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Meet Voleo Corporate Presentation August 2018

Meet Voleo · Voleo Voleo is an established financial technology company developing mobile investing applications Solid Technology Four years of development into iOS, Android and

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Page 1: Meet Voleo · Voleo Voleo is an established financial technology company developing mobile investing applications Solid Technology Four years of development into iOS, Android and

Meet VoleoCorporate Presentation

August 2018

Page 2: Meet Voleo · Voleo Voleo is an established financial technology company developing mobile investing applications Solid Technology Four years of development into iOS, Android and

Forward-looking statement

Certain statements contained in this presentation constitute forward-looking statements and forward-looking information (collectively referred to herein as

"forward-looking statements") within the meaning of applicable Canadian securities laws. Such forward-looking statements relate to future events or Voleo’s

future performance. All statements other than statements of historical fact may be forward-looking statements. Such forward-looking statements are often, but

not always, identified by the use of words such as "seek", "anticipate", "budget", "plan", "continue", "estimate", "expect", "forecast", "may", "will", "project", "predict",

"potential", "targeting", "intend", "could", "might", "should", "believe" and similar expressions. These statements involve known and unknown risks, uncertainties

and other factors that may cause actual results or events to differ materially from those anticipated in such forward-looking statements. Voleo believes the

expectations reflected in those forward-looking statements are reasonable but no assurance can be given that these expectations will prove to be correct and

such forward-looking statements included in this presentation should not be unduly relied upon. These forward-looking statements speak only as of the date of

this presentation or as of the date specified in the documents incorporated by reference, as the case may be.

In particular, this presentation contains forward-looking statements pertaining, but not limited to: statements about anticipated future expenses, the sufficiency

of the Voleo’s working capital, Voleo’s business objectives and plans, the completion of future financings, and the use of financing proceeds contain forward-

looking information. By its nature, forward-looking information involves known and unknown risks, uncertainties and other factors which may cause actual

results, performance or achievements, or other future events, to be materially different from any future results, performance or achievements expressed or

implied by such forward-looking information. Such factors include, among others, the following risks: the need for additional financing; operational risks

associated with a start-up technology business; reliance on key personnel; the potential for conflicts of interest among certain officers, directors or promoters

with certain other entities; the absence of dividends; competition; dilution; the inability to obtain regulatory approvals; the impact of government regulations in

Canada and the United States; the impact of general economic conditions; changing domestic and international industry conditions; the ability of management

to implement its operational strategy; the ability to attract qualified management and staff; regulatory risks; financing, capitalization and liquidity risks, including

the risk that the financing necessary to fund operations may not be obtained; and the additional risks identified in the “Risk Factors” section of Voleo’s MD&A or

other reports and filings with the TSX Venture Exchange and applicable Canadian securities regulators.

In addition, forward-looking information is based on various assumptions including, without limitation, the expectations and beliefs of management, including

that the Company can access financing; the timely receipt of governmental approvals, including the receipt of approval from regulators in jurisdictions where

the Company may operate; the timely commencement of operations and the success of such operations; and the ability of the Company to implement its

business plan as intended. Should one or more of these risks and uncertainties materialize, or should underlying assumptions prove incorrect, actual results

may vary materially from those described in forward-looking information. Forward-looking information is based on management's beliefs, estimates and

opinions on the date that statements are made and the Company undertakes no obligation to update forward-looking information if these beliefs, estimates and

opinions or other circumstances should change, except as required by applicable securities laws. Investors are cautioned against attributing undue certainty to

forward-looking information.

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Page 3: Meet Voleo · Voleo Voleo is an established financial technology company developing mobile investing applications Solid Technology Four years of development into iOS, Android and

Introducing Voleo

Voleo is an established financial technology company

developing mobile investing applications

Solid Technology

Four years of development into iOS, Android and web

applications by an experienced, in-house financial

software team

Credible Foundation

Collaborated with Nasdaq and TMX Group

FINRA licensed broker dealer across the US

Sizable Markets

Scalable B2C platform in America

International B2B pipeline with white-label platform

Global cryptocurrency markets will rapidly expand

current brokerage infrastructure3

Page 4: Meet Voleo · Voleo Voleo is an established financial technology company developing mobile investing applications Solid Technology Four years of development into iOS, Android and

Our story

▪ Voleo is capitalizing on the opportunity to:

▪ rebuild trust with consumers

▪ empower them as retail investors

▪ ride the mobile wave

▪ leverage social media with

gamification

▪ Financial institutions see value in our

platform as a tool for engagement and

retention, plus new channel for acquisition

▪ Standalone cryptocurrency platform is in

development, leveraging Voleo’s patent

Web and mobile apps that democratize

investing, making it fun & accessible

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Page 5: Meet Voleo · Voleo Voleo is an established financial technology company developing mobile investing applications Solid Technology Four years of development into iOS, Android and

Voleo’s ecosystem

Voleo combines:

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Page 6: Meet Voleo · Voleo Voleo is an established financial technology company developing mobile investing applications Solid Technology Four years of development into iOS, Android and

What makes us unique

Fantasy football of investing

Customers can open individual accounts

or create clubs of up to 100 users to pool

their money and invest together

Improving financial literacy

Voleo’s product evolution serves to

help people invest smarter and easier

with those they trust

Versatility

Voleo provides value to both new

investors and experienced traders

Marketing tool

Acquisition and retention channel where

customers become advocates,

authentically introducing their network

Complete flexibility

Extensive in-app and integration

customization capabilities available

for financial institution partners

Strong partnerships

FINRA member, introducing broker-dealer

in all US states; we are recognized for our

relationships with Nasdaq and TMX Group

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Page 7: Meet Voleo · Voleo Voleo is an established financial technology company developing mobile investing applications Solid Technology Four years of development into iOS, Android and

Current environment

Millennials and Generation Z want to make

their money work for them, yet see traditional

investing options as…

x Intimidating and inaccessible

x Difficult to do alone

x Time-consuming

x Expensive

Consumers expect:

✓ Product offerings that are user-friendly

✓ Pricing that is accessible

✓ Educational tools that are relevant

✓ Digital experiences that are trustworthy

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Page 8: Meet Voleo · Voleo Voleo is an established financial technology company developing mobile investing applications Solid Technology Four years of development into iOS, Android and

Market trends

JP Morgan Chase Strategic Update, 2018

67% 86%of millennials are

unhappy with how

they currently invest

of millennials put

money aside each

month

▪ Investing is the most engaging financial topic on social media, followed by loans & mortgages, banking and peer-to-peer payment

▪ More consumers than ever before are banking digitally

▪ Millennials in particular seek digital-first platforms

▪ Banks and other financial institutions are seeking ways to evolve their digital offerings

▪ Large banks such as JP Morgan Chase are investing in external fintech solutions

Millennials + Money: The Unfiltered Journey, Facebook IQ

https://www.jpmorganchase.com/8

Ba

nks

Co

nsu

me

rs

Page 9: Meet Voleo · Voleo Voleo is an established financial technology company developing mobile investing applications Solid Technology Four years of development into iOS, Android and

Market sizeUS market

as entryway

75M millennials and

university students

43M self-directed

investors

1 in 20 families

have over $1m in

investable assets

10M professional

women in US

20M Americans

invested together in

the 1990s (teams and colleagues)

9Pop Finance: Investment Clubs and the New Investor Populism, Brooke Harrington

US Data & Statistics, https://www.usa.gov/statistics

Page 10: Meet Voleo · Voleo Voleo is an established financial technology company developing mobile investing applications Solid Technology Four years of development into iOS, Android and

Mobile investing landscape

Inve

stin

g E

xp

eri

en

ce

Fo

cu

s

Community Engagement Focus

Robo AdvisorsCopytrading Platforms

Self-Directed

Trading Platforms

Thematic Investing

Investment Social Media

Gamified Trading

10Company data, Crunchbase

Page 11: Meet Voleo · Voleo Voleo is an established financial technology company developing mobile investing applications Solid Technology Four years of development into iOS, Android and

Strong endorsements

Nasdaq is a strong supporter

of financial literacy and our

collaboration with Voleo to

help retail investors

understand and participate in

the markets is another step

forward.

Oliver Albers

Global Head of Strategic

Partnerships

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Page 12: Meet Voleo · Voleo Voleo is an established financial technology company developing mobile investing applications Solid Technology Four years of development into iOS, Android and

2. Invite friends, family, colleagues, teammates to join

3. Deposit funds; set up reoccurring contributions

4. Propose trades

5. Discuss and vote to send the trade to market

All while…

✓Seeing encouraging notifications

✓Accessing marketing content

✓Receiving tips and tricks

✓Consuming educational content

✓Following leaders

✓Measuring performance

✓Participating in discussion

✓Reviewing help files

6. Compete, discuss, compare, learn, earn, repeat!

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User journey

Page 13: Meet Voleo · Voleo Voleo is an established financial technology company developing mobile investing applications Solid Technology Four years of development into iOS, Android and

Product pillars

Business to Consumer

Original Social Investing

Application

Business to Business(Turn-Key White Label)

Outsourced Brokerage for

Financial Institutions

Business to Business(Custom Integration)

Bespoke Solutions

▪ Retail investors

▪ Individual accounts

▪ Investment clubs

▪ Credit unions

▪ Community banks

▪ US financial institutions

▪ Tier 1 banks

▪ International financial

institutions

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Page 14: Meet Voleo · Voleo Voleo is an established financial technology company developing mobile investing applications Solid Technology Four years of development into iOS, Android and

Cryptoleo: Voleo’s powerful trading engine applied to crypto

▪ Regulatory uncertainty prevents

trading of cryptocurrencies through

traditional brokerages

▪ Challenging for ordinary people to

build exposure to digital currencies

▪ Existing wallet interface offers a

poor customer experience

E X C H A N G E /

W A L L E T /

G A M I N G

E N D U S E R S

Current

adoption

The Chasm

cryptoleo

▪ Enable people to learn about

this exciting new space, and do

so with their trusted peers

▪ Accelerate the transition from

early adopters to early majority

and cross ‘the chasm’

▪ Launching in Canada 2018

Problem Solution

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Page 15: Meet Voleo · Voleo Voleo is an established financial technology company developing mobile investing applications Solid Technology Four years of development into iOS, Android and

Business to consumer“B2C”

Social Investing Application for Beginners

and Experienced Traders

▪ Groups pool capital together and form

investment clubs

▪ Provides a social experience and

gamification of investing

▪ Individual accounts being added; users

take part in larger community

▪ Democratically propose and vote on trades

▪ Engage with the broader community to

learn and grow

▪ Fully flexible and easy to use

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Page 16: Meet Voleo · Voleo Voleo is an established financial technology company developing mobile investing applications Solid Technology Four years of development into iOS, Android and

Proven tractionB2C Beta

▪ Early adopters have found Voleo

organically through SEO, limited

social media activity, channel

partners and existing users

▪ A key component of Voleo’s virality is

its current user behavior – existing

users are creating multiple new clubs

with different social cohorts

▪ Clubs continue to grow – initially 7

members on average; now 9 and

climbing

16Data as of 2018

▪ Assets under management grow at a compound rate as roughly half of Voleo’s

growing user base contributes to their clubs each month

▪ Results of paid advertising campaigns have demonstrated an increase in user

adoption

▪ Voleo’s use of proceeds is heavily weighted to user acquisition to accelerate growth

Voleo AUM vs User & Club Growth

AUM (10x scale) Users Clubs

Page 17: Meet Voleo · Voleo Voleo is an established financial technology company developing mobile investing applications Solid Technology Four years of development into iOS, Android and

Business to business“B2B”(Turn-key white label)

Ready-to-Use Solution for Financial Institutions

▪ Customizable infrastructure provided by Voleo

▪ Completely branded with bank logos/colors

▪ Managed and serviced by Voleo

▪ Educational resources provided for both the

company and the end users

▪ By-product: acquisition tool for banks to

attract new customers

▪ Win/win relationship:

▪ Voleo acquires customers at no cost

▪ Financial institution partner gets new service

and incremental revenue17

Page 18: Meet Voleo · Voleo Voleo is an established financial technology company developing mobile investing applications Solid Technology Four years of development into iOS, Android and

Proven tractionB2B beta

▪ Held Q4 2015 – Q1 2016

▪ C$25,000 prize pool

▪ 4.5 month duration

▪ 700+ teams

▪ 15,000+ simulated trades

Voleo Nasdaq Equity Trading Competition

▪ Held Q4 2017; annual event planned

▪ $10,000 prize pool

▪ 10 week duration

▪ 300+ teams

▪ 3,000 simulated trades

Voleo TSX Equity Trading Competition

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Page 19: Meet Voleo · Voleo Voleo is an established financial technology company developing mobile investing applications Solid Technology Four years of development into iOS, Android and

Business to business (Custom integrations)

Made-to-Order White Label Solution

▪ Complete & flexible customization

and integration

▪ Provide a unique experience based

on individual brand values

▪ Voleo is the engine to deliver

innovative customer acquisition and

engagement services

▪ Banks can customize social

components, community and

product features

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Page 20: Meet Voleo · Voleo Voleo is an established financial technology company developing mobile investing applications Solid Technology Four years of development into iOS, Android and

Team

Leadership & Board of Directors

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Page 21: Meet Voleo · Voleo Voleo is an established financial technology company developing mobile investing applications Solid Technology Four years of development into iOS, Android and

Our success

Filed initial patent

application in US

First prototype,

alpha-tested by

MBA students

2014

Completed mobile

app MVP

Piloted our

SimuTrader with

TMX Group

2015

Became FINRA member

Integrated with clearing

broker

Participated in

Accenture FinTech

Innovation Lab, London

National patents filed,

US and Canada

2016

Registered across US

Soft launch of platform

Nasdaq collaboration

Selected for Plug and

Play Fintech

Accelerator in Silicon

Valley

2017

Complete RTO

Official Voleo launch

International expansion

Product evolution

2018

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Page 22: Meet Voleo · Voleo Voleo is an established financial technology company developing mobile investing applications Solid Technology Four years of development into iOS, Android and

Contact us

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