6 February 2011

Copyright © 2013 – Innovation & Development Sdn. Bhd.

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Islamic Banking IntelligenceThe First Comprehensive Global Islamic Banking Database

and Analytical Dashboard

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• Islamic Banking Intelligence or , a new joint product ofIDCORP and REDmoney, is a flexible, user friendly, andmultilingual web-based software that is a one-stop source ofglobal Islamic banking information

• IBI was developed based on a data warehouse of detailedfinancial information of Islamic banks

• IBI is a cloud-based system and connectablefrom any PC or smart device as a result ofhardware/browser independency at any timewith many charts, KPIs, graphs, gauges, etc…

• IBI is useful for bankers, economists,researchers, scholars, financial investors,issuers and anyone who is looking for deepfinancial information of Islamic banking

• IBI is accessible through an annualsubscription

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• There is currently no such dedicated system that is as fully comprehensiveto Islamic banking data and information enabling users to instantly studyand compare all Islamic banks performance globally by charts and figures

• IBI provides not only a complete historical set of data with a uniform formatfor consolidated financial positions and income statements of Islamic banks,but also detailed information of their financial notes

• IBI users can access to detailed information onIslamic contracts applied by Islamic banksincluding Murabahah, Mudarabah, Musharakah,Ijarah, Wakalah, and so on, as well as informationpertaining to Maqasid of Shariah, risk-sharing,Zakat, etc…

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• As a truly innovative and analytical platform in the Islamic financial market,IBI ensures that data of global Islamic banks is homogenous, comparable,and analyzable

• IBI analysts are able to collect detailed financial information from theannual reports of Islamic banks around the world, and dynamically convertdata to a unique format with the capability to customize this data foranalytical and comparable purposes based on both business intelligenceinfrastructure and visualized data

• Users can access various data of Islamic banks, including financial andShariah ratios, banks profiles, horizontal and vertical analysis, historical andanalytical data and comparative indicators

• Furthermore, IBI enables banks to evaluate their own performance andcompare themselves with peer groups (based on the asset size), on both anational and global level

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• More than 50 KPIs for performance measurement based on:

o Profitability

o Liquidity and funding

o Efficiency

o Risk management

o Asset quality

o Deployment & growth

o Islamic contracts

o Maqasid Al Shariah

• 160+ Islamic banks from 36+ countries

• 250+ information fields in 28+ categories

• 5+ years of data of all Islamic banks

• A hi-tech business intelligence system

• Online help and tool tips features for the user interface

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• 9+ different analytical dashboards

o First glance

o Performance

o Comparison

o Islamic contracts

o Maqasid Al Shariah

o Horizontal analysis

o Vertical analysis

o Financial report

o Bank information

• Dynamic and interactive analysis and comparison of banks with other banks,peer groups and also a countrywide analysis of Islamic banks

• Professional comments (including strengths, weaknesses, recommendations,etc…) on any Islamic bank by IBI experts

• Extractable and exportable data in Excel and PDF formats

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Every bank, institution, university, research academy or organization whichdeals with Islamic banks or needs to analyze Islamic banks, including:

• Banks, such as finance, credit, treasury, and risk departments

• University students, academic researchers and economists

• Shariah boards and scholars

• Government organizations and central banks

• Financial and management consultants

• Investors and issuers

• Media agencies and journalists

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• BanksIBI prepares a uniformed format of data for Islamic banks worldwide, so thatbanks can conduct in-depth analysis and comparisons with other particularbanks, peer groups or countrywide Islamic banks, including areas such asmarket development and market penetrationAnalysis can be based on indicators such as risk factors, performance,efficiency, Islamic contracts, Maqasid Al Shariah, growth, etc… These areavailable both graphically and statistically in IBI to explore competitiveadvantages and areas for improvement

• Researchers and studentsCurrently available Islamic banking data is heterogeneous, raw and in various formats. With its unique and customized format, IBI consolidates financial statements, allows researchers to access internal information of Islamic banks, such as details of financing and deposits, etc… by type, sector, and maturity. This is highly desirable for new research, dissertations and articles

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• EconomistsThrough IBI, the trend of Islamic banking in different countries is nowtraceable and measurable. Sufficient banking information is available toempower economic analysis and research. Details of monetary and bankingfactors are exportable through the system including money supply, centralbank reserves, non-performing financing (NPF), capital, debt, etc…

• Shariah scholars

There are two specific categories for Islamic contracts and Maqasid AlShariah in the system that allow Shariah scholars to assess the compliance ofproducts and processes in Islamic banks of different Islamic countries withShariah rules and principles

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• Government organizations and central banksIBI is a business intelligence and knowledge discovery tool for auditing andassessment of Islamic banks and an excellent controlling tool to evaluatemonetary and financial policies in these banks and countries

• Financial and management consultants

With a hi-tech financial dashboard, comprising numerous user friendlygauges, graphs and charts, IBI is a valuable toolkit for any consultant

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• InvestorsInvestors can determine the potential of Islamic banks they wish to invest in;including which are more secure and those that can pay higher rates of returnsand dividends in comparison to peer groups, as well as other national andglobal Islamic banks

• IssuersIssuers can research for potential surplus sources of funds, as well as banks andcountries by referring to historicaldata and returns besides previousissued products

• Media agencies and journalistsA supportive platform for preparing reports and news based on precise dataand information for any Islamic bank or Islamic country or even as a source ofknowledge for finding new ideas to write and publish

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Country Number of Banks Country Number of Banks

Algeria 2 Maldives 1

Afghanistan 1 Oman 1

Azerbaijan 1 Pakistan 5

Bahrain 19 Palestine 1

Bangladesh 7 Philippines 1

Bosnia 1 Qatar 5

Botswana 1 Saudi Arabia 4

Brunei Darussalam 1 Senegal 1

Egypt 1 South Africa 1

Indonesia 8 Sri Lanka 1

Iraq 2 Sudan 12

Iran 33 Syria 2

Jordan 3 Thailand 1

Kazakhstan 1 Tunisia 1

Kenya 1 Turkey 4

Kuwait 5 United Arab Emirates 7

Lebanon 2 United Kingdom 10

Malaysia 18 Yemen 1

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• is headquartered in Kuala Lumpur and specializes in

the provision of banking software solutions for organizations in the

financial, banking and payment industries.

• IDCorp’s products include Islamic and conventional core banking systems,

cards and payment solutions along with Islamic credit card systems, virtual

banking, business intelligence systems, data mining, business process

management systems, knowledge discovery, and banking consultancy.

• is a publishing and events company focusing purely

on the global Islamic finance market. The company was established in mid

2004 in Kuala Lumpur.

• Since 2004 REDmoney has been the world’s leading specialized Islamic

finance publishing, information and event company. The three key core

divisions of REDmoney are events, publishing and training.

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Full Unlimited Access (1 Year)Normal Rate Early Bird Discount

US$10,000 US$8,500 (15% Discount)

Additional Users*

Normal Rate Early Bird Discount

US$2,000 US$1,700

*Each additional user can export data for their specific country

For more details please contact Steve Stubbs at +603-2162-7800, ext 55 or email steve.stubbs@redmoneygroup.com

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