Making Cents of our Life

Psalm 37: 1-11

Influenced by the works of Andy Stanley

How much did it cost to make a Canadian penny?

1. 0.4 cents?2. 0.8 cents?3. 1.6 cents?

How much did it cost to make a Canadian penny?

1. 0.4 cents2. 0.8 cents3. 1.6 cents

Psalm 37:4

Take delight in the Lord,

and he will give you the desires of

your heart.

Eureka Moment...

“standard of living” and

“quality of life” aren’t the same thing.

To quote Andy Stanley...

“You can raise your standard of living with debt, but you

can only raise yourquality of life with

discipline.”

Income graph

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IncomeSpending

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Financial Margin

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IncomeSpending

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No margin life

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IncomeSpending

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Financial Torment

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IncomeSpending

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3 observations

1. You live on a % of income

3 observations

2. If you had just a little more you’d be fine

3 observations

3. You felt the same way when you made a lot less.

Slavery...

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IncomeSpending

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Luke 16:13

“No one can serve two masters. Either you will

hate the one and love the other, or you will be

devoted to the one and despise the other.

Luke 16:13

You cannot serve both God and money.”

John 10:10

I have come that they may have life, and have it

to the full.

Luke 16:13

You cannot serve both God and money.”

So what do i do?

1. Decide

So what do i do?

1. Decide2. Pick a

number/percent

Financial Margin

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IncomeSpending

Time

$

So what do i do?

1. Decide2. Pick a

number/percent3. Spy on your

money

Psalm 37:4

Take delight in the Lord,

and he will give you the desires of

your heart.