Jammu and Kashmir Bank Clerk Prelims Model Paper 1 · 2020. 6. 13. · Jammu and Kashmir Bank Clerk Prelims Model Paper 1 ... expected to adjust their business models to cope with

Jammu and Kashmir Bank Clerk Prelims Model Paper 1

Click Here for High Quality Mock Test Series for J&K Bank PO 2020 Click Here for High Quality Mock Test Series for J&K Bank Clerk 2020

Follow us: Telegram , Facebook , Twitter , Instagram 1

English Language

Directions (1-10): In each of the question given

below a/an idiom/phrase is given in bold which is

then followed by five options which then tries to

decipher its meaning as used in the sentence.

Choose the option which gives the meaning of the

phrase most appropriately in context of the given

sentence.

1. The Sri Lankan Supreme Court’s ruling that

President Maithripala Sirisena’s term will end when

he completes five years in office comes as no state

of amazement.

A.fortune

B.jolt

C.surprise

D.start

E.curiosity

2. It is not a bad idea to revisit old committee

reports with a view to considering their possible

implementation.

A.advisedly

B.purposely

C.designed

D.freely

E.pointedly

3. The in favour verdict in the elections to the State

Assembly in Karnataka is important for both the

Congress and the Bharatiya Janata Party (BJP) for

reasons more than one.

A.positive

B.Supportive

C.kind

D.praiseful

E.friendly

4. While the Vokkaligas found a strong foothold in

the Janata Dal led by Mr. Deve Gowda, the success

of the BJP in the State lies in attracting the Lingayats

to its fold by the early 1990s.

A.protests

B.demonstrates

C.manifests

D.confuses

E.loses

5. The Malimath report tip off a standard of proof

lower than the current ‘beyond reasonable doubt’

standard.

A.submit

B.commend

C.prefer

D.suggests

E.advocate

6. The widespread perception that there is corruption

on the one hand and a deep nexus between crime

syndicates and politicians on the other, has added to

the wearing down of public confidence in the justice

delivery systems.

A.spoiling

B.erosion

C.consumption

D.building

E.construction

7. Karnataka was the first State it came to power in

South India and its weak point to repeat this

performance may tell badly on its future in the South.

A.lack

B.inutility

C.unfitness

D.inability

https://estore.ibpsguide.com/online-test-series/rbi-assistant-prelims-2020-online-mock-test?utm_source=website&utm_medium=traffic&utm_campaign=FreemockIG

https://estore.ibpsguide.com/online-test-series/jk-clerk-prelims-2020-mock-test?utm_source=website&utm_medium=traffic&utm_campaign=JKClerkPre


https://t.me/ibpsguide

https://www.facebook.com/ibpsguidance

https://twitter.com/GuideIbps

https://www.instagram.com/ibpsguide

https://play.google.com/store/apps/details?id=apps.ibpsguide.com

http://bit.ly/2TdjuRZ




E.incapability

8. According to the IMF’s January update of the

World Economic Outlook, the global economy is all

set to clock its best growth rate in seven years in

2018 following a pickup since mid2016.

A.handy

B.ready

C.equipped

D.covered

E.waiting

9. Abroad based recovery in global growth may

be rounding up steam, but the price the world will

have to pay for it is still unknown.

A.grouping

B.gathering

C.Associating

D.levy

E.rallying

10. It is no secret that since the 2008 financial crisis

the global economy has been propped up mainly by

the unprecedented easy money policies adopted by

global central banks.

A.boosted

B.restored

C.energized

D.pushed

E.excited

Directions (11-15): Read the following passage

carefully and answer the questions given below it.

They are not extinct, nor even on the endangered-

species list. But company analysts, once among the

most prestigious professionals in the stockmarket,

are being culled. New European rules, with the

catchy name of MiFID2, have just dealt analysts

another blow. A study by Greenwich Associates

estimates that the budget for the research they

perform may drop by 20% this year. In their heyday

in the late 1980s and early 1990s, analysts could

make or break corporate reputations. A “buy” or “sell”

recommendation from the leading two or three

analysts in an industry could move a share price

substantially. Fund managers, and many financial

journalists, relied on analysts to spot those

companies that were on a rising trajectory, and those

where the accounts revealed signs of imminent

trouble. And the best analysts were very well paid.

But that golden age was built on some rusty

foundations. Analysts were well paid because they

worked for the big investment banks. But those big

banks made money not just by helping investors to

trade but also by advising companies on new issues,

and on mergers and acquisitions. In such

circumstances, there was an implicit bargain that

analysts would be positive about a company’s

prospects. If they were not, the chief executive might

take his business elsewhere. Over time, “buy”

recommendations far exceeded “sell” suggestions.

This looked less like dispassionate analysis than

marketing. A second problem came in the 2000s as

regulators cracked down on the way that companies

released news to the market. Information could no

longer be selectively released to favoured analysts.

By the same token, those “Sherlock-like” analysts

who liked to spot trends through independent

company visits faced difficulties. Everything came to

depend on the profits guidance issued by companies

for the next quarter or year. And analysts dared not

let their forecasts stray too far from what the

companies suggested. The paradoxical result was

that finance, an industry whose acolytes often













trumpet the superiority of free-market economics,

had created a poorly functioning market—one that

was oversupplied with analysts who mostly offered

the same product. Why, then, did it survive at all?

The conventional way that investors rewarded banks

for good research was not to pay for it directly, but to

funnel securities trades their way. This system of

“soft” commissions created two conflict-of-interest

questions. Were fund managers trading more than

they needed to just to pay for their research? And

were they getting the best terms available when they

did that trade? In both cases, the client, not the fund

manager, was in effect paying for the service. There

was little incentive to change.

Under the new MiFID rules, banks will not be

allowed to bundle research up with other products.

Fund managers will have to pay for it separately. As

a result, they are expected to be much more

selective. This recalls Dr Johnson’s response when

Boswell asked whether the Giant’s Causeway in

Northern Ireland was worth seeing. The great man

replied: “Worth seeing, yes; but not worth going to

see.” The suspicion is that, for many fund managers,

the work of analysts is “worth having, but not worth

paying to have”. The rules may technically apply only

to Europe but even American investment banks are

expected to adjust their business models to cope

with MiFID. The employment prospects of analysts

had already been hit by index-tracking, or “passive”

fund management, which simply buys all the shares

in a benchmark, and by the growth of quantitative

hedge funds, which use computer programs to select

stocks. But the best analysts need not despair

completely. The biggest fund managers employ in-

house research. Some may be willing to pay for

analysis from independent boutiques (as has been

the case in the world of economics). The fear,

however, is that something will be lost in the process.

For all their faults, analysts acted as conduits for

company information to be passed to investors who

could not afford their own research (charities and

small pension funds, for example) and, via the

media, to the general public. A few heroic analysts

(one thinks of Richard Hannah, a long-term

Eurotunnel sceptic) proved adept at exposing

corporate flimflam.Alas, the industry generated far

too few sceptics and far too many corporate

cheerleaders. The baby is being thrown out with the

bathwater—but in recent times it was a very small

baby amid an awful lot of murky water.

11. What is true regarding the passage?

1. The profession of company analysts is

reducing day by day.

2. Author thinks that profession of company

analyst will be extinct in near future.

3. Total budget for the research have dropped

this year.

A.Only 1

B.Only 2

C.1 & 3

D.1 & 2

E.All of the above

12. Earlier what is true regarding analysts?

1. Earlier top analyst can increase the

reputation of any corporate companies.

2. Analyst can move any share price

substantially.

3. Mostly analyst gave wrong suggestions to

their company.

A.Only 1

B.Only 2

C.1 & 3

D.1 & 2













E.All of the above

13. What is the main problem of analysts according

to the passage?

1. There was some problem for investor form

the side of regulators.

2. In the 2000s companies guided their analyst

to forecast according to the advice of

companies.

3. Free functioning of analysts stopped.

A.Only 1

B.Only 2

C.1 & 3

D.1 & 2

E.All of the above

14. Which can be true from the given sentences?

1. There is new MiFID rule in which bank will not

be allowed to research up with other

products.

2. Bank doesn’t pay their researcher directly

from investor rewards.

3. Investors are not relying on the bank’s

research for their investment.

A.Only 1

B.Only 2

C.1 & 3

D.1 & 2

E.All of the above

15. Which of the following can be the suitable title for

the passage?

1. Drowning profession of analysts.

2. Pros and cons of being an analyst.

3. Golden age of analyst.

4. Making a company reputed.

A.Only 1

B.Only 2

C.1 & 3

D.1 & 2

E.All of the above

Directions (16-20): In each of the questions given

below a sentence is given with one blank. Below

each sentence FOUR words are given out of which

two can fit the sentence. Five options are given with

various combinations of these words. You have to

choose the combination with the correct set of words

which can fit in the given sentence.

16. For long, scientists have been _________by the

fact that long strands of DNA apparently have no real

function.

A. Astonished

B. puzzled

C. confused

D. doubtful

A.A-B

B.B-C

C.C-D

D.A-D

E.B-D

17. Influential corporate groups have _________ the

judiciary’s independence.

A. Distorted

B. curved

C. falsified

D. melted

A.A-B

B.B-C

C.C-D

D.A-C

E.B-D













18. As the consequences of the historic press

conference of the four senior most judges of the

Supreme Court play out, a constant ________ that

has been heard is of the need to resolve differences

internally.

A. forgo

B. refrain

C. abstain

D. stop

A.A-B

B.B-C

C.C-D

D.A-D

E.B-D

19. For the BJP, while winning the State may not be

very _______ to its overall dominance at present,

losing it may have ominous significance.

A. urgent

B. essential

C. deciding

D. crucial

A.A-B

B.B-C

C. C-D

D.A-D

E.B-D

20. The process of _________ legislation for road

safety has been in the making for the past four years.

A. suggesting

B. announcing

C. introducing

D. prefacing

A.A-B

B.A-C

C.B-C

D.A-D

E.B-D

Directions (21-30): In the given questions, there is a

sentence given which is divided into five parts labled

as A, B, C, D, E. There will be grammatical errors in

any two parts of the sentence. From the options,

choose the pair which contains errors.

21. A ruling by South Africa’s Constitutional Court

at (a)/ Friday, December 29, that Parliament

should (b)/ putting in place a mechanism for Jacob

Zuma’s (c)/ removal is a judicial setback for the

President. (d)

A.a-d

B.a-c

C.b-c

D.c-d

E.b-d

22. The potentially premature end to his scandal-

plagued tenure will (a)/ also being a political blow for

Cyril Ramaphosa, (b)/ the Deputy President, those

was elected leader of the (c)/ African National

Congress (ANC) at the party’s conference last

month. (d)

A.a-d

B.a-c

C.b-c

D.c-d

E.b-d

23. His victory intensified speculation over (a)/ the

early exited of the beleaguered Mr. Zuma, (b)/ who

has been embroiled in allegations of (c)/ high profile

corruption that predate thier presidential tenure since

2009. (d)

A.a-d













B.a-c

C.b-c

D.c-d

E.b-d

24. But the election of number of Mr.

Zuma’s (a)/ supporters to the ANC top executive in

last month’s organisational poll (b)/ may have put

paid to such hopes, even if their populist

programmes (c)/ will constricting Mr. Ramaphosa’s

pragmatic approach on the economy before the 2019

popular vote. (d)

A.a-d

B.a-c

C.b-c

D.c-d

E.b-d

25. The most spectacular of Mr. Zuma’s controversial

links involve (a)/ “state capture;” a cryptic description

of (b)/ the strategic connections between the

President’s family (c)/ and the mining and media

empire in the now notorious Gupta brothers. (d)

A.a-d

B.a-c

C.b-c

D.c-d

E.b-d

26. Tales of how Guptas cornered lucrative state

contracts (a)/ and even influenced ministerial

appointments in their (b)/ adopted home were recent

recounted before (c)/ the U.K. House of Lords by

veteran anti-apartheid campaigner Peter Hain. (d)

A.a-d

B.a-c

C.b-c

D.c-d

E.b-d

27. A year later, in December, the Pretoria High

Court ordered Mr. Zuma (a)/ to act on that

recommendation inside a month, (b)/ even as it

characterised the delay as tantamount (c)/ to

disregarding the ombudsman’s constitutional

duties. (d)

A.a-d

B.a-c

C.b-c

D.c-d

E.b-d

28. Perhaps buttress the prospects for trials

on (a)/ this occasion, the Pretoria court in December

ordered (b)/ the removing of the country’s chief

prosecutor, a Zuma appointee, (c)/ handing

responsibility to select his successor to the Deputy

President. (d)

A.a-d

B.a-c

C.b-c

D.c-d

E.b-d

29. The majority ruled that Parliament have (a)/ failed

to hold Mr. Zuma to account for the use of

millions (b)/ of rands of public funds to upgraded his

rural home in Nkandla, (c)/ in his native province of

KwaZulu-Natal. (d)

A.a-d

B.a-c

C.b-c

D.c-d

E.b-d













30. The latest verdict is a sequel to the

court’s (a)/ unanimous 2016 ruling, when they held

that Mr. Zuma’s refusal (b)/ to reimburse the state, as

per the 2014 recommendations (c)/ of the country’s

public protector, was inconsistency with the

Constitution. (d)

A.a-d

B.a-c

C.b-c

D.c-d

E.b-d

Numerical Ability

Directions (31-35): In the following questions, two

equations numbered are given in variables x and y.

You have to solve both the equations and find out

the relationship between x and y. Then give answer

accordingly-

A .x> y

B. x < y

C. x ≥ y

D. x ≤ y

E. x = y or relationship cannot be determined

31.

I.4x2 – 9x – 9 = 0,

II.4y2 + 11y + 6 = 0

A.A

B.B

C.C

D.D

E.E

32.

I.3x2 – 2x – 21 = 0,

II.6y2 + 17y + 7 = 0

A.A

B.B

C.C

D.D

E.E

33.

I.3x2 – 13x + 14 = 0,

II.3y2 – 20y + 32 = 0

A.A

B.B

C.C

D.D

E.E

34.

I.3x2 – 2x – 16 = 0,

II.3y2 – 20y + 32 = 0

A.A

B.B

C.C

D.D

E.E

35.

I.5x2 – 16x – 16 = 0,

II.3y2 – 14y + 8 = 0

A.A

B.B

C.C

D.D

E.E

36. Meera, Swapna and Rishwi started a business

where their initial capital was in the ratio of 1:2:3. At

the end of 6 months, Meera invested an amount

such that his total capital became equal to Rishwi's













initial capital investment. If the annual profit of

Swapna is Rs.4500 then what is the total profit ?

A.15750

B.18240

C.17950

D.16450

E.None of these

37. A car worth Rs.300000 is sold by Rajesh to

Praveen at 10% profit. Praveen sells the car back to

Rajesh at 4% loss. Then in the entire transaction

Rajesh gets the loss/ gain is?

A.Rajesh gains Rs.13200

B.Rajesh gains Rs.13300

C.Rajesh loses Rs.33000

D.Rajesh loses Rs.3168

E.None of these

38. Sanjai got gold medal for his studies 4 years ago.

His present age is 3/2 times his age at the time of he

got the prize. Sanjai’s brother was 5 years younger

to him at the time of his prize event. The age of

sanjai’s brother is.

A.12 yrs

B.7 yrs

C.3 yrs

D.9 yrs

E.None of these

39. 5 years ago, the average age of Mr. Ravi family

of 5 members was 30 years. 2 children having been

born with the difference of 3 years, the present

average age of the family is the same. The present

age of the youngest child is.

A.16 yrs

B.14 yrs

C.18 yrs

D.12 yrs

E.None of these

40. Daniel speaks truth in 2/5 cases and Sherin lies

in 3/7 cases. What is the percentage of cases in

which both Daniel and Sherin contradict each other

in stating a fact?

A.72.6%

B.51.4%

C.62.3%

D.47.5%

E.None of these

41. The length and breadth of the hall are 60 feet

and 30 feet respectively. Square tiles of a 6 feet

length of different colors are to be laid on the floor.

Red tiles are laid in the 1st row on all sides. If green

tails are laid in the one – two time of the remaining

and yellow in the rest, how many yellow tiles will be

there?

A.15

B.16

C.17

D.18

E.None of these

42. The ratio of the number of male and female in a

committee is 5:6. If the percentage increase in the

number of male and female

be 12% and 10% respectively, what will be the new

ratio?

A.33:28

B.28:33

C.27:34

D.34:27

E.None of these













43. The compound interest for 2 years on sum of

amount is Rs.416 and the simple interest on the

same sum for the same period is Rs.400. the

difference between the CI & SI for 3 years will be.

A.48.94

B.49.28

C.47.76

D.46.65

E.None of these

44. Varun deposits Rs.12000 in a financial institute at

18% interest per annum for a period of one year and

Rs.9750 in another financial institute at 13.5% per

annum for a period of one year. The total interest

amount obtained is what percentage of the whole

sum?

A.14.23%

B.12.45%

C.13.43%

D.15.98%

E.None of these

Directions (45-49) What approximate value will come

in place of question mark (?) in the given questions?

45. 18.05 x 8.99 - 52.02 = ?

A.140

B.75

C.160

D.110

E.150

46. 149.96 x 3.02 - 114.57 x 1.93 =?

A.170

B.220

C.310

D.190

E.260

47. 45.04 ÷ 4.97 = ? ÷ 12.99

A.104

B.91

C.120

D.117

E.143

48. 135.59 ÷ 7.62 x 2.93 = 75.01% of ?

A.80

B.60

C.40

D.20

E.68

49. 75.05% of (289.96 + 142.01) = ?2

A.10

B.16

C.14

D.18

E.12

Directions (50-54): What should come in place the

question mark (?) in the following questions?

50. 7872 + 6997 + 3420 = ?

A.18298

B.18289

C.18890

D.18829

E.None of these

51. 682.69 + 832.87 = 10009 – ?

A.8494.40

B.8493.44

C.8694.60

D.8993.44

E.None of these













52. 47.5 × 97.5 × 2 = ?

A.8125

B.9125

C.8215

D.9215

E.None of these

53. 7 (1/2) of 220 + 308.65 + ? = 80995

A.79036.35

B.7903.635

C.16356.35

D.89036.35

E.None of these

54. 625.97 × 7.5 + 299.87 = ? – 4632.64

A.9627.285

B.9672.85

C.9227.285

D.9762.285

E.None of these

Directions (55-59): What will come in place of the

question marks (?) in the following Number series?

55. 25200, 3600, 600, 120, 30, 10, 5, ?

A.5

B.1

C.6

D.7

E.None of these

56. 3, 9, 31, 129, 651, ?

A.1542

B.1293

C.3913

D.2451

E.None of these

57. 195, 167, 141, 117, 95, ?, 57

A.82

B.75

C.66

D.59

E.None

58. 500, 498, 492, 480, ?,430

A.460

B.490

C.430

D.540

E.None of these

59. 525, 480, 440, 405, 375, 350, ?

A.580

B.280

C.330

D.480

E.None of these

Directions (60-64): Study the following bar graph

carefully and answer the questions

Number of units manufactured (in thousands) by Six

different companies over the years

60. What is the percent increase in the number of

units manufactured by Company E in the year 2008,

from the previous year?

A.4.73%

B.4.62%

C.4.45%













D.4.36%

E.None

61. What is the average number of units sold by

Company D in the years 2005 and 2008 together?

A.14.65

B.15.75

C.15.95

D.16.47

E.None

62. What is the respective ratio of total number of

units manufactured by company A & C together in

the year 2005 to those manufactured by company B

and D together in the same year?

A.47 : 52

B.37 : 21

C.29 : 21

D.30 : 17

E.None

63. The number of units manufactured by Company

E in the year 2006 is approximately,

What percent of the total number of units manufactur

ed by Company E in all the years together?

A.21%

B.27%

C.17%

D.25%

E.23%

64. What is the ratio of the total number of units

manufactured by company C over all the years to

total number of units manufactured by company E

over all the years together?

A.261:307

B.307:262

C.321:252

D.252:321

E.None

65. Animesh, Mohit and Ronit together can finish a

work in 12 days. Animesh can do it in 24 days while

Mohit can do it in 30 days. Animesh and Mohit work

together for 12 days and leave the rest of the work to

be completed by Ronit. How many days will he take

to do the rest of the work?

A.13

B.15

C.12

D.16

E.None of these

Reasoning Ability

Directions (66-70): Study the given information

carefully and answer the given questions.

Arun, Ramesh, Thiru, Lokesh, Krishnan, Suresh,

Prasanth and Antony are sitting around a circular

table at equal distances between each other, but not

necessarily in the same order. Some of the people

are facing the centre while some face outside (i.e. in

a direction opposite to the centre).

Lokesh sits third to the right of Arun. Both Suresh

and Arun are not facing same direction. Only three

people sit between Krishnan and Ramesh. Krishnan

is neither an immediate neighbour of Arun nor

Lokesh. Ramesh faces outside. Prasanth sits to the

immediate left of Ramesh. Suresh sits to the

immediate right of Thiru. Neither Arun nor Lokesh is

an immediate neighbour of Thiru. Both the immediate

neighbours of Ramesh face the opposite directions.

Antony sits second to the right of Prasanth. Both

Prasanth and Suresh face the same direction as













Antony. Krishnan faces a direction opposite to that of

Thiru.

66. Which of the following is true regarding Suresh

as per the given arrangement?

A.Only three people sit between Suresh and

Prasanth.

B. Suresh sits second to right of Lokesh.

C.Suresh faces outside.

D.None of the given statements is true

E.Suresh sits second to the left of Krishnan

67. How many people in the given arrangement face

the centre?

A.One

B.Three

C.Five

D.Four

E.Two

68. Who amongst the following sits exactly between

Ramesh and the one who sits second to the left of

Krishnan?

A.Arun

B.Thiru

C.Lokesh

D.Suresh

E.Prasanth

69. What is Thiru's position with respect to Krishnan?

A.Immediate left

B.Third to the right

C.Fourth to the right

D.Second to the left

E.Immediate right

70. Four of the following five are alike in a certain

way based on the given seating arrangement and so

form a group. Which is the one that does not belong

to that group?

A.Antony

B.Arun

C.Thiru

D.Suresh

E.Prasanth

Directions (71-75): Study the following information

carefully and answer the given questions.

In a certain code language,

“good to them” is coded as “ba so ble”

“meet you the party” is coded as “ja fi zo va”

“good to meet you” is coded as “ja so vaba” and

“invite them to meet the party” is coded as “fi

blevabake zo”

71. How is “invite” coded in the given code

language?

A.fi

B.ke

C.ba

D.va

E.None of these

72. What does the code “so” stand for in the given

code language?

A.good

B.Them

C.To

D.Meet

E.None of these

73. How is “party” coded in the given code

language?

A.Either “ke” or “fi”













B.Either “zo” or “ble”

C.Either “zo” or “fi”

D.Either “zo” or “va”

E.Either “ja” or “fi”

74. How will “invite meet you” be coded in the given

code language?

A.javake

B.ke jable

C.va bake

D.zojava

E.so java

75. Which of the following will be coded as “so baja”

in the given code language?

A.the good to

B.good you them

C.good you invite

D.you meet good

E.you good to

Directions (Q. 76–79) In each of the following

questions three statements are given. You have to

decide that whether the information given by these

statements sufficient to answer the question.

76. What is the total monthly income of Jagat?

I. Jagat’s income is Rs. 100 more than

Raman’sincome.

II. Raman’s income from other sources isRs.

2000 which is Rs. 50 less than Jagat’sincome

from other sources.

III. Raman’s income is Rs. 1550.

A.Only II

B.II and III

C.I and III

D.I and II

E.I, II and III

77. Four subjects—Accounts, Commerce,

Economics and Computer Science were taught in

four consecutive periods. Each period is of 1 hour

duration and first period started at 8: 00 a.m. At what

time did the Commerce period started?

I. Economics period finished at 10 : 00 a.m. and

just before it was the Computer Science

period.

II. Accounts period was the last.

III. Commerce period was just after Economics.

A.Only I

B.Only II

C.II and III

D.I and II

E.I and II or I and III

78. Dharini is shorter to Ramya and Archana is taller

than Bhavani. Who is the tallest?

I. Archana is taller than Dharini.

II. Ramya is taller than Archana.

III. Bhavani is the shortest.

A.Only III

B.I and II

C.Only II

D.I, II and III

E.None of these

79. ‘CKH’ means ‘We are friends’ in a certaincode

language. Which letter stands for ‘We’?

I. ‘PKN’ means ‘They are class-mates’.

II. ‘HMS’ means ‘We love them’.

III. ‘FC’ means ‘Hello Friends’.

A.I and II

B.Only I or only II

C.Only II

D.II and III













E.None of these

80. Which of the following will be suitable in

the placeof question mark (?) in the given series?

GTQ, JRN, MPK, PNH, ?

A.QKD

B.RJF

C.TMD

D.SLE

E.None of these

81. Which of the following will be suitable in the

place of question mark (?) in the given series?

RTD, UXI, XBN, AFS, ?

A.DHY

B.DJX

C.CKZ

D.EJX

E.None of these

82. Ajith moved 6 km to East. Then he moved10 km

after turning to his right. He then moved 6 km after

turning to his right. Again he moved 15 km after

turning to his left. Now in which direction and how far

is he from the starting point?

A.15 km, South

B.25 km, South

C.25 km, North

D.21 km, South

E.None of these

83. Arjun started to move in theNorth direction from

P. After moving 30 m he reached Q, from Q he

turned to his left and moved 40 m to reach R. Again

he turned to his left from R and moved 30 m and

reached S. Now how far is he from the starting point

?

A.10 m

B.40 m

C.30 m

D.50 m

E.None of these

84. D is heavier than E but not as much as A. E is

heavier than F. C is heavier than D, but lighter than

B. Who is the lightest?

A.A

B.B

C.E

D.D

E.F

85. Ganesh is heavier than Suresh. Varun is heavier

than Karan. Arjun is heavier than Ganesh. Which of

the following is necessary to decide that who is the

heaviest?

A.None more is necessary

B.Suresh is heavier than Varun

C.Karan is lighter than Varun

D.Arjun is heavier than Suresh

E.Suresh is lighter than Ganesh.

Directions (86-90): In these questions, certain

symbols have been used to indicate relationships

between elements as follows:

A @ B means P is not smaller than Q.

A # B means P is not greater than Q.

A $ B means P is neither greater than nor smaller

than Q.

A + B means P is neither smaller than nor equal to

Q.

A % B means P is neither greater than nor equal to

Q.

86.













Statements: S + V, V @ N, N $ C

Conclusions:

I. C + V

II. S + N

III. C + S

A.Only II follows

B.Only I and III follow

C.Only I follows

D.Only III follows

E.None of these

87.

Statements: U # Y, Y + B, B @ F

Conclusions:

I. F % Y

II. F $ Y

III. U + F

A.None follows

B.Only I follows

C.Only II follows

D.Only III follows

E.Only II & III follow

88.

Statements: G @ E, E $ D, D + H

Conclusions:

I. D # G

II. G + H

III. D + G

A.Only II follows

B.Only I and II follow

C.Only III follows

D.Only II and III follow

E.None of these

89.

Statements: T $ P, P @ Q, Q # H

Conclusions:

I. T + Q

II. H % P

III. H + T

A.None follows

B.Only I follows

C.Only II follows

D.Only III follows

E.Only II & III follow

90.

Statements: R @ Z, Z + K, K $ G

Conclusions:

I. G $ R

II. K # G

III. R + K

A.None follows

B.Only I follow

C.Only II follow

D.Only III follow

E.Only II & III follows

Directions (91-95): In each of the following questions

some statements are given and these statements are

followed by two conclusions numbered (I) and (II).

You have to take the given some statements to be

true even if they seem to be at variance from

commonly known facts. Read the conclusions and

then decide which of the given conclusions logically

follows from the two given statements, disregarding

commonly known facts.

Given Answer:

a) If only I conclusion follows

b) If only II conclusion follows

c) If either I or II follows

d) If neither I nor II follows and

e) If both I and II follows













91.

Statements:

All Wires are switches.

Some switches are gems.

Some gems are boxes.

Conclusions:

I.Some boxes are switches is a possibility

II. Some gems are Wires.

A.a

B.b

C.c

D.d

E.e

92.

Statements:

Some locks are keys.

Some keys are weeks.

All weeks are Garden.

Conclusions:

I.Some gardens are locks.

II.No garden is a lock.

A.a

B.b

C.c

D.d

E.e

93.

Statements:

Some clothes are papers.

All papers are pins.

Some pins are pens.

Conclusions:

I.Some pens are clothes.

II.Some pens are papers

A.a

B.b

C.c

D.d

E.e

94.

Statements:

Some Cats are pets.

Some pets are cute.

Some cute are sweet.

Conclusions:

I.All sweet are cats is a possibility

II.Some pets are not sweets is a possibility

A.a

B.b

C.c

D.d

E.e

95.

Statements:

All bikes are cars.

No car is van.

Some vans are buses.

Conclusions:

I.Some bikes are van.

II.Some buses are not car.

A.a

B.b

C.c

D.d

E.e

Directions (96-100): Read the following information

to answer the given questions.













Udaya, Abbas, Vinoth, Mukesh, Rahul, Vasu,

Murugan and Wasim are seated in a straight line but

not necessarily in the same order. Some of them are

facing South while some are facing North. Rahul

faces South. Only three people sit to the left of

Rahul. Only two people sit between Rahul and

Abbas. Vasu sits third to the right of Wasim. Wasim

is neither an immediate neighbour of Rahul nor

Abbas. Wasim does not sit at any of the extreme

ends of the line. Both the immediate neighbours of

Mukesh face North. Mukesh is not an immediate

neighbour of Wasim. Only one person sit between

Mukesh and Udaya. Udaya faces same direction as

Wasim. Immediate neighbours of Abbas face

opposite directions (i.e. if one neighbour faces North

then the other South and vice-versa.) Persons sitting

at extreme ends face opposite directions. Vinoth

faces a direction opposite to Mukesh.

96. Which of the following is true about Murugan with

respect to the given arrangement?

A.Only two people sit between Murugan and Abbas.

B.Only one person sits to the right of Murugan.

C.Vinoth sits second to the right of Murugan.

D.Vasu is one of the immediate neighbours of

Murugan.

E.None of the given options is true.

97. How many persons are seated between Rahul

and Udaya?

A.Four

B.More than four

C.One

D.Three

E.Two

98. Four of the following five are alike in a certain

way based on the given arrangement and so form a

group. Which is the one that does not belong to that

group?

A.Vasu

B.Vinoth

C.Udaya

D.Wasim

E.Rahul

99. Which of the following pairs represents persons

seated at the two extreme ends of the line?

A.Vinoth, Rahul

B.Udaya, Murugan

C.Udaya, Vasu

D.Abbas, Vinoth

E.Vinoth, Mukesh

100. Who amongst the following sits to immediate

left of Vinoth?

A.Rahul

B.Udaya

C.Wasim

D.Abbas

E.Mukesh

Answers:

1. Answer: C

the phrase ‘state of amazement’ refers to the word

‘surprise’ hence, it is the correct answer.

2. Answer: B

the phrase ‘with a view to’ means ‘purposely’ whose

meaning is ‘intentionally’.

3. Answer: B

the appropriate word for the phrase is ‘supportive’

i.e., favourable.

4. Answer: C

here, the correct word for the phrase ‘lies in’ is

manifests.













5. Answer: D

the phrase ‘tip off ‘ resembles conveying advice i.e.,

suggests.

6. Answer: B

the phrase ‘wearing down’ means erosion i.e.,

deterioration.

7. Answer: D

‘inability’ means disabling lack of skill, which is

suitable for the phrase ‘weak point’.

8. Answer: B

‘all set’ means ready and prepared.

9. Answer: B

‘gathering’ means accumulating and collecting, which

is appropriate for the phrase ‘rounding up’.

10. Answer: A

the correct answer for the phrase ‘propped up’ is

‘boosted’ because its meaning is to stimulate or

strengthen.

11. Answer: C

author doesn’t say or can be concluded anywhere in

the passage that analyst will extinct.

12. Answer: D

3 is not given anywhere in the passage.

13. Answer: E

all of the given sentence are correct according to the

passage.

14. Answer: D

there is no mention about the reliability of the

investors in bank’s research.

15. Answer: A

according to the 1 is the most suitable title of the

passage.

16. Answer: A

the correct set of words for the above blank will be

‘astonished-puzzled’ as their meaning is to be

surprised.

17. Answer: D

‘distorted-falsified’ is correct in the blank of the

sentence because its meaning is to deform or

misrepresent.

18. Answer: B

the correct set of words will be ‘refrain-abstain’

because their meaning is to keep or hold something

from doing.

19. Answer: E

in the above blank of the sentence, the correct set of

words will be ‘essential-crucial’ whose meaning is-

important or decisive.

20. Answer: C

The correct set of words will be ‘announcing-

introducing’ whose meaning is to present or making

known.

21. Answer: B

in part a, the preposition ‘at’ is incorrect, it should be

‘on’. In part c, the verb ‘putting’ is wrong in form, it

should be in the first form ‘put’.

22. Answer:C

in part b, the helping verb ‘being’ is wrong as the

sentence is in future tense, it should be ‘be’. In part

c, the pronoun ‘those’ is incorrect here, the correct

will be ‘who’.

23. Answer:E

in part b, the verb ‘exited’ is incorrect, it should be in

the first form i.e., exit. in part d, the pronoun ‘their’ is

used for plural noun, whereas in the sentence , the

noun is singular (president), so it should be ‘his’.

24. Answer: A

in part a, the article ‘a’ is missing in the phrase ‘a

number of’. In part d, the verb should be in first form

i.e., constrict.

25. Answer: A













in part a, the verb ‘involve’ is wrong here, it should be

‘involves’ as it is referring to one (most= superlative)

of the links, not all the links. In part d, the preposition

‘in’ is incorrect; it should be ‘of’.

26. Answer: B

in part a, the definite article ‘the’ is missing before the

noun ‘Guptas’. In part c, the adjective ‘recent’ is used

incorrectly. It should be ‘recently’.

27. Answer: E

in part b, use of ‘inside’ is wrong, it should be ‘within’.

In part d, ‘disregarding’ should be replaced by

‘disregard’ because after ‘to’ we always use the first

form of the verb.

28. Answer: B

in part a, ‘buttress’ should be replaced by

‘buttressing’. In part c, verb ‘removing’ will be

replaced by noun ‘removal’.

29. Answer: B

in part a, helping verb ‘have’ should be replaced by

‘had’. In part c, the verb ‘upgraded’ is wrong in form,

it should be first form ‘upgrade’.

30. Answer: E

in part b, the pronoun ‘they’ is wrong because it is

used for plural noun. it should be ‘it’. In part d, the

noun ‘inconsistency’ is wrong in use. It should be

adjective ‘inconsistent’.

Numerical Ability

31. Answer: C

4x2 – 9x – 9 = 0

4x2 – 12x + 3x – 9 = 0

Gives x = -3/4, 3

4y2 + 11y + 6 = 0

4y2 + 8y + 3y + 6 = 0

Gives y = -2, -3/4

Put all values on number line and analyze the

relationship

-2…. -3/4….3

32. Answer: E

3x2 – 2x – 21 = 0

3x2 – 9x + 7x – 21 = 0

Gives x = -7/3, 3

6y2 + 17y + 7 = 0

6y2 + 3y + 14y + 7 = 0

Gives y = -7/3, -1/2

33. Answer: B

3x2 – 13x + 14 = 0

3x2 – 6x – 7x + 14 = 0

Gives x = 2, 7/3

3y2 – 20y + 32 = 0

3y2 – 12y – 8y + 32 = 0

Gives y = 8/3, 4

34. Answer: D

3x2 – 2x – 16 = 0

3x2 – + 6x – 8x – 16 = 0

Gives x = -2, 8/3

3y2 – 20y + 32 = 0

3y2 – 12y – 8y + 32 = 0

Gives y = 8/3, 4

35. Answer: E

5x2 – 16x – 16 = 0

5x2 – 20x + 4x – 16 = 0

Gives x = -4/5, 4

3y2 – 14y + 8 = 0

3y2 – 12y – 2y + 8 = 0

Gives y= 2/3, 4

36. Answer: A

Ratio of investments of Meera,

Swapna&Rishwi=(1×6+3×6) : 2×12 :3×12

= (6+18) : 24 : 36

= 24: 24 : 36

=2:2:3













But given that the annual profit of Swapna is Rs.4500

2 ratio = 4500

Then for the total annual profit of partners is

7 ratio = 4500 x 7/2

= 15,750

37. Answer: A

Money spent by Rajesh = Rs.300000

Money received by Rajesh = 110% of Rs.300000

=110/100 * 300000

=Rs.330000

=96/100*330000

=Rs.316800

Rajesh gains = S.P – C.P

=330000 – 316800

=Rs.13200

38. Answer: B

Let sanja’s present age be x yrs

Then, his age at the time of he got the prize = (x-

4)yrs

Therefore x = 3/2(x-4)

2x = 3(x-4)

2x = 3x -12

3x – 2x =12

X = 12

Sanjai’s brother age at the time of he got the gold

medal

=((x-4) – 5) yrs

=((12 – 4) – 5)

=(12-9)

3 yrs

Sanjai’s brother present age = (x+4) yrs

=3+4

=7 yrs

39. Answer: A

Total age of 5 members, 5 yrs ago = (30*5)

=150yrs

Total age of 5 members now = (150 + (5*5))

=150+25 = 175 yrs

Total age of 7 members now = (30*7) = 210 yrs

Sum of the ages of 2 children = (210 – 175) yrs

=35 yrs

Let the age of the younger child be x yrs.

Then age of the elder child = (x+3) yrs

So x=x+3 = 35

2x +3 = 35

2x = 32

X=16

Age of younger child is 16 yrs

40. Answer: B

Daniel and Sherin will contradict each other when

one speaks truth and other speaks lies.

Probability of Daniel speak truth and Sherin lies

=2/5*3/7

=6/35

Probability of Sherin speak truth and Daniel lies

=4/7*3/5

=12/35

The two probabilities are mutually exclusive.

Hence, probabilities that Daniel and Sherin contradict

each other:

=6/35 +12/35

=18/35

=18/35*100

=51.4%

41. Answer: B

The number of red tiles = 26

Green tails = (1/3)*24 = 8

Remaining tiles = 16

Yellow tiles =16

42. Answer: B

Originally, let the number of male and female in a

committee be 5x and 6x respectively.

Their increased number is (112% of 5x) and

(110% of 6x).













(112/100*5) and (110/100*6)

=560:660

=56:66

=28:33

So, the required ratio = 28:33

43. Answer: B

Difference = Rs.(416 – 400)

=Rs.16

SI for one year = Rs.(400/2)

=Rs.200

SI on Rs.200 for 1 year = Rs.16

R=100*SI / P*T

=100*16 / 200*1

R=8%

Hence the difference in CI and SI for 3rd year = SI on

Rs.416

=416*8*1/100

=3328/100

=Rs.33.28

Total difference = Rs.(16+33.28)

=Rs.49.28

44. Answer: D

Interest for the first sum

= 12000×18×1 /100

=2160

Interest for the second sum

=9750×13.5×1 /100

= 1316.25

Total interest=2160+1316.25=3476.25

Total sum=12000+9750=21750

Required percentage=3476.25×100 / 21750

= 15.98%

45. Answer: D

18.05 x 8.99 - 52.02 = ?

18 x9 - 52 = ? 1

162 -52 = ?

? = 110

46. Answer: B

149.96 x 3.02 - 114.57 x 1.93 = ?

150 x3 -115 x 2 = ?

450 - 230 = ?

? = 220

47. Answer: D

45.04 ÷ 4.97 = ? ÷ 12.99

45 /5 = ?/13

9 x 13 = ?

? = 117

48. Answer: E

135.594 ÷ 7.62 x 2.93 = 75.01% of ?

(136/8) x 3 = (75/100) × ?

17 x 3 = (3/4) x ?

? = 68

49. Answer: D

75.05% of (289.96 + 142.01) = ?2

75/100 x (290 + 142 ) = ?2

3/4 x432 = ?2

3 x 108 = ?2

324 = ?2

? = √324

? =18

50. Answer: B

7872 + 6997 + 3420 = ?

⇒ ? = 18289

51. Answer: B

682.69 + 832.87 = 10009 – ?

⇒ ? = 10009 – 682.69 – 832.87 = 8493.44

52. Answer: E

47.5 × 97.5 × 2 = ?

⇒ ? = 9262.5

53. Answer: A

7 1/2 of 220 + 308.65 + ? = 80995

⇒15/2× 220 + 308.65 + ? = 80995

⇒ 1650 + 308.65 + ? = 80995

⇒ ? = 80995 – 1958.65













= 79036.35

54. Answer: A

625.97 × 7.5 + 299.87 = ? – 4632.64

⇒ 4694.775 + 299.87 + 4632.64 = ?

⇒ ? = 9627.285

55. Answer: A

/7, /6, /5, /4, /3, /2, /1

56. Answer: C

*2 + 3, *4 +5, *5 +6, *6 +7..

57. Answer: B

142 – 1 = 195,

132 – 2 = 167,

122 – 3 = 141,

112 – 4 = 117,

102 – 5 = 95,

92 – 6 = 75,

82 – 7 = 57.

(or)

The differences are, 28,26,24,22,20…

58. Answer: A

Difference of difference: 4, 6, 8, 10…

59. Answer: C

Difference: -45, -40, -35, -30, -25…

60. Answer: C

Number of units manufactured by Company E in

the year 2008 = 16.4

Number of units manufactured by Company E in

the year 2007 = 15.7

% increase = [(16.4-15.7)/15.7] = 4.45%

61. Answer: C

= (16.3+15.6)/2 = 15.95

62. Answer: A

Number of units manufactured by Company A and C

in 2005 = 15.8 + 12.4 = 28.2

Number of units manufactured by Company B and D

in 2005= 16.3 + 14.9 = 31.2

Ratio = 282 : 312

=>47:52

63. Answer: C

Number of units manufactured by Company E in the

year 2006 = 15.4

total number of units manufactured by in all the years

together = 92.1

Percent = {15.4/92.1} *100 = 16.72% = 17%

64. Answer: A

Total number of units manufactured by Company C o

ver all the years = 78.3

Total number of units manufactured by Company E o

ver all the years = 92.1

Ratio = 261:307

65. Answer: C

Total work to be done in units= 120

Animesh 1 day work= 5 units

Mohit 1 day work= 4 units

Three person 1 day work = 10 units

So,

Ronit 1 day work = 10-(4+5)=1 units

Remaining work= 120-(9*12)

= 12

Ronitwil do the remaining work= 12/1

= 12 days

Reasoning Ability













66. Answer: E

67. Answer: D

68. Answer: C

69. Answer: A

70. Answer: B

Directions (71-75):

Good – so

To – ba

Meet – va

You – ja

Them – ble

Party – zo/fi

The – zo/fi

Invite - ke

71. Answer: B

72. Answer: A

73. Answer: C

74. Answer: A

75. Answer: E

76. Answer: E

From II— Jagat’s income from other sources = Rs.

2000 + 50 = Rs. 2050

From I and III Jagat’s income = Rs. 1550 + 100 = Rs.

1650

∴ Jagat’s total monthly income = Rs. 2050 + 1650 =

Rs. 3700

77. Answer: E

Started time

From I - Computer Science - 8 : 00 a.m.

Economics - 9 : 00 a.m.

From II - Accounts — 11 : 00 a.m.

From III – Commerce – 10 : 00 a.m.

78. Answer: C

Ramya>Dharini

Archana >Bhavani

Now, we have to find that who is taller among Ramya

and Archana.

From II only— Ramya> Archana

Thus, Ramya is the tallest.

79. Answer: C

CKH—We are friends

PKN—They are class-mates I

HMS—We love them II

FC—Hello Friends III

From II only

We - H

80. Answer: D

G+3=J, J+3=M, M+3=P, P+3=S

T-2=R, R-2=P, P-2, N-2=L

Q-3=N, N-3=K, K-3=H, H-3=E

81. Answer: B

R+3=U, U+3= X, X+3= A, A+3= D

T+4=X, X+4=B, B+4= F, F+4= J

D+5= I, I+5=N, N+5=S, S+5=X

82. Answer: B













Total distance = 10 + 15 = 25 km

83. Answer: B

Total distance = 40m

84. Answer: E

On arranging in decreasing weights

A/B> C > D > E > F

Or

B> C/A> D> E> F

85. Answer: B

Only option b) necessary to decide who is heaviest

86. Answer: A

S > V, V ≥ N, N = C

C > V not follows

S > N follows

C > S not follows

87. Answer: B

U ≤ Y, Y > B, B ≥ F

F < Y follows

F = Y not follows

U > F not follows

88. Answer: B

G ≥ E, E = D, D > H

D ≤ G follows

G > H follows

D > G not follows

89. Answer: A

T = P, P ≥ Q, Q ≤ H

T > Q

H < P

H > T

None follows

90. Answer: D

R ≥ Z, Z > K, K = G

G = R not follows

K ≤ G not follows

R > K follows

91. Answer: A

92. Answer: C













93. Answer: D

94. Answer: E

95. Answer: B

96. Answer: E

97. Answer: D

98. Answer: A

99. Answer: B

100. Answer: C










Documents

Jammu and Kashmir Bank Clerk Prelims Model Paper 1 · 2020. 6. 13. · Jammu and Kashmir Bank Clerk Prelims Model Paper 1 ... expected to adjust their business models to cope with