KIM-CR Gold Savings Fund

7/31/2019 KIM-CR Gold Savings Fund

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Investment Objective

Asset Allocation Pattern of the scheme

Investment Strategy of the Scheme

Scheme Specific Risk Factors

The investment objective of the Scheme is to provide returns that closely correspond to thereturns provided by Canara Robeco Gold Exchange Traded Fund

Units of Canara Robeco Gold ETF

Debt and Money Market Instruments* (Including Cash 0%-5%Equivalent) and Mutual Fund Schemes which investpredominantly in the money market securities or LiquidSchemes

The cumulative gross exposure under the scheme which includes units of Canara RobecoGold ETF, debt and money market instruments including cash and cash equivalent, shallnot exceed 100% of the net assets of the scheme.

*Money Market Instruments include commercial papers, commercial bills, treasury bills,and Government securities having an unexpired maturity upto one year, call or noticemoney, certificate of deposit, usance bills, CBLOs and any other like instruments asspecified by the Reserve Bank of India from time to time.

A small portion of the net assets will be invested in Debt and money market instruments aspermitted by SEBI / RBI including call money market or Collateralised Borrowing & LendingObligations (CBLO) or in an alternative investment as may be provided by RBI, to meet theliquidity requirements of the scheme

The Scheme does not intend to invest in Derivatives, Securitized Debt, Foreign Securitiesand ADRs/GDRs. The Scheme also does not intend to engage in Stock lending activities.

The Scheme dose not intends to enter Repo/ Reverse repo transactions in Corporate debtsecurities.

Within the limits as prescribed by SEBI from time to time, Fund Manager may invest inLiquid Schemes of Mutual Fund. However, the Fund Manager may invest in any otherscheme of a mutual fund registered with SEBI, which invest predominantly in the moneymarket securities.

The scheme may either invest directly with the Underlying scheme i.e. Canara Robeco GoldETF in creation unit size or through the secondary market or a combination of bothdepending on the market dynamics keeping investors interest in mind.

Pending deployment of the corpus of the Scheme in terms of investment objective, theFund may invest the corpus of the Scheme in short term deposits in accordance with theguidelines issued by SEBI.

To achieve the investment objective, the scheme will predominantly invest in units ofCanara Robeco Gold ETF. The scheme would also invest in debt and money market

instruments as stated in the asset allocation table. The investment strategy would largelybe passive in nature.

The AMC shall endeavor that the returns of Canara Robeco Gold Savings Fund will replicatethe returns generated by the underlying scheme and is not expected to deviate more than2%, on an annualized basis net of recurring expenses in the Scheme. However this mayvary due to reason beyond the control of the Fund Manager. This deviation would mostlybe on account of receipt of cash flows which currently takes 5 days as per currentoperational procedures.

Tracking error:

Tracking Error is defined as the standard deviation of the difference between daily returnsof the underlying benchmark and the NAV of the Scheme.

Tracking error may have an impact on the performance of the Underlying Scheme.Tracking error may be accounted by the various reasons which includes but not limited toexpenses, cash balance to meet redemptions, dividend payout, delay in purchase/sale ofgold, Illiquidity, delay in realization of sale proceeds, buy/sell transactions at differentpoint in time which may not correspond to the closing price, other incidental cost

(including taxes, insurance etc), creation of lot size etc. Given the structure of CanaraRobeco Gold ETF, the AMC shall endeavor to keep the tracking error at lower. AMC shallendeavor to keep the tracking error not more than 2%, on an annualized basis net ofrecurring expenses in the Scheme. However, this may vary due to the reasons mentionedabove or any other reasons that may arise and particularly when the markets are veryvolatile. However, there can be no assurance or guarantee that the Scheme will achieveany particular level of tracking error relative to performance of the Underlying Index.

q The Scheme shall invest predominantly in Canara Robeco Gold ETF. Hence theScheme's performance shall primarily depend upon the performance of CanaraRobeco Gold EFT(the underlying scheme). Any change in the investment policies orthe fundamental attributes of the underlying scheme could affect the performanceof the Scheme.

q All risks associated with the underlying scheme, including performance ofunderlying physical gold, asset class risk, passive investment risk, indirect taxationrisk, etc., will therefore be applicable to this Scheme. Investors who intend to invest

Types of Instruments Normal Allocation(% of Net Assets)

95%-100%

in the Scheme are required to and deemed to have understood the risk factors of theunderlying scheme.

q This being a fund of fund scheme, investors shall have to bear the expense ratio of theunderlying scheme in addition to the expense ratio of the scheme.

q The Portfolio disclosure of the Scheme will be limited to providing the particulars of theunderlying scheme where the Scheme has invested and will not include theinvestments made by the underlying scheme. However, as the Scheme proposes toinvest only in Canara Robeco Gold ETF, the underlying assets will by and large bephysical gold.

q The factors that may affect the price of gold, among other things, include demand andsupply for gold in India and in the global market, Indian and Foreign exchange rates,Interest rates, Inflation trends, trading in gold as commodity, legal restrictions on themovement/trade of gold that may be imposed by RBI, Government of India orcountries that supply or purchase gold to/from India, trends and restrictions onimport/export of golden jewellery in and out of India, etc.

q The fund will subscribe according to the value equivalent to unit creation size asapplicable for each of the underlying scheme. When subscriptions received are notadequate enough to invest in creation unit size, the fund will buy/sell units of CanaraRobeco Gold ETF directly on the stock exchange without waiting for additionalsubscription/redemption The scheme may invest in debt and money marketinstruments from time to time, as per the Asset Allocation pattern, which will have adifferent return profile compared to gold returns profile.

q The NAV of the scheme shall be determined, based on the closing market price of theunderlying Gold ETF on the exchange(s). In case the underlying Gold ETF is not tradedon any particular business day then the NAV of the scheme shall be derived based on

NAV of the underlying Gold ETF in accordance with valuation policy. Any delay indeclaration of NAV of any particular underlying Gold ETF may result in delay of thecomputation of the NAV of the scheme.

For further details pertaining scheme specific risk factors, kindly refer to the SchemeInformation Document.

Risk management is going to be an integral part of the investment process. Effective riskmanagement is critical to fund management for achieving financial soundness.

Investments made from the net assets of the Scheme would be in accordance with theinvestment objective of the Scheme and the provisions of the SEBI (MF) Regulations. TheAMC will strive to achieve the investment objective by way of a judicious portfolio mixcomprising of units of the Underlying scheme, Reverse repo and /or CBLO and / or moneymarket instruments and/ or Schemes which invest predominantly in the money marketsecurities or Liquid Schemes. Every investment opportunity in the above securities would beassessed with regard to credit risk, interest rate risk and liquidity risk. Since investing requiresdisciplined risk management, the AMC would incorporate adequate safeguards for

controlling risks in the portfolio construction process. The fund will comply with all applicableexposure limits and take actions. Effective and continuous monitoring of the Scheme shall beensured and necessary actions, if any shall be taken, if required.

In case of valid applications received without indicating any choice of options, it will beconsidered as option for Growth Option and processed accordingly.

In case of valid applications received without indicating any choice of option under DividendOption, it will be considered as option for Dividend Reinvestment Option and processedaccordingly.

Under this option, no dividends will be declared. The income attributable to units under thisoption will continue to remain invested and will be reflected in the NAV of the units under thisoption.

Dividends, if declared, will be paid (subject to deduction of tax at source, if any) to those Unitholders whose names appear in the Register of Unit holders on the notified record date. TheTrustee / AMC reserves the right to change the record date from time to time. However, itmust be distinctly understood that the actual declaration of dividend and the frequencythereof will inter-alia, depend on the availability of distributable profits as computed inaccordance with SEBI (MF) Regulations. The decision of the Trustee in this regard shall befinal. There is no assurance or guarantee to Unit holders as to the rate of dividenddistribution nor will that dividends be paid regularly. In order to be a Unit holder, an investorhas to be allotted Unit against receipt of clear funds by the Scheme. On payment ofdividends, the NAV will stand reduced by the amount of dividend and dividend tax (ifapplicable) paid.

Risk Control Mechanism

Plans and Options

Growth Option

Dividend Option

- Dividend Re-investment

- Dividend payout

Default Option:

Growth Option

Dividend Payout Option

Canara Robeco KIM l 2


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Dividend Reinvestment

The unit holders have the option to reinvest the Dividend declared by the Scheme. Such unitholders opting to reinvest the dividend receivable by them shall invest in additional units ofthe Scheme. Upon exercising such option, the dividend due and payable to the unit holderswill be compulsorily and without any further act by the unit holders reinvested in theScheme.

The dividends so reinvested shall be constructive payment of dividends to the unit holdersand constructive receipt of the same amount from each unit holder, for reinvestment inunits.

On reinvestment of dividends, the number of units to the credit of unit holder will increaseto the extent of the dividend reinvested divided by the first 'Ex-income Distribution NAV' onthe day of reinvestment as explained above.

a) For applications received up to 3 p.m, along with instruments payable at par at theplace of receipt, closing NAV of the same day on which the application is received shallbe applicable.

b) For applications received after 3 p.m, along with instruments payable at par at theplace of receipt, closing NAV of the next business day shall be applicable.

c) For applications received with outstation instruments not payable at par at the placeof receipt, closing NAV of the day of realization of the instruments shall be applicable.

d) For applications received on non-business day along with instruments payable at parat the place of receipt, closing NAV of the next business day shall be applicable

Purchase Additional Purchase SIP/STP/SWP

Lumpsum - ` 5,000.00 and ` 1,000.00 and multiples ` 500 and ` 1,000.00multiples of` 1.00 thereafter. of 1 .00 thereafter respect ively for Monthly

and Quarterly frequencyrespectively in multiples of` 1.00 thereafter

Canara Robeco Gold Savings Fund is the fund of fund scheme by Canara Robeco MutualFund which will invest only in the units of the Underlying. There is no fund of fund schemeslaunched by the Fund till date.

Applicable NAV for Sale of Units / Switch In

Applicable NAV for Repurchase of Units / Switch Out

Minimum Application Amount

How this scheme is different from the existing schemes

Despatch of Repurchase (Redemption) Request

Benchmark Index

Dividend Policy

a) For applications received up to 3 p.m., same day's closing NAV shall be applicable.

b) For applications received after 3 p.m., closing NAV of the next business day shall beapplicable.

Within 10 working days of the receipt of the redemption request at the authorised centre ofthe Canara Robeco Mutual Fund.

The scheme's performance will be marked against the price of physical gold.

The Scheme may distribute, surplus if any, by way of dividend, as may be decided by theTrustees from time to time. If there is no distributable surplus or surplus amount is toosmall for distribution, in the opinion of the Trustees, the Dividend declaration may nottake place. The Scheme is not assuring or guaranteeing any dividend or fully paid bonusunits or returns.

Income Distribution, if declared, warrants will be issued within 30 days from the date ofdeclaration of Income Distribution or such period that may be stipulated from time to time.The Income Distribution will be paid out of the Net surplus of the Scheme, to those unitholders whose names appear in the register of unit holders on the date to be notified for thepurpose. On payment of dividends, the NAV will stand reduced by the amount of dividendand dividend tax (if applicable) paid. The AMC reserves the right to change the record date

from time to time

Dividend Distribution Procedure

In accordance with SEBI Circular no. SEBI/ IMD/ Cir No. 1/ 64057/06 dated April 4, 2006,the procedure for Dividend Distribution would be as under:

1. Quantum of dividend and the record date will be fixed by the Trustee. Dividend sodecided shall be paid, subject to availability of distributable surplus.

2. Within one calendar day of decision by the Trustee, the AMC shall issue notice to thepublic communicating the decision about the dividend including the record date, inone English daily newspaper having nationwide circulation as well as in a newspaperpublished in the language of the region where the head office of the Mutual Fund issituated.

3. Record date shall be the date, which will be considered for the purpose ofdetermining the eligibility of investors whose names appear on the register of unitholders for receiving dividends. The Record Date will be 5 calendar days from theissue of notice.

4. The notice will, in font size 10, bold, categorically state that pursuant to payment ofdividend, the NAV of the Scheme would fall to the extent of payout and statutory levy(if applicable).

5. The NAV will be adjusted to the extent of dividend distribution and statutory levy, ifany, at the close of business hours on record date.

6. Before the issue of such notice, no communication indicating the probable date ofdividend declaration in any manner whatsoever will be issued by Mutual Fund.

Name of the Fund Manager

NFO Price

Name of the Trust

Performance of the scheme

Expenses of the Scheme

Mr. Akhil Mittal & Mr. Kiran Shetty

Face Value of Rs. 10/- per unit

Canara Robeco Mutual Fund

This scheme being a new scheme does not have any per formance track record

(I)Load Structure (Lumpsum & SIP)

Lump sum / SIP

Entry Load : NIL

Entry Load - Nil

q Pursuant to SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009,no entry load willbe charged by the Scheme to the investor. Upfront commission shall

be paid directly by the investor to the ARN Holder (AMFI registered Distributor) basedon the investors' assessment of various factors including the service rendered by theARN Holder.

Exit Load

q 2%- If redeemed or switched out on or before completion of 1 year from the date ofallotment of units,

q Nil - If redeemed or switched out after the completion of 1 year from the date ofallotment of units.

(ii) Annual Scheme Recurring Expenses

Particulars % of Net Assets

Investment Management and Advisory Fee 0.00

Service Tax 0.00

Custodial Fees 0.02

Registrar and Transfer Agent Fees including cost relatedto providing accounts statement, dividend/redemptioncheques/warrants etc. 0.06

Bank Charges 0.02

Marketing and Selling Expenses including Agents Commissionand statutory advertisement 0.05

Brokerage and Transaction Cost pertaining to the distribution of units 0.25

Audit Fees / Fees and expenses of trustees 0.00

Costs related to investor communications (Printing and Mailing) 0.05

Costs of fund transfer from locat ion to location (Bank Charges) 0.00

Other Expenses(including the expenses of the underlying schemei.e Canara Robeco Gold Exchange Traded Fund) 1.00

Total Recurring Expenses 1.50

The AMC has estimated that the following percentage of the weekly average net assets ofthe scheme will be charged to the scheme as expenses. For the actual current expensesbeing charged, the investor should refer to the website of the mutual fundwww.canararobeco.com. Any expenses beyond the limits shall be borne by the AMC.

These estimates have been made in good faith as per the information available to theInvestment Manager based on past experience and are subject to change inter-se. Types ofexpenses charged shall be as per the SEBI (MF) Regulations.

The figures in the table besides are estimates and are subject to change as per actualexpenses incurred subject to maximum limits prescribed under the SEBI (MF) Regulations.

The total expenses of the scheme including the expenses of the underlying scheme shall becapped at 1.50% p.a. of the weekly average net assets of the scheme, which is currently thecap on the expenses of underlying scheme. The Trustee/ AMC reserves the right to changethe expenses of the Scheme as capped above as and when it is allowed by SEBI to chargehigher expenses under the Scheme and/or the underlying scheme.

The AMC retains the right to charge the actual expenses to the Fund. However, theexpenses charged including the underlying Canara Robeco Gold ETF will not exceed 1.50%of the weekly average net assets of the Scheme.



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17. Any other category of investors that may be permitted by the Trustees so long aswherever applicable they are in conformity with SEBI (MF) Regulations.

In accordance with SEBI circular no. Cir/ IMD/ DF/13/ 2011 dated August 22, 2011, the AMCshall deduct the Transaction Charges on purchase / subscription of Rs. 10,000 and abovereceived from first time mutual fund investors and investor other than first time mutualfund investors through the distributor/agent (who have opted to receive the transactioncharges) as under:

First Time Mutual Fund Investor:Transaction charge of Rs 150/- for subscription of Rs. 10,000 and above will be deductedfrom the subscription amount and paid to the distributor/agent of the first time investor.The balance of the subscription amount shall be invested.

Investor other than First Time Mutual Fund Investor:

Transaction charge of Rs.100/- per subscription of Rs 10,000 and above will be deductedfrom the subscription amount and paid to the distributor/agent of the investor. Thebalance of the subscription amount shall be invested.

However, transaction charges in case of investments through Systematic Investment Plan(SIP) shall be deducted only if the total commitment (i.e. amount per SIP installment x No.of installments) amounts to Rs. 10,000/- or more. The transaction Charges shall bededucted in 3-4 installments.

Transaction charges shall not be deducted for :

q purchases /subscriptions for an amount less than Rs. 10,000/-;

q Transaction other than purchases/ subscriptions relating to new inflows such as

Switch/ STP, etc.

q No transaction charges will be deducted for any purchase/subscription made directlywith the Fund (i.e. not through any distributor/agent).

For further details on transaction charges refer to the section 'Transaction Charges' ofScheme Information Document..

Investors shall have an option to subscribe to/ hold the units in electronic (demat) form inaccordance with the guidelines/ procedural requirements as laid by the Depositories(NSDL/CDSL) from time to time. In case of SIP, units will be allotted based on the applicableNAV as per provisions of Scheme Information Document and will be credited to demataccount of the investors on weekly basis (upon realisation of funds). However, SpecialProducts/Facilities such as Systematic Withdrawal Plan, Systematic Transfer Plan andSwitching facility offered by Mutual Fund shall be available for unitholders under thescheme in case the units are held/opted to be held in physical (non-demat) mode.

Transaction Charges (For Lumpsum Purchases and SIP Investments received throughdistributor/agent)

Option to Hold Units in demat mode

Investors intending to hold units in electronic (demat) form will be required to havebeneficiary account with a Depository Participant (DP) (registered with NSDL / CDSL) and willbe required to indicate, in the application form, the DP's name, DP ID Number and theBeneficiary account number of the applicant held with the DP at the time of subscribing tothe units. Applicants must ensure that the sequence of the names as mentioned in theapplication form matches with that of the beneficiary account held with the DP. Names, PANdetails, KYC details etc. mentioned in the Application Form will be verified against theDepository records. If the details mentioned in the application form are found to beincomplete / incorrect or not matching with the depository records, the application shall betreated as application for physical (non-demat) mode and accordingly units will be allotted

in physical (non-demat) mode, subject to it being complete in all other aspects.Unitholders who have opted to hold and thereby allotted units in electronic (demat) formwill receive payment of redemption / dividend proceeds into bank account linked to theirDemat account. In case, the Unitholder desires to hold the Units in a Dematerialized/Rematerialized form at a later date, the request for conversion of units held in physical(non-demat) mode into electronic (demat) form or vice-versa should be submittedalongwith a Demat / Remat Request Form to their Depository Participant(s). Investorsshould ensure that the combination of names in the account statement is the same as that inthe demat account.

The allotment of units in demat form shall be subject in terms of the guidelines / proceduralrequirements as laid by the Depositories (NSDL/CDSL) from time to time. Further, the unitsheld in electronic (demat) form will be transferable in accordance with provisions ofDepositories Act, 1996 and the Securities and Exchange Board of India (Depositories andParticipants) Regulations, 1996 as may be amended from time to time.

Investors may apply through the ASBA process during the NFO period of the Scheme by fillingin the ASBA form and submitting the same to their respective banks, which in turn will blockthe amount in the account as per the authority contained in ASBA form, and undertake othertasks as per the procedure specified therein.

For complete details on ASBA process refer Statement of Additional Information (SAI) madeavailable on our website www.canararobeco.com.

Applications Supported By Blocked Amount (ASBA)

Date: 14th May, 2012

Notwithstanding anything contained in KIM, the provisions of SEBI (MF) Regulations, 1996and guidelines there under shall be applicable. Further, investor may ascertain about anyfurther changes from the Mutual Fund investor service centers/distributors or brokers.


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2. KNOW YOUR CUSTOMER (KYC) COMPLIANCE

Investors should note that it is mandatory for all purchases/ switches/ reg istrations

for Systematic Investment Plan (SIP)/ Systematic Transfer Plan (STP) to quote the

KYC Compliance Status of each applicant (guardian in case of minor) in theapplication and attach proof of KYC Compliance viz. KYC Acknowledgement Letter.

Applicants intending to apply for units through a Power of Attorney (PoA) must

ensure that the issuer of the PoA and the holder of the PoA must mention their KYC

Compliance Status and attach proof of KYC Compliance at the time of investment.

With effect from January 1, 2012, SEBI has introduced a common KYC Application

Form for all the SEBI registered intermediaries .New investors are therefore

requested to use the common KYC Application Form and carry out the KYC process

including In-Person Verification (IPV) with any SEBI registered intermediaries

including mutual funds. The KYC Application Forms are also available on our website

www.canararobeco.com. Existing KYC compliant investors can continue the practice

of providing copy of KYC Acknowledgement Letter of. Once the investor has done KYC

with any SEBI registered intermediary, the investor need not undergo the same

process again. However, the Mutual Fund reserves the right to carry out fresh KYC of

the investor.For units held in demat form, the KYC performed by the Depository Participant of the

applicants will be considered as KYC verification done by the Trustee / AMC. In the

event of non compliance of KYC requirements, the Trustee/AMC reserves the right to

freeze the folio of the investor(s) and effect mandatory redemption of unit holdings

of the investors at the applicable NAV, subject to payment of exit load, if any.

13.

. Application must be in the Name of (a) Resident/Non Resident Individual or

Individuals not exceeding 3 in number; (b) Minor through his/her parent/guardian ;

(c) A Hindu Undivided Family ( by the Karta acting on behalf of the HUF); (d) An

Association of persons or a Body of Individuals (e) Indian Companies or Body

Corporates, Trusts and Societies; (f) Partnership Firm.

2. In case of HUF, the karta shall sign on behalf of the HUF. All communications will be

addressed to the karta at the address given by him.3. For minimum amount of application, please refer Minimum Investment column of

this Key Information Memorandum.

4. Signatures should be in English or in any of the Indian Languages, within the box

provided. Thumb impression must be attested by an Authorised Official of the Bank

or by a Magistrate/Notary Public under his/her Official Seal.

5. In case of Application under Power of Attorney, the relevant Power of Attorney or

certified copy thereof must be lodged along with the application.

6. Payment should be made by Cheque / Bank Draft drawn on any bank which is

situated at and is a member or sub-member of the Bankers' Clearing House located

at the place where the Application Form is submitted.

In case applications submitted along with demand draft, the Fund may bear the draft

charges on actual basis. The investors have to attach the copy of the

acknowledgment issued by the Bank for purchase of DD which indicates the DD

charges. The investor will be allotted with units for the gross amount of investment.7. Cash / Money Orders will not be accepted.

8. All Cheques/Bank Drafts must be drawn in favour of CANARA ROBECO MUTUAL

FUND COLLECTIONS and the name of the First/Sole applicant and serial No. of the

application form shall be indicated on the reverse of the Cheque/Bank Draft as the

case may be.

9. Application Forms duly completed in all respects must be submitted at the Sales

Offices of the AMC / Identified center for sale of units of the Scheme.

10. The acknowledgement slip will be made in favour of First/Sole Applicant.

11. Agents are not permitted to accept cash with application. The Fund shall not be held

responsible for any kind of wrong tenders.

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NOMINATION DETAILS

As per the recent AMFI Circulars, a Unit Holder in the scheme may be all owed to

nominate upto a maximum of three nominees. The nomination will be on a

proportationate basis and investor may specify the percentage for each nominee in

the event of his / her demise. If the percentage is not specified, it will be equal

percentage for the nominees by default. Provision for mentioning the details of the

nominees are made in the KIM/ application form and or separate nomination

request forms is made available to the investors. The details of the nominee(s) will

be captured by the Registrar and will be available in the data base maintained. Upon

receipt of intimation from the nominee(s) regarding demise of the investor duly

Instructions for filling an application form

accompanied with necessary documents e.g. providing proof of the death of the Unit

Holder, signature of the nominee, furnishing proof of guardianship if the nominee is

a minor, and the execution of an indemnity bond or such other documents as may be

required from the nominee in favor of and to the satisfaction of the AMC / Registrar,

the units will be transmitted to the nominee(s) as per the percentage advised by the

investor and a confirmation/fresh Statement of account will be sent to the new

holder(s).Only the following categories of Indian residents can be nominated: (a) individuals;

(b) minors through parent / legal guardian (whose name and address must be

provided); (c) religious or charitable trusts; and (d) Central Government, State

Government, a local authority or any person designated by virtue of his

office.However non Individual's, including society, trust, body corporate, partnership

firm, Karta of HUF, persons applying on behalf of minor or on power of attorney

cannot nominate.

A nomination in respect of Units will be treated as rescinded upon the Redemption of

all Units. Cancellation of a nomination can be made only by the Unit Holders who

made the original nomination and must be notified in writing. On receipt of a valid

cancellation, the nomination shall be treated as rescinded and the AMC / Fund shall

not be under any obligation to transfer the Units in favour of the nominee.

The transfer of Units / payment to the nominee of the Redemption proceeds shall be

valid and effectual against any demand made upon the Fund / AMC /Trustee andshall discharge the Fund /AMC / Trustee of all liability towards the estate of the

deceased Unit Holder and his / her legal personal representative or other successors.

The Fund, the AMC and the Trustee are entitled to be indemnified from the deceased

Unit Holder's estate against any liabilities whatsoever that any of them may suffer or

incur in connection with a nomination.

Applicants who do not wish to nominate, must at the designate space confirming

their intention on not to nominate, failing which the form may be rejected at the

discretion of the AMC/Fund.

Nomination facility is not allowed in a folio held on behalf of a minor

14. Applications which are incomplete are liable to be rejected and the Trustees of Canara

Robeco Mutual Fund shall not be responsible for any consequences thereof.

15. Where an Application is rejected in full or part, application money will accordingly be

refunded to the applicant. No interest will be paid on the amount so refunded. Letters

of regret together with refund cheques, if any, will be despatched by post at theapplicant's sole risk.

16. First/Sole applicant, should fill in the particulars of their operative Bank Account

which is mandatory and application without bank details is liable to be rejected.

Further, AMC/Mutual Fund also provides a facility to investors to register multiple

bank accounts in the same folio. By registering multiple bank account, investor can

use any of the registered bank account to receive redemption proceeds

17. Documents to be submitted :

i) For Charitable and Religious Trusts/Association / Society :

(a) Trust Deed / Bye-Laws, (b) Certified copy of resolution, (c) List of authorised

signatories with specimen signatures.

ii) For Companies :

(a) Certified Copy of the Board Resolution, (b) Memorandum & Articles of

Association, (c) List of authorised signatories with specimen signatures.

iii) For Partnership Firms : Copy of the Partnership Deed18. The right to accept or reject any application in whole or in part lies with the Trustees.

19. NRI - PAYMENT PROCEDURE

Payment by NRIs and person of Indian origin residing abroad may be made by way of

Indian Rupee Draft purchased abroad or by way of cheque drawn on Non-Resident

(External) (NRE) Non-Resident Ordinary (NRO) Accounts. Payments can be also be

made by means of Rupee Draft purchased out of NRE / NRO / FCNR accounts.

20. Real Time Gross Settlement (RTGS) & National Electronic Funds Transfer (NEFT)

The AMC provides the facility of 'Real Time Gross Settlement (RTGS)' & 'National

Electronic Funds Transfer (NEFT)' offered by Reserve Bank of India(RBI), which aims to

provide credit of redemption directly into the bank account of the Unit holder

maintained with the banks (participating in the RTGS/NEFT System). Unit holders can

check the list of banks participating in the RTGS/NEFT System from the RBI website i.e.

www.rbi.org.inor contact any of our Investor Service Centres.

However, in the event of the name of Unit holder's bank not appearing in the 'List of



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Banks participating in RTGS/NEFT' updated on RBI website www.rbi.org.in, from

time to time, the instructions of the Unit holder for remittance of redemption/

dividend (if any) proceeds via RTGS/NEFT System will be discontinued by Canara

Robeco Mutual Fund / Canara Robeco Asset Management Company Limited without

prior notice to the Unit holder and the payouts of redemption / dividend (if any)

proceeds shall be effected by sending the Unit holder(s) a cheque / demand draft.

For more details on NEFT or for frequently asked questions (FAQs) on RTGS/NEFT,

Unit holders are advised to visit the RBI website

Electronic Clearing Service (ECS)*

Investors who have opted for the ECS facility of RBI for dividend payment will receive

a direct credit of the amount due to them in their mandated account whenever the

payment is made through ECS. A separate advice regarding credit of amount(s) via

ECS will be sent to the unit holder. It should be noted that while the Mutual Fund will

make all efforts, there is no commitment that this facility will be made available to all

desirous investors.

Applicants in cities not covered under ECS facility will receive dividend payments , if

any by cheques or demand drafts and the same will be mailed to the Unitholders.

Please note that the ECS Facility is available only in respect of dividend payments and

not in the case of Redemption of Units. Therefore, the Investors will receive their

redemption / dividend proceeds (if any) directly into their bank accounts in the

following order:

(i) In case the bank account of an investor is covered under RTGS/ NEFT system

offered by the RBI then the payment of redemption / dividend proceeds (if

any) shall be effected via RTGS/NEFT mechanism only.

(ii) The facility for payment of dividend proceeds, if any via ECS* shall be effected

only in case the bank account of an investor is not covered under the RTGS/

NEFT system.

* available only in respect of dividend payments.

Each of the above facilities aims to provide direct credit of the redemption proceeds

and dividend payouts (if any) into the bank account of the Unit holder and eliminates

the time lag between despatch of the cheque, its receipt by the Unit holders and the

need to personally bank the instrument and await subsequent credit to the Unit

holders account. Further, the potential risk of loss of instruments in transit through

courier / post is also eliminated. Each of the said facility as a mode of payment, is

faster, safer and reliable. In case the bank account as communicated by the Unit

holder is with any of the banks participating in the RTGS/NEFT System offered by RBI,

the AMC shall automatically extend this facility to the Unit holders provided

unitholders have furnished all requisite information to the AMC to receive suchcredits.

Canara Robeco Asset Management Company Limited / Canara Robeco Mutual Fund

shall not be held liable for any losses / claims, etc. arising on account of processing

the credit via RTGS/NEFT/ECS of redemption / dividend proceeds on the basis of Bank

Account details as provided by the unit holder in the Application Form.

Canara Robeco Asset Management Company Limited / Canara Robeco Mutual Fund

shall not be liable for delayed receipt /non receipt of redemption /dividend amount

for reason of incomplete /inaccurate information provided by the unit holders

However, if the Unit holders are not keen on availing of any of the said facilities and

prefer receiving cheques / demand drafts, Unit holders may indicate their intention

in the Application Form in the space provided specifically. The AMC would then

ensure that the payouts are effected by sending the Unit holders a cheque / demand

draft. In case of unforeseen circumstances, the AMC reserves the right to issue a

cheque / demand draft.21. Restriction on acceptance of Third Party Payments . : No application for subscription

of units accompanied by Third Party Payments shall be accepted in the normal

course . Please contact the nearest branch office for details & assistance

22. For Investments On behalf of Minor: Where the investment is on behalf of minor

by the guardian, please note the following important points.

q The minor shall be the sole and only first holder in the account. Nomination facility

is not available for applications/folios on behalf of a minor. Joint holders' details

and nomination details, even if mentioned and signed will notbe considered.q Guardian of the minor should either be a natural guardian (i.e. father or mother)

or a court appointed legal guardian.

q Details like minor's date of birth, Guardian's relation with Minor, Guardian name,

PAN, KYC are mandatory, along with supporting documents.

q Photo copy of the document evidencing the date of birth of minor like i. Birth

www.rbi.org.in

certificate of the minor, or ii. School leaving certificate / Mark sheet issued by Higher

Secondary Board of respective states, ICSE, CBSE etc., or iii. Passport of the minor, or

iv. Any other suitable proof should be attached with the application form.

q Where the guardian is not a natural guardian (father or mother) and is a court

appointed legal guardian, suitable supporting documentary evidence should be

provided.

q If the mandatory details and/or documents are not provided, the application is liable

to be rejected without any information to the applicant.

23. DEMATERIALIZATION :equired to have a beneficiary account with a

Depository Participant (DP) of the NSDL/CDSL and will be required to mention in the

application form DP ID No. and Beneficiary Account No. with the DP . Applicants must

ensure that the sequence of names as mentioned in the application form matches to

that of the account held with the Depository Participant.Names, Address, PAN details,

KYC details etc. mentioned in the application form will be verified against the

Depository data. Only those applications where the details are matched with the

depository data, will be treated as valid applications. In case the demat details

mentioned in the application are incomplete/incorrect, do not match with the

depository data, the application shall be treated as invalid for processing under demat

mode and therefore may be considered for processing in non-demat form i.e. in

physical mode if the application is otherwise valid.

`

25. TRANSACTION CHARGES

SEBI with the intent to enable investment by people with small saving potential and to

increase reach of Mutual Fund products in urban areas and in smaller towns, whereinthe role of the distributor is vital, has allowed AMCs vide its circular No. Cir/IMD/ DF/13/

2011 dated August 22, 2011 to deduct transaction charges for subscription of`

10,000/- and above. In accordance with the said circular, if your distributor has opted

to receive the Transaction Charges, Canara Robeco Asset Management Company

Limited ("AMC") / Canara Robeco Mutual Fund ("Mutual Fund") shall deduct a

Transaction Charge of ` 150 (for first time mutual fund investor) or

`100/- (for investor other than first time mutual fund investor) in Mutual Funds from

your subscription amount and pay the same to your distributor. Units will be issued

against the balance amount invested after deduction of Transaction Charge payable to

the distributor.

Please note that Transaction Charges shall not be deducted in the following cases:

lWhere the subscription amount is less than`10,000/-;

lFor transactions other than purchases/ subscriptions relating to new inflows eg.

In case of switch/ STPetc.No transaction charges will be deducted for any purchase/subscription made directly

with the Fund (i.e. not through any distributor/agent).

For investments through Systematic Investment Plan (SIP): Transaction Charge shall

be deducted if the total commitment (i.e. amount per SIP installment X No. of

installments) equals to Rs 10,000/- or more. In such cases the Transaction Charges

shall be equally deducted in total of 4 installments starting with 2nd installment

amount.

Note :

a) Multiple nominations are permitted i.e. more than one person can be nominated

under the same folio.

b) Each application has to be accompanied by a separate cheque / RTGS letter . A single

application with multiple cheques and multiple applications with a single cheque will

not be accepted.

The Units will be available in dematerialized form only andinvestors who intend to buy the units r

24. PERMANENT ACCOUNT NUMBER

SEBI has made it mandatory for all applicants (in the case of application in joint names,each of the applicants) to mention his/her permanent account number (PAN)

irrespective of the amount [Except for SIP upto 50,000/- per year per investor (Micro

SIP)]. Where the applicant is a minor, and does not possess his / her own PAN, he / she

shall quote the PAN of his/ her father or mother or the guardian, as the case may be.

However, PAN is not mandatory in the case of Central Government, State Government

entities and the officials appointed by the courts e.g. Official liquidator, Court receiver

etc (under the category of Government) for transacting in the securities market. PAN

card copy is not required separately if KYC acknowledgement issued by CVL is made

available. Canara Robeco Mutual Fund reserves the right to ascertain the status of such

entities with adequate supporting documents. Applications not complying with the

above requirement may not be accepted/processed.



8/16

Mode of Holding Please ()

Occupation Please ()

Status Please () Resident IndividualMinor thru Guardian

Business

NRI - NRO

Joint

Trust

Professional

Flls

Student

Partnership FirmHUF

Retired Housewife

Bank / FlsSociety

NRI - NREOthers

Please specify

Service

SingleAnyone or Survivor (Default option is Anyone or Survivor)o

o

oo

o

o

oo

o

o

oo

o

oo

o

oo

oo

o

Company/Body Corporate

DATE OF BIRTH(Mandatory in case of Minor )

Application No.

Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors assessment of various factors including the service rendered by the distributor.

EXISTING UNIT HOLDER INFORMATION [Please fill in your Folio Number and proceed to Investment Details and ]Payment Details

The details in our records under the folio number mentioned will apply for this application.

Folio No. Name of 1st Unit Holder

PAN AND KYC COMPLIANCE STATUS DETAILS - Mandatory [Refer Instruction Nos. 12 & 24]

PAN # (refer instruction) KYC Compliance Status** (if yes, attach proof)

First / Sole Applicant

Second Applicant

Third Applicant

@ If the first/sole applicant is a Minor, then please provide details of Natural / Legal Guardian. **Refer instruction 12APPLICANT(S) INFORMATION [Refer Instruction 1]NAME OF FIRST / SOLE APPLICANT / MINOR (incase of minor their shall be no joint holder)

Mr. Ms. M/s.

NAME OF SECOND APPLICANT

NAME OF THIRD APPLICANT

Mr. Ms. M/s.

Mr. Ms. M/s.

Yes

Yes

Yes

NAME OF THE GUARDIAN (In case First Applicant is a Minor)

Mr. Ms. M/s.

Relationship with Minor Please ()

Mother Father Legal Guardianoo o

Proof of DOB ( Any one Mandatory)oBirth Certificates School Certificates / Mark Sheet Pass Port Otherso o o

MAILING ADDRESS [Please provide Full Address. P. O. Box No. may not be sufficient. Overseas Investors will have to provide Indian Address]

Local Address of 1st Applicant -

Tel. Off.

City

Overseas Correspondence Address (Mandatory for NRI / Fll Applicant)

State

Resi.

Pin Code

Mobile

City

COMMUNICATION (Please)

BANK ACCOUNT DETAILS - Mandatory

Bank Branch City State Pin Code

Name of the Bank

Account No.

Branch Address

A/c. TypePlease () SAVINGS NRE CURRENT NRO FCNR

Country Pin Code

(Please enter the 9 digit number that appears after your cheque number)

MICR Code

IFSC Code (RTGS/NEFT) (Mandatory for Credit via NEFT/RTGS)Please attach a cancelled cheque ORa clear photo copy of a cheque

(11 Character code appearing on your cheque leaf. If you do not find this on your cheque leaf, please check for the same with your Bank)

ACKNOWLEDGEMENT SLIP (TO BE FILLED IN BY THE SOLE/FIRST APPLICANT)

Construction House, 4th Floor, 5, Walchand Hirachand Marg, Ballard Estate, Mumbai 400 001.

Investment manager : Canara Robeco Asset Management Company Ltd.Canara Robeco Mutual Fund

Received from Mr. / Ms. /M/s.

An application for purchase of________ units of Canara Robeco Gold Savings Fund)

along with cheque / DD as detailed overleaf. Cheques / Drafts are subject to realisation.

Application No.

Stamp,Signature & Date

Date___ / ___ / ________

APPLICATION FORM FOR CANARA ROBECO GOLD SAVINGS FUND

Father/Husbands Name

E - Mail

I/We wish to receive Account Statements/Annual Reports/Quarterly Statements/Newsletter/Updates or any other Statutory Information via E- mail/SMS alerts in lieu of

Physical Documents.

POWER OF ATTORNEY (PoA) HOLDER DETAILS

Mr. Ms. M/s.Name of PoA

PAN KYC [Please () (Mandatory)] Proof Attached

Investors must read the Key Information Memorandum and the instructions before completing this Form. The Application Form should be completed in English and in BLOCK LETTERS only.

TRANSACTION CHARGES FOR APPLICATIONS THROUGH DISTRIBUTORS/AGENTS ONLY ((Refer Instruction 25 and please tick () any one)

I confirm that I am a First time investor across Mutual Funds. I confirm that I am an existing investor in Mutual Funds.(Rs. 150 deductible as Transaction Charge and payable to the Distributor) (Rs. 100 deductible as Transaction Charge and payable to the Distributor)

In case the purchase / subscription amount is Rs. 10,000 or more and your Distributor has opted to receive Transaction Charges, the same are deductible as applicable from the purchase/ subscriptionamount and payable to the Distributor. Units will be is sued against the balance amount invested.

Broker Name / ARN Sub Broker Code / ARN Bank Serial No. /Branch Stamp/Receipt Date


9/16

NOMINATION DETAILS (OPTIONAL) [Minor / HUF / POA Holder / Non Individuals cannot Nominate

Signature of 1st Nominee / Guardian Signature of 3rd Nominee / GuardianSignature of 2nd Nominee / Guardian

APPLICATIONS ENCLOSED (PleaseP)

@If the percentage of share is not mentioned then the claim will be settled equally amongst all the indicated nominee(s)

First / SoleApplicant / Guardian Third ApplicantSecond Applicant

DECLARATION

To the trustees Canara Robeco Mutual Fun d. I / We have read and understood the contents of the SI D and Key Information Memorandum of the Scheme. I/We hereby apply to the Trustees ofCanara Robeco Mutual Fund for allotment of units of t he Scheme, as indicated above and agree to abide by the t erms, conditions, rules and regulations of the Scheme. I /We hereby confirm andcertify that the source of these funds is not directly / indirectly a result of proceeds of crime as defined in The Prevention of Money Laundering Act, 2002 and we undertake to provide allnecessary proof / documentation, if any, required to substantiate the facts of this undertaking. I have not received nor been induced by any rebate or gifts, directly or indirectly in making thisinvestment. I / We authorize the Fund to disclose details of my/our account and all my/our transactions to the intermediat ely whose stamp appears on the application form. I also authorize the

Fund to disclose details as necessary, to the Registrar & Transfer agent(s), call centers, banks, custodians,depositories and/or authorised external third parties who are involve d in transactionprocessing, despataches, etc. for the purpose of effecti ng payments to me / us. The ARN holder has disclosed to me/us all the commissions (in the form of trail com mission or any other mode),payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme is be ing recommended to me/us

Applicable to NRIs only : I/We confirm that I am/we are Non-Resident of Indian Nationality/Origin and I/We hereby confirm that the funds for subscription have been remitted from abroadthrough approved banking channels or from funds in my/our Non-Resident External / Ordinary Account / FCNR / NRSR Account. Investment in the scheme is made by me / us on: Repatriationbasis Non Repatriation basis

To, The Trustees of Canara Robeco Mutual Fund, Sub : Our Subscription to the Schemes ofWe, the undersigned, being the partner of M/s. ____________________________________________________ a Partnership firm formed under Indian Partnership Act, 1932do hereby jointly and severally authorise Mr. ____________________________________________________ to subscribe an amount of Rs. _____________ for allotment ofunits of Scheme on behalf of and in the name of our firm. He is / They are also authorised to encash / disinvest the above units. We undertake to

intimate you in writing about any change in the constitution or composition of our firm and upon such change, also arrange to lodge the specimen signatures of the partnersauthorised to deal with the above units. We enclose the copy of the Partnership Deed alongwith this application for subscription.Name of the partners Signatures

Canara Robeco Mutual Fund.

Canara Robeco Gold Savings Fund

DEMAT ACCOUNT DETAILS ( Please ensure that the sequence of names as mentioned in the application form matches with that of the account held with the Depository Participant).

National Securities Depository Limited (NSDL) Central Depository Services (India) Limited (CDSL)

Depository Participant Name Depository Participant Name

Target ID No.DP ID No.

Beneficiary Account No.

INVESTMENT DETAILS AND PAYMENT DETAILS (Payment through Cash/Non-MICR Cheques/Outstation Cheques not accepted)

Scheme Name :Canara Robeco Gold Savings Fund

InvestmentAmount (Rs.)

DD Charges#if any (Rs.)

Net Amount(Rs.)

Mode ofPayment

Cheque / DD / FundsTransfer

Strike out whichever is not applicable

*A/c Type - (P) S/B NRE* Current NRO FCNR* *Kindly provide photocopy of the payment Instrument or Foreign Inward remittance Certificat e (FIRC) e v idencing source of funds.

Chq. / DD No._______________Date _________Drawn on Bank_______________________________________________________Branch & City____________________

Please ( ) RTGSPPlease ( ) RTGSPPlease ( ) RTGSP

Options : Growth Option Dividend Payout Dividend Reinvestment

Fund transfer Letter dated____________________________________________Bank & Branch from A/c No.________________________________

M/s Karvy Computershare Pvt. Ltd.21, Road No.4, Street No. 1,

Banjara Hills, Hyderabad 500034Tel No. (044) 23390404, 23394436, 2337901 Fax : (040) 23311968

Date of Birth (in case of Minor)

NOMINATION DETAILS for Individuals [Minor / HUF / POA Holder / Non Individuals cannot Nominate - Refer Instruction No. 13]

oI / We ______________________________________________________________do here by nominate the undermentioned Nominee(s) to receive the units to my / ourcredit in this folio no. in the event of my / our death. I / We also understand that all payments and settlements made to such Nominee(s) and Signature of the Nominee(s)acknowledging receipt thereof, shall be a valid discharge by the AMC / Mutual Fund / Trustees. oI / We ______________________________________do not wish to nominate

Nominee(s) Name Name of the Guardian (in case of Minor) Relationship with Unit Holder % of Share

REDEMPTION / DIVIDEND REMITTANCE [Refer Instruction 20]

Electronic PaymentIt is the responsibility of the Investor to ensure the correctness of the IFSC code/ MICR code for ElectronicPayout at recipient/destination branch corresponding to the Bank details .

Cheque Payment

If MICR and IFSC code for Redemption/Dividend Payout is available all payouts will be automatically processed as Electronic Payout-RTGS/NEFT/Direct Credit/NECS.


10/16

INVESTORS MUST READ THE SCHEME INFORMATION DOCUMENT/KEY INFORMATION MEMORANDUM AND INSTRUCTIONS BEFORE COMPLETING THIS FORM.

ASBA Application No.

ASBA Application No.

Date

APPLICATION SUPPORTED BY BLOCKED AMOUNT (ASBA) FORM

ARN Code & Name*

ARN [Name & Code] [11 digit code]

Sub Distributor /Branch Code

BROKER/AGENT INFORMATION FOR OFFICE USE ONLY

D D / M M / Y Y Y Y

SCSB SCSB IFSC Code Syndicate Member Code Sl No.

[Name & Code]

Mr. Ms. M/s.

APPLICANT(S) INFORMATION

NAME OF FIRST / SOLE APPLICANT

Status (Please)Resident Individual

Minor

NRI / PIO

Company/Body Corporate

Trust

Flls Partnership Firm

HUF

AOP / BOI

Bank / Fls

Society

Sole Proprietorship OthersPlease specify

o

o

o

o

o

o

o

o

o

o o

o

o

(For existing unitholder(s) please furnish your Folio No.)

Folio No.PAN

Mr. Ms. M/s.PAN

Mr. Ms. M/s.

PAN

NAME OF SECOND APPLICANT

NAME OF THIRD APPLICANT

Pin Code

BANK ACCOUNT DETAILS FOR BLOCKING OF FUNDS

Name of the Bank

A/c. TypeAccount No.( )Please SAVINGS NRE CURRENT NRO FCNR

Branch Address

Bank Branch City

IFS Code

State

Amount to be blocked (Rs.)

Amount in words

ooooo

INVESTMENT DETAILS

Scheme Name : Canara Robeco Gold Savings Fund

Scheme Name :Canara Robeco Gold Savings Fund

DEMAT ACCOUNT DETAILS

DEMAT ACCOUNT DETAILS

Depository (Please )

Depository Participant Name

DP - ID I N

Beneficiary Account Number (16 digit benefiicary A/c. No. to be mentioned above)

National Securities Depository Limited Central Depository Services (India) Limited

ACKNOWLEDGEMENT SLIP (TO BE FILLED IN BY THE SOLE/FIRST APPLICANT)

Date___ / ___ / ________

Received from Mr. / Ms. /M/s._______________________________________________________________________________________________________________

SCSB Account details Total Amount to be blocked SCSB Stamp & SignatureA/c No. Rs. in figures

Rs. in wordsBank NameBranch Name

Construction House, 4th Floor, 5, Walchand Hirachand Marg,Ballard Estate, Mumbai 400 001.

Investment manager : Canara Robeco Asset Management Company Ltd.Canara Robeco Mutual Fund

Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors assessment of various factors including the service rendered by the distributor.


11/16

REGISTRAR & TRANSFER AGENTS

M/s Karvy Computershare Pvt. Ltd.21, Road No.4, Street No. 1,

Banjara Hills, Hyderabad 500034Tel No. (044) 23390404, 23394436, 2337901 Fax : (040) 23311968

UNDERTAKING BY ASBA INVESTOR AND ACCOUNT HOLDER

SIGNATURES

(1) I/ We hereby undertake that, I/ we have read and understood the instructions contained in this Form and Terms and Conditions concerning ASBA as contained in the Scheme InformationDocument (SID) / Key Information Memorandum (KIM) of the above mentioned Scheme and Statement of Additional Information (SAI) of Canara Robeco Mutual Fund. Further, I/weunderstand that if the details as provided by me/us in this Form are different from those in the NFO Application Form, then in such a case; the information as provided by me/us herein willbe relied upon. I/we further confirm and undertake that I am/ we are eligible ASBA applicants(s) as per the relevant provisions of the SEBI (Issue of Capital and Disclosure Requirement)Regulations, 2009.

(2) In accordance with provisions of ASBA in the SEBI ICDR Regulations, 2009 and as disclosed in the SAI, I/We authorize:

(a) the SCSB to do all acts as are necessary to make an application in the New Fund Offer of above mentioned Scheme, including uploading of application details, blocking the amount tothe extent mentioned above under "DETAILS OF BANK ACCOUNT FOR BLOCKING OF FUNDS" or unblocking of funds in the bank account maintained with the SCSB specified above,transfer of funds to the Canara Robeco Mutual Fund's account on receipt of instructions from the Registrar to Canara Robeco Mutual Fund after finalisation of the basis of allotment,entitling me/us to receive mutual fund units on such transfer of funds, etc.

(b) Registrar to issue instructions to the SCSB to unblock the funds in the bank account specified above upon finalisation of the basis of allotment and to transfer the requisite money tothe Canara Robeco Mutual Fund's account.

(3) In case the amount available in the bank account specified above is insufficient, the SCSB shall reject the application.

(4) If the DP ID, Beneficiary or PAN is not provided by me/us or the details on the same as furnished in the form are incorrect or incomplete or not matching with the depository records,my/ our application shall be rejected and Mutual Fund or SCSB shall not be liable for losses, if any.

First / Sole Applicant / Guardian Third ApplicantSecond Applicant

SCSB Bank -First / Sole Applicant / Guardian SCSB Bank - Third ApplicantSCSB Bank - Second Applicant

INSTRUCTIONS FOR FILLING ASBA APPLICATION FORM1. An Application Supported by Blocked Amount (ASBA) investor shall submit a duly filled up ASBA Application form, physically or electronically, to the Self Certified Syndicate Bank

(SCSB) with whom the bank account to be blocked, is maintained.

q In case of ASBA application form in physical mode, the investor shall submit the ASBA Application Form at the Bank branch of SCSB, which is designated for the purpose andthe investor must be holding a bank account with such SCSB.

q In case of ASBA application form in electronic form , the investor shall submit the ASBA Application Form either through the internet banking facility available with theSCSB, or such other electronically enabled mechanism for subscribing to units of Mutual Fund scheme authorising SCSB to block the subscription money in a bank account.

2. Investors shall correctly mention the Bank Account number in the ASBA Application Form and ensure that funds equal to the subscription amount are available in the bankaccount maintained with the SCSB before submitting the same to the designated branch.

3. Upon submission of an ASBA Application Form with the SCSB, whether in physical or electronic mode, investor shall be deemed to have agreed to block the entire subscriptionamount specified and authorized the Designated Branch to block such amount in the Bank Account.

4. On the basis of an authorisation given by the account holder in the ASBA Application Form, the SCSB shall block the subscription money in the Bank Account specified in the ASBAApplication Form. The subscription money shall remain blocked in the Bank Account till allotment of units under the scheme or till rejection of the application, as the case may be.

5. If the Bank Account specified in the ASBA Application Form does not have sufficient credit balance to meet the subscription money, the ASBA application shall be rejected by theSCSB.

6. The ASBA Application Form should not be accompanied by cheque, demand draft or any mode of payment other than authorisation to block subscription amount in the BankAccount.

7. All grievances relating to the ASBA facility may be addressed to the BANK/AMC / RTA to the Issue, with a copy to the SCSB, giving full details such as name, address of theapplicant, subscription amount blocked on application, bank account number and the Designated Branch or the collection centre of the SCSB where the ASBA Application Formwas submitted by the Investor.

8. ASBA facility extended to investors shall operate in accordance with the SEBI guidelines in force from time to time.

9. Name of the First accountholder in bank to be the first unitholder in folio. If the name is not matched the application will be rejected and amount to be refunded if any.

10. SCSB means Self Certified Syndicate Bank registered with the SEBI, which offers the facility of ASBA. The current list of SCSBs as available on SEBI website is as follows:

1. Axis Bank Ltd 2. Allahabad Bank 3. Andhra Bank 4. Bank of Baroda 5. Bank of India 6. Bank of Maharashtra 7. Canara Bank 8. Cent ral Bank of India 9. CITI Bank 10. Corporation Bank 11.Deutsche Bank 12. HDFC Bank Ltd. 13. HSBC Ltd. 14. ICICI Bank Ltd 15. IDBI Bank Ltd. 16. Indian Bank 17. Indian Overseas Bank 18. IndusInd Bank 19. J P Morgan Chase Bank, N.A. 20. KarurVysya Bank Ltd. 21. Kotak Mahindra Bank Ltd. 22. Nutan Nagarik Sahakari Bank Ltd. 23. Oriental Bank of Commerce 24. Punjab National Bank 25. South Indian Bank 26. Standard CharteredBank 27. State Bank of Bikaner and Jaipur 28. State Bank of Hyderaba d 29. State Bank of India 30. State Bank of Travencore 31. Syndicate Bank 32. The Federal Bank 33. UCO Bank 34. UnionBank of India 35. United Bank of India 36. Vijaya Bank 37. YES Bank Ltd.

For the complete list of controlling / designat ed branches of above mentioned SCSBs, please refer to websites - www.sebi.gov. in, www.bseindia.com and www.nseindia.com


12/16

First Account Holders Signature Second Account Holders Signature Third Account Holders Signature

For office use only (not to be filled in by investor)

SIP Auto Debit/MICRO Form No.

Systematic Investment Plan (SIP) Auto Debit Facility/MICRO SIP

First Investment in SIP vide a cheque and subsequent investments via Auto Debit, available in select cities only.

Canara Robeco Mutual FundInvestment Manager : Canara Robeco Asset Management Co. Ltd.Construction House, 4th Floor, 5, Walchand Hirachand Marg, Ballard Estate, Mumbai 400 001.Tel.: 6658 5000 - 5010, 6658 5086 Fax: 6658 5012 / 13 www.canararobeco.com

Sole / First Investor Name

PAN No.(Refer Instruction No.10)

Folio No.

Scheme

Plan

Option & Sub Option

New SIP Registration by existing investor

New SIP Registration by new investor (also attach the new application form duly filled & signed)

Change in Bank Account for an existing Investor with Canara Robeco Mutual Fund

First Account Holders Signature Second Account Holders Signature Third Account Holders Signature(As in Bank Records) (As in Bank Records) (As in Bank Records)

This is to inform that I/We have registered for the RBIs Electronic Clearing Service (Debit Clearing) / Auto Debit Facility and that my payment towardsmy investment in Canara Robeco Mutual Fund shall be made from my/our below mentioned bank account with your bank. I/We authorize therepresentative, (M/s. Tech Process Solutions Ltd.) carrying this ECS/Auto Debit to account mandate Form to get it verified and executed. Bank Account Number

Authorisation of the Bank Account Holder (to be signed by the Account Holder)

Investor and investment details

Registration cum mandate form for ECS (Debit clearing / Auto debit)

I/We hereby, authorize Canara Robeco Mutual Fund to debit my/our following bank account by ECS (Debit Clearing) / auto debit to account for collection of SIP payments.

(Note: Please allow minimum one month for auto debit to register and start).

Each SIP Amount (`) Frequency Monthly Quarterly

First SIP Cheque No.: Cheque date should be either 01st, 05th, 15th, 20th, 25th of the month/quarter.

(Note: Cheque should be drawn on bank details provided below)

SIP and Bank details

SIP Auto Debit Dates:

Accountholder Nameas in Bank Account

Bank Name Branch

City PIN code

Account Number Account Type Savings Current Cash Credit

I/We hereby, declare that the particulars given above are correct and express my willingness to make payments referred above through participation in ECS/Auto Debit. If t he transaction is delayedor not effected at all for reasons of incomplete or incorrect information. I/We would not hold the user institution responsible. I/We will also inform Canara Robeco Mutual Fund about any changesin my ban account I /We have read and agreed to the terms and conditions mentioned overleaf.

Particulars of bank account

Recorded on Scheme CodeRecorded by Credit Account Number

Bank use Mandate Ref. No. Customer Ref. No.

01st 05th 15th 20th 25th of the month/quarter

TearHere

IFSC Code (RTGS/NEFT) (Mandatory for Credit via NEFT/RTGS)(Please enter the 9 digit number that appears after your cheque number)

9 Digit MICR Code

SIP Period : Start from Month Year End On Month Year

SIP Period : Start from Month Year Until further instruction

REGULAR SIP:

PERPETUAL SIP:


13/16

MICRO SIP/SIP with Auto Debit Facility: Terms & Conditions

SIP Payment through Electronic Clearing Service (Debit Clearing) of the Reserve Bank of India (RBI)

ECS Centres : Agra, Ahmedabad, Allahabad, Amritsar, Asansol,Aurangabad, Bangalore, Bardwan, Baroda, Belgaum, Bhopal, Bhubaneshwar, Bhilwara, Calicut,

Chennai, Chandigarh, Cochin, Coimbatore, Delhi, Dehradun, Dhanbad, Durgapur, Erode, Gadag, Gorakhpur, Guwahati, Gwalior, Hubli, Hyderabad, Indore, Jabalpur,

Jalandhar, Jaipur, Jamshedpur, Jammu, Jamnagar, Jodhpur, Kakinada, Kanpur, Kolhapur, Kolkata, Lucknow, Ludhiana, Mangalore, Madurai, Mumbai, Mysore,

Nagpur, Nasik, Nellore, Panjim, Patna, Pondicherry, Pune, Rajkot, Raipur, Ranchi, Salem, Sholapur, Surat, Siliguri, Shimla, Tirupati, Trichy, Thirupur, Trichur,

Trivandrum, Udupi, Udaipur, Varanasi, Vijaywada, Vizag, Bijapur, Bikaner, Cuttack, Davangeree, Gulbarga, Mandya, Raichur, Shimoga.

1.

2. Auto Debit facility is offered to the Investors having bank accounts in select

cities mentioned above. The cities in the list may be modified / updated /

changed / removed at any time in future entirely at the discretion of Canara

Robeco Mutual Fund without assigning any reason or prior notice. If any city is

removed, SIP instructions for investors in such cities via ECS (Debit) route will

be discontinued without prior notice.

3. New Investors who wish to enroll for SIP through Auto Debit should fill the SIP

Auto Debit Form in addition to the SIP Application Form provided with the Key

Information Memorandum.

4. Completed Application Form, SIP Auto Debit Form and the first cheque should

be submitted at least Fifteen Days before the first transaction date.

5. The Investor agree to abide by the terms and conditions of ECS facility of

Reserve Bank of India (RBI).

KNOW YOUR CUSTOMER (KYC) COMPLIANCE

Investors should note that it is mandatory for all purchases/ switches/

registrations for Systematic Investment Plan (SIP)/ Systematic Transfer Plan

(STP) to quote the KYC Compliance Status of each applicant (guardian in case

of minor) in the application and attach proof of KYC Compliance viz. KYC

Acknowledgement Letter. Applicants intending to apply for units through a

Power of Attorney (PoA) must ensure that the issuer of the PoA and the holder

of the PoA must mention their KYC Compliance Status and attach proof of KYC

Compliance at the time of investment. With effect from January 1, 2012, SEBI

has introduced a common KYC Application Form for all the SEBI registered

intermediaries .New investors are therefore requested to use the commonKYC Application Form and carry out the KYC process including In-Person

Verification (IPV) with any SEBI registered intermediaries including mutual

funds. The KYC Application Forms are also available on our website

www.canararobeco.com. Existing KYC compliant investors can continue the

practice of providing copy of KYC Acknowledgement Letter of. Once the

investor has done KYC with any SEBI registered intermediary, the investor

need not undergo the same process again. However, the Mutual Fund

reserves the right to carry out fresh KYC of the investor.

For units held in demat form, the KYC performed by the Depository Participant

of the applicants will be considered as KYC verification done by the Trustee /

AMC. In the event of non compliance of KYC requirements, the Trustee/AMC

reserves the right to freeze the folio of the investor(s) and effect mandatory

redemption of unit holdings of the investors at the applicable NAV, subject topayment of exit load, if any.

6. Investors should compulsorily give a cheque for the first transaction. The

cheque should be drawn on the same bank account which is to be registered

for ECS (Debit).

7. The bank account provided for ECS (Debit) should participate in local MICR

clearing.

8. The cheque should be drawn in favour of Canara Robeco Mutual Fund and

Crossed A/c payee only. All cheques accompanying the SIP enrolment

form should contain the SIP enrolment number on its reverse.

9. Minimum investment for Monthly SIP is`500/- and for quarterly SIP

is`1,000/-.

10. SIP auto debit facility is available only on specific dates. Post dated SIP

cheques should be dated either the 01st or 5th or 15th or 20th or 25th of

every month/quarter.

11. Investor will not hold Canara Robeco Mutual Fund, its registrars and other

service providers responsible if the transaction is delayed or not effected or

the investor bank account is debited in advance or after the specific SIP date

due to various clearing cycles of ECS.

12. Canara Robeco Asset Management Co. Ltd. (CRAMC), Canara Robeco

Mutual Fund, Registrars, and other service providers shall not be

responsible and liable for any damages/compensation for any loss,

damage etc., incurred by the investor. The investor assumes the entire risk

of using this facility and takes full responsibility.

13. Please refer the Key Information Memorandum and detailed Schemes

Information Document (SID) for applicable NAV, risk factors, load and other

information on respective Scheme/Plan before investing.

14. New Investors need to submit an application form and cheque (for the first

instalment) in addition to the Auto Debit Form. Existing investors are

required to submit the Transaction Form indicating the existing folio

number and SIP details along with a cheque (for the first instalment) in

addition to this form.

15. Investor can choose to discontinue this facility by giving 15 days written

notice to our Branch Offices of CRAMC.

16. Canara Robeco Mutual Fund / AMC, reserves the right to reject any

application inter alia in the absence of fulfillment of regulatory

requirements.


14/16

Branch Offices: AHMEDABAD: Tower A, Unit No.: 402/B, 4th Floor, Ganesha Plaza, Opp. Navrangpura Bus Stand, Off. C.G. Road, Ahmedabad 380 009. Email:[email protected]. Tel.: (079) 66610423 - 24. BANGALORE: 4&5 Ground Floor, Business Point, Next to Brigade Towers, 137, Brigade Road, Bangalore - 560025 Email:[email protected]. Tel.: (080) 39871400/01 Fax: (080) 30901092. CHANDIGARH: SCO 333-334, 1st Floor, Sector 35 B, Chandigarh 160 022. Email:[email protected]. Tel: (0172) 2648007 Fax: (0172) 2600531 CHENNAI: 770-A, 1st Floor, Spencer Annexe, Anna Salai, Chennai 600 002.Email:[email protected]. Tel.: (044) 2849596-98 Fax: (044) 28497023 DELHI: 306, Kanchen Junga Building., 18, Barakambha Road, New Delhi 110 001. Email:[email protected]. Tel.: (011) 23326417, Fax (011) 23354780 GOA: Kamat Chambers,Grounf Floor, Shop No.: 3, Opp. Hotel Neptune.Panjim Goa : 403001. Email:[email protected]. Tel.: (0832) 2422415, 6450631 HYDERABAD: Flat No. 201/202, IInd Floor, Sanatana Eternal, Door No.3-6-108/1, Road No. 19,Himayat Nagar, Hyderabad500029. Email: [email protected]. Tel.: (040) 23261481/1482 Fax: (040) 23261480 INDORE:107, 1st Floor, Bansi Trade Centre, Palasia, Indore - 452001 . Tel.: (0731)6451222 KOCHI: Door No. XL/6030, 1st Floor, Al-Falah Plaza, Opp. Oriental Bank ofCommerce, Broadway North End, Kochi 682 031. Email: [email protected]. Tel.: (0484)2364846/36 Fax: (0484) 2364836 KOLKATA: Horizon, Block B, 5th Floor, 57, Chowringhee Road, Kolkata 700 001. Email: [email protected]. Tel.: (033) 30584716-19 Fax:(033) 30584720 MANGALORE: 1st Floor Essel Towers, Bunts Hostel Circle Mangalore 575 003. Email: [email protected]. Tel: (0824) 2448804 Telefax: (0824) 2445565MUMBAI: Construction House, 4th Floor, 5, Walchand Hirachand Marg, Ballard Estate, Mumbai 400 001. Email: [email protected]. Tel.: (022) 66585000-18, 66585085Fax: (022) 66585012/13 PUNE: Deccan Mall, Office 1&2, 2nd Floor, Deccan Gymkhana, Pune 411 004. Email: [email protected]. Tel.: (020) 30923820 Fax: (020) 25661454SURAT:M - 8/9, Jolly Plaza, Athwagate, Surat - 395 001. Tel: (261) 6554243, Email: [email protected]

HDFC BANK LIMITED (Collection Centres)AGRA: First Floor,Pariney Garden,Bhagfarzana, Civil Lines, Agra - 282002. AHMEDABAD: HDFC Bank Ltd,Astral Tower, Near Mithakhali Six Raod,Navrnagpura, Ahmedabad - 380 009.AHMEDNAGAR: Ambar Plaza, A wing, second floor, Station Road, Ahmednagar, Ahmednagar - 414001. AJMER: HDFC Bank Ltd.,Near Suchna Kendra,Adj.to Swami Complex, Ajmer. (Raj) -305001. AKOLA: Sethi Heights, 1st Floor, Opp. Zilla Parishad, AKOLA 444 001. ALIGARH: HDFC Bank Ltd,WBO Ops,5/42 Masoodabad Chowk G.T Road, Aligarh - 202001. ALLAHABAD: 58,SPMarg Civil Lines, Allahabad - 211003. ALWAR: Bhagat Singh Circle,Opp.UIT,Alwar(Raj.), Alwar - 301001. AMBALA: 6352/11 Nicholson Road First Floor Ambala Cantt, Ambala Cantt - 133001.AMRAVATI: C/o Rasik Plaza, Morshi Rd, Jaystambh Chowk, Amravati - 444601. AMRELI: Street # 2, Manekpara Main Road, Amreli - 365601. AMRITSAR: 26 Kennedy Avenue First FloorAmritsar, Amritsar - 143001. ANAND: HDFC Bank Ltd. 1st Floor, Sanket Complex, Next to Sales India, Grid cross road, Anand - 388001. ANKLESHWAR: HDFC Bank Ltd., Commercial Plot 73/P,GIDC Estate, S.A.Motors Building, Old Ankleshwar Highway, Ankleshwar - 393001. ASANSOL: P.C Chatterjee Market, Rambandhu Talaw, Asansol - 713303. AURANGABAD: HDFC Bank Ltd.Divekar Plaza,CTS No 18272, IInd Floor,Railway Station Road,Padampura, Aurangabad, Maharashtra - 431001. BAGALKOT: opp:railway Station ward No 10 Bagakot 587101. BALASORE:

F.M.Circle,Balasore Branch,Orissa, Balasore - 756001. BANGALORE: HDFC Bank Ltd., Cash Management Services Salco Centre # 8/24, Richmond Road, Bangalore - 560025. BARDOLI:Shree Ambika Niketan, Station Road,Sardar Baug, Bardoli, Bardoli - 394601. BAREILLY: WBO, 1st Floor, 154, Krishna Place, Civil Lines, Bareilly - 243 001 Uttar Pradesh, Bareilly - 243001.BARODA: 1st Floor, Fortune Tower,Vadodara Stock Exchange Building,Opp. Parsi Agiyari,Sayajigunj, Baroda - 390005. BATALA: SCF173-174 Jalandhar Road, Batala - 143505. BEGUSARAI:Kachhari Chowk, Today Market, Begusarai - 851101. BELGAUM: HDFC Bank Ltd,. No 4830/2A Opp District Hospital Dr Ambedkar Road. Belgaum 590 002. BHAGALPUR: Triveni appartment,Dr. R. P Road, Bhagalpur, Bhagalpur - 812002. BHARUCH: HDFC Bank Ltd, 127, Alfa Society, Link Road, Bharuch - 392001. BHATINDA: HDFC Bank Ltd 83/1 Liberty Chowk,Civil Lines Bhatinda -151001. BHAVNAGAR: 1 st floor, Sterling Point, Waghawadi Road, Bhavnagar - 364001. BHILAI: Chauhan Estate, G.E. Road, Supela, Bhilai - 490023. BHILWARA: HDFC Bank Ltd., WBO, Shopno. 1-2-3-4, A Block, First Floor, SK Plaza, Pur Road Bhilwara (Raj.) 311001, Bhilwara - 311001. BHIWADI: Riico Chowk Bhiwadi, Bhiwadi - 301019. BHIWANI: S-175D/1, Jalan Nagar, MehamChowk., Bhiwani - 127021. BHOPAL: Asha Avenue, 1st Floor, Z-1, Zone-1 M P Nagar, Bhopal-462011, Bhopal - 462011. BHUBANESHWAR: C111, Business park, 1st Floor, Sahid Nagar,Bhubaneswar - 751007. BHUJ: 101/102 Sunrise Tower, Vijay Nagar, Hospital Road, Bhuj, bhuj - 370001. BHUSAVAL: Mansingh Complex. C.T.S. No. 3294 ( H.No. 4/285 ) Jamner Road, OppCSM Complex, Bhusaval - 425 201. BIKANER: HDFC Bank Ltd. Roshan Plaza, Rani Bazar, Bikaner, Bikaner - 334001. BILASPUR: A-99 Link Road Near Agresen Chowk, Bilaspur Chhattisgarh,BILASPUR - 495001. BOKARO: B-9, City Centre, Sector-4, Bokaro Steel City, Bokaro - 827001. BURDWAN: 45 GT Road/Burdwan-713101, Burdwan - 713101. CALICUT: HDFC Bank Ltd, Iii Floor,Simax Towers, Kannur Road, Nadakkave, Calicut, Calicut - 673011. CHANDIGARH: sco-189-190 Sector 17 C, Chandigharh - 160017. CHENGANASSERY: Golden Towers,MC Road Chenganassery,Kottayam - 686101. CHENGANNUR: Bin Tower, Govt Hospital Junction, M.C Road, Chengannur., Chengannur - 689121. CHENNAI: No. 115, Dr. Radhakrishnan Salai, 2nd Floor, Opp. to CSIKalyani Hospital, Mylapore, Chennai - 600004. COCHIN: First Floor, Palarivattom 25, Cochin - 682025. COIMBATORE: WBO, 1552,B7, First floor, Classic Towers, Trichy Road, Coimbatore,Coimbatore - 641018. CUDDAPAH: HDFC Bank Ltd, RRR Towers, Dwaraka Nagar, RS Road, Nagarajupalli, CUDDAPAH - 516001. CUTTACK: Wholesale Banking Operations,Shanti NiketanBuilding,Jholasahi Branch,Jholasahi, CUTTACK - 753001. DAHANU: Matru Ashish, Irani Road., Dahanu - 401602. DAMAN: ACE Shopping Mall, Dilip Nagar, Teen Batti, Daman - 396210.DARBHANGA: Natraj Bhawan, I St Floor, Katki Bazar, Tower Chawk, Darbhanga, Bihar, Darbhanga - 846004. DAVANGERE: #651 B H M Enclave, HM Road, Mandipet,Davangere, Davangere -577001. DEHRADUN: WBO Deptt, HDFC Bank, 56, Rajpur Road, Dehradun - 248001. DELHI: Fig- Ops 1st Floor, Kailash Bldg, New Delhi - 110001. DEOGHAR: assam acess road,near tower

chowk, Deoghar - 814112. DHANBAD: Sri Ram Plaza, 1st Floor, Bank More Dhanbad, Jharkhand - 826 001. DHARAMSHALA: 363/3, Centre Point, Civil Line, Dharamshala, Dharamshala -176215. DHULE: Wholesale Banking Operations(CMS), Lane No- 6, Mundada Arcade, Parola Road, Dhule, Dhule - 424001. DURGAPUR: Balai Commercial Complex,3rd Floor.Benachity,Nachan Road., DURGAPUR - 713213. ERODE: NO.680,Lotus Enclave,Brough Road,Erode, Erode - 638001. FAZILKA: MC No. 594,Gaushala Road, Fazilka - 152123. FEROZEPUR:Building No.30/7, Udham Singh Chowk, Ferozepur - 152001. GANDHIDHAM: Plot no.1, Sector-8, Rabindranath Tagore Road, Gandhidham - 370201. GAYA: K.P.Road Near Ghanta Ghar, Gaya- 823001. GONDAL: HDFC Bank Ltd. - Wholesale Banking Operations, 1st Floor, Aadinath complex, college chowk, Gondal - 360311. GORAKHPUR: Wholesale Banking Operations,ShreenathComplex, 10, Park Road, Civil Lines, Gorakhpur - 273 001. GURDASPUR: HDFC Bank Ltd, SCF-1 Improvement Trust Bldg, Hanuman Chowk, Gurdaspur., Gurdaspur - 143521. GUWAHATI: 1stfloor,Mishra Complex,Jail Raod, Fancy Bazar,Guwahati-1, Guwahati - 781001. GWALIOR: J K Plaza, Gast Ka Tazia, Lashkar, Gwalior - 474001. HAJIPUR: Vimel Complex, Dak Banglow Road,Hajipur, Hajipur - 844101. HALDWANI: 8/6 Bhotia Paraw, Nainital Road, Haldwani, Haldwani - 263139. HAMIRPUR: NH-88, New Road, Hamirpur,HP, HAMIRPUR - 177001. HAZARIBAGH:HDFC Bank, Annanda Chowk, Hazaribagh, 825301. HIMMATNAGAR: G.F Shop No 5-8 & First Floor 4 9, Kumar House, Durga Oil Mill Compound, Himmatnagar - 383 001. HISSAR: 3 & 4 McArea Red Square Market Railway Road Hisar, Hisar - 125000. HOSHIARPUR: WBO, Ist Floor, opp Maharaja Hotel, Sutheri Road,Hoshiarpur 146001. HOSUR: NO.24 & 25, Maruthi Nagar,SIPCOT PO, Near Dharga, Hosur - 635126. HUBLI: Shriram Plaza Dervice Branch Club Road, Hubli - 580029. HYDERABAD: WBO 1-10-60/3, III Floor, Suryodaya,Begumpet, Hyderabad - 500016. ICHALKARANJI: House No 7- 55(old No9-148) Main Road, Janta Chowk, Ichalkaranji - 416115. INDORE: HDFC Bank Ltd., 1st Floor, Brilliant Avenue, Sch No. 94, Sector -B, Behind BombayHospital, Ring Road, Indore - 452010. JABALPUR: HDFC Bank Ltd, 1st Floor, Kumbhare Mension, 636, Vijay Nagar, MR- 4, Main Road, SBI Chowk, Jabalpur (MP) - 482002. JAGADHRI: PlotNo.1, Rajesh Nagar Colony, Ambala Road, Jagadhri - 135001. JAGRAON: Opp SSP Office,Tehsel Road, Jagraon - 142026. JAIPUR: HDFC Bank House, 2nd Floor, O-10,Ashok Marg,C-Scheme,Jaipur, Jaipur - 302001. JALANDHAR: HDFC Bank Ltd., 1st Floor, 911, GT Road, Nr. Narinder Cinema, Jalandhar, Jalandhar - 144001. JALGAON: HDFC Bank Ltd,3rd Floor, SuganHeights,P P NO 324/2, TPS II,Near Central Bus Stand Jalgaon - 425001. JAMMU: CB-13, Rail Head Commercial Complex, Gandhi Nagar, JAMMU - 180004. JAMNAGAR: Abhishek3rd Floor,Saru Section Road,Near Savan Appartment, Jamnagar -361008. JAMSHEDPUR: HDFC Bank Ltd., 1st floor, 105, SNP Area, Sakchi, Jamshedpur - 831 00. 831001. JHANSI: HDFC Bank LtdDamroo Cinema complex, civil Lines Jhansi - 284003 . JIND: HDFC Bank Ltd SCF-5 Rani Talab Jind, Jind - 126102. JODHPUR: HDFC Bank Ltd., Ist Floor, 15, Keshav Comlex, Nimbera House,Paota, Mandore Road, Jodhpur -342010. JUNAGADH: Ground Floor,Moti palace, opp.Rayji Nagar, Moti baugh road., Junagadh - 362001. KAITHAL: 1450/51 Ambala road, Pehowa Chowk

kaithal -136027. KAKINADA: #20-1-46,Main Road,Opp Srmt, Kakinada,Andhra Pradesh - 533 001. KANGRA: Near Bus Stand Kangra, Kangra - 176001. KANNUR: HDFC Bank, Ist Floor KVRTower,South Bazar,Kannur-2,Kerala, Kannur - 670002. KANPUR: 15/46, 1st floor, Civil Lines, kanpur-208001, Kanpur - 208001. KAPURTHALA: The Mall Near Mgn Public School, Kapurthala -144601. KARAD: Besides Hotel Sangam, Kolhapur Naka, Karad, KARAD - 415110. KARNAL: Basement,Sco 778-779, opp. Mahabeer Dal Hospital, Karnal - 132001. KARUR: 126/D/E AnnaiPlaza,Kovai Road, Karur - 639002. KHANNA: HDFC Bank, Opp. Bus Stand. G.t. Road, Khanna. Punjab, Khanna - 141401. KOLHAPUR: Gemstone, 517/A/2 E ward New shahupuri, Nr Central busstand Kolhapur, KOLHAPUR - 416001. KOLKATA: Abhilasha - II, 6 Royd Street (2nd Floor), Kolkata - 700016. KOLLAM: VGP Bulidings,Near Irumpupalam, Kollam 691001. KOTA: 13-14,MainJhalawar Road, Kota - 324007. KOTKAPURA: B-X/740, Faridkot Road, Kotkapura, Kotkapura - 151204. KOTTAYAM: 3rd Floor Unity Buildings, KK Road, Kottayam - 686002. KURUKSHETRA:HDFC Bank Ltd,Shop No.1-5, Kalawati Market, Railway Road,Kurukshetra, Kurukshetra - 136118. LATUR: HDFC BANK LTD,II nd Floor, Shri Prabha Arcade, Vora Bunglow,Main Road, Nr NagarParishad, Latur - 413512. LUCKNOW: Pranay towers 38, Darbari Lal Sharma Marg Lucknow, Lucknow - 226001. LUDHIANA: SCO-54, Phase -2 Urban Estate Dugri, Ludhiana - 141001. MADURAI:Sri Nithyakalyani Towers, No 34 Krishnarayan Tank Street, North Veli Street, Madurai - 625001. MANDI GOBINDGARH: Hukam Chand Building, Near Main Post Office, Mandi Gobindgarh -147301. MANGALORE: Ideal Towers 1st floor, Opp Sharavu Ganapathi Temple, G T road Mangalore -1, Mangalore - 575001. MANJERI: HDFC Bank Ltd, Kurikkal Plaza, Kacherippadi., Manjeri -676121. MATHURA: 169/2 Gaushala Road OPP BSA College Mathura, Mathura - 281001. MEERUT: HDFC Bank Ltd 1st Floor 381, Western Kutchery Rd Meerut U.P, Meerut - 250001. MEHSANA:Prabhu Complex Nr Rajkamal Petrol Pump, Highway Road,Mehsana 384002. MOGA: GT Road Opp D C Office Thaman Singh Gill Market Moga 142001 . MORADABAD: HDFC Bank Ltd, FirstFloor, Chaddha Complex, GMD Road, Moradabad - 244001. MORVI: Om Shopping Complex, Ravapar Road, MORVI - 363641. MUMBAI: Ground Floor, Maneckji Wadia Building,NanikMotwani Marg,Near Kala Ghoda,opp Mumbai University,Fort Mumbai- 400 001, Mumbai - 400001. MUZAFFARNAGAR: First Floor, 53/4 Janshat Road,New Mandi, Muzaffarnagar - 251001.MUZAFFARPUR: HDFC Bank Ltd, Tilak Maidan Road, Muzaffarpur, Muzaffarpur - 842001. MYSORE: Mythri Arcade, Saraswathipuram,1st Main, Mysore, Mysore - 570009. NABHA: SCF 14,15Patiala gate Nabha, Nabha - 147201. NADIAD: Shootout Building, College Road, Nadiad 387001, Nadiad - 387001. NAGPUR: 2, Mile Stone Block No 303 & 304, Near Lokmat Square,Wardha Road, Nagpur - 440010, Maharashtra. NARNAUL: Opp. S. P. Residence, Mahinder Garh Road, Haryana, Narnaul - 123001. NASIK: HDFC Bank Ltd,3rd Floor, Archit Centre, OppSandeep Hotel, Chandak Circle Link Road, Near Mahamarg Bus Stand, Nasik 422 002, . NAVSARI: Gr Flr, Nandani Complex, Station Road, Navsari - 396445. NAWANSHAHAR: B 1/148, Banga

Road, Nawanshahar, Nawanshahar - 144514. NELLORE: 17/126, G.V.R. Enclave, G.T. Road, NELLORE - 524001. PALAKKAD: VIII/246, 1st Floor, Chandranagar Jn. Palakkad 678007. PALANPUR:


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Nr. Cozy Tower, Opp : Joravar Palace, Palanpur - 385001. PANIPAT: 801/4,Opps Railway Road, G.t Road .panipat, Panipat - 132103. PANJIM: 301, Milroc Lar Menezes, Swami VivekanandRoad, Panjim - 403001. PATHANAMTHITHA: Aban Arcade, Ring Road, Pathanamthitha,Kerala, Pathanamthitha - 689645. PATIALA: Building No 11520, 1st Floor Leela Bhawan, Near GopalSweets, Patiala - 147001. PATNA: plot no 651 jamal rd patna-, patna - 800002. PERINTHALMANA: Wholesale Banking, HDFC Bank Ltd.,Sree Complex, Calicut Road,Perinthalmanna- 679 322.PHAGWARA: Kalra Complex G T Road Phagwara, phagwara - 144401. PONDICHERRY: T.S.No.6, 100Ft Road, Ellaipillaichavady, Pondicherry - 605005. PORBANDAR: Om Shiv ShaktiR.d.chambers, M.g. Road, Porbandar - 360 575. PUNE: Fortune Square 3 rd Floor, Deep bungalow Chowk, Model Colony, Shivajinagar, Pune - 411016. RAIPUR: HDFC BANK LTD, ChawlaTowers, Near Bottle House, Shankar Nagar, Raipur, Chhattisgarh 492007. RAJAHMUNDRY: