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What is Channel Shifting
Google says• Switching to Sky TV from Freeview• Relocating to France• Encouraging customer choice• Changing partners who are selling your goods• Switching perfumes• New gearing technology in the Nissan 350z• A method of ensuring continued wireless connectivity
What is Channel Shifting
Outbound
An opportunity to cost effectively improve your customer relationships through enabling your workforce to
proactively promote your products and services.
Inbound
A means of providing greater choice for customers wishing to interact with your
organisation, products and services which exploits the latest technologies and
reduces costs whilst improving customer services and efficiency
The Governments View
Government ICT Strategy (March 2011) states
• “ICT is critical for the effective operation of government and the delivery of the services it provides to citizens and businesses. It offers key benefits by enabling:
• access to online transactional services, which makes life simpler and more convenient for citizens and businesses; and
• channels to collaborate and share information with citizens and business, which in turn enable the innovation of new online tools and services.”
It also says “ICT can release savings by increasing public sector productivity and efficiency”
However, it misses the possibilities offered to your staff via channel shifting as workers in the latest ICT age
The Governments View
“Many citizens’ expectations have shifted from traditional face-to-face, telephone or paper channels to more responsive 24/7 online personalised services and delivery through mobile devices”
“Government will work to make citizen-focused transactional services ‘digital by default’ where appropriate using Directgovas the single domain for citizens to access public services and government information”
Common Misconceptions
• Channel Shifting is NEW !!!
• Channel Shifting is primarily for the retail industry
• Channel Shifting cannot be used for services
• Technology is not yet sufficiently mature
Where are we in 2015?
All channels must be considered
2010 saw first drop in e-mail address registration since records began and this has continued• The reason – the new generation are using Facebook and Twitter
Facebook will enable you to engage differently with your customers AND staff
Twitter will allow you to message clients (who are ‘following you’) very quickly• It’s FREE• It is not mobile phone number dependant• It can reach a vast community very quickly
Where are we now in 2016?
69% of UK adults use on-line banking
On-line (or e-) Commerce makes up nearly 50% of UK sales
Over 60% of the UK population used social networking sites last year
Over 65% of UK adults own a Smartphone
Over 86% of UK residents have access to the Internet
15% of UK households no longer have a landline number
ARGOS - Orders placed online via mobiles and tablets more than doubled in 2012, and 50% of Argos' business is now done online
The Pace of Change
1971– first e-mail
1981 – IBM Personal Computer launched
1992 – First SMS message sent
1995– Internet commercialised
2004– Facebook launched
2005– YouTube launched
2006– Twitter launched
The Pace of Change – 50 Million Users
Radio – 38 years
Television – 13 years
Internet – 4 years
Facebook – 5 months
Apple iPad – Sold 300,000 on their launch day
Apps – 1.5 BILLION apps downloaded in …………… 12 months
You are part of a Technology Generation
Many of you here are part of a unique generation. Be Proud!
You have witnessed the birth and death of domestic technologies within the same generation – this has not happened before.
All replaced by modern technology, PCs and the Internet.
The pace of change continues to accelerate
Things that won’t exist in the next 10 years…
Traffic Jams!
It’s currently looking like the first driverless
cars will hit the market in 2020. The reality
of completely driverless cities is not too far
off
Credit Cards!
Credit isn’t going anywhere, but
those plastic cards are. Paying f
or things using phones and wea
rables is increasing, and, event
ually, it’s predicted we’ll switch
over entirely to digital payment
methods.
Things that won’t exist in the next 10 years…
Plasters!
Low-level laser pens that can seal incisions
should be available within the next few
years, meaning we should be able to heal
wounds as they happen, with less scarring
than you’d get with stitches.
Delivery People!
A number of companies are
already experimenting with using
drones to deliver packages,
among other things. Given the
increasing need for speedy,
cheap delivery methods, it’s likely
delivery drones will eventually
become commonplace.
Things that won’t exist in the next 10 years…
Remote Controls!
Thanks to the Internet of Things and
wearables, it’s predicted that an extra 17.6
billion devices will be connected to the
internet by 2020. By then, building hardware
whose only function is to act as a remote
control will no longer make any sense.
Offline!
The Internet of Things is the idea that everyday
objects, like clothes, cars, and household
equipment, will all become “smart” and connected
to the internet. Once this is reality, the concept of
“offline” and “logging off” will no longer make sense
, as pretty much everything and everyone we
interact with will be connected – all the time.
Encourage Customers to go online
North Lincs Homes provisioned 4G wireless access for tenants
City West (Westminster) provisioned fibre to all properties
Provide Incentives – cash, more appointments, etc.
Assisted support in the office and at home
Work with other agencies
Approach Telcos and Utility companies
The Landscape
2009/2010
2010/2011
2011/2012
2015
Face 2 Face £8.70 £7.96 £7.91 £8.62
Contact Centre £1.65 £1.59 £1.60 £2.83
Website £0.05 £0.04 £0.03 £0.15
Making the Shift – ROI analysis
Current Costs
Transaction Volume Web % Face % Phone % Total % Web £ Face £ Phone £
Planning App Search
62223 98 1 1 100 £3,062.25 £7,116.60 £264.00
Credit Card 33254 77 21 2 100 £1,279.50 £60,669.40 £1,224.30
Press Releases 20201 98 1 1 100 £908.35 £435.00 £303.60
CRM Contact Database
15462 94 1 5 100 £726.35 £1,331.10 £1,290.00
Understand your transaction volumes and costs !
• Identify high cost areas which are also lower channel volume
• This is a good starting point
The Landscape
0%
25%
50%
75%
100%
Voice Calls Web Site Letter SocialMedia
Mobile
2011 2015
Predicted Channel Uptake 2011/2015
Making the Shift
Simply providing the new services will not increase uptake
Customers and staff alike need to be encouraged
Customers in particular will need support
You need a strategy, business cases inc. ROI and new governance arrangements
Channel shifting is strategic not tactical
You need to market your new service channels
Understand your demographics and customers
Recognise that demand will grow
Review your transactions and define the costs
Review your complaints/compliments to consider key services
REMEMBER – It’s about Choice, Choice and Choice
Making the Shift
Simply providing the new services will not increase uptake
Customers and staff alike need to be encouraged
Customers in particular will need support
You need a strategy, business cases inc. ROI and new governance arrangements
Channel shifting is strategic not tactical
You need to market your new service channels
Understand your demographics and customers
Recognise that demand will grow
Review your transactions and define the costs
Review your complaints/compliments to consider key services
Making the Shift
Current position ‘as is’
• Types, volume and cost of transactions
• Customer and staff demographics – age, ethnicity, etc.
• Current alignment with your business plan and HR policies
Required customer and service
improvements ‘to be’
• Demand both current and predictive
• Define the improvements
• Produce high level ROI statements
• Identify any influences on the corporate business plan
Plan how do we get there
• Segment the plan – 6 months, 12 months, 3 years, 5 years
• Define the governance arrangements and identify sponsors
• Continually challenge the plan
What makes up the strategy
29
QUANTIFICATION
WE CREATED FRESH SETS OF
ATTITUDINAL STATEMENTS
ADDED THE STATEMENTS TO
EXISTING CONSUMER SURVEY
FACTOR ANALYSIS
& STATISTICAL CLUSTERING
TO CREATE STATISTICALLY
VALID GROUPS
RESULTS
31
June – September 2012, just 6% of Dismissive Sceptic
households in the North West of England claimed they
had had their gas appliances checked
December – March 2013, this proportion increased a
staggering threefold to 18%
Equates to 53,450 homes, representing a 300% increase
Applying the 1:5 rate of unsafe appliances, that
represents over 10k homes potentially at risk of
immediate harm
TV licensing case study
• Our approach delivered £1Bn increase in
revenue collected per annum, 20%
reduction in evasion, 40% reduction in
cost as % of income and 25% reduction
in headcount.
• 61% of all customer transactions are now
self-served through web and IVR
channels from 24% in 06/07
• Web channel focussed has enabled 53%
of contact to be redirected, of which 91%
of workload is automated.
Making the Shift
Inbound calls 60,000
Face to Face transactions 10,000 (head office only)
Moved 30% of calls to the Web
Moved 20% of F2F transactions to the Web
Overall Savings £67,000 p.a. - £201,000 over 3 years
Housing Organisation Example
Saved £172,00 by switching off paper application forms
Making the Shift
Housing Organisation Example
Introduced channel shift focussed upon web transactions
Reduced office space by 30%
Part mobilised an additional 40% of office staff
Introduced home working for 25% of staff
Reduced staff travelling time (green agenda)
Reduced outstanding debt via payments online and Standing Orders
Making the Shift
Housing Organisation Example
Introduced 24 x 7 self-service facilities (not just web)
Faster rent payments
Customer have access to accurate on-line information
Introduced a range of on-line communities and feedback options
On-line rent payments increasing year on year
Predicted savings £200,000 p.a.
Making the Shift
Housing Organisation Example
Engaged with younger customers via Facebook
Promoted a culture of local people influencing services
Contracted two sixth formers to develop the site
Uptake was rapid across the peer group
High traffic topics - homelessness, crime and debate
Currently over 500 ‘Likes’ in 3 months
Making the Shift - a range of other achievements
£200m savings – The NHS will save through a 1% reduction in face to face consultations
£300k savings – achieved by a Council shifting 40% of Council Tax enquiries to the web
£25k savings – achieved by a Council shifting an additional 32% credit card payments
Council - moved all school admissions to the web (saved £101k p.a.)
Council - moved the blue badge scheme to the web (saved £97k p.a.)
JobCentre Plus – Mobile app downloaded over 100,000 times in first 6 months
BEHAVIOURAL INSIGHTS:A SOCIAL HOUSING GAME-CHANGER…?
STEVEN JOHNSON, COLLABORATIVE CHANGE //
WHAT DO WE MEAN BY BEHAVIOURAL INSIGHTS?
BEHAVIOURAL SCIENCE +EXPERIMENTAL VALIDITY
=
EVIDENCE-BASED POLICIES AND SERVICES
BEHAVIOURAL SCIENCE
BEHAVIOURAL ECONOMICS… COGNITIVE NEUROSCIENCE… NETWORK THEORY… DECISION THEORY… GAMIFICATION… SOCIAL INFLUENCE…
Our understanding of human behaviour has accelerated over the
last two decades
We need to assimilate and deploy this new
research and understanding.
NEW SCIENCE = NEW TOOLS
BEHAVIOURAL INSIGHTS
Students in every other seat were given a mug as
a gift. When asked how much the mug was worth
students with the mug estimated its value at twice
that of those without the mug.
BEHAVIOURAL INSIGHTS
Students in every other seat were given a mug as
a gift. When asked how much the mug was worth
students with the mug estimated its value at twice
that of those without the mug.
ENDOWMENT EFFECT
BEHAVIOURAL INSIGHTS
When citizens were told that most people pay
their tax on time, payment rates significantly
increased.
BEHAVIOURAL INSIGHTS
When citizens were told that most people pay
their tax on time, payment rates significantly
increased.
SOCIAL NORMS
BEHAVIOURAL INSIGHTS
Drivers reported having driven around
10% more miles when they signed their
name before filling in an insurance form,
rather than after.
BEHAVIOURAL INSIGHTS
Drivers reported having driven around
10% more miles when they signed their
name before filling in an insurance form,
rather than after.
COMMITMENT DEVICES
BEHAVIOURAL INSIGHTS
When letters to non-payers of car tax
included a picture of the offending vehicle,
payment rates rose from 40 to 49%.
BEHAVIOURAL INSIGHTS
When letters to non-payers of car tax
included a picture of the offending vehicle,
payment rates rose from 40 to 49%.
SALIENCE
BEHAVIOURAL INSIGHTS
Let’s get things moving
with the Nudge.
“…any aspect of the choice architecture that alters people’s
behavior in a predictable way without forbidding any options
or significantly changing their economic incentives.
To count as a mere nudge, the intervention must be easy and
cheap to avoid. Nudges are not mandates. Putting fruit at eye
level counts as a nudge. Banning junk food does not.”
BEHAVIOURAL INSIGHTS
Re-labeling rubbish bins interrupts habitual
behaviour by removing the option to throw
something ‘away’.
Mirrors in shopping trolleys
lead to healthier choices, by
making it more difficult for
shoppers to deviate from
their good intentions.
A fly painted on urinals at
Schipol Airport reduces
cleaning bills by improving
the ‘aim’ of male users.
ENVIRONMENTAL NUDGES: EXAMPLES
BEHAVIOURAL INSIGHTS
The
predictable
irrationality
of human
behaviour.
Classical economics
‘Homo Economicus’
How we behave in theory.
Behavioural economics
‘Homer Economicus’
How we behave in reality
BEHAVIOURAL INSIGHTS
Our ability to make rational decisions is
limited by a vast range of systematic errors.Ambiguity effect // Anchoring or focalism // Anthropomorphism // Attentional bias // Automation bias // Availability heuristic // Availability cascade // Backfire effect // Bandwagon effect
// Base rate fallacy or Base rate neglect // Belief bias // Bias blind spot // Cheerleader effect // Choice-supportive bias // Clustering illusion // Confirmation bias // Congruence bias //
Conjunction fallacy // Regressive bias // Conservatism (Bayesian) // Contrast effect // Curse of knowledge // Decoy effect // Denomination effect // Disposition effect // Distinction bias
// Dunning-Kruger effect // Duration neglect // Empathy gap // Endowment effect // Essentialism // Exaggerated expectation // Experimenter's or expectation bias // Focusing effect //
Forer effect or Barnum effect // Framing effect // Frequency illusion // Functional fixedness // Gambler's fallacy // Hard–easy effect // Hindsight bias // Hot-hand fallacy // Hyperbolic
discounting // Identifiable victim effect // IKEA effect // Illusion of control // Illusion of validity // Illusory correlation // Impact bias // Information bias // Insensitivity to sample size //
Irrational escalation // Less-is-better effect // Loss aversion // Mere exposure effect // Money illusion // Moral credential effect // Negativity effect // Negativity bias // Neglect of
probability // Normalcy bias // Not invented here // Observer-expectancy effect // Omission bias // Optimism bias // Ostrich effect // Outcome bias // Overconfidence effect // Pareidolia
// Parkinson's Law of Triviality // Pessimism bias // Planning fallacy // Post-purchase rationalization // Pro-innovation bias // Pseudocertainty effect // Reactance // Reactive
devaluation // Recency illusion // Restraint bias // Rhyme as reason effect // Risk compensation / Peltzman effect // Selective perception // Semmelweis reflex // Social comparison
bias // Social desirability bias // Status quo bias // Stereotyping // Subadditivity effect // Subjective validation // Survivorship bias // Time-saving bias // Unit bias // Weber–Fechner law
// Well travelled road effect // Zero-risk bias // Zero-sum heuristic // // Social biases[edit] // Most of these biases are labeled as attributional biases. // // Name // Actor–observer bias
// Defensive attribution hypothesis // Egocentric bias // Extrinsic incentives bias // False consensus effect // Forer effect (aka Barnum effect) // Fundamental attribution error // Group
attribution error // Halo effect // Illusion of asymmetric insight // Illusion of external agency // Illusion of transparency // Illusory superiority // Ingroup bias // Just-world hypothesis //
Moral luck // Naïve cynicism // Naïve realism // Outgroup homogeneity bias // Projection bias // Self-serving bias // Shared information bias // System justification // Trait ascription
bias // Ultimate attribution error // Worse-than-average effect // // Memory errors and biases[edit] // Main article: List of memory biases // In psychology and cognitive science,
a memory bias is a cognitive bias that either enhances or impairs the recall of a memory (either the chances that the memory will be recalled at all, or the amount of time it takes for
it to be recalled, or both), or that alters the content of a reported memory. There are many types of memory bias, including: // // Name // Bizarreness effect // Choice-supportive bias
// Change bias // Childhood amnesia // Conservatism or Regressive bias // Consistency bias // Context effect // Cross-race effect // Cryptomnesia // Egocentric bias // Fading affect
bias // False memory // Generation effect (Self-generation effect) // Google effect // Hindsight bias // Humor effect // Illusion of truth effect // Illusory correlation // Lag effect // Leveling
and Sharpening // Levels-of-processing effect // List-length effect // Misinformation effect // Modality effect // Mood-congruent memory bias // Next-in-line effect // Part-list cueing
effect // Peak–end rule // Persistence // Picture superiority effect // Positivity effect // Primacy effect, Recency effect &Serial position effect // Processing difficulty effect //
Reminiscence bump // Rosy retrospection // Self-relevance effect // Source confusion // Spacing effect // Spotlight effect // Stereotypical bias // Suffix effect // Suggestibility //
Telescoping effect // Testing effect // Tip of the tongue phenomenon // Travis Syndrome // Verbatim effect // Von Restorff effect // Zeigarnik effect //
DATA ANALYSIS:
COST
MODELLING
QUALITATIVE
INSIGHT
INTERVENTION
DESIGN
RIGOROUS
EVALUATION
EVIDENCE-BASED BEHAVIOUR CHANGE
THE BEHAVIOURAL INSIGHTS APPROACH
DATA
ANALYSIS:
SEGMENTATION
THE BEHAVIOURAL INSIGHTS APPROACH
1 2 3 4 5
£??How much do our processes cost?
Which elements deliver VFM?
Which elements do we need to improve?
Which elements could we remove?
Where should we focus our resources?
Where can we have greatest impact?
THE BEHAVIOURAL INSIGHTS APPROACH
We need to segment our communities
in order develop more targeted
interventions and services.
Internally & externally:
tenants, colleagues, ourselves?
Personal: The Individuals
• Knowledge & awareness
• Attitudes and beliefs
• Values and priorities
Social: The community or society
• Community norms
• Peer / social influence
• Wider cultural influences (eg media)
Structural: The system
• Our service / organisation
• Political and economic landscape
• Resources: time, money etc
QUALITATIVE INSIGHT
INTERVENTION DESIGN
Change is complex
and difficult. We need
to build our change
efforts around robust
behavioural models
and theories.
RENT ARREARSWhat will happen if we…:
• Change the colour of our envelopes?
• Refer to residents as ‘tenants’, rather than ‘customers’?
• Tell tenants in arrears how many people in their area have a clear account?
• Include a picture of the tenants home in their arrears letters?
• Get tenants to sign their payment arrangements
• Start thanking tenants for keeping / achieving a clear account?
• Do nothing?
• Issue repayment ‘contracts’ instead of ‘arrangements’
BEHAVIOURAL INSIGHTS & RENT ARREARS
BEHAVIOURAL INSIGHTS & RENT ARREARS
ARREARS: PAYMENT RATES
Slides from this section have
been removed, as they are e
mbargoed until publication of
the Project Report.
1. GET FOCUSSED!
2. CREATE A GOOD PROBLEM
3. UNDERSTAND THE DRIVERS
4. DESIGN THE CHANGE
5. MEASURE THE IMPACT
APPLYING A BEHAVIOURAL INSIGHTS APPROACH
1. GET FOCUSSED!
2. CREATE A GOOD PROBLEM
3. UNDERSTAND THE DRIVERS
4. DESIGN THE CHANGE
5. MEASURE THE IMPACT
APPLYING A BEHAVIOURAL INSIGHTS APPROACH
APPLYING A BEHAVIOURAL INSIGHTS APPROACH
MINDSPACE 3
Messenger
Incentives
Norms
Defaults
Salience
Priming
Affect
Commitments
Ego
http://instituteforgovernment.org.uk
3. Dolan et al, 2010.
4. DESIGN THE CHANGE
MINDSPACE
Messenger
Incentives
Norms
Defaults
Salience
Priming
Affect
Commitments
Ego
We are heavily influenced by who communicates information.
Our responses to incentives are shaped by mental shortcuts
We tend to do what those around us are already doing.
We ‘go with the flow’ of pre-set options.
Our attention is drawn to what is novel and relevant to us.
Our acts are often influenced by sub-conscious cues.
Emotional associations can powerfully shape our actions.
We seek to be consistent with our public promises
We act in ways that make us feel better about ourselves.
MINDSPACE
Messenger
Incentives
Norms
Defaults
Salience
Priming
Affect
Commitments
Ego
We are heavily influenced by who communicates information.
We respond in counter-intuitive ways to incentives
We tend to do what those around us are already doing.
We ‘go with the flow’ of pre-set options.
Our attention is drawn to what is novel and relevant to us.
Our acts are often influenced by sub-conscious cues.
Emotional associations can powerfully shape our actions.
We seek to be consistent with our public promises
We act in ways that make us feel better about ourselves.
MINDSPACE
Messenger
Incentives
Norms
Defaults
Salience
Priming
Affect
Commitments
Ego
We are heavily influenced by who communicates information.
Our responses to incentives are shaped by mental shortcuts
We tend to do what those around us are already doing.
We ‘go with the flow’ of pre-set options.
Our attention is drawn to what is novel and relevant to us.
Our acts are often influenced by sub-conscious cues.
Emotional associations can powerfully shape our actions.
We seek to be consistent with our public promises
We act in ways that make us feel better about ourselves.
MINDSPACE
NORMS
Using social norms to increase tax payments
When people were told in letters from HMRC that most
people pay their tax on time, it increased significantly
payment rates. The most successful message led to a 5
percentage point increase in payments.
MINDSPACE
Messenger
Incentives
Norms
Defaults
Salience
Priming
Affect
Commitments
Ego
We are heavily influenced by who communicates information.
Our responses to incentives are shaped by mental shortcuts
We tend to do what those around us are already doing.
We ‘go with the flow’ of pre-set options.
Our attention is drawn to what is novel and relevant to us.
Our acts are often influenced by sub-conscious cues.
Emotional associations can powerfully shape our actions.
We seek to be consistent with our public promises
We act in ways that make us feel better about ourselves.
MINDSPACE
DEFAULTS
Auto-enrolment into pension schemes
In the first six months after employees in large firms were
automatically enrolled into pension schemes, participation
rates rose from 61 to 83%.
MINDSPACE
Messenger
Incentives
Norms
Defaults
Salience
Priming
Affect
Commitments
Ego
We are heavily influenced by who communicates information.
Our responses to incentives are shaped by mental shortcuts
We tend to do what those around us are already doing.
We ‘go with the flow’ of pre-set options.
Our attention is drawn to what is novel and relevant to us.
Our acts are often influenced by sub-conscious cues.
Emotional associations can powerfully shape our actions.
We seek to be consistent with our public promises
We act in ways that make us feel better about ourselves.
MINDSPACE
SALIENCE
Drawing the attention of those who fail to pay road tax
When letters to non-payers of car tax included a picture of the
offending vehicle, payment rates rose from 40 to 49%.
MINDSPACE
Messenger
Incentives
Norms
Defaults
Salience
Priming
Affect
Commitments
Ego
We are heavily influenced by who communicates information.
Our responses to incentives are shaped by mental shortcuts
We tend to do what those around us are already doing.
We ‘go with the flow’ of pre-set options.
Our attention is drawn to what is novel and relevant to us.
Our acts are often influenced by sub-conscious cues.
Emotional associations can powerfully shape our actions.
We seek to be consistent with our public promises
We act in ways that make us feel better about ourselves.
Priming 1
Exposing people to words relating to the elderly (e.g. “wrinkles‟)
meant they subsequently walked more slowly when leaving the
room and had a poorer memory of the room. In other words, they
had been “primed” with an elderly stereotype and behaved
accordingly.
Priming 2
Asking participants to make a sentence out of scrambled words
such as fit, lean, active, athletic made them significantly more
likely to use the stairs, instead of lifts.
Priming 3
One group was asked to think about football hooligans for five
minutes, and another about university professors. When they
were then given Trivial Pursuit questions, the first set got 42.6%
right, the second 55.6%.66
MINDSPACE
PRIMING
MINDSPACE
Messenger
Incentives
Norms
Defaults
Salience
Priming
Affect
Commitments
Ego
We are heavily influenced by who communicates information.
Our responses to incentives are shaped by mental shortcuts
We tend to do what those around us are already doing.
We ‘go with the flow’ of pre-set options.
Our attention is drawn to what is novel and relevant to us.
Our acts are often influenced by sub-conscious cues.
Emotional associations can powerfully shape our actions.
We seek to be consistent with our public promises
We act in ways that make us feel better about ourselves.
MINDSPACE
Messenger
Incentives
Norms
Defaults
Salience
Priming
Affect
Commitments
Ego
We are heavily influenced by who communicates information.
Our responses to incentives are shaped by mental shortcuts
We tend to do what those around us are already doing.
We ‘go with the flow’ of pre-set options.
Our attention is drawn to what is novel and relevant to us.
Our acts are often influenced by sub-conscious cues.
Emotional associations can powerfully shape our actions.
We seek to be consistent with our public promises
We act in ways that make us feel better about ourselves.
MINDSPACE
COMMITMENTS
Prompting honesty by asking people to sign up front
Drivers reported having driven around 10% more miles
when they signed their name before filling in an insurance
form, rather than after.
MINDSPACE
Messenger
Incentives
Norms
Defaults
Salience
Priming
Affect
Commitments
Ego
We are heavily influenced by who communicates information.
Our responses to incentives are shaped by mental shortcuts
We tend to do what those around us are already doing.
We ‘go with the flow’ of pre-set options.
Our attention is drawn to what is novel and relevant to us.
Our acts are often influenced by sub-conscious cues.
Emotional associations can powerfully shape our actions.
We seek to be consistent with our public promises
We act in ways that make us feel better about ourselves.
4. DESIGN THE CHANGE
RENT ARREARS NUDGES: What will happen if we…
• Change the colour of our envelopes?
• Refer to residents as ‘tenants’, rather than ‘customers’?
• Tell tenants in arrears how many people in their area have a clear account?
• Get tenants to sign their payment arrangements
• Start thanking tenants for keeping / achieving a clear account?
• Do nothing?
• Issue repayment ‘contracts’ instead of ‘arrangements’
OVER TO YOU…!
APPLYING A BEHAVIOURAL INSIGHTS APPROACH
DATA
ANALYSIS
PROCESS
MAPPING
CUSTOMER
INSIGHT
INTERVENTION
DESIGN
INTERVENTION
TRIAL
CAPACITY BUILDING!
DATA
ANALYSIS
PROCESS
MAPPING
CUSTOMER
INSIGHT
INTERVENTION
DESIGN
INTERVENTION
TRIAL
• Highlight and prioritise priority transactions / services
• Analyse service data to understand which customers are
using which channels.
• Profile customers and segmentation against access
behaviours and demographic information.
• Highlight and prioritise target customers
DATA
ANALYSIS
PROCESS
MAPPING
CUSTOMER
INSIGHT
INTERVENTION
DESIGN
INTERVENTION
TRIAL
• Map business process(es) and the customer journey to
identify bottle necks and barriers.
• Model cost of transaction/service delivery as a baseline for
evaluation.
• Map ‘golden moments’ where behavioural intervention can
have greatest impact.
DATA
ANALYSIS
PROCESS
MAPPING
CUSTOMER
INSIGHT
INTERVENTION
DESIGN
INTERVENTION
TRIAL
• Review existing customer insight and ascertain
whether further qualitative research is required.
• Design and deliver qualitative research with
priority tenants / colleagues.
• Analyse qualitative data and report findings,
insights and recommendations.
DATA
ANALYSIS
PROCESS
MAPPING
CUSTOMER
INSIGHT
INTERVENTION
DESIGN
INTERVENTION
TRIAL
• Use behavioural science and Nudge principles
to design a specific intervention for your
organisation.
• Combine community insight, change theory,
behavioural insights and design frameworks to
ensure intervention is evidence-based and
‘best practice’.
DATA
ANALYSIS
PROCESS
MAPPING
CUSTOMER
INSIGHT
INTERVENTION
DESIGN
INTERVENTION
TRIAL
• Launch the intervention and test with robust trials,
ideally a Randomised Control Trial.
• Gather and analyse data to assess impact on revenue,
arrears, operating costs and other KPIs specific to
intervention/target segment.
• Report with outcomes, impacts and process evaluation.
DATA
ANALYSIS
PROCESS
MAPPING
CUSTOMER
INSIGHT
INTERVENTION
DESIGN
INTERVENTION
TRIAL
CAPACITY BUILDING!
WHAT’S IN IT FOR US?
• Reduced costs and increased customer satisfaction
• An best-practice behavioural insights intervention focussing
on a key transaction or service.
• Robust statistical evidence, based on a randomised
controlled trial
• Greater understanding of your ‘cost-to-serve’
• Behavioural insights recommendations for wider Channel
Shift agenda within your organisation.
• New skills and knowledge in relation to behaviour change,
‘nudge’ theory and building evidence base.
• Thought leadership positioning: association with a ground-
breaking sector programme.
WHO WILL WE BE WORKING WITH?
You will be working with:
• Mike Eckersley,
• Anna O’Halloran, Director, O’Halloran Consultants
• Steven Johnson, Behaviour Change specialist, Collaborative Change
WHO CAN PARTICIPATE?
• Places limited to 10 organisations
• Seeking professionals and organisations with the ambition to
innovate and challenge conventional approaches.
• Therefore, participants should be in a position to trigger
change within their organisation, in terms of both operational
practices and culture.
• This could include, but is not restricted to:
• Customer Service Heads
• Director of Transformation
• Heads of ICT
Questions
“To make citizens’ lives simpler and easier, the Government will mandate ‘channel shift’ (move online) in selected government services”
UK Government IT Strategy March 2011 Mike Eckersley07753 300265
@mike_eckersley
Steven Johnson07719 242 795
@Collab4Change
Anna O’Halloran07912 110078
@AnnaEOHalloran