12
GAURI KHAN SHEFALI ZARIWALA CLAUDIA CIESLA MERCEDES-BENZ CANADA RECALLS 21,500 VEHICLES WHERE ROAD SALT IS USED KANGANA RANAUT SLEEPING IN CONTACT LENSES CAN CAUSE DANGEROUS EYE INFECTIONS KATRINA KAIF SPOTTED GROOVING TO THE BEATS OF HER FAMOUS TRACKS ALONG WITH THE HOST OF THE POPULAR SINGING SHOW “SA RE GA MA PA” ADITYA NARAYAN. WHY CANADIANS REALLY NEED TO CHANGE LENDERS AT MORTGAGE RENEWAL TIME, ESPECIALLY NOW SHILPA SHETTY 416.475.5000 Going to sleep without removing your contact lenses can cause seri- ous eye infections that may ultimately result in blindness, scientists warn. Six reports published in the journal Annals of Emergency Medi- cine showed that improper care or wear can lead to infections of the cornea like microbial keratitis. "Sleeping in your contact lenses is risky and can lead to infections, or in some cases, permanent damage," said Jon Femling, assistant pro- fessor at University of New Mexico in the US. "Falling asleep, or even napping, without removing your contact lenses can significantly in- crease the likelihood of serious health problems," said Femling. In one case, a man evaluated for eye redness and blurry vision re- ported sleeping in contact lenses 3-4 nights per week and swimming with them. He was treated for bacterial and fungal microbial keratitis. Another instance outlines an adolescent girl who slept in lenses pur- chased without a prescription at a chain drug store. She developed a corneal ulcer that resulted in scarring. A man who wore the same lenses for two weeks was diagnosed with a perforated cornea, bacterial infection and ultimately required a transplant to save his right eye. "Sleeping in lenses is one of the riskiest and most commonly re- ported behaviours for adolescent and adult contact lens wearers," said Femling, lead author of the study. "If you want to avoid infection, and avoid a trip to the emergency department, proper eye care is a must," he said. Mercedes-Benz Canada is recalling about 21,500 vehicles sold or currently registered in five provinces because rust could cause a loss of power steering. The recall affects vehicles in areas of Canada where road salt is heavily used in the winter. The vehicles were either sold or are currently registered in Quebec, New Brunswick, Nova Scotia, Prince Edward Island, and Newfoundland & Labrador. On certain vehicles, the bolts that attach the electric power steering assist motor to the steering gear housing may corrode and break. This could cause a loss of power steering assist. The resulting increase in steering effort could create the risk of a crash causing injury and/or damage to property, according to a recall notice on Transport Canada’s website. The safety agency didn’t say it was aware of any injuries or accidents caused by the problem. "Last year marked the beginning of a new era for Canadian house- holds," economists at CIBC declared in a report issued in September. For the first time since the early 1990s, they wrote, the interest rates that banks base their fixed-rate mortgages on are higher than they were five years earlier. In Canada — where four out of five mortgages are the five-year fixed-rate variety — most borrowers will now be facing higher mortgage rates at renewal time than they originally got. Unless you're at the tail end of a 25-year mortgage, you likely will not remember a time when your mortgage became more expensive as time went on. This could take some getting used to. And for some, it could mean serious financial pressure. In a new survey carried out for mortgage comparison site Ratehub, 31 per cent of mortgage holders said they could afford no more than a $100 increase to their monthly payments. On a mortgage initially worth $400,000, it would take only a 0.6-percentage-point increase in rates to make that happen. But the chances are good your own lender will make things even worse at renewal time. That's because mortgage lenders tend to give higher rates to borrowers who are renewing than to new customers, says Rob McLister, founder of RateSpy.com. "A great number of people don't do any comparison shopping whatso- ever and the banks take advantage of those people by offering higher rates at renewal," McLister told HuffPost Canada. "That's one of the ways lenders maximize profit. There's not the re- ward for loyalty that you would expect." But the new federally man- dated mortgage "stress test" complicates things. You'll have to pass the test at renewal time if changing lenders, but if you stick with your current lender, you don't have to pass the test. The stress test re- quires you to qualify at a rate that is two percentage points higher than the one you're being offered, or the Bank of Canada's posted rate (currently 5.34 per cent) — whichever is higher.

KATRINA KAIF SPOTTED GROOVING TO THE BEATS OF HER …southasiandaily.com/wp-content/uploads/2019/01/25-36_.pdf · 1/25/2019  · Namrata Joshipura toying with plumage like never before

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Page 1: KATRINA KAIF SPOTTED GROOVING TO THE BEATS OF HER …southasiandaily.com/wp-content/uploads/2019/01/25-36_.pdf · 1/25/2019  · Namrata Joshipura toying with plumage like never before

GAURI KHAN SHEFALI ZARIWALACLAUDIA CIESLA

MERCEDES-BENZ CANADARECALLS 21,500 VEHICLESWHERE ROAD SALT IS USED

KANGANA RANAUT

SLEEPING IN CONTACT LENSES CANCAUSE DANGEROUS EYE INFECTIONS

KATRINA KAIF SPOTTED GROOVING TO THE BEATS OF HER FAMOUS TRACKS ALONG WITH THE HOST OF THEPOPULAR SINGING SHOW “SA RE GA MA PA” ADITYA NARAYAN.

WHY CANADIANS REALLY NEED TO CHANGE LENDERSAT MORTGAGE RENEWAL TIME, ESPECIALLY NOW

SHILPA SHETTY

416.475.5000

Going to sleep without removing your contact lenses can cause seri-ous eye infections that may ultimately result in blindness, scientistswarn. Six repor ts published in the journal Annals of Emergency Medi-cine showed that improper care or wear can lead to infections of thecornea like microbial keratitis."Sleeping in your contact lenses is risky and can lead to infections, orin some cases, permanent damage," said Jon Femling, assistant pro-fessor at University of New Mexico in the US. "Falling asleep, or evennapping, without removing your contact lenses can significantly in-crease the likelihood of serious health problems," said Femling.In one case, a man evaluated for eye redness and blurry vision re-por ted sleeping in contact lenses 3-4 nights per week and swimmingwith them. He was treated for bacterial and fungal microbial keratitis.Another instance outlines an adolescent girl who slept in lenses pur-chased without a prescription at a chain drug store. She developed acorneal ulcer that resulted in scarring. A man who wore the samelenses for two weeks was diagnosed with a per forated cornea, bacterialinfection and ultimately required a transplant to save his right eye."Sleeping in lenses is one of the riskiest and most commonly re-por ted behaviours for adolescent and adult contact lens wearers,"said Femling, lead author of the study."If you want to avoid infection, and avoid a trip to the emergencydepar tment, proper eye care is a must," he said.

Mercedes-Benz Canada is recalling about 21,500 vehicles sold orcurrently registered in five provinces because rust could cause aloss of power steering. The recall affects vehicles in areas of Canadawhere road salt is heavily used in the winter. The vehicles wereeither sold or are currently registered in Quebec, New Brunswick,Nova Scotia, Prince Edward Island, and Newfoundland & Labrador.On cer tain vehicles, the bolts that attach the electric power steeringassist motor to the steering gear housing may corrode and break.This could cause a loss of power steering assist.The resulting increase in steering effor t could create the risk of acrash causing injury and/or damage to property, according to a recallnotice on Transpor t Canada’s website. The safety agency didn’t say itwas aware of any injuries or accidents caused by the problem.

"Last year marked the beginning of a new era for Canadian house-holds," economists at CIBC declared in a repor t issued in September.For the first time since the early 1990s, they wrote, the interest ratesthat banks base their fixed-rate mor tgages on are higher than theywere five years earlier. In Canada — where four out of five mor tgagesare the five-year fixed-rate variety — most borrowers will now befacing higher mor tgage rates at renewal time than they originally got.Unless you're at the tail end of a 25-year mor tgage, you likely will notremember a time when your mor tgage became more expensive astime went on. This could take some getting used to.And for some, it could mean serious financial pressure. In a newsurvey carried out for mor tgage comparison site Ratehub, 31 percent of mor tgage holders said they could afford no more than a $100increase to their monthly payments. On a mor tgage initially wor th$400,000, it would take only a 0.6-percentage-point increase in ratesto make that happen.But the chances are good your own lender will make things evenworse at renewal time. That's because mor tgage lenders tend to givehigher rates to borrowers who are renewing than to new customers,says Rob McLister, founder of RateSpy.com."A great number of people don't do any comparison shopping whatso-ever and the banks take advantage of those people by offering higherrates at renewal," McLister told HuffPost Canada.

"That's one of the ways lenders maximize profit. There's not the re-ward for loyalty that you would expect." But the new federally man-dated mor tgage "stress test" complicates things. You'll have to passthe test at renewal time if changing lenders, but if you stick with yourcur rent lender, you don't have to pass the test. The stress test re-quires you to qualify at a rate that is two percentage points higher thanthe one you're being offered, or the Bank of Canada's posted rate(cur rently 5.34 per cent) — whichever is higher.

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26 MidWeek MIDWEEK NEWS WEEKLY

TUESDAY, JANUARY 01, 2019l i f e s t y l e

Ungender Utopia, Feathers, Logo RevivalsHere's a look at 2018's major fashion moments

WHAT TO DO ON YOURBIRTHDAYS IN 2019

2018 saw designers and brands across the board celebrating theLGBT rights with great gusto. In fact, India Fashion Week held in Delhidedicated its grand finale to the rainbow hues, which saw designersreinterpreting pride in their own handwriting. In Mumbai, at the LakmeFashion Week, Chola presented an un-gender line, which had PrateikBabbar and Jason Arland closing the show. Also, the year saw therise of survivalism with designers toying with the concept of protec-tive dressing, creating technical fabrics and cocoon-like silhouettes.Of course, it will be a grave oversight to overlook the billion-dollarweddings with a new-age bride like Isha Ambani getting her recep-tion lehenga custom-made by Maison Valentino. Talking of bridal wear,it was the year of feathers which emerged to be the new zardozi withthe likes of Khosla Jani, Falguni and Shane Peacock, Ridhi Mehra andNamrata Joshipura toying with plumage like never before. 2018 wasthe year of the peacock with menswear getting bold, non-conformistand edgy. Designer Amit Aggarwal forayed into menswear with amanic mash-up of textures and shine. White, grey, silver and blackspor ty separates came kissed with AA’s signature sur face texturingemitted sci-fi, space-age vibe.Besides, it was also a year of revival with Alessandro Michele atGucci reviving their Flora scarf (made for Grace Kelly in 1966) printin separates, Prada bringing back their game-changing nylon in neonhues and ’90s geometric prints and Versace reigniting the chainmaildresses and Baroque prints.LOOKING AT SOME OF THE YEAR’S MAJOR FASHION MOMENTS:UNGENDER UTOPIATibi’s Spring Summer 2019 showcase underscored many gender-less codes: suiting, shir ting and denim. Her slouchy tailoring andpastel palette are likely to appeal to both boys and girls. Monse’sopening model was a guy spor ting messy hair and a relaxed-fit V-

neck marinière knit accented with strings of pearls. Their oversizedpieces with extra-long sleeves work for both men and women. AtLondon Fashion Week, Erdem Moralioglu’s muses were two Victo-rian men, cross-dressers who were nightlife celebrities and by daylived quietly as sisters. Back home, Chola presented an un-genderline at Lakme Fashion Week.THE RISE OF SURIVALISMFrom Prada’s nylon rubber boots to the metallic-heating resistantbalaclavas seen at Gucci to the quilted coats (with detachable preg-nancy pillows and bumbags) seen at Rick Owens — the overall mes-sage has been of utilitarian chic and protection. Also, it’s been aseason of unique collaborations — from Moncler collaborating withthe likes of Valentino, Craig Green and Simone Rocha to Sacai x TheNor th Face. It may not be entirely off the mark to assume that fashionis increasingly becoming survivalist given factors like environmen-tal hazards, socio-political mayhem, refugee crisis and by large —the unpredictability of life. We got designers and stylists to analysethis macro trend.FEATHERS — THE NEW ZARDOZISpring 2018 couture runways saw a glittery fury of feathered kaf-tans, plume head-gears and tuft trimmings. Couturier Elie Saabwas inspired by the Gatsby glamour and his show gloried thanksto the fluttering quills. On the other hand, Zuhair Murad refer-enced the Nat ive American mot i fs extrapolat ing plumage tofantastical effects. His models spor ted plume-inspired eye make-up along with feathers accenting models’ hair. Ralph & Russo’spar tially-veiled beauties too sported them. Designers Falguni andShane Peacock have been penning the feather saga for years now,and Pre-Fall 19 collections by Erdem, Preen, Michael Kors, Koche,Givenchy and Valentino, too, see a playful interpretation of plumage.

The new year star ts on Tuesday, the day of Mars, whichsymbolises expansion, energy, passion, self-confidence andstrength. The card of Mars represents Man, the lover. It denotesprotection, fortune and comfor ts to many people in 2019.Everything good you do on New Year’s Eve has its ownsignificance for the future. Try to do good deeds like donations,prayers or any act for the welfare of the society and nation. InAmerica, it is believed that spending the night with your friendor beloved ensures that the relationship will flourish duringthe coming year. Astrologically, on January 1, to wear thecolours pink, red, white or yellow as it promotes peace andhappiness. Prayers or a donation of any kind on this day isconsidered as a good omen.New Year resolutions have its own flavour, there are cer tainthemes like house cleaning, pay off debts, mending quarrels,giving alms to fix targets regarding career, love and mar riageor to get rid of some bad habit. Astrology has its own emphasisto do a particular remedy on your bir thday in accordancewith your zodiac sign.ARIESDonate gur, chocolates or candles.Recite this mantra 1,100times: Om aan angarkaye nameh.Benefits: Victory over theenemies and rivalry.TAURUSDonate milk and sugar to needy.Recite this mantra 900 times:Om shu shukraye nameh.Benefits: Improved relationshipswith mother, wife and friends.GEMINIDonate vegetables in a place of worship.Recite this mantra1,400 times: Om bu budhaye nameh.Benefits: Gain inspeculation and lottery.CANCERDonate rice in a place of worship.Recite this mantra 1,100times: Om cha chandraye nameh.Benefits: You will get manytravelling and job oppor tunities.LEODonate pen and stationery items to the needy.Recite thismantra 1,000 times: Om sa suryaye nameh.Benefits: Proper tyand elevation in rank.VIRGODonate food to the needy.Recite this mantra 500 times: Ombu budhaye nameh.Benefits: Control over the senses.Auspicious for journalists, actors, models and TV ar tists.LIBRADonate sweets to the poor.Recite this mantra 600 times: Omsh shukraye nameh.Benefits: You will come under the sign ofperfection.SCORPIOOffer a red rose to deity.Recite this mantra 108 times: Omaan angarkaye nameh.Benefits: Contentment reigns in yourlife.SAGITTARIUSDonate ladoos to Lord GaneshaRecite the mantra for 300times: Om gu gurve namehBenefits: Courage and confidencein difficult situations.CAPRICORNDonate grains in place of worship.Recite this mantra 108times: Om sha Shanicharaye nameh.Benefits: Dreams willcome true and you will complete your journey.AQUARIUSDonate blanket to poor.Recite the mantra for 1,000 times: Omke ketve nameh.Benefits: Respect from elders, relatives andpeople.PISCESDonate clothes to the needy.Recite this mantra 108 times:Om bren brespati nameh.Benefits: Riddhi siddhi, travel, occultpower and improvement in concentration.

STYLE HUNTER: MINI MAYHEM

Recently Sara Ali Khan was spotted in a polka dotted mini. Also,Alanna Pandey was seen rocking Surily G’s va va voom embellishedmini dresses at an Ensemble preview. This season is all about thegravity defying hem-line, high-octane embellishments and unapolo-getic par ty pieces. The likes of Saint Laurent, Balmain, David Komaand Alexandre Vauthier have redefined the classic with intricate sur-face texturing and dramatic accents.Designer Surily G, who recently showcased her par ty line at En-semble in Santacruz, shares, “The mini is a classic and now it’sbecome high-waist. It’s shor t and flared, sexy and cutesy. You couldmake it feminine or rock star — depending on your mood. OlivierRousteing and Anthony Vaccarello have been very consistent with it

in their collection and it has made its presence felt in almost everyline-up. However, it’s not for everyone as one needs to have a tinywaist and good legs to pull off.”A REBELLIOUS CLASSICA mini skir t is one rebellious piece of classic that will make yououtshine in a room full of floor-sweeping gowns. Designer AniketSatam says, “In these times of female empowerment, the mini isreinterpreted by designers as a style weapon, which screams aboutpersonal choices and daring sar torial statements. A 60’s offshoot, themini never left the scene, but has always resurrected in various forms.For the coming season, this extremely textured and embellished ver-sion is a must-have fashion piece.”

Breast cancer drugs may helptreat resistant lung cancers

LONDON: A class of drugs used to treat certain breast cancerscould help fight lung cancers that have become resistant totargeted therapies, according to a study conducted in mice.The study, published in the journal Cell Repor ts, found thatlung tumours in mice caused by mutations in a gene calledEGFR shrunk significantly when a protein called p110a wasblocked.Drugs to block p110a are currently showing promise in clinicaltrials against certain breast cancers, so could be approvedfor clinical use in the near future, said researchers from theFrancis Crick Institute and the Institute of Cancer Research(ICR) in the UK.The new findings suggest that these drugs could potentiallybenefit patients with EGFR-mutant lung cancers whosetumours have become resistant to treatment."At the moment, patients with EGFR-mutant lung cancers aregiven targeted treatments that are very effective for the firstfew years," said Professor Julian Downward, who has labsat the Francis Crick Institute and the ICR."These drugs are improving, but unfor tunately af ter a coupleof years the cancer usually becomes resistant and star ts togrow and spread again," Julian said.The second line of treatment is currently conventionalchemotherapy, which is not targeted and has substantial side-effects, researchers said.

'VILLAINS' CAN INFLUENCE YOU TO BUY HEALTHY FOODSWASHINGTON: People are likely to pay more for a healthy food item if the label features a negative character, say scientists whofound how pictures of villains and heroes on product packages can influence buying behaviour Researchers from Brigham YoungUniversity (BYU) in the US also showed that indulgent foods with hero labels would be more compelling than the same foods shownwith villain labels."If someone wants an ice cream bar and it is packaged with a hero on the label, the kind and benevolent character makes the indulgentproduct seem less vice," Masters said."But a product that is already healthy, like water, would benefit more from villain labelling because it makes the water seem moreedgy and exciting," said Tamara Masters from BYU.In one experiment, half the par ticipants saw an image of a Fiji bottle of water and half saw an ice cream bar.The description of the water bottle was either "Villainous Spring Water—unforgiving, cunning, and dangerous" or "Heroic SpringWater—patient, courageous, and with integrity."The ice cream bar also showed one of the two descriptions. The results revealed that the par ticipants were willing to pay morefor the bottled water when it was offered with a villainous label than a heroic label, and they were willing to pay more for theice cream bar shown with the hero label. The researchers also tested their hypothesis in the real world by setting up a samplingtable for cheese curds in a grocery store.

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MidWeek 27MIDWEEK NEWS WEEKLY

TUESDAY, AUGUST 28, 2012

MIDWEEK NEWS WEEKLY

TUESDAY, JANUARY 01, 2019 l i f e s t y l e

ALIA BHATT, KANGANA RANAUTEMBRACE PREPPY CHIC

For her recent appearance, Alia Bhatt opted for a Red Valentinodress, finishing off the look with her hair tied in a half-bun, under-stated make-up and a pair of minimalist ankle-strap sandals.Kangana Ranaut has long been a preppy chic crusader — be it theairpor t or red carpet. Not long ago, she had teamed a Balenciaga T-shir t with a midi-length pleated skirt, a pair of booties and roundsunnies at the airpor t. A few weeks ago, she was seen spor tingribbons in her twin braids. Also, the popularity of series likeRiverdale and The Chilling Adventures of Sabrina have put the focuson school-girl inspired dressing. Think layering, pleats, a Peter Pancollar and a crisp white tee along with a messenger bag and you’vepretty much nailed the look. We get exper ts to interpret it in itsmodern-day iteration.A CLASSIC LOOKThe Ivy League-inspired dressing is a timeless classic and BlairWaldorf’s closet from Gossip Girl comes to mind instantly. Stylist

Aastha Sharma compares it to an LBD. “It’s a classic look thatalways comes back. The way Alia wore it lent it a fresh vibe. Also,it complements the Indian body type and one could make it clean orgrunge depending on one’s mood or the occasion,” says Aastha.A RECURRING INFLUENCEDesigner Rajat Tangri sees it as something that has always existed.“It’s something you’ll see over and over again. Peter Pan collarsare always there and recently — thanks to shows like Riverdaleand Sabrina — it’s become a talking point,” says he.REFERENCE BLAIRWith winter approaching, perhaps it’s the best time to embrace it.Designer Nishka Lulla recalls Blair Waldor f as the best inspirationfor recreating this look. “She wears a lot of cool pieces — fromoversized shirts to tunic dresses with ruffles to bowtie brooches. It’s a girlie,feminine and youthful style. I’d suggest a cable-knit metallic sweater, a pair ofcheck pants, a blazer and a shir t,” says Nishka.

Get quirky, get noticed: Celebs who've grabbed eyeballs

with their ostentatious outfits

Last month, Ezra Miller (the star of Fantastic Beasts: The Crimes OfGrindlewald) made headlines for starring in a photoshoot forPlayboy. He donned the magazine’s famous bunny ears in a numberof flamboyant gowns, jumpsuits and paired them with stiletto heelsas well as fishnet tights. This is not the first time he has pulled offsomething that has got both, his fans and others, talking. The repeatoffender has walked the red carpet in a feathery cape and even apuffer coat. However, he’s not the only one, who has let hisoutfits do the talking. From Lady Gaga with her meat dress, tomost recently Jennifer Lopez in her green cape ensemble, thereare several celebrities, who have managed to spor t quirkyoutfits effor tlessly.ENSEMBLES THAT GRABBED EYEBALLSJLo knows how to work an ensemble, even a risque one. Hergreen cape dress created quite a buzz online with netizenstrying to decide which side of the fence to pick. While somefans praised her for having the confidence to go stark naked ather age, barely concealing her curves, others were morecritical. Never theless, the outfit was talked about. And we arenot surprised because Jennifer has done it before with hericonic green Versace silk chiffon dress.Another risk taker is Rihanna. Her Met Gala outfits always create abuzz. Her sheer studded Adam Selman creation for the 2014 CFDAAward hit it out of the ballpark when it came to shock value.Likewise, Ezra’s recent photoshoot for Playboy got everyone talkingbecause of its empowering message to be whatever you want to beand wear whatever you want to. The actor is known to go all out onthe red carpet and is sought after by designers like Givenchy toValentino. From floor-length puffer coats to feathered capes, thetalented star has managed to make a statement with his dramatic,

over-the top ensembles. So, can a quirky sense of style be yourticket to fame? We got designers to weigh in.UNDERSTAND THE THIN LINE BETWEEN COSTUME AND COUTURENikhil Thampi underlines the distinction between costume andcouture. He says, “Something more avant garde in the space ofcouture is always accepted and appreciated. Rihanna’s see-through Swarovski dress and Jlo’ half-gown garnered a lot ofattention for being different. It’s also something that people canaspire to wear in their own manner. Maintaining the right balance isimpor tant. Something like a plastic or a rexin dress is borderlinecostumey and uninspiring. Though Lady Gaga’s meat dress is quitegimmicky, it’s well-styled, so that is still a moment to cherish.”MAKE FASHION WORK FOR YOUDesigner Pria Kataaria Puri is a firm believer in fashion being thebig ticket to fame. She says, “One has to understand that glamourand fashion go hand in glove. Whether it’s an actor, model, musi-cian or for that matter anyone who is par t of the enter tainmentindustry, fashion is par t of their life. We have seen that actresseswho may have had one big release and not many movies after thatstill being invited to award shows because they have a keen senseof style. This establishes the fact that a quirky way of dressingkeeps you in the radar of fame. However, when one is attempting togo for shock value, one has to be cautious.”According to her, the key to pulling off a unique look is to present itaesthetically. Citing the example of Ranveer Singh, she states, “Hisattires are enter taining. He is talented and car ries off his en-sembles effor tlessly. He is not embarrassed and, according to me,he’s an OTT version of actor Jared Leto. The key to getting it right isto have a keen sense of fashion, to be creative yet effor tless and toensure that it suits you.”

EXPOSURE TO SECONDHANDSMOKE MAY CAUSE

IRREGULAR HEARTBEAT

LOS ANGELES: Continuous indoor exposure to second-hand tobacco smoke triggers changes in the hear t'selectrical activity that may cause irregular hear tbeat, astudy warns.The finding, conducted in mice, suggests that second-hand smoke exposure alters cells that regulate how thehear t beats.The study, published in the journal Environmental HealthPerspectives, expands overall knowledge of the effectsof tobacco smoke on cardiac function in nonsmokers."As tobacco use continues to decrease, research on itseffects among nonusers also is declining," said CrystalRipplinger, an associate professor at the University ofCalifornia, Davis in the US."It's impor tant to continually define the health effects ofthose unintended exposures," said Ripplinger.The study is the first to examine cellular changes inhear t tissue in response to ambient tobacco smoke,researchers said.Another distinction is that it focused on a hear t condi-tion other than coronary ar tery disease (CAD), or plaquebuildup and vessel hardening associated with lifestyleand age."The link between second-hand tobacco smoke and CADis well established, however there is little-to-no researchon how it influences cellular changes associated witharrhythmia, which may affect individuals with or with-out CAD," Ripplinger said.Mice were exposed to secondhand tobacco smoke in achamber specifically designed to test health effectsassociated with inhaled toxins.The smoke levels were set to be similar to those foundin public areas where smokers are present.Following four, eight and 12 weeks of exposure for sixhours a day, five days a week, the animals' hear ts weretested using high-speed imaging and electrocardio-grams for changes in electrical activity.To test susceptibility to arr hythmias, hearts were pacedat fast hear t rates.They also were tested for levels of calcium, which regu-lates hear t contraction and contributes to abnor malrhythms.The results were compared to hear ts of mice exposedonly to filtered air.The researchers found that hear ts from mice exposedto filtered air responded normally, but the hearts frommice exposed to secondhand smoke could not toleratefast rates, especially at 12 weeks of exposure.They also found that calcium levels in these hear ts didnot respond quickly enough, causing beat-to-beat in-stability, or cardiac alternans."The high incidence of cardiac alternans is par ticularlyconcerning because we know that patients with thiscondition are at significantly higher risk for arrhythmiasand sudden cardiac death," Ripplinger said.

HOW PEOPLE GET 'HIGH' ONALCOHOL DECODED

WASHINGTON: As New Year's Eve approaches, manypeople will experience the familiar buzz by consumingtheir favourite cocktail, and now researchers have revealeda twist in how this intoxication happens.When the cocktail reaches our nerve cells, the alcoholemploys intermediary molecules on the membrane sur-face of the neuron to produce the intoxicating effect, saidresearchers from the Scripps Research Institute (TSRI) inthe US. In the study published in the Journal of MolecularBiology, the researchers enabled fruit flies to become in-ebriated to track ethanol's path.The fly is a useful model to study gene activity because itsgenome is smaller than other animals and is easily ma-nipulated.The alcohol in beverages acts much like an anesthetic,said Scott Hansen, an associate professor at TSRI.It creates a hyper "buzzed" feeling first, and then sedation,Hansen said.It turns out there is an impor tant intermediate step thatwas not previously known, researchers said.They looked towards a system they have seen at play inanaesthesia to track alcohol's effects, star ting with anenzyme on nerve cell membranes called phospholipaseD2, (PLD2). The enzyme links ethanol molecules to lipid(fat) in the membrane of the nerve cell. The researchersfound the enzyme becomes a catalyst triggering multipledownstream activities within the cell. It creates a fattyalcohol metabolite called phosphatidylethanol (PEtOH).

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28 MidWeek MIDWEEK NEWS WEEKLY

TUESDAY, JANUARY 01, 2019l i f e s t y l e

7215 Goreway Drive Suite 2D03Westwood Square (Upper level near food cour t), Mississauga ON L4T 0B4

TEL: 905-956-2174TICO No. 50023652

HOW TO ROCK LIVING CORALPANTONE’S HUE OF 2019 GETSA THUMBS UP FROM DESIGNERS

IS THIS THE HOTTEST SKINCARE INGREDIENT?

A few days ago, Pantone revealed living coral, a medley of orangeand blush hues with a sliver of sherbet, as its tone of 2019. Earlier thisweek, supermodel Gigi Hadid was spotted rocking the hue on thestreets of New York City. In India, Sara Ali Khan, Sonam K Ahuja andSonakshi Sinha have spor ted it on many occasions. While Mrs Ahujawent tone-on-tone at the airpor t, Miss Sinha picked a gown in thesame shade. Designer Nikhil Thampi, who is known for his well-cutpantsuits, suggests a trouser suit in this tone. “It will make for a boldyet classy statement. One can also choose to pair a coral top with off-white trousers to get the right balance.If you don’t want to experiment with this tint in your outfits, you canalso add a pop of it through various elements like a bag or a footwearto your neutral ensembles,” says Nikhil.For a recent outing, Sara had layered her salwar kameez with a coral-hued dupatta, which enhanced her skin tone fur ther. Designer GabriellaDemetriades opines that corals look good with a tan, though person-ally, she likes to mix it with the classic white-and-denim combo. Shestates, “You can’t go wrong with that palette. If you aren’t used todoing colour, maybe you can add it as an accessory.”I love a silk coral maxi for a brunch event while for a night out, youcan pair a mini dress with some chunky gold accessories,” saysGabriella.A synonym for optimismLiving coral is a warm colour filled with a lot of positivity and opti-mism. “It’s a happy and flattering shade that goes well with the Indianskin tone per fectly,” says designer Swapna Anumolu of label Mishru.A popular festive hueCoral is a very popular colour seen on Indian festive wear. It won’t bewrong to call it a staple that has been quite a popular choice withIndian occasion wear. It’s the per fect balance for those who want the

radiance and traditional touch of a red without going as loud and thesoftness of a peach, but not its blandness.Designer Ohaila Khan says, “It goes quite well with olive and fairertone complexions while it can make someone of darker tone appear ashade darker. The warmth in the colour tends to marr y in well withmetallic gold and rose embellishments. The best option for those notconfident to pull off a fresh bright coral is to opt for a more muted anddustier hue of this tone, which is one of our favourite colours for theupcoming season.”Complements most skin tonesVibrant, yet mellow — the bright hue lends itself to playful expres-sion and experimentation in men’s wear. Designer Paresh Lambasays, “Deep dark skin tones will make this peachy blush shade pop.You can pull it off at a Sunday brunch or at a poolside party. It’s acolour that, according to me, should preferably be worn during theday, and avoided at night. Wear a nice living coral coloured linen shir tand pair it with white shor ts. It will be the per fect outfit for a poolsidepar ty or pair the same linen shir t with blue denim, which will be yourbrunch look.”Designer Rhea Pillai Rastogi suggests georgette dresses with rufflesin this tone. “You can add pop to an all-black outfit by pairing it withany solid element of coral from a lip colour to a belt to clinch that littleblack dress,” says Rhea.Use it in small proportionsSince the hue is statement-making, an accent of it works, too, on adiverse array of ensembles. Designer Arpita Mehta suggests, “Thebest way to pull this colour off is to use it in smaller propor tions. Itcan be in the form of a lip colour, eye shadow, cropped ganji or evencoral sneakers. There is a trick to make it work well, but if gonewrong, it can look atrocious.”

While there has been much debate about itsmedical uses, there is a steady increase in theuse of Cannabis in beauty products across the

globe. Cannabidiols or CBD, which is a componentderived from Cannabis (that won’t get you high), isbecoming a popular choice for skin care with promises ofreducing fine lines, preventing pimples, and rescuing dryskin. Recently, Milk Make-up launched a CBD-infusedmascara and brow tint, Malin + Goetz has a hand andbody wash with this compound, Origins offers a relaxingand hydrating face mask containing this oil, whileMyaderm has used it in their blemish control product.Seed oil is beneficialGenerally known for all the wrong reasons, Cannabis isbeing increasingly used as a key ingredient in skin careproducts. CBD is used in cosmetics as this par t ofcannabis is free of tetrahydrocannabinol (THC), which isconsidered hallucinogenic, explains Dr Batul Patel,Medical Director and Dermatologist, The Bombay SkinClinic. “Cannabis seed oil is obtained by cold processingthe seeds. This contains polyphenols and antioxidants, butis not a very stable oil. It needs to be mixed with otheroils. It can be used with kiwi or rosehip oil to help balancesebum production and it can be added with coconut oil forthe hair,” she says.Could help with acne issuesCBD is preferred because of its many anti-inflammatoryand pain relieving proper ties. “This is said to be beneficialfor people with acne, rosacea, eczema and for anti-ageing.I would advise the use of cannabis extract in skin care forthose with breakouts and dry skin issues. But first, try atest patch on the face, below the jawline and wait for 48hours so you know you are not allergic to any of theingredients,” advises Dr Shuba Dharmana, Dermatologist,Lejeune Medspa. While the feedback from users is good,she feels there is no actual clinical evidence to say it isdefinitely beneficial. “It is not harmful and laboratorystudies have shown good results, but scientific evidencefor its effects on people is not documented yet,” she adds.Relieves signs of itchingCannabinoids have promising antipruritic effects. Hence,it works well in many dermatological conditions whereitching is the main symptom. It also works on theerythema on skin so can be used in eczemas as well. DrShefali Trasi Nerurkar, MD Skin, Consultant Dermatolo-gist, Dr Trasi’s Clinic & La Piel says these products suitIndian skin types. “They help regulate the life cycle of skincells for a more radiant, youthful skin. CBD normalises oilproduction in dry skin patients and behaves as a highlyeffective sebostatic agent in acne and seborrheic dermatitis. Itshould, however, be avoided in patients with respiratorydisorders and severe hear t conditions,” she adds.

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FOLK ART-INSPIREDRecently designer Aar tivijay Gupta brought out a

collection inspired by Bhuli ar t - wall papers inRajasthan for her Spring Summer 2019 outing,

and designer duo Shivan and Narresh referenced Gondar t in their resort offering. These weren't exceptions asJade by Monica and Karishma reignited the charm ofRabari tribes of Kutch bringing out lehenga skir ts withpainstak ingly executed ek taar embroidery. In the past fewseasons, designers like Divya Sheth have brought for th oldar ts like ajrakh and kalamkari via collaborations with mastercraftsman and ar tists, to showcase the best in Indian craf tsand textiles. So is it okay to deduce that folk ar t isgetting its share of spotlight in Indian fashion?Adds a unique edgeThere have been many designers who have used folka r t and the most recent case was Preeti Jain, whoshowcased at India Fashion Week. The Mumbai-baseddesigner worked with languishing Madhubani ar tists andused their magical brushes on her saris. FDCI blogger AsmitaAggarwal observes, "The hear tening aspect of folk ar t is thatit is indigenous, Indian and raw, which adds a unique edge toeach conceptual story that the style guru is attempting toexplore. As more and more Indian designers are lookingtowards the West, there are only a handful, who explore lostcrafts and actually use painstaking techniques like Pinjarakariand Khatambandh. This time Wajahat a young designer, who waspart of the Elle First Cut, revived these crafts of Kashmir and broughtthem to prominence. The beauty of this lies in its interpretation, andhow dexterously Mavericks give modern silhouettes a traditionalunder tone."Folk art: A reference pointThe past few years have been very textile and weavingheavy - Indian designers have been hero-ing thecountry's textiles in a big way. "As a natural progres-sion, I would expect to see more interest in Indian ar tsas well, and the fact that Aar tivijay Gupta, Shivan andNar resh and Jade have taken inspiration from folk ar t,bears that out. But, folk ar t has been a reference pointfor Indian designers over the years, for example AM:PMand Warli ar t, any number of designers have usedKalamkari and Madhubani, but it's never been a biggermovement, and I don't see this as one either. It mightstill take off but it's very much wait and watch till nextseason," notes fashion writer Nishat Fatima.

DRINKING SODA, SWEETENED DRINKSMAY UP CHRONIC KIDNEY DISEASE

WASHINGTON: People who drink lots of sugar-sweetened drinks and soda may be puttingthemselves at a greater risk of chronic kidney disease, according to a study.The findings, published in the Clinical Journal of the American Society of Nephrology(CJASN), contribute to the growing body of evidence pointing to the negative healthconsequences of consuming sugar-sweetened beverages.Cer tain beverages may affect kidney health, but study results have been inconsistent.Researchers from the Johns Hopkins Bloomberg School of Public Health in the USstudied 3,003 African-American men and women with normal kidney function."There is a lack of comprehensive information on the health implications of the widerange of beverage options that are available in the food supply," said Casey Rebholzfrom the Johns Hopkins Bloomberg School of Public Health."In par ticular, there is limited information on which types of beverages and patterns ofbeverages are associated with kidney disease risk in par ticular," Rebholz said.The researchers assessed beverage intake through a food frequency questionnaireadministered at the star t of the study in 2000-04, and they followed par ticipants until2009-13.Among the 3,003 par ticipants, 185 (6 per cent) developed chronic kidney disease (CKD)over a median follow-up of 8 years.Consuming a beverage pattern consisting of soda, sweetened fruit drinks, and waterwas associated with a higher risk of developing CKD.Par ticipants in the top ter tile for consumption of this beverage pattern were 61 per centmore likely to develop CKD than those in the bottom tertile.The researchers were surprised to see that water was a component of this beveragepattern that was linked with a higher risk of CKD.They noted that study par ticipants may have repor ted their consumption of a widevariety of types of water, including flavoured and sweetened water.

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STYLE HUNTER: MOMMY & MINI ME MANIATwinning with your mini me isn't new but over the lastfew seasons has become a major high fashionbusiness with houses like Gucci and Balenciagaputting luxe kidswear on the map. Early this week, KimKardashian West and daughter Nor th West stepped outin matching floor length shine-on £7000 dresses byVetements to grace a Kanye West concer t in New Yorklast night. As expected the paps went into a frenzy.Not long ago Beyonce Knowles had posted a twinningimage on her Instagram account; with her daughterBlue Ivy, rocking matching floral dresses sourced fromGucci.Elie Saab's runway last year too saw models walkingwith kids in identical creations. We get exper ts toshare their take on this trend.IT'S SWEETWhile some went wobbly-kneed over Kim's post,others were quick to label it as tasteless. DesignerNishka Lulla says, "It's sweet to match sometimes. Atthe end of the day, it's a personal choice. I haveobserved that even in India for many occasions peoplelike to coordinate their outfits with their kids. It's amemory."HUGE MARKETOften people don't look at the price tags while shop-ping for their little ones. Designer Rajat Tangri seesthe mini me mania as a huge market. "It's a cutegesture for mom and daughter to twin but not all thetime.It's a huge market. When moms are spending somuch money on the outfit, they want to spend a gooddeal for their children and often without checking theprice tag," says Rajat.

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B-TOWN’S BIG SHOULDER MOVEMENT SHOWS

NO SIGNS OF FADINGGIVING UP ALCOHOL MAY HELP

QUIT SMOKING: STUDY

Happy NewYear 2019

Bold, boxy and supersized — the big shoulder movement shows nosigns of fading out. Demna Gvasalia for his Spring 2017 menswearshow put the spotlight on shoulders by sending out his models ingigantic suits at Balenciaga. This season, his runway was inundatedwith many strong shoulder and nipped waistcoats. NicolasGhesquiere’s sharp and sci-fi inspired tailoring saw broad shouldersand asymmetric lapels with zipper detailing at Louis Vuitton. Boldshoulders were also the key occurrence at Maison Margiela, MarcJacobs, Stella McCar tney, Gucci, Marc Jacobs and Alexander Wang.While it makes for a visually-arresting imagery on the ramp, does itsuit your average fashion enthusiast?Back home, Sonam Kapoor and Masaba Gupta put the spotlight onit — the former was seen in a power shoulder Armani blazer inMilan while the latter was seen in a green pantsuit picked from aflea market.Stylist Eshaa Amiin says, “There’s a small bracket of individuals,who can carry it off and it makes for great editorial shoots. InBollywood, someone like a Sonam Kapoor can carry it off. However,

I don’t see most people being comfor table in this power silhouette.”A CHALLENGING SHAPEIt’s not for the faint-hear ted for sure, and one needs to have a specificbody shape to pull it off. Stylist Aastha Sharma says, “It’s a challeng-ing silhouette. If you are already on the broad side, then no. Itworks for tall people, who don’t have broad shoulders because itadds some width and length to the shoulders. But it definitely doesn’twork on shor t people. They can opt for cropped jackets instead andbalance it out.”CAN BE WORKED OUTThe boxy shape may seem to be limiting at the outset, but there’s away to work it out. Stylist Divyak D’Souza says, “The fashion diktatslike ‘one should wear this and not that’ are redundant. Having saidthat, it’s wise to dress in things, that highlight your body. If you are nottall then maybe go for a shor ter length bolero jacket as opposed to atailored blazer. Pick a jacket style that works for you — it could be adenim trucker or classic navy. Besides being a functional piece, thechoice of this layer makes you feel dressed up.”

WASHINGTON: If quitting smoking is one of your NewYear's resolutions, you may want to consider cutting backon your drinking too, scientists say.According to a study published in the journal Nicotine &Tobacco Research, heavy drinkers who are trying to stopsmoking may find that reducing their alcohol use canalso help them quit their daily smoking habit.Heavy drinkers' nicotine metabolite ratio—a biomarkerthat indicates how quickly a person's body metabolisesnicotine—reduced as they cut back on their drinking.Past research has suggested that people with higher nico-tine metabolism ratios are likely to smoke more and thatpeople with higher rates have a harder time quitting.Slowing a person's nicotine metabolism rate through re-duced drinking could provide an edge when trying to stopsmoking, which is known to be a difficult task, said SarahDermody, an assistant professor at Oregon State Univer-sity in the US."It takes a lot of determination to quit smoking, often sev-eral attempts," Dermody said."This research suggests that drinking is changing the nico-tine metabolism as indexed by the nicotine metaboliteratio, and that daily smoking and heavy drinking maybest be treated together," she said.Researchers studied risky behaviours such as alcohol andnicotine use with the goal of better understanding factors thatcontribute to alcohol and nicotine use and how best to inter-vene with problematic use of these substances.Use of both alcohol and cigarettes is widespread, withnearly 1 in 5 adults using both. Cigarette use is espe-cially prevalent in heavy drinkers. Drinking is a well-established risk factor for smoking, and smoking is well-established risk factor for drinking.Researchers wanted to better understand the links be-tween the two. They studied the nicotine metabolite ratio,an index of nicotine metabolism, in a group of 22 dailysmokers who were seeking treatment for alcohol usedisorder—the medical term for severe problem drink-ing—over several weeks."What's really interesting is that the nicotine metaboliteratio is clinically useful," Dermody said."People with a higher ratio have a harder time quitting smoking coldturkey. They have are also less likely to successfully quit usingnicotine replacement therapy products," he added.They found that as the men in the study group reducedtheir drinking—from an average of 29 drinks per week to7—their nicotine metabolite rate also dropped.The findings for men replicated those of an earlier studythat found similar effects and provide fur ther evidence ofthe value of the nicotine metabolite ratio biomarker toinform treatment for smokers trying to quit, Dermody said.

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STYLE HUNTER: ANIMAL INSTINCTS

Happy New Yearto all of you!

The animal prints trend seem to be going strong and there’sno stopping the wilderness-inspired clothing. Last sea-son, Donatella Versace put the spotlight on the spots byreviving animalia prints from her later brother Gianni’srich archive by showcasing a tribute line. And this sea-son, too, spots have been seen on the ramp of Balenciaga,Celine by Hedi Slimane, Rochas and Saint Laurent by An-thony Vaccarello. While Balenciaga sent out a power shoul-der animal print top coat, Celine’s show had a statementknee-length number in an abstract format.Designer An iket Satam says, “The animal skin trendhas conquered the urban jungle for the Fall of 2018,and it has emerged as one of the major trends for theroaring Spring 2019. The spotted feline patterns aremore natural mimicking the natural skin tone of bigcats such as leopard, jaguar and panther in all its origi-nal warmer palette. As most major brands have gonefur-free, printed animal skin has become an urban clas-sic and will be frequently spotted as the key recurringpresence in the coming future as well. Along with spottedcats, snakeskin is another key animal hide pattern thatwe have observed. Just an itsy bit of this wild prints canupdate your basic wardrobe and quickly accelerate interms of the chicness meter.”

LET’S START AT THE VERY BEGINNINGSome of them are my former colleagues. Some are my friends. The rest, women I have admired.Have known closely. But all of them have one thing in common — they have all been subjectedto physical assault, harassment, intimidation and molestation at their work place.Gender sensitivity is a major challenge at our work spaces. It is not enough to amend theMaternity Act and give more paid maternity leaves to working women. According to World Bankestimates from 2004 to 2012, 20 million women dropped out too early from the work force inIndia. The trend continues well into 2018, with recent data putting only as much as 27 per cent ofwomen in the work force of what is presumably one of the fastest growing economies. Or is it?As someone pointed out the other day, the mess we have created for ourselves is the result ofgenerations of bad parenting. Let’s face it. Some of you are worried about the collateral damagein the #MeToo campaign. About how women are using this moment to settle scores with jiltedlovers. And how trial by social media is the new norm. But do consider this: The oppression hasbeen so deep and continued for so long that a reaction, no matter how extreme, was bound tohappen.But I will also say this: As a veteran theatre personality pointed out the other day, it is onething to name-and-shame those in positions of power, but can you do the same to those at home?Yes, we have been talking about workplace harassment. But way before we step out from ourhomes, our small towns and our comfort zones, we have been vulnerable to predatory behaviour.Vinta Nanda’s story was par ticular ly heartbreaking because of the way her friends, her so-called suppor tsystem failed her. In India, the biggest and most sacred institution, the suppor t system that we take for granted —our families have routinely failed us. We have rarely felt comfor table, confident or fearless enoughto speak up against the uncles, the doctors, and the visiting cousins, who had groped us,molested us, terrorised us, and enjoyed the community of family. Can we name and shame eachand every one of those scoundrels today? Bring them to book? Can we be confident that our realfamilies will rally to our support the way our social media family has?

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Style Hunter: Stripes on steroids DID YOU KNOW THAT TOOMANY CHOICES

OVERWHELM YOUR BRAIN

Merry Christmasto all of you!

Merry Christmasto all of you!

Stripes are classics and can never go out of style and it wasinteresting to see their varying interpretation at the recentlyconcluded fashion week in Delhi. The Spring Summer 19 runwaysof Abhi Singh, Amrich, Dhruv Kapoor, Anupamaa, Munkee SeeMunkee Doo and Siddhar tha Bansal saw different variations ofstripes — at times in monochromes and other times in colourblocked formats. Stylist Isha Bhansali observes, “If designers toywith stripes in multiple hues, it reminds me of the vintage TV sets— which would have the techni colour bars. It’s a very 60s trend

also derived from the beach chairs which also have block stripes.The block stripes seen on the Cuban shir ts have been a main-stay for many seasons now. They cut your curves if you arereally heavy. Also, it’s a unisex trend and goes for men andwomen. I recently gave both Rajkummar Rao and AyushmannKhurrana striped looks. Anupama Dayal is so good with theseclassics in her resor t wear and Dhruv Kapoor does it in anedgy, graphic and futuristic way and Siddhar tha Bansal toyswith it in a kaleidoscopic format.”

SHUN THE SEDENTARY LIFEIn today’s stressful times and era of lifestyle diseases ruling the roost, the impor tance of maintaining an active lifestyle couldn’t havebeen more stressed upon. And to ingrain this message in our minds, a recent study conducted on 1,22,007 patients, found that asedentary lifestyle is worse for your health than smoking, diabetes and hear t disease. We spoke to exper ts for their verdict...Senior author of the study, Dr Wael Jaber who called the results “extremely surprising” said, “Being unfit on a treadmill or in anexercise stress test has a worse prognosis, as far as death, than being hyper tensive, being diabetic or being a cur rent smoker. We’venever seen something as pronounced as this and as objective as this.” According to him, being unfit should be treated almost as adisease which has a medicine called exercise. The researchers have always been concerned that “ultra” exercisers might be at ahigher risk of death, but the study found that not to be the case. Comparing those with a sedentary lifestyle to the top exerciseper formers, the risk associated with death is 500 per cent higher and comparing somebody who doesn’t exercise much to somebodywho exercises regularly showed a risk 390 per cent higher.Do our experts agree with the findings of the study? Dr Pradeep Gadge, chief diabetologist, Gadge Diabetes Centre, who agrees withthe study, isn’t surprised by it as he expected this. “Sitting has already been dubbed as the new smoking. People hardly exercise. Outof say, a thousand patients that I’ve seen, there are only two to three, who exercise regularly. Whether it’s people in IT, other corporatejobs, homemakers or even the medical community, are guilty of being physically inactive,” he laments. These days, he sees peoplefrom the IT industry, having problems like blood pressure and diabetes starting in the 25-30 age group. Whereas those with othersedentary jobs and lifestyle face these diseases in the 35-40 age group itself.

Do you always find it difficult to decide what to order forlunch? According to researchers, this is due to the phe-nomenon of choice overload, which occurs as a result oftoo many choices being available to your brain. A studyconducted at California Institute of Technology by ColinCamerer reveals new insights into choice overload, in-cluding the parts of the brain responsible for it, and howmany options the brain actually prefers when it is making achoice. In the study, volunteers were presented with pic-tures of scenic landscapes that they could have printed ona piece of merchandise such as a coffee mug. Each par tici-pant was offered a variety of sets of images, containing six,12, or 24 pictures. They were asked to make their deci-sions while a functional magnetic resonance imaging (fMRI)machine recorded activity in their brains. As a control, thevolunteers were asked to browse the images again, butthis time their image selection was made randomly by acomputer. The fMRI scans revealed brain activity in tworegions while the participants were making their choices:the anterior cingulate cortex (ACC), where the potentialcosts and benefits of decisions are weighed, Camerer said;and the striatum, a par t of the brain responsible for deter-mining value.Camerer and his colleagues also saw that activity in thesetwo regions was highest in subjects who had 12 options topick from, and lowest in those with either six or 24 items tochoose from. Camerer said that pattern of activity is prob-ably the result of the striatum and the ACC interacting andweighing the increasing potential for reward (getting a pic-ture they really like for their mug) against the increasingamount of work the brain will have to do to evaluate pos-sible outcomes. As the number of options increases, thepotential reward increases, but then begins to level off dueto diminishing returns. "The idea is that the best out of 12 isprobably rather good, while the jump to the best out of 24 isnot a big improvement," Camerer said.

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CAN CREDITORS GET INTO MYBANK ACCOUNT TO COLLECT?

One of the most frightening jolts you can get financially is to go into a bank account to see if you have enough to coveroff a payment only to find a zero balance.You're in financial hardship; you're juggling payments to make sure one doesn't get too far behind; you're trying to payas best you can and in one fell swoop, you're left with zero and you don't know if you're going to be able to pay the rentor make the car payment. What happened?In all cases, it's because one of your debts is to your bank (a mor tgage, loan, credit card or line of credit) and they havethe right to take what they can to pay off some or all of the amount owed to them, even if it leaves your bank accountempty. And pleading your case won't do you any good because their payment is more important than all the otherpayments you may have.When you borrow money, there are two types - secured and unsecured. Secured debt is a loan that is borrowedagainst some property - a house, a piece of furniture or a car, for example - and the creditor has the right to seize yourproperty and (with notice) sell it off to pay off your debt. A mor tgage is the best example of a secured contract - if youdon't make your payments, the bank can repossess your house and sell it to pay off the amount owed. A financed carpurchase is another example, where the dealership technically owns your car until the last payment is made.A credit card is unsecured debt. Even though you fill out an application that indicates you have a mortgage (maybewith the same bank) and/or a car, the credit card company can't seize your house or your car to pay off the amountoutstanding to them. What they can do, is take money directly out of an account you may have with that bank. And ifyou get wise to this and don't leave any money in that account until such time as it's needed to make other payments,they may get wise to your ways and garnishee (or freeze) your account, in which case deposits are allowed butwithdrawals are not (whether those are cash withdrawals or automatic transactions).Banks don't have to notify you before this happens because they don't have to get permission from a court to do this.Neither do government agencies (if you owe back taxes or suppor t), but other creditors have to sue you in order togain access to your accounts. They usually send you notice that they are considering the action and if you don't acton it, they will file a suit to recover what is owed, including gaining access to your accounts. If you are sued, you haveto go to court in your own defence and if judgment is awarded to the collector, you will have to pay all fees and costs,in addition to the debt and related penalties. It should be noted that there is a statute of limitations on owed debt, whichin Ontario is two years after the last payment was made. If you have unsecured debt and haven't made a payment intwo years, and your creditor hasn't sued you to recover the money, the threat of a claims suit is not valid. If they doattempt to sue you, you may still have to go to court in defence and plead the expiration of the limitation on yourunsecured debt. It is impor tant to note, though, that if you make a payment (regardless of whether it's a bluff) - evena small one - the two-year clock resets and they can then initiate a suit for all the money owed. In case of you havecredit issues visit www.gtacredit.com or call 416 650 5800

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MISSISSAUGA905-673-8500

BRAMPTON905-456-1010