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Tricia's Trader March 6, 2013
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March 6, 2013 Volume XI Issue 5
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Find us all over Northern
Montana.
More Hi-Line BasketBaLL inside!! Pages 18 & 19.
Nissen Angus 14th Annual Production Sale: April 3, 20131 p.m., Bear Paw Livestock, Chinook, Montana. See our ad on the back page!
March 6, 2013......................................................................... Volume XI Issue 5 ............................................................................... Tricia’s Trader 2
Chinook Chamber of Commerce Annual Banquet $15 Per Plate
Non-MembersTickets available
at the Door.Friday, March 15th, 2013
At the Chinook Eagles Club - 300 Indiana Street6:00 p.m. Drinks - 7:00 p.m. DinnerGreat Food - Great Fun!
Come Support the Chamber’s Mission and Accomplishments!
Selling 75 Registered Yearling Angus BullsFriday, March 29, 2013 • 1:00 p.m.
5thAnnual Production SaleLunch starting at noon
Inside the barn at the farm in Whitewater, MT
A Program Built On Traditional Values
Th ese bulls represent the top 70% of our calf crop. Th ey have the blend of length,
muscle, maternal and carcass traits that we have built our
program around.Also Selling 100 Commercial Two-Year-Old Cow/Calf Pairs
All of the calves selling at the side of their mothers are sired by SAV Mountain Time 1695, our new Iron Mountain son that was a popular lot at the 2012 Schaff Angus Valley Sale in North Dakota. Powerful sire that packs predictablecalving-ease with superior growth.
Service Sires IncludeWMR Timeless 20
HA Relay 8023Vermilion Dublin X384 Apex Black Leather 718
Sandy Bar Grasslands 187WRMF Heritage 9304
KM Morgans Direction 6608HA 3540 Direction 9500
TC Franklin 619S Chisum 6175
RMF Lead On 5507
Reference Sire SAV Mountain Time 1695 Bull 17016627 1/9/11
SAV Iron Mountain 8066 x Leachman Right Time CED BW WW YW Milk +6 +2 +60 +116 +21 Marb REA Fat $W $F $B +0.39 +0.08 +0.008 24.76 60.47 73.36
All sale bulls will be P� zer 50K tested, performance and fertility tested.Free delivery within Montana and at cost to surrounding states.
11096 North Forks Road • Whitewater, Montana 59544 • [email protected] Math: 406-674-5562 • Cody Math: 406-671-1949 • Kevin Math: 406-390-6633
View catalog & video at www.billpelton.com
For Sale: The Pastime B a r / R e s t a u r a n t / C a s i n o Chinook, MT, $180,000. Also, Oil City Saloon, full liquor license, kitchen, & 6 remodeled apartments, Shelby, MT, $299,000. Call Ken Nelson, 406-439-0595. 3-I
Wanted: C4 Auto transmission to fit a 289 Ford Motor. Call 406-654-2773.. 3-I
Radio Shack in Malta is a Dish Network dealer. Many electronics--come check out the variety. It's all here at Radio Shack! First Street, Malta, 406-654-3639. 3-I
See Lewistown Honda-Polaris-Kawasaki for a large selection of used ATVs and motorcycles. Call 1-800-823- 0226 or visit our web site at www.lewistownhonda.com. 11-I:3-II
Attention River Hunters and Fishermen: For sale '08 G3 1860 deluxe river boat with 90-65hp jet Yamaha. Low hours, in excellent condition, asking $13,500 OBO. Call Mike for more info, 406-397-3303. 3-I
Searching for something? Find it in the search window at www.TriciasTrader.com. x
For Sale: 2010 Artic Cat 700, with snowblade and winch. Call Red's for details. (406) 265-9595. 2-II
March 6 2013......................................................................... Volume XI Issue 5 ............................................................................... Tricia’s Trader 3
The next issue of Tricia’s Trader will be distributed Wed., March 20, 2013. Ad Submission DEADLINE is
Wed., March 13th at 9am.
CONTENTS:Classifieds, Classifieds,
EVERYWHERE!Pg.
Advertising Info .............. 10Bill’s Food Corner .......... 23Comm. Loyalty Page ..... 13Conservative Cow Dr. .... 25Cowboy Poetry by ........... 5 Fred LieseDave Says ..................... 21“Laugh Lines” ................. 14“Money Talks” Financial Column ......................... 9Realty Section ................. 8Rodeo Roundup ............ 17Subscriptions ................. 10“Things to Know” ............. 4
Thanks for readingTRICIA’S TRADER!See pg 11 to place an ad!Classified Rates:
Classified, $10 up to 8 lines$1 per line each add’l
13 lines maximum.$5 bold, $5 boxed
Runs two issues.
Now Open: Chester Pharmacy now open! 30 Main St. 406-759-5050. Your full service pharmacy! 3-I
2013 Liberty Co. Chamber of Commerce Hangar Dance: Sat., Mar. 16, Frontier Aviation Hangar. 5pm social hour, 6pm dinner, 9:30 dance. Theme: Let's Go Fly a Kite! Live & Silent Auction, gun raffle, 50/50, prizes. Tickets avail. at chamber office, Grand Bar, The Front Porch, HiLine Hardware, Chester Pharmacy, Liberty Quick Stop. 3-I
Like the Bull Sale Calendar? Keep watching that space. In May it becomes an Auction Calendar! 3-I
For Sale: ‘73 Lincoln Continental Mark IV, exc. cond., strong 460 engine. '80 F150 4x4 rough shape/runs $750 OBO: '68 Cadaillac 4 dr. Seden divil $1,000. OBO '68 Ford F150 4 speed 4x4 $995. OBO Call 654-7794. 1-II:3-II
Buying Scrap Metals and Batteries. Copper, Brass, Radiators, Cell Phones, Circuit Boards, Air Conditioners, Computers, Motors, Ballasts, Monel, Carbide, Catalyitc Converters, X-Ray Film, Lead, Stainless, Wire, Starters, Alternators, High Temp Alloys, and Lots More. 701-361-5821 www.bernathconstructioninc.com 1-II:7-I
We Are Losers! Find out how you can be a loser too. Call Go Figure-Hi-Line Style today! (406) 759-SLIM (7546). Serving Havre to Shelby!!! 2-I:4-II
We Have Rough Lumber. Call To See What We Have In Stock. All Seasons Home Center, 406-228-8288, or stop by 729 2nd Ave. S., Glasgow, MT. 2-II
Have you ever sworn an oath to uphold the U.S. Constitution? Check out www.OathKeepers.org . 11-x
For Sale: 2011 Chrysler Town & Country Touring Passenger Van, black, FWD, auto, 35,500mi. Call Northern Prairie Auto, 406-653-1160. 3-I
March 6, 2013........................................................................ Volume XI Issue 5 ...............................................................................Tricia’s Trader 4
THINGS TO KNOW:Mar. 7-9, Thurs.-Sat.: MONTANA SEED SHOW, Harlem, MT.
Mar. 9-10: Sat. 9-5:30, Sun. 9-3. MCCONE COUNTY TOY SHOW, McCone County Fairgrounds, Circle, MT. Buy - Sell - Trade - Display. Lunch Available. For more information, call 406-485-2605 or 485-3440.
Mar. 19& 26, Tues.: HOME BUYER EDUC CLASS, 5-9 p.m., USDA Building, Shelby, MT. Fee $25,Call (406)434-9161 x111 to pre-register and for more information.
Mar. 21& 28, Thurs.: HOME BUYER EDUC CLASS, 5-9 p.m.,US Bank @ 235 1st St., Havre, fee $25. Call (406)434-9161 x111 to register and for more information.
Mar. 22, Fri.: 48TH ANNUAL SCHMECKFEST, Lustre Christian High School. 5-7pm, German smorgasboard, handcrafted items, silent auction, bake sale and entertaining program. For more info, www.lustrechristian.org.
Apr. 6, Sat.: KEN & DAWN OVERCAST BENEFIT, Blaine County Fairgrounds Commercial Building, Chinook, MT. Overcasts recently lost their home to a fire. Live auction, raffles, free-will donation meal, full bar, jam session to follow. For info or to donate items, call 406-399-0771.
Thurs. nights.: CRIBBAGE! 7pm. Come and play OR learn to play. Sweet Grass Lodge, Chester, Montana.
For Sale: Bullhook Bottoms Casino & Liquor Store $700,000. Large Commercial Property, 1st Hwy. 2 frontage in Havre, MT. Call Ken Nelson @ 439-0595 or Larry Martinson @ 390-1509 3-I
March 6, 2013........................................................................ Volume XI Issue 5 ............................................................................... Tricia’s Trader 5
Fred Liese makes his home at the edge of Black Coulee near Turner, Montana. Raised on the Big Flat, he finds plenty of “inspiration” in the people and things around him every day, and Fred’s brand of entertainment has earned him a large following throughout the US and Canada.
COWBOY POETRY BY H. FRED LIESE
Photo courtesy Meryl Rygg McKenna,Lewistown News-Argus.
Just Another DAyHe hoisted up the bucket
He swished around the pailSplashing out the contents
Then to the next detail.
Their task turned mighty cruddyIt left an awful taste
Rake out every cornerDispose of all the waste.
The corridor was dimly litIt’s doused with disinfectant
They made their way out to the lightFresh air, it was expectant.
Hot and humid, all the dayThese folks were nearly drenched
They took in the aromaThe noses slightly wrenched.
While others would complain a lotCry about their plight
Him and her just plod alongThey always were polite.
Leather boots and faded jeansThey navigate the aisleAny hint of hardship,
They address it with a smile.
The feed was running rather shortAnd with critters getting restless,
It was just another dayIn truth, you could expect this.
A morning at the county fair?An early imposition?
Negative on all accountsIt was a different exhibition.
It was just another dayTo them, it did amuse
No, they weren’t just muckin’ stallsThey were on an ocean cruise.
~Fred Liese Tricia’s Trader, ©2013
For Sale: 1999 FORD F150 SUPER CAB, Air Conditioning, Power Steering, AM/FM Stereo, Dual Air Bags, Four Doors, Steel Wheels, Clean. Local Consignment vehicle.150,202 Miles - Price $6,100. Call 406-357-4201. 3-I
The Swap Shop in Wolf Point is a Pawn Broker. We carry a great variety of items including kitchen tables, guns, games, hand and power tools, & T.V.s. Too much to mention. Come check out our selection at 121 Anaconda Street, Wolf Point, MT. 406-653-1410. 2-II
For Sale: 2005 Honda Rincon 650, Red, with new tires. Call Red's for details. (406) 265-9595. 3-I
For Sale: Certified Vida and Mott spring wheat. Call Maloney Bros., Chris 379-2399, 399-2157 or Randy 379-2235. 3-I
March 6, 2013......................................................................... Volume XI Issue 5 ............................................................................... Tricia’s Trader 6
jimtaylormotors.com
2520 ST. CHARLES FORT BENTON622-5491 or
1-800-823-2438Jim Taylor MotorsJim Taylor Motors
FORD CARS & TRUCKS
The Last NEW 2012 Ford F150 SUPERCREW LARIAT 4WD Flex Fuel ecoboost V6, Leather, Dual Power Heated Seats, Automatic,CD/MP3, AdvanceTrac, Tow Pkg., #9DT756
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$39,999*After Factory Cash Back. Must �nance with Ford.
$43,603
Beautiful New 2012 Ford Expedition Limited 4 Door 4WD With Heated and cooled LeatherDual Power Seats, Allow Wheels, MP3, 3rd Row Seat and Tow Pkg.
*After Factory Cash Back. Must �nance with Ford. #9M686
Low Overhead Means Lower PricesAt Jim Taylor Motors. . .Like this
Lowest Price Of The Year!
ALL NEW 2013 FORDC-MAX & FUSION
ARE HERENOW!
Test drive one today.
NEW MSRP IS $51,485...YOUR PRICE ONLY
IF YOU’RE IN THE MARKET FOR A NEW FORD
DON’T MAKE THEGREAT FALLS MISTAKE!
March 6 2013......................................................................... Volume XI Issue 5 ............................................................................... Tricia’s Trader 7
Visit www.triciastrader.com nowto see the NEW FEATURES!!
Call us to learn how your ad in Tricia’s Trader also gives you a strong online presence, even if you don’t have a website.
For Sale: 2000 Ford F-150 XLT, green, 4WD, aftermarket wheels, also comes w/ original wheels, aftermarket cool air intake. It has chipped, tinted windows, grill guard, high mileage. Has been well taken care of. $6,500 obo. Call 406-357-2131. 3-I
For Rent: Independent Living for adults 62+ or disabled. HUD subsity available if qualified. Stop by or call Today!!! Sweet Grass Lodge, 511 First Street West, Chester, MT 59522. 406-759-5400. MTRS Relay: Dial 711 ***Equal Housing Opportunity***Handicapped Accessible. 1-II:7-I
Attention! It's the 43rd Annual MRWT 'Nut n Gut' Old time feed and dance. Join in, fun for the family with 'wagon train style minute to win it games', door prizes, 50/50, and a homemade feast. Redneck style "Dinner and a Show". March 9th, 6 o'clock, Lucky Bullet, Malta, MT. 2-II
For Sale: 2004 Chevy 2500 HD Crew cab, long box, 4X4, 387K miles, maroon color, aluminum wheels, nice clean pickup, works great, priced at $7,995.2006 Dodge Ram 1500 Mega cab, 4X4, Hemi, nerf bars, grille guard, bed liner, white, 96K miles, Nice! Priced at $18,995. Call Central City Auto & RV (406)538-9484. 2-II
For Sale: Heritage Hill Lot 9A. Lot in desireable Heritage Hills. All improved with sewer and water to curb stop. Electric and Gas available to lot. Lot 9A. Offered By: Red Foxx Real Estate (406)228-2525) Karen Waarvik 3-I
March 6, 2013......................................................................... Volume XI Issue 5 ............................................................................... Tricia’s Trader 8
Zero Montana Hatchery: Specializing in chickens, ducks, geese and guineas. 1261 W. Old Hwy 10, Terry, MT. Call 406-852-4282. 7-I:6-II
For Sale: 2009 Suzuki KingQuad 400 AS, 4x4, ATV, excellent condition, windshield included, $4,500 OBO. (406)355-4488. 2-II
For Sale: 4 Lots & 3/1 House in Sunburst. Great Investment or Live in, build on vacant lots. (406)937-6645. 2-II
March 6 2013......................................................................... Volume XI Issue 5 ............................................................................... Tricia’s Trader 9Complements of
Greg DugdaleRaymond James
Financial Services, Inc.Havre, Montana
Money Talks
This information, developed by an independent third party, has been obtained from sources considered to be reliable, but Raymond James Financial Services, Inc. does not guarantee that the foregoing material is accurate or complete. This information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. The information contained in this report does not purport to be a complete description of the securities, markets, or developments referred to in this material. This information is not intended as a solicitation or an offer to buy or sell any security referred to herein. Investments mentioned may not be suitable for all investors. The material is general in nature. Past performance may not be indicative of future results. Raymond James Financial Services, Inc. does not provide advice on tax, legal or mortgage issues. These matters should be discussed with the appropriate professional.Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC, an independent broker/dealer, and are not insured by FDIC, NCUA or any other government agency, are not deposits or obligations of the financial institution, are not guaranteed by the financial institution, and are subject to risks, including the possible loss of principal. Prepared by Broadridge Investor Communication Solutions, Inc. Copyright 2012.
Saving for retirement Although most of us recognize the importance of sound retirement planning, few of us embrace the nitty-gritty work involved. With thousands of investment possibilities, complex rules governing retirement plans, and so on, most people don’t even know where to begin. Here are some suggestions to help you get started.Determine your retirement income needs Some experts suggest that you need anywhere from 60% to 90% of your current income to enable you to maintain your current standard of living in retirement. But this is only a general guideline. To determine your specific needs, you may want to estimate your annual retirement expenses. Use your current expenses as a starting point, but note that your expenses may change dramatically by the time you retire. If you’re nearing retirement, the gap between your current expenses and your retirement expenses may be small. If retirement is many years away, the gap may be significant, and projecting your future expenses may be more difficult. Remember to take inflation into account. The average annual rate of inflation over the past 20 years has been approximately 2.4%. (Source: Consumer price index (CPI-U) data published by the U.S. Department of Labor, 2012.) And keep in mind that your annual expenses may fluctuate throughout retirement. For instance, if you own a home and are paying a mortgage, your expenses will drop if the mortgage is paid off by the time you retire. Other expenses, such as health-related expenses, may increase in your later retirement years. A realistic estimate of your expenses will tell you about how much annual income you’ll need to live comfortably.Calculate the gap Once you have estimated your retirement income needs, take stock of your estimated future assets and income. These may come from Social Security, a retirement plan at work, a part-time job, and other sources. If estimates show that your future assets and income will fall short of what you need, the rest will have to come from additional personal retirement savings.figure out how much you’ll need to save By the time you retire, you’ll need a nest egg that will provide you with enough income to fill the gap left by your other income sources. But exactly how much is enough? The following questions may help you find the answer:
• At what age do you plan to retire? The younger you retire, the longer your retirement will be, and the more money you’ll need to carry you through it.• What kind of lifestyle do you hope to maintain during your retirement years?• What is your life expectancy? The longer you live, the more years of retirement you’ll have to fund.• What rate of growth can you expect from your savings now and during retirement? Be conservative when projecting rates of return.• Do you expect to dip into your principal? If so, you may deplete your savings faster than if you just live off investment earnings. Build in a cushion to guard against
these risks.Build your retirement fund: Save, save, save When you know roughly how much money you’ll need, your next goal is to save that amount. First, you’ll have to map out a savings plan that works for you. Assume a conservative rate of return (e.g., 5 to 6%), and then determine approximately how much you’ll need to save every year between now and your retirement to reach your goal. The next step is to put your savings plan into action. It’s never too early to get started (ideally, begin saving in your 20s). To the extent possible, you may want to arrange to have certain amounts taken directly from your paycheck and automatically invested in accounts of your choice (e.g., 401(k) plans, payroll deduction savings). This arrangement reduces the risk of impulsive or unwise spending that will threaten your savings plan. If possible, save more than you think you’ll need to provide a cushion.Use the right savings tools Employer-sponsored retirement plans like 401(k)s and 403(b)s are powerful savings tools. Your contributions come out of your salary as pretax contributions (reducing your current taxable income) and any investment earnings grow tax deferred until withdrawn. Some 401(k), 403(b), and 457(b) plans also allow employees to make after-tax “Roth” contributions. There’s no up-front tax advantage, but qualified distributions are entirely free from federal income taxes. In addition, employer-sponsored plans often offer matching contributions, and may be your best option when it comes to saving for retirement. IRAs also feature tax-deferred growth of earnings. If you are eligible, traditional IRAs may enable you to lower your current taxable income through deductible contributions. Withdrawals, however, are taxable as ordinary income (except to the extent you’ve made nondeductible contributions). Roth IRAs don’t permit tax-deductible contributions but allow you to make completely tax-free withdrawals under certain conditions. With both types, you can typically choose from a wide range of investments to fund your IRA. Annuities are generally funded with after-tax dollars, but their earnings grow tax deferred (you pay tax on the portion of distributions that represents earnings). There is also no annual limit on contributions to an annuity.Note: Distributions from retirement plans, IRAs, and annuities prior to age 59½ may be subject to a 10% penalty tax unless an exception applies. You have several options for saving for your retirement. How do you know what to do? Here’s one common approach:First contribute to employer-sponsored retirement plans, at least enough to get full company match
• Employer match is “free” money (you may forfeit match if you don’t work for a given length of time)• Dollars grow tax deferred until withdrawn• Systematic payments from your paycheck--you’ll hardly notice• Most plans allow pretax contributions resulting in an immediate savings• Certain plans may allow Roth contributions--tax free when withdrawn, earnings tax free if “qualified distribution”• But, investment choices might be limited
Then contribute to IRAs• Many investment options• Traditional IRA contributions may or may not be tax deductible; Roth IRA contributions made with after-tax dollars• Dollars grow tax deferred until withdrawn• Roth IRA contributions tax free when withdrawn, earnings tax free if “qualified distribution”• Can contribute up to $5,500 in 2013 ($5,000 in 2012) (individuals age 50 and older may contribute an additional $1,000)
Other options: annuities, stock plans, life insurance, other investments (e.g., stock, mutual funds), nonqualified deferred compensation, salary continuation plans
• Annuities, life insurance and other options have unique tax advantages• Current lower capital gains tax rates make some equity investments more attractive for retirement planning• Some options may be complex, and timing of taxable events may be difficult to control
For Sale: 2005 CHEVROLET 1500 EXT CAB Z71. Air Conditioning, Power Windows, Power Locks, Cruise Control, Power Steering, Tilt Wheel, AM/FM Stereo, CD (Multi Disc), Premium Sound, OnStar, Dual Air Bags, Dual Power Seats, Leather, Alloy Wheels. Local Consignment Vehicle.47,929 Miles - Price $19,999. Call 406-357-4201. 3-I
For Sale: 60 head of fancy one iron Black Angus bred heifers. Begin calving Mar. 12. Bred to low birth weight, high performance Angus bulls. Located in Glasgow. Call 951-2426. 2-II
M-F 9:30-5:30 228-9844
For Sale: Minnkota transom mount 12 volt trolling motor, 24 pound thrust.Make offer. 265-4329. 2-II
For Sale: The old Post Office building in Dodson, MT and the 90’x 28’ lot it sits on. This metal building would be excellent for storage or a shop and includes a built-in vault. Asking $20,000 (157ML6) 406-654-2273 missouririverrealty.com 3-I
March 6, 2013........................................................................ Volume XI Issue 5 .............................................................................Tricia’s Trader 10 “Tricia’s Trader” is
Published by:
LLC Contact one of our Advertisers’ Advocatesto place an advertisement, or contact Kimmel Kreations directly at the address above.
2000 Country Club Road * Turner, MT 59542Phone 800-756-1817
Email: [email protected]
FAX: 888-796-8498
March 4, 2009.........................................................................Volume VII Issue 5 .......................................................................Tricia’s Trader 9
AD PLACEMENT-SUBSCRIPTION FORM
$26.95$48.95
Seeprices on Page 2!
Dear Friends and Neighbors,
As we get closer to the transmittal deadline at the state legislature, when all the bills that originated in the House pass over to the Senate and vice verse, we are hearing and voting on more and more bills each day in committees and on the House floor.
Here’s just a quick update of a few interesting bills that we’ve considered lately.
Ban on human reproductive cloning (HB 288). We passed it in Judiciary Committee, and then it passed on the House floor 93/7.
Revise Post Adoptive Services Law (HB 367) passed the House 96/4. If enacted, this law will allow private adoption agencies to also provide post-adoptive counseling and support to birth mothers who have relinquished their children for adoption (no cost to the state).
Montana Firearms Freedom Act – Exempt Montana Made Firearms and Ammunition from Commerce Clause (HB 246). This states that a personal firearm, a firearm accessory, or ammunition that is manufactured commercially or privately in Montana and that remains within the borders of Montana is not subject to federal law or federal regulation, including registration, under the authority of Congress to regulate interstate commerce. Passed second reading on the House floor 64/36 and is awaiting third reading before moving on to the
Senate – hopefully!
Authorize Archery Season for Mountain Lion, Bear, and Wolf (HB 74) passed unanimously. This act would grant the Fish, Wildlife & Parks Commission the discretion to set up areas and seasons for archery hunting mountain lion, bear, and wolf in archery hunting seasons. Passed the House unanimously.
Authorize Reciprocal Fishing with Adjoining States on Contiguous Rivers & Streams (HB 366). If this bill becomes law, any person who is properly licensed to fish in a state that borders Montana may fish in any part of a
lake, reservoir, pond, river, stream, or body of water in Montana within 10 miles of the border, if the bordering state grants the same or similar privileges to holders of valid Montana fishing licenses and enters into a reciprocal agreement with Montana. Passed 92/7.
Authorize investor owned livestock slaughter and processing plants (HB 418). This bill will pave the way for a horse processing plant to open in Montana – contributing to the economy and improving the horse market while also providing a humane place for people to take old, injured, or dangerous horses. I am a co-sponsor. The hearing for this bill brought the most people I have yet seen come to Helena to testify. Dozens of proponents came from all over the state to support this bill, with only a handful opposing it. I will let you know if it makes it out of the Agriculture Committee.
I’m pleased to report that my House Joint Resolution 14, supporting the Interior Department in their recent decision to match gun regulations in national parks with the gun laws of the state they are in, passed out of the Judiciary Committee and will soon be heard on the House floor.
For more information on any bill, visit www.leg.mt.gov. To contact me, e-mail [email protected] or call 262-3185. I work for YOU – for Montana’s future!
WORDS FROM
WENDYAs you know, our very own Wendy Warburton is serving in Helena this Legislative Session representing the people of House District 34. During her hiatus from ‘Tricia’s Trader’, she has graciously agreed to send us updates of the happenings in the capitol of this great state.
VVIIDDEEOO BBUULLLL SSAALLEESSeelllliinngg 6655 YYeeaarrlliinngg BBuullllss
Blaine County Fairgrounds in Chinook, MT
SSaattuurrddaayy MMaarrcchh 2288,, 22000099 aatt 11::0000 PPMMCome early to view the Bulls - Lunch at Noon
E7 ANGUSEde Breitmeier
PO Box 1807Chinook, MT 59523
[email protected](406) 357-3491
MASTER ANGUS Gene & Vinee` (Cox) Ryg
1070 Bowes Rd. Chinook, MT 59523
[email protected](406) 357-2660
BAR 9 RANCH Clayton Hofeldt
5080 Bentel Divide Rd. Lloyd, MT 59535
[email protected](406) 357-3856
BBuullllss wwiillll bbee aavvaaiillaabbllee ffoorr vviieewwiinngg aatt tthhee ffaaiirrggrroouunnddss oonn FFrriiddaayy..
View the bulls prior to the sale at Hould Feedlot,6.5 miles West of Malta on Wagner Hwy 363.
Atrium Mall220 3rd Ave. #204
Havre, MT 59501(406) 265-4424
Store Hours:Mon—Sat 10-6Email: [email protected]
Got a touch of Spring Fever?We’ve got the perfect cure . . .
Fresh new fabrics, fun patterns, jelly rolls,
fats and more!
SPRING on in and get your projects started!
5
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To place a classified, just fill out the form below and mail it to Tricia’s Trader, 2000 Country Club Road, Turner, MT 59542.
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WAnT TO PLACE An AD?
WAnT YOUR AD TO DO MORE?
The publisher does not assume any responsibility for the contents of any advertising herein, and all representations or warranties made in such advertising are those of the advertisers and not the publisher. Every effort is made by Kimmel Kreations to never knowingly accept advertising that is deceptive or misleading. We reserve the right to edit, refuse, reject or cancel any advertisement at any time. The publisher is not liable to any advertiser herein for any misprints in advertising not the fault of the publisher, and in such an event, the limit of the publisher’s liability shall be the amount of the publisher’s charge for such advertising. All advertising for the sale, rental, financing, insurance and appraisal of residential real estate are subject to the Federal Fair Housing Act, which makes it illegal to advertise any preference, limitation, or discrimination based on race, color, religion, sex, handicap, family status, or national origin, or an intention to make any such preference, limitation or discrimination. Kimmel Kreations will not knowingly accept any advertising which is in violation of this law. All advertising layouts and designs and portions of the same that are produced by Kimmel Kreations, LLC are the sole property of Kimmel Kreations, LLC and may not be reproduced in any form unless written authorization is obtained from the publisher. “Tricia’s Trader” is published bi-monthly by Kimmel Kreations, LLC, 2000 Country Club Road, Turner, MT 59542. Copies of “Tricia’s Trader” are distributed free to the reader in public locations, and by subscription service for a minimal charge to those requesting mailing service. All material copyright 2011. NOTICE: The opinions and ideas expressed in articles and advertisements in ‘Tricia’s Trader’ are those of the author or advertiser and do not necessarily reflect the opinion of the publisher, Kimmel Kreations, LLC. Material in articles or advertisements should be considered general reading and should not be construed as professional advice. All information should be carefully researched by the reader, and the reader assumes all responsibilty and risks associated with any action taken based upon information in an advertisement or article.
PUBLISHER’S COMMENTS
ADVOCATE AT LARGE Amy Skryja
800-756-1817 x103406-450-2588 (c)
Email:[email protected]
EASTERn REgIOn:Welcome Jamie Jones to the Tricia’s Trader team! Jamie is happy to help you if you live in one of
these counties:VALLEY
PHILLIPSDANIELS
ROOSEVELTSHERIDANRICHLAND
Jamie Jones800-756-1817 x104406-390-6386 (c)
Email:[email protected]
WESTERn REgIOn:
Laurie looks forward to serving you if you live in the following counties:
CASCADELIBERTY
PONDERATETONTOOLE
GLACIERCHOUTEAU
Laurie Harvey800-756-1817 x105406-672-9145 (c)
Email:adsales@triciastrader.
com
Owner, Tricia Kimmel800-756-1817 x101
CEnTRAL REgIOn:Wendy is currently
serving in Helena as the representative for
Montana House District 34. She looks forward to working with you again in
May upon her return.Until then, Amy Skryja (pictured at right) will
help you with your advertising needs if
you live in one of these counties:
HILLBLAINE
PETROLEUMFERGUS
JUDITH BASIN
Tricia’s Trader IS PROUD TO SERVE THESE MONTANA TOWNS:
Town: Prefix(es): Joplin 292Inverness 292Rudyard 355Hingham 397Gildford 376Kremlin 372Fort Benton 621, 622Loma 739Big Sandy 378Havre 262, 265, 407, 808, 945, 969, 390, 394, 395, 398, 399 Chinook 357Cleveland 357Harlem 353Fort Belknap 353Turner 379Zortman 673Dodson 383Malta 301, 654, 658, 680Saco 527Hinsdale 364, 648Glasgow 228, 230, 263, 367, 831 Nashua 746Fort Peck 526
Town: Prefix(es): Park Grove 526Wolf Point 392, 525, 650, 653, 915Jordan 557, 977Lewistown 350, 366, 380, 535, 538, 707, 708, 968Grass Range 428, 928Hobson 423Stanford 566Chester 759Geraldine 737Denton 567Belt 277Great Falls 205, 216, 217, 231, 268, 403, 452, 453, 454, 455, 564, 590, 715, 727, 731, 750, 760, 761, 770, 771, 781, 788, 791, 799, 836, 866, 868, 870, 899, 923, 952, 964, 965, 997Shelby 424, 434, 450, 460, 470, 597, 966 Conrad 269, 271, 278,289, 576Valier 279Cut Bank 229, 336, 391, 845, 873ALL MONTANA AREA CODES ARE (406)
March 6, 2013........................................................................ Volume XI Issue 5 ............................................................................. Tricia’s Trader 11
Ranch/contact aRea Sale Date: time
Red Angus 66 Ranch Havre, MT Private Treaty 406-394-3519 www.66ranch.com
Bar Star Cattle Horned & Polled Hereford Bulls Private Treaty 406-265-4364 Havre, MT 406-399-7811
Sitz Angus Dillon, MT Mar.13,2013 12:30pm Jim Sitz 406-683-5277 at the Ranch Bob Sitz 406-685-3360 www.sitzangus.com
R. Math Farms Angus Sale-Whitewater, MT Mar. 29, 2013 1pm Bob Math 406-374-5562 at the Ranch Master Angus Chinook, MT Mar. 27,2013 1pm Gene Ryg, 406-357-2265 at Bear Paw Livestock www.masterangus.com
49th Parallel Black Angus Mankota, SASK Mar. 25,2013 1pm Sale Day Phone 306-478-2229 at Mankota Stockmen’s Weigh Co. Dennis and Betty Baragar 306-625-3676
Nissen Angus Chinook, MT Apr. 3, 2013 1pm 406-357-2643 www.nissenangus.com at Bear Paw Livestock
Bowles J5 Reds Chinook, MT Apr. 4, 2013 1pm Sale Day Phone, 406-228-9306 at Glasgow Stockyards Home 406-357-3125, Jim 406-539-3100, Brady 406-539-2102
Northern Premier Angus Chinook, MT Apr. 11, 2013 1pm at Bear Paw Livestock
Milk River Angus Chinook, MT Apr. 17, 2013 1pm Clayton Hofeldt, 406-945-0850 at Bear Paw Livestock
Wittkopp Angus Glasgow, MT Feb. 2014 Home 406-485-3552, Cell 974-3552
Bulls of the Big Sky Billings, MT Feb. 17, 2014 208-267-2668 www.bullsofthebigsky.com
Having a sale? List it here. Call your Advertiser Advocate to find out how.
800-756-1817or visit www.triciastrader.com.
March 6, 2013......................................................................... Volume XI Issue 5 ............................................................................. Tricia’s Trader 12
APRIL 4, 2013 AT 1:00 P.M. at Glasgow Stockyards, Glasgow Montana
50 Yearling Bulls 20 Yearling Heifers
FEATURING SONS & DAUGHTERS OF • Buf Crk Lancer-f L297 (795538) • J5 Maestro 83X (1368532)• HRR Titan 727 (1179648) • 5L Mats Signal 87V (1260994) • TR Epic XT041 (1369857) • TJS EPIC KING X044 (1386055)• CBR Ram 8306 (1274169) • J5 Copper Mine 913 (1345386)
For a catalog or more information call us at 406-357-3125 or Jim 406-539-3100 or Brady 406-539-2102
e-mail: [email protected] Paradise Valley Rd, Chinook, MT 59523
CATTLE WITH SUBSTANCE AND QUALITY, BACKED BY PEOPLE WITH INTEGRITY
J5 COPPER MINE 913Quality & Integrity
Hiring: Phillips County Sheriff's office is accepting applications for full time Deputy position, $35,000 apprx. starting salary with increase after probation period. Insurance and retirement provided, must be at least 18 and pass background check, please contact sheriff's office if interested, and for more info, 406-654-2350 EOE. 3-I
REAL ESTATE: Check out this week's ad on page 3 to see our latest listings with Fort Benton Realty. You can also see up to date information at fbrealty.com. 3-I
For Sale: 200+/- 3x3 square straw bales, 2 years old, $45/ton. Call 379-2233 or 390-5627. 3-I
Coffee and Such: Crossroads Coffee, 65 S. 3rd E in Malta serves coffee, latte's, mochas, and smoothies. Every Wednesday we serve homemade soup with bread bowls for lunch. 406-654-1512. 3-I
For Sale: D4 Cat, last ran in 2003, $2,250 OBO, ask for Stan. (406) 535-5828. 3-I
For Sale: INDIAN-DESIGN BLANKETS & ARTWORK Sweetgrass ~ Sage ~ Furs Pelts ~ Buckskin ~ Saddles~~~USA Made Schrade~~~Old Timer KnivesBig Sky Images & Collectibles Havre Holiday Village Mall~~~~~(406)399-6522~~~~~ x
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Take two individuals with diverse backgrounds & interests, and what do you get? Seventy-two years of varied experience in the automotive field and multiple other talents. These are the two people who you will see at Havre Muffler & Brake—Tony Dolphay and Dale Collins.
Tony grew up on a farm and ranch on the Canadian border north of Whitewater, Montana, then attended Northern Montana College to pursue and receive a Bachelor’s Degree in Automotive Technology. Working full time while attending college as a small engine mechanic and rental equipment repairman-operator, he attained customer relationship skills along the way.
Working alongside Tony is Dale Collins. Raised around the Box Elder area, he got his start in the automotive field by working closely with the “old pro”, Les Blair. In 1991, many jobs later for Tony and Dale, they wound up working together at Hayward’s Muffler and Brake. Unbeknownst at the time, this would turn out to be a long term business relationship between the two of them. On April Fools Day, 1999, Havre Muffler & Brake was born, not by chance, but by need and personal choice. First and foremost, Tony and Dale found themselves unemployed for the first time in their lives. This was because of the sale of the business they had been employed at. They both had job offers and opportunities to work for others but decided they had the skills, drive, desire, and customer base to succeed out on their own. Thus, Havre Muffler & Brake came to be.
A lot of initial help came from financing thanks to, at that time, First Security Bank of Havre, now known as Independence Bank. It wasn’t easy to convince all the right people at the same time, but with proven discipline it did happen. In October of 2000, Havre Muffler & Brake moved from 3210 Highway 2 East to its current location at 932 First Street. The opportunity to own the building and ground that it sat upon was too much to pass up. Plus, the location,
closer to downtown, was sure to prove its value potential. The name Havre Muffler & Brake implies what Tony and Dale specialize in, but fleet maintenance and repair is also available. From your basic service needs to somewhat extensive repair for your automobile, Havre Muffler & Brake can either do the job or recommend someone who may be more adept at the task. Tony and Dale believe that people don’t expect miracles, just a fair deal and honest treatment. They are always willing to try something new or different, but let their customers know
beforehand. They’ve had the privilege of working for both local and distant customers. Their local customers have been the friendliest and most loyal, for which they appreciate them so much, and are thankful for the opportunity to work for and with them.
They attempt to show their appreciation by giving back to their home community. A long list of groups and organizations they back includes Special Olympics, Havre Youth Baseball, Havre Lions, Montana Pilots Association, Recycle Hi-Line, Boys & Girls Club, Boy Scouts, Havre Eagles, Beaver Creek Park, Havre Airport Board, 4-H, as well as doing donation work for rural fire departments.
One would think that two individuals who have worked closely together like this would also have many of the same after-hours interests. Not so. Dale enjoys golf, pool and his grandchildren. Tony enjoys travel in his Cessna 172 and camping.
Whether you see these two at work in their shop or out helping in the community, their customers know their Havre roots run deep for this small-town Montana business.
Small Businesses...Keeping Montana Strong!Just like “It takes a community to raise a child”, it takes small businesses to strengthen a community. Without loyal community-minded businesses, many Montana towns would be nothing more than a happy memory. These dedicated companies consistently provide jobs, industry, donations and volunteer services to the patrons who support them. They know that without a healthy economy in their town, their own companies will suffer, so they give back faithfully....When you see them be sure to say, “Thanks!”
Supporting the communities we work in...
MULTI-CITY:Ezzie’s Wholesale
HARLEM:Richman Insurance LEWISTOWN:Snowy Mountain Motors
Lewistown Rental
Duane Sparks Chevrolet
CHINOOK:Jamieson Motors
American Garage, LLC TURNER:Reed’s Ag Enterprises ~ Turner Supply
HAVRE:North Star Dodge Custom Collision Repair
Havre Muffler & Brake Havre Ready Mix, Inc.~ Baltrusch Construction, Inc. ~Havre Sand & Gravel, Inc. Pacific Steel & Recycling
Tilleman Motor Co.
RUDYARD: McNair Furniture MALTA: Radio Shack Malta
First State Bank
Great Northern Hotel & Restaurant ~ Maltana Motel Crossroads Coffee ~ Feigel Photo Liquor Haven ~ Travel Haven Mint Bar
R & G Feeds
HINSDALE:Stoughie’s Bar & Grill WOLF POINT:Northern Prairie Auto Sales
Havre Muffler & Brake
932 First Street, Havre, Montana 59501 • 406-265-5528
March 6, 2013........................................................................ Volume XI Issue 5 .............................................................................Tricia’s Trader 14
Keyboard ShortcutS A Canadian customer was calling to find out if there was a faster way to trigger menu commands than mousing up to the menus.
Agent: Certainly, sir. There are keyboard shortcuts for manyof those commands. For example, suppose you want to triggerthe Select All command...
Caller: Yes, I use that one all the time! How do I do it?
Agent: Well, you just press Control-A.
Caller (after a pause): Well, that’s not working for me.
Agent: Do you have a text document open in front of you?
Caller: Yes, I sure do.
Agent: OK, now press Control-A.
Caller: I am, but nothing happens.
Agent: The text isn’t highlighted?
Caller: No, there’s no change at all.
Agent: That’s odd. If you press Control-A the whole documentshould be highlighted. Try it again. Press Control-A. Tellme exactly what’s happening.
Caller (nearing his Canadian breaking point): Listen. I’mpressing Control, eh? And nothing’s happening, eh?
Oil Change Special! Be sure to call and schedule your oil change to keep your vehicle running great! Ask about our oil change special and FREE Owner Advantage Awards as well. Jim Taylor Motors, 2520 St. Charles, Fort Benton, MT. 406-622-5491 or 1-800-823-2438. 3-I
For Sale: 1,944+/-sq.ft. 1986 double wide mobile home on a 8,400 sq.ft. lot in Saco. 3 bdrm, 2 baths with a heated addition and a large front deck. No close neighbors. Reduced! Asking $59,500 (143NR6) 406-654-2273 missouririverrealty.com 3-I
For Sale: 2000 GMC YUKON XLSLT Package, Air Conditioning, Power Windows & Locks, Leather, Cruise Control, AM/FM Stereo, CD (Single Disc), Dual Air Bags, Roof Rack, Alloy Wheels, Grille Guard, 3rd Row Seating, Block Heater, Very Nice! Local Consignment Vehicle.208,014 Miles - Price $5,499. Call 406-357-4201. 3-I
For Sale: Whispering Winds: A History of the Big Flat 750 page hardcover book celebrating Turner, Montana’s centennial. Get your copy today for only $100. Visit www.turnermontana.us or call Edward Snider at 406-353-2934. x
For Sale: Used oilfield pipe, rods, cable & guard rail. New HDPE pipe. Engineered bridges for pivots, vehicles, walking & ATV. Clips & post caps. Toll free (866)683-7299 or (406)453-7299, BIG SKY PIPE AND DESIGN, Great Falls. Call TODAY and ask for our free catalog. VISIT US ONLINE http://bigskypipeandsupply.com/html. 10-I:3-II
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Hi-Line Basketball: High school basketball may be wrapping up for the 2013 season, but those with a hankering for more roundball need not fear—there is lots of basketball action to be had across the Hi-Line of Montana in the coming weeks.
GROSECLOSE MEMORIAL TOURNAMENT First, comes the 18th Annual Groseclose Invitational Tournament in Rudyard, March 15, 16 and 17. The first tournament was started by Jody Hansen as a scholarship fundraiser in memory of Jason Gloseclose who was killed in a snowmobile accident. The popularity of this men’s tournament has increased exponentially. The sixteen spots in the tournament fill up quickly, with most being spoken for by November or December each year. The tournament is a multi-community affair with Friday games being held at the Gildford gym and the Rudyard gym, and Hingham steps up to feed the teams that evening at the local bar and grill. Rudyard hosts most of Saturday’s action with games all day long and a social affair at the bowling alley that evening. Hundreds of people attend this event each year, with over 130 players and hundreds more parents, friends, family and fans. Competition is fierce. Pat Foster, a coordinator of this year’s tournament, says, “Last year, out of sixteen teams, fourteen of them could have easily won it.” Entry to watch the tournament action is free will at the gate, and concessions and t-shirts are available on the premises. Overall, the Groseclose yearly tournament is an occasion to reunite these small communities and it provides a quality family social event for all who attend. Inquiries may be made to Pat Foster on Facebook, or find more information by liking the “Jason Groseclose Memorial Basketball Tournament” Facebook page.
GLASGOW JJMT That same weekend on the eastern end of the Hi-Line, and for slightly younger athletes, is the Jeff Jurgen Memorial Tournament, March 15-17th, now going on its fifteenth year. Coordinators Tom and Liz Schmitt expect 65 to 90 teams in participation
from grades four through ten. There is a division for each grade level for boys, and the same for girls, except that grade 9 will be combined with grade 10. Fourth and fifth grade games will be held at the high school; sixth grade games at the East Side gym; seventh and eighth grade will be at
For Sale: R. Math Farms Angus Sale March 29, 2013 at 1pm. at the ranch, Whitewater, MT. Selling 75 bulls. Also selling 100 commercial cow/calf pairs. Bob Math, 406-674-5562. 3-I
For Sale: City lot in Wolf Point. All utilities, close to grocery store and high school. Trailers OK. Call 406-899-0121. 2-II
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the Evangelical church gym; ninth-tenth grade games will be held at the Civic Center gym. The official deadline to enter is March 6th, but after the deadline interested teams are encouraged to call 406-228-9509 to inquire about available spots.
MALTA SWISHFEST Last, but surely not least, is the 14th Annual Malta SwishFest. This event, sponsored by the Malta Athletic Club, is targeted at boys and girls youth ball players in grades four through eight with categories set by grade level. Coordinators of this event expect roughly 65 teams to descend upon the town of Malta, Montana, April 6th and 7th, filling every gym in town. Entry forms, which are due March 20th, can be obtained at www.maltaswishfest.com; this is where rosters will be posted when they become available, as well as where rules and additional information can be found. Upon registration players will be notified where to appear for their first round of basketball action that weekend. Questions and inquiries for the tournament may be directed to Katie Skiff at (406)654-2955.
Spring Happenings
Thanks for supporting the
businesses on these pages. They helped
make this story possible.
For Sale: RARE KNIVES Large Selection RUANA CASE XX ~ SCHRADE Hard - to - find USA-made Old Timer & Uncle Henry WE ALSO BUY KNIVESBig Sky Images & CollectiblesHavre Holiday Village Mall ~~~~~(406)399-6522~~~~~ x
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www.northernprairieauto.com
100 Hwy 2 East - Wolf Point, MT 59201 - (406) 653-1160
Northern Prairie Auto Sales
Pricing and offers may change at any time without notification. For full pricing details call Northern Prairie Auto Sales at 653-1160. Drive away price includes customer cash for qualifying customers only.
Call Jack Nelson, Terry Fast or Jason Partridge for details. 2013 TRUCK OF YEAR/RAM 1500
SOLD
Crew, Sport, Black, Htd/Vtd Leather,
Remote, Perfomance Hood, Bedliner,
Back-Up Cam, Loaded!
MSRP $47,480 - Drive Away Price $41,903
2013 DODGE RAM 1500
NEW
Big Horn, Crew, SLT, Max. Steel, 5.7L
Hemi, Prem. Cloth Bench, Black,
Back-Up Cam, Remote, Plus More!
MSRP $42,235 - Drive Away Price $36,284
2013 DODGE RAM 1500
NEW
Laramie, Crew, Black, Sunroof,
Nav, 4 Corner Air Ride,
Remote, Nerf Bars, Loaded!
MSRP $50,850 - Drive Away Price $44,840
2013 DODGE RAM 1500
NEW
Laramie, Dually, White, 6.7L Cummins,
Auto, Htd/Vtd Leather, Sunroof, Remote,
Nav, Htd. Rear Leather, Power Pedals!
MSRP $58,675 - Drive Away Price $49,203
2012 DODGE RAM 3500
NEW
Dually, Crew, 6.7L Cummins,
Auto, Mineral Gray, Sunroof,
Htd/Vtd Leather
MSRP $62,665 - Drive Away Price $52,753
2012 DODGE RAM 3500
NEW
Crew, Laramie, Htd/Vtd Leather,
Nav, Remote,Deep Cherry & More!
MSRP $48,680 - Drive Away Price $42,996
2013 DODGE RAM 1500
NEW
ST, 5.7L Hemi, White,
Cloth Int., Tow Mirrors, Block Htr.,
Anti-Spin Rear End, Plus More!
MSRP $37,580 - Drive Away Price $33,284
2013 DODGE RAM 1500
NEW
Crew, 6’4” Ram Box, White,
Htd/Vtd Leather, Sunroof,
Nav and More!
MSRP $63,215 - Drive Away Price $52,715
2013 DODGE RAM 2500
NEW
Quad, SLT, White, 5.7L Hemi,
Wheel to Wheel Steps, U-Connect,
Trailer Brake Control & More!
MSRP $39,530 - Drive Away Price $34,729
2013 DODGE RAM 1500
Call for Special Rebates/APR Combo’s
Not All Apply
Drive Away Price Includes Customer Cash if Qualify, All Incentives Expire 3-4-13
For Sale: 2003 Toyota Tacoma 4 Door, 120k miles, 4WD automatic, power windows, A/C, $9,900 O.B.O. Call 406-390-3639. 2-II
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DAVE SAYS: Who Is Dave ramsey? Dave Ramsey is a personal money management expert, popular national radio personality and the author of three New York Times bestsellers – The Total Money Makeover, Financial Peace Revisited and More Than Enough. In them, Ramsey exemplifies his life’s work of teaching others how to be financially responsible, so they can acquire enough wealth to take care of loved ones, live prosperously into old age, and give generously to others.
DeAr DAve, What do you think about the HARP program, and what exactly is it? ~Ivy
Dear Ivy, The Home Affordable Refinance Program is designed for people who have made their payments on time but are underwater on their mortgages. Being “underwater” means they owe more on their homes than the homes are worth. So basically it gives them the opportunity to refinance their home loans. The HARP program is the only part of the Making Home Affordable program that actually worked. And to be honest, it has worked well. In contrast, the recent Home Loan Modification program is a piece of junk and all about political posturing. About 93 percent of the people who applied for a home loan modification didn’t get one. It was just another case of the government pretending to do something. I’d advise looking into the HARP program if you’ve got a good credit history and you’re underwater on your current home. Lots of HARP program applications are being approved, and the deals are closing. That’s what really matters when you find yourself in a situation like this. ~DaveDeAr DAve, Recently, my husband had to quit his job due to an old back injury. We have $25,000 in debt, but I’ll be receiving a $38,000 inheritance in a couple of weeks. Should we use the money to pay off our debt, or hold on to it in case he needs surgery? ~Kirsten
Dear Kirsten, Now is the time to keep the cash piled high. You’re in the middle of an emergency, and that means you push the pause button on your Total Money Makeover and stop paying extra on debt. Surgery is a possibility at this point, plus you may need some of that money to live on until his job situation improves. Then, the moment he returns to work and things are stabilized, you jump back into getting control of your finances. Use whatever is left of the $38,000 to pay off debt that very day. But right now you don’t need to worry about becoming debt-free, only to turn around and be in a mess in the event he has trouble finding another job. Let me give you a warning too. Thirty-eight thousand dollars is a great gift. If someone handed me a check for that amount, I’d cash it in a heartbeat. But it’s not $380,000 or $3.8 million. It’s easy to develop a false sense of security if you’ve never received a check of that size. This kind of money is enough to keep the wolf away from the door for a while, but it’s nothing to retire on. This little nest egg is a real blessing, Kristen. Just make sure you handle it wisely, and take into account all of the possibilities over the next couple of months. In a best-case scenario your husband won’t need surgery, he’ll find a job pretty soon, and you guys won’t have to dig in to the inheritance money. Hang on to as much as possible, though. This sounds like a time of personal and professional transition for you both, and having that kind of extra cash around could be a lifesaver! ~Dave
* Dave Ramsey is America’s trusted voice on money and business. He’s authored four New York Times best-selling books: Financial Peace, More Than Enough, The Total Money Makeover and EntreLeadership. The Dave Ramsey Show is heard by more than 5 million listeners each week on more than 500 radio stations. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com.
Sew Sassy, 172 S. 1st. Ave E. in Malta has custom embroidery, vinyl printing and more. Come check it out. 406-654-7077. 3-I
For Sale: Malta Tire is ready to help you with all your automotive repairs and tractor tire repairs. Malta Tire, Hwy 2 West, Malta. 654-2120. 1-I:3-II
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TomaTo Soup There’s nothing like a steaming hot bowl of soup to break the chill of a cold, crisp, Montana winter day. Here is a very flavorful recipe to fill that bill. I have an additional reason for choosing this particular recipe. Recent research has found that Lycopene (a fat soluble phytochemical antioxidant) is a more valuable nutrient than vitamins C & E when it comes to slowing the aging process, and some of us need all of the help we can get. Lycopene is a red pigmented carotenoid found in tomatoes, red grapes, watermelon, pink grapefruit and other red fruits and vegetables in lesser amounts. Now, think about this for a minute. If you could come in from that cold, crisp, Montana winter day, mellow out with a nice (large) glass of red wine, warm the cockles of your heart with a steaming hot bowl of hearty tomato soup and with all of that “slow down the aging process”, well, it just couldn’t get any better than that.
The foundation for this recipe is taken from the original 4B’s Old Fashioned Cream of Tomato Soup. However, I have replaced the coffee creamer used in their recipe with real cream because coffee creamer contains hydrogenated fat, which, by most accounts, is an unhealthy food choice; I will argue with anyone that real cream in moderation is a healthy natural food. I also have added additional options to satisfy a variety of palates. I do believe that soups are an excellent choice for satisfying our nutritional needs. If you have a recipe you are proud of, I’d love to share it with the folks. Contact me at [email protected] or Bill’s Food Corner, PO Box 81, Turner, MT 59542.
Bill’sFood Corner
Dig right in to our newest regular guest column! Bill Hake invites you to test his recipes and his theories and tell us what
you think. And he takes “requests”!
CREAM OF TOMATO SOUP1 lb. brats or your favorite cured sausage, cut into ½” pieces1 cup diced onion 1 oz. butter1 can chicken broth (11 oz.) 1 tsp. chicken bullion3 Tbsp. sugar2 cans crushed or diced tomatoes (28 oz. each)1 tsp. baking soda1 tsp. dried basil or 1 Tbsp. fresh, if you have it1 pint heavy whipping cream
In a 6 quart stock pot melt the butter, brown the sausage and onion for a few min-utes then add the chicken broth, bullion, sugar, tomatoes, soda and Basil, set heat to simmer and cook slow for at least 30 minutes or more. Just before serving add cream and cook long enough to heat through. TIPS: If you like your soup a little thicker, you can blend a heaping Tbsp. of corn starch with ¼ cup of water and add with the tomatoes. If you like a little heat in your soup, you can add a 10 oz. can of Ro-Tel tomatoes with green chilies, or you can add 1 or 2 jalapeño peppers, chopped small. If you like it real hot, add seeds and all, or for milder heat remove the seeds. If you like a little more body to your soup, you can add a can of drained hominy or a can of regular corn.
Flooring and Window Treatments: Come to Prewett Interiors, 41 1 st. N. in Glasgow for all your flooring, framing and window treatments. We also have that unique gift for that unique person. 406-228-9844. 3-I
Promises: at 578 Living Water Court, Malta has many distinctive gifts available, real flame fire places, soda makers, too much to mention. Come on in and check out all your options. 654-2380. Open 7am-6pm. 2-II
11th ANNUAL BULL SALE: Sitz Angus, Dillon, MT, March 13th, 2013. sitzangus.com for more information. You don't want to miss this one! 3-I
For Sale: MINNKOTA Transom mount 12 Volt Trolling motor, 24 pound thrust. Make offer. 406-265-4329. 3-I
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March 13, 2013
Wednesday • Dillon, Montana • 12:30 PM (MST)320Selling
Yearling BullS
11th Annual Spring Sale
Bob Sitz406-685-3360Cell: 406-581-6448
Jim Sitz 406-683-5277Cell: 406-925-9888
“SITZ GENETICS” come from a PROGRAM backed by lONGEvITy and INTEGRITy! “SITZ” Angus has concentrated on producing bulls and females that are raised and developed under the same conditions that their commercial customers run under.
Sitz Angus Ranch9100 MT Hwy 91NDillon, MT 59725
visit us online at www.sitzangus.com
See a full list of progeny at www.sitzangus.com
24 PaP TeSTed Fall-Born BullS
For Sale: AKC Yellow Lab puppies. Exc. Comb. of hunting/pointing lab, super family companion. Parents proven hunters. Sire: Tiger Mountains Lethal Weapon. Dam: Diamond Ds Prairie Breeze. Family raised, well socialized. Incl. written health guar., 1st shots, dewclaws rem., puppy training kit. Ready Mar. 2. www.labradorswest.com. Call 406-965-0022. 2-II
Collision Repair: If you have dents or need a new paint job, we can make your vehicle look like new. Come see us at Hi-Line Collision Repair Center, 740 2nd Ave. S., Glasgow, MT or give us a call at 406-228-2433. 2-II
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Ramblings of a Conservative Cow Doctorby Krayton Kerns, DVM, State Rep. HD 58
We hope you enjoy reading ThiS feaTure in Tricia’s Trader. you
may agree, you may diSagree WiTh dr. KernS’ ramblingS, buT you Will alWayS have SomeThing
To diScuSS over dinner.
These are strange times. In early January, I won a Ruger, 10/22, semi-automatic rifle as a door prize; something I needed, as all my other .22s began as birthday gifts to my children, so left home when they did. My rimfire arsenal was down to one rusted, single-shot, bolt action Marlin, adequate for plinking, but little else. I explained my good fortune to my son-in-law, Tim, and he said “good luck finding ammunition.” I laughed thinking he was kidding. Rimfire ammunition is ubiquitous and every convenience, hardware store and gas station in Montana has dusty boxes of .22 shells sitting on a shelf in a back corner anxious to become the property of a twelve-year-old boy intent on plinking holes in empty pop cans. This is America and the supply of .22 shells is simply never a problem. Is it? Two days later, the trophy wife and I ventured into Scheels and walked over to the ammunition department. Immediately below a bold yel-low sign emblazoned with the words “Rimfire Ammo” stood a stack of five shelves, four feet wide, twelve inches deep crammed to capacity with empty. The shelves were completely bare. I dropped to my hands and knees and thrust my preg-checking arm behind the shelf searching for misplaced boxes which might have dropped from sight over the years. I scored one carton and as I examined the box another ammo patron walked up and whispered, “Big Bear just received a shipment of .22 shells.” We kept our voices low like we were executing a drug deal; I thanked him and hustled to checkout. Moments later in Big Bear, the trophy wife and I purchased all the .22 shells each cus-tomer was allotted plus a case of 12 gauge shells and a couple cases of .357 magnums. If there was going to be an ammo shortage caused by hoarders, I would rather cause than be caught by one. These are strange times and here is why I told you this. The last of my gun bills, HB459, passed out of House Judiciary, so the next stop is Second Reading on the House floor. HB459 is an “act prohibiting
a healthcare provider from refusing or conditioning care if a person refuses to provide information relating to firearm ownership, possession or use.” Casu-al consumers of news dismiss this bill as meaningless, yet it may become the single act which stands between your fundamental right to keep and bear arms and their confiscation. I shake my head in disbelief when I hear sunshine pa-triots boast the government “can have my guns when they pry them from my cold dead fingers” all while voting gun control advocates into public office. They will never make the connection until eventually they surrender all their firearms without firing a shot. Here is how this will happen and my reasons for HB459. On January 16, 2013, President Obama released 23 “Gun Violence Reduction Executive Actions” of which Action #2, #14, #16, #17, #21, and #22 utilize the national healthcare system to collect gun ownership informa-tion. As Obamacare grows over the next decade, unwary citizens will volun-tarily divulge firearm ownership information including serial numbers in ex-change for routine healthcare. Through the power of incrementalism, placing this information in a federal database seems harmless at first. However, someday in the future, imagine a loved one in your care needing critical medical attention, so you rush into an Obamacare facility because no other option exists. Healthcare enforcers examine your medi-cal records and announce the Public Safety Authority has handed down Rule 1040 declaring all semiautomatic rifles, including .22s, are applicable only for military purposes. You must surrender your previously identified Ruger, 10/22 prior to your loved one receiving treatment. With no other choice you do. Scoffers might dismiss my warnings as fear mongering; something which would never happen. If you believe me and I am wrong, America has lost nothing. If you ignore me and I am right, America has lost everything. How much are you willing to risk? Shouldn’t we stop this now?
Without a shot
Goertz Farm Land Auction, Phillips County: Tuesday, April 2 at 1:30. Will be held at farm 7 miles N. of Malta on Hwy 191, then left 15 miles NW on Assiniboine Rd. Signs will be posted. Hi-Line Auction, 406-654-4053. 3-I
March 6, 2013........................................................................ Volume XI Issue 5 .............................................................................Tricia’s Trader 26
full dispersal of equipment from
230+ items in tHis auCtionAgricultural TractorsCombines & HeadersSwathersAir Drills & SeedersMotor Graders & ScrapersWheel LoadersHydraulic ExcavatorsTruck Tractors & Much More!
letHbridge, abthursday, march 28 | 9amFrom Lethbridge, AB at the intersection of 43rd St and Hwy 4, go 10.5 km (6.5 miles) South to Hwy 508. Yard on West side.Phone 403.327.4933
Call today to Consign
rbauction.com | 800.491.4494
unreserved public auction
lethbridge, abthursday, March 28, 2013 | 9aM
Bruce Yancie Farms Ltd.Wayne RisdonAs well as equipment from:Ray Grisnich Farms Ltd.Rowland Seeds Inc.One Earth Farms
2011 Case ih 45202004 Case ih sTX 450
4– 1997 Case ih 2188 2002 john deere 1780
2010 Case ih 44202005 john deere 78202000 john deere 96502007 Case 721e
2009 john deere 9230
2007 inTernaTional 7500
2011 BourgaulT 5810
2011 Case ih 870
2– 2007 leon silver 755
2– 1998 lode king super B
2008 inTernaTional Work sTar
March 6, 2013........................................................................ Volume XI Issue 5 ............................................................................. Tricia’s Trader 27
FOR PHOTOS & INFORMATION, VISIT OUR WEBSITE:
WWW.MONTANAAUCTIONCOMPANY.COM
Sale Location: 611 North Central - Sidney, Montana - Watch for Auction Signs!
Saturday, March 23rd, 2013 - 9:30 a.m. INVENTORY REDUCTION SALETODD MORASKO CONSTRUCTION
Tools, power tools, cement tools, scaffolding, vehicles, furniture, household and more!
Terms & Conditions: Terms of the sale are cash or check with proper I.D. No hold checks accepted, bad checks will be prosecuted to the full extent of the law. No item shall be removed from the premises until full settlement has been made. This sale bill and the web site are intended as a guide only. Please inspect all items to your own satisfaction. All items are sold “As is – Where Is.” Descriptions as provided by seller. No warranty is expressed or implied by the Auction Company, auctioneers or owners. Announcements made sale day take precedence over any printed or web site advertising.
SALE MANAGED & CONDUCTED BY MONTANA AUCTION COMPANY, INC.
384 MT HWY 200 W - CIRCLE, MT 59215
RUSSELL PEDERSON (406) 939-2501DAN GOSS (406) 480-2778
Lunch will be available by LeRoy’s Catering.
Don’t miss this sale, something for everyone!
WWW.MONTANAAUCTIONCOMPANY.COM
See complete list and photos at:
2013-2-22 Todd Morakso Construction Sale Ad 6x6v3.indd 1 2/26/2013 11:57:27 AM
F&B Concrete has spring specials on cultured stone, interior & exterior work, masonry repair and waterproofing. Call 406-385-2620 or 406-385-7620.. 3-I
CPR Saves Lives! Certified Am. Heart Assoc. CPR/First Aid Instructor will do classes for anyone needing certifica-tion, including bus drivers, day care providers, etc. Call 379-2520. x
Read Tricia’s Trader online. Now faster load times, and live links! www.TriciasTrader.com. 12-II
For Sale: Mesquite, NV / Scenic AZ 1ac-5ac parcels. RV Lots starting at $39k w/water & power. Terms avail. C. Steyee, Premier Properties of NW AZ. (702) 497-9107 [email protected]. 3-I
Spring Has Sprung! Be sure to call us for all of your implement needs! T & T Farm Supply, Now At The Airport! Chester, MT. (406)759-5006. 3-I
For Sale: 92 LeSabre, bad engine, great body and interior, 4 new tires, $500 OBO or by piece. '96 Mercury Sable, new head gaskets, $2,500 OBO. 1979 Olds Toronado, looks rough, runs great, over $3,000 invested.OBO Call 406-654-4840. 3-I
Tricia’s Trader . . . The Best-Read Trader from the Mountains to the Plains! March 6, 2013
Jeff & Christie NissenJeff & Christie Nissen406-357-2643406-357-2643Patty NissenPatty Nissen
406-357-3534406-357-3534
14th Annual Sale April 3, 2013Sale at 1:00 • Lunch at 11:30 • Bear Paw Livestock • Chinook, MTSale at 1:00 • Lunch at 11:30 • Bear Paw Livestock • Chinook, MT
GDAR CJD Alliance 0714 x KG Onward BW +1.7 WW +55 YW +100 MILK +29
MB +.64 RE +.28 $B +69.35 B.D. - 2/13/2012 Adj. 205: 733 Adj. 365: 1204
LOT #48
NA Charge On 902 x B/R New FrontierBW +2.2 WW +59 YW +103 MILK +29
MB +.42 RE +.21 $B +75.59B.D. - 9/8/2011 Adj. 205: 665 2/9 WT: 1392
LOT #10
Performance report and video of bulls can be viewed atw w w. n i s s e n a n g u s . c o m15380 Clear Creek Rd
Chinook, MT 59523
Selling 60 spring and 20 fall bulls.Other sires include Hoover Dam, Iron Mountain, Sitz Onward, TC Aberdeen, and KG Rainmaker.
Sale Day Conference Call
SEUBERTINSURANCE, INC.Farm w Crop w Hail
Our company has great hail rates and quick binding authority for your crops!234 Front Street l P.O. Box 902 l Shelby, Montana 59474
406-434-5211 l 1-800-585-5212Russ Seubert, Agent
406-434-5506 - Home
Auto w Home w Life
We Are Losers! Find out how you can be a loser too. Call Go Figure-Hi-Line Style today! (406) 759-SLIM (7546). Serving Havre to Shelby!!! 3-I
For the Sheep Rancher at Heart: Immaculately restored sheepwagon with all the amenities of camping. Camp in rustic style! Asking $9,500. Located in Minnesota, delivery will be arranged. Call 406-379-2512. x
Come to Art's Furniture and Carpet, 126 Central Ave. S., Malta. We have furniture, flooring and window treatments for any and all rooms in the house. 406-654-2251 2-II
For Sale: '93 Big Foot overhead camper with AC, fully contained, 9.5 ft. long, $5,000, will deal. Also, 200 ton of hay, big square bales and round available. The price is right. Call 383-4440 or 390-2466. 3-I
Wanted To Buy: 500 gallon bulk propane tank with guages. 406-945-1772. 3-I
