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ISSN 2277 8683 DMIETR International Journal on Marketing Management

Journal on

Management Outlook

June 2014

Volume- 1

.;

1

Department of Business Management (MBA)

Datta Meghe Institute of Engineering, Technology & Research.


ISSN -2277 8659

DMIETR International Journal on Management Outlook (ejournal)

Volume 1

Issue- June 2014

DMIETR, Wardha


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Prof. Shailesh Kediya,

Chief Editor

HOD-MBA D.M.I.E.T.R

Managing Editors

Prof. Atul Kharad Prof. Rupesh Dahake

Faculty, Faculty,

D.M.I.E.T.R. Wardha D.M.I.E.T.R Wardha

EDITORIAL ADVISORY BOARD EDITORIAL BOARD

Dr. Sachin Untawale Dr. Kiran Nerkar

Chairman & Principal Associate Editor

D.M.I.E.T.R.

Dr. Vinayak Deshpande Dr. Ajit Shringarpure

Professor & Director, Associate Editor

Department of Business Management,

RTM Nagpur university, Nagpur

Dr. K. V. Somnadh

Dr. D. K. Agrawal Associate Editor

Former Dean,

Faculty of Engineering,

RTM Nagpur University, Nagpur Prof. Satyajit S. Uparkar

Associate Editor

Dr. Kiran Nerkar

Chairman,

Business Management Board, Dr. Ajay Pethe

RTM Nagpur university, Nagpur Member

Dr. Shiny Chib Prof. Amol Narayane

Professor, DMIMS, Nagpur Member

Prof. Prasanjit Bhagat Prof. Pravin Katariya

Govt. Polytechnic College, Arvi Member


SR.NO. NAME OF AUTHOR PAPER TITLE

PAGE

NO.

1

MAGNETIZED INHOMOGENEOUS

PLANE SYMMETRIC COSMOLOGICAL

MODEL IN BIMETRIC THEORY

RELATIVITY

-Prof,G. S. Punwatkar

=Prof.S. D. Deo

MAGNETIZED INHOMOGENEOUS PLANE

SYMMETRIC COSMOLOGICAL MODEL IN

BIMETRIC THEORY RELATIVITY

7

2 AKSHAY BIJWAR A STUDY OF CASH MANAGEMENT IN TIRUPATI

URBAN CO-OP. BANK 12

3 DIKSHA TAKSANDE THE STUDY OF FINANCIAL SERVICES OF TUCB

BANK 13

4 HARSHALI MAHAKALE ANALYSIS OF FINANCIAL PERFORMANCE OF

STATE BANK OF INDIA 14

5 ANKITA LOHIYA A STUDY ON RECEIVABLE MANAGEMENT AT

LLYODS STEEL COMPANY 15

6 RASHMI V. BARKE

A COMPARATIVE STUDY OF THE GROWTH,

BALANCE, AND INCOME SCHEMES IN MUTUAL

FUND WITH SPECIAL REFERENCE TO UTI

MUTUAL FUND AND RELIANCE MUTUAL FUND.

16

7 POOJA KHATARKAR CRITICAL ANALYSIS OF CASH MANAGEMENT

WITH SPECIAL REFERENCE TO JAIKA MOTORS 17

8 ANKITA. P. NAMEWAR THE STUDY OF WORKING CAPITAL OF

BAJORIYA CONSTRUCTION COMPANY 18

9 VENKATRAMAN K YELLEWAR

A STUDY OF FINANCIAL PLANNING FOR

CHILDREN WITH SPECIAL REFERENCE TO

WARDHA CITY ONLY

19

10 AKHIL S. VITONDE

A STUDY ON MANAGEMENT OF

NON-PERFORMING ASSETS IN WARDHA

NAGARI SAHAKARI ADHIKOSH (BANK)

20

11 HEENA V. PAREKH A STUDY ON FINANCIAL ANALYSIS OF TCS,

INFOSYS & WIPRO 21

12 MR. AMIT S. GONDANE A STUDY ON INVESTMENT STRATERGY BY

SELECTED SALARY INDIVIDUAL 22

13 JAYSHREE S. TELANGE A STUDY ON LOAN APPRAISAL MECHANISM

OF SBI BANK IN WARDHA CITY 23

14 ANJUSHA F. RODE A STUDY ON WORKING CAPITAL

MANAGEMENT AT AXIS BANK 24

15 MR.VYENKATESH YEDLA AN ANALYSIS OF INVESTMENT PATTERN OF

INDIVIDUALS WITH REFRENCE TO WARDHA 25

16 POOJA DIWAKAR WANKHADE A STUDY OF RETAIL BANKING SYSTEM OF BANK

OF BARODA, WARDHA 26

17 SANTOSH M.RALABANDI AN IMPACT OF TECHNOLOGY ON FINANCIAL

SERVICES 27

INDEX


SR.NO. NAME OF AUTHOR PAPER TITLE PAGE

NO.

18 SURENDRA L. MAHURE

A STUDY OF RECEIVABLES MANAGEMENT OF

UTTAM GALVA VALUE STEEL INDUSTRY IN

WARDHA CITY

28

19 SANDEEP M. BONDRE BREAK-EVEN ANALYSIS 29

20 HARSHA B. KAMADE

EMPLOYEE DOSSIER MANAGEMENT,AT

WARDHA POWER COMPANY LIMITED,

WARORA 30

21 MONAL GIRHALE

THE STUDY OF EFECTIVENESS OF

RECRUITMENT AND SELECTION PROCESS OF

IDBI BANK ,WARDHA 31

22 SEEMA CHOUDHARY

THE STUDY OF RECRUITMENT AND

SELECTION PROCESS OF WARDHA POWER

COMPANY LIMITED, WARORA 32

23 RUTUJA TELANG

STUDY OF PERFORMANCE APPRAISAL

SYSTEM AT WARDHA POWER COMPANY

LIMITED, WARORA 33

24 MR. VIKRAM NAGRALE

THE STUDY OF MARKET SHARE OF PARLE-G

BISCUITS IN WARDHA CITY 34

25 MR. AJAY AHUJA

TO STUDY THE MARKET SHARE OF GEMINI OIL

IN WARDHA CITY 35

26 PRATIK GADKARI

NEW TECHNOLOGIES EMERGING

CHALLENGES IN COMPETITIVE MARKETING

STRATEGY 36

27 AJINKYA M. TAKSANDE

A STUDY OF MARKET ANALYSIS OF

BSNLBROAD BAND IN WARDHA CITY 37

28 NIKHIL D. ZADE

THE STUDY OF CUSTOMER ATTITUDE TOWARDS

LIFE INSURANCE WITH REFERENCE TO WARDHA

CITY 38

29 ROSHANI DILIPRAO DIWE

A STUDYOF SEGMENTATION PRACTICES IN

HINDUSTAN UNILIVER LIMITED COMPANY 39


MAGNETIZED INHOMOGENEOUS PLANE SYMMETRIC

COSMOLOGICAL MODEL IN BIMETRIC THEORY RELATIVITY

Prof,G. S. Punwatkar

DattaMeghe Institute of Engineering, Technology & Research,

Sawangi (Meghe), Wardha (M.S), India

Email ID: - [email protected].

Prof.S. D. Deo

Head, Department Of Mathematics

N.S. Science & Arts College, Bhardrawati,

Dist. Chandrapur (M.S.) 442 902, India

Abstract-Plane symmetric inhomogeneous cosmological model for electromagnetic field is investigated in the

frame work of Rosen‟s bimetric theory of relativity. Some important features of these models are highlighted &

discussed.

Keyword: - Electromagnetic field, Cosmological model, Bimetric relativity.

1. Introduction

A new theory of gravitation, called the bimetric theory of gravitation, was proposed by Rosen [1] to modify the

Einstein's general theory of relativity by assuming two metric tensors. a Riemannian metric tensor i jg and a

background metric tensor .The metric tensor determines the Riemannian geometry of the curved space-time

which plays the same role as given in the Einstein's general relativity and it interacts with matter. The background

metric tensor refers to the geometry of the empty (free from matter and radiation) universe and describes the

inertial forces. This metric tensor has no direct physical significance but appears in the field equations.

Therefore interacts with but not directly with matter. One can regard as giving the geometry that would

exist if there were no matter. In the absence of matter one would have = . Moreover, the bimetric theory

also satisfied the covariance and equivalence principles: the formation of general relativity. The theory agrees with

the present observational facts pertaining to general relativity. Thus at every point of space - time,

There are two line elements

i j i jg

i j

i j

i j i jg i j

i jg i j


(1.1)

(1.2)

The field equations of Rosen‟s bimetric theory of relativity are

(1.3)

Where, (1.4)

, where (1.5)

(1.6)

Vertical bar (|) denotes -covariant differentiation with respect to & is the energy momentum tensor of the

matter field.

Rosen [1,2,3] Yilmaz[4] Israelit [5] Karade[6] P.K. Sahoo[7,8,9] Katore[10] Deo[11,12] are some of the eminent

Author. Who have studies several aspects of bimetric theory of relativity.

In particular, Reddy &Venkateswarlu [13], Reddy &Venkateswara N. Rao [14] have established the non-existence

of spatially homogenous &isotropic cosmological model of Bianchi types and Kantowski-Sachs in bimetric theory

of gravitation when the field of gravitation is governed by either perfect field or string dust. Recently, there has

been a lot of interest in cosmological model on the basis of Rosen's bimetric theory of gravitation. The purpose of

Rosen's bimetric theory is to get rid of the singularities that occur in general relativity that was appearing in the

big-bang in cosmological models.

It is interesting to note that magnetic field plays a significant role at cosmological model. Melvin suggested in the

cosmological solution for dust and electromagnetic fie ld that during the evolution of the universe, the matter was

in highly ionized state and smoothly coupled with magnetic field and consequently forms a neutral matter as a

result of universe expansion. Strong magnetic field may be created due to adiabatic compression in cluster of

galaxies. Cosmic entropic may be attributed to the large scale magnetic field. It is believed that the presence of

electromagnetic field could alter the rate creation of particles in the anisotropic model. Also, electromagnetic fie ld

directly affects the expansion rate of the universe.

In this work, we have investigated the inhomogeneous plane symmetric model for electromagnetic field in the

context of bimetric theory of relativity & observed that resulting space time represents vac uum cosmological

model.

2 i j

i jds g dx dx

2 i j

i jd dx dx

18

2

j j j j

i i i iK N Ng kT

1

2

j h j

i hiN g g

gK

det( )i jg g

& det( ),i j N N

i j j

iT


2.Metric and Energy Momentum Tensor

We consider an inhomogeneous plane symmetric metric in the form

(2.1)

Where A, B are function of (z, t)

The background metric in the form

(2.2)

Here the energy momentum tensor ijE for the electromagnetic field is given by

1 1

4 4

r ab

ij ir j ij abE F F g F F

(2.3)

Where is the electromagnetic field & Maxwell electromagnetic tensor.

In co-moving coordinate system the magnetic field in taken along X-direction. We assume that the only

non-vanishing component element to magnetic field tensor is hence, due to assumption of infinite electrical

conductivity the first set of Maxwell‟s equation lead to the =constant =H,

from (2.3) with (2.1)

We obtained 2

1 2 3 4

1 2 3 48

HE E E E

AB

In co-moving coordinate the field equation (1.3) with the equation (2.1)&(2.3)

Take the explicit form,

2 2 2

2 22

A A A A Hk

A A A A AB

(2.4)

2 2 2

2 22

A A A A Hk

A A A A AB

(2.5)

2 2 2

2 22

B B B B Hk

B B B B AB

(2.6)

2 2 2

2 22

B B B B Hk

B B B B AB

(2.7)

Where,

2 2 2 2 2( ) ( )ds A dt dz B dx dy

2 2 2 2 2d dt dx dy dz

i jE i jF

i jF 23F

14 24 34 0F F F ,

0ij k

F 23F

,A A

A Az t


Using equation (2.4) to (2.7) we have

H = 0

i.e. (2.8)

In homogeneous plane symmetric cosmological model does not accommodate electromagnetic field.

By using (2.8) in equation (2.4) to (2.7) we obtained

(2.9)

(2.10)

3. Vacuum Cosmological Model

We will vacuum cosmological model, if H= 0

From Eqns (2.4) to (2.7), we get

1 2exp( )A k z k t (3.1)

3 4exp( )B k z k t (3.2)

Where ik ‟s are constants of integration.

The corresponding vacuum cosmological model can now be written in the form

2 2 2 2 2

1 2 3 4exp( )( ) exp( )( )ds k z k t dt dz k z k t dx dy (3.3)

It is interesting to note that the model (3.3) is true from singularity at t=0.

Conclusion

In the present work, we have investigated the inhomogeneous plane symmetric model for electromagnetic field

distribution in the frame work of Rosen‟s bimetric theory of gravitation.

This clearly represented a vacuum cosmological model. Which is true from singularity.

References

1) Rosen, N. (1973), “A bimetric theory of gravitation I”,Gen. Rela. Grav, 4, (6), 435-477.

2) Rosen, N. (1974), “A theory of gravitation” Ann.Phys.84,(1-2),455-473.

3) Rosen, N. (1980), “Bimetric general relativity and cosmology”Gen. Rela. Grav. 12(7), 493-510.

2 2

2 2,

A AA A

z t

23 0F

2 2

20

A A A A

A A A A

2 2

20

B B B B

B B B B


4) Yilmaz H, (1975), “inhomogeneous cosmological models in biometric theory of gravitation”Gen. Relativ.

Gravit. 6, 269.

5) Isrelit, M. (1981),“Spherically symmetric fields in Rosen‟s bimetric theories of gravitation”Gen.

Relativ. Gravit,13(7), 681-688.

6) Karade, T. M. (1980), “Spherically symmetric space times in bimetric relativity theory” I, Indian J.

Pure-appl. Math, 11(9), 1202-1209.

7) Mohanty G., P K Sahoo (2002-2003), “Inhomogeneous plane symmetric vacuum model” journal of Orissa

mathematical society, 21-22, 143-147.

8) Sahoo P. K., (2009), “Inhomogeneous Plane Symmetric String CosmologicalModels in Bimetric Theory”,

Int J TheorPhys, 48: 2022–2026

9) Mohanty G., P.K. Sahoo, B. Mishra, “On Bianchi Type-I Mesonic Cosmological Model In bimetric

Theory”.

10) Katore S.D., (August 2006) “Magnetized cosmological models in bimetric theory

ofgravitation”,journal of physics, 67(2), 227-23.

11) Deo S.D. (2012),“Spherically Symmetric Cosmic Strings and Domain Walls in BimetricRelativity.”

International J of Applied Computational Science and Mathematics,2(1), 23-28

12) Deo S. D.,(2003), “On Bianchi-I cosmic strings coupled with Maxwell fields in bimetricrelativity”.Journal

of physics, 61(4),655–658.

13) Reddy D R K and R Venkateswarlu, (1988), “Magnetized cosmological model in lyra manifold” Astrophys.

Space Sci. 149, 287

14) Reddy, D. R. K. and Rao, N. V. (1998), “On Some Bianchi Type cosmological models inbimetric theory of

gravitation”, Astrophys. Space Sci., 257, 293-298.


“A STUDY OF CASH MANAGEMENT IN TIRUPATI URBAN

CO-OP. BANK”

Mr.Akshay Bijwar

Student MBA II Year

Department of Business Management

Datta Meghe Institute of Engineering Technology & Research

Sawangi (Meghe) Wardha

ABSTRACT

T he re sea rc h paper is t it led as “A STUDY OF CASH MANAGEMENT IN TIRUPATI URBAN

CO-OP. BANK”, the a im o f the resea rch is to ana lyses cash pos it ion o f the company by using the

financial tools and techniques. This s tudy is ma inly concerned with the var ious aspec ts cash management

is and its influenc ing factor and it is one of the vital component of working capital . Cash e ithe r a hand o r a t

bank is the most liquid ity o f a ll current asse ts. The cash and bank balance indicates high liquidity position of

a company.

Keywords - Cash Management


THE STUDY OF VARIOUS FINANCIAL SERVICES IN TIRUPATI

URBAN CO- OPERATIVE BANK

Miss.Diksha Taksande

Student MBA II Year

Department of Business Management Datta Meghe Institute of Engineering Technology & Research


ABSTRACT

This study examines the various financial services of TIRUPATI URBAN CO- OPERATIVE BANK .The data in

this research collect from the primary sources like customers and employees of the bank. Marketing of Saving

account and the current account, fixed account and recurring Deposit takes into consideration to know about how

bank deal and behave with customer Knowledge about cheque clearing. In this study we consider the technical

aspects of banking like how to print in pass book entry, KYC compliances in the bank etc.

Keyword - Financial Services.


ANALYSIS OF FINANCIAL PERFORMANCE OF STATE BANK OF

INDIA

Miss.Harshali Mahakale

Student of MBA II Year

Department of Business Management Datta Meghe Institute of Engineering Technology & Research, Wardha

ABSTRACT

A study is based on financial performance analysis and its impact on the growth of the firm. Financial performance

analysis is the process of identifying the financial strengths and weaknesses of the firm by properly establishing

the relationship between the items of balance sheet and profit and loss account. It also helps in short-term and long

term forecasting and growth can be identified with the help of financial performance analysis. The dictionary

meaning of „analysis‟ is to resolve or separate a thing in to its element or components parts for tracing their

relation to the things as whole and to each other. The analysis of financial statement facilitates the effective

evaluation of relationship between the component parts of financial statement to obtain a better understanding of

the firm‟s position and performace.This analysis can be undertaken by management of the firm or by parties

outside the namely, owners,creditors,investors.

Keywords - Financial Management, Creditors, Investors.


A STUDY ON RECEIVABLE MANAGEMENT AT LLYODS STEEL

COMPANY

Miss.Ankita Lohiya

Student of MBA II Year Department of Business Management

Datta Meghe Institute of Engineering Technology & Research, Wardha

ABSTRACT

A Study is based on Receivables also termed as trade credit or debtors are component of current assets. When a firm

sells its product in credit, account receivables are created. Account receivable is the money receivable in some future

date for the credit sale of goods and services at present. These days, most business transactions are in credit. Most

companies, when they face competition, use credit sales as an important tool for sales p romotion. As a sales

promotion tool, credit sale enhances firm's sales revenue and ultimately pushes up the profitability. But after the

credit sale has been made, the actual collection of cash may be delayed for months. As these late payments stretch

out over time, they may cause substantial drop in a company's profit margin. Since the extension of credit involves

both cost and benefits, the firm's manager must be able to measure them to determine the ultimate effect of credits

sales. In this prospective, we define the receivable management as the aspect of a firm's current assets management,

which is concerned with determining optimum credit policy associated to a firm, such that the benefit from extension

of credit is greater than the cost of maintaining investment in accounts receivables. The basic purpose of firm's

receivable management is to determine effective credit policy that increases the efficiency of firm's credit and

collection department and contributes to the maximization of value of the firm.

Keywords - Receivables Management, Creditors, Investors.


A COMPARATIVE STUDY OF THE GROWTH, BALANCE, AND

INCOME SCHEMES IN MUTUAL FUND WITH SPECIAL

REFERENCE TO UTI MUTUAL FUND AND RELIANCE MUTUAL

FUND.

Miss.Rashmi Barke



ABSTRACT

This study based on mutual funds and Mutual Fund industry has experienced a considerable growth rate. Mutual

funds are popular because they make it easy for small investors to invest their money in a diversified pool of

securities. As the mutual fund industry has evolved over the years, there have arisen many questions about the

nature of its operations. This paper on mutual fund provides an in depth coverage of mutual fund industry and its

operation in an interactive format. It is intended to familiarize with the basic concepts related to mutual funds. This

paper first provides the fundamentals, explaining what mutual funds are and how they work. Recent trend of

mutual funds have also been shown. Data analysis of mutual fund market has a comparative analysis of the top 2

funds in the category i.e. UTI Mutual Fund & Reliance Mutual Fund. Finally, the study depicts the conclusion.

Keywords - UTI Mutual Fund, Reliance Mutual Fund


CRITICAL ANALYSIS OF CASH MANAGEMENT WITH SPECIAL

REFERENCE TO JAIKA MOTORS

Miss.Pooja Khatarkar



ABSTRACT

This study based on the various aspects of cash management and financial reporting purposes. This study makes

the use of descriptive research method to examine the importance, essence, influence, relationship, and impact of

cash management on financial management and financial reporting of the concerned business. It establishes the

strong impact of cash management on corporate survival, linkage. Cash management also ascertains the need for

the use of net cash flows as a measure of performance. Organizations should give cash management serious

attention and make it a strategic partner, and also maintain a dedicated cash management module for cash

management because accrual accounting concept is not adequate for cash management. Regulatory bodies should

enhance disclosure requirements in respect of cash and cash equivalents to enhance transparency and effectiveness

of creative cash management.

Keywords -Cash Management, Financial Management, Cash Flow management.


“THE STUDY OF WORKING CAPITAL OF BAJORIYA

CONSTRUCTION COMPANY”

Miss.Ankita Namewar



Abstract

The study had cover the years 2009-2013, of which I have been taken the actual figures for 2010, 2011, 2012 and

2013 and the budgeted information for 2007. BCC Ltd. formerly known as Bajoriya Construction Company (BCC)

is one of the leading construction company in this region. Company identified Transmission Components as its key

business area and acquired core competency in constructions like Buildings, Shopping malls, Complexes, Cinema

halls, Apartments, and also the Government projects like Roads, Dams, Government buildings and other

construction components. The company has a regular procedure for determination of unserviceable & damaged

stores, raw materials, and finished goods. Adequate provision has been made in the accounts for losses arising from

items so determined. Although the company has no formal internal audit department, its internal audit system

through its own employees is commensurate with its size and nature of business. The main objective of project is to

study the Working capital Management of BCC Ltd. and to comment on the company‟s financial position. The study

covers the years 2009-2013 of these have taken the actual figures for 2009, 2010, 2011, 2012 and the budgeted

information for 2013. The research design concentrates on the seconda ry data obtained by the Company‟s financial

statements and a few questionnaires filled by the finance and production managers. The major source of data is form

annual reports of the Company, which are subject to accounting policies and practices followed b y the Company.

Due to the confidentiality policy of the company, the finance department provided only screened information.

Keywords -Capital, Working capital, Accounting policies


A STUDY OF FINANCIAL PLANNING FOR CHILDREN WITH

SPECIAL REFERENCE TO WARDHA CITY ONLY

Mr.Venkatrama Yellewar



ABSTRACT

A study is based on financial planning for children and its impact on child education and A child education policy

is a life insurance product specially designed as a savings tool to provide fund on maturity when your child

reaches the age for entry into college (18 years and above). The funds can be utilized to meet child's higher

education expenses. Also, an education policy provides the assurance that, in the event of an untimely demise of

the parents or legal guardian, the child will have access to funds to help finance his/her education expenses.

Under a child education policy, the child is the life assured, while the parent/legal guardian is the policy owner.

Keywords - Financial planning.


A STUDY ON MANAGEMENT OF NON-PERFORMING ASSETS IN

WARDHA NAGARI SAHAKARI ADHIKOSH (BANK)

Mr.Akhil Vitonde



ABSTRACT

In India, the Non-Performing Assets, which are considered to be at higher levels than those in other countries, have

attracted the attention of public as also of International Financial Institutions. This has gained further importance in

the wake of transparency and disclosure measures initiated by Reserve Bank of India during recent years. NPAs

have become a threat to the entire economy as the success of the other sectors depends upon the success of the

financial sector. Hence study of NPAs is a very important exercise. Banks not only need to recover NPAs but also

prevent formation of fresh NPAs. These developments have prompted me to undertake a study of NPA‟s in banks,

to understand the problem, its genesis and influence on the banking industry. Various financial related factors have

been discussed in the paper. The data for the study has been collected from both primary and secondary sources.

The study area is limited to Wardha Nagari Sahakari bank. The analyzed data has been presented in the form of

table, bar graphs and pie-charts. Bankers has role to play as philosopher and guide for the borrowers. They can

grow their business not only by lending but can also be by providing some consultations, assessments and rescue

programs for new entrepreneurs.

Keywords -Borrowers, NPA, co-operative bank, credit cycle.


A STUDY ON FINANCIAL ANALYSIS OF TCS, INFOSYS & WIPRO

Miss. Heena Parekh



ABSTRACT

Financial analysis refers to an assessment of the viability, stability and profitability of a business. The paper is to

study the financial position of the company. It will do financial analysis through various ratios and graphs.

Information technology in India is an industry consisting of two major components: IT Services and Business

Process Outsourcing (BPO). The sector has increased its contribution to India's GDP from 1.2% in FY1998 to 7.5%

in FY2012. According to Gartner, the "Top Five Indian IT Services Providers" are Tata Consultancy Services,

Infosys, Cognizant, Wipro and HCL Technologies.

Keywords - Financial analysis.


A STUDY ON INVESTMENT STRATERGY BY SELECTED

SALARY INDIVIDUAL

Mr. Amit Gondane



ABSTRACT

Saving is the desire to reserve certain portion of income for future needs. In the recent findings it has been found that

saving rate for household is affected not only by their ability to save but also their willingness to save. In the last few

years it is evident that middle class Indians have paid attention only to their work for the entire duration. But it is

tragically that only at the time of retirement they consult friends and relatives for investment for their future. Few

years before there were only limited a number of options for investments like bank deposits and post office schemes.

Only few percentages of rich and adventurous Indians have knowledge about Stock market and Securities. Now, the

modern investment trend has a different scenario, various options of investment and best return for the investors.

This would bring into light the awareness of investment patterns of salaried class investors in Wardha district.

Keyword - Investment Strategy.


A STUDY ON LOAN APPRAISAL MECHANISM OF SBI BANK IN

WARDHA CITY

Miss. Jayshree Telange Student of MBA II Year


ABSTRACT

This study examines the Loan Appraisal Mechanism of SBI Bank in Wardha City. Today the base of the country

economic development and trade is depending upon banking and credit structure of economy. The financial

structure is the foundation of credit and capital market of the economy. Which solely depend upon the banking

business in the country? The basic foundation at any bank is its deposit patterns and Advances come from the

deposits which the public keeps in the bank always in a particular ratio and proportion, as well as it‟s preferable for

all types of borrower The research shows the various findings regarding the research problem. It gives an idea

about the improvements and it‟s also defined the various categories in SBI bank and shows most proffered loan

among the category.

Keyword - Loan Appraisal.


A STUDY ON WORKING CAPITAL MANAGEMENT AT AXIS

BANK

Miss. Anjusha Rode



ABSTRACT

A managerial accounting strategy focusing on maintaining efficient levels of both components of working capital,

current assets and current liabilities, in respect to each other. Working capital management ensures a company has

sufficient cash flow in order to meet its short-term debt obligations and operating expenses. Implementing an

effective working capital management system is an excellent way for many companies to improve their earnings.

The two main aspects of working capital management are ratio analysis and management of individual components

of working capital. Working capital management involves the relationship between a firm's short-term assets and its

short-term liabilities. The basic goal of working capital management is to ensure that a firm is able to continue its

operations and that it has sufficient ability to satisfy both maturing short-term debt and upcoming operational

expenses.

Keywords – Managerial accounting.


AN ANALYSIS OF INVESTMENT PATTERN OF INDIVIDUALS

WITH REFRENCE TO WARDHA

Mr. Vyenkatesh Yedla



ABSTRACT

These paper deals with deeply about an analysis of an individual‟s, the objective behind doing this research study

is, to know how and where an individual interested to invest and save their money for future. Also to know the

awareness of individual about saving and investment, apart from that, this paper is useful to analyze the

investment pattern of individuals and also those readers who want to work on investment and saving era along

with these paper assist to financial institutions.

Keywords - Investment, Saving.


A STUDY OF RETAIL BANKING SYSTEM OF BANK OF BARODA,

WARDHA

Miss. Pooja wankhade


Datta Meghe Institute of Engineering Technology & Research, Wardha.

ABSTRACT

The project has a wide scope, especially in India, where a vast area is rural & is yet to be covered by banks &

various other reasons. My project can be very easily related to india as the bank I have chosen to work in is picture

of developing banking scenario in rural and semi urban areas. The research will increase the understanding of

retail banking.The study undertaken will also critically analyze the goodwill and credibility of Bank of Baroda to

its competitor.It will also explore various aspect and techniques of retail banking. The study of this project is

limited to retail banking only.The study is restricted to Wardha region. Its deals only with banking operations of

Bank of Baroda.

Keywords - Bank of Baroda


AN IMPACT OF TECHNOLOGY ON FINANCIAL SERVICES

Mr. Santosh Ralabandi



ABSTRACT

This paper deals with impact of technology on financial services and the reason behind conducting this research

study to analys and examine the performance and importance of technology on financial services .apart from

this ,also to know the importance of technology on financial position ,employee, customers ,administration along

with targets, goal and objectives of a particular company . This present scenario always moves with intervention of

technology. Over the last few decades, we have seen an enormous evolution in the financial services industry

driven by technology innovation. Indeed we cannot imagine the current financial system. The goal of the research

is to evaluate the stage of technology innovation in the financial services industry. Its strategy relevance to the

organization, and its governance models, Based on the information gathered through reviewing relevant literature

and interviewing people involved the technology and financial services, my study will purpose some technology

strategies that could improve the effectiveness of innovation to different types of financial services providers.

Keyword -Technology, financial services.


A STUDY OF RECEIVABLES MANAGEMENT OF UTTAM GALVA

VALUE STEEL INDUSTRY IN WARDHA CITY

Mr. Surendra Mahure



ABSTRACT

Accounts receivable is one of a series of accounting transactions dealing with the billing of

customers for goods and services received by the customers. In most business entities this is typically done by

generating an invoice and mailing or electronically delivering it to the customer, who in turn must pay it within an

established timeframe called credit or payment terms. Receivables Management gives us effective control over our

accounts receivable. By automating the processes I need to efficiently manage sales made on account, Receivables

Management will help I track customers, manage invoices, process receipts and analyze customer activity. Account

receivable represents the debts old to the company by customers for selling goods or services. Accounts receivable

include reimbursements due from state and federal sponsors of externally funded research, patient billings, accrued

income on investments, tuition, fees and various other receivables. . When goods are sold on credit, finished goods

get converted into receivables.An excellent reference tool on how to manage the accounts receivable process for

any company. The use of real- life examples makes the concepts easy to understand. Trade credit creates debtors

(book debts) or accounts receivable. It is used as a marketing tool to maintain or expand the firm‟s sales.Become

the world‟s favoured at steel products brand To consistently provide quality steel products ensuring customer

delight.

Keyword - Accounts receivable.

http://en.wikipedia.org/wiki/Accounting

http://en.wikipedia.org/wiki/Customer

http://en.wikipedia.org/wiki/Good_(economics)

http://en.wikipedia.org/wiki/Service_(economics)

http://en.wikipedia.org/wiki/Invoice

http://en.wikipedia.org/wiki/Electronic_billing


BREAK-EVEN ANALYSIS

Mr. Sandeep Bondre




ABSTRACT

Break-even analysis is another accounting tool developed by business owners to help plan and control the

business operations. Thus, this analysis shows the relationship between cost profit and volume clearly, which is

very helpful for profitability analysis. For this reason this analysis also known as cost – volume – profit analysis.

Keyword - Break-even analysis.


“EMPLOYEE DOSSIER MANAGEMENT,

AT WARDHA POWER COMPANY LIMITED, WARORA”.

Miss.Harsha B. Kamade

MBA 4th sem,




Abstract:

It is a collection of papers giving detailed information about a particular person or subject. The employee

personnel file is the main employee file that contains the history of the employment relationship from employment

application through exit interview and employment termination documentation. Only Human Resources staff and

the employee‟s immediate supervisor and manager may have access to the information in the employee personnel

file, and it never leaves the Human Resources office. The employee personnel file is generally stored in a locked,

fire-proof file cabinet in a locked location that is accessible to Human Resources staff. The confidentiality of the

employee information in the employee personnel file is of paramount importance. Every organization needs

collective information to know how many people work for them, who they are, where they are, what

responsibilities they have and how effective they are. Human resource planners also need to know the

qualifications, competencies, dates of promotions and retirements of staff. Employee Dossier do same work.

Keywords: Employment relationship, personal file, employment documentation.

http://humanresources.about.com/od/glossarye/g/employment-job.htm

http://humanresources.about.com/od/glossaryj/g/job-application.htm

http://humanresources.about.com/od/glossaryj/g/job-application.htm

http://humanresources.about.com/od/glossarye/g/exit-interview.htm

http://humanresources.about.com/od/glossaryt/g/termination.htm

http://humanresources.about.com/od/glossaryd/g/documentation.htm


THE STUDY OF EFECTIVENESS OF RECRUITMENT AND

SELECTION PROCESS OF IDBI BANK, WARDHA

Miss. Monal Suresh Girhale

Student MBA II Year



Abstract

The purpose of this study is to assess the effectiveness of the recruitment and selection process of IDBI Bank,

Accra. It is to find out the recruitment and selection process of IDBI Bank, the effectiveness of the recruitment

and selection process of IDBI Bank, the challenges associated with the recruitment and selection process of IDBI

Bank and ways to help improve human resource planning and development.. The results indicated that, advertising

of job vacancies and employee referrals are mostly the mode for recruiting potential employees, it is also realized

that the method used in the recruiting and selection process was very effective and moreover helped improve

employee performance, the study revealed that the selecting and recruitment process are also characterized with

lots of challenges. Among the recommendations made were that potential employees should a ll be treated fairly in

the recruitment and selection process, more so employees must be appraised constantly to ensure that they improve

upon their performance

Keywords: recruitment, selection.


THE STUDY OF RECRUITMENT AND SELECTION PROCESS OF

WARDHA POWER COMPANY LIMITED, WARORA

Miss. Seema K. Choudhari

Student MBA II Year



Abstract

Today‟s tight labor market is making it more difficult for organizations to find, recruit, and select talented people.

The competition for talent is intensifying, as there are fewer qualified applicants available. This shortage of

applicants makes it all the more important for organizations to be able to effectively attract, select, and retain quality

candidates. As results from this survey indicate, organizations need to offer more than an attractive wage to entice

qualified candidates. With the number of job opportunities currently available, candidates can afford to be choosy

when searching for their ideal job. They are looking for more than just an attractive salary; candidates are seeking

organizations that can offer them various kinds of benefits, the potential to advance, and an environment in which

they can learn and thrive. If an organization cannot offer these, job seekers will find one that does. Thus, it is

important for organizations to know exactly what they have to offer potential employees, then highlight their best

features when recruiting candidates.

Keywords: recruitment, selection.


STUDY OF PERFORMANCE APPRAISAL SYSTEM AT WARDHA

POWER COMPANY LIMITED, WARORA

Miss. Rutuja Vivek Telang

Student MBA II Year


Datta Meghe Institute of Engineering Technology & Research Sawangi (Meghe) Wardha

ABSTRACT

“Maximizing performance is a priority for most of the organization”. Employees‟ job satisfaction is the important

issue for the employers. However satisfactory performance does not happen automatically; therefore it is more

likely to have performance management system. Performance appraisal is the method of evaluating the behavior of

employees in the work spot. In the fast changing trend towards globalizat ion, today many organizations are

striving hard to modernize themselves. One of the most important hallmarks of a modern organization is to have a

performance appraisal system. Performance appraisal is variously known as employee evaluation, employee

efficiency rating, performance rating, merit rating, employee development program, development report, personnel

development employee ability rating etc. and they all mean the same thing. It is a systematic orderly and objective

method of evaluating the present and potential usefulness of the employees to the organization. The aim of the

project is to understand the effectiveness of performance appraisal system and also to identify the developmental

action to be taken to enhance the performance of employees. The various useful outcomes which can be drawn

from this project are from the study and evaluating the questionnaire which are to be filled from employees. The

project thus helps to find out the performance of the employees and the required step to enhance the performance

by various findings.


THE STUDY OF MARKET SHARE OF PARLE-G BISCUITS IN

WARDHA CITY

Mr. Vikram D. Nagrale

Student MBA II Year Department of Business Management



Abstract

This study examines the market share of Parle-G biscuits in Wardha City. From most of the years the market share

of Parle-G biscuits are always in top. The research in wardha city till date shows the positive result of market share

of Parle-G biscuits. The growth of Parle-G is on growing side in both marketing as well as financial sectors.

Parle-G Biscuits is comes under FMCG (Fast Moving Consumer Goods) sector as well as it is the fastest selling

product. The research shows the various findings regarding the research problem. It gives an idea about the

improvements and it‟s also define the various category in Parle Biscuits and shows most proffered biscuits among

the category.

Key Words: - Market Share


TO STUDY THE MARKET SHARE OF GEMINI OIL IN WARDHA

CITY

Mr. Ajay Ahuja

Student MBA II Year Department of Business Management



Abstract

This study is based on the Market Share of Gemini Oil in Wardha city. The Market Share shows the total Turnover

of Gemini Oil with respect to other Competitors of edible oil in Wardha region. The Gemini oil is the brand of

Cargill India ltd. Gemini Oil is the market Leading Consumer Brand in Edible Oil & Its Unique selling proposition

(USP) is low cholesterol oil. The market share creates effectiveness on business of Gemini in Wardha city because

its shows the Turnover of a particular Products and Every company wants to maximize his Turnover/Market Share.

This Research is Important For Cargill India Ltd to knowing the Market share of Gemini oil in Wardha city.

Key words :- Market share


NEW TECHNOLOGIES EMERGING CHALLENGES IN

COMPETITIVE MARKETING STRATEGY

Mr. PRATIK AVADHUTRAO GADKARI

DEPARTMENT OF MANAGEMENT

DATTA MEGHE INSTITUTE ENGENEERING TECHNOLOGY & RESEARCH

SAWANGI MEGHE WARDHA (HIRAPUR SALOD)

EMAIL:[email protected]

ABSTRACT: This research contributes significantly to the current marketing strategy literature by examining the

effective formation of marketing strategies for new technologies outside traditional organizational boundaries.

Using a dynamic capabilities framework, the role of internal and external capabilities in driving marketing strategy

effectiveness for inventions developed in university labs is explored. The key to building a conceptual framework

based upon the dynamic capabilities perspective is to identify the building blocks upon which competitive

advantages can be formed, sustained, and improved. One such foundation is knowledge transfer, or learning. There

has been very little empirical research on the formation of strategies at the team level and furthermore, even less

research examining the formation of strategies for technologies that were developed outside traditional

organizational boundaries and without a predefined market application. Overall, this research will not only

contribute significantly to the current innovation and marketing strategy literature, but will also open up new

avenues of research in marketing entrepreneurship. New technology development is a critical management issue

particularly in technology driven firms. In this paper the influences of strategic orientation, marketing strategy, and

market research activities and the moderating role of technology factors on new product development were

investigated. The results shows that both strategic orientation and marketing strategy directly influence new

technology development process, while the market research activities show no significant relationship on new

product development.

Key Words: New new technology in marketing tools , new product development, strategic orientation,

marketing strategy, market research activities.


A STUDY ON MARKET ANALYSIS OF BSNL BROADBAND IN

WARDHA CITY

Mr. AJINKYA M. TAKSANDE


Department of Business Management Datta Meghe Institute of Engineering Technology And Research

Abstract

The project is entitled with marketing research and sales promotional analysis of Broadband & 3G services in

BSNL (BHARAT SANCHAR NIGAM LIMITED). Marketing research is an important term of the marketing , an

highly specialized function of marketing , not only emphasis on gathering , recording and analyzing of data but it

also refers to convert data into information ,application of specialized skills to that information and knowledge ,

interpretation of the research report efficiently to its users and followers . Marketing research with special to its

sales promotional activities of Broadband & 3G services is covered under this project.

Key Words:- MARKET ANALYSIS


THE STUDY OF CUSTOMER ATTITUDE TOWARDS LIFE

INSURANCE WITH REFERENCE TO WARDHA CITY”

Mr. Nikhil D. Zade

MBA-IV Sem Datta Meghe Institute of Engineering Technology & Research


ABSTRACT

Human life is a most important asset and life insurance is the most important type of insurance which provides

financial protection to a person and his family at the time of uncertain risks or damage. Life insurance provides

both safety and protection to individuals and also encourages savings among people. LIC of india plays a vital role

in the welfare of human well-being by providing insurance to millions of people against life risks such as uncertain

death or accident. The present exploratory and descriptive based study was selected with an objective to identify

those factors which influence customers policy buying decision and also analyze the preferences of customers

while life policy investment decision-making. Various insurance related factors have been discussed in the paper.

The data for the study has been collected from both primary and secondary sources. The study area is limited to

Wardha city, of Maharashtra and sample size is 100 policy holders of LIC and different private life insurers have

been selected through a stratified and purposive sampling method. Researcher has taken few hypothesis based on

demographic and insurance based preference factors and tested them with the help of various statistical tools like

correlation and weighted average method. Insurance companies should spread more awareness about life insurance,

reduction in premium amount and giving more attention on need based innovative products are some of the

suggestions provided by the researcher. The paper concludes with that demographic factors of the people play a

major and pivotal role in deciding the purchase of life insurance policies.

Keywords - Customers, Life Insurance Policies, LIC, Investment, Socio-Economic Factors.


A STUDYOF SEGMENTATION PRACTICES IN HINDUSTAN

UNILIVER LIMITED COMPANY

Miss. Roshani Diwe

MBA-IV Sem

Datta Meghe Institute of Engineering Technology & Research Sawangi (Meghe) Wardha

ABSTRACT

In this paper we distinguish an extant approach to market segmentation research, Market segmentation research is

currently focused too narrowly on the task of segment identification as opposed to its strategic relevance within a

firm. Which begins with studying the motivating conditions that lead people to the tasks and interests in their lives,

from an ex post approach which begins with an individual's reaction to marketplace offerings. We argue that the

marketing task of guiding managements to 'make what people will want to buy' will be more successful in light of a

deep understanding of behaviour in the context of everyday life and work, rather than a detailed understanding of

preferences in the marketplace. Directions for future research are discussed.

Keywords – Segmentation.

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