When I first moved to Yankton, I had just married Merlyn and had no idea where my career path was going to take me. I started as a teller at First Dakota in 1990 and in 1992 created the FirstPartners & First Dakota Travel programs. Many of your parents and grandparents were my customers at that time. After 29 years, I am excited to announce I will be retiring in early 2020. My time with FirstPartners and First Dakota Travel would not have been possible without you and the

relationships we built. I have been warmly welcomed into your communities and I feel very blessed to have met so many wonderful people.

Nothing will change for you at First Dakota, except I will not be there. I am excited to announce Fran Rietveld as my replacement. Fran has the same passion for FirstPartners and our customers just as I have over the years!

FRAN RIETVELD THE FUTURE OF FIRSTPARTNERS AND FIRST DAKOTA TRAVEL

Jane has been on my team for the past 16+ years and I never questioned how she managed FirstPartners or our Travel Program. I always trusted she was taking won-derful care of our customers. In a year she’ll be handing over the details to me. I will have to fill her shoes and I don’t have that big of feet. To help plan for the future I invite each of you to give your FirstPartners Advisor feedback on financial benefits you would like to see from First Dakota and your bucket list of adventures.

My office is in our Mitchell North location, but I am only a phone call or email away. I look forward to meeting you in your communities.

CAPE COD AND KENYAPG 2

MYSTERY TOUR PG 3

TRAVEL PREVIEWSPG 4

JANE’S FAREWELL CRUISEJANUARY 30 - FEBRUARY 10, 2020

I decided I needed one last Bon Voyage trip with my First Dakota friends before I depart! We are going to the Southern Caribbean on Celebrity Cruises with the ports of Antigua, Barbados, St Lucia, St Kitts, St Maarten and of course a few days to just relax at sea. I do not have final details or flyers yet.

Contact Fran, 605-995-7910 or frietveld@firstdakota.com, or Jane, 605-665-4907 or jpugh@firstdakota.com, by March 1 if interested. We want to make sure we have enough cabin space reserved. Reservations and cabin space will be filled in the order of contact. Once we have final details and pricing we will contact you to choose your desired cabin. Then you can fill out a registration form and make your down payment.

F E B R U A R Y 2 0 1 9JANE’S FIRST DAKOTA JOURNEY!BY JANE PUGH RELATIONSHIP BANKING OFFICER

This spectacular tour will take you to Cape Cod and the Islands featuring Boston, Martha’s Vineyard, Nantucket and Newport. You will travel through Hyannis Port, home of the Kennedy Compound and see the Kennedy Memorial & St. Francis Church. Stop for a visit at Plymouth Rock. Enjoy a visit to the Nantucket Whaling Museum, including its rooftop observation deck. Enjoy a Boston City Tour featuring Boston Commons, the Old State House, the Old North Church from where Paul Revere got the signal to start his famous ride, the Old South Meeting House, Beacon Hill and Old Ironsides. Your Martha’s Vineyard Tour includes the colorful Victorian cottages of Oak Bluffs, Edgartown with its stately houses built by whaling captains, pristine beaches and colorful yacht harbors. Follow “Ten-Mile-Drive” along the magnificent rocky coast which boasts exquisite estates from the early 1900’s.

For complete details about Cape Cod & the Islands contact your nearest First Dakota location or go to FirstDakota.com/about/travel with us.

CAPE COD & THE ISLANDS SEPTEMBER 2 - SEPTEMBER 9, 2019 ONE HOTEL STAY WITH TOURS EVERY DAY

KENYA AND TANZANIA OCTOBER 15 - OCTOBER 26, 2019 TANZANIA EXTENSION: OCTOBER 25 - NOVEMBER 1 (OPTIONAL)Join us and embark on the trip of a lifetime on a Kenyan Photo Safari! Safari, which means “journey” in Swahili, is an experience you’ll never forget and we have worked to ensure every detail has been arranged to perfection. Not all Safari programs are created equally, and this 5 Star program is unlike anything you have experienced. As you travel from the northern reaches of the Aberdare National Forest to the world famous Maasai Mara in Southern Kenya, you’ll find the people to be warm and friendly and the animals beyond imagination! Surely, a major draw is seeing elephant, lion, cheetah and giraffe in the wild. What few imagine is how the people of Kenya have touched them, from the school girls you meet and women who create beautiful wool rugs to your safari guide who is the best in the business! We invite you to join us and expe-rience the unexpected.

Optional Wonders of Tanzania extension: You’ll find this region of incredible national beauty with some of the best game-viewing in the world. Nearly twenty percent of this vast and spectacular country is protected and you’ll find the Great Rift Valley with its dramatic volcanic landscape home to some of the most fertile grazing grounds on earth. The Ngorongoro Crater is not only home to amazing wildlife, but the Maasai people live and farm here as they have for centuries. With an ecosystem that supports some of the most plentiful animal populations left in the world, the wildlife will seem bigger, stockier, stronger and sturdier than anyplace else. To go on safari in Tanzania is always a fascinating and exclusive experience.

For complete details about Kenya and Tanzania contact your nearest First Dakota location or go to FirstDakota.com/about/travel with us.

2019 MYSTERY TOURMAY 28 - JUNE 3, 2019

SHRED DAYS

If you have not joined First Dakota on an annual Mystery Trip, here is your opportunity. Each day is a Mystery of where you will stop and what you will see. Of course there is always a lot of different excitement and adventure. Will we go north, east, south or west? Only Jane and Fran know. We will pick up passengers in Salem, Mitchell, Yankton and Vermillion but not necessarily in that order. Don’t jump to any conclusions, just jump on the bus! For complete details about the Mystery Tour contact your nearest First Dakota location or go to FirstDakota.com/about/travel with us.

Identity Theft continues to be one of the fastest growing crimes in the United States. It is ranked as one of the top consumer concerns for the past several years. First Dakota wants to help by giving you the opportunity to shred any personal information free of charge. Come to our Shred Days at any of the following First Dakota locations and times:

SHRED ON SITE TRUCKVermillion 1110 E Cherry Street Thursday, May 2 9:00AM - 11:45AM

Elk Point 117 W Main Street Thursday, May 2 12:30PM - 2:00PM

Beresford 101 S 3rd StreetThursday, May 2 4:00PM - 5:30PM

Yankton 1800 Summit StreetWednesday, May 8 11:00AM - 3:00PM

Wagner 10 High Avenue SWMonday, May 13 11:00AM - 1:00PM

Blunt 211 N Main Street Thursday, May 16 9:00AM - 11:00AM

Pierre 322 S Coteau Street Thursday, May 16 12:00PM - 2:00PM

Mitchell 1712 N Main StreetWednesday, May 22 12:30PM - 3:00PM

DROP OFF CONTAINERSKimball 200 S Main StreetApril 24 - May 27 9:00AM - 3:00PM

Chamberlain 201 N Courtland StreetApril 24 - May 27 8:30AM - 4:30PM

Salem 301 N Main StreetApril 25 - May 14 8:30AM - 4:00PM

Parkston 109 Main StreetMay 15 - June 10 8:30AM - 4:00PM

Sioux Falls customers have multiple opportunities for professional shredding, therefore we will not have a truck at our Sioux Falls locations.

PRICE (PER PERSON)Single: $2,262.00Double: $1,910.00Triple: $1,876.00Quad: $1,876.00

INCLUSIONS: • 17 meals - 6 nights deluxe lodging• Motorcoach transportation• All attractions• Bus driver gratuities• Step-on-guide gratuities• Travel insurance protection

RESERVATIONS:No early reservations accepted for this tour. FirstPartners Advisors will take phone reservations starting Feb. 15 at 8:00AM, until full. To reserve your spot, full payment must be received within 1 week of your reservation.

US POSTAGEPAID

Yankton SD57078

Permit No. 16

225 Cedar StreetPO Box 156Yankton, SD 57078ADDRESS SERVICE REQUESTED

Travel Preview Mark your calendars and join us for a sweet treat as we preview the upcoming First Dakota trips. You can come for all the presentations or just come for the tour you are interested in. This is an educational event, no pressure to sign up for a tour. Please contact your local FirstPartners Advisor, or Jane, 605-665-4907, jpugh@firstdakota.com, or Fran, 605-995-7910, frietveld@firstdakota.com, if you plan to attend.

April 9: 1:00PM - MitchellFirst Dakota - 500 E Norway Avenue1:00PM Cape Cod1:30PM Jane’s Farewell Cruise2:00PM Kenya and Tanzania

April 10: 1:00PM - YanktonFryn’Pan Restaurant - 502 W 21st Street1:00PM Cape Cod1:30PM Jane’s Farewell Cruise2:00PM Kenya and Tanzania

April 9: 6:30PM - PierreBranding Iron Bistro - 420 W Sioux Avenue6:30PM Cape Cod7:00PM Jane’s Farewell Cruise7:30PM Kenya and Tanzania

April 10: 6:30PM - Sioux FallsFirst Dakota South 2nd Floor - 69th & Western6:30PM Cape Cod7:00PM Jane’s Farewell Cruise7:30PM Kenya and Tanzania

Member FDIC

You will receive an email reminder of these events the beginning of April if we have your email address on file.

1Annual Percentage Yield for the FirstPartners CD Special effective 2/12/19 - 3/31/19 and is subject to change. $1,000 minimum opening balance. Not valid with any other offer. No institutional funds allowed. Penalty may be imposed for early withdrawal and fees may reduce earnings. Certain restrictions apply. This CD Special is not eligible for the FirstPartners bonus rate. Member FDIC.

You have worked hard for your money, with perseverance and true grit. Now it is time to let your money work hard for you.

2.50%

12-Month CD Special

FirstPartners CD Special

APY1