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Long-Term Care Insurance Experience Reports for 2017 2018

Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

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Page 1: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

Long-Term Care Insurance Experience Reports for 2017

2018

Page 2: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

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Page 3: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

TABLE OF CONTENTS

2017 LONG-TERM CARE EXPERIENCE REPORT

Introduction ................................................................................................................................................... 1 Qualifications ................................................................................................................................... 1

LONG-TERM CARE INSURANCE EXPERIENCE, FORM 1 .................................................................. 3 Reporting Form 1 Introduction ........................................................................................................ 5 Annual Statement Filing Form 1 ..................................................................................................... 6 Actual vs. Expected Claims and Persistency, Aggregated Totals .................................................... 7 Market Share – Top One Hundred Companies Countrywide Totals

By Actual Lives In-force ..................................................................................................... 8 By Actual Earned Premiums ............................................................................................. 13

LONG-TERM CARE INSURANCE EXPERIENCE, FORM 2 ................................................................ 17 Reporting Form 2 Introduction ...................................................................................................... 19 Annual Statement Filing Form 2 .................................................................................................... 20 Insurance Experience by Company Name by Policy Form ............................................................ 21

LONG-TERM CARE INSURANCE EXPERIENCE, FORM 4 .............................................................. 139 Reporting Form 4 Introduction .................................................................................................... 141 Annual Statement Filing Form 4 ................................................................................................. 142 Life and Annuity Products Accelerated Benefits, Aggregated Totals ......................................... 143

LONG-TERM CARE INSURANCE EXPERIENCE, FORM 5 .............................................................. 145 Reporting Form 5 Introduction .................................................................................................... 147 Annual Statement Filing Form 5 ................................................................................................. 148 Table – State and U.S. Territory Totals ........................................................................................ 149 Map – 2017 Form 5 State and U.S. Territory Number of Lives In-force Totals .......................... 150 Insurance Experience by Line of Business by State and U.S. Territory Totals ............................ 151 Market Share – Top Ten Companies by State and U.S. Territory

By Actual Earned Premiums ........................................................................................... 161 COMPANY INDEX .................................................................................................................................. 215

© 2018 National Association of Insurance Commissioners

Page 4: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

© 2018 National Association of Insurance Commissioners

Page 5: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

LONG-TERM CARE INSURANCE EXPERIENCE REPORTS FOR 2017

INTRODUCTION

The purpose of the Long-Term Care Insurance Experience Reporting Forms is to monitor and provide data specific to this coverage. Long-term care expenses may be paid through life policies, annuity contracts and health contracts. Starting in 2009, the NAIC replaced the prior forms (Forms A, B and C) with Forms 1, 2, 3, 4 and 5. Forms A, B, and C monitored compliance with lifetime loss ratio standards by comparing actual to anticipated loss percentages. A ratio of actual-to-expected loss percentages of 1.00 would be a rough indication that the experience is on track to produce the lifetime anticipated loss percentage.

The current forms, Forms 1 through 5, incorporate considerable changes in structure and purpose and are based on including additional calendar years of experience to prior results. To more appropriately compare the actual results with expectation, the expected values are based on the exposure at the beginning of that year, not the original assumed sales distribution used when completing the original forms. As such, great care should be taken when comparing results from this report with results from prior published reports.

Form 1 focuses on the critical assumptions of morbidity and persistency while still presenting high-level loss ratio data. Only information as of 2009 and subsequent years is required on the forms, unless it was required on the previous Long-Term Care Experience Reporting Forms. Companies are not required to supply information for spaces on the forms corresponding to any year prior to adoption of the forms, unless that information was previously reported.

Form 2 focuses on the developing level of funds from the issue age premium basis and compares this to the active life reserve. Prior-year values will be filled in over time. For 2017, the current year is completed using the 2016 year-end contract reserve as the beginning experience fund. Form 4 is to include life and annuity products that are not exempt as outlined in the NAIC Long-Term Care Insurance Model Regulation (#641). Form 5, which replaces the LTC experience Form C, requires information at the state level.

Form 3 data is not included in this report; however this data is available for purchase. To purchase this data, please contact [email protected], (816)783-8300.

Qualifications

Long-Term Care Experience Reporting Forms were incorporated for the 2009 financial filing year and insurers were asked to complete both the original and current forms. The 2010 Long-Term Care Insurance Experience Report was the first to be based on forms 1, 2, 3, 4 and 5. Long-Term Care Insurance Experience Reports from years prior to 2010 are based on Forms A, B, and C.

The accuracy of the reports depends on the accuracy of the information contained in the exhibits filed by the insurers. Even though the data elements used to prepare the reports are extracted from exhibits filed with the NAIC, the NAIC cannot guarantee their accuracy.

© 2018 National Association of Insurance Commissioners 1

Page 6: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

While the NAIC exercises a great deal of care in capturing data from these exhibits and producing these reports, as with any statistical project of a significant magnitude, errors can occur. Consequently, the NAIC makes no representations or warranties with respect to the accuracy of the data and statistics in these reports, and recommends that extreme caution be used in analysis of these data.

Please send any questions regarding this report to [email protected]. Links to this report and other NAIC reports can be found on the NAIC website at: NAIC Publications.

© 2018 National Association of Insurance Commissioners 2

Page 7: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

LONG-TERM CARE INSURANCE EXPERIENCE

FORM 1

© 2018 National Association of Insurance Commissioners 3

Page 8: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

© 2018 National Association of Insurance Commissioners 4

Page 9: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

Reporting Form 1

Nationwide Level Reporting

Long-Term Care Insurance Experience Form 1 is intended to track actual claims and persistency against expected on a nationwide basis. Certain group business is reported separately from individual and some group business. Policy forms are grouped into three categories: comprehensive, institutional only or non-institutional. Yearly as well as cumulative comparisons are exhibited on the form. However, this report includes only the yearly amounts. Policy forms that have had no policies in force and all claims on the policy settled for more than one year are not reported on this form. The current column refers to the current calendar year of reporting. The prior, second prior, etc., columns refer to the preceding calendar years. For example, for a specific policy form category, the first year of issue was 2001. The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be 2014, the fourth prior year would be 2013, and the fifth prior year would be 2012. The Form Inception-to-Date would include aggregate experience data since the adoption of the Form 1 (2009). The Total Inception-to-Date would include aggregate experience data since issuance of policies. Using the example above, data from 2001 through 2017 would be used. The Long-Term Care Reporting Forms should be filed whenever long-term care insurance has been sold, regardless of which annual statement has been filed. The four annual statement types are: Life, Accident and Health; Property/Casualty; Fraternal; and Health. For the 2017 reporting year, a total of 175 companies filed Form 1:

132 Life, Accident and Health 11 Property/Casualty 5 Fraternal

27 Health (Narrative taken from Explanatory Notes for the Long-Term Care Experience Reporting Forms supplemental instructions for the Annual Statement Reporting Forms. Refer to the appropriate Annual Statement Instructions for complete instructions and narrative. Company counts are derived from Annual Statement Reports filed with the NAIC for the 2017 reporting year.)

© 2018 National Association of Insurance Commissioners 5

Page 10: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

SUPPLEMENT FOR THE YEAR OF THE

........................................ Affix Bar Code Above

LONG-TERM CARE EXPERIENCE REPORTING FORM 1 ACTUAL VS. EXPECTED CLAIMS AND PERSISTENCY

REPORTING YEAR 20__ (To Be Filed By April 1)

NAIC Group Code__________ NAIC Company Code

1 2 3 4 5 6 7 8 9Earned

Premiums Incurred Claims

Valuation Expected Incurred Claims

Actual to Expected Incurred Claims

Open Claim Count

New Claim Count

Lives In Force End of Year

Expected Lives In Force End of Year

Actual to Expected Lives In Force

A . Individual Comprehensive:

1. Current ............................... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 2. Prior ................................... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 3. 2nd Prior ............................ ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 4. 3rd Prior ............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 5. 4th Prior ............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 6. 5th Prior ............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 7. Form Inception-to-Date ..... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 8. Total Inception-to-Date ...... XXX XXX XXX XXX XXX XXX XXX

Institutional Only:9. Current ............................... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... .............................................

10. Prior ................................... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 11. 2nd Prior ............................ ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 12. 3rd Prior ............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 13. 4th Prior ............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 14. 5th Prior ............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 15. Form Inception-to-Date ..... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 16. Total Inception-to-Date ...... XXX XXX XXX XXX XXX XXX XXX

Non-Institutional Only:17. Current ............................... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 18. Prior ................................... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 19. 2nd Prior ............................ ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 20. 3rd Prior ............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 21. 4th Prior ............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 22. 5th Prior ............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 23. Form Inception-to-Date ..... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 24. Total Inception-to-Date XXX XXX XXX XXX XXX XXX XXX

B. Group Comprehensive:

1. Current .............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 2. Prior ................................... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 3. 2nd Prior ............................ ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 4. 3rd Prior ............................ ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 5. 4th Prior ............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 6. 5th Prior ............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 7. Form Inception-to-Date ..... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 8. Total Inception-to-Date ..... XXX XXX XXX XXX XXX XXX XXX

Institutional Only:9. Current .............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... .............................................

10. Prior ................................... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 11. 2nd Prior ............................ ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 12. 3rd Prior ............................ ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 13. 4th Prior ............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 14. 5th Prior ............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 15. Form Inception-to-Date ..... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 16. Total Inception-to-Date ..... XXX XXX XXX XXX XXX XXX XXX

Non-Institutional Only:17. Current .............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 18. Prior .................................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 19. 2nd Prior ........................... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 20. 3rd Prior ............................ ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 21. 4th Prior ............................ ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 22. 5th Prior ............................ ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 23. Form Inception-to-Date..... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 24. Total Inception-to-Date XXX XXX XXX XXX XXX XXX XXX

C. Summary1. Form Inception-to-Date..... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 2. Total Inception-to-Date XXX XXX XXX XXX XXX XXX XXX

© 2018 National Association of Insurance Commissioners 6

Page 11: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 Long-Term Care Insurance Experience Reporting - Form 1

Actual vs.Expected Claims and PersistencyAggregated Totals

PremiumsEarned Claims Amount

IncurredLoss Ratio

Expected IncurredActual to

Claims CountOpen Claim New Claim

CountIncurred ClaimsValuation Expected

End of YearLives Inforce

End of YearInforce

Expected Lives

Lives InforceExpectedActual to

A. Individual

Comprehensive:9,544,196,9711. Current 9,571,397,065 100.28 143.65 217,576 61,0176,663,220,287 5,032,899 87.884,422,935

9,452,303,7122. Prior 8,265,948,682 87.45 133.92 209,979 65,1446,172,093,196 5,139,894 87.604,502,559

Institutional Only:335,334,0849. Current 751,695,993 224.16 139.99 22,707 6,429536,946,417 223,517 102.47229,042

356,017,00810. Prior 681,711,391 191.48 137.18 23,121 6,776496,938,076 235,511 103.53243,818

Non-Institutional Only:97,251,39417. Current 179,206,673 184.27 155.36 11,682 4,090115,347,973 82,457 100.4782,845

106,677,80818. Prior 179,737,254 168.49 145.28 11,530 3,981123,721,038 88,229 102.0490,027

B. GroupComprehensive:

1,715,907,5461. Current 1,121,928,439 65.38 86.80 30,575 8,7641,292,527,164 2,057,620 99.092,038,965

1,739,547,1812. Prior 960,626,577 55.22 84.00 29,372 9,6361,143,555,099 2,147,274 97.062,084,131

Institutional Only:35,286,9929. Current 78,210,502 221.64 106.28 2,963 96873,589,183 42,073 100.1742,144

37,146,35610. Prior 74,720,411 201.15 115.18 2,940 92064,870,002 43,906 99.9643,890

Non-Institutional Only:659,57917. Current 4,514,962 684.52 369.19 139 231,222,921 338 109.76371

762,56918. Prior 5,177,536 678.96 397.37 155 381,302,938 377 117.77444

C. Summary9,976,782,4491. Individual Current 10,502,299,731 105.27 143.56 251,965 71,5367,315,514,677 5,338,873 88.694,734,822

9,914,998,5282. Individual Prior 9,127,397,327 92.06 134.37 244,630 75,9016,792,752,310 5,463,634 88.524,836,404

1,751,854,1173. Group Current 1,204,653,903 68.76 88.10 33,677 9,7551,367,339,268 2,100,031 99.122,081,480

1,777,456,1064. Group Prior 1,040,524,524 58.54 86.01 32,467 10,5941,209,728,039 2,191,557 97.122,128,465

11,728,636,5665. Total Current (Indv & Grp) 11,706,953,634 99.82 134.83 285,642 81,2918,682,853,945 7,438,904 91.636,816,302

11,692,454,6346. Total Prior (Indv & Grp) 10,167,921,851 86.96 127.06 277,097 86,4958,002,480,349 7,655,191 90.986,964,869

CAUTION: The information contained on this page is UNAUDITED and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 7

Page 12: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 1

MARKET SHARE - TOP ONE HUNDRED COMPANIESBy Actual Lives in Force

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

Market Share

Percentage

CummulativeMarketShare

Lives Inforce

End of YearIncurredClaims

DirectLossRatio

Actual to Expected

Lives Inforce

ExpectedLives InforceEnd of Year

70025 4011 Genworth Life Ins Co DE 2,508,685,127 17.19 17.191,171,422 2,070,619,486 82.541,142,379 102.54

62235 565 Unum Life Ins Co Of Amer ME 544,370,656 13.28 30.46905,113 470,316,648 86.40914,840 98.94

65838 904 John Hancock Life Ins Co USA MI 1,502,638,916 12.40 42.86845,023 1,100,025,793 73.21819,502 103.11

65978 241 Metropolitan Life Ins Co NY 736,565,592 7.01 49.88478,106 551,040,992 74.81473,204 101.04

20443 218 Continental Cas Co IL 488,953,989 5.03 54.91343,168 863,316,076 176.56352,185 97.44

69000 860 Northwestern Long Term Care Ins Co WI 637,780,146 3.65 58.56248,502 168,044,935 26.35248,378 100.05

86231 468 Transamerica Life Ins Co IA 444,335,115 3.60 62.16245,564 662,098,629 149.01234,421 104.75

61263 233 Bankers Life & Cas Co IL 420,223,127 3.32 65.48226,237 525,869,066 125.14223,722 101.12

68241 304 Prudential Ins Co Of Amer NJ 399,925,164 3.16 68.64215,267 277,498,116 69.39215,835 99.74

71412 261 Mutual Of Omaha Ins Co NE 329,946,280 2.39 71.03163,006 145,742,489 44.17159,925 101.93

66915 826 New York Life Ins Co NY 284,542,899 2.12 73.15144,403 127,516,117 44.81143,182 100.85

56014 2938 Thrivent Financial For Lutherans WI 204,083,244 1.83 74.98124,822 350,836,950 171.91123,843 100.79

25178 176 State Farm Mut Auto Ins Co IL 230,593,143 1.83 76.80124,554 138,601,253 60.11121,534 102.48

90611 761 Allianz Life Ins Co Of N Amer MN 183,922,408 1.73 78.53117,945 223,316,287 121.42114,196 103.28

65005 4 RiverSource Life Ins Co MN 201,585,200 1.59 80.12108,124 354,062,675 175.64105,491 102.50

65935 435 Massachusetts Mut Life Ins Co MA 230,055,395 1.32 81.4489,962 71,794,672 31.2172,247 124.52

72990 4011 Genworth Life Ins Co of NY NY 251,706,714 1.23 82.6783,923 184,585,008 73.3382,919 101.21

87726 241 Brighthouse Life Ins Co DE 224,660,071 1.14 83.8277,975 622,096,953 276.9175,817 102.85

93610 904 John Hancock Life & Hlth Ins Co MA 206,695,864 0.94 84.7563,800 217,415,211 105.1962,458 102.15

76325 Senior Hlth Ins Co of PA PA 101,907,320 0.86 85.6158,411 286,872,248 281.5059,001 99.00

69515 1186 Medamerica Ins Co PA 86,585,734 0.79 86.4053,719 136,691,605 157.8754,249 99.02

71404 Continental Gen Ins Co TX 88,768,515 0.75 87.1450,826 97,690,077 110.0550,660 100.33

65595 4815 Lincoln Benefit Life Co NE 58,360,172 0.74 87.8850,590 95,120,856 162.9949,885 101.41

58033 Knights Of Columbus CT 66,546,546 0.71 88.5948,075 35,970,879 54.0546,129 104.22

60054 1 Aetna Life Ins Co CT 43,137,376 0.68 89.2746,112 62,592,490 145.1045,660 100.99

70408 19 Union Security Ins Co KS 75,941,360 0.59 89.8640,307 161,030,214 212.0539,266 102.65

64297 565 First Unum Life Ins Co NY 71,130,541 0.57 90.4338,889 95,279,040 133.9538,959 99.82

69868 261 United Of Omaha Life Ins Co NE 75,558,966 0.52 90.9535,665 7,500,604 9.9334,460 103.50

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 8

Page 13: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 1

MARKET SHARE - TOP ONE HUNDRED COMPANIESBy Actual Lives in Force

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

Market Share

Percentage

CummulativeMarketShare

Lives Inforce

End of YearIncurredClaims

DirectLossRatio

Actual to Expected

Lives Inforce

ExpectedLives InforceEnd of Year

77720 572 LifeSecure Ins Co MI 46,192,031 0.47 91.4232,202 2,975,112 6.4431,839 101.14

69477 19 Time Ins Co WI 48,874,808 0.45 91.8730,503 214,295,310 438.4629,712 102.66

66281 468 Transamerica Premier Life Ins Co IA 48,215,958 0.44 92.3130,092 64,124,195 132.9928,727 104.75

65110 119 Kanawha Ins Co SC 44,322,253 0.44 92.7529,761 97,656,689 220.3329,565 100.66

71471 4824 Ability Ins Co NE 67,617,927 0.43 93.1829,166 87,789,725 129.8328,457 102.49

62626 306 CMFG Life Ins Co IA 44,634,971 0.42 93.6028,962 14,163,491 31.7329,030 99.77

80578 367 Physicians Mut Ins Co NE 46,950,847 0.38 93.9825,867 48,477,802 103.2525,541 101.28

60380 370 American Family Life Assur Co of Col NE 23,108,622 0.37 94.3525,358 40,422,924 174.9326,016 97.47

62952 4888 Equitable Life & Cas Ins Co UT 52,663,338 0.33 94.6822,548 69,595,989 132.1518,397 122.56

62553 50 Country Life Ins Co IL 35,866,809 0.33 95.0122,392 34,068,546 94.9921,955 101.99

68195 565 Provident Life & Accident Ins Co TN 35,300,339 0.33 95.3422,227 23,395,423 66.2822,019 100.94

83437 1186 MedAmerica Ins Co of NY NY 45,243,815 0.32 95.6622,083 135,992,335 300.5822,312 98.97

64211 687 Guarantee Trust Life Ins Co IL 24,865,209 0.26 95.9217,689 15,390,771 61.9016,952 104.35

60410 330 American Fidelity Assur Co OK 22,549,793 0.25 96.1717,158 15,037,050 66.6816,395 104.65

69116 619 State Life Ins Co IN 20,129,405 0.24 96.4216,559 20,787,916 103.2716,244 101.94

71714 429 Berkshire Life Ins Co of Amer MA 56,879,735 0.24 96.6616,359 6,780,717 11.9216,263 100.59

68896 Southern Farm Bureau Life Ins Co MS 24,192,093 0.22 96.8815,053 46,020,153 190.2314,604 103.07

42129 United Security Assur Co Of PA PA 31,198,442 0.22 97.0914,683 16,571,447 53.1214,679 100.03

72273 Wea Ins Corp WI 6,144,925 0.19 97.2812,850 5,024,310 81.7613,272 96.82

91642 3891 Forethought Life Ins Co IN 18,409,267 0.17 97.4611,806 3,564,181 19.3611,478 102.86

65056 918 Jackson Natl Life Ins Co MI 22,551,611 0.17 97.6211,529 44,650,958 197.9911,172 103.20

65080 19 John Alden Life Ins Co WI 9,667,359 0.14 97.779,787 36,813,717 380.809,308 105.15

70319 233 Washington Natl Ins Co IN 12,356,112 0.12 97.887,882 41,635,027 336.967,484 105.32

69345 1216 Teachers Ins & Ann Assoc Of Amer NY 13,036,475 0.10 97.986,750 26,279,562 201.586,844 98.63

60488 12 American Gen Life Ins Co TX 17,038,284 0.09 98.076,247 34,601,012 203.086,034 103.53

98167 536 BCBS Of FL FL 8,059,618 0.09 98.166,199 13,825,027 171.536,057 102.34

61271 332 Principal Life Ins Co IA 4,678,370 0.08 98.255,632 56,909,531 1,216.445,638 99.89

80594 4 Riversource Life Ins Co Of NY NY 9,613,180 0.08 98.335,504 19,402,545 201.835,458 100.84

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 9

Page 14: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 1

MARKET SHARE - TOP ONE HUNDRED COMPANIESBy Actual Lives in Force

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

Market Share

Percentage

CummulativeMarketShare

Lives Inforce

End of YearIncurredClaims

DirectLossRatio

Actual to Expected

Lives Inforce

ExpectedLives InforceEnd of Year

61190 280 Auto Owners Life Ins Co MI 9,117,990 0.07 98.404,731 4,053,935 44.464,581 103.27

55433 570 BCBS of AL AL 9,085,264 0.07 98.474,708 2,464,989 27.134,717 99.81

68560 233 Bankers Conseco Life Ins Co NY 7,802,097 0.06 98.534,424 15,500,596 198.673,858 114.67

92916 290 United Amer Ins Co NE 6,132,192 0.06 98.604,388 10,171,118 165.864,200 104.48

81477 19 Union Security Life Ins Co of NY NY 8,045,603 0.06 98.664,110 22,885,994 284.453,992 102.96

60836 3527 American Republic Ins Co IA 5,109,724 0.06 98.724,043 17,927,239 350.853,875 104.34

63177 212 Farmers New World Life Ins Co WA 5,288,060 0.06 98.774,031 9,433,684 178.403,905 103.23

67660 4667 Pennsylvania Life Ins Co PA 6,257,985 0.05 98.833,712 11,821,751 188.913,663 101.34

11860 4902 Copic Ins Co CO 954,240 0.05 98.883,400 2,349,495 246.223,360 101.19

65536 4011 Genworth Life & Ann Ins Co VA 4,203,237 0.05 98.933,310 16,456,441 391.523,130 105.75

60534 8 American Heritage Life Ins Co FL 6,382,727 0.05 98.983,234 11,346,522 177.773,056 105.82

47570 962 Premera Blue Cross WA 5,294,154 0.05 99.023,166 16,366,559 309.143,201 98.91

55026 461 BCBSM Inc MN 5,343,554 0.05 99.073,134 22,366,963 418.583,123 100.35

70688 468 Transamerica Financial Life Ins Co NY 8,813,739 0.05 99.113,088 396,394 4.503,088 100.00

60142 1216 TIAA Cref Life Ins Co NY 6,858,057 0.04 99.163,031 6,971,858 101.662,991 101.34

68462 215 Reserve Natl Ins Co OK 1,719,873 0.04 99.202,974 428,530 24.922,526 117.74

19275 473 American Family Mut Ins Co SI WI 4,286,387 0.04 99.242,827 5,003,940 116.742,698 104.78

70729 430 BCBS Of KS Inc KS 3,973,043 0.04 99.282,701 19,255,939 484.662,739 98.61

62308 901 Connecticut Gen Life Ins Co CT 1,091,146 0.03 99.322,327 2,707,952 248.182,311 100.69

62359 4736 Constitution Life Ins Co TX 5,061,152 0.03 99.352,301 8,646,602 170.842,284 100.74

68284 4736 Pyramid Life Ins Co KS 5,383,981 0.03 99.382,183 7,383,234 137.132,086 104.65

12967 1186 MedAmerica Ins Co of FL FL 3,864,298 0.03 99.412,160 3,305,272 85.532,240 96.43

77780 4858 BCBS Of NE NE 2,511,361 0.03 99.442,111 9,993,673 397.942,050 102.98

54771 812 Highmark Inc PA 3,226,232 0.03 99.471,888 3,648,149 113.081,821 103.68

88072 91 Hartford Life Ins Co CT 2,568,781 0.03 99.501,857 9,858,225 383.771,842 100.81

60186 8 Allstate Life Ins Co IL 1,605,623 0.03 99.531,799 11,976,285 745.901,839 97.82

54704 936 Independence Hospital Ind Plan Inc PA 2,377,843 0.02 99.551,544 4,968,446 208.951,477 104.54

63312 84 Great Amer Life Ins Co OH 2,640,204 0.02 99.571,539 1,573,069 59.581,497 102.81

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 10

Page 15: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 1

MARKET SHARE - TOP ONE HUNDRED COMPANIESBy Actual Lives in Force

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

Market Share

Percentage

CummulativeMarketShare

Lives Inforce

End of YearIncurredClaims

DirectLossRatio

Actual to Expected

Lives Inforce

ExpectedLives InforceEnd of Year

65676 20 Lincoln Natl Life Ins Co IN 3,258,882 0.02 99.591,538 9,164,756 281.221,289 119.32

62825 671 Anthem Blue Cross Life & Hlth Ins Co CA 3,928,894 0.02 99.621,521 6,287,936 160.041,481 102.70

80624 1199 American Progressive L&H Ins Of NY NY 3,660,670 0.02 99.641,343 5,465,450 149.301,320 101.74

24988 169 Sentry Ins A Mut Co WI 1,419,454 0.02 99.661,329 4,427,259 311.901,330 99.92

31119 3527 Medico Ins Co IA 2,498,784 0.02 99.671,313 5,092,343 203.791,278 102.74

70670 917 Health Care Serv Corp A Mut Legal Re IL 2,159,444 0.02 99.691,269 7,330,452 339.461,235 102.75

55891 Noridian Mut Ins Co ND 1,437,253 0.02 99.711,226 4,860,745 338.201,245 98.47

76236 244 The Cincinnati Life Ins Co OH 2,436,486 0.02 99.731,166 3,789,520 155.531,116 104.48

71439 4862 Assurity Life Ins Co NE 2,716,891 0.02 99.741,051 0 0.001,030 102.04

66168 869 Minnesota Life Ins Co MN 2,317,885 0.02 99.761,037 25,264 1.091,015 102.17

60243 810 American Independent Ntwrk Ins Co NY NY 2,364,948 0.02 99.771,028 3,654,964 154.55999 102.90

64190 761 Allianz Life Ins Co Of NY NY 3,235,352 0.01 99.791,009 2,180,413 67.39982 102.75

86355 408 Standard Life & Accident Ins Co TX 1,676,270 0.01 99.80978 1,702,694 101.58996 98.19

62146 626 Combined Ins Co Of Amer IL 1,165,500 0.01 99.82968 2,897,289 248.59988 97.98

61751 690 Central States H & L Co Of Omaha NE 1,204,251 0.01 99.83924 12,003,488 996.761,011 91.39

57487 Catholic Order Of Foresters IL 1,256,839 0.01 99.84865 1,148,932 91.41810 106.79

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 11

Page 16: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

© 2018 National Association of Insurance Commissioners 12

Page 17: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 1

MARKET SHARE - TOP ONE HUNDRED COMPANIESBy Actual Earned Premiums

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

Market Share

Percentage

CummulativeMarketShare

Actual toExpectedIncurredClaims

ValuationExpectedIncurredClaims

Number ofLives

IncurredClaims

DirectLossRatio

70025 4011 Genworth Life Ins Co DE 2,508,685,127 21.39 21.39182.961,131,729,9441,171,422 2,070,619,486 82.54

65838 904 John Hancock Life Ins Co USA MI 1,502,638,916 12.81 34.20106.991,028,154,061845,023 1,100,025,793 73.21

65978 241 Metropolitan Life Ins Co NY 736,565,592 6.28 40.4891.80600,258,067478,106 551,040,992 74.81

69000 860 Northwestern Long Term Care Ins Co WI 637,780,146 5.44 45.92140.79119,361,240248,502 168,044,935 26.35

62235 565 Unum Life Ins Co Of Amer ME 544,370,656 4.64 50.56104.10451,796,383905,113 470,316,648 86.40

20443 218 Continental Cas Co IL 488,953,989 4.17 54.73130.38662,160,290343,168 863,316,076 176.56

86231 468 Transamerica Life Ins Co IA 444,335,115 3.79 58.52135.11490,059,829245,564 662,098,629 149.01

61263 233 Bankers Life & Cas Co IL 420,223,127 3.58 62.10119.11441,508,961226,237 525,869,066 125.14

68241 304 Prudential Ins Co Of Amer NJ 399,925,164 3.41 65.51132.87208,853,415215,267 277,498,116 69.39

71412 261 Mutual Of Omaha Ins Co NE 329,946,280 2.81 68.32119.20122,267,475163,006 145,742,489 44.17

66915 826 New York Life Ins Co NY 284,542,899 2.43 70.7596.00132,830,085144,403 127,516,117 44.81

72990 4011 Genworth Life Ins Co of NY NY 251,706,714 2.15 72.90181.12101,911,29583,923 184,585,008 73.33

25178 176 State Farm Mut Auto Ins Co IL 230,593,143 1.97 74.86133.30103,978,788124,554 138,601,253 60.11

65935 435 Massachusetts Mut Life Ins Co MA 230,055,395 1.96 76.82106.3767,494,94689,962 71,794,672 31.21

87726 241 Brighthouse Life Ins Co DE 224,660,071 1.92 78.74173.24359,096,49777,975 622,096,953 276.91

93610 904 John Hancock Life & Hlth Ins Co MA 206,695,864 1.76 80.50145.93148,990,30563,800 217,415,211 105.19

56014 2938 Thrivent Financial For Lutherans WI 204,083,244 1.74 82.24124.54281,703,555124,822 350,836,950 171.91

65005 4 RiverSource Life Ins Co MN 201,585,200 1.72 83.96153.87230,098,445108,124 354,062,675 175.64

90611 761 Allianz Life Ins Co Of N Amer MN 183,922,408 1.57 85.53120.32185,604,286117,945 223,316,287 121.42

76325 Senior Hlth Ins Co of PA PA 101,907,320 0.87 86.40105.62271,595,65058,411 286,872,248 281.50

71404 Continental Gen Ins Co TX 88,768,515 0.76 87.1594.55103,326,08150,826 97,690,077 110.05

69515 1186 Medamerica Ins Co PA 86,585,734 0.74 87.89198.6068,826,21853,719 136,691,605 157.87

70408 19 Union Security Ins Co KS 75,941,360 0.65 88.54179.5089,707,94540,307 161,030,214 212.05

69868 261 United Of Omaha Life Ins Co NE 75,558,966 0.64 89.18116.746,424,81135,665 7,500,604 9.93

64297 565 First Unum Life Ins Co NY 71,130,541 0.61 89.79132.4371,945,28938,889 95,279,040 133.95

71471 4824 Ability Ins Co NE 67,617,927 0.58 90.37156.3156,162,85129,166 87,789,725 129.83

58033 Knights Of Columbus CT 66,546,546 0.57 90.93107.6933,400,83448,075 35,970,879 54.05

65595 4815 Lincoln Benefit Life Co NE 58,360,172 0.50 91.43126.4375,236,29850,590 95,120,856 162.99

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 13

Page 18: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 1

MARKET SHARE - TOP ONE HUNDRED COMPANIESBy Actual Earned Premiums

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

Market Share

Percentage

CummulativeMarketShare

Actual toExpectedIncurredClaims

ValuationExpectedIncurredClaims

Number ofLives

IncurredClaims

DirectLossRatio

71714 429 Berkshire Life Ins Co of Amer MA 56,879,735 0.48 91.9266.2310,238,26916,359 6,780,717 11.92

62952 4888 Equitable Life & Cas Ins Co UT 52,663,338 0.45 92.37363.9919,120,14722,548 69,595,989 132.15

69477 19 Time Ins Co WI 48,874,808 0.42 92.78216.1499,146,13130,503 214,295,310 438.46

66281 468 Transamerica Premier Life Ins Co IA 48,215,958 0.41 93.19141.9245,183,12830,092 64,124,195 132.99

80578 367 Physicians Mut Ins Co NE 46,950,847 0.40 93.5994.3951,356,63225,867 48,477,802 103.25

77720 572 LifeSecure Ins Co MI 46,192,031 0.39 93.9975.313,950,66232,202 2,975,112 6.44

83437 1186 MedAmerica Ins Co of NY NY 45,243,815 0.39 94.37261.7151,962,75322,083 135,992,335 300.58

62626 306 CMFG Life Ins Co IA 44,634,971 0.38 94.75102.7013,791,72928,962 14,163,491 31.73

65110 119 Kanawha Ins Co SC 44,322,253 0.38 95.13133.8972,938,87029,761 97,656,689 220.33

60054 1 Aetna Life Ins Co CT 43,137,376 0.37 95.50114.3254,752,39546,112 62,592,490 145.10

62553 50 Country Life Ins Co IL 35,866,809 0.31 95.81105.5632,273,95122,392 34,068,546 94.99

68195 565 Provident Life & Accident Ins Co TN 35,300,339 0.30 96.11159.0314,711,05822,227 23,395,423 66.28

42129 United Security Assur Co Of PA PA 31,198,442 0.27 96.3795.6917,316,97014,683 16,571,447 53.12

64211 687 Guarantee Trust Life Ins Co IL 24,865,209 0.21 96.58229.306,712,17317,689 15,390,771 61.90

68896 Southern Farm Bureau Life Ins Co MS 24,192,093 0.21 96.79232.2119,818,10315,053 46,020,153 190.23

60380 370 American Family Life Assur Co of Col NE 23,108,622 0.20 96.99171.3323,593,79025,358 40,422,924 174.93

65056 918 Jackson Natl Life Ins Co MI 22,551,611 0.19 97.18132.4633,709,93911,529 44,650,958 197.99

60410 330 American Fidelity Assur Co OK 22,549,793 0.19 97.3773.4620,469,01217,158 15,037,050 66.68

69116 619 State Life Ins Co IN 20,129,405 0.17 97.5484.8524,500,12516,559 20,787,916 103.27

91642 3891 Forethought Life Ins Co IN 18,409,267 0.16 97.70103.513,443,25611,806 3,564,181 19.36

60488 12 American Gen Life Ins Co TX 17,038,284 0.15 97.85194.6717,774,0296,247 34,601,012 203.08

69345 1216 Teachers Ins & Ann Assoc Of Amer NY 13,036,475 0.11 97.96151.9717,292,5566,750 26,279,562 201.58

70319 233 Washington Natl Ins Co IN 12,356,112 0.11 98.06208.0320,013,5897,882 41,635,027 336.96

65080 19 John Alden Life Ins Co WI 9,667,359 0.08 98.1598.2837,459,4549,787 36,813,717 380.80

80594 4 Riversource Life Ins Co Of NY NY 9,613,180 0.08 98.23105.3518,416,8575,504 19,402,545 201.83

61190 280 Auto Owners Life Ins Co MI 9,117,990 0.08 98.30104.823,867,6974,731 4,053,935 44.46

55433 570 BCBS of AL AL 9,085,264 0.08 98.38101.592,426,3054,708 2,464,989 27.13

70688 468 Transamerica Financial Life Ins Co NY 8,813,739 0.08 98.4666.71594,2253,088 396,394 4.50

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 14

Page 19: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 1

MARKET SHARE - TOP ONE HUNDRED COMPANIESBy Actual Earned Premiums

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

Market Share

Percentage

CummulativeMarketShare

Actual toExpectedIncurredClaims

ValuationExpectedIncurredClaims

Number ofLives

IncurredClaims

DirectLossRatio

98167 536 BCBS Of FL FL 8,059,618 0.07 98.53142.049,733,0846,199 13,825,027 171.53

81477 19 Union Security Life Ins Co of NY NY 8,045,603 0.07 98.59184.9412,374,9774,110 22,885,994 284.45

68560 233 Bankers Conseco Life Ins Co NY 7,802,097 0.07 98.66110.9013,976,5164,424 15,500,596 198.67

60142 1216 TIAA Cref Life Ins Co NY 6,858,057 0.06 98.7289.797,764,9983,031 6,971,858 101.66

60534 8 American Heritage Life Ins Co FL 6,382,727 0.05 98.7778.3314,485,7273,234 11,346,522 177.77

67660 4667 Pennsylvania Life Ins Co PA 6,257,985 0.05 98.8373.1116,169,2073,712 11,821,751 188.91

72273 Wea Ins Corp WI 6,144,925 0.05 98.88123.194,078,34812,850 5,024,310 81.76

92916 290 United Amer Ins Co NE 6,132,192 0.05 98.9390.4011,251,7284,388 10,171,118 165.86

68284 4736 Pyramid Life Ins Co KS 5,383,981 0.05 98.9841.8617,638,3862,183 7,383,234 137.13

55026 461 BCBSM Inc MN 5,343,554 0.05 99.02575.053,889,5703,134 22,366,963 418.58

47570 962 Premera Blue Cross WA 5,294,154 0.05 99.07243.726,715,2363,166 16,366,559 309.14

63177 212 Farmers New World Life Ins Co WA 5,288,060 0.05 99.11129.327,294,9014,031 9,433,684 178.40

60836 3527 American Republic Ins Co IA 5,109,724 0.04 99.16128.1813,985,6694,043 17,927,239 350.85

62359 4736 Constitution Life Ins Co TX 5,061,152 0.04 99.2091.439,456,8892,301 8,646,602 170.84

61271 332 Principal Life Ins Co IA 4,678,370 0.04 99.24376.8215,102,6495,632 56,909,531 1,216.44

19275 473 American Family Mut Ins Co SI WI 4,286,387 0.04 99.2878.636,364,2192,827 5,003,940 116.74

65536 4011 Genworth Life & Ann Ins Co VA 4,203,237 0.04 99.31111.7814,721,6533,310 16,456,441 391.52

70729 430 BCBS Of KS Inc KS 3,973,043 0.03 99.35322.495,971,0392,701 19,255,939 484.66

62825 671 Anthem Blue Cross Life & Hlth Ins Co CA 3,928,894 0.03 99.3893.576,720,0731,521 6,287,936 160.04

12967 1186 MedAmerica Ins Co of FL FL 3,864,298 0.03 99.41128.572,570,7862,160 3,305,272 85.53

80624 1199 American Progressive L&H Ins Of NY NY 3,660,670 0.03 99.4474.157,370,5031,343 5,465,450 149.30

65676 20 Lincoln Natl Life Ins Co IN 3,258,882 0.03 99.47110.878,266,4901,538 9,164,756 281.22

64190 761 Allianz Life Ins Co Of NY NY 3,235,352 0.03 99.50178.951,218,4581,009 2,180,413 67.39

54771 812 Highmark Inc PA 3,226,232 0.03 99.53128.892,830,4251,888 3,648,149 113.08

71439 4862 Assurity Life Ins Co NE 2,716,891 0.02 99.550.00602,3291,051 0 0.00

63312 84 Great Amer Life Ins Co OH 2,640,204 0.02 99.5760.982,579,4531,539 1,573,069 59.58

88072 91 Hartford Life Ins Co CT 2,568,781 0.02 99.59203.634,841,1501,857 9,858,225 383.77

77780 4858 BCBS Of NE NE 2,511,361 0.02 99.62386.052,588,7222,111 9,993,673 397.94

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 15

Page 20: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 1

MARKET SHARE - TOP ONE HUNDRED COMPANIESBy Actual Earned Premiums

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

Market Share

Percentage

CummulativeMarketShare

Actual toExpectedIncurredClaims

ValuationExpectedIncurredClaims

Number ofLives

IncurredClaims

DirectLossRatio

31119 3527 Medico Ins Co IA 2,498,784 0.02 99.64177.492,869,1481,313 5,092,343 203.79

76236 244 The Cincinnati Life Ins Co OH 2,436,486 0.02 99.66265.101,429,4811,166 3,789,520 155.53

57320 Woodmen World Life Ins Soc NE 2,412,595 0.02 99.68103.722,365,8860 2,453,791 101.71

54704 936 Independence Hospital Ind Plan Inc PA 2,377,843 0.02 99.7087.285,692,7231,544 4,968,446 208.95

60243 810 American Independent Ntwrk Ins Co NY NY 2,364,948 0.02 99.72134.512,717,2171,028 3,654,964 154.55

66168 869 Minnesota Life Ins Co MN 2,317,885 0.02 99.744.57552,2691,037 25,264 1.09

70670 917 Health Care Serv Corp A Mut Legal Re IL 2,159,444 0.02 99.76246.312,976,0691,269 7,330,452 339.46

66583 1211 National Guardian Life Ins Co WI 1,858,625 0.02 99.770.00313282 0 0.00

68462 215 Reserve Natl Ins Co OK 1,719,873 0.01 99.7945.30945,9302,974 428,530 24.92

86355 408 Standard Life & Accident Ins Co TX 1,676,270 0.01 99.8080.892,105,013978 1,702,694 101.58

60186 8 Allstate Life Ins Co IL 1,605,623 0.01 99.82132.599,032,5771,799 11,976,285 745.90

55891 Noridian Mut Ins Co ND 1,437,253 0.01 99.83311.971,558,0801,226 4,860,745 338.20

24988 169 Sentry Ins A Mut Co WI 1,419,454 0.01 99.84157.822,805,3131,329 4,427,259 311.90

57487 Catholic Order Of Foresters IL 1,256,839 0.01 99.85120.87950,546865 1,148,932 91.41

61751 690 Central States H & L Co Of Omaha NE 1,204,251 0.01 99.86221.485,419,613924 12,003,488 996.76

62146 626 Combined Ins Co Of Amer IL 1,165,500 0.01 99.87229.741,261,119968 2,897,289 248.59

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 16

Page 21: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

LONG-TERM CARE INSURANCE EXPERIENCE

FORM 2

© 2018 National Association of Insurance Commissioners 17

Page 22: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

© 2018 National Association of Insurance Commissioners 18

Page 23: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

Reporting Form 2

Nationwide Level Reporting

The purpose of Form 2 is to calculate a ratio of an experience reserve to the reported reserve by calendar year on a nationwide basis. Summary data by policy form is reported. Data for the current reporting year, as well as that reported in each of the prior two reporting years, is shown in Form 2. Experience and valuation data are reported by base policy form. Rider forms will be reported with the base forms to which they are attached. Only summary data by reporting year is illustrated. The Long-Term Care Reporting Forms should be filed whenever long-term care insurance has been sold, regardless of which annual statement has been filed. The four annual statement types are: Life, Accident and Health; Property/Casualty; Fraternal; and Health. For the 2017 reporting year, a total of 174 companies filed Form 2:

131 Life, Accident and Health 11 Property/Casualty 5 Fraternal

27 Health (Narrative taken from Explanatory Notes for the Long-Term Care Experience Reporting Forms supplemental instructions for the Annual Statement Reporting Forms. Refer to the appropriate Annual Statement Instructions for complete instructions and narrative. Company counts are derived from Annual Statement Reports filed with the NAIC for the 2017 reporting year.)

© 2018 National Association of Insurance Commissioners 19

Page 24: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

SUPPLEMENT FOR THE YEAR OF THE ........................................ Affix Bar Code Above

LONG-TERM CARE EXPERIENCE REPORTING FORM 2 EXPERIENCE RESERVE VS. REPORTED RESERVE BY CALENDAR YEAR

REPORTING YEAR 20__ (To Be Filed By April 1)

NAIC Group Code__________ NAIC Company Code

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15

Reporting Year

Policy Form

First Year Issue

Last Year Issue

Earned Premiums

Incurred Claims

Loss Ratio

Annual Net/ Annual Gross

Premiums

Current Year Net Premiums

In Force Count

Beginning of Year

New Issues Current

Year

In Force Count End of Year

Persistency Rate

Experience Policy

Reserves

Reported Policy

Reserves

Experience/ Reported

Ratio A. Individual

1. Current ......................... .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... .................. 2. Prior .............................. .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... .................. 3. 2nd Prior ....................... .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... ..................

1. Current ......................... .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... .................. 2. Prior .............................. .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... .................. 3. 2nd Prior ....................... .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... ..................

1. Current ......................... .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... .................. 2. Prior .............................. .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... .................. 3. 2nd Prior

B. Group1. Current ......................... .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... .................. 2. Prior ............................. .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... .................. 3. 2nd Prior ...................... .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... ..................

1. Current ......................... .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... .................. 2. Prior ............................. .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... .................. 3. 2nd Prior ...................... .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... ..................

1. Current ......................... .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... .................. 2. Prior ............................. .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... .................. 3. 2nd Prior

C. SUMMARY1. Total Current-Individual ................................................................ 2. Total Prior-Individual .................................................................... 3. Total 2nd Prior-Individual ............................................................. 4. Total Current-Group ...................................................................... 5. Total Prior-Group .......................................................................... 6. Total 2nd Prior-Group ................................................................... 7. Current Year Total

................... .................. xxx xxx .................. ................. .................. .................. xxx .................. ................... xxx ................... .................. xxx xxx .................. ................. .................. .................. xxx .................. ................... xxx ................... .................. xxx xxx .................. ................. .................. .................. xxx .................. ................... xxx ................... .................. xxx xxx .................. ................. .................. .................. xxx .................. ................... xxx ................... .................. xxx xxx .................. ................. .................. .................. xxx .................. ................... xxx ................... .................. xxx xxx .................. ................. .................. .................. xxx .................. ................... xxx

© 2018 National Association of Insurance Commissioners 20

Page 25: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

Ability Ins Co NE71471 State of Domicile:Company Code:Company Name:

1. CurrentA01

690-699 57,894,544 24,569 315,336,97184,420,640 433,433,676145.82 0.93 72.75

201 7,819,827 3,470 46,095,8809,707,127 56,127,977124.14 0.94 82.13

3358 580-583 1,583,530 853 -1,382,8422,528,376 5,060,681159.67 0.78 - 27.33

591 593 596-597 233,832 196 -1,530,369845,697 1,955,390361.67 0.84 - 78.26

300 585 44,089 43 876,733-29,823 340,379- 67.64 0.80 257.58

445 4458-4459 42,105 35 1,473,486-279,208 892,158-663.12 0.90 165.16

1. Total current - IndividualC01

67,617,927 29,166 360,869,85997,192,809 497,810,261XXX XXX XXX

7. Current year totalC07

67,617,927 29,166 360,869,85997,192,809 497,810,261143.74 0.93 72.49

Aetna Life Ins Co CT60054 State of Domicile:Company Code:Company Name:

1. CurrentB01

GR-70-W 43,137,376 46,112 686,916,29551,373,551 695,941,782119.09 0.97 98.70

4. Total current - GroupC04

43,137,376 46,112 686,916,29551,373,551 695,941,782XXX XXX XXX

7. Current year totalC07

43,137,376 46,112 686,916,29551,373,551 695,941,782119.09 0.97 98.70

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 21

Page 26: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

Allianz Life Ins Co Of N Amer MN90611 State of Domicile:Company Code:Company Name:

1. CurrentA01

10-P-Q 67,699,244 32,467 557,603,04634,475,083 719,575,362 50.92 0.98 77.49

N-3000-P(Q), N-3000-P(NQ) 55,959,702 28,770 1,075,456,99283,782,605 1,553,551,801149.72 0.99 69.23

11-P-Q 32,825,281 15,381 227,214,22310,132,599 266,207,658 30.87 0.99 85.35

N-2720 13,462,804 10,614 336,380,54939,844,436 580,002,271295.96 0.98 58.00

7-P-Q 7,181,643 3,785 74,241,0125,486,994 96,071,542 76.40 0.99 77.28

8-P-Q 2,876,386 1,906 10,453,3943,027,816 25,154,815105.27 0.95 41.56

N-2350 2,187,201 2,008 -813,65917,357,987 94,929,355793.62 0.94 - 0.86

N-4040-P(Q), N-4040-P(NQ) 825,257 399 11,335,4911,102,450 14,859,620133.59 0.95 76.28

2-P-A 331,384 329 2,162,051597,242 3,994,009180.23 0.95 54.13

5-P-Q 267,523 142 1,696,964500,649 2,741,598187.14 0.98 61.90

1C-P-N-A, 1C-P-Q-A, 1F-P- 146,746 102 -5,924,1711,011,475 1,131,392689.27 0.90 -523.62

N-2000 73,283 99 716,999123,168 2,502,412168.07 0.87 28.65

1. CurrentB01

GSC-1884 43,608 138 1,215,458240,206 667,074550.83 0.86 182.21

GSC-1696 26,879 71 1,431,735-23,246 449,240- 86.48 0.92 318.70

ALTC-2000C 14,683 20 -1,005,647107,519 95,266732.27 1.00 -1055.62

MOD AS-2986, MOD AS-7987, 1,707 6 322,6701,133 52,188 66.37 0.86 618.28

GSC-1729 -922 0 -110,519101 0- 10.95 0.00 0.00

1. Total current - IndividualC01

183,836,454 96,002 2,290,522,891197,442,504 3,360,721,835XXX XXX XXX

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 22

Page 27: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

4. Total current - GroupC04

85,955 235 1,853,697325,713 1,263,768XXX XXX XXX

7. Current year totalC07

183,922,409 96,237 2,292,376,588197,768,217 3,361,985,603107.53 0.98 68.19

Allianz Life Ins Co Of NY NY64190 State of Domicile:Company Code:Company Name:

1. CurrentA01

10-P-Q-NY 3,232,847 1,006 18,937,5952,286,865 27,330,502 70.74 0.99 69.29

1. CurrentB01

MOD AS-2986, MOD AS-7987, 2,505 3 159,193-92 19,018- 3.67 1.00 837.07

1. Total current - IndividualC01

3,232,847 1,006 18,937,5952,286,865 27,330,502XXX XXX XXX

4. Total current - GroupC04

2,505 3 159,193-92 19,018XXX XXX XXX

7. Current year totalC07

3,235,352 1,009 19,096,7882,286,773 27,349,520 70.68 0.99 69.83

Allstate Life Ins Co IL60186 State of Domicile:Company Code:Company Name:

1. CurrentA01

LGU9737 29,137 29 5,907,581-39,936 1,270,794-137.06 0.94 464.87

1. CurrentB01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 23

Page 28: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

LGU95XX 841,079 644 -5,421,2501,817,311 11,001,033216.07 0.91 - 49.28

LGU973XA 735,407 669 -12,635,4478,892,796 39,189,0361209.24 0.92 - 32.24

1. Total current - IndividualC01

29,137 29 5,907,581-39,936 1,270,794XXX XXX XXX

4. Total current - GroupC04

1,576,486 1,313 -18,056,69710,710,107 50,190,069XXX XXX XXX

7. Current year totalC07

1,605,623 1,342 -12,149,11610,670,171 51,460,863664.55 0.92 - 23.61

American Family Ins Co WI10386 State of Domicile:Company Code:Company Name:

1. CurrentA01

H-350, H-550 110,493 69 922,203307,435 2,907,452278.24 0.97 31.72

1. Total current - IndividualC01

110,493 69 922,203307,435 2,907,452XXX XXX XXX

7. Current year totalC07

110,493 69 922,203307,435 2,907,452278.24 0.97 31.72

American Family Life Assur Co of Col NE60380 State of Domicile:Company Code:Company Name:

1. CurrentA01

A-27000 8,362,647 7,334 137,986,938792,756 145,214,337 9.48 0.97 95.02

A-25300 6,366,232 5,883 93,253,9717,217,770 89,134,690113.38 0.95 104.62

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 24

Page 29: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

A-25000 3,942,327 4,696 54,990,09712,026,714 65,212,886305.07 0.92 84.32

A-25200 2,821,023 2,561 28,542,3917,269,906 36,230,082257.71 0.96 78.78

A-22000 926,934 1,201 23,054,3143,686,031 24,130,059397.66 0.92 95.54

A-13161 386,518 788 7,618,9922,816,020 7,135,997728.56 0.85 106.77

A-20000 177,019 207 3,373,200471,847 3,298,730266.55 0.87 102.26

A-13000 125,509 179 1,904,786846,728 2,500,726674.64 0.93 76.17

N-82600 414 1 20,6320 20 0.00 0.50 103160.00

1. Total current - IndividualC01

23,108,623 22,850 350,745,32135,127,772 372,857,527XXX XXX XXX

7. Current year totalC07

23,108,623 22,850 350,745,32135,127,772 372,857,527152.01 0.95 94.07

American Family Life Assur Co of NY NY60526 State of Domicile:Company Code:Company Name:

1. CurrentA01

NY-27000 145,521 100 2,447,247-6,308 3,160,991- 4.34 0.97 77.42

NY-21000,NY-22000 34,697 29 2,068,56882,161 816,427236.80 0.91 253.37

NY-20000 2,262 1 176,159-862 16,911- 38.11 0.50 1041.68

NY-23000 560 1 -243,718-11,267 0-2011.96 0.50 0.00

1. Total current - IndividualC01

183,040 131 4,448,25663,724 3,994,329XXX XXX XXX

7. Current year totalC07

183,040 131 4,448,25663,724 3,994,329 34.81 0.94 111.36

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 25

Page 30: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

American Family Mut Ins Co SI WI19275 State of Domicile:Company Code:Company Name:

1. CurrentA01

H-350, H-550 4,286,387 2,827 85,244,1734,791,213 103,043,174111.78 0.98 82.73

1. Total current - IndividualC01

4,286,387 2,827 85,244,1734,791,213 103,043,174XXX XXX XXX

7. Current year totalC07

4,286,387 2,827 85,244,1734,791,213 103,043,174111.78 0.98 82.73

American Fidelity Assur Co OK60410 State of Domicile:Company Code:Company Name:

1. CurrentA01

QLTC-02 10,412,844 5,990 73,244,6641,807,566 50,732,712 17.36 0.97 144.37

WBNCC-9/97 5,361,448 3,115 26,742,7526,163,603 56,033,814114.96 0.97 47.73

PSI NLTC-4/99, PSIQLTC-4/ 3,639,483 2,740 15,509,8223,576,949 32,241,590 98.28 0.97 48.11

CC-1/97 934,067 357 -9,270,1512,867,630 5,646,053307.01 0.92 -164.19

LTC-1/97 39,944 14 112,764163,726 300,456409.89 0.82 37.53

HHC-1/97 11,229 8 -256,742733 68,077 6.53 1.00 -377.14

AFANLTC-9/01, AFAQLTC-9/0 5,542 1 -230,95829,050 59,091524.18 1.00 -390.85

1. CurrentB01

QGHHC 8/98 2,145,235 2,339 19,977,379-874,932 21,740,021- 40.79 0.98 91.89

1. Total current - IndividualC01

20,404,557 12,225 105,852,15114,609,257 145,081,793XXX XXX XXX

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 26

Page 31: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

4. Total current - GroupC04

2,145,235 2,339 19,977,379-874,932 21,740,021XXX XXX XXX

7. Current year totalC07

22,549,792 14,564 125,829,53013,734,325 166,821,814 60.91 0.97 75.43

American Gen Life Ins Co TX60488 State of Domicile:Company Code:Company Name:

1. CurrentA01

64028, C12271, C12271, et 15,953,924 5,792 -60,788,28633,303,781 136,216,624208.75 0.93 - 44.63

64028 707,909 252 3,251,0624,613 2,835,797 0.65 0.98 114.64

50030,50032,et al 364,929 187 -1,072,7641,139,014 4,458,460312.12 0.95 - 24.06

1. CurrentB01

C-12277 11,522 16 0147,656 01281.51 0.84 0.00

1. Total current - IndividualC01

17,026,762 6,231 -58,609,98834,447,408 143,510,881XXX XXX XXX

4. Total current - GroupC04

11,522 16 0147,656 0XXX XXX XXX

7. Current year totalC07

17,038,284 6,247 -58,609,98834,595,064 143,510,881203.04 0.93 - 40.84

American Heritage Life Ins Co FL60534 State of Domicile:Company Code:Company Name:

1. CurrentA01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 27

Page 32: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

BSC-LTC 1/95 2,775,956 964 -19,000,365-2,428,408 14,420,739- 87.48 0.87 -131.76

PRM-LTC 1/95 2,567,669 1,792 16,943,737-1,253,663 28,869,612- 48.83 0.96 58.69

QLTC 3/97 AND QHHC 3/97 521,237 262 58,444,199-550,650 53,572,100-105.64 0.90 109.09

BSC-HHC 2/96 274,084 122 -10,800,7241,088,192 758,702397.03 0.82 -1423.58

PRM-HHC 2/96 243,780 94 -8,110,0061,837,170 692,818753.62 0.86 -1170.58

1. Total current - IndividualC01

6,382,726 3,234 37,476,841-1,307,359 98,313,971XXX XXX XXX

7. Current year totalC07

6,382,726 3,234 37,476,841-1,307,359 98,313,971- 20.48 0.92 38.12

American Hlth & Life Ins Co TX60518 State of Domicile:Company Code:Company Name:

1. CurrentA01

10957A 2,868 5 -943,970-95,388 246,042-3325.94 0.83 -383.66

10930A 1,792 2 -30,804753 48,171 42.02 1.00 - 63.95

10931A 0 0 -67,1300 0 0.00 0.00 0.00

1. CurrentB01

10930A 21,354 17 -333,67883,062 408,197388.98 0.94 - 81.74

10931A 380 1 4,0400 1,551 0.00 1.00 260.48

1. Total current - IndividualC01

4,660 7 -1,041,904-94,635 294,213XXX XXX XXX

4. Total current - GroupC04

21,734 18 -329,63883,062 409,748XXX XXX XXX

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 28

Page 33: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

7. Current year totalC07

26,394 25 -1,371,542-11,573 703,961- 43.85 0.93 -194.83

American Independent Ntwrk Ins Co NY NY60243 State of Domicile:Company Code:Company Name:

1. CurrentA01

2600 1,142,454 428 4,827,2151,140,414 8,829,380 99.82 0.92 54.67

IL5 790,282 463 01,647,917 4,970,262208.52 0.91 0.00

PF3 241,011 66 1,526,0030 1,217,264 0.00 0.99 125.36

ALP 172,994 66 0523,210 873,331302.44 0.94 0.00

SR400 18,207 5 71,7530 49,659 0.00 0.83 144.49

1. Total current - IndividualC01

2,364,948 1,028 6,424,9713,311,541 15,939,896XXX XXX XXX

7. Current year totalC07

2,364,948 1,028 6,424,9713,311,541 15,939,896140.03 0.92 40.31

American Progressive L&H Ins Of NY NY80624 State of Domicile:Company Code:Company Name:

1. CurrentA01

HHC800 QIHHC QHHC HHC1-98 1,954,301 721 -42,164,0872,586,281 8,560,352132.34 0.87 -492.55

NHO700 NHHH700 QINHHH 943,883 318 269,0301,017,934 10,649,280107.85 0.92 2.53

APRLTNQ, APRLTCQ, APRLTCP 712,592 222 -344,932891,406 7,332,462125.09 0.97 - 4.70

ANH86 2,856 3 -203,204-67,932 15,413-2378.57 0.50 -1318.39

1. CurrentB01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 29

Page 34: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

CERT-HHC, QC-HHC 36,410 23 -1,087,839-19,530 251,841- 53.64 0.92 -431.96

CERT-NHO, QC_NHHH 10,627 4 -277,1726,392 99,008 60.15 0.67 -279.95

1. Total current - IndividualC01

3,613,632 1,264 -42,443,1934,427,689 26,557,507XXX XXX XXX

4. Total current - GroupC04

47,037 27 -1,365,011-13,138 350,849XXX XXX XXX

7. Current year totalC07

3,660,669 1,291 -43,808,2044,414,551 26,908,356120.59 0.90 -162.81

American Republic Ins Co IA60836 State of Domicile:Company Code:Company Name:

1. CurrentA01

ARIC 3,013,469 1,775 25,679,4765,657,993 44,327,601187.76 0.94 57.93

50500/60800 853,754 1,037 -10,122,4993,434,229 18,653,728402.25 0.90 - 54.27

7000/7020 592,371 435 -1,334,5801,437,930 8,281,337242.74 0.90 - 16.12

7021/62100 192,911 182 -1,267,575477,503 2,913,986247.53 0.88 - 43.50

A-2880 72,967 128 1,439,965629,494 1,681,311862.71 0.83 85.65

A-2655 16,035 59 977,336298,181 1,054,2571859.56 0.84 92.70

7022 4,532 4 111,0270 97,999 0.00 0.80 113.29

1087,1088,1102 3,293 5 -100,05566,262 29,0682012.21 1.00 -344.21

N020,N050,7A1,72U 2,429 4 303,5440 16,981 0.00 1.00 1787.55

A-2656 1,395 5 85,33833,131 98,1242374.98 0.83 86.97

1. CurrentB01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 30

Page 35: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

A-2822 356,568 305 3,305,0282,348,681 4,241,489658.69 0.79 77.92

1. Total current - IndividualC01

4,753,156 3,634 15,771,97712,034,723 77,154,392XXX XXX XXX

4. Total current - GroupC04

356,568 305 3,305,0282,348,681 4,241,489XXX XXX XXX

7. Current year totalC07

5,109,724 3,939 19,077,00514,383,404 81,395,881281.49 0.90 23.44

Anthem Blue Cross Life & Hlth Ins Co CA62825 State of Domicile:Company Code:Company Name:

1. CurrentA01

PFTQ-02-0298 922,209 340 9,318,1133,131,086 13,709,372339.52 0.93 67.97

PFTQ-03-0399 833,059 291 6,483,7582,671,307 11,780,750320.66 0.94 55.04

PFTQ-02-0303 621,949 250 5,539,3901,586,132 8,959,335255.03 0.95 61.83

PNTQ-03-0399 450,102 150 2,759,773748,364 6,080,036166.27 0.93 45.39

PFTQ-03-0303 350,651 175 5,689,705222,542 4,881,222 63.47 0.99 116.56

PNTQ-02-0399 188,983 64 613,1221,033,560 2,841,763546.91 0.94 21.58

PLTC-01-0596 187,866 78 1,353,2851,432,360 2,653,083762.44 0.94 51.01

PFTQ-04-0399 126,268 56 2,849,263-30,508 1,548,383- 24.16 0.90 184.02

PLTC-02-0596 81,001 30 105,982-505,682 1,273,433-624.29 1.00 8.32

PLTC-03-0596 68,919 28 22,32539,659 867,147 57.54 0.93 2.58

PFTQ-04-0303 61,543 35 1,193,862180,207 785,790292.82 0.95 151.93

PLTC-04-0596 16,521 8 663,879-173,347 191,272-1049.25 0.89 347.09

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 31

Page 36: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

PNTQ-04-0399 14,012 13 -246,71730,179 377,956215.38 0.87 - 65.28

PLTC-05-0596 5,810 3 115,926-55 157,150- 0.95 1.00 73.77

1. Total current - IndividualC01

3,928,893 1,521 36,461,66610,365,804 56,106,692XXX XXX XXX

7. Current year totalC07

3,928,893 1,521 36,461,66610,365,804 56,106,692263.84 0.94 64.99

Anthem Hlth Plans of VA Inc VA71835 State of Domicile:Company Code:Company Name:

1. CurrentA01

TBCA TBCS100 ET AL 288,639 12 497,7391,108 295,838 0.38 1.00 168.25

1. Total current - IndividualC01

288,639 12 497,7391,108 295,838XXX XXX XXX

7. Current year totalC07

288,639 12 497,7391,108 295,838 0.38 1.00 168.25

Anthem Ins Co Inc IN28207 State of Domicile:Company Code:Company Name:

1. CurrentA01

61J-281 16,932 32 1,941,284143,904 452,715849.89 0.80 428.81

61J-290 853 1 256,5250 18,637 0.00 0.33 1376.43

1. CurrentB01

61J-282 2,289 3 414,112485 28,994 21.19 0.60 1428.27

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 32

Page 37: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. Total current - IndividualC01

17,785 33 2,197,809143,904 471,352XXX XXX XXX

4. Total current - GroupC04

2,289 3 414,112485 28,994XXX XXX XXX

7. Current year totalC07

20,074 36 2,611,921144,389 500,346719.28 0.75 522.02

Assurity Life Ins Co NE71439 State of Domicile:Company Code:Company Name:

1. CurrentA01

AL-2100 2,716,891 667 21,563,053197,276 19,734,314 7.26 0.99 109.27

1. Total current - IndividualC01

2,716,891 667 21,563,053197,276 19,734,314XXX XXX XXX

7. Current year totalC07

2,716,891 667 21,563,053197,276 19,734,314 7.26 0.99 109.27

Athene Life Ins Co of NY NY63932 State of Domicile:Company Code:Company Name:

1. CurrentA01

J-2500 580,878 358 17,858,8342,440,831 26,594,768420.20 0.97 67.15

1. Total current - IndividualC01

580,878 358 17,858,8342,440,831 26,594,768XXX XXX XXX

7. Current year totalC07

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 33

Page 38: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

580,878 358 17,858,8342,440,831 26,594,768420.20 0.97 67.15

Auto Owners Life Ins Co MI61190 State of Domicile:Company Code:Company Name:

1. CurrentA01

50134 6,962,088 3,601 29,857,183928,313 29,955,329 13.33 0.98 99.67

62091 2,151,819 1,129 4,649,7110 2,048,130 0.00 0.99 227.02

50058 4,083 1 0376 0 9.21 0.50 0.00

1. Total current - IndividualC01

9,117,990 4,731 34,506,894928,689 32,003,459XXX XXX XXX

7. Current year totalC07

9,117,990 4,731 34,506,894928,689 32,003,459 10.19 0.98 107.82

Baltimore Life Ins Co MD61212 State of Domicile:Company Code:Company Name:

1. CurrentA01

5812S 96,487 97 2,293,33712,024 1,014,086 12.46 0.96 226.15

1. Total current - IndividualC01

96,487 97 2,293,33712,024 1,014,086XXX XXX XXX

7. Current year totalC07

96,487 97 2,293,33712,024 1,014,086 12.46 0.96 226.15

Bankers Conseco Life Ins Co NY68560 State of Domicile:Company Code:Company Name:

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 34

Page 39: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. CurrentA01

LTC-FQ 2,622,999 829 43,109,3064,740,942 80,562,725180.75 0.94 53.51

LTC-10 RWJ 1,452,995 639 45,403,8213,744,348 64,528,999257.70 0.95 70.36

BLNY-GR-N500 1,137,981 830 2,104,989477,989 2,648,923 42.00 0.96 79.47

LTC-3 6 761,485 288 15,877,5444,739,610 30,354,416622.42 0.93 52.31

BLNY-GR-N665 706,489 774 227,5830 54,881 0.00 1.00 414.68

BLNY-GR-N550 461,602 148 1,045,579375,782 2,022,345 81.41 0.96 51.70

BLNY-GR-N650 439,288 180 495,838115,474 870,913 26.29 0.95 56.93

BLNY-GR-N620 88,225 34 99,96924,166 203,043 27.39 1.00 49.24

BLNY-GR-N520 57,490 19 56,40442,072 228,226 73.18 0.95 24.71

BLNY-GR-N660 39,066 36 18,5950 6,677 0.00 0.90 278.49

BLNY-GR-N640 28,556 14 22,20811,561 51,885 40.49 0.93 42.80

BLNY-GR-N540 5,921 1 23,1925,195 25,120 87.74 1.00 92.33

1. Total current - IndividualC01

7,802,097 3,792 108,485,02814,277,139 181,558,153XXX XXX XXX

7. Current year totalC07

7,802,097 3,792 108,485,02814,277,139 181,558,153182.99 0.96 59.75

Bankers Fidelity Life Ins Co GA61239 State of Domicile:Company Code:Company Name:

1. CurrentA01

BFL 1100 2,084 2 00 0 0.00 0.33 0.00

1. Total current - IndividualC01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 35

Page 40: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

2,084 2 00 0XXX XXX XXX

7. Current year totalC07

2,084 2 00 0XXX 0.33 XXX

Bankers Life & Cas Co IL61263 State of Domicile:Company Code:Company Name:

1. CurrentA01

GR-N250 105,466,190 37,494 851,042,811145,408,649 953,938,926137.87 0.94 89.21

GR-N350 46,237,098 16,865 263,705,49047,654,263 375,475,157103.07 0.95 70.23

GR-N550 41,030,428 13,877 266,038,68415,738,634 275,367,134 38.36 0.96 96.61

GR-N105 36,578,727 12,642 235,566,21068,369,904 331,368,043186.91 0.91 71.09

GR-N500 30,760,453 21,095 86,561,01113,212,182 84,528,225 42.95 0.94 102.41

GR-N650 29,860,030 13,284 67,541,6384,793,092 84,128,571 16.05 0.97 80.28

GR-N400 29,301,601 18,975 -190,126,56955,816,770 111,977,094190.49 0.90 -169.79

GR-N240 17,956,748 7,592 128,159,60826,884,256 153,011,968149.72 0.92 83.76

GR-N665 12,273,229 9,960 10,864,163362,011 7,246,993 2.95 0.95 149.91

GR-N050 11,776,263 5,469 68,864,05027,882,555 94,490,771236.77 0.88 72.88

GR-N520 7,897,743 3,039 16,708,3316,629,851 34,287,780 83.95 0.95 48.73

GR-N100 7,631,742 3,495 57,346,26213,825,739 66,551,035181.16 0.91 86.17

GR-N340 6,202,645 2,853 28,154,5436,037,126 47,249,981 97.33 0.93 59.59

GR-N090 5,849,930 2,210 74,862,88010,098,141 101,038,135172.62 0.93 74.09

GR-N085 5,518,558 5,098 -75,543,17213,466,818 24,085,328244.03 0.85 -313.65

GR-N540 4,030,871 1,645 19,666,8033,246,696 26,037,539 80.55 0.95 75.53

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 36

Page 41: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

GR7A1 3,981,151 2,885 -9,487,07512,227,980 18,102,409307.15 0.80 - 52.41

GR-N190 3,928,421 1,316 32,699,8386,485,909 44,953,673165.10 0.98 72.74

GR-N620 3,263,212 1,592 8,184,780153,516 8,761,927 4.70 0.97 93.41

GR-N420 2,407,787 1,085 2,044,8922,642,999 14,936,294109.77 0.92 13.69

GR-N640 2,186,822 1,093 4,950,498246,115 6,744,353 11.25 0.96 73.40

GR-N094 1,875,137 755 18,201,1445,530,261 29,330,155294.93 0.94 62.06

GR-N055 918,419 576 14,194,6083,933,239 10,132,593428.26 0.87 140.09

GR-N660 690,864 524 805,83014,318 596,589 2.07 0.93 135.07

GR-N590 669,839 122 6,382,821-252,499 6,284,623- 37.70 0.96 101.56

GR-N194 570,114 234 6,265,310603,832 7,669,349105.91 0.96 81.69

GR-N690 487,225 98 1,265,070-248,832 1,188,503- 51.07 0.94 106.44

GR-N020 375,723 217 4,981,6681,132,715 2,684,461301.48 0.84 185.57

CR72U(GR) 219,724 275 977,058864,600 1,301,903393.49 0.74 75.05

GR-N060 207,613 98 2,761,412473,683 1,717,123228.16 0.85 160.82

GR-N694 29,473 6 65,082138 57,263 0.47 1.00 113.66

GR72X 26,479 33 -935,239157,268 205,539593.94 0.89 -455.02

CER089(CR) 6,503 10 965,79614,684 64,278225.81 0.77 1502.53

1. CurrentB01

GP-N200 3,234 3 -25,472228 55,758 7.06 1.00 - 45.68

G-N076 2,575 2 457,151-1,919 185,985- 74.53 0.67 245.80

CR98T 558 1 16,681817 6,101146.34 1.00 273.40

1. Total current - IndividualC01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 37

Page 42: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

420,216,759 186,512 2,003,736,235493,406,614 2,925,513,716XXX XXX XXX

4. Total current - GroupC04

6,367 6 448,360-874 247,845XXX XXX XXX

7. Current year totalC07

420,223,127 186,518 2,004,184,595493,405,740 2,925,761,561117.42 0.93 68.50

BCBS of AL AL55433 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC-2, LTC-5 536,973 199 5,655,91268,711 5,365,788 12.80 0.99 105.41

1. CurrentB01

LTC-19, LTC-22 8,548,291 4,509 87,136,0792,231,358 98,212,506 26.10 0.97 88.72

1. Total current - IndividualC01

536,973 199 5,655,91268,711 5,365,788XXX XXX XXX

4. Total current - GroupC04

8,548,291 4,509 87,136,0792,231,358 98,212,506XXX XXX XXX

7. Current year totalC07

9,085,264 4,708 92,791,9912,300,069 103,578,294 25.32 0.97 89.59

BCBS Of FL FL98167 State of Domicile:Company Code:Company Name:

1. CurrentA01

IDV-Policy-Individual 4,450,933 3,199 38,079,0812,587,452 41,610,924 58.13 0.97 91.51

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 38

Page 43: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

IDV-Policy-Association 1,554,578 1,082 13,380,677593,251 17,404,363 38.16 0.98 76.88

BF LT439 675,641 691 7,418,0962,802,105 21,286,153414.73 0.96 34.85

LTC-HHC-BCBSFL 474,355 180 -3,412,836705,675 2,243,671148.77 0.93 -152.11

LTQ11-336-FL et al 318,915 430 4,544,1081,260,921 8,540,680395.38 0.95 53.21

MP/ML - LT691(FL) 134,177 117 2,791,520427,629 4,908,915318.71 0.90 56.87

LT 446 115,014 82 -278,299750,093 2,774,572652.18 0.95 - 10.03

MP/ML - HH591/3 100,164 124 -5,982,926489,822 1,057,806489.02 0.91 -565.60

HHC 591 et al 42,464 42 -2,060,599880,117 325,4612072.62 0.96 -633.13

NH 300 9,890 44 478,896-8,273 227,227- 83.65 0.96 210.76

1. CurrentB01

GRP11-342-et al 119,407 159 1,201,951753,078 2,627,600630.68 0.98 45.74

GRP11-341-FL-998 60,943 46 385,669-205,435 642,804-337.09 0.92 60.00

GRP-Policy 3,137 3 14,3880 15,018 0.00 1.00 95.81

1. Total current - IndividualC01

7,876,131 5,991 54,957,71810,488,792 100,379,772XXX XXX XXX

4. Total current - GroupC04

183,487 208 1,602,008547,643 3,285,422XXX XXX XXX

7. Current year totalC07

8,059,618 6,199 56,559,72611,036,435 103,665,194136.94 0.97 54.56

BCBS of KC MO47171 State of Domicile:Company Code:Company Name:

1. CurrentA01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 39

Page 44: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

7035 386,995 215 2,890,020283,332 5,011,963 73.21 0.98 57.66

7042/7044 379,123 232 1,772,283245,300 3,252,532 64.70 0.99 54.49

30/31 244,792 165 1,474,873-106,655 4,531,148- 43.57 0.95 32.55

32 39,733 26 283,042196,194 694,363493.78 0.93 40.76

90 3,926 7 153,854-34,186 87,883-870.76 0.78 175.07

1. Total current - IndividualC01

1,054,569 645 6,574,072583,985 13,577,889XXX XXX XXX

7. Current year totalC07

1,054,569 645 6,574,072583,985 13,577,889 55.38 0.97 48.42

BCBS Of KS Inc KS70729 State of Domicile:Company Code:Company Name:

1. CurrentA01

NTQ11-337-KS-601 & NFC11- 1,577,020 1,076 26,002,8465,478,106 27,452,322347.37 0.94 94.72

LTQ11-336-KS-601 & LTC11- 1,050,986 683 17,775,8053,022,039 17,424,541287.54 0.94 102.02

KS0001 and KS0002 686,423 439 3,024,835163,743 2,911,272 23.86 0.99 103.90

SPL-336 559,534 365 6,541,88913,957 6,747,989 2.49 0.97 96.95

HTQ11-338-KS-601 10,336 12 220,81297 64,240 0.94 1.00 343.73

1. CurrentB01

GRP11-341-KS-998 88,744 126 2,729,2491,113 2,534,870 1.25 0.98 107.67

1. Total current - IndividualC01

3,884,299 2,575 53,566,1878,677,942 54,600,364XXX XXX XXX

4. Total current - GroupC04

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 40

Page 45: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

88,744 126 2,729,2491,113 2,534,870XXX XXX XXX

7. Current year totalC07

3,973,043 2,701 56,295,4368,679,055 57,135,234218.45 0.95 98.53

BCBS of NC Inc NC54631 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTQ11-336-NC-998 643,476 434 11,318,9911,976,419 11,040,689307.15 0.95 102.52

SPL-336 180,112 103 1,453,15530,340 1,908,564 16.85 0.98 76.14

LTC-CD9-BC-NC 34,704 26 22,73778,135 938,057225.15 0.96 2.42

HTQ11-338-NC-998 23,277 24 362,51034,596 347,795148.63 0.96 104.23

NTQ11-337-NC-998 18,532 10 207,05076,299 183,359411.72 1.00 112.92

LTC-LBP9-BC-NC 8,721 7 199,019193 130,911 2.21 1.00 152.03

FLTQ11-336-NC-998 2,606 2 25,32420 28,178 0.77 1.00 89.87

1. CurrentB01

GRP11-341-NC-998 15,399 33 738,877276 677,386 1.79 1.00 109.08

1. Total current - IndividualC01

911,428 606 13,588,7862,196,002 14,577,553XXX XXX XXX

4. Total current - GroupC04

15,399 33 738,877276 677,386XXX XXX XXX

7. Current year totalC07

926,827 639 14,327,6632,196,278 15,254,939236.97 0.96 93.92

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 41

Page 46: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

BCBS Of NE NE77780 State of Domicile:Company Code:Company Name:

1. CurrentA01

30/31B 944,278 705 -6,929,9514,592,835 13,029,638486.39 0.96 - 53.19

7035 902,482 606 3,064,157720,976 12,661,003 79.89 0.97 24.20

32B 411,053 384 -5,164,4971,492,428 4,825,669363.07 0.92 -107.02

1. CurrentB01

96-006 96 253,547 360 10,086,1691,706,666 7,089,610673.12 0.97 142.27

1. Total current - IndividualC01

2,257,813 1,695 -9,030,2916,806,239 30,516,310XXX XXX XXX

4. Total current - GroupC04

253,547 360 10,086,1691,706,666 7,089,610XXX XXX XXX

7. Current year totalC07

2,511,360 2,055 1,055,8788,512,905 37,605,920338.98 0.96 2.81

BCBS Of SC Inc SC38520 State of Domicile:Company Code:Company Name:

1. CurrentA01

SPL-336 314,044 358 4,168,42353,761 2,861,817 17.12 0.96 145.66

4085 152,418 129 436,1561,544,772 3,137,4531013.51 0.94 13.90

4084 33,082 18 132,166-60,967 241,221-184.29 0.86 54.79

1. Total current - IndividualC01

499,544 505 4,736,7451,537,566 6,240,491XXX XXX XXX

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 42

Page 47: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

7. Current year totalC07

499,544 505 4,736,7451,537,566 6,240,491307.79 0.95 75.90

BCBS of WI WI54003 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTQ11-336-WI-998 13,371 8 -81,99291,413 312,130683.67 0.89 - 26.27

LTC-CD9-WI 10,326 9 556,536-5,811 635,987- 56.28 0.82 87.51

NTQ11-337-WI-998 1,935 2 65,24863 27,859 3.26 1.00 234.21

1. Total current - IndividualC01

25,632 19 539,79285,665 975,976XXX XXX XXX

7. Current year totalC07

25,632 19 539,79285,665 975,976334.21 0.86 55.31

BCBSM Inc MN55026 State of Domicile:Company Code:Company Name:

1. CurrentA01

F6652, F6765 3,769,509 1,675 60,192,7217,327,664 62,935,110194.39 0.96 95.64

F7326, F7330, F7336 545,228 298 7,793,961250,694 7,418,433 45.98 0.97 105.06

1. CurrentB01

F6708 1,208,817 1,161 36,195,5421,084,159 30,658,930 89.69 0.98 118.06

1. Total current - IndividualC01

4,314,737 1,973 67,986,6827,578,358 70,353,543XXX XXX XXX

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 43

Page 48: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

4. Total current - GroupC04

1,208,817 1,161 36,195,5421,084,159 30,658,930XXX XXX XXX

7. Current year totalC07

5,523,554 3,134 104,182,2248,662,517 101,012,473156.83 0.97 103.14

BCS Ins Co OH38245 State of Domicile:Company Code:Company Name:

1. CurrentB01

BCS 68,866 115 1,100,98590,725 792,704131.74 1.00 138.89

MOD AS-2986 8,432 32 -590,52816,049 212,319190.33 0.89 -278.13

4. Total current - GroupC04

77,298 147 510,457106,774 1,005,023XXX XXX XXX

7. Current year totalC07

77,298 147 510,457106,774 1,005,023138.13 0.97 50.79

Berkshire Life Ins Co of Amer MA71714 State of Domicile:Company Code:Company Name:

1. CurrentA01

BG-01 38,276,849 7,342 407,621,7584,275,936 397,020,727 11.17 0.99 102.67

BG-04 18,602,887 2,948 108,850,318580,197 95,631,870 3.12 0.99 113.82

1. Total current - IndividualC01

56,879,735 10,290 516,472,0764,856,132 492,652,596XXX XXX XXX

7. Current year totalC07

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 44

Page 49: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

56,879,735 10,290 516,472,0764,856,132 492,652,596 8.54 0.99 104.84

Blue Shield of CA Life & Hlth Ins Co CA61557 State of Domicile:Company Code:Company Name:

1. CurrentA01

CPG5087 3,438 6 746,8310 89,934 0.00 0.75 830.42

1. Total current - IndividualC01

3,438 6 746,8310 89,934XXX XXX XXX

7. Current year totalC07

3,438 6 746,8310 89,934XXX 0.75 830.42

Brighthouse Life Ins Co DE87726 State of Domicile:Company Code:Company Name:

1. CurrentA01

H-LTC3JP 79,863,888 25,897 37,868,516206,943,391 1,114,365,693259.12 0.94 3.40

H-LTC4JQ 59,030,824 21,600 484,712,888108,488,624 978,858,254183.78 0.96 49.52

H-LTC2J 56,139,987 16,902 -424,116,600167,192,976 690,957,497297.81 0.92 - 61.38

H-LC4JQ 7,498,379 3,672 168,632,58417,725,438 264,680,120236.39 0.96 63.71

H-LC3J 7,439,661 2,976 37,796,01421,263,448 194,745,074285.81 0.93 19.41

H-LTC3J 5,106,323 1,390 -29,920,6408,489,947 53,032,744166.26 0.91 - 56.42

H-LTC3JFO 4,376,408 1,912 -16,271,71816,773,086 57,238,341383.26 0.90 - 28.43

H-LC3JP 3,585,210 1,621 56,763,43714,879,974 127,750,980415.04 0.96 44.43

H-LTC4JFQ 634,560 308 1,774,8041,950,011 9,836,120307.30 0.94 18.04

H-LC2J 113,311 35 -2,361,114-303,057 2,689,558-267.46 0.88 - 87.79

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 45

Page 50: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

H-371 89,437 65 -484,343465,624 1,208,710520.62 0.96 - 40.07

1. CurrentB01

GC-7003-1N+1Q 782,083 1,597 74,327,5491,045,238 68,679,575133.65 0.97 108.22

1. Total current - IndividualC01

223,877,988 76,378 314,393,828563,869,462 3,495,363,091XXX XXX XXX

4. Total current - GroupC04

782,083 1,597 74,327,5491,045,238 68,679,575XXX XXX XXX

7. Current year totalC07

224,660,071 77,975 388,721,377564,914,700 3,564,042,666251.45 0.94 10.91

Carefirst of MD Inc MD47058 State of Domicile:Company Code:Company Name:

1. CurrentA01

3027 57,822 61 2,723,883-69,669 1,219,062-120.49 0.87 223.44

1. Total current - IndividualC01

57,822 61 2,723,883-69,669 1,219,062XXX XXX XXX

7. Current year totalC07

57,822 61 2,723,883-69,669 1,219,062-120.49 0.87 223.44

Catholic Order Of Foresters IL57487 State of Domicile:Company Code:Company Name:

1. CurrentA01

FCLTC2000 845,655 611 15,453,874829,814 21,105,101 98.13 0.98 73.22

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 46

Page 51: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

FCLTC2002 267,233 131 4,162,840-123,720 4,969,271- 46.30 0.98 83.77

FCLTC 115,005 97 2,618,979362,412 2,517,401315.13 0.98 104.04

FCLTCNH 28,946 26 441,0455,270 504,548 18.21 0.93 87.41

1. Total current - IndividualC01

1,256,839 865 22,676,7381,073,776 29,096,321XXX XXX XXX

7. Current year totalC07

1,256,839 865 22,676,7381,073,776 29,096,321 85.44 0.98 77.94

Central States H & L Co Of Omaha NE61751 State of Domicile:Company Code:Company Name:

1. CurrentA01

N03 696,529 504 13,684,0962,309,421 9,821,792331.56 0.92 139.32

~ 298,397 266 5,723,7031,497,232 5,111,293501.76 0.84 111.98

N04 51,747 31 278,223-262,449 339,904-507.18 0.91 81.85

N01 51,466 31 699,590115,650 438,021224.71 0.94 159.72

N05 31,964 23 25,357298,236 459,440933.04 0.96 5.52

~ 25,959 45 70,585160,759 524,920619.28 0.74 13.45

N12 23,177 13 608,925-790 145,652- 3.41 0.87 418.07

N02 13,765 7 106,949-111,644 77,995-811.07 0.88 137.12

N11 11,247 4 -17,48438 36,124 0.34 1.00 - 48.40

1. Total current - IndividualC01

1,204,251 924 21,179,9444,006,453 16,955,141XXX XXX XXX

7. Current year totalC07

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 47

Page 52: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1,204,251 924 21,179,9444,006,453 16,955,141332.69 0.88 124.92

Christian Fidelity Life Ins Co TX61859 State of Domicile:Company Code:Company Name:

1. CurrentA01

H-107 512,356 197 4,214,223747,556 4,408,258145.91 0.84 95.60

1. Total current - IndividualC01

512,356 197 4,214,223747,556 4,408,258XXX XXX XXX

7. Current year totalC07

512,356 197 4,214,223747,556 4,408,258145.91 0.84 95.60

Cincinnati Equitable Life Ins Co OH88064 State of Domicile:Company Code:Company Name:

1. CurrentA01

CONV. CARE 572 1 3,0910 3,091 0.00 1.00 100.00

1. Total current - IndividualC01

572 1 3,0910 3,091XXX XXX XXX

7. Current year totalC07

572 1 3,0910 3,091XXX 1.00 100.00

CMFG Life Ins Co IA62626 State of Domicile:Company Code:Company Name:

1. CurrentA01

2006-LTC 21,882,604 13,184 170,558,0182,900,136 177,753,244 13.25 0.98 95.95

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 48

Page 53: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

02-LTC-FAC 12,681,117 8,324 182,225,2857,133,564 225,802,436 56.25 0.96 80.70

02-LTC-COMP 7,475,297 5,107 118,498,0463,040,395 152,139,871 40.67 0.98 77.89

97-LTC-HHC 1,856,743 1,514 31,092,279877,781 44,568,535 47.28 0.97 69.76

5701 381,944 243 9,751,892497,359 8,422,911130.22 0.95 115.78

97-LTC-COMP 357,265 590 15,405,783-285,743 19,314,565- 79.98 0.98 79.76

1. Total current - IndividualC01

44,634,970 28,962 527,531,30314,163,492 628,001,562XXX XXX XXX

7. Current year totalC07

44,634,970 28,962 527,531,30314,163,492 628,001,562 31.73 0.98 84.00

Colonial Life & Accident Ins Co SC62049 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC 9,421 17 -8,218153,981 157,1481634.44 0.94 - 5.23

DI/LTC 616 11 182,9350 158,695 0.00 1.00 115.28

1. Total current - IndividualC01

10,037 28 174,717153,981 315,843XXX XXX XXX

7. Current year totalC07

10,037 28 174,717153,981 315,8431534.13 0.97 55.32

Colonial Penn Life Ins Co PA62065 State of Domicile:Company Code:Company Name:

1. CurrentA01

3-82-946 23,563 36 3,257,6227,952 539,390 33.75 0.88 603.95

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 49

Page 54: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

4-82-548 7,553 18 722,77490,140 488,9781193.43 0.86 147.81

1. Total current - IndividualC01

31,116 54 3,980,39698,092 1,028,368XXX XXX XXX

7. Current year totalC07

31,116 54 3,980,39698,092 1,028,368315.25 0.87 387.06

Combined Ins Co Of Amer IL62146 State of Domicile:Company Code:Company Name:

1. CurrentA01

14515 923,238 752 93,668,8441,080,635 16,659,291117.05 0.95 562.26

14785 178,798 158 12,243,051208,223 2,031,455116.46 0.94 602.67

14767 46,255 37 2,708,09114,826 521,368 32.05 1.00 519.42

14422 8,952 10 3,787,316-1,416 171,518- 15.82 0.83 2208.12

14765 2,324 3 359,70019 8,701 0.82 1.00 4134.01

14475 1,996 3 464,09241 29,540 2.05 1.00 1571.06

14783 1,902 2 372,60911 5,300 0.58 1.00 7030.36

14401 1,131 2 875,816-18 6,263- 1.59 1.00 13983.97

14766 904 1 127,12818 23,552 1.99 1.00 539.78

1. Total current - IndividualC01

1,165,500 968 114,606,6471,302,339 19,456,988XXX XXX XXX

7. Current year totalC07

1,165,500 968 114,606,6471,302,339 19,456,988111.74 0.95 589.03

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 50

Page 55: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

Combined Life Ins Co Of NY NY78697 State of Domicile:Company Code:Company Name:

1. CurrentA01

44515 120,693 83 3,573,017533,330 3,754,855441.89 0.95 95.16

1. Total current - IndividualC01

120,693 83 3,573,017533,330 3,754,855XXX XXX XXX

7. Current year totalC07

120,693 83 3,573,017533,330 3,754,855441.89 0.95 95.16

Connecticut Gen Life Ins Co CT62308 State of Domicile:Company Code:Company Name:

1. CurrentB01

~ 1,091,146 2,327 46,002,9903,092,654 40,681,293283.43 0.96 113.08

4. Total current - GroupC04

1,091,146 2,327 46,002,9903,092,654 40,681,293XXX XXX XXX

7. Current year totalC07

1,091,146 2,327 46,002,9903,092,654 40,681,293283.43 0.96 113.08

Constitution Life Ins Co TX62359 State of Domicile:Company Code:Company Name:

1. CurrentA01

COMPLTC, COMPLTCQ 1,473,401 682 323,4662,743,107 10,368,516186.18 0.97 3.12

HHC-801,HHC-802,QHHC-802 1,426,358 463 -66,943,3031,816,427 1,953,303127.35 0.86 -3427.19

NHO-700, APNHO, APNHOQ 1,306,414 534 5,747,3952,110,117 11,408,452161.52 0.92 50.38

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 51

Page 56: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

H-716,LTC-92,NH86,NH87 GR 275,640 156 -102,976750,406 2,183,470272.24 0.88 - 4.72

NH-88-GR, NHST-95, LTC-CV 231,967 155 292,470703,341 1,516,871303.21 0.79 19.28

HHCP94,LTCP-96,HCCP 10/87 198,288 68 -16,316,426443,223 466,912223.53 0.92 -3494.54

CLNHO, CLNHOQ 102,137 47 622,749-28,650 690,210- 28.05 0.96 90.23

HHC-88-GR, HHC-89 29,103 34 606,64643,735 58,802150.28 0.83 1031.68

HHC-800 10,247 6 -451,46221,605 18,978210.84 0.86 -2378.85

COMPLTC, CLLTCQ, CLLTC 7,596 4 -93,105145,713 39,5491918.17 1.00 -235.42

1. Total current - IndividualC01

5,061,152 2,149 -76,314,5448,749,025 28,705,062XXX XXX XXX

7. Current year totalC07

5,061,152 2,149 -76,314,5448,749,025 28,705,062172.87 0.91 -265.86

Continental Cas Co IL20443 State of Domicile:Company Code:Company Name:

1. CurrentA01

N0100 112,495,273 51,535 1,841,497,109100,606,580 2,208,824,862 89.43 0.96 83.37

N0026 36,291,084 17,488 589,373,14559,440,928 811,970,983163.79 0.95 72.59

21300 22,391,908 10,693 366,478,81239,627,833 512,580,602176.97 0.95 71.50

15203 21,616,200 12,614 703,674,840100,626,028 883,415,541465.51 0.92 79.65

N0022 18,176,716 9,572 220,227,54937,253,558 347,822,410204.95 0.92 63.32

21295 14,981,955 7,514 157,166,83735,470,270 287,348,904236.75 0.92 54.70

N0095 12,951,680 6,569 143,129,95614,066,428 200,843,590108.61 0.94 71.26

18876 11,572,191 6,140 81,628,43445,003,536 236,002,849388.89 0.92 34.59

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 52

Page 57: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

59433 10,072,533 7,851 287,984,08168,394,248 410,250,299679.02 0.88 70.20

N0085 9,145,125 3,959 117,210,5006,572,886 159,422,831 71.87 0.96 73.52

N0041 5,936,164 3,876 84,184,63914,883,895 165,583,252250.73 0.96 50.84

18215 4,800,974 2,515 47,858,24913,298,445 101,647,116277.00 0.92 47.08

N0090 4,048,338 2,395 24,934,85111,408,004 56,757,693281.80 0.93 43.93

N0115 3,560,487 2,202 59,016,6946,845,674 84,996,597192.27 0.97 69.43

N0120 3,436,320 2,169 92,927,5411,257,038 102,802,550 36.58 0.97 90.39

18584 1,955,107 1,284 38,898,2258,055,624 69,876,569412.03 0.92 55.67

BCBSI 1,896,238 1,631 -5,215,5577,291,039 34,123,928384.50 0.88 - 15.28

N0034 1,702,150 964 5,078,8268,120,328 33,480,497477.06 0.93 15.17

16356 1,300,235 781 68,646,7018,715,398 74,213,908670.29 0.96 92.50

N0080 1,278,461 607 6,375,4253,783,913 18,615,572295.97 0.94 34.25

N0030 1,142,775 765 9,449,713465,521 21,350,598 40.74 0.92 44.26

N0045 1,088,263 663 20,247,8422,170,399 33,927,906199.44 0.97 59.68

21305 1,013,582 680 4,848,6324,574,147 18,956,176451.29 0.90 25.58

N0075 634,181 331 5,338,828593,003 8,197,567 93.51 0.95 65.13

N0101 588,450 238 14,845,0801,651,098 16,232,358280.58 0.94 91.45

16928 558,689 395 19,428,084-1,249,873 20,682,269-223.72 0.89 93.94

18878 535,710 248 16,920,341-463,356 15,296,673- 86.49 0.97 110.62

BCBST 455,259 405 2,029,69327,888 8,986,864 6.13 0.91 22.59

N0027 359,541 167 10,946,45793,903 11,174,935 26.12 0.95 97.96

59806 343,591 218 18,686,2162,337,976 16,014,276680.45 0.90 116.69

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 53

Page 58: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

N0110 335,946 251 4,635,841886,383 7,982,679263.85 0.95 58.07

54076 283,040 296 863,7911,130,829 1,690,517399.53 0.78 51.10

18585 99,756 52 3,911,718-133,626 4,784,722-133.95 0.96 81.75

N0049 92,396 87 218,367813,462 3,046,117880.41 0.96 7.17

N0023 78,411 42 2,350,998506,242 2,376,131645.63 0.96 98.94

16666 72,700 51 -3,424,107407,909 286,634561.09 0.80 -1194.59

N0066 71,530 43 946,665347,337 1,604,230485.58 0.96 59.01

22436 65,646 29 2,508,428220 1,851,387 0.34 1.00 135.49

N0086 58,420 28 1,661,487193,802 2,102,392331.74 1.00 79.03

N0096 57,299 26 1,362,655-7,871 1,088,868- 13.74 0.84 125.14

N0042 48,968 23 2,343,696-202,576 1,759,157-413.69 0.92 133.23

16944 42,555 29 2,847,82984,717 1,954,446199.08 0.91 145.71

43524 41,085 56 862,844127,465 99,473310.25 0.80 867.42

N0125 34,859 35 1,011,9991,103 969,463 3.16 0.97 104.39

17931 34,638 16 1,920,69327,897 1,137,598 80.54 0.80 168.84

S0090 31,371 12 372,462427 0 1.36 1.00 0.00

N0135 28,289 15 809,1961,351 710,625 4.78 0.94 113.87

N0116 24,734 14 1,260,99711,060 1,370,539 44.72 1.00 92.01

N0081 22,506 12 429,478228,873 545,3991016.94 1.00 78.75

N0121 22,268 9 745,7090 800,871 0.00 1.00 93.11

N0035 16,713 8 672,96567 393,414 0.40 1.00 171.06

18220 16,500 7 -90,87597,009 688,693587.93 0.78 - 13.20

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 54

Page 59: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

22435 16,325 6 513,6641,199 506,133 7.35 1.00 101.49

N0031 12,341 7 377,9770 371,043 0.00 1.00 101.87

20638 8,121 6 -393,996321,257 188,1933955.88 1.00 -209.36

56762 6,873 7 -45,6340 19,636 0.00 0.70 -232.40

N0091 6,680 5 256,6280 174,633 0.00 0.83 146.95

21925 4,406 2 116,5710 117,025 0.00 1.00 99.61

N0046 3,627 3 133,9580 130,726 0.00 1.00 102.47

N0130 1,426 2 -215,69236,150 70,9062535.06 1.00 -304.19

S0030 0 0 -30,222163 0 0.00 0.00 0.00

N0070 0 0 -58,3170 0 0.00 0.00 0.00

N0076 0 1 66,2390 69,121 0.00 1.00 95.83

1. CurrentB01

43641 177,281,972 182,384 3,071,531,29497,494,818 2,689,877,459 54.99 0.90 114.19

GLTC3 3,591,024 2,885 34,887,3731,269,215 29,054,403 35.34 0.88 120.08

43224 112,384 250 4,989,648846,934 5,377,538753.61 0.81 92.79

1. Total current - IndividualC01

307,968,609 157,649 5,082,761,755605,803,208 7,010,290,946XXX XXX XXX

4. Total current - GroupC04

180,985,380 185,519 3,111,408,31599,610,967 2,724,309,400XXX XXX XXX

7. Current year totalC07

488,953,989 343,168 8,194,170,070705,414,175 9,734,600,346144.27 0.92 84.18

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 55

Page 60: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

Continental Gen Ins Co TX71404 State of Domicile:Company Code:Company Name:

1. CurrentA01

4LTCIP0001 14,144,094 8,888 110,386,4464,930,923 115,428,691 34.86 0.98 95.63

420 13,051,043 3,524 54,601,03721,585,278 124,165,018165.39 0.94 43.98

LTC-020101-UTA-TQ 12,974,771 7,928 112,098,8417,194,138 119,997,558 55.45 0.98 93.42

2LTCIP0001 9,971,983 6,556 97,373,5722,276,841 134,458,684 22.83 0.99 72.42

1LTCIP0001 5,808,670 3,229 68,905,9036,502,749 99,756,653111.95 0.97 69.07

440 2,308,264 656 17,028,6593,740,494 37,510,364162.05 0.98 45.40

423 1,930,352 610 5,017,7094,000,943 20,781,775207.27 0.96 24.15

460 1,782,112 451 1,066,0521,403,003 12,128,494 78.73 0.97 8.79

L-6000-NQ 1,733,838 926 11,573,6892,777,810 17,312,100160.21 0.97 66.85

L-6000-TQ 1,191,323 814 12,022,369688,772 12,074,667 57.82 0.96 99.57

443 1,177,844 359 5,757,3011,965,630 19,798,947166.88 0.98 29.08

461 1,025,008 289 83,303496,260 5,610,264 48.42 0.95 1.49

449 552,694 139 4,910,056457,930 7,149,477 82.85 0.98 68.68

429 549,495 141 6,343,591468,358 6,777,061 85.23 0.96 93.60

LT-940101-UTA 450,343 499 15,537,923440,374 10,916,999 97.79 0.90 142.33

LT-000401-UTA 422,731 320 2,094,657762,196 3,999,086180.30 0.96 52.38

432 401,497 105 4,803,727328,393 3,849,745 81.79 0.93 124.78

421 263,569 71 1,486,889-450,580 1,665,062-170.95 0.93 89.30

435 245,341 54 958,932187,835 2,026,437 76.56 0.95 47.32

HC-920101-UTA-TX 217,402 197 1,582,5311,464,121 4,009,357673.46 0.86 39.47

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 56

Page 61: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

405 167,760 80 849,483620,097 1,204,524369.63 0.91 70.52

431 166,149 58 629,538640,102 3,541,993385.26 0.92 17.77

HC-910101 157,885 177 1,141,890705,925 2,101,532447.11 0.85 54.34

L-5440 133,029 115 449,25019,327 544,455 14.53 0.97 82.51

470 98,174 54 -937,020115,337 640,979117.48 0.95 -146.19

409 94,136 57 1,030,653209,563 692,442222.62 0.91 148.84

4N1 89,664 35 606,5484,179 990,315 4.66 1.00 61.25

L-5450 59,313 37 177,3386,564 239,342 11.07 1.00 74.09

LTC5-IP-WA 57,643 28 393,0381,165 420,993 2.02 0.97 93.36

471 52,328 33 716,43472,550 482,831138.65 0.94 148.38

4T1 50,077 20 565,133-4,027 476,736- 8.04 0.95 118.54

442 31,405 9 308,24398,201 766,018312.69 1.00 40.24

4N2 30,660 14 293,865-2,442 273,809- 7.97 0.93 107.33

428 29,000 14 135,482-147,499 329,938-508.62 1.00 41.06

414 28,859 25 203,94289,274 1,106,862309.35 0.96 18.43

4T2 28,239 19 418,255-2,691 329,819- 9.53 0.91 126.81

445 21,382 6 439,1391,452 405,829 6.79 1.00 108.21

HC-890101 15,903 36 -621,778-60,561 85,951-380.82 0.69 -723.41

422 15,683 4 -124,40126,415 191,578168.43 1.00 - 64.94

430 14,891 5 106,03018,303 411,345122.91 1.00 25.78

444 14,563 4 253,872-1,643 237,590- 11.28 1.00 106.85

410 10,525 2 5,4102,413 20,060 22.93 0.67 26.97

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 57

Page 62: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

446 10,433 6 295,860-817 86,500- 7.83 1.00 342.04

LTC-030501-UTA 5,809 2 118,08199 103,433 1.70 1.00 114.16

LTC-020101-UTA-NQ 5,462 7 142,509347 66,066 6.35 1.00 215.71

408 2,815 3 6,4106,636 1,696235.74 1.00 377.95

CC-870101 2,748 5 -345,83453,539 12,9881948.29 0.83 -2662.72

436 2,584 1 41,514-87 35,896- 3.37 1.00 115.65

411 1,955 1 116,402-65 5,183- 3.33 1.00 2245.84

H-815 928 3 -173,020-5,575 16,333-600.75 0.75 -1059.33

NP-850201 551 1 15,91250 1,687 9.07 1.00 943.21

448 0 0 30,574-62 0 0.00 0.00 0.00

463 0 2 63,016-346 31,128 0.00 1.00 202.44

462 -7,540 2 185,466-12,036 44,897159.63 0.67 413.09

1. CurrentB01

LG-020302-UTA 5,441,104 3,694 20,776,4634,983,425 36,499,963 91.59 0.96 56.92

LG-990301-UTA 5,148,771 3,295 47,078,7583,826,685 55,829,973 74.32 0.95 84.33

LG-070201-UTA 3,079,794 1,878 23,344,4211,135,872 21,500,943 36.88 0.98 108.57

LG-950201-UTA 3,064,121 2,022 14,537,4235,336,772 35,037,369174.17 0.93 41.49

1LTCGP0001 439,339 435 11,580,855638,846 12,930,916145.41 0.98 89.56

1. Total current - IndividualC01

71,595,387 36,621 541,170,42163,675,155 775,317,187XXX XXX XXX

4. Total current - GroupC04

17,173,129 11,324 117,317,92015,921,600 161,799,164XXX XXX XXX

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 58

Page 63: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

7. Current year totalC07

88,768,516 47,945 658,488,34179,596,755 937,116,351 89.67 0.97 70.27

Continental Life Ins Co Brentwood TN68500 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC1, LTC2, LTC2E, LTC3, 551,581 437 7,006,904-319,593 7,421,892- 57.94 0.92 94.41

LTC300, LTC300E, LTC400 50,940 59 -2,612,26212,585 656,108 24.71 0.84 -398.15

BCC100, BCC100E 2,562 8 44,8060 17,461 0.00 0.80 256.61

1. Total current - IndividualC01

605,083 504 4,439,448-307,008 8,095,461XXX XXX XXX

7. Current year totalC07

605,083 504 4,439,448-307,008 8,095,461- 50.74 0.91 54.84

Copic Ins Co CO11860 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTQ11-336-CP-998 22,861 192 8,531,37610,471 9,037,815 45.80 0.98 94.40

LTC-CD9-COPIC 9,931 14 563,2721,001 792,945 10.08 1.00 71.04

1. CurrentB01

LTC-CMP-COPIC 921,448 3,194 83,015,857800,335 53,379,119 86.86 0.98 155.52

1. Total current - IndividualC01

32,792 206 9,094,64811,472 9,830,760XXX XXX XXX

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 59

Page 64: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

4. Total current - GroupC04

921,448 3,194 83,015,857800,335 53,379,119XXX XXX XXX

7. Current year totalC07

954,240 3,400 92,110,505811,807 63,209,879 85.07 0.98 145.72

Country Life Ins Co IL62553 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC-500 17,656,759 8,819 111,915,8032,376,318 114,378,296 13.46 0.99 97.85

LTC-540 5,721,967 1,801 41,144,6171,350,957 37,876,346 23.61 0.99 108.63

LTC-400 4,042,828 2,987 103,030,4484,620,810 107,206,526114.30 0.97 96.11

LTC-300 2,879,930 2,270 51,326,4826,414,469 65,976,566222.73 0.96 77.80

LTC-520 1,287,117 793 7,652,587412,158 7,510,169 32.02 0.98 101.90

LTC-600 1,277,022 621 719,2870 448,074 0.00 0.96 160.53

LTC-440 983,593 511 28,322,8571,192,178 30,753,068121.21 0.99 92.10

LTC-200 & 201 923,040 1,088 18,450,4324,253,355 34,594,510460.80 0.94 53.33

LTC-420 625,810 620 13,551,969738,953 15,273,231118.08 0.96 88.73

LTC-100 & 101 468,744 696 66,8503,231,160 13,363,086689.32 0.90 0.50

1. Total current - IndividualC01

35,866,809 20,206 376,181,33224,590,358 427,379,872XXX XXX XXX

7. Current year totalC07

35,866,809 20,206 376,181,33224,590,358 427,379,872 68.56 0.97 88.02

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 60

Page 65: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

Dearborn Natl Life Ins Co IL71129 State of Domicile:Company Code:Company Name:

1. CurrentA01

ML7500 49,132 54 708,925386,166 1,475,608785.98 0.93 48.04

LTC CD8 1,420 5 -145,780-1,856 124,862-130.70 0.83 -116.75

1. CurrentB01

ML7700 1,308 3 38,113-12,595 51,510-962.92 1.00 73.99

1. Total current - IndividualC01

50,552 59 563,145384,310 1,600,470XXX XXX XXX

4. Total current - GroupC04

1,308 3 38,113-12,595 51,510XXX XXX XXX

7. Current year totalC07

51,860 62 601,258371,715 1,651,980716.77 0.93 36.40

Equitable Life & Cas Ins Co UT62952 State of Domicile:Company Code:Company Name:

1. CurrentA01

2002 41,151,801 13,031 82,878,20269,009,430 137,154,237167.70 0.93 60.43

2020 6,659,229 2,978 19,929,8937,009,628 25,171,020105.26 0.97 79.18

8000 2,721,035 1,049 8,228,043353,696 10,311,034 13.00 0.95 79.80

750 1,223,221 840 898,1586,893,274 6,244,730563.54 0.87 14.38

640 567,085 418 12,132,0441,408,771 12,198,221248.42 0.92 99.46

650 340,967 534 1,452,2121,931,545 2,409,961566.49 0.81 60.26

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 61

Page 66: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. Total current - IndividualC01

52,663,338 18,850 125,518,55286,606,344 193,489,203XXX XXX XXX

7. Current year totalC07

52,663,338 18,850 125,518,55286,606,344 193,489,203164.45 0.93 64.87

Farmers New World Life Ins Co WA63177 State of Domicile:Company Code:Company Name:

1. CurrentA01

FTQ10 4,201,940 3,200 73,893,6345,295,572 109,101,777126.03 0.97 67.73

FTQ 785,003 635 6,539,4621,723,504 15,918,585219.55 0.95 41.08

FNTQ1 159,892 90 2,324,626-174,152 3,853,625-108.92 0.98 60.32

FNTQ 76,073 57 595,456124,793 1,642,765164.04 0.98 36.25

FTQP 61,368 46 1,050,813438,291 1,776,067714.20 0.94 59.17

FNTQP 3,784 3 112,6030 91,197 0.00 1.00 123.47

1. Total current - IndividualC01

5,288,060 4,031 84,516,5947,408,008 132,384,016XXX XXX XXX

7. Current year totalC07

5,288,060 4,031 84,516,5947,408,008 132,384,016140.09 0.97 63.84

First Penn Pacific Life Ins Co IN67652 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC-1, LTC-2 13,531 7 416,834-100,651 303,102-743.86 1.00 137.52

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 62

Page 67: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. Total current - IndividualC01

13,531 7 416,834-100,651 303,102XXX XXX XXX

7. Current year totalC07

13,531 7 416,834-100,651 303,102-743.86 1.00 137.52

First Unum Life Ins Co NY64297 State of Domicile:Company Code:Company Name:

1. CurrentA01

ILTC 48,408,864 17,853 508,617,127104,945,508 926,915,475216.79 0.98 54.87

ILTC03 4,728,375 1,632 47,882,1762,502,141 54,885,998 52.92 0.98 87.24

1. CurrentB01

GLTC 17,993,301 19,404 199,673,4264,182,483 176,655,100 23.25 0.91 113.03

1. Total current - IndividualC01

53,137,240 19,485 556,499,303107,447,649 981,801,473XXX XXX XXX

4. Total current - GroupC04

17,993,301 19,404 199,673,4264,182,483 176,655,100XXX XXX XXX

7. Current year totalC07

71,130,541 38,889 756,172,729111,630,132 1,158,456,573156.94 0.95 65.27

Forethought Life Ins Co IN91642 State of Domicile:Company Code:Company Name:

1. CurrentA01

~ 17,299,111 9,777 4,263,3213,564,181 4,263,321 20.60 0.97 100.00

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 63

Page 68: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. CurrentB01

~ 1,109,963 669 140,9390 140,939 0.00 1.36 100.00

1. Total current - IndividualC01

17,299,111 9,777 4,263,3213,564,181 4,263,321XXX XXX XXX

4. Total current - GroupC04

1,109,963 669 140,9390 140,939XXX XXX XXX

7. Current year totalC07

18,409,074 10,446 4,404,2603,564,181 4,404,260 19.36 0.99 100.00

Genesis Ins Co DE38962 State of Domicile:Company Code:Company Name:

1. CurrentA01

Genesis Ind/Spn Full Pay 136,151 84 -1,030,638238,181 2,366,505174.94 0.96 - 43.55

1. CurrentB01

Genesis ER Group Full Pay 47,084 48 1,484,867297,445 1,909,622631.73 0.98 77.76

Genesis 10 Pay 0 15 1,062,5157,639 1,236,528 0.00 1.00 85.93

1. Total current - IndividualC01

136,151 84 -1,030,638238,181 2,366,505XXX XXX XXX

4. Total current - GroupC04

47,084 63 2,547,382305,084 3,146,150XXX XXX XXX

7. Current year totalC07

183,235 147 1,516,744543,265 5,512,655296.49 0.97 27.51

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 64

Page 69: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

Genworth Life & Ann Ins Co VA65536 State of Domicile:Company Code:Company Name:

1. CurrentA01

HLTC94 GN, HLTC94 MN 1,557,429 787 -3,510,1424,593,000 18,710,234294.91 0.92 - 18.76

LTC-5/91, LTC-5/91MI,NHO- 942,174 903 -420,1603,095,194 14,456,910328.52 0.89 - 2.91

HLTC93GN, HLTC93MI,HLTC93 492,432 277 617,4561,066,443 7,645,178216.57 0.90 8.08

HQLTC96 GN 457,724 319 -2,640,846-330,802 5,764,239- 72.27 0.90 - 45.81

KG-5/86, NAC7520, NAC7620 402,513 455 -2,701,8521,855,747 5,693,255461.04 0.82 - 47.46

FCL 7050 158,409 102 423,124208,764 2,656,801131.79 0.97 15.93

NAC 9915, 9935, 9986, 998 151,265 219 -880,886339,114 1,623,131224.19 0.79 - 54.27

HHC095CA, HHC-5/89, NAC99 41,292 50 -2,027,141-110,071 65,010-266.57 0.86 -3118.20

1. Total current - IndividualC01

4,203,237 3,112 -11,140,44610,717,389 56,614,759XXX XXX XXX

7. Current year totalC07

4,203,237 3,112 -11,140,44610,717,389 56,614,759254.98 0.88 - 19.68

Genworth Life Ins Co DE70025 State of Domicile:Company Code:Company Name:

1. CurrentA01

7042/7044 509,174,712 192,469 3,178,435,388168,759,596 3,398,599,524 33.14 0.99 93.52

7035 501,585,632 210,129 2,795,469,245444,902,329 4,850,806,005 88.70 0.98 57.63

7030/7031/7033/7034 343,814,069 128,307 -373,672,586579,445,487 3,101,115,213168.54 0.96 - 12.05

7042-REV/7044-REV 333,261,854 116,994 1,464,721,53240,741,330 1,302,246,451 12.23 0.99 112.48

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 65

Page 70: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

7052 216,871,339 91,302 553,882,3898,475,558 553,278,191 3.91 0.99 100.11

7000/7020/7022 122,194,982 43,922 -1,244,447,082308,074,581 1,153,132,152252.12 0.92 -107.92

7035AX-REV/7037C-REV/7037 109,173,680 40,194 484,111,33714,065,420 510,343,576 12.88 0.99 94.86

8000/8001 58,526,632 24,398 114,871,736829,692 85,217,457 1.42 0.98 134.80

50020/50021/60491/60494 41,523,923 27,967 104,768,313119,400,794 811,533,502287.55 0.91 12.91

8000-R1/8001-R1 24,703,349 10,988 17,390,444451,040 16,688,692 1.83 1.00 104.21

50000/50001/60394/60407 19,779,957 15,323 -902,350,61589,152,734 155,178,756450.72 0.86 -581.49

7032 17,843,259 9,978 -33,011,94830,812,010 149,439,227172.68 0.94 - 22.09

7021/62100 5,112,574 3,462 -20,844,28714,300,141 74,304,563279.71 0.92 - 28.05

6484 717,685 418 -29,531,6533,105,279 6,347,777432.68 0.90 -465.23

6394/6395 660,375 1,111 -67,319,0195,908,107 7,578,434894.66 0.81 -888.30

7048 528,178 329 5,259,00080,350 5,481,354 15.21 0.99 95.94

50027/7002 313,080 132 -2,441,423697,658 3,441,996222.84 0.90 - 70.93

50003/50004 249,501 112 -5,655,677208,191 1,144,833 83.44 0.84 -494.02

50024 109,766 48 1,924,244702,500 2,650,971640.00 0.87 72.59

6465 94,966 179 -5,893,122487,218 900,379513.05 0.83 -654.52

6318/6322/6328 63,186 109 -8,948,400253,001 245,344400.40 0.75 -3647.28

50024A 62,214 56 135,295348,229 1,206,559559.73 0.93 11.21

7011 37,910 20 -1,683,544315,629 639,340832.56 0.95 -263.33

50028 21,805 66 349,006124,214 254,554569.65 0.94 137.11

7012 20,461 12 455,58067,081 472,916327.84 1.00 96.33

50018 13,073 42 244,878-14,754 410,035-112.86 1.27 59.72

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 66

Page 71: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

6026 1,876 4 -528,330-34,849 2,797-1857.18 0.50 -18890.60

50005/50006 1,141 1 -30,663-23,742 1,133-2080.07 0.50 -2705.85

1. CurrentB01

7050CRT 59,646,035 28,321 253,477,2918,321,824 241,604,808 13.95 0.98 104.91

7053CRT 57,836,818 32,964 121,899,0383,956,374 128,290,908 6.84 0.99 95.02

7046CERT 55,654,317 56,695 296,207,77410,434,635 272,448,658 18.75 0.97 108.72

7040, 7040CM, 456, 461, 4 29,086,772 36,387 114,663,36236,369,673 234,005,255125.04 0.98 49.00

1. Total current - IndividualC01

2,306,461,184 918,072 6,025,660,0391,831,634,823 16,192,661,730XXX XXX XXX

4. Total current - GroupC04

202,223,943 154,367 786,247,46459,082,505 876,349,627XXX XXX XXX

7. Current year totalC07

2,508,685,127 1,072,439 6,811,907,5031,890,717,328 17,069,011,357 75.37 0.97 39.91

Genworth Life Ins Co of NY NY72990 State of Domicile:Company Code:Company Name:

1. CurrentA01

7035 64,341,691 21,157 423,879,31754,671,052 641,517,652 84.97 0.98 66.07

7042-REV/7044-REV 46,457,957 12,266 209,975,3147,260,269 153,413,465 15.63 0.99 136.87

7042/7044 44,478,187 11,901 237,734,70916,796,521 228,650,645 37.76 0.99 103.97

7052 24,718,693 7,193 83,989,618899,026 80,352,617 3.64 0.99 104.53

51005/51006 23,171,308 7,617 1,901,26248,756,636 256,968,349210.42 0.96 0.74

8000/8001 15,940,535 5,470 41,065,175766,037 31,400,414 4.81 0.98 130.78

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 67

Page 72: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

50110/51002 11,854,131 3,414 -99,757,27333,362,802 128,163,266281.45 0.92 - 77.84

50109 3,914,481 1,182 4,708,5638,221,412 53,628,242210.03 0.91 8.78

50107/60247 2,002,651 1,000 31,293,1173,652,805 49,358,830182.40 0.91 63.40

8000-R1/8001-R1 1,274,059 546 276,4480 233,817 0.00 1.00 118.23

50100/60238 709,315 416 -9,906,3362,752,651 7,681,185388.07 0.88 -128.97

51007 177,227 87 488,244169,675 1,701,371 95.74 0.96 28.70

51000/62000 155,253 83 758,349585,599 2,359,138377.19 0.88 32.15

6667 63,091 36 841,744242,049 698,125383.65 0.95 120.57

7048 22,140 16 171,1150 131,032 0.00 1.00 130.59

1. CurrentB01

7053CRT 4,096,441 1,782 9,530,5960 9,102,104 0.00 0.98 104.71

7040, 7040CM, 456, 461, 4 3,700,275 4,185 27,581,5946,031,890 36,285,601163.01 0.98 76.01

7050CRT 3,566,456 1,287 16,264,3192,096,461 14,251,450 58.78 0.97 114.12

7046CERT 1,062,825 827 6,601,734138,392 4,521,529 13.02 1.00 146.01

1. Total current - IndividualC01

239,280,717 72,384 927,419,365178,136,533 1,636,258,149XXX XXX XXX

4. Total current - GroupC04

12,425,997 8,081 59,978,2438,266,743 64,160,684XXX XXX XXX

7. Current year totalC07

251,706,714 80,465 987,397,608186,403,275 1,700,418,833 74.06 0.98 58.07

Gerber Life Ins Co NY70939 State of Domicile:Company Code:Company Name:

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 68

Page 73: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. CurrentA01

HHC-880-3 13,624 10 0100,935 1,800,000740.86 0.59 0.00

GNH-860 1,586 16 019,032 500,0001200.00 0.59 0.00

1. Total current - IndividualC01

15,210 26 0119,967 2,300,000XXX XXX XXX

7. Current year totalC07

15,210 26 0119,967 2,300,000788.74 0.59 XXX

Globe Life Ins Co of NY NY74101 State of Domicile:Company Code:Company Name:

1. CurrentA01

NH3 25,272 24 299,924-37,026 208,935-146.51 0.86 143.55

NH2 2,422 4 36,598-145 31,465- 5.99 1.00 116.31

1. Total current - IndividualC01

27,694 28 336,522-37,171 240,400XXX XXX XXX

7. Current year totalC07

27,694 28 336,522-37,171 240,400-134.22 0.88 139.98

Golden Rule Ins Co IN62286 State of Domicile:Company Code:Company Name:

1. CurrentA01

GRI-L-70 0 16 713,1540 694,701 0.00 1.00 102.66

1. Total current - IndividualC01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 69

Page 74: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

0 16 713,1540 694,701XXX XXX XXX

7. Current year totalC07

0 16 713,1540 694,701XXX 1.00 102.66

Great Amer Life Ins Co OH63312 State of Domicile:Company Code:Company Name:

1. CurrentA01

4LTCIP0001 1,158,616 605 9,542,678469,086 9,213,852 40.49 0.99 103.57

2LTCIP0001 817,044 470 6,982,276703,249 11,904,608 86.07 1.00 58.65

1LTCIP0001 585,703 325 6,905,068800,260 10,799,141136.63 1.00 63.94

5LTC 2,482 1 20,210-3 16,270- 0.12 1.00 124.22

1. CurrentB01

1LTCGP0001 76,359 120 3,382,837111 3,160,058 0.15 0.99 107.05

1. Total current - IndividualC01

2,563,845 1,401 23,450,2321,972,592 31,933,871XXX XXX XXX

4. Total current - GroupC04

76,359 120 3,382,837111 3,160,058XXX XXX XXX

7. Current year totalC07

2,640,204 1,521 26,833,0691,972,703 35,093,929 74.72 0.99 76.46

Group Hospitalization & Med Srvcs DC53007 State of Domicile:Company Code:Company Name:

1. CurrentA01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 70

Page 75: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

LTC/MCN3-89 39,422 51 1,251,46528,968 940,098 73.48 0.85 133.12

1. Total current - IndividualC01

39,422 51 1,251,46528,968 940,098XXX XXX XXX

7. Current year totalC07

39,422 51 1,251,46528,968 940,098 73.48 0.85 133.12

Guarantee Trust Life Ins Co IL64211 State of Domicile:Company Code:Company Name:

1. CurrentA01

G0200, G0600 13,946,789 10,439 65,352,9484,402,805 70,191,972 31.57 0.98 93.11

G0280, G0680 5,790,072 4,510 20,695,6264,224,512 22,695,620 72.96 0.96 91.19

G9900, G9902, G9903, G010 2,672,037 1,257 12,268,4783,332,051 16,252,800124.70 0.97 75.49

G9980, G9984, G9986, G018 1,681,643 943 6,851,6982,418,190 8,908,662143.80 0.90 76.91

G9970, G9972, G9973, G017 493,762 385 1,692,207229,711 1,599,245 46.52 0.92 105.81

90700, 93710 280,906 155 -704,071783,502 45,491278.92 0.71 -1547.72

1. Total current - IndividualC01

24,865,209 17,689 106,156,88615,390,771 119,693,790XXX XXX XXX

7. Current year totalC07

24,865,209 17,689 106,156,88615,390,771 119,693,790 61.90 0.96 88.69

Hartford Life Ins Co CT88072 State of Domicile:Company Code:Company Name:

1. CurrentA01

SRV-1366 288,333 322 8,987,8691,901,955 17,850,568659.64 0.98 50.35

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 71

Page 76: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. CurrentB01

SRV-1353 2,280,448 1,535 48,124,6682,204,652 54,380,426 96.68 0.97 88.50

1. Total current - IndividualC01

288,333 322 8,987,8691,901,955 17,850,568XXX XXX XXX

4. Total current - GroupC04

2,280,448 1,535 48,124,6682,204,652 54,380,426XXX XXX XXX

7. Current year totalC07

2,568,781 1,857 57,112,5374,106,607 72,230,994159.87 0.97 79.07

Health Care Serv Corp A Mut Legal Re IL70670 State of Domicile:Company Code:Company Name:

1. CurrentA01

7035 1,211,626 602 557,6193,488,648 15,021,253287.93 0.97 3.71

30-31 869,223 544 -8,003,3464,552,442 11,959,477523.74 0.92 - 66.92

32 78,595 48 -699,239228,274 876,176290.44 0.96 - 79.81

1. Total current - IndividualC01

2,159,444 1,194 -8,144,9668,269,364 27,856,906XXX XXX XXX

7. Current year totalC07

2,159,444 1,194 -8,144,9668,269,364 27,856,906382.94 0.95 - 29.24

Healthy Alliance Life Ins Co MO78972 State of Domicile:Company Code:Company Name:

1. CurrentA01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 72

Page 77: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

COMBINED: LTC/MCN3-89, L 54,960 73 1,174,416179,611 2,084,869326.80 0.90 56.33

1. Total current - IndividualC01

54,960 73 1,174,416179,611 2,084,869XXX XXX XXX

7. Current year totalC07

54,960 73 1,174,416179,611 2,084,869326.80 0.90 56.33

Highmark BCBSD Inc DE53287 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC-CD8-B-DE-TQ 105,028 79 2,484,102155,663 1,709,464148.21 0.85 145.32

LTC-CD7-B-DE 75,583 77 846,270-105,223 1,424,422-139.22 0.89 59.41

LTC-LBP7-B-DE 38,566 51 294,012-62,475 664,007-162.00 0.85 44.28

LTC-LBP8-B-DE-TQ 34,028 36 751,565170,951 583,024502.38 0.95 128.91

1. Total current - IndividualC01

253,205 243 4,375,949158,916 4,380,917XXX XXX XXX

7. Current year totalC07

253,205 243 4,375,949158,916 4,380,917 62.76 0.87 99.89

Highmark Cas Ins Co PA35599 State of Domicile:Company Code:Company Name:

1. CurrentA01

CSV-LTC-FLX-P and CSV-LTC 96,541 93 1,192,284161,480 1,704,995167.27 0.87 69.93

1. Total current - IndividualC01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 73

Page 78: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

96,541 93 1,192,284161,480 1,704,995XXX XXX XXX

7. Current year totalC07

96,541 93 1,192,284161,480 1,704,995167.27 0.87 69.93

Highmark Inc PA54771 State of Domicile:Company Code:Company Name:

1. CurrentA01

SPL & FSPL - 336 - HMBCBS 1,058,908 483 8,708,087146,448 8,589,547 13.83 1.00 101.38

30/31 797,094 440 7,103,8371,632,985 13,507,315204.87 0.99 52.59

SPL & FSPL - 336 - HMBSPA 766,426 462 7,302,7402,512 6,234,601 0.33 0.99 117.13

7035 308,265 201 3,421,378227,377 4,443,532 73.76 0.99 77.00

LTQ11-336-PA-998 162,376 108 2,317,461138,829 2,014,614 85.50 0.95 115.03

32 113,353 97 151,664532,871 1,595,861470.10 0.95 9.50

NTQ11-337-PA-998 6,481 1 116,3671 10,203 0.02 1.00 1140.52

FLQ11-336-PA-998 3,120 2 72,58380 28,718 2.56 1.00 252.74

HTQ11-338-PA-998 2,837 3 42,14334 16,291 1.20 1.00 258.69

1. CurrentB01

GRP11-341-PA-998 7,372 12 60,12516 54,609 0.22 1.00 110.10

1. Total current - IndividualC01

3,218,860 1,797 29,236,2602,681,137 36,440,682XXX XXX XXX

4. Total current - GroupC04

7,372 12 60,12516 54,609XXX XXX XXX

7. Current year totalC07

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 74

Page 79: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

3,226,232 1,809 29,296,3852,681,153 36,495,291 83.11 0.99 80.27

HM Life Ins Co PA93440 State of Domicile:Company Code:Company Name:

1. CurrentB01

TGGP8000(3/94)PA TG 65,285 193 4,183,231382,788 2,858,253586.33 0.94 146.36

4. Total current - GroupC04

65,285 193 4,183,231382,788 2,858,253XXX XXX XXX

7. Current year totalC07

65,285 193 4,183,231382,788 2,858,253586.33 0.94 146.36

Independence Hospital Ind Plan Inc PA54704 State of Domicile:Company Code:Company Name:

1. CurrentA01

5019/5313 1,425,950 1,081 6,813,4434,280,079 16,064,353300.16 0.94 42.41

5018/5311 951,893 463 1,735,7561,084,530 6,394,527113.93 0.93 27.14

1. Total current - IndividualC01

2,377,843 1,544 8,549,1995,364,609 22,458,880XXX XXX XXX

7. Current year totalC07

2,377,843 1,544 8,549,1995,364,609 22,458,880225.61 0.94 38.07

Jackson Natl Life Ins Co MI65056 State of Domicile:Company Code:Company Name:

1. CurrentA01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 75

Page 80: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

N0100 9,835,183 3,982 143,123,0475,002,219 158,177,995 50.86 0.96 90.48

LTC 1/98 AND QLTC 1/98 2,344,152 942 -8,535,5792,264,675 15,340,538 96.61 0.93 - 55.64

A-5000 1,920,778 1,642 -1,992,88013,770,170 81,440,483716.91 0.96 - 2.45

N0200 1,237,123 893 13,557,5651,317,945 17,491,652106.53 0.97 77.51

N0085 1,147,494 421 13,568,7691,458,701 18,276,274127.12 0.96 74.24

N0026 1,124,031 455 15,704,5341,396,297 23,525,409124.22 0.95 66.76

21300 1,049,845 420 17,228,2131,767,964 22,183,950168.40 0.96 77.66

N0095 909,427 419 9,587,3121,524,238 13,000,022167.60 0.97 73.75

N0022 617,599 256 10,496,0871,878,317 11,950,191304.13 0.93 87.83

N0090 459,084 231 4,901,6833,392 5,911,742 0.74 0.96 82.91

HHC 1/98 AND QHHC 1/98 427,765 284 -16,839,3821,450,654 1,242,357339.12 0.90 -1355.44

N0202 273,928 165 2,993,77718,467 3,587,649 6.74 0.98 83.45

A-4901 262,949 209 -6,028,2842,365,777 6,728,847899.71 0.92 - 89.59

18876 224,821 90 4,197,239432,340 3,925,490192.30 0.95 106.92

21295 179,262 84 1,902,193-217,472 3,396,733-121.32 0.96 56.00

N0034 137,419 64 2,577,71334,610 2,702,014 25.19 0.96 95.40

N0080 87,584 39 1,197,627608,333 1,261,057694.57 0.98 94.97

MID/WSSQ 80,369 67 -2,122,807742,283 516,554923.59 0.79 -410.96

N0101 56,555 19 1,283,29792,228 1,225,099163.08 1.00 104.75

N0030 37,299 15 540,145237,324 625,156636.27 0.88 86.40

21305 36,589 14 1,172,8481,524 687,542 4.17 0.88 170.59

N0027 34,149 11 935,6800 860,340 0.00 1.00 108.76

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 76

Page 81: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

N0075 32,134 16 -299,0081,144 389,482 3.56 0.89 - 76.77

N0023 9,732 5 321,8000 302,513 0.00 1.00 106.38

N0086 8,110 3 252,9880 204,120 0.00 1.00 123.94

S0090 5,275 2 63,1660 46,623 0.00 0.67 135.48

N0096 4,056 4 -246,95626,542 183,595654.39 1.00 -134.51

2400 3,328 3 -20,749-2,123 4,157- 63.79 1.00 -499.13

N0081 3,178 1 58,4315 44,895 0.16 1.00 130.15

N0076 2,394 1 43,7230 50,109 0.00 1.00 87.26

431 0 0 1,1440 0 0.00 0.00 0.00

N0091 0 0 26,8820 0 0.00 0.00 0.00

2300/2301 0 0 4160 0 0.00 0.00 0.00

2100/2101 0 0 1,3840 0 0.00 0.00 0.00

430 0 0 2620 0 0.00 0.00 0.00

2200/2201 0 0 6890 0 0.00 0.00 0.00

1. Total current - IndividualC01

22,551,612 10,757 209,652,96936,175,554 395,282,588XXX XXX XXX

7. Current year totalC07

22,551,612 10,757 209,652,96936,175,554 395,282,588160.41 0.95 53.04

John Alden Life Ins Co WI65080 State of Domicile:Company Code:Company Name:

1. CurrentA01

J-5875 6,850,143 5,043 81,532,71527,189,579 208,467,878396.92 0.97 39.11

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 77

Page 82: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

J-5762 2,526,862 1,700 -12,176,95413,410,240 61,259,917530.71 0.94 - 19.88

J-1108 202,678 177 5,398,5511,107,319 8,600,589546.34 0.89 62.77

J-1130 64,488 54 -6,742,182692,933 478,9221074.52 0.98 -1407.78

J-1115 23,188 17 548,607412,047 1,658,3441776.98 0.94 33.08

1. Total current - IndividualC01

9,667,359 6,991 68,560,73742,812,118 280,465,650XXX XXX XXX

7. Current year totalC07

9,667,359 6,991 68,560,73742,812,118 280,465,650442.85 0.96 24.45

John Hancock Life & Hlth Ins Co MA93610 State of Domicile:Company Code:Company Name:

1. CurrentA01

G96 37,286,567 9,964 369,107,36474,848,360 507,270,667200.74 0.96 72.76

LTC20 31,375,020 8,573 187,409,07131,946,335 270,315,474101.82 0.98 69.33

RWJ 29,278,163 9,168 317,556,14141,716,012 406,688,191142.48 0.96 78.08

NYP 26,518,240 6,593 140,258,25710,645,597 179,175,946 40.14 0.99 78.28

LTC30 26,312,718 7,171 222,879,66512,847,572 247,094,057 48.83 0.99 90.20

CC2E 13,060,942 2,884 50,739,9881,781,123 69,231,017 13.64 0.99 73.29

CC3 8,211,116 1,672 9,490,308708,903 10,953,736 8.63 0.99 86.64

91LTC 7,438,047 2,578 -13,841,70825,956,444 86,607,834348.97 0.94 - 15.98

CC2R 4,803,109 1,087 23,922,4531,962,669 31,293,650 40.86 0.99 76.45

CC2ER 3,464,801 767 10,820,054678,324 11,780,597 19.58 0.99 91.85

LTC60 2,646,320 697 13,246,265190,871 15,358,497 7.21 0.99 86.25

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 78

Page 83: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

BSC30 1,373,163 463 8,447,1321,191,359 12,453,020 86.76 0.99 67.83

BSC20 1,206,136 426 7,363,9721,344,349 10,065,549111.46 0.96 73.16

LTC88B 695,677 492 -307,9052,755,872 8,935,785396.14 0.90 - 3.45

LTC90B 276,275 111 -746,250453,822 2,815,235164.27 0.93 - 26.51

91NH 171,382 60 -453,496-10,603 3,268,026- 6.19 0.92 - 13.88

C96 16,034 7 117,959-162,011 204,722-1010.42 0.88 57.62

LTC87A 12,219 26 -269,579156,378 452,4031279.79 1.00 - 59.59

CC3Core 9,715 2 35,68995 22,634 0.98 1.00 157.68

LTC88A 7,304 8 82,400119,552 84,6831636.80 0.89 97.30

1. CurrentB01

Non-GIMIT 12,532,917 11,051 83,288,187150,246 86,153,505 1.20 0.99 96.67

1. Total current - IndividualC01

194,162,948 52,749 1,345,857,780209,131,023 1,874,071,723XXX XXX XXX

4. Total current - GroupC04

12,532,917 11,051 83,288,187150,246 86,153,505XXX XXX XXX

7. Current year totalC07

206,695,865 63,800 1,429,145,967209,281,269 1,960,225,228101.25 0.98 72.91

John Hancock Life Ins Co USA MI65838 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC20 250,863,990 113,084 1,758,103,779244,205,606 2,379,929,218 97.35 1.00 73.87

LTC30 217,346,709 95,827 2,205,504,06898,465,439 2,146,394,203 45.30 0.98 102.75

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 79

Page 84: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

G96 197,120,919 92,737 2,456,555,543392,916,413 3,045,801,385199.33 0.92 80.65

CC2E 141,476,263 51,757 707,966,92520,887,287 834,464,668 14.76 0.98 84.84

CC3 108,121,318 42,666 169,426,7253,441,137 190,189,200 3.18 0.99 89.08

LTC60 67,823,425 32,396 387,686,61212,679,010 466,011,017 18.69 0.99 83.19

CC2R 44,956,383 15,759 284,553,29111,893,247 325,026,751 26.46 0.99 87.55

CC2ER 36,437,453 13,204 142,741,1962,637,807 149,508,785 7.24 0.98 95.47

CCCA 31,564,598 10,331 199,398,7344,894,702 254,954,534 15.51 0.98 78.21

91LTC 31,008,809 15,921 88,892,03482,037,027 344,037,198264.56 0.92 25.84

BSC20 14,419,468 8,115 56,630,07619,064,161 114,938,531132.21 0.97 49.27

BSC30 12,319,620 6,727 85,463,36410,468,535 109,768,398 84.97 0.98 77.86

RWJ 10,954,339 5,274 175,627,04713,022,222 210,499,739118.88 0.97 83.43

LTCPRTN 9,442,672 3,590 73,113,6874,895,488 103,242,321 51.84 0.98 70.82

LTC3PRTN 8,242,394 2,797 108,116,4651,988,322 93,532,326 24.12 0.98 115.59

CCCA3 8,122,481 2,545 9,889,473505,990 12,520,611 6.23 0.99 78.99

CC3P 3,327,050 1,016 5,939,09190,333 7,244,778 2.72 0.99 81.98

LTC88B 2,303,582 2,332 5,949,56310,043,633 32,636,740436.00 0.90 18.23

91NH 2,284,620 1,278 -14,133,13011,189,805 42,495,966489.79 0.92 - 33.26

LTC60R 1,575,792 995 5,756,990-82,074 5,895,960- 5.21 0.97 97.64

BSC3PRTN 935,639 427 10,850,599854,106 11,849,928 91.29 0.99 91.57

G96NH 885,163 472 9,974,643591,955 12,205,446 66.88 0.89 81.72

LTC90B 846,744 684 -6,698,2294,801,012 10,772,551567.00 0.92 - 62.18

BSCPRTN 433,482 248 2,566,424175,483 5,243,815 40.48 0.97 48.94

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 80

Page 85: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

C96 416,801 271 4,141,1371,209,526 4,992,502290.19 0.89 82.95

CC3Core 178,690 81 581,6051,066 550,802 0.60 0.99 105.59

NYP 84,552 27 681,227202,577 793,688239.59 1.00 85.83

LTC88A 49,681 51 -406,49960,694 741,319122.17 0.82 - 54.84

LTC87A 12,738 47 -104,330134,997 622,1081059.80 0.87 - 16.77

1. CurrentB01

Non-GIMIT 293,528,238 311,915 4,191,607,493143,515,770 3,980,917,452 48.89 0.98 105.29

GIMT 5,555,305 6,920 93,527,1442,873,523 102,947,769 51.73 0.95 90.85

1. Total current - IndividualC01

1,203,555,375 520,659 8,934,768,110953,275,506 10,916,864,488XXX XXX XXX

4. Total current - GroupC04

299,083,543 318,835 4,285,134,637146,389,293 4,083,865,221XXX XXX XXX

7. Current year totalC07

1,502,638,918 839,494 13,219,902,7471,099,664,799 15,000,729,709 73.18 0.98 88.13

Kaiser Foundation Hlth Plan of WA WA95672 State of Domicile:Company Code:Company Name:

1. CurrentA01

CA-84, CA-85 37,983 26 800,650378,583 894,434996.72 0.63 89.52

1. Total current - IndividualC01

37,983 26 800,650378,583 894,434XXX XXX XXX

7. Current year totalC07

37,983 26 800,650378,583 894,434996.72 0.63 89.52

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 81

Page 86: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

Kanawha Ins Co SC65110 State of Domicile:Company Code:Company Name:

1. CurrentA01

80650 18,245,304 12,412 310,325,07055,260,930 550,187,099302.88 0.97 56.40

80880 10,163,751 5,822 121,044,65735,424,783 277,147,936348.54 0.96 43.68

82000 9,373,736 6,953 136,000,9479,918,706 183,117,774105.81 0.98 74.27

82120 3,534,091 2,489 48,843,8494,174,640 69,695,619118.13 0.98 70.08

80650 2,663,134 1,329 9,679,3767,415,977 45,557,788278.47 0.94 21.25

80740 317,301 735 -2,531,5341,146,350 2,230,771361.28 0.94 -113.48

82250 24,936 21 335,82711,270 273,067 45.20 1.00 122.98

1. Total current - IndividualC01

44,322,253 29,761 623,698,192113,352,656 1,128,210,054XXX XXX XXX

7. Current year totalC07

44,322,253 29,761 623,698,192113,352,656 1,128,210,054255.75 0.97 55.28

Knights Of Columbus CT58033 State of Domicile:Company Code:Company Name:

1. CurrentA01

NHC01 X-XX, LTC01 X-XX 59,466,807 42,540 380,242,83629,728,743 403,488,561 49.99 0.99 94.24

"NHC2 7-14, LTC2 7-14 7,079,739 5,535 4,925,454191,950 5,226,566 2.71 0.96 94.24

1. Total current - IndividualC01

66,546,546 48,075 385,168,29029,920,693 408,715,127XXX XXX XXX

7. Current year totalC07

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 82

Page 87: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

66,546,546 48,075 385,168,29029,920,693 408,715,127 44.96 0.98 94.24

Lafayette Life Ins Co OH65242 State of Domicile:Company Code:Company Name:

1. CurrentA01

LLIC-LTC 190,332 207 1,640,814-372 1,687,995- 0.20 0.98 97.21

1. Total current - IndividualC01

190,332 207 1,640,814-372 1,687,995XXX XXX XXX

7. Current year totalC07

190,332 207 1,640,814-372 1,687,995- 0.20 0.98 97.21

LifeSecure Ins Co MI77720 State of Domicile:Company Code:Company Name:

1. CurrentA01

LS0001, LS0002, LS0004, L 46,192,031 32,202 80,930,6762,655,538 69,850,368 5.75 0.97 115.86

1. Total current - IndividualC01

46,192,031 32,202 80,930,6762,655,538 69,850,368XXX XXX XXX

7. Current year totalC07

46,192,031 32,202 80,930,6762,655,538 69,850,368 5.75 0.97 115.86

Lincoln Benefit Life Co NE65595 State of Domicile:Company Code:Company Name:

1. CurrentA01

LBL-6301 41,005,056 23,758 709,602,85878,755,291 1,096,984,734192.06 0.98 64.69

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 83

Page 88: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

LBL-7000 17,355,115 10,083 368,174,11614,170,990 447,835,964 81.65 0.99 82.21

1. Total current - IndividualC01

58,360,171 33,841 1,077,776,97492,926,281 1,544,820,698XXX XXX XXX

7. Current year totalC07

58,360,171 33,841 1,077,776,97492,926,281 1,544,820,698159.23 0.98 69.77

Lincoln Natl Life Ins Co IN65676 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC-1, LTC-2 3,258,882 1,538 42,296,3955,118,829 67,098,247157.07 0.91 63.04

1. Total current - IndividualC01

3,258,882 1,538 42,296,3955,118,829 67,098,247XXX XXX XXX

7. Current year totalC07

3,258,882 1,538 42,296,3955,118,829 67,098,247157.07 0.91 63.04

Longevity Ins Co TX68446 State of Domicile:Company Code:Company Name:

1. CurrentA01

RVL-360 68,984 95 -2,953,264631,780 2,207,554915.84 0.93 -133.78

1. Total current - IndividualC01

68,984 95 -2,953,264631,780 2,207,554XXX XXX XXX

7. Current year totalC07

68,984 95 -2,953,264631,780 2,207,554915.84 0.93 -133.78

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 84

Page 89: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

Louisiana Hlth Serv & Ind Co LA81200 State of Domicile:Company Code:Company Name:

1. CurrentA01

7035 373,067 337 -1,365,277360,491 3,663,753 96.63 0.95 - 37.26

30 & 31 94,871 73 -168,148109,871 1,235,618115.81 0.95 - 13.61

32 0 0 -86,7190 0 0.00 0.00 0.00

1. Total current - IndividualC01

467,938 410 -1,620,144470,362 4,899,371XXX XXX XXX

7. Current year totalC07

467,938 410 -1,620,144470,362 4,899,371100.52 0.95 - 33.07

Loyal Amer Life Ins Co OH65722 State of Domicile:Company Code:Company Name:

1. CurrentA01

L-6000-NQ 57,273 31 182,952254,829 560,132444.94 1.00 32.66

L-6000-TQ 38,833 29 -61,63872,089 433,045185.64 0.97 - 14.23

1. Total current - IndividualC01

96,106 60 121,314326,918 993,177XXX XXX XXX

7. Current year totalC07

96,106 60 121,314326,918 993,177340.16 0.98 12.22

Madison Natl Life Ins Co Inc WI65781 State of Domicile:Company Code:Company Name:

1. CurrentA01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 85

Page 90: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

MNLI-LTC 492,086 552 4,342,069-55,316 3,550,226- 11.24 0.98 122.30

1. Total current - IndividualC01

492,086 552 4,342,069-55,316 3,550,226XXX XXX XXX

7. Current year totalC07

492,086 552 4,342,069-55,316 3,550,226- 11.24 0.98 122.30

Manhattan Natl Life Ins Co OH67083 State of Domicile:Company Code:Company Name:

1. CurrentA01

Dade County LTC 107,314 246 2,789,721228,157 2,815,242212.61 0.92 99.09

1. Total current - IndividualC01

107,314 246 2,789,721228,157 2,815,242XXX XXX XXX

7. Current year totalC07

107,314 246 2,789,721228,157 2,815,242212.61 0.92 99.09

ManhattanLife Assur Co of Amer AR61883 State of Domicile:Company Code:Company Name:

1. CurrentA01

~ 282,173 172 1,998,138492,065 1,998,138174.38 0.81 100.00

1. Total current - IndividualC01

282,173 172 1,998,138492,065 1,998,138XXX XXX XXX

7. Current year totalC07

282,173 172 1,998,138492,065 1,998,138174.38 0.81 100.00

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 86

Page 91: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

Massachusetts Mut Life Ins Co MA65935 State of Domicile:Company Code:Company Name:

1. CurrentA01

SIGNATURE CARE 230,055,395 72,247 1,484,015,78171,794,672 1,658,318,957 31.21 0.99 89.49

1. Total current - IndividualC01

230,055,395 72,247 1,484,015,78171,794,672 1,658,318,957XXX XXX XXX

7. Current year totalC07

230,055,395 72,247 1,484,015,78171,794,672 1,658,318,957 31.21 0.99 89.49

Medamerica Ins Co PA69515 State of Domicile:Company Code:Company Name:

1. CurrentA01

SPL2-336 25,203,164 12,891 113,458,3564,293,526 119,043,030 17.04 0.94 95.31

SPL-336 21,601,252 12,327 301,984,1156,536,896 278,049,693 30.26 0.98 108.61

FC-336 12,901,125 4,946 20,554,467476,442 24,023,345 3.69 0.93 85.56

LTQ11-336-MA 5,410,832 3,471 105,720,0837,461,823 118,581,790137.91 0.96 89.15

14515 4,676,346 3,928 57,972,9568,400,753 89,894,853179.64 0.94 64.49

PRT11-336-MA-CT-601 1,680,790 661 16,384,1311,206,535 24,853,035 71.78 0.98 65.92

14785 1,447,327 1,172 12,846,689877,031 17,025,503 60.60 0.97 75.46

LTC-CD9 672,255 511 21,849,1902,598,692 24,151,469386.56 0.96 90.47

NTQ11-337 366,965 260 5,156,762203,925 5,562,549 55.57 0.96 92.71

FC-337 235,156 114 404,837788 453,406 0.34 0.97 89.29

ML 7500 217,506 225 2,773,831786,398 5,948,388361.55 0.90 46.63

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 87

Page 92: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

14767 215,386 157 2,076,859-99,419 3,238,605- 46.16 0.99 64.13

LTC-LBP9 203,167 170 3,292,437101,117 6,729,002 49.77 0.92 48.93

HMSA Ind 201,770 141 4,815,696347,552 3,522,597172.25 0.94 136.71

Generations Ind 166,075 323 2,261,7152,135,413 20,521,9941285.81 0.93 11.02

LTC-CD5 156,147 134 -859,691578,079 2,146,409370.22 0.85 - 40.05

ICC14-336 149,217 31 95,775-9,876 62,606- 6.62 0.97 152.98

HTQ11-338 134,219 143 1,741,364215,093 1,838,731160.26 0.94 94.71

TRL-336 133,819 70 267,730589 262,300 0.44 0.96 102.07

LTCNQ12 LTC1200(8/2000) 106,631 59 2,240,587305,012 2,803,163286.04 0.92 79.93

LTC-CD8 79,917 71 1,528,936444,253 3,206,375555.89 0.95 47.68

14422 70,841 82 1,029,649356,676 1,490,286503.49 0.85 69.09

FBABC & PLAN 123 54,096 74 -4,374,952389,555 1,344,539720.12 0.87 -325.39

14783 31,431 30 278,993113 103,880 0.36 0.97 268.57

14765 25,939 34 142,125-21,748 95,739- 83.84 0.94 148.45

LTC-LBP8 21,334 17 479,17581,545 1,124,736382.23 0.94 42.60

LTC-LBP5 10,545 72 1,802,826256,435 1,627,7222431.82 0.90 110.76

14401 6,911 13 95,54344,385 52,987642.24 0.68 180.31

14766 4,898 5 148,548114,294 148,3372333.48 1.00 100.14

14475 4,321 6 -146,29215,563 126,679360.17 0.86 -115.48

14784 942 1 6,58136,464 30,8603870.91 1.00 21.33

TBCA TBCS100 et al 824 1 9,198,692-21,606 30,127-2622.09 0.33 30533.05

LTC-1L90 LTC-8L90 et al 0 0 5,408,41818,508 0 0.00 0.00 0.00

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 88

Page 93: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. CurrentB01

GRP11-341-MA 6,636,849 7,389 138,343,3783,211,538 131,551,776 48.39 0.99 105.16

SRV-1353_ 1,128,640 986 19,301,7181,948,185 24,084,461172.61 0.98 80.14

LTC-G-CD9 877,131 603 32,630,585924,286 40,141,759105.38 0.96 81.29

SPL-336_ 536,708 932 11,803,327389,161 6,058,407 72.51 0.90 194.83

BSH Grp 368,797 292 7,053,580202,895 10,719,716 55.02 0.97 65.80

LTC-G-GMP-PER 320,695 324 13,585,246753,485 12,217,915234.95 0.97 111.19

ML 7700 271,309 773 9,187,1381,382,494 13,811,120509.56 0.95 66.52

LTC-G-CD8-DC 64,292 46 340,253102,514 1,397,208159.45 0.98 24.35

LTC-GMP-CD9-BC-IL 54,122 27 598,784-54,233 473,047-100.21 0.96 126.58

Generations Grp 43,502 72 14,365,385562,371 4,156,5121292.75 0.92 345.61

HTQ11-338-MA-DC 41,839 26 1,005,063836 432,070 2.00 0.96 232.62

HMSA Grp 29,861 72 1,932,30060,013 1,945,086200.98 0.99 99.34

LTC-G-CD9-MA-NC 13,482 32 -1,606,138102,398 851,140759.52 0.97 -188.70

LTC-G-LBP9 6,057 1 125,87628,159 46,536464.90 1.00 270.49

LTC-G-LBP8-DC 1,302 1 22,764130 19,519 9.99 1.00 116.63

TNTQ11-337 0 3 31,2340 9,516 0.00 1.00 328.23

GLTC-1L92 GLTC-1N92 0 0 6,592,0270 0 0.00 0.00 0.00

1. Total current - IndividualC01

76,191,148 42,140 690,636,13138,130,806 758,094,735XXX XXX XXX

4. Total current - GroupC04

10,394,586 11,579 255,312,5209,614,232 247,915,788XXX XXX XXX

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 89

Page 94: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

7. Current year totalC07

86,585,734 53,719 945,948,65147,745,038 1,006,010,523 55.14 0.96 94.03

MedAmerica Ins Co of FL FL12967 State of Domicile:Company Code:Company Name:

1. CurrentA01

SPL2-336 2,137,427 961 8,294,0669,594 9,745,690 0.45 0.89 85.11

SPL-336 1,199,564 733 14,083,6661,438,619 18,621,631119.93 0.99 75.63

TRL-336 173,212 128 476,9466,428 350,182 3.71 0.93 136.20

14788 113,051 168 1,065,79083,944 1,156,644 74.25 0.97 92.15

14775 97,856 81 505,099293,455 1,657,463299.89 0.96 30.47

LTQ11-336-MA 57,322 31 423,56812,525 849,912 21.85 1.00 49.84

LTCNQ12, LTC1200 (8/2000) 29,983 17 932,157103,616 982,276345.58 1.00 94.90

14787 1,135 1 15,24232 53,991 2.82 1.00 28.23

LTC-CD5 426 1 14,0414 10,603 0.94 1.00 132.43

LTC-LBP5 0 0 8,0530 0 0.00 0.00 0.00

14401 0 0 1,9440 0 0.00 0.00 0.00

1. CurrentB01

SRV-1353_ 54,322 39 1,228,4828,172 1,217,746 15.04 0.95 100.88

GRP11-341-MA 0 0 64,4570 0 0.00 0.00 0.00

LTC-G-CD9 0 0 -30,6800 0 0.00 0.00 0.00

1. Total current - IndividualC01

3,809,976 2,121 25,820,5721,948,217 33,428,392XXX XXX XXX

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 90

Page 95: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

4. Total current - GroupC04

54,322 39 1,262,2598,172 1,217,746XXX XXX XXX

7. Current year totalC07

3,864,298 2,160 27,082,8311,956,389 34,646,138 50.63 0.94 78.17

MedAmerica Ins Co of NY NY83437 State of Domicile:Company Code:Company Name:

1. CurrentA01

PRT11-336-NY-305 8,853,908 2,766 30,976,8501,431,391 40,351,598 16.17 0.99 76.77

SPL2-336 6,990,042 2,419 33,296,8942,334,264 37,039,099 33.39 0.90 89.90

PRT11-336-ET AL 5,948,930 2,413 87,361,8705,569,864 103,926,737 93.63 0.97 84.06

SPL-336 5,208,580 2,716 94,686,9054,610,546 86,825,436 88.52 0.98 109.05

LTC-CD6-NY 3,065,347 1,573 57,133,27117,469,304 75,998,382569.90 0.95 75.18

FC-336 1,951,672 536 2,640,296383,997 3,265,036 19.68 0.86 80.87

LTQ11-336 ET AL 1,736,503 959 33,728,4031,953,225 44,234,977112.48 0.97 76.25

LTC-CD10-NY 1,129,583 882 30,564,0954,065,601 39,261,934359.92 0.94 77.85

LTC91-CD4-NY 894,141 867 5,575,5404,013,629 18,806,442448.88 0.91 29.65

HTQ11-338-ET AL 461,107 384 2,582,9911,780,618 5,728,079386.16 0.93 45.09

LTC-CD8-NY 279,506 222 6,768,1641,361,421 8,159,969487.08 0.93 82.94

LTC-LBP-NY 196,046 292 1,387,0551,344,231 4,690,922685.67 0.93 29.57

LTC-LBP8-NY 113,647 124 -339,645180,674 1,677,080158.98 0.91 - 20.25

LTC-LBP10-NY 81,060 81 -258,266363,362 1,189,677448.26 0.88 - 21.71

TRL-336 47,664 17 136,84047,023 137,189 98.66 0.90 99.75

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 91

Page 96: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

ICC14-336 35,803 10 22,120-2,425 17,926- 6.77 1.00 123.40

NTQ11-337- ET AL 29,974 39 113,4685,218 229,502 17.41 0.95 49.44

LTC-89-CD2 15,351 29 -2,773,795869,375 615,6435663.31 0.88 -450.55

LTC-89-CD1 0 4 -112,06442,601 87,553 0.00 1.00 -128.00

1. CurrentB01

NYG11-341-NY_ 7,442,210 4,449 132,636,4467,296,281 189,314,964 98.04 0.98 70.06

GRP11-341 ET AL 479,783 856 18,417,800236,286 22,205,644 49.25 0.98 82.94

LTC-89-CD2_ 160,396 245 4,862,909-79,486 4,590,688- 49.56 0.98 105.93

SPL-336_ 104,651 188 1,210,152514 1,307,540 0.49 0.87 92.55

PRT11-336-ET AL_ 17,911 12 389,532385 532,364 2.15 1.00 73.17

LTC-89-CD1_ 0 0 1,9210 0 0.00 0.00 0.00

1. Total current - IndividualC01

37,038,864 16,333 383,490,99247,823,919 472,243,181XXX XXX XXX

4. Total current - GroupC04

8,204,951 5,750 157,518,7607,453,980 217,951,200XXX XXX XXX

7. Current year totalC07

45,243,815 22,083 541,009,75255,277,899 690,194,381122.18 0.96 78.39

Medico Ins Co IA31119 State of Domicile:Company Code:Company Name:

1. CurrentA01

690-699 2,083,348 1,068 19,149,3495,181,604 23,965,685248.72 0.94 79.90

3358 580-583 226,936 127 824,929562,867 851,972248.03 0.80 96.83

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 92

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

201 130,024 66 1,152,322364,384 1,107,076280.24 0.97 104.09

300 585 38,495 28 343,77433,391 261,785 86.74 0.88 131.32

445 4458-4459 11,261 10 364,528102,818 287,310913.05 1.00 126.88

591 593 596-597 8,720 14 273,97334,953 84,490400.84 0.82 324.27

1. Total current - IndividualC01

2,498,784 1,313 22,108,8756,280,017 26,558,318XXX XXX XXX

7. Current year totalC07

2,498,784 1,313 22,108,8756,280,017 26,558,318251.32 0.92 83.25

Metropolitan Life Ins Co NY65978 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC-INDV-7 403,209,201 184,893 6,226,343,717188,629,472 6,305,200,783 46.78 0.98 98.75

LTC-INDV-6 34,119,408 16,628 744,882,93752,518,996 747,590,096153.93 0.97 99.64

1. CurrentB01

LTC-MARP-4 103,088,028 69,096 1,142,082,735156,736,012 1,351,265,577152.04 0.97 84.52

LTC-CRE-2 82,361,484 95,872 1,271,130,57369,102,933 1,258,966,796 83.90 0.98 100.97

LTC-CRP-3 78,038,316 87,668 1,329,165,31150,883,107 1,208,068,662 65.20 0.98 110.02

LTC-MARP-5 19,152,467 11,282 205,325,0587,787,777 203,080,586 40.66 0.98 101.11

LTC-PARP-5 16,596,687 12,667 396,127,30558,249,386 298,505,218350.97 0.88 132.70

1. Total current - IndividualC01

437,328,609 201,521 6,971,226,654241,148,468 7,052,790,879XXX XXX XXX

4. Total current - GroupC04

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 93

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

299,236,982 276,585 4,343,830,982342,759,215 4,319,886,839XXX XXX XXX

7. Current year totalC07

736,565,591 478,106 11,315,057,636583,907,683 11,372,677,718 79.27 0.98 99.49

Mid West Natl Life Ins Co Of TN TX66087 State of Domicile:Company Code:Company Name:

1. CurrentA01

MWTQLTC IP 70,870 41 324,58915,340 244,823 21.65 0.95 132.58

MWTQNH IP 3,602 3 14,6600 8,565 0.00 0.75 171.16

MWTQHHC IP 2,449 3 15,3230 10,583 0.00 0.75 144.79

1. Total current - IndividualC01

76,921 47 354,57215,340 263,971XXX XXX XXX

7. Current year totalC07

76,921 47 354,57215,340 263,971 19.94 0.92 134.32

Minnesota Life Ins Co MN66168 State of Domicile:Company Code:Company Name:

1. CurrentA01

ML-7500 2,314,401 631 23,463,43113,725 19,537,573 0.59 0.99 120.09

1. CurrentB01

ALC-89-18937 2,354 5 75,2774,980 281,019211.56 1.00 26.79

MML-90-13346 647 1 38,36619,351 34,2752990.88 0.50 111.94

ALC-89-18945.22 483 1 14,091933 24,755193.17 1.00 56.92

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 94

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. Total current - IndividualC01

2,314,401 631 23,463,43113,725 19,537,573XXX XXX XXX

4. Total current - GroupC04

3,484 7 127,73425,264 340,049XXX XXX XXX

7. Current year totalC07

2,317,885 638 23,591,16538,989 19,877,622 1.68 0.99 118.68

Mony Life Ins Co NY66370 State of Domicile:Company Code:Company Name:

1. CurrentB01

MDD-AS_7888 3,698 9 295,4710 295,471 0.00 1.00 100.00

4. Total current - GroupC04

3,698 9 295,4710 295,471XXX XXX XXX

7. Current year totalC07

3,698 9 295,4710 295,471XXX 1.00 100.00

Mutual Of Omaha Ins Co NE71412 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC13 109,067,160 50,086 120,797,1731,651,438 67,576,258 1.51 0.98 178.76

LTC09M 93,654,722 40,181 312,323,8537,562,943 255,204,549 8.08 0.99 122.38

LTA 28,868,238 15,202 362,026,99824,626,039 355,152,791 85.31 0.97 101.94

LTC04I 28,238,554 12,444 229,885,5419,123,020 209,282,958 32.31 0.98 109.84

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 95

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

NHA 28,158,249 12,038 276,953,80441,040,885 288,837,391145.75 0.95 95.89

LTC04I7 4,235,819 2,629 32,723,5081,182,540 29,871,380 27.92 0.98 109.55

LT50 3,446,197 2,160 32,727,8967,017,133 36,249,591203.62 0.94 90.29

HCA 2,812,769 1,588 17,259,1996,388,614 21,279,809227.13 0.91 81.11

LCA 1,405,707 622 18,717,6582,836,767 19,411,547201.80 0.96 96.43

LTC1 1,392,650 1,355 51,573,1943,041,206 50,553,250218.38 0.91 102.02

NH50 976,753 998 8,167,9883,878,543 11,106,618397.09 0.93 73.54

NCF 460,465 775 29,044,8511,970,615 28,422,674427.96 0.89 102.19

NH23 420,154 623 9,743,9931,529,387 10,232,634364.01 0.91 95.23

NHP 326,244 679 4,477,287996,400 4,790,602305.42 0.81 93.46

LTM1 294,026 228 12,367,898522,583 12,014,926177.73 0.91 102.94

NCA 154,918 107 2,169,693401,843 2,344,416259.39 0.96 92.55

NH24 93,328 181 2,000,612-45,679 1,748,830- 48.95 0.81 114.40

NH10 46,980 102 569,476129,691 648,355276.06 0.91 87.83

NH1 3,981 14 351211 3 5.30 0.58 12727.88

E10NH 3,795 8 17,60655,568 67,1391464.32 0.89 26.22

1. CurrentB01

LTC04G 19,246,305 11,565 127,159,7823,023,247 112,460,542 15.71 0.99 113.07

GROUP LTC 6,638,498 9,416 182,185,97814,500,059 184,552,774218.42 0.96 98.72

C1NH 769 5 -61,26059,783 07772.12 1.00 0.00

1. Total current - IndividualC01

304,060,708 142,020 1,523,548,577113,909,746 1,404,795,719XXX XXX XXX

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 96

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

4. Total current - GroupC04

25,885,572 20,986 309,284,49917,583,090 297,013,316XXX XXX XXX

7. Current year totalC07

329,946,281 163,006 1,832,833,076131,492,836 1,701,809,035 39.85 0.97 107.70

National Guardian Life Ins Co WI66583 State of Domicile:Company Code:Company Name:

1. CurrentA01

ICC16-NLTC100P 1,858,625 167 1,444,3420 697,064 0.00 0.97 207.20

1. Total current - IndividualC01

1,858,625 167 1,444,3420 697,064XXX XXX XXX

7. Current year totalC07

1,858,625 167 1,444,3420 697,064XXX 0.97 207.20

National Ins Co Of WI Ins WI30155 State of Domicile:Company Code:Company Name:

1. CurrentA01

LLIC-LTC 369,327 314 1,451,575257,153 1,398,460 69.63 0.97 103.80

1. Total current - IndividualC01

369,327 314 1,451,575257,153 1,398,460XXX XXX XXX

7. Current year totalC07

369,327 314 1,451,575257,153 1,398,460 69.63 0.97 103.80

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 97

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

National Life Ins Co VT66680 State of Domicile:Company Code:Company Name:

1. CurrentA01

CCP Universal Life 131,948 225 2,058,1740 1,993,151 0.00 0.97 103.26

CCP Traditional Life 61,017 191 1,367,0540 1,095,211 0.00 0.96 124.82

1. Total current - IndividualC01

192,965 416 3,425,2280 3,088,362XXX XXX XXX

7. Current year totalC07

192,965 416 3,425,2280 3,088,362XXX 0.96 110.91

New Era Life Ins Co TX78743 State of Domicile:Company Code:Company Name:

1. CurrentA01

9035 21,694 10 050,337 0232.03 0.83 0.00

9031 3,755 1 0-15,628 0-416.19 0.50 0.00

9030 2,359 1 02,611 0110.68 1.00 0.00

1. Total current - IndividualC01

27,808 12 037,320 0XXX XXX XXX

7. Current year totalC07

27,808 12 037,320 0134.21 0.80 XXX

New York Life Ins Co NY66915 State of Domicile:Company Code:Company Name:

1. CurrentA01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 98

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

#I-ILTC5000/INH5000 198,437,723 92,648 1,167,423,18826,202,271 1,006,939,660 13.20 0.98 115.94

#I-ILTC4300/INH4300 60,532,098 33,172 795,567,12568,551,043 918,248,671113.25 0.98 86.64

#I-ICC14-LTC6 8,787,113 4,881 1,837,51875,467 )(1,350,629 0.86 0.97 -136.05

#I-21073/21084 5,650,446 4,034 29,174,66214,424,998 97,154,714255.29 0.93 30.03

#I-ILTC5000/INH5000 4,685,268 3,093 22,822,5921,161,316 22,984,755 24.79 0.98 99.29

#I-ILTC4300/INH4300 1,908,817 1,423 8,918,7664,010,688 24,199,576210.11 0.95 36.86

#I-21073/21084 666,616 688 -2,951,0842,156,457 11,547,005323.49 0.91 - 25.56

#G-9065A/13671 220,478 106 2,866,989411,554 2,840,171186.66 0.93 100.94

#G-9065A/13671 17,284 14 -745,8732,840 181,890 16.43 0.88 -410.07

1. CurrentB01

#G -6601 1,720,194 2,300 32,084,6051,079,526 29,918,075 62.76 0.99 107.24

#G-9065A/13671 1,496,377 1,521 39,879,4033,136,768 37,353,772209.62 0.90 106.76

#G-9065A/13671 307,751 481 -3,936,0402,251,838 6,464,320731.71 0.89 - 60.89

#I-21073/21084 100,836 36 2,048,397-78,039 999,894- 77.39 1.00 204.86

#I-ILTC4300/INH4300 11,898 6 677,511-61,706 304,723-518.63 0.86 222.34

1. Total current - IndividualC01

280,905,843 140,059 2,024,913,883116,996,634 2,082,745,813XXX XXX XXX

4. Total current - GroupC04

3,637,056 4,344 70,753,8766,328,387 75,040,784XXX XXX XXX

7. Current year totalC07

284,542,899 144,403 2,095,667,759123,325,021 2,157,786,597 43.34 0.97 97.12

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 99

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

Noridian Mut Ins Co ND55891 State of Domicile:Company Code:Company Name:

1. CurrentA01

SPL-336 506,764 380 7,083,475378,206 7,227,499 74.63 0.98 98.01

LTQ11-336-ND-601 484,860 326 8,835,696917,885 10,125,706189.31 0.98 87.26

NTQ11-337-ND-601 271,251 180 2,786,230589,620 3,603,680217.37 0.94 77.32

HTQ11-338-ND-601 0 4 88,24255 46,785 0.00 1.00 188.61

1. CurrentB01

GRP11-341-ND-(rev)601 174,378 336 5,595,545225,145 4,683,089129.11 0.90 119.48

1. Total current - IndividualC01

1,262,875 890 18,793,6431,885,766 21,003,670XXX XXX XXX

4. Total current - GroupC04

174,378 336 5,595,545225,145 4,683,089XXX XXX XXX

7. Current year totalC07

1,437,253 1,226 24,389,1882,110,911 25,686,759146.87 0.95 94.95

Northwestern Long Term Care Ins Co WI69000 State of Domicile:Company Code:Company Name:

1. CurrentA01

TT.LTC.(1010), TT.LTC.(02 276,376,816 107,287 1,366,970,59825,890,674 1,238,461,322 9.37 0.98 110.38

RS.LTC(1101),RS.LTC(0708) 248,990,510 92,035 1,571,294,645118,761,733 1,688,564,932 47.70 0.98 93.06

UU.LTC.(1014) 79,192,112 38,495 71,638,970260,522 45,687,778 0.33 0.94 156.80

RR.LTC(0798) 33,220,708 10,685 333,667,43751,322,449 344,008,576154.49 0.97 96.99

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 100

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. Total current - IndividualC01

637,780,146 248,502 3,343,571,651196,235,378 3,316,722,609XXX XXX XXX

7. Current year totalC07

637,780,146 248,502 3,343,571,651196,235,378 3,316,722,609 30.77 0.98 100.81

Old Amer Ins Co MO67199 State of Domicile:Company Code:Company Name:

1. CurrentA01

P3119 58,307 41 -2,115,280349,300 773,366599.07 0.87 -273.52

1. Total current - IndividualC01

58,307 41 -2,115,280349,300 773,366XXX XXX XXX

7. Current year totalC07

58,307 41 -2,115,280349,300 773,366599.07 0.87 -273.52

Omaha Hlth Ins Co NE88080 State of Domicile:Company Code:Company Name:

1. CurrentA01

ANCP-520/521/522/523/532/ 1,773 1 274,505-41 13,249- 2.31 1.00 2071.89

1. Total current - IndividualC01

1,773 1 274,505-41 13,249XXX XXX XXX

7. Current year totalC07

1,773 1 274,505-41 13,249- 2.31 1.00 2071.89

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 101

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

Order of United Commercial Travelers OH56383 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC88 1,020 2 106,927-257 0- 25.20 1.00 0.00

1. Total current - IndividualC01

1,020 2 106,927-257 0XXX XXX XXX

7. Current year totalC07

1,020 2 106,927-257 0- 25.20 1.00 XXX

Patriot Ins Co ME32069 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC-CD9-BC-ME 11,317 8 382,395-14,831 243,192-131.05 1.00 157.24

LTQ11-336-ME-998 2,298 4 147,457123 121,616 5.35 1.00 121.25

1. Total current - IndividualC01

13,615 12 529,852-14,708 364,808XXX XXX XXX

7. Current year totalC07

13,615 12 529,852-14,708 364,808-108.03 1.00 145.24

Pekin Life Ins Co IL67628 State of Domicile:Company Code:Company Name:

1. CurrentA01

H19 16,688 19 782,475-91,214 300,602-546.58 0.73 260.30

H22 11,690 12 -564,378284,533 137,3252433.99 0.86 -410.98

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 102

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. Total current - IndividualC01

28,378 31 218,097193,319 437,927XXX XXX XXX

7. Current year totalC07

28,378 31 218,097193,319 437,927681.23 0.78 49.80

Pennsylvania Life Ins Co PA67660 State of Domicile:Company Code:Company Name:

1. CurrentA01

PLNHO, PLNHOQ 2,181,382 1,100 5,542,6762,674,079 13,325,815122.59 0.93 41.59

P30, P34 1,861,047 882 6,253,1751,168,970 8,837,148 62.81 0.95 70.76

1490 1,529,184 1,078 38,661,5826,281,417 52,270,672410.77 0.90 73.96

P35, P39 371,265 277 752,5351,088,710 1,747,033293.24 0.89 43.08

1460 260,829 210 8,360,1861,027,097 5,417,470393.78 0.86 154.32

1470 45,154 53 1,433,99930,029 963,594 66.50 0.86 148.82

1401 9,125 7 597,00212,392 331,278135.80 0.70 180.21

1. Total current - IndividualC01

6,257,986 3,607 61,601,15512,282,694 82,893,010XXX XXX XXX

7. Current year totalC07

6,257,986 3,607 61,601,15512,282,694 82,893,010196.27 0.92 74.31

Philadelphia Amer Life Ins Co TX67784 State of Domicile:Company Code:Company Name:

1. CurrentA01

512,-3,517,538,544-6 5,942 5 030,600 0514.98 0.56 0.00

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 103

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

5000 95 0 050,000 052631.58 0.00 0.00

5102-5104 7 3 050,540 0722000.00 0.75 0.00

1. Total current - IndividualC01

6,044 8 0131,140 0XXX XXX XXX

7. Current year totalC07

6,044 8 0131,140 02169.76 0.57 XXX

Physicians Mut Ins Co NE80578 State of Domicile:Company Code:Company Name:

1. CurrentA01

P103-7_P133-7 18,784,276 8,577 446,792,43313,078,662 433,270,887 69.63 0.98 103.12

P145_P146_P245_P246 10,645,996 5,950 133,020,1695,259,479 131,458,529 49.40 0.98 101.19

P130_P131 9,575,769 5,129 183,838,13315,376,582 174,115,571160.58 0.93 105.58

P124_P125_P126_P127 3,846,012 2,046 30,860,8347,036,719 30,864,864182.96 0.90 99.99

P148_P248 1,327,029 887 12,015,191936,540 11,877,166 70.57 0.96 101.16

P109_P139 813,303 579 13,418,9401,661,945 13,692,689204.35 0.95 98.00

P147_P247 683,202 768 4,515,831162,091 4,252,794 23.73 0.96 106.19

P122_P123 577,731 730 5,319,3051,941,889 6,336,188336.12 0.91 83.95

P105_P108_P135_P138 458,362 620 5,722,989393,574 5,264,383 85.87 0.93 108.71

P141_P641 239,167 581 7,498,507950,417 7,414,465397.39 0.91 101.13

1. Total current - IndividualC01

46,950,847 25,867 843,002,33246,797,898 818,547,536XXX XXX XXX

7. Current year totalC07

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 104

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

46,950,847 25,867 843,002,33246,797,898 818,547,536 99.67 0.96 102.99

Premera Blue Cross WA47570 State of Domicile:Company Code:Company Name:

1. CurrentA01

P5540 1,498,474 623 20,633,1041,018,528 24,872,205 67.97 0.99 82.96

SPL-336 680,613 424 8,453,945312,806 7,321,477 45.96 0.96 115.47

Premera 543,862 648 2,497,4903,046,482 17,417,154560.16 0.90 14.34

P5569 463,581 221 6,538,394129,937 6,885,413 28.03 0.99 94.96

P5558 202,615 111 3,675,88367,939 3,182,735 33.53 0.98 115.49

P5570 54,698 33 762,03267,153 838,735122.77 1.00 90.86

P5572 51,494 30 1,150,111-22,372 809,566- 43.45 0.91 142.07

P5565 45,056 27 683,85730,892 680,456 68.56 1.00 100.50

P5574 0 1 19,8680 3,437 0.00 1.00 578.06

1. CurrentB01

Premera 1,753,761 1,048 25,443,770885,667 26,913,796 50.50 0.96 94.54

1. Total current - IndividualC01

3,540,393 2,118 44,414,6844,651,365 62,011,178XXX XXX XXX

4. Total current - GroupC04

1,753,761 1,048 25,443,770885,667 26,913,796XXX XXX XXX

7. Current year totalC07

5,294,154 3,166 69,858,4545,537,032 88,924,974104.59 0.96 78.56

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 105

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

Primerica Life Ins Co TN65919 State of Domicile:Company Code:Company Name:

1. CurrentA01

MH-900 45,754 68 -288,329188,020 2,091,865410.94 0.97 - 13.78

1. Total current - IndividualC01

45,754 68 -288,329188,020 2,091,865XXX XXX XXX

7. Current year totalC07

45,754 68 -288,329188,020 2,091,865410.94 0.97 - 13.78

Principal Life Ins Co IA61271 State of Domicile:Company Code:Company Name:

1. CurrentA01

FR406 3,401,619 2,584 70,448,11114,049,601 109,497,569413.03 0.94 64.34

FR1240 105,712 60 2,382,293414,302 2,445,058391.92 0.97 97.43

1. CurrentB01

FR600 1,046,607 2,709 44,994,3402,473,297 45,310,483236.32 0.99 99.30

GC250 124,432 279 248,411408,880 3,196,762328.60 0.97 7.77

1. Total current - IndividualC01

3,507,331 2,644 72,830,40414,463,903 111,942,627XXX XXX XXX

4. Total current - GroupC04

1,171,039 2,988 45,242,7512,882,177 48,507,245XXX XXX XXX

7. Current year totalC07

4,678,370 5,632 118,073,15517,346,080 160,449,872370.77 0.97 73.59

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 106

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

Provident Life & Accident Ins Co TN68195 State of Domicile:Company Code:Company Name:

1. CurrentA01

ILTC03 34,041,841 20,578 383,585,11316,396,279 425,008,942 48.17 0.97 90.25

1. CurrentB01

AMA 1,258,498 1,649 32,991,5996,096,595 45,176,989484.43 0.95 73.03

1. Total current - IndividualC01

34,041,841 20,578 383,585,11316,396,279 425,008,942XXX XXX XXX

4. Total current - GroupC04

1,258,498 1,649 32,991,5996,096,595 45,176,989XXX XXX XXX

7. Current year totalC07

35,300,339 22,227 416,576,71222,492,874 470,185,931 63.72 0.97 88.60

Provident Life & Cas Ins Co TN68209 State of Domicile:Company Code:Company Name:

1. CurrentB01

AMA 108,803 119 1,188,1851,473,988 3,391,9091354.73 0.92 35.03

4. Total current - GroupC04

108,803 119 1,188,1851,473,988 3,391,909XXX XXX XXX

7. Current year totalC07

108,803 119 1,188,1851,473,988 3,391,9091354.73 0.92 35.03

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 107

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

Prudential Ins Co Of Amer NJ68241 State of Domicile:Company Code:Company Name:

1. CurrentA01

ILTC3 111,798,232 39,518 746,382,12231,903,828 953,521,383 28.54 0.97 78.28

ILTC1 57,590,819 21,635 821,351,325109,380,680 1,667,772,329189.93 0.96 49.25

ILTC2 34,911,912 12,649 309,780,68432,407,858 664,087,523 92.83 0.96 46.65

ILTC4 3,426,173 1,548 18,403,933704,498 19,544,888 20.56 0.98 94.16

1. CurrentB01

GLTC 191,944,903 139,709 1,468,178,25284,303,963 1,951,535,967 43.92 0.97 75.23

LTC-PARP-5 253,125 208 7,428,820664,376 4,658,870262.47 0.89 159.46

1. Total current - IndividualC01

207,727,136 75,350 1,895,918,064174,396,864 3,304,926,123XXX XXX XXX

4. Total current - GroupC04

192,198,028 139,917 1,475,607,07284,968,339 1,956,194,837XXX XXX XXX

7. Current year totalC07

399,925,164 215,267 3,371,525,136259,365,203 5,261,120,960 64.85 0.97 64.08

Pyramid Life Ins Co KS68284 State of Domicile:Company Code:Company Name:

1. CurrentA01

C-77 4,187,806 1,263 18,576,0195,795,699 39,376,293138.40 0.95 47.18

C-78 827,339 278 218,6151,554,835 4,901,463187.93 0.90 4.46

C-79 97,857 49 -1,827,714537,089 636,121548.85 0.88 -287.32

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 108

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

C-71 91,743 35 -301,569192,478 1,280,425209.80 0.92 - 23.55

C-76 83,976 32 804,721122,536 656,398145.92 0.97 122.60

TQA 34,662 13 -69,8861,130 10,163 3.26 1.00 -687.63

C-72 15,277 3 110,47956,586 232,885370.41 1.00 47.44

C-81 13,843 11 91,11210,358 204,692 74.82 0.85 44.51

TQ6 13,384 8 2,596136 5,119 1.02 1.00 50.71

TQ1 8,755 4 -782453 1,791 5.17 1.00 - 43.66

TQ2 5,378 4 2,145145 1,466 2.70 1.00 146.27

TQ7 3,788 2 -110,1351,512 629 39.92 0.67 -17505.30

G-20 175 1 -3,604-2,671 1,899-1529.82 0.50 -189.76

1. Total current - IndividualC01

5,383,981 1,703 17,491,9988,270,286 47,309,344XXX XXX XXX

7. Current year totalC07

5,383,981 1,703 17,491,9988,270,286 47,309,344153.61 0.94 36.97

Regence BCBS of OR OR54933 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTQ11-336-RG-OR-998 601,572 476 10,284,679862,543 8,513,336143.38 0.98 120.81

NTQ11-337-RG-OR-998 4,135 2 36,527-8 5,203- 0.19 1.00 702.04

1. Total current - IndividualC01

605,707 478 10,321,206862,535 8,518,539XXX XXX XXX

7. Current year totalC07

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 109

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

605,707 478 10,321,206862,535 8,518,539142.40 0.98 121.16

Regence BCBS of UT UT54550 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTQ11-336-RG-UT-998 74,100 62 1,140,993158,571 938,111214.00 0.94 121.63

HTQ11-338-RG-UT-998 1,769 2 20,46329 11,948 1.64 1.00 171.27

NTQ11-337-RG-UT-998 901 3 56,44794 48,216 10.43 1.00 117.07

1. CurrentB01

GRP11-341-RG-UT-998 284 3 33,35611 40,857 3.87 1.00 81.64

1. Total current - IndividualC01

76,770 67 1,217,903158,694 998,275XXX XXX XXX

4. Total current - GroupC04

284 3 33,35611 40,857XXX XXX XXX

7. Current year totalC07

77,054 70 1,251,259158,705 1,039,132205.97 0.95 120.41

Regence Blueshield Of ID Inc ID60131 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTQ11-336-RG-ID-998 86,939 67 1,444,21245,627 1,401,057 52.48 0.99 103.08

LTC-CD9-BS-ID 33,563 49 1,978,861134,896 2,299,321401.92 1.00 86.06

HTQ11-338-RG-ID-998 1,851 1 13,080-5 3,217- 0.27 1.00 406.59

LTC-LBP9-BS-ID 0 3 131,03799 131,883 0.00 1.00 99.36

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 110

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

NTQ11-337-RG-ID-998 0 0 19,6780 0 0.00 0.00 0.00

1. Total current - IndividualC01

122,353 120 3,586,868180,617 3,835,478XXX XXX XXX

7. Current year totalC07

122,353 120 3,586,868180,617 3,835,478147.62 0.99 93.52

Reliastar Life Ins Co MN67105 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC-1, LTC-2 27,045 7 264,323307,035 483,8891135.28 1.00 54.63

1. CurrentB01

50-00050-01250-02250-0 54,156 62 2,831,86091,978 1,116,077169.84 0.76 253.73

1. Total current - IndividualC01

27,045 7 264,323307,035 483,889XXX XXX XXX

4. Total current - GroupC04

54,156 62 2,831,86091,978 1,116,077XXX XXX XXX

7. Current year totalC07

81,201 69 3,096,183399,013 1,599,966491.39 0.78 193.52

Reserve Natl Ins Co OK68462 State of Domicile:Company Code:Company Name:

1. CurrentA01

HHC-95 1,719,873 2,916 155,047219,679 273,611 12.77 0.90 56.67

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 111

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. Total current - IndividualC01

1,719,873 2,916 155,047219,679 273,611XXX XXX XXX

7. Current year totalC07

1,719,873 2,916 155,047219,679 273,611 12.77 0.90 56.67

RiverSource Life Ins Co MN65005 State of Domicile:Company Code:Company Name:

1. CurrentA01

30160 107,908,705 52,416 1,332,599,685131,760,349 1,401,989,822122.10 0.97 95.05

30225 68,991,058 42,004 1,691,692,939117,792,118 1,716,538,382170.74 0.95 98.55

30240 13,242,947 8,844 225,586,95442,234,826 226,150,450318.92 0.89 99.75

1. CurrentB01

30229 6,563,797 2,771 124,982,50313,150,542 130,857,863200.35 0.94 95.51

30153 3,517,239 1,408 42,946,2863,749,804 44,108,807106.61 0.97 97.36

30246 1,361,454 681 21,221,3632,963,857 20,653,998217.70 0.90 102.75

1. Total current - IndividualC01

190,142,710 103,264 3,249,879,578291,787,293 3,344,678,654XXX XXX XXX

4. Total current - GroupC04

11,442,490 4,860 189,150,15219,864,203 195,620,668XXX XXX XXX

7. Current year totalC07

201,585,200 108,124 3,439,029,730311,651,496 3,540,299,322154.60 0.95 97.14

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 112

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

Riversource Life Ins Co Of NY NY80594 State of Domicile:Company Code:Company Name:

1. CurrentA01

38260 4,392,853 2,145 77,073,7156,933,405 81,308,844157.83 0.98 94.79

38225 4,272,762 2,780 163,741,4679,523,549 163,950,295222.89 0.95 99.87

38240 947,565 579 24,559,3231,234,837 21,478,902130.32 0.86 114.34

1. Total current - IndividualC01

9,613,180 5,504 265,374,50517,691,791 266,738,041XXX XXX XXX

7. Current year totalC07

9,613,180 5,504 265,374,50517,691,791 266,738,041184.04 0.95 99.49

Sagicor Life Ins Co TX60445 State of Domicile:Company Code:Company Name:

1. CurrentA01

15 AND 17 4,865 6 365,856411 145,797 8.45 1.00 250.94

1. CurrentB01

GR-142 7,840 10 586,165-97,743 196,071-1246.72 0.67 298.96

1. Total current - IndividualC01

4,865 6 365,856411 145,797XXX XXX XXX

4. Total current - GroupC04

7,840 10 586,165-97,743 196,071XXX XXX XXX

7. Current year totalC07

12,705 16 952,021-97,332 341,868-766.09 0.76 278.48

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 113

Page 118: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

Senior Hlth Ins Co of PA PA76325 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC-3,6 26,465,136 13,107 244,917,44870,361,011 453,506,840265.86 0.91 54.01

LTC-FQ 17,223,378 8,287 -8,424,04628,856,285 148,801,014167.54 0.92 - 5.66

LTC-1,2,5,7,8 14,615,531 5,837 -35,828,39533,854,970 97,800,773231.64 0.87 - 36.63

11001 et al 11,705,824 5,195 27,596,93249,190,564 199,266,765420.22 0.90 13.85

10955 et al 10,751,787 4,892 -203,500,90074,268,263 227,343,101690.75 0.88 - 89.51

HHC-87, HHC-1 thru 6 5,405,330 6,345 -116,832,20833,683,779 70,609,625623.16 0.85 -165.46

TPM 4,196,763 1,236 23,100,904-183,203 21,329,869- 4.37 0.70 108.30

Preference 2,580,963 1,949 14,422,3464,805,469 25,678,701186.19 0.92 56.17

LTC-89, NCP 2,270,709 1,409 -2,265,8998,041,587 17,442,438354.14 0.84 - 12.99

LTC-NFQ 2,134,100 897 2,468,3604,602,688 16,383,487215.67 0.92 15.07

10773 et al 1,330,741 1,156 17,759,0353,755,632 16,360,373282.22 0.84 108.55

Other Direct Affiliates 943,219 772 2,344,9812,747,022 8,893,809291.24 0.83 26.37

10860 436,934 308 -1,902,1562,636,471 4,117,594603.40 0.84 - 46.20

10904 et al 259,529 183 -11,306,6061,599,332 4,428,374616.24 0.82 -255.32

10840 et al 164,002 434 1,003,638328,670 604,839200.41 0.84 165.94

11003 et al 36,093 33 -98,989279,507 647,797774.41 0.87 - 15.28

CIS, CSN 22,517 46 -922,0636,520 139,220 28.96 0.72 -662.31

UGLI 16,987 8 1,292,84763,975 53,450376.61 0.67 2418.80

10770 et al 11,614 3 -18,2131,685 94,525 14.51 0.75 - 19.27

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 114

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

10991 1,274 9 31,813857 5,405 67.27 0.90 588.59

10854 1,229 2 -47,0045,806 4,962472.42 0.67 -947.28

10576 et al 1,017 2 -118,3622,853 10,252280.53 0.40 -1154.53

1. CurrentB01

10770 et al 670,645 648 8,924,7183,613,732 8,476,870538.84 0.83 105.28

10902 et al 480,712 337 -3,584,3031,644,464 7,763,875342.09 0.87 - 46.17

Other Direct Affiliates 132,460 171 2,019,9101,086,467 2,645,671820.22 0.91 76.35

10956 34,136 26 -1,687,630673,479 1,756,3401972.93 0.93 - 96.09

10840 et al 13,702 26 -195,81917,119 56,603124.94 0.87 -345.95

10576 et al 989 2 61,6702,105 7,276212.84 0.50 847.58

1. Total current - IndividualC01

100,574,677 52,110 -46,326,537318,909,743 1,313,523,213XXX XXX XXX

4. Total current - GroupC04

1,332,644 1,210 5,538,5467,037,366 20,706,635XXX XXX XXX

7. Current year totalC07

101,907,321 53,320 -40,787,991325,947,109 1,334,229,848319.85 0.88 - 3.06

Sentry Ins A Mut Co WI24988 State of Domicile:Company Code:Company Name:

1. CurrentB01

180-927; 180-984 1,419,454 1,329 38,050,7103,955,367 48,380,142278.65 0.96 78.65

4. Total current - GroupC04

1,419,454 1,329 38,050,7103,955,367 48,380,142XXX XXX XXX

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 115

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

7. Current year totalC07

1,419,454 1,329 38,050,7103,955,367 48,380,142278.65 0.96 78.65

Sentry Life Ins Co WI68810 State of Domicile:Company Code:Company Name:

1. CurrentB01

180-927; 180-984 363,462 318 7,041,0101,506,651 9,778,731414.53 0.93 72.00

4. Total current - GroupC04

363,462 318 7,041,0101,506,651 9,778,731XXX XXX XXX

7. Current year totalC07

363,462 318 7,041,0101,506,651 9,778,731414.53 0.93 72.00

Southern Farm Bureau Life Ins Co MS68896 State of Domicile:Company Code:Company Name:

1. CurrentA01

HL200 14,533,830 7,735 77,346,25816,997,632 128,371,612116.95 0.97 60.25

3034 7,609,017 5,191 103,537,92512,674,504 162,195,978166.57 0.97 63.84

3035 2,049,246 2,127 15,877,5125,316,074 43,937,948259.42 0.96 36.14

1. Total current - IndividualC01

24,192,093 15,053 196,761,69534,988,210 334,505,538XXX XXX XXX

7. Current year totalC07

24,192,093 15,053 196,761,69534,988,210 334,505,538144.63 0.97 58.82

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 116

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

Standard Life & Accident Ins Co TX86355 State of Domicile:Company Code:Company Name:

1. CurrentA01

1270 815,994 391 5,003,709625,046 5,874,617 76.60 0.89 85.18

1274 408,961 253 1,483,011439,847 2,548,587107.55 0.95 58.19

1275 328,983 185 80,940269,676 2,049,192 81.97 0.96 3.95

1259 43,058 20 369,53393,238 332,289216.54 0.83 111.21

1258 36,013 39 223,683111,099 280,140308.50 0.83 79.85

1272 25,075 9 -212,542163,788 176,102653.19 1.00 -120.69

1271 9,453 4 387,5970 67,669 0.00 1.00 572.78

1260 8,733 6 200,7940 73,564 0.00 0.86 272.95

1. Total current - IndividualC01

1,676,270 907 7,536,7251,702,694 11,402,160XXX XXX XXX

7. Current year totalC07

1,676,270 907 7,536,7251,702,694 11,402,160101.58 0.92 66.10

State Farm Mut Auto Ins Co IL25178 State of Domicile:Company Code:Company Name:

1. CurrentA01

97058 80,929,821 44,248 740,276,27345,868,577 925,677,899 56.68 0.98 79.97

97045 64,169,555 38,721 375,532,771103,699,571 808,828,997161.60 0.97 46.43

97059 52,364,936 26,840 355,391,51612,725,577 397,883,158 24.30 0.98 89.32

97062 20,724,933 8,844 42,632,8471,148,110 47,958,186 5.54 0.97 88.90

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 117

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

97061 4,591,795 1,594 14,248,4041,268,533 21,464,199 27.63 0.98 66.38

97060 3,913,234 2,190 19,884,203794,337 16,006,107 20.30 0.97 124.23

97063 3,896,403 2,114 501,992817,814 680,816 20.99 0.93 73.73

97036 2,467 3 -93,10628,269 18,0791146.07 1.00 -515.00

1. Total current - IndividualC01

230,593,143 124,554 1,548,374,899166,350,788 2,218,517,440XXX XXX XXX

7. Current year totalC07

230,593,143 124,554 1,548,374,899166,350,788 2,218,517,440 72.14 0.98 69.79

State Life Ins Co IN69116 State of Domicile:Company Code:Company Name:

1. CurrentA01

SL-6000 13,760,846 7,897 291,402,63120,756,447 382,275,233150.84 0.99 76.23

SL-8000 4,378,875 2,244 85,726,1301,441,727 89,970,891 32.93 0.99 95.28

SL-9000 1,989,684 729 21,020,941136,351 21,698,089 6.85 0.99 96.88

1. Total current - IndividualC01

20,129,405 10,870 398,149,70222,334,525 493,944,213XXX XXX XXX

7. Current year totalC07

20,129,405 10,870 398,149,70222,334,525 493,944,213110.96 0.99 80.61

State Mut Ins Co GA69132 State of Domicile:Company Code:Company Name:

1. CurrentA01

NCF-93 89,934 83 -2,966,435-184,927 1,084,937-205.63 0.80 -273.42

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 118

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

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1. Total current - IndividualC01

89,934 83 -2,966,435-184,927 1,084,937XXX XXX XXX

7. Current year totalC07

89,934 83 -2,966,435-184,927 1,084,937-205.63 0.80 -273.42

Sterling Life Ins Co IL77399 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTPOL 92,731 65 1,060,226-711 394,971- 0.77 0.99 268.43

1. Total current - IndividualC01

92,731 65 1,060,226-711 394,971XXX XXX XXX

7. Current year totalC07

92,731 65 1,060,226-711 394,971- 0.77 0.99 268.43

Teachers Ins & Ann Assoc Of Amer NY69345 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC.03 9,636,659 4,577 103,772,46118,736,813 131,435,682194.43 0.97 78.95

LTC.02 3,124,752 1,946 39,738,9939,121,769 49,390,042291.92 0.93 80.46

1. CurrentB01

LTC.2500 275,064 227 3,271,36589,143 3,909,319 32.41 0.96 83.68

1. Total current - IndividualC01

12,761,411 6,523 143,511,45427,858,582 180,825,724XXX XXX XXX

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 119

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

4. Total current - GroupC04

275,064 227 3,271,36589,143 3,909,319XXX XXX XXX

7. Current year totalC07

13,036,475 6,750 146,782,81927,947,725 184,735,043214.38 0.95 79.46

The Cincinnati Life Ins Co OH76236 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC-100 2,352,178 1,131 14,999,9941,414,095 28,057,328 60.12 0.97 53.46

LTC-120 84,308 35 244,956-16,301 704,350- 19.34 0.95 34.78

1. Total current - IndividualC01

2,436,486 1,166 15,244,9501,397,794 28,761,678XXX XXX XXX

7. Current year totalC07

2,436,486 1,166 15,244,9501,397,794 28,761,678 57.37 0.97 53.00

Thrivent Financial For Lutherans WI56014 State of Domicile:Company Code:Company Name:

1. CurrentA01

H3-NC-LTCC-1 52,434,884 21,473 1,184,754,16883,896,668 1,748,230,345160.00 0.97 67.77

H-HX-LTC 33,341,975 14,536 49,345,437486,506 41,883,142 1.46 0.99 117.82

4911, et al; 12067, et al 32,633,796 23,504 408,369,56394,178,030 644,804,693288.59 0.94 63.33

12105, et al 29,013,126 16,400 1,072,946,32332,342,373 1,063,258,434111.48 0.98 100.91

12106, et al 19,838,150 13,048 309,213,33937,509,473 397,071,604189.08 0.96 77.87

H-HL-LTC 12,055,325 5,048 51,631,809226,731 49,489,519 1.88 0.99 104.33

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 120

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

H2-LA-LTC-1 8,796,920 5,946 258,981,74537,501,237 481,332,425426.30 0.94 53.81

H3-NN-LTCN-1 8,232,532 4,914 188,958,67519,272,248 301,933,535234.10 0.95 62.58

4910, et al 5,660,570 3,678 97,380,96710,621,532 103,243,487187.64 0.94 94.32

H2-LN-LTC-1 1,476,446 1,360 8,690,6269,126,594 67,127,518618.15 0.91 12.95

H2-LH-LTCH-1 558,200 308 12,811,5833,494,045 24,557,423625.95 0.94 52.17

H1-LT-LTC-1 41,320 59 1,972,58171,558 1,648,981173.18 0.89 119.62

1. Total current - IndividualC01

204,083,244 110,274 3,645,056,816328,726,995 4,924,581,106XXX XXX XXX

7. Current year totalC07

204,083,244 110,274 3,645,056,816328,726,995 4,924,581,106161.08 0.96 74.02

TIAA Cref Life Ins Co NY60142 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC.04 6,858,057 3,031 66,129,3667,090,297 78,197,175103.39 0.98 84.57

1. Total current - IndividualC01

6,858,057 3,031 66,129,3667,090,297 78,197,175XXX XXX XXX

7. Current year totalC07

6,858,057 3,031 66,129,3667,090,297 78,197,175103.39 0.98 84.57

Time Ins Co WI69477 State of Domicile:Company Code:Company Name:

1. CurrentA01

4062 25,247,344 13,445 40,915,17071,341,761 358,381,140282.57 0.96 11.42

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

4040 17,580,418 12,175 -133,044,42765,508,817 350,262,087372.62 0.92 - 37.98

4042 2,140,168 1,650 -118,582,20112,024,375 15,490,059561.84 0.88 -765.54

4060 1,432,037 1,002 -8,927,1915,476,016 15,910,088382.39 0.93 - 56.11

4044 856,001 616 -16,388,9574,992,047 13,878,220583.18 0.91 -118.09

4072 786,610 427 -5,080,7764,548,877 9,972,692578.29 0.96 - 50.95

971 663,758 990 -26,074,37210,132,359 37,177,4341526.51 0.90 - 70.14

961 136,558 163 2,277,0921,667,508 2,866,0321221.10 0.91 79.45

988 23,119 28 -237,0438,276 290,071 35.80 0.88 - 81.72

4041 8,795 7 -234,619227,870 30,1672590.90 0.70 -777.73

1. Total current - IndividualC01

48,874,808 30,503 -265,377,324175,927,906 804,257,990XXX XXX XXX

7. Current year totalC07

48,874,808 30,503 -265,377,324175,927,906 804,257,990359.96 0.93 - 33.00

TPM Life Ins Co PA69353 State of Domicile:Company Code:Company Name:

1. CurrentA01

H 8800 EC, 9600, 2000 935,383 296 27,970,3321,578,584 4,972,958168.76 0.17 562.45

1. Total current - IndividualC01

935,383 296 27,970,3321,578,584 4,972,958XXX XXX XXX

7. Current year totalC07

935,383 296 27,970,3321,578,584 4,972,958168.76 0.17 562.45

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 122

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

Transamerica Financial Life Ins Co NY70688 State of Domicile:Company Code:Company Name:

1. CurrentA01

ICC10-TLP / TLC 2-P 7,789,820 2,720 11,076,226267,439 34,498,744 3.43 0.97 32.11

TFL1-FP1001 725,084 236 6,423,1551,976 17,137,176 0.27 0.98 37.48

LT-304-198 156,294 71 1,792,680715,355 5,917,419457.70 0.99 30.30

P-0001 (NY) 498 114,645 38 1,330,258113,209 3,786,799 98.75 0.95 35.13

NLTCP TQ LTC FR (NY) 297 31,465 22 582,4033,323 1,629,489 10.56 0.96 35.74

GCPLUS 1290 (NY) / GCPLUS -3,568 1 316,159-250,101 41,7277009.56 0.50 757.68

1. Total current - IndividualC01

8,813,740 3,088 21,520,881851,201 63,011,354XXX XXX XXX

7. Current year totalC07

8,813,740 3,088 21,520,881851,201 63,011,354 9.66 0.97 34.15

Transamerica Life Ins Co IA86231 State of Domicile:Company Code:Company Name:

1. CurrentA01

GCPRO III TQ 197 78,882,921 46,775 947,937,721138,104,554 1,024,222,745175.08 0.97 92.55

LTC-124-197, LTC-125-197, 63,604,646 28,804 895,427,887144,767,747 923,488,843227.61 0.97 96.96

ICC10-TLP / TLC 2-P 62,892,506 34,313 81,463,2782,250,278 101,546,361 3.58 0.95 80.22

ICC13_TLC4 25,719,846 10,540 -5,229,568827,447 14,347,242 3.22 0.98 - 36.45

TLC1-FP1001 21,663,271 11,399 119,902,9702,951,403 106,906,644 13.62 0.98 112.16

GCPRO 193 20,820,464 14,376 185,789,28657,391,770 207,936,406275.65 0.94 89.35

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 123

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

LTC 5 TQ 1096 19,750,779 10,794 113,452,06240,228,788 140,707,312203.68 0.96 80.63

FTQ 197 15,531,828 7,809 139,984,62632,621,661 157,803,737210.03 0.97 88.71

LTC 3 1091 / LTC 3R 1091 15,195,145 8,679 188,591,00458,457,314 201,127,856384.71 0.94 93.77

LI-LTCP 192 12,915,351 6,950 68,307,33522,642,671 82,602,805175.32 0.93 82.69

LTC-104-194;LTC-105-194;L 12,266,242 5,361 133,259,29140,038,182 149,284,133326.41 0.94 89.27

LI1-FP1001 8,014,176 5,640 112,373,24910,116,731 116,397,806126.24 0.98 96.54

FTQ 197 (PART) 7,242,199 2,879 123,598,85014,624,579 127,257,689201.94 0.98 97.13

JCP 5,735,655 2,478 -40,549,26114,205,543 66,177,541247.67 0.86 - 61.27

TOL1-FP1001 5,591,884 3,957 145,653,7447,648,658 138,614,227136.78 0.98 105.08

IP-70/1/2/3-00-494 4,723,147 1,813 17,370,0808,047,949 21,583,929170.39 0.93 80.48

GCPRO II 794 4,433,460 2,141 20,407,8165,566,111 22,296,330125.55 0.91 91.53

LI-LTCP TQ 898 4,013,963 2,233 28,884,5524,061,542 31,843,549101.19 0.97 90.71

LTC 5 196 3,810,456 2,244 16,684,4747,966,396 21,700,474209.07 0.96 76.89

FLEX 2 196 3,717,551 1,997 14,725,9207,923,279 21,527,906213.13 0.96 68.40

GCPLUS 1290 / GCPLUS 2 12 3,518,088 2,615 19,681,96217,923,733 30,698,702509.47 0.91 64.11

LI-LTCP TQ 197 2,796,714 1,859 24,715,1335,763,731 29,123,324206.09 0.96 84.86

KLTCP 1 190 2,080,714 1,304 9,710,9343,380,861 10,722,480162.49 0.89 90.57

NLTCP TQ 297 1,752,548 1,144 19,660,1812,523,154 23,092,869143.97 0.98 85.14

GCPRO III (CA) 197 NTQ 1,649,806 929 23,235,7812,617,023 27,523,600158.63 0.98 84.42

1-820-11-191 1,545,941 1,173 12,305,72211,184,198 19,997,116723.46 0.92 61.54

LTCP 889 1,361,378 1,516 4,239,59610,485,650 11,642,665770.22 0.90 36.41

1-812-11-190 638,145 615 5,945,4943,259,969 7,472,689510.85 0.91 79.56

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 124

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

LTC 2 1290 et al 355,960 390 4,819,4731,924,326 5,044,670540.60 0.92 95.54

GCPLUS 2 1290 (IN2) 350,401 244 3,757,9482,140,044 5,286,060610.74 0.96 71.09

6122 309,652 176 295,4451,470,511 1,374,411474.89 0.87 21.50

NLTCPCA297 174,380 110 3,229,676-17,351 2,918,140- 9.95 0.97 110.68

LI-LTCP NQ COMR (CA) 898 143,572 90 1,721,341-53 1,589,013- 0.04 0.97 108.33

LTC-102-06-194 126,759 70 2,363,021566,998 1,895,366447.30 0.91 124.67

GCPRO II BSC & STD (CO) 118,213 102 952,573111,030 1,101,046 93.92 0.91 86.52

LTC-100-11-193 72,850 39 1,588,104427,369 1,339,013586.64 0.95 118.60

LTC 5 TQ BSC & STD (CO) 31,850 27 209,7515,688 197,648 17.86 0.90 106.12

LIPS-LTCP (IN) 192 8,287 4 8,805738 91,595 8.91 1.00 9.61

01-0011095 0 28 902,837382,075 1,112,017 0.00 0.93 81.19

1. CurrentB01

GP 001 796 15,366,413 8,716 139,715,52115,289,928 152,525,248 99.50 0.98 91.60

LI-MAT-LTCC 892 / LI-GLTC 7,311,305 4,527 55,153,30114,252,153 68,123,768194.93 0.95 80.96

LTC-204-196-CA;LTC-205-19 2,122,526 1,512 56,315,0869,704,766 57,800,111457.23 0.95 97.43

GLTC 2 1290 et al 1,759,056 1,347 17,230,4678,201,233 18,881,558466.23 0.91 91.26

3132 00 288 1,394,453 669 2,852,9553,253,548 4,448,142233.32 0.87 64.14

GLTC 3 1091 / GLTC 3R 109 1,143,849 857 14,642,4985,124,019 15,670,444447.96 0.91 93.44

JCP 1,085,657 436 -8,615,8834,468,415 10,763,128411.59 0.86 - 80.05

LT-304-198 319,265 181 5,571,898313,363 5,396,243 98.15 1.00 103.26

TOL-GC-FP402 208,138 133 6,437,489-219,876 5,612,060-105.64 0.97 114.71

GCC 1 387 31,786 59 339,941113,671 347,203357.61 0.87 97.91

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 125

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

GKLTCC 1 190 13,979 7 95,2382,292 76,475 16.40 0.88 124.54

LI1-GC-FP402 9,265 4 172,7221,095 170,722 11.82 1.00 101.17

GHHC 1 189 8,674 9 65,530-26,121 29,212-301.14 0.82 224.33

1. Total current - IndividualC01

413,560,748 223,617 3,447,379,093684,592,297 3,859,595,959XXX XXX XXX

4. Total current - GroupC04

30,774,366 18,457 289,976,76360,478,486 339,844,314XXX XXX XXX

7. Current year totalC07

444,335,114 242,074 3,737,355,856745,070,783 4,199,440,273167.68 0.96 89.00

Transamerica Premier Life Ins Co IA66281 State of Domicile:Company Code:Company Name:

1. CurrentA01

FTQ197 27,140,625 15,158 435,815,22531,883,871 439,765,275117.48 0.98 99.10

MLC1-FP1001 9,936,441 7,569 158,866,62315,067,174 163,999,444151.64 0.97 96.87

LTC5TQ1096 6,482,468 3,894 67,506,9794,702,940 69,373,635 72.55 0.98 97.31

ML-LTCP TQ 898 2,632,323 1,858 36,742,3871,607,503 37,684,624 61.07 0.98 97.50

P-0001 498 1,404,884 741 28,938,3163,793,071 29,303,100269.99 0.97 98.76

ML LTCP TQ 325,114 250 4,351,054333,017 4,415,806102.43 0.95 98.53

Form 522, 532, 1919, 1119 35,717 36 531,63681,923 88,430229.37 0.95 601.19

ML-LTCP NQ COMR (CA) 898 24,585 221 462,349363,112 790,4031476.97 0.99 58.50

ML-LTCP 192 13,920 11 304,05317,146 293,012123.18 1.00 103.77

P-0001 NQ-I (CA) 498 4,183 1 124,496450 114,091 10.76 1.00 109.12

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 126

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. CurrentB01

GPML 991 / GPMLMET 991 97,660 90 5,814,257394,649 5,537,592404.11 0.99 105.00

MLC-GC-FP402 57,812 29 465,094108,418 536,597187.54 0.94 86.68

PM 392 50,137 70 1,337,174182,474 1,499,437363.95 0.97 89.18

PB GC-0001 11/99 10,087 7 167,484665 273,157 6.59 1.00 61.31

1. Total current - IndividualC01

48,000,260 29,739 733,643,11857,850,207 745,827,820XXX XXX XXX

4. Total current - GroupC04

215,696 196 7,784,009686,206 7,846,783XXX XXX XXX

7. Current year totalC07

48,215,956 29,935 741,427,12758,536,413 753,674,603121.41 0.98 98.38

Trustmark Ins Co IL61425 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTCP 28,072 15 168,054128,222 686,829456.76 0.83 24.47

1. CurrentB01

LTA 31,277 94 1,919,516174,504 2,147,355557.93 0.98 89.39

1. Total current - IndividualC01

28,072 15 168,054128,222 686,829XXX XXX XXX

4. Total current - GroupC04

31,277 94 1,919,516174,504 2,147,355XXX XXX XXX

7. Current year totalC07

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 127

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

59,349 109 2,087,570302,726 2,834,184510.08 0.96 73.66

Unicare Life & Hlth Ins Co IN80314 State of Domicile:Company Code:Company Name:

1. CurrentA01

PFTQ-03-0303 14,673 8 265,0360 229,207 0.00 1.00 115.63

PFTQ-02-0303 14,340 10 134,4570 157,360 0.00 1.00 85.45

PFTQ-04-0303 3,358 3 123,8080 67,390 0.00 1.00 183.72

PFTQ-04-0303 1,208 1 10,9170 6,413 0.00 1.00 170.23

1. Total current - IndividualC01

33,579 22 534,2180 460,370XXX XXX XXX

7. Current year totalC07

33,579 22 534,2180 460,370XXX 1.00 116.04

Union Labor Life Ins Co MD69744 State of Domicile:Company Code:Company Name:

1. CurrentA01

UL-QLTC-98 141,453 101 1,096,727217,601 1,169,997153.83 0.94 93.74

UL-LTC-98 67,944 47 539,43141,990 510,601 61.80 0.96 105.65

UL-QNH-98 15,957 7 139,1391,911 128,044 11.98 1.00 108.67

UL-NH-98 3,942 4 69,792-890 56,103- 22.58 0.80 124.40

1. Total current - IndividualC01

229,296 159 1,845,089260,612 1,864,745XXX XXX XXX

7. Current year totalC07

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 128

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

229,296 159 1,845,089260,612 1,864,745113.66 0.95 98.95

Union Security Ins Co KS70408 State of Domicile:Company Code:Company Name:

1. CurrentA01

6060 62,810,348 32,987 611,584,992128,092,783 954,738,507203.94 0.97 64.06

7060 13,131,012 7,320 146,854,14016,627,558 160,136,182126.63 0.97 91.71

1. Total current - IndividualC01

75,941,360 40,307 758,439,132144,720,341 1,114,874,689XXX XXX XXX

7. Current year totalC07

75,941,360 40,307 758,439,132144,720,341 1,114,874,689190.57 0.97 68.03

Union Security Life Ins Co of NY NY81477 State of Domicile:Company Code:Company Name:

1. CurrentA01

4060 8,045,603 4,110 89,108,58720,499,839 219,280,943254.80 0.97 40.64

1. Total current - IndividualC01

8,045,603 4,110 89,108,58720,499,839 219,280,943XXX XXX XXX

7. Current year totalC07

8,045,603 4,110 89,108,58720,499,839 219,280,943254.80 0.97 40.64

United Amer Ins Co NE92916 State of Domicile:Company Code:Company Name:

1. CurrentA01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 129

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

LTCBOM 3,021,418 1,664 38,230,5753,933,825 38,411,922130.20 0.94 99.53

LTC2H 865,752 416 10,774,0512,053,889 10,001,366237.24 0.85 107.73

LTC 641,143 478 5,370,9072,862,371 6,290,161446.45 0.87 85.39

LTCIN 618,414 442 9,498,804828,361 9,398,678133.95 0.92 101.07

LTC2 459,777 335 5,385,096920,882 5,952,549200.29 0.88 90.47

NH3 455,686 421 3,319,8281,540,887 3,254,854338.15 0.84 102.00

NH2 63,874 71 147,26242,650 344,987 66.77 0.76 42.69

NH1 6,128 8 60,895-44,674 52,808-729.01 1.00 115.31

1. Total current - IndividualC01

6,132,192 3,835 72,787,41812,138,191 73,707,325XXX XXX XXX

7. Current year totalC07

6,132,192 3,835 72,787,41812,138,191 73,707,325197.94 0.90 98.75

United Natl Life Ins Co Of Amer IL92703 State of Domicile:Company Code:Company Name:

1. CurrentA01

U9984, U9986 11,439 11 24,74952,804 71,229461.61 0.92 34.75

1. Total current - IndividualC01

11,439 11 24,74952,804 71,229XXX XXX XXX

7. Current year totalC07

11,439 11 24,74952,804 71,229461.61 0.92 34.75

United Of Omaha Life Ins Co NE69868 State of Domicile:Company Code:Company Name:

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 130

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. CurrentA01

LTC09U 53,323,759 25,593 217,349,2553,612,001 180,443,175 6.77 0.99 120.45

LTC06UI 21,138,907 9,120 141,372,8734,737,600 125,355,030 22.41 0.98 112.78

B439LNA07R 1,096,300 952 2,870,554267,169 2,512,647 24.37 0.99 114.24

1. Total current - IndividualC01

75,558,966 35,665 361,592,6828,616,770 308,310,852XXX XXX XXX

7. Current year totalC07

75,558,966 35,665 361,592,6828,616,770 308,310,852 11.40 0.98 117.28

United Security Assur Co Of PA PA42129 State of Domicile:Company Code:Company Name:

1. CurrentA01

LSSLTC 11,447,208 4,385 26,554,4901,311,733 18,158,180 11.46 0.96 146.24

LTC-01 5,780,249 2,576 20,264,4503,335,660 18,807,641 57.71 0.94 107.75

HSILTC 4,286,191 1,696 -33,452,3395,297,633 10,329,937123.60 0.87 -323.84

TGNLTC 1,462,804 1,002 -3,524,2972,881,055 17,896,001196.95 0.92 - 19.69

LTC-97 1,169,311 643 252,9781,278,132 7,696,206109.31 0.89 3.29

LTC-02 890,896 331 2,884,757611,516 2,742,567 68.64 0.95 105.19

LTC-09 827,398 251 2,900,049425,000 1,540,207 51.37 0.94 188.29

CBCLTC 745,392 539 2,406,008-688,382 7,018,929- 92.35 0.93 34.28

LTC-00 680,859 421 2,803,0541,058,845 5,782,001155.52 0.92 48.48

LTC-07 561,895 258 2,885,287102,589 1,442,921 18.26 0.93 199.96

HHC-98 561,029 539 4,649,453421,859 1,170,652 75.19 0.90 397.17

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 131

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

LTC-95 537,006 392 7,667,520882,719 7,071,829164.38 0.92 108.42

QL5 490,775 195 1,778,92527,730 1,004,743 5.65 0.97 177.05

GRLLTC 463,401 374 -7,207,9401,481,862 7,035,174319.78 0.91 -102.46

HHC-09 364,973 246 836,749404,491 295,844110.83 0.94 282.84

NSIHHC 316,060 311 -760,722287,252 1,464,280 90.89 0.86 - 51.95

HHC-01 198,781 125 509,873-18,831 197,977- 9.47 0.94 257.54

HHC-97 107,577 97 -259,978587,627 199,486546.24 0.95 -130.32

HHC-95 59,338 87 1,225,2790 273,959 0.00 0.95 447.25

CCLLTC 59,300 32 1,849,974-92,518 1,498,527-156.02 0.94 123.45

METLTC 43,156 24 -353,148-211,643 329,705-490.41 0.71 -107.11

GRLHC 35,739 52 -267,980120,698 276,768337.72 0.80 - 96.83

LTC-93 29,646 35 387,729-19,959 436,552- 67.32 0.80 88.82

IDLLTC 25,342 14 817,456-41,606 530,299-164.18 0.88 154.15

HHC-14 21,736 13 29,9420 4,190 0.00 0.81 714.61

SNHC 19,708 22 791,89244,322 71,722224.89 0.79 1104.11

LTC-92 13,018 16 658,204-106,644 115,650-819.20 0.76 569.13

HHC-92 1,010 1 15,5610 81 0.00 1.00 19211.11

1. CurrentB01

G-NHP 1,547 4 -87,284-39,367 19,854-2544.73 1.00 -439.63

GSN -2,904 2 -726,162397,188 1,134-13677.27 1.00 -64035.45

1. Total current - IndividualC01

31,199,798 14,677 36,343,22619,381,140 113,392,028XXX XXX XXX

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 132

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

4. Total current - GroupC04

-1,357 6 -813,446357,821 20,988XXX XXX XXX

7. Current year totalC07

31,198,441 14,683 35,529,78019,738,961 113,413,016 63.27 0.93 31.33

United States Life Ins Co in the Cit NY70106 State of Domicile:Company Code:Company Name:

1. CurrentA01

64391, C12270,state var., 1,012,580 354 3,102,2661,638,768 14,656,143161.84 0.94 21.17

NY-2500 75,396 40 265,037685,030 3,368,196908.58 0.98 7.87

1. Total current - IndividualC01

1,087,976 394 3,367,3032,323,798 18,024,339XXX XXX XXX

7. Current year totalC07

1,087,976 394 3,367,3032,323,798 18,024,339213.59 0.95 18.68

UnitedHealthcare Ins Co CT79413 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC POL 1010 OH AND STC P 6,737 6 00 0 0.00 1.00 0.00

LTC POL 1010 WI AND STC P 5,505 4 00 0 0.00 1.00 0.00

LTC POL 1010 IL AND STC P 1,836 1 00 0 0.00 1.00 0.00

1. Total current - IndividualC01

14,078 11 00 0XXX XXX XXX

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 133

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

7. Current year totalC07

14,078 11 00 0XXX 1.00 XXX

Unum Life Ins Co Of Amer ME62235 State of Domicile:Company Code:Company Name:

1. CurrentA01

ILTC 198,818,496 107,260 1,663,872,570362,080,090 3,427,282,443182.12 0.97 48.55

1. CurrentB01

GLTC, GLTC04 345,552,160 798,156 3,641,643,449103,063,446 3,582,599,206 29.83 0.93 101.65

1. Total current - IndividualC01

198,818,496 107,260 1,663,872,570362,080,090 3,427,282,443XXX XXX XXX

4. Total current - GroupC04

345,552,160 798,156 3,641,643,449103,063,446 3,582,599,206XXX XXX XXX

7. Current year totalC07

544,370,656 905,416 5,305,516,019465,143,535 7,009,881,649 85.45 0.94 75.69

USAble Life AR94358 State of Domicile:Company Code:Company Name:

1. CurrentB01

GLTC-P (10-06) 35,351 64 314,090-271 241,974- 0.77 0.93 129.80

4. Total current - GroupC04

35,351 64 314,090-271 241,974XXX XXX XXX

7. Current year totalC07

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 134

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

35,351 64 314,090-271 241,974- 0.77 0.93 129.80

USAble Mut Ins Co AR83470 State of Domicile:Company Code:Company Name:

1. CurrentA01

IDV-Policy-Association 129,387 159 1,960,77616,416 1,813,779 12.69 0.99 108.10

IDV-Policy-Individual 100,777 38 421,272276,217 576,476274.09 1.00 73.08

1. CurrentB01

ARK GRP-Policy 209,130 256 1,835,313-898 1,557,717- 0.43 0.99 117.82

1. Total current - IndividualC01

230,164 197 2,382,048292,633 2,390,255XXX XXX XXX

4. Total current - GroupC04

209,130 256 1,835,313-898 1,557,717XXX XXX XXX

7. Current year totalC07

439,294 453 4,217,361291,735 3,947,972 66.41 0.99 106.82

Voya Retirement Ins & Ann Co CT86509 State of Domicile:Company Code:Company Name:

1. CurrentA01

NCF 45,174 65 2,464,496590,716 2,247,7291307.65 0.82 109.64

NHP 14,404 23 60,847187,535 178,7981302.01 0.82 34.03

1. Total current - IndividualC01

59,577 88 2,525,343778,251 2,426,526XXX XXX XXX

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 135

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

7. Current year totalC07

59,577 88 2,525,343778,251 2,426,5261306.29 0.82 104.07

Washington Natl Ins Co IN70319 State of Domicile:Company Code:Company Name:

1. CurrentA01

IHP-9696 9700 9865 9895 4,608,230 1,897 -6,541,83610,686,918 29,830,513231.91 0.91 - 21.93

IHP-9468 9641 9656 9767 1,292,941 1,238 -70,240,6638,423,855 6,035,822651.53 0.84 -1163.73

CHIC 5012 1,274,562 765 10,609,5372,800,525 14,237,173219.73 0.95 74.52

CHIC 5013 415,847 270 41,0061,067,680 4,239,795256.75 0.89 0.97

IHP-9746 242,043 158 -2,989,500787,617 2,075,137325.40 0.92 -144.06

IHP-6408 7408 9408 9264 205,692 180 -16,452,4742,135,672 1,364,3501038.29 0.84 -1205.88

10955, 11001, ET AL 191,467 136 -6,770,8961,281,069 10,695,046669.08 0.92 - 63.31

IHP-9334 9409 9670 9517 144,120 97 3,419,429432,785 2,815,675300.30 0.83 121.44

IHP-9702 9748 9311 9680 137,719 131 -1,835,46520,526 118,999 14.90 0.81 -1542.42

IHP-9087 9192 8697 9289 33,686 19 -645,649299,310 168,564888.53 0.70 -383.03

IHP-9041 9278 24,935 10 -7,852-9,968 57,680- 39.98 0.67 - 13.61

IHP-9248 9249 5,724 5 -192,849-6,424 0-112.23 0.71 0.00

INDV - 93-3 FE 564 79 25 731,816-25,647 574,698-32464.56 0.96 127.34

INDV - 93-2 FE 556 -12,218 141 5,240,171206,270 5,667,297-1688.25 0.97 92.46

1. CurrentB01

GROUP - FE 502 2,767,726 1,320 52,915,4722,092,749 55,273,173 75.61 0.95 95.73

GHC-9264 9311 492,732 202 -89,194,2998,174,272 1,996,2741658.97 0.78 -4468.04

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 136

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

GHC-7204 9087 9192 9204 249,285 185 -2,781,493416,640 1,462,747167.13 0.84 -190.16

GHC-9388 9391 9392 9312 130,412 76 -3,405,753454,753 1,219,843348.71 0.82 -279.20

GHC-9278 91,109 14 -4,102,09414,883 7,715 16.34 0.78 -53170.37

GHC-8014 8041 9041 56,791 81 1,392,876409,106 634,321720.37 0.78 219.59

GHC-9086 9205 9193 7205 5,008 15 586,676-31,169 59,315-622.38 0.79 989.09

GROUP - 93-2, FE 553 109 205 2,071,389-13,190 1,593,227-12100.92 0.97 130.01

GROUP - FE 558 -47 7 314,199-438 332,986931.92 1.00 94.36

GROUP - FE 873 -1,840 18 578,900-2,155 347,227117.12 1.00 166.72

1. Total current - IndividualC01

8,564,827 5,072 -85,635,22528,100,188 77,880,749XXX XXX XXX

4. Total current - GroupC04

3,791,285 2,123 -41,624,12711,515,451 62,926,828XXX XXX XXX

7. Current year totalC07

12,356,112 7,195 -127,259,35239,615,639 140,807,577320.62 0.90 - 90.38

Wea Ins Corp WI72273 State of Domicile:Company Code:Company Name:

1. CurrentA01

IC LGL 3202-255-0105 131,173 68 2,079,5880 1,534,509 0.00 0.99 135.52

1. CurrentB01

IC LGL 3435-255-0108 6,013,752 8,140 448,719,9083,086,015 298,321,578 51.32 0.95 150.42

1. Total current - IndividualC01

131,173 68 2,079,5880 1,534,509XXX XXX XXX

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 137

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

4. Total current - GroupC04

6,013,752 8,140 448,719,9083,086,015 298,321,578XXX XXX XXX

7. Current year totalC07

6,144,925 8,208 450,799,4963,086,015 299,856,087 50.22 0.95 150.34

West Coast Life Ins Co NE70335 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTCNQ12(8/2000);LTC1200(8 3,701 3 104,812335 98,414 9.05 1.00 106.50

1. Total current - IndividualC01

3,701 3 104,812335 98,414XXX XXX XXX

7. Current year totalC07

3,701 3 104,812335 98,414 9.05 1.00 106.50

Woodmen World Life Ins Soc NE57320 State of Domicile:Company Code:Company Name:

1. CurrentA01

335-xx-0106 1,850,318 1,306 41,295,5462,429,102 41,645,290131.28 0.98 99.16

340-xx-0106 562,276 469 14,164,103-119,604 14,163,205- 21.27 0.99 100.01

1. Total current - IndividualC01

2,412,594 1,775 55,459,6492,309,498 55,808,495XXX XXX XXX

7. Current year totalC07

2,412,594 1,775 55,459,6492,309,498 55,808,495 95.73 0.98 99.38

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 138

Page 143: Long-Term Care Insurance Experience Reports for 2017The current year would be 2017, the prior year would be 2016, the second prior year would be 2015, the third prior year would be

LONG-TERM CARE INSURANCE EXPERIENCE

FORM 4

© 2018 National Association of Insurance Commissioners 139

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© 2018 National Association of Insurance Commissioners 140

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Reporting Form 4

Nationwide Level Reporting

Long-Term Care Insurance Experience Form 4 is intended to track life insurance and annuity products that have long-term care benefits provided by acceleration of certain benefits within these products. Included are products that are not exempt as outlined in the NAIC Long-Term Care Insurance Model Regulation (#641). This form does not include stand-alone LTC products. Individual and Group business is separated in this form. This form includes both calendar-year and inception-to-date figures. However, only calendar-year data was included in this report. The Long-Term Care Reporting Forms should be filed whenever long-term care insurance has been sold, regardless of which annual statement has been filed. The four annual statement types are: Life, Accident and Health; Property/Casualty; Fraternal; and Health. For the 2017 reporting year, a total of 33 companies filed Form 4:

30 Life, Accident and Health 0 Property/Casualty 2 Fraternal 1 Health

(Narrative taken from Explanatory Notes for the Long-Term Care Experience Reporting Forms supplemental instructions for the Annual Statement Reporting Forms. Refer to the appropriate Annual Statement Instructions for complete instructions and narrative. Company counts are derived from Annual Statement Reports filed with the NAIC for the 2017 reporting year.)

© 2018 National Association of Insurance Commissioners 141

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SUPPLEMENT FOR THE YEAR OF THE

...................................... Affix Bar Code Above

LONG-TERM CARE EXPERIENCE REPORTING FORM 4 LIFE AND ANNUITY PRODUCTS WITH LTC ACCELERATED BENEFITS

REPORTING YEAR 20__ (To Be Filed By April 1)

NAIC Group Code NAIC Company Code

1 2 3 4 5

Incurred Year Number of

Policies In Force Number of Certificates Death Claims

LTC Accelerated Claims Total Reserves

A. Individual

1. Current ........................... .................................... ................................ ............................... ............................. .............................................. 2. Prior ............................... .................................... ................................ ............................... ............................. .............................................. 3. 2nd Prior

B. Group

1. Current .......................... .................................... ................................ ............................... ............................. .............................................. 2. Prior .............................. .................................... ................................ ............................... ............................. .............................................. 3. 2nd Prior

C. Summary1. Total Inception-to-Date

Total Reserves are reserves for these particular life products with LTC accelerated benefits. Incurred claims are only the policies that claims have been triggered due to acceleration.

© 2018 National Association of Insurance Commissioners 142

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National Association of Insurance Commissioners2017 Long-Term Care Insurance Experience Reporting - Form 4

Life and Annuity Products Accelerated BenefitsAggregated Totals

Incurred YearNumber ofCertificates

DeathClaims

LTCAccelerated

Claims

Number ofPolicies in

Force

LTCTotal

Reserves

A. Individual

1. Current 467,669 74,994 2,216,495 4,921,607 12,822,858,434

2. Prior 440,057 75,997 2,853,281 5,088,586 11,329,640,102

3. 2nd Prior 381,310 63,785 2,647,214 3,688,709 10,117,544,942

B. Group

1. Current 669 281,362 21,611,735 893,529 444,839,259

2. Prior 289 260,826 23,461,849 812,017 405,546,563

3. 2nd Prior 258 243,768 19,858,317 779,916 367,495,597

CAUTION: The information contained on this page is UNAUDITED and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 143

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© 2018 National Association of Insurance Commissioners 144

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LONG-TERM CARE INSURANCE EXPERIENCE

FORM 5

© 2018 National Association of Insurance Commissioners 145

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Reporting Form 5

State Level Reporting

Long-Term Care Insurance Experience Form 5 includes the state’s portion of earned premium, incurred claims and number of inforce count of lives at the end of the year as reported at the nationwide level on the Long-Term Care Experience Reporting Form 2 and Form 3. Policy forms are grouped by individual and group, with subtotals for these two classes. This report includes aggregate figures by state, as well as the top 10 long-term care writers in each state. The Long-Term Care Reporting Forms should be filed whenever long-term care insurance has been sold, regardless of which annual statement has been filed. The four annual statement types are: Life, Accident and Health; Property/Casualty; Fraternal; and Health. For the 2017 reporting year, a total of 174 companies filed Form 5:

131 Life, Accident and Health 11 Property/Casualty 5 Fraternal

27 Health (Narrative taken from Explanatory Notes for the Long-Term Care Experience Reporting Forms supplemental instructions for the Annual Statement Reporting Forms. Refer to the appropriate Annual Statement Instructions for complete instructions and narrative. Company counts are derived from Annual Statement Reports filed with the NAIC for the 2017 reporting year.)

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SUPPLEMENT FOR THE YEAR OF THE

....................................... Affix Bar Code Above

LONG-TERM CARE EXPERIENCE REPORTING FORM 5 EXPERIENCE IN THE STATE OF ___________________

REPORTING YEAR 20_____ (To Be Filed By April 1)

NAIC Group Code__________ NAIC Company Code

1 Earned

Premiums

2 Incurred Claims

3 In Force Count

End of Year

4 Lives In Force End of Year

1. Individual .................................................................................................................. 2. Group .........................................................................................................................

........................ ........................

......................... .........................

........................ ........................

........................ ........................

3. Total ................................................. ……………………………………………… ........................ ......................... ........................ ........................ 4. Actual total reported experience through prior year ................................. …………. ........................ ......................... xxx xxx 5. Actual total reported experience through statement year xxx xxx

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National Association of Insurance Commissioners2017 Long-Term Care Insurance Experience Reporting - Form 5

By State and U. S. Territory Totals

State NameEarned

PremiumInforce CountEnd of YearState Name

EarnedPremium

Inforce CountEnd of Year

Alaska 15,366,727 7,381 Alabama 129,281,336 74,512

Arkansas 63,524,526 39,374 American Samoa 0 0

Arizona 169,421,666 96,458 California 1,040,836,176 625,652

Colorado 244,671,313 133,311 Connecticut 265,899,588 113,730

District Of Columbia 45,445,348 37,559 Delaware 41,313,501 26,118

Florida 590,510,722 331,406 Georgia 265,627,737 155,791

Guam 2,108 1 Hawaii 94,867,720 75,891

Iowa 232,967,252 135,617 Idaho 40,478,620 22,346

Illinois 545,718,540 321,237 Indiana 190,029,459 108,668

Kansas 158,956,250 100,229 Kentucky 119,250,296 69,838

Louisiana 103,840,279 70,998 Massachusetts 339,212,419 179,326

Maryland 297,815,724 144,434 Maine 59,267,148 37,132

Michigan 277,928,994 174,650 Minnesota 332,018,361 206,607

Missouri 265,162,493 162,773 Northern Mariana Islands 0 0

Mississippi 69,616,841 40,411 Montana 40,773,781 26,685

North Carolina 339,809,673 189,013 North Dakota 67,379,841 34,745

Nebraska 165,677,164 89,413 New Hampshire 57,820,456 30,082

New Jersey 474,094,990 211,384 New Mexico 47,616,725 41,050

Nevada 50,821,993 34,257 New York 1,019,100,026 401,972

Ohio 404,933,453 233,273 Oklahoma 95,717,318 59,046

Oregon 147,658,011 83,101 Pennsylvania 497,397,430 254,673

Puerto Rico 2,889,286 1,832 Rhode Island 39,692,018 19,289

South Carolina 165,212,801 92,271 South Dakota 73,439,855 45,353

Tennessee 224,500,066 137,640 Texas 688,185,082 430,250

Utah 48,008,355 32,980 Virginia 424,373,982 236,949

US Virgin Islands 143,787 91 Vermont 25,396,089 14,744

Washington 306,259,292 175,930 Wisconsin 260,320,020 141,575

West Virginia 32,593,099 23,441 Wyoming 21,489,227 10,741

11,720,334,964 6,543,230Total All States and Territories

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National Association of Insurance Commissioners2017 Long-Term Care Insurance Experience Reporting - Form 5

By State and U.S. Territory TotalsNumber of Lives Inforce

VT NH16,008 31,784

MA 185,922 RI 20,347 CT 118,733

NJ 218,164

DE 26,616 MD 148,446 DC 37,857

LEGENDAt Most 33,60733,608  ‐ 81,57981,580  ‐ 172,838172,839  ‐ 634,572No Data

Guam (GU) American Samoa (AS) Northern Mariana Islands (MP) Puerto Rico (PR) U.S. Virgin Islands (VI)1 No Data No Data 1,904 91

Minimum 1st Quartile2nd 

Quartile 3rd Quartile Maximum1 33,608 81,580 172,839 634,572

WA182,446

OR86,234

ID23,615

MT27,719

CA634,572

NV35,259

UT34,216

WY11,397

ND37,072

SD47,306

MN216,012

AZ99,868

CO139,892

NM42,287

TX443,963

OK61,747

KS106,891

NE94,547

MO170,611

AR40,625

LA73,374

MS42,191

AL76,710

FL341,816

GA161,477

SC95,903

NC197,569TN

142,143

KY72,569

IL332,446

IA144,084

WI153,370

MI179,523

IN111,187

OH243,181

WV24,330 VA

246,281

PA265,239

ME38,731

NY408,354

HI76,926

AK7,550

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National Association of Insurance Commissioners2017 Long-Term Care Insurance Experience Reporting - Form 5

by State and U.S. Territory TotalsInsurance Experience by Line of Business

Row DescriptionEarned

PremiumInforce CountEnd of Year

IncurredClaimsState

Alabama57,170106,963,335109,447,2191. Individual

17,34211,589,86619,834,1162. Group

74,512118,553,200129,281,3363. Total

Alaska5,2903,107,48712,990,4501. Individual

2,0911,080,9652,376,2772. Group

7,3814,188,45115,366,7273. Total

American Samoa0001. Individual

0002. Group

0003. Total

Arizona66,591143,249,124145,387,7581. Individual

29,86712,670,00024,033,9082. Group

96,458155,919,124169,421,6663. Total

Arkansas30,39471,577,77056,748,6301. Individual

8,9806,763,9276,775,8982. Group

39,37478,341,69863,524,5263. Total

California382,333906,319,710869,181,3611. Individual

243,319100,574,071171,654,8142. Group

625,6521,006,893,7811,040,836,1763. Total

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2017 Long-Term Care Insurance Experience Reporting - Form 5

by State and U.S. Territory TotalsInsurance Experience by Line of Business

Row DescriptionEarned

PremiumInforce CountEnd of Year

IncurredClaimsState

Colorado96,396157,910,749213,655,3071. Individual

36,91518,598,24731,016,0072. Group

133,311176,508,995244,671,3133. Total

Connecticut83,528267,363,305236,287,9211. Individual

30,20227,480,57329,611,6682. Group

113,730294,843,876265,899,5883. Total

Delaware9,27617,315,60021,689,2301. Individual

16,8426,509,23319,624,2692. Group

26,11823,824,83241,313,5013. Total

District Of Columbia10,18621,361,29326,227,2651. Individual

27,37313,873,40819,218,0832. Group

37,55935,234,70245,445,3483. Total

Florida256,609780,629,144536,661,5151. Individual

74,79741,351,61653,849,2082. Group

331,406821,980,761590,510,7223. Total

Georgia107,925203,288,981226,313,6541. Individual

47,86625,537,70739,314,0852. Group

155,791228,826,687265,627,7373. Total

Guam102,1081. Individual

0002. Group

102,1083. Total

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2017 Long-Term Care Insurance Experience Reporting - Form 5

by State and U.S. Territory TotalsInsurance Experience by Line of Business

Row DescriptionEarned

PremiumInforce CountEnd of Year

IncurredClaimsState

Hawaii34,29069,648,81273,104,7041. Individual

41,60110,936,51921,763,0152. Group

75,89180,585,33294,867,7203. Total

Idaho17,77523,045,75236,720,8951. Individual

4,5711,468,5313,757,7262. Group

22,34624,514,28240,478,6203. Total

Illinois210,806402,532,885459,132,2201. Individual

110,43157,061,69786,586,3202. Group

321,237459,594,584545,718,5403. Total

Indiana85,203168,399,985172,042,5691. Individual

23,46510,820,00317,986,8902. Group

108,668179,219,989190,029,4593. Total

Iowa114,592238,490,801217,199,3601. Individual

21,02513,727,63015,767,8932. Group

135,617252,218,431232,967,2523. Total

Kansas79,519189,402,330145,939,2591. Individual

20,7107,747,38113,016,9922. Group

100,229197,149,711158,956,2503. Total

Kentucky50,95889,753,24499,777,9001. Individual

18,88019,047,74819,472,3972. Group

69,838108,800,991119,250,2963. Total

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2017 Long-Term Care Insurance Experience Reporting - Form 5

by State and U.S. Territory TotalsInsurance Experience by Line of Business

Row DescriptionEarned

PremiumInforce CountEnd of Year

IncurredClaimsState

Louisiana52,263102,303,08894,141,6541. Individual

18,7356,663,9559,698,6262. Group

70,998108,967,042103,840,2793. Total

Maine21,29041,461,27148,749,3711. Individual

15,8424,573,91810,517,7752. Group

37,13246,035,18859,267,1483. Total

Maryland102,438200,228,672258,173,7651. Individual

41,99620,161,31739,641,9612. Group

144,434220,389,991297,815,7243. Total

Massachusetts110,936284,404,568268,847,7541. Individual

68,39032,871,66370,364,6662. Group

179,326317,276,230339,212,4193. Total

Michigan105,360193,386,923224,256,5771. Individual

69,29026,543,46353,672,4162. Group

174,650219,930,386277,928,9943. Total

Minnesota152,440299,022,380290,130,6051. Individual

54,16723,814,82341,887,7542. Group

206,607322,837,203332,018,3613. Total

Mississippi32,16567,322,14564,599,9861. Individual

8,2465,077,4975,016,8552. Group

40,41172,399,64269,616,8413. Total

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2017 Long-Term Care Insurance Experience Reporting - Form 5

by State and U.S. Territory TotalsInsurance Experience by Line of Business

Row DescriptionEarned

PremiumInforce CountEnd of Year

IncurredClaimsState

Missouri109,045223,573,597222,699,3911. Individual

53,72820,843,43042,463,1002. Group

162,773244,417,028265,162,4933. Total

Montana17,56835,575,91536,298,2081. Individual

9,1174,976,1584,475,5712. Group

26,68540,552,07440,773,7813. Total

Nebraska76,343165,509,658155,476,2361. Individual

13,07013,059,23710,200,9282. Group

89,413178,568,895165,677,1643. Total

Nevada18,03435,933,38239,067,4271. Individual

16,2234,676,29211,754,5652. Group

34,25740,609,67250,821,9933. Total

New Hampshire21,43943,359,86050,517,9761. Individual

8,6435,530,5897,302,4802. Group

30,08248,890,44957,820,4563. Total

New Jersey130,261326,392,555361,992,0471. Individual

81,12378,778,190112,102,9442. Group

211,384405,170,747474,094,9903. Total

New Mexico18,71331,199,68238,191,4471. Individual

22,3377,893,7469,425,2782. Group

41,05039,093,42847,616,7253. Total

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2017 Long-Term Care Insurance Experience Reporting - Form 5

by State and U.S. Territory TotalsInsurance Experience by Line of Business

Row DescriptionEarned

PremiumInforce CountEnd of Year

IncurredClaimsState

New York285,886944,694,653872,085,9351. Individual

116,086110,793,685147,014,0902. Group

401,9721,055,488,3361,019,100,0263. Total

North Carolina139,836282,135,292301,528,6751. Individual

49,17723,420,86338,280,9972. Group

189,013305,556,154339,809,6733. Total

North Dakota31,61489,614,84064,428,3651. Individual

3,1315,386,9842,951,4752. Group

34,74595,001,82467,379,8413. Total

Northern Mariana Islands0001. Individual

0002. Group

0003. Total

Ohio151,166279,453,040329,729,5411. Individual

82,10758,740,27975,203,9132. Group

233,273338,193,319404,933,4533. Total

Oklahoma43,48884,908,85384,896,6361. Individual

15,5587,847,37410,820,6842. Group

59,04692,756,22895,717,3183. Total

Oregon57,154109,868,410126,374,1841. Individual

25,9479,251,54121,283,8262. Group

83,101119,119,951147,658,0113. Total

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2017 Long-Term Care Insurance Experience Reporting - Form 5

by State and U.S. Territory TotalsInsurance Experience by Line of Business

Row DescriptionEarned

PremiumInforce CountEnd of Year

IncurredClaimsState

Pennsylvania183,556420,233,715430,657,2171. Individual

71,11742,412,72366,740,2132. Group

254,673462,646,439497,397,4303. Total

Puerto Rico1,592617,6042,738,7121. Individual

240)(135,792150,5742. Group

1,832481,8122,889,2863. Total

Rhode Island15,70740,897,37136,055,5521. Individual

3,5823,010,9053,636,4662. Group

19,28943,908,27739,692,0183. Total

South Carolina66,264140,098,676141,307,8771. Individual

26,00715,171,83623,904,9232. Group

92,271155,270,512165,212,8013. Total

South Dakota33,85979,995,38869,208,0041. Individual

11,4942,414,1994,231,8522. Group

45,35382,409,58873,439,8553. Total

Tennessee89,844177,968,886189,169,9731. Individual

47,79617,539,63435,330,0932. Group

137,640195,508,521224,500,0663. Total

Texas265,154485,903,523549,140,1941. Individual

165,09684,062,043139,044,8892. Group

430,250569,965,566688,185,0823. Total

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2017 Long-Term Care Insurance Experience Reporting - Form 5

by State and U.S. Territory TotalsInsurance Experience by Line of Business

Row DescriptionEarned

PremiumInforce CountEnd of Year

IncurredClaimsState

US Virgin Islands2551231,9731. Individual

66274,319111,8142. Group

91274,832143,7873. Total

Utah17,66823,902,61932,908,5011. Individual

15,3128,413,11815,099,8542. Group

32,98032,315,73848,008,3553. Total

Vermont11,20122,002,99923,274,2731. Individual

3,5432,274,3902,121,8162. Group

14,74424,277,38925,396,0893. Total

Virginia157,378272,205,468354,701,0451. Individual

79,57136,442,41769,672,9372. Group

236,949308,647,885424,373,9823. Total

Washington118,397238,702,375265,522,5431. Individual

57,53315,138,25940,736,7472. Group

175,930253,840,634306,259,2923. Total

West Virginia13,30125,976,80927,944,9421. Individual

10,1404,074,2124,648,1572. Group

23,44130,051,02132,593,0993. Total

Wisconsin108,985216,132,939235,980,3141. Individual

32,59012,042,55324,339,7062. Group

141,575228,175,494260,320,0203. Total

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2017 Long-Term Care Insurance Experience Reporting - Form 5

by State and U.S. Territory TotalsInsurance Experience by Line of Business

Row DescriptionEarned

PremiumInforce CountEnd of Year

IncurredClaimsState

Wyoming8,14511,846,69519,010,6501. Individual

2,5961,885,7252,478,5772. Group

10,74113,732,42021,489,2273. Total

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

ALABAMA

70025 4011 Genworth Life Ins Co DE 15,914 33,802,508 33,307,362 26.15 26.15165978 241 Metropolitan Life Ins Co NY 6,753 11,297,817 8,245,490 8.74 34.89265838 904 John Hancock Life Ins Co USA MI 7,389 10,887,418 9,862,618 8.42 43.31355433 570 BCBS of AL AL 4,708 9,085,264 2,300,069 7.03 50.33486231 468 Transamerica Life Ins Co IA 4,851 8,509,554 19,504,673 6.58 56.92569000 860 Northwestern Long Term Care Ins Co WI 3,098 6,416,435 431,775 4.96 61.88666281 468 Transamerica Premier Life Ins Co IA 4,003 5,460,940 9,201,927 4.22 66.10766915 826 New York Life Ins Co NY 2,443 4,408,434 2,425,910 3.41 69.51862235 565 Unum Life Ins Co Of Amer ME 4,963 4,218,668 4,021,020 3.26 72.78925178 176 State Farm Mut Auto Ins Co IL 2,247 3,873,772 )(300,515 3.00 75.7710

** STATE TOTAL** 74,512 129,281,336 118,553,200 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

ALASKA

70025 4011 Genworth Life Ins Co DE 1,898 4,881,499 585,076 31.77 31.77165838 904 John Hancock Life Ins Co USA MI 1,321 2,111,682 1,176,234 13.74 45.51266915 826 New York Life Ins Co NY 761 1,472,224 519,356 9.58 55.09365978 241 Metropolitan Life Ins Co NY 786 1,237,469 1,278,719 8.05 63.14425178 176 State Farm Mut Auto Ins Co IL 388 1,005,869 299,096 6.55 69.69520443 218 Continental Cas Co IL 405 835,981 267,772 5.44 75.13686231 468 Transamerica Life Ins Co IA 296 599,413 )(451,875 3.90 79.03762235 565 Unum Life Ins Co Of Amer ME 331 403,439 )(139,113 2.63 81.65890611 761 Allianz Life Ins Co Of N Amer MN 132 345,626 0 2.25 83.90969000 860 Northwestern Long Term Care Ins Co WI 127 326,066 )(191,530 2.12 86.0310

** STATE TOTAL** 7,381 15,366,727 4,188,451 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

ARIZONA

70025 4011 Genworth Life Ins Co DE 17,363 40,185,584 38,101,755 23.72 23.72165838 904 John Hancock Life Ins Co USA MI 12,672 22,991,770 17,432,151 13.57 37.29265978 241 Metropolitan Life Ins Co NY 8,148 12,447,909 10,602,274 7.35 44.64362235 565 Unum Life Ins Co Of Amer ME 14,777 8,405,064 7,156,899 4.96 49.60471412 261 Mutual Of Omaha Ins Co NE 3,440 7,421,676 3,013,239 4.38 53.98569000 860 Northwestern Long Term Care Ins Co WI 2,940 7,167,351 4,273,157 4.23 58.21620443 218 Continental Cas Co IL 5,369 6,648,217 5,959,154 3.92 62.13761263 233 Bankers Life & Cas Co IL 2,824 6,340,259 5,892,761 3.74 65.88886231 468 Transamerica Life Ins Co IA 3,043 5,639,020 7,987,606 3.33 69.20966915 826 New York Life Ins Co NY 2,022 4,726,476 2,046,863 2.79 71.9910

** STATE TOTAL** 96,458 169,421,666 155,919,124 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

ARKANSAS

70025 4011 Genworth Life Ins Co DE 7,835 16,465,627 20,413,933 25.92 25.92165838 904 John Hancock Life Ins Co USA MI 5,224 8,873,709 7,334,209 13.97 39.89261263 233 Bankers Life & Cas Co IL 2,033 4,712,819 4,809,558 7.42 47.31369000 860 Northwestern Long Term Care Ins Co WI 2,095 4,046,780 1,722,792 6.37 53.68420443 218 Continental Cas Co IL 2,183 2,838,919 3,719,055 4.47 58.15586231 468 Transamerica Life Ins Co IA 1,695 2,657,665 6,238,976 4.18 62.33665978 241 Metropolitan Life Ins Co NY 1,958 2,625,896 2,693,088 4.13 66.46762235 565 Unum Life Ins Co Of Amer ME 4,142 2,137,053 3,936,879 3.36 69.83871412 261 Mutual Of Omaha Ins Co NE 1,026 2,045,513 568,141 3.22 73.05966915 826 New York Life Ins Co NY 1,165 1,962,624 1,185,654 3.09 76.1410

** STATE TOTAL** 39,374 63,524,526 78,341,698 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

CALIFORNIA

70025 4011 Genworth Life Ins Co DE 132,925 313,121,409 227,724,958 30.08 30.08165838 904 John Hancock Life Ins Co USA MI 63,285 111,468,825 72,313,641 10.71 40.79262235 565 Unum Life Ins Co Of Amer ME 155,544 89,732,582 90,450,752 8.62 49.41365978 241 Metropolitan Life Ins Co NY 45,640 71,559,485 58,556,933 6.88 56.29420443 218 Continental Cas Co IL 39,318 54,128,310 73,740,543 5.20 61.49586231 468 Transamerica Life Ins Co IA 22,169 43,430,919 82,272,023 4.17 65.66666915 826 New York Life Ins Co NY 20,980 41,086,001 19,803,702 3.95 69.61769000 860 Northwestern Long Term Care Ins Co WI 13,560 38,568,147 13,338,635 3.71 73.32825178 176 State Farm Mut Auto Ins Co IL 17,128 33,744,022 26,955,537 3.24 76.56968241 304 Prudential Ins Co Of Amer NJ 14,110 31,191,667 31,415,912 3.00 79.5510

** STATE TOTAL** 625,652 1,040,836,176 1,006,893,781 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

COLORADO

70025 4011 Genworth Life Ins Co DE 23,005 57,886,890 34,368,552 23.66 23.66165838 904 John Hancock Life Ins Co USA MI 23,843 43,483,302 17,828,365 17.77 41.43286231 468 Transamerica Life Ins Co IA 9,491 15,815,178 22,361,105 6.46 47.90369000 860 Northwestern Long Term Care Ins Co WI 6,429 15,489,304 4,366,341 6.33 54.23465978 241 Metropolitan Life Ins Co NY 8,965 13,544,232 9,239,708 5.54 59.76571412 261 Mutual Of Omaha Ins Co NE 5,416 10,986,643 3,105,869 4.49 64.25620443 218 Continental Cas Co IL 5,031 7,181,630 4,562,190 2.94 67.19725178 176 State Farm Mut Auto Ins Co IL 3,230 6,867,458 5,320,805 2.81 69.99862235 565 Unum Life Ins Co Of Amer ME 10,975 6,138,303 5,673,470 2.51 72.50961263 233 Bankers Life & Cas Co IL 2,494 6,083,987 6,679,699 2.49 74.9910

** STATE TOTAL** 133,311 244,671,313 176,508,995 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

CONNECTICUT

70025 4011 Genworth Life Ins Co DE 21,665 69,913,462 40,776,556 26.29 26.29165838 904 John Hancock Life Ins Co USA MI 12,344 31,086,188 26,160,268 11.69 37.98287726 241 Brighthouse Life Ins Co DE 8,622 24,169,088 72,648,683 9.09 47.07386231 468 Transamerica Life Ins Co IA 9,656 22,669,698 34,323,336 8.53 55.60465978 241 Metropolitan Life Ins Co NY 10,562 20,353,933 15,929,691 7.65 63.25569000 860 Northwestern Long Term Care Ins Co WI 4,251 14,837,181 3,464,026 5.58 68.83668241 304 Prudential Ins Co Of Amer NJ 5,965 11,349,765 6,176,759 4.27 73.10766281 468 Transamerica Premier Life Ins Co IA 4,305 9,894,844 10,923,317 3.72 76.82861263 233 Bankers Life & Cas Co IL 5,388 9,765,201 12,030,108 3.67 80.50962235 565 Unum Life Ins Co Of Amer ME 9,060 7,460,506 11,242,284 2.81 83.3010

** STATE TOTAL** 113,730 265,899,588 294,843,876 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

DELAWARE

68241 304 Prudential Ins Co Of Amer NJ 10,697 14,852,778 4,044,997 35.95 35.95170025 4011 Genworth Life Ins Co DE 3,032 7,752,435 4,510,308 18.76 54.72265838 904 John Hancock Life Ins Co USA MI 2,356 4,376,163 2,410,080 10.59 65.31365978 241 Metropolitan Life Ins Co NY 2,736 3,814,031 3,103,203 9.23 74.54461263 233 Bankers Life & Cas Co IL 549 1,257,818 1,305,731 3.04 77.59565005 4 RiverSource Life Ins Co MN 515 1,021,150 969,375 2.47 80.06620443 218 Continental Cas Co IL 879 1,012,016 976,217 2.45 82.51762235 565 Unum Life Ins Co Of Amer ME 2,233 997,385 778,060 2.41 84.92871412 261 Mutual Of Omaha Ins Co NE 334 732,368 175,757 1.77 86.69966915 826 New York Life Ins Co NY 238 608,267 498,140 1.47 88.1710

** STATE TOTAL** 26,118 41,313,501 23,824,832 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

DISTRICT OF COLUMBIA

62235 565 Unum Life Ins Co Of Amer ME 17,464 10,068,558 6,648,183 22.16 22.16170025 4011 Genworth Life Ins Co DE 2,233 7,029,136 5,463,488 15.47 37.62269515 1186 Medamerica Ins Co PA 5,037 6,677,612 2,429,291 14.69 52.32365838 904 John Hancock Life Ins Co USA MI 2,691 5,513,205 4,324,897 12.13 64.45471412 261 Mutual Of Omaha Ins Co NE 2,886 2,797,156 3,235,574 6.15 70.60565978 241 Metropolitan Life Ins Co NY 1,654 2,674,311 2,508,268 5.88 76.49668241 304 Prudential Ins Co Of Amer NJ 1,090 1,822,746 172,695 4.01 80.50765935 435 Massachusetts Mut Life Ins Co MA 355 1,629,099 859,353 3.58 84.08820443 218 Continental Cas Co IL 1,047 1,128,983 3,573,046 2.48 86.57969000 860 Northwestern Long Term Care Ins Co WI 331 1,110,498 520,987 2.44 89.0110

** STATE TOTAL** 37,559 45,445,348 35,234,702 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

FLORIDA

70025 4011 Genworth Life Ins Co DE 49,280 123,470,616 125,997,228 20.91 20.91165838 904 John Hancock Life Ins Co USA MI 49,894 103,789,415 109,820,200 17.58 38.49261263 233 Bankers Life & Cas Co IL 23,256 44,550,561 68,217,653 7.54 46.03369000 860 Northwestern Long Term Care Ins Co WI 15,174 38,124,161 19,601,719 6.46 52.49465978 241 Metropolitan Life Ins Co NY 23,738 33,884,242 29,559,304 5.74 58.22520443 218 Continental Cas Co IL 17,247 21,639,849 39,957,408 3.66 61.89662235 565 Unum Life Ins Co Of Amer ME 39,895 19,746,612 32,607,564 3.34 65.23786231 468 Transamerica Life Ins Co IA 10,284 18,496,468 36,495,141 3.13 68.36871412 261 Mutual Of Omaha Ins Co NE 6,859 14,988,287 5,749,351 2.54 70.90966915 826 New York Life Ins Co NY 6,068 14,580,103 10,832,522 2.47 73.3710

** STATE TOTAL** 331,406 590,510,722 821,980,761 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

GEORGIA

70025 4011 Genworth Life Ins Co DE 33,682 74,163,985 62,672,595 27.92 27.92165838 904 John Hancock Life Ins Co USA MI 22,670 36,469,352 29,177,172 13.73 41.65269000 860 Northwestern Long Term Care Ins Co WI 7,977 20,925,117 8,915,583 7.88 49.53362235 565 Unum Life Ins Co Of Amer ME 22,232 15,133,027 12,663,934 5.70 55.22465978 241 Metropolitan Life Ins Co NY 11,502 14,295,804 10,437,612 5.38 60.61586231 468 Transamerica Life Ins Co IA 5,645 9,815,537 15,838,783 3.70 64.30625178 176 State Farm Mut Auto Ins Co IL 4,489 7,871,485 5,158,043 2.96 67.26771412 261 Mutual Of Omaha Ins Co NE 3,851 7,832,631 4,231,876 2.95 70.21865935 435 Massachusetts Mut Life Ins Co MA 2,712 7,713,826 2,642,181 2.90 73.12920443 218 Continental Cas Co IL 6,019 7,667,795 9,745,017 2.89 76.0010

** STATE TOTAL** 155,791 265,627,737 228,826,687 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

GUAM

68241 304 Prudential Ins Co Of Amer NJ 1 2,108 0 100.00 100.001** STATE TOTAL** 1 2,108 0 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 172

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

HAWAII

62235 565 Unum Life Ins Co Of Amer ME 36,575 18,056,132 7,883,316 19.03 19.03165838 904 John Hancock Life Ins Co USA MI 8,593 15,594,734 11,640,268 16.44 35.47270025 4011 Genworth Life Ins Co DE 6,837 14,399,978 11,617,647 15.18 50.65365978 241 Metropolitan Life Ins Co NY 3,143 5,776,025 5,326,482 6.09 56.74420443 218 Continental Cas Co IL 2,411 3,315,248 6,427,800 3.49 60.23586231 468 Transamerica Life Ins Co IA 1,784 3,211,494 5,273,415 3.39 63.62666915 826 New York Life Ins Co NY 1,523 3,004,237 2,534,633 3.17 66.79765005 4 RiverSource Life Ins Co MN 1,384 2,973,327 5,508,852 3.13 69.92869000 860 Northwestern Long Term Care Ins Co WI 1,037 2,811,474 810,420 2.96 72.88968195 565 Provident Life & Accident Ins Co TN 1,102 2,808,223 1,054,719 2.96 75.8410

** STATE TOTAL** 75,891 94,867,720 80,585,332 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 173

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

IDAHO

70025 4011 Genworth Life Ins Co DE 3,396 7,717,249 3,130,814 19.07 19.07165838 904 John Hancock Life Ins Co USA MI 2,935 4,731,238 1,670,320 11.69 30.75269000 860 Northwestern Long Term Care Ins Co WI 1,787 4,507,165 )(236,433 11.13 41.89361263 233 Bankers Life & Cas Co IL 1,761 3,418,715 3,106,537 8.45 50.33465978 241 Metropolitan Life Ins Co NY 1,264 2,001,102 258,437 4.94 55.28571471 4824 Ability Ins Co NE 953 1,862,790 2,274,551 4.60 59.88671412 261 Mutual Of Omaha Ins Co NE 900 1,732,009 544,726 4.28 64.16725178 176 State Farm Mut Auto Ins Co IL 796 1,560,536 1,005,106 3.86 68.01866915 826 New York Life Ins Co NY 691 1,362,747 57,001 3.37 71.38956014 2938 Thrivent Financial For Lutherans WI 610 1,097,721 345,559 2.71 74.0910

** STATE TOTAL** 22,346 40,478,620 24,514,282 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

ILLINOIS

70025 4011 Genworth Life Ins Co DE 48,143 109,858,034 84,908,614 20.13 20.13165838 904 John Hancock Life Ins Co USA MI 37,778 62,249,679 36,545,241 11.41 31.54269000 860 Northwestern Long Term Care Ins Co WI 17,795 49,146,344 10,221,177 9.01 40.54365978 241 Metropolitan Life Ins Co NY 28,092 39,941,304 31,108,536 7.32 47.86420443 218 Continental Cas Co IL 22,126 38,217,752 48,196,999 7.00 54.87562553 50 Country Life Ins Co IL 14,314 25,164,245 16,101,409 4.61 59.48686231 468 Transamerica Life Ins Co IA 10,595 21,435,724 28,835,406 3.93 63.41762235 565 Unum Life Ins Co Of Amer ME 46,592 19,695,136 11,274,275 3.61 67.01868241 304 Prudential Ins Co Of Amer NJ 9,583 18,237,388 9,457,306 3.34 70.36971412 261 Mutual Of Omaha Ins Co NE 9,142 17,076,834 10,395,056 3.13 73.4910

** STATE TOTAL** 321,237 545,718,540 459,594,584 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 175

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

INDIANA

70025 4011 Genworth Life Ins Co DE 26,575 52,852,073 37,664,935 27.81 27.81165838 904 John Hancock Life Ins Co USA MI 17,217 31,534,899 18,407,620 16.59 44.41269000 860 Northwestern Long Term Care Ins Co WI 5,309 13,628,173 6,799,168 7.17 51.58361263 233 Bankers Life & Cas Co IL 4,415 10,205,411 12,194,426 5.37 56.95465978 241 Metropolitan Life Ins Co NY 7,176 10,077,203 7,905,196 5.30 62.25520443 218 Continental Cas Co IL 7,582 9,004,014 23,229,701 4.74 66.99686231 468 Transamerica Life Ins Co IA 4,579 8,319,208 12,577,522 4.38 71.37771412 261 Mutual Of Omaha Ins Co NE 2,870 5,540,262 2,619,583 2.92 74.28856014 2938 Thrivent Financial For Lutherans WI 2,761 4,480,026 7,226,461 2.36 76.64968241 304 Prudential Ins Co Of Amer NJ 2,149 3,885,683 2,319,565 2.04 78.6910

** STATE TOTAL** 108,668 190,029,459 179,219,989 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

IOWA

70025 4011 Genworth Life Ins Co DE 16,896 33,678,615 24,378,377 14.46 14.46165838 904 John Hancock Life Ins Co USA MI 14,020 23,080,397 15,405,520 9.91 24.36261263 233 Bankers Life & Cas Co IL 7,925 20,966,766 18,255,000 9.00 33.36386231 468 Transamerica Life Ins Co IA 9,167 17,180,275 34,539,332 7.37 40.74469000 860 Northwestern Long Term Care Ins Co WI 7,483 15,094,260 3,254,035 6.48 47.22571471 4824 Ability Ins Co NE 4,631 12,088,987 19,200,101 5.19 52.41656014 2938 Thrivent Financial For Lutherans WI 6,841 11,389,540 19,080,118 4.89 57.30765978 241 Metropolitan Life Ins Co NY 5,484 8,598,505 6,620,191 3.69 60.99871412 261 Mutual Of Omaha Ins Co NE 4,174 8,086,540 5,740,798 3.47 64.46966915 826 New York Life Ins Co NY 4,261 6,495,626 2,838,349 2.79 67.2510

** STATE TOTAL** 135,617 232,967,252 252,218,431 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

KANSAS

70025 4011 Genworth Life Ins Co DE 13,524 25,804,392 26,085,264 16.23 16.23161263 233 Bankers Life & Cas Co IL 6,959 18,391,410 24,730,862 11.57 27.80265838 904 John Hancock Life Ins Co USA MI 10,035 15,747,745 11,485,013 9.91 37.71386231 468 Transamerica Life Ins Co IA 5,490 8,627,987 26,828,684 5.43 43.14465978 241 Metropolitan Life Ins Co NY 4,318 6,550,494 3,067,816 4.12 47.26569000 860 Northwestern Long Term Care Ins Co WI 2,756 6,500,434 3,118,585 4.09 51.35620443 218 Continental Cas Co IL 3,433 4,830,513 7,534,786 3.04 54.39771412 261 Mutual Of Omaha Ins Co NE 2,569 4,778,045 583,749 3.01 57.39862235 565 Unum Life Ins Co Of Amer ME 11,428 4,582,947 1,093,577 2.88 60.28925178 176 State Farm Mut Auto Ins Co IL 2,656 4,353,213 4,377,088 2.74 63.0210

** STATE TOTAL** 100,229 158,956,250 197,149,711 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

KENTUCKY

70025 4011 Genworth Life Ins Co DE 16,380 32,148,987 31,316,431 26.96 26.96186231 468 Transamerica Life Ins Co IA 8,996 13,438,718 22,010,674 11.27 38.23265838 904 John Hancock Life Ins Co USA MI 7,358 12,336,340 6,320,393 10.34 48.57369000 860 Northwestern Long Term Care Ins Co WI 3,535 9,518,703 3,014,705 7.98 56.56465978 241 Metropolitan Life Ins Co NY 3,914 5,513,527 4,504,657 4.62 61.18571412 261 Mutual Of Omaha Ins Co NE 2,733 5,328,207 895,309 4.47 65.65661263 233 Bankers Life & Cas Co IL 2,179 4,169,030 3,323,748 3.50 69.14720443 218 Continental Cas Co IL 2,267 3,737,947 8,544,519 3.13 72.28862235 565 Unum Life Ins Co Of Amer ME 5,400 3,228,980 406,395 2.71 74.99925178 176 State Farm Mut Auto Ins Co IL 1,393 2,658,926 1,198,423 2.23 77.2210

** STATE TOTAL** 69,838 119,250,296 108,800,991 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

LOUISIANA

70025 4011 Genworth Life Ins Co DE 10,614 22,017,196 21,096,777 21.20 21.20165838 904 John Hancock Life Ins Co USA MI 7,305 11,257,016 12,226,138 10.84 32.04269000 860 Northwestern Long Term Care Ins Co WI 4,389 9,462,450 4,864,694 9.11 41.16366915 826 New York Life Ins Co NY 4,237 6,575,362 4,837,246 6.33 47.49465978 241 Metropolitan Life Ins Co NY 4,401 5,758,840 5,836,732 5.55 53.03525178 176 State Farm Mut Auto Ins Co IL 3,378 5,223,566 3,117,753 5.03 58.06686231 468 Transamerica Life Ins Co IA 2,450 3,775,195 8,484,359 3.64 61.70762235 565 Unum Life Ins Co Of Amer ME 12,068 3,762,780 3,073,264 3.62 65.32871412 261 Mutual Of Omaha Ins Co NE 1,997 3,518,798 920,227 3.39 68.71961263 233 Bankers Life & Cas Co IL 1,558 3,479,020 4,143,113 3.35 72.0610

** STATE TOTAL** 70,998 103,840,279 108,967,042 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

MAINE

70025 4011 Genworth Life Ins Co DE 5,517 13,747,017 8,637,331 23.20 23.20162235 565 Unum Life Ins Co Of Amer ME 14,555 10,136,278 8,894,326 17.10 40.30265838 904 John Hancock Life Ins Co USA MI 3,228 6,917,704 1,926,138 11.67 51.97365978 241 Metropolitan Life Ins Co NY 2,036 4,275,170 3,977,509 7.21 59.18461263 233 Bankers Life & Cas Co IL 2,489 4,206,200 2,731,127 7.10 66.28520443 218 Continental Cas Co IL 1,153 2,376,532 1,253,558 4.01 70.29668241 304 Prudential Ins Co Of Amer NJ 885 2,032,220 1,276,821 3.43 73.72771412 261 Mutual Of Omaha Ins Co NE 735 1,751,001 298,669 2.95 76.67865005 4 RiverSource Life Ins Co MN 948 1,708,457 4,315,839 2.88 79.56969000 860 Northwestern Long Term Care Ins Co WI 556 1,652,308 767,250 2.79 82.3410

** STATE TOTAL** 37,132 59,267,148 46,035,188 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

MARYLAND

70025 4011 Genworth Life Ins Co DE 30,544 82,929,674 45,658,533 27.85 27.85165838 904 John Hancock Life Ins Co USA MI 25,887 55,792,076 55,255,185 18.73 46.58220443 218 Continental Cas Co IL 12,550 21,948,655 23,590,890 7.37 53.95365978 241 Metropolitan Life Ins Co NY 10,465 17,037,951 11,636,047 5.72 59.67462235 565 Unum Life Ins Co Of Amer ME 18,699 15,106,352 12,188,636 5.07 64.74565935 435 Massachusetts Mut Life Ins Co MA 3,394 12,781,693 3,186,487 4.29 69.03668241 304 Prudential Ins Co Of Amer NJ 6,617 11,960,709 5,533,013 4.02 73.05787726 241 Brighthouse Life Ins Co DE 3,141 9,340,480 14,728,361 3.14 76.19869000 860 Northwestern Long Term Care Ins Co WI 3,119 9,235,624 1,388,018 3.10 79.29966915 826 New York Life Ins Co NY 3,387 6,794,211 2,264,903 2.28 81.5710

** STATE TOTAL** 144,434 297,815,724 220,389,991 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

MASSACHUSETTS

70025 4011 Genworth Life Ins Co DE 33,772 81,920,246 52,703,042 24.15 24.15165838 904 John Hancock Life Ins Co USA MI 32,086 64,147,616 62,647,092 18.91 43.06262235 565 Unum Life Ins Co Of Amer ME 37,798 32,694,303 39,770,252 9.64 52.70365978 241 Metropolitan Life Ins Co NY 14,820 26,900,718 20,234,471 7.93 60.63468241 304 Prudential Ins Co Of Amer NJ 7,891 14,283,214 4,279,968 4.21 64.84569000 860 Northwestern Long Term Care Ins Co WI 4,360 14,214,381 2,256,968 4.19 69.03686231 468 Transamerica Life Ins Co IA 5,845 11,947,267 16,843,412 3.52 72.55720443 218 Continental Cas Co IL 6,550 11,019,223 15,291,510 3.25 75.80887726 241 Brighthouse Life Ins Co DE 4,052 10,342,801 37,636,939 3.05 78.85965935 435 Massachusetts Mut Life Ins Co MA 2,530 8,641,680 1,768,877 2.55 81.4010

** STATE TOTAL** 179,326 339,212,419 317,276,230 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

MICHIGAN

70025 4011 Genworth Life Ins Co DE 25,775 61,551,910 44,176,151 22.15 22.15165838 904 John Hancock Life Ins Co USA MI 36,001 46,217,389 36,752,641 16.63 38.78220443 218 Continental Cas Co IL 11,124 20,315,406 32,699,234 7.31 46.09365978 241 Metropolitan Life Ins Co NY 16,840 18,921,257 12,988,888 6.81 52.89469000 860 Northwestern Long Term Care Ins Co WI 7,428 18,862,294 6,534,153 6.79 59.68568241 304 Prudential Ins Co Of Amer NJ 8,812 13,310,356 4,913,605 4.79 64.47665005 4 RiverSource Life Ins Co MN 6,877 13,049,795 14,812,518 4.70 69.16762235 565 Unum Life Ins Co Of Amer ME 23,136 12,631,393 8,345,399 4.54 73.71861263 233 Bankers Life & Cas Co IL 4,548 10,466,279 7,989,683 3.77 77.48956014 2938 Thrivent Financial For Lutherans WI 4,392 7,716,355 10,177,165 2.78 80.2510

** STATE TOTAL** 174,650 277,928,994 219,930,386 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

MINNESOTA

70025 4011 Genworth Life Ins Co DE 27,232 62,003,085 22,778,662 18.67 18.67165838 904 John Hancock Life Ins Co USA MI 19,173 34,537,356 15,806,417 10.40 29.08286231 468 Transamerica Life Ins Co IA 24,140 33,264,621 77,817,412 10.02 39.10356014 2938 Thrivent Financial For Lutherans WI 12,661 25,191,095 38,335,238 7.59 46.68469000 860 Northwestern Long Term Care Ins Co WI 11,171 24,623,376 7,357,089 7.42 54.10520443 218 Continental Cas Co IL 23,268 20,877,095 19,232,473 6.29 60.39661263 233 Bankers Life & Cas Co IL 4,392 10,189,793 18,117,129 3.07 63.46765978 241 Metropolitan Life Ins Co NY 6,649 9,799,157 6,011,541 2.95 66.41862235 565 Unum Life Ins Co Of Amer ME 17,155 8,710,890 7,977,356 2.62 69.03968241 304 Prudential Ins Co Of Amer NJ 4,812 8,521,648 4,092,399 2.57 71.6010

** STATE TOTAL** 206,607 332,018,361 322,837,203 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

MISSISSIPPI

70025 4011 Genworth Life Ins Co DE 5,176 12,122,616 11,580,820 17.41 17.41165838 904 John Hancock Life Ins Co USA MI 6,162 10,795,402 15,005,504 15.51 32.92261263 233 Bankers Life & Cas Co IL 1,845 4,842,785 8,350,786 6.96 39.88369000 860 Northwestern Long Term Care Ins Co WI 1,659 4,479,018 575,421 6.43 46.31465978 241 Metropolitan Life Ins Co NY 2,323 3,239,469 3,443,498 4.65 50.96566915 826 New York Life Ins Co NY 1,913 3,148,198 699,598 4.52 55.49665935 435 Massachusetts Mut Life Ins Co MA 940 3,039,308 1,843,467 4.37 59.85768896 0 Southern Farm Bureau Life Ins Co MS 1,701 3,011,779 4,194,525 4.33 64.18825178 176 State Farm Mut Auto Ins Co IL 1,840 2,871,703 2,569,559 4.13 68.30971412 261 Mutual Of Omaha Ins Co NE 1,486 2,829,323 850,969 4.06 72.3710

** STATE TOTAL** 40,411 69,616,841 72,399,642 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

MISSOURI

70025 4011 Genworth Life Ins Co DE 24,520 52,085,204 42,290,498 19.64 19.64165838 904 John Hancock Life Ins Co USA MI 20,938 32,413,648 24,782,164 12.22 31.87265978 241 Metropolitan Life Ins Co NY 12,818 18,485,351 10,954,506 6.97 38.84362235 565 Unum Life Ins Co Of Amer ME 28,041 16,872,707 7,142,634 6.36 45.20461263 233 Bankers Life & Cas Co IL 6,688 16,685,668 19,389,830 6.29 51.49569000 860 Northwestern Long Term Care Ins Co WI 6,289 14,544,123 4,308,214 5.48 56.98686231 468 Transamerica Life Ins Co IA 7,125 12,974,700 19,709,180 4.89 61.87771412 261 Mutual Of Omaha Ins Co NE 4,938 9,847,620 4,693,165 3.71 65.59825178 176 State Farm Mut Auto Ins Co IL 4,372 9,415,116 9,037,451 3.55 69.14920443 218 Continental Cas Co IL 5,736 8,230,156 12,179,407 3.10 72.2410

** STATE TOTAL** 162,773 265,162,493 244,417,028 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

MONTANA

70025 4011 Genworth Life Ins Co DE 2,727 5,681,900 2,748,796 13.94 13.94171471 4824 Ability Ins Co NE 2,066 4,801,303 6,294,435 11.78 25.71265838 904 John Hancock Life Ins Co USA MI 2,017 4,197,794 1,539,134 10.30 36.01356014 2938 Thrivent Financial For Lutherans WI 1,436 2,714,497 6,290,930 6.66 42.66486231 468 Transamerica Life Ins Co IA 1,436 2,687,734 3,546,744 6.59 49.26562235 565 Unum Life Ins Co Of Amer ME 7,365 2,441,075 870,056 5.99 55.24669000 860 Northwestern Long Term Care Ins Co WI 1,028 2,365,376 738,657 5.80 61.04761263 233 Bankers Life & Cas Co IL 886 1,866,438 1,225,031 4.58 65.62871412 261 Mutual Of Omaha Ins Co NE 748 1,604,363 787,953 3.93 69.56966915 826 New York Life Ins Co NY 850 1,551,044 1,176,220 3.80 73.3610

** STATE TOTAL** 26,685 40,773,781 40,552,074 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

NEBRASKA

70025 4011 Genworth Life Ins Co DE 14,001 31,479,276 17,564,568 19.00 19.00165838 904 John Hancock Life Ins Co USA MI 6,673 12,034,394 6,936,843 7.26 26.26271412 261 Mutual Of Omaha Ins Co NE 5,821 10,811,971 4,547,226 6.53 32.79371471 4824 Ability Ins Co NE 3,450 9,767,299 11,692,430 5.90 38.69461263 233 Bankers Life & Cas Co IL 3,530 9,535,498 10,739,805 5.76 44.44556014 2938 Thrivent Financial For Lutherans WI 5,020 8,742,086 17,257,574 5.28 49.72686231 468 Transamerica Life Ins Co IA 3,983 7,663,826 13,986,446 4.63 54.34769000 860 Northwestern Long Term Care Ins Co WI 3,634 7,421,419 2,375,981 4.48 58.82820443 218 Continental Cas Co IL 4,918 6,043,915 10,464,702 3.65 62.47925178 176 State Farm Mut Auto Ins Co IL 2,408 4,839,152 4,588,950 2.92 65.3910

** STATE TOTAL** 89,413 165,677,164 178,568,895 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

NEVADA

70025 4011 Genworth Life Ins Co DE 5,864 13,697,652 12,541,498 26.95 26.95162235 565 Unum Life Ins Co Of Amer ME 12,097 7,179,206 2,538,207 14.13 41.08265838 904 John Hancock Life Ins Co USA MI 2,866 5,381,308 4,381,307 10.59 51.67365978 241 Metropolitan Life Ins Co NY 1,958 2,972,173 2,693,294 5.85 57.52461263 233 Bankers Life & Cas Co IL 976 2,327,483 2,269,893 4.58 62.09566915 826 New York Life Ins Co NY 901 1,814,884 202,702 3.57 65.67625178 176 State Farm Mut Auto Ins Co IL 918 1,787,845 1,403,401 3.52 69.18769000 860 Northwestern Long Term Care Ins Co WI 702 1,635,851 80,211 3.22 72.40820443 218 Continental Cas Co IL 1,147 1,545,675 1,878,692 3.04 75.44971412 261 Mutual Of Omaha Ins Co NE 627 1,290,252 )(124,716 2.54 77.9810

** STATE TOTAL** 34,257 50,821,993 40,609,672 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

NEW HAMPSHIRE

70025 4011 Genworth Life Ins Co DE 6,058 14,106,800 6,667,547 24.40 24.40165838 904 John Hancock Life Ins Co USA MI 4,878 9,489,225 3,300,882 16.41 40.81261263 233 Bankers Life & Cas Co IL 2,410 6,100,472 7,872,361 10.55 51.36365978 241 Metropolitan Life Ins Co NY 2,661 4,331,295 3,534,895 7.49 58.85469000 860 Northwestern Long Term Care Ins Co WI 1,042 3,304,874 )(185,314 5.72 64.57562235 565 Unum Life Ins Co Of Amer ME 4,954 3,177,251 7,627,540 5.50 70.06665005 4 RiverSource Life Ins Co MN 998 2,071,044 3,200,489 3.58 73.64771412 261 Mutual Of Omaha Ins Co NE 831 2,027,644 810,440 3.51 77.15886231 468 Transamerica Life Ins Co IA 790 1,726,860 2,015,777 2.99 80.14920443 218 Continental Cas Co IL 1,001 1,608,257 3,636,990 2.78 82.9210

** STATE TOTAL** 30,082 57,820,456 48,890,449 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

NEW JERSEY

70025 4011 Genworth Life Ins Co DE 43,814 120,466,363 97,591,829 25.41 25.41165838 904 John Hancock Life Ins Co USA MI 36,574 79,381,893 71,443,517 16.74 42.15265978 241 Metropolitan Life Ins Co NY 27,418 44,210,027 36,403,729 9.33 51.48368241 304 Prudential Ins Co Of Amer NJ 18,250 37,417,437 23,326,738 7.89 59.37462235 565 Unum Life Ins Co Of Amer ME 20,069 32,650,836 22,412,401 6.89 66.26587726 241 Brighthouse Life Ins Co DE 6,550 24,972,701 47,394,592 5.27 71.53620443 218 Continental Cas Co IL 14,105 22,979,866 29,579,119 4.85 76.37769000 860 Northwestern Long Term Care Ins Co WI 5,526 17,112,066 3,949,321 3.61 79.98871412 261 Mutual Of Omaha Ins Co NE 4,566 12,041,368 3,426,223 2.54 82.52965935 435 Massachusetts Mut Life Ins Co MA 2,747 9,615,004 2,977,011 2.03 84.5510

** STATE TOTAL** 211,384 474,094,990 405,170,747 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

NEW MEXICO

70025 4011 Genworth Life Ins Co DE 6,046 12,817,797 9,579,945 26.92 26.92165838 904 John Hancock Life Ins Co USA MI 4,438 7,466,592 5,152,836 15.68 42.60265978 241 Metropolitan Life Ins Co NY 1,988 2,897,517 4,140,565 6.09 48.68369000 860 Northwestern Long Term Care Ins Co WI 1,094 2,410,947 599,465 5.06 53.75462235 565 Unum Life Ins Co Of Amer ME 15,852 2,230,154 1,716,759 4.68 58.43566915 826 New York Life Ins Co NY 1,097 2,058,236 705,525 4.32 62.75671412 261 Mutual Of Omaha Ins Co NE 1,408 2,028,270 1,325,393 4.26 67.01771404 0 Continental Gen Ins Co TX 1,223 1,628,613 1,427,599 3.42 70.43825178 176 State Farm Mut Auto Ins Co IL 916 1,610,183 404,997 3.38 73.82968241 304 Prudential Ins Co Of Amer NJ 761 1,564,070 243,772 3.28 77.1010

** STATE TOTAL** 41,050 47,616,725 39,093,428 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

NEW YORK

72990 4011 Genworth Life Ins Co of NY NY 80,465 251,706,714 186,403,275 24.70 24.70193610 904 John Hancock Life & Hlth Ins Co MA 53,254 194,983,415 209,170,966 19.13 43.83265978 241 Metropolitan Life Ins Co NY 49,779 99,700,366 77,673,918 9.78 53.62364297 565 First Unum Life Ins Co NY 38,889 71,130,541 111,630,132 6.98 60.59487726 241 Brighthouse Life Ins Co DE 19,641 60,031,932 167,572,718 5.89 66.49568241 304 Prudential Ins Co Of Amer NJ 26,679 54,082,432 50,213,542 5.31 71.79683437 1186 MedAmerica Ins Co of NY NY 22,083 45,243,815 55,277,899 4.44 76.23769000 860 Northwestern Long Term Care Ins Co WI 11,749 37,585,488 5,050,409 3.69 79.92820443 218 Continental Cas Co IL 22,373 35,834,212 59,149,544 3.52 83.44966915 826 New York Life Ins Co NY 10,990 26,004,217 15,873,492 2.55 85.9910

** STATE TOTAL** 401,972 1,019,100,026 1,055,488,336 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

NORTH CAROLINA

70025 4011 Genworth Life Ins Co DE 37,194 82,754,179 79,450,071 24.35 24.35165838 904 John Hancock Life Ins Co USA MI 29,989 52,535,596 40,608,985 15.46 39.81269000 860 Northwestern Long Term Care Ins Co WI 10,293 23,967,124 5,298,659 7.05 46.87361263 233 Bankers Life & Cas Co IL 8,611 19,093,298 18,783,258 5.62 52.49465978 241 Metropolitan Life Ins Co NY 12,611 18,080,663 14,908,309 5.32 57.81562235 565 Unum Life Ins Co Of Amer ME 19,641 11,766,169 11,440,621 3.46 61.27671412 261 Mutual Of Omaha Ins Co NE 5,590 11,464,239 2,542,850 3.37 64.64720443 218 Continental Cas Co IL 9,184 10,448,920 11,216,004 3.07 67.72868241 304 Prudential Ins Co Of Amer NJ 5,348 9,597,005 7,713,838 2.82 70.54965935 435 Massachusetts Mut Life Ins Co MA 2,784 8,687,728 2,952,879 2.56 73.1010

** STATE TOTAL** 189,013 339,809,673 305,556,154 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

NORTH DAKOTA

86231 468 Transamerica Life Ins Co IA 6,247 13,193,908 32,697,477 19.58 19.58170025 4011 Genworth Life Ins Co DE 3,162 7,154,942 6,218,673 10.62 30.20256014 2938 Thrivent Financial For Lutherans WI 3,522 6,529,127 12,718,686 9.69 39.89365838 904 John Hancock Life Ins Co USA MI 2,686 5,995,825 1,120,043 8.90 48.79471412 261 Mutual Of Omaha Ins Co NE 2,339 4,790,303 5,783,680 7.11 55.90569515 1186 Medamerica Ins Co PA 2,745 4,175,556 2,966,714 6.20 62.10662952 4888 Equitable Life & Cas Ins Co UT 715 2,322,978 5,112,051 3.45 65.54769000 860 Northwestern Long Term Care Ins Co WI 1,140 2,314,291 1,255,761 3.43 68.98855891 0 Noridian Mut Ins Co ND 1,226 1,437,253 2,110,911 2.13 71.11976325 0 Senior Hlth Ins Co of PA PA 541 1,436,861 4,581,586 2.13 73.2410

** STATE TOTAL** 34,745 67,379,841 95,001,824 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

OHIO

70025 4011 Genworth Life Ins Co DE 44,181 101,767,997 78,450,881 25.13 25.13165838 904 John Hancock Life Ins Co USA MI 31,931 58,927,237 35,224,135 14.55 39.68268241 304 Prudential Ins Co Of Amer NJ 21,468 35,122,986 23,887,120 8.67 48.36369000 860 Northwestern Long Term Care Ins Co WI 9,445 23,040,270 10,366,613 5.69 54.05465978 241 Metropolitan Life Ins Co NY 13,653 20,466,288 16,140,911 5.05 59.10520443 218 Continental Cas Co IL 9,937 17,906,510 26,040,939 4.42 63.52662235 565 Unum Life Ins Co Of Amer ME 30,292 17,221,783 13,507,243 4.25 67.78765005 4 RiverSource Life Ins Co MN 6,169 10,934,905 18,187,009 2.70 70.48871412 261 Mutual Of Omaha Ins Co NE 5,349 10,238,514 3,108,364 2.53 73.01961263 233 Bankers Life & Cas Co IL 4,091 9,257,057 7,634,560 2.29 75.2910

** STATE TOTAL** 233,273 404,933,453 338,193,319 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

OKLAHOMA

70025 4011 Genworth Life Ins Co DE 9,179 20,969,595 16,031,455 21.91 21.91165838 904 John Hancock Life Ins Co USA MI 7,376 11,587,744 7,066,423 12.11 34.01261263 233 Bankers Life & Cas Co IL 2,225 4,940,428 3,469,379 5.16 39.18365978 241 Metropolitan Life Ins Co NY 3,802 4,680,586 4,956,569 4.89 44.07425178 176 State Farm Mut Auto Ins Co IL 2,283 3,883,156 369,507 4.06 48.12586231 468 Transamerica Life Ins Co IA 2,379 3,841,077 5,722,026 4.01 52.14666915 826 New York Life Ins Co NY 2,297 3,804,056 892,174 3.97 56.11769000 860 Northwestern Long Term Care Ins Co WI 1,555 3,678,694 1,787,728 3.84 59.95862235 565 Unum Life Ins Co Of Amer ME 6,856 3,114,207 1,667,662 3.25 63.21971412 261 Mutual Of Omaha Ins Co NE 1,529 2,861,310 2,405,754 2.99 66.2010

** STATE TOTAL** 59,046 95,717,318 92,756,228 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

OREGON

70025 4011 Genworth Life Ins Co DE 10,189 26,358,999 15,836,614 17.85 17.85165838 904 John Hancock Life Ins Co USA MI 9,908 18,227,191 13,451,996 12.34 30.20262235 565 Unum Life Ins Co Of Amer ME 19,528 15,351,081 9,588,744 10.40 40.59361263 233 Bankers Life & Cas Co IL 3,521 8,741,985 7,910,379 5.92 46.51465978 241 Metropolitan Life Ins Co NY 5,185 8,442,506 3,244,460 5.72 52.23569000 860 Northwestern Long Term Care Ins Co WI 3,054 8,254,663 3,090,069 5.59 57.82620443 218 Continental Cas Co IL 4,708 7,733,225 15,285,853 5.24 63.06725178 176 State Farm Mut Auto Ins Co IL 3,471 7,167,975 3,995,979 4.85 67.91862952 4888 Equitable Life & Cas Ins Co UT 1,490 4,515,624 8,312,847 3.06 70.97971471 4824 Ability Ins Co NE 1,987 3,938,706 5,626,508 2.67 73.6410

** STATE TOTAL** 83,101 147,658,011 119,119,951 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

PENNSYLVANIA

70025 4011 Genworth Life Ins Co DE 49,518 127,821,126 99,012,865 25.70 25.70165838 904 John Hancock Life Ins Co USA MI 34,725 68,976,846 47,373,534 13.87 39.57265978 241 Metropolitan Life Ins Co NY 23,069 36,684,953 29,252,090 7.38 46.94320443 218 Continental Cas Co IL 19,463 35,652,368 49,687,096 7.17 54.11462235 565 Unum Life Ins Co Of Amer ME 30,678 26,641,678 22,343,277 5.36 59.46568241 304 Prudential Ins Co Of Amer NJ 9,490 18,630,434 11,065,343 3.75 63.21669000 860 Northwestern Long Term Care Ins Co WI 6,662 17,305,147 5,438,213 3.48 66.69776325 0 Senior Hlth Ins Co of PA PA 5,894 13,046,503 40,909,820 2.62 69.31865005 4 RiverSource Life Ins Co MN 6,414 12,534,310 12,923,311 2.52 71.83965935 435 Massachusetts Mut Life Ins Co MA 4,607 12,084,085 4,758,805 2.43 74.2610

** STATE TOTAL** 254,673 497,397,430 462,646,439 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

PUERTO RICO

71412 261 Mutual Of Omaha Ins Co NE 664 1,110,889 181,950 38.45 38.45165935 435 Massachusetts Mut Life Ins Co MA 526 1,099,006 )(197,176 38.04 76.49265838 904 John Hancock Life Ins Co USA MI 242 279,721 44,511 9.68 86.17387726 241 Brighthouse Life Ins Co DE 32 110,790 522,448 3.83 90.00460380 370 American Family Life Assur Co of Col NE 81 99,166 65,459 3.43 93.43520443 218 Continental Cas Co IL 85 72,132 )(115,423 2.50 95.93658033 0 Knights Of Columbus CT 82 60,354 297 2.09 98.02765978 241 Metropolitan Life Ins Co NY 109 52,254 58,490 1.81 99.83870025 4011 Genworth Life Ins Co DE 7 2,590 0 0.09 99.92965919 4750 Primerica Life Ins Co TN 3 1,761 0 0.06 99.9810

** STATE TOTAL** 1,832 2,889,286 481,812 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 201

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

RHODE ISLAND

70025 4011 Genworth Life Ins Co DE 4,055 10,267,470 12,213,654 25.87 25.87165838 904 John Hancock Life Ins Co USA MI 3,979 8,741,897 12,389,682 22.02 47.89265978 241 Metropolitan Life Ins Co NY 2,595 4,060,393 4,797,127 10.23 58.12362235 565 Unum Life Ins Co Of Amer ME 2,083 2,671,608 4,493,795 6.73 64.85469000 860 Northwestern Long Term Care Ins Co WI 786 2,170,985 208,151 5.47 70.32561263 233 Bankers Life & Cas Co IL 808 1,604,553 478,527 4.04 74.36671412 261 Mutual Of Omaha Ins Co NE 482 1,242,227 265,952 3.13 77.49787726 241 Brighthouse Life Ins Co DE 455 1,223,651 1,591,788 3.08 80.58865005 4 RiverSource Life Ins Co MN 491 932,885 2,450,063 2.35 82.93986231 468 Transamerica Life Ins Co IA 319 808,754 1,188,256 2.04 84.9710

** STATE TOTAL** 19,289 39,692,018 43,908,277 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

SOUTH CAROLINA

70025 4011 Genworth Life Ins Co DE 18,372 43,115,129 46,004,409 26.10 26.10165838 904 John Hancock Life Ins Co USA MI 13,415 24,052,616 20,259,837 14.56 40.66268241 304 Prudential Ins Co Of Amer NJ 8,421 11,778,553 5,621,230 7.13 47.78369000 860 Northwestern Long Term Care Ins Co WI 3,577 8,781,654 4,000,820 5.32 53.10465978 241 Metropolitan Life Ins Co NY 5,111 7,432,402 6,867,837 4.50 57.60561263 233 Bankers Life & Cas Co IL 2,616 6,888,775 7,069,259 4.17 61.77686231 468 Transamerica Life Ins Co IA 2,661 5,330,878 4,962,733 3.23 64.99765935 435 Massachusetts Mut Life Ins Co MA 1,797 5,193,048 2,440,877 3.14 68.14871412 261 Mutual Of Omaha Ins Co NE 2,727 5,069,982 2,231,291 3.07 71.21966915 826 New York Life Ins Co NY 2,252 4,414,595 )(147,728 2.67 73.8810

** STATE TOTAL** 92,271 165,212,801 155,270,512 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

SOUTH DAKOTA

70025 4011 Genworth Life Ins Co DE 4,756 11,327,217 6,018,717 15.42 15.42156014 2938 Thrivent Financial For Lutherans WI 3,387 6,360,223 13,892,903 8.66 24.08271412 261 Mutual Of Omaha Ins Co NE 3,025 6,145,032 6,411,392 8.37 32.45365838 904 John Hancock Life Ins Co USA MI 2,741 5,485,705 1,715,868 7.47 39.92486231 468 Transamerica Life Ins Co IA 2,596 4,839,400 11,204,308 6.59 46.51569000 860 Northwestern Long Term Care Ins Co WI 1,871 4,115,033 1,202,690 5.60 52.11671471 4824 Ability Ins Co NE 1,669 3,959,706 5,140,631 5.39 57.51766915 826 New York Life Ins Co NY 2,156 3,948,794 3,078,630 5.38 62.88862235 565 Unum Life Ins Co Of Amer ME 10,079 2,756,137 957,731 3.75 66.64925178 176 State Farm Mut Auto Ins Co IL 1,084 2,452,429 652,645 3.34 69.9810

** STATE TOTAL** 45,353 73,439,855 82,409,588 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

TENNESSEE

70025 4011 Genworth Life Ins Co DE 24,414 52,801,595 49,718,901 23.52 23.52165838 904 John Hancock Life Ins Co USA MI 16,273 28,896,918 26,322,237 12.87 36.39265978 241 Metropolitan Life Ins Co NY 12,876 17,586,097 11,240,254 7.83 44.22369000 860 Northwestern Long Term Care Ins Co WI 6,508 14,705,439 4,976,778 6.55 50.78462235 565 Unum Life Ins Co Of Amer ME 26,505 14,148,775 8,740,081 6.30 57.08520443 218 Continental Cas Co IL 6,291 10,951,169 24,797,099 4.88 61.96661263 233 Bankers Life & Cas Co IL 3,589 8,666,725 8,868,239 3.86 65.82769515 1186 Medamerica Ins Co PA 5,316 6,916,494 2,520,288 3.08 68.90871412 261 Mutual Of Omaha Ins Co NE 3,234 6,430,542 2,844,565 2.86 71.76986231 468 Transamerica Life Ins Co IA 3,216 6,410,006 8,029,600 2.86 74.6210

** STATE TOTAL** 137,640 224,500,066 195,508,521 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

TEXAS

70025 4011 Genworth Life Ins Co DE 65,197 151,839,421 94,161,361 22.06 22.06165838 904 John Hancock Life Ins Co USA MI 64,052 94,189,055 49,446,336 13.69 35.75286231 468 Transamerica Life Ins Co IA 17,247 33,098,998 51,139,848 4.81 40.56365978 241 Metropolitan Life Ins Co NY 27,076 31,479,099 35,450,285 4.57 45.13469000 860 Northwestern Long Term Care Ins Co WI 12,824 29,902,228 12,228,571 4.35 49.48561263 233 Bankers Life & Cas Co IL 12,372 28,672,061 31,973,030 4.17 53.65662235 565 Unum Life Ins Co Of Amer ME 52,394 26,914,931 28,293,676 3.91 57.56720443 218 Continental Cas Co IL 24,166 26,576,628 22,517,739 3.86 61.42871412 261 Mutual Of Omaha Ins Co NE 13,722 25,591,495 8,141,567 3.72 65.14966915 826 New York Life Ins Co NY 12,082 23,127,739 5,599,639 3.36 68.5010

** STATE TOTAL** 430,250 688,185,082 569,965,566 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

U.S. VIRGIN ISLANDS

65978 241 Metropolitan Life Ins Co NY 41 72,574 274,359 50.47 50.47120443 218 Continental Cas Co IL 20 26,673 0 18.55 69.02271412 261 Mutual Of Omaha Ins Co NE 14 16,825 597 11.70 80.72387726 241 Brighthouse Life Ins Co DE 5 11,429 0 7.95 88.67465838 904 John Hancock Life Ins Co USA MI 4 8,441 )(62 5.87 94.54570025 4011 Genworth Life Ins Co DE 1 4,126 0 2.87 97.41660380 370 American Family Life Assur Co of Col NE 5 3,067 0 2.13 99.55776325 0 Senior Hlth Ins Co of PA PA 1 652 )(62 0.45 100.008

** STATE TOTAL** 91 143,787 274,832 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

UTAH

70025 4011 Genworth Life Ins Co DE 3,902 8,094,177 4,396,668 16.86 16.86168241 304 Prudential Ins Co Of Amer NJ 5,842 7,821,174 4,778,016 16.29 33.15265838 904 John Hancock Life Ins Co USA MI 2,807 3,977,914 1,874,347 8.29 41.44365978 241 Metropolitan Life Ins Co NY 3,140 3,401,371 1,848,004 7.08 48.52469000 860 Northwestern Long Term Care Ins Co WI 1,441 3,276,553 760,971 6.82 55.35520443 218 Continental Cas Co IL 1,976 2,314,931 425,579 4.82 60.17661263 233 Bankers Life & Cas Co IL 689 1,624,724 1,596,454 3.38 63.55762952 4888 Equitable Life & Cas Ins Co UT 683 1,567,344 2,646,847 3.26 66.82871412 261 Mutual Of Omaha Ins Co NE 861 1,500,247 477,672 3.12 69.94962235 565 Unum Life Ins Co Of Amer ME 2,394 1,496,772 )(251,455 3.12 73.0610

** STATE TOTAL** 32,980 48,008,355 32,315,738 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

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End of Year

VERMONT

70025 4011 Genworth Life Ins Co DE 3,630 8,478,176 8,743,224 33.38 33.38165838 904 John Hancock Life Ins Co USA MI 1,875 3,245,093 1,965,214 12.78 46.16265978 241 Metropolitan Life Ins Co NY 1,159 1,929,411 1,882,133 7.60 53.76361263 233 Bankers Life & Cas Co IL 843 1,464,390 1,291,188 5.77 59.53462235 565 Unum Life Ins Co Of Amer ME 2,599 1,394,136 2,165,259 5.49 65.01569000 860 Northwestern Long Term Care Ins Co WI 328 1,148,313 389,965 4.52 69.54671412 261 Mutual Of Omaha Ins Co NE 510 1,139,960 115,911 4.49 74.03786231 468 Transamerica Life Ins Co IA 501 923,076 1,148,023 3.63 77.66866915 826 New York Life Ins Co NY 435 781,690 )(250,072 3.08 80.74987726 241 Brighthouse Life Ins Co DE 408 743,430 1,802,374 2.93 83.6710

** STATE TOTAL** 14,744 25,396,089 24,277,389 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 209

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

VIRGINIA

70025 4011 Genworth Life Ins Co DE 57,817 116,928,770 78,435,432 27.55 27.55165838 904 John Hancock Life Ins Co USA MI 44,558 87,974,809 65,192,132 20.73 48.28265978 241 Metropolitan Life Ins Co NY 16,389 22,278,014 19,605,669 5.25 53.53369000 860 Northwestern Long Term Care Ins Co WI 7,300 18,547,218 5,587,580 4.37 57.90420443 218 Continental Cas Co IL 11,967 16,412,944 19,905,685 3.87 61.77562235 565 Unum Life Ins Co Of Amer ME 18,587 16,333,445 12,477,300 3.85 65.62665935 435 Massachusetts Mut Life Ins Co MA 4,339 13,785,059 3,955,226 3.25 68.87771412 261 Mutual Of Omaha Ins Co NE 8,761 13,468,031 8,958,307 3.17 72.04886231 468 Transamerica Life Ins Co IA 5,871 12,826,144 15,663,814 3.02 75.06966915 826 New York Life Ins Co NY 6,532 11,996,968 1,808,692 2.83 77.8910

** STATE TOTAL** 236,949 424,373,982 308,647,885 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

WASHINGTON

70025 4011 Genworth Life Ins Co DE 27,947 68,516,105 42,683,282 22.37 22.37165838 904 John Hancock Life Ins Co USA MI 22,866 40,895,839 17,478,742 13.35 35.73261263 233 Bankers Life & Cas Co IL 7,404 19,846,298 20,805,706 6.48 42.21386231 468 Transamerica Life Ins Co IA 10,529 18,802,543 22,810,475 6.14 48.34462235 565 Unum Life Ins Co Of Amer ME 35,494 18,764,693 12,686,982 6.13 54.47565978 241 Metropolitan Life Ins Co NY 8,827 15,023,784 6,318,688 4.91 59.38669000 860 Northwestern Long Term Care Ins Co WI 5,189 13,319,518 5,254,863 4.35 63.73790611 761 Allianz Life Ins Co Of N Amer MN 4,081 9,123,468 3,779,744 2.98 66.71866915 826 New York Life Ins Co NY 4,393 8,752,065 2,871,520 2.86 69.56965056 918 Jackson Natl Life Ins Co MI 3,282 8,082,245 9,769,088 2.64 72.2010

** STATE TOTAL** 175,930 306,259,292 253,840,634 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

WEST VIRGINIA

70025 4011 Genworth Life Ins Co DE 4,182 8,740,446 11,032,718 26.82 26.82169000 860 Northwestern Long Term Care Ins Co WI 1,702 4,543,008 1,032,420 13.94 40.76265978 241 Metropolitan Life Ins Co NY 1,917 2,779,138 2,995,458 8.53 49.28361263 233 Bankers Life & Cas Co IL 1,130 2,344,391 1,382,052 7.19 56.48465838 904 John Hancock Life Ins Co USA MI 1,416 2,179,818 2,747,562 6.69 63.16562235 565 Unum Life Ins Co Of Amer ME 7,482 1,807,909 1,055,939 5.55 68.71665005 4 RiverSource Life Ins Co MN 633 1,166,979 1,905,150 3.58 72.29771412 261 Mutual Of Omaha Ins Co NE 532 1,066,044 389,728 3.27 75.56825178 176 State Farm Mut Auto Ins Co IL 506 1,022,536 53,186 3.14 78.70920443 218 Continental Cas Co IL 522 780,214 473,163 2.39 81.0910

** STATE TOTAL** 23,441 32,593,099 30,051,021 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

WISCONSIN

70025 4011 Genworth Life Ins Co DE 18,599 43,101,291 29,650,241 16.56 16.56169000 860 Northwestern Long Term Care Ins Co WI 14,772 39,961,541 8,983,992 15.35 31.91265838 904 John Hancock Life Ins Co USA MI 16,136 32,632,423 21,419,210 12.54 44.44356014 2938 Thrivent Financial For Lutherans WI 10,181 19,109,836 24,274,817 7.34 51.78486231 468 Transamerica Life Ins Co IA 8,467 16,093,368 27,523,322 6.18 57.97561263 233 Bankers Life & Cas Co IL 4,946 11,575,936 14,589,450 4.45 62.41662235 565 Unum Life Ins Co Of Amer ME 13,837 9,301,659 7,635,393 3.57 65.99765978 241 Metropolitan Life Ins Co NY 5,058 8,463,443 4,436,281 3.25 69.24820443 218 Continental Cas Co IL 4,815 6,843,903 7,956,735 2.63 71.87972273 0 Wea Ins Corp WI 8,208 6,144,925 3,086,015 2.36 74.2310

** STATE TOTAL** 141,575 260,320,020 228,175,494 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 213

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

LivesInforce

End of Year

WYOMING

70025 4011 Genworth Life Ins Co DE 2,526 5,521,123 4,046,933 25.69 25.69165838 904 John Hancock Life Ins Co USA MI 879 1,653,732 885,934 7.70 33.39266915 826 New York Life Ins Co NY 639 1,202,530 7,780 5.60 38.98371412 261 Mutual Of Omaha Ins Co NE 487 1,173,977 234,499 5.46 44.45425178 176 State Farm Mut Auto Ins Co IL 453 1,085,441 )(119,828 5.05 49.50571471 4824 Ability Ins Co NE 363 1,072,582 1,206,402 4.99 54.49661263 233 Bankers Life & Cas Co IL 359 1,056,312 1,349,586 4.92 59.41765978 241 Metropolitan Life Ins Co NY 671 1,053,949 1,655,852 4.90 64.31856014 2938 Thrivent Financial For Lutherans WI 579 1,035,012 1,413,211 4.82 69.13969000 860 Northwestern Long Term Care Ins Co WI 352 909,616 )(179,799 4.23 73.3610

** STATE TOTAL** 10,741 21,489,227 13,732,420 100.00 100.0011

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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INDEX

© 2018 National Association of Insurance Commissioners 215

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© 2018 National Association of Insurance Commissioners 216

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTS

Index of companies

CompanyCode

GroupCode

CompanyName

State ofDomicile

Group Name

BusinessType Form 1 Form 2 Form 3 Form 4 Form 5

71471 4824 Ability Ins Co NEAdvantage Capital Grp L X X X X

60054 1 Aetna Life Ins Co CTAETNA GRP L X X X X

90611 761 Allianz Life Ins Co Of N Amer MNALLIANZ INS GRP L X X X X X

64190 761 Allianz Life Ins Co Of NY NYALLIANZ INS GRP L X X X X

60186 8 Allstate Life Ins Co ILALLSTATE INS GRP L X X X X

10386 473 American Family Ins Co WIAMERICAN FAMILY INS GRP P X X X X

60380 370 American Family Life Assur Co of Col NEAFLAC Grp L X X X X

60526 370 American Family Life Assur Co of NY NYAFLAC Grp L X X X X

19275 473 American Family Mut Ins Co SI WIAMERICAN FAMILY INS GRP P X X X X

60410 330 American Fidelity Assur Co OKAMERICAN FIDELITY CORP GRP L X X X X

60488 12 American Gen Life Ins Co TXAMERICAN INTL GRP L X X X X

60534 8 American Heritage Life Ins Co FLALLSTATE INS GRP L X X X X

60518 4716 American Hlth & Life Ins Co TXFortress Grp L X X X X

60243 810 American Independent Ntwrk Ins Co NY NYPENN TREATY AMER GRP L X X X X

80624 1199 American Progressive L&H Ins Of NY NYWELLCARE GRP L X X X X

60836 3527 American Republic Ins Co IAAmerican Enterprise Mut Grp L X X X X

60895 619 American United Life Ins Co INOneAmerica Fin Partners Grp L X X

62825 671 Anthem Blue Cross Life & Hlth Ins Co CAAnthem Inc Grp X X X X X

71835 671 Anthem Hlth Plans of VA Inc VAAnthem Inc Grp X X X X X

28207 671 Anthem Ins Co Inc INAnthem Inc Grp X X X X X

71439 4862 Assurity Life Ins Co NEAssurity Grp L X X X X

63932 4734 Athene Life Ins Co of NY NYAthene Grp L X X X X

61190 280 Auto Owners Life Ins Co MIAUTO OWNERS GRP L X X X X

61212 Baltimore Life Ins Co MD L X X X X

68560 233 Bankers Conseco Life Ins Co NYCNO Financial Grp L X X X X

61239 587 Bankers Fidelity Life Ins Co GAATLANTIC AMER GRP L X X X X

61263 233 Bankers Life & Cas Co ILCNO Financial Grp L X X X X X

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 217

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTS

Index of companies

CompanyCode

GroupCode

CompanyName

State ofDomicile

Group Name

BusinessType Form 1 Form 2 Form 3 Form 4 Form 5

55433 570 BCBS of AL ALBCBS OF AL GRP X X X X X

98167 536 BCBS Of FL FLGuidewell Mut Holding Grp X X X X X

47171 537 BCBS of KC MOBCBS OF KC GRP X X X X X

70729 430 BCBS Of KS Inc KSBCBS of KS GRP L X X X X

54631 758 BCBS of NC Inc NCBCBS OF NC Grp X X X X X

77780 4858 BCBS Of NE NEBCBS of NE Grp X X X X X

38520 661 BCBS Of SC Inc SCBCBS of SC Grp X X X X X

54003 671 BCBS of WI WIAnthem Inc Grp X X X X X

55026 461 BCBSM Inc MNBCBS OF MN GRP X X X X X

38245 23 BCS Ins Co OHBCS INS GRP P X X X X

71714 429 Berkshire Life Ins Co of Amer MAGUARDIAN LIFE GRP L X X X X

61557 2798 Blue Shield of CA Life & Hlth Ins Co CABlue Shield of CA Grp L X X X X

87726 241 Brighthouse Life Ins Co DEMETROPOLITAN GRP L X X X X

47058 380 Carefirst of MD Inc MDCAREFIRST INC GRP X X X X X

56030 Catholic Financial Life WI F X

57487 Catholic Order Of Foresters IL F X X X X

61751 690 Central States H & L Co Of Omaha NECENTRAL STATES GRP L X X X X

61859 574 Christian Fidelity Life Ins Co TXAMERCO CORP GRP L X X X X

88064 838 Cincinnati Equitable Life Ins Co OHCINCINNATI EQUITABLE CO GRP L X X X X

62626 306 CMFG Life Ins Co IACUNA MUT GRP L X X X X

62049 565 Colonial Life & Accident Ins Co SCUNUM GRP L X X X X X

62065 233 Colonial Penn Life Ins Co PACNO Financial Grp L X X X X

62146 626 Combined Ins Co Of Amer ILChubb Ltd Grp L X X X X

78697 626 Combined Life Ins Co Of NY NYChubb Ltd Grp L X X X X

62308 901 Connecticut Gen Life Ins Co CTCIGNA HLTH GRP L X X X X

62359 4736 Constitution Life Ins Co TXGGC Grp L X X X X

20443 218 Continental Cas Co ILCNA INS GRP P X X X X

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 218

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTS

Index of companies

CompanyCode

GroupCode

CompanyName

State ofDomicile

Group Name

BusinessType Form 1 Form 2 Form 3 Form 4 Form 5

71404 Continental Gen Ins Co TX L X X X X X

68500 1 Continental Life Ins Co Brentwood TNAETNA GRP L X X X X

11860 4902 Copic Ins Co COCOPIC Grp P X X X X

62553 50 Country Life Ins Co ILCountry Ins & Fin Serv Grp L X X X X X

71129 917 Dearborn Natl Life Ins Co ILHCSC GRP L X X X X

62952 4888 Equitable Life & Cas Ins Co UTEquitable Family Ins Co Grp L X X X X

63177 212 Farmers New World Life Ins Co WAZURICH INS GRP L X X X X

67652 20 First Penn Pacific Life Ins Co INLINCOLN NATL GRP L X X X X X

64297 565 First Unum Life Ins Co NYUNUM GRP L X X X X

91642 3891 Forethought Life Ins Co INGoldman Sachs Grp L X X X X

38962 31 Genesis Ins Co DEBERKSHIRE HATHAWAY GRP P X X X X

65536 4011 Genworth Life & Ann Ins Co VAGenworth Fin Grp L X X X X

70025 4011 Genworth Life Ins Co DEGenworth Fin Grp L X X X X X

72990 4011 Genworth Life Ins Co of NY NYGenworth Fin Grp L X X X X X

70939 4483 Gerber Life Ins Co NYNestle SA Grp L X X X X

74101 290 Globe Life Ins Co of NY NYTorchmark Corp Grp L X X X X

62286 707 Golden Rule Ins Co INUNITEDHEALTH GRP L X X X

63312 84 Great Amer Life Ins Co OHAmerican Financial Grp L X X X X

53007 380 Group Hospitalization & Med Srvcs DCCAREFIRST INC GRP X X X X X

64211 687 Guarantee Trust Life Ins Co ILGUARANTEE TRUST GRP L X X X X

64238 Guaranty Income Life Ins Co LA L X

88072 91 Hartford Life Ins Co CTHARTFORD FIRE & CAS GRP L X X X X

70670 917 Health Care Serv Corp A Mut Legal Re ILHCSC GRP X X X X X

78972 671 Healthy Alliance Life Ins Co MOAnthem Inc Grp X X X X X

53287 812 Highmark BCBSD Inc DEHIGHMARK GRP X X X X X

35599 812 Highmark Cas Ins Co PAHIGHMARK GRP P X X X X

54771 812 Highmark Inc PAHIGHMARK GRP X X X X X

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 219

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTS

Index of companies

CompanyCode

GroupCode

CompanyName

State ofDomicile

Group Name

BusinessType Form 1 Form 2 Form 3 Form 4 Form 5

93440 812 HM Life Ins Co PAHIGHMARK GRP L X X X X

54704 936 Independence Hospital Ind Plan Inc PAIndependence Hlth Grp Inc Grp X X X X X

65056 918 Jackson Natl Life Ins Co MIJACKSON NATL GRP L X X X X

65080 19 John Alden Life Ins Co WIAssurant Inc Grp L X X X X

93610 904 John Hancock Life & Hlth Ins Co MAJOHN HANCOCK GRP L X X X X

65838 904 John Hancock Life Ins Co USA MIJOHN HANCOCK GRP L X X X X X

95672 601 Kaiser Foundation Hlth Plan of WA WAKAISER FOUNDATION GRP X X X X X

65110 119 Kanawha Ins Co SCHUMANA GRP L X X X X X

65129 588 Kansas City Life Ins Co MOKANSAS CITY LIFE INS GRP L X

58033 Knights Of Columbus CT F X X X X

65242 836 Lafayette Life Ins Co OHWEST SOUTHERN GRP L X X X X

77720 572 LifeSecure Ins Co MIBCBS OF MI GRP L X X X X

65595 4815 Lincoln Benefit Life Co NEResolution Life Grp L X X X X

62057 20 Lincoln Life & Ann Co of NY NYLINCOLN NATL GRP L X

65676 20 Lincoln Natl Life Ins Co INLINCOLN NATL GRP L X X X X X

76694 769 London Life Reins Co PAGREAT WEST GRP L X X

68446 850 Longevity Ins Co TXPENN MUT GRP L X X X X

81200 438 Louisiana Hlth Serv & Ind Co LALOUISIANA HLTH SERV GRP X X X X X X

65722 901 Loyal Amer Life Ins Co OHCIGNA HLTH GRP L X X X X

65781 450 Madison Natl Life Ins Co Inc WIGENEVE HOLDINGS INC GRP L X X X X

67083 84 Manhattan Natl Life Ins Co OHAmerican Financial Grp L X X X X

61883 1117 ManhattanLife Assur Co of Amer ARManhattan Life Grp L X X X X

65935 435 Massachusetts Mut Life Ins Co MAMASS MUT LIFE INS GRP L X X X X X

69515 1186 Medamerica Ins Co PALifetime HlthCare Grp L X X X X

12967 1186 MedAmerica Ins Co of FL FLLifetime HlthCare Grp L X X X X

83437 1186 MedAmerica Ins Co of NY NYLifetime HlthCare Grp L X X X X

31119 3527 Medico Ins Co IAAmerican Enterprise Mut Grp L X X X X

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2018 National Association of Insurance Commissioners 220

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTS

Index of companies

CompanyCode

GroupCode

CompanyName

State ofDomicile

Group Name

BusinessType Form 1 Form 2 Form 3 Form 4 Form 5

65978 241 Metropolitan Life Ins Co NYMETROPOLITAN GRP L X X X X

66087 264 Mid West Natl Life Ins Co Of TN TXHealthMarkets Grp L X X X X

66168 869 Minnesota Life Ins Co MNMINNESOTA MUT GRP L X X X X X

66370 458 Mony Life Ins Co NYPROTECTIVE LIFE INS GRP L X X

71412 261 Mutual Of Omaha Ins Co NEMUTUAL OF OMAHA GRP L X X X X

66583 1211 National Guardian Life Ins Co WINATIONAL GUARDIAN LIFE INS GRP L X X X

30155 National Ins Co Of WI Ins WI P X X X X

66680 634 National Life Ins Co VTNational Life GRP L X X X X

78743 520 New Era Life Ins Co TXNEW ERA LIFE GRP L X X X

91596 826 New York Life Ins & Ann Corp DENEW YORK LIFE GRP L X

66915 826 New York Life Ins Co NYNEW YORK LIFE GRP L X X X X

55891 Noridian Mut Ins Co ND X X X X X

69000 860 Northwestern Long Term Care Ins Co WINORTHWESTERN MUT GRP L X X X X

67091 860 Northwestern Mut Life Ins Co WINORTHWESTERN MUT GRP L X

67199 588 Old Amer Ins Co MOKANSAS CITY LIFE INS GRP L X X X X

88080 261 Omaha Hlth Ins Co NEMUTUAL OF OMAHA GRP L X X X X

56383 Order of United Commercial Travelers OH F X X X X

32069 1309 Patriot Ins Co MEFRANKENMUTH GRP P X X X X

67628 153 Pekin Life Ins Co ILPEKIN INS GRP L X X X X

67660 4667 Pennsylvania Life Ins Co PACVS Caremark Grp X X X X X

67784 520 Philadelphia Amer Life Ins Co TXNEW ERA LIFE GRP L X X X

80578 367 Physicians Mut Ins Co NEPHYSICIANS MUT GRP L X X X X

47570 962 Premera Blue Cross WAPREMERA BLUE CROSS GRP X X X X X

65919 4750 Primerica Life Ins Co TNPrimerica Grp L X X X X

61271 332 Principal Life Ins Co IAPRINCIPAL FIN GRP L X X X X

68195 565 Provident Life & Accident Ins Co TNUNUM GRP L X X X X X

68209 565 Provident Life & Cas Ins Co TNUNUM GRP L X X X X

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTS

Index of companies

CompanyCode

GroupCode

CompanyName

State ofDomicile

Group Name

BusinessType Form 1 Form 2 Form 3 Form 4 Form 5

68241 304 Prudential Ins Co Of Amer NJPRUDENTIAL OF AMER GRP L X X X X

68284 4736 Pyramid Life Ins Co KSGGC Grp L X X X X

54933 1207 Regence BCBS of OR ORCambia Health Solutions Inc X X X X X

54550 1207 Regence BCBS of UT UTCambia Health Solutions Inc X X X X X

60131 1207 Regence Blueshield Of ID Inc IDCambia Health Solutions Inc X X X X X

67105 4832 Reliastar Life Ins Co MNVoya Financial Grp L X X X X

68462 215 Reserve Natl Ins Co OKKemper Corp Grp L X X X X

65005 4 RiverSource Life Ins Co MNAmeriprise Fin Grp L X X X X X

80594 4 Riversource Life Ins Co Of NY NYAmeriprise Fin Grp L X X X X X

60445 Sagicor Life Ins Co TX L X X X X

76325 Senior Hlth Ins Co of PA PA L X X X X

24988 169 Sentry Ins A Mut Co WISENTRY INS GRP P X X X X

68810 169 Sentry Life Ins Co WISENTRY INS GRP L X X X X

68896 Southern Farm Bureau Life Ins Co MS L X X X X

86355 408 Standard Life & Accident Ins Co TXAMERICAN NATL FIN GRP L X X X X X

25178 176 State Farm Mut Auto Ins Co ILSTATE FARM GRP P X X X X

69116 619 State Life Ins Co INOneAmerica Fin Partners Grp L X X X X

69132 State Mut Ins Co GA L X X X X X

77399 901 Sterling Life Ins Co ILCIGNA HLTH GRP L X X X

69272 588 Sunset Life Ins Co Of Amer MOKANSAS CITY LIFE INS GRP L X

69345 1216 Teachers Ins & Ann Assoc Of Amer NYTIAA FAMILY GRP L X X X X

76236 244 The Cincinnati Life Ins Co OHCINCINNATI FIN GRP L X X X X

56014 2938 Thrivent Financial For Lutherans WIThrivent Financial For Lutherans Grp F X X X X X

60142 1216 TIAA Cref Life Ins Co NYTIAA FAMILY GRP L X X X X

69477 19 Time Ins Co WIAssurant Inc Grp L X X X X

69353 4719 TPM Life Ins Co PAAmFirst Holdings Grp L X X X X

70688 468 Transamerica Financial Life Ins Co NYAegon US Holding Grp L X X X X X

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2017 LONG-TERM CARE INSURANCE EXPERIENCE REPORTS

Index of companies

CompanyCode

GroupCode

CompanyName

State ofDomicile

Group Name

BusinessType Form 1 Form 2 Form 3 Form 4 Form 5

86231 468 Transamerica Life Ins Co IAAegon US Holding Grp L X X X X X

66281 468 Transamerica Premier Life Ins Co IAAegon US Holding Grp L X X X X X

61425 276 Trustmark Ins Co ILTrustmark Mut Holding Co GRP L X X X X X

80314 671 Unicare Life & Hlth Ins Co INAnthem Inc Grp L X X X X

69744 781 Union Labor Life Ins Co MDUNION LABOR GRP L X X X X

70408 19 Union Security Ins Co KSAssurant Inc Grp L X X X X

81477 19 Union Security Life Ins Co of NY NYAssurant Inc Grp L X X X X

92916 290 United Amer Ins Co NETorchmark Corp Grp L X X X X

92703 687 United Natl Life Ins Co Of Amer ILGUARANTEE TRUST GRP L X X X

69868 261 United Of Omaha Life Ins Co NEMUTUAL OF OMAHA GRP L X X X X

42129 United Security Assur Co Of PA PA L X X X X

70106 12 United States Life Ins Co in the Cit NYAMERICAN INTL GRP L X X X X

79413 707 UnitedHealthcare Ins Co CTUNITEDHEALTH GRP L X X X X

62235 565 Unum Life Ins Co Of Amer MEUNUM GRP L X X X X

94358 876 USAble Life ARARKANSAS BCBS GRP L X X X X

83470 876 USAble Mut Ins Co ARARKANSAS BCBS GRP X X X X X

86509 4832 Voya Retirement Ins & Ann Co CTVoya Financial Grp L X X X X

70319 233 Washington Natl Ins Co INCNO Financial Grp L X X X X

72273 Wea Ins Corp WI L X X X X

70335 458 West Coast Life Ins Co NEPROTECTIVE LIFE INS GRP L X X X X

57320 Woodmen World Life Ins Soc NE F X X X X

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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