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Modhumoti Bank Limited Head Office, DCCI Building 2nd, 3rd & 4th Floor, 65-66 Motijheel C/A, Dhaka-1000
Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ VAT, if any shall be recovered from the customers
in addition where and when applicable.
1
General Banking Services
Item No. General Banking Services Page Number
1. Current Account ………………………………………………………………………………….. 5
2. SND Account ………………………………………………………………………………………. 5
3. SB Account…………………………………………………………………….......................... 5
4. Scheme’s A/C ……………………………………………………………………………………… 5
5. Standing Instruction ……………………………………………………………………………. 5
6. Locker & Safe Custody………………………………………………………………………….. 5
7. Issuance of Solvency Certificate & BO Certificate……………………………………….. 6
8. Supply of Statement of Account...…………………………………………………………… 6
9. Transfer of Fund as per instruction ………………………………………………………… 6
10. Stop payment Instruction …………………………………………………………………….. 6
11. Issuance of Cheque Book …………………………………………………………………….. 6
12. Issuance of Foreign currency balance certificate etc. ………………………………… 6
13.
14.
Collection…………………………………………………………………………………………….
Collection ……………………………………………………………………………………………
6
7
15. Cheque returned unpaid from clearing house. ………………………………………… 7
16. Collection of outstation cheques, bills/Clean/documentary……………………….. 7
17. Bounced cheques drawn on us (Cash, Clearing or transfer)………………………… 7
18. Remittance (Inland) DD/TT/MT/Issuance……………………………………………….. 7
19
20
21
22
23
24
25
26.
Cancellation of DD/TT/MT/ Postage /Courier/FAX…………………………………….
Issuance of Duplicate Instrument…………………………………………………………..
Issuance of Payment Order……………………………………………………………………
Issuance of Duplicate PO………………………………………………………………………
Issuance of Duplicate FDR/ Different Schemes…………………………………………..
Issuance of Cheque drawn on Bangladesh Bank at the request of the client…..
Collection of Inland Bills……………………………………………………………………….
Purchase of Inland Bills accepted by other Banks………………………………………
7
7
8
8
8
8
8
9
Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ VAT, if any shall be recovered from the customers
in addition where and when applicable.
2
Item No. Online Charges Page Number
1. Online Cash Transaction (Withdrawal & Deposit) Fees………………………… 9
2. Online Cash Transaction (Withdrawal & Deposit) Fees- Inter Branch
within the same City…………………………………………………….. 9
Credit Related Services
Item No. Credit Related Services Page Number
1. Loan Processing & Monitoring Fee ………………………..…………………….……… 10
2. Commitment Fee on Undisbursed amount…………………………………………… 10
3. Retail Loan/ Consumer Loan/ Home Loan/ Personal Loan……………………… 10
4. Vehicle Loan………………………………………………………………………………… 10
5. All Loan accounts (CC, Demand Loan, SOD (Gen), Hire Purchases)………….. 10
6. Forced /Demand Loan…………………………………………………………………… 10
7. Documentation Charges ………….……………………………………………………… 10
8. Issuance of Bank Guarantee……………………………………………………………… 10
9. Godown Charge/ Warehouse Charge…………………………………………………… 10
10. Interest on PAD ……………………………….…………………………………………….. 11
11. Handling of Documents for LIM………………………………………………………… 11
12. Early Settlement Fee……………………………………………………………………… 11
13. Overdue
Interest…………………………………………………………………………………………..
11
Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ VAT, if any shall be recovered from the customers
in addition where and when applicable.
3
Foreign Trade Related Services
Item No. Trade Service (Import) Page Number
1. L/C Opening Charges & Commission………………………………………… 12
2. L/C Transmission Charges……………………………………………………… 12
3. Add Confirmation Charge for Local & Foreign……………………………. 13
4. Correspondence Charges ..……………………………………………………. 13
5. Collection of Credit Report……………………………………………………. 13
6. Import Bill Settlement Charges……………………………………………… 13
7. Shipping Guarantee / Airway Bill Realise/ Delivery Order/NOC…… 14
8. Others Charges………………………………………………………………….. 14
Item No. Trade Service (Export) Page Number
Item No. Foreign Trade (Miscellaneous) Page Number
1. Forwarding application regarding import registration certificate etc. 17
2. Handling charges for license of indenting & Money changer…………. 17
3. Handling charges for settlement of Cash incentive & DEDO …………. 17
4.
5.
Inland L/C Advising and Reimbursement charge…………………………
Correspondence against Customer's Queries /investigation………….
17
17
6. Interest Rate on EDF L/C………………………………………………………. 17
7. Processing fee for obtaining Bangladesh Bank approval/permission
(Indenting, Buying House, Freight Forwarders Agents etc.)
17
1. Export …………………..……………………………………………………………… 15
2. Foreign Bank Guarantee …..………………………………………………………. 16
3. Issuance of PRC…………………….………………………………………..…......16
4. Issuance of Back to Back L/C Certificate / C&F Certificate ….…………… 16
5. EXP Issue ……….………………………………………………………………..…… 16-17
Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ VAT, if any shall be recovered from the customers
in addition where and when applicable.
4
Item No. Ship Builders for Export Oriented IndustryPage Number
1. Issuance of Bank Guarantee 18
2. Letter of Credit Under (Sight) etc 18
3. L/C Opening Commissions where 100% Cash margin received 18
4.
L/C Opening Commissions under Deferred Payment/ Usance L/C 18
Item No. Foreign Remittance Page Number
1. Foreign Remittances 19
2. Opening / Renewal of Student File (Remittance fees) ……………… 19
3. Issuance of FC Demand Draft Drawn on Bangladesh Bank…………. 19
4. Clearing of FC Demand Draft drawn on Bangladesh Bank……………… 19
5. Disposal of remitted fund on A/C of Home Remittance ……………… 19
6. Collection (Inward) ……………………....……………………………………… 19-20
Item No. Micro, Cottage & SME LoanPage Number
1. Schedule of Charges (MCSME)…….…………………………………………… 20
Item No. Syndication LoanPage Number
1. Schedule of Charges (Syndication Loan)……………………………………… 21
Item No. BFTN, RTGS & BACHPage Number
3. Schedule of Charges (BFTN, RTGS & BACH)22
Item No. CardsPage Number
1. Schedule of Charges for ATM Debit Card……………………………………. 22
2. Schedule of Charges (VISA Debit Card …………………………………………… 23
3.Schedule of Charges (VISA Credit Card) …………….……………………………24
Item No. Agent Banking Page Number
1. Schedule of Charges(Agent Banking)…………………………………………… 25
Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ VAT, if any shall be recovered from the customers
in addition where and when applicable.
5
General Banking Services
Item
No.
Type of Services Nature of Charges Charges
1.
Current Account (CD) Account Maintenance Fee
Account Closing Charge
BDT. 500/- half yearly
BDT. 300/-
2.
Special Notice
Deposit Account
(SND)
Account Maintenance Fee
Account Closing Charge
BDT. 500/- half yearly
BDT. 300/-
3.
Savings Account (SB)
Account Maintenance Fee
(1)Account Maintenance fee shall not be
realized from the savings account if the
minimum average balance is BDT. 5000/-
(2) Account Maintenance fee shall be realized
BDT. 100/- half yearly If the minimum average
balance is BDT. 5001/- to BDT. 25,000/-
(3) Account Maintenance fee shall be realized
BDT. 300 half yearly if the minimum average
balance is BDT. 25001/- and above.
(4) Account Maintenance Fee shall not be
realized from the Staff Account.
Account Closing Charge BDT. 200/-
4.
Scheme’s A/C
Closing Charge
For Premature
Encashment only
FREE
5. Standing Instruction Charge BDT. 50/- to be realized in each transaction
except Scheme A/C.
6.
Locker & Safe
Custody
Rent
Small Size
Medium Size
Large Size
Security Money
(Refundable)
Small Size
Medium Size
Large Size
BDT. 5000/- P.A.
BDT. 7500/- P.A.
BDT. 10,000/- P.A.
BDT. 5000/-
BDT. 7500/-
BDT. 10,000/-
Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ VAT, if any shall be recovered from the customers
in addition where and when applicable.
6
Item
No.
Type of Services Nature of Charges Charges
7.
i)Issuance of
Solvency Certificate
ii) Issuance of
Certificate for BO
Account
Charge
i) BDT. 300/- for issuance of Solvency Certificate per instance.
ii) BDT. 100/-Only
8.
Supply of Original
Statement of Account
i) Regular Statement
ii) Supply of
Duplicate Statement
of Account on
Demand
iii)Balance
Confirmation
Certificate (Yearly &
Half Yearly)
iv)Authentication of
client statement at
the request of other
banks
Charge
(i) Free of Charge
(ii) Min. BDT. 50/- to Max. BDT. 500/-
(iii) Yearly & Half Yearly is free. Issuance of
Balance Certificates more than mentioned two
times BDT. 200/- to be realized
iv) BDT. 300/-
9. Transfer of Fund as
per Instruction
(Within the same
branch & deposit
schemes only).
Charge FREE
10.
Stop Payment
Instruction
Charge
BDT. 100/- per instruction
11.
Issuance of Cheque
Books
Charge BDT. 4.00/- per leaf applicable for all types of
accounts
12. Issuance of Foreign
Currency Balance
Certificate etc.
Charge
BDT. 300/- or USD 5/-
13. Local Collection of
Cheques (Where
there is Clearing
House)
Charge
As per BACH & BEFTN charges schedule
Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ VAT, if any shall be recovered from the customers
in addition where and when applicable.
7
Item
No.
Type of Services Nature of Charges Charges
14. Local Collection of
Cheques(Where there
is no Clearing House)
Charge
Actual Conveyance
Minimum BDT. 50/-
15.
Cheque returned
unpaid from the
Clearing House
Charge
BDT. 200/- per instance from the account of
the depositor/Account holder
16.
Collection of
Outstation Cheques /
Bills
(Clean/Documentary)
Commission
Postage
Telephone
Up toBDT. 1,00,000 @0.15%
Min.BDT. 100/-
Above BDT. 1,00,000 @0.10%
Min.BDT. 200 /-
Max. BDT. 3000/-
At actual, Minimum BDT. 25/-
At actual, Minimum BDT. 50/-
17.
Bounced Cheque
drawn on us (Cash,
Clearing or Transfer
Charge
BDT. 250/- (flat) per instance
18.
Remittance (Inland)
DD/TT/MT issuance
Commission
Additional Charges for
Telephone
Communication
@ 0.15% Minimum BDT. 50/-
At actual, MinimumBDT. 50/-
19.
Cancellation of
a)DD/TT/MT
b)Communication
Charge
Charge of Cancellation
BDT. 100/- per instance
At actual, Min BDT. 50/-
20. Issuance of Duplicate
Instrument
Charge for Issuance BDT. 200/- + Actual stamp charge &
Postal Charges (if any)
Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ VAT, if any shall be recovered from the customers
in addition where and when applicable.
8
Item
No.
Type of Services Nature of Charges Charges
21.
Issuance of Payment
Order
Charge for Issuance
Charge for Cancellation
(1) Commissions on Issuance of Pay Orders
which are customer originated may be waived.
(2) Pay orders which are originated by the
Bank i;e Pay Orders issued by Bank in
settlement of Payments of Bills Under Letter of
Credit accepted by us & against to our
suppliers / service provider against goods/
services must be realized as follows:
Up-to BDT. 1,00,000/- = BDT. 50/- per
instance
Above BDT. 1,00,000/- = BDT. 200/- per
instance
(3) Staff: Free
BDT. 100/-
22.
Issuance of Duplicate
PO
Charge
Up- to BDT. 10,000 = BDT. 50/-
Above BDT. 10,000 = BDT. 200/-
+ Stamp duty + VAT
23 Issuance of Duplicate
FDR/ Different
Schemes
Charge Up- to BDT. 100,000 = BDT. 100/-
Above BDT. 100,000 = BDT. 300/-
+ Stamp Charge at Actual
24
Issuance of Cheque
drawn on Bangladesh
Bank at the request
of the client
Charge
BDT. 300/- per instance.
25
Collection of Inland
Bills
Commission
Postage (Registered)
Telephone
Interest
Up to BDT. 1.00 Lac @ 0.15% min. BDT. 200/-
Up to BDT. 10.00 Lac @ 0.10% min. BDT. 300/-
Max. BDT. 1000/-
Above BDT. 10.00 lac @ 0.10% Minimum BDT.
500/-
Maximum BDT. 3000/-
Interest to be charged as per lending rate
(Commercial Others from date of purchase up
to the date of realization of proceeds)
Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ VAT, if any shall be recovered from the customers
in addition where and when applicable.
9
Item
No.
Type of Services Nature of Charges Charges
26 Purchase of Inland
Bills accepted by
other Banks
Commission
Interest / Other charges
BDT. 500/- per bill and bill may be purchased
at bill buying rates published by Head Office
International Division.
Loans may be approved within limit approved
by Head Office at Interest Rate to be charged
Bank’s prevailing rate of interest.
Online Charges
1. Online Cash Transaction (Withdrawal & Deposit) Fees
Types of Services Charge/Fees
Up to BDT. 1 lac Free
Above BDT. 1 lac to BDT. 2 lac BDT. 100/-
Above BDT. 2 lac to BDT. 10 lac BDT. 200/-
Above BDT. 10 lac to BDT. 25 lac BDT. 500/-
Above BDT. 25 lac to BDT. 50 lac BDT. 1000/-
Above BDT. 50 lac BDT. 1200/-
2. Online Cash Transaction (Withdrawal & Deposit) Fees- Inter Branch within
the same City
Types of Services Charge/Fees
Up to BDT. 1 lac
No Charge
Above BDT. 1 lac to BDT. 10 lac
Above BDT. 10 lac to BDT. 25 lac
Above BDT. 25 lac toBDT. 50 lac
Above BDT. 50 lac
Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ VAT, if any shall be recovered from the customers
in addition where and when applicable.
10
Credit Related Services
Item
No.
Type of Services Nature of Charges Charges
1.
Commitment Fee on
Un-disbursed Amount
Fee/Charge
Case to Case basis
2. Loan Processing Fee Fee/Charge Free for SME & General Loan
As per policy for Retail Loan
3.
Retail Loan/
Consumer Loan/
Home Loan/ Personal
Loan
Monitoring Fee
Supervision Charge
Risk Fund
As per policy
4.
Vehicle Loan
Monitoring Fee
Supervision Charge
Risk Fund
As per policy
5. All Loan Accounts
(e.g. CC, Demand
Loan, SOD (Gen),
Hire Purchase)
A/c maintenance fee No maintenance feewill be applicable for SOD
(FO/FDR), CCS & Staff House Building Loan
account.
BDT. 500/- + vat for each loan account on half
yearly basis other than mentioned above.
6. Forced/ Demand
Loan
Overdue interest 2.00% p.a Overdue interest on outstanding shall
be realized for the delayed period.
7. Documentation
Charges (Mortgage of
landed property
creation of charge on
other Bank's
FDR/Schemes/ Share
etc.)
Charge
At actual
8. Issuance of Bank Guarantee
Commission/Service Charge/ Stamp Fees
Max. 0.50%- Min0.10% Per quarter or part thereof, Minimum BDT. 500/- against 100% cash Margin commission to be realized at BDT. 500/- (Flat) plus Other charges. VAT at actual. Stamp charge at actual on borrowers account.
9. Godown Charge/
Warehouse Charge
Borrowers Godown under
Bank’s Custody
Bank’s Rented Godown
i) Rent – on Borrower's A/C
ii) Insurance – on Borrower’s A/C
iii) Salary & allowance of Godown Staff – on
Borrower’s A/C
Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ VAT, if any shall be recovered from the customers
in addition where and when applicable.
11
Issuance of Delivery
Order (against delivery
goods from Banks /
Borrower's Godown)
iv) Maintenance of Godown - on Borrowers A/C
i) Rent –To be realizedfrom borrowers
proportionately for their occupancy plus 75 %
extra
ii) Insurance –To be realized from borrower’s
A/C proportionately
iii) Salary & Allowance of Godown Staff – To be
realized
from borrower’s A/C proportionately
BDT. 100/- per delivery plus actual conveyance.
10.
Interest on PAD
Interest
As per Lending Rate
11.
Handling of
Documents for LIM
Charge
Up to BDT. 5 Lac = BDT. 500/- (Flat)
Above BDT. 5 Lac up to
BDT. 10 Lac = BDT. 1000/- (Flat)
Above BDT. 10 Lac up to
BDT. 25 Lac = BDT. 1500/- (Flat)
Above BDT. 25 Lac up to
BDT. , 50 Lac = BDT. 3000/- (Flat)
Above BDT. 50 Lac = BDT. 5000/-(Flat)
12. Early Settlement Fee Charge On case to case basis.
13. Overdue Interest Charge 2.00% p.a. on overdue amount
Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ VAT, if any shall be recovered from the customers
in addition where and when applicable.
12
Foreign Trade Related Services
Trade Service (Import)
Sl. No.
Type of Service Nature of Commission /Charges
Commission /Charges
L/C Opening Charges & Commission
1 Commission for Opening Cash L/C
For each quarter Max. 0.40% - Min. 0.10% or
Min. BDT. 1000/-
Each subsequent quarter or part thereof
Max. 0.30% - Min. 0.10% or
Min. BDT. 1000/-
2 Commission for Opening L/C under AID/Loan/Credit/Barter etc.
For each quarter Max. 0.30% - Min. 0.10% or
Min. BDT. 1000/-
Each subsequent quarter or part thereof
Max. 0.25% - Min. 0.10% or
Min. BDT. 1000/-
3 Commission for Opening L/C where 100% margin is received
For each quarter Max. 0.25% - Min. 0.10% or
Min. BDT. 1000/-
4 Commission for OpeningL/C under deferred payment/ Usance L/C/ UPAS
For each quarter Max. 0.50% - Min. 0.15% or
Min. BDT. 1500/-
Each subsequent quarter or part thereof
Max. 0.35% - Min. 0.15% or
Min. BDT. 1000/-
5 Commission for Opening of Back to Back (BTB) L/C including EDF
Commission Max. 0.40% - Min. 0.10% or
Min. BDT. 1000/-
6 Commission for Opening of Inland L/C (ILC)
For each quarter Max. 0.40% - Min. 0.10% or
Min. BDT. 1000/-
Each subsequent quarter or part thereof
Max. 0.30% - Min. 0.10% or
Min. BDT. 1000/-
L/C Transmission Charges:
7 If L/C's are Transmitted By Mail, By Courier, By Post etc.
Charge( This shall cover cost of registered mail of L/C to Advising Bank & copy to Reimbursing Bank)
At actual
8 If L/C's are Transmitted by SWIFT: i)Abroad ii) Local
Charge At actual
9 If L/C's are Transmitted in Short and Non-Operative SWIFT
Charge At actual
10 If Amendment of L/C is Transmitted By Mail, By Courier, By Post etc.
Charge At actual
11 L/C Amendment Charge: If Amendment of L/C is Transmitted by SWIFT
Charge BDT. 750/- per instance
Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ VAT, if any shall be recovered from the customers
in addition where and when applicable.
13
Sl. No.
Type of Service Nature of Commission /Charges
Commission /Charges
12 L/C Amendment Commission: Commission As per scheduleof charges per quarter
Add Confirmation Charge for Local & Foreign:
13 Add Confirmation by Foreign Bank Charge At actual. To be borne by the applicant of L/C or Beneficiary
14 For arranging Add confirmation from third Bank, our Charges
Charge Max. 0.25% - Min. 0.10%
Correspondence Charges:
15 L/C Cancellation or Expired Unutilized amount: By cable/ SWIFT.
Charge Nil
16 L/C Handling Charges Charge Nil
17 L/C Cancellation Charges before expiry Charge At actual Charges of Foreign Bank Claims
18 Foreign correspondent charges for amendment of L/C
Charge At actual of Foreign Bank Claims
19 Discrepancy Charges- (Import Documents) Charge Foreign USD 50.00 Local USD 30.00
20 Foreign Correspondent Charges (FCC) for all types of L/C's (On Applicant's Account)for Foreign Banks
Charge At actual of Foreign Bank's Claim +SWIFT Charge
21 Foreign Correspondent Charges (FCC) for all types of L/C's (On Beneficiary's Account)
Charge
At actual( In case of non-payment of charges by beneficiary, actual charges to be realized from the importer as per)
22 Interest on PAD/Bills Charge As perLending Rate
23 Handling of Import Documents without L/C & Clearing
Charge 0.15% Min BDT. 500
24 B/L EndorsementSignatureVerification Charges
Charge BDT. 100 per B/L
25 Maturity date extension ( Any communication)
Charge BDT. 1000 per instance + SWIFT charges
Collection of Credit Report:
26 Collection of Credit Report on the Beneficiary by SWIFT from Dun &Breadstreet and Others.
Charge At actual Charges of Foreign correspondents+ BDT. 750/- for each report
Import Bill Settlement Charges:
27 Acceptance Commission for Deferred/Usance/Back to Back L/C etc.
Commission
Max. 0.40% - Min. 0.20% or
Min. BDT. 1500/-
Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ VAT, if any shall be recovered from the customers
in addition where and when applicable.
14
Sl. No.
Type of Service Nature of Commission /Charges
Commission /Charges
28 Documents Scrutiny Charges for settlement of documents of Import Bills drawn under L/C (to be realized from the bill value)
Charges Max. BDT. 1500/- Min. 500/-
Shipping Guarantee / Airway Bill Realise/ Delivery Order/NOC:
29 Issuance of shipping guarantee / Airway Bill Realise/ Delivery Order/NOC in absence of original documents
Charge Max. BDT. 1000/- Min. 500/-
30 Inward document collection not under import L/C ( May be subject to URC-522 or not)
Charge
In case of D.P: Max. 0.40%- Min. 0.10% or Min. BDT. 1000. In case of D.A.: Max. 0.50%- Min. 0.10% or Min. BDT. 1000/-, Plus other charges, If applicable (At actual).
31 Release of Import documents for customs assessment purpose
Charge BDT. 500/-
Others Charges:
32 IRC Renewal Charge Govt. fees at actual + Service Charge BDT. 500/-
33 IMP Issue Charge BDT. 100/- per instance
34 LCAF issuance charge for L/C Charge BDT. 100/- per instance
35 LCAF issuance charge(Non-L/C) Charge Max. BDT. 1500/- Min. 500/- per instance
36 Any other charges not mentioned in the above connection with Opening and Advising of L/C
Charge Max. BDT. 1500/- Min. 500/- per instance
*Above charges/ Fees/ Commission rate are exclusive Govt. Duty/ Tax/ VAT and stampcharges, If any shall be covered from the customers in addition where and when applicable. ** If require any charges shall be approved by the Bank Management or Competent Authority.
Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ VAT, if any shall be recovered from the customers
in addition where and when applicable.
15
Trade Service (Export)
Sl. No.
Type of Service Nature of Commission /Charges
Commission /Charges
1 Negotiation commission for export bills in foreign currency
Commission
Max. 0.15%-Min. 0.10% or Min. BDT. 500/- (On the negotiated amount no overdue interest will be charged under full compliance of L/C terms.)
2 Negotiation/collection commission for export bills in local currency
Commission Max. 0.15%-Min. 0.10% plus interest for the period of the bill remains outstanding
3 Discounting of export bill drawn under Local L/C
Commission
Discounting intt. for the applicable usance period of the bill for the outstanding period + BDT. 500/- as documents processing fee + postage at actual
4 Processing of documents under collection in local currency
Charge BDT. 1000/- per instance
5 Processing of Documentary collection bills in the foreign currency
Charge Max. 0.15%- Min. 0.10%or Maximum BDT. 500/-
6 Advising of Local/Foreign Bank L/C to the Local beneficiary
Charge BDT. 750/- per instance
7 L/C of advising charge -Local L/C (BTB & Inland)
Charge BDT. 750/- per instance
8 Advising charges of amendment of L/C to the Local Beneficiary
Charge BDT. 750/- per instance
9 Transfer of L/C / Transfer of Amendment of L/C
Transfer Charges BDT. 750/- per instance
Amendment Charges BDT. 500/- per instance
10
Transfer of L/C's (MT720) at the request of our Buying House Clients who have licenses under Section 18A or 18B of FER Act, 1947 by Bangladesh Bank
Transfer Charges BDT. 750/- per instance
Cancellation Charges BDT. 750/- per instance
11 Cancellation of Transfer of Amendment Charge BDT. 750/- + SWIFT charge at actual
12 Mailing of Export Documents: Mail or Courier Charge BDT. 750/- + Mail charge at actual
13 Foreign Bank's Guarantee Commission against discrepant bills
Charge At actual
14 SWIFT Charge for sending payment instruction of reimbursement
Charge At actual or Minimum BDT. 500/-
15 Adding Confirmation to Export L/C by us Charge Maximum 0.20% per quarter or part thereof / Min. USD 50.00
Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ VAT, if any shall be recovered from the customers
in addition where and when applicable.
16
Sl. No.
Type of Service Nature of Commission /Charges
Commission /Charges
16 Monitoring fee against Packing Credit Facility
Charge
@1.5% (Flat) may be realized from each PC facility since the Bank Officials have to give more time and effort to monitor for timely export of ready Garments to avoid stock lot.
17 Foreign Trade (Export) Charge
When any packing creditfacility becomes overdue interest @ 15.00% p.a. (13.00%p.a. + 2.00%p.a.) may be changed from time to time on overdue export bills which are negotiated/ purchased.
18 Advising guarantee to the beneficiary in original without any engagement on our part
Charge BDT. 750/- plus at actualMail/SWIFT charges
19 Advising guarantee by original by adding our confirmationagainst 100% counter guarantee of Foreign Bank
Charge
Max. 0.50% - Min. 0.15% per quarter or part thereof or Min. USD 100/- + cost of Postage /SWIFT
20
Advising of guarantee in our own format or on the format supplied by the Issuing / Opening bank with our full engagement against 100% counter guarantee of Foreign Bank
Commission
Max. 0.50% - Min. 0.15% per quarter or part thereof or Min. USD 100/- + cost of Postage /SWIFT
21
Issuance of Bid Bond/Performance Bond favoring overseas beneficiary through foreign correspondent at our customer's request
Commission
Max. 0.50% - Min. 0.15% per quarter or part thereof or Min. USD 100/- + cost of Postage /SWIFT
22 Proceeds Realization Certificate(PRC) Charge BDT. 500/- per instance
23 Processing fee for obtaining Bangladesh Bank approval/Permission (indenting, buying house, freight forwards agent etc.)
Charge BDT. 3000/- for 1st permission &BDT. 1500/- for renewal
24 Indemnity for shipping guarantees in absence of original documents provided full value of document is deposited by client
Charge BDT. 750/- per instance
25 Endorsement of N/N copy for custom assistant purpose
Charge BDT. 750/- per instance
26 Issuance of back to Back L/C Certificate / C&F Certificate/ Bond license etc.
Charge BDT. 500/- per instance
27 EXP Issue / Certification of EXP form Charge BDT. 300/- per instance( to be realized at time issuance of EXP Form)
Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ VAT, if any shall be recovered from the customers
in addition where and when applicable.
17
Sl. No.
Type of Service Nature of Commission /Charges
Commission /Charges
28 Discounting of Inland Bill in foreign currency Charge Exchange gain + Handling charge BDT. 500/-
29 Handling Charges for license of Indenting & Money Changer etc.
Charge BDT. 2000/- per instance
30 Inland L/C Advising & Reimbursement Charge
Charge BDT. 750/- per instance
31 Correspondence against customer's queries/ Investigation
Charge At actual or Minimum BDT. 300/-
32 Cancellation of EXP Charge Nil
33 Handling cash subsidy duty drawback Charge BDT. 2000/- for each case
34 Issuance of No Objection Certificate Charge BTD. 500/- for each case
*Above charges/ Fees/ Commission rate are exclusive Govt. Duty/ Tax/ VAT and stampcharges, If any shall be covered from the customers in addition where and when applicable. ** If require any charges shall be approved by the Bank Management or Competent Authority.
Foreign Trade (Miscellaneous)
Sl. No Type of Services Nature of Charges Charges
1.
Forwarding application regarding
Import Registration Certificate etc.
(IRC)
Charge
BDT. 500/- per instance
2. Handling Charges for License of
Indenting & Money Changer etc.
Charge BDT. 1,000/- per instance
3. Handling Charges for Settlement of
Cash Incentive & DEDO
Charge BDT. 1500/- per instance
4. Inland L/C Advising and
Reimbursement Charge
Charge BDT. 750/- per instance
5. Correspondence against Customer’s
Queries / Investigation
Charge
At actual, Minimum BDT. 300/-
6. Interest rate on EDF L/C
Charge @16.00% p.a. interest for interim period
+ as per Bangladesh Bank regulations
after the fund is received from
Bangladesh Bank
7. Processing fee for obtaining
Bangladesh Bank approval/permission
(Indenting, Buying House, Freight
Forwarders Agents etc.)
Charge BDT. 3000/- for 1st permission
And BDT. 1500/- for renewal
Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ VAT, if any shall be recovered from the customers
in addition where and when applicable.
18
Ship Builders for Export Oriented Industry
Sl. No. Type of Services Nature of Charges Charges
1 Issuance of Bank Guarantee by
the local Bank’s which needs the
Add Confirmation by the foreign
Bank, the commission will be
charged in addition to the
confirmation charge by the
foreign Banks.
Commission @ 1.5% in addition to the confirmation
charge by foreign correspondents.
2 Letter of Credit
L/C Opening Commission
under(Sight)
For each quarter Max. 0.40%-Min. 0.20%
Minimum BDT. 1000/-
3 L/C Opening Commissions where
100% Cash margin received
For each quarter Max. 0.25%-Min. 0.10%
4 L/C Opening Commission under
Deferred Payment /Usance L/C
For each quarter Max. 0.50%-Min. 0.25%
Minimum BDT. 1000/-
*Note: Under no circumstances, Commission for Opening L/Cs shall be exceeded 2% per annum.
Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ VAT, if any shall be recovered from the customers
in addition where and when applicable.
19
Foreign Remittance
Sl. No. Type of Services Nature of Charges Charges
1.A
Foreign Remittances:
Purchase of Foreign Bank
Drafts drawn abroad
Charge
a) @ 0.20 % per USD
b) @ 0.30 % per GBP
1.B Encashment of any Foreign TT
in Taka at our Counter
Charge BDT. 200/- per instance
1.C Encashment Certificate Charge BDT. 300/-per instance
2 a) Opening / Renewal of
Student File for Education
Purpose
b) Remittance Fees
Charge
a) BDT. 4000/- per Student File
b) Other Charges as per Schedule of Charges.
3. Issuance of F.C. Demand Draft
drawn on Bangladesh Bank
Charge BDT. 300/- or USD 5
4. Clearing of FC Drafts drawn
on Bangladesh Bank
Charge FREE
5. Disposal of Remitted Fund on
A/C of
Home Remittance
Charge FREE
6.A Collection (Inward)
For Collection of Clean Item
(Inward) from Local Bank
(Refund Warrant and FC
Cheque A/C)
Charge BDT. 250/- (Flat)
6.B Collection of Foreign Currency
Draft from Abroad
Charge At actual cost plus SWIFT Charge
Minimum BDT. 500/-
Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ VAT, if any shall be recovered from the customers
in addition where and when applicable.
20
Sl. No. Type of Services Nature of Charges Charges
6.C Encashment of TC Charge
BDT. 300/- (flat)
+ SWIFT Charges (if any)
6.D Issuance of Cash (FC)
Endorsement in
Passport
Fee & Commission
Endorsement Fee = BDT. 200/- per instance
6.E Transactions by
Nominee/ Account
Holder in FC A/Cs
Charge
NO Charge
6.F Issuance of FC Drafts
Drawn on Foreign
Correspondents
Charge BDT. 500/- per instance + SWIFT Charge.
6.G Remittance by T.T.
(F.C) through Foreign
Correspondents
(Outgoing)
Charge BDT. 500/- per instance + SWIFT Charge
6.H Cancellation of Drafts
in Foreign Currencies
Charge At actual cost
Min. BDT. 500/- per instance + SWIFT Charge.
Micro, Cottage & SME Loan
1. Schedule of Charges (MCSME)
Sl. No Nature of Charges Amount
1. Loan Application Fee BDT. 200/-
2. CIB Charge At actual
3. Stamp Charges At actual
4. Early Settlement Fee 1% of outstanding balance (Except-Micro & Cottageloan)
5. Security Replacement Fee
(Including Guarantor)
At Actual
6. Overdue Interest 2.00 % p.a. on overdue amount for the number of days overdue.
7. Documentation Charges:
Registration, Govt. Duty & Charges
Security Documentation
At Actual
Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ VAT, if any shall be recovered from the customers
in addition where and when applicable.
21
Syndication Loan
1. Schedule of Charges (Syndication Loan)
* Fees and Charges on Syndication Loan will be fixed up after having the discussion with
the Lead Arranger and other participating Banks.
Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ VAT, if any shall be recovered from the customers
in addition where and when applicable.
22
BFTN, RTGS & BACH
1. Schedule of Charges (BFTN, RTGS & BACH):
Sl. No Nature of Charges Amount
1.A BEFTN Charges Free
1.B RTGS (Real Time Gross Settlement) Charge BDT. 100.00
Sl. No Nature of Services Nature of charges Amount
2.0. BACPS Charges
2.A. Clearing of cheque less than BDT. 50,000.00 Clearing charge Free
2.B. BDT. 50,000.00 Above but less than BDT. 5,00,000.00 Regular value BDT. 10.00
2.C. BDT. 5,00,000.00& above Regular value BDT. 25.00
2.D. BDT. 5,00,000.00& above High value (same day
clearing)
BDT. 60.00
2.E. All cheques G 2 P Free
2.F. All cheques P 2 G Free
Above charges are inclusive of VAT. The realized charges will be distributed in the following manner:
when-
Total charge BACH Presenting Bank VAT
BDT. 10.00 BDT. 8.00 BDT. 1.70 BDT. 0.30
BDT. 25.00 BDT. 20 BDT. 4.25 BDT. 0.75
BDT. 60.00 BDT. 50 BDT. 8.50 BDT. 1.50
Cards
1. Schedule of Charges (ATM Debit Card)
ATM Debit Card Annual Fee
(BDT.)
Alteration Fee (BDT.)
Card Pin Number
General ATM Card 500/= 300/=
General ATM Supplementary Card 300/= 300/=
Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ VAT, if any shall be recovered from the customers
in addition where and when applicable.
23
2. Schedule of Charges (VISA Debit Card)
Per Transaction Charge
Money Withdrawal Fee @ Modhumoti ATM Network Free
POS Transaction @ VISA Network (Bangladesh/Abroad) Free
Money Withdrawal Fee @ Bangladesh Q-CASH ATM Network BDT. 10/= *
Money Withdrawal Fee @Except Bangladesh Q-CASH ATM Network BDT. 15/=
Money Withdrawal Fee @VISA ATM Network In Abroad USD 2.5 or 1% of Withdrawal Amount**
Account Inquiry/Statement @ Except Bangladesh Q-CASH ATM Network BDT. 5/=
Money Withdrawal Fee @ Bangladeshi VISA ATM Network BDT. 50/=*
Account Inquiry/Statement @ Bangladeshi VISA ATM Network Free
*(Extra) 15% VAT Applicable** Which one is higher
VIP ATM Card 500/= 400/=
VIP ATM Supplementary Card 300/= 400/=
Salary Savings ATM Card 500/= 300/=
Salary Savings ATM Supplementary Card 300/= 300/=
Modhumoti Bank Staff ATM Card
Free Modhumoti Bank Staff ATM Supplementary Card
Freedom Fighter ATM Card
Freedom Fighter ATM Supplementary Card
School Banking ATM Card
Free
200/= 100/=
Priority ATM Card 800/= 500/=
Priority ATM Supplementary Card 500/=
*(Extra) 15% VAT Applicable
VISA Debit Card Annual/
Cancelation Fee (BDT.)
Alteration Fee (BDT.)
Mobile Service Charge (BDT.)
Card Pin
Modhumoti Bank Staff Debit Card
Free
200/= 100/=
Free Modhumoti Bank Staff Debit Supplementary Card 200/= 100/=
Freedom Fighter Debit Card 200/= 100/=
Freedom Fighter Debit Supplementary Card 200/= 100/=
General Debit Card 500/= 300/=
100/=
General Debit Supplementary Card 300/= 300/=
Salary Savings Debit Card 500/= 300/=
Salary Savings Debit Supplementary Card 300/= 300/=
VIP Debit Card 500/= 400/=
VIP Debit Supplementary Card 300/= 400/=
Priority Debit Primary Card 500/= 400/=
Priority Debit Supplementary Card 300/= 400/=
*(Extra) 15% VAT Applicable
Annual fee of VISA Debit Card will be attributed during time of issuing.
Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ VAT, if any shall be recovered from the customers
in addition where and when applicable.
24
3. Schedule of Charges (VISA Credit Card)
Particulars Fee & Charge (BDT. )
Classic Card Gold Card Platinum Card
Annual Fee BDT. 750 BDT. 1500 BDT. 5000
Supplementary Card Free
Supplementary Card ( From 2nd) 50% of Annual Fee
Card Change BDT. 400 BDT. 600 BDT. 800
Pin Number Change BDT. 300 BDT. 500 BDT. 500
Highest Amount of Money Withdrawal-ATM 20% 30% 50%
Highest Amount of Money Withdrawal-Bank POS 50% 50% 70%
Monthly Interest Rate 2.25%
Late Fee BDT. 500 or $10 BDT. 750 or $15
Limit Cross Fee BDT. 500 or $10 BDT. 750 or $15 BDT. 1000 or $20
Cheque Return Fee BDT. 500 or $10 BDT. 750 or $15
Statement Withdrawal Fee BDT. 50 or $5 BDT. 100 or $10
Sale Slip Withdrawal Fee BDT. 250 or $10 BDT. 500 or $15
Outside Cheque Collection Fee BDT. 200 or $10 BDT. 250 or $15
Limit of Card Cheque 90%(for every card)
1st Card Cheque Book Free
Card Cheque Book (From 2nd) BDT. 150 BDT. 200
Card Cheque Processing Fee 1% or BDT. 100 (which is higher)
Money Withdrawal Fee- ATM BDT. 150 or 3%(Which is higher)
but Modhumoti ATM Free
Foreign Currency Withdrawal Fee-ATM $2 or 3% (which is higher)
Bank POS Fee BDT. 100 or 1.5% (which is higher)
Bank POS Fee Foreign Currency $2 or 3% (which is higher)
Certificate Fee BDT. 300 BDT. 500
Minimum Money Payment Limit 5% or BDT. 500 or $15 ( which is higher)
SMS Alert Service/ Annual BDT. 100
CIB Fee BDT. 100
Credit Shield Advantage 0.35% of Balance
VAT 15% Applicable for every transaction.
Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ VAT, if any shall be recovered from the customers
in addition where and when applicable.
25
Agent Banking
1. Schedule of Charges (Agent Banking)
Charges/fees/commission regarding Agent Banking operations will be applicable as per
circulars/instructions circulated by the Agent Banking Division.