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Ministry of Housing andMinistry of Housing and

Urban Poverty AlleviationUrban Poverty Alleviation

lR;eso t;rslR;eso t;rslR;eso t;rslR;eso t;rs

Conclave on UrbanConclave on UrbanConclave on UrbanConclave on UrbanPoverty AlleviationPoverty AlleviationPoverty AlleviationPoverty Alleviation

&&&&RajivRajivRajivRajiv AwasAwasAwasAwas YojanaYojanaYojanaYojana

27th September 201127th September 2011

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Magnitude of the Problem of InclusiveMagnitude of the Problem of InclusiveMagnitude of the Problem of InclusiveMagnitude of the Problem of InclusiveMagnitude of the Problem of InclusiveMagnitude of the Problem of InclusiveMagnitude of the Problem of InclusiveMagnitude of the Problem of Inclusive

UrbanizationUrbanizationUrbanizationUrbanizationUrbanizationUrbanizationUrbanizationUrbanization

>60 % of Indias GDP from cities; bulk of city services provided byinformal sector

Yet, about a quarter of the urban population is excluded

22% i.e. 93 M or 18 M HH live without adequate shelter or basiccivic and social infrastructure

In most cities of India, urban poor and slum dwellers who constitute25-65% of the city population rarely occupy more than 3-5% of city

land space

Inclusive and equitable cities possible with concerted action byNational, State Governments and Urban Local Bodies

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Urban population(as per 2011 Census) - 45.23%

Higher than the National Average (31.16%)

Approximately 35% of the State`s Urban population lives

in slums

19.03% of the total slum population of the country

Housing Shortage: 3.72 million in 2007

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2005

Jawaharlal Nehru National Urban Renewal Mission 4components

Urban Infrastructure & Governance (UIG) and Basic Services to the Urban Poor (BSUP) in 65cities

Urban Infrastructure Development Scheme for Small & Medium Towns (UIDSSMT) andIntegrated Housing & Slum Development Programme (IHSDP) (For other cities)

2007

National Urban Housing & Habitat Policy

2008 Interest Subsidy for Housing the Urban Poor (ISHUP)

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2009 Affordable Housing in Partnership Scheme

2009 Revamped Swarna Jayanti Rozgar Yojana (SJSRY)

2009 Revised Street Vendors Policy & Model Law on Street Vendors

2009

President of Indias Announcement on 4 June 2009: Rajiv AwasYojana Slum-free India

2010 Scheme of Slum-free City Planning for Rajiv Awas Yojana

2011 Launch of Rajiv Awas Yojana

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JnNURMJnNURMJnNURMJnNURMJnNURMJnNURMJnNURMJnNURM: Progress All India: Progress All India: Progress All India: Progress All India: Progress All India: Progress All India: Progress All India: Progress All India

Financial progress (Rs in Crores) BSUP IHSDP Total

Revised Allocation 16,356 6,828 23,185

ACA Committed 14,414 7,136 21,550

Committed vs. Allocation (%) 88 % 104 % * 93 %ACA Released 7,172 4,345 11,517

Release vs. Commitment (%) 50% 61 % 53 %

Physical progress BSUP IHSDP TotalNo of Projects Approved 495 1006 1,501

No of Cities/Towns

Covered65 868 933

Dwelling Units Approved 10,20,083 5,42,128 15,62,211

DUs Completed 3,36,205 1,42,638 4,78,843

DUs Under Progress 2,38,453 1,28,442 3,66,895

DUs Occupied 1,74,693 97,431 2,72,124

* Due todiversion offunds fromBSUP toIHSDP

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JnNURMJnNURMJnNURMJnNURMJnNURMJnNURMJnNURMJnNURM: Progress in Maharashtra: Progress in Maharashtra: Progress in Maharashtra: Progress in Maharashtra: Progress in Maharashtra: Progress in Maharashtra: Progress in Maharashtra: Progress in Maharashtra

Financial progress (Rs in Crores) BSUP IHSDP Total

Revised Allocation 3372.56 1130.60 4503.16

ACA Committed 2921.42 1391.29 4312.71

Committed vs. Allocation (%) 87 % 123 % 96 %

ACA Released 1453.03 683.69 2136.72

Release vs. Allocation (%) 43% 60 % 47 %

Physical progress BSUP IHSDP Total

No of Projects Approved 55 107 162

No of Cities/Towns Covered 5 82 87

Dwelling Units Approved 1,54,750 99,224 2,53,974

DUs Completed 43,081 11,179 54,260

DUs Under Progress 27,885 15,827 43,712

DUs Occupied 15,256 6,536 21,801

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MaharastraMaharastraMaharastraMaharastraMaharastraMaharastraMaharastraMaharastra: Progress of 3 Pro: Progress of 3 Pro: Progress of 3 Pro: Progress of 3 Pro: Progress of 3 Pro: Progress of 3 Pro: Progress of 3 Pro: Progress of 3 Pro--------Poor ReformsPoor ReformsPoor ReformsPoor ReformsPoor ReformsPoor ReformsPoor ReformsPoor Reforms

Internal Earmarking of Funds for Services to Urban Poor

Reform Achieved: Cities under BSUP (Mumbai, Thane, Navi- Mumbai, KDMC,

Kalyan-Dombivali, Mira-Bhayander, Ulhasnagar, Nagpur, Nashik, Pune, Pimpri

Chinchwad and Nanded) have made the provision for earmarking of funds. All ULBs

under IHSDP are taking the action for the same.

Earmarking of at least 20-25 percent of Developed Land in All Housing

Projects (both Public and Private Agencies) for EWS/LIG

Reform under Progress: The State Government issued directives to all MunicipalCorporations & Councils to modify their Development Control Regulations to provide:

10% area in the form of 30 to 50 sq.m. plots for EWS/LIG and 10% area in the form of 50 to100 sq.m. plots (for MIG) in any sub-division of land admeasuring 2,000 sq.m. and more

10% tenements for each EWS/LIG Group (30 to 40 sq.m.) and MIG Group (41 to 60 sq.m.) forlayout of land admeasuring 4,000 sq.m.and more

Provision of Basic Services to the Urban PoorReform under Progress Cities implementing 7 point charter

(As reported by State)

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PhysicalPhysicalPhysicalPhysical ProgressProgressProgressProgressNumber of people assisted to set up individual microenterprises

-11,59,794

Number of women assisted to set up microenterprises (Women Group enterprises)

-4,65,299

Total number of urban poor assisted to set up

micro-enterprises (a) + (b)-

16,25,093

Number of people given skill development training - 19,44,988

Number of Women Groups formed - 1,02,037Number of Thrift & Credit Societies formed - 4,19,923

Number of man-days of work generated under Urban

Wage Employment- 769.20

Lakhs

Financial Progress (Rs. in crores)Total Funds Released - 3,359.72

Expenditure- 2,944.44

(87.63%)

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Physical TargetsNumber of people assisted to set up individual micro

enterprises

-9,979

Number of women assisted to set up micro enterprises

(Women Group enterprises)

-6,645

No of women to be assisted with Revolving Fund Self-

Help Groups/Thrift & Credit Societies

-13,290

Number of people to be given skill development training - 39,771

Financial Target (Rs. in crores)Unspent Balance available with State as on 31.3.2011 - 31.96

Allocation 2011-12 - 103.04

Release 2011-12 51.50

Total Programme for the State for 2011-12 135.00 Crore

In view of unspent balance from 2010-11, State target for 2011-12

under skills training- 50,000. State may plan for 100,000.

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The Bill seeks to establish a regulatory oversight mechanism to

enforce disclosure, fair practice and accountability norms in

the real estate sector, and to provide an adjudication

machinery for speedy dispute redressal

The Bill expected to promote:

regulated and orderly growth

efficiency, professionalism and standardization (includingthe evolution of competitive rating)

enabling the sector to access capital and financial markets

essential for its long term growth.

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Rajiv Awas Yojana envisages a Slum-Free India with inclusive and

equitable cities with every citizen having access to basic social and

civic services.

Scheme proposes to create the enabling conditions to encourage

States to tackle the problem of slums by

Bringing the slums within the formal system

Providing same amenities as the rest of the city/town

Tackling the shortages of urban land and housing that keeps

housing out of the reach of the poor.

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Central Support:

50% of the cost of slum redevelopment through provision of basic civic

and social infrastructure and amenities and housing including rental

housing and transit housing

This shall also be available for Viability Gap Funding for PPP projects

No infrastructure cost will be passed on to the beneficiary (States to bear

20% of the infrastructure cost)

Affordable Housing in Partnership Scheme and Interest Subsidy Scheme for

Housing the Urban Poor (ISHUP), dovetailed with RAY to provide 5%

interest subsidy on housing loans up to Rs. 1 lakh

Creation of Mortgage Risk Guarantee Fund (Corpus of Rs.1000 Crores)

Capacity Building, Preparatory Activities, IEC & Community Mobilization,

Planning

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Flexibility to the states and ULBs to plan their pace of implementationand models for arranging land, resources, housing and partnerships.

Whole city, all slums whole slum

Slum: a compact settlement of at least 20 Households with a collectionof poorly built tenements, mostly of temporary nature, crowdedtogether usually with inadequate sanitary and drinking water facilitiesin unhygienic conditions

States to prepare a State/City Slum Free Plan as part of preparatory

activities

Part-I: Slum Redevelopment of all existing slums notified/nonnotified, on lands of all ownership

Part-II: Keeping it Slum-Free steps proposed for

Development of affordable housing for the urban poor

Revision to existing urban policy and programmes forprevention of slums

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Legislation within 1 year for:

Assignment of property rights to slum dwellers

Earmarking of 20-25 per cent of developed land forEWS/LIG housing

Earmarking 25 per cent of the budget for the poor

Commitment with timelines for: Amending Rent Control Acts

Review of land use policies

Simplification of approval processes for housing projects

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All landless slum dwellers living in a city / urban areas

would be entitled to a - dwelling space (dwelling house/ land) at an affordable cost

Entitlement may be in the nature of- Collective/ Leasehold /Freehold / Rental

Universalisation of basic civic services for all slums

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Dwelling Space: nontransferable except by inheritance

However -

the slum dweller may sell the dwelling space to the

Government or the Slum Collective,

or mortgage for the purpose of raising finance in the formof a housing loan

In-Situ Redevelopment

Dwelling space is primarily intended to be provided in-situ

Resettlement option - adequate public transportarrangements to be made

Slums on Central Government & Private Land: Schemes maybe prepared in collaboration with the Central Government

agency & Private land owner

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Rs 100 Cr released to 34 States/UTs for preparatory

activities

Guidelines /Tool-kits circulated

Draft Model Enactments circulated to States for

comments

Credit Mortgage Fund operationalisation underway

Issue of slums in Central lands taken up with concerned

departments

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Community Participation:

In planning - pre-survey, survey, including mapping,development of slum redevelopment models and I

Implementation

Monitoring

Operation & Maintenance

Community led Construction Model Encouraged

Community Participation In RAYCommunity Participation In RAYCommunity Participation In RAYCommunity Participation In RAYCommunity Participation In RAYCommunity Participation In RAYCommunity Participation In RAYCommunity Participation In RAYCommunity Participation In RAYCommunity Participation In RAYCommunity Participation In RAYCommunity Participation In RAYCommunity Participation In RAYCommunity Participation In RAYCommunity Participation In RAYCommunity Participation In RAY

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Affordable Housing in Partnership (AHP) - Encourages creation

of affordable housing through partnerships.

Extension to all RAY cities. Implementing Agency: ULB/Parastatals/Housing Board/Other

Agencies

Dwelling units mix of EWS- LIG-MIG including rental housingand dormitories

Subsidy of Rs.50,000 per affordable unit or 25% of the cost of

civic infrastructure (external and internal), whichever is lower

Affordable HousingAffordable HousingAffordable HousingAffordable HousingAffordable HousingAffordable HousingAffordable HousingAffordable HousingAffordable HousingAffordable HousingAffordable HousingAffordable HousingAffordable HousingAffordable HousingAffordable HousingAffordable Housing

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Pilot ProjectsPilot ProjectsPilot ProjectsPilot ProjectsPilot ProjectsPilot ProjectsPilot ProjectsPilot Projects

Pilot Projects - aim of evolving, demonstrating and establishing

models that can thereafter be scaled.

Such innovation could encompass :

Projects with strong community participation i.e. Slum

upgradation/ redevelopment projects initiated/spearheaded

by the community; or with their demonstrable involvementand participation in design, planning and implementation.

Creation of fresh rental housing stock and transit shelters.

New models of public-private partnerships whereby the

private sector can be encouraged to take up affordable

housing for the EWS/LIG.

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Pilot ProjectsPilot ProjectsPilot ProjectsPilot ProjectsPilot ProjectsPilot ProjectsPilot ProjectsPilot Projects

Innovations in planning, demonstrating integrated

livelihoods, shelter and services or convergence

Innovative or cost effective and green building design

and technologies

Financial innovations in delivering the city/state wideprogramme (community fund, incremental savings,

PPP fund, etc)

Any other innovation for which the city feels it needsto design models and determine guidelines for larger

application

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Application for Pilot Projects under RAYApplication for Pilot Projects under RAYApplication for Pilot Projects under RAYApplication for Pilot Projects under RAYApplication for Pilot Projects under RAYApplication for Pilot Projects under RAYApplication for Pilot Projects under RAYApplication for Pilot Projects under RAY

Eligible Institutions

State Governments

Urban Local Bodies through the SLNAs

Central Government Departments and Central Public Sector

Undertakings through the Administrative Ministry.

Organisations under MoHUPA such as Housing and Urban

Development Corporation (HUDCO); Building Material Promotion

and Technology Promotion Council (BMTPC), Hindustan Prefab

Limited (HPL) and Central Government Employees Welfare Housing

Organisation ( CGEWHO).

All other agencies/stakeholders such as State parastatals, Non-

Governmental Agencies, Community based organisations, Private

Organisations, etc will need to present their pilot projects either (i)

after approval of the SLNA or (ii) through Government of India

departments/HUDCO.

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Rs. 9.4 crs Released (1st installment) for

undertaking preparatory Activities in 16 cities

Preparatory Activities of Slum Survey, GIS mappingand preparation of Slum Free City Plan under way

Draft Slum Free City Plan of Pune City prepared

Pilot projects preparation initiated

Solapur

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Points of Action under RAYPoints of Action under RAYPoints of Action under RAYPoints of Action under RAYPoints of Action under RAYPoints of Action under RAYPoints of Action under RAYPoints of Action under RAY

Commitment to assign property rights to slum dwellers

followed by a legislation

Preparation of Slum Free Plans of Actions

Submission of Innovative Pilot Projects