Lifestyles After 50 Tampa Bay Edition, Apr. 2015

Another GreAt Issue

Lifestyles After 50 • April 2015 • page 2

Have you ever said to yourself “I’d love to get a computer, if only I could figure out how to use it.” Well, you’re not alone. Computers were supposed to make our lives simpler, but they’ve gotten so complicated that they are not worth the trouble. With all of the “pointing and clicking” and “dragging and dropping” you’re lucky if you can figure out where you are. Plus, you are constantly worrying about viruses and freeze-ups. If this sounds familiar, we have great news for you. There is finally a computer that’s designed for simplicity and ease of use. It’s the WOW Computer, and it was designed with you in mind. This computer is easy-to-use, worry-free and literally puts the world at your fingertips. From the moment you

open the box, you’ll realize how different the WOW Computer is. The components are all connected; all you do is plug it into an outlet and your high-speed Internet connection Then you’ll see the screen – it’s now 22 inches. This is a completely new touch screen system, without the cluttered look of the normal computer screen. The “buttons” on the screen are easy to see and easy to understand. All you do is touch one of them, from the Web, Email, Calendar to Games– you name it… and a new screen opens up. It’s so easy to use you won’t have to ask your children or grandchildren for help. Until now, the very people who could benefit most from Email and the Internet are the ones that have had the hardest time accessing it. Now, thanks to the WOW Computer, countless older Americans are discovering the wonderful world of the Internet every day. Isn’t it time you took part? Call now, and a patient, knowledgeable product expert will tell you how you can try it in your home

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Dear Readers,

I’m going to talk to you a minute

about Qin Shi Huang. The first emperor of China? Yeah, that guy. There are more than a few stories about Emperor Qin, not least among them are that he helped unify China, started work on some wall or another, and that he was a notorious tyrant. But when it came to the afterlife, there’s no denying he had style. I’m not just talking about a fancy tomb; his port-mortem accoutrements would put a pharaoh to shame. He was buried in a scaled-down replica of his imperial com-pound, deep underneath Mount Li, an area renowned for its wealth of gold and jade. He was buried with the whole setup: palaces, towers, clay attendants and generals, riches and wondrous objects. The ceiling of the ne-cropolis was decorated with representations of the heavens. Below it, a panoramic land-scape—his kingdom in miniature—was modeled in clay complete with mountains, plains and flowing mercury rivers. Outside his tomb, he posted over 6,000 soldiers, 130 chariots with 520 horses and 150 cavalry, all formed from terracotta, to guard it all. One would think that a man who spent such elaborate measures on his final resting place was prepared for his own death. However, the exact opposite was true; Qin Shi Huang was terrified of it. Everything he built was centered around the belief that he would live on, one way or another. During life, he commissioned alchemists to create an elixir that would grant him immortality. (Ironically, it was the mercury in these concoctions that killed him.) He refused to discuss death with his court or family, and died without ever creating a will. Try leaving a newly unified China to 30 sons!

Probate China? I get where Qin’s coming from. No one likes to think about their own death. There’s a prevailing fear that to bring it up in conversation is to summon it—to make it more real or more close. While it’s not an easy thing to deal with, the truth is, talking about and planning for death—taking charge of one’s own mor-tality—can be empowering. It can help you face your fears, learn more about yourself and what you want to leave behind, and bring you and your family some peace of mind. And it goes without saying that the best time to do it is while you’re still young—when you can ask yourself hard questions and make sound decisions about your wishes before and after you leave this mortal plane. (Heck, Emperor Qin started when he was 13.) This month’s issue is about leaving a legacy—setting in motion a plan that will continue to positively affect others beyond the span of your years. There are plenty of ways to do it; some bequeath money, others pass on their life story and some leave the gift of life by donat-ing organs. Inside you’ll find some tips on how to donate or start planning for what you want to leave behind.

Tracie Lukens,Editor

Don’t Forget My Chariot Here’s one more story about another empire. Jack Eggers was a school jani-tor in Amo, Indiana. His kingdom was a modest two-bedroom house, where grew his own food and preferred to live simply. Jack didn’t have a family of his own, so he treated the students as if they were his own kids, and they respected and cared for him in return. In 2003, at the age of 68, Jack was diagnosed with an aggressive brain tumor. Todd Crosby, the principal of Mill Creek West Elementary School where he worked, along with other school staff members, neighbors and friends, helped care for Eggers and

drive him to doctor’s appointments. Jack had surgery, but it only briefly slowed the tumor’s progress. He took a leave of absence from his janitorial duties, but later decided to retire. The students and staff all received frequent updates on his progress. In winter of 2004, Jack died at age 69. A year after his death, however, Jack showed that his poor man’s life was real-ly a façade. Jack was saving every penny so that, someday after he was gone, he could do some good. He accomplished his wishes by leaving his small empire in sizeable bequests to the school, church, and community he loved. $80,000 went to Mill Creek West Elementary, an un-disclosed amount went to Amo Baptist Church and another $120,000 went to the Hendricks County Community Foundation. Everyone was shocked. “We don’t think about people when we’re with them. It always hits you when they’re gone. But even in his passing, his legacy will live on,” Crosby said. Emperor Qin’s monument to himself may have been impressive, but it never did as much good as King Eggers did for his people. When it comes to leaving a legacy, how do you want to be remembered?(Jack Eggers’ story courtesy of Leave a Legacy)

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Emperor Qin’s Terracotta Army


Through April 31 Interested in giving back to your community?

Memorial Hospital of Tampa is looking for volunteers. 4 hours per week, between 8 a.m. – 4 p.m. Info desk, gift shop, diagnostic center, patient support and others. Call 813-342-1483 for info.

Mondays, Weds. and Fri. Pickleball instruction/open play. 10 a.m. to 1

p.m., Westchase Rec. Center. 813-964-2948.

Tuesdays and Weds. Senior Games Day at Town ‘N Country Senior

Center. Enjoy card games, board games, table games and other low intensity games. 10 a.m. to noon. 813-554-5002.

8 Kings Point Mixed Chorus annual Spring Concert. “Music Of Stage

And Screen.” $6. 4 p.m. at Kings Point Borini Theatre, Sun City Center. BYOB and snacks. 813-633-1753.

10 through 12 PhilFest 2015. A three day festival of all things

Filipino. Entertainment by PCFI’s own performing groups and volunteer artists. Competitions with prizes. $5. 10 a.m. – 11 p.m. Philippine Cultural Enrichment Complex, Tampa. 813-925-1232.

14 and 18 Balcony to Backstage Tours. Where does the Mighty

Wurlitzer theatre organ go when the movie starts? Why are there stuffed pea-cocks perched around the proscenium? Learn the Theatre’s secrets, stories, art and architecture. $7.50. 11:30 a.m. Tampa Theatre. 813-274-8286.

18 Plant City Community Chorale concert: “Music Lifts Our Heart.”

7 p.m. at Eastside Baptist Church, 1318 East Calhoun St., Plant City. Tickets: $10/seniors. 813-757-0212; pccchorale.org.

18 Antique Evaluation Saturday. Bring your favorite treasures

to the Music Room in Plant Hall at The University of Tampa for a skilled appraisal. $5 per item (limit 4 items). 10 a.m. – 12 p.m. 813-254-1891.

18 Tampa Bay Coin Club Coin & Currency Show. Free appraisals,

door prizes, free admission/parking, food and drink available. 9 a.m. – 3 p.m. The Zendah Grotto, Ohio Avenue, Tampa. 813-361-0740.

18 and 19 Festival of Chocolate. Award-winning pastry chefs and

chocolatiers host interactive demos. Live wedding cake competition. $22.95. 10 a.m. – 6 p.m. Museum of Science and Industry, Tampa. 813-987-6000.

19 Tampa Downtown Market. Fresh produce, crafts, live music

and more. Free admission. 10 a.m. – 3 p.m. Tampa River Arts District, Ashley Drive, Tampa. 813-221-3686.

20 CarFit. Find out how the fit of your car affects your driving

and adjust your car to your changing needs. Free seminar. 10 a.m. – 2 p.m. by appointment. Memorial Hospital of Tampa. 813-342-1313.

21 Lifestyles After 50 Senior Safari & Fun Fest. Senior-friendly

exhibitors, free health screenings, Brain & Body Challenge inside the Safari Lodge, animal encounters, more. Age 50 and over; $10 admission includes the Fun Fest and the Lowry Park Zoo, Tampa. 9 a.m. – 2 p.m. 813-653-1988.

22 A Day at the Horse Races. Enjoy a fun day with the OWLS at

Tampa Bay Downs. $46 covers R/T transportation, driver’s gratuity, track entry fee, racing program and hot lunch. Bus departs 10:30. Bus returns 3:30. Northdale Park, Tampa. 813-961-5649.

25 Prince and Princess’ Comedy. Kojo Prince performs his ani-

mated routine and The Princess of Paro-dies, Traci Kanaan, combines stand-up with her piano and vocal performances. $12/$15. 7:30 – 9:30 p.m. Firehouse Cultural Center, Ruskin. 813-645-7651.

25 Join professional organizer Betty Arnold for her organizational

therapy program, “The Queen Wears Prada.” Betty will also share ways to reduce clutter, free up time and energy and enhance living space, both physical and emotional. 1 – 2 p.m. at Jan Kaminis Platt Library, Tampa. 813-273-3652.

Send Around Town news to News Connection USA, Inc., P.O. Box 638, Seffner, FL 33583; fax 813-651-1989 or email [email protected]. News must be received by the 10th of the month prior to event (i.e. May 10 for April event.)

Around TownW H A T ’ S H A P P E N I N G A P R I L 2 0 1 5

April 16-19Tampa to Atlantic City

April 28-May 1St. Pete/Clearwater to TunicaMay 5-May 8

Tampa to Atlantic City May 27-30

Tampa to Atlantic City

Tampa Airport to Atlantic CitySt.Pete/Clearwater to Atlantic City

Flights Depart & Return to St. Pete/Clearwater Airport

**This offer is subject to availability and management reserves the right to change or cancel this promotion at any time without notice. Must be 21 or older to gamble and enter and remain in a NJ casino and participate in any Harrah’s Resort promotions. Hotel taxes of $13 per night not included. Flights departing from Tampa Airport operated by Republic Airlines are DOT approved and a $30pp air service fee will be applied upon hotel departure. Florida Seller of Travel Ref. No ST39092. Gambling problem? Call 1-800-Gambler.



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New Exhibits Coming To Armed Forces History Museum

Exciting things are happening at the Armed Forces History

Museum in Largo. Although packed to the brim in its 50,000 square feet of space with the largest military col-lection in the Southeast, the museum will be adding new cases, exhibits and dioramas, which will freshen the museum as well as bring its military history up to date. Here’s what’s in store:• USO Exhibit—inclusive of tour jackets, autographs, rare photographs and posters, and exciting memora-bilia of entertainers and athletes who entertained troops overseas;

• Official Veteran Portrait Wall—veterans representing all conflicts joined together at the AFHM for individual photo shoots. The initial intent was to have these portraits displayed in Congressman David Jolly’s offices. In addition to his location, Congressman Jolly will be donating ad-ditional copies to the museum which will be placed in the museum’s Officers’ Club

Quonset Hut, making for an impres-sive wall of distinguished veterans;

• Merchant Marines Case—the AFHM has received uniforms, memorabilia and artifacts from the American Victory Ship Mariners Museum in Tampa. A case is currently being created that will encompass the story of these brave men and women;

• Korean-era WAC Case—this will feature an authentic Women’s Auxiliary Corps (WAC) Korean-era uniform along with memorabilia as well as in-formation on the role of WAC;• Holocaust Exhibit—in addition to the already impressive German Third Reich collection on view at the museum, the AFHM recently acquired an actual POW uniform, as well as additional rare artifacts showcasing some of the dark-est days in history;• Chuck Yeager’s Bell X1 Jet—a replica of Chuck Yeager’s Bell X1 jet, the jet that broke the sound barrier, will be displayed from the museum’s ceiling and will be accompanied by a video screen as well as a static display;

• African-Americans Evolution Through Military History Case—along with some very eager and bright middle school students from Tampa’s Legacy Preparatory School, a case will be built that will highlight the roles of African-Americans throughout military history. This will take guests from the beginning of conflicts all the way through to the successes of Colin Powell and President Barack Obama. Legacy Prep’s students are currently researching stories, fac-tual information and more. The AFHM is proud to be in partnership with these young men and women as they lead the way to this new case.This month’s special event: 3rd Annual Classic Car Show, Apr. 18, 11 a.m. to 2 p.m. See around 40 vintage and classic cars, pin-up girls from Pin-up America, museum tours, photo opportunities and the “Taste of Chicago” food truck. The AFHM will also conduct a raffle for a lucky guest to win a ride on a Patton tank. Tickets are discounted at $15 for all ages. The Armed Forces History Museum is located at 2050 34th Way N., Largo. To learn more, call 727-539-8371 or visit http://www.armedforcesmuseum.com/


Get Inspired by Outdoor Living Ideas

Inspired by neighbors, home improvement shows and social media

channels like Pinterest and Houzz, today’s homeowners are entering the deck planning and building process more informed than ever before. But sorting through this wealth of information and inspiration can make it hard to decipher what’s really hot for today’s outdoor spaces—and to choose what’s right for your home. Surveying the wide variety of options is the first step in deciding how you’ll approach designing your outdoor space. Start by considering some of the top influences expected to dominate the outdoor living landscape this season, according to the experts at Trex Company, the world’s largest manufacturer of wood-alternative decking and railing.Designing outside the box. Gone are the days of simple squared-off decks and basic slab patios. Regardless of the size of the yard—or budget—homeowners today are thinking and building beyond the basic square space. Remodelers and architects report increased interest from customers in decks with multiple levels, curves, cantilevers, pergolas and even walls to create three-dimensional interest and define different functional areas.Bringing the indoors out. The lines between indoors and out will continue to blur as homeowners look to extend the style, comfort and function of their interior spaces to their outdoor living areas. More and more indoor activities are migrating outside with the addition of features such as outdoor kitchens,

dining nooks and fireplaces. Demand also is up for features like integrated benches with cushions and accent pillows, storage components and lighting, along with accessories such as ornamental post caps and railing with decorative balusters similar to those found inside the home. Tropical staycation. From New England to Southern California, the look of the tropics will dominate as a top outdoor design scheme. Materials that evoke the ambiance of an exotic island getaway are all the rage, from tiki torches, cabanas and waterfalls to deck boards featuring warm colors and multi-colored streaking inspired by tropical hardwoods. High performance, low maintenance. While aesthetics drive many deck-building decisions, performance is just as important. Increasingly, homeowners are seeking high-performance, low maintenance materials that allow them to spend more time enjoying their outdoor living space than maintaining it. This motivation has contributed to the continued innovation and popularity of composite decking and railing. Unlike wood, high-performance wood alternative decking such as Trex resists fading, staining, scratching and mold. Upkeep is hassle-free with no sanding, staining or painting required, and food and drink spills wash off easily with just soap and water. To see examples of outdoor living settings featuring this year’s top looks, visit the Inspiration Gallery at www.trex.com. (Family Features)

HOUSING


Online Dating Part 3: 8 Rules For Powerful ProfilesBy Elle Layne

Okay, now that you’ve picked a site and learned how to spot the false

arrows in Cupid’s quiver, it’s time to make your profile pop! Here are 8 tips:1. Be honest, and be yourself. This is the golden rule of dating. Ultimately, the goal is to meet someone who will accept you for who you are, flaws and all. This is difficult to do if you are pretending to be someone else, or are exaggerating certain qualities, just to impress a poten-tial mate. (You may end up impressing the wrong type of person!) Use current pictures and be truthful about who you are and what you want, and your mate will appreciate it and respond in kind.3. Be confident, positive and brief. Being honest doesn’t mean you have to focus on your flaws or write a lengthy autobiogra-phy. Bitter tales of past relationships or hard dating luck? Leave those at the door! Nothing turns a potential date off faster. Make your profile short and sweet, and highlight your best qualities. You only have a few seconds to make an impression online—your profile should be just enough to entice a mate to get to know you better.

2. Tell a story with your photos. Profiles with photos are nine times more likely to get communication, according to dating site Eharmony.com. For the best results, use four or more photos and include at least one medium shot and one closeup shot of you. Photos that show you participating in social activities or a favorite hobby, sport or other activity are the most effective. Avoid: poorly taken, blurry or unflat-tering shots; overly revealing photos; pictures of just your kids/grandkids; photos with exes (or with exes obviously cut out!) and the like.

Your profile photos are windows into your life. Ask yourself: would your mate want to be in these photos with you?4. Invite the other person into your life by avoiding too many “I” state-ments. If you met a date at a bar and all he talked about was himself, would you stick around? Rather than write a laundry list about who you are and what you want, be conversational. Talk about what would you share with your potential mate. How would you like to get to know them better?

5. Make your words count. Do you like romantic dinners and long walks on the beach? So does everyone else! Try to avoid lists or cliches that are common in other people’s profiles. Instead, pick one or two of your favorite activities and de-scribe why you enjoy doing them, or tell a story about an experience. For example: “On weekends I take my dog Shelby on a beach walk because connecting with nature brings me a sense of peace.” 6. Call to action. What makes you stand out? Narrow it down to three words and use them as your profile heading. Don’t

be afraid to get flirty, humorous or quirky. Are you a Southern BBQ Diva or a Frisbee Golfing God? Own it! It’s all about getting readers to click your profile and look deeper. At the end of your profile description, leave a hook—an invitation to open com-munication. “Did you like the picture of me ziplining in Costa Rica? I’d love to tell you all about it. Gimme a call.” Or... “If you’re like me, and you want someone to share life’s adventures with, write me back...”7. Have a friend give you a hand. Sometimes they know you better than you know yourself, and can offer suggestions or let you know if you’re going overboard. Having someone double check your pro-file’s spelling and grammar can also help you make a good first impression.8. Update regularly: Make the effort to renew your profile on a regular basis to keep it fresh. And if you can, remove a profile you don’t use anymore. It can be discouraging to write in and hope for a message from someone who is no longer using the service. That’s all for now, web-crossed lovers. I wish you safe and happy hunting!


Spring Build-A-Brunch IdeasEntertaining at brunch time

can be much easier than a dinner party. Serve these mini quiches and cake bites with croissants, a fruit platter and mimosas or freshly squeezed orange juice. Recipes by McCormick: mccormick.com.Mini Ham and Egg QuichesServes: 6

1 tablespoon olive oil1 medium shallot, finely chopped2 cups packed baby spinach leaves4 ounces goat cheese (chèvre)8 eggs, lightly beaten1 tablespoon tarragon1 teaspoon thyme1/4 teaspoon sea salt1/8 teaspoon course ground black pepper12 thin slices deli Black Forest ham Directions Preheat oven to 400°F. Heat oil in large nonstick skillet on medium heat. Add shallot; cook and stir 2 minutes or until softened. Add spinach; cook and stir 1 to

2 minutes or just until wilted. Remove from heat. Add goat cheese; stir until well blended and melted. Mix eggs, tarragon, thyme, sea salt and pepper in medium bowl until well blended. Add spinach mixture; mix well. Spray a 12-cup muffin tin generously with no-stick cooking spray. Press a slice of ham into each cup, pleating as necessary to fit cup. Pour egg mixture evenly into each cup. Bake 10 to 12 minutes or until eggs are set. Run small knife or spatula around each cup to loosen mini quiches. Let stand 5 minutes before serving.

Decorative Egg Cake BitesServes: 24

1 package (2-layer size) white cake mix

2 teaspoons McCormick® Pure Lemon Extract

1 cup marshmallow creme1 bag (14 ounces) white confectionary

coating wafers

Decorating Glaze:1/2 cup confectioners’ sugar2 teaspoons water

Directions Prepare cake mix as directed on package, adding lemon extract and desired food color. Bake as di-rected on package for 13 x 9-inch baking pan. Cool completely on wire rack. Crumble cake into large bowl. Add marshmallow

creme; mix until well blended. Shape into 1-inch balls then roll to form an egg shape. Refrigerate 2 hours. Melt coating wafers or white chocolate as directed on package. Using a fork, dip 1 cake bite at a time into the confectionary coating or chocolate. Tap back of fork 2 or 3 times against edge of dish to allow excess to drip off. Place cake bites on wax paper-lined tray. For the Decorating Glaze, mix confec-tioners’ sugar and water in small bowl until well blended. Tint with desired food color. Using a fork, drizzle glaze over cake bites. Let stand until glaze is set.


Free Tax AssistanceThere’s good news for taxpayers

looking for a safe way to save money at tax time. Thanks to a public-private partnership between the IRS and a coalition of in-dustry-leading tax software companies, there’s a program that provides qualified taxpayers with free, online, name-brand tax preparation software products. Called the IRS Free File program, it’s designed to make tax time easier by walking taxpayers who qualify through the filing process online and ensuring that they capture all the credits and de-ductions they deserve. To take advantage of the program, taxpayers must have an adjusted gross income of $60,000 or less. By using the program, eligible taxpayers can easily and accurately complete their federal tax return with trusted name-brand tax preparation software products. Since its creation in 2003, the Free File program has donated 40 million federal tax returns. That translates to a total savings for taxpayers of more than $1.3 billion in tax preparation costs donated. Approximately 70 percent of U.S. taxpayers are eligible for the Free File program.

The Power Of Technology Ed Black, president and CEO of the Computer & Communications Industry Association (CCIA), said that the Free File program is a great example of the power of technology to improve the lives of all Americans. Black added that CCIA is proud to support Free File and will be working this year to help ensure all eligible taxpayers are aware of this “important program.” Additionally, 20 states plus the District of Columbia sponsor a state-level Free File program, allowing eligible residents to easily and accurately complete both their federal and state taxes for free.

For more information, visit the websites at www.irs.gov/freefile and www.taxprephelp.org. (NAPSI)

Other Resources AARP Foundation Tax-Aide offers free, individualized tax preparation for low-to moderate-income taxpayers—especially those 60 and older. Here are a few locations near you: (for a complete list and info about which documents you need to bring with you, visit www.aarp.org/applications/VMISLocator/taxAideLocations.action)

American Legion Post 152, 11211 Sheldon Rd., Tampa

Mon., 9 a.m. – 1 p.m. Walk-in.

Jan Kimanis Platt Library 3910 S. Manhattan Ave., TampaTue., 10 a.m. – 2 p.m. Walk-in.

Jimmie Keel Library2902 W. Bearss Ave., Tampa

Thu. and Fri., noon – 4 p.m. Walk-in.

Tampa Workforce Center9215 N. Florida Ave., Ste. 101

Tue. – Fri., 9 a.m. to 1 p.m. Walk-in.

Seffner-Mango Library410 N Kingsway Rd., Seffner

Mon. and Fri. 10 a.m. – 2 p.m. Walk-in.

Bloomingdale Library1906 Bloomingdale Ave., Valrico

Tue. and Sat. 10 –2; Thu. 12 – 4 Walk-in.

Kings Point Club House1900 Clubhouse Dr., Sun City Center

Mon., Wed., Fri., 9 a.m. to 3 p.m.Appointment: 813-938-8959

Ruskin Family Center201 14th Ave. SE, Ruskin

Sat. 9 a.m. – 1 p.m. Walk-in

Free Community Appreciation Event

Dr. Khushi Dhaliwal of Tampa Bay Family Physicians will hold a Free Community Appreciation Event at her practice.The public is invited to attend. Location: Publix plaza, 4874 Sun City Center Blvd., Sun City Center

813-633-2000

Thursday, April 16, from 9 a.m. to 12 p.m.


By Fred Cicetti

Q: I’ve had allergies my whole life and I’m

thinking of going in for the shots. What do you think?

A: Immunotherapy, also known as allergy shots or vaccinations, can alleviate allergy symptoms. However, shots don’t work on all allergies or all people. Doctors advise against allergy shots if you take a beta blocker for high blood pressure or heart problems. If you’re considering immunotherapy, seek the advice of a good allergist. Allergy shots are a series of scheduled injections meant to desensitize you to specific allergens—the substances that trigger an allergic response. The usual schedule is a shot once or twice a week for about three to six months. After that, you’ll need a shot about once a month for three to five years. Allergy shots are commonly used to treat allergic rhinitis (hay fever) and asthma. Allergy shots may also control allergic reactions to stinging insects such as bees, yellow jackets, hornets and wasps. But the shots are not effective for food allergies. If you have seasonal hay fever, you may be allergic to pollens from trees, grasses or weeds. If you have year-round discomfort, you may be sensitive to indoor allergens such as dust mites, cockroaches, mold or pet dander. The common symptoms of allergic rhinitis are itchy eyes, nose, or throat; nasal congestion, runny nose, watery eyes, chest congestion or wheezing. If your eyes also become red and swollen, you suffer from allergic conjunctivitis. Before starting allergy shots, your doctor may use a skin test to confirm that you have allergies and determine which specific allergens cause your signs and symptoms. During the test, a small amount of the suspected allergen is scratched into your skin and the area is then observed for about 20 minutes. Swelling and redness indicate an allergy to the substance. The shots won’t give you immediate relief. You’ll probably see improvement in the first year of treatment. The most

noticeable improvement often happens during the second year. By the third year, most people are desensitized to the allergens contained in the shots. For some people, successful treatment leads to a life without allergy symptoms. For others, shots must continue on a long-term basis to keep allergy symptoms at bay. An allergic reaction is a complex chain of events that involves many cells, chemicals and tissues throughout the body. While there is no cure for allergic disease, there are many medications available to lessen symptoms. About 50 million Americans suffer from an allergy. Major allergic diseases include: allergic rhinitis, allergic conjunctivitis, asthma, atopic dermatitis (eczema), hives (urticaria), and reactions to substances such as food, latex, medications, and insect stings. We don’t know why some substances trigger allergies and others do not. We also don’t understand why every person does not react to allergens. A family history of allergies is the single most important factor that predisposes a person to develop allergies. If you would like to ask a question, write to [email protected]. All Rights Reserved © 2015 by Fred Cicetti.

Should I Get An Allergy Shot?The Healthy Geezer


7 Things You Must Know Before Putting Your Home Up for Sale

Hillsborough County - A new report has just been released which reveals 7 costly mistakes that most homeowners make when selling their home, and a 9 Step System that can help you sell your home fast and for the most amount of money. This industry report shows clearly how the traditional ways of selling homes have become increasingly less and less effective in today’s market.The fact of the matter is that fully three quarters of homesellers don’t get what they want for their homes and become disillusioned and - worse - financially disadvantaged when they put their homes on the market. As this report uncovers, most

homesellers make 7 deadly mistakes that cost them literally thousands of dollars. The good news is that each and every one of these mistakes is entirely preventable. In answer to this issue, industry insiders have prepared a free special report entitled “The 9 Step System to Get Your Home Sold Fast and For Top Dollar”. To hear a brief recorded message about how to order your FREE copy of this report call toll-free 1-800-665-3797 and enter 1000. You can call any time, 24 hours a day, 7 days a week. Get your free special report NOW to find out how you can get the most money for your home.

This report is courtesy of Keller Williams Realty. Not intended to solicit buyers or sellers currently under contract. Copyright © 2014

What’s New This Month atCarrollwood Cultural Center8 Open House & Class Preview. The

Center will host an open house to showcase its spring educational curriculum and Summer Camps. Students registering for a class during the open house will save an additional 5 percent on their class tuition. Admission: Free. 6:30 p.m. – 8 p.m.

10 Jazz With Jim featuring the Jazz Cellar Underground Orchestra.

These monthly concerts fuse personal stories by the musicians with popular jazz tunes. 7:30 p.m. Admission: $14 – $20.

12 “Cinderella…At The Sock Hop.” Rock around the clock

with “Cindy” in this 50’s style musical version of the classic story. 2 p.m. Admission: $7 members; $8 non-members; $28 Family Four Pack.

14 North Tampa Market. Fresh food, hand crafts and live music.

Free admission. 10 a.m. to 2 p.m. More info at tampabaymarkets.com.

16 Art Makers & Cocktail Shakers. Learn basic painting techniques

with step-by-step direction by an art instructor, and enjoy socialization and cocktails for purchase. By night’s end, you’ll bring home your own masterpiece! 6:30 p.m. to 8:30 p.m. Admission: $38 – $42 (includes all materials for the evening’s project as well as one beverage. Cash bar available, and BYOB/snacks are welcome.

17 – 19 and 24 – 26 MAS Community Theatre Presents

“Plan 9 From Outer Space.” A side-splitting stage adaptation of the classic cult film, considered by many to be “the worst movie ever made!” Showtimes at 8 p.m.; Sunday matinees at 2 p.m. Admission: $14 – $20.

All events are held at the Carrollwood Cultural Center, 4537 Lowell Road in Tampa. Tickets can be purchased at the box office, CarrollwoodCenter.org, or by calling 813-922-8167.

Lifestyles After 50 • April 2015 • page 14_R

Challenging the Status Quo with Stem CellsBy Cara Tompot, Staff Writer

Looking back on history, we remember a time when women

didn’t have the rights that they do now. Prior to 1919, women didn’t have any way to express their thoughts and desires through public policy. Thanks to first-wave feminists questioning the status quo, 1920 marked the first year that women could vote. This social change marked a moment in history when women finally had the right to take control of their own life. In many ways, the history of women’s suffrage is similar to the road to regenerative medicine advancements. Much like women fighting for equality, patients have been fighting for a new way to treat their chronic lung disease. Now, with the advancement of stem cell therapy, sufferers of chronic lung disease are no longer limited to the confines of traditional medicine—which involve managing symptoms rather than the disease. Stem cell therapy, like women’s voting rights, helps people take control of their life by giving them a voice.

For years, people accepted the status quo, and for people suffering from chronic lung diseases like COPD, the status quo meant a constant struggle for oxygen. As an incurable disease, most sufferers felt that they didn’t have any options. But now, everything has changed. One state-of-the-art clinic, the Lung Institute, developed an alternative. Stem cell therapy helps sufferers finally breathe easier. People are no longer forced to accept the fate of continual disease progression or an invasive lung procedure. Stem cell therapy harnesses the healing power of a patient’s own stem cells to help regenerate damaged lung tissue. Today, lung disease can be treated with adult stem cells harvested from the patient’s own fat, blood or bone marrow to replace damaged lung cells with healthy ones. According to the clinic’s website, www.lunginstitute.com,this innovative procedure slows the progression of the disease

in addition to restoring lung function and reducing inflammation. The result is the ability to breathe easier. Similar to the fight for women’s rights, doctors and patients have been diligently looking for a new way to treat lung disease. Now, with the advancement of stem cell therapy, patients can finally combat disease progression. As with any change, some physicians and patients may be slower to adopt new ideas while clinging to traditional approaches; however, just as social change made it possible for women to have a voice in the government, clinical advancements like stem cell therapy make it possible for patients to have a voice in their healthcare. If the fight for equality is any sign of the future of stem cell therapy, there is no doubt that stem cells will become the status quo for treating lung disease.


Join us for a stem cell seminar. Learn how the Lung Institute uses stem cells from a patient’s own body to regenerate healthy tissue, improving lung function and quality of life.

Call (855) 313-1150 for more information, or visit lunginstitute.com/lifestyles

THE NEXT GENERATION OF COPD TREATMENT IS HERE.

YOU’RE INVITED!


Savannah Court of BrandonAssisted Living Residence

824 N. Parsons AvenueBrandon, FL 33510

Assisted Living, Respite, Day ServiceAssisted Living Facility License No. 9353

Savannah Court of Brandon Thursday, April 23rd11:30am – 1:00pm.

A FREE light lunch will be served! RSVP with Jan.

813.643.6767

Join us for a FREE Seminar & Lunch

“What is SEPSIS& How to Treat”

EQUAL HOUSINGOPPORTUNITY

ASk THE ExPERTANDREW DALEY, MDSPECIALIzINg IN INTERNAL MEDICINE(941) 251-4933 Dr. Andrew Daley is an internist in Tampa, Florida and is affiliated with multiple hospitals in the area, including Brandon Regional Hospital and South Bay Hospital. He received his medical degree from University of Connecticut School of Medicine and has been in practice for 17 years. Dr. Daley accepts several types of health insurance. He is one of 87 doctors at Brandon Regional Hospital and one of 39 at South Bay Hospital who specialize in Internal Medicine. Education & Medical Training: University of Connecticut School of Medicine Class of 1997. Residency, Internal Medicine, 1997–2000 Certified in Internal Medicine

When I Go, What Happens To...Ever wonder what happens to your

credit card after you die? What about your Facebook account? Here are a few questions that you might not have asked when creating your will, as well as some advice on how to plan for them:

What happens to my online accounts? The boomer generation will be one of the first to leave be-hind a vast and varied digital footprint—including social media accounts, emails, tweets, images, videos and more. But most of us have yet to consider just what it is we are leaving behind, and what we want others to do with it. Here are four suggestions for digital legacy planning: Make a will and add a digital codicil, which is a simple document that amends your will to include your digital assets. Make a list of your digital assets, pass-codes and avatars, if you have them. Archive content you want to preserve. Today’s technology will be obsolete in the future, and when it disappears so will any-thing—photos, recordings, written mate-rial—that isn’t available in hard copies or a contemporary format. Digital services can provide a bundle of plans, such as archiving, notifying and transferring information to an executor, and data deleting. Once your digital affairs are in order you may want to consider to what ex-tent you will or won’t retain an online presence after death. Facebook, for example, allows you to keep a memo-rial page for friends and family to post to after you’ve passed. For helpful information, visit NoLo at (http://www.nolo.com/legal-encyclopedia/a-plan-your-digital-legacy.html.)You’ll learn how to leave instructions for your executor about your social networks, blogs, presence in online communities, music, photos or other files, seller accounts and access to bank accounts or utilities. (Info from AVG.com)

My credit card? For individual accounts: When you die, your estate is responsible for paying off your card balance, as well as other debts. If the assets don’t cover the bills, creditors are notified that the estate is insolvent. They write off the bills, and often that’s the end of it. Children, friends or rela-tives can’t inherit debt. A card company can’t legally force someone else to pay. For shared accounts: If a spouse, fam-ily member or business partner signed the card application as a co-signer (joint

account holder), then that person will be held liable for the balance on that card, along with (or instead of) the estate. If that second cardholder is merely an

authorized user (didn’t sign the application, isn’t liable for bills and merely has charg-ing privileges), then he or she isn’t responsible. (Info from creditcards.com)My rental storage unit? Typically, the contents of a deceased tenant’s storage unit become part of the ten-

ant’s estate, and a judge decides what happens to them. If the deceased renter didn’t have a will or trust, most self-storage facilities will require that a small-estate affidavit be filed before survivors can enter the stor-age unit. This affidavit is a legal form used by an heir to collect the property of a dead relative. However, if a tenant dies and no one claims the contents of the storage unit, they could be auctioned off. If rent is being paid automatically each month and a storage facility has no idea that a tenant has died, the contents of the unit conceiv-ably could be untouched for months or even years. (Info from SpareFoot.com)My pet? Many assume that a family member can take care of a pet after they pass. However, sometimes survivors are unable to care for your pet properly. Pets that are unclaimed after an owner’s death are typi-cally sent to the nearest shelter. It is wise to make provisions for your pet early on: Find a caretaker: Get a commitment in writing from a family member, friend or temporary home, and leave them feeding and care instructions; the name of your veterinarian; and information about the permanent care provisions you have made for your pet. Have a backup. If you decide to entrust the care of your pet to an organization, choose one that is well-established and has a good record of finding responsible homes quickly. Work with an attorney to draw up a special will, trust, or other document to provide for the care and ownership of your pet as well as the money necessary to care for it. For example, you can designate the trustee of your pet trust as the beneficiary of a life insurance policy or a bank account that’s payable upon your death. This ensures the trustee has immediate cash for your pet’s welfare. A well-crafted will can help ensure that this money goes directly to the care of your pet. (Info from humanesociety.org).


L E A V I N G A L E G A C YM a k i n g a D i f f e r e n c e I n Yo u r C o m m u n i t y

In 2009, retired banker David A. Straz donated around $25,000,000 to the Tampa Bay Performing Arts Center. Because of his generous contribution,future generations will be able to share in his love of music, theater and the arts. The quiet benefactor was reluctant to have the center—

now known as the David A Straz Jr. Center for the Performing Arts—named after him, but he believed it might encourage others to donate as well. Straz said, “This is a result of my hard work and, at the same time, we’ve been able to do something for others.”

In large ways or small, anyone can leave a legacy that can change their community for the better. We hope you enjoy this special section on planned giving.


By Janice Doyle

No one wants to feel they have left this earth without leaving

something of themselves behind. While many spend a lifetime accumulating wealth to leave for heirs, others die broke and yet leave a rich legacy in other ways. When we leave any kind of legacy to benefit others, we leave a powerful message that will be heard for decades. A planned gift reflects the ideals, values and beliefs that are important to us as individuals. Often a legacy is the accumulation of a lifetime of fi-nances, but just as often, a legacy of lifestyle demonstrates itself as those left behind take up where the deceased left off. Generosity clearly is a sign of dedication. Among the various ways to leave your legacy, there may be some vehicles especially suited to your wishes.

A legacy of financial means Many people today are planning for retirement and investigating ways to preserve their estates. An estate planning program integrates family wealth planning and philanthropy. Leaving a financial legacy means leaving money or financial assets to your favorite charity through wills and estate plans. Legacy gifts come in all sizes, from just a few dollars to much larger bequests, and can be in the form of money, property, securities, insurance policies or other assets. While these gifts are often bestowed as a way to say “thank you” or to support ongoing efforts of a specific organization, planned giving often provides the benefactor with tangible tax benefits and a sense of self-satisfaction. This kind of giving is not just a privilege of the wealthy because an estate of any size can greatly assist organizations that are making a difference in our communities. According to National Philanthropic Trust, 95 percent of households contribute to charitable or religious causes each year, but only around six percent of these givers plan a charitable bequest.

How do you go about leaving a financial legacy?Step one: Select a professional advisor. Most often, the charity you want to give to will have such an advisor on its staff.Step two: Write down your goals and objectives. These may include ensuring that your heirs and beneficiaries are cared for, preserving the value of your estate and being remembered for your actions.Step three: Take an inventory of your as-sets; often we overlook assets such as life insurance policies and retirement benefits.Step four: Develop and implement your plan. This combines the previous three steps and forms the basis for maximiz-ing your personal and social capital. Directing a portion of your estate to your chosen charity actually can reduce your taxable estate.

Leaving the gift of life Research shows that many people over 50 years of age believe they are too old or too unhealthy to qualify as a donor and, in some instances, are removing themselves from their state registry due to this misperception. In reality, almost two-thirds of all donations come from people above the age of 50, and the oldest person to donate was 93 years of age when he died, according to Donate Life (donatelife.net). With more than 123,000 patients waiting for a transplant, it is important to know that everyone has the potential to save and heal lives through donation. While medical advances have increased the success rate of using organ transplanta-tion to treat diseases, the need for donated organs continues to grow. An average of 21 people die each day because an organ was not made available for transplant.

When considering donation,many people think only about the major organs, such as the heart, liver or kidneys. However, there are more than 25 different transplantable organs and tissues, including:• Corneas for preserving or

restoring sight• Bone marrow for treating

certain types of leukemia and anemia

• Skin grafts for burn, accident and disease victims

• Bone for reconstructing lost, destroyed or deformed limbs or facial features

• Heart valves for correcting birth defects

• Tendons, ligaments and cartilage for correcting congenital defects

A donor could potentially save and enhance up to 50 lives and take eight people off the na-tional organ donor waiting list.

To express your wishes to become a donor, indicate your intent to donate on your driver’s license and carry a donor card with you at all times. Most impor-tantly, make your family aware of your intent to be a donor as they are often the ones who must make the crucial decision.

Leave A Legacy...Make A Difference Albert Einstein said, “The value of a man … should be seen in what he gives and not in what he is able to receive.”


Make Your Donations CountBy Tracie Lukens

If charitable givingis part of your

legacy plan, here are a few tips to help you make an informed de-cision so your donation can go the extra mile: Choosing a Charity1. Chose the cause that is nearest to your heart. Are you interested in the arts? The environ-ment? Mission work or humanitar-ian efforts in other countries? Curing a disease or making a difference locally in your community? Check outtopnonprofits.com/lists/types-of-charities.2. Narrow your list down by doing a little research. Ask friends, family or coworkers for their favorite charities. Consider vol-unteering at a charity to see firsthand how effective it is. Always ask questions: How will my gift be spent? How many people did you help last year? In what way?3. Ask yourself: what or how much can I give, and which organization would benefit from it the most? Consider this: a $100,000 donation might not go as far in a large international organization with hundreds of staff and multiple expenses as it would for a local school or a food bank in your community.4. Check to make sure your potential charity is legitimate and handles funds responsibly. Resources like Charity Navigator (charitynavigator.org);GuideStar (guidestar.org); and the Better Business Bureau’s Wise Giving Alliance (www.give.org) can help. They rate charities and offer details on their goals, results and how donations are put to use. 5. Never accept solicitations for chari-ties or give away personal or credit card information. Donate on your terms.Think Small Gifts do not have to be monumental to make an impact. A simple donation of $100 would be appreciated by any nonprofit. Items like furniture, clothes, vehicles and even land can be left to charities like ReStore, Goodwill, United Way, The Salvation Army, Habitat for Humanity, the Nature Conservancy and others. Books or artwork can be donated to libraries, museums or community centers depending on worth and condi-tion. Finding homes for items your heirs do not want (or items that might cause a conflict) can benefit small organizations now and reduce estate burdens later.

Giving and Tax Relief Giving not only feels good—deductable do-nations can also lower your tax bill, as long as you keep the following guidlines in mind: • The donations you make must be to quali-fied organizations. To find out if a charity qual-

ifies, visit http://www.irs.gov/Charities-&-Non-Profits/Search-for-Charities.• You must have documentation of your contributions. Make sure to keep an itemized list of what you donate and what it’s worth, and file the long Form 1040 and Schedule A at tax time.• Deductible expenses can include cash, non-cash items like clothing and house-hold goods, and mileage driven on be-half of a qualified charity.• Contributions are limited to 50% of your adjusted gross income (AGI).• Also, you can’t write off a portion of a contribution if you get something in return. For example, if you buy a $50 ticket to a fundraising dinner at a church but the value of the dinner is $20, you can only deduct $30. Other ways to give: In the case of large estates, it can be in your best interest to distribute your wealth before you pass on to prevent a large portion of it from going to the IRS instead of your benefi-ciaries. Here are two ideas: Gifts: You can distribute tax-free gifts up to a certain amount during your life-time. The federal estate tax exemption, or the amount an individual can leave to heirs without having to pay federal estate tax, is currently $5.43 million. There’s also an annual gift tax exclusion that allows an individual to give away $14,000 a year to whomever they want, tax-free, without going against their lifetime limit.Education: A 529 College Savings Plan can be used to put aside funds for your child or grandchild’s college education, tax-free, as long as the money is used solely for educational purposes. Like the annual gift tax exclusion, you can make yearly gifts of $14,000 to the plan, (or $28,000 for joint couples) with one added benefit: every five years, it lets you put five years worth of gifts into the plan at once, for a total of $70,000 (or $140,000/couples). (Info from IRS.gov and other sources)


By Meghan Streit, Kiplinger

Think of all the memories that make up the story of your life. Preserving

those stories in a memoir can be a tremendous gift for your children and grandchildren, who may be eager to understand their family history. In his late eighties, Stan Zabka looked back on the many exciting chapters of his life: serving in World War II along-side his seven brothers, working as associate director of The Tonight Show with Johnny Carson and composing iconic songs such as “Christmas Eve in My Home Town.” He decided he had a story that was worth telling. Zabka, 89, spent a year and a half toiling for up to ten hours a day to write his memoir, “Razz Ma Tazz: My Life in Music, Television and Film.” Zabka documented his life, not only for his children, but also for people with careers in the entertainment industry who might benefit from his many yearsof experience. “Instead of talking about the wars or my big family, I talked about music,” says Zabka, who self-published his memoir. “All of those other things like family and war had music woven throughout them. That is what I learned: You can do a lot of things in your life, but you can only be an expert in one.” Zabka is one of many older people who are leaving a record of their life stories to future generations. Memoirists can find plenty of help. You can take a course at a local workshop—or go online for instruction.You can even find a ghostwriter to pen your memoir after

extensive interviews. Or you can seek the help of a company that will compile the stories of your life on video, an audio recording or a personalized website. Rosanne Gulisano, who founded Lifestories: Creating a Memoir (www.lifestoriescreatingamemoir.com) and runs workshops in Illinois, says many people think their lives aren’t extraordinary enough for a memoir. But she says most of us have a very captive audience: our children and grand-children. “Everyone’s life is interesting to their own future generations,” Gulisano says. “If you were to find a stack of old diaries in your grandmother’s trunk, it probably wouldn’t be a bestseller, but it would be a precious document to you.” Many people find the process of docu-menting their lives to be rewarding, even therapeutic, Gulisano says. “You kind of find out who you are because you’re digging up things you might have forgot-ten,” she says. “For most people, it’s a very happy process and they get so much joy out of reminiscing about their past.”

Use Technology for Storytelling The written word is a popular format for preserving personal history, but it isn’t the only medium. You can hire a service that can create video or digital histories. Bank executive Linda Beerman, 64, and her three siblings used an online service called Umenta (www.umenta.com). A “legacy concierge” interviews various family members by phone and edits the interviews into discrete stories. The ser-vice posts both written and audio versions of stories to a private family website.

On a conference call, Beerman says, she and her siblings reminisced for an hour about parties their parents hosted and the houses where they lived as children. “The four of us were just laughing so hard,” she says. “It was a wonderful thing for us to do together.” Beerman, who lives in Lewisville, N.C., says they can add content to the site, including photos, so she plans to e-mail her siblings questions each month to solicit more memories. You can instead opt for a video biography of your life. Forever Studios (www.foreverstudios.com), in Boca Raton, Fla., is one company that creates professionally produced DVDs narrated by the client. Co-founder Zachary Goldberg says the process begins with a “discovery session” between the client and a journalist, videographer and producer. They discuss stories the client wants to tell. Then the journalist conducts a series of on-camera interviews with the client. The company gathers photographs, home movies, period newsreel footage, memorabilia such as Purple Heart medals, and music to incorporate into the video. You can produce your own online memory book by using Memloom (www.memloom.com). You can use tools to lay out photos and scanned memorabilia such as handwritten recipes. You can include videos, audio narration (you call into a telephone line to make a recording) and music. The end result—in a magazine-like format—can be shared with people you choose. Memloom’s basic functions are free, and there is a fee for premium features. Ruth Baudhuin, 66, uses Facebook to keep up with her children and grandchildren, but she says she doesn’t feel comfortable displaying photos

and personal information on the social networking site. So Baudhuin recently began using Memloom to share memories of her late husband with her children. Baudhuin compiled photos from one of the last holidays the kids spent with their dad and sent the album to the entire family. “The first Thanksgiving he was sick, a lot of the kids came from all over with their little ones,” she says. “There were a lot of pictures from that day, and Memloom is a nice way to share something like that.”

Consider Your Audience Younger generations tend to consume information in short sound bites and are less likely to commit to long narratives. Tom Cormier, chief executive officer of Legacy Stories (www.legacystories.org), based in Knoxville, Tenn., has created an app for Apple and Android mobile de-vices that people can use to record audio stories to accompany old photographs. Cormier says recordings are limited to three minutes so they appeal to users’ grandchildren. “If you send an e-mail to a teenager with a recorded story, and it’s only a minute or two, they learn some incredible things they wouldn’t have otherwise known,” he says. If you’re writing in print form, you can simply make photocopies to share with relatives. Or you can use a self-publishing service to create a bound book that includes photographs. Gulisano recommends 48Hour-Books.com and Lulu (www.lulu.com). To find someone to help you with your memoir, go to the website of the Association of Personal Historians (www.personalhistorians.org). Debbie Marks, the association’s marketing director, recommends checking credentials and references before hiring a personal historian.

Write A Memoir For Future GenerationsRETIREMENT LIVING

Leave a Message From Beyond

Finding a letter from a recently deceased loved one can be an unexpected source of comfort. Recently, services have

emerged that allow you to plan messages to be sent to loved ones after you have passed. Here are a few:White Owl Messaging (www.whiteowlmessaging.com): Arrange for cards, flowers, gifts or other personal messages to be delivered to your loved ones after you have passed. Offers one-time or multiple year deliveries, or you can assign a guardian to a gift to be released at the appropriate time.Dead Social Messaging Service (www.deadsocial.org): Create a series of messages that are published to social networks once you pass away. You can also release unseen video and audio messages—and the service is totally free.My Wonderful Life (www.mywonderfullife.com): Leave letters for loved ones, share memories, upload favorite photos and make your final wishes known.


The Giving GuideGiving is great. It feels great, and it

can do great things. Human beings are hardwired for generos-ity, even in spite of ourselves. Participants in a 2008 study by Harvard Business School professor Michael Norton and colleagues found that giving money to someone else lifted their happiness more than spending it on themselves (despite their own prediction to the contrary). Giving has health benefits, as well. That warm glow following a good deed comes in part from a release of oxytocin, a hormone that induces feelings of warmth, euphoria and connection to others. Giving is often reciprocated in unexpectedways, and best of all, it’s contageous. When one person behaves generously, it inspires observers to behave generouslylater, toward different people, suggestsanother study by Harvard and the University of California, San Diego. ‘Paying it forward’ spreads exponentially,researchers found, and one person can ultimately influence hundreds of people whom they have never even met. The boomer generation, in particular, is a generous bunch. They give the largest

share of donations to charities and rep-resent 43 percent of total U.S. giving, according to “The Next Generation of American Giving,” a report by Blackbaud (a software provider to nonprofits). To those who may want to leave a monetary legacy to charity, but are unsure of the best way, CNN Money breaks down a few options:Leave a bequest: A bequest is a gift to char-ity at your death, typically made through your will. Making a bequest reduces the size of your estate, effectively leaving less money subject to estate taxes. Another advantage: You can change the provisions in your will, including how much to donate and to whom, anytime before your death. When making a bequest, donors can at-tach strings, such as asking the charity to use the money to fund a certain project.Charitable gift funds, which are offered by Fidelity, Vanguard and others,permit you to make a tax-deductible donation, grow your investment tax-free, and then direct a contribution—in your name—to nonprofits of your choosing whenever you like.

Community foundations are regionally based charitiesthat take donations of as little as $5,000 in cash, stock or property. The foun-dations invest that money, pool the gains and allocate grants, usually to local nonprofits. In most cases, you may either have the foundation give money to organizations you choose or ask the foundation to locate a worthy recipient for a cause you like.In charitable remainder trusts, a donor transfers assets to an irrevocable trust, which then pays the donor or his family income for a set period of time, or until the donor dies. At the end of the trust’s term, whatever money is left goes to a charity designated by the donor. The donor receives an upfront tax deduction for the money expected to be received by the charity, while the income stream that donors receive is taxable.You also can set up a charitablelead trust, (think of a charitable

remainder trust in reverse) from which acharity receives the income and your heirs receive whatever is left after you pass away.Give Wisely Generosity is a virtue, but so is good planning. Rushing to act can mean the difference between a well-executed gift and one that could put your own long-term financial position in jeopardy. Always seek advice from a financial advisor before donating large amounts of money or property, and never give more than you can afford. It may mean some up front costs, but a good legacy plan is well worth it in the end.


By Janice Doyle

Volunteers play a major role in the VA Healthcare System. From transport-

ing patients in wheelchairs to answer-ing phones and from handing out filled prescriptions to feeding patients break-fast, volunteers are important. C.W. Bill Young VA Medical Center (formerly Bay Pines VA Medical Center) in Pinellas County has 1,800 volunteers, each with a unique story to share about why they commit so much of their time to help vet-erans. Some do it because they too are veterans and want to give back to their brothers and sisters. Others do it out of respect for the men and women who hon-orably served the nation, or to stay busy after retirement or fulfill a community service requirement for a high school, college or university program. For Emily Murtha, a 76-year-old patient transport volunteer at the healthcare sys-tem’s Medical Center, her connection to VA came in 1997 after being reunited with her high school sweetheart, Don, after more than 41 years apart. Originally from a small town in Penn-sylvania, Emily (then Emily Kovacs) and Don Murtha dated through high school but went their separate ways shortly after Don enlisted in the U.S. Air Force. Emily said, “We were so young, and I really didn’t see how we could make it work with him going away.” They never fathomed the thought of one day being reunited. On August 23, 1997, Emily’s phone rang. “It was Donny,” she said. “I was lost for words. He told me he had been searching for me for the last 30 years.” They were married the next year in Wilkes-Barre, Penn.

VA Health Care and Volunteerism Emily described Don as the “ultimate soldier” and a stern advocate and client of the military and the VA health care system. When Emily retired in 2001, the couple moved to Tampa Bay where Don transferred his care to the C.W. Bill Young VA Medical Center. “Because he enjoyed his time in the military and the military culture so much, it became part of what I enjoyed as well,” she said. “When he vis-ited the VA hospital, I was always by his side. We both loved the VA so much—it was very much part of our lives together.” In April 2005, Don passed away. In January 2008, Emily became a registered volunteer at the medical center two days per week. “Becoming a volunteer was probably the best thing I’ve done in my life—second to my time with Don, of course,” she said. “It gives me the oppor-tunity to give back to veterans and also continue to spend time in a facility that meant so much to Don—to us. When I am here, I very much feel his presence.” Emily has amassed more than 5,400 hours of service. “There really isn’t a unit of measure for what Emily brings to Veterans and the volunteer program. You can count the hours she serves but you can never measure the heart,” said Nathan Witt, Chief, VA Voluntary Service Director at the facility. “She embodies everything good about VA Voluntary Service and giving back to those who served,” he said. To learn more about becoming a volun-teer at the Young VA Medical Center, call 727-398-9394. To volunteer at James A Haley VA Medical Center in Tampa, call 813-972-7533. Also consider volunteer-ing at one of the area’s local VA clinics.

Every VA Volunteer Has a Story!VETERANS CORNER

Emily Murtha, VA volunteer


It May Be Time To Have “The Talk” (Not That One)At age 70, you know you need

to start thinking about end-of-life issues. Your children say you’re young yet and keep putting off the subject. How do you begin a serious discussion that your kids can’t ignore? Remember, when it comes to end-of-life issues, you’re the key person. These are primarily your decisions and so you can go ahead and think about them without input from any-body. There are many resources that could help you put together something like a living will or advance directive. You can produce it and give it to the children. That will force the discussion. If they disagree with what’s in the document, it’s up to THEM to initiate a discussion. Appointing a power of attorney can also be a way to focus the discussion. If you want to do this, start with: “Judy. I know that stuff about dying is hard to talk about, but I am at an age when I really need to make some plans. I’d like you to have power of attorney if I ever get into a situation where I can’t make decisions for myself. Would you be willing to help me by doing this?”

Maybe you’ve also begun thinking about the type of legacy that you’d like to leave your family. But you need more assistance to identify what you would want to pass on to your loved ones, both materially and historically. What can you say to enlist their help? When it comes to material items, this may depend on how well your family gets along, how good they are at com-promising, and how much you know up front that particular items are going to cause problems. If you aren’t expecting huge conflict, it might be possible to

avoid awkwardness by making this a party situation. Hold a silent auction where everyone gets together and “bids” on certain items. You’ll get a good idea of who might be particu-larly attached to what, but it will be done in a fun atmosphere. However, it’s probably worth doing some informal inquiries up front; if one item seems par-ticularly desirable to everyone, then the party might not get off the ground. If so, just have some individual conversations with people about their desires and

reasons for those, and make the best decision you can. A good way to start such a conversation might be: “John, I’m not planning on dying soon, but I am working on my will. I’d really like to make sure that everyone gets something special and unique to remember me by. Is there anything from the house that you’d particularly like to inherit when I die?” If you’d like to pull together history items for your loved ones, why not make this a family project as well. Or, tape memories and other family history on an

audio cassette and leave it in a safety de-posit box. A grandchild or other relative may someday value this hidden treasure, even if no one seems interested now. On the flip side: Maybe your adult children are pressuring you to talk about end-of-life issues, and you are uncomfortable discussing it. Listen and put yourself in the other person’s shoes. Remember feelings you had for your parents when you were younger, and think about the trouble you might have had in raising difficult issues with them.Your child is feeling that same anxiety. It is important to make these decisions earlier, rather than later. 70 percent of conversations happen too late, being initiated by an event such as a health crisis or other emergency, which can in-crease the likelihood of family disputes and decrease the chances of your wishes being known and met.Free Information Resources, including videos, conversa-tion starters and aging plans, are now available at www.4070Talk.com to help jump-start that dialogue. (Info from Home Instead Senior Care)

BOOMER BEAT

Senior Connection Opens Their DoorsThe Senior Con-

nection Center, formerly known as the West Central Florida Area Agency on Aging, celebrated their new name and new location. Also new for the Center is Charlotte McHenry, MHP as the new President and Chief Executive Officer. Charlotte has worked withinthe agency for more than 25 years alongside former President Maureen Kelly who recently retired. “We really want more people to understand who we are and what we do for older adults in our community,” says Patty Suarez, Vice President of Marketing and Communi-cations for the Senior Connection Cen-ter. “ Our new name better describes what we do.” Anyone who works with seniors and their caregivers is welcome to stop by and learn more about the

many programs and services offered by Senior Connection Center. The Senior Connection Center is locat-ed at 8928 Brittany Way, Tampa. Info: visit seniorconnectioncenter.org or call 1-800-96-ELDER.

(L) Barbara Herrington, CGCM, Board Director, and (R) Charlotte McHenry, MHP, new President and Chief Executive Officer for the Senior Connection Center, officiated the ribbon cutting.(Bottom right):Visitors enjoyedthe dedication.



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1. Clean your skin. Choose your skin cleanser based on whether your skin is dry or oily. If you have dry skin, choose a mild cleaning agent (such as Dove, Cetaphil, or Aveeno soaps or cleansers) and avoid products such as toners, which contain alcohol. For oily skin, choose a soap that removes the oil and clean your skin more frequently throughout the day.2. Protect your skin from the sun. Choose a broad-spectrum

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Why Do Dogs Eat Grass?By Sarah Hilario, DVM

Recently Google released the top ten questions that people search

about on the internet concerning their dogs and cats. The questions range from why cats purr to whether pets dream in their sleep. However, the number one question is, why do dogs eat grass? As a veterinarian, I want to shed some light on this common question from a medical standpoint. First, this is a completely normal behavior. A lot of dogs just like the taste of grass. No one knows exactly why. As the wild ancestors of dogs consumed their prey, they ate the plants still contained in the stomach and intestines. Consequently, grasses were inadvertently a common part of these animals’ diet. A very popular theory is that dogs tend to eat grass when they want to vomit. In a 2008 study published in the Applied Animal Behavior Science Journal, 68 percent of dogs in the study ate grass frequently but only 22 percent of those vomited afterwards. As the majority of dogs who munch grass do not vomit,

this theory does not have a strong scientific backing. If your dog does vomit consistently after consuming grass, consulting your veterinarian to discuss possible causes is encouraged. Some dogs with intestinal parasites or inflammatory bowel diseases can have an increase in upset stomach. Your veterinarian may recommend a dewormer or even a change to a higher quality diet to decrease persistent grass eating. If you feed a home cooked diet, it is imperative to ensure that it is nutritionally balanced and not lacking in any vital nutrients. Two websites I have found helpful if preparing home cooked

recipes are www.petdiets.com and www.balanceit.com. Finally, some dogs simply enjoy chewing on everything, and grass is no exception. In cases where grass ingestion may be a behavioral problem, adding extra chew toys, ball and Frisbee throwing, and extra exercise in the form of walking, running or dog park outings may help. Even though eating small amounts of grass is usually harmless, I recommend discouraging it as much as possible,

especially here in Florida due to the large amount of pesticides used on our grass. Not only can some grasses treated with chemicals be toxic, but some weeds and decorative plants growing in and around grass can also be harmful to your dog. One of the most toxic plants in Florida is the Sago Palm, especially its seeds. This plant can be fatal and requires emergency treatment if a dog is suspected of having ingested even a small amount of it. Supervising your dog’s outside time can help reduce their grass eating habits regardless of what causes them to want to include it in their diet.


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How To Sneak Healthy Living Into Your Routine

By Dale Noelle

For today’s active older adults, the demands of balancing work, physi-

cal fitness, family and fun can be a chal-lenge. But there are ways to improve your overall wellness that can be incorporated into quick and simple daily routines. Exercises, stretching, breathing deeply and healthy eating can be infused into everything you do, so getting to the gym or having a specific daily workout is not as crucial to your health and wellbeing. Simple adjustments to the way you ap-proach daily tasks can make a dramatic difference in the way you look and feel. Here are some do’s and don’ts to help you become more fit and increase energy while juggling hectic schedules:DO:• Take stairs instead of elevators• Take slow, deep breaths• While standing still or waiting in line, try this simple exercise: Keep even weight on your feet with your hips and shoulders level. Tighten all muscles as much as you can and then release and repeat.• Walk home from the office/grocery/shopping and lift and lower bags to tone your arms and back• Do squats while washing your hair or cleaning the shower with a squeegee• Stretch before you get out of bed every morning and before you go to bed at night

• Park farther from building entrances and walk briskly to your destination• Carry a refillable glass bottle of water with fruit or herbs inside (add a spring of rosemary, mint leaves, cinnamon stick, lemon or orange slices, etc.)• Join a sports team for fun (even if you never played the sport before, most or-ganized leagues offer beginner options)• Carry at least one healthy snack in your bag (nuts, apple)• Choose exercises that are easy on your joints and strengthen without causing bulk; yoga is a great option.DO NOT:• Eat if you are not hungry, or impulsively grab empty calorie and/or sugary snacks• Sit if you can stand• Deny yourself your favorite fattening foods (but do limit portions and/or only eat them once a week) It is possible to maintain a healthy body and youthful glow without going to ex-tremes. Drinking plenty of water, eating greens, eating less pasta, bread, sugar, red meat and dairy are other simple lifestyle changes that can improve your metabolism, increase your energy and boost your mood.

Dale Noelle is a modelling and fitness expert from True Model Management. To learn more, visit truemodel.net.

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Living Will…Is It Enough?William R. Mumbauer, Attorneywww.fl willstrustsprobate.com

A reader asks: I have a living will. But I’ve heard that I also need a Desig-

nation of Health Care Surrogate. Is this true or is a living will alone sufficient? A great question, and one I hear often. Yes, you do need a designation of health care surrogate in addition to your living will. This is because your living will simply does not go far enough. Yes, your living will expresses your wishes to your physician, but it is limited in scope, addressing only the withholding or withdrawal of artificial life support measures if you have a terminal medical condition. The designation of health care surro-gate, on the other hand, allows medical decisions to be made by someone you choose for a broad range of conditions and medical issues. Consider a patient with Alzheimer’s disease, who could live for years. A living will would be of no use in determining where that patient will reside, what doctors do or what treatments will be provided. But a

family member or trusted friend named in a designation of health care surro-gate would have the legal authority to address all those issues and more. Although a designation of health care surrogate is effective as soon as it’s signed, the document does not take away a patient’s right to continue mak-ing their own medical decisions as long as the patient can give informed consent. A competent person can revoke their designation of health care surrogate at any time. The designation of health care surrogate must be signed, witnessed and notarized. A properly executed designation of health care surrogate,

as long as it contains a valid medical privacy waiver—the so-called HIPAA waiver—legally binds your physician to respect your surrogate’s directions or transfer you to a doctor who will.

Mr. Mumbauer, a 5th generation Flo-ridian, has maintained a law practice in Brandon, Florida since 1980 with emphasis on estate planning. Mr. Mum-bauer takes special pride in representing the senior community by maintaining a sensitive and practical approach to problem solving. Mr. Mumbauer is a

member of the National Academy of Elder Law Attorneys, the Elder Law Section of the Florida Bar and is a participat-ing attorney in the AARP Legal Service Network. Mr. Mumbauer is also a Mentor in probate law and has been qualified by the Second District Court of Appeal in Florida as an expert witness in matters involving the drafting of Wills. Mr. Mum-bauer’s Martindale-Hubbell Peer Review Rating among judges and lawyers for Legal Ability is High to Very High and his General Recommendation Rating is Very High. His articles are based on general principles of law and are not intended to apply to individual circumstances.

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Dust Off Your Financial PlanBy Daryl RosenthalPublic Affairs Specialist, Tampa

April is National Financial Literacy Month—the perfect time to spring

into action when it comes to planning your financial future. If you already have a plan, this is a great opportunity to take another look at it and make sure you’re still “on track” to reach your financial goals. According to a 2013 survey by the Employee Benefit Research Institute, the past few years have seen a sharp decline in Americans’ confidence about their retirement savings. Only 13 percent of workers feel very confident about having enough for a comfortable retirement and 28 percent are not at all confident. More than half of workers have less than $25,000 in total savings and investments. Twenty-eight percent of workers have saved less than $1,000. If you haven’t begun saving for retire-ment, now is a good time to start—no matter what your age. If retirement is near, you’ll want to jump into the fast lane right away. Don’t just take our word for it. You can check out the numbers yourself. A great way to start figuring

out how much you will need for retire-ment is to use Social Security’s online Retirement Estimator, which offers an instant and personalized estimate of your future Social Security retirement benefits based on your earnings record. Try it at socialsecurity.gov/estimator. We encourage saving for retirement, but there are reasons to save for every stage of life. A great place to go for help is www.mymoney.gov (the official U.S. government’s website dedicated to teach-ing the basics of finances.) Whether you are looking for information about buying a home, balancing your checkbook or investing in your 401(k), the resources on mymoney.gov can help you. The Ballpark Estimator at www.choosetosave.org/ballpark is another excellent online tool. It makes complicated issues, like projected Social Security benefits and earnings assumptions on savings, easy to understand. If you have to choose between scrubbing down the house or scrubbing your budget to get your financial house in order, we recommend putting off the cleaning one more day. Get started on future planning right now at www.socialsecurity.gov.

SOCIAL SECURITY Q&A


Dramatic Improvement In Woman’s Musculoskeletal Health After Using Low-Intensity Vibration

Like many older adults, Sara Meeks, 74, is at risk

from musculoskeletal degen-eration that affects the health of her bones, leaving her vul-nerable to painful fractures. Diagnosed several years ago, Sara is still technically considered osteoporotic, but at a time when her muscu-loskeletal health is expected to be deteriorating at a rapid pace, it is actually improving. Sara puts these improvements in mus-culoskeletal health down to her compre-hensive program that includes the use of low-intensity vibration, a therapy that can stimulate the repair of and maintenance of musculoskeletal tissues. “Since I’ve started using the low-intensity vibration as part of my com-prehensive routine, my bone density has improved a lot,” Sara said. As a physical therapist, Sara has focused the last 30 years of her career on muscu-loskeletal health, so she knows just how important healthy and strong muscles are for supporting bone health. Her Meeks

Method exercise and posture program is recognized both in the United States and interna-tionally to prevent, arrest and reverse the postural changes that negatively impact muscu-loskeletal wellness. Sara began using low-intensi-ty vibration about 7 years ago when she discovered research by Marodyne Co-Founder and Chief Scientific Officer, Dr. Clinton Rubin. Dr. Rubin has

spent more than 30 years researching the effects of low-intensity vibration in relationship to musculoskeletal issues. “I’m really excited to see technology available like this,” Sara said. “I’m an ad-vocate of a non-drug approach to health.” High intensity vibration therapy, called whole-body vibration, is available, but this is considered risky and may even be harmful to the elderly, frail or infirm. “Whole-body vibration can be danger-ous,” Sara said. “The devices can give you headaches. That’s not what my patients want; they want safety.” Dr. Rubin’s LivMD device is the only

vibration therapy Sara recommends to her clients. Both she and her husband have been using the low-intensity vibra-tion daily to support their musculoskel-etal health, said Sara. LivMD was developed in line with The Occupational Safety and Health Admin-istration’s (OSHA) safety standards. The device, that accelerates the user at 0.4g at a frequency of 30HZ, is safe to stand on for up to four hours per day, according to the International Standard Organization 2631 evaluation of human exposure to whole body vibration. “It’s the only one I would use because it was designed with safety in mind,” Sara said. Sara described the sensation while standing on the device as a nice buzzing that works its way through the body “In my experience, people don’t like to exercise. If you can give them something that fits into their daily life, they’re more likely to do it. This fits into your life.” Contact Sara Meeks for more informa-tion about low-intensity vibration and her programs by visiting her website www.SaraMeeksPt.com. To learn more about LivMD, visit www.LivMD.us.

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Timing Is EverythingBrian Gunnell and the American Contract Bridge League

West’s 2♠ (showing long Spades and not much else) pushed N-S

into the precarious contract of 4♥. Look at what happened in actual play, and then figure out how you would have done better as Declarer. West led the ♠K, won by Declarer’s Ace. With six side-suit tricks it would be necessary to score four trump tricks, and as the trump suit was so weak it was apparent that some ruffing would be required. One line that would clearly not work would be to get the enemy trumps out of the way first, that would leave Declarer a trick short (scoring only

three trump tricks). So Declarer cashed the ♥A at Trick 2, and then, leaving

three enemy trumps at large, he played on the side-suits. His general plan was to let the oppo-nents take their trumps whenever they wished, but that was all they would get. He started with Dummy’s high Clubs, but West ruffed the third round and played another Spade. Dummy ruffed, East over-ruffed and cashed her high Heart, leav-

ing Declarer with just 9 tricks. Declarer needed to time the play better if he was to score 10 tricks. At Trick 2 he must duck a trump! Now, he wins the Diamond return, plays the Ace of trumps and (leaving one enemy trump at large) goes about his business of cashing winners and cross-ruffing. Altogether Declarer has 11 potential tricks via the ♥A, four ruffs and six side-suit winners, but that enemy trump will rub out one of those tricks and re-duce the total to 10. Making 4♥, thanks to careful timing.

Visit acbl.org for more about the fascinating game of bridge or email [email protected]. To find a bridge club in Florida, go to district9acbl.org/D9Clubsmap.htm. Bridge article provided courtesy of St. Petersburg Bridge Club: stpetebridge.org.

BRIDGE BITES

Question: When was the first Earth Day celebrated in the U.S.?Your Answer:

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March’s answer is “New York City in 1762 on March 17.” Beatrice Van Brunt from Ocala is March’s winner.

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By Janice Doyle

As we travel in Florida, we expect to find sandy beaches, warm waters

and tropical landscapes. Sometimes we come upon unexpected cultural treasures, places and sights we hadn’t thought we’d find. An hour north of Fort Lauderdale, Martin County, Florida, offers both the expected and the unexpected—one of Florida’s treasured destinations. Martin County is composed of the com-munities of Port Salerno, Stuart, Palm City, Jensen Beach, Indiantown, Jupiter Island, Hobe Sound and Hutchinson Island.

Endless collections Look in Stuart for the huge collection amassed by inventor Sterling Elliott at Elliott Museum. How about the dis-play Enzo Ferrari and his Motor Car? Historic antique automobiles and boats, an extensive baseball collection and a deep trove of Treasure Coast histories and stories can be found at the Museum. The Stuart Heritage Museum truly lets visitors step back in time to learn about the people, events and places from Martin County’s history. The countless relics housed by the museum define the history of the people, businesses, agriculture and community spirit of the City of Stuart and Martin County.

What began in 1997 as Art in Public Places has evolved into a collection of sculptures, mobiles, stained glass windows, murals, mosaics, benches, photographs and quilts located in librar-ies, fire stations, community centers, administration buildings, parks and other county-owned properties through-out Martin County. Tracking them down turns into a treasure hunt. Here’s a part of what you’ll find: Shell Games – sculpture at Hobe Sound Public Library, 10595 SE Federal Highway, Hobe SoundAvian Muse – mobile at Robert Morgade Library, 5851 SE Community Drive, StuartOasis – tile bench at Holt Law Enforcement Complex, 800 SE Monterey Rd., StuartAntique Hose – sculpture at Port Salerno Fire Station, 4725 SE Dixie Highway, Port SalernoThe Poet – sculpture at Hoke Library, 1150 NW Jack Williams Way, Jensen Beach Stained Glass at Elisabeth Lahti Library, 15200 SW Adams Avenue, Indiantown

Photographic Exhibition at Martin County Administrative Center, 2401 SE Monterey Road, StuartLoggerhead Nesting 2011 at Hobe Sound Beach, 1 Beach Road, Hobe SoundManatee Pocket Gateway at Sailfish Splash Waterpark, 931 SE Ruhnke Street, StuartMarine Life Murals at Sailfish Splash Waterpark, 931 SE Ruhnke St., Stuart

Get crafty More of the area’s local jewels can be found in Port Salerno at The Fish House Art Center and Gallery on the water-front of Manatee Pocket in the Village. In Stuart, art deco style takes over the Arts Council’s home in the Court House Cultural Center Gallery housed in the 1937 Public Works Administration building.

For more information and a calendar of events, go to www.DiscoverMartin.com

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House of Refuge at Gilbert’s Bar

History buffs meet their match in Martin County. The House of Refuge at Gilbert's Bar is the only remaining House of Refuge on the east coast

of the United States. The Houses of Refuge were designated as havens for shipwrecked sailors and travelers along Florida's sparsely-populated Atlantic coastline. Run by the U.S. Lifesaving Service, the Houses played a critical role in a time when sailing ships dominated world commerce. The historic structure in Stuart has weathered many storms and provided needed shelter for shipwreck survivors, including those of the Georges Valentine, an Italian brigantine whose wreckage remains just 100 yards off the rocky shoreline. Built as one of ten along the east coast of Florida, it is the oldest structure in Martin County and is listed on the National Register of Historic Places. The House of Refuge offers a fascinating look at a bygone lifestyle along the sea. You can also dive for treasure at the Georges Valentine Shipwreck Site off the coast of Hutchinson Island. The Site is the eleventh Florida Underwater Archaeological Preserve.

Classic car collection at Elliott Museum.

Stuart Heritage Museum

The Fish House Art Center and Gallery


April Sudoku Sudoku requires no arithmetic skills.The object of the game is to fill all the blank squares with the correct numbers. Each row and each column of 9 numbers must include all digits 1 through 9 in any order. Each 3 by 3 subsection of the 9 by 9 square must include all digits 1 through 9 as well. The first correct answers selected from the drawing on Apr. 20 will win. Good luck!

Mystery Prize!

Send your answers along with your name, address and telephone number to: NEWS CONNECTION USA, INC

P.O. BOX 638, SEFFNER, FL 33583WIN! WIN! WIN! GREAT PRIZES!

(Sudoku must be received by April 20, 2015.)

Last Month’s Answers March Sudoku

Corky Westfall is last month’s winner! Congratulations!

Word Search Answers

From March

June Lewisis last month’s winner!

Congratulations!

Word Search AprilIn the grid below, twenty answers can be found that fit the category for today. Circle each answer that you find and list it in the space provided at the right of the grid. Answers can be found in all directions – forwards, backwards, horizontally, vertically and diagonally. An

example is given to get you started. Can you find the twenty answers in this puzzle?

Send your answers along with your name, address and telephone number to:

News CoNNeCtioN UsA, iNC. P.o. BoX 638, seFFNeR, FL 33583

The first correct answers selected from the drawing on April 20 will win.

WIN! WIN! WIN! GREAT PRIZES!

(Puzzles must be received by April 20, 2015.)

Mystery Prize!

Mystery Prize!



F Featured on Nationwide TVF Reasonable ratesF Huge windows on

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loving & petting15501 Boyette Rd.

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4459 SMALL BLONDE, GREEN EYES, loves life, very healthy, sweet, NS, good values. If you like to try new things, contact me and we can talk and get to know each other. Smile; life treats you better when you smile. 4457 WOULD YOU LIKE A COMPANION? Youthful Italian SWF, 67YY, NDrg, SOH, 5’2”, eye catching blue eyes, size 10, HWP, NS, considerate, respectful, likes outdoors, walks, exercises, music (50’s, classic country), sports, dancing, togetherness. ISO youthful, healthly, countryish SWM. Zephyrhills area.4456 SEEKING FRIENDSHIP, MAYBE MORE. DWF with sense of humor, enjoys travel, adventure, music, etc. Height/weight proportionate. ISO male, female companionship. Apollo Beach area.

MEN SEEKING WOMEN4437 MISSION IMPOSSIBLE SIZE FOUR. This SWM, 6’2’, 183# would love to meet very slender, active, educated female, late 50’s to early 60’s for day trips, museums, concerts, art fests, biking, etc. Ambitionis a LTR with that very special person. 4443 HOLIDAY AREA MAN. Nice, 65, looking for slim female, any age for in-timate times who is also a nice person. No smokers, drugies or drunks. Holiday area next to Tarpon Springs. Remember phone # in your letter.

WOMEN SEEKING MEN4119 SEEKING CHRISTIAN GENTLEMAN Former airline stewardess and model, 5’4”, 104 lbs., widow, slender, white with Ph.D. in healthcare. Fulbright scholar, eats healthy & exercises. Likes sports and animals. Loves the Lord.4445 SEEKING THE GOOD LIFE. DBF 62YO, 6’1”, thick, attractive, loving, caring, Steve Harvey books are my kind of a man. Seeking the same. I love God and have lots of interests. Largo area. 4400 SLENDER, ATTRACTIVE, AFFECTION-ATE LADY ISO gentleman for possible LTR. Enjoy togetherness, day trips, dancing, dining, to be there for each other, share good times. Age open. St. Pete area.4453 LADY OF TODAY with great value, emo-tionally and fi nancially stable, healthy size 4 with curve, blonde, blue eyes, WW, W, NS, SD, RP. ISO man 69-76, NS, SD, TLC,SOH, open and honest. Like dancing and adventure. Wimauma area. 4462 LOOKING FOR A COMPANION. SWF, 74YY, 5’4”, hazel eyes, NS. ISO someone who enjoys dining out, movies, listening to music and sports. 4461 NEWLY RETIRED ATTRACTIVE FEMALE. If you like stimulating conversation, plus dancing, check out my way to love every day in Florida. This 70 year old guarantees this. St. Petersburg area.

4441 INCESSANT, PASSIONATE, FAITH-FUL, GENUINE Dare to think and be young again. Age is merely a number. Pure romantic (real) love is totally cerebral and emotional. I am building a home in the B.V.I. on the beach. Dare to be there with me! 4454 LOOKIN’ FOR OLD AND NEW fash-ioned lady. Love and sex both. 62 years old. Almost divorced white male. 150 lbs., 5’8”. Happy Christian. Warm, loving, romantic gentleman. No booze or drugs. 4455 M, C, ISO F, H, companion. I’m 63 years of age. 5’6”. I would love to meet the right lady. FF. From New Port Richey area, sincere, loyal and trustworthy. 4458 NICE LOOKING SWM, R, seeks SWL (Lesbian), trim, nice looking, NS, NDrg, for friendship only. Tampa area. 4460 FOREVER YOUNG AT 61. Retired professional SWM. 6’1”, husky 215 lbs with a good sense of humor seeking a sincere and passionate woman that likes dancing and going out to dine. Non Smoker, 50-65. New Port Richey area.

TO RESPOND TO AN ADWrite a letter to the person you want to contact.

Place that letter in a stamped envelope and write the ad number on the bottom left hand side of the envelope. Place your stamped, numbered

envelope(s), along with $2 for each letter en-closed, into another envelope and address it to:

News Connection USA, Inc.Seniors Getting Together

P.O. Box 638,Seffner, FL 33584

TO PLACE AN ADSend your ad, stating what category you

would like it placed in, your edition(s), along with a $6 fee for 30 words (25¢ for each ad-ditional word, abbreviations not charged) to the address listed below. Make any checks

out to News Connection USA, Inc. Ads received by the 15th of the month will appear

in the following issue. No more than three ads will be accepted each month per person. The editor reserves the right to edit any ads for space or content. In order to protect our readers’ privacy, we will not include phone numbers, e-mail or home addresses in the ad copy. City or area included at no charge.

Commonly Used Abbreviations:F-Female, M-Male, S-Single, D-Divorced, WW-Widow, A-Asian, B-Black, H-Hispanic, I-Indian, W-White, C-Christian, J-Jewish, YO-Years Old, YY-Years Young, ISO-In Search Of, SOH-Sense Of Humor, SM-Smokes, S-Light Smoker, NS-Non Smoker, ND-Non Drinker, SD-Social (Light) Drinker, DR-Drinks, NDrg- No Drugs, LTR-Long Term Relation-ship, HWP-Height & Weight Proportional, R-Retired, P-Professional, FF-Friendship First, TLC-Tender Loving Care.

RUN YOUR AD FOR ONLY $6 A MONTHSENIORS GETTING TOGETHER

Personal Ad PlacementDeadline for ads is the 15th of the month prior to placement.

Mark The Edition(s) You Would Like To Run Your Ad In: Hillsborough & Suncoast (Pinellas/Pasco) Lake/Marion Counties

Southwest/Charlotte (Fort Myers/Port Charlotte)

Ad Copy • Please Print Neatly • 30 Word Limit

If more room is needed, please use separate sheet. Mail this form along with$6 for each ad per month (add $4 for each additional edition/market in the same month).

We cannot accept your ad without it. This information is confi dential.

Name:

Address:

City: State: Zip:

Phone: E-mail:

MAIL TO: ATTN. / SENIORS GETTING TOGETHER, NEWS CONNECTION, USA, INC. • P.O. BOX 638., SEFFNER, FL 33583

Only $6 to place an ad!

Title (First 4 Words):

City(No Charge):

Seniors Getting Together

From


Enter To Win!

Last Month’s Answers

Senior Connection • June 2005 • page 36

LEARN HOW TO PLAN FOR YOUR PETS IN AN EMERGENCY

The SPCA’s brochure "Our Best Friends Deserve Better Plans" has allthe latest information on Estate Planning for Pets and Florida's PetTrust Law and it is FREE! This brochure helps pet owners plan for theirpets in case of an emergency or in case their pets outlive them. Use thisorder form to order your free materials.

Send Me Information! Clip and mail this coupon

Name: Address:

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Enter to Win!

Send your answers for a drawing. First correct answers selected from the drawing on June 19th will receive $20 cash! Send to:

Mature Lifestyles, 220 W. Brandon Blvd., Suite 203, Brandon, FL 33511Email address:

I am interested in:� Travel / Cruises� Recreation / Leisure� Entertainment / Events

� Insurance� Elder Law / Financial� Housing & Senior

Lifestyles Options

� Personal Health & Fitness

� Home Improvements� Automobiles

NameAddressCity State ZipAge Phone SC/Hills

This month’s

winner is

Myron L. Guisewite

Congratulations !!!

Last Month’sAnswers

FILL IN ANSWERS & WIN MONEY!

Last Month’s Winner Is Daniel McDevitt Congratulations!

FILL IN ANSWERS & WIN MONEY!

Name

Address

City State Zip

Age Phone

E-mail

Sendyouranswersforadrawing.FirstcorrectanswersselectedfromthedrawingonApr.20willreceive$20cash!

Sendto:News Connection USA, Inc., P.O. Box 638, Seffner, FL 33583

I want information on: Travel / Cruises Recreation / Leisure Entertainment / Events

Insurance Elder Law / Financial Housing Options Reverse Mortgages

Personal Health & Fitness Home Improvements Automobiles

Hills


Springtime Fun FactsBefore spring was called

spring, it was called Lent in Old English. Starting in the 14th century, that time of year was called “springing time”—a reference to plants “springing” from the ground. In the 15th century this got shortened to “spring-time,” and then further shortened in the 16th century to just “spring.”• Earth Day, April 22, is the larg-est, most celebrated environmental event worldwide. Over 175 countries throughout the world participate.• In Panama, 100 endangered species of orchids were planted and maintained to prevent their extinction in honor of Earth Day.• American householders spend approximately $131 on decorations and candy each year, dumping a total of about $14.7 billion into the nation’s economy each Easter season.

• The number one Easter food is hard-boiled eggs, with

chocolate bunnies in second place. Every

spring, Americans also consume about 700 million of those little yellow marsh-mallow chicks called Peeps.

• Easter bunnies have their roots in old German pagan

traditions celebrating the goddess Eostra, who was honored

for bringing spring and fertility on the spring equinox. Because of their fecundity, rabbits were used as

her symbol.• In ancient Greece, Persephone was the goddess of spring. During winters, she was known as the Queen of the Underworld, and she would return to the earth in spring to preside over growth.• Every year, the U.S. president conducts an Easter Egg Roll on the White House lawn. The tradition was started by President Rutherford B. Hayes in 1878 and the practice has been followed by every president since then.


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Documents

Lifestyles After 50 Tampa Bay Edition, Apr. 2015