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BAHAGIAN A [80 markah] Jawab semua soalan 1. Pernyataan di bawah merujuk kepada pengurusan kewangan (a) Pada pendapat anda, jelaskan tiga tindakan yang patut diamalkan oleh seseorang individu dalam pengurusan kewangan. i. .................................................................... .................................................................... ......................... ii. .................................................................... .................................................................... ......................... iii. .................................................................... .................................................................... ......................... [3 markah] (b) Berikan tiga kesan berbelanja tanpa mengikut keperluan. i. .................................................................... .................................................................... ......................... ii. .................................................................... .................................................................... ......................... iii. .................................................................... .................................................................... ......................... 1 Segala benda memerlukan wang tetapi wang bukan segala-galanya dalam kehidupan. Rancanglah kewangan secara berhemah dan hidup mengikut

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BAHAGIAN A[80 markah]

Jawab semua soalan1. Pernyataan di bawah merujuk kepada pengurusan kewangan

(a) Pada pendapat anda, jelaskan tiga tindakan yang patut diamalkan oleh seseorang individu dalam pengurusan kewangan. i. .................................................................................................................................................................

ii. .................................................................................................................................................................

iii. .................................................................................................................................................................

[3 markah]

(b) Berikan tiga kesan berbelanja tanpa mengikut keperluan.

i. .................................................................................................................................................................

ii. .................................................................................................................................................................

iii. .................................................................................................................................................................

[3 markah]

(c) Kemukakan dua kepentingan penyediaan belanjawan kewangan.i. .................................................................................................................................................................

ii. .................................................................................................................................................................

[2 markah]

(d) Jelaskan satu nilai yang boleh dikaitkan dengan pernyataan di atas............................................................................................................................................................................................................................................................................................................................................................. [2 markah]

2. Berikut ialah pernyataan berkaitan Kumpulan Wang Simpanan Pekerja (KWSP).

(a) Jelaskan tiga sebab segelintir individu tidak mencarum dalam KWSP.i. .................................................................................................................................................................

ii. .................................................................................................................................................................

iii. .................................................................................................................................................................

[3 markah]

(b) Ramalkan dua nilai yang dapat dikaitkan dengan pernyataan di atas?i. .................................................................................................................................................................

ii. .................................................................................................................................................................

[2 markah](c) Selain wang KWSP, nyatakan tiga sumber wang yang dapat membiayai keluarga seseorang selepas kematian.i. .................................................................................................................................................................

ii. .................................................................................................................................................................

iii. .................................................................................................................................................................

[3 markah]

(d) Kemukakan dua pengajaran yang diperolehi daripada pernyataan tersebut.

i. .................................................................................................................................................................

ii. .................................................................................................................................................................

[2 markah]

3. Berikut ialah hukuman yang boleh dikenakan kepada individu yang memiliki heroin dan ganja.

(a) Jelaskan tiga tindakan yang perlu anda lakukan sekiranya mendapati rakan anda terlibat dengan dadah. i. .................................................................................................................................................................

ii. .................................................................................................................................................................

iii. .................................................................................................................................................................

[3 markah]

(b) Huraikan tiga kebaikan yang diperolehi oleh seseorang apabila menjauhi dadah.i. .................................................................................................................................................................

ii. .................................................................................................................................................................

iii. .................................................................................................................................................................

[3 markah]

(c) Jelaskan satu nilai yang dapat dikaitkan dengan pernyataan yang diberikan........................................................................................................................................................................................................................................................................................................................................................... [2 markah]

(d) Nyatakan dua kesan penyalahgunaan dadah terhadap perkara di bawah.i. Diri

.................................................................................................................................................................

ii. Masyarakat

.................................................................................................................................................................

[2 markah]

4. Gambar berikut menunjukkan gejala sosial yang semakin membimbangkan dalam kalangan murid sekolah.

(a) Rakan anda mengajak anda melakukan aktiviti seperti di atas. Jelaskan tindakan yang wajar anda lakukan.

..............................................................................................................................................................................................................................................................................................................................................................

[2 markah](b) Nyatakan tiga faktor yang menyebabkan gejala di atas berlaku.i. .................................................................................................................................................................

ii. .................................................................................................................................................................

iii. .................................................................................................................................................................

[3 markah]

(c) Kemukakan dua nilai yang berkaitan dengan gambar tersebut.i. .................................................................................................................................................................

ii. .................................................................................................................................................................

[2 markah]

(d) Nyatakan tiga kesan aktiviti tersebut kepada: i. Diri

.................................................................................................................................................................

ii. Keluarga

.................................................................................................................................................................

iii. Masyarakat

.................................................................................................................................................................

[3 markah]

5. Pernyataan di bawah merujuk kepada salah satu faktor kemajuan negara.

(a) Selain nilai hidup bersama secara aman, nyatakan nilai lain yang dapat menjamin kesejahteraan negara......................................................................................................................................................................................................................................................................................................................................................... [2 markah]

(b) Kemukakan tiga kesan sekiranya rakyat tidak patuh kepada pemerintah.i. .................................................................................................................................................................

ii. .................................................................................................................................................................

iii. .................................................................................................................................................................

[3 markah]

(c) Nyatakan tiga cara untuk mengekalkan kesejahteraan negara.i. .................................................................................................................................................................

ii. .................................................................................................................................................................

iii. .................................................................................................................................................................

[3 markah]

(d) Sekiranya anda seorang pemimpin negara, nyatakan cara anda untuk mentadbir negara.i. .................................................................................................................................................................

ii. .................................................................................................................................................................

[2 markah]

6. Berikut ialah situasi Kisheen Vel dan abangnya di rumah.

(a) Adakah wajar tindakan Kisheen Vel pulang lewat malam? Berikan dua alasan anda.

.............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................

[3 markah]

(b) Berikan dua kebaikan jika seseorang remaja itu menerima teguran dan nasihat yang diberikan oleh orang lain.

i. .................................................................................................................................................................

ii. .................................................................................................................................................................

[2 markah]

(c) Kemukakan tiga kesan sekiranya golongan remaja tidak menerima teguran dan nasihat.

i. .................................................................................................................................................................

ii. .................................................................................................................................................................

iii. .................................................................................................................................................................

[3 markah]

(d) Terangkan satu nilai yang tepat berdasarkan pernyataan yang diberi...........................................................................................................................................................................................................................................................................................................................................................[2 markah]

7. Berikut ialah situasi Yi Zheng yang dinasihati oleh ibunya.

(a) Berdasarkan pernyataan di atas, adakah wajar Yi Zheng itu? Berikan dua alasan anda.

...............................................................................................................................................................................

...............................................................................................................................................................................

...............................................................................................................................................................................

[3 markah]

(b) Nyatakan tiga nilai yang dapat dihayati daripada pernyataan di atasi. .................................................................................................................................................................

ii. .................................................................................................................................................................

iii. .................................................................................................................................................................

[3 markah]

(c) Berikan maksud salah satu nilai yang dinyatakan dalam jawapan di 7 (b).

.......................................................................................................................................................................................................................................................................................................................................................... [2 markah]

(d) Sekiranya anda sebagai ibu bapa Yi Zheng, jelaskan tiga tindakan yang perlu anda lakukan.

i. .................................................................................................................................................................

ii. .................................................................................................................................................................

[2 markah]

8. Pernyataan dibawah merujuk kepada tindakan yang dilakukan oleh Wong Jie.

(a) Adakah wajar tindakan Wong Jie itu? Berikan dua alasan anda.

..............................................................................................................................................................................

..............................................................................................................................................................................

..............................................................................................................................................................................

[3 markah]

(b) Nyatakan tiga nilai yang dapat dihayati daripada pernyataan di atas

i. .................................................................................................................................................................

ii. .................................................................................................................................................................

iii. .................................................................................................................................................................

[3 markah]

(c) Berikan maksud salah satu nilai yang dinyatakan dalam jawapan di 8 (b).

.............................................................................................................................................................................

.............................................................................................................................................................................

[2 markah]

(d) Ramalkan dua kesan akibat pembuangan sisa kilang ke dalam sungai.

i. .................................................................................................................................................................

ii. .................................................................................................................................................................

[2 markah]

BAHAGIAN B

[20 markah]

Jawab dua soalan9. Gambar di bawah menunjukkan usaha mencari dan menyelamat pesawat MH370 yang hilang.

Tragedi kehilangan pesawat MH370 ini telah membuktikan bahawa beberapa negara-negara di dunia telah bersatu membantu Malaysia dalam misi mencari dan menyelamat.

Jelaskan pengajaran yang boleh diambil daripada tragedi ini. [10 markah]

.........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................

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.................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................. .........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................10. Pernyataan di bawah mengenai seorang warga emas yang tinggal sebatang kara.

Berdasarkan pernyataan tersebut, wajarkah tindakan anak warga emas itu?. Jelaskan alasan anda.

[10 markah]

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.................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................

.......................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................11. Gambar berikut menunjukkan lawatan presiden Amerika Syarikat ke Malaysia pada April 2014 yang lalu.

Pada pendapat anda, terangkan kebaikan yang diperolehi oleh Malaysia daripada lawatan rasmi Presiden Amerika Syarikat itu. [10 markah]

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.................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................. ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................Segala benda memerlukan wang tetapi wang bukan segala-galanya dalam kehidupan. Rancanglah kewangan secara berhemah dan hidup mengikut keperluan

Membuat caruman KWSP merupakan satu langkah bijak. Hal ini akan membolehkan ahli keluarga mengeluarkan KWSP dengan mudah jika berlaku kematian. Untuk keterangan lanjut, sila pergi ke kaunter KWSP berdekatan anda.

Individu yang memiliki heroin melebihi 15g dan ganja melebihi 200g boleh disabitkan di bawah Akta Dadah Berbahaya Seksyen 39B dan boleh dikenakan hukuman mati mandatori.

Kemajuan dan keharmonian sesebuah negara bergantung kepada kebijaksanaan pemimpin dan kesejahteraan rakyatnya.

- Ahli Falsafah-

Kisheen telah ditegur oleh abangnya kerana pulang lewat malam dari berjumpa kawan. Dia tidak marah kepada abangnya, sebaliknya menerima teguran itu dengan baik. Dia juga berjanji tidak akan mengulanginya lagi.

Yi Zheng telah dinasihati oleh ibunya kerana mengambil telefon bimbit kakaknya tanpa kebenaran dan membaca pesanan dan maklumat dalam telefon. Tindakan ini telah menyebabkan maklumat peribadi kakaknya terbongkar.

Wong Jie telah membuat laporan kepada pihak berkuasa berkaitan sebuah kilang berhampiran rumahnya yang menyalurkan sisa kilang ke dalam sungai.

Seorang warga emas berusia 75 tahun telah dipukul oleh anaknya sendiri. Dia meninggal dunia setelah seminggu koma di hospital.

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