DATE

JUAN DE LA CRUZ____________________________________________

Re: Notice of Dishonor and Demand for Payment

Dear Sir:

The undersigned counsel is writing for and in behalf of __________________________.

This is to advise you that your BDO Check No. _______________ dated 10 January 2014, in the amount of ONE HUNDRED THOUSAND PESOS (P100,000.00) which you issued to my client has been dishonored by the drawee bank by reasons of INSUFFICIENT FUNDS when the same was deposited to my client's account on 6 January 2014.

You are hereby given a period of five (5) days from receipt hereof to make good your obligation and to effect the full payment of the face value of the check in the amount of ONE HUNDRED THOUSAND PESOS (PHP 100,000.00), as well as legal interest of 3% per month to be calculated from 10 January 2014 until the same is fully paid.

Please be advised that your failure to comply with the full payment of your obligation within the specified period will mean the automatic filing of criminal cases against you.

Very truly yours,

___________________________________________________________________________________________________