MiniCheck OCR Enhancement

CSCI 6838 Capstone Project

Team # 3 Fall 2007

http://dcm.cl.uh.edu/cap683807fagp3/

AbdulRafayRole: Programmer & Technical writer

Kiet TranRole: Programmer & Technical writer

Meera SutariaRole: Team Lead, Programmer & Webmaster

Team # 3 - Introduction

Team

Dr. Kwok Bun YueChair, Computer Science

 Interim Chair, Division of Computing and Mathematics

 University of Houston - Clear Lake

  Email: yue@cl.uh.edu

 Homepage: Home Page of Dr. Kwok-Bun Yue

Instructor

Mr. Bruce Brenner

 President, MiniCheck-OCR

 Phone: (713)446-6676

 Email: bruce@minicheckocr.com

 Website:MiniCheck-OCR, Inc   

Mentor

Topics

MiniCheck Introduction

Standalone application – Past Prototype

Project Purpose – Understanding Diagram

Project Requirements

Integration with Atalasoft & its demo

Improved UI of the Prototype

Excella STX Introduction

Excella STX – Check processing

MagnePrint Technology

MagnePrint working

MiniCheck-OCR, Inc has developed MiniCheck MGR which scans, stores and manages cheque and ID card information

MiniCheck MGR - electronically processes checks and validates IDs at the point-of-sale

Validates photo ID such as a drivers license to prevent fraud

Uses a set of advanced algorithms to decipher the electronically encoded data in either the magnetic strip or barcode

MiniCheck OCR - Introduction

ID Verification and Validation

Check Processing

Magnetic Strip IDs

Barcode IDs

- One Dimension

- Two Dimension

It combines: MICR and OCRMICR - Magnetic Imaging Character Recognition technology

OCR - Optical Character Recognition technology

Types of Parsing

Standalone Application

MiniCheck-OCR cannot parse user information from barcode and magnetic information

The previous capstone project team has developed a standalone application in .NET and C#

This prototype uses Clear Image, a parsing API, to provide this functionality in a separate standalone application.

Standalone Application - Prototype

Project Purpose

Understanding Diagram

Prototype to be integrated into MiniCheck and its variations

Integrating the parsing of 1-d and 2-d barcode information of driver licenses and ID cards into MiniCheck

Integrating the parsing of magnetic information of driver license

Integrating Atalasoft parser into the Prototype

Integrate the Magtek STX "All-In-One“ and Neat Receipts to the Prototype

Integrate the MagnePrint technology

Requirements

The prototype used ClearImage as a parsing API

This was a limited period licensed software

Also ClearImage not very consistent for images of different

resolutions

Other options available: Atalasoft & DTK Different barcode parsers were surveyed and Atalasoft was

found to be more cost effective and accurate

1D and 2D barcode parsing using Atalasoft

Integration with Atalasoft

Short demo on Integration with Atalasoft

UI of the Prototype & Improved UI

Excella STX

Ability: It can read the MICR info from a check

It reads track 1, 2, 3 and MagnePrint information from the magnetic stripe

It captures color image of an ID card.

Excella STX

ID cards have 3 tracks in the magnetic part. These tracks store information: The Track 1 and 3 contain alpha-numeric information Track 2 stores numeric information.

Track 1 Track 2 Track 3State and CityStreet AddressName

License Number GenderPostal Code

MTXMLMGR.dll is stored in C:\Windows\System32 after we

installed the demo software

The API is written in C

We send the options to the machine by XML key/value

pairs so we also needs another Microsoft API is

MSXML.dll

Excella STX API

Excella STX Check processing

MagnePrint Technology

MagTek is a world leader in electronic transaction technology. Some of the technologies include: Magnetic stripe card readers and writers High-accuracy MICR check readers and scanners Cardholder verification systems.

The company's products and components are in use today at point-of-sale (POS) and back-office locations

Magtek Inc.

MagnePrint is developed to generate a numeric value This value serves as the digital fingerprint of the specific magnetic stripe credit card or debit card

MagnePrint is able to detect cards That have been illegally reproduced (skimmed) That have had their data re-encoded or magnetically altered

What is MagnePrint

The MagnePrint is in the background of the stripe It cannot be altered or copied. It is like the DNA. It does not interfere with the cardholder personal data encoded in the foreground. It is repeatedly and reliably detected Special circuitry is required to read the low-level noise in the MagnePrint

MagnePrint Properties

MagnePrint Properties

Unique noise signature is converted to 54 bytes of data by the MagnePrint-capable reader

MagnePrint Working

Card Authentication Method (CAM)

MagnePrint Working

Capture the Reference MagnePrint

MagnePrint Working

Capture the Transaction MagnePrint

MagnePrint Working

Verify the Transaction MagnePrint

MagnePrint Working

Score the Transaction MagnePrint against the Reference MagnePrint

Reduce card-skimming fraud at POS and ATMs

Provide secure two-factor authentication log-in for Home Banking and PC Networks

Decreases non-repudiation disputes

Low cost to implement and easily integrates into existing infrastructures

Benefits of MagnePrint

Questions

Thank you

References

http://www.atalasoft.com/products/dotimage/barcode/ http://www.cardforum.com/ http://wikipedia.org/ http://www.magtek.com http://www.componentsource.com/products/dotimage-barcodereader/index.html