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jhsgfõia f.dvke.s,a," wxl 25" i¾ ndfrdka ch;s,l udj;" fld<U 01 ÿrl:k : 011 2131313, *elaia : 011 2338259
B fï,a : [email protected], fjí wvúh : www.crib.lk
iReport mßYS,l w;afmd;
fuu m%ldYkfhys Y%S ,xld Kh f;dr;=re ld¾hdxYhg wod, ryiH fyda nqoaêuh foam, .Khg wh;a fyda kS;sfhka wdrËs; f;dr;=re wka;¾.; úh yel' fuys wvx.= f;dr;=re fyda f;dr;=rla idjoH f,i w¾:l:kh lsÍu fyda jgyd.ekSu fyda Ndú;h fya;=fjka we;s úh yels hï ydks fyda w,dNhka i|yd ld¾hdxYh lsisfia;au j.lshkq fkd,efí' wjYH yd wod, iEu wjia:djkays§u fuys wvx.= f;dr;=re ms<sn| jeäÿr úuiSu fyda ;yjqre lr.ekSu i|yd ld¾hdxYfha iyh fyda Wmfoia m;k f,i Tng wjOdrKh lr isáuq' fuys wvx.= lsisÿ f;dr;=rla fyda bka fldgila ld¾hdxYfha mq¾j ,sÅ; wjirhlska f;drj lsisÿ whqrlska fy,slsÍu fyda msgm;a lsÍu fyda kej; uqøKh lsÍu fyda fnod yeÍu imqrd ;ykï fõ' ish¿ ysñlï weúß‚' ish¿ ysñlï weúß‚' ish¿ ysñlï weúß‚' ish¿ ysñlï weúß‚' Y%SY%SY%SY%S ,xld Kh f;dr;=re ld¾hdxYh 201,xld Kh f;dr;=re ld¾hdxYh 201,xld Kh f;dr;=re ld¾hdxYh 201,xld Kh f;dr;=re ld¾hdxYh 2014444
YS% ,xld Kh f;dr;=re ld¾hdxYfha idudðl Kh fok wdh;k (n,m;%,dNS Kh fok wdh;k) ;u Khlrejkaf.a iEu Kh myiqlulgu wod, f;dr;=re mQ¾K jYfhka ld¾hdxYhg jd¾;d lsrSug mkf;a kshuhkag wkql+,j kS;sfhka ne£ isà' ±kg mj;akd iy w¿;ska m%odkh lrk ,o Kh myiqlïj, ish¿u f;dr;=re iEu uila wjidkfhau ld¾hdxYhg jd¾;d lsÍu iy hdj;ald,Sk (update) lsÍu isÿl< hq;=h' ld¾hdxYh i;=j mj;sk Kh f;dr;=re mqoa., iy jHjidh f,i j¾. flf¾' mqoa.,fhl= f,i Tnf.a Kh f;dr;=re cd;sl ye÷kqïm;A wxlh hgf;A (YS% ,dxlslhl= kï) / .uka n,m;% wxlh
hgf;A (YS% ,dxlslhl= fkdfõ kï) f.dKq .; flf¾. zzKh f;dr;=re jd¾;dZZ f,i fuu f;dr;=re wdmiq idudðl wdh;k fj; b,a,Sula l< úfgl ,nd§ug ld¾hdxYh ne£ isà' tf,i ieliqkq "iReport" kï jQ Tnf.a Kh f;dr;=re jd¾;dj (mqoa.,) fufia Tn w;g m;ajkqfha mqoa.,hl= f,i tu f;dr;=re ,nd.ekSug Kh f;dr;=re ld¾hdxY mk; u.ska Tn fj; ,nd§ we;s n,;,j,g wkql+,jhs' iReport ys wka;¾.; ish¿u f;dr;=re" Kh fok wdh;k u.ska ld¾hdxYhg jd¾;d l< wdldrhgu tys i|yka fõ' j¾;udkfha ish¿u Kh f;dr;=re" ld¾hdxYh fj; jd¾;d lsÍu iy hdj;ald,Sk lsÍu isÿlrkq ,nkafka kùk mß.kl ;dlaIKh u; mokï jQ moaO;s iy l%ufõohka uÕsks' iReport hkq Tn úiska úúO Kh fok wdh;k u.ska ,nd.;a ish¿u Kh iy tu Kh wdmiq f.ùfï w;S;h ms<sn| f;dr;=re we;=,;a ixËsma; jd¾;djls' Kh fok wdh;k Tng Kh myiqlula m%odkh lsÍug m%:u ta i|yd jk Tnf.a fhda.H;djh fuu jd¾;d weiqßka wOHhkh lrkq ,efí' hym;a Kh wdmiq f.jqï w;S;hla mj;ajd .ekSu kej; Kh myiqlula ,nd.ekSfï§ msgqjy,la jkq we;' ih uilg jrlaj;a Tnf.a Kh f;dr;=re jd¾;dj (iReport) ,nd.ekSu ;=,ska tys wka;¾.; f;dr;=rej, ksrjoH;djh iy hdj;ald,Sk nj ikd: lr.; yelsfjkq we;' lsishï Kh myiqlula b,a ï lsÍug fmr Tnf.a iReport ys wka;¾.;h ms<sn|j jegySula iys;j isàu tu ls%hdj,sfha§ Tng myiqjla jkq we;' Kh f;dr;=re ld¾hdxYhla mej;Su ´kEu rgl wd¾Ólfha ÈhqKqj Wfoid iEu wxYhlgu myiqfjka Kh .,d hEu úêu;a yd läkï lsÍug ksrka;rfhkau Woõjk nj ms<sf.k we;' my; i|yka lreKq th ;jÿrg;a ;yjqre lrkq we;'
• Khlrejkaf.a iy wkd.; Khlrejkaf.a fmr yd j¾;udk Kh ms<sn| úia;r ld¾hlaIu f,i tlu uq,dY%hlska ,nd.ekSug yelsùu ;=,ska Kh fok wdh;khkays mßmd,k yd fufyhqï úhoï wju lr.ekSug yelsfõ' tu.ska Kh .eKqïlrejkayg jdis ie,fia'
• úYajdiodhS yd id¾:l Kh .eKqïlrejka ksjerÈj f;dard.ekSug yelsùu yd Tjqkag blauKska yd myiqfjka Kh ,nd.ekSug yelsùu'
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Tnf.a mqoa., Kh f;dr;=re jd¾;dj Tnf.a mqoa., Kh f;dr;=re jd¾;dj Tnf.a mqoa., Kh f;dr;=re jd¾;dj Tnf.a mqoa., Kh f;dr;=re jd¾;dj (iReport - Individual) ksjerÈj y÷kd .ksuq'ksjerÈj y÷kd .ksuq'ksjerÈj y÷kd .ksuq'ksjerÈj y÷kd .ksuq'
Tnf.a Kh f;dr;=re jd¾;djTnf.a Kh f;dr;=re jd¾;djTnf.a Kh f;dr;=re jd¾;djTnf.a Kh f;dr;=re jd¾;dj (iReport) hkq l=ulao@hkq l=ulao@hkq l=ulao@hkq l=ulao@
Tnf.a Kh f;dr;=re jd¾;djTnf.a Kh f;dr;=re jd¾;djTnf.a Kh f;dr;=re jd¾;djTnf.a Kh f;dr;=re jd¾;dj (iReport) jeo.;a jkafka wehs@jeo.;a jkafka wehs@jeo.;a jkafka wehs@jeo.;a jkafka wehs@
• Kh fok wdh;k w;r ;rÕldÍ;ajh jeäùu ;=,ska Kh .eKqïlrejkag iykodhS ;;ajhka hgf;a Kh ,nd§ug fm<Uùula we;sfõ'
fujeks wdh;khla msysgqjd fkdue;s wjia:djl by; i|yka ld¾hhka ÿIalr jk w;r Kh myiqlula ,nd.ekSfï ls%hdj,shg th ndOdjla jk nj Tng jegfykq we;' - ieuúgu wdodhï yd úhoï w;r iu;=,khla mj;ajd .ekSu yd wdmiq f.ùfï yelshdj u;
muKla Kh ,nd.ekSu' - uQ,sl wjYH;d i|yd udisl úhoï (úÿ,sh" c,h yd ÿrl:k wd§ fiajd i|yd udisl f.ùï"
wfkl=;a .Dy yd fm!oa.,sl wjYH;d i|yd wksjd¾hh úhoï) ms<sn| jeä ie,ls,a,la ±laùu'
- Kh yd uQ,H myiqlï ,nd.ekSug m%:u" ta yd iïnkaO .súiqïj, wka;¾.; fldkafoais - j.lSï ms<sn| ukd wjfndaOhla ,nd.ekSu (Terms & Conditions of Loan Agreements).
- Kh jdßl wdmiq f.ùu .súi.;a wdldrhgu isÿlsÍu w;HdjYHh jk w;r yelshdjla
we;súg läkñka f.jd wjika lsÍu fhda.Hfõ' úfYaIfhkau fl%äÜ ldâm;a fYaIhka mQ¾K jYfhka f.jd ksulsÍu Tnf.a Kh fhda.H;djh hym;a ;;ajhlg f.k taug fyd| msájy,la jkq we;'
Report Header - jd¾;dfõ YS¾Ih jd¾;dfõ YS¾Ih jd¾;dfõ YS¾Ih jd¾;dfõ YS¾Ih ---- jd¾;dfõ YS¾Ih my; i|yka f;dr;=rej,ska iukaú; fõ'
iReport Number - Kh f;dr;=re jd¾;dj i|yd ld¾hdxYh u.ska ksl=;a lrk ,o wxlh'
Report Order Date - Kh f;dr;=re jd¾;dj ksl=;a l< Èkh'
Product Name - Kh f;dr;=re jd¾;dj wh;a jd¾;d j¾.h (iReport). Reason - Kh f;dr;=re jd¾;dj b,a¨ï lrk ,o fya;=j'
(;u Kh f;dr;=re jd¾;dj ,nd.ekSu i|yd)
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Tnf.a Kh f;dr;=re jd¾;dfõ Tnf.a Kh f;dr;=re jd¾;dfõ Tnf.a Kh f;dr;=re jd¾;dfõ Tnf.a Kh f;dr;=re jd¾;dfõ (iReport) wka;¾.; f;dr;=re'wka;¾.; f;dr;=re'wka;¾.; f;dr;=re'wka;¾.; f;dr;=re'
Search Details - o;a;o;a;o;a;o;a; msrslaiqïmsrslaiqïmsrslaiqïmsrslaiqï f;dr;=ref;dr;=ref;dr;=ref;dr;=re
;udf.a Kh ;udf.a Kh ;udf.a Kh ;udf.a Kh fhda.H;djh ^Kh myiqlula ,nd.ekSug we;s yelshdj& j¾Okh lr.; yelafla fhda.H;djh ^Kh myiqlula ,nd.ekSug we;s yelshdj& j¾Okh lr.; yelafla fhda.H;djh ^Kh myiqlula ,nd.ekSug we;s yelshdj& j¾Okh lr.; yelafla fhda.H;djh ^Kh myiqlula ,nd.ekSug we;s yelshdj& j¾Okh lr.; yelafla flfiao@flfiao@flfiao@flfiao@
Tnf.a iïmQ¾K ku" cd;sl ye÷kqïm;a $ .uka n,m;% wxlh" ,sms ,efnk ,smskh" ia;%S$mqreI Ndjh" Tnf.a whÿïmf;ys igykal< wdldrhg fuys ±lafõ'
fuu ;Srfhys Tnf.a iïmQ¾K ku (Khfok wdh;k úiska jd¾;d l< wdldrhg)" cd;sl ye÷kqïm;a
wxlh' (YS% ,dxlslhska i|yd wksjd¾h fõ) / Tnf.a j,x.= úfoaY .uka n,m;% wxlh (Passport
Number - YS% ,dxlsl fkdjk mqoa.,hka i|yd wksjd¾h fõ), ßhÿre n,m;% wxlh, (jd¾;dù we;súg
muKs) WmkaÈkh" ia;%S $mqreI Ndjh" mqrjeisNdjh" újdyl $ wújdyl nj" újdyl iylref.a fyda
iyldßhf.a ku (jd¾;dù we;súg muKs) iy ÿrl:k wxl wd§ fm!oa.,sl f;dr;=re wod, Kh fok wdh;k u.ska jd¾;d l< wdldrhg olajd we;'
Mailing Address - Kh fok wdh;k u.ska wdikak;u ld,iSudjla ;=, jd¾;d lrk ,o Tnf.a ,sms ,efnk ,smsk ;=kla ms<sfj,ska fuys ±lafõ'
Permanent Address - Kh fok wdh;k u.ska wdikak;u ld,iSudjla ;=, jd¾;d lrk ,o Tnf.a iaÒr ,smsk ;=kla ms<sfj,ska fuys ±lafõ'
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Demographic Details - mqoa.,uh f;dr;=re'mqoa.,uh f;dr;=re'mqoa.,uh f;dr;=re'mqoa.,uh f;dr;=re'
Address Details - ,smsk,smsk,smsk,smskhka ms<snhka ms<snhka ms<snhka ms<sn| úia;rúia;rúia;rúia;r
Kh fok wdh;k u.ska wdikak;u ld,iSudjka ;=, jd¾;d lrk ,o Tnf.a jD;a;Sh$/lshd ms<sn| úia;r fuys oelafõ'
;ks mqoa., fyda yjq,a jHdmdr i|yd muKla Tnf.a we;s in|;d jd¾;d ù we;akï tu f;dr;=re fuys ±lafõ'
Related Entity ID Details - tu jHdmdrhkays ,shdmÈxÑ wxlh'
Related Entity Name - tu jHdmdrhkays ,shdmÈxÑ kduhka'
Nature of Relationship - Tnf.a tu jHdmdßl in|;djfhys iajrEmh'
ieieieie.hqhqhqhq. - fuys f.jd ksñ Kh myiqlïj, f;dr;=re we;=,;a fkdfõ.
fuys Tn úiska ;ks mqoa.,hl= f,i ,nd.;a" noaO Khlrejl= (Joint Borrower) f,i iïnkaO jQ iy wemlrejl= f,i ne£ï m%ldY l< ish¿ Kh myiqlïj, ixLHd;aul f;dr;=re wvx.= fõ'
Currency - Kh myiqlu m%odkh l< uqo,a j¾.h'
Ownership - Kh myiqlfuys ysñldr;ajh'
As Borrower - Tn úiska ;ks mqoa., Khlrejl= f,i bÈßm;a ù Kh fok wdh;k u.ska ,nd.;a Kh myiqlïj, idrdxYhka fuys ±lafõ'
As Guarantor - Tn úiska wemlrejl= f,i wemù we;s Kh myiqlïj, idrdxYhka fuu.ska ±lafõ'
Total Number of Credit Facilities - uq¿ Kh myiqlï ixLHdj'
As Borrower - ;ks mqoa., Khlrejl= f,i ,ndf.k we;s Kh myiqlï ixLHdj'
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Relationship Details - jHdmdrsljHdmdrsljHdmdrsljHdmdrsl in|;din|;din|;din|;d ms<sn|ms<sn|ms<sn|ms<sn| f;dr;=f;dr;=f;dr;=f;dr;=rererere
Summary of Potential & Current Liabilities (Excluding Settlements) - j¾;udkfha mj;sk iy j¾;udkfha mj;sk iy j¾;udkfha mj;sk iy j¾;udkfha mj;sk iy
wkd.;fhys f.ùug we;s Kh iïnkaO ne£ïj, idrdxYhkawkd.;fhys f.ùug we;s Kh iïnkaO ne£ïj, idrdxYhkawkd.;fhys f.ùug we;s Kh iïnkaO ne£ïj, idrdxYhkawkd.;fhys f.ùug we;s Kh iïnkaO ne£ïj, idrdxYhka.
Employment Details - Tnf.a jD;a;Sh$/lshd ms<sn| úia;rTnf.a jD;a;Sh$/lshd ms<sn| úia;rTnf.a jD;a;Sh$/lshd ms<sn| úia;rTnf.a jD;a;Sh$/lshd ms<sn| úia;r
As Guarantor - wemlrejl= f,i wem ù we;s Kh myiqlï ixLHdj'
Total Amount/Granted Limit - m%odks; Kh myiqlïj, iuia: jákdlu fyda Kh iSudj'
As Borrower - ;ks mqoa., Khlrejl= f,i ,ndf.k we;s Kh myiqlïj, iuia: jákdlu'
As Guarantor - wemlrejl= f,i wemjQ Kh myiqlïj, iuia: jákdlu' Total Outstanding - bÈßfh§ f.jd ksulsÍug we;s iuia: Kh m%udKfha jákdlu'
As Borrower - Khlre f,i ,nd.;a Kh myiqlï i|yd ;jÿrg;a f.jd ksulsÍug we;s iuia: jákdlu'
As Guarantor - wemlrejl= f,i wem ù we;s Kh myiqlïj, ;jÿrg;a f.jd ksulsÍug we;s iuia: jákdlu'
Currency - fplam; ksl=;a lr we;s uqo,a j¾.h'
Number of Cheques Dishonoured - cx.u .sKqfuys m%udKj;a mßÈ uqo,a fkdue;sùu u; w.re ù we;s iuia: fplam;a ixLHdj' Total Amount of Dishonoured Cheques - w.re ù we;s fplam;aj, iuia: uQ,H jákdlu' Tnf.a iReport jd¾;dj ksl=;a l< Èkg wkql+,j" Khlrejl= yd wemlrejl= f,i jd¾;dù we;s Kh
myiqlïj, iajNdjh (Status) iy Kh wdmiq f.ùfï§ yg.;a ysÕ Èk .Kka we;akï (Number of
Days in Arrears, if any) ie,ls,a,g f.k idrdxYhla f,i fuys olajd we;'
ieieieie.hqhqhqhq. - fuys f.jd ksñ Kh myiqlïj, f;dr;=re we;=,;a fkdfõ.
Tn úiska miq.sh jir myl ld,h ;=< ;ks mqoa.,hl= f,i ,nd.;a" noaO Khlrejl= (Joint
Borrower) f,i iïnkaO jQ iy wemlrejl= f,i ne£ï m%ldY l< ish¿ f.jd ksñ Kh myiqlïj, ixLHd;aul f;dr;=re tAjd m%odkh l< uqo,a j¾.h wkqj fm< .iajd we;'
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Dishonoured Cheque Summary - cx.u .sKqfuys m%udKj;a mßÈ uqo,a fkdue;sùu u; cx.u .sKqfuys m%udKj;a mßÈ uqo,a fkdue;sùu u; cx.u .sKqfuys m%udKj;a mßÈ uqo,a fkdue;sùu u; cx.u .sKqfuys m%udKj;a mßÈ uqo,a fkdue;sùu u; w.rew.rew.rew.re lrk ,o fplam;a lrk ,o fplam;a lrk ,o fplam;a lrk ,o fplam;a ms<sn| idrdxYhms<sn| idrdxYhms<sn| idrdxYhms<sn| idrdxYh
Summary of Settled Credit Facilities (Last 5 Years) - miq.sh jir myl ld,h ;=< f.jd ksñ miq.sh jir myl ld,h ;=< f.jd ksñ miq.sh jir myl ld,h ;=< f.jd ksñ miq.sh jir myl ld,h ;=< f.jd ksñ Kh myiqlïj, Kh myiqlïj, Kh myiqlïj, Kh myiqlïj, idrdxYhidrdxYhidrdxYhidrdxYh
Status of Credit Facilities at a Glance (Excluding Settlements)
by; i|yka l< miq.sh jir myl ld,h ;=< f.jd ksñ Kh myiqlïj, úia;r tajdfhys myiqlï j¾.h (Facility Type) yd m%odks; uqo,a (Currency) j¾.h wkqj ixLHd;aulj olajd we;'
Kh fok wdh;k u.ska miq.sh ih uil ld,h ;=, Tnf.a Kh f;dr;=re jd¾;dj i|yd l< úuiSï ms<sn| my; i|yka úia;r fuys ±lafõ'
úuiSu l< Èkh (Inquiry Date)" Kh fok wdh;kfha ku iy YdLdj (Institution name & branch)"
jd¾;dj ,nd.ekSug fya;=j (Reason)" Ndú;d l< Kh f;dr;=re jd¾;d j¾.h" b,a¨ï l< Kh
myiqlu (Facility Type)" uqo,a j¾.h (Currency) iy tys jákdlu (Amount) wdoS f;dr;=re fuys ±lafõ'
Kh f;dr;=re ld¾hdxYfha mk;g wkql+,j" Kh fok wdh;khkag Tnf.a Kh f;dr;=re jd¾;dj ,nd.; yels jkafka my; i|yka ld¾hhk (Permissible Purposes) i|yd muKs'
• Khlrejl= f,i kj Kh myiqlula i|yd fhda.H;djh we.hSug'
• wemlrejl= f,i kj Kh myiqlula i|yd i<ld ne,Sug'
• yjq,alrejl=$;ks mqoa., jHdmdßlfhl= f,i kj Kh myiqlula i|yd i<ld ne,Sug'
• ,shdmÈxÑ iud.ul wOHCIljrhl= f,i kj Kh myiqlï i|yd i<ld ne,Sug'
• ±kg isák Khlrejl=f.a Kh f;dr;=re ksÍlaIKh lsÍug'
• cx.u .sKqula újD; lsÍu i|yd'
ie'hie'hie'hie'hq' - by; i|yka ;;ajhkag mßNdysrj fyda Tnf.a wkq±kqula fkdue;sj l=uk fyda Khfok wdh;khla úiska Tnf.a Kh f;dr;=re jd¾;dj ,ndf.k we;akï" Tn ta ms<sn|j ld¾hdxYh ±kqj;a l< hq;=h'
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Details of Settled Credit Facilities (Last 5 Years) - miq.sh jir myl ld,h ;=< miq.sh jir myl ld,h ;=< miq.sh jir myl ld,h ;=< miq.sh jir myl ld,h ;=< f.jd ksñ Kh f.jd ksñ Kh f.jd ksñ Kh f.jd ksñ Kh myiqlïj, myiqlïj, myiqlïj, myiqlïj, úia;rúia;rúia;rúia;r
Inquiries made in last 06 months by lending institutions - Kh fok wdh;k u.ska Tnf.a Kh Kh fok wdh;k u.ska Tnf.a Kh Kh fok wdh;k u.ska Tnf.a Kh Kh fok wdh;k u.ska Tnf.a Kh f;dr;=re iïnkaOj l< úuiSïf;dr;=re iïnkaOj l< úuiSïf;dr;=re iïnkaOj l< úuiSïf;dr;=re iïnkaOj l< úuiSï
Tn úiska Tnf.a Kh f;dr;=re jd¾;dj (iReport) i|yd miq.sh wdikak;u ih uil ld,h ;=, lrk ,o úuiSï fuu fldgiska ±lafõ'
ieieieie.hqhqhqhq. ---- Tnf.a wOHhk lghq;= myiq lsrSu i|yd Kh myiqlïj, f;dr;=re fldgiA ;=kla hgf;a Tnf.a wOHhk lghq;= myiq lsrSu i|yd Kh myiqlïj, f;dr;=re fldgiA ;=kla hgf;a Tnf.a wOHhk lghq;= myiq lsrSu i|yd Kh myiqlïj, f;dr;=re fldgiA ;=kla hgf;a Tnf.a wOHhk lghq;= myiq lsrSu i|yd Kh myiqlïj, f;dr;=re fldgiA ;=kla hgf;a
my;ska ú.%y lr we;s nj lreKdfjkamy;ska ú.%y lr we;s nj lreKdfjkamy;ska ú.%y lr we;s nj lreKdfjkamy;ska ú.%y lr we;s nj lreKdfjka i<lkaki<lkaki<lkaki<lkak. iEu Kh myiqlulgu wod< f;dr;=re flá kdu (fla;) Ndú;fhka fuys bÈßm;alr we;s w;r
Tnf.a iReport jd¾;djg muKla wod<jk flá kduhkaj, ú.%yhka jd¾;dj wjidkfha fla; j.=
(Catalogue Description) uÕska iúia;rd;aulj olajd we;' ~1 fldgi 1 fldgi 1 fldgi 1 fldgi ~
oekg ld¾hdxYh Ndú;d lrk ish¿u fla;hka iy Bg wod< úia;r Tnf.a oek.ekSu msKsi" jd¾;dfõ oelafjk wkqms<sfj,g my; oelafõ' No - tla tla Kh myiqlu i|yd ld¾hdxYh u.ska fjkal< wkq wxlh' Institution Category - Kh fok wdh;kh wh;a wdh;k j¾.h'
CBC - n,m;%,dNs jdKsc nexl=' SBC - n,m;%,dNs úfYaI nexl='
LCC - n,m;%,dNs ,siSx iud.ï' FCC - n,m;%,dNs uQ,H iud.ï'
OIC - ld¾hdxY mk;g wkql+,j Kh fok wdh;k f,i ms<sf.k we;s wfkl=;a wdh;k'
Inst - Branch - (Institution & Branch) - Kh myiqlu jd¾;d lrk ,o Kh fok wdh;kh iy YdLdfõ fla; wxl'
Tng Kh f;dr;=re jd¾;dlr we;s Kh fok wdh;k muKla fla; j.=fõ olajd we;' fuu fla;hka ld¾hdxYh u.ska wod< Kh fok wdh;k iy YdLd y÷kd .ekSu i|yd ksl=;a lrk ,o tajd fõ'
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Inquiries Made in Last 06 months by the subject - Tn úiska l<Tn úiska l<Tn úiska l<Tn úiska l< Kh f;dr;=reKh f;dr;=reKh f;dr;=reKh f;dr;=re úuiSïúuiSïúuiSïúuiSï
Credit Facility Details - jd¾jd¾jd¾jd¾;d ù we;s Kh myiqlï ms<sn| úia;r;d ù we;s Kh myiqlï ms<sn| úia;r;d ù we;s Kh myiqlï ms<sn| úia;r;d ù we;s Kh myiqlï ms<sn| úia;r
CF Type - (Credit Facility Type) - Kh j¾.h'
BKGR - nexl= wemlrh $ Bank Guarantee. CRCD - fl%äÜ ldâm; $ Credit Card.
HRPH - l,an÷ $ Hire Purchase. LEAS - ,siSx $ Leasing.
OVDR - nexl= whsrd $ Over Draft. LOAN - Kh $ Loan.
LTCR - Khjr ,sms $ Letter of Credit AAIB - wdkhk ì,am;A u; m%odks; Kh
FACT - *elAgrskA / Factoring
CODU - mdßfNdA.sl myiq f.ùfï l%u u; m%odks; Kh$Consumer Durables
BILD - ì,Am;A jÜgï lsrSu / Bills Discounting
OTHR - wfkl=;a Kh (by; olajd fkdue;s)$ Other
CF Status - (Credit Facility Status) - Kh myiqlu mj;akd iajNdjh' ie'hqie'hqie'hqie'hq. - Kh myiqlu wjikajrg hdj;ald,Sk jQ fyda jd¾;d ù we;s Èkg mej;s iajNdjh fuys oelafõ'
ACTV - oekg l%shdldß;ajfha we; $ Active. LGAL - kS;suh mshjr f.k we; $ Legal Action.
LBGV - rcho j.lSu i|yd ne£ isà $ Liability Assumed by Govt.
NATD - iajNdúl úm;a n,md we; $ Natural Disaster Affected. CLSD - jid we; $ Closed (Kh fok wdh;kh úisks)'
RSTR - m%;sjHqy.;lr we;$ Restructured. SETL - iïmq¾Kfhkau f.jd ksulr we; $ Settled.
TRMN - fiajdj fyda myiqlu w;aysgqjd we; $ Terminated. WRTN - mq¾K fyda w¾O jYfhka lmd yßk ,o $ Written Off.
R&SL - ysñlu mjrdf.k (Kh fok wdh;kh úiska) úl=Kd we; $ Repocessed & Sold. R&ST - ysñlu mjrd.ekSfuka miq mshjd we; $ Repocessed & Settled.
PACT - mrdfÜ kS;sh hg;g fhduqlr we; $ Parate Action.
ARBT - fíreï lsÍu i|yd fhduqlr we; $ Arbitration. STTC - wêlrKfha ueÈy;aùu u; f.jd ksulr we; $ Settled Through Court. FCAN - myiqlu wj,x`.= lr we; $ Facility Cancelled (Kh fok wdh;kh úiska). SPWO - fldgilA lmd yer f.jd ksulr we; / Settled part Written Off
RPOS - ysñlu mjrdf.k we; (Kh fok wdh;kh úiska) $ Repossessed
Own - Shp - (Ownership) - Kh myiqlfuys ysñldr;ajh' OWN - ;uka úiska ^;ks mqoa., Khlrefjl= f,i& ,nd.;a $ Owned.
PCD - uq,sl ldâm; ysñlre $ Primary Card Holder.
SCD - Wm $ w;sf¾l ldâm;a ysñlre $ Supplementary Card Holder.
JNT - noaO Khlre $ Joint Borrower. GRT - wemlre $ Guarantor.
Crcy - (Currency) - Kh myiqlï m%odkh l< uqo,a j¾.h.
Amount Granted Limit - fuu.ska m%odkh lr we;s Kh uqo, oelafõ' nexl= whsrd iy fl%äÜ ldâm;a i|yd fuh wkqu; Kh iSudj f,i ms<s.efka'
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~2 fldgi 2 fldgi 2 fldgi 2 fldgi ~
Current Balance - Kh uqo, wjikajrg jd¾;d ù we;s Èkh (Reported Date) jk úg wkd.;fha§ iïmq¾Kfhkau f.jd ksu lsÍug b;sßj we;s uq¿ uqo, fuu.ska oelafõ' fuu jákdlu ;=, m%odks; uqo," fmd,sh" ysÕ uqo,a iy wfkl=;a fiajd iy myiqlï .dia;= we;=,;a úh yel'
Arrears Amount - wjika jrg jd¾;d ù we;s Èkg (Reported Date) mej;s ysÕ uqo, fï
hgf;a oelafõ' Installment Amount - jdßl jYfhka f.ùï isÿlrk úfgl tla jdßlhl jákdlu fuu.ska
oelafõ' Amount Written Off - Kh myiqlula w¾O fyda mQ¾K jYfhka lmdyer we;s wjia:djl" tu
lmdyer we;s jákdlu fuu.ska oelafõ' Reported Date - Kh fok wdh;k úiska wjikajrg Kh myiqlu ms<sn| f;dr;=re
hdj;ald,Sk l< Èkh' First Disburse Date - Kh myiqlu m%odkh l< Èkh'
(First Disbursement Date)
~3 fldgi 3 fldgi 3 fldgi 3 fldgi ~
Latest Payment Date - Kh jdßlh fyda wod< f.ùula isÿl< wdikak;u Èkh' (Date of Latest Payment Received)
Restructuring Date - Kh myiqlula m%;sjHqy.;lr we;s úfgl" th m%;sjHqy.; l< Èkh' End Date - (Credit Facility End Date) - Kh myiqlu f.jd ksu l< fyda wjika l< Èkh fuu.ska
oelafõ' fuu Èkh Kh myiqlfï iajNdjh (Status) jd¾;d lr we;s wdldrh wkqj w¾: .kajd.; hq;=h'
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Repay Type - (Repayment Type) - .súi f.k we;s Kh wdmiq f.ùfï l%uh'
BALN - l%ufhka jákdlu ySk ù hk mßÈ fldgia lsysmhlska f.ùu $ Balloon.
BMLY - fouilg jrla f.ùu $ Bi – Monthly.
BULT - iuia: Kh uqo, tljr wdmiq f.ùu $ Bullet. DMND - b,a u u; f.ùu $ On Demand. MNLY - udislj f.ùu $ Monthly.
QRLY - ld¾;= jYfhka f.ùu $ Quarterly.
SMAN - w¾O jd¾Islj f.ùu $ Semi-Annual.
WKLY - i;sm;d f.ùu $ Weekly. BWLY - foi;shlg jrla f.ùu $ Bi – Weekly.
ANLY - jd¾Islj f.ùu / Annually.
REFM - isõ uilg jrlA f.ùu / Repayment Every Four Months.
RENM - udi kjhlg jrlA f.ùu / Repayment Every Nine Months.
Purp. - (Purpose of Credit Facility) - Kh myiqlu ,nd.;a $ m%odkh l< mrud¾:h yd wod< fla;hka fuu.ska oelafõ' jeä úia;r i|yd fla; j.=j Ndú;d lrkak'
Coverage - Kh myiqlula hï wdldrhl wdjrKhlg fyda ne£ulg
hg;aj m%odkhlr we;so hk j. $ Security or Guarante
Coverage. US & OG- Unsecured & Other Guarantee - iq/l=ï fkdue; $ wfkl=;a wem ,ndf.k we;'
US & NG- Un Secured & Not Guaranteed - iq/l=ï fyda wem ,ndf.k fkdue;'
FS & NG- Fully Secured & Not Guaranteed - mq¾K iq/l=ï we; $ wem ,ndf.k fkdue;'
FS & OG- Fully Secured & Other Guarantee - mq¾K iq/l=ï iy wfkl=;a wem ,ndf.k we;'
fuu fldgfiys oelafjk f;dr;=re ieuúgu by; úia;r lrk ,o Kh myiqlï ms<sn| úia;r (Credit facility Details) iuÕ ne£ mj;S' ta wkqj Kh myiqlu i|yd fjkal< wkq wxlhg iïnkaO
tys zf.jqï wzf.jqï wzf.jqï wzf.jqï w;S;S;S;S;hZ ;hZ ;hZ ;hZ (Repayment History) fuu fldgfiys wod< wkq wxlh hgf;a fmkakqï flf¾'
fuu f.jqï w;S;h wdikak;u miq.sh udi 24 l ld,hlg iSud fõ'
ieieieie.hqhqhqhq. - tla tla udihg wod< fldgqj ;=, oelafjkafka tu udifha wjidk Èkh (Reported Date) jk
úg ysÕ uqo,la (Arrears Amount) mej;sfha kï" th f.ùu w;miq ù we;s Èk .Kkhth f.ùu w;miq ù we;s Èk .Kkhth f.ùu w;miq ù we;s Èk .Kkhth f.ùu w;miq ù we;s Èk .Kkh (Number of
Days in Arrears)''''
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Credit Facility for Last 24 Mounts - f.jqï w;S;hf.jqï w;S;hf.jqï w;S;hf.jqï w;S;h
ish¿u f.ùï .súi.;a mßÈ wod< udih ;=, f.jd we;akï th tu udihg wod, fldgqj ;=, "OK" f,i oelafõ' fuys wdikak;u ysÕ Èk .Kkg wod, ysÕysá uqo, i|yd Credit Facility Details j.=j
n,kak.
Tn Kh myiqlulg noaO Khlrefjl= (Joint Borrower) fyda wemlrefjl= (Guarantor) f,i iïnkaO ù we;s úfgl tys ysñldr;ajh ork wfkl=;a md¾Yjhka ms<sn| f;dr;=re fuys oelafõ'
fuys§ Kh myiqlfuys wkq wxlh" ysñldr;ajh" wfkl=;a Khlref.a ku" ye÷kqïm;a wxlh fyda jHdmdr ,shdmÈxÑ wxlh iy wod< wfkl=;a Khlref.a ,smskh wd§ úia;r tys we;=,;aj we;'
fuu fldgi ;=, w.re fplam;a jd¾;dl< nexl=j iy YdLdj (Institution & Branch)" fplam;a wxlh
(Cheque Number)" fplamf;ys jákdlu (Amount)" w.re l< Èkh (Date Dishonoured), w.re lsÍu
i|yd fya;=j (Reason for Dishonoured) wd§ úia;r we;=,;a fõ'
Tnf.a Kh f;dr;=re jd¾;dfõ wvx.= ish¿ flá kduhka ^fla;hka& fï hgf;a iúia;rd;aulj olajd we;' tu flá kdu j, meyeÈ,s lsÍï "Credit facility details" hgf;a by; olajk ,§'
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Ownership Details - Kh myiqlïj,Kh myiqlïj,Kh myiqlïj,Kh myiqlïj, ysñldr;ajh ms<sn| f;dr;=re ysñldr;ajh ms<sn| f;dr;=re ysñldr;ajh ms<sn| f;dr;=re ysñldr;ajh ms<sn| f;dr;=re
Dishonor of Cheques Details - w.re fplam;a ms<sn| úia;rw.re fplam;a ms<sn| úia;rw.re fplam;a ms<sn| úia;rw.re fplam;a ms<sn| úia;r
Catalogue Description - fla; j.=jfla; j.=jfla; j.=jfla; j.=j
jeo.;a Wmfoiajeo.;a Wmfoiajeo.;a Wmfoiajeo.;a Wmfoia......
Tnf.a Kh f;dr;=re jd¾;dj Tnf.a Kh f;dr;=re jd¾;dj Tnf.a Kh f;dr;=re jd¾;dj Tnf.a Kh f;dr;=re jd¾;dj (iReport) ,nd.ekSu i|yd,nd.ekSu i|yd,nd.ekSu i|yd,nd.ekSu i|yd ……
� i;sfha ld¾hd,Sh Èkj, Kh f;dr;=re ld¾hdxYh fj;
fm!oa.,slj meñfKkak' ke;fyd;a ´kEu jd‚c fyda úfYaIs;
nexl= YdLdjla u.ska whÿïm;a bÈßm;a l< yelsh'
� ld¾hdxYh fj; meñ‚h yelafla i;sfha ld¾hd,Sh Èkj,
fmrjre 9.00 isg miajre 3.30 olajd mu‚' [Tnf.a Kh
f;dr;=re jd¾;dj mehl ld,hla ;=, ksl=;a lrkq ,efí']
� cd;sl ye÷kqïm; (NIC) bÈßm;a lsÍu wksjd¾h fõwksjd¾h fõwksjd¾h fõwksjd¾h fõ'
o cd;sl ye÷kqïm; bÈßm;a lsÍug wfmdfydi;a jkafka kï
Tnf.a cd;sl ye÷kqïm;a wxlh iys;cd;sl ye÷kqïm;a wxlh iys;cd;sl ye÷kqïm;a wxlh iys;cd;sl ye÷kqïm;a wxlh iys; j,x.= ßhÿre
n,m;%h (DRIVING LICENSE) fyda j,x.= .uka n,m;%h
(PASSPORT) bÈßm;a l< yelsh' [cd;sl ye÷kqïmf;ys fyda
imhk ,o fjk;a n,m;%j, mj;sk fodaI fyd a wmyeÈ,s;d
u; Tnf.a whÿïm; m%;slafIam lsÍfï whs;sh ld¾hdxYh
i;=fõ']
� f;dr;=re mß.Kl.; l<hq;= neúka whÿïm;a msrúh hq;af;a
bx.% Sis NdIdfjka mu‚' ta i|yd Tng hï iyfhda.hla fyda
u.fmkaùula wjYH jkafka kï wm ld¾hdxYfha ms<s.ekSfï
ljqkagrh fj; fhduqúh yelsh'
� re' 150/= l .dia;=jla ^wdmiq fkdf.jk& ld¾hdxYh fj;
f.úh hq;= fõ'
o fuu .dia;=j whlrkq ,nkqfha Tnf.a Kh f;dr;=re
jd¾;dj ksl=;a lsÍu i|yd ld¾hdxYhg oeÍug isÿjk
fufyhqï msßjeh mshjd .ekSu fjkqfjks'
� Tng kej; whÿï l< yelafla Èk 05 lg miqj mu‚'
Tnf.a Kh f;dr;=re jd¾;dj Tnf.a Kh f;dr;=re jd¾;dj Tnf.a Kh f;dr;=re jd¾;dj Tnf.a Kh f;dr;=re jd¾;dj (iReport) ,nd.ekSfuka f;drj ,nd.ekSfuka f;drj ,nd.ekSfuka f;drj ,nd.ekSfuka f;drj
Kh f;dr;=re mÍlaIdl< fkdyels nj lreKdfjka i<lkak'Kh f;dr;=re mÍlaIdl< fkdyels nj lreKdfjka i<lkak'Kh f;dr;=re mÍlaIdl< fkdyels nj lreKdfjka i<lkak'Kh f;dr;=re mÍlaIdl< fkdyels nj lreKdfjka i<lkak'
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Tnf.a Kh f;dr;=re jd¾;dj Tnf.a Kh f;dr;=re jd¾;dj Tnf.a Kh f;dr;=re jd¾;dj Tnf.a Kh f;dr;=re jd¾;dj (iReport) mÍlaIdmÍlaIdmÍlaIdmÍlaId lsÍfuka miqlsÍfuka miqlsÍfuka miqlsÍfuka miq……
� jd¾;dfjys i|yka f;dr;=rej, wvq¨yq~qlï fyda úIu;djka
mj;sk nj yefÕa kï ta iïnkaOj ld¾hdxYh oekqj;a lsÍu
i|yd Kh f;dr;=re jd¾;dj (iReport) iu. ksl=;a flfrk —
o;a; ms<sn| wdrjq,a ksrdlrKh lsÍfï fmdaruho;a; ms<sn| wdrjq,a ksrdlrKh lsÍfï fmdaruho;a; ms<sn| wdrjq,a ksrdlrKh lsÍfï fmdaruho;a; ms<sn| wdrjq,a ksrdlrKh lsÍfï fmdaruh˜ (DISPUTE
RESOLUTION FORM) Ndú;d l< yels fõ'
� iïmQ¾K lrk ,o o;a; ms<sn| wdrjq,a ksrdlrKh lsÍfï
fmdaruh ld¾hdxYh fj; ;eme,a u.ska fyda f.keú;a NdrÈh
yels w;r tu o;a; ms<sn| wdrjq,a ksrdlrKh lsÍfï
l% shdj,sfhys m%.;sh ms<sn|j ld¾hdxYh úiska Tnj oekqj;a
lrkq we;'
� jeäÿr úia;r wjYH jkafka kï ÿrl:k wxl 0112 13 13 13
Tiafia wmf.a —úfYaI mdßfNda.sl iydhl tallhúfYaI mdßfNda.sl iydhl tallhúfYaI mdßfNda.sl iydhl tallhúfYaI mdßfNda.sl iydhl tallh˜ yd iïnkaO
úh yelsh'
Tnf.a Kh f;dr;=re jd¾;dj Tnf.a Kh f;dr;=re jd¾;dj Tnf.a Kh f;dr;=re jd¾;dj Tnf.a Kh f;dr;=re jd¾;dj (iReport) mÍlaIdmÍlaIdmÍlaIdmÍlaId lsÍfuka f;drj lsÍfuka f;drj lsÍfuka f;drj lsÍfuka f;drj
o;a; ms<sn| wdrjq,a o;a; ms<sn| wdrjq,a o;a; ms<sn| wdrjq,a o;a; ms<sn| wdrjq,a (DISPUTES) ksrdlrKh l< fkdyels nj ksrdlrKh l< fkdyels nj ksrdlrKh l< fkdyels nj ksrdlrKh l< fkdyels nj
lreKdfjka i<lkak'lreKdfjka i<lkak'lreKdfjka i<lkak'lreKdfjka i<lkak'
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oeka oeka oeka oeka “iReport” ,nd.ekSu i|yd Tn Kh f;dr;=re ,nd.ekSu i|yd Tn Kh f;dr;=re ,nd.ekSu i|yd Tn Kh f;dr;=re ,nd.ekSu i|yd Tn Kh f;dr;=re
ld¾hld¾hld¾hld¾hdxYhg meñ‚h hq;= keyedxYhg meñ‚h hq;= keyedxYhg meñ‚h hq;= keyedxYhg meñ‚h hq;= keye ææææ
fmr Tn úiska Kh f;dr;=re ld¾hdxYh fj; fm!oa.,slj
meñK fyda nexl= wdh;khla yryd b,a¨ï fldg ,shdmÈxÑ
;emEf,ka ksjig f.kajdf.k mÍlaIdlr neÆ Tnf.a Kh
f;dr;=re jd¾;dj (iReport) oeka wka;¾cd,h yryd tie‚ka
mÍlaIdlr ne,Sfï myiqlu (Online Service) Tng;a ,nd.;
yelshs æ
“iReport online” fiajdj i|yd ,shdmÈxÑ ùu yßu myiqhs æ
1. ,shdmÈxÑ ùu i|yd wjYH whÿïm; wm l¾hdxYfha
ms<s.ekSfï ljqkagrfhka ,nd.kak'
2. ksjerÈj iïmQ¾K lrk ,o whÿïm; iu. wmf.a
mdßfNda.sl iydhl ljq¿j fj; fhduqjkak'
3. “iReport online” fiajdj i|yd msúiSug wjir ,efnk
mßYS,l ye÷kqï wxlh (User ID) yd uqr moh (Password)
tfjf,au ,nd.kak'
oeka Tng ´kEu ;ekl isg ojfia ´kEu fõ,djl Tnf.a Kh
f;dr;=re jd¾;dj mÍlaId l< yelshs' th t;rïu ir<hs'
“iReport online” fiajdj u.ska Tn m%:u jrg ,nd.kakd Kh
f;dr;=re jd¾;dj fkdñf,a æ
jhsgfõia f.dvke.s,a,"
wxl 25" i¾ ndfrdka ch;s,l udj;" fld<U 01
ÿrl:k : 011 2131313, *elai a : 011 2338259
B fï,a : [email protected], fjí wvúh : www.crib.lk