MATHEMATICST1a Calculate with money and solve simple problems in the

context of finance (for example profit and loss, discount, current accounts, cheques, statements, lodgements and withdrawals).

T1b Use percentages, including calculating simple interest.

M1 Calculate with money and solve simple problems in the context of finance, for example profit and loss, discount, wages and salaries, bank accounts, simple interest, budgeting, debt, APR and AER.

ICTICT3.1 Demonstrate knowledge and understanding of

basic network security measures, for example passwords, access levels and encryption.

ICT3.2 Identify the characteristics of a secure password.

ICT3.3 Demonstrate knowledge and understanding of the following internet services and describe the advantages and disadvantages to both the customer and the vendor: shopping and banking, including the identification and use of secure websites and encryption measures.

DIGITAL TECHNOLOGY DT

3.1aDefine the term cybercrime and give examples of threats to cybersecurity.

DT 3.1b

Explain how networks and data can be protected using encryption, passwords, levels of access, backup and firewalls.

DT 3.1c

Describe the main features of gaming applications, simulations and mobile phone applications and how they can be used to support the following: education and training; social interactions; and work practices.

DT 3.1d

Evaluate the impact of the following digital applications on our everyday lives: online banking, online training and e-commerce.

LEARNING FOR LIFE AND WORK

LLW E1

Investigate the recruitment and retention procedures taking into account the rights and responsibilities of employees and employers.

LLW E2

Investigate the increasing social responsibility of business in the community.

LLW E3

Explore self-employment and identify relevant sources of support.

LLW PD1

Recognise, assess and manage risk in a range of real-life contexts.

LLW PD2

Develop further their competence as discerning consumers in preparation for independent living.

LLW PD3

Develop an understanding of how to maximise and sustain their own health and wellbeing.

LLW PD4

Reflect on, and respond to, their developing concept of self, including managing emotions and reactions to on-going life experiences.

BUSINESS STUDIES BS1a Demonstrate knowledge and understanding

of the internal and external sources of finance.

BS1b Evaluate pricing policies for given circumstances.

BS17 1a Evaluate pricing policies for given circumstances.

BS17 1b

Describe and explain a variety of uses of mobile technology for business.

BS17 2a

Explain the advantages and disadvantages of external sources of finance.

*For English exam board specifications, please see the KS4 English curriculum topic map.

This topic map illustrates how the range of MoneySense resources link to the Northern Ireland Statutory Curriculum and CCEA Qualifications for Key Stage 4*. MoneySense is a free and impartial financial education programme from Ulster Bank that has already helped millions of children learn about money. The programme has received the Financial Education Quality Mark and is accredited by Young Money; it’s easy to use, interactive and fun, and provides everything you need to teach pupils how to manage money.

MoneySense KS4 curriculum topic map

MoneySense topics

mymoneysense.com/ulsterbankni

How do I stay in control of my money?

Pupils explore how pressures (e.g. family, friends, advertisements) can affect how we spend our money and how those spending choices may affect others.

Curriculum links: T1a M1 LLW

E2LLW PD1

Resources: • Interactive activity • Lesson plan • Presentation • Activity sheet • Video

How can I understand credit and debt?

Pupils look at payment cards and specifically the differences between using a debit or a credit card.

Curriculum links: T1a M1 LLW

PD1

Resources: • Interactive activity • Lesson plans • Presentation • Activity sheet • Infographic • Video

How can my money choices affect my mental wellbeing?

Pupils look at the effect of their money choices on their own and others’ mental wellbeing – including possible consequences of gambling and debt and money mule schemes.

Curriculum links: LLW PD1

LLW PD2

LLW PD3

LLW PD4

Resources: • Lesson plan • Presentation • Activity sheet • Video

How do I keep my finances secure?

Pupils explore different types of frauds and scams, how to recognise them and how to prevent them from happening.

Curriculum links:T1a M1 ICT3.1 ICT3.2

ICT3.3 DT 3.1a

DT 3.1b

Resources: • Interactive activity • Lesson plans • Presentation • Activity sheets • Infographics • Video

What are my consumer rights?

Pupils look at consumer rights and responsibilities, including understanding the Consumer Rights Act, and how to exercise both rights and responsibilities as a consumer of goods and services.

Curriculum links: LLW

E2LLW PD2

Resources • Interactive activity • Lesson plan • Presentation • Activity sheet • Quiz/video

How can I plan for my retirement?

Pupils explore different ways of planning for the future including savings and pensions, and how choices made now may affect retirement plans.

Curriculum links: T1a T1b M1

LLW E1

LLW PD1

Resources: • Lesson plan • Presentation • Activity sheet • Quiz/video

When might I need insurance?

Pupils explore different types of insurance coverage, and how insurance can provide financial and emotional protection against different forms of risk.

Curriculum links: T1a M1 LLW

PD1LLW PD2

Resources: • Interactive activity • Lesson plan • Presentation • Activity sheet

Enterprise: Designing an app

Pupils gain insights into the process of creating apps and the start-up and running costs typically involved.

Curriculum links:

DT 3.1d BS1a BS1b BS17

1aBS17

1bBS17

2a

DT 3.1c

LLW E3T1a M1

Resources: • Interactive activities • Lesson plans • Presentation • Activity sheet • Video

How do I understand payslips and deductions?

Pupils gain insights into payslips and deductions, including understanding the importance of the information contained on payslips, ensuring deductions are correct, and calculating take-home pay for different jobs and circumstances.

Curriculum links: T1a T1b M1 LLW

PD2

Resources: • Interactive activity • Lesson plan • Presentation • Activity sheet • Video