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8/14/2019 New Future Grantee Plan
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8/14/2019 New Future Grantee Plan
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Insurance
wnloads:DataSheetRequiredDocumentsNRIQuestionnaireFinancia
lQuestionnaireMinorLifeQuestionnaireNonStandard AgeProofConsentLetter
Affidavit
MaidenNameDeclaration
Products
Future Guarantee Advantage Product Reckoner Future Saral Anand - Product Reckoner
Future Guarantee Advantage Product Reckoner
Future Guarantee Advantage - An ideal All-in-One Investment & Insurance package with Guaranteed Adupto 165% of 1st year annual premium
Sl.No.
Eligibility Criteria Simplified Underwriting
1 Minimum Entry Age 30 days
2 Maximum Entry Age 50 years
3 Yearly Contribution required Rs.11,000/ -
4 Term 20 years. No surrender charge after 1st 5 policy years5 Maximum Maturity Age 70 years (as on last birthday)
6 Sum Assured Multiple (S.A) 10 times of annualized premium (A P)
7 Maximum Sum Assured
Age (Yrs)Multiple of SA for (Range)Std
Age proofMultiple of SA for (Ran
Std Age proo0 - 40 5 25 times 5 15 times
41 - 45 5 15 times 5 12 times
46 - 50 5 10 times 5 10 times
8 Premium Yearly Mode, In multiples of Rs. 11,000
* Multiple policies upto maximum premium limits allowed
Benefits from the plan
Sr.No.
Parameter Description
1 Guarantee
Guaranteed Loyalty Addition of 1st year premium at Maturity
Maturity in Years 10 15 20
Guaranteed Loyalty Additions at Maturity as %of 1st Year Annual Premium (20 Year Term)
60% 110% 165%
2 Death Benefit
- Natural Death: Sum Assured + Fund Value (less Deductible Partial Withdrawals made dlast 2 years prior to the date of death) + Guaranteed Loyalty Addition (if death occurs after years
- Accidental Death: 3 times Sum Assured + Fund Value (less Deductible Partial Withdrawmade during last 2 years prior to the date of death) + Guaranteed Loyalty Addition (if deathafter 8 policy years)
*** In case of death after 8 yrs from the date of commencement and provided prehave been paid for at least 5 full years, then Guaranteed Loyalty Addition at Matualso be payable
*** No accidental benefit is payable if the life assured is a minor at the time of death uthe policy
3 Maturity Benefit Fund Value as on the date of Maturity plus the Guaranteed Loyalty Additions at maturity
4 Surrender No surrender charges after 5 policy years premiums have been paid
5 Partial Withdrawal
Partial withdrawal can be made after the policy has completed at least 7 full policy yea
1 partial withdrawal is allowed per policy year free of charge
Minimum Partial Withdrawal amount is Rs.5,000 (& in multithousands thereafter)
http://rmpsl.in/Attachements/RMPSL%20Data%20Sheet.xlshttp://rmpsl.in/Attachements/RMPSL%20Data%20Sheet.xlshttp://rmpsl.in/Attachements/Documents%20Required.dochttp://rmpsl.in/Attachements/Documents%20Required.dochttp://rmpsl.in/Attachements/Documents%20Required.dochttp://rmpsl.in/Attachements/Documents%20Required.dochttp://rmpsl.in/Attachements/NRI%20Q.pdfhttp://rmpsl.in/Attachements/NRI%20Q.pdfhttp://rmpsl.in/Attachements/NRI%20Q.pdfhttp://rmpsl.in/Attachements/NRI%20Q.pdfhttp://rmpsl.in/Attachements/Financial%20Q.pdfhttp://rmpsl.in/Attachements/Financial%20Q.pdfhttp://rmpsl.in/Attachements/Financial%20Q.pdfhttp://rmpsl.in/Attachements/Financial%20Q.pdfhttp://rmpsl.in/Attachements/Minor%20Life%20Q.pdfhttp://rmpsl.in/Attachements/Minor%20Life%20Q.pdfhttp://rmpsl.in/Attachements/Minor%20Life%20Q.pdfhttp://rmpsl.in/Attachements/Minor%20Life%20Q.pdfhttp://rmpsl.in/Attachements/XRT%20consent%20in%20advance.pdfhttp://rmpsl.in/Attachements/XRT%20consent%20in%20advance.pdfhttp://rmpsl.in/Attachements/XRT%20consent%20in%20advance.pdfhttp://rmpsl.in/Attachements/XRT%20consent%20in%20advance.pdfhttp://rmpsl.in/Attachements/XRT%20consent%20in%20advance.pdfhttp://rmpsl.in/Attachements/XRT%20consent%20in%20advance.pdfhttp://rmpsl.in/Attachements/Affidavit.dochttp://rmpsl.in/Attachements/Maiden%20Name%20Declaration.dochttp://rmpsl.in/Attachements/Maiden%20Name%20Declaration.dochttp://rmpsl.in/Attachements/Maiden%20Name%20Declaration.dochttp://rmpsl.in/Attachements/Maiden%20Name%20Declaration.dochttp://www.rmpsl.in/insurance.htm#page1%23page1http://www.rmpsl.in/insurance.htm#page2%23page2http://www.rmpsl.in/insurance.htm#_Hlk229019269%23_Hlk229019269http://rmpsl.in/Attachements/RMPSL%20Data%20Sheet.xlshttp://rmpsl.in/Attachements/RMPSL%20Data%20Sheet.xlshttp://rmpsl.in/Attachements/Documents%20Required.dochttp://rmpsl.in/Attachements/Documents%20Required.dochttp://rmpsl.in/Attachements/Documents%20Required.dochttp://rmpsl.in/Attachements/NRI%20Q.pdfhttp://rmpsl.in/Attachements/NRI%20Q.pdfhttp://rmpsl.in/Attachements/NRI%20Q.pdfhttp://rmpsl.in/Attachements/Financial%20Q.pdfhttp://rmpsl.in/Attachements/Financial%20Q.pdfhttp://rmpsl.in/Attachements/Financial%20Q.pdfhttp://rmpsl.in/Attachements/Minor%20Life%20Q.pdfhttp://rmpsl.in/Attachements/Minor%20Life%20Q.pdfhttp://rmpsl.in/Attachements/Minor%20Life%20Q.pdfhttp://rmpsl.in/Attachements/XRT%20consent%20in%20advance.pdfhttp://rmpsl.in/Attachements/XRT%20consent%20in%20advance.pdfhttp://rmpsl.in/Attachements/XRT%20consent%20in%20advance.pdfhttp://rmpsl.in/Attachements/Affidavit.dochttp://rmpsl.in/Attachements/Maiden%20Name%20Declaration.dochttp://rmpsl.in/Attachements/Maiden%20Name%20Declaration.dochttp://rmpsl.in/Attachements/Maiden%20Name%20Declaration.dochttp://www.rmpsl.in/insurance.htm#page1%23page1http://www.rmpsl.in/insurance.htm#page2%23page2http://www.rmpsl.in/insurance.htm#_Hlk229019269%23_Hlk2290192698/14/2019 New Future Grantee Plan
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