MONTHLY ISSUE - JUNE - 2015 Vanik’s Current Affairs june final.pdfInternet, and without Net Neutrality, they would seize every ... stayed its decision, saying it would wait for regulator

Current Affairs

MONTHLY ISSUE - JUNE - 2015

Banking | Railway | Insurance | SSC | UPSC | OPSC | PSU

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VANIK'S PAGEAwards and Prizes

It is presented for international peace on the lines of

Nobel Prize.

It is presented by United Nation Educational,

Scientific and Cultural Organization (UNESCO) for

extraordinary contribution for international peace.

It is also presented by UNESCO for contributions in

the field of Human Rights Awareness.

It is given every alternate year.

It is presented by United Nation (UN) for personal

contribution for the cause of human rights.

It is presented every sixth year.

It is presented by Food and Agriculture

Organization (FAO), one of the branches of UNO,

for the cause of agriculture and food development.

It is presented by the International Olympic

Committee for distinguished services in the

development of the OLYMPIC MOVEMENT.

It is presented by Indira Gandhi Memorial Fund for

specialized contribution in the filed of International

disarmament and development.

It is the highest civilian award of India. It is

presented by the Government of India.

It is presented for exceptional public service and

rarest achievements in the field of art, literature and

science.

It was instituted in 1954 and the first recipient was

Dr. Radhakrishnan.

is the second highest civilian

award for distinguished services in any field

including Government service.

are the other

important civilian awards.

It was instituted in 1965 and is given for

distinguished works in any reconised language by a

scholar.

It was instituted in 1955 and is given for any

exclusive writing in any of the 22 languages

including English literature during last 5 years.

UNESCO Peace Prize

UNESCO Human Right Award

UN Human Right Award

World Food Prize

Olympic Gold Order

Indira Gandhi Award for International Peace,

Disarmament and Development

Bharat Ratna

Padma Vibhushan

Padma Bhushan and Padma Shree

Bhartiya Jnanpeeth Awards

Sahitya Akademi Award

It was constituted in 1948 and is given in any Indian

language or English literature, for distinguished

contribution to Indian values.

It was instituted in 1991 by the K. K. Birla

Foundation and is given for any distinguished

literary work made during last 10 years in any of the

Indian language.

These awards are given by the Government of

Madhya Pradesh for the outstanding contribution in

the field of music.

It was instituted in 1992 by K. K. Birla Foundation

for outstanding contribution to Hindi literature.

These awards are given by the Government of

Madhya Pradesh for the outstanding contribution in

the field of literature.

These awards are given to the Indian scientist for

their exceptional performance.

These awards are given in the field of medical

sciences.

These awards are given for the extra ordinary

performance in medical sciences.

These were instituted in 1961and given by Sports

Ministry, Government of India.

These are given for the special achievements in

different types of sports.

These were instituted in 1985 and given by Sports

Ministry, Government of India.

These are given to sports coaches.

It was instituted in 1962 and is presented for

commendable display by the players.

Param Vir Chakra : It is India's highest award for

bravery.

Mahavir Chakra : It is the second highest gallantry

award.

Vir Chakra : It is the third highest gallantry award.

Ashok Chakra : It is the highest peace-time

gallantry award.

Murtidevi Award

Saraswati Samman

Tansen Awards

Vyas Samman

Iqbal Samman

Shanti Swarup Bhatnagar Awards

R. D. Birla Award

Dhanvantri Award

Arjuna Awards

Dronacharya Awards

Rajiv Gandhi Khel Ratna

Gallantry Awards

It was instituted in 1970 and named after the US

Publisher Joseph Pulitzer.

It is conferred annually in the USA for

accomplishments in journalism, literature and music.

They were instituted in 1957 and named after

Ramon Magsaysay, the late President of

Philippines, who died in an air crash.

This award is given annually on August 31, for

outstanding contributions toPublic service,

community leadership, journalism, literature and

creative arts and international understanding.

They are often regarding as the Nobel Prize of Asia.

It is the highest literary award given to the authors

of British, Irish and Commonwealth countries.

It is instituted in 1968 by the Booker Company and

the British Publishers Association along the lines of

Pulitzer Prize of US.

Booker Prize has been renamed as Man Booker

Prize, as the sponsorship has been taken by the

Man Group, an international stockbroker.

It was instituted in 1965 by the Government of

India.

It is given annually to persons for outstanding

contributions to the promotion of international

understanding and goodwill among the people of

the world.

These awards were instituted in 1929 and

conferred annually by the Academy of Motion

Pictures in USA.

These are considered the most prestigious award in

the cinema world.

The first Indian to get an Oscar was Bhanu Athaiya

for the movie 'Gandhi'.

Satyajit Ray was the First Indian who was awarded

Oscar for lifetime achievements in cinema in 1992.

It was instituted in 1980 by the Right Livelihood

Society, London.

It is renowned as alternate Nobel Award to promote

and contribute in the field of environment and social

justice.

It was instituted in 1995 by the Government of

India.

Pulitzer Prize

Magsaysay Awards

Booker Prize

Jawaharlal Nehru Award for International

Understanding

Oscar Awards

Right Livelihood Award

Mahatma Gandhi Peace Prize

Message from Director

Dear Students,

It is truly said that “What we show, so we reap” One’s present acts relationsinteractions endeavours and scarifies get accumulated as an aggregate of deeds andshape the course of life in future.

This is the period where your every action is put to test to make you perfectachiever in future.

In your search for perfection we come forward to your rescue out experienceand your commitment will definitely led to your success.

Hope for the Best

With Best WishesSubrat Kumar Chhatoi

Vanik Publications

EDITORMr. Pramod Padhi

PUBLISHING MANAGERSmrutiranjan Chhatoi

ADVISORSG. KhatuaB. R. Das

ASSOCIATE EDITORSSatabdi Sagar Mohanty

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The editor and publisher have tried their bestto verify the factual accuracy of theinformations published, but do not take anyresponsibility for the absolute accuracy of theinformations in the magazine.

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MAGAZINE FOR THE MONTH OF JUNE - 2015

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INDIA UNLEASHES THE LION: NARENDRAMODI’S TRIP TO FRANCE, GERMANY ANDCANADA

P r i m eMinister NarendraM o d i i sh e a d i n gb a c k t oIndia afterhis trips to

France, Germany and Canada, which, in his own words, were‘historic’ and gave him ‘immense satisfaction’. Prime MinisterNarendra Modi’s foreign visits have always beenenthusiastically followed by the Indian media, right from hisfirst trip to Bhutan last year. The trend repeated this week aswell when PM Modi undertook a three-nation tour as part ofhis attempts to woo foreign investors and CEOs tostart business in India.The three-nation tour, reportedly aimedat attracting investments for India’s development, has beenhailed as a productive one. Several important agreementswere signed, including one which will have India buy 36Rafale fighter jets from France.His trips are a heady mix ofeverything that includes cultural programmes, visits to warmemorials and detailed bilateral talks. While his publicfunctions are broadcasted across television channels andplastered across newspaper front pages, people are oftencaught in the dark when inquired about the actual deals onthe ground that India signed with these countries. Well,there’s no need to worry at all as we attempt to break downthe Prime Minister’s tour to France, Germany and Canada.

Visit to France: eye on multi-billion dollar Rafale dealPM Modi held wide-ranging consultations with French PMFrancois Hollande and conducted round-table discussionswith French CEOs. His pet themes were giving a boost tothe ‘Make in India’ campaign and to re-energizekey infrastructure deals with these countries. He also had a‘naav pe charcha’ with Hollande as he went on a cruise onthe Seine river with the French premier.Here are some of the key agreements signed between thetwo countries.

1. An MOU was signed between L&T andAreva aimed at cost reduction by increasinglocalisation and improve the financial viability of theJaitapur nuclear plant project in Maharashtra.Transfer of technology in this regard is also enabled.

2. An MoU between ISRO and FrenchNational Centre for Space Studies (CNES) on theIndo-French Megha Tropiques satellite whichwas launched on board the Indian launchvehiclePSLV on October 12, 2011.

3. India asked France to supply 36 Rafale fighter jetsin ‘fly-away’ condition. The deal was deemedlandmark as there has been hectic negotiations overthe deal for years. The deal is good news forthe Indian Air Force which desperately needs moremulti-role combat aircraft.

4. An MoU in the field of renewable energy was signedby respective ministries of the two countries.

5. An MoU to renew exchange and cooperation inthe field of sports medicine, support of participationof women and disabled in sports was alsoundertaken.

6. A railway protocol to develop semi high speedcorridor in India was taken up by both countries.\

7. Airbus, a leading aircraft manufacturer, promised toincrease outsourcing in India from the present 400million euros to 2 billion euros.

Other agreements signed between both nations in the fieldsof economy, energy, culture, tourism, conservation, Ayurveda,skill development and science and technology.

Visit to GermanyThe PM’s visit to Germany was widely covered bythe media there especially his inauguration of the famousHannover industrial fair along with German ChancellorAngela Merkel.

1. Both leaders spoke in favour of afree trade agreement between the European Unionand India. PM Modi said that this was importantfor the expansion of India as a manufacturing hub.

EVENTS OF THE MONTH




Internet, and without Net Neutrality, they would seize everypossible opportunity to profit from that gatekeeper control.

What’s Net neutrality?It is the principle that all traffic on the Internet must be treatedequally by Internet service providers. Those advocating Netneutrality believe all bits of data are equal and bits of data reequal and therefore should not be discriminated on the basisof content, site or user. This has largely been the default modesince Internet started.

Why has there been so much of noise about Net neutralityin recent months?First, India’s top telecom company Bharti Airtel, towardsthe end of last year, decided to charge subscribers extra foruse of apps such as Skype and Viber. These apps competewith the voice and messaging services of telecom providersand are even cheaper. There was uproar, after which Airtelstayed its decision, saying it would wait for regulator TelecomRegulatory Authority of India’s (TRAI) Consultation Paperon Regulatory Framework for Over-the-top (OTT) services.Then, Facebook brought to India internet organization a pre-selected bouquet of Web sites offered free to subscribers ofReliance Communications. There was not much controversythen.The buzz became really big after TRAI put out a 118 pageconsultation paper asking the public for its opinion on 20questions, most of them about how the Internet can beregulated. Views were also sought on Net neutrality.Over 4.2 lakh mails had been sent in support of Net neutralitythrough the savetheinternet in Web site. Political parties suchas the Congress, political leaders such as Arvind Kejriwaland celebrities such as Shah Rukh Khan joined thebandwagon, as has the comedy group. All India Bakehodthrough a video. All of them argue why the Internet shouldnot be touched TRAI will be open to taking comments tillApril 24 and counter comments by May 8. In between allthis, Airtel Zero, which is a free offering of a slew of appsthat sign up with the telecom provider. Flipkart pulled outthe platform after initially agreeing to be on it, saying it wascommitted to Net neutrality.

Who benefits from Net neutrality? How?Every Internet user. Think through how you would like tobrowse the Internet Wouldn’t you like to access the Webwithout worrying about how differently videos will be chargedcompared to other forms of content? Wouldn’t you like to

access the Web without the telecom service provider gettingto serve some sites faster than others? If yes for both, youare pro-Net neutrality.New ventures benefit too. In fact, one of the key reasons forstart-ups to have come up in a big way in recent decades isthe openness of the Internet. The Internet has reducedtransaction costs and leveled the playing field.A start-up can come up with an app today and canimmediately attract a global audience. The likes of Googlesand Facebooks could have struggled to grow if the Internethad not been open.

Then, why do we need to think about regulating theInternet?Essentially because the telecom companies do not like theway the apps are riding on their networks for free. Thecompanies complain that voice-calling and messaging appsare cannibalizing on their business. On top of all this, it isthey who have to invest billions in getting access to spectrumand build networks as also adhere to regulations.

So, absence of Net neutrality will benefit telecomcompanies?It could make them a gate-keeper to a valuable resource, arole that supporters of Net neutrality feel will be misused tocreate winners and losers. They could charge companies apremimum for access to users.It would not be a telecom companies versus internet playersissue, as could be mistakenly perceived. For the absence ofNet neutrality could also benefit established Internetcompanies who are flush with money. They could nipchallengers in the bud with vastly higher payoffs to telecomcompanies.

Is this an issue in India alone?No. the Federal Communications Commission just recentlyvoted for what is seen as strong Net neutrality rules. This isto ensure Internet service providers neither block, throttletraffic nor give access priority for money. Europe is trying tocorrect a 2013 proposal for Net neutrality, in which privilegedaccess was allowed to ‘specialized services’. This was vagueand threatened Net neutrality. Chile last year banned zerorated schemes, those where access to social media is givenfree to telecom subscribers.




railway infrastructure for private operators: service standardregulation; licensing and enhancing competition; and settingtechnical standards. The committee listed two ways forrestructuring changing the institutional arrangements betweenthe government and the Railways and introducing competitionin the functioning of the Railways.It also suggested thatseparate Railway budget to be phased out progressively andmerged with General Budget.

Emphasizing that organizational restructuring of theRailways will be mammoth task, the committeestrongly recommended that implementation shouldnot be left to the existing directorates of the RailwaysBoard; otherwise this report is bound to confront afate similar to its predecessors.

For mobilization of resources for the Railwayprojects, it concluded private entry into running bothfreight and passenger trains in competition withIndian Railway should be allowed and privateparticipation in various Railway infrastructureservices and non-core activities like production andconstruction should be encouraged by the Ministryof Railways.

Indian Railway should focus on core activities toefficiently compete with the private sector. It willdistance itself from non-core activities such asrunning a police force, schools hospitals andproduction and construction units it said-

Highlighting that private investments will come onlyif there is an independent umpire, a regulator,responsible for ensuring fair and open access andfor setting access charges on the rail track, thecommittee said, ‘ This RRAI will set tariffs incases where there is no price discovery by themarket. It will adjudicate disputes betweencompetitors. The regulator will ensure safety at alllevels in the Railway system”. To improveperformance of employees the committee hasrecommended tangible rewards in terms of havingan impact by way of posting, assignment and evencareer growth of employees.

BREAKTHROUGH ON IRANThe JointComprehensive Plan ofAction (JCPOA) onIran’s nuclearprogramme announcedby Iran and the EU3+3 ( the UnitedKingdom, France,

Germany along with China, Russia and the United States) atLausanne, Switzerland, is a significant break though that willhave long-lasting, implications globally. The possible rewardfor Iran’s promised steps namely ramping down its uraniumenrichment, capabilities and stockpiles of enriched uranium ,reducing the number of centrifuges, allowing for thoroughinspections by the International Atomic Energy Agency andgiving up nuclear reprocessing is the lifting of the toughsanctions regime against the country. That the 18 –monthlong negotiations between the various parties finally borefruit had much to do with the fact that Iran’s current regimeis headed by a pragmatist President Hassn Rouhani who waselected in 2013 on the promises of bringing about an ententewith the West, among others. The determination of U.SPresident Barak Obama for repairing ties with Iran andbringing about an agreement over the latter’s nuclearprogramme had also helped . Mr Obama managed toovercome the stiff opposition to the deal from the right wingRepublican Party in the U.S which had become politicallystronger over the past year.Iran has always maintained that its nuclear programme ismeant only for peaceful purposes as it is a signatory to theNuclear Non-proliferation Treaty, It was entitled toenrichment of uranium for energy generation. But theunrelenting pressure from the west in the past decade,including recurring talk of open hostility from the U.S andIsrael, had led to defiance from the Mahmoud Ahmadinejad-led regime. Iran went on to expand its nuclear programmeby furthering enrichment capabilities and building clandestinenuclear facilities. These actions had invited sanctions fromnot only the U.S and EU but the UN as well which had hurtIran economically and also made it difficult for countries suchas India to engage in trade with the country. India’s importsfrom Iran-particularly petroleum products- had been severelycurtailed due to the sanctions. The nuclear agreement withIran should also help ease the long- standing hostile ties




Pedro Cateriano Bellido appointed as 7th PrimeMinister of Peru

President Ollanta Humala of Peruappointed Pedro Cateriano Bellido

as the seventh Prime Minister of Peru.He will replace Ana Jara, who hadlost a confidence vote and was sacked

by Peruvian Congress amid allegations of corruption. Priorto this appointment, Cateriano was serving as Peru’s DefenceMinister and since in July 2012.

Pakistan, Russia to hold first-ever joint militaryexercisesRussia and Pakistan haveagreed to hold first-ever jointmilitary exercises as part oftheir enhanced defencecooperation. In this regard, anagreement was reached between both nations during ameeting between Russian Defence Minister Sergei Shoigu

and his Pakistani counterpart Khawaja Asif in Moscow.

Russia lifted ban on delivery of S-300 missiles toIranThe Russian president has repealed the ban prohibiting the

delivery of S-300 missile airdefense systems to Iran.Russia lifted the ban in theback drop of an informalagreement reached

between P5+1 , the EU and Iran to prepare the final draftof Joint Comprehensive Plan of Action (JCPOA) by 30 June2015. Russia signed the $800 million contract to sell Iranthe S-300 missile system in 2007 and the ban was introducedby former President Dmitry Medvedev in 2010.

Ukraine bans Communism & NazismParliament of Ukraine, VerkhovnaRada, passed a legislation thatequates Communism with Nazism(nationalist-socialist) and bannedboth the regimes. The law evenbanned the public use and

propaganda of their symbols. The aim of the law is to notallow such crimes to happen in future and eliminate the threatto Ukraine’s sovereignty, territorial integrity and nationalsecurity. The law does not ban communist ideology, as thatwould contradict the basics of any democratic state

Benjamin Nethanyahu won the Israel Elections 2015Benjamin Nethanyahu ofLikud Party won the IsraelElections 2015. In theelections the incumbentPrime Minister BenjaminNetanyahu’s party secured

29 seats. It was followed by center-left Zionist Union partyof Isaac Herzog which secured 24 seats and Joint Arab Listor Hadash party came at third place by securing 14 seats.Joint Arab List party is an alliance of Israeli Arab-dominatedparties that united for the first time.

Obama removed Cuba from the list of state sponsorsof terrorismUS Govt. announced that itwill remove Cuba from thelist of state sponsors ofterrorism. Thisannouncement is seen as akey step in President BarackObama’s bid to normalize relations between the twocountries. The announcement comes just days after a meetingbetween President Obama and Cuban President RaulCastro at a summit in Panama. Cuba has been on the list ofstate sponsors of terrorism since 1982 because of “efforts topromote armed revolution by organizations that usedterrorism”.The United States has currently kept Cuba, Iran,Sudan in the “State Sponsors of Terrorism” list.

Pakistan, Sri Lanka sign nuclear agreement Sri Lanka and Pakistan signedsix agreements pertained toadvancing cooperation indisaster management, sports,shipping, socio-economicdevelopment, education andnarcotics control.

INTERNATIONAL NEWS




India has overtaken the US to become the third-largest steelproducer in the world with a production of 14.56 milliontonnes (MT) in first two months of the year. Data compiledby World Steel Association ( WSA) showed that the country’sproduction growth was the highest during the January-February period at 7.6 per cent as compared to the globalaverage of just 0.6 per cent at 127.6 MT.The top four steelproducer country are China, Japan, India and the US.

3.8 billion US dollar support aid for SyriaThe global community pledged financial support of 3.8 billionUS dollars to crisis hit Syria at the third InternationalHumanitarian Pledging Conference for Syria held in Kuwaitcity. The financial aid will help the United Nations (UN)organisations and partners to meet urgent needs of victimsof Syria’s civil war and neighbouring countries.

China and Sri Lanka inked five agreementsChina president XiJinping and Sri Lankanpresident MaithripalaSirisena signed fiveagreements in Beijing to

deepen development partnership between the two countries.The two nations signed five agreements related to cooperationfor special aid in public health, development of watertreatment methods and technologies in kidney disease affectedareas, research and development of the coconut industry andrefurbishment of the Superior Courts Complex in Sri Lanka.Sri Lanka accepted the China’s invitation to become afounding-member of the Chinese proposed AsianInfrastructure Investment Bank (AIIB). China agreed toprovide for 2000 training opportunities for young scientistsfrom Sri Lanka in the next five years. China agreed to set upChinese language training centres in Sri Lanka to deepencultural partnership between both the countries.

UN observed 8th International Day ofRemembrance of the Victims of SlaveryInternational Day ofRemembrance of theVictims of Slavery and theTransatlantic Slave Trade2015 was observedglobally. The theme for the year 2015 is Women and Slavery.On this occasion the United Nations (UN) unveiled a

permanent memorial for victims of transatlantic trade, namedas Arc of Retrun, at the UN headquarters in New York.

Saudi Arabia along with GCC launched militaryoperation against Houthi rebels in Yemen

Saudi Arabia alongwith Gulf CooperationCouncil (GCC) andseveral other countrieshave started militaryoperations against

Houthi rebels in Yemen. The operations were stated afterYemeni President Abd Rabbuh Mansur Hadi had requestedto counter radical Houthi movement in the country and todefend and support the legitimate government of Yemen. Thecountries included in the operation led by Saudi Arabia areJordan, Sudan, Morocco, Egypt and Pakistan along with GCCmember countries. GCC members involved are United ArabEmirates (UAE), Bahrain, Qatar and Kuwait.

Turkey launched construction of first nuclearpower Turkey launched the construction of its first nuclear powerplant located at Akkuyu in Mersin province on the shores ofthe Mediterranean Sea.This $20 billion project is the jointcollaboration of Turkey and Russia’s nuclear agency Rosatom.The project is strongly backed by President Recep TayyipErdogan as part of his plan to make Turkey one of the world’stop ten economies.

Turkey blocked access to Twitter, Facebook andYouTube.Turkish authorities haveblocked access to Twitter,Facebook and YouTube overtheir initial refusal to removephotos of a prosecutor whowas taken hostage by militantsin Istanbul.But the ban was revoked as all three social mediaplatforms complied with a court order after eight hours. Arecent court ordered authorities to block a total of 166websites that published the controversial photos.

Nigeria election:Muhammadu Buhariwon presidency




FM transmission of Vividh Bharati launchedInformation andBroadcasting MinisterArun Jaitley inauguratedthe popular ‘VividhBharati’ services of AllIndia Radio (AIR) in FM

mode which will now available to listeners in and aroundDelhi on mobile handsets. The service will be availableon 100.1 Megahertz frequency. It will be available tolisteners in and around Delhi within a range of 60-65 km.Vividh Bharati was First Aired on October 2, 1957.

SC struck down controversial 66A of IT Act; calls itvague and unconstitutionalSupreme Court of Indiastruck down thecontroversial provisionsection 66 A and section-79of Information TechnologyAct which has been used by police to arrest for postingallegedly offensive content on websites.This verdict was givenby SC bench comprising of Justices J. Chelameswar and R.F.Nariman on bunch of petitions filed in the wake of misuse ofthe penal provision by government authorities.

TRAI recommended 112 as single emergencynumber for India

The Telecom RegulatoryAuthority of India (TRAI)has proposed a singlenumber ‘112’ for allemergency calls across thecountry including for

ambulance, fire brigade, and police, which will facilitatepersons in distress to access these agencies from anywhere,at anytime and get a properly coordinated and timelyresponse. However the existing emergency numbers such as100 for police, 101 for fire service and 102 for ambulancewill be retain as secondary numbers. The regulator also hasrecommended setting up of Public Safety Answering Points(PSAPs) – a call centre through which all calls to ‘112’ willbe routed.

CCEA Approved Highway Project Worth Rs 9500Cr

Cabinet Committee on EconomicAffairs (CCEA) approved threehighway projects worth Rs9,500 crorein Tamil Nadu and Uttar Pradesh,including those connecting the twotemple towns of Varanasi andMadurai.The Cabinet Committee onEconomic Affairs (CCEA) approved

the four-laning of Sultanpur-Varanasi section of NationalHighway-56 in Uttar Pradesh, Varanasi to Ghazipur,Gorakhpur and Nepal section of NH- 29 in UP, Madurai-Ramanathapuram section of NH- 49 in Tamil Nadu.

National Judicial Appointment Commission Act,2014 came into forceUnion Government has brought into force the National

Judicial Appointments Commission (NJAC) Act, 2014 alongwith the 99th Constitutional Amendment Act, 2014. With

this new law the collegium system to appoint members tothe higher judiciary has come to an end. Now President willappoint judges in the Supreme Court (SC) and 24 High Courts(HCs) in consultation with the NJAC. NJAC is a 6 memberconstitutional body consisting of Chief Justice of India (CJI)as its chairman and also two senior most Judges of theSupreme Court, the Union Minister of Law and Justice andtwo eminent persons appointed by the govt.

Green Tribunal baned diesel vehicles older than 10years in DelhiThe National Green Tribunal(NGT) held that all diesel vehiclesheavy or light which are morethan 10 years old will not bepermitted to ply in Delhi andNCR. The judgment was given bybench headed by NGT Chairman Justice Swatanter Kumaron a petition filed by Vardhaman Kaushik who had contendedthat the level of particulates in Delhi is raising manifold.Earlier in November 2014, NGT had banned all the petrolvehicles over 15-year old in Delhi and NCR.

NATIONAL NEWS




(UBI) and the NationalPayment Corporation ofIndia (NPCI) launchedRuPay pre-paid debitcard service for therailway passengers. Byusing RuPay pre-paid cards, passengers now can book theirtickets, do shopping and pay service bills. These cards willbe made available from UBI offices or through IRCTConline. RuPay is India’s own card payment gatewaynetwork like Master Card and Visa. It provides analternative system for banks to provide debit card service.

9 agricultural products from north-east Indiaaccorded GI registration tagNine organic and exotic agricultural products from NortheastIndia were accorded geographical indication (GI) registrationtag for better branding and marketing in domestic andinternational Market. Geographical Indication (GI) accordedproducts are Assam Karbi Anglong Ginger,Assam TezpurLitchi,Meghalaya Khasi Mandarin,Sikkim Large Cardamom,Mizoram Bird Eye Chilly, Manipur Kachai Lemon, TripuraQueen Pineapple, Arunachal Orange and Nagaland TreeTomato. Geographical Indication is an insignia on productshaving a unique geographical origin and evolution overcenturies.Darjeeling tea was the first product in Indiaaccorded with GI tag.

Chhurim Sherpa, first woman to climb the Everestsummit twice in a weekChhurim Sherpa, first woman to climb the 8850 metre (29035feet) Mount Everest summit twice in a week was in news asduring her third ascent to Mount Everest she will take acricket bat and two jerseys of deceased Australian cricketerPhil Hughes. Chhurim under this expedition will carry theitems to the top and back to Kathmandu, where they will bekept at the Australian embassy. Chhurim Sherpa is a Nepalimountaineer.

NIEWS IN BRIEF The Prime Minister Narendra Modi gifted a

miniature painting titled Guru Nanak Dev toCanadian Prime Minister, Stephen Harper. WhileCanadian Prime Minister Stephen Harper presentedancient Indian sculpture Parrot Lady to PrimeMinister Narendra Modi.

A painting titled Tree of Life, work of BhaskarMahapatra, an Odisha artist was gifted by PrimeMinister Narendra Modi to French PresidentFrancois Hollande.

PM of India, Canada paid tributes to victims of 1985Kanishka incident(terrorist attack on Air India Flight182 or Emperor Kanishka) at Humber Bay Park inToronto, Canada.

To enhance the growth of construction sector UnionCabinet approved amendments to the Real Estate(Regulation and Development) Bill, 2013.The billwill aim to protect the interests of consumers andcurb the malpractices in the real estate sector.

The Union govt. has unveiled “Sagarmala” a planto develop ports, transport through waterways andpromote shipping.

PM called for well-off consumers to surrender LPGsubsidies. 2.8 lakh consumers in India havesurrendered their subsidy on LPG, saving Rs. 100cr. for the govt.

Leaders of six Janata Parivar parties announced theirdecision to merge into one larger entity. MulayamSingh Yadav will the head new party. The new partywill have a strength of 15 members in the Lok Sabhaand 30 in the Rajya Sabha.

Air Pegasus became the newest domestic airline inIndia as its first flight took off from Bangalore toHubli on this day.

Union Ministry of Home Affairs (MHA) hasrenamed Tourist Visa on Arrival-Electronic TravelAuthorization scheme (TVoA-ETA) to e-TouristVisa with effect from 15 April 2015. e-Tourist VisaScheme is a pre-authorization of Visa to foreignersthat being given prior to travel.




India and China hold 18th Round Of Border Talks18th round of talksbetween the SpecialRepresentatives ofIndia and China on theBoundary Questionwas organised in NewDelhi. India was

represented by National Security Advisor Ajit Doval andChina was represented by Yang Jiechi, State councillor ofChina. India and China agreed to maintain peace on theirHimalayan border till an amicable solution to pending borderdisputes is found. The two sides also discussed the matter ofcounterterrorism, maritime security, climate change, reformof the United Nations and civil nuclear energycooperation.Each side also agreed that growing linkagesbetween Indian States and Chinese Provinces through sister-city and sister-province mechanism plays a vital role indeepening bilateral ties.

MOUMoU inked for construction of BR Ambedkar memorialat Indu Mills landMinistry of Textiles, Maharshtragovernment and National TextileCorporation signed a three party MoUfor transfer of land for construction ofthe memorial for BR Ambedkar inMumbai. The MoU was signed in thepresence of Prime Minister Narendra Modi, MaharashtraChief Minister Devendra Fadnavis and Union textile ministerSantosh Gangwar in New Delhi.

RVNL, Konkan port sign MoUA Memorandum of Understanding (MoU) was signedbetween Rail Vikas Nigam Limited (RVNL) and Dighi Port

Limited to facilitate construction of 34 km of railway linkbetween Roha and Dighi Port in Raigad district ofMaharashtra. The project cost is estimated around Rs. 723crore.

Paytm tied up with NCTIto promote Indian MSMEsWith an intention to helpMSMEs (Micro, Small &Medium Enterprise) in India,mobile commerce platform

Paytm has joined hands with NCTI (National Centre for TradeInformation). The two companies have inked a memorandumof understanding (MoU) to offer a virtual marketplaceplatform for NCTI members and will extend its services thatwill enable them to sell online. In this regard, Paytm will setup payment gateways platform for online ticketing andmembership fees for NCTI.

Vedant Adopts 3056 Anganwadi Center In RajastanState Government of Rajasthanand Hindustan Zinc, a Vedantagroup company signed aMemorandum of Understanding(MoU) to improve 3056anganwadi centres in fivedistricts. The selected five districts are Udaipur, Chittorgarh,Bhilwara, Rajsamand and Ajmer.

ADB sanctioned 300 million US dollars to Uniongoverment of IndiaSCRIP (SASEC Road Connectivity Investment Program) wasin news as a loan agreement of 300 million US dollars underthe programme was signed between the Asian DevelopmentBank (ADB) and the Union Ministry of Finance .Under thismulti-tranche programme, about 500 km of roads will beconstructed in the North Bengal-North East (NBNE) region.ADB is providing 500 million US dollars for the executionof the programme.

NEWS IN BRIEF Andhra Pradesh (AP) government entered into a

MoU with IISL Company. Under the MoU, IISLwill replace the existing streetlights in 13municipalities with LED lights and maintain themfor seven years.

Bharat Heavy Electricals Limited (BHEL) hassigned a memorandum of understanding (MoU) witha Russian company INTMA to set up a gas-basedpower project in Kazakhstan.

The food retail arm of the diversified Godrej Group,Godrej Nature’s Basket joined hands with Amazonfor selling its products through the e-commercegiant’s platform in India. The partnership of boththe companies will give a new boost to gourmetretail industry.

Prime Minister Narendra Modi’s visit to Canada hasgenerated business worth more than 1.6 billionCanadian dollars.




India to grow at 7.8% in 2015-16; surpass China:ADB

The Asian Development Bank(ADB) projected India’sgrowth rate to surpass Chinaand improve to 7.8 percent innext fiscal and further to 8.2percent in 2016-17. At this

rate, India’s economy would contribute more to the worldeconomic expansion than the US, although less than whatChina would achieve in, ADB said in its World DevelopmentOutlook 2015. China is projected to contribute 1.15 per centto the world economic growth, followed by India at 0.55 percent. The US’ contribution is pegged at 0.52 per cent.

Reliance Communications acquired spectrum in 11circlesReliance Communications, part of the Anil Ambani-led group,has acquired new and top-up 800/850 MHz spectrum in 11circles.The acquisition of the new spectrum intends to achievea contiguous five MHz spectrum holding nationwide in therecently concluded telecom airwaves auction.

SBI, HDFC Bank & ICICI Bank take lead in cuttingbase lending ratesState Bank of India was the first off the block to impress the

regulator by reducing its baserate, forcing private sectorpeers HDFC Bank and ICICIBank to follow suit as theytook heed of RBI governorRaghuram Rajan’s stern

message to ensure transmission of monetary policies. StateBank of India lowered its base rate by a token 15 basis points— from 10% to 9.85%. HDFC Bank lowered its base rateby 15 bps to 9.85%, while ICICI Bank cut it by 25 bps to9.75%, the lowest in the industry now.

Government raised stake in state-owned IFCI to51%IFCI Ltd has now become a state- owned firm with thegovernment increasing its stake in the infrastructure financingfirm to 51.04 per cent. Government has acquired IFCI’s6,00,00,000 Preference shares of Rs 10 each from certainscheduled commercial banks and has consequently increasedits holding from 47.93 per cent to 51.04 per cent of the paid-up share capital.

India’s GDP growth rate to reach 8% by 2017:World BankThe World Bank haspredicted a GDP growthrate of 8 per cent for Indiaby 2017 and said that astrong expansion in thecountry, coupled with favourable oil prices will lead to thisIn India, GDP growth is expected to accelerate to 7.5 percent in fiscal year 2015/16. It could reach 8 per cent in FY2017/18, on the back of significant acceleration of investmentgrowth to 12 per cent during FY 2016-FY 2018.

World Economic Outlook (WEO)International Monetary Fund (IMF) released World EconomicOutlook (WEO) April 2015 Report. The report is titledUneven Growth: Short-term and Long-term Factors.According to WEO India’s growth is projected to strengthenfrom 7.2% in 2014 to 7.5 % in 2015 and 2016.

Cadbury India got Rs 570 crore excise duty evasiondemand

The Directorate General ofCentral Excise Intelligence(DGCEI) slapped 570 crorerupees excise duty fine againstconfectionery giant CadburyIndia Limited.The fine was

slapped for allegedly evading excise duty by fraudulentlytaking exemption for one of its unopened production unitsin Himachal Pradesh.

FDI in services sector up 47 per cent during April-JanuaryFDI inflows into services sector grew by about 47 per centto $2.64 billion in April-January last fiscal. Helped with thegrowth in FDI in important sector like services, overall foreigninflows in the country rose by 36 per cent to $25.52 billionduring the ten months of 2014-15.The other sectors whereinflows have recorded growth are: telecom ($2.83 billion),automobile ($2.04 billion) and power ($612million).Government has raised the FDI cap in insurancesector to 49 per cent from 26 per cent. The policy was alsorelaxed in other sectors such as defence, railways and medicaldevices.




Along market expectations, Raghuram Rajan alsokept the Cash Reserve Ratio (CRR) at 4%.

The annual trade deficit for India for fiscal year2014-15 increased by $1.2 billion to touch $137billion.

The Japanese team working on the feasibility reportfor the proposed first bullet train corridor betweenMumbai and Ahmedabad estimated approximate Rs.1 lakh crore for establishing this stretch .

The govt. of India has declared the Foreign TradePolicy 2015-2020 which aims to double Indianexports of good s and services to $ 900 billion by2020.

The Chinese Government quashed the bid of Taiwanto become a full member of the Asian InfrastructureInvestment Bank (AIIB) for lack of appropriatename.

MERGER AND ACQUISTION Tata Communications Ltd (formerly VSNL) has

partnered with Indonesian firm Indosat to providea wide range of technology and communicationsolutions for enterprises in Indonesia and to makeinroads into that region.

Online search giant Google entered into a strategicpartnership with consulting firmPricewaterhouseCoopers to target Digital IndiaProjects and large enterprise deals. With the Indianpartnership, Google wants to push itself into largee-governance projects and improve the sales for itscloud services in India.

India’s largest online marketplace Snapdealannounced to acquire RupeePower, a leading digitalfinancial products distribution platform. Theacquisition aimed to launch financial service.

World’s largest e-commerce firm Alibaba signeddigital distribution deal with Germany’s music rightsgroup BMG in a bid to become a digital mediaempire.

Online restaurant guide Zomato acquiredMaplePOS, a cloud-based point of sale product forrestaurants developed by Delhi based MapleGraph.After the acquisition, Zomato has renamedMaplePOS product to ‘Zomato Base’ which willhelp the company and its restaurant partners tomanage business into online orders and payments.

Finish telecom network equipment maker Nokiaannounced acquisition of French telecom networkfirm Alcatel- Lucent.

Confederation of Indian Industry (CII) 2015 signeda Memorandum of Understanding (MoU) in 2015with the European Bank for Reconstruction andDevelopment (EBRD) to deepen partnershipbetween Indian companies and the bank in thosecountries where the bank has operations.

Online marketplace Snapdeal acquired mobilerecharge platform Freecharge. With this acquisition,Snapdeal has become India’s largest mobilecommerce firm with 40 million users and the largestmobile transactions base for any company.

VANIK’S KNOWLEDGE GARDEN

Organisation headed by Prime Minister

1. Planning Commission

2. National Integration Council

3. National Ganga River Basin Authority

(NGRBA)

4. National Development Council (NDC)

5. National Commission for Population Co

ntrol

6. Department of Space (DoS)

7. Department if Atomic Energy

8. Nuclear Command Authority

9. Indian Board of Wild Life

10. National

Disaster Management Authority

(NDMA)

11. Council of Scientific and

Industrial Research (CSIR)




from among 4,500 students who appeared for the competitionorganised by the International Society for KrishnaConsciousness (ISKCON) last month. Mariyam said shelearned from Bhagwad Gita that humanity is the biggestreligion in this world.

Rajendra Singh wins prestigious 2015 StockholmWater PrizeRenowned water conservationist and environment activistRajendra Singh popularly known as Water Man of India hasbeen conferred with 2015 Stockholm Water Prize for hisinnovative water restoration efforts and consistent attemptsto improve and rejuvenating the water security in villagesin India.He also awarded with Ramon Magsaysay Award forCommunity Leadership in 2001.

Ecologist Madhav Gadgil won Tyler PrizeRenowned Indian Ecologist MadhavGadgil has won the prestigious TylerPrize 2015 for EnvironmentalAchievement. He will share this prizewith noted American marine ecologistand environmental scientist Jane

Lubchenco. Madhav Gadgil is second Indian to receive thisprize. First was Father of Indian Green Revolution MSSwaminathan in 1991.

Bangladesh won the prestigious Women inParliaments (WIP) AwardBangladesh won the prestigiousWomen in Parliaments (WIP)

Award for regional leadership inthe South and Southeast Asiacategory for closing the gendergap in politics. The award waspresented by WIP Global Forumat annual summit held in AddisAbaba, Ethiopia. On behalf of Bangladesh’s Prime MinisterSheikh Hasina, Minister of State (MoS) for Foreign AffairsShahriar Alam received the award. Bangladesh is only countryin the world where the Prime Minister, Parliament speaker,Leader of the Opposition, Deputy Leader of the house, anda major opposition leader are all women.

62nd National Film AwardsThe 62nd National Film Awards for year 2014 was announcedon 24 March 2015.

“Court” directed by Chaitanya Tamhane was selected asthe Best feature film. Mary Kom (Hindi) directed by Omung

Kumar was selected as the Best Popular film providingwholesome entertainment.The 62nd National Film Awards in the various categoriesare as follows :

Best Actor- Vijay for Nanu Avanalla Avalu(Kannada).

Best Actress- Kangana Ranaut for Queen (Hindi). Best Direction-Srijit Mukherji, Director of

Chotushkone (Bengali). Best Children’s Film- Kaakkaa Muttai (Tamil) and

Elizabeth Ekadashi (Marathi). Best Cinematography- Sudeep Chatterjee for film

Chotushkone (Bengali). Nargis Dutt Award for Best Feature Film on

National Integration – Chotoder Chobi (Bengali)directed by Kaushik Ganguly.

CNN IBN announced Indian of the Year Award 2014CNN-IBN announced the Indian of the Year Award 2014.The award recognises the remarkable achievements andcontributions of Indians who worked tirelessly towardsstrengthening India’s foundation in 2014.List of the Winners of CNN-IBN Award 2014:

Narendra Modi - Indian of the Year 2014 Arun Jaitley - Indian of the Year 2014: Politics Jitu Rai - Indian of the Year 2014: Sports Tongam Rina - Indian of the Year 2014: Public

Service Satya Nadella - Indian of the Year 2014: Global

Indian K Chandrasekhar Rao - Indian of the Year 2014:

Popular Choice Kangana Ranaut - Indian of the Year 2014: Special

Achievement Pankaj Advani - Indian of the Year 2014: Special

Achievement Kailash Satyarthi - Indian of the Year 2014:

Outstanding Achievement\ Azim Premji - Indian of the Year 2014: Outstanding

Achievement




BOOK & AUTHOR

The book “Suleiman Charitra” written by Kalyana Malla was translated from Sanskrit to English by diplomat-writer

A.N.D. Haskar.

“Food for All: International Organizations and the Transformation “of Agriculture written byUma Lele was in

news in March 2015.

The Vice President of India M Hamid Ansari released a book titled “Faces and Places” written by Prof. Deepak Nayyar,

noted economist and former Vice Chancellor of Delhi University.

Book titled “God’s Bankers: A History of Money and Power at the Vatican” authored by Gerald Posner was released .

Vice President of India Hamid Ansari released a book titled Aatank Ke Saaye Mein written by Garima Sanjay.

Book Indian Parliamentary Diplomacy- Speaker’s Perspective has been written by former Lok Sabha Speaker Meira

Kumar.

Capital Conquest: How The Aap’s Incredible Victory Has Redefined Indian Elections has been written by Saba Naqvi .

Indian-American novelist Akhil Sharma’s novel Family Life has won the prestigious Folio Prize 2015.

Vikas Swarup has been appointed as the Spokesperson of the Ministry of External Affairs. He is the writer of the book

which was made a film “Slumdog Millionaire”.

Prime Minister of India Narendra Modi released a book titled “Pre-Modern Kutchi Navigation Techniques and Voyages”

transcribed and edited by Ashok B. Rajeshirke in New Delhi.




Vankadarath Saritha

was in news as she became thefirst woman bus driver of theDelhi Transport Corporation(DTC). She is a 30-year-olddriver from Nalgonda in

Telangana.

Captain Anoop Kumar Sharma

has taken over as whole-timedirector and Chief ExecutiveOfficer (CEO) of Essar ShippingLtd (ESL). He replacedRamakrishnan A. R. who hadretired from service on 31 March 2015.

Vice Admiral Surinder Pal Singh Cheema took over

the reins of the Western Naval Command as FlagOfficer Commanding-in-chief. He succed ViceAdmiral Anil Chopra.

Ruth Porat has been appointed

as Chief Financial Officer (CFO)of world’s largest search enginegiant Google. She will succeedPatrick Pichette. Prior to thisappointment Ruth was workingas CFO at Morgan Stanley.

Katsushi Inoue was

appointed as President &Chief Executive Officer(CEO) of Honda CarsIndia Ltd (HCIL).He will

succeed Hironori Kanayama.

Indian-American businesswoman

Shamina Singh has been nominatedas the member of the Board ofDirectors of the Corporation forNational and Community Service(CNCS).

Bharat Hari Singhania assumed the presidency of

125-year-old JK Organization.

Katherine Viner has been appointed as editor-in-

chief of The Guardian newspaper.

Satishchandra Doreswamy, the Chief Business

Officer (CBO) of Wipro, resigned on 1 April 2015.

Sitaram Yechury was

unanimously elected as thegeneral secretary CommunistParty of India (Marxist). Heis the fifth general secretaryof the 50 year old party which was formed in 1964.

0BITUTARY

Sunita Tomar, poster

girl of India’s anti-tobacco campaignpassed away at herhometown in Bhind

district of Madhya Pradesh. She had appeared ingovernment’s 30-second video titled ‘Sunita’ whichhad highlighted the devastating effect of smokelesstobacco.

First Prime Minister (PM) of

Singapore Lee Kuan Yewpassed away. Mr. Lee isdescribed as the ‘foundingfather ’ and ‘architect’ ofmodern Singapore.

German Nobel laureate novelist Guenter Grass

passed away in Berlin. Grass is recognized for hisefforts to revive German culture in the aftermath ofWorld War II and also had given voice and supportto democratic discourse in the post war Germany.

Misao Okawa, the World’s oldestperson died in Japan at the ageof 117 and 27 days.

Malli Mastan Babu

from Andhra Pradesh one ofIndia’s top mountaineerspassed away. His dead bodywas recovered in the Andes

Mountains between Argentina and Chile. Babu wasregarded as the fastest “7 summiteer” that is fastestmountaineer to climb summits in all seven continentsfrom India.




PLACE IN NEWS88th Akhil Bhartiya Marathi Sahitya Sammelan

Union Road TransportMinister Nitin Gadkari

along with the ChiefMinister Parkash SinghBadal Inaugurated 88thAkhil Bhartiya Marathi

Sahitya Sammelan (All India Marathi Sahitya Sammelan)began in Ghumaan village in Gurdaspur district of Punjab.The three-day long sammelan is dedicated to Marathi SaintBhagat Namdev (Sant Namdeo).

RINL commissioned green power project to generate120 MWRashtriya Ispat NigamLimited (RINL), thecorporate entity of VizagSteel Plant (VSP) launchednovel green project that cangenerate 120 MW power. Itis first of its kind green project launched in Indian SteelIndustry that can generate pollution free captive power using100 per cent Blast Furnace Gas and Coke Oven Gas. Theplant is built at a cost of Rs 676 crore.

Amaravathi named as new capital of AndhraPradesh

Andhra Pradeshgovernment hasapproved Amaravathi asname of the new capitalcity of the state comingup in the Vijayawada-Guntur region.Thedecision has turned the

spotlight on the ancient town, bringing in a wave ofnostalgia.

Decision in this regard was taken by Andhra Pradesh Cabinetmeeting chaired by Chief Minister N Chandrababu Naidu andexpected to rekindle unity of Andhras. Apart from this,cabinet also approved the first phase of the master planprepared by Singapore government.

Land customs station inaugurated at Indo-Myanmar borderCommerce and Industry Minister Nirmala Sitharaman hasinaugurated a land customs station at the Indo-Myanmarborder trade centre at Zokhawthar in Champhai district ofMizoram. The Zokhawthar Land Customs Station is equippedwith a weigh bridge, plant quarantine building and toll-gate,and was since 2012 authorised to facilitate trade of 62different commodities.

President inaugurated northeast festival ‘songs anddances of northeast’President PranabMukherjee inauguratedfirst Songs and Dances ofthe North East which wasorganized byGovernment ofMeghalaya andsponsored by the North Eastern Council (NEC) of New Delhi.All eight States of the northeast region will collaborate tohost the festival in different parts of the country with an aimto attract investors and visitors to the region.

BHEL commissions 600 MW thermal unit inChhattisgarhBharat Heavy ElectricalsLtd (BHEL) commissioned600 MW unit of a thermalpower project atChhattisgarh’s Janjgir

Champa District for theDainik Bhaskar Power

Limited. The commissioned unit is the second unit of DBPL’s2 × 600 MW power project. The first 600 MW Unit wascommissioned in 2014.

Mithivirdi nuclear plant gets CRZ nod from UnionGovernmentThe 6,000-MW MithivirdiNuclear Power Plant inBhavnagar district of Gujarat

has got coastal regulatory zone




CRICKET

Australia lifted World Cup title for fifth timeAustralia won the ICCCricket World Cup 2015for the record fifth timeby defeating co-hosts ofthe tournament NewZealand by 7 wicketswhile chasing a target of

183 in the final match,played at the iconic Melbourne CricketGround (MCG), Australia. Mitchell Starc was selected asthe man of the tournament for his breath taking performancein the tournament. Previously, Australia had won the CricketWorld Cup in 1987, 1999, 2003 and 2007. It was first timefor New Zealand to enter final of Cricket World Cup. In theprevious world cup’s they were defeated for six times in thesemi-finals.

Australian cricketer Michael Clarke retires fromODI cricketAustralian cricketer MichaelClarke has announced hisretirement from One DayInternationals (ODI) cricketformat. However, he willcontinue to represent Australiain the Test matches. He madehis last ODI appearance in thefinal World Cup match against New Zealand. In his 12 yearODI career, he had played 245 matches scored 7981 runsand had taken 57 wickets. With the win of 2015 World CupClarke has joined group of Australia’s World Cup winningcaptains that include Allan Border, Ricky Ponting (2 times)and Steve Waugh.Other player retierd during the world cup2015 were Kumar Sangakkara, Mahela Jayawardene,Misbah-ul-Haq, Shahid Afridi, Daniel Vettori, Brad Haddin,Kyle Mills etc.

Gayle Hits fastest Double Centure While Guptil HitHighest Score In World CupMartin Guptill become the first New Zealand player to hit a

double century against WestIndies in 2015 world cupcricket and hits highest scoreof 237 in any Cricket WorldCup.His eventual 237* was thesecond best in an ODI innings

after Rohit Sharma’s 264 against Srilanka. Chris Gayle hitthe fastest double centure of all ODI game in just 138 ballsvs Zimbabwe in a Pool B World Cup 2015.

Rajiv Shukla appointed as IPL governing chairmanBoard of Control for Cricket inIndia (BCCI) has re-appointedRajeev Shukla as chairman of theIndian Premier League (IPL) whohad resigned from the post after theIPL ‘spot-fixing’ scandal in theyear 2013. Former Indian Cricketteam Captain Sourav Ganguly was also selected in the IPLGoverning Council.

Other members of IPL Governing Council areJagmohan Dalmiya (BCCI president) – Chairman of theConstitution Review Committee.Chetan Desai- Head the Marketing Committee.Gokaraju Gangaraju- In-charge of the Tours and ProgrammesCommittee.Biswarup Dey- Head of the Media Committee.Anurag Thakur- Head of Affiliations Committee.Anil Kumble- chairman of the Technical committee IPLGoverning Council

Asia Cup 2016 to be Played in T20 FormatAsia Cup 2016 is set to undergo a radical change and will bea Twenty20 competition instead of the 50-over game. Itwould be revamped to include more Associate nations andto give some practice prior to the T 20 World Cup. Thetournament would then revert to a 50-over tournament in2018 ahead of the 2019 World Cup in England and be playedas a T20 competition again in 2020.

SPORTS




in New Delhi. India’s Srikanth Kidambi has won India OpenSuper Series Badminton Men’s Singles 2015 Title bydefeating Denmark’s Viktor Axelsen . Chinese pair Chai Biao

and Hong Wei pair has won Men’s Doubles title whileJapanese pair of Misaki Matsutomo and Ayaka Takahashi

won Women’s Doubles title.

Apurvi Chandela won Bronze in ISSF Rifle andPistol World Cup

Indian shooter ApurviChandela won Bronzemedal in the 10-metre airrifle event at the(International ShootingSport Federation) ISSF

Rifle and Pistol World Cup in Changwon, South Korea. Itshould be noted that Apurvi Chandela is the second Indianmarksman after pistol shooter Jitu Rai to qualify for the RioOlympics.

New Zealand won Sultan Azlan Shah HockeyTournament 2015New Zealand for thesecond time won theSultan Azlan Shah HockeyTournament 2015 Bydeafting World ChampionsAustralia by 3-1 goals inthe penalty shoot-out. Indiawon the bronze i.e. finished third by defeating South Koreaby 4-1 goals in the penalty shoot-out after both the teamswere tied at 2-2 at regulation time. Azlan Shah HockeyTournament is an annual tournament held in Malaysia andwas established in 1983.It is named after 9th king of Malaysiaand ‘Father of Malaysian Hockey’ Sultan Azlan Shah.

Jitu Rai wins bronze at ISSF World Cup in KoreaC e l e b r a t e d I n d i a nshooter Jitu Rai won abronze medal in the 10m airpistol event at theInternational Shooting SportFederation (ISSF) World

Cup in Changwon, South Korea. In 10m air pistol event, Jin

Jongoh of South Korea won gold medal while Naung YeTun of Myanmar won silver medal.

The Laureus World Sports AwardsThe Laureus World Sports Awards for the year 2015 weregiven in seven categories on 15 April 2015 at Shanghai inChina.List of Laureus World Sports Awards 2015

Laureus World Sportsman of the Year: Novak

Djokovic, the Serbian tennis star

Laureus World Sportswoman of the Year:

Genzebe Dibaba, the Ethiopian sprinter

Laureus World Team of the Year: Germany Men’sFootball Team

NEWS IN BRIEF

Saina Nehwal has made history by becoming the

first Indian woman to grab the World No. 1 positionin badminton.Nehwal secured the top spot afterCarolina Marin’s was beaten by Ratchanok Intanonin the first semifinal of the Indian Open Super Series

Triple Olympic gold medalist Balbir Singh (Senior)

was awarded with Major Dhyan Chand Lifetime

Achievement Award by Hockey India. The awardcarrying trophy along with a cheque of Rs 30 lakh.

British driver Lewis Hamilton was the Shanghai

International Circuit in China.He also won theBaharian Grand prix.

Three Indian race walkers Khushbir Kaur, Manish

Rawat and Sandeep Kumar have qualified for 2016Rio Olympics.

Brijbhushan Sharan Singh was re-elected as the

president of the Wrestling Federation of India (WFI)for a four-year term in April 2015.

Indian chess Grandmaster Dronavalli Harika won

the bronze medal in the World Women’s chesschampionships along with Swedish Grandmaster PiaCramling played at Sochi in Russia. Mariya

Muzychuk of Ukraine Won Gold medal along withUS $ 60,000 while Natalija Pogonina of Russia WonSilver medal along with US $ 30,000 cash prize.

Chinese hurdler Liu Xiang, the first man from China

to win an Olympic gold medal in track and field,




4538 Vishy Anand and ‘316201 Malala’ are now aplanetMinor planet 4538 whichis located somewherebetween the Mars andJupiter,was named afterIndia’s chess legend andfirst grandmasterVishwanathan Anand andnow the planet will be called as “4538 Vishyanand”. WhileAsteroid 316201 was named as ‘316201 Malala’ after thename of youngest Nobel laureate and girls’ educationcampaigner Malala Yousafzai. Asteroid 316201 Malala islocated in the Main Belt between Mars and Jupiter.

ISRO launched fourth navigation satellite IRNSS1D

Indian Space ResearchOrganization (ISRO) successfullylaunched fourth navigationsatellite Indian RegionalNavigation Satellite System(IRNSS)-1D. It was launched by

Polar Satellite Launch Vehicle (PSLV) C-27 into the orbitfrom Satish Dhawan Space Centre, Sriharikota in AndhraPradesh. IRNSS-1D launched into a sub GeosynchronousTransfer Orbit (sub GTO) at an altitude of 36,000 km abovethe Earth. It will provide accurate position information tousers in India and is also designed to enable operators ofaircraft, vehicles, or vessels to determine their geo graphicalposition.

Curiosity Rover Finds Biologically Useful Nitrogenon MarsNASA’s Curiosity rover hasfound nitrogen on thesurface of Mars, asignificant discovery thatadds to evidence the RedPlanet could once havesustained life.It wasdetected by using the Sample Analysis at Mars (SAM)

instrument suite mounted on Curiosity rover by the team ofScientists.

India’s first Polar Remotely Operated Vehicleoperationalised in North AntarcticaIndia’s first Polar RemotelyOperated Vehicle (PROVe)was successfullyoperationalised for researchin North Antarctica byNational Institute of OceanTechnology (NIOT). It hasbeen deployed in Priyadarshini Lake located on theSchirmacher Oasis which is a major source of water for Maitri,India’s second base in the Antarctica.It will help researchersto study and find out details about dissolved oxygen in seabottom, salinity and the quantity of sunlight hitting the bottomof the sea.

NEWS IN BRIEF

Over one lakh netizens have already written to

telecom regulator TRAI in support of net neutralityin the country, even as the deadline for receivingcomments on the contentious issue is more than 10days away, according to free internet advocates.

Scientists from four research institutions in Kerala

discovered a rare species of plantnamed Oldenlandia dineshi from Palakkad regionof Western Ghats.

The Minister of State for Science and Technology

and Earth Sciences, YS Chowdary has launchedBiotechnology Industry Research Assistance

Council (BIRAC) AcE Fund to accelerate thegrowth of entrepreneurs in the Biotechnology sectorin India.

US space agency NASA during April 2015 revealed

the first-ever colour image of dwarf planet Pluto.This photo was taken by a Pluto probe NewHorizons that was sent by the agency in 2006.

SCIENCE & TECHNOLOGY




Researchers discovered new female spider, namesit Thomisus Telanganensi after Indian StateTelangana

Newly discovered spiders ofThomisidae family have beennamed as Telangana crab spider(Thomisus telanganensis) i.e.after Indian state of Telangana.

These spiders were discovered by G.B. Pravalikha andChelmala Srinivasulu, wildlife and taxonomy researchers fromthe Zoology Department of Osmania University at anexpedition at Nagnur in Karimnagar district of Telangana.

Prime Minister Narendra Modi launched air qualityindex Pushing to bring down pollution levels Prime MinisterNarendra Modi launched India’sfirst national air qualityindex which will Initially covercover 10 cities and Later it willbe extended to more than 60cities with a populationexceeding one million. The AQIhas been developed for six pollutants- nitrogen oxides, sulphurdioxide, ozone, Particle Pollution (PM)2.5, PM10 and carbonmonoxide.

Stop construction if green norms not in place: NGTThe National Green Tribunal (NGT) headed by Justice

Swatanter Kumar ,imposed ban on allconstruction activities inthe Delhi-NationalCapital Region (NCR)that do not follow theguidelines provided by

the then Union Ministry of Environment and Forest in 2010.NGT directed every owner and builder to provide masks toevery workers, put tarpaulin sheets around area ofconstruction and fully covering of Trucks carryingconstruction material. Any construction companies/builders/owners if found violating these orders, shall be liable to pay

a fine of 50 thousand rupees. This fine will be levied onconstruction companies under the “Polluter Pays” principle.

Anesthetic Gases Contribute to Climate Change,Say Atmospheric ChemistsThe concentrations of modern inhalation anesthetics

like Desflurane, Isofluraneand Sevoflurane in theglobal atmosphere isgrowing rapidly and theconcentrations of thesegases have been detected as

far as Antarctica. This was revealed by a study titled ModernInhalation Anesthetics: Potent greenhouse gases in the globalatmosphere published in the online journal GeophysicalResearch Letters.

Union Government suspended Greenpeace India’sregistration for 6 monthsThe Government barred Greenpeace India from receiving

foreign funds withimmediate effect bysuspending its licence for sixmonths and froze all itsaccounts, alleging it has“prejudicially” affected thecountry’s public andeconomic interests. As per Union Ministry of Home Affairs(MHA), Greenpeace India has used its funds received fromforeign sources for unauthorised purposes and has violatedthe rules mentioned Foreign Contribution (Regulation) Act(FCRA), 2010.NEWS IN BRIEF

The proposal of Similipal Tiger Reserve to launch

a state of the art e-patrolling system will be extendedto all tiger reserves in the country manned by theNational Tiger Conservation Authority.

Scientists at Australian National University (ANU)

found the world’s largest asteroid impact zone inthe Warburton Basin of central Australia.

ENVIRONMENT & ECOLOGY




at high seas as well as in coastal waters. These vessels arearmed with Heavy Machine Guns (HMGs). These vesselsare capable of carrying out day and night surveillance.

Navy’s stealth destroyer ‘Visakhapatnam’ launchedIndian Navy’s new stealth destroyer named INSVisakhapatnam, designed indigenously and fitted withadvanced features was launched in Mumbai to boost themaritime force’s firepower capability. The Kolkata-classwarship, the first of P15-B stealth destroyers, was launchedby Minu Dhowan, wife of chief of Naval Staff Admiral R KDhowan, at Mazagaon Docks Ltd (MDL).

Nuclear-capable surface-to-surface Agni-III ballisticmissile was successfully tested.The test of 3,000 k.m. range surface-to-surface Agni-IIIballistic missile was conducted from Wheelar Isalnd off theOdisha coast in the Bay of Bengal by the Strategic ForceCommand (SFC) with support of Defence Research andDevelopment Organisation (DRDO).

VANIK’S KNOWLEDGE GARDENImportant Commissions and Committees in IndiaPalekar Tribunal : Journalists’ Pay reformsU.C. Banerjee Commission : Enquiry into Godhracarnage (railways)Sarkaria Commission : Centre-State relationsSrikrishna Commission : 1992 Bombay riotsThakkar Commission : Indira Gandhi assassination casePhukan Commission & Saharya Committee : Tehelka tapesPhukan Commission & Saharya Committee : Tehelka tapesMalimath Commission : Criminal JusticeUpendra Commission : Inquiry on rape and murderThangjam Manorama DeviMalhotra Committee : Insurance ReformsJanaki Ram Committee : Security scamAjay Vikram Singh Committee : Faster promotions in armyRajinder Sachar Committee {1} : Companies and MRPTActRajindar Sachar Committee {2} : Report on the social,economic and educational status of the Muslims of IndiaJyoti Basu Committee : Report on Octroi abolitionBalwant Rai Mehta Committee : Recommendations ondecentralization systemSawant Committee : Enquiry on corruption, charges againstministers & Anna HazareChelliah Committee : Eradicating black moneyKothari Commission : Educational reformsWanchoo Committee : Tax enquiryBhanu Pratap Singh Committee : Agriculture

Aggarwal Committee : Nepotism in granting petrol pump,

VANIK’S KNOWLEDGE GARDENImportant Commissions and Committees in India

Aggarwal Committee : Nepotism in granting petrolpump, LPG connectionsRangarajan Committee : Reforms in private sectorNaresh Chandra Committee : Corporate governanceChakravarti Committee : Banking sector reformsRekhi Committee : Structure of indirect taxationG.V.Ramakrishna Committee : Disinvestment in PSUsharesKelkar Committee : First committee on backwardcastesP.C.Hotha Committee : Restructuring of civilservicesJustice B.N.Kirpal Committee : 1st chairmanNational Forest CommissionGodbole Committee : Enron Power ProjectJ.C.Kumarappa Committee : Congress agrarianReforms CommitteeG.V.Ramakrishna Committee : Disinvestment in PSUsharesKelkar Committee : First committee on backwardcastesP.C.Hotha Committee : Restructuring of civilservices . Justice B.N.Kirpal Committee : 1stchairman National Forest CommissionGodbole Committee : Enron Power ProjectJ.C.Kumarappa Committee : Congress agrarianReforms CommitteeSwaminathan Committee : Population policyRangarajan Committee : StatisticsWardha Committee : Inquiry on murder of GrahamStainesN.N. Vohra Committee : Criminalization of politics .Kelkar Committee {2} : Direct-Indirect TaxesAlagh Committee : Civil Service ExaminationsAbid Hussain Committee : Recommendations onSmall scale industriesNarasimham Committee : Banking sector reformsChelliah Committee : Tax reformsMashelkar Committee : National Auto Fuel PolicyBoothalingam Committee : Recommendations onintegrated wages, income and price policyOmkar Goswami Committee : Industrial sicknessYashpal Committee : Review of School EducationsystemRam Nandan Prasad Committee : Constitution ofcreamy layers among Backward CastesKelkar Committee{3} : Enquiry on Kargil defensedeals.M.M. Punchhi Commission : Centre-State Relations[note- this committee has been set up recently- after thesad demise of Justice (Retd.) Sarkaria]




COMMITTEE & ITS FUNCTION

The Union Ministry of Commerce and Industry formed an expert committee under the chairmanship of Ajay Shankar to

suggest simplified compliance for establishing new industries. The committee is directed to submit its report within 30

days.

The Bibek Detroy Committee set up for restructuring the railway has called for autonomy to the railways. It proposed to

establish a Railway Regulating Authority of India (RRAI) completely independent of the railway ministry.

The Centre constituted a task force chaired by former Secretary of Ministry of Water Resources B N Navalawala and

comprises experts and senior officials to forge a consensus among states for the speedy implementation of the interlinking

of rivers in the country.

Committee on Railway traffic optimization led by Mohd. Jamshed submitted its report to Ministry of Railways.Committee

suggested Measures to Increase Passenger Traffic and use of Satellite Suggested for Operation and Safety Needs.

The committee set up by HRD Minister Smriti Irani to review the working of UGC has said the regulator (UGC) has

failed and suggested to replace it with a new body.

As massive protest emmerged against telecom operators changing different process for internet use, govt has established

an expert committee to look into net neutrality headed by A.K. Bhargava.




Ri Su Yong, the Foreign Minister of North Korea was on a three-day visit to India and this was the first-ever visit of a

foreign minister of North Korea to India.

At the invitation of Smt. Sushma Swaraj, External Affairs Minister, the Minister of Foreign Affairs of the Republic of

Belarus, Mr. Vladimir Makei came to New Delhi on an official visit.

Prime Minister Narendra Modi on 17 April 2015 returned to India after his three-nation visit to France, Germany and

Canada.

Qatar’s Emir Sheikh Tamim Bin Hamad Al-Thani is visiting India with hopes of new deal for LNG exports from the

Gulf country to South Asia’s biggest energy consumer.

Finance Minister Arun Jaitley attended the IMF-World Bank Spring Meeting in Washington.

RECENT VISIT & VISITORS

DATE & OBERVATIONMarch 20 - World Day of Theatre for Children and YoungPeopleMarch 21 - World Sleep DayMarch 21 - World Forestry DayMarch 21 - International Day for the Elimination of RacialDiscrimination.Theme: “Learning from historical tragedies to combat racialdiscrimination today”March 22 - World Water DayTheme : ‘Water and Sustainable Development’,March 23 - World Meteorological DayTheme : “Climate Knowledge for Climate Action”.March 24 - World TB DayTheme :”Reach the 3 Million: Reach, Treat, Cure Everyone”March 24 - International Day for AchieversMarch 25 - International Day of Remembrance - Victims ofSlavery and Transatlantic Slave TradeTheme :Women and Slavery.March 27 - World Drama DayApril 2 - World Austism Awareness DayTheme : ”Light It Up Blue” or #LIUBApril 7 - World Health Day

Theme-”food safety” with the slogan from farm to plate,make food safe

April 11 - National Safe Motherhood day(To create awareness on proper healthcare and maternityfacilities to pregnant and lactating women National SafeMotherhood day was observed on 11 April.)April 17 - World Haemophilia DayTheme-”Building a family of support”. April 18 - World heritage Day




Ramdev, who had earlier been named as thestate’s brandambassador to promote yoga and ayurveda inthe state. In this regard state government is also planning toinclude yoga in the school syllabus and develope herbal forestin the state under the supervision of yoga guru Ramdev whichwill include thousands of species of ayurvedic herbs. Stategovernment will also construct yogshalas in all the townsand about 6,500 villages of the state to make Yoga acompulsory subject in Haryana’s schools. But the Yogaguruhas refused the status.Govt approved Rs 1500 crore for AP CapitalconstructionUnion Ministry of Finance allotted 1500 crore rupees toAndhra Pradesh (AP) for the development of necessaryinfrastructure within the new capital.Out of the 1500 crorerupees sanctioned 1000 crore rupees are meant for essentialamenities and five hundred crore rupees for administrativebuildings. The new capital of AP is proposed to be constructedwithin the Vijayawada-Guntur-Tenali-Mangalagiri (VGMT)area on the banks of Krishna River and is named asAmaravathi.

Gujarat government launched industrial tourism toshowcase development

In a first of its kind initiativein the country, Gujaratgovernment is promoting atour package covering majorindustrial installations whichhave earned global acclaimfor state. The package, calledIndustrial Tour of Gujarat, has

been offered by city-based Akshar Travels Pvt Ltd, officialpartner of state-run tourism agency Tourism Corporation ofGujarat Ltd (TCGL), which is promoting the tour on itswebsite. As per the itinerary of this tour package, touristscan select the places from various options which include visitto Sanand based Tata Nano plant, Morbi-based ceramicindustry as well as Asia’s biggest Ajanta clock factory.

“Subodham’ To HelpKerala Fight Alcohol,Drug AbuseKerala Chief MinisterOommen Chandy and Artof Living Foundation

founder Sri Sri Ravishankar launched Subodham project, tohelp people in the state to overcome addiction to liquor. Itaims to wipe out the menace of substance addiction fromsociety as well as aim to free one lakh people each year fromalcohol addiction, through comprehensive, systematicawareness campaigns.

Gujarat govt formed Task Force on povertyeliminationGujarat government formed a task force to make strategyand provide suggestions on poverty elimination in the state.The task force will work in the direction to device an effectivestrategy to make sure that benefits of various schemes reachneedy citizens. Ramanlal Vora Gujarat’s Minister for SocialJustice and Empowermen is the chairman of the task force.

The Delhi Government launched the third phase ofthe Mass Deworming Programme.The third phase aims to cover over 3.7 million children from3032 schools and 11500 anganwadis as part of this statewidecampaign. As part of the campaign, a chewable Albendazoletablet will be administered to the students from Class 3rd toclass 12th and suspension Albendazole for class2 to Nurserystudents. Albendazole is a benzimidazole medication usedfor the treatment of a variety of parasitic worm infestations.

Govt Approved Rs 430 Cr for Geo TextileProduction in NE Region

The Union Minister of Statefor Textile Santosh KumarGangwar declared a 430 crorerupees project for productionof the Geo-textiles in theNorth eastern region duringthe laying of stone for 1st ever

modern apparel and Garment manufacturing Centre inGangtok, Sikkim. The Geo-textile will be very useful inprotecting the infrastructure like roads, especially within theregions like the North East that receive excessive rain.

Government sanctioned 250 crore rupees to set upPolavaram SPVUnion Ministry of Finance sanctioned 250 crore rupees toAndhra Pradesh to set up Special Purpose Vehicle (SPV) forthe implementation of the Polavaram Multi Purpose Irrigation




Aahar scheme launched in OdishaOdisha Chief MinisterNaveen Patnaik launchedAahar scheme on theoccasion of the State’sFoundation Day . It aimsat providing meal at Rs.

five to the urban poor. The scheme is supported by OdishaMining Corporation (OMC) in Cuttack and Bhubaneswar,Odisha Power Generation Corporation (OPGC) in Rourkelaand Odisha Industrial Infrastructure DevelopmentCorporation (IDCO) in Sambalpur. Tata Steel is sponsoringthe scheme in Berhampur.

The Union Cabinet has approved the PradhanMantri Kaushal Vikas Yojana (PMKVY) The Union Cabinet hasapproved the Pradhan MantriKaushal Vikas Yojana(PMKVY) to provide skillstraining to youth across thecountry with an outlay of1500 crore rupees.About Pradhan Mantri Kaushal Vikas Yojana(PMKVY)

The programme shall be carried out by the UnionMinistry of Skill Development and Entrepreneurshipvia the National Skill Development Corporation(NSDC) coaching companions.

The programme goals to impart ability coaching toyouth including class 10 and 12 drop outs and aimsto cover about 24 lakh people.

The target for skilling under the scheme will beassociated with Union Government’s flagshipprogrammes such as Make in India, Digital India,Swachh Bharat Abhiyan and National Solar Mission.

Out of the entire outlay of 1120 crore rupees to bespent on ability coaching of 14 lakh youths, 220crore rupees has been allotted for recognition ofprior studying, 150 crore rupees for coaching ofyouth from the North-East area.

Union Government launches ‘Give It Up’ movementin KarnatakaUnion Minister of State for Petroleum and Natural GasDharmendra Pradhan launched the ‘Give It Up’ movementin Karnataka. The movement appeals rich people tovoluntarily give up their subsidy amount given on LiquefiedPetroleum Gas (LPG) cylinders,which will be utilised to giveLPG connection to people in rural areas who are still usingfirewood for cooking. Earlier in this regard, Give it Upcampaign was launched Prime Minister Narendra Modi atthe annual energy-focussed summit Urja Sangam 2015.

Union Government extended National FoodSecurity Act deadline by 6 monthsUnion Food Minister RamVilas Paswan on behalf ofthe union governmentannounced to extenddeadline for National FoodSecurity Act (NFSA), 2013 by six months. So far only 11states and Union Territories (UTs) have implemented NSFA.The extension will help remaining states adopt and implementthe law within next six months.Facts about National Food Security Act (NFSA) 2013

NSFA aims at providing legal entitlement to 5 kg ofsubsidised foodgrains to the identified person permonth.

Grains like wheat, rice and coarse grain will bedistributed at the price of 3 Rs. 3, Rs. 2 and Rs. 1.

Pregnant women and lactating mothers and childrenare entitled to get meals under the prescribednutrition by MDM and ICDS.

The age group would be 6 months to 14 years.NFSA 2013 will provide high nutrition food to theage group of 6 years.

Pregnant women and lactating mothers will beentitled to get maternity benefit of not less than Rs.6,000.

Union Government launches FAME-India schemeThe Government of India has launched a scheme calledFAME stands for Faster Adoption and Manufacturing of

RECENT GOVERNMENT DEVELOPMENT & SCHEME




200 MCQ ON CURRENT AFFAIRS

1. Aahar Scheme launched by which state?

a. Chhatisgarh b. Odisha

c. Jharkhand d. Bihar

2. Name of the person who took charge as India’s firstcyber security chief under the Prime Minister’s Office(PMO) as Special Secretary for cyber security?

a. Gourav Singh Pal

b. Mahendra Pratap Yadav

c. Raghubir Kaul

d. Gulshan Rai

3. Union Govt. launched FAME- Scheme to boost the sale

of eco-friendly vehicles in the country. FAME stands

for?

a. Fast Adoption and Manufacturing of Hybrid and

Electrical Vehicles

b. Faster Adoption and Manufacture of Hybrid and

Electronic Vehicles

c. Faster Adoption and Manufacturing of Hybrid and

Electric Vehicles

d. Fast Adoption and Manufacture of Hybrid and

Electric Vehicles

4. Misao Okawa World’s oldest person on 1 April 2015died in Japan at the age of 117 and 27 days. Now who

is oldest person in the world?

a. Sakari Momoi b. Jeanne Calment

c. Maria Okawa d. Praliva Smith

5. Name the scheme launched by Punjab Govt. to provide

school students a separate period in the curriculum for

playing along with studies?

a. Padho Punjan- Khedo Punjab

b. Padhega Punjab- Badhega Punjab

c. Padho Punjab- Kehlo Punjab

d. None of the above

6. Country Threat Index (CTI), US-based intelligence think

tank- Intel Center released the list of top ten Most

dangerous countries in the world. How many south asian

country in the list?

a. 3 b. 4

c. 1 d. 2

7. Name of the person who recently won Presidential

Elections in Nigeria?

a. Goodluck Jonadan b. Muhammadu Buhari

c. Tom Moviadi d. Carlson Paul

8. GUJCOC an anti terror bill passed by which state in

state assembly?

a. Rajsathan b. Jammu & Kashmir

c. Gujarat d. Kerala

9. Name the app launched by Himachal Pradesh to get the

entire House business on their smartphones and tablets,

laid in the House 45 minutes before the beginning of the

daily proceedings?

a. E- House b. E- Assembly

c. E- Sabha d. E- Vidhan

10. Which of the following person appointed as President

& Chief Executive Officer (CEO) of Honda Cars India

Ltd (HCIL).

a. Katsushi Inoue

b. Mitnasaki Houesi

c. HiroNori Kanayama

d. Hirouki Shimujo

11. Who won Indian Open Series Badminton Men’s Singles2015 Title ?

a) ViKtor Axelen b) Chai Biao

c) Chang Lui d) Srikanth Kidambi

12. Who was Men of the Series for 2015 Cricket World

Cup ?

a) Mitchell Starc b) Trent Boult

c) Kumar Sangakara d) AB Di villiers

13. What is the Full form of AWACS ?

a) Airbourne Warning and Cruise System

b) Aviation Warning and Control System

c) Aviation Warning and Control Setup

d) Airbourne Warning and Control System

14. Who Organize the Earth Hour and When ?

a) WWF and on 29th March

b) UNO and on 29th March

c) WWF and on 28th March

d) UNO and on 28th March




31. Who has won the MIxed Double Women’s Title PNBParibas Open Title held in Indian Wells:

a. Sarena williams & Venus Williams

b. Kara Black & Martina Hingis

c. Martina Hingis & Sania Mirza

d. Ekaterina Makarova & Elena Vesnina

32. What is the full form of GIFT ?

a. Gandhinagar international Finance Terminal city

b. Gujarat International Finance Tec City

c. Global international Finance Terminal

d. Gawar & Adani international Finance Terminal

33. International Finance Services Center will be started at

……….?a. Dalal Street, Mumbai

b. GIFT City, Gujarat

c. Connaught Place, Dehli

d.Wall Street, London

34. Name of the India’s first Indigenous Beyond Visual RangeAir to Air Missile that was successfully launched from

Chandipur,Orissa ?

a. Astra b. Agni

c. Nirbhaya d. Prithvi

35. Bharti Airtel announced partnership with which company

to offers its cloud computing services in India?

a. Flipkart b. Snapdeal

c. Amazon d. Ebay

36. World Water Day is Observed on ……..?a. 17 March b. 24 March

c. 19 March d. 22 March

37. What is the Full form Of “PDMA” ?a. Public Department for Managing Acquisition

b. Public Debt Management Agency

c. Private Debt Management Agency

d. Private Debt Management Account

38. Who has been awarded with the highest military rank

of Field Marshal by the Sri Lankan Government ?

a. Sarath Fonseka

b. Ramanuj Chandra

c. Sharath Atapattu

d. Venkat Rameshwaram

39. Who has become the third largest Steel producer in the

world ?

a. USA b. Brazil

c. China d. India

40. Who has been conferred with 2015 Stockholm Water

Prize?

a. Rajendra Singh b. Raman Chadda

c. Kailash Satyarthi d. Mahesh Gupta

41. Which committee has recommended for restructuring

the Railway in India

(a) Rangarajan Committee

(b) Saxena Committee

(c) Debroy Committee

(d) Shome Committee

(e) None of these

42. The committee on reforming Indian Railway has

recommended to establish on independent authority

named as

(a) RRAI (b) IRAI

(c) IRIA (d) IRRA

(e) None of these

43. Which govt. has recently banned the sale, purchase and

storage and manufacturing of chewable tobacco?

(a) Haryana (b) Punjab

(c) Gujarat (d) Delhi

(e) Odisha

44. Which govt has launched the first e-vidhan mobile apps?

(a) Andhra Pradesh

(b) Telengana

(c) Himanchal Pradesh

(d) Tripura

(e) None of these

45. Which steel plant of RINL has launched the 1st novel

green project to generate power

(a) Raurkela (b) Medhak

(c) Vivag (d) sALEEM

(e) Durgapur

46. The women milk bank Jeevandhara has been launched

by which state govt.

(a) Himanchal Pradesh (b) Gujarat

(c) Rajasthan (d) Bihar

(e) Uttar Pradesh




63. As per 2011 census data what percentage of Indian

women get married before 18 years(a) 20% (b) 25%(c) 33% (d) 42%(e) 45%

64. Congress has decided to conduct a year long programme

to commemorate the 125th birth anniversary of

(a) Mahatma Gandhi

(b) J.L. Nehru

(c) B.R. Ambedkar

(d) Lalbahadur Shastri

(e) M.M. Malaviya

65. Which country is preparing for nationalising its banks

and create a new currency to overcome its financial

crises?

(a) Italy (b) Greece

(c) Cyprus (d) Latvia

(e) None of these

66. Muhammadu Buhari won the presidential election in

which country

(a) Ethiopia (b) Somalia

(c) Nigeria (d) Libya

(e) Syria

67. Palestine has recently joined which International

Institution

(a) KJ (b) ICC

(c) I-WAT (d) All of these

(e) None of these

68. USA has alleged that which country is building the Great

Wall of Sand in South China sea

(a) Thailand (b) Myanmar

(c) Japan (d) China

(e) Vietnam

69. Hundreds of students were killed by militant attack in

the university campus in

(a) Samara (b) Nigeria

(c) Kenya (d) Cyprus

(e) Libya

70. A planet has been named in the name of

(a) Kapil Dev (b) Bhaichung Bhutia

(c) V. Anand (d) M.S. Dhoni

(e) Mary Kom

71. Joint Conference of CM & Chief Justice of the High

Court was held recently at

(a) Mumbai (b) New Delhi

(c) Gandhinagar (d) Hyderabad

(e) Bangalore

72. The Inter-departmental Committee on mines in Odisha

has recommended to open how many mines closed for

more than one year recently

(a) 22 (b) 24

(c) 26 (d) 28

(e) 30

73. In the rain affected areas Central govt. has decided to

increase MGNREGA workdays to

(a) 120 (b) 150

(c) 180 (d) 200

(e) 250

74. Central govt. has granted how much time to states to

roll out National Food Security Act

(a) 3 months (b) 5 months

(c) 6 months (d) 9 months

(e) 1 year

75. Which state has emerged at the top for implementing

Swatch Bharat mission?

(a) Odisha (b) Delhi

(c) Haryana (d) Gujarat

(e) Punjab

76. Which state is at the top in construction of community

toilets?


(c) Haryana (d) Gujarat

(e) Punjab

77. PM Modi recently gave a call to launch

(a) 3 colour revolution

(b) 4 colour revolution

(c) 5 colour revolution

(d) 6 colour revolution

(e) 7 colour revolution

78. IT department has slapped fine on how many FIIs

(a) 100 (b) 200

(c) 300 (d) 400

(e) 500




(c) YouTube (d) Orkut

(e) None of these

96. Who get the Kumaran Asan World Prize for Poetry?

(a) Marry Parker (b) Adonis

(c) Elemore Catton (d) Graham Brutland

(e) None of these

97. Which International Airport in India has bagged the

prestigious Golden Peacock National Quality Award?

(a) Mumbai (b) Delhi

(c) Chennai (d) Hyderabad

(e) Bengaluru

98. Dronavalli Harika is associated with which sports

(a) Hockey (b) Boxing

(c) Chess (d) Badminton

(e) None of these

99. “From farm to plate, make food safe” was the theme ofwhich day in 2015(a) World Health Day(b) World Food Day(c) World Earth Day(d) World Agriculture Day(e) None of these

100. Who has been appointed as the Chairman of IPL

Governing Council?

(a) Rajeev Shukla (b) N. Srinivasan

(c) Ranjeeb Biswal (d) Lalit Modi

(e) None of these

101. The NSCN is an insurgent group in which state

demanding for independence(a) Assam (b) Nagaland(c) Tripura (d) West Bengal(e) None of these

102. Maoist attack killed security forces in Sukma district of

(a) Jharkhand (b) Odisha

(c) Chhatisgarh (d) Andhra Pradesh

(e) Maharashtra

103. Hurriat Conference is a political pro Pakistan group in

(a) Pakistan (b) Afghanistan

(c) India (d) Bangladesh

(e) None of these

104. Sania Mirza improved her rank in International Tennis

to no.

(a) 1 (b) 2

(c) 3 (d) 4

(e) 5

105. To boost Modi’s Make in India mission the Alumin fromwhich IIT has launched the Global Business Forum

(a) Delhi (b) Bombay

(c) Kolkata (d) Kanpur

(e) Kharagpur

106. Indian Pharmaceutical Industry will soon bring drug

for Malaria, Osteoporosis, Diabetis in the brand name

of

(a) Jan Ausedhi (b) People’s drug(c) Humans drug (d) Candidate drug

(e) Bharat drug

107. Justice D.H. Waghela become the new Chief Justice of

which state

(a) Karnataka (b) Bihar

(c) West Bengal (d) Odisha

(e) Karnataka

108. The National Judicial Appointment Commission Act was

passed by Indian Parliament by which Amendment

(a) 92nd (b) 94th

(c) 96th (d) 98th

(e) 99th

109. Who will head the National Judicial Appointment

Commission

(a) President (b) Prime Minister

(c) Law Minister (d) CJI

(e) None of these

110. The collegiums system for appointment of judges was

introduced in which year

(a) 1985 (b) 1991

(c) 1993 (d) 1997

(e) 2003

111. PM Modi presented a famous painting of Pattachitra to

French President during his recent visit named

(a) Tree of Truth (b) Tree of Non-violence

(c) Tree of Life (d) Tree of Home

(e) None of these

112. Yoga Guru Baba Ramdev has been conferred cabinet

status by which state govt.




(c) Moscow (d) New York

(e) Canada

129. Russia lifter ban on sale of S-300 missile to

(a) China (b) India

(c) Iran (d) Iraq

(e) Yemen

130. Nobel prize winning writer Gunter Grass who died

recently belong to

(a) France (b) Italy

(c) Germany (d) Argentina

(e) South Africa

131. What is Indian rank in the Social Perception Index

(a) 92nd (b) 101th

(c) 121st (d) 113th

(e) 38th

132. PM of India visited which countries during his Europe

tour

(a) Franc, Germany, Canada

(b) France, Germany, Italy

(c) France, Germany, Cyprus

(d) France, Germany, Ireland

(e) None of these

133. Which International rating agency has upgraded Indian

rank to Baa 3 recently

(a) S & P (b) Fitch

(c) Moody (d) Cryses

(e) None of these

134. USA Federal Aviation Authority has restored Indian

Aviation Safety rating to

(a) Category-I (b) Category-II

(c) Category-III (d) Category-IV

(e) Category-V

135. Rafale Fighter plane deal was signed by PM Modi with

(a) France (b) Germany

(c) Canada (d) Russia

(e) USA

136. The USA govt. has offered Transport Solution for

developing an efficient and intelligent transport system

in how many Indian cities

(a) 10 (b) 15

(c) 3 (d) 7

(e) 5

137. Which state will start the caste based social educational

survey


(c) Karnataka (d) Bihar

(e) Uttarakhand

138. UNESCO’s Dakar Framework is related to(a) Education (b) Healthcare

(c) Nutrition (d) Sanitation(e) All of these

139. NDA govt. has allowed pharma companies to increase

the price of how many essential medicines recently

(a) 603 (b) 509

(c) 407 (d) 308

(e) 439

140. Ayatollah Ali Khamenei is the Supreme religious leader

of

(a) Iraq (b) Pakistan

(c) Yemen (d) Iran

(e) Saudi Arab

141. 20 Sandalwood smugglers were shoot dead by the police

in which state recently

(a) Tamil Nadu (b) Karnataka

(c) Andhra Pradesh (d) Maharashtra

(e) None of these

142. TRAI has proposed a common emergency no.

(a) 110 (b) 111

(c) 112 (d) 118

(e) 108

143. Mission Indradhanus launched recently in India is related

to

(a) Agriculture (b) Health

(c) Immunisation (d) Education

(e) None of these

144. 8th version of IPL cricket tournament was inaugurated

in

(a) Mumbai (b) Chennai

(c) Kolkata (d) Cuttack

(e) Delhi




162. Section 66 A is related to which Act ?

a) Indian Penal Code Act

b) Information and technology Act

c) Electronics and intrumentation Act

d) None of the Above

163. Who has launched RuPay pre-paid debit card service ?a) Dehli Metrob) Bharat Electronics Limitedc) Reserve Bank of Indiad) Indian Railway

164. Union Govt launched New Direct communication portal

in association with which of the following ?

a) Facebook b) Google +

c) Twitter d) Skype

165. Who has the Tyler prize for Environmental Achievements

2015 ?

a) Gopal Das Neeraj and Dr. Jane Lubchenco

b) Madhav Gadgil and Dr.Steve Jamson

c) Gopal Das Neeraj and Dr.Steve Jamson

d) Madhav Gadgil and Dr. Jane Lubchenco

166. Who has conferred with Dadasaheb Phalke Award for

2014 ?

a) Raj Kapoor b) Rakhi

c) Shashi kapoor d) Praan

167. World TB day is celebrated on ?

a) 21 March b) 22 March

c) 23 March d) 24 March

168. Who has won Best Actress Award in 62nd National

Award, 2015?

a) Kareena Kapoor b) Kangana Ranaut

c) Deepika Padukon d) Priyanka Chopra

169. India’s first Polar Remotely Operated Vehicle (PROVe)successfully operationalised for research in _______ by

National Institute of Ocean Technology (NIOT).

a) North Antarctica b) South Africa

c) North America d) South Antarctica

170. First National Kavi Pradeep Samman awarded to?

a) Ramanuj Das b) Venupal Yadav

c) Mohan Godgil d) Gopaldas Neeraj

171. Name of the Two-year-old girl fromVijaywada, Andhra

Pradesh who has created new record in Archery and has

entered her name into the India Book of Records.

a) Chanasini Shivani

b) Cherukuli Dolly Shivani

c) Arumeena Reddy

d) None of the Above

172. Name of the Indian who has been awarded France’shighest cultural award Knight of the Order of Arts and

Letters,Recently?

a) Kiran Kher b) Mhima Singh

c) Bharti Kher d) Preeti Singh

173. To which state Union Government sanctioned 2,000

crore rupees as a relief package for the areas affected by

drought in the 2014.

a) Madhya Pradesh b) Andhra Pradesh

c) Orissa d) Maharastra

174. Movie named Court won Best Feature Film Award in

62nd National Awards, directed by

a) Srijit Mukharji b) Chaitanya Tamhane

c) Baljinedra Singh d) Ramesh Mukhtai

175. Union Government has approved 17 mega food parks

for food processing across the country.How many Food

Parks alloted to private agencies

a) 11 b) 12

c) 10 d) 7

176. Maharashtra Government has made sale of Gutka inthe state a non-bailable offence under which Section of

Indian Penal Code (IPC)?

a) 347 b) 367

c) 328 d) 377

177. During Modi’s visit with which nations, India agreed toset up joint working group to promote ocean based

economy i.e. on Blue Economy?

a. Sri Lanka b. Seychelles

c. Maldives d. Japan

178. In which country, Indian Prime Minister has inaugurated

the first of the eight Coastal Surveillance Radar Systems

(CSRS) being set up by India?

a. Seychelles b. Mauritius




197. Who has won the Chinese Grand Prix ?

a. Nico Rosberg (Mercedes)

b. Sebestian Vettel (Ferrari)

c. Lewis Hamilton(Mercedes)

d. Felipe Massa (Williams)

198. Who has become the world’s oldest person after the deathof Misao Okawa, but died yesterday after holding the title

only for 5 days.

a. Mitisha lives b. Divilla Sam

c. Gertrude Weaver d. Somila Sanitee

199. Syed Mushtaq Ali T20 Trophy won by which state?

a. Punjab b. Haryana

c. Kerala d. Gujarat

200. Freecharge acquired by which e-commerce company?

a. Snapdeal b. Amazon

c. Flipkart d. eBay

ANSWER KEYS1. (b) 2. (d) 3. (c) 4. (a) 5. (a) 6. (d) 7. (b)8. (c) 9. (d) 10. (a) 11. (d) 12. (a) 13. (d) 14. (c)15. (b) 16. (b) 17. (a) 18. (d) 19. (a) 20. (c) 21. (c)22. (a) 23. (d) 24. (b) 25. (c) 26. (a) 27. (c) 28. (b)29. (b) 30. (d) 31. (c) 32. (b) 33. (b) 34. (a) 35. (c)36. (d) 37. (b) 38. (a) 39. (d) 40. (a) 41. (c) 42. (a)43. (d) 44. (c) 45. (c) 46. (c) 47. (a) 48. (a) 49. (b)50. (b) 51. (b) 52. (c) 53. (c) 54. (c) 55. (c) 56. (c)57. (b) 58. (a) 59. (b) 60. (b) 61. (b) 62. (c) 63. (c)64. (c) 65. (b) 66. (c) 67. (b) 68. (d) 69. (c) 70. (c)71. (b) 72. (c) 73. (b) 74. (c) 75. (d) 76. (a) 77. (b)78. (a) 79. (c) 80. (b) 81. (d) 82. (b) 83. (d) 84. (d)85. (b) 86. (a) 87. (c) 88. (a) 89. (a) 90. (d) 91. (b)92. (c) 93. (b) 94. (e) 95. (b) 96. (b) 97. (b) 98. (c)99. (a) 100. (a) 101. (b) 102. (c) 103. (c) 104. (a) 105. (b)106. (d) 107. (d) 108. (e) 109. (d) 110. (c) 111. (c) 112. (d)113. (c) 114. (d) 115. (c) 116. (d) 117. (c) 118. (c) 119. (d)120. (a) 121. (d) 122. (b) 123. (c) 124. (b) 125. (d) 126. (d)127. (d) 128. (c) 129. (c) 130. (c) 131. (b) 132. (a) 133. (c)134. (a) 135. (a) 136. (c) 137. (c) 138. (b) 139. (b) 140. (d)141. (c) 142. (c) 143. (c) 144. (c) 145. (b) 146. (e) 147. (d)148. (b) 149. (b) 150. (a) 151. (b) 152. (d) 153. (a) 154. (c)155. (d) 156. (a) 157. (a) 158. (c) 159. (c) 160. (c) 161. (d)162. (b) 163. (d) 164. (c) 165. (d) 166. (c) 167. (d) 168. (b)169. (a) 170. (d) 171. (b) 172. (c) 173. (d) 174. (b) 175. (c)176. (c) 177. (b) 178. (a) 179. (d) 180. (d) 181. (b) 182. (c)183. (b) 184. (c) 185. (c) 186. (d) 187. (c) 188. (a) 189. (d)190. (a) 191. (b) 192. (a) 193. (d) 194. (c) 195. (d) 196. (c)197. (c) 198. (c) 199. (d) 200. (a)

VANIK’S KNOWLEDGE GARDEN

UNITED NATIONS INTERNATIONAL YEAR

The UN Year 2016 International Year of Pulses International Year of Camelids

The UN Year 2015 International Year of Light and Light-

based Technologies International Year of Soils

The UN Year 2014 International Year of Small Island

Developing States International Year of Crystallography International Year of Family Farming

The UN Year 2013 International Year of Water Cooperation International Year of Quinoa

The UN Year 2012 International year of Cooperatives International Year of Sustainable Energy

for AllThe UN Year 2011 The International Year of Forests The International Year of Chemistry The International Year for People of

African DescentThe UN Year 2010 The International Year of Biodiversity The International Year for the

Rapprochement of Cultures The International Year of Youth

The UN Year 2009 The International Year of Astronomy The International Year of Human Rights

Learning The International Year of Natural Fibres The International Year of Reconciliation

The UN Year 2008 The International Year of Languages The International Year of Planet Earth The International Year of the Potato The International Year of Sanitation




17. Chief component of first generation computer wasA) TransistorsB) Vacuum Tubes and ValvesC) Integrated CircuitsD) None of aboveE) None Of These

18. To produce high quality graphics (hardcopy) in color,you would want to use a/nA) RGB monitor B) PlotterC) Ink-jet printer D) Laser printerE) None Of These

19. What are the stages in the compilation process?A) Feasibility study, system design and testingB) Implementation and documentationC) Lexical Analysis, syntax analysis, and code generationD) None of the aboveE) None Of These

20. Which of the following IC was used in third generationof computers?A) SSI B) MSIC) LSI D) Both A and BE) None Of These

21. Typeface option will come under which menu ?A) Edit B) ViewC) Format D) ToolsE) None Of These

22. Background color on a document is not visible in ?A) Web layout view B) Print PreviewC) Reading View D) Print Layout viewE) None Of These

23. What is the Short cut key for line break?A) CTRL + Enter B) Alt + EnterC) Shift + Enter D) Space + EnterE) None Of These

24. Which key will open an Open dialogue box ?A) F12 B) Alt + F12C) Ctrl + F12 D) Shift + F12E) None Of These

25. How will MS Word will respond in repeated word ?A) A Green wavy line under the repeated wordB) A Red wavy line under the repeated wordC) A Blue wavy line under the repeated wordD) None of aboveE) None Of These

26. Each excel file is called a workbook becauseA) It can contain text and dataB) It can be modifiedC) It can contain many sheets including worksheets and

chart sheetsD) You have to work hard to create it

27. How are data organized in a spreadsheet?A) Lines and spaces

B) Layers and planesC) Rows and columnsD) Height and width

28. How should you print a selected area of a worksheet, ifyou’ll want to print a different area next time?A) On the file menu, point to print area, and then click

set print area.B) On the file menu, click print, and then click selection

under print whatC) On the view menu, click custom views, then click

addD) All of above

29. Which of the following methods can not be used to enterdata in a cell?A) Pressing an arrow keyB) Pressing the tab keyC) Pressing the Esc keyD) Clicking the enter button to the formula bar

30. To join the internet, the computer has to be connectedto aA) internet architecture boardB) internet societyC) internet service providerD) none of the mentioned

31. ISP exchanges internet traffic between their networksbyA) internet exchange pointB) subscriber end pointC) ISP end pointD) none of the mentioned

32. IPv6 addressed have a size ofA) 32 bits B) 64 bitsC) 128 bits D) 265 bits

33. Which protocol assigns IP address to the client connectedin the internet?A) DHCPB) IPC) RPCD) None of the mention

34. Process isA) program in High level language kept on diskB) contents of main memoryC) a program in executionD) a job in secondary memoryE) None of the above

35. ThrashingA) is a natural consequence of virtual memory systemsB) can always be avoided by swappingC) always occurs on large computersD) can be caused by poor paging algorithmsE) None of the above




DESCRIPTIVE ENGLISHHow to Use All, Every, Everyone/ Everybody, Everything,Both, Each

(I) MEANINGSi) ALL = a number of people or things considered as a

group ii) EVERY = a number of people or things considered

individuallyiii) EVERYONE AND EVERYBODY are the same thing

and therefore exactly similar to each other in use.EVERYONE/EVERYBODY can replace ALLPEOPLE/ALL THE PEOPLE, but EVERYONE/EVERYBODY takes singular verb, whereas ALLPEOPLE/ALL THE PEOPLE takes a plural verb.

iv) EVERYTHING = ALL THINGS/ALL THE THINGS v) BOTH = one and the other. It takes a plural verb.

(II) USES1. EVERY is used with singular nouns, whereas to give

the same meaning we use ALL with plural nouns; e.g.Every child needs love = All children need love.

2. Before a noun with a determiner [articles, possessives(my, our, your, etc) or demonstratives (this, these, that,those) all and all of, both and both of are possible; e.g. i) I have invited ALL MY FRIENDS. = I have invitedALL OF MY FRIENDS.ii) ALL MY FRIENDS have been invited. = ALL MYFRIENDS have been invited.iii) ALL THE LIGHTS were out. = ALL OF THELIGHTS were out.iv) BOTH THE BOYS are learning well. = BOTH OFTHE BOYS are learning well.[But EACH like ALL and BOTH can be followed byOF + THESE/THOSE, etc (plural forums only). Theword OF cannot be omitted here. So you cannot sayEACH THE BOYS IS LEARNING WELL.] NOTE-I: But you can’t use EVERY in such a case; e.g.you cannot sayEVERY OF MY FRIEND BROUGHT ME A PRESENTor EVERY THE PLATE WAS BROKEN.

NOTE-II : Before a noun without a determiner, we useALL/BOTH/EACH; not ALL OF/BOTH OF/EACH OF;e.g.i) All children need love. (not ALL OF CHILDRENLOVE)ii) Both doors are open. (not BOTH OF DOORS)iii) Each pen is good. (not EACH OF PEN IS GOOD) NOTE-III : ALL DAY and EVERY DAY are totallydifferent in meaning. a) ALL DAY refers to one day (means from beginningto the end; e.g.I was here ALL DAY. (from morning to night)b) EVERY DAY refers to SEQUENCE (Monday,Tuesday, Wednesday, etc); e.g.I was here every day. (means Monday, Tuesday, etc)

3. With ALL/BOTH/EACH + OF + PERSONALPRONOUN, the word OF cannot be omitted and thepersonal pronoun is in the objective form. The personalpronoun is always in plural form; e.g.i) All of us like reading. (not All OF WE LIKEREADING.)ii) I have invited all of them. (not I HAVE INVITEDALL OF THEY)iii) All of us love music. (not ALL US LOVE MUSIC)iv) Both of us love songs. (not BOTH US LOVESONGS)NOTE-I : But All/BUT can be put after personalpronouns used as subjects as well as objects; e.g.i) We all went to play cricket yesterday. (not US ALL asit’s the subject here)ii) We both went to play cricket yesterday. (not USBOTH as it’s the subject here)iii) She has sent her love to you all. (= She has sent herlove to all of you.) iv) Mary has invited them all. (=Mary has invited all of them.)iii) I love you all. (= I love all of you.) v) Give my loveto them all. (= Give my love to all of them.)vi) I have made you all something to eat. (= I have madeall of you something to eat.) [You cannot use EACHlike that.]NOTE-II : ALL cannot be put after pronouns used assubject compliments; e.g. Is that all of them? (not ISTHAT THEM ALL?)




WORD OF THE MONTH

ONE WORD SUBSTITUTION1. That which cannot be read.- Illegible2.That which cannot be bounded.- Illimitable3.That which cannot be described.- Ineffable4.That which cannot be heard.- Inaudible5.That which cannot be done.- Impossible6.That which cannot be seen.- Invisible7.That which cannot be endured.- Intolerable8.That which cannot be blotted out or effaced -Indelible9.That which cannot be understood -Incomprehensible10.That which cannot be corrected - Incorrigible11.That which cannot be separated - Inseparable12.That which cannot be surmounted or overcome - Insuperable13.That which cannot be communicated -Incommunicable14.That which cannot be believed. - Incredible15.That which cannot be exhausted -Inexhaustible16.That which cannot be solved -Insoluble17.That which cannot be repaired -Irreparable18.That which cannot be imitated - Inimitable19.That which cannot be reached or approached. -Inaccessible20.That which cannot be penetrated - Impenetrable or Inscrutable

IMPORTANT ENGLISH VOCABULARY1. Assemblage:Synonyms : Gathering , assemblyAntonyms : Dispersal, scatteringExplanation : An assemblage of people or things is acollection of them.Example : He had an assemblage of old junk cars filling thebackyard.2. Blunt:Synonyms: harsh, roughAntonyms: polite, humbleExplanation: If you are blunt, you say exactly what youthink without trying to be polite.Example: She is blunt about her personal life.3. Boorish Synonyms: rustic, loutishAntonyms: civilized , gentle

Explanation: Boorish behavior is rough, uneducated, andrude.Example: their boorish rejection of the ageing movie star.4. Callous: Synonyms: insensitive, cruel, unfeelingAntonyms: sensitive, patheticExplanation : A callous person or action is very cruel andshows no concern for other people or their feelings.Example : his callous disregard for human life.5. Choleric:Synonyms: bad – temperedAntonyms: cool , poisedExplanation : A choleric person gets angry very easily. Youcan also use choleric to describe a person who is very angry.Example : his choleric disposition.6. Coalition: Synonyms: alliance, league, unionAntonyms : disruption, splitExplanation : A coalition is a government consisting ofpeople from two or more political parties.Example : Since june the country has had a coalitiongovernment.7. Conceited:Synonyms : egotistical , vain, opinionatedAntonyms : modest, sociable 8. Congregation: Synonyms : assemblyExplanation : The people who are attending a church serviceor who regularly attend a church service are referred to asthe congregation.Example : Most members of the congregation begin arrivinga few minutes before services.9. Courteous:Synonyms : debonairAntonyms : churlish , rudeExplanation: Some who is courteous is polite and respectfulto other people.Example : He was a kind and courteous man.10. Delectation: Synonyms : delight, joyAntonyms : sorrow , griefExplanation : If you do something for someone’s delectation,you do it to give them enjoyment or pleasure.Example : She makes scones and cakes for the delectationof visitors.




G.K. QUESTION FOR SSC/RAILWAY

1. Which metal is used to make electric bulb filaments ?(a) Copper (b) Silver(c) Tungsten (d) Aluminium

2. Who was the first Viceroy of India ?(a) Lord Mayo (b) Lord Dalhousie(c) Lord Canning (d) Lord Curzon

3. In terms of both area and population, which is the smallestcountry in the world ?(a) Nauru (b) Monaco(c) Tuvalu (d) Vatican City

4. Which portfolio did Rajkumari Amrit Kaur, the firstwoman cabinet minister in India, hold in the independentIndia’s first cabinet ?(a) Labour (b) Health(c) Education (d) Railways

5. Palghat Gap, about 20 miles wide mountain pass betweenthe Nilgiri Hills and the Anaimalai Hills, connects Keralato which state ?(a) Tamil Nadu (b) Karnataka(c) Maharashtra (d) Andhra Pradesh

6. House of Lords is the name of the upper house of the

parliament of?

(a) Britain (b) U.S.A.

(c) Canada (d) Germany

7. The brightest star in our solar system is

(a) Proxima Centauri (b) Canopus

(c) Sirius (d) Sun

8. When the aeroplanes / aircraft / airplanes were used in

the war for first time?

(a) October, 1912 (b) October, 1913

(c) November, 1910 (d) October, 1911

9. Which type of seismic wave travels the fastest?

(a) Surface wave (b) S waves

(c) L waves (d) P waves

10. Which one of the following animal has maximum life

span

(a) Giant Tortoise (b) Eastern Box Turtle

(c) Elephant (d) Fresh Water Oyster

11. On account of its numerous temples, which city is also

known as the ‘Cathedral City of India’ ?

(a) Madurai (Tamil Nadu)

(b) Haridwar (Uttarakhand)

(c) Bhubaneswar (Orissa)

(d) Varanasi (Uttar Pradesh)

12. Baku is the capital city of which country ?

(a) Azerbaijan (b) Kazakhstan

(c) Kyrgyzstan (d) Uzbekistan

13. Which Indian region is the only place in the world where

the Asiatic Wild Ass is found ?

(a) Sunderban (b) Leh and Ladakh

(c) Coromandel (d) Rann of Kachchh

14. The idea of a Constituent Assembly to form aConstitution of India was first mooted by(a) M N Roy in 1927(b) the Indian National Congress in 1936(c) the Muslim League in 1942(d) the All Parties Conference in 1946

15. Who acted as the Chairman of the Drafting Committeeof the Constituent Assembly?(a) B R Ambedkar(b) C Rajagopalachari(c) Rajendra Prasad(d) Jawaharlal Nehru

16. Who of the following acted as the Constitutional Advisorto the Constituent Assembly?(a) VP Menon(b) Dr Rajendra Prasad(c) BN Rao(d) Dr Sachhidanand Sinha

17. The Government of India Act, 1919 was known as(a) Morley-Minto Reforms(b) Wavell Reforms(c) Ment-Ford Reforms(d) Mountbatten Reforms

18. The Objectives Resolution, which outlined the philosophyof the India Constitution, was moved in the ConstituentAssembly by(a) Dr S Radhkrishanan(b) Dr Rajendra Prasad




(c) Registration of Political parties(d) Disqualifying the offenders

38. Recognition to a political party is accorded by(a) The Election Commission(b) A Committee of Whips(c) The ministry of parliament Affours(d) The speaker of the Lok Sabha in the case of national

Parties and the Speaker of Legislative assemblies inthe case of regional parties

39. The Chief Minister of a state in India is not eligible tovote in the Presidential election if(a) He is a member of the Upper House of the State

Legislature(b) He is a caretaker Chief Minister(c) He himself is a candidate(d) He is an political member

40. The Election commission holds election for(a) The Parliament, State Legislature and the posts of

the president and the VicePresident(b) The parliament, State legislative Assemblies and the

State Council (c) The Parliament(d) The parliament and the State Legislative Assemblies

41. On which riverbank is Goa located?(a) Mandovi (b) Ganga(c) Gomati (d) Sabarmati

42. The largest freshwater lake in India is?(a) Dal Lake (b) Powai Lake (c) Wular Lake (d) Chilka Lake

43. Dilli Chalo and Jai Hind were coined by?(a) Bhagat Singh (b) Subhash Chandra Bose (c) Gandhiji (d) Balagangadhar Tilak

44 First Cyber Police Station established in India at (KeralaPSC (KPSC) Confidential Assistant Examinationconducted on 15th December 2007)(a) Hyderabad (b) Bangalore(c) Kolkatta (d) Madhya

45. State Bank of India was formed in (a) 1955 (b) 1949(c) 1959 (d) 1935

46. The first railway line in India was opened in __ year ?(Kerala PSC Previously asked question from DivisionalAccountant Exam – 2002) (a) 1854 (b) 1856 (c) 1857 (d) 1853

47. The persons who became the Chief Minister for thelongest period in India ?(a) E.K. Nayanar (b) Vasantha Sate (c) Jyothi Basu (d) K. Karunakaran

48. The biggest public sector under taking in India is ?(a) Bharat Heavy Electricals Ltd (BHEL) (b) HMT (c) ITI (d) Indian Railways

49. IMF was formed in ?(a) 1942 (b) 1944 (c) 1945 (d) 1946

50. In which place the first Medical college was establishedin India ?(a) Kolkota (b) Agra(c) Bangalore (d) Delhi

51. Manikaran Power Plant is in ?(a) Arunachal Pradesh (b) Himachal Pradesh (c) Madhya Pradesh (d) Uttar Pradesh

52. First Internal Affairs Minister of independent India ?(a) Sardar Vallabhai Patel (b) Lal Bahadur Shastri (c) Jawaharlal Nehru(d) V. Krishna Menon

53. The Andolan Express runs between Singur and __ (a) Kolkata (b) Siliguri (c) Howrah (d) Dhaka

54. Who introduced English education in India ?(a) Cornwalis (b) Rippon (c) Delhousie (d) William Bentinck

55 The only medal winner for India in Sydney Olympics2000 ?(a) Leander Paes (b) Karnam Malleswari (c) P.T.Usha

(d) Mahesh Bhupathi

56. According to census 2011, the number of males and

females in India are -

(a) 62.37 and 58.65 crores

(b) 61.67 and 59.35 crores

(c) 60.39 and 60.63 crores

(d) 63.28 and 57.74 crores

57. Who was the first Hindi writer to receive Jnanpith Award?

(a) Dr. Randhari Singh Dinkar

(b) S. H. Vatsyayan

(c) Mahadevi Verma

(d) Sumitranandan Pant

58. Which of the following is not correct?

(a) MSP - Minimum Support Price

(b) NGT - National Green Tribunal




75. The election Commission does not conduct the electionsto the(a) Lok Sabha

(b) President’s election(c) Rajya Sabha (d) Local Bodies

76. Which of the following gland is responsible for thesecretion of insulin?(a) Pituitary (b) Pineal(c) Thymus (d) Pancrease

77. Insulin is discovered by(a) Linak (b) Batting & Best(c) Jenner (d) Waksman

78. Islets of langerhans is situated in(a) Spleen (b) Brain(c) Pancreas (d) Liver

79. Corpus luteum is a mass of cells found is(a) Brain (b) Ovary(c) Pancreas (d) Spleen

80. Hormone insulin is a(a) Glycolipid (b) Fatty acid(c) Peptide (d) Sterol

81. Number of muscles found in human body-(a) 600 (b) 630

(c) 639 (d) 65382. Strongest muscle of man found in

(a) Wrist (b) Finger(c) Jaw (d) Leg

83. Which of the following organ have its own wave ofautonomic excitation?(a) Heart (b) Kidney(c) Liver (d) Intestine

84. A person feel fatigued due to deposit in of a acid in theirmuscles is(a) Lactic Acid (b) Ureic acid(c) Citric acid (d) Pyruvic acid

85. Cornea is an important part of(a) Ear (b) Nose(c) Kidney (d) Eye

86. ‘Shantivan” is related to whom?(a) Smt. Indira Ghandhi (b) Rajiv Gandhi(c) Mahatma Gandhi (d) Pt Jawahar Lal Nehru

87. Which one of the following Prime Minister never facedthe Parliament during the tenure?

(a) Chaudhary Charan Singh(b) V.P Singh(c) Chandra Sekhar(d) Atal Behari Vajpayee

88. The office of the Deputy Prime Minister(a) was created under the original Constitution(b) is an extra – constitutional growth(c) was created by 44th Amendment(d) was created by 85th Amendment

89. Who excercises the actual executive power under theParliamentary form of Government?(a) Parliament (b) Prime Minister(c) President (d) Bureaucracy

90. Who was the first Deputy Prime Minister of India?(a) Sardar Ballabhbhai Patel(b) Moraraji Desai(c) L.K. Advani(d) Charan Singh

91. The Council of Ministers does NOT include(a) Cabinet Ministers(b) Cabinet Secretary(c) Ministers of State(d) Ministers without Portfolio

92. Who was the first Foreign Minister of free India?(a) Gulzari Lal Nanda (b) Jawahar Lal Nehru(c) Lal Bahadur Shastri (d) John Mathai

93. The Council of Ministers of Indian Union is collectivelyresponsible to the(a) Lok Sabha (b) President(c) Rajya Sabha (d) Prime Minister

94. Who was the Defence Minister of India during the IndoChina War of 1962?(a) R.N. Thapar (b) V.K. Krishna Menon(c) Govind Ballabh Pant (d) Jagjivan Ram

95. The first Law Minister of Independent India was(a) M.C. Sitalwar (b) B.R. Ambedkar(c) Kailashnath Katju (d) Rafi Ahmad Kidwai




PRACTICE SET FOR UPCOMING EXAM (SBI-PO)ENGLISH LANGUAGE

Directions (Q.1-10) : Read the following passage carefully

and answer the questions given below it.

Chit funds, a savings avenue that is as popular with

housewives as it is with businessmen, have earned a bad name.

The reason is the scores of scams in the name of chit funds,

the latest being allegedly perpetrated by the Saradha Group

in West Bengal. Promoters put up a stern defence and say

chit funds are the only financial product that gives people

the option to both save and borrow, and the scams are giving

them a reputation that is undeserved. India has nearly 10,000

registered chit fund companies, the largest one being run by

the Kerala government which has been in existence since

1969. Financial advisers also say that chit funds can be a

good investment, provided the promoters follow the strict

rules that have been laid down for them. There are many

organised companies incorporated to do this as a business

and these are governed by state or central laws. There is a

central Chit Funds Act of 1982, apart from a number of state

chit fund Acts. There is an office of “registrar of chit funds”in every state that monitors operations which are quite

stringent. Utilisation and appropriation of subscriber ’smoney is strictly prohibited. Chit fund is a unique financial

concept, which has flexibility to borrow or save. By paying

one-month instalment amount, a person can get to borrow

from the chit value, by offering a discount not exceeding the

maximum limit ascertained in the chit agreement. The duration

of chits are normally 25 months, 40 months and 50 months.

The chit groups vary from 25,000 to few lakhs depending on

the Chit Fund Schemes. In a chit value of Rs.100000/- for a

period of 50 months, first the subscriber can get an amount

of 55000/-by paying only Rs.2000/- and remaining

instalments he pays over a period of 50 months. The rate of

borrowing is much cheaper than several other financial

schemes. The non prized subscriber who is a saving member

up to the last instalments gets dividend which is

comparatively higher than the interest that are accrued by

way of Recurring Deposit Schemes. The purpose of drawing

the prized amount need not be disclosed. It can be used for

any need by the member for Example: House construction,

Marriage, Education, Expansion of business, buy a Computer

or any other purpose at his discretion. The dividends earned

in a chit are not taxable. If you want to claim the bid as loss

then these dividends has to be shown as revenue income in

the assessment. Thus Chit is a mutually beneficial scheme

where in a group of people contributes towards the chit value

and one member from the group is given the prize amount

and the dividends are distributed to all the other members.

The biggest risk is misuse of pooled funds by promoters. The

other is default by subscribers, affecting the promised fund

distribution. It is not advisable to invest in unregistered chit

funds. Further, one should not put money in a chit fund whose

other members are unknown to you.

1. Under which of the following act the chit fund companies

are regulated?

1) Act – 1969 2) Act – 1925

3) Act – 1982 4) Data Inadequate

5) None of these

2. What is the income tax benefit from using chits ?

1) The Income from chits is not subject to Income Tax.

2) The chit loss can be deducted fom the Income.

3) No relaxsation from the Income Tax.

4) Income through chits above 1 lakh is taxable.

5) None of these

3. What are the duration of the chits ?

1) More than 3 years.

2) More than 1 year

3) Vary from more than 1 years to 4 years and 2 Months

4) Above 5 years

5) None of these

4. Which of the following is not a benefit of joining a chit?

1) There will be a compulsory saving.

2) Through it dividends can be earned every month.

3) The total dividend earned by chit can be more than

the bank interest rate.

4) It gives flexibility to borrow or save.

5) None of these

5. Which of the following statement is true in the context

of the passage ?

1) Many chit funds with working history of over 30 years




agency does not advocate open adoptions, they can choose

another agency. Conversely, if they want a confidential

adoption, they should not feel unduly pressured into agreeing

to an open adoption. Adopters who agree to an open adoption

against their wishes may later find it difficult to fulfil their

side of the agreement (for example, sending the birthmother

letters and photos). This is terribly unfair to both the

birthmother and the child. Agreeing to an open adoption

when they don’t want one is also unfair to the adopters

themselves. For many agencies, open adoption means that

the birthmothers choose pre-approved families from five or

six resumes or autobiographies. Some (not many) agencies

encourage a complete disclosure of identities between

birthparents and adopting parents, as well as an ongoing

close relationship. Agencies that support fully open

disclosures believe that an open adoption is a better way for

adoptive parents and birthparents—as well as the children.

Agencies that don’t support open adoption feel just as strongly

that continued contact is not a good idea for any of the parties.

The pros and cons of open adoption have been endlessly

debated by social workers and attorneys. It appears that those

who support open adoptions are completely committed to

them; those who believe in confidential adoptions seem

equally convinced that open adoptions are catastrophic.

Adopters need to deal with an adoption arranger that they

feel comfortable with. The following table presents some

classic differences between the two styles of adoption.

11. What’s the key to success in an open adoption?

1) Access to important medical information.

2) Greater satisfaction with the adoption process.

3) Connection to his or her cultural and ethnic

background and ancestry.

4) The most successful adoptions are those where the

adoptive parents and birth parents put their child’sinterest before their own and maintain an open and honest

relationship.

5) None of these

12. What’s the difference between open adoption and closed

adoption?

1) In closed adoption less fear of birth parents reclaiming

their child because they know the birth parents and their

wishes.

2) In closed adoption adoptive parents and birthparents

don’t share their names or contact address and have

no ongoing contact after the baby is born.

3) In closed adoption expectant mothers may take part

in selecting the adoptive parents who will raise their

children.

4) In closed adoption both birth parents and adoptive

parents have identifying information about one another.

5) None of these

13. Which of the followings is a disadvantage of open

adoption?

1) As in any family, each party will have its own ideas

about the best way to raise a child, and about the

frequency and level of contact that is best between the

child and his or her birth parents.

2) Support in dealing with your feelings of grief and loss

that can come up after placement.

3) Personal relationships with the adoptive parents and

the child.

4) A sense of control over decisions about placing your

child with adoptive parents.

5) None of these

14. How old are the children that are placed in open

adoptions?

1) Children above the age of 15 yrs but below the age of

18 yrs

2) Both boys and girls, ages 6 months- 15 years old who

have medical needs.

3) Most of the children in open adoption are newborns

or infants.

4) The child must be capable of being adopted.

5) None of these

15. Why do birth parents choose open adoption?

1) Because it is a traditional process of adoption.

2) Other adoptions are not open.

3) Because some family has a good reputation in the

society.

4) The reasons vary from one birth parent to the next.

5) Most birth parents opt for open adoption because it




each blank indicating that something has been omitted. Choose

the set of words for each blank that best fits the meaning of

the sentence as a whole.

31. Poor people simply refer to people living below the

poverty line. we are still on the path of , there is

large number of people living without basic needs.

1) as if, evloution

2) provided that, flowering

3) since, smirk

4) as, development

5) but, maturity

32. Whenever I think to my childhood days, stories of my

grand mother __to my mind.

1) of, lewd 2) back, come

3) off, enter 4) after, elevate

5) back, approach

33. As a fresher, he decided to go to Delhi with Rs.1000 in

hand, and landed at the export firm that dealt with

brass, for a job. Soon he grew in __and bought the same

establishment that he worked for.

1) up, stature 2) by, status

3) to, impotence 4) in, position

5) out, rank

34. I and my daughter decided to work on same project

conflicts of ideas her to relieve herself of this project

and assets were sold.

1) though, drive 2) even if, manage

3) then, dissuade 4) by the time, with

5) but, let

35. Keeping the student’s top of mind will help you the

big mistake so many famous professor make, they deliver

their lecture from their own . Instead, you need to

deliver your lecture from the perspective of the students

whom you want to train.

1) avoid, perspective

2) avert, scene

3) face, outlook

4) stay, aspect

5) skip, objectivity

Directions (Q.36-40) : Rearrange the following six sentences

(A), (B), (C), (D), (E), and (F) in the proper sequence to form

a meaningful paragraph and then answer the questions given

below.

A) One day I also sawa girl riding bike so enthusiastically

that I was confused whether it was a girl or a boy.

B) Can’t she be considered just another girl who has

different hobbies and loves to explore the world?

C) A little girl is expected to play with doll and stay

quiet, be polite, follow rules of the house.

D) Why is it that if a teenage girl plays football, rides

vehicle and dresses in cargo and t-shirt, she’s considered

a tomboy?

E) Adding to that confusion was her way of reacting,

wearing sense and speed of riding bike. F) That is just

made for her to transform her to become an elegant Lady

36. Which of the following would be the FOURTH sentence

after rearrangement ?

1) B 2) E

3) D 4) F

5) C

37. Which of the following would be the FIFTH sentence


1) F 2) C

3) B 4) E

5) A

38. Which of the following would be the SECOND sentence


1) B 2) E

3) F 4) C

5) A

39. Which of the following would be the LAST sentence


1) C 2) F

3) D 4) E

5) B

40. Which of the following would be the THIRD sentence


1) D 2) F

3) B 4) E

5) A

Direction (41-50) : In the following passage, some of the

words have been left out, each of which is indicated by a




1) Both A and B 2) Both B and C

3) Both C and D 4) All A, B, and D

5) All A, B, and C

56. Which of the following section of people in not financially

excluded ?

1) Marginal Farmers

2) Salaried persons

3) Landless labours

4) Self employment and unorganized sector enterprises

5) Urban slum dwellers

57. BHEL has commissioned a 600 mw Super Critical

Thermal Power Plant in

(a) UP (b) Jharkhand

(c) Bihar (d) Odisha

(e) Rajasthan

58. Incentive to encourage the purchase or sale of a product

is known as –1) Sales 2) Product promotion

3) Sales promotion 4) Company promotion

5) None of these

59. The need of Human wants that are backed by Human

Power, is known as –1) Human Demand

2) Consumer Demand

3) Demand

4) Derived Demand

5) None of these

60. Which one of the following is not a mechanism that

contributes to the success of micro credits?

1) Collaterals

2) Regular repayment

3) Schedules Peer monitoring

4) Dynamic incentives

5) All of the above

61. There are various financing systems are available in

banking system in India, but in the case of RRB’s, at

which rate it refinanced?.

1) 1% below the bank rate

2) 1% below the repo rate

3) 2% below the bank rate

4) 2% below the repo rate

5) None of these

62. “Hum Hai Na” is the punch line of which bank ?

1) Axis Bank 2) HDFC Bank

3) ICICI Bank 4) Yes Bank

5)None of these

63. Which of the following fall under the qualitative method

of credit control adopted by Reserve Bank of India ?

1) Selective Credit Control

2) Credit authorisation Scheme

3) Moral Suasion

4) All of the above

5) None of these

64. The term “moral suasion” refers to which one of the

following ?

1) The moral duty of the borrowers to deal with only

one bank

2) The banker ’s duty of secrecy as regards the affairs

and account of his customers.

3) The advice given by the RBI to the banks/financial

institutions in the matter of their lending and others

operations with the objective that they might implement

or follow it.

4) All of the above

5) None of these

65. Company designing the product according to the need

of the customer is known as –1) Legislation 2) Customisation

3) Composition 4) Personalisation\

5) None of these

66. The new rail budget has proposed track capacity increase

by

(a) 20% (b) 10%

(c) 15% (d) 25%

(e) 30%

67. Which is the new circuit proposed in this railway budget?

(a) Tilak Circuit (b) Gandhi Circuit

(c) Nehru Circuit (d) Malavya Circuit

(e) None of these

68. Name the special travel scheme for the farmers proposed

in this new budget.

(a) Krushak Yatra (b) Kishan Yatra

(c) Farmer Yatra (d) Agro Yatra

(e) None of these




3) Opportunity 4) Talent

5) None of these

84. The set of rules through which computer communicates

are called?

1) Algorithms 2) Standards

3) Patterns 4) Programmer

5) Protocols

85. OSI layer is divided into how many parts

1) 4 2) 6

3) 5 4) 7

5) 8

86. What is the use of arrow key?

1) Save the document

2) Delete the document

3) Move the cursor the text that has already been entered

4) Move the cursor while deleting text

5) None of these

87. What is the meaning of to lead in marketing

1) A buyer 2) Aseller

3) Employee 4) Employer

5) None of these

88. What is the meaning of indirect marketing ?

1) Marketing by non selling persons

2) Market survey

3) Market research

4) Advertisement

5) None of these

89. The main folder on a storage device is known as –1) Interface 2) Root directory

3) Device driver 4) Platform

5) None of these

90. The Floppy Disk of a DOS does not have?

1) Virtual Memory

2) Root directory

3) File allocation table

4) BIOS

5) Boot record

91. The memory unit is one part of

1) Control unit 2) Output device

3) Input device 4) CPU

5) None of these

92. The key which not found on number keypad ?

1) Del 2) Ctrl

3) Num Lock 4) Enter

5) All of the above

93. The Government of India has Constituted Tax

Administration Reform Commission, who is the

Chairman of that Commission

1) Urjit Patel 2) D. Subbarao

3) U. K. Sinha 4) Part Sarthy Shom

5) None of these

94. IRQ 6 is commonly known as

1) Sound card

2) Com1

3) Floppy drive controller

4) LPT1

5) None of these

95. What is the MSP of Wheat, has been fixed by Government

of India ?

1) 1400 per quintal

2) 1500 per quintal

3) 1350 per quintal

4) 1550 per quintal

5) 1300 per quintal

96. What was the theme of 2015 International Women’sDay?

1) Let it Happen

2) Make it Happen

3) Always it Happen

4) It always Happen

5) None of these

97. Lalit Modi former IPL Chairman was removed from the

presidentship of which Cricket Association

1) Bihar 2) Panjab

3) Maharashtra 4) Rajasthan

5) Madrass

98. Binod Mehta who died recently is associated with

1) Film 2) Literature

3) Journalism 4) Science

5) Sports

99. As per the Forbes report on world’s richest who is the2nd richest in the world?




1) Rs. 3000 2) Rs. 25003) Rs. 2800 4) Rs. 26005) None of these

110. What is the respective ratio between the total cost ofitem produced bycompany B and C together to companyD and E together?1) 42 : 120 2) 43 : 1203) 120 : 43 4) 120 : 425) None of these

111. What approximately the average of total item producedby all the companies together ?1) 44750 2) 357503) 33750 4) 317505) None of these

112. Item produced by company D and G together isapproximately what per cent more than the itemproduced by company A and B together ?1) 125 % 2) 123 %3) 128% 4) 120 %5) None of these

113. What is the respective ratio between the cost per hundreditems per companies A, C and F ?1) 6 : 7 : 6 2) 7 : 7 : 83) 7 : 5 : 3 4) 7 : 7 : 65) None of these

114. What is the average cost of item produced by companiesC, D and E together ?1) Rs. 12.92 lakh 2) Rs. 13.92 lakh3) Rs. 14.92 lakh 4) Rs. 15.92 lakh5) None of these

Directions (Q.115-121) : Study the Bar–graph carefully andanswer the question that follow :The following graph shows the percentage population ofvoters in an election from different states :

Percentage of male and female who voted and adults who

did not cast their votes :

115. How many males and females who voted in Haryana ?1) 9.60 crore 2) 12.52 crore3) 14.25 crore 4) 13.25 crore5) None of these

116. What is the respective ratio between male and female inM. P who voted and to who did not cast their votes inHaryana?1) 891 : 120 2) 891 : 1253) 891 : 128 4) 128 : 8915) None of these

117. How many more voters are there in U. P than M. P?1) 13.45 crore 2) 14.45 crore3) 15.45 crore 4) 16.45 crore5) None of these

118. What is the average number of voters in M.P, U.P andHaryana together ?1) 68.88 crore 2) 70.80 crore3) 25.58 crore 4) 24.88 crore5) None of these

119. What is the respective ratio of adult voters who did notcast their votes in Delhi to voted in M.P ?1) 413 : 516 2) 420 : 5003) 441 : 321 4) 620 : 7215) None of these

120. Total population of M.P and Bihar is how muchpercentage more/less than total population of U.P andDelhi together?1) 16 % 2) 15 %3) 18 % 4) 20 %5) 21 %

121. Average number of voters who did not cast their votesin Bihar, M.P and U.P ?1) 8 crore 2) 7 crore3) 5 crore 4) 10 crore5) None of these




129. Average T.V produced by all the companies is –1) 50000 2) 516003) 53200 4) 589005) 60000

130. What is the average number of AC’s exported by Sony,Onida and Philips ?1) 12400 2) 126003) 12468 4) 125005) 13500

131. What is the respective ratio between T.V exported bySamsung, Onida and AC’s exported by same companies?1) 430 : 500 2) 600 : 3313) 421 : 331 4) 331 : 4215) None of these

132. Total T.V produced by Sony, Samsung and Onida is howmuch more than T.V produced by Taxla and Philips ?1) 72000 2) 600003) 61320 4) 605805) None of these

133. AC’s exported by Taxla and Philips is what per centmore/less than the AC’s exported by Sony and Samsung?1) 15 % 2) 30 %3) 20 % 4) 25%5) 40 %

134. T.V used for Domestic purpose of Sony and Samsung is

approximately what percent of the TV used for domestic

purpose of Onida and Philips ?

1) 68 % 2) 65 %3) 75 % 4) 78 %5) None of these

135. What is average number of AC’s produced by Samsung,Onida, Taxla and Philips together?1) 50520 2) 504003) 50500 4) 405005) None of these

Directions (Q.136-142) : Study the graph carefully to answer

the questions that follow : Total production of Fruits in different

years (In tonnes) :

Percentage of different Fruits remains same in all theyears:

136. If %3

216 of Mango produced in 2012 was exported

at Rs. 45 per kg. What was the total revenue, earnedfrom export of Mango in the year 2012 ?1) Rs. 3.24 Lakh 2) Rs. 3.64 Lakh3) Rs. 3.54 Lakh 4) Rs. 3.84 Lakh5) None of these

137. What was the respective ratio between Orange andMango produced in 2010 to same fruits produced in2012?1) 4 : 5 2) 3 : 53) 5 : 4 4) 5 : 75) None of these

138. If half of the Grapes produced in 2008 was exported

and total revenue generated it was approximately Rs.

1.4 lakh. What was the price per tonnes generated by

Grapes exported ?

1) Rs. 7000 / tonnes 2) Rs. 7200 / tonnes3) Rs. 6200 / tonnes 4) Rs. 7500 / tonnes5) None of these




REASONING

Directions (Q.151-155) : Study the following informationcarefully and answer the questions given below :A word and numbers arrangement machine when given aninput line of words and numbers rearranges them following aparticular rule in each step. The following is an illustrationof the input and rearrangement.

Input: Going 10 The 8 Experts 5 Week 3 In 6 Financial 4.

Step I : Experts 8 Going 10 The 5 Week 3 In 6 Financial 4.

Step II: Experts 8 Financial 10 Going The 5 Week 3 In 6 4.

Step III: Experts 8 Financial 10 Going 6 The 5 Week 3 In 4.

Step IV: Experts 8 Financial 10 Going 6 In 3 The 5 Week 4.

Step V: Experts 8 Financial 10 Going 6 In 3 The 4 5 Week .

Step VI: Experts 8 Financial 10 Going 6 In 3 The 4 Week 5.

Step VI is the last step of the above arrangement is obtained.As per the rules followed above, find the appropriate stepfor the given Input.Input : Sizeable 5 Around 9 Metal 7 To 6 You 3 Then 4.

151. What is the Position of 5 in Step 3 ?1) Sixth from left 2) Sixth from right3) Fifth from right 4) Fifth from left5) Seventh from right

152. How Many Steps will be required to complete thisrearrangement ?1) IV 2) V3)VI 4) VII5) None of these

153. Which Step Number is the Following Output?Around 7 Metal 6 Sizeable 9 Then 5 4 To You 3.1) Step V 2)Step VI3) Step IV 4) Step VII5) None of these

154. What is the Position of 4 in Step IV?1) Fifth From Left 2) Seventh From Left3) Fifth From Right 4) Eighth From Right5) None of these

155. If In The Last Step If all The Numbers are arrangedaccording to descending order. Which Number positionwill not Change.1) 3 2) 43) 6 4) 55) 9

Direction (Q.156-160) : In each questions below are giventwo or three statements followed by two conclusionsnumbered I and II. You have to take the given statements to betrue even if they seem to be at variance with commonly knownfacts and then decide which of the given conclusions logicallyfollows from the given statements, disregarding commonlyknown facts.Give answer :1) If only conclusion I follows.2) If only conclusion II follows.3) If both conclusion I and conclusion II follow.4) If neither conclusion I nor conclusion II follows.5) If either conclusion I or II follows.

156. Statements : Some terrorists are Honest.No Politician is Honest.All Politicians are corrupt.

Conclusion: I. Some Terrorists are not Politician. II. Some corrupt are not Honest.

(Q.157-158) :

Statements : Some students are MBA.All students are Graduate.No Graduate is PHD.

All PHD are Master.

157. Conclusion:- I. Some MBA are Graduate. II. No student is PHD.

158. Conclusion:- I. All students are PHD. II. No PHD is student.

159. Statements :- Every Corrupt are politician. More politicians are Honest.

Conclusion:- I. All corrupt being honest is a possibility.II. Some corrupt are politician.

160. Statements :- More king are Educated.More kings are slave.No slave is Honest.

Conclusion:- I. Some Kings are Honest. II. Some Educated are slave.

Direction (Q.161-165) : Study the following informationcarefully and answer the given question :In a certain code language: ‘people will vote’ is written as‘sa pa ga ‘ , ‘ vote for change ‘ is written as ‘ ga ra ta’, ‘change for the nation ‘ is written as ‘ ta pe se ra ‘, and ‘people




5) R T Q>M> N>O

176. Read the following information carefully and answerthe question which follows :‘M – N’ means ‘M is the sister of N’.‘M × N’ means ‘M is the father of N.’‘M ÷ N’ means ‘M is the son of N.’‘M + N’ means ‘M is the daughter of N.’

What will come in place of question mark (?) to establish

that B is the Son–in–law of C in the following expression

? B × D + A – G ? C

1) + 2) ×3) – 4) ÷5) Either + or ÷

177. Anand went to his college straight 15m towards Westdirection and then he turns towards his right and walks25 m. He then turns to his left walks 10m. Finally heturns to his left and walks 5 m. to reach his college. Inwhich direction is he now from the starting point ?1) South 2) North – East3) North – West 4) South – East5) West

Directions (Q.178-182): Study the following informationcarefully and answer the given questions :India today conclave being organised in New Delhi severalleaders like Omar Abdullah, Ashok lahiri, V. K. Bajaj, S. Y.Quarishi, Jairam Ramesh, Deepika Padukone and Harish Slaveare participating in it. Sports, Peace and Trust, Relations,Human life, Terrorism, Education and Politics. The topicson which the leaders will be speaking on anyone but notnecessarily in the same order. They will be speaking ondifferent week of the days.

A) Omar Abdulla speaks on sports on Saturday.B) There is a gap of one day between the topics of

Human life and politics.C) S.Y. Quarishi speaks on Terrorism.D) Deepika Padukone speaks on Thursday.

E) Ashok Lahiri speaks on Human life on Monday. F)

Harish Slave speaks on Politics.

G) Jairam Ramesh speaks on Peace and Trust.

H) No leader speaks on Relation either on Friday or

Sunday. I) Terriorism is spoken on Friday.

178. Which of the following topic spoken on Tuesday ?1) Politics 2) Relation3) Terrorism 4) Education

5) None of these179. Which of the following combination is true ?

1) V. K. Bajaj – Relation – Wednesday2) Harish Slave – Politics – Thrusday3) S. Y. Quarishi – Terrorism – Friday4) Deepika Padukon – Education – Sunday5) Jairam Ramesh – Peace and Trust – Monday

180. Deepika Padukone spoken on which topic ?1) Politics 2) Relation3) Human life 4) Education5) Sports

181. Which are the topics spoken on Tuesday and Thursday?1) Politics and Terrorism2) Relation and Education3) Terrorism and Relation4) Peace and Trust and Politics5) None of these

182. V. K. Bajaj spoken on which topic and on which day ?1) Politics – Wednesday2) Terrorism – Friday3) Relation – Tuesday4) Education – Thursday5) None of these

Directions (Q.183-187) : Study the following informationcarefully and answer the given questions :P, Q, R, S, W, X, Y, Z are sitting around a circle facingcentre but not necessarily in the same order. The husband ofZ is sitting second to the right of Q who is sitting betweentwo males.X sits second to the left of the daughter of S. X is the sisterof Y. X is not an immediate neighbour of Z’s husband. Onlyone person sits between P and X. P is the father of Y. S whois brother of Z sits to the immediate left of his mother. Onlyone person sits between Z’s mother and W. Only one personsits between Z and Y. Y is mother of R. Y is not an immediateneighbour of W.

183. How many people sits between Y and her uncle?1) one 2) two3) three 4) four5) five

184. What is position of P with respect to his mother-in-law?1) Immediate right2) third to the right3) third to the left4) second to the right




195. Statement: Is paying ransom or agreeing to theconditions of kidnappers of political figures, a propercourse of action? Arguments:1. Yes. The victims must be saved at all cost.2. No. It encourages the kidnappers to continue their

sinister activities.A. Only argument I is strongB. Only argument II is strongC. Either I or II is strongD. Neither I nor II is strongE. Both I and II are strong

196. Statement: Should religion be banned? Arguments:1. Yes. It develops fanaticism in people.2. No, Religion binds people together.A. Only argument I is strongB. Only argument II is strongC. Either I or II is strongD. Neither I nor II is strongE. Both I and II are strong

197. Coal India Ltd. (CIL) closed last fiscal with a productionof 462.5 million tonnes which was 19.5 million tonnesoff the target set for 2013–14. Which of the followingcan be a strong argument in favour of CIL ?1) CIL, growth rate stood at 2.3 percent, at least two

of its seven coal– production subsidiaries showeda drop in production.

2) CIL, chairman said that the company would go allout to touch the half a billion mark in productionthis years.

3) Enquiries revealed that five million tonnes ofproduction was lost due to cyclone phailin, another6 million tonnes were lost due to law and ordersproblems or sudden bandh called by Maoists inJharkhand where central Mahanadi Coal field isbased.

4) The Eastern region companies which is still in thefold of BIFR have bettered the performance of theirparent company.

5) None of these198. The RBI approved the two applicants, IDFC and

Kolkata based Bandhan financial services private limitedto set up banks. These licenses would be issued underthe guidelines on licensing of new banks in the privatesector.Which of the following maybe consequences of the giveninformation ?1) It will pave the wayfor more entities to lone forward

and expands the banking network.

2) The new banks will reach to embanked areas andprovided financial services

3) The bank will offer full fledged banking services tothe poor people.

4) The IDFC and the Bandhan financial services privatelimited will give a tough fight to its competitors inrural and urban areas.

5) All of these199. Read the following information carefully and answer the

given question :Axis Bank on the occasion of its 20th anniversaryannounced the launch of ‘Asha Home loan’ a 30 yearshome loan product for first time home buyers in the lowerincome segment, seeking affordable EMIs.Which of the following may be a consequences of thegiven information ?

1) Thehomel oansarefor customerswith familyincomesof

Rs. 8,000 – 10,000 a month and above.

2) Customers can pool their family income instead ofdepending on their individual income only.

3) The product offers loans up to Rs. 15 lakh in small

towns and up to Rs. 25 lakh in larger town.4) The ‘Asha Home Loan’ scheme is one of the best

schemes offered by private sector bank and thepeople having low income group can easily availthe scheme. The bank will offer up to 90 percent ofthe market value of the property.

5) None of these200. SBI had extended the date of the special interest rates

on home loan for women borrowers till further notice ?Which of the following can be an assumption accordingto the given information ? (An assumption is somethingthat is supposed or taken for granted.)1) The bank has received overwhelming response

across the country and therefore it has decided toextend the special rates beyond March, 31, 2014.

2) The interest rates on home loans for women up to ‘75 lakh is 10 % and above ‘ 75 Lakh is 10.25 percent.

3) Very few banks provide this kind of scheme forwomen.

4) The interest rates were reduced to gain an add onadvantage over its competitors.

5) None of these




124.1;312:161936:463

%6510

62400:%42

10

52300

125.3; 11%

126.1;

%108100483

520

483%4210

52300

520100

67

10

32590

127.2; 80×3:60×4:3×33=80:80:33

128.1; %9683.951002400

2300

129.3; 5320022.535

4.606.42634060

130.3;

124683

374043

%224.54%228.58%2550

131. 5; (40 × 22% + 63 × 25 %) : (36.2 × 38% + 58.8 × 22%)

= 24550 : 26692

132. 2; (60 + 40 + 63) – (42.6 + 60.4) = 163 – 103

= 60000133.4;

%12510071.125

%71.125

100%382.36%2550

%224.54%406.52

answer

134..3;

%75%88.74

100%734.60%7563

%7840%6260

135.3;

50500

4

4.546.528.582.36

136.1;

lakh24.332400

456

1%1824000

137. 3; 300 × (18% + 15 %) : 240 (18% + 15 %)

= 30 : 24 = 5 : 4

138.3;

4:524:30

%15%18240:%15%18300

139.3;

tonnes80100

25

100

80400

140.5; 300 × 15% : 400 × 75 % × 18%

= 4500 : 4 × 75 × 18

= 300 : 4 × 5 × 18 15 : 18 5 : 6

141. 5; 300 × 15% : 400 × 75 % × 18%

= 4500 : 4 × 75 × 18 = 300 : 4 × 5 × 18 15 : 18 5 : 6 142. 3; 300 × 45 % – 200 × 33% = 135 – 66

= 69 tonnes143.3; The chsance of drawing from the

first bag is=2

1

Probability of drawing red ball from the first bag144.4;

9

4

89

32

89

3445

29

24

25

c

cc




From vii) and vi) and iii)The/Nation = pe/se161. 1; 162. 3; 163. 3; 164. 3; 165. 2;166. 2; Fifth to the left of the 16th from the left ends means11th fro the left i.e. M.167. 4; (0, 4) (I, 9)168. 3; There are 33 letters in the arrangement. If the firsttwenty letters are reverse. 7 will come in the middle of thearrangement.169. 5; (71 + 21 + 41 + 81 + 71 + 91) = 376170. 4;171. 4; Except ARIHANT all are guided missile.ARIHANT is a submarine.172. 3; C O N S E R V A T I V E(NV, NT, SV, TV, AE, EN, NO, TV, EO)173. 5;

In the same way :

174. 4; check by option :Option I) : S > D < R > U N > M = Q

R > N follows but U M does not follow..

Option II) : S > D < R U N M = Q

Only U M follows but R > N does not follow..

Option III) : S > D < R < U N M = Q

Only U M follows but R > N does not follow..

Option IV) : S > D < R > U N M = Q

Both the option R > N and U M follow..

So, option 4 is correct.Option V) : S > D < R > U N < M = Q

Only R > N follows and R M does not follow..

175. 4; N > O, M > N and R Q only option 4 will satisfy..

176. 5; Draw family tree for the given expression as below

B × D + A – B ? C

177. 4;

(Q.178–182) :

178. 2; 179. 3; 180. 4 181. 2 182. 3(Q.183–187) :

183. 5 184. 2; 185. 4; 186. 1; 187.4;




FCI (PREVIOUS YEAR PAPER)REASONING

Directions (Q.1-9) : Select the related words/letters/numbers

from the given alternatives.

1. TAP : PAT :: DAM ?

(a) BUND (b) MAD

(c) STOP (d) AMD

2. 8 : 18 :: 24 : ?

(a) 38 (b) 32

(c) 44 (d) 43

3. 08 : 09 :: ? : 25

(a) 64 (b) 16

(c) 27 (d) 36

4. ABC : HIJ :: OPQ : ?

(a) WVX (b) VWX

(c) XWV (d) VXW

5. 6 : 35 : 9 : ?

(a) 18 (b) 27

(c) 53 (d) 72

6. Library : Books : Bank : ?

(a) Cheque (b) Loan

(c) Money (d) Account

7. Child : Father :: Book : ?

(a) Author (b) Publisher

(c) Editor (d) Library

8. Sin : Crime :: ?

(a) Man : Animal

(b) Home : Court

(c) Morality : Legality

(d)Jury : Priest

9. CEGI : XVTR : DFHJ : ?

(a) XTRT (b) XQOM

(c) ZVSO (d) WUSQ

Directions (Q.10-18) : Select one which is different from

the other three responses.

10. (a) Work -Leisure

(b) Day-Night

(c) Expedite – Procrastinate(d) Frequency – Always

11. (a) 46, 24 (b) 62, 32

(c) 56, 30 (d) 74, 38

12. (a) RPSZ (b) AIUE

(c) QRTM (d) UQMR

13. (a) 441 (b) 256

(c) 481 (d) 361

14. (a) EBD (b) IFH

(c) URT (d)YWX

15. (a) Cricket (b) Hockey

(c) Shuttle Cock (d) Tennis

16. (a) BCDE (b) JKLM

(c) STVU (d) WXYZ

17. (a) 3216 (b) 2338

(c) 3205 (d) 2015

18. (a) Sunflower Oil (b)Coconut Oil

(c) Palm Oil (d) Sandal wood Oil

Directions(Q.19-20) : Which one of the given responses

would be a meaningful order of the following words of the

ascending order.

19. (1) Hundred (2) Unit

(3) Thousand (4) Tens

(5) Lakh

(a) 2, 4, 1, 3, 5 (b) 4, 1, 3, 2, 5

(c) 5, 1, 2, 3, 4 (d) 5, 1, 3, 4, 2

20. (1) Lucknow (2)Uttarpradesh

(3) India (4) World

(5) Asia

(a) 1, 2, 3, 5, 4 (b) 4, 1, 2, 3, 5

(c) 5, 1, 2, 3, 4 (d) 5, 1, 3, 2, 4

21. Which will appear fourth in the English Dictionary?

(a) Quick (b) Question

(c) Quality (d) Quit

22. Which one set of letters when sequentially placed at the

gaps in the given letter series shall complete it?

—A’B—B’AA’——BB’——A(a) A’BAB’ (b) A’B’AB(c) ABAB (d) AB’A’B

Directions (Q.23-26) : Choose the Correct alternatives from

the given ones, that will complete the series,




40. Ramesh is the brother of Amit. Sushma is the brother of

Amit. Sushma is the sister of Satish. Amit is the son of

Sushma. How is Ramesh related to Sushma?

(a) Father (b) Brother

(c) Son (d) Nephew

41. Select the correct combination mathematical signs to

replace (*) signs and to balance the given equation.

24*2*4*3

(a) = + x (b) + + =

(c) + = x (d) = x +

42. Some equations are solved on the basis of certain system.

On the same basis, find out the correct answer for the

unsolved equation.

3 x 5 x 7 = 15, 2 x 4 x 6 = 12, 4 x 7 x 9 = ?

(a) 28 (b) 21

(c) 20 (d) 18

Directions (Q.43-44) : Two statements are given below

followed by two conclusions (i) and (ii) .You have to consider

the statements to be true if they seem to be at various from

commonly known facts. You are to decide which of given

conclusions, if any follow from the given statements? Indicate

your answer.

43. Statements: Latha is a beautiful and intelligent girl. She

is very good.

Conclusions : I. All beautiful girls are intelligent

II. Beauty and intelligence are the essential factors of

goodness.

(a) Only conclusions I follows

(b) Only conclusion II follows

(c) Both conclusion I and II follow

(d) Neither conclusion I nor II follow

44. Statements: All writers are always. All readers are

lawyers.

Conclusions :

I . Some lawyers are readers.

II. Some readers are writers.

(a) Only conclusion I follow

(b) Only conclusion II follows

(c) Both conclusion I and II follows

(d) Neither conclusion I Nor II follows.

45. Which answer figure will complete the pattern in the

question figure?

46. Which of the figure is exactly the mirror of the given

figure. When the mirror is held on the line AB?

47. A word is represented by only one set of numbers as

given in any one of the alternatives. The set of numbers

given in the alternatives are represented by two classes

of alphabets as in two matrices given below. The column

and rows of matrix I are numbered from 0 to 4 and that

of Matrix II are numbered from 5 to 9. A letter from

these matrices can be represented first by its row and

nest by its column, e.g. ‘A’ can be represented by 01,12, 33, etc and K can be represented by 57,68,85 etc.

Identify the set for the word EAST.




(d) guide and warn the ships coming from different

direction in the ocean

62. In a Capitalistic Economy, the Prizes are determined by

(a) Demand and supply

(b) Government authorities

(c) buyers in the market

(d) Sellers in the market

63. Who of the following has not been an interlocutor on

Jammu and Kashmir?

(a) MM Ansari (b) Radha Kumar

(c) Shujaat Bukhari (d) Dillip Padgaonkar

64. The zone of Earth’s atmosphere immediately above itssurface up to a height of about 16 kms above equator

and 8 kms over the poles is known as

(a) Mesosphere (b) Thermosphere

(c) Troposphere (d) Stratosphere

65. The term ‘pitcher’ is associated with(a) wrestling (b)Boxing

(c) Baseball (d) Basketball

66. The filament of electric bulb is made up of

(a) Copper (b) Nichrome

(c) Lead (d) Tungsten

67. Which of the following is called “brown paper”?(a) Jutte (b) Cotton

(c) Rubber (d) Tea

68. A secular state is one which

(a) has no religion of its own

(b) is irreligious

(c) is anti- religion

(d)takes into consideration the religious sentiments of

the people

69. What does Jahangir mean?

(a) National Monarch

(b) The Grand Monarch

(c) Conquer of the World

(d) Hero of Hundred Battles

70. Gol Gumbaz is in

(a) Konark (b) Hyderabad

(c) Puri (d) Bijapur

71. The early Buddhist Scriptures were composed in

(a) Prankish texts

(b) Pali texts

(c) Sanskrit texts

(d) Pictographical texts

72. In MohanjoDaro, the largest building is

(a) the great bath

(b) a granary

(c) the Pillared Hall

(d) a two storeyed house

73. Where was the Royal Durbar held on November 1st 1858

to issue the Queen’s proclamation?(a) Lucknow (b)Cawnpore

(c) Delhi (d) Allahabad

74. Male (Anopheles) a mosquito feeds on

(a) blood of man (b) nectar of flower

(c) blood of culex (d) blood of leech

75. Tooth paste is a product sold under

(a) monopolistic completion

(b) perfect competition

(c) monopoly

(d) duopoly

76. The National Development Council includes

(a) All Central Cabinet Ministers

(b) Chief Ministers of the States

(c) Cabinet Ministers of all the States and the Centre

(d) Members of the Estimates Committee of the

Parliament

77. Which of the following is not a cause of low productivity

in Indian Agriculture?

(a) Co- operative farming

(b) Inadequate inputs availability

(c) Subdivision and fragmentation of land holdings

(d) Proof finance and marketing facilities

78. The gas that is used in the manufacture of vanaspati

ghee is

(a)Oxygen (b) Carbon dioxide

(c) Hydrogen (d) Nitrogen

79. Cement is usually a mixture of

(a) Calcium silicate and calcium aluminates.

(b) Calcium silicate and calcium ferrate

(c) Calcium aluminates and calcium ferrate

(d) Lime stone and silicon silicon dioxide

80. Which of the following is not Hardware?




100. The tusk of elephant is an enormously enlarged

(a) Upper incisor (b) Upper canine

(c) Lower canine (d) Lower incisor

QUANTITATIVE APTITUDE

101. Ratio of the Principal and the amount after 1yr is 10 :

12. Then the rate of intrest per anum is

(a) 12% (b) 16%

(c) 18% (d) 20%

102. A solid cone of height 9 cm with diameter of its base 18

cm is cut out from a wooden solid sphere of radius 9

cm. The percentage of wood wasted is.

(a) 25 (b) 30

(c) 30 (d) 75

103. The length of the chord of a circle is 8 cm and

perpendicular distance between centre and the chord is

3cm. Then the radius of the circle is equal to .

(a) 4cm (b) 5cm(c) 6cm (d) 8cm

104. In ABC, ABC =900 and AB = ½ BC. Then themeasure of abc is(a) 600 (b) 300

(c) 450 (d) 150

105. The average of 5 numbers is 140. If one number is

excluded, the average of the remaining 4 numbers is 130.

The excluded number is.

(a) 135 (b) 134

(c) 180 (d)150

106. If toys are bought at 5 each and sold at 4.50 each ,

then the loss is

(a) 10% (b) 11%

(c) 12% (d) 13%

107. What is the greatest number which will divide110and

128 leaving a reminder 2 in each case.

(a) 8 (b) 18

(c) 28 (d) 38

108. If a=23 and b = - 29, then the value of 25a2 + 40ab

+16b2 is

(a) 1 (b) -1

(c) 0 (d) 2

109. If and then )2()2( yx = 8 )3()9( yx = 81 then (xy) is

(a) (1, 2) (b) (2,1)

(c) (1, 1) (d) (2, 2)

110. One chord of a circle is known to be 10.1 cm . The

radius of this circle must be

(a) 5 cm

(b) Greater than 5 cm

(c) Greater than or equal to 5 cm

(d) Less than 5cm

111. Both the end digits of a 99 digit number N are 2. N

divisible by 11. Then all the middle digits are.

(a) 1 (b) 2

(c) 3 (d) 4

112. If2

xx0 and sec x = cosec y, then the value of sin

(x + y) is

(a) 0 (b) 1

(c)2

1(d)

3

1

113. A solid wooden toy is in the shape of a right circular

cone mounted on a hemisphere. If the radius of the

hemisphere is 4.2 cm and the total height of the toy is

10.2 cm, find the volume of the wooden toy (nearly)

(a)104cm (b) 162 cm

(c) 427 cm (d) 266cm

114. A can do a piece of work in 12 days. B is 50% more

efficient than A. In how many days B will finish the

same work?

(a) 6days (b) 8 days

(c) 12 days (d) 24 days

115. Each interior angle of a regular polygon is three times

its exterior angle, then the number of sides of the regular

polygen is

(a) 9 (b) 8

(b) 10 (d) 7

116. Selling an article at a profit of 5% , Mr X gets Rs. 150

more than selling it at a loss of 5% more than selling it

at a loss of 5% . Mr X purchased the article at

(a) Rs.15000 (b) Rs.1500

(c) Rs.150 (d) Rs.15

117. The ratio of the radii of two circles is 1: 2 then the

ratio of their areas is




(c) 4500 (d) 5500

133. A cistern is normally filled in 8 h but takes another 2 h

longer to fill because of a leak in its bottom . If he

cistern is full, the leak will empty it in

(a) 16 h (b) 20 h

(c) 25 h (d) 40 h

134. The product of two numbers is 36 and their sum is 13.

The positive difference between the two numbers is

(a) 1 (b) 3

(c) 5 (d) 9

135. Two equal circles of radius 4 cm intersect each other

such that each passes through the centre of the other.

The length of the common chord is

(a) 32 cm (b) 34 cm

(c) 22 cm (d) 8cm

136. From four corners of a square sheet of side 4cm, four

pieces , each in the shape of are of a circle with radius

2cm are cut out. The area of the remaining portion is

(a) (8- ) sq cm (b) (16-4 ) sq cm

(c ) (16-8 ) sq cm (d) (4-2 )sq cm

137. If A, B and C be the angles of a tringle then which of

the following in incorrect relation is

(a)2

Ccos

2

BAsin

(b)2

Csin

2

BAcos

(c)2

Csec

2

BAtan

(d)2

Ctan

2

BAcot

138. If two third of A is four-fifth of B, then A : B = ?

(a) 5 : 6 (b) 6 : 5

(c) 10 : 9 (d) 9 : 10

139. The lines 2x + y = 5 and x + 2y = 4 intersect at the point

(a) (1, 2) (b) (2, 1)

(c) (5/2, 0) (d) (0, 2)

140. If x = 3 + 22 then the value ofx

1x

(a) 1 (b) 2

(c) 22 (d) 33141. Two successive discounts of 5%, 10% are given for an

article costing Rs. 850. Present cost of the article is Rs.

(a) 725 (b) 762.75

(c) 700 (d) 650

Directions ( Q.142-145) : A motorist and a scooterist made

a journey of 120 km at the same time and from the same

place . The graph shows the progress of the journey made by

each person. Study the graph and answer the questions.

142. How far from the start did the motorist, meet the

scooterist? (in KM)

(a) 75 (b) 70

(c) 90 (d) 80

143. What was the speed of the scooterist during the journey?

(in Km/hr )

(a) 45 (b) 48

(c) 42 (d) 46

144. The scooterist completes the journey in (hrs)

(a) 3 (b) 2

(c) 2 ½ (d) 3 ½

145. At what time did the motorist meet the scooterist?

(a) 10.30am (b) 10.45am

(c) 10.15am (d) 10.20am

Directions (Q.146-150) : Read the bar graph given below

and answer the question.




163. Dishonour

(a) infamy (b) Glory

(c) uncouth (d) Wicked

164. Erudite

(a) Scholarly (b) Friendly

(c) Miserly (d) Lovely

165. Idea

(a) Comprehension (b) Notion

(c) Emotion (d) Gist

Directions (Q.166-170) : Choose the word opposite in

meaning to the given word.

166. Obvious

(a) Simple (b) clear

(c) Difficult (d) Vague

167. Implicit

(a) Explicit (b) Implied

(c) Explained (d) Exquisite

168. Capture

(a) Catch (b) Detain

(c) Liberate (d) Stop

169. Repulsive

(a) Attractive (b) Offensive

(c) Defensive (d) Pensive

170. Misery

(a) Sony (b) careless

(c) joy (d) content

Directions (Q. 171-175) : Four alternatives are given for

the idiom/phrase. Choose the alternative which best expresses

the meaning of the idiom /phrase

171. To play havoc with

(a) To ruin (b) To alter

(c) To swallow (d) To affect

172. Herculean task

(a) An easy puzzle (b) A good contest

(c) A difficult thing (d) A hurried job

173. A red letter day

(a) An unimportant day

(b) A festival occasion

(c) An Important day

(d) An insignificant occasion

174. A bone of contention

(a) A matter of dispute

(b) A settled quarrel

(c) Food for thought

(d) Competition

175. To give currency

(a) To male publicity known

(b) To misinterpret

(c) To bestow importance

(d) To originate

Directions (Q.176-180) : A part of the sentences is

underlined. Below are given alternatives to the underlined

part at (a) (b) (c) which may improve the sentences. Choose

the correct alternatives. In case no improvement is needed

your answer is (d)

176. He throwed it out the window

(a) threw (b) throw

(c) thrown (d) No improvement

177. In the hot afternoon, after a long walk, I rested under

the Shadow of a tree.

(a) Shelter (b) Shade

(c) Cool (d) No improvement

178. Your answer book will be answered with the help of a

Computer.

(a) Judged (b) Tested

(c) Evaluated (d) Seen

179. Marconi assembled the radio.

(a) discovered (b) made

(c ) invented (d) No improvment

180. He showed great kind to his friend

(a) Kindness (b) kind heart

(c) Kind hearted (d) no improvement

Directions (Q.181-185) : Out of the four alternatives choose

the one which can be substituted for the given Words/

sentences

181. Ability to go on in spite of difficulties.

(a) Delicious (b) Desirous

(c) Preservance (d) Pervasive

182. The number of ships vehicles etc. travelling together

under escort.




INDIA

Chairman, Airports Authority of India (AAI) - Shri S. Raheja

Chief of the Naval Staff - Admiral Robin K. Dhowan

Chief of the Air Staff - Air Chief Marshal Arup Raha

Chief of the Integrated Defence Staff - Air Marshal PP Reddy

Chairman, Audit Bureau Circulation(ABC) - Amit Mathew

MD & CEO, Oriental Bank of Commerce - Animesh Chauhan

Vice Chairman, NITI Aayog - Arvind Panagariya

CMD, Oriental Insurance Company Ltd - Dr. A. K. Saxena

Chairperson Prasar Bharati Board - Dr. A. Surya Prakash

CMD, National Research Development Corporation (NRDC)

- Dr. Hanumanthu Purushotham

Deputy Speaker, Lok Sabha - Dr. M. Thambidurai

Chairman, National Commission on Farmers (NCF) - Dr.

M.S. Swaminathan

Chairman, National Statistical Commission - Dr. Pronob Sen

Principal Scientific Advisor to the Govt. - Dr. R.

Chidambaram

Chairman, Atomic Energy Commission and Secretary, Dept

of Atomic Energy. - Dr. R. K. Sinha

Chairman, Telecom Regulatory Authority of India - Dr. Rahul

Khullar

Election Commissioner - Dr. Syed Nasim Ahmad Zaidi

Chairperson, National Institute of Public Finance & Policy

(NIPFP) - Dr. Vijay Laxman Kelkar

Director General, Indian Council of Medical Research - Dr.

Vishwa Mohan Katoch

Chairman 14th Finance Commission - Dr. Y. V. Reddy

Chief of the Army Staff - General Dalbir Singh Suhag

Leader of Opposition (Rajya Sabha) - Ghulam Nabi Azad

Chairperson, Central Electricity Regulatory Commission

(CERC) - Gireesh B. Pradhan

Chairperson,Central Board of Excise & Customs - J. M.

Shanti Sundharam

Chairman, Financial Planning Standards Board India (FPSB)

- Justice B N Srikrishna

President, National Consumer Disputes Redressal

Commission - Justice D. K. Jain

Chief Justice of India - Justice Handyala

Lakshminarayanaswamy Dattu

Chairperson, National Human Rights Commission - Justice

K.G. Balakrishnan

President, National Green Tribunal - Justice Swatantra Kumar

Chairman, National Commission for Backward Classes -

Justice Vangala Eswaraiah

Chairperson, National Commission for Women - Lalitha

Kumaramangalam

Vice President - Mohammad Hamid Ansari

CMD, Shipping Corporation of India - Mr. A K Gupta

President, Confederation of Indian Industries(CII) - Mr. Ajay

S. Shriram

Chairman Space Commission and ISRO - Mr. Alur Seelin

Kiran Kumar

Chairman, SSC - Mr. Amitava Bhattacharyya

Director-General, Indian Merchant's Chamber - Mr. Arvind

Pradhan

Chairperson, Competition Commission of India (CCI) - Mr.

Ashok Chawla

Chairman & MD, General Insurance Corporation of India -

Mr. Ashok K Roy

Chairman, Indian Farmers Fertiliser Co-operative Limited

(IFFCO) - Mr. B. S. NakaiDr. Harsh Vardhan

WHO’S WHO




ONE LINER

1. Which entity has become India’s newest public sector undertaking (PSU) during April 2015 after Union Govt. increasedits stake to over 51% in this entity? – IFCI Limited

2. US-based rating agency Moody’s on 9 April 2015 upgraded India’s economic outlook from stable to positive. It announcedthat the Indian govt. is taking steps to improve its economic strength. What is Moody’s upgraded rating for India now?–‘Baa3’

3. India was placed at 101st place in the Social Progress Index (SPI) ratings that were released globally on 9 April 2015.

Which country topped this list? – Norway

4. Which company became the first Indian private company since the year 2000 to list overseas as it recently made its debut

on US stock exchange NASDAQ? –Videocon D2h

5. Which port recently upstaged Chennai Port Trust (CPT) in car handling volumes to become the largest car-exporting

port of India? – Kamarajar Port Ltd (KPL), Ennore (Tamil Nadu)

6. The Telecom Regulatory Authority of India (TRAI) on 7 April 2015 recommended use of a single number for all emergency

services in the country, including police, fire brigade and ambulance. What number is this? – ‘112’7. Small Industries Development Bank of India (SIDBI) completed how many years of its operations during April 2015? –

25 years

8. Which leading online retail company acquired mobile transactions platform FreeCharge as announced by the company on

8 April 2015? – Snapdeal

9. Liu Xiang, who was China’s first Olympic gold medalist in an athletic event, announced his retirement on 7 April 2015.He was the Olympic and World Champion in which athletics event? – 110m hurdles

10. Which entity becomes the first public sector undertaking (PSU) to hit the market in fiscal year 2015-16 with its disinvestment

taking place on 8 April 2015? – Rural Electrification Corporation (REC)

11. The National Green Tribunal (NGT) on 7 April 2015 gave which far-reaching order pertaining to plying of vehicles in

Delhi? – It banned all diesel vehicles over ten years old from plying on Delhi roads

12. In a shocking incident as many as 20 labourers hired by suspected sandalwood smugglers were shot dead by a task force

in Andhra Pradesh (AP) on 7 April 2015. This incident took place at which place of AP? – Seshachalam forest (Chittoor

district)

13. RBI presented its first bi-monthly Monetary Policy Review on 7 April 2015 and kept all primary rates, including the

Repo Rate, unchanged. What is the estimated GDP growth rate proposed to be achieved by RBI during fiscal year 2015-

16? –7.8%

14. Union Govt. has planned which step to promote the Kisan Vikas Patra (KVP), which was re-launched during November

2014? – It has roped in Public Sector Banks (PSBs) to sell KVP certificates

15. Union Govt. has planned which step to promote the Kisan Vikas Patra (KVP), which was re-launched during November

2014? – It has roped in Public Sector Banks (PSBs) to sell KVP certificates

16. What is the name of the first of the Indian Navy’s six Scorpene class stealth submarines that was undocked on 6 April2015 for conducting sea trials? –”Kalvari”

17. Kenya, in its first response to the recent al-Shabab assault at Garissa University, bombed bases of the group through its

fighter jets on 6 April 2015. These attacks were carried out in which of its neighbouring country? – Somalia

18. Who was appointed as the new Chairman of the Indian Premier League (IPL) Governing Council on 6 April 2015 to

replace Ranjib Biswal? – Rajeev Shukla

19. A Turkish court during April 2015 ordered Internet firms to block access to social media sites to stop the sharing of

photos of a hostage taken during an armed siege. Which far-left group was suspected to be involved in this siege? – DHKP-C




39. Which state government on 1 April 2015 launched the ambitious “Aahar” cheap meal scheme for providing subsidisedfood to urban poor? – Odisha

40. Who took over as India’s first-ever Cyber Security Chief (CSC) on 1 April 2015? –Gulshan Rai

41. The amalgamation scheme of which two private sector banks came into effect on 1 April 2015 after the Reserve Bank of

India (RBI) gave its approval for their merger? – Kotak Mahindra Bank and ING Vysya Bank

42. Who was the President of the International Cricket Council (ICC) who resigned from the post on 1 April 2015 alleging

widespread constitutional violations by the governing body? – Mustafa Kamal (Bangladesh)

43. The State Bank of India (SBI) on 31 March 2015 announced plans to divest 10% stake in its life insurance arm SBI Life.

Which foreign financial entity is the minority partner in SBI Life? – BNP Paribas Cardif (France)

44. In an important event in Nigerian history, who became the first opposition candidate to win a presidential election in

country, as announced on 31 March 2015? – Muhammadu Buhari

45. What is the name of the first direct container vessel from India to Qatar which arrived at Doha on 31 March 2015 as part

of a non-stop service launched to facilitate swift trade between the two countries? – M.S. Convent

46. What was India’s external debt stood as on 31 December 2014 according to the data released by the Finance Ministry on31 March 2015? – $462 billion

47. What is the name of the controversial bill passed by the Gujarat Assembly on 31 March 2015 which empowers law

enforcing authorities to intercept and record phone calls as evidence and gives them other contentious powers? – Gujarat

Control of Organized Crime Bill (GUJCOC)

48. Which district of Japan on 31 March 2015 became the first-ever district in the country to recognise same-sex partnerships

as the equivalent of a marriage by passing a landmark vote? – Shibuya

49. The Income Tax Department on 31 March 2015 took which extreme step against big tax defaulters? – It published their

names in newspapers

50. Indian Government on 30 March 2015 sent two ships from Kochi for Djibouti to rescue Indians stranded in strife-torn

Yemen. The ships would ferry the Indian citizens from any one of the ports in Yemen to Djibouti, from where they would

be flown to India. What are the names of the ships pressed into this emergency service? – M.V. Kawarati and M.V.

Coral

51. The Reserve Bank of India (RBI) on 30 March 2015 relaxed provisioning rules against bad loans by allowing banks to

set aside up to 50% of floating provisions. What was the present rule for the same? – Till now RBI allowed up to 33%

of floating provisions against bad loans

52. What was the total number of world famous one-horned rhinos in Assam’s Kaziranga National Park as disclosed in thelatest Rhino Census conducted in the park during March 2015? – 2,401

53. Which politician was indicted by the Justice R.C. Gandhi Commission that inquired into the communal riots that left

three dead and over 80 injured in Kishtwar in Jammu & Kashmir in 2013? – Sajjad Ahmad Kitchloo

54. Who won the Femina Miss India World 2015 title on 28 March 2015? – Aditi Arya

55. The Bharatiya Janata Party (BJP) became the largest political party in the world with number of its registered members

crossing the figure of 8.8 crore on 29 March 2015. It overtook which party in sheer numbers? – Communist Party of

China

56. Which organisation was selected for the Gandhi Peace Prize for 2014 as announced on 27 March 2015? – Indian SpaceResearch Organisation (ISRO)

57. How many Mega Food Parks (MFPs) were sanctioned by the Union Govt. during March 2015 for which an investment

of Rs. 2330 crore will be incurred? – 17

58. In order to de-congest and streamline huge litigation in the Income Tax Department (IT Department) and the CentralBoard of Direct Taxes (CBDT), the Finance Ministry during March 2015 launched an ambitious electronic national




75. Air Chief Marshal Hrushikesh Moolgavkar, who was Chief of Air Staff of the Indian Air Force (IAF) from 1976 to 1978,

passed away at the age of 95 in Pune on 9 April 2015. What important flying history was associated with him? – He was

among the first three Indian pilots to fly faster than sound

76. Terry Jones, the controversial pastor of Florida (US) came to news for which reason recently? – He announced his

candidature for US Presidential Elections 2016

77. Lee Kuan Yew, who passed away on 23 March 2015, was the architect and the first Prime Minister of which Asian

country? – Singapore

78. The Securities and Exchange Board of India (SEBI) on 22 March 2015 came up with guidelines for which category of

bonds which will help the Union Govt. in its “Smart Cities” plan? – Municipal Bonds

79. The Union Govt. on 20 March 2015 gave its approval for a flagship skill development scheme to cover 24 lakh persons

and to replace the earlier STAR Scheme of the UPA era. What is the name of this new scheme? – Pradhan Mantri

Kaushal Vikas Yojana (PMKVY)

80. The Nuclear Power Corporation of India Limited (NPCIL) got a big boost when the Ministry of Environment, Forests &

Climate Change (MoEFCC) gave coastal regulatory zone (CRZ) approval to the 6,000-MW Mithivirdi Nuclear Power

Plant. This plant is proposed in which state? – Gujarat

81. Indian Navy recently decided to decommission its aircraft carrier INS Viraat in February 2016. This naval carrier is one

of the longest serving warships in the world. When it was initially commissioned in the Royal British Navy? – 1957

82. Two open-cast coal mines – Makardhokra and Bhanegaon, were dedicated to the nation on 21 March 2015. These minesare situated in which state? – Maharashtra

83. Who became the highest run scorer in an ICC World Cup match by scoring an unbeaten 237 runs on 21 March 2015? – Martin Guptill (New Zealand)

84. Which film personality was chosen for the Dadasaheb Phalke Award for the year 2014 as announced by the Union Govt.

on 23 March 2015? – Shashi Kapoor

85. The SEBI on 22 March 2015 approved guidelines to govern international financial services centres (IFSC). Which centre

is expected to be India’s first such IFSC? –Gujarat International Finance Tec-City (GIFT City)

86. According to the news reports appearing in a section of media on 23 March 2015, the Andhra Pradesh Government is

considering naming the proposed new capital city of the state as Amaravathi. This name is derived from an ancient

temple situated between Guntur and Vijayawada. Which temple is this? – Amareswara Swamy Temple

87. What was the annual trade deficit for India for year 2014-15, the figures for which were released by the govt. on 17 April

2015? – $137 billion

88. In an important chapter in women empowerment in Delhi, for the first time a female driver was appointed in the bus

service of the Delhi Transport Corporation (DTC). What is her name? – Venkadarath Saritha

89. President Pranab Mukherjee inaugurated the Centenary Year Celebrations of which High Court on 18 April 2015? –Patna High Court

90. US space agency NASA during April 2015 revealed the first-ever colour image of dwarf planet Pluto. This photo was

taken by a Pluto probe that was sent by the agency in 2006. What is the name of this probe? – New Horizons

91. The Reserve Bank of India (RBI) on 17 April 2015 came out with which important proposal pertaining to term deposits?

– It proposed to allow banks to offer differential interest rates for term deposits

92. What would be the maximum sum assured for life insurance policies sold through common service centres (CSCs) as

proposed in the draft regulations released by the Insurance Regulatory and Development Authority of India (IRDA)? – Rs. 2 lakh




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MONTHLY ISSUE - JUNE - 2015 Vanik’s Current Affairs june final.pdfInternet, and without Net Neutrality, they would seize every ... stayed its decision, saying it would wait for regulator