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Street Address : 7/42 Bundall Road, Bundall, QLD, 4217 Mailing Address : Locked Bag 7640, GCMC, QLD, 9726
Australian Credit Licence Number : 393457 ABN : 84 066 631 169Contact Numbers : Ph: (07) 5554 3333 Fax: (07) 5592 5633 E: [email protected]
Mortgage Ezy Electronic Loan Application Form
Applicant Name 1
Applicant Name 2 (if applicable)
Finance Date
Settlement Date
ChecklistINFORMATION NOT SUPPLIED AT LODGEMENT MAY CAUSE DELAYS IN APPROVAL OR SETTLEMENT. Please attach the following documents and information relating to the loan requirements and employment status.
Additional information may be requested during assessment dependent upon client circumstances and or Funder / LMI credit policy.
Last 2 years financial statements (profit & loss and balance sheet)
Last 2 years personal Taxation Returns for all Applicants, Guarantors (inculding adult beneficiaries) and Directors
Signed copy of Trust Deeds (if applicable)
Last 2 years full Taxation Returns of the Trustee
Copy of Partnership Agreement
Company and Trust Appendix
Front page of Contract of Sale / Contract Note (must show purchase price, finance & settlement date)
Evidence of funds to complete the purchase of the property
Statutory Declaration stating funds being gifted are non refundable including a statement of funds (if applicable)
Last 3 months bank statements confirming genuine savings(5% savings over 3 months if LVR greater than 90%)
Completed application for First Home Buyers Grant (If applicable)
If Investment a letter/statement from Real Estate Agent confirming estimated rental income or lease agreement
Fixed price building contract, quote or tender PLUSProposed building plans and specifications
Last 3 months statements for credit / store cards being refinanced
Discharge Authority for current Lender
Company, Trust or Partnership Applications
New Purchase Applications
Construction Applications
Refinance Applications
Page 1 of 7
Signed statement from the applicant stating the purpose of any cash out
V 20170508 E
Last 3 months minimum (Balance Loans) or last 6 months statements (Ezy or Flexi) loans being refinanced
Loan or Internet statements not older than 6 months for Term Loan or LOC not being refinanced including interest rate and term (Ezy & Balance Loans)
Loan or Internet statements not older than 6 months for Term Loan or LOC not being refinanced including interest rate and term (Ezy & Balance Loans)
Required for all Applications
Mortgage Ezy Rate to Borrower Calculator
Fully completed Loan Application (including Privacy Act and all declarations signed)
PAYG Applications - Lite Doc2 computerised payslips less than I month old (must contain ABN, YTD amounts with both the employer's and the employee's name) OR 3 months bank statements showing the salary credit and the employer's name OR 2 of the belowOne computer generated payslips less than 1 month old
Current employment Contract signed by the employer and the employee
Last 2 years full business / company Taxation Returns and financials PLUSLast 2 years full personal Taxation Returns
Self Employed Applications
Current Taxation Assessment Notices
Mortgage Ezy or LMI Servicing Print-out
Annexure A - Certified Identification Document (If no face to face)
Exit Strategy if any applicant is over 55
Signed and dated letter from employer on company letterhead detailing job description, title, length of service, gross salary and if full time/part time/casual
Annexure E - Verification of Identity - Trust
Annexure F - Verification of Identity - Company
2 computerised payslips less than 1 month old with YTD or a signed and dated letter from the employer on company letterhead including job description, gross salary & length of service. PLUS latest PAYG ceritficate or Tax Assessment or Tax Returns
PAYG Applications - Prime/Balanced
Most recent statement within 1 month on all mortgage, LOC, Personal loans held by the Applicants OR letter from bank confirming contracted repayment and limit as well as current interest rate not older than 6 months
Most recent 3 months statements on all debts For Balance Ezy Doc loans
Annexure C | Ezy Doc Declaration & Accountant Verification For Balance Ezy Doc loans
Ezy Doc Self Employed Documentation
Annexure G | For Specialist Ezy Doc Variable
Annexure D | For Flexi Loans Declaration & Accountant Letter
Business Partner Details and DeclarationBusiness Partner / Credit Representative NameMEZY Accreditation Number Credit Rep / Licence Number
Licence Holder Name ACL Number Contact Phone Number
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I declare that I have interviewed the Applicants and confirm that:Introducer Declaration1. The Applicant / each of the Applicants demonstrated sufficient English fluency to understand the loan and its implications.
No If no, give detailsYes or
2. The Applicant / each of the Applicants demonstrated sufficient financial literacy to understand the loan and its implications.
No If no, give detailsYes or
3. Whilst the loan purpose, type of loan product, and the Applicant's requirements and objectives are set out in the loan application do the Applicants have any other relevant requirements and objectives? (e.g. plan to downsize or move to a retirement village in five (5)years; keep investment property for five years; sell the home and upgrade in five years etc.): Yes If yes, give detailsNo or
4. Applicant's financial position is in the loan application, the Applicant's income and outgoings, and assets and liabilities are specified. Is there any other information that is relevant, including any change that may affect the Applicant's ability to meet their financial obligations (e.g. expecting inheritance money; repay loan from super, employment insecure):
5. Verification of financial position is in the loan application, you have verified certain documentary evidence. Did you need to review any other documents to verify the financial position? If so, what? Yes If yes, give detailsNo or
If you are not providing Mortgage Ezy with copies of the documentary evidence, provide identifying details for that evidence (e.g. bank statement showing receipt of salary or rates notices)
6. Are the Applicants experiencing any financial stress from existing commitments? Yes If yes, give detailsNo or
7. Have the Applicants made an application for hardship with their existing lender? Yes If yes, give detailsNo or
I hereby declare the following: The information I have collected and verified is true and correct. The original current documents were produced to me as true copies are attached to this certification. All information I have or will provide in connection with the above loan is correct and not misleading as far as I know. I also confirm that copies of all documents sent to Mortgage Ezy are held by us. We will retain these documents and will make them available to Mortgage Ezy if requested. We are aware this application may be audited by Mortgage Ezy for credit quality. The person being identified appears to have similar facial characteristics as the person in the photographs included in the original identity documents. Nothing in my dealings with the applicant have raised suspicions concerning the proposed transaction or the applicant/guarantor's identities. I am satisfied that the identity of the Applicant(s) whose name, former name (if applicable), their signature, date of birth and residential address appears has been verified in accordance with the criteria listed. I confirm that I have sighted and verified documents relating to any company, trust or partnership and details are true and correct. Complete copies of these are attached to this form. I have made a preliminary assessment that the proposed loan is not unsuitable and is appropriate. The assessment is valid for 90 days from the date below and I have sighted and validated all the original documents and all copies of documents throughout the loan process associated with this loan application forwarded to Mortgage Ezy. I have provided all parties all documents required under the National Consumer Credit Protection Act 2009 and I hereby indemnify Mortgage Ezy Pty Ltd and its funders in respect of any loss claim or expense (including civil and criminal penalties) arising from my conduct or the conduct of any of my associates in connection with this loan.
DateSignatureName of Business Partner
Yes If yes, give detailsNo or
I confirm I have completed a Preliminary Assessment and that the above is a true and correct representation of the above Applicants Requirements and Objectives and the Product recommended is not unsuitable.
9. Has any conflict of interest which may disadvantage the applicants been identified in relation to the recommended products?
NOTE: The Credit Assistance Provider has assessed this particular credit application is NOT UNSUITABLE for you. If made within the period covered by the assessment.
Yes If yes, give detailsNo or
8. Have the Applicants applied for a short term loan or bridging loan etc. Yes If yes, give detailsNo or
10. Are there any related parties to any part of this application?
Yes If yes, give detailsNo or
Yes
No
Please tickPoliticaly Exposed Persons Are any persons named in this form or any of their close personal business relationships, associates or family members, politically exposed persons e.g. Head of States, senior politicians, senior government officials (including local government), judicial or military officials, senior executives of state owned corporations, or senior political party officials? If you answer yes we may request additional information from you.
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Authority for payment of fees by Credit CardI/We hereby authorise application and processing associated fees for this loan application to be charged to my/our credit card. I/We acknowledge that if this loan does not proceed I/We will be charged for services undertaken or provided during the assessment.
$250 processing fee which includes one free valuation up to a cost of $330. Otherwise actual cost of valuation charged.
Credit Card type Credit Card number (Visa or Mastercard) Expiry (MM/YY)
Name on card Signature DateSIGN HERE
XPurpose of the Loan (Please indicate the intended purpose of the loan)What are the primary reasons for seeking credit (how will the funds be used) or the reason for a review of an existing credit contract? For example: purchase home, buy land, building, investment property, refinance, renovate relocation, debt consolidation, study, holiday, car, boat, extra cash etc.
If refinancing or consolidating debts, please provide details of the debts being refinanced or consolidated and the resulting benefit for the applicant.
Refinancing or Consolidating Debts
Disclose any significant costs and /or risk associated with the features being sought. For example, costs of refinancing break costs, fees for credit assistance services etc.
Costs and risk of product features being sought:
If any please provide details.Special Requirements
Application FeaturesFEATURES
NoYes Not essentialPay off quickly / additional payments It is important that the loan is paid off quickly and that additional payments are allowed without penalty.
REQUIRED
NoYes Not essentialSplit account It is important to have more than one loan sub account/s, or a separate account for savings/investments funds, for tax, accounting or personal expense purposes.
NoYes Not essentialRe-draw It is important to have access to additional repayment funds should it be required.
NoYes Not essential100% Offset It is important to have a separate savings account linked to the loan that offsets the savings balance against the loan balance.
NoYes Not essentialLine of credit It is important to have a revolving facility that allows you to draw to a limit via EFTPOS, ATM, Internet or Cheque.
NoYes Not essentialTop up It is important to have access to additional funds or future use subject to sufficient equity.
NoYes Not essentialProduct flexibility It is important to have the ability to switch between a lender's mortgage products.
NoYes Not essentialPortability It is importanto have the option to transfer the loan to an alternative property to save money and time.
Yes Not essentialOther features sought
NoYes Not essentialFixed Rate It is important to have certainty about the interest rate and/or repayment for a fixed term.
NoYes Not essentialFixed & Variable It is important to have combination of Fixed and Variable interest rate.
NoYes Not essentialInterest Only It is important to make Interest Only repayments for a specified term.
Notes regarding the application or applicants. Please include all information in your online submission which you consider necesary to assist in processing the application e.g. explanation of defaults, special requirements, etc.
Please provide special notes used to service this loan. Are you using additional income for servicing?
NoYesCommissions Other NoYesNoYes
NoYesOvertime
Do you intend to sell the current property offered as security within the next 1-3 years?Security Property NoYes
Ezy Economizer $440 processing fee which includes one free valuation up to a cost of $330. Otherwise actual cost of valuation charged.
CVC (Specialist only)
Actual cost of valuation on Specialist Loans.
Declarations and Acknowledgement - Applicant(s)
The undersigned hereby applies for the loan described herein and to be secured by a mortgage on the property described herein. The undersigned hereby confirms that if the application has been completed by any other person it was done on their authority and that they have read all the details inserted and represent that all statements made in this application are true and made for the purpose of obtaining the loan. Attention is drawn to the fact that if any false information or statements have been made in this application, the applicants may be subject to a penalty of imprisonment and/or fine or requirement to pay the full loan amount immediately on demand. Verification may be obtained from any source named herein. The undersigned agrees to support this application with a valuation of the subject property by a qualified valuer selected by Mortgage Ezy and/or its Funders and/or its Mortgage Managers and/or its Mortgage Insurers at the expense of the undersigned and without implied obligation on the part of Mortgage Ezy and/or its Mortgage Managers and/or its Mortgage Insurers. I/We understand that the valuation report obtained is for credit providers benefit only and is valid for a maximum term of 3 months. I/We understand that it is the credit providers choice as to whether to make this report available to applicants. The undersigned further agrees to pay all necessary expenses, including application and processing fees, establishment fees, valuation fees and legal costs, incurred in obtaining this loan. I/We understand that I /We will not be entitled to a refund of processing fees paid whether or not a property valuation has been completed. It is agreed that by accepting this application Mortgage Ezy and/or its Funders and/or/its Mortgage Managers and/or its Mortgage Insurers are not obliged to grant a loan. Approval of application will be on terms and conditions governed by the credit provider. I/We note that the mortgaged property will require general insurance coverage against hazards at least equal to the value of the property improvements. Such insurer must be acceptable to Mortgage Ezy, the Funder, its Managers and Insurers, who have sole discretion of rejection without grounds. Independent legal and financial advice is recommended. The undersigned’s Solicitor or Agent is authorised to accept notice on behalf of the undersigned. I/We declare that I/We, the undersigned, am/are over the age of 18 at the time of making of this application. I/We acknowledge and agree to all conditions of use if applicable to Home Banking/Credit Cards and that initial and ongoing fees may be paid by Mortgage Ezy, its Managers and Insurers to any party for loan processing on our behalf. I/We understand that fixed and variable rates are subject to change as well as margins and discounts available between brokers and aggregator groups resulting in rates to borrowers not necessarily being the same as those offered to other applicants. Each applicant acknowledges that if the credit provider approves the applicant’s application for a Visa account the credit provider will open an account in the name(s) of the applicant(s) and will debit the fees described above as are relevant to the account . Interest will be charged on the fees. The fees are payable in accordance with terms and conditions of the Visa contract that may be offered and accepted as a result of this application. Authorised, having read, agreed to and understood, all elements of application.
Have you and/or your spouse/joint applicant or any company with which you were associated: Yes No1 Had any unsatisfied judgement entered in any courts or had a property foreclosed upon or given title or deed in lieu thereof?
2 Ever had legal action instituted against you for default under any credit contract?
3 Ever been declared bankrupt or insolvent, or has either estate been assigned for the benefit of creditors? If yes, what was your bankruptcy discharge date if any? ______________________________
4 Ever been shareholders or officers of any company of which a manager or receiver and/or liquidator has been appointed?
5 Obtained from borrowings any part of the deposit or the balance required to complete this transaction? If so provide details below.
6 Submitted any application in respect of this loan to any other person or to any other lender? If so provide details below including the decision.
7 Guaranteed a loan?
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If yes to any question above give details below.
V 20170508 E
Application TermsEvery Applicant for a loan should read the following sections carefully and should complete and sign where indicated only after having read each section. Your signature may be required in more than one place.
By signing and providing your email on this form, you consent to us and the Funder giving you notices and other documents in connection with our dealings with you by email. You understand that upon your giving of this consent (1) we may no longer send paper copies of notices and other documents to you; (2) you should regularly check your nominated e-mail address below for notices and other documents; (3) you may withdraw your consent to the giving of notices and other documents by e-mail at any time; (4) you have facilities to enable you to print the notice or other document that we send to you by email if you desire; (5) we will: a) make all notices and other documents available for a period of time on a password protected section of our website for retrieval by you; or b) we will send you notices and other documents by email; (6) if the information is displayed on our website we will promptly send you an email address nominated below notifying you that information is available for retreival on our website and notify you of the nature of the information, and (7) we will no longer send paper copies of notices and other documents.
Nomination and electronic delivery (please check applicable boxes)
Electronic Delivery of Loan and Security Documentation (if available)
my Solicitor.Alternatively, the documents are to be posted to my current address or
My Broker (copy only)SolicitorMyself, OR to my
I direct for the loan and security documentation to be delivered by email to the address provided with this application to:
Application Terms (continued)
By signing this document you consent to Mortgage Ezy Pty Ltd ABN 84 066 631 169 and some other entities collecting, using, holding and disclosing personal and credit information about you. You can find out more about how we deal with your privacy by viewing our privacy policy at www.mezy.com.au If you do not provide us with this consent or provide us with your personal information we may not be able to arrange finance for you or provide other services. I/We acknowledge that I/We have made an application for credit from the manager, Mortgage Ezy Pty Ltd ABN 84 066 631 169. The Guarantors, if applicable, acknowledge that I/we have offered to support the Applicants' application for credit. Mortgage Ezy Pty Ltd arranges and manages finance. Some of the funders we use are listed at the end of this consent. In this consent, `we' includes us and those funders. We may collect, use, hold and disclose personal and credit information about you for the purposes of arranging or providing credit to you, managing that credit, direct marketing of products and services by us and managing our relationship with you. Credit information includes the type and amount of credit provided to you, repayment history information, default information (including overdue payments) and court information. Personal information includes any information from which your identity is apparent. You may gain access to the personal and credit related information that we hold about you by contacting us. A copy of our Privacy Policy can be obtained at www.mezy.com.au or by contacting us on 1300 TEL EZY (1300 835 399) The link to the privacy policy for our funders is shown at the end of this consent. These Privacy Policies contain information about how you may access or seek correction of your personal information and credit information, how we manage that information and our complaints process. They also contain information on `notifiable matters' including things such as the information we use to assess your creditworthiness, what happens if you fail to meet your credit obligations or commit a serious credit infringement, your right to request that Credit Reporting Bodies (CRBs) not use your credit information for the purposes of pre-screening credit offers, and your right to request a CRB not to use or disclose credit information about you if you believe you are a victim of fraud. Consumer and commercial credit information We may exchange your commercial and consumer credit information with entities listed below to assess an application for consumer or commercial credit and manage that credit. In particular, we can obtain credit information about you from a CRB providing both consumer and commercial credit information. Exchange information with credit providers We may exchange your personal and credit information with other credit providers for the purposes of assessing your creditworthiness, credit standing, and credit history or credit capacity. Exchange information with guarantors We and the lenders mortgage insurers listed below may exchange your personal and credit information with any person who proposes to guarantee or has guaranteed repayment of any credit provided to you. Exchange information We may exchange personal and credit information with the following types of entities, some of which may be located overseas. Please see our Privacy Policy for more information. Where an organisation is located overseas we will take reasonable steps to ensure that it complies with Australian privacy laws or we will seek your consent to the disclosure. · Finance brokers, mortgage managers, and persons who assist us to provide our products to you · Financial consultants, accountants, lawyers and advisers · Any industry body, tribunal, court or otherwise in connection with any complaint regarding the approval or management of your loan - for example if a complaint is lodged about us or the lender · Businesses assisting us with funding for loans · Any organisation providing online verification of your identity · Trade insurers · Any person considering acquiring an interest in our business or assets · Any person where we are required by law to do so · Your referees, such as your employer, to verify information you have provided · Any of our associates, related entities or contractors Customer Identification We may disclose personal information about you to an organisation providing verification of your identity, including on-line verification of your identity. Direct Marketing From time to time we may use your personal information to provide you with current information about finance, offers you may find of interest, changes to our organisation, or new products or services being offered by us or any company with whom we are associated. If you do not wish to receive marketing information, you may at any time decline to receive such information by telephoning us on 1300 TEL EZY (835 399) or by writing to us at Locked Bag 7640 GCMC QLD 9726. If the direct marketing is by email you may also use the unsubscribe function. We will not charge you for giving effect to your request and will take all reasonable steps to meet your request at the earliest possible opportunity. Lenders Mortgage Insurers (insurers) In this Privacy Act Declaration and Consent, the “Insurer” means each of the following organisations (whether acting individually or together): QBE Lenders' Mortgage Insurance Limited (ABN 70 000 511 071) Genworth Financial Mortgage Insurance Pty Limite (ABN 60 106 974 305) 82 Pitt Street, Sydney NSW 2000 Level 26, 101 Miller Street, North Sydney NSW 2060 Phone: 1300 367 764 Phone: 1300 655 422 Contact: Privacy Officer Website: www.genworth.com.au Email: [email protected] Website: www.qbelmi.com
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Privacy Act Declaration and Consent
We may disclose your personal information and credit-related personal information when we apply to the Insurer for lenders mortgage insurance (LMI). By you signing this application, the Insurer can do the following: Where permitted by the Privacy Act 1988, the Insurer may seek and obtain from a credit reporting body commercial credit information concerning your credit worthiness or history; consumer information; and collection of overdue payments information. The Insurer collects your information for the purposes of assessing our application and securing and administering LMI for your mortgage, including dealing with claims and recovery of proceeds. The information collected by the Insurer is required under the Insurance Contracts Act 1984 (Cth) and is necessary for the Insurer to undertake its business. If you do not provide any of the information requested of you then the Insurer will not be able to issue insurance. As a result, we may not be able to provide the mortgage to you. The Insurer may use your information to assess the risk of providing LMI to us, you defaulting on your obligations to us and you being unable to meet a liability arising under a guarantee in respect of mortgage finance given (or to be given) by us to another person. The Insurer may also use your information to verify your details provided by us, administer or vary any LMI cover provided (including for securitisation and hardship applications, dealing with claims, recovery of proceeds and enforcing the mortgage in the place of us), to conduct risk assessment and management involving securitisation, credit scoring, portfolio analysis, reporting, fraud prevention and claim recovery, to comply with any regulatory requirements including under the Privacy Act 1988 and Insurance Contracts Act 1984 as amended from time to time, and for any other LMI purpose relating to you or under the insurance policy issued by the Insurer to us in respect of your credit with us or as may be permitted by the Privacy Act 1988. The Insurer may disclose your information to its related companies; us; your guarantor or potential guarantor; other insurers; claims assessors and investigators; parties for the purposes of securitisation; re-insurers; underwriters; loan servicers; trust managers; trustees and security trustees; organisations involved in surveying or registering a security property or which otherwise have an interest in a security property; ratings agencies; credit reporting bodies; its service providers (including marketing companies, data consultants and IT contractors); its agents, contractors, and external advisers; your referees, including your employer; your legal and financial advisers; brokers or referrers that submitted applications on your behalf or referred you to the mortgage manager; organisations that are involved in debt collecting or in purchasing debts; mercantile agents if you default on your obligations to us; payment system operators; parties involved in fraud prevention (including organisations such as fraud reporting agencies, that may identify, investigate and/or prevent fraud, suspected fraud, crimes, suspected crimes, or other serious misconduct); other financial institutions and credit providers; and government and other regulatory bodies (e.g. the Insurance Council of Australia, ASIC and the ATO). Where permitted by the Privacy Act 1998 the Insurer may disclose your information to organisations located overseas (including in the USA, Canada, the United Kingdom or the Philippines) such as its related companies, re-insurers, service providers (including but not limited to data consultants and IT contractors), its agents, contractors and external advisers and government and other regulatory bodies. Overseas organisations may be required to disclose information shared with them with relevant foreign authorities under a foreign law. In those instances the Insurer is not responsible for that disclosure. The Insurer may also, to the extent permitted by the Privacy Act 1988, disclose information about you to a credit reporting body for any purpose set out in this consent. The credit reporting body gives other organisations (such as other credit providers) information to help them assess your credit worthiness. Some of the information may adversely affect your credit worthiness (for example if you have defaulted on your loan) and accordingly, may affect your ability to obtain credit from other credit providers. The Insurer may need to exchange your information with credit providers and advisors during the course of the mortgage insurance policy for any purpose set out in this consent. The Insurer may seek and obtain further personal information (including sensitive information) about you during the course of the mortgage insurance policy. The terms of this consent and the Insurer's Privacy Policy and Credit Reporting Policy apply to the collection, use and disclosure of that information. The Insurer may store your information in cloud or other types of networked or electronic storage and will take reasonable steps to ensure its security, however, it is not always practicable to find out where your information may be accessed or held, as electronic or networked storage can be accessed from various countries via an internet connection. Each Insurer has a Privacy and Credit Reporting Policy which contains information about: a. how you can access and seek correction of your information held by the Insurer; b. how you can complain about a breach of the Privacy Act 1988 (including any applicable privacy principles) or any registered privacy code that binds the insurer in respect of your personal or credit information (as appropriate); and c. how the Insurer will deal with a complaint. Each policy available on the Insurer's website or by contacting them. Funders and other entities we may disclose your information to include: Mortgage Ezy Pty Ltd (and associated entities including its related overseas processing centre) ABN 84 066 631 169 Australian Credit Licence Number 393457 7/42 Bundall Road, Bundall QLD 4217 Ph : 1300 303 399 Mortgage Ezy Australia Pty Ltd ABN 19 104 294 635 Level 42, 1 Macquarie Place Sydney NSW 2000 Ph: 1300 303 399 Adelaide Bank a Division of Bendigo and Adelaide Bank Limited ABN 11 068 049 178 Australian Credit Licence 237879 80 Grenfell Street, Adelaide SA 5000 Ph: 1300 652 220 Advantedge Financial Services Pty Ltd ABN 36 130 012 930, Australian Credit Licence Number 391202 Level 10, 101 Collins St, Melbourne VIC Ph 03 8616 1600 Advantedge Financial Services Holdings Pty Ltd ABN 75 095 300 502 Level 10, 101 Collins Street Melbourne Vic 3000 Ph 03 8616 1600 AFSH Nominees Pty Limited ABN 51 143 937 437 Australian Credit Licence Number 391192 Level 10, 101 Collins Street Melbourne Vic 3000 Ph 03 8616 1600
Application Terms (continued)
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Privacy Act Declaration and Consent (continued)
Australian Government - Department of Immigration and Border Protection PO Box 5218, Sydney NSW 2001 Ph: 02 9284 9666 Bank of China (Australia) Limited ABN 28 110 077 622 AFSL & Australian Credit Licence Number 287322 39 - 41 York Street Sydney NSW 2000 Ph: 1800 092 009 Bank of Sydney ABN 44 093 488 629 AFSL & Australian Credit Licence Number 243444 P.O. Box 4288 Sydney, NSW 2001 Ph 1300 888 700 Barclays Bank PLC Australian Branch ABRN 062 449 595 Level 24, 400 George Street, Sydney NSW 2000 Ph: 02 9220 6000 Commonwealth Bank of Australia Limited ACN 123 123 124 Australian Credit Licence Number 234945 Level 4, 120 Pitt Street, Sydney NSW 2000 Ph: 1800 805 605 Credit Asset Management Limited (and associated entities) ABN 98 094 294 363 Australian Credit Licence Number 381755 Level 12, 37 York Street, Sydney NSW 2000 Ph: 1300 669 360 ING Bank (Australia) Limited ABN 24 000 893 292 AFS Licence 229823 Australian Credit Licence Number 229823 ; 140 Sussex Street, Sydney NSW 2000 La Trobe Financial Asset Management Limited ABN 30 006 479 527 Level 25, 333 Collins St Melbourne VIC 3000 Ph 1800 707 707 National Australia Bank Limited ABN12 004 044 937 Australian Credit Licence Number 230686 Level 31, 500 Bourke Street, Melbourne VIC 3000 Origin Mortgage Management Services Pty Ltd ACN 601 349 071, on behalf of Columbus Capital Pty Limited ACN 119 531 252 Australian Credit Licence 337303 Level 8, 77 Castlereagh Street, Sydney NSW 2000 Phone 1300 767 023 Pepper Group Limited (and its affiliates) ABN 55 094 317 665 Australian Credit Licence Number 286655 PO Box 6186, North Sydney NSW 2060 Ph 1300 650 931 Its privacy policy is set out at www.pepper.com.au/privacy-policy or by telephoning the above number Permanent Custodians Limited ABN 55 001 426 384 Level 2, 1 Bligh Street Sydney NSW 2000 Ph 02 9260 6000 Permanent Custodians Limited (and associated entities) ACN 001 426 384 Australian Credit Licence Number 235129 140 Sussex Street Sydney NSW 2001 Ph 02 9028 4164 Permanent Mortgages Pty Limited ACN 097 176 362 Level 25, 333 Collins St Melbourne VIC 3000 Ph 1800 707 707 Permanent Mortgages No 2 Pty Limited ACN 109 141 531 Level 25, 333 Collins St Melbourne VIC 3000 Ph 1800 707 707 Permanent Trustee Company Limited ABN 21 000 000 993 Level 4, 35 Clarence Street, Sydney NSW 2000 Ph 02 8295 8100 Perpetual Corporate Trust (and associated entities) ABN 42 000 001 007 Level 12, 123 Pitt Street, Sydney NSW 2000 Ph 1300 730 862 Perpetual Corporate Trust Limited ACN 000 341 533 123 Pitt Street, Sydney NSW 2000 Ph 1300 730 862 Perpetual Limited ABN 86 000 431 827 Level 7, 9 Castlereagh Street, Sydney NSW 2000 Ph: 02 9229 9000 Perpetual Trustee Company Ltd ABN 42 000 001 007 Australian Credit Licence Number 236643 Level 12, 123 Pitt Street, Sydney NSW 2000 Ph 02 9229 9000 Perpetual Trustees Victoria Limited ABN 47 004 027 258 Level 28, 360 Collins Street, Melbourne, VIC 3000 Ph: 03 8628 0400 Resimac Financial Services ABN 40 104 815 554 Australian Credit Licence 384707 PO Box H284, Australia Square NSW 1215 Ph 02 9248 0300 Sintex Consolidation Pty Ltd ABN 75 065 917 535 AFSL & Australian Credit Licence Number 385129 Level 2, 10/30 Atchinson Street, St Leonards NSW 2065 Ph: 02 9278 9700 The Privacy Policies of the funders and their associated entities, which may be obtained by contacting them at the address or telephone numbers set out above, contain information about how you may access the personal information and credit information those entities hold about you, seek correction of that information, and how you may complain about a breach of your privacy. The funders and their associated entities may disclose your personal and credit information to overseas entities including related entities located overseas including in USA, Canada, the Philippines and the United Kingdom. We will take reasonable steps to ensure that they comply with Australian privacy laws. More information on overseas disclosure may be found in the entities' Privacy Policies. We may exchange your personal and credit information with the following credit reporting bodies: Equifax Pty Ltd - equifax.com.au Level 10, 231 North Quay, Brisbane QLD 4000 Ph: 07 3837 1336 Dun & Bradstreet (Australia) Pty Ltd - dnb.com.au Level 24, 201 Elizabeth Street Sydney NSW Ph: 02 8270 2940 Experian - experian.com.au Level 6, 349 St Kilda Road, Melbourne VIC Ph: 03 8699 0100
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Signature Applicant 1 Signature Guarantor 1 Date
Signature Applicant 2 Signature Guarantor 2 Date
SIGN HERE
XSIGN HERE
X
V 20170508 E
Date
Date
Signatures of Applicant(s) and date You consent to the use of your personal and credit information as set out above.
Application Terms (Continued)Privacy Act Declaration and Consent (continued)
Nomination of Address for NoticesEach debtor/guarantor is entitled to receive a copy of any notice or other document under the National Credit Code. If you are a joint debtor or guarantor and do not require notices and documents to be forwarded to each debtor or guarantor individually, please complete the nomination section below. (Note:Guarantors cannot nominate a debtor). By signing this nomination, you are giving up the right to be individually provided with information direct from the credit provider, Mortgage Ezy Pty Ltd, (unless you are the person nominated). Any person who has signed this nomination can advise the credit provider, Mortgage Ezy Pty Ltd, at any time in writing that they wish to cancel their nomination. This means they will, from the date of cancelling the nomination, receive a personal copy of any notice or other document under the National Credit Code. Notices and documents will be sent to your current residential or business address. It is your responsibility to advise us of any change of address. Joint applicants must reside at the same address. Debtors: I/We nominate (Full name of person nominated) to receive notices and other documents under the National Credit Code on behalf of me/all of us. Guarantors: I/We nominate (Full name of person nominated) to receive notices and other documents under the National Credit Code on behalf of me/all of us.
Name of Applicant
Name of Applicant
DateSignature
Signature
SIGN HERE
XSIGN HERE
XDate
