These are instruments
for improving people’s welfare. While other socialgroups can adjust their behaviour and respond to
the market incentives, the poorest of the poorespecially when they also include the socially
deprived, inadequately educated, suffering frommalnutrition and ill health, cannot use the markets
to improve their position. They are bypassed bythe process of growth and very quickly pushed to
the brink of destitution. So the new policyconcentrates on targeting directly these people,
providing them jobs and skills, social security,health care and education. These become the
primary concern of economic planning.For this, first, we must substantially increase
financing social expenditure, directly borne by thegovernment from its revenues which increase with
economic growth. Second, identify well-designedand targeted programmes, to benefit the poor and
the vulnerable directly. Third, have a transparentmechanism of monitoring and review of these
programmes and their social audit to pin-pointthe responsibilities with the participation of the
beneficiaries “who would consider the enjoymentof these services as their legal entitlement of
rights. Fourthly, formulate a legal system ofensuring the right to information so that everybody
can know who is responsible for not fulfilling the
obligations and what measures have been taken
to rectify the failure.Again Sonia Gandhi should be given the credit
of initiating some of the major schemes alongthese lines through her National Advisory Council.
The Right to Information Act was formulated bythis Council. The National Rural Employment
Guarantee Scheme is an example of well-designed targeted programme. The Unorganised
Sector Social Security Bilj owes its origin to thedeliberations of this Council. Together with these
there are several other programmes That weremeant to empower the poor directly. The Debt
Waiver Programme for agriculture was the firststep towards empowering poor farmers. But that
needed to be expanded with additionalprogrammes for providing new loans to the small
and marginal farmers Eightyfour per cent of ourfarmer population hold less than five acres and
they receive very little credit or any otherassistance from our banking or cooperative
system. Similarly, the Common MinimumProgramme talked abolit a National Fund for the
Unorganised Sector—58 million enterprises ofless than 10 workers produce 40 per cent of the
GDP and employ 30 per cent of total workforcebut secure less than two per cent of the total
bank credit. NAFUS was supported to help themwith finance marketing and technology support
just as NABARD does to. agriculture. Add to themprogrammes like rural roads, sanitation and rural
housing plus spreading primary health care andminimal education throughout the country—all
meant for the poor and the vulnerable.During the five years of the UPA Government,
some major advances were made in implementingthis new economic policy. First, there was a
phenomenal increase in the financial allocation forsocial expenditure that can be seen in graph above.
Sonia Gandhi’s policy of using growth forempowerment is a social revolution, which cannot
be achieved overnight. The Congress party hasto reinvent itself’ throughout the country as the
‘Aam Admi Ke Sipahi’ helping the people toexercise their rights. Only then the official
economic policy will reflect fully its mainstreamideology. Courtesy : Mainstream Weekly,
New Delhi - 49 1.10.2010
THE POOR
11BHARAT PENSIONER
November 2010
What kind of Ads empowerconsumers ? by Pushpa Girimaji
THE INFORMATION PROVIDED SHOULD BE SUCHTHAT CONSUMERS SHOULD WANT TO CUT AND
FILE THEM AS THEIR REFERENCE MATERIAL.
More power to the consumer is our motto,whether buying rajma or a watch. PUSHPAGIRIMAJI tells you how to get empowered.
I have before me four advertisements of the
union Ministry of Consumer Affairs released inrecent times in all leading newspapers.
One of them, spread over half a page, says ‘Donot spit or litter the roads’. The message in another
such advertisement is ‘When we obey traffic rules,there is no traffic jam’.Yet another exhorts consumers to ‘Always followtraffic rules and be a responsible consumer’.The fourth is a repeat of the ‘do not spit’
It is really unfortunate that the Ministry is wasting
consumers’ money on such advertisements that arean anti-thesis of what Jago Grahak Jago campaigns
were meant to be provide consumers with informationthat would empower them.
When the ‘Jago’ campaign first began some yearsago, I had written an article extolling the virtues of
such campaign and described the advertisementsas ‘infotisements’ because of their strong
information content.It was a good beginning and one hoped that
the advertisements would improve over the yearsand cover a much wider area of consumer interest.
The recent advertisements are thus a majordisappointment.
Today consumers in India are starved ofinformation and it is this lack of information and
awareness that makes them highly vulnerable tothe machinations of the marketplace. Given this
scenario, one would expect a Ministry, createdspecifically to protect the interests of consumers,
to utilise the huge funds at its disposal to provideconsumers with information on their rights, leaving
campaigns on traffic rules and civic sense to localgovernments, civic authorities and other ministries
concerned.If Jago advertisements are to serve the
interests of consumers, if the money spent on
them is to serve some useful purpose, then theMinistry of Consumer Affairs needs to take the
campaign more seriously. The information providedshould be such that consumers should want to
cut and file them as part of their reference material.For example, since case laws are difficult for
consumers to get, there could be a string ofadvertisements on important orders of consumer
courts and supreme court on issues such asmisleading advertisements (specially in the field
of education), consumer’s right to a refund vis-a-vis defective goods, right to information and choice
in the area of health and medical care, right tocompensation for deficient services and defective
goods, right to a fair deal in respect of all servicesincluding banking, housing, insurance and
transportation.Similarly, there could be a series on various
laws and regulations meant to protect consumers.Salient features of these laws along with
addresses and phone number of agencies thatenforce them would be highly relevant. The
advertisements could also cover importantcirculars and orders issued by various regulators.
Equally important would be a campaign onconsumer safety issues that would inculcate a
safety culture. A campaign on consumer safetywould not only wake up consumers to such
issues, but also force manufacturers and serviceproviders to look at consumer safety more closely.
In short, Jago Grahak Jago advertisementsshould truly be aimed at empowering the
consumers.
SN Murthy: I want to file a complaint before theconsumer court against a public sector bank forfailing to return the papers of my pledged property.Can you please give case laws to help me?Answer: In the case of CL Khanna vs Dena Bank
(OP No 70 of 2002), the National ConsumerDisputes Redressal Commission held that failure
to return the pledged papers constituted‘deficiency in service' and the bank had to pay for
the consequences.
Do you have any problems?Send in your queries to: [email protected]
Courtesy : Hindustan Times, New Delhi
CONSUMERS
12 BHARAT PENSIONER
November 2010
An hour of sunmeets our Vitamin D needs
by Sanchita Sharma, Health Editor
You can’t get enough of the sun, literally. Four
in five Indians are deficit in Vitamin D, a vitaminsynthesised by the skin when exposed to sunlight.
An hour of sunlight is all that your body needs tomeet its Vitamin D requirements. Just 10-20 %
of this vitamin comes from food, yet 96 %newborns, 91 % healthy schoolgirls, 78 % hospital
staff and 84 % pregnant women in India have lowlevels of this vitamin.
Not surprisingly, deficiency of the sunshinevitamin is higher in city folks, who spend their
day in artificial light than people in semiurban areasand villages. Add to this the Indian obsession with
fairness that makes sunshades, scarves andflowing clothes essential summer wardrobe and
you have a nation starved of an essential vitaminthat is available absolutely free. Vitamin D
maintains normal blood levels of calcium andphosphorus and also helps make bones strong
by helping in calcium absorption and preventingosteoporosis.
New research suggests the sunshine vitaminalso prevents high blood pressure, diabetes, some
cancers and autoimmune diseases such asmultiple sclerosis. Food sources of Vitamin Dare
egg yolk, butter, cheese, cod liver oil and otherfish liver oils.
According to the World Health Organisation,one in two women and one in three men in India
over the age of 50, have low bone mass, whichcan lead to debilitating fractures in later life.
Globally, the figures are one in four women andone in five men over 50 years.
So’common is the deficiency of the sunshinevitamin that a standard dose of Vitamin D —
available in calcium tablets (250 international unitsor IU per 500 mg calcium carbonate) — is not
enough to achieve recommended levels, foundstudy of health, postmenopausal women in India
by Dr Ambrish Mithal and presented to theInternational Osteoporosis Foundation earlier this
year. His study recommends women over 50years have a higher daily dose of Vitamin D
supplementation —1,000 lU/day (500 IU per 500
mg calcium carbonate) — to maintain optimumbone health.
Vitamin D supplementation apart, a diet richin calcium—found in broccoli, cabbage, salmon,
canned sardines, almonds, driedbeans—bringsdown fracture risk. People over 50 years who were
agile are less likely to have fractures than non-agile people, it’s time you get moving, in thesun preferably.
Courtesy : Hindustan Times
Leisure OR Faith ?God makes Indians travel
by Chetan Chauhan12% OF URBAN INDIA TRAVELS
FOR RELIGIOUS PURPOSE, SAYS ANSSO REPORT
It is not leisure but religion for which Indians
travel the most, a new government survey releasedrecently said.
As per the new National Sample Survey Office(NSSO) report on domestic tourism, trips for
religious purposes accounted for 12% of travel inurban India and nine per cent in rural areas. Only
five per cent Indians said they travel for leisure inurban areas and 2 % in rural India, the NSSO’s
survey, that covers 1.53 lakh households, said.On average an urban Indian spent Rs 700 a day
during 2008-09 (the survey period) on a religiousvisit as compared to Rs 350 in rural areas. The
maximum expenditure was on travel followed byshopping, eating and accommodation.
Although fewer people travelled for leisure theexpenditure on such trips was almost twice that
incurred during religious trips.Still, social visits were the prime reason for
travelling in India. The report said 72% Indianstravel to meet friends and family at-least once a
year. And, average period of these visits is threeto four days.
Courtesy : Hindustan Times
Peace has never come from dropping bombs. Real
peace comes from enlightenment and educatingpeople to behave more in a divine manner.
Corlos Santana
SUNLIGHT
13BHARAT PENSIONER
November 2010
‘Time for judges to revisitDirective Principles’
by S Viswanathan
“Our Constitution is primarily shaped andmoulded for the common man... It is a
Constitution not meant for the ruler ‘but theranker, the tramp of the road’.”
- N.A. Palkhivala.
The January judgment of a two-judge Benchof the Supreme Court of India (reported in The
Hindu, January 30.2010), which ‘allowed an appealby Harjinder Singh, a retrenched worker of the
Punjab State Warehousing Corporation, andrestored a labour court’s award in his favour, is
significant in two respects. This is perhaps oneof the first pro-worker judgments in about two
decades, during which period the policies ofliberalisation and globalisatlon have been in
operation. But the Bench comprising Justice G.S.Singhvi and Justice Asok Kumar Ganguly went
further by recording strong remarks‘ against thetendency among judges at various levels to protect
the reigning economic policies of liberalisation andglobalisalion even at the cost of the genuine
interests and hard-won rights of workers.The Supreme Court also held that the High
Court had unjustifiably disapproved of a well-reasoned labour court award and thus deprived
the appellant of what might be the only source ofhis and his family’s sustenance..
Plight of workersThe judges, in their separate but concurring
judgments, expressed their deep concern over
the plight of workers being thrown out of jobs underthe cover of liberalisation and globalisation. They
said that there was a visible shift in the courts’approach to cases relating to interpretation of
social welfare legislation. These observations arecalled obiter dicta, which are “a judge’s expression
of opinion uttered in court or in a written judgement,but not essential to the decision and therefore
not legally binding as a precedent.”Justice Singhvi did not mince words: “Theattractive mantras of globalisation and
liberalisation are fast becoming the raisond’etre of the judicial process and animpression has been created that theConstitutional courts are no longersympathetic to the plight of industrial andunorganised workers.”
“In a large number of cases, like the presentone,” the judge went on to observe, “relief hasbeen denied to the employees falling in thecategory of workmen, who are illegally retrenchedby combating bylanes and side lanes in thejurisprudence developed by this court in threedecades. The stock plea raised by the public
employer in such caseas is that the initialemployment/engagement of the workman-
employee was contrary to some or the otherstatute or that reinstatement will put an unbearable
burden on the financial health of theestablishment.” Another observation by Justice
Singhvi was that the High Courts ought to keep inmind that the Industrial Disputes Act and other
similar legislative instruments are social welfarelegislation. They must be interpreted _ "keeping
in view the Preamble to the Constitution and theprovisions contained In the Directive Principles,
which mandate that the state ‘should secure asocial order for the promotion of welfare of the
people.., and also ensure that the workers gettheir dues.”
Duty of the courtJustice Singhvi reminded the highest court in
the land as well as the High Courts that if a person
was deprived of his livelihood, he was deprived ofall his fundamental and constitutional rights. This
meant for him the goal of social and economicJustice, equalltyof atatus’and of opportunity, and
the freedoms enshrined in the Constitutionremained illusory.
Justice Ganguly emphasised with equalforce: “If the judges fall to discharge their duty inmaking an effort to make the preambular promisea reality, they fail to uphold and abide by theConstitution, which is their oath of their office.”He reminded the court of its duty to interpret
statutes with social welfare benefits “in such away as to further the statutory goal and not tofrustrate it.” The judge warned that any attempt
CONSTITUTION
14 BHARAT PENSIONER
November 2010
to dilute the constitutional imperatives in order to
promote the so-called 'trends of globalisation’might result In precarious consequences.
Justice Ganguly added that judges andespecially the judges of the highest court have a
vital role in ensuring that the promise is fulfilled. Ifthe judges fall to discharge their duty In making
an effort to make, the Preambular promise areality, they fail to uphold and abide by the
Constitution, which is their oath of office.Unsurprisingly, the binding part of this pro-
labour judgment as well as the extraordinarilybold observations of the two judges have raised
hopes in the trade union movement and amongworkers in the organlied sector. But what about
workers In the unorganised lectors who might nothave access to the relevant information?
As in the case of the social issues discussed in
my preceding columns, the news media, especiallynewspapers, have a special responsibility as well
as an unusual opportunity here.
The responsibility is to better inform readers
— In an accurate, detailed, and factual way— onsuch significant developments in the field of lawand justice. It is to give these developments
prominence by front paging the news or, in thecase of news television, highlighting them,
repeatedly in news bulletins. It is to bring to thesubject a varlety and diversity of views by
interviewing lawyers, retired judges, trade unionleaders, industrialists, management specialists,
ordinary workers. It is to go beyond theinformational role by providing competent analysis,
background, interpretation, and comment on thesignificance of the Supreme Court’s against-the-
current judgment.The opportunity is to engage readers more
meaningfully on concrete issues close to theirlives. It is to win their affection and trust by covering
truthfully, intelligibly, readably, and sensitivelysubjects that rarely figure in the mainstream news
media these days. In a word, it is an opportunityto strengthen the bond between the newspaper
or the broadcast channel and the reader.Courtesy : THE HINDU, 1.3.2010
If you realised how powerful your thoughts are,you would never think a negative thought.
Peace Pilgrim
OSTEOPORSIS & AGEINGGRACEFULLY
by Mahindar Singh, S-314, Panch Shila Park,New Delhi - 110017 Tel No. 2601 2133
Osteoporsis is a reduced mass of normalbone. It is due to excessive resorption of bone
rather than decreased bone sythesis. The qualityof the bone that is present is normal, it is just
quantity that is deficient. This is a feature of ageingso osteoporosis is common in the elderly people.
This disease strikes mostly legs and hands butcan strike other parts of the body too. If this
attacks hand and wrist it becomes difficult to moveor bend fingers of the hand and pain occurs in te
palm too. There appears to be no permanent cureof it for the aged people who become its victim.
As a person ages his or her’s bones become lessdense. In the centre of the bone is bone marrow,
where more blood cells are produced and as aperson ages the amount of bone marrowdecreases resulting in serious diseases like
stroke. Osteoporosis is considered as anunavoidable part of ageing. The longer a person
lives, higher is the risk of osteoporosis. Olderwoman are affected more. Osteoporosis, with
associated bone fracture can also become acause of death and disability.
Ageing gracefully is very much aboutengaging with life, with birth rates going down
people are living much longer. While there is nomagic potion that can turn back the hands of time,
the key to successful ageing lies in a healthylifestyle with adeqate and balanced intake of
nutrients to match the body’s changing needs.The World Health Organisation (WHO) estimates
that 75 percent of deaths of people over the ageof 65 in industrialsed contries are from heart
disease, cancer and cardiovascular diseases suchas Stroke.
But a senior consultant Dr Mrs Wong SweetFun, Department of Geriatric Medicine in
Alexandra Health, Singapore, assures that notall ageing populations have to be disease-ridden.
The cause of healthy longevity is said to be theavailability of all facilities of air, water, food and
also spiritual and active lifestyle.
OSTEOPORSIS
15BHARAT PENSIONER
November 2010
Secy Genl Visits Rail Bhavanto Solve Rly Pensioners Problems
On 10.11.2010 Shyam Sunder SecretaryGenl, BPS along with S C Maheshwari Secy
(Railways) BPS & S P Bhardwaj Vice PresidentRREWA, Gurgaon visited Rly board to sort out
following issues with reference to earlierrepresentations by Bharat Pensioners Samaj.
1. Revision of Pension after 14 years to thedisadvantage of Pensioners in case of pre 1996
retirees from the IV CPC Scale of Rs 1400-2300corresponding Vth CPC scale of 5000-8000 by
Southern Railway, N Rly Jagadhari Work Shop &Western Railway.
2. Inordinate delay in issuing revised PPOs topre 2006 retirees
3. Harassment to Secondary pensioners (i.e.Unmarried / Widowed / Divorced dependent
daughters & differently abled dependent sons) insanctioning family pension on their turn.
4. Denial of medical facilities to Secondarypensioners & minor dependent Children of
Divorced Daughter.5. Denial accepting revised dependency criteria
of Rs 3,500 Plus DR in Rly Medical deptt.6. Issuing Smart Cards to all RELHS beneficiaries
covering general emergencies with all India validity7. Raising the monetary limit of Lab.
Investigations.8.Recognition of Private hospitals at Dehradoon.
Items 1 to 3 were discussed with the FinanceCommissioner, Ministry of Railway who, it
appears, happens to be very Sympathetic &Considerate to Pensioners and their problems.
Regarding item No 1, after the case was explainedwith the support of relevant documents The F.C.
candidly agreed that apparantly gross injusticewas being done to this segment of pensioners.
He took copies of the concerned documentswhich were, it appears, not put up to him so far in
spite of being forwarded earlier by DOP & PW.He promised suitable action after examining the
problem in detail. Regarding Item no 2, the F.C.himself was concerned over the delay & informed
that he is a seized of the problem and some thingconcrete will be done shortly
Reg item 3, the F.C. agreed to issue a checklist
to be followed on Indian Railways uniformly.Items 4 to 7 pertaining to the Directorate of
Health and were to be discussed withDG(RHS).However as the D.G. was busy
elsewhere he nominated ED (G) Health. Dr. B.N.Annigeri to discuss the issues on his behalf.
With reference to items No 4 & 5 ED assuredthat action on the earlier representations of BPS
was being taken and that the issues will befavourably decided very soon.
Regarding item 6 - issue of smart card: When EDtold us that the results of N Rly Pilot project were
not encouraging as regards its popularity amongrailway pensioners, he was informed of the
following reasons for this phenomenon :1. N. Rly Smart card Pilot project covers only
Cardiac, Cancer & Dialysis emergencies Onlyempanelled hospitals at Delhi are included,
but other empanelled hospitals of NCR areleft out.
2. Too much of hassles was involved in issuingthe cards which could not reach beneficiaries
before the expiry date in the First year. In theSecond year cards were revalidated just 4
months before the expiry date of 31st August.In the Third year i.e the current year 2010,
cards have not been revalidated till todayi.e.10.11.2010 & that there is no information
whether these would be revalidated or not.It was explained that if the glitches are
removed and also all medical emergencies areincluded, the Smart card will be very useful &
popular among RELHS beneficiaries all over theIndian Railways. Though the E.D promised to look
into the matter & to do needful to remove theglitches, we at Bharat Pensioners Samaj feel that
the administration of NRCH who is managing theSmart card Project is averse to losing its powers
of denying timely treatment to pensioners even inemergencies for obvious reasons and is therefore
doing its best to make the Smart Card PilotProject fail. Regarding items 7 & 8, the E D took
a note for follow up.The successful visit of BPS team ended with
a very good cup of coffee with Shri D. Majumdar,JDE (Welfare) Rly Board.
S.C.Maheshwari, Secy (Rlys) BPS
RAIL BHAVAN
16 BHARAT PENSIONER
November 2010
S. Point of doubtNo.1. Whether the Pay Band would change in
the hierarchy of Pay Bands & Grade Pay on grantof the benefits under MACPS?
2. Whether the benefits of MACPS would
be allowed to the Government servants who havebeen later on inducted in the Organized Group
“A” Service.
3. How will the benefits of ACP be grantedif due between 01.01.2006 and 31.08.2008?
Clarification
Yes. The upgradation under MACPS is to be
granted in the immediate next higher grade payin the hierarchy of recommended revised pay band
and grade pay as prescribed in the CCS (RP)Rules, 2008.
No. The benefits under MACPS is not applicable
to Group ‘A' officer of Organised Group ‘A’Services, as the officer under Organized Group
‘A’ Services have already been allowed parity oftwo years on non-functional basis with the officers
of Indian Administrative Service (IAS)
The new MACPS has come into existence w.e.f.01.09.2008. However, the pay structure has been
changed w.e.f 01.01.2006. Therefore the previousACPS would be applicable in the new pay
structure adopted w.e.f. 1.1.2006 Para 6.1 ofAnnexure-7 of MACPS is only for exercising
option for coming over to the revised pay structureand not for grant of benefits under MACPS. The
following illustrations would explain the position:(A) In the case of isolated post:
Date of appointment in entry Grade in the pre-revised pay scale of Rs.4000-6000: 01.10.1982
1st ACP granted on 09.08.99:Rs.4500-7000 (pre-revised), 2nd ACP due on 01.10.06 :Rs.5000-8000
O.M. No. 35034/3/2008-Estt (D) dated the 5th Sept. 2010 from Ministry of Personnel, Public Grievances
and Pensions, Department of Personnel & Training
Sub : Modified Assured Career Progression Scheme (MACPS) for the Central GovernmentCivilian Employees - Clarifications Regarding
The undersigned is directed to invite reference to the Department of Personnel and Training OfficeMemorandum of even number dated the 19th May, 2009 regarding the Modified Assured Career
Progression Scheme (MACPS). Consequent upon introduction of the Scheme, clarifications havebeen sought by various Ministries/Departments about certain issues in connection with implementation
of the MACPS. The doubts raised by various quarters have been duly examined and point-wiseclarifications have accordingly been indicated in the Annexure.
2. The MACPS should strictly be implemented in keeping with the Department of Personnel andTraining Office Memorandum of even number dated 19.05 2009 read with the aforesaid clarifications
(Annexure).
3. All Ministries/Departments may give wide circulation to the contents of this O.M. for general guidanceand appropriate action in the matter.
Annexure
[Reference: Office Memorandum No.35034/3/2008:Estt.(D) dated 05.09.2010]
GOI ORDERS
17BHARAT PENSIONER
November 2010
4. Whether the benefits of MACPS wouldbe granted from the date of entry grade or from
the date of their regular service/approved servicecounted under various service rules.
5. In a case where a person is appointed to
an ex-cadre post in higher scale on deputationfollowed by absorption, whether the period spent
on deputation period would be counted ascontinuous service in the grade or not for the
purpose of MACPS.
6. Whether the pay scale/grade pay ofsubstantive post would be taken into account for
appointment/selection to a higher post ondeputation basis or the pay scale/grade pay
carrying by a Government servant on account of
(pre-revised) [revised PB-2 Grade Pay of Rs.4200]
3rd financial upgradation under the MACPS wouldbe due on 01.10.12 (on completion of 30 years of
continuous regular service) in the immediate nexthigher grade pay in the hierarchy of recommended
revised pay band and grade pay i.e.Grade Pay ofRs. 4600 in PB-2.
(B) In the case of normal promotional hierarchy:Date of appointment in entry Grade in the pre-
revised pay scale of Rs.5500-9000: 01.10.19821st ACP granted on 09.08.1999:Rs.6500-10500
(pre-revised)2nd ACP due on 01.10.2006 (as per the existing
hierarchy):Rs.10000-15200 (pre-revised).Therefore, 2nd ACP would be in PB-3 with Grade
Pay of Rs.6600 (in terms of hierarchy available)3rd financial upgradation under MACPS would be
due on 01.10.2012 in the immediate next highergrade pay in the hierarchy of recommended
revised pay band and grade pay of Rs.7600.
The benefits under MACPS would be availablefrom the date of actual joining of the post in the
entry grade.
(i) Where a person is appointed on direct
recruitment/deputation basis from another postin the same grade, then past regular service as
well as past promotions/ACP, in the earlier post,will be counted for computing regular service for
the purpose of MACPS in the new hierarchy.(ii) However, where a person is appointed to an
ex-cadre post in higher scale initially on deputationfollowed by absorption, while the service rendered
in the earlier post, which was in a lower scalecannot be counted, there is no objection to the
period spent initially on deputation in the ex-cadrepost prior to absorption being counted towards
regular service for the purposes of grant of financialupgradation under MACPS, as it is in the same
Pay band/grade pay of the post.
The pay scale/grade pay of substantive post wouldonly be taken into account for deciding the
eligibility for appointment/selection to a higherpost on deputation basis.
GOI ORDERS
18 BHARAT PENSIONER
November 2010
Yes. If a financial upgradation has been deferred/postponed on account of the employee not found
fit or due to departmental proceedings, etc., the2nd/3rd financial upgradations under MACPS
would have consequential effect. (Para 18 ofAnnexure-l of MACPS referred).
No. Since the Government servant has already
earned three promotions, he would not be entitledfor any further financial upgradation under MACPS.
Yes
No. While eligibility of an employee for
appointment against ex-cadre posts in terms ofthe provisions of the RRs of the ex-cadre post will
continue to be determined with reference to thepost/pay scale of the post held in the parent cadre
on regular basis (and not with reference to thehigher scale granted under ACPS/MACPS), such
an officer in the event of his selection, may beallowed to opt to draw the pay in the higher scale
under ACP/MACP Scheme without deputationallowance during the period of Deputation, if it is
more beneficial than the normal entitlements underthe existing general order regulating pay on
appointment on deputation basis.
Yes. On the analogy of point 22 of Annexure-l ofMACPS, the pay of such Group “D” employees
who have been placed In the Grade Pay of Rs.1800w.e.f. 1.1.06 shall be fixed successively in the
next 3 immediate higher grade pays in thehierarchy of revised pay-bands and grade pays
allowing the benefit of 3% pay fixation at everystage.
financial upgradation(s) under ACP/MACP
Scheme.
7. In a case where 1st / 2nd financialupgradations are postponed on account of the
employees not found fit or due to departmentalproceedings, etc.; whether this would have
consequential effect on the 2nd/3rd financialupgradation or not?
8. In a case where the Government servant
has already earned three promotions and stillstagnated in one grade for more than 10 years,
whether he would be entitled for any furtherupgradation under MACPS?
9. Whether the pre-revised pay scale of
Rs.2750-4400 in respect of Group ‘D’ non-matriculate employees, would also be taken as
merged to grade pay of Rs.1800 for the purposeof MACPS in view of merger of pre-revised pay
scales of Rs.2550-3200, Rs.2610-3540, Rs.2610-4000 & Rs.2650-4000, which have been upgraded
and replaced by the revised pay structure of gradepay of Rs.1800 in the pay band-PB-1.
10. If a Govt. Servant on deputation earns
upgradation under MACPS in the parent cadre,whether he would be entitled for deputation (duty)
allowance on the pay and emoluments grantedunder the MACPS or not?
11. Since the pay scales of Group “D”employees have been merged and placed in the
Grade Pay of Rs.1800, whether they are entitledfor grant of increment @ 3% during pay fixation
at every stage.
GOI ORDERS
19BHARAT PENSIONER
November 2010
F. No. 42/18/2010-P&PW(G)
Government of IndiaMinistry of Personnel, Public Grievances & Pensions
Department of Pension & Pensioners’ Welfare
3rd Floor, l_ok Nayak Bhavan,Khan Market, New Delhi - 110003
Date: 27th September, 2010
OFFICE MEMORANDUM
Subject: Grant of Dearness Relief to Central Government pensioners/family pensioners -Revised rate effective from 1.7,2010.
The undersigned is directed to refer to this Department’s OM No. 42/18/2010-P&PW(G) dated31.3.2010 on the subject mentioned above and to state that the President is pleased to decide that the
Deamess Relief payable to Central Government pensioners shall be enhanced from the existing rate of35% to 45% w.e.f. 1st July, 2010.
2. These orders apply to (i) All Civilian Central Government Pensioners/Family Pensioners (ii)The Armed Forces Pensioners, Civilian Pensioners paid out of the Defence Service Estimates, (iii) All
India Service Pensioners (iv) Railway Pensioners and (v) The Burma Civilian pensioners/family pensionersand pensioners/families of displaced Government pensioners from Pakistan, who are Indian Nationals
but receiving pension on behalf of Government of Pakistan, who are in receipt of ad-hoc ex-gratiaallowance of Rs. 3500/- p.m. in terms of this Department’s OM No. 23/l/97-P&PW(B) dated 23.2.1998
read with this Department’s OM No. 23/3/2008-P&PW(B) dated 15.9.2008.
3. Central Government Employees who had drawn lumpsum amount on absorption in a PSU/
Autonomous body and have become eligible to restoration of 173rd commuted portion of pension aswell as revision of the restored amount in terms of this Department’s OM No.4/59/97-P&PW (D) dated
14.07.1998 will also be entitled to the payment of DR @ 45% w.e.f. 1.7.2010 on full pension i.e. therevised pension which the absorbed employee would have received on the date of restoration had he
not drawn lumpsum payment on absorption and Deamess Pension subject to fulfillment of the conditionslaid down in para 5 of the O.M. dated 14.07.98. In this connection, instructions contained in this
Department’s OM N0.4/29/99-P&PW (D) dated. 12.7.2000 refers.
4. Payment of DR involving a fraction of a rupee shall be rounded off to the next higher rupee.
Contd..2..
GOI ORDERS
20 BHARAT PENSIONER
November 2010
5. Other provisions governing grant of DR in respect of employed family pensioners and
re-employed Central Government Pensioners will be regulated in accordance with theprovisions contained in this Department’s OM No. 45/73/97-P&PW (G) dated 2.7.1999 as
amended vide this Department’s OM No. F. No. 38/88/2008-P&PW(G) dated 9 th July, 2009.The provisions relating to regulation of DR where pensioner is in receipt of more than one
pension will remain unchanged.
6. In the case of retired Judges of the Supreme Court and High Courts, necessary
orders will be issued by the Department of Justice separately.
7. It wil l be the responsibil ity of the pension disbursing authorit ies, including the
nationalized banks, etc. to calculate the quantum of DR payable in each individual case.
8. The offices of Accountant General and Authorised Public Sector Banks are requested
to arrange payment of relief to pensioners etc. on the basis of above instructions withoutwaiting for any further Instructions from the Comptroller and Auditor General of India and the
Reserve Bank of India in view of letter No. 528-TA, II/34-80-II dated 23/04/1981 of theComptroller and Auditor General of India addressed to all Accountant Generals and Reserve
Bank of India Circular No. GANB No. 2958/GA-64 (ii) (CGL)/81 dated the 21st May, 1981addressed to State Bank of India and its subsidiaries and all Nationalised Banks.
9. In their application to the pensioners/family pensioners belonging to Indian Auditand Accounts Department, these orders issue in consultation with the C&AG.
10. This issues with the concurrence of Ministry of Finance, Department of Expenditurevide their OM No. 1(4)/EV/2004 dated 24tt] September, 2010.
(V.
Under Secretary to the Government of India
To,
All Ministries/Departments to the Government of India/ Chief Secretaries and AGs of allStates/UTs.
Please visit http://persmin.nic.in/Dension for the orders- on pension matters including above orders.
GOI ORDERS
21BHARAT PENSIONER
November 2010
Letter No F.No.ll-169/CGHS/Gr.Cell/2009 dt
17.08.2009 from Office of the Addl. Director,CGHS(HQ), New Delhi to N.K.Gupta, President,
Central Govt Penrs Welfare Assn, A-5/322,323,Paschim Vihar, New Delhi-110063
Sub: Reply to your RTI application
Sir, Reference is invited to your RTI application
dt.20.7.2009, received in this office on 29.7.09.In this context the point wise reply is given as
under: 1 & 6(iv) Information is available on thisMinistry’s website under CGHS link at
www.mohfw.nic.in.2&3. No “Information” is sought. The applicant
cannot seek clarification under RTI Act, 2005.4. No such endorsement is required. Copy of
order issued, is enclosed. (Not published.....Ecl)5. During 1996 the quoted rates were
considered for fixing CGHS package rates themedian rates after ignoring the highest & lowest
rate quoted. During 2001 weighted average of 30procedures was considered for uniformlyincreasing the rates of all procedures. During 2006
the lowest rates for each & every procedure quotedby the applicants eligible for empanelment for
such procedures was the basis for fixation andrevision of the rates. There is no specified duration
/ frequency for revision of rates. The package rateswere lst notified on 18.9.96 and subsequently
revised effective from 7.9.2001 and 1.11.2006i)Consultation 1996 2001 2006lst Consultation 20 15 30
Subsequent consultation 40 30 30
Regarding “(for) how long subsequentconcessional consultation fee is valid”, there isno information on this.
ii)
Room Rent in Private Empanelled hospitals.Year General Semi Pvt Private
Ward Ward Ward
1996(18.9.96) 260 500 750 (Pvt.I)
1200 (Pvt.II)
2001(7.9.2001) 500 1000 1500
2006(1.11.2006) 500 1000 1500
iii)
The Package rate approved for Semi Pvt. Ward isas followsProcedure 1996(in Rs) 2001(in Rs) 2006(in Rs)
(a) Radical Breast 12,500 30,000 24,000
Cancer (procedure
is radical
mastectomy
(b) Prostate 10,000 20,200 16,200
Operation (TURP)(i)
Suprapubic 10,000 20,200 16,200
prostatectomy(ii)
Retro pubic 9,800 18,796 15,900
Prostatectomy (iii)
Cataract Operation Cataract Cataract Cataract
Laser (c) Operation Operation Operation
Laser Laser Laser
Procedure Procedure Procedure
is not in is not in is not in
the list the list the list
(d) By pass Heart 99,000 1,33,650 1,30,000
Surgery(CABG)-
The cost of non-foldable IOL was at Rs.125/- and
foldable IOL at Rs.900/- or actual which ever isless as fixed on 21.12.2004 and were revised
w.e.f. 26.6.2008 as per actuals or as follows,whichever is less,
1. Hydrophobia Foldable IOL....... 5,000/-2. Silicon Fofdable IOL....... 3,600/-
3. Hydrophi!ic Acrylic Lens ....... 5.800/-4. PMMA IOL 490/-
You have a right of appeal within 30 days ofreceipt this information. The 1st Appellate
Authority in this case is Additional Director,CGHS (HQ),9, Bikaner House Hutments,
Shahjahan Road, New Delhi.Dr.B.Badari, Nodal Officer RTI, CGHS(HQ)
POST OFFICES
TO ACT AS AGENTS OF INSURERS
NEW DELHI: Post offices can now distributeinsurance products, with the Insurance Regulatory
and Development Authority (IRDA) allowing eachcircle of the Department of Posts (DOP) to act as
a corporate agent of insurers. IRDA allowed eachcircle to tie up with two non-life insurance firms,
two life insurance companies, one agriculturalinsurance company and one standalone health
insurance firm. PTI News
GOI ORDERS
22 BHARAT PENSIONER
November 2010
EX-GRATIA LUMPSUMCOMPENSATION NOT TAXABLE
Rly Bd's RBE No152/2010 letter No. E(W) 2010/CP-1/3 dt 13.10.2010 to The General Managers
(Personnel) All Indian Railways, PUs, etc.
Sub: Payment of Ex-Gratia lumpsumcompensation to the families of Railway
employees who die in harness in performance ofbona fide official duties -Taxability . Reg.
Ref: Board’s letter No. E(W) 2008/CP-1/7 dated30.08.2008.
A clarification has been sought whetherlumpsum payment made on account of ex-gratia
compensation to widow/legal heir of Railwayemployee who dies in harness in performance of
bona fide official duties is taxable or not. Thematter has been examined in consultation with
Finance Directorate and it is advised that allmatters regarding recovery of Income Tax are
governed by the provisions of Income Tax Act,1961 and various instructions issued by Ministry
of Finance .2. Accordingly, in this regard, a copy of circular
No. 573 dated 21.08.1990 issued by Ministry ofFinance (Central Board of Direct Taxes) is
enclosed for information. The relevant extract ofthe circular reads as under :-
“[3] Taxability of lump-sum payment madegratuitously or by way of compensation orotherwise to widow/other legal heir of an employee- Regarding:Clarifications have been sought from the CentralBoard of Direct Taxes whether a lump-sumpayment made gratuitously or by way ofcompensation or otherwise to the widow or otherlegal heir of an employees who dies while still inactive service, is taxable as income under theIncome-Tax Act, 1961.2. This issue has been examined by the Boardand it is clarified that any such lump-sum paymentwill not be taxable as income under the aforesaidAct.”(This disposes of N.F. Railway’s letter No.
E/322/41(W) Ex.gratia-163 dated 17.02.2010).Debasis Mazumdar, Joint Director Estt. (Welfare)
PASS CONCESSIONIN JAN SHATABDI
Rly Bd's RBE-140/2010 letter no E(W)/2009/PS-5-8/1 dt 23.09.2010
Sub: Provision of companion in lieu of attendant
to First Class/Ist - ‘A’ Post RetirementComplimentary Pass / Widow Pass holders in
Jan Shatabdi Express trains
As per instructions contained in Board’sletters No. E(W)96 PS5-8/2 dated 17-02-2004 and
15-6-2007, facility of companion in lieu of attendantis available to retired railway employees/widows,
who are of 65 years of age and above, and holding1st Class/I-A Post Retirement Complimentary
Pass/Widow Pass, in higher class on paymentof full difference of fare between SL/II class and
the class in which retired railway employee/widowtravels, besides the existing travel facility alongwith
a companion in SL/II class. This provision ishowever not applicable for journey by Jan
Shatabdi Express Trains which is regulated byinstructions contained in this office letter No,
E(W)2000 PS5-1/17 dated 17-12-2004.2. On a reference from AIRF, the matter has been
considered and it has been decided that theprovisions regarding companion as laid-down in
Board’s letters dated 17-02-2004 and 15-6-2007ibid will henceforth also apply in the case of retired
railway employees/widow pass holders of 65 yearsand above but below 70 years of age and holding
1st class / 1st - A Post Retirement ComplimentaryPass/Widow Pass, in respect of journey by Jan
Shatabdi Express Trains subject to the existingquota prescribed for reservation against Pass/
PTOs Separate instructions exist in the case ofsuch persons of 70 years and above under Board’s
letter No. E(W)96PS5-8/2 dated 09-09-09.3. These instructions may be brought to the
notice of all concerned.4. This issues with the concurrence of the Finance
and Commercial Directorates of the Ministry ofRailways. Debasis Mazumdar,
Joint Director Estt. (Welfare)
GOI ORDERS
23BHARAT PENSIONER
November 2010
Rly Bd's S.No. PC-W231/RBE No.149/2010/letter
No. PC-VI/2008/1/7/2/2 dt 11.10.2010
Sub: Grant of Deamess Relief to Railwaypensioners/family pensioners - Revised rate
effective from 01.07.2010
A copy of Office Memorandum No.42/18/2010-P&PW (G) dated 27.09.2010 of Ministry of
Personnel, Public Grievances & Pensions{Department of Pension and Pensioners’ Welfare)
on the above subject is enclosed for yourinformation and necessary action. These orders
will apply mutatis mutandis on the Railways also.2. A concordance of DOP&PWs instructions
referred to in the enclosed Office Memorandumand Railway Board’s corresponding Instructions
are given below:-S. Para No, & date of No. & date of
No. No. Deptt of Pension corresponding
& Pensioners’ orders Issued by
Welfare’s O.M. Railway Board
1 1. O. M. No. 42/15/2010 PC-W2008/1/7/2/2
P&PW (G) dated 22.04.2010
dated 31.03.2010,
2 2 (i) O. M. No. 23/1/97- NA
P&PW (B) dt 23.02.1998.
(ii) O. M. No. 23/3/2009
P&PW (B) dt 15.09.2008.
3 3 (i) O. M. No. 4/59/97- (i) F(E)lll/96/PN1/9
P&PW(D) dt. 14.07.1998 dt.18.08.1998
(ii) O. M. No. 4/29/99 P& (Ii) F(E)lll/96/PN1/9
PW(D) dt.12.07,2000 dt 02.08.2000
4. 5.. (i) O. M. No. 45/73/97- F(E)lll/99/PN1/21
P&PW(G) dt 02.07.1999 dt 05.08.1999
(ii) O.M.No. 38/88/2008- F(E)1II/2008/PN1/13
P&PW(G) dt 9.7.2009 dt 20.7.2009
3. This issues with the concurrence of theFinance Directorate of the Ministry of Railways.
Hari Krlshan, Director, Pay Commission-11Railway Board, New Delhi
NOSEPARATE NOMINATIONREQD FOR PAYMENT OF
LTA TO FAMILY PENSIONER
Letter No CPAO/Tech/Pen Assn/2010/782 dt04.10.2010 from Ministry of Finance (Department
of Expenditure) Central Pension Accounting OfficeTrikoot-II, Bhikaji Cama Place New Delhi-110 066
to Sh B B Ganguly Uttarpara, Central GovtPensioners’ Association, Sushma Apartment,
35.D.J. Road PO-Bhadrakali - 712232
Subject:- Payment of Life Time Arrears ofpension and arrears-Reg.
Sir, Please refer to your letter No.Jt/A/c/
CPAO/269-70 dated 31.07.2010 on the subjectcited above. In this connection, it is stated that
the payment of Life Time Arrears and, arrears dueto 6th CPC of late Sh Niramal Kumar Sadhu will
go to the family pensioner. Smt Rukmani Sadhuwithout any separate nomination as family
pension and all arrears are to be paid-to-herautomatically on approaching the bank authority
on, submission of death certificate of her husbandto the bank.
P Sarada, Sr. Accounts Officer (Tech)
HEROES : THOSE WHO BUILD
"There is still too much discord, hatred, division,
conflict and violence in our world here at thebeginning of the 21st century ..... It is so easy to
break down and destroy. The heroes are thosewho make peace and build ..... "
Nelson Mandela
Rly Bd’s PC-VI 233/RBENo.lSM/2010/letter No.F(E)IIS/2008/PN1/20 dt 19.10.2010
Subject: Special benefits in cases of death anddisability in service - payment of disability
pension/family pension - regarding.A copy of Department of Pension and Pensioners’
Welfare (DOP&PW)’s O.M. No. 45/3/2008-P&PW(F) dated 30th September, 2010 on the
above subject is enclosed for information andcompliance. These instructions shall apply
mutatis mutandis on the Railways also.CCS(Extraordinary Pension) Rules corresponds
to Railway Services (Extra Ordinary Pension)Rules, 1993 and DOP&PW’s O.Ms dated 3.2.00,
1.9.08 and 18.11.08, referred to in the enclosedO.M., were circulated on the Railways vide this
office letters number F(E)IIi/2000/PN1/16 dated8.3.00, F(E)I’II/2008/PN1/12 dated 8.9.08 and
letter of even number dated 25.11.08 respectively.S. Sreeram, Joint Director Finance (Estt)
GOI ORDERS
24 BHARAT PENSIONER
November 2010
Letter File No. HRM-V/12(l)2003/FMA/Vol-II dt11.01.2010 from Employees’ Provident Fund
Organisation MINISTRY OF LABOUR ANDEMPLOYMENT, New Delhi 110066
Sub:- Enhancement in the rate of Fixed Medical
Allowance, payable to the serving as wellas retired employees of the EPFO for
outdoor medical treatment - regarding.
Sir, I am directed to convey the approval ofthe 67 th Executive Committee, held on
4.12.2009;CBT EPF for enhancement of the FixedMedical Allowance (FMA) from Rs.600/.p.m.
(Rupees Six hundred only ) to Rs. 1200/- p.m.(Rupees one thousand two hundred only). This
enhancement will be effective from lsl January,2009 and subject to the following conditions.
(i) The enhancement of fixed medical allowancewill be available to-serving employees and
pensioners (including family pensioners) of theEmployees Provident Fund Organization.
The serving employees of the Organization whoare in the Head Office at New Delhi and Regional
/ Sub Regional Office at Delhi and at stationswhich are covered by the Central’ Government
Health Scheme will not be eligible for FixedMedical Allowance. As soon as any employees
is covered by Central Government HealthScheme, the fixed medical allowance admissible
to him/ her shall be stopped.(li) If two or more members of family are working
in the EPF Organisation, only one of them will beeligible for the facility of fixed medical Allowance.
(iii) In the case of an employee whose wife /husband spouse is an employee of a Government
or any other organization (including private Finn /Office ) he/she will be required to give an
undertaking that his /her spouse is not availingof medical facilities in cash , if any granted by
their respective employees.(iv) The Fixed Medical Allowance will be in lieu
of the medical facility available for outdoortreatment under the Central Services (Medical
Attendance) Rules, 1944 as adopted by the EPFOrganisation for its own employees and
pensioners.V P Ramaiah, Addl Centl PF Commissioner (HR)
BSNL MRS :Revised Outdoor Ceiling
From Admn.l Section Corporate Office BHARAT
SANCHAR NIGAM LIMITED Bharat SancharBhawan, New Delhi-110 001
OFFlCE ORDERNo.BSNL/Admn.l/14-2/09 dt 8.9.2010
The BSNL Board has revised the outdoorceiling for its retired employees as under:
For employees retired after 1.01.07:For employees who have opted for
reimbursement with voucher it is revised asthe amount equivalent to 25 days of last Basic
pay drawn (remain unchanged) + DA applicablein the month of April for the financial year for which
the claim pertains to.For employees who have opted for
reimbursement without voucher it remainsunchanged as the amount equivalent to 121/2 days
of last Basic pay and DA drawn by the retiredemployee at the time of retirement and shall be
paid in four equal quarterly instalments,For employees retired prior to 1.01.07:
For employees who have opted forreimbursement with voucher can exercise
option from the following two options. The optiononce exercised cannot be changed later.
Option 1 : The amount reimbursable shall belimited to an amount equivalent to 25 days of the
basic pay (which will be freezed at the minimumof the revised pay scale) + DA as applicable in
the month of April of the financial year for whichthe claim pertains to.
Option 2 : Alternatively, option can be exercisedto claim an amount equivalent to 25 days of Basic
Pay drawn at the time of retirement and DA asapplicable for the month of April of the financial
year for which the claim pertains to, in the pre-’revised scale.
For employees who have opted forreimbursement without voucher it remains
unchanged as the amount equivalent to 15 daysof Basic Pay + DP+DA as applicable, drawn by
the retired employee at the time of retirement andis being paid in four equal quarterly instalments.
The new scheme is applicable with effect fromthe Financial Year 2010-11.
J.P. Meena, Assn Genl Mg (Admn.l)Tel. No. 2303 7241 fax No. 2373 4260
BSNL / EPFO
25BHARAT PENSIONER
November 2010
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ACCOUNTS
26 BHARAT PENSIONER
November 2010
BHARAT PENSIONERS’ SAMAJ
RECEIPTS AND PAYMENTS A/C FOR THE YEAR ENDED 31ST MARCH 2010
RECE1PTS 2009-10 2008-09 PAYMENTS 2009-10 2008-09
Opening Balance- Honorariaum to Staff 99,983.00 61,942.00
SB.I 301,788.20 243,499.20 Postage Stamps 25,167.00 36,966.00
Cash in hand 8,854.00 4,376.00 Stationery - 10,277.00
Courier Charges 3,565.00 - Conveyance 34,782.00 35,009.00
Sale of Publication - - Misc. Expenses 9,440.00 3,936.00
Interest /Commission 4,125.00 13,157.00 Printing and Stationery 288,683.00 329,190.00
Fixed Deposits 814,725.00 - Photostats, Typing etc. - 6,180.00
Misc. Reciept 2,690.00 - Audit Fee - 2,360.00
Association 18,880.00 37,400.00 A. G. M. - 25,091.00
Computer Gram - 60,000.00 Telephone Expenses - 1,455.00
Individual Biennial 18,700.00 12,440.00 Bank Charges 4,346.00 2,168.00
Individual Subscription 157,67 l.OO 100,502.00 Mg Committee Meeting 34,160.00 2,947.00
Post SPSC Donation (1-10-20091 - 261,882.00 Accomodation 3,100.00 19,000.00
Pre-SCPC Donation 110,066.00 29,955.00 Books/ Periodical 515.00 72,000.00
Spl Donation (Post Implementation - CPC) 251,467.00 78,945.00 Repair and Maintt. 9,322.00 420.00
Spl Donation (Pre implementation - CPC 7,615.00 16,629.00 Renewal of FOR 200,000.00 200,000.00
Triennial Individual 32,450.00 25,400.00 Travelling Expenses - 4,223.00
Post ol’lice A/c (Money Order) 382,238.00 391,022.00 Cartage Exp. 460.00 -
BCPC - 13,666.00 Periodical return - 555.00
Expense under comp. Grant 84,530.00 66,873.00
2nd Hand Comp Repair & Maint - 1,302.00
2nd hand computer rent 3,500.00 2,500.00
Advertisement - 745.00
Courier Charges 8,685.00 62,871.00
Membership & Subscription fee 2,663.00 500.00
Office Exp - 1,209.00
Furniture Purchased 12,370.00 9,900.00
BCPC - 18,612.00
Donation -Benovolent Fund 20,050.00 -
Gifts & Presents 5,750.00 -
Legal Exp. 2,050.00 -
Professional Charges 5,386,00 -
Property Tax paid 1,137.00 -
StatTWeJfare 4,612.00 -
Office Building 1,066,300.00 -
Inverter Purchased 11,800.00 -
Closing Balance-
S.B.I. 164,364.20 301,788.20
Cash in hand 11,679.00 8,854,00
Total 2,114,834.20 1,288,873.20 Total 2,114,834.20 1,288,873.20
For BHARAT PENSIONERS’ SAMAJ
President Secretary General Treasurer
“AUDITORS’ CERTIFICATE”
Verified and found to be in agreement with books of Accounts produced before us. All the relevant documents as required by us were produced and
examined.
Dated - 25.09.2010 For Garg Bros. & Associates
Place - New Delhi (REF : 2A33BS10 XLS) Chartered Accountants (Firm Reg. No. 01005N)
Krishan Prakash Garg
(Partner) (M. No. 011020)
Note : 1. Interest on FDR in Bank is accounted for on receipt basis, on renewal/maturity of each FDR.
ACCOUNTS
27BHARAT PENSIONER
November 2010
BHARAT PENSIONERS’ SAMAJ
INCOME AND EXPENDITURE A/C FOR THE YEAR ENDED 31ST MARCH 2010
EXPENDITURE 2009-10 2008-09 INCOME 2009-10 2008-09
Honorarium to Staff Special Donation (Pre
99,983.00 61,942.00 Implementation-CPC) 13,719.00 -
Postage A/c 25,167.00 36,966.00 Interest/Commission 48,709.00 42,129.00
Stationery 10,277.00 Computer Grant - 60,000.00
Conveyance 34,782.00 35,009.00 Courier Charges 4,425.00 -
Misc. Expenses 9,440.00 3,936.00 Misc. Reciepts 2,690.00 -
Printing of Pensioners 288,683.00 329,190.00 Association 62,035.00 77,644.00
Photostat Typing etc. - 6,180.00 Individual Biennial 34,300.00 24,850.00
Audit Fee - 2,360.00 Post SCPC Donation - 333,545.00
A.G.M . 25,091 00 Pre-SCPC Donation 166,461.00 34,706.00
Telephone Expenses 1,455.00 Special Donation
(Post Implementation-CPC) 317,847.00 216,017.00
Bank Charges 4,296.00 2,168.00 Triennial Individual 41,800,00 34,400.00
Mg Committee Meeting 34,160.00 2,947.00 Individual Subscription 341,635.00 232,593.00
Accomodation 3,100.00 19,000.00
Books/Periodicals 515.00 72,000.00
Repair and Maint. 9,322.00 420.00
Travelling Expenses - 4,223.00
Periodical Return - 555.00
Depreciation
Furniture 2,375-00 714.00
Typewriter 61.00 232.00
Cooler 197.00 72.00
Office Building 106,630.00 -
Inverter 1,770.00 -
Exp under comp. Grant 98,230.00 66,873.00
2nd Computer rent 3,500.00 2,500.00
2nd hand Computer
Repair & Maint - 1,302.00
Advertisement - 745.00
Courier (Blaze Hash) 8,685.00 62,721.00
Membership & Subs Fee 2,663.00 500.00
Office Exp - 1,209.00
Donation 20,050.00 -
Gifts & Presents 5,750.00 -
Legal Exp. 2,050.00 -
Property Tax -MCD 1,137.00 _
Staff Welfare 4,612.00 .
Professional Charges Paid 5,386.00 -
Cartage Exp. 461.00 -
Excess of Income over
Expenditure 260,616.00 305,297.00
TOTAL 1,033,621.00 1,055,884.00 TOTAL 1,033,621.00 1,055,884.00
For BHARAT PENSIONERS’ SAMAJ
President Secretary General Treasurer
“AUDITORS’ CERTIFICATE”
Verified and found to be in agreement with books of Accounts produced before us. All the relevant documents as required by us were produced and
examined.
Dated - 25.09.2010 For Garg Bros. & Associates
Place - New Delhi (REF : 2A33BS10 XLS) Chartered Accountants (Firm Reg. No. 01005N)
Krishan Prakash Garg
(Partner) M. No. 011020
Note : 1. Interest on FDR in Bank is accounted for on receipt basis, on renewal/maturity of each FDR.
ACCOUNTS
28 BHARAT PENSIONER
November 2010
AAP AUR HUM
ACTIVITY REPORTS FROM OURAFFILIATES
DANAPUR: E R P Brotherhood – In the meetingheld on 10.10.10, minutes of the previous meeting
& Accounts for Sep’10 were read out andconfirmed. The 141st Birthday of Mahatma Gandhi
was celebrated in the office of the brotherhood ina simple ceremony. Members were informed that
Govt orders releasing Addl Dearness Relief of 10%w.e.f. 01.07.10 have since been issued.
KAPURTHALA: P&T Audit and Accts and otherCGPA – In response to appeal made by Hon’blePM of India on the cloudburst at Leh resulting in
widespread destruction and loss of lives in Ladakh,this assn has sent a draft for Rs.10,000/- towards
Prime Minister National Relief Fund.
MOHALI: Defence A/cs P W A – Monthlymeeting was held on 03.10.10. 43 members
attended this meeting. 264th rising day of DefenceAccts Deptt was celebrated. Sr Citizens Day
which falls on 01st October was celebrated onthis day. 9 Senior Members (80+) were honoured
with shawls. Following office bearers were
elected: President – D C Gupta, Sr VP’s – (i) S CSharma, (ii) S R Bharadwaj, Gl Secy – M C Arya,
Finance Secy – G S Jhamb. The Annual Reportsfor the year ending, March 2009 and March 2010
were read out and passed.
PAMMAL (Chennai, Tamilnadu): Govt TansiRetd Employees Assn – The State President
has sent a list of 44 names who have pleaded forinclusion in the SLP 4054/2010 to be filed in the
Supreme Court for getting 2/3rd Pension restoredfor PSU absorbed retirees.
SRI GANGANAGAR: C G P A – In the monthly
meeting held on 03.10.10, the main issue of thedisparity in pensions of pre-06 and post-06
pensioners were discussed. Members wereinformed that this problem would be looked into by
the Anomaly Committee the minutes of the meetingMembers felt that the enhanced FMA of Rs.300/-
was very much less and it was decided to take upthis matter for sanction of Rs.1000/- pm with the
Hon’ble Minister of State for Personnel, PublicGrievances and Pensions. Members felt that the
grant of additional pension should start from theage of 65 instead of 80 as recommended by SCPC
and sanctioned by the Govt.
CENTRAL GOVT PENRS ASSN SRI GANGANAGAR S L Duggal, Senior Patron honouring B D Sharma on 81st Birthday.
AAP AUR HUM
29BHARAT PENSIONER
November 2010
UNCERTAINTIES OF LIFEby B.R. Verma
Despite tremendous explorations in science
and technology, life still remains a mystery. Someview the existence of planets, particularly the earth
and life on it as Maya. One is fascinated andsometime awed by the unpredictable events in
one’s life.Going by the Einstein’s theory of universe, based
on the principle that all the motions are relative,an atom and its subatomic particles takes a
rotation” on their own axis” Sages and prophetsin India have been sagaciously engaged to unearth
the secrets of life or all the celestial bodies thatmay give an assured in sight into the basics of
universe and the true meaning of human life.Besides the theory of relativity which explains
the interdependent functioning of various planets,the inexhaustible and perpetual relationship
among them, keep them dependent on each otherfor their own survival. Thus, their functioning and
existence can never be seen being controlled byany super power, as we tend to believe.
In a new revelation, a British scientist in hisnew book explained and claimed that God has not
made the earth and other planets. It is theirgravitational properties that keep them attracted
towards each other. Consequently, the humanbeings living on earth are subject to experience
changes that sometimes becomes illusion andbeyond their expectations. Thus, unexpectedly and
abruptly the occurrences in one’s life brings goodfortunes in one’s life while others may experience
the abject and depressing situation. The naturalprinciple that underlines changes in human life
exhibits different things for different people.There is no denying the fact the every body
wishes to enjoy undiluted happiness in life.However, the realities on the ground bring on many
occasions troubled events that turns upside downthe entire life expectations. This brings every
human being face to face with uncertainties inlife, which explains the facts of life.
It still remains a moot point that the changesin one's life that brings good or bad occurrences
are due to nature’s fury or God’s disgrace?Courtesy : Hindustan Times, New Delhi
THE POWER OF OMby Sujata Chaudhry
‘Om’ is the primordial sound of the universe.It is the first sound that was produced at the time
of creation, when the ‘Hiranyagarbha’ the goldenwomb exploded. This explosion is known as
’Sphota’ and through this act, God created theUniverse.
Thus, Om is the holiest of all the holy wordsand mother of all names and forms. Chandogya
Upanishad says Om is Brahma, the eternalconsciousness. Om is compared with Gayatri. It
is referred as Tripada Gayatri. The trinity residesin Om. Om represents Brahma, Vishnu and
Maheswara. In Rigveda, Vamadeva Rishi’s mantradescribes Om as Vishvateeth (transcendental).
He calls Om as Samudra (sea), Aparimita(infinite), Rooprahita (formless), Sarvavyapi (all
pervading). Like the waves hitting the shores areeternal, Om is eternal. In Mundake Uapnishad,
Om is referred to as Pranava or eternal. Mundakaspeaks about communion of jeevatma with the
paramatma. Here Om or Pranava is a dhanush orbow. The atmaa is the sharaa or the arrow. The
target is Brahma. You have to shoot the arrowwithout missing the target i.e. Brahma. This is
how jeevatma merges with the paramatma.In the Mandukya Upanishad, (the smallest
but most important Upnishad), Om is defined asBrahma. Patanjali Yoga sutra calls OM as
‘Ishwara pranidhana ' i.e. accessing God withdevotion. When you meditate on Om, you will be
able to arrest the wandering mind and all conflictswill vanish. In the east, the Baudha dharma lays
emphasis on Om. In the Namokaar mantra ofJainism, Om occupies a central place as the
eraser of all sins.In Islam, it is referred to as samaa. Samaa is
the sound that takes you in communion withAllah. In Sikhism, Omkaar is the only truth. Om
is auspicious and its chanting helps us in attainingpeace. It is a vehicle to take us to the Almighty.
All Hindu mantras start with Om.Thus, OM is the transcendental sound
vibration with the potency of liberating the mindfrom material conditioning.
Courtesy : H T, New Delhi
SPIRITUALISM
30 BHARAT PENSIONER
November 2010
LISTEN TO YOUR HEARTBEAT
The World Heart Day, was observed all overthe world on 26.09.10. “There has been analarming rise in heart diseases among the youth,and India may just become the heart diseasecapital of the world by 2015,” says Dr PraveenChandra, chairman, interventional cardiology,
Medanta Medicity, Gurgaon. “The average ageof reported heart diseases patients has comedown from 40 to 30,” he adds.
Experts attribute a sedentary lifestyle, hectic
schedules, lack of physical activity, smoking anddrinking habits as the main factors. Consumption
of Indian food, rich in ghee, and fast food, too,have been cited as major reasons. So how does
one ‘keep heart’? “One should keep a checkon their weight. Brisk walking for 45 minutes,or working out is a must. Consuming less fatcomes next. Some recent studies show genesalso have a part to play, so if heart problemsrun in your family, you need to be extracautious,” says Dr Praveen Aggarwal, seniorcardiologist, Escorts Hospital. Stress, another big
reason for heart problems, can be combated by“taking time to identify its causes and eliminating
them, deep-breathing and yoga,” adds Aggarwal.
NEW pension scheme(Swavalamba) unveiled by FM
FM Pranab Mukherjee launched the Swavalambascheme in Murshidabad district last month. As
per the scheme, the Centre will contribute Rs1,000 a year to each New Pension Scheme (NPS)
account opened in the current year Thecontribution will be made till 2013-14.
To be eligible, a person will have to make aminimum contribution of Rs 1,000 and maximum
contribution of Rs 12,000 per annum. Theannouncement comes following a lacklustre
response to the NPS, where very few subscriberscame forward to avail of the pension scheme.
According the Finance Ministry, the benefits willalso be extended to all NPS accounts opened in
2009-10, subject to fulfilment of the eligibilitycriteria. Courtesy : TNN (TOI)
PROSTATE CANCER VACCINEREADY
Sanchita Sharma, Health Editor, HT
NEW DELHI: The US government has given
its nod to the world’s first cancer vaccine, whichtreats prostate cancer after it has been diagnosed,
helping the patient live a little longer.Prostate cancer develops in a gland in the
male reproductive system, from where it canspread to the bones and lymph nodes. It affects
men over 50 years of age and is the second mostcommon cancer after skin in the United States.
In India, it ranks fourth after cancers of the headand neck, lungs and gastrointestinal tracts.
Unlike standard vaccines — such as thosefor cervical cancer, measles or polio—given to
healthy people to prevent disease, this newvaccine makes a patient’s immune system treat
cancer by attacking the tumour. While DendreonCorporation’s new therapy — called Provenge —
has shown small benefits, it has generated hugeinterest because it provides a new method to treat
cancers.“This vaccine proves that immunotherapy
works in treating cancer, which offers hope to allcancer patients. Scientists are now working on
similar vaccines for cancers of the breast, lung,skin and lymph nodes,” said Dr V.M. Katoch,
Secretary, Department of Health Research,Ministry of Health.
HOW IT WORKSProvenge is personalised for each patientThe patient’s white blood cells are collected andcertain immune cells separatedThe cells are incubated with a protein found onprostate tumours and combined with an immunesystem boosterThe treated cells are infused back into the patientthree times over the course of a monthIn a study of 512 patients with advanced cancer,Provenge increased life by four months, boostingaverage survival from 21.7 months to 25.8 monthsThe treatment costs $93,000 (Rs 41 lakh approx)
Courtesy : Hindustan Times, New Delhi
HEALTH
31BHARAT PENSIONER
November 2010
NEW CHAIRMAN,TELECOM COMMISSION
R Chandrashekhar IAS, New Secretary, Telecomand Chairman of Telecom Commission is a man
of e-governance and he has innovative ideas aboutInformation Technology. He has joined a Deptt
that deals with IT but, it appears uses very little ofit in its functioning. We fervently hope that Shri
Chandrashekhar will change the scenario andimprove functioning of Sanchar Bhavan and the
DoT Cells in Circles using the IT.Editor : BHARAT PENSIONER
venturing into Old Delhi, the traditional haunt for
kebabs.9. Khan Market is more than just the sum total of
its showrooms. Delhi’s only Parsi cemetery(Zarathustrians) lies just behind it. Its backyard
also boasts of Delhi’s only synagogue (Jews).Meet the affable rabbi Ezekiel Isaac Malekarthere. (Prayer meetings: Friday-18.30 hr)10. Khan Market has some of the few good, clean
places in Delhi, other than 5-star hotel coffeeshops, that offer early breakfasts. Choko La, for
instance, offers lovely choices as early as 8 am.11. The public toilets in the Middle Lane maintain
hygiene standards that rivals that of the nearby5-star hotel.
12. You can find the world in Khan Market. Andwe don’t just mean the expat crowd. When it
comes to shopping for foreign cheeses,chocolates, hummus, juices, fruits and even
flowers; moneyed Delhiites drive to Khan Market.13. Come to Khan Market to check out what’s
the latest in high-street style. Divas who come toshop here are dressed in their sartorial best.
14. Khan Market has a dizzying wide range offootwear. You can buy a sandal worth 10,000 or
a chappal from streetside stall here for less than300.
15. “My name is Khan and I’m not a mall.” Ina city where the shopping public is being swept
by the first-world glamour of malls, Khan Marketstill remains fashionable.
Courtesy : Hindustan Times (HT CITY), New Delhi
What makes Khan Marketcoolest bazaar in the Capital
by NAMYA S1NHA
The Commonwealth Games have not done
much to make us Delhiites proud. However, KhanMarket definitely is. According to the annual global
survey by real estate consultants Cushman &Wakefield, this central Delhi market has been
declared the world’s 21st most expensive retailhigh street.
1. This is one place in Delhi where stray dogsand cats feel loved. They are well looked after,
vaccinated, well fed and are also wrapped withcoats during winters.
2. The Khan Market crowd is the upper crust ofDelhi society. It comprises of diplomats, book
lovers, foodies, politicians and the rest of thefashionable.
3. The market’s middle lane is rutty but whocares... it is lined with cool restaurants — from
cafes to fine diners — offering cuisines from allover the world.
4. Khan Market is pricey and is a natural ‘home’for the rich but the good thing is that it has free
parking for your car and there are attendants toguide you.
5. Khan Market is known for its bookshops. Theirnumber has dwindled to four (KD Singh’s TheBook Shop is terribly missed) but the remainingshops are still some of Delhi’s best bookstores.
Even if you don’t like books, just step in for peoplewatching.
6. Yay, the Metro has come to Khan. TheHumayun Road metro stop is, for all purposes,
known as the metro station for Khan Market.7. Khan Market is the favoured destination of
Delhi’s famous people, all coming from differentwalks of life. Sample the regulars: MP Rahul
Gandhi, singer Shubha Mudgal, J&K chief ministerOmar Abdullah, dancer Shovana Narayan and
author William Dalrympie. Heartthrob RanbirKapoor, too, has been spotted here.
8. The landmark eateries of Khan Chacha’s andSalim’s Kabab enable fashionable Delhiites to get
Delhi’s best kathi rolls and kebabs without
COOL BAZAAR
32 BHARAT PENSIONER
November 2010
NEW MEMBERS - Annual
A - 0787 : M L Shorya Delhi - 07 09/11
A - 0788 : M R Pruthi Delhi - 24 09/11
A - 0789 : Y G Willington Secunderabad 09/11
A - 0790 : P Vasudeva Rao Secunderabad 09/11
A - 0791 : Ganpat Rai Jaipur 09/11
A - 0792 : H/Sub Maj Tarsem Lal Jalandhar 09/11
A - 0793 : Arun N Limaye Pune 09/11
A - 0794 : D B Wadhwa Delhi - 19 09/11
A - 0795 : B N Natarajan Nilgiris 09/11
A - 0796 : A R Garg Delhi - 32 09/11
A - 0797 : T R Srinivasan Delhi - 32 09/11
A - 0798 : M S Sharma Delhi - 32 09/11
A - 0801 : K P Singh Agra 09/11
A - 0803 : K K Agarwal Meerut 09/11
A - 0805 : A K Vyas Bikaner 09/11
A - 0806 : B V Narayana Rao Rajaji Nagar 09/11
A - 0807 : M B Sattur Dharwad 09/11
A - 0808 : M Vaithiyalingam Ramapuram 09/11
A - 0810 : Mohanbhai J Dabsara Bhavnagar 09/11
A - 0811 : L Reddappa Naidu Kodur 09/11
A - 0812 : B N Roy Chowdhury Bareilly 09/11
NEW MEMBERS - Triennial
A - 0802 : J P Saxena Thane (West) 09/13
A - 0804 : Iqbal Singh Mohali 09/13
AFFILIATED ASSOCIATIONS (New)
A - 0799 : SPARE Welfare Assn Delhi - 92 09/11
A - 0800 : Rly S C W Society Chandigarh 09/11
A - 0809 : Rly Penrs Assn Kanchnapara 09/11
SCPC FUND 1% DonationsOCTOBER, 2010
A - 0472 V Mahadeva Sarma Delhi - 96 2,001
M - 8370 M A Qureshi Viramgam 500
M - 5793 B B L Bhatnagar Delhi - 91 500
A - 0491 P A Longhinose Trivandrum 500
M - 7885 Utranchl Vidyut Penrs Dehradun 500
L - 9240 C R Choudhry Kurukeshtra 310
L - 2693 Dr Sudarshan Dutta Kota 300
M - 8510 B L Shrivastava Faridabad 220
M - 6696 K S Ramanathan Hyderabad 200
L - 2910 Tirath Ram Sharma Ludret 200
M - 8511 P Perumal Salem 200
M - 3724 Rly Pensioners Assn Palghat 200
M - 6762 Salil Kumar Das Kolkata 150
A - 0236 Harinath B Shirali Bengaluru 100
A - 0236 Harinath B Shirali Bengaluru 100
THANKS !
AFFILIATED ASSOCIATIONS (RENEWAL)
M - 8455/08 Penrs & Retd P Assn Delhi - 58 08/11
M - 4049/09 Sr Citizens Rlys Assn Patiala 09/11
M - 6419/05 Rly Penrs Assn Gooty RS 05/11
M - 6513/09 J J N & Penrs Sangh Nasik 09/11
M - 1955/07 Bharat Penrs Samaj Rewa 07/11
M - 6545/07 Haryana G P Assn Chandigarh 07/11
M - 8522/11 Tele & BSNL Penrs Vijayawada 11/11
A - 0144/09 Rly Penrs Sangh Mhow 09/11
M - 4093/09 S C Rly Penrs Assn Tenali 09/11
M - 5707/12 Rly Penrs Forum Kalna 12/11
M - 8169/08 S F C G P C S Citizens Chandrapur 08/11
M - 8869/02 C Govt Penrs Assn Chhindwara 02/11
M - 7830/09 Bharat Penrs Samaj Agra 09/11
M - 3724/09 Rly Pensioners Assn Palghat 09/11
M - 7534/09 Postal Penrs Assn Makarpura 09/11
M - 7885/10 U Vidyut Penrs Dehradun 10/11
M - 8781/11 Sr Ctzn Welfare Assn Delhi - 33 11/11
RENEWAL - Annual
M - 4850/09 Kanshi Ram Sidhwan 09/11
M - 6835/12 K Ganguly Shantiniketan 12/11
A - 0154/10 N Ganguly Santiniketan 10/11
M - 7895/10 Panjan Singh T Mumbai 10/11
A - 0155/10 S S Mahindra Malout 10/11
M - 5460/08 G Venkataratanam Hyderabad 08/11
A - 0099/08 O P Punn Abra 08/11
M - 4930/10 Basant Kr Vij Jaipur 10/11
M - 7860/09 K K Sood Amritsar 09/11
M - 6696/05 K S Ramanathan Hyderabad 05/11
M - 4883/09 Madan Singh Delhi - 75 09/11
M - 8903/03 M J A Khan Delhi - 89 03/11
M - 8758/10 P L Kashyap Delhi - 65 10/11
M - 6214/10 N C Kharbanda Delhi - 08 10/11
M - 5380/07 Jagmohan Gupta Delhi - 26 07/11
M - 4099/09 A V Krishna Rao Bapatla 09/11
A - 0489/09 A Raghavendra Chary Hyderabad 09/11
M - 5505/09 B Banerjee Krishnagar 09/11
M - 5491/09 H S Gahlot Dehradun 09/11
M - 5701/12 C S Shrivastava Khurai 12/10
A - 0458/08 Ramesh B Joshi Rajkot 08/11
M - 7056/09 Madan M Lal Sobti Ludhiana 09/11
M - 8773/11 K K Biswas Kolkata 11/11
M -1629-A/12 J P Kotian Mullund (W) 12/11
M - 8540/11 A U Shaikh Freeland Ganj 11/11
M - 7472/07 U S Khare Jhansi 07/11
M - 7092/10 M L Narsimha Rao Vijayawada 10/11
A - 0158/10 Ch Mohan Rao Hyderabad 10/11
M - 8556/12 P S Reddy Vijayawada 12/11
M - 5409/07 K R A Narayanan Coimbatore 07/11
A - 0143/09 Arun Rajurkar Indore 09/11
M - 6184/10 H N Pandya Rajkot 10/11
M - 5525/10 R S Chouhan Pisangan 10/11
33BHARAT PENSIONER
November 2010 RENEWALM - 5558/10 Dalipchandra T Dave Vadodra 10/11
A - 0165/10 M D Pande Dehradun 10/11
A - 0169/10 M L Chawla Delhi - 35 10/11
M - 3710/09 D P Sachdeva Ambala Cantt 09/11
M - 8496/10 N Koteswara Rao Tenali 10/11
M - 8653/03 J G Bhatt Bhavnagar 03/11
M - 6801/11 R K Gupta Udhampur 11/12
M - 5641/11 A D Choudhary Delhi - 63 11/11
M - 4096/09 H C Sharma Bhilwara 09/11
M - 8770/10 V M Ponnusamy Chennai 10/11
M - 8510/10 B L Shrivastava Faridabad 10/11
M - 6192/10 P K Sangal Delhi - 70 10/11
M - 6504/09 M S Dahima Delhi - 88 09/11
M - 6202/10 Ramesh Ch Kapoor Delhi - 52 10/11
A - 0128/09 S K Kapoor Delhi - 29 09/11
M - 4962/11 I J Singh Agra 11/11
M - 7005/07 B L Rathore Jaipur 07/11
M - 6547/11 N B Ghosh Kolkata 11/11
A - 0450/08 K Chandrashekar Mangalore 08/11
M - 4475/11 J K Vashist Sujanpur 11/11
M - 7881/10 K Subba Rao Kavali 10/11
M - 8749/09 B S Saini Delhi - 35 09/11
A - 0149/10 Y P Sawhney Delhi - 52 10/11
M - 8216/10 Prem Nath Sharma Delhi - 34 10/11
M - 8549/12 K C Pippal Agra 12/11
A - 0102/09 M C Singh Agra 09/11
A - 0548/12 K P Kulshreshtha Agra 12/11
M - 8504/10 B L Sabharwal Ghaziabad 10/11
M - 7948/11 R K Chawla Delhi - 18 11/11
M - 8795/12 N M Chauhan Idar 12/11
M - 6762/09 Salil Kumar Das Kolkata 09/11
M - 0726/10 A D Silva Kota 10/11
A - 0110/09 G S Agarwal Delhi - 63 09/11
M - 5653/11 Mahabir Singh Arora Muzaffar Nagar 11/11
Biennial
M - 8783/11 G V Kamat Curchorem 11/12
M - 7865/10 P K Dass Gupta Delhi - 45 10/12
A - 0163/10 R S Dube Bhopal 10/12
Triennial
M - 7955/12 B Bhaskara Rao Mangalagiri 12/13
M - 8203/10 H M Songadhwala Navsari 10/13
M - 8789/11 B K Jadeja Ahmedabad 11/13
M - 7873/10 S C Srivastava Lucknow 10/13
M - 8714/09 Mahesh Parihar Kota Jn 09/13
DO U SUFFER ? : HEARING LOSSAFTER 60
by Shelja Govindan,
Audiologist/NHC Hearing Care IndiaYour ability to communicate is a priceless
Gift and a gradual, silent hearing loss can takeaway your priceless gift of hearing.
Hearing loss isolates people from contact withothers. Detecting and treating hearing loss early
is a significant step towards improving the qualityof anyone’s life. Hearing Loss is more common
than you might think. One out of twelve people inIndia have hearing loss. In fact, over 33 % of people
in their 60’s suffer from hearing loss and manywould benefit from using a hearing instrument.
Hearing loss often comes on gradually and hasbeen.called the “hidden handicap” because unlike
other disabilities hearing less can’t be seen andpeople with hearing loss often are either unaware
or deny that they have a problem. Usually hearingloss is first noticed by others around you; in most
cases it may be your family or friends.
How to conserve your hearingIt is important to recognise that in most cases if
you lose your hearing, it won’t come back. Ahearing loss does not protect your ears from the
damaging effects of excessive noise. Intensesounds will do damage even if you have a pre-
existing loss. You should always wear hearingprotection when engaged in noisy activities. In
particular lawn mowers, power tools, chainsawsand hammering are quite harmful to your ears.
Intense short sharp sounds, eg. hammering orshooting, are the most damaging types of noise.
Take extra care when exposed to these types ofnoise. Even listening to your personal stereo or
iPod at too loud a level can damage your hearingover time without you realising until it is too late.
Make sure you protect your ears when doing suchactivities in the future. Your audiologist can give
you advice about different types of hearingprotection.DIABETES & LIFESTYLES
Diabetes is nothing but a result of lack of physicalexercise and poor lifestyle habits
Delhi Health Minister, Kiran Walia
Wisdom for the WiseIt requires wisdom to understand wisdom: the
music is nothing if the audience is deafWALTER LIPPMANN
34 BHARAT PENSIONER
November 2010DEVOTION
WHO WAS MOREDEVOTED TO DUTY ?
There were about 70 scientists working on avery hectic project. All of them were really
frustrated due to the pressure of work and thedemands of their boss but everyone was loyal to
him and did not think of quitting their job.
One day, one scientist came to his boss andtold him, “Sir, I have promised my children that I
will take them to the exhibition going on in ourtownship so I want to leave the office at 5:30 pm.”
His boss replied, “OK, You’re permitted to leavethe office early today.” The Scientist started
working. He continued his work after lunch. Asusual, he got involved to such an extent that he
looked at his watch only when he felt he wasclose to completion. The time was 8.30 PM.
Suddenly he remembered the promise he had
made to his children. He looked for his boss buthe was not there. Having told him in the morning
himself, he closed everything and left for home.Deep within himself, he was feeling guilty for
having disappointed his children. He reachedhome. The children were not there. His wife alone
was sitting in the hall and reading magazines.The situation was explosive; any talk would
boomerang on him. His wife asked him, “Wouldyou like to have coffee or shall I straight away
serve dinner if you are hungry?” The man replied,“If you would like to have coffee, I too will have but
what about the children?” His wife replied, “Youdon’t know? Your boss came here at 5.15 PM
and has taken the children to the exhibition.”
What had really happened was ... The bosswho granted him permission was observing him
working seriously at 5.00 PM. He thought tohimself, this person will not leave the work, but if
he has promised his children they should enjoythe visit to exhibition. So he took the lead in taking
them to exhibition. The boss does not have to doit every time. But once it is done, loyalty is
established. That is why all the scientists at
Thumba continued to work under their boss even
though the stress was tremendous.
By the way, can you hazard a guess as towho the boss was? He was none other than the
mastermind behind India‘s successful nuclearweapons and missiles program -
Dr. APJ Abdul KalamFormer President of India
ONLY ONLYProfessor Ernest Brennecke of Columbia iscredited with inventing a sentence that can be
made to have eight different meanings by placingONE WORD in all possible positions in the
sentence: “I hit him in the eye yesterday.”
The Query: What is this word ?The Answer: The word is ”ONLY”.
The Message:
1. ONLY I hit him in the eye
yesterday. (No one else did.)2. I ONLY hit him in the eye
yesterday. (Did not slap him.)3. I hit ONLY him in the eye
yesterday. (I did not hit others.)4. I hit him ONLY in the eye
yesterday. (I did not hit outside the eye.)5. I hit him in ONLY the eye
yesterday. (Not other organs.)6. I hit him in the ONLY eye
yesterday. (He doesn’t have another eye.)7. I hit him in the eye ONLY
yesterday. (Not today.)8. I hit him in the eye yesterday ONLY.
(Did not wait for today.)Courtesy : G S Oberoi (WL - 9228), Ahmedabad
LOW BP, LOWER FATANAAR ! MERA YAAR !!
A glass of pomegranate juice daily can help lower
your blood pressure and cut risk of a beer belly, astudy says. University of Edinburgh researchers
found the juice not only cuts high blood pressure,but also reduces fat stored in stomach.
35BHARAT PENSIONER
November 2010 DR
D R FOR PENSIONERS
Apr-10 May-10 June-10 July-10 Aug-10 Sep-10
All India CPI (IW) 170 172 174 178 178 179
Base 2001=100
% age Increase 42.03 43.55 45.05 46.35 47.50 48.65
Contributed by J N Uppal, Dy Director (Retd), CSO, Min of Planning
C-26, Amar Colony, Lajpat Nagar-IV, New Delhi - 110 024 - Tel - 2644 8938 (R)
Sinha, H N, (M - 6744) D - 63, Seema Aptts, Plot No - 7, Sector - 11,
Dwarka, New Delhi - 110 078 M - 09818415833 Born on 20.03.1929 atSitapur (UP) S/o late Shri M S Sinha - a Freedom Fighter. Moved by the
horrible Famine of Bengal. Joined All India Students Federation (AISF).Volunteered to collect relief material to fight this Great Famine (1943).
Represented Lucknow at AISF Conference held at Delhi in Dec 1946.Joined CPI as a member in 1948 and worked as an underground courier
for the party. In 1951-52 was elected Asst Secy Rai Bareily DistrictCouncil of CPI under the distinguished leadership of Munshi Kalka Prasad,
a great kisan leader of Eastern UP Migrated to Delhi in 1962, joined LadyHardinge Medical College and was elected Genl Secy of Technical Staff
Welfare Association. Was elected Genl Secy of the newly formedNational Federation of Hospital Workers of India. Elected Secy, Hospital
District of Delhi - CPI (1965). Took active part in the struggle of LadyHardinge & Kalawati Saran Hospitals with a major demand of taking over
these Hospitals and Medical College by Govt of India as one unit underDirector General of Health Services. Won this struggle successfully when
the Parliament passing a resolution on 2nd Feb 1978 taking over theseinstitutions. When the Health Ministry formed the Departmental Council
(JCM in 1981, Com Sinha was elected as a member, representing LadyHardinge Medical College & Associated Hospitals employees and was
subsequently elected Secy Staff Side, Departmental Council (JCM) ofthe Union Ministry of Health and Family Welfare. After retirement, engaged
in social service currently a member of the Executive Council, SouthWest Distt Council of Communist Party of India and a member of the
Delhi State Council.
Chopra, Balbir Singh, (M - 7992) B-355, Patel Nagar - II, Ghaziabad
- 201 001 Born in December 1929. Educated at Rawalpindi now in
Pakistan. Retired from the Rlys at the end of 1987
Hobby : Social Service and worship.
PLATINUM AGE BROTHERHOOD - 2010
36 BHARAT PENSIONER
November 2010Postal Regd No DL(S)-01/3274/2009-11Licence No U(SE)-18/2009-11to post without pre-payment
November 2010
BHARAT PENSIONER : Registered with Registrar of Newspapers for India vide No. R. N. DELBIL/2006/17678
BOOK POST/PRINTED MATTER : Posted at N.D.P.S.O., Com. Indrajit Gupta Marg, New Delhi -110 002 on 15 / 16 November, 2010
If undelivered, please return to : BHARAT PENSIONERS SAMAJ Post Box No. 3303, Jangpura P.O., New Delhi - 110014
Printer & publisher : Shyam Sunder for Secy Genl, Bharat Pensioners Samaj.
Printed at Compudata Services, 42, DSIDC Shed, Scheme-I, Okhla-II, New Delhi - 11 00 20 (printers) from
(place of publication) 2/15-B, Hospital Road, Jangpura-A, New Delhi - 110 014
E-mail : [email protected] Editor (for the purpose of the Act) : Y C Rai.
Shyam Sunder (WL - 2284) Born 27.12.1930. Matriculation (Village School- 1946 - Ist Division - 76%) Attracted towards Freedom Movement -
organised students against trial of INA officers 1945 and in support of therevolt of Naval ratings in Bombay (1946). Clerk in small Bank, (10/1946-
4/1947) - petty job, Shoe Market, Agra (12/1947 - 6/1948) BA - AgraCollege - 1953; Studied Post graduation (Eco), Agra University: 1953-
55; Secretary, Agra Distt Students Federation (1950-54) - Secretary(Debates), Agra College Union 1951-52 - Auditor, Director of Commercial
Audit (1955-58) - Assistant, Deptt of Tourism (1958-63) - P&T Board(1963-72) - Section Officer (1972-79) - Jr Anaylst, Work Study (1979-83)
- Desk Officer, SB/Vigilance 1983-87 - Under Secretary - Vigilance (1988);Asstt Treasurer / Treasurer, Bharat Pensioners Samaj (1990-1996) Secy
Genl/President, Bharat Pensioners (1996 - ..............) Member Sectt/Treasurer, Delhi State Council, CPI 1997 - 2004
Baveja, Shiv Dayal (A - 0463) 1439, Sector - 31, Gurgaon - 122 001. DoB- 17.12.1928. Born in Kulachi (NWFP) Joined Frontier Corps of Miliatias
& Scouts 15.12.1944. Transferred to CPWD in October 1947 wherefromretired as Circle Supdt. on 31.12.1986 after 39 years service. In between
was on deputation to Nepal on Indian Aided Projects under ColomboPlan Tech assistance to underdeveloped countries. Awarded for Hindi
promotion for 5 consecutive years. Re-employed as Manager in BurmaShell Co-op Hsg Society from 1989 to 2004. Was President of CPWD
Co-op Canteen for five years. Was President of RWA (DI Block Parivar),Lodi Colony, New Delhi for 7 years. Migrated to Gurgaon in 1996. Since
then engaged in social work.
Whole Life (WL or L) membersinvited to attend AGM :
20-21/11/2010The unforgivable lapse (PRINTER'S DEVIL ?)in the INVITATION published @ the last page of
9/2010 & 10/2010 issues of BHARAT PENSIONERis very much regretted. All members of BHARAT
PENSIONERS SAMAJ are fully entitled (and havea duty to) attend the AGM.
Kindly DO ATTEND.Shyam Sunder, Secy Genl
EACH DAY WALK A MILEAT THE END, SEE A SMILE !
Walking a mile a day can keep
memory loss and Alzheimer's disease
at bay. Men and Women who walk at
least six miles a week are mentally
sharper in later life than those who
don't walk much.
PLATINUM AGE BROTHERHOOD - 2010
PTI
