Kartu Kredit / Credit Card - dbs.com Gratis 1 tiket nonton setiap hari Kamis (termasuk Hari Libur Nasional) untuk setiap pembelian ... barang dengan harga lebih dari Rp 250.000)

Kartu Kredit / Credit Card

Kartu ANZ SPB VISA Infinite ANZ SPB VISA Infinite Card

Kartu VISA Infinite Infinite VISA Card

Iuran pengesampingan tahunan

Annual fee waiver

Utama/Tambahan Principal/Supplementary

1 tahun 1 year

1 tahun 1 year

Minimum AUM (Assets Under Management) AUM (Assets Under Management) minimum

Rp 1.000.000.000 Rp 1,000,000,000

Rp 1.000.000.000 Rp 1,000,000,000

Asosiasi Association

Visa Visa

Visa Visa

Nirkontak Contactless

Tidak No

Ya Yes

Rewards (Pilih) Reward (Choose)

Poin Point

Ya Yes

Ya Yes

Cash Back Cash Back

Tidak No

Tidak No

Nilai pendapatan Rewards/Denominasi Reward earnings/denomination

Rp 10.000 = 1 ANZ Reward Point Rp 10,000 = 1 ANZ Reward Point

Rp 10.000 = 1 digibank Reward Point Rp 10,000 = 1 digibank Reward Point

Nilai bunga yang beredar Value of outstanding interest

Nilai bunga yang beredar: 26,95% p.a. Value of outstanding interest: 26.95% p.a.

Nilai bunga yang beredar: 26,95% p.a. Value of outstanding interest: 26.95% p.a.

Batas Kredit Credit Limit

Rp 180.000.000 – Rp 1.000.000.000 Rp 180,000,000 – Rp 1,000,000,000

Rp 180.000.000 – Rp 1.000.000.000 Rp 180,000,000 – Rp 1,000,000,000

Biaya Over Limit

5% dari overlimit min. Rp 250.000


Over Limit Fee 5% from overlimit or min. Rp 250,000

5% from total overlimit or min. IDR 250,000

Biaya penarikan uang tunai Cash withdrawal fee

6% dari penarikan uang tunai atau min. Rp 150.000 6% from cash withdrawal or min. Rp 150,000

6% dari penarikan uang tunai atau min Rp 150.000 6% from cash withdrawal or min. Rp 150,000

Biaya keterlambatan pembayaran Late payment fee

3% dari total tagihan atau maks Rp 150.000 3% from total amount due or max. Rp 150,000


Biaya penggantian kartu Card replacement fee

Rp 50.000 Rp 50,000

Rp 50.000 Rp 50,000

Biaya cicilan

Installment fee

Lewat Call Centre Via Call Centre

Rp 10,000 Rp 10,000

Rp 10,000 Rp 10,000

Lewat Internet Banking Via Internet Banking

Rp 5.000 Rp 5,000

Rp 5.000 Rp 5,000

Biaya pembatalan cicilan Installment cancelation fee

Rp 200.000 Rp 200,000

Rp 200.000 Rp 200,000

Biaya Cetak Tagihan Kartu Kredit Bulanan Billing statement printing fee

Rp 15.000/bulan Rp 15,000/month


Salinan

Copy

Rekening Bulanan Monthly Statement

Rp 10.000/bulan tagihan Rp 10,000/monthly statement


MANFAAT GAYA HIDUP / LIFESTYLE PRIVILEGES

Bioskop Movie

Gratis 1 tiket nonton setiap hari Kamis (termasuk Hari Libur Nasional) untuk setiap pembelian 1 tiket di teater The Premiere XXI pilihan Free 1 movie ticket every Thursday (including Public Holiday) for every purchase of 1 movie ticket at selected The Premiere XXI theatre


Reward Point Reward Points

Setiap transaksi Rp 10.000 untuk pembelian ritel di luar negeri akan mendapatkan 2 reward points Get 2 reward points for every Rp 10,000 of your retail overseas transactions

Setiap transaksi Rp 10.000 untuk pembelian ritel di luar negeri akan mendapatkan 2 reward points Get 2 reward points for every Rp 10,000 of your retail overseas transactions

Mileage lebih cepat Faster mileage accumulation

Terbang GRATIS dengan menggunakan Kartu Kredit ANZ SPB Visa Infinite dan tukarkan poin-poin Anda menjadi mileage: Rp 10.000 (transaksi lokal) = 1 mile KF/GFF Rp 5.000 (transaksi luar negeri) = 1 mile KF/GFF Travel for FREE with ANZ SPB Visa Infinite Credit Card and convert your points into mileage: Rp 10,000 (local transaction) = 1 mile KF/GFF Rp 5,000 (overseas transaction) = 1 mile KF/GFF

Terbang GRATIS dengan menggunakan Kartu Kredit Visa Infinite dan tukarkan poin-poin Anda menjadi mileage: Rp 10.000 (transaksi lokal) = 1 mile KF/GFF Rp 10.000 (transaksi luar negeri) = 2 mile KF/GFF Travel for FREE with Visa Infinite Credit Card and convert your points into mileage: Rp 10,000 (local transaction) = 1 mile KF/GFF Rp 10,000 (overseas transaction) = 2 mile KF/GFF

DragonPass

Gratis Lounge Bandara di seluruh Dunia Keistimewaan di Bandara Luar Negeri: Sebagai pengguna DragonPass Anda dapat meninggalkan keramaian di Bandara dengan menikmati kenyamanan di lounge bandara. Keistimewaan di Bandara di Indonesia Nikmati juga komplimen akses ke Lounge Bandara pilihan di kota-kota besar di Indonesia. Anda

Gratis Lounge Bandara di seluruh Dunia Keistimewaan di Bandara Luar Negeri: Sebagai pengguna DragonPass Anda dapat meninggalkan keramaian di Bandara dengan menikmati kenyamanan di lounge bandara. Keistimewaan di Bandara di Indonesia Nikmati juga komplimen akses ke Lounge Bandara pilihan di kota-kota besar di Indonesia. Anda

DragonPass

dapat menikmati fasilitas ini secara cuma-cuma dengan syarat total pemakaian minimum Rp 5 juta dilembar tagihan terakhir (1x/hari, max 24x/tahun - berlaku akumulasi untuk Lounge dan Starbucks) Akses ke hingga 850 Lounge Bandara yang tergabung di network DragonPass. Lebih dari 100 negara dan 200 kota di luar negeri. Berlaku untuk Pemegang Kartu Utama dan 1 pendamping Gratis akses maksimum 12x setahun Cukup menunjukkan Barcode dari Smartphone (tanpa kartu khusus seperti Priority Pass) Complimentary Airport Lounges Worldwide Overseas Airport Privileges: As a DragonPass member you can leave the crowded airport terminals behind and enjoy the calm environment of airport lounges. Indonesia Airport Privileges: Enjoy complimentary access to selected airport lounges across major cities in Indonesia. Please note that you are required to have a minimum spending of Rp 5 million in the latest billing statement to enjoy the complimentary access to the lounges (1x/day, max. 24x/year – combined limit for airport lounges and Starbucks facilities) Access to over 850 lounges worldwide the DragonPass lounge network is in over 100 countries and in over 200 cities. - Applicable for Principal

Cardholder and 1 guest

dapat menikmati fasilitas ini secara cuma-cuma dengan syarat total pemakaian minimum Rp 5 juta dilembar tagihan terakhir (1x/hari, max 24x/tahun - berlaku akumulasi untuk Lounge dan Starbucks) Akses ke hingga 850 Lounge Bandara yang tergabung di network DragonPass. Lebih dari 100 negara dan 200 kota di luar negeri. Berlaku untuk Pemegang Kartu Utama dan 1 pendamping Gratis akses maksimum 12x setahun Cukup menunjukkan Barcode dari Smartphone (tanpa kartu khusus seperti Priority Pass) Complimentary Airport Lounges Worldwide Overseas Airport Privileges: As a DragonPass member you can leave the crowded airport terminals behind and enjoy the calm environment of airport lounges. Indonesia Airport Privileges: Enjoy complimentary access to selected airport lounges across major cities in Indonesia. Please note that you are required to have a minimum spending of Rp 5 million in the latest billing statement to enjoy the complimentary access to the lounges (1x/day, max. 24x/year – combined limit for airport lounges and Starbucks facilities) Access to over 850 lounges worldwide the DragonPass lounge network is in over 100 countries and in over 200 cities. - Applicable for Principal

Cardholder and 1 guest

- Complimentary access for max. 12x a year

- Simply show the barcode from your smartphone

- (no need for a special card such as Priority Pass)

- Complimentary access for max. 12x a year

- Simply show the barcode from your smartphone

- (no need for a special card such as Priority Pass)

Starbucks Airport Treats Starbucks Airport Treats

Di semua outlet Starbucks Bandara di semua kota besar Indonesia untuk pemegang kartu Bisa dinikmati dengan minimum transaksi Rp 5 Juta di lembar tagihan terakhir. Max 24x/tahun (berlaku akumulasi untuk Lounge & Starbucks) 2 Makanan & 2 Minuman In all Starbucks Airport stores across major cities in Indonesia for cardholders Enjoy the treat with a minimum spending of Rp 5 million in the latest billing statement for a max. 24x/year (combined limit for airport lounges and Starbucks facilities) Complimentary 2 Starbucks food and beverages

Di semua outlet Starbucks Bandara di semua kota besar Indonesia untuk pemegang kartu Bisa dinikmati dengan minimum transaksi Rp 5 Juta di lembar tagihan terakhir. Max 24x/tahun (berlaku akumulasi untuk Lounge & Starbucks) 2 Makanan & 2 Minuman In all Starbucks Airport stores across major cities in Indonesia for cardholders Enjoy the treat with a minimum spending of Rp 5 million in the latest billing statement for a max. 24x/year (combined limit for airport lounges and Starbucks facilities) Complimentary 2 Starbucks food and beverages

Layanan cicilan Installment facility

Nikmati ANZ Installment 0% hingga 12 bulan di partner ternama di Indonesia ANZ Installment 0% up to 12 months at many renowned partners in Indonesia

Nikmati digibank Installment 0% hingga 12 bulan di partner ternama di Indonesia digibank Installment 0% up to 12 months at many renowned partners in Indonesia

Perlindungan perjalanan

Untuk Pemegang Kartu Kecelakaan Perjalanan untuk Pemegang Kartu & Keluarga: Rp 10.000.000.000 Keterlambatan Penerbangan (4 jam): Rp 4.000.000 Keterlambatan Bagasi (6 jam): Rp 4.000.000 Keterlambatan atas penerbangan selanjutnya: Rp 4.000.000 Kehilangan Bagasi (48 jam): 24,000,000 Biaya pengobatan di luar negeri: 600.000.000

Untuk Pemegang Kartu Kecelakaan Perjalanan untuk Pemegang Kartu & Keluarga: Rp 10.000.000.000 Keterlambatan Penerbangan (4 jam): Rp 4.000.000 Keterlambatan Bagasi (6 jam): Rp 4.000.000 Keterlambatan atas penerbangan selanjutnya: Rp 4.000.000 Kehilangan Bagasi (48 jam): 24,000,000 Biaya pengobatan di luar negeri: 600,000,000

Travel Protection

Untuk Keluarga Kecelakaan Perjalanan: Rp 10.000.000.000 Keterlambatan Penerbangan (4 jam): Rp 8.000.000 Keterlambatan Bagasi (6 jam): Rp 8.000.000 Keterlambatan atas penerbangan selanjutnya: Rp 8.000.000 Kehilangan Bagasi (48 jam): 48.000.000 Biaya pengobatan di luar negeri: 1.200.000.000 Syarat dan ketentuan :

1. Hanya berlaku untuk Kartu Kredit ANZ yang masih berlaku.

2. Asuransi diberikan untuk setiap pembelian tiket pesawat dengan Kartu ANZ SPB Visa Infinite.

For Cardholder: Travel Accident: Rp 10,000,000,000 Flight Delay (4 hours): Rp 4,000,000 Baggage Delay (6 hours): Rp 4,000,000 Miss Connection: Rp 4,000,000 Lost Baggage (48 hours): Rp 24,000,000 Overseas Medical Expenses: Rp 600,000,000 For Family: Travel Accident: Rp 10,000,000,000 Flight Delay (4 hours): Rp 8,000,000 Baggage Delay (6 hours): Rp 8,000,000 Miss Connection: Rp 8,000,000 Lost Baggage (48 hours): Rp 48,000,000 Overseas Medical Expenses: Rp 1,200,000,000 Terms and Conditions: 1. Applicable only for active ANZ

Credit Card

Untuk Keluarga Kecelakaan Perjalanan: Rp 10,000,000,000 Keterlambatan Penerbangan (4 jam): Rp 8,000,000 Keterlambatan Bagasi (6 jam): Rp 8,000,000 Keterlambatan atas penerbangan selanjutnya: Rp 8,000,000 Kehilangan Bagasi (48 jam): 48,000,000 Biaya pengobatan di luar negeri: 1,200,000,000 Syarat dan ketentuan :

1. Hanya berlaku untuk Kartu Kredit digibank yang masih berlaku.

2. Asuransi diberikan untuk setiap pembelian tiket pesawat dengan Kartu Visa Infinite.

For Cardholder: Travel Accident: Rp 10,000,000,000 Flight Delay (4 hours): Rp 4,000,000 Baggage Delay (6 hours): Rp 4,000,000 Miss Connection: Rp 4,000,000 Lost Baggage (48 hours): Rp 24,000,000 Overseas Medical Expenses: Rp 600,000,000 For Family: Travel Accident: Rp 10,000,000,000 Flight Delay (4 hours): Rp 8,000,000 Baggage Delay (6 hours): Rp 8,000,000 Miss Connection: Rp 8,000,000 Lost Baggage (48 hours): Rp 48,000,000 Overseas Medical Expenses: Rp 1,200,000,000 Terms and Conditions: 1. Applicable only for active

digibank Credit Card

2. Insurance is provided only for purchase of airline ticket with ANZ SPB Visa Infinite

2. Insurance is provided only for purchase of airline ticket with Visa Infinite Card

Perlindungan Pembelian Purchase Protection

Per barang: Rp 45.000.000 Per kejadian: Rp 100.000.000 Secara Agregat Rp 200.000.000 Perlindungan terhadap pembelian barang disebabkan karena hilang dicuri dan/atau kerusakan yang terjadi 30 hari setelah tanggal pembelian (hanya berlaku untuk barang dengan harga lebih dari Rp 250.000) Per item Rp 45,000,000 Per occurance Rp 100,000,000 By aggregate Rp 200,000,000 Protection for items purchased from theft and/or damages sustained within 30 days after the date of purchase (applicable only for items over Rp 250,000)

Per barang: Rp 45.000.000 Per kejadian: Rp 100.000.000 Secara Agregat Rp 200.000.000 Perlindungan terhadap pembelian barang disebabkan karena hilang dicuri dan/atau kerusakan yang terjadi 30 hari setelah tanggal pembelian (hanya berlaku untuk barang dengan harga lebih dari Rp 250,000) Per item Rp 45,000,000 Per occurance Rp 100,000,000 By aggregate Rp 200,000,000 Protection for items purchased from theft and/or damages sustained within 30 days after the date of purchase (applicable only for items over Rp 250,000)

Keistimewaan Visa Infinite Visa Infinite Privileges

SPB Hotline 24 Jam Khusus 0804 1000 888 / (6221) 2758 8888 Dedicated 24-Hour SPB Hotline 0804 1000 888 / (6221) 2758 8888

Infinite Hotline 24 jam khusus 0804 1500 327 / +6221 29852888 (digibank customer centre) Dedicated 24-Hour Infinite Hotline 0804 1500 327 / +6221 29852888 (digibank customer centre)

DIskon hingga 30% Green Fees Up to 30% Off Green Fees

1. Nikmati diskon hingga 30% untuk Green Fees di 30 golf club di South East Asia, weekdays.

2. Komplimen Green Fee untuk pemegang kartu utama, setiap hari di lapangan golf terkemuka di Jakarta, Bogor dan Bali.

Berlaku hingga 31 Desember 2018. 1. Enjoy up tp 30% off Green

Fees in 30 golf courses across South East Asia, on weekdays.

2. Enjoy complimentary Green Fee everyday for principal cardholder, at renowned golf


2. Komplimen Green Fee untuk pemegang kartu utama, setiap hari di lapangan golf terkemuka di Jakarta, Bogor dan Bali.

Berlaku hingga 31 Desember 2018. 1. Enjoy up tp 30% off Green

Fees in 30 golf courses across South East Asia, on weekdays.

2. Enjoy complimentary Green Fee everyday for principal cardholder, at renowned golf

courses in Jakarta, Bogor, and Bali.

Effective until 31 December 2018.

courses in Jakarta, Bogor, and Bali.


Kartu ANZ Mastercard Black

ANZ Mastercard Black Card

Kartu Mastercard Black Mastercard Black Card

Iuran tahunan Annual Fee

Kartu Utama Principal Card

Rp 3.500.000 Rp 3,500,000

Rp 3.500.000 Rp 3,500,000

Kartu Tambahan Supplementary Card

Rp 1.500.000 Rp 1,500,000

Rp 1.500.000 Rp 1,500,000

Iuran pengesampingan tahunan Annual fee waiver


1 tahun 1 year

1 tahun 1 year

Syarat penghasilan Minimum income requirement

Rp 50.000.000 Rp 50,000,000

Rp 50.000.000 Rp 50,000,000


Mastercard Mastercard



Tidak No

Ya Yes


Poin Point

Ya Yes

Ya Yes

Cash Back Cash Back

Tidak No

Tidak No


Rp 10.000 = 1 ANZ Reward Point Rp 10.000 = 1 ANZ Reward Point

Rp 10.000 = 1 digibank Reward Point Rp 10.000 = 1 digibank Reward Point


Nilai bunga yang beredar: 26,95% p.a. Value of outstanding interest: 26.95%

Nilai bunga yang beredar: 26.95% p.a. Value of outstanding interest: 26.95%


Rp 50.000.000 – Rp 1.000.000.000 Rp 50,000,000 – Rp 1,000,000,000

Rp 50.000.000 – Rp 1.000.000.000 Rp 50,000,000 – Rp 1,000,000,000

Biaya Over Limit



Over Limit Fee

5% from overlimit or min. Rp 250,000









Rp 50.000 Rp 50,000

Rp 50.000 Rp 50,000

Biaya cicilan Installment fee


Rp 10,000 Rp 10,000

Rp 10,000 Rp 10,000


Rp 5.000 Rp 5,000

Rp 5.000 Rp 5,000


Rp 200.000 Rp 200,000

Rp 200.000 Rp 200,000




Salinan Copy




Bukti Transaksi (sales slip) Transaction slip

Rp 30.000/sales slip Rp 30,000/transaction slip



Bioskop Movie



Reward Point Reward Points

Setiap transaksi Rp 10.000 untuk pembelian ritel akan mendapatkan 1 reward points Get 1 reward points for every Rp 10,000 of your retail transactions

Setiap transaksi Rp 10.000 untuk pembelian ritel akan mendapatkan 1 reward points Get 1 reward points for every Rp 10,000 of your retail transactions

Mileage lebih cepat Faster mileage accumulation

Dapatkan lebih banyak Mileage dibandingkan ANZ Visa Platinum untuk setiap penukaran ANZ Reward Points ke hingga 60 airline partner (termasuk GarudaMiles, Krisflyer, Asia Miles dan Qantas) Get more Mileage compared with ANZ Visa Platinum for every ANZ Reward Points redemption with up to 60 airline partners (including GarudaMiles, Krisflyer, Asia Miles and Qantas)

Dapatkan lebih banyak Mileage dibandingkan Visa Platinum untuk setiap penukaran digibank Reward Points ke hingga 60 airline partner (termasuk GarudaMiles, Krisflyer, Asia Miles dan Qantas) Get more Mileage compared with ANZ Visa Platinum for every ANZ Reward Points redemption with up to 60 airline partners (including GarudaMiles, Krisflyer, Asia Miles dan Qantas)

DragonPass

Gratis Lounge Bandara di seluruh Dunia Keistimewaan di Bandara Luar Negeri: Sebagai pengguna DragonPass Anda dapat meninggalkan keramaian di Bandara dengan menikmati kenyamanan di lounge bandara. Keistimewaan di Bandara di Indonesia: Nikmati juga komplimen akses ke Lounge Bandara pilihan di kota-kota besar di Indonesia. Anda dapat menikmati fasilitas ini secara cuma-cuma dengan syarat total pemakaian minimum Rp 5 juta dilembar tagihan terakhir (1x/hari, max 24x/tahun - berlaku

Gratis Lounge Bandara di seluruh Dunia Keistimewaan di Bandara Luar Negeri: Sebagai pengguna DragonPass Anda dapat meninggalkan keramaian di Bandara dengan menikmati kenyamanan di lounge bandara. Keistimewaan di Bandara di Indonesia Nikmati juga komplimen akses ke Lounge Bandara pilihan di kota-kota besar di Indonesia. Anda dapat menikmati fasilitas ini secara cuma-cuma dengan syarat total pemakaian minimum Rp 5 juta dilembar tagihan terakhir (1x/hari, max 24x/tahun - berlaku

DragonPass

akumulasi untuk Lounge dan Starbucks) Akses ke hingga 850 Lounge Bandara yang tergabung di network DragonPass. Lebih dari 100 negara dan 200 kota di luar negeri. Berlaku untuk Pemegang Kartu Utama dan 1 pendamping Gratis akses maksimum 12x setahun Cukup menunjukkan Barcode dari Smartphone (tanpa kartu khusus seperti Priority Pass) Complimentary Airport Lounges Worldwide Overseas Airport Privileges: As a DragonPass member you can leave the crowded airport terminals behind and enjoy the calm environment of airport lounges. Indonesia Airport Privileges: Enjoy complimentary access to selected airport lounges across major cities in Indonesia. Please note that you are required to have a minimum spending of Rp 5 million in the latest billing statement to enjoy the complimentary access to the lounges (1x/day, max. 24x/year – combined limit for airport lounges and Starbucks facilities) Access to over 850 lounges worldwide the DragonPass lounge network is in over 100 countries and in over 200 cities. Applicable for Principal Cardholder and 1 guest Complimentary access for max. 12x a year Simply show the barcode from your smartphone (no need for a special card such as Priority Pass)

akumulasi untuk Lounge dan Starbucks) Akses ke hingga 850 Lounge Bandara yang tergabung di network DragonPass. Lebih dari 100 negara dan 200 kota di luar negeri. Berlaku untuk Pemegang Kartu Utama dan 1 pendamping Gratis akses maksimum 12x setahun Cukup menunjukkan Barcode dari Smartphone (tanpa kartu khusus seperti Priority Pass) Complimentary Airport Lounges Worldwide Overseas Airport Privileges: As a DragonPass member you can leave the crowded airport terminals behind and enjoy the calm environment of airport lounges. Indonesia Airport Privileges: Enjoy complimentary access to selected airport lounges across major cities in Indonesia. Please note that you are required to have a minimum spending of Rp 5 million in the latest billing statement to enjoy the complimentary access to the lounges (1x/day, max. 24x/year – combined limit for airport lounges and Starbucks facilities) Access to over 850 lounges worldwide the DragonPass lounge network is in over 100 countries and in over 200 cities. Applicable for Principal Cardholder and 1 guest Complimentary access for max. 12x a year Simply show the barcode from your smartphone (no need for a special card such as Priority Pass)


Di semua outlet Starbucks Bandara di semua kota besar Indonesia untuk pemegang kartu Bisa dinikmati dengan minimum transaksi Rp 5 Juta di lembar tagihan terakhir. Max 24x/tahun (berlaku akumulasi untuk Lounge & Starbucks) 2 Makanan & 2 Minuman In all Starbucks Airport stores across major cities in Indonesia for cardholders Enjoy the treat with a minimum spending of Rp 5 million in the latest billing statement for a max. 24x/year (combined limit for airport lounges and Starbucks facilities) Complimentary 2 Starbucks foods and beverages




Nikmati DBS Installment 0% hingga 12 bulan di partner ternama di Indonesia DBS Installment 0% up to 12 months at many renowned partners in Indonesia


Untuk Pemegang Kartu Kecelakaan Perjalanan: Rp 1.000.000.000 Keterlambatan Penerbangan (4 jam): Rp 4.000.000 Keterlambatan Bagasi (6 jam): Rp 4.000.000 Keterlambatan atas penerbangan selanjutnya: Rp 4.000.000 Kehilangan Bagasi (48 jam): 24,000,000 Biaya pengobatan di luar negeri: 600.000.000 Untuk Keluarga Kecelakaan Perjalanan: Rp 1.000.000.000 Keterlambatan Penerbangan (4 jam): Rp 8.000.000

Untuk Pemegang Kartu Kecelakaan Perjalanan: Rp 1,000,000,000 Keterlambatan Penerbangan (4 jam): Rp 4,000,000 Keterlambatan Bagasi (6 jam): Rp 4,000,000 Keterlambatan atas penerbangan selanjutnya: Rp 4,000,000 Kehilangan Bagasi (48 jam): 24,000,000 Biaya pengobatan di luar negeri: 600,000,000 Untuk Keluarga Kecelakaan Perjalanan: Rp 1,000,000,000 Keterlambatan Penerbangan (4 jam): Rp 8,000,000

Travel Protection

Keterlambatan Bagasi (6 jam): Rp 8.000.000 Keterlambatan atas penerbangan selanjutnya: Rp 8.000.000 Kehilangan Bagasi (48 jam): 48.000.000 Biaya pengobatan di luar negeri: 1.200.000.000 For Cardholder: Travel Accident: Rp 1,000,000,000 Flight Delay (4 hours): Rp 4,000,000 Baggage Delay (6 hours): Rp 4,000,000 Miss Connection: Rp 4,000,000 Lost Baggage (48 hours): Rp 24,000,000 Overseas Medical Expenses: Rp 600,000,000 For Family: Travel Accident: Rp 1,000,000,000 Flight Delay (4 hours): Rp 8,000,000 Baggage Delay (6 hours): Rp 8,000,000 Miss Connection: Rp 8,000,000 Lost Baggage (48 hours): Rp 48,000,000 Overseas Medical Expenses: Rp 1,200,000,000

Keterlambatan Bagasi (6 jam): Rp 8,000,000 Keterlambatan atas penerbangan selanjutnya: Rp 8,000,000 Kehilangan Bagasi (48 jam): 48,000,000 Biaya pengobatan di luar negeri: 1,200,000,000 For Cardholder: Travel Accident: Rp 1,000,000,000 Flight Delay (4 hours): Rp 4,000,000 Baggage Delay (6 hours): Rp 4,000,000 Miss Connection: Rp 4,000,000 Lost Baggage (48 hours): Rp 24,000,000 Overseas Medical Expenses: Rp 600,000,000 For Family: Travel Accident: Rp 1,000,000,000 Flight Delay (4 hours): Rp 8,000,000 Baggage Delay (6 hours): Rp 8,000,000 Miss Connection: Rp 8,000,000 Lost Baggage (48 hours): Rp 48,000,000 Overseas Medical Expenses: Rp 1,200,000,000

Perlindungan Pembelian Purchase Protection

Per barang: Rp 45.000.000 Per kejadian: Rp 100.000.000 Secara Agregat Rp 200.000.000 Perlindungan terhadap pembelian barang disebabkan karena hilang dicuri dan/atau kerusakan yang terjadi 30 hari setelah tanggal pembelian (hanya berlaku untuk barang dengan harga lebih dari Rp 250.000) Per item Rp 45,000,000 Per occurance Rp 100,000,000 By aggregate Rp 200,000,000 Protection for items purchased from theft and/or damages sustained within 30 days after the

Per barang: Rp 45,000,000 Per kejadian: Rp 100,000,000 Secara Agregat Rp 200,000,000 Perlindungan terhadap pembelian barang disebabkan karena hilang dicuri dan/atau kerusakan yang terjadi 30 hari setelah tanggal pembelian (hanya berlaku untuk barang dengan harga lebih dari Rp 250,000) Per item Rp 45,000,000 Per occurance Rp 100,000,000 By aggregate Rp 200,000,000 Protection for items purchased from theft and/or damages sustained within 30 days after the

date of purchase (applicable only for items over Rp 250,000)

date of purchase (applicable only for items over Rp 250,000)

Keistimewaan Mastercard Mastercard Privileges

1. The Mastercard Moments Luxurious Lifestyle Partners

2. Mastercard Global Service 3. Concierge Service 1. The Mastercard Moments

Luxurious Lifestyle Partners 2. Mastercard Global Service

3. Concierge Service



Luxurious Lifestyle Partners 2. Mastercard Global Service

3. Concierge Service Hemat 50% walk-in Green Fee Up to 50% Off walk-in Green Fees

Keistimewaan untuk bebas bermain golf kapanpun: Berlaku di 16 lapangan golf terpilih (bintang 5 dan 6) di 6 negara (Indonesia, Singapura, Malaysia, Vietnam, Thailand, Filipina) Tanpa persyaratan pemegang kartu harus membayar Berlaku weekday dan weekend Maksimum 1 booking/bulan, 4 booking/tahun Syarat & Ketentuan

1. Maksimum 1 booking per cardholder/bulan, 4x/tahun

2. khusus Golf Club di Singapura hanya berlaku weekday

Berlaku hingga 15 Juni 2018. The privilege to play golf anytime: In selected 16 golf courses (5 and 6 stars) in 6 countries (Indonesia, Singapore, Malaysia, Vietnam, Thailand, the Phillipines). There is no paying guest requirement. Valid in weekday and weekend. Maximum 1 booking/month, 4 booking/year. Terms & Conditions 1. Maximum 1 booking per

cardholder/month, 4 bookings/year

2. Singapore courses are valid for weekdays only

Effective until 15 June 2018.

Keistimewaan untuk bebas bermain golf kapanpun: Berlaku di 16 lapangan golf terpilih (bintang 5 dan 6) di 6 negara (Indonesia, Singapura, Malaysia, Vietnam, Thailand, Filipina) Tanpa persyaratan pemegang kartu harus membayar Berlaku weekday dan weekend Maksimum 1 booking/bulan, 4 booking/tahun Syarat & Ketentuan

1. Maksimum 1 booking per cardholder/bulan, 4x/tahun

2. khusus Golf Club di Singapura hanya berlaku weekday

Berlaku hingga 15 Juni 2018. The privilege to play golf anytime: In selected 16 golf courses (5 and 6 stars) in 6 countries (Indonesia, Singapore, Malaysia, Vietnam, Thailand, the Phillipines). There is no paying guest requirement. Valid in weekday and weekend. Maximum 1 booking/month, 4 booking/year. Terms & Conditions 3. Maximum 1 booking per

cardholder/month, 4 bookings/year

4. Singapore courses are valid for weekdays only


Kartu ANZ Visa Travel Signature ANZ Visa Travel Signature Card

Kartu digibank Travel VISA Signature

digibank Travel VISA Signature Card



Rp 1.000.000 Rp 1,000,000

Rp 1.000.000 Rp 1,000,000


Rp 500.000 Rp 500,000

Rp 500.000 Rp 500,000



1 tahun 1 year

1 tahun 1 year


Rp 30.000.000 Rp 30,000,000

Rp 30.000.000 Rp 30,000,000


Visa Visa

Visa Visa


Tidak No

Ya Yes


Poin Point

Ya (Mileage) Yes (Mileage)


Cash Back Cash Back

Tidak No

TIdak No


1 Mileage = 1 ANZ Reward Point 1 Mileage = Transaksi Domestik Rp 8.000 1 Mileage = Transaksi Luar Negri Rp 5.000 1 Mileage = 1 ANZ Reward Point 1 Mileage = Domestic Transaction Rp 8,000 1 Mileage = Overseas Transaction Rp 5,000

1 Mileage = 1 digibank Reward Point 1 Mileage = Transaksi Domestik Rp 8.000 2 Mileage = Transaksi Luar Negri Rp 10.000 1 Mileage = 1 digibank Reward Point 1 Mileage = Domestic Transaction Rp 8,000 2 Mileage = Overseas Transaction Rp 10,000

Nilai bunga yang beredar

Nilai bunga yang beredar: 26.95% p.a.


Value of outstanding interest

Value of outstanding interest: 26.95%



Rp 50.000.000 – Rp 500.000.000 Rp 50,000,000 – Rp 500,000,000

Rp 50.000.000 – Rp 500.000.000 Rp 50,000,000 – Rp 500,000,000

Biaya Over Limit Over Limit Fee

5% dari overlimit min. Rp 250.000 5% from overlimit or min. Rp 250,000









Rp 50.000 Rp 50,000

Rp 50.000 Rp 50,000



Rp 10,000 Rp 10,000

Rp 10,000 Rp 10,000


Rp 5.000 Rp 5,000

Rp 5.000 Rp 5,000


Rp 200.000 Rp 200,000

Rp 200.000 Rp 200,000




Salinan Copy








DragonPass DragonPass

Gratis Lounge Bandara di seluruh Dunia Keistimewaan di Bandara Luar Negeri: Sebagai pengguna DragonPass Anda dapat meninggalkan keramaian di Bandara dengan menikmati kenyamanan di lounge bandara. Keistimewaan di Bandara di Indonesia Nikmati juga komplimen akses ke Lounge Bandara pilihan di kota-kota besar di Indonesia. Anda dapat menikmati fasilitas ini secara cuma-cuma dengan syarat total pemakaian minimum Rp 5 juta dilembar tagihan terakhir (1x/hari, max 24x/tahun - berlaku akumulasi untuk Lounge dan Starbucks) Akses ke hingga 850 Lounge Bandara yang tergabung di network DragonPass. Lebih dari 100 negara dan 200 kota di luar negeri. Berlaku untuk Pemegang Kartu Utama dan 1 pendamping Gratis akses maksimum 1x setahun Cukup menunjukkan Barcode dari Smartphone (tanpa kartu khusus seperti Priority Pass) Complimentary Airport Lounges Worldwide Overseas Airport Privileges: As a DragonPass member you can leave the crowded airport terminals behind and enjoy the calm environment of airport lounges. Indonesia Airport Privileges:

Gratis Lounge Bandara di seluruh Dunia Keistimewaan di Bandara Luar Negeri: Sebagai pengguna DragonPass Anda dapat meninggalkan keramaian di Bandara dengan menikmati kenyamanan di lounge bandara. Keistimewaan di Bandara di Indonesia Nikmati juga komplimen akses ke Lounge Bandara pilihan di kota-kota besar di Indonesia. Anda dapat menikmati fasilitas ini secara cuma-cuma dengan syarat total pemakaian minimum Rp 5 juta dilembar tagihan terakhir (1x/hari, max 24x/tahun - berlaku akumulasi untuk Lounge dan Starbucks) Akses ke hingga 850 Lounge Bandara yang tergabung di network DragonPass. Lebih dari 100 negara dan 200 kota di luar negeri. Berlaku untuk Pemegang Kartu Utama dan 1 pendamping Gratis akses maksimum 1x setahun Cukup menunjukkan Barcode dari Smartphone (tanpa kartu khusus seperti Priority Pass) Complimentary Airport Lounges Worldwide Overseas Airport Privileges: As a DragonPass member you can leave the crowded airport terminals behind and enjoy the calm environment of airport lounges. Indonesia Airport Privileges:

Enjoy complimentary access to selected airport lounges across major cities in Indonesia. Please note that you are required to have a minimum spending of Rp 5 million in the latest billing statement to enjoy the complimentary access to the lounges (1x/day, max. 24x/year – combined limit for airport lounges and Starbucks facilities) Access to over 850 lounges worldwide the DragonPass lounge network is in over 100 countries and in over 200 cities. Applicable for Principal Cardholder and 1 guest Complimentary access for max. 1x a year Simply show the barcode from your smartphone (no need for a special card such as Priority Pass)

Enjoy complimentary access to selected airport lounges across major cities in Indonesia. Please note that you are required to have a minimum spending of Rp 5 million in the latest billing statement to enjoy the complimentary access to the lounges (1x/day, max. 24x/year – combined limit for airport lounges and Starbucks facilities) Access to over 850 lounges worldwide the DragonPass lounge network is in over 100 countries and in over 200 cities. Applicable for Principal Cardholder and 1 guest Complimentary access for max. 1x a year Simply show the barcode from your smartphone (no need for a special card such as Priority Pass)





Untuk Pemegang Kartu Asuransi kecelakaan perjalanan: Rp 1.000.000.000

Untuk Pemegang Kartu Asuransi kecelakaan perjalanan: Rp 1.000.000.000

Travel Protection

Keterlambatan Penerbangan (4 jam): Rp 4.000.000 Keterlambatan Bagasi (6 jam): Rp 4.000.000 Keterlambatan atas penerbangan selanjutnya: Rp 4.000.000 Kehilangan bagasi (48 jam): 24.000.000 Biaya Medis di Luar Negeri: 600.000.000 Untuk Keluarga Asuransi kecelakaan perjalanan: Rp 1.000.000.000 Keterlambatan Penerbangan (4 jam): Rp 8.000.000 Keterlambatan Bagasi (6 jam): Rp 8.000.000 Keterlambatan atas penerbangan selanjutnya: Rp 8.000.000 Kehilangan bagasi (48 jam): 48.000.000 Biaya Medis di Luar Negeri: 1.200.000.000 For Cardholder: Travel Accident: Rp 1,000,000,000 Flight Delay (4 hours): Rp 4,000,000 Baggage Delay (6 hours): Rp 4,000,000 Miss Connection: Rp 4,000,000 Lost Baggage (48 hours): Rp 24,000,000 Overseas Medical Expenses: Rp 600,000,000 For Family: Travel Accident: Rp 1,000,000,000 Flight Delay (4 hours): Rp 8,000,000 Baggage Delay (6 hours): Rp 8,000,000 Miss Connection: Rp 8,000,000 Lost Baggage (48 hours): Rp 48,000,000 Overseas Medical Expenses: Rp 1,200,000,000

Keterlambatan Penerbangan (4 jam): Rp 4.000.000 Keterlambatan Bagasi (6 jam): Rp 4.000.000 Keterlambatan atas penerbangan selanjutnya: Rp 4.000.000 Kehilangan bagasi (48 jam): 24.000.000 Biaya Medis di Luar Negeri: 600.000.000 Untuk Keluarga Asuransi kecelakaan perjalanan: Rp 1.000.000.000 Keterlambatan Penerbangan (4 jam): Rp 8.000.000 Keterlambatan Bagasi (6 jam): Rp 8.000.000 Keterlambatan atas penerbangan selanjutnya: Rp 8.000.000 Kehilangan bagasi (48 jam): 48.000.000 Biaya Medis di Luar Negeri: 1.200.000.000 For Cardholder: Travel Accident: Rp 1,000,000,000 Flight Delay (4 hours): Rp 4,000,000 Baggage Delay (6 hours): Rp 4,000,000 Miss Connection: Rp 4,000,000 Lost Baggage (48 hours): Rp 24,000,000 Overseas Medical Expenses: Rp 600,000,000 For Family: Travel Accident: Rp 1,000,000,000 Flight Delay (4 hours): Rp 8,000,000 Baggage Delay (6 hours): Rp 8,000,000 Miss Connection: Rp 8,000,000 Lost Baggage (48 hours): Rp 48,000,000 Overseas Medical Expenses: Rp 1,200,000,000

Pengumpulan Mileage tercepat

Terbang GRATIS dgn min transaksi Rp5 jt/bulan.

Terbang GRATIS dgn min transaksi Rp5 jt/bulan.

Fastest Mileage Accumulation

Transaksi ritel di luar negeri / dengan mata uang asing: Rp 5.000 Transaksi ritel domestik: Rp 8.000 akan mendapatkan 1 ANZ Mileage Bonus ANZ Mileage hanya dengan minimum total transaksi ritel Rp 750.000 dalam periode 2 bulan setelah kartu disetujui Bonus ANZ Mileage: 3000 Overseas retail transaction / with foreign currency: Rp 5,000 Domestic retail transaction: Rp 8,000 Will earn 1 ANZ Mileage Get bonus ANZ Mileage with minimum total retail transactions of Rp 750,000 in 2 months period, after card approval Bonus ANZ Mileage: 3,000

Transaksi ritel di luar negeri / dengan mata uang asing: Rp 5.000 Transaksi ritel domestik: Rp 8.000 akan mendapatkan 1 digibank Mileage Bonus digibank Mileage hanya dengan minimum total transaksi ritel Rp 750.000 dalam periode 2 bulan setelah kartu disetujui Bonus digibank Mileage: 3000 Overseas retail transaction / with foreign currency: Rp 10,000 Will earn 2 digibank Mileage Domestic retail transaction: Rp 8,000 Will earn 1 digibank Mileage Get bonus digibank Mileage with minimum total retail transactions of Rp 750,000 in 2 months period, after card approval Bonus digibank Mileage: 3,000

Terbang GRATIS Fly for FREE

Terbang GRATIS dengan 60 Maskapai Penerbangan 1 ANZ Mileage = 1 KrisFlyer / 1 Asia Miles / 1 Garuda Frequent Flyer Mileage/1 Qantas Point Minimum penukaran mileage adalah 5.000 ANZ Mileage Fly for FREE with 60 Airlines 1 ANZ Mileage = 1 KrisFlyer / 1 Asia Miles / 1 Garuda Frequent Flyer Mileage/1 Qantas Point Minimum mileage redemption is 5,000 ANZ Mileage

Terbang GRATIS dengan 60 Maskapai Penerbangan 1 digibank Mileage = 1 KrisFlyer / 1 Asia Miles / 1 Garuda Frequent Flyer Mileage/1 Qantas Point Minimum penukaran mileage adalah 5.000 digibank Mileage Fly for FREE with 60 Airlines 1 digibank Mileage = 1 KrisFlyer / 1 Asia Miles / 1 Garuda Frequent Flyer Mileage/1 Qantas Point Minimum mileage redemption is 5,000 digibank Mileage

Bepergian GRATIS

Bayar transaksi perjalanan dengan ANZ Mileage melalui Travel & Redeem: Menginap GRATIS di hotel pilihan customer Penerbangan GRATIS dengan maskapai penerbangan pilihan customer

Bayar transaksi perjalanan dengan digibank Mileage melalui Travel & Redeem: Menginap GRATIS di hotel pilihan customer Penerbangan GRATIS dengan maskapai penerbangan pilihan customer

Travel for FREE

Transportasi GRATIS dengan perusahaan transportasi pilihan customer Paket perjalanan GRATIS dengan Travel Agent pilihan customer 2.500 ANZ mileage = Rp 100.000 Pay travel transaction using ANZ Mileage with Travel & Redeem: Free hotel accommodation from your preferred hotels Free airlines ticket from your preferred airlines Transportation services from your preferred transportation company Travel package from your preferred travel agent 2,500 ANZ mileage = Rp 100,000

Transportasi GRATIS dengan perusahaan transportasi pilihan customer Paket perjalanan GRATIS dengan Travel Agent pilihan customer 2.500 digibank mileage = Rp 100.000

Pay travel transaction using ANZ Mileage with Travel & Redeem: Free hotel accommodation from your preferred hotels Free airlines ticket from your preferred airlines Transportation services from your preferred transportation company Travel package from your preferred travel agent 2,500 digibank mileage = Rp 100,000

Nilai tukar mata uang asing paling rendah Most competitive foreign exchange rate

Selalu belanja di luar negeri/mata uang asing dgn ANZ Travel Card, krn nilai tukarnya yang paling rendah dibandingkan kartu ANZ lainnya Shop overseas/in foreign currency with ANZ Travel Card, for its most competitive exchange rate compared to other ANZ cards

Selalu belanja di luar negeri/mata uang asing dgn digibank Travel Card, krn nilai tukarnya yang paling rendah dibandingkan kartu digibank lainnya Shop overseas/in foreign currency with digibank Travel Card, for its most competitive exchange rate compared to other digibank cards

Kartu ANZ Visa Travel Platinum ANZ Visa Travel Platinum Card

Kartu digibank Travel VISA Platinum

digibank Travel VISA Platinum Card



Rp 750.000 Rp 750,000

Rp 750.000 Rp 750,000


Rp 450.000 Rp 450,000

Rp 450.000 Rp 450,000



1 tahun 1 year

1 tahun 1 year


Rp 10.000.000 Rp 10,000,000

Rp 10.000.000 Rp 10,000,000


Visa Visa

Visa Visa


Tidak No

Ya Yes


Poin Point



Cash Back Cash Back

Tidak No

Tidak No


1 Mileage = 1 ANZ Reward Point 1 Mileage = Transaksi Domestik Rp 10.000 1 Mileage = Transaksi Luar Negri Rp 8.000 1 Mileage = 1 ANZ Reward Point 1 Mileage = Domestic Transaction Rp 10,000 1 Mileage = Overseas Transaction Rp 8,000

1 Mileage = 1 digibank Reward Point 1 Mileage = Transaksi Domestik Rp 10.000 1 Mileage = Transaksi Luar Negri Rp 8.000 1 Mileage = 1 digibank Reward Point 1 Mileage = Domestic Transaction Rp 10,000 1 Mileage = Overseas Transaction Rp 8,000

Nilai bunga yang beredar



Value of outstanding interest




Rp 20.000.000 – Rp 300.000.000 Rp 20,000,000 – Rp 300,000,000

Rp 20.000.000 – Rp 300.000.000 Rp 20,000,000 – Rp 300,000,000











Rp 50.000 Rp 50,000

Rp 50.000 Rp 50,000



Rp 10,000 Rp 10,000

Rp 10,000 Rp 10,000


Rp 5.000 Rp 5,000

Rp 5.000 Rp 5,000


Rp 200.000 Rp 200,000

Rp 200.000 Rp 200,000




Salinan Copy









Di semua outlet Starbucks Bandara di semua kota besar Indonesia untuk pemegang kartu Bisa dinikmati dengan minimum transaksi Rp 5 Juta. Max 24x/tahun (berlaku akumulasi untuk Lounge & Starbucks) 1 Minuman In all Starbucks Airport stores across major cities in Indonesia for cardholders Enjoy the treat with a minimum spending of Rp 5 million in the latest billing statement for a max. 24x/year (combined limit for airport lounges and Starbucks facilities) Complimentary 1 Starbucks beverage

Di semua outlet Starbucks Bandara di semua kota besar Indonesia untuk pemegang kartu Bisa dinikmati dengan minimum transaksi Rp 5 Juta. Max 24x/tahun (berlaku akumulasi untuk Lounge & Starbucks) 1 Minuman In all Starbucks Airport stores across major cities in Indonesia for cardholders Enjoy the treat with a minimum spending of Rp 5 million in the latest billing statement for a max. 24x/year (combined limit for airport lounges and Starbucks facilities) Complimentary 1 Starbucks beverage

Keistimewaan di Bandara di Indonesia Indonesia Airport Lounge Privileges

Keistimewaan di Bandara di Indonesia Nikmati juga komplimen akses ke Lounge Bandara pilihan di kota-kota besar di Indonesia. Anda dapat menikmati fasilitas ini secara cuma-cuma dengan syarat total pemakaian minimum Rp 5 juta dilembar tagihan terakhir (1x/hari, max 24x/tahun - berlaku akumulasi untuk Lounge dan Starbucks) Indonesia Airport Privileges: Enjoy complimentary access to selected airport lounges across major cities in Indonesia. Please note that you are required to have a minimum spending of Rp 5 million in the latest billing statement to enjoy the complimentary access to the lounges (1x/day, max. 24x/year – combined limit for airport lounges and Starbucks facilities)

Keistimewaan di Bandara di Indonesia Nikmati juga komplimen akses ke Lounge Bandara pilihan di kota-kota besar di Indonesia. Anda dapat menikmati fasilitas ini secara cuma-cuma dengan syarat total pemakaian minimum Rp 5 juta dilembar tagihan terakhir (1x/hari, max 24x/tahun - berlaku akumulasi untuk Lounge dan Starbucks) Indonesia Airport Privileges: Enjoy complimentary access to selected airport lounges across major cities in Indonesia. Please note that you are required to have a minimum spending of Rp 5 million in the latest billing statement to enjoy the complimentary access to the lounges (1x/day, max. 24x/year – combined limit for airport lounges and Starbucks facilities)

Perlindungan perjalanan Untuk Pemegang Kartu & Keluarga Untuk Pemegang Kartu & Keluarga

Travel Protection

Asuransi kecelakaan perjalanan: Rp 1. 000.000.000 Travel accident insurance for Cardholder & Family: Rp 1,000,000,000

Asuransi kecelakaan perjalanan: Rp 1.000.000.000 Travel accident insurance for Cardholder & Family: Rp 1,000,000,000

Pengumpulan Mileage tercepat Fastest Mileage Accumulation

Transaksi ritel di luar negeri / dengan mata uang asing: Rp 8.000 Transaksi ritel domestik: Rp 10.000 akan mendapatkan 1 ANZ Mileage Bonus ANZ Mileage hanya dengan minimum total transaksi ritel Rp 750.000 dalam periode 2 bulan setelah kartu disetuju Bonus ANZ Mileage: 2000 Overseas retail transaction / with foreign currency: Rp 8,000 Domestic retail transaction: Rp 10,000 Will earn 1 ANZ Mileage Get bonus ANZ Mileage with minimum total retail transactions of Rp 750,000 in 2 months period, after card approval Bonus ANZ Mileage: 2,000

Transaksi ritel di luar negeri / dengan mata uang asing: Rp 8,000 Transaksi ritel domestik: Rp 10,000 akan mendapatkan 1 digibank Mileage Bonus digibank Mileage hanya dengan minimum total transaksi ritel Rp 750.000 dalam periode 2 bulan setelah kartu disetuju Bonus digibank Mileage: 2000 Overseas retail transaction / with foreign currency: Rp 8,000 Domestic retail transaction: Rp 10,000 Will earn 1 digibank Mileage Get bonus digibank Mileage with minimum total retail transactions of Rp 750,000 in 2 months period, after card approval Bonus digibank Mileage: 2,000

Terbang GRATIS Fly for FREE

Terbang GRATIS dengan 60 Maskapai Penerbangan 1 ANZ Mileage = 1 KrisFlyer / 1 Asia Miles / 1 Garuda Frequent Flyer Mileage/1 Qantas Point Minimum penukaran mileage adalah 5.000 ANZ Mileage Fly for FREE with 60 Airlines 1 ANZ Mileage = 1 KrisFlyer / 1 Asia Miles / 1 Garuda Frequent Flyer Mileage/1 Qantas Point Minimum mileage redemption is 5,000 ANZ Mileage

Terbang GRATIS dengan 60 Maskapai Penerbangan 1 digibank Mileage = 1 KrisFlyer / 1 Asia Miles / 1 Garuda Frequent Flyer Mileage/1 Qantas Point Minimum penukaran mileage adalah 5.000 digibank Mileage Fly for FREE with 60 Airlines 1 digibank Mileage = 1 KrisFlyer / 1 Asia Miles / 1 Garuda Frequent Flyer Mileage/1 Qantas Point Minimum mileage redemption is 5,000 digibank Mileage

Bepergian GRATIS

Bayar transaksi perjalanan dengan ANZ Mileage melalui Travel & Redeem:

Bayar transaksi perjalanan dengan digibank Mileage melalui Travel & Redeem:

Travel for FREE

Menginap GRATIS di hotel pilihan customer Penerbangan GRATIS dengan maskapai penerbangan pilihan customer Transportasi GRATIS dengan perusahaan transportasi pilihan customer Paket perjalanan GRATIS dengan Travel Agent pilihan customer 2.500 ANZ mileage = Rp 100.000 Pay travel transaction using ANZ Mileage with Travel & Redeem: Free hotel accommodation from your preferred hotels Free airlines ticket from your preferred airlines Transportation services from your preferred transportation company Travel package from your preferred travel agent 2,500 ANZ mileage = Rp 100,000

Menginap GRATIS di hotel pilihan customer Penerbangan GRATIS dengan maskapai penerbangan pilihan customer Transportasi GRATIS dengan perusahaan transportasi pilihan customer Paket perjalanan GRATIS dengan Travel Agent pilihan customer 2.500 digibank mileage = Rp 100.000

Pay travel transaction using digibank Mileage with Travel & Redeem: Free hotel accommodation from your preferred hotels Free airlines ticket from your preferred airlines Transportation services from your preferred transportation company Travel package from your preferred travel agent 2,500 digibank mileage = Rp 100,000

Nilai tukar mata uang asing paling rendah Most competitive foreign exchange rate

Selalu belanja di luar negeri/mata uang asing dgn ANZ Travel Card, krn nilai tukarnya yang paling rendah dibandingkan kartu ANZ lainnya Shop overseas/in foreign currency with ANZ Travel Card, for its most competitive exchange rate compared to other ANZ cards

Selalu belanja di luar negeri/mata uang asing dgn digibank Travel Card, krn nilai tukarnya yang paling rendah dibandingkan kartu digibank lainnya Shop overseas/in foreign currency with digibank Travel Card, for its most competitive exchange rate compared to other digibank cards

Kartu ANZ VISA Platinum ANZ VISA Platinum Card

Kartu VISA Platinum Card VISA Platinum



Rp 700.000 Rp 700,000

Rp 700.000 Rp 700,000


Rp 400.000 Rp 400,000

Rp 400.000 Rp 400,000



1 tahun 1 year

1 tahun 1 year


Rp 20.000.000 Rp 20,000,000

Rp 20.000.000 Rp 20,000,000


Visa Visa

Visa Visa


Tidak No

Ya Yes


Poin Point

Ya Yes

Ya Yes

Cash Back Cash Back

Tidak No

Tidak No








Rp 40.000.000 – Rp 300.000.000 Rp 40,000,000 – Rp 300,000,000

Rp 40.000.000 – Rp 300.000.000 Rp 40,000,000 – Rp 300,000,000











Rp 50.000 Rp 50,000

Rp 50.000 Rp 50,000



Rp 10,000 Rp 10,000

Rp 10,000 Rp 10,000


Rp 5.000 Rp 5,000

Rp 5.000 Rp 5,000


Rp 200.000 Rp 200,000

Rp 200.000 Rp 200,000




Salinan Copy








Bioskop Movie

Gratis 1 tiket nonton setiap hari Kamis (termasuk Hari Libur Nasional) untuk setiap pembelian 1 tiket di teater The Premiere XXI pilihan Free 1 movie ticket every Thursday (including Public Holidays) for every purchase of 1 movie ticket at selected The Premiere XXI theatre

Gratis 1 tiket nonton setiap hari Kamis (termasuk Hari Libur Nasional) untuk setiap pembelian 1 tiket di teater The Premiere XXI pilihan Free 1 movie ticket every Thursday (including Public Holidays) for every purchase of 1 movie ticket at selected The Premiere XXI theatre


Di semua Starbucks Bandara di Indonesia untuk pemegang kartu (1 orang) – Berlaku 1x per hari, Maksimum 4x/tahun dengan minimum pemakaian Rp 5 juta pada lembar tagihan terakhir. 1 Minuman In all Starbucks Airport stores in Indonesia for cardholder (1 person) – valid for 1x per day, maximum 4x/year with a minimum spending of Rp 5 million in the latest billing statement. Complimentary 1 Starbucks beverage




Nikmati DBS Installment 0% hingga 12 bulan di partner ternama di Indonesia digibank Installment 0% up to 12 months at many renowned partners in Indonesia

Asuransi perjalanan Travel Insurance

Hingga Rp 1 milliar, setiap pembelian tiket pesawat dengan menggunakan Kartu Kredit ANZ Platinum Up to Rp 1 billion, for every flight ticket purchased with ANZ Platinum Credit Card

Hingga Rp 1 milliar, setiap pembelian tiket pesawat dengan menggunakan Kartu Kredit digibank Platinum Up to Rp 1 billion, for every flight ticket purchased with digibank Platinum Credit Card

Up to 30% Off Green Fees 1. Nikmati diskon hingga 30% untuk Green Fees di 30 golf club di South East Asia, weekdays.

2. Komplimen Green Fee untuk pemegang kartu utama, setiap hari di lapangan golf


2. Komplimen Green Fee untuk pemegang kartu utama, setiap hari di lapangan golf

terkemuka di Jakarta, Bogor dan Bali.

Berlaku hingga 31 Desember 2018. 1. Enjoy up tp 30% off Green Fees

in 30 golf courses across South East Asia, on weekdays.

2. Enjoy complimentary Green Fee everyday for principal cardholder, at renowned golf courses in Jakarta, Bogor, and Bali.


terkemuka di Jakarta, Bogor dan Bali.

Berlaku hingga 31 Desember 2018. 1. Enjoy up tp 30% off Green Fees

in 30 golf courses across South East Asia, on weekdays.

2. Enjoy complimentary Green Fee everyday for principal cardholder, at renowned golf courses in Jakarta, Bogor, and Bali.


Kartu ANZ Mastercard World ANZ Mastercard World Card

Kartu Mastercard World Mastercard World Card



Rp 700.000 Rp 700,000

Rp 700.000 Rp 700,000


Rp 400.000 Rp 400,000

Rp 400.000 Rp 400,000



1 tahun 1 year

1 tahun 1 year


Rp 20.000.000 Rp 20,000,000

Rp 20.000.000 Rp 20,000,000





Tidak No

Ya Yes


Poin Point

Ya Yes

Ya Yes

Cash Back Cash Back

Tidak No

Tidak No








Rp 40.000.000 – Rp 300.000.000 Rp 40,000,000 – Rp 300,000,000

Rp 40.000.000 – Rp 300.000.000 Rp 40,000,000 – Rp 300,000,000











Rp 50.000 Rp 50,000

Rp 50.000 Rp 50,000



Rp 10,000 Rp 10,000

Rp 10,000 Rp 10,000


Rp 5.000 Rp 5,000

Rp 5.000 Rp 5,000


Rp 200.000 Rp 200,000

Rp 200.000 Rp 200,000




Salinan Copy








Bioskop Movie








Nikmati digibank Installment 0% hingga 12 bulan di partner ternama di Indonesia digibank Installment 0% up to 12 months at many renowned partners in Indonesia

Asuransi perjalanan Travel Insurance

Hingga Rp 1 milliar, setiap pembelian tiket pesawat dengan menggunakan Kartu Kredit ANZ Mastercard World Up to Rp 1 billion, for every flight ticket purchased with ANZ Mastercard World Credit Card

Hingga Rp 1 milliar, setiap pembelian tiket pesawat dengan menggunakan Kartu Kredit Mastercard World Up to Rp 1 billion, for every flight ticket purchased with Mastercard World Credit Card

Hemat 50% walk-in Green Fee

Keistimewaan untuk bebas bermain golf kapanpun:

- Berlaku di 16 lapangan golf terpilih (bintang 5 dan 6) di 6 negara (Indonesia, Singapura, Malaysia,

Keistimewaan untuk bebas bermain golf kapanpun:

- Berlaku di 16 lapangan golf terpilih (bintang 5 dan 6) di 6 negara (Indonesia, Singapura, Malaysia,

Up to 50% Off walk-in Green Fees

Vietnam, Thailand, Filipina)

- Tanpa persyaratan pemegang kartu harus membayar

- Berlaku weekday dan weekend

- Maksimum 1 booking/bulan, 4 booking/tahun

Berlaku hingga 15 Juni 2018. The privilege to play golf anytime: - In selected 16 golf courses (5

and 6 stars) in 6 countries (Indonesia, Singapore, Malaysia, Vietnam, Thailand, the Phillipines).

- There is no paying guest requirement.

- Valid in weekday and weekend.

- Maximum 1 booking/month, 4 bookings/year.


Vietnam, Thailand, Filipina)

- Tanpa persyaratan pemegang kartu harus membayar

- Berlaku weekday dan weekend

- Maksimum 1 booking/bulan, 4 booking/tahun

Berlaku hingga 15 Juni 2018. The privilege to play golf anytime: - In selected 16 golf courses (5

and 6 stars) in 6 countries (Indonesia, Singapore, Malaysia, Vietnam, Thailand, the Phillipines).

- There is no paying guest requirement.

- Valid in weekday and weekend.

- Maximum 1 booking/month, 4 bookings/year.


Keistimewaan Mastercard Mastercard Privileges



Luxurious Lifestyle Partners 2. Mastercard Global Service 3. Concierge Service



Luxurious Lifestyle Partners 2. Mastercard Global Service 3. Concierge Service

Kartu ANZ VISA Femme Platinum ANZ VISA Femme Platinum Card

Kartu VISA Femme Platinum VISA Femme Platinum Card



Rp 600.000 Rp 600,000

Rp 600.000 Rp 600,000


Rp 300.000 Rp 300,000

Rp 300.000 Rp 300,000



1 tahun 1 year

1 tahun 1 year


Rp 10.000.000 Rp 10,000,000

Rp 10.000.000 Rp 10,000,000


Visa Visa

Visa Visa


Tidak No

Ya Yes


Poin Point

Ya Yes

Ya Yes

Cash Back Cash Back

Tidak No

Tidak No








Rp 20.000.000 – Rp 300.000.000 Rp 20,000,000 – Rp 300,000,000

Rp 20.000.000 – Rp 300.000.000 Rp 20,000,000 – Rp 300,000,000











Rp 50.000 Rp 50,000

Rp 50.000 Rp 50,000



Rp 10,000 Rp 10,000

Rp 10,000 Rp 10,000


Rp 5.000 Rp 5,000

Rp 5.000 Rp 5,000


Rp 200.000 Rp 200,000

Rp 200.000 Rp 200,000




Salinan Copy








3X Reward Points 3x Reward Points

Setiap transaksi Rp 10.000 di SEMUA Department Store, Spa, Salon & Fitness Center di seluruh dunia akan mendapatkan 3 reward point. Earn 3 reward points for every Rp 10,000 transaction in ALL department stores, spas, salon & fitness centers around the world.

Setiap transaksi Rp 10.000 di SEMUA Department Store, Spa, Salon & Fitness Center di seluruh dunia akan mendapatkan 3 reward point. Earn 3 reward points for every Rp 10,000 transaction in ALL department stores, spas, salon & fitness centers around the world.

School Fee Transfer & Cicilan Biaya Pendidikan 0% 3 bulan School Fee Transfer and Education Installment 0% 3 months

Nikmati fasilitas transfer biaya sekolah dan cicilan 3 bulan 0% untuk biaya pendidikan dan kursus di semua institusi formal maupun non-formal di seluruh dunia. Enjoy school fee transfer and 0% installment in 3 months facility for tuition and courses fees at all formal and non-formal institutions anywhere in the world.


Double Voucher Double Voucher

Setiap penukaran reward point ke voucher belanja, salon & spa terpilih, akan mendapatkan 2 voucher (dibandingkan dengan kartu ANZ lainnya) Get 2 vouchers (compared to other ANZ cards) for every reward points redemption for selected shopping, salon & spa vouchers

Setiap penukaran reward point ke voucher belanja, salon & spa terpilih, akan mendapatkan 2 voucher (dibandingkan dengan kartu digibank lainnya) Get 2 vouchers (compared to other digibank cards) for every reward points redemption for selected shopping, salon & spa vouchers


ANZ Installment 0% hingga 12 bulan di beragam Butik-butik ternama di Indonesia ANZ Installment 0% for up to 12 months at various renowned boutiques in Indonesia

digibank Installment 0% hingga 12 bulan di beragam Butik-butik ternama di Indonesia digibank Installment 0% for up to 12 months at various renowned boutiques in Indonesia

Kartu ANZ VISA Femme ANZ VISA Femme Card

Kartu VISA Femme ANZ VISA Femme Card



Rp 300.000 Rp 300,000

Rp 300.000 Rp 300,000


Rp 150.000 Rp 150,000

Rp 150.000 Rp 150,000



1 tahun 1 year

1 tahun 1 year


Rp 3.000.000 Rp 3,000,000

Rp 3.000.000 Rp 3,000,000


Visa Visa

Visa Visa


Tidak No

Ya Yes


Poin Point

Ya Yes

Ya Yes

Cash Back Cash Back

Tidak No

Tidak No








Rp 2.000.000 – Rp 20.000.000 Rp 2,000,000 – Rp 20,000,000

Rp 2.000.000 – Rp 20.000.000 Rp 2,000,000 – Rp 20,000,000











Rp 50.000 Rp 50,000

Rp 50.000 Rp 50,000



Rp 10,000 Rp 10,000

Rp 10,000 Rp 10,000


Rp 5.000 Rp 5,000

Rp 5.000 Rp 5,000


Rp 200.000 Rp 200,000

Rp 200.000 Rp 200,000




Salinan Copy








School Fee Transfer & Cicilan Biaya Pendidikan 0% 3 bulan Scho0l Fee Transfer and Education Installment 0% 3 months



Double Voucher Double Voucher

Setiap penukaran reward point ke voucher belanja, salon & spa terpilih, akan mendapatkan 2 voucher (dibandingkan dengan kartu ANZ lainnya) Get 2 vouchers (compared to other ANZ cards) for every reward points redemption for selected shopping, salon & spa vouchers

Setiap penukaran reward point ke voucher belanja, salon & spa terpilih, akan mendapatkan 2 voucher (dibandingkan dengan kartu digibank lainnya) Get 2 vouchers (compared to other digibank cards) for every reward points redemption for selected shopping, salon & spa vouchers


ANZ Installment 0% hingga 12 bulan di beragam Butik-butik ternama di Indonesia ANZ Installment 0% for up to 12 months at various renowned boutiques in Indonesia

digibank Installment 0% hingga 12 bulan di beragam Butik-butik ternama di Indonesia digibank Installment 0% for up to 12 months at various renowned boutiques in Indonesia

Kartu ANZ VISA Gold ANZ VISA Gold Card

Kartu digibank Live Fresh VISA digibank Live Fresh VISA Card



Rp 300.000 Rp 300,000

Rp 300.000 Rp 300,000


Rp 150.000 Rp 150,000

Rp 150.000 Rp 150,000



1 tahun 1 year

1 tahun 1 year


Rp 4.000.000 Rp 4,000,000

Rp 4.000.000 Rp 4,000,000


Visa Visa

Visa Visa


Tidak No

Ya Yes


Poin Point

Ya Yes

Ya Yes

Cash Back Cash Back

Tidak No

5% 5%








Rp 3.000.000 – Rp 40.000.000 Rp 3,000,000 – Rp 40,000,000

Rp 3.000.000 – Rp 40.000.000 Rp 3,000,000 – Rp 40,000,000

Biaya Over Limit



Over Limit Fee 5% from overlimit or min. Rp 125,000









Rp 50.000 Rp 50,000

Rp 50.000 Rp 50,000



Rp 10,000 Rp 10,000

Rp 10,000 Rp 10,000


Rp 5.000 Rp 5,000

Rp 5.000 Rp 5,000


Rp 200.000 Rp 200,000

Rp 200.000 Rp 200,000




Salinan Copy








Cash Back Cash Back

Dapatkan Cash Back 5% untuk semua pembelanjaan online Anda menggunakan digibank Live Fresh Visa:

- Maksimum cash back Rp 300.000 setiap bulan

- Minimum 5 kali transaksi ritel non-online dalam periode cash back

Get 5% Cash Back for all your online shopping with digibank Live Fresh Visa:

- Maximum Rp 300,000 cash back every month

- Minimum 5X non-online retail transactions in the cash back period

Penukaran Daring Online Redemption

1.600 digibank Reward Points = Rp 100.000 1,600 digibank Reward Points = Rp 100,000

Penawaran Daring Online Offers

Nikmati penawaran istimewa di beberapa partner online favorit Anda sepanjang tahun Enjoy special offers from your favorite online partners all year long


Kartu ANZ Mastercard Titanium ANZ Mastercard Titanium Card

Kartu Mastercard Titanium Mastercard Titanium Card



Rp 300.000 Rp 300,000

Rp 300.000 Rp 300,000


Rp 150.000 Rp 150,000

Rp 150.000 Rp 150,000



1 tahun 1 year

1 tahun 1 year


Rp 3.000.000 Rp 3,000,000

Rp 3.000.000 Rp 3,000,000





Tidak No

Ya Yes


Poin Point

Ya Yes

Ya Yes

Cash Back Cash Back

5% 5%

5% 5%








Rp 3.000.000 – Rp 40.000.000 Rp 3,000,000 – Rp 40,000,000

Rp 3.000.000 – Rp 40.000.000 Rp 3,000,000 – Rp 40,000,000











Rp 50.000 Rp 50,000

Rp 50.000 Rp 50,000



Rp 10,000 Rp 10,000

Rp 10,000 Rp 10,000


Rp 5.000 Rp 5,000

Rp 5.000 Rp 5,000


Rp 200.000 Rp 200,000

Rp 200.000 Rp 200,000




Salinan Copy








Cash Back Cash Back

Dapatkan Cash Back 5% untuk semua pembelanjaan online Anda menggunakan ANZ Mastercard Titanium:



Get 5% Cash Back for all your online shopping with ANZ Mastercard Titanium:



Dapatkan Cash Back 5% untuk semua pembelanjaan online Anda menggunakan Mastercard Titanium:



Get 5% Cash Back for all your online shopping with Mastercard Titanium:



Penukaran Daring Online Redemption

1.600 ANZ Reward Points = Rp 100.000 1,600 ANZ Reward Points = Rp 100,000

1.600 digibank Reward Points = Rp 100.000 1,600 digibank Reward Points = Rp 100,000

Penawaran Daring Online Offers



Kartu ANZ VISA Classic ANZ VISA Classic Card

Kartu VISA Classic Classic VISA Card



Rp 300.000 Rp 300,000

Rp 300.000 Rp 300,000


Rp 150.000 Rp 150,000

Rp 150.000 Rp 150,000



1 tahun 1 year

1 tahun 1 year


Rp 3.000.000 Rp 3,000,000

Rp 3.000.000 Rp 3,000,000


Visa Visa

Visa Visa


Tidak No

Ya Yes


Poin Point

Ya Yes

Ya Yes

Cash Back Cash Back

Tidak No

Tidak No








Rp 2.000.000 – Rp 8.000.000 Rp 2,000,000 – Rp 8,000,000

Rp 2.000.000 – Rp 8.000.000 Rp 2,000,000 – Rp 8,000,000











Rp 50.000 Rp 50,000

Rp 50.000 Rp 50,000



Rp 10,000 Rp 10,000

Rp 10,000 Rp 10,000


Rp 5.000 Rp 5,000

Rp 5.000 Rp 5,000


Rp 200.000 Rp 200,000

Rp 200.000 Rp 200,000




Salinan Copy








Reward Points Reward Points

Dapatkan 1 ANZ Reward Point untuk setiap pembelanjaan ritel kelipatan Rp 10.000 Get 1 ANZ Reward Point for every Rp 10,000 retail transaction

Dapatkan 1 digibank Reward Point untuk setiap pembelanjaan ritel kelipatan Rp 10.000 Get 1 digibank Reward Point for every Rp 10,000 retail transaction

Kartu ANZ VISA Kartu Cicilan ANZ VISA Kartu Cicilan Card

Kartu VISA Kartu Cicilan VISA Kartu Cicilan Card



Rp 250.000 Rp 250,000

Rp 250.000 Rp 250,000


Rp 150.000 Rp 150,000

Rp 150.000 Rp 150,000



1 tahun 1 year

1 tahun 1 year


Rp 3.000.000 Rp 3,000,000

Rp 3.000.000 Rp 3,000,000


Visa Visa

Visa Visa


Tidak No

Ya Yes


Poin Point

Tidak No

Tidak No

Cash Back Cash Back

Tidak No

Tidak No


N/A N/A





Rp 2.000.000 – Rp 40.000.000 Rp 2,000,000 – Rp 40,000,000

Rp 2.000.000 – Rp 40.000.000 Rp 2,000,000 – Rp 40,000,000











Rp 50.000 Rp 50,000

Rp 50.000 Rp 50,000



Rp 10,000 Rp 10,000

Rp 10,000 Rp 10,000


Rp 5.000 Rp 5,000

Rp 5.000 Rp 5,000


Rp 200.000 Rp 200,000

Rp 200.000 Rp 200,000




Salinan Copy









Nikmati ANZ Installment 0% 3 bulan dengan minimum transaksi Rp 300.000 Enjoy ANZ Installment 0% for 3 months with Rp 300,000 minimum transaction

Nikmati digibank Installment 0% 3 bulan di partner ternama di Indonesia dengan minimum transaksi Rp 300.000 Enjoy digibank Installment 0% for 3 motnhs with Rp 300,000 minimum transaction

Kartu ANZ Mastercard iPay ANZ Mastercard iPay Card

Kartu Mastercard iPay Mastercard iPay Card



GRATIS FREE

GRATIS FREE


GRATIS FREE

GRATIS FREE



N/A N/A

N/A N/A






Tidak No

Ya Yes


Poin Point

Tidak No

Tidak No

Cash Back Cash Back

Tidak No

Tidak No


N/A N/A

N/A N/A





Rp 2.000.000 – Rp 200.000.000 Rp 2,000,000 – Rp 200,000,000

Rp 2.000.000 – Rp 200.000.000 Rp 2,000,000 – Rp 200,000,000


N/A N/A

N/A N/A

Biaya penarikan uang tunai

6% dari penarikan uang tunai atau min Rp 50,000

6% dari penarikan uang tunai atau min Rp 50,000

Cash withdrawal fee 6% from cash withdrawal or min. Rp 50,000

6% from cash withdrawal or min. Rp 50,000


3% dari total tagihan atau maks Rp 150,000 3% from total amount due or max. Rp 150,000

3% dari total tagihan atau maks Rp 150,000 3% from total amount due or max. Rp 150,000


Rp 50.000 Rp 50,000

Rp 50.000 Rp 50,000



Rp 10,000 Rp 10,000

Rp 10,000 Rp 10,000


Rp 5.000 Rp 5,000

Rp 5.000 Rp 5,000


Rp 200.000 Rp 200,000

Rp 200.000 Rp 200,000




Salinan Copy









Cicilan 12 bulan bunga 1,67% melalui Internet Banking & Mobile Banking dengan minimum transaksi Rp 300,000 12 months installment at 1.67% via Internet Banking & Mobile Banking with Rp 300,000 minimum transaction

Cicilan 12 bulan bunga 1,67% melalui Internet Banking & Mobile Banking dengan minimum transaksi Rp 300,000 12 months installment at 1.67% via Internet Banking & Mobile Banking with Rp 300,000 minimum transaction

Kartu ANZ Mastercard iTravel ANZ Mastercard iTravel Card

Kartu Mastercard iTravel Mastercard iTravel Card



Rp 600.000 Rp 600,000

Rp 600.000 Rp 600,000


Rp 300.000 Rp 300,000

Rp 300.000 Rp 300,000



1 tahun 1 year

1 tahun 1 year






Tidak No

Ya Yes


Poin Point

Ya Yes

Ya Yes

Cash Back Cash Back

Tidak No

Tidak No








Rp 15.000.000 – Rp 200.000.000 Rp 15,000,000 – Rp 200,000,000

Rp 15.000.000 – Rp 200.000.000 Rp 15,000,000 – Rp 200,000,000











Rp 50.000 Rp 50,000

Rp 50.000 Rp 50,000



Rp 10,000 Rp 10,000

Rp 10,000 Rp 10,000


Rp 5.000 Rp 5,000

Rp 5.000 Rp 5,000


Rp 200.000 Rp 200,000

Rp 200.000 Rp 200,000




Salinan Copy







Siklus Penagihan

Billing Cycle Akun yang dimigrasikan akan mengikuti siklus penagihan yang ditetapkan di DBS dan mungkin berbeda dengan siklus penagihan ANZ. Kartu ANZ: 25 siklus penagihan dalam satu bulan Kartu digibank: 25 siklus penagihan dalam satu bulan Migrated account will follow a billing cycle as set by DBS and might be different with ANZ’s billilng cycle. ANZ Card: 25 billing cycles in one month Digibank Card: 25 billing cycles in one month

Hirarki Pembayaran Payment Hierarchy

ANZ DBS

Hirarki pembayaran kartu Card payment hierarchy

1. Pembayaran minimum adalah 10% Minimum payment is 10%

2. Hirarki Pembayaran Payment hierarchy

a. Biaya & Beban Fees & Charges

b. Pembayaran yang tersisa Outstanding payment

c. 60% Utama 60% of Principal

d. 40% Bunga 40% of Interest

Contoh: Example:

• Tagihan • Biaya Keterlambatan 100k • Beban 50k • Bunga 350k • Pokok 1,000k

• Pembayaran Nasabah

• 1,000k

• Hirarki Pembayaran

• Biaya & Beban 150k • Pembayaran ke O/S 850k

a. Pokok = 60% x 850k = 510k b. Bunga = 40% x 850k = 340k

1. Pembayaran minimum adalah 10% Minimum payment is 10%

2. Hirarki Pembayaran Payment hierarchy

a. Biaya & Beban Fees & Charges

b. Pembayaran yang tersisa Outstanding payment

c. 60% Utama 60% of Principal

d. 40% Bunga 40% of Interest

Contoh: Example:

• Tagihan • Biaya Keterlambatan 100k • Beban 50k • Bunga 350k • Pokok 1,000k

• Pembayaran Nasabah

• 1,000k

• Hirarki Pembayaran

• Biaya & Beban 150k • Pembayaran ke O/S 850k

c. Pokok = 60% x 850k = 510k d. Bunga = 40% x 850k = 340k

E. Payment Hierarchy PBI No.14/2/PBI/2012

SEBI No. 14/17/DASP

• Min. Payment 10%

• Payment Hierarchy1. Fee & Charges

2. Left Payment

a. 60% Principal

b. 40% Interest

EXAMPLE:

• Billing

Statement

• Late Fee 100k

• Charges 50k

• Interest 350k

• Principal 1,000k

• Customer Pay • 1,000K

• Payment

Hierarchy

• Fees & Charges 150k

• Payment to O/S 850k

a. Principal = 60% x 850k = 510k

b. Interest = 40% x 850k = 340k

E. Payment Hierarchy PBI No.14/2/PBI/2012

SEBI No. 14/17/DASP

• Min. Payment 10%

• Payment Hierarchy1. Fee & Charges

2. Left Payment

a. 60% Principal

b. 40% Interest

EXAMPLE:

• Billing

Statement

• Late Fee 100k

• Charges 50k

• Interest 350k

• Principal 1,000k

• Customer Pay • 1,000K

• Payment

Hierarchy

• Fees & Charges 150k

• Payment to O/S 850k

a. Principal = 60% x 850k = 510k

b. Interest = 40% x 850k = 340k

Documents

Kartu Kredit / Credit Card - dbs.com Gratis 1 tiket nonton setiap hari Kamis (termasuk Hari Libur Nasional) untuk setiap pembelian ... barang dengan harga lebih dari Rp 250.000)