MIS in Banks

8/9/2019 MIS in Banks

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Presented by :- Ashish Yadav

Nitin Kirnapure


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A bank is a financial organization

where people deposit their money to

keep it safe.

What is a

Bank.?


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What is CoreBanking?

Core banking is all about knowing customers' needs. Provide them

with the right products at the right time through the right channels

24 hours a day, 7 days a week.


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Head Office

Branch 1

Branch 2

Branch 3

Branch 4

Branch 7

Branch 6Branch 5


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Internet banking

ATMs

MOBILE

BANKING


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Components ofCBS:

Major components of a core banking solution

are:

Data centre

Network connectivity

Delivery channels

CBS application software

Hardware at branch and data centre

Disaster recovery site


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CBS Architecture


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ELITEX-2008 8

Datacenter

Network Administrators

Core-Banking

Application

OS,Database

Internet-Banking

ATM

Desktops,

Branch

Servers

WAN,

Internet

WAN,

Internet

Branches

Application Developers

System AdministratorsBranch User/Admins

Alternative

Channels


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How shall CBS help Customers?

All CBS branches are inter-connected with each other. Therefore,

Customers ofCBS branches can avail various banking facilities

from any otherCBS branch located any where in the world. These

services are:

To make enquiries about the balance; debit or credit entries in the

account.

To obtain cash payment out of his account by tendering a cheque.

To deposit a cheque for credit into his account.


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To deposit cash into the account.

To deposit cheques / cash into account of some other

person who has account in a CBS branch.

To get statement of account.

To transfer funds from his account to some other account his own or of third party, provided both accounts are in CBS

branches.

To obtain Demand Drafts or Bankers Cheques from any

branch onC

BS

amount shall be online debited to hisaccount.

Customers can continue to use ATMs and otherDelivery

Channels, which are also interfaced with CBS platform.


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Key Features of the System:

24X7 Banking

Anywhere Banking

StrengtheningMIS

Integration with strategic sectors

Runs in Real Time Update Mode

Allows Faster New Product Developments


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CASE - STUDY


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1908: Maharaja Sayajirao Gaekwad

First branch Ahemdabad

Present Chairmen & MD:- MDevdas Mallya

As ofMarch 2009, the bank deposits worth Rs. 1,24,915

Crores

3200+ branches located worldwide.

BOB AT

A GLANCE


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1. Difficulty to retain old Customers.2. Handling Large volume of customer data.3. Competing with new players.

4. Securing its data base from Professionalhackers.

1. Difficulty to retain old Customers.2. Handling Large volume of customer data.3. Competing with new players.

4. Securing its data base from Professionalhackers.


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MIS HELPED

BANK OF BARODA

Banks IT-enabled Business Transformation Programme.

Roll out ofCore Banking Solution (CBS)

Wide Area Network (WAN) - Networking ofBranches underCBS

Branch Computerization with (single window)

ATM Network

Tele-Banking, e-Banking at any branch

Information based Internet & Mobile Banking (SMS) services


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3136 branches across the country havegone live underCBS

For implementation ofCore Banking Solution, which will be a

single solution across all the countries where the Bank is operating,

the Bank has tied up with a world-class System Integrator Hewlett

Packard.

This CBS is a comprehensive solution incorporating various

applications like :-

1. Enterprise wide General Ledger

2. Risk Management

3. Centralized Fund Management System (CFMS)

4.C

heque Truncation5. Credit Cards

6. Mutual Funds

7. On-line Trading


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BOB - Data Centre (DC) in Mumbai

It provide solution and other applications in 1900+ branches across

India and 23 other counties where the Bank is operating.

TheD

ataC

entre functions as a central data hub of the Bank forboth its domestic and international market

BOBs technology standards are equipped with full Communication

and Network Infrastructure meeting all the attributes of a Tier III Data

Centre and have certificated by

BS 7799.


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3-Tier Architecture


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1100+ branches in India have been networked.

` Large Network as backbone for connectivity across the

country

` Multiple Service Providers for providing the links BSNL, MTNL, Reliance ,Tata & CISCO

` Multiple Technologies to support the networking

infrastructure Leased lines, Dial-up, CDMA & VSATs.

Changes brought in ITChanges brought in IT


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Data collected :Official website - www.bankofbaroda.com


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Documents

MIS in Banks