For Private Clients

Investment Solutions For Pensions

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Canaccord Genuity Wealth Management is an award winning wealth manager committed to providing investors with a broad array of investment opportunities.

Drawing upon our global reach we focus on both the bigger picture and the finer details in our drive to meet the individual needs of investors in today’s ever changing world.

We look to build long-term relationships giving us a deep understanding of our clients’ needs, aspirations and goals. We are tireless in our pursuit of our clients’ success and, to this end we are constantly advancing, evolving, and creating value that makes dreams possible.

It is important to remember that investment means that your capital is at risk and the value of investments can fall, therefore you may get back less than you invested, and that past performance is no guide to future performance.

Focused Wealth Management

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By considering your financial status, attitude towards investment and certain objective factors which reflect your tolerance to risk, you can discover more about your investment needs.”

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An Investment Service To Meet Your Needs

Your investment profile should be taken into account when deciding which investment strategy is right for you. Due to the long-term nature of investment for retirement, a fundamental principle applies: the longer the investment horizon is, the better we are able to withstand short-term volatility.

We will assist you to choose the investment solution with a risk/return profile most suitable for your individual needs and to maintain this strategy until a time when those needs change.

Whether your needs are capital growth in your earlier life, or capital preservation and income as you near and enter retirement, we can tailor an investment solution to meet your individual needs.

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Canaccord Genuity Wealth Management offers a wide variety of investment solutions as we understand that our clients have: differing investment objectives; differing amounts to invest; differing levels of investment knowledge; and require differing levels of involvement with, or control over, their investments.”

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All of the below services and products are eligible to be “wrapped” within the various offshore pension and benefit trust schemes.

1. Stockbroking for clients that would like to take a more active role in the decision making and management of their investments.

2. Discretionary Portfolio Management for clients with in excess of £400,000 to invest, we will tailor a bespoke portfolio to meet your specific investment objectives and risk profile.

Our dedicated fixed interest team specialise in managing low risk portfolios that target an income in excess of cash, whilst seeking to preserve capital.

3. Investment Funds provide a cost efficient and flexible means of accessing the pedigree investment process of our in-house investment teams.

4. Bespoke Cash Management Service active management of cash deposits through a single account, aiming to provide a superior rate of return across a diversified range of banking institutions.

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We understand that some clients would like to take a more active role in the management of their investments.”

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We have a team of more than 20 offshore stockbroking professionals providing a sophisticated and efficient dealing service, spanning global markets, supported by a prompt and professional administration team and a full in-house settlement capability.

We provide two levels of stockbroking service:

Advisory Stockbroking

A service designed for clients who wish to manage their own portfolio but may require us to comment on the merits of a particular transaction or to assist with generating investment ideas. We will obtain basic information from you regarding your personal and financial circumstances, investment aims and attitude to risk. Taking this information into account, we may advise you as to the merits of a particular transaction or provide you with investment ideas and, with your approval, contact you with investment recommendations. However, we will not be managing your overall portfolio so we will not be in a position to advise on the mix within it or your overall investment strategy.

Execution-Only

Under this service you are completely in control of your own decision making and simply require us to execute trades. We cannot give any stock specific views or recommendations regarding the appropriateness of a transaction for you. This service is designed for clients who want to be entirely responsible for making their own investment decisions.

1. Stockbroking

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A tailored and flexible investment approach that brings the full capabilities of our experience and expertise to your portfolio.”

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Our service is highly flexible and brings the full capabilities of our experience and expertise to your portfolio. This can range from capital growth in your earlier life, to an income and capital preservation strategy as you near and enter retirement which might include a specialist fixed interest strategy.

We have an extensive team of offshore portfolio management professionals involved in our disciplined investment process, with Investment Committees setting a coherent investment policy for our Equity, Multi-Manager and Fixed Interest portfolios. Depth of resource, robust investment process and focussed investment strategy are the integral ingredients to the portfolio management offering.

A fully managed service where we act on a discretionary basis for clients with in excess of £400,000 to invest, who may have limited knowledge of investments or do not wish to be actively involved with making investment decisions. We will ascertain your investment objectives and risk parameters to tailor a portfolio to meet your specific requirements.

Fixed Interest Portfolios

Our fixed interest portfolios are suited to pension investors who seek stability, combined with income and capital protection. The central philosophy of our fixed interest offering is to generate longer term value via an actively managed and diversified portfolio of high quality fixed interest instruments. This approach encompasses the use of currency and maturity diversification, coupled with exposure to alternative bond funds. Whilst the core objective is one of total return, we can also tailor pure income generating solutions.

2. Discretionary Portfolio Management

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Canaccord Genuity Wealth Management offers a variety of investment funds with differing risk and return attributes in order to meet your specific investment needs.

When choosing investment funds, the consideration of risk is very important. Each investment strategy, whether conservative, moderate or aggressive, has a different range of possible returns; higher returns usually being equated with a higher level of risk.

3. Investment Funds

Asset mix for illustrative purposes only.

Select Income Fund

Select Diversity Fund

Select Affinity Fund

Select Opportunity Fund

Total Return Bond Fund

EquitiesBondsAlternativesCash

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Fund Information

FCA recognised Dublin domiciled UCITS. ICVC.

Minimum investment size Initial: £5,000 Ongoing: £1,000

Dealing frequency: Daily.

Managed to achieve distributor status.

Monthly fact sheets and daily prices available at www.canaccord.com

Total Return Bond Fund

As the name of the Fund indicates, it seeks to provide consistent absolute returns from a portfolio of investment grade bonds and money market instruments. Surpassing the returns available from bank deposits is therefore far more important than outperforming a market benchmark.

Whilst the primary focus of the Fund is to generate a healthy income flow, the Fund seeks to increase and preserve capital value.

The investment tools available to the manager also increase his ability to profit from an adverse market environment for bonds.

EquitiesBondsAlternativesCash

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Select Diversity Fund

The Select Diversity Fund is our flagship multi-manager fund and, as its name suggests, it is the most diversified fund in the Select range of funds; providing clients with a broad exposure to equities, bonds, commodities, cash and alternative investments.

In essence, it provides investors with either a one stop shop for a medium to low risk investment portfolio, or a core diversified holding, around which specialist investments can be added to achieve specific investment goals.

With the Fund’s equity weighting capped at 60%, investors can take comfort that the Fund will not morph into a quasi-equity fund as a result of short-term market momentum. The Fund will always seek to balance risk and return and a spread of assets is assured. As a result of this diversification, the Fund has the potential to distribute a half-yearly dividend paid at the end of January and July, supplementing investors’ capital returns.

Select Income Fund

Our most conservative multi-asset fund. Designed to generate an income, the Fund seeks to preserve capital value and achieve a consistent total return.

The Fund holds multiple asset classes including collective investment schemes, direct bonds and other yielding assets and is suitable for more risk adverse clients or those wishing to move further away from equity biased investments.

Equity exposure is capped at 50% within the Fund, ensuring the Fund maintains a lower risk profile than our other multi-asset funds.

EquitiesBondsAlternativesCash

EquitiesBondsAlternativesCash

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Select Affinity Fund

The Select Affinity Fund provides clients with a more aggressive growth strategy. It is therefore more suitable for clients with a long-term investment horizon or those willing to accept a higher risk profile.

The Fund can invest up to 85% in global equity markets and its returns are, as a result, linked to a much greater extent to the ebb and flow of financial markets.

The Fund is internationally diversified providing investors with access to growth opportunities globally as well as in the UK.

Select Opportunity Fund

This Fund should be viewed as opportunistic, with our best investment ideas represented in a concentrated number of holdings and a select number of strategies.

As new opportunities present themselves the Fund can move quickly between strategies with weightings changing rapidly. Gradual transitions are not therefore the norm.

While we have actively used cash within the Fund in the past, enabling us to mitigate some of the risk associated with global equity investments, this is not a strategy for the risk averse. The Fund is more usually invested in equities and if we believe that the best opportunities in global equity markets lie in emerging markets then we will allocate a significant portion of the Fund’s assets to these regions. Short-term volatility should therefore be expected.

EquitiesBondsAlternativesCash

EquitiesBondsAlternativesCash

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4. Bespoke Cash Management Service & Foreign Exchange

We offer a bespoke cash management service designed to provide clients with proactive management of their cash investments, with the aim to provide a potentially superior rate of return across a diversified range of banking institutions, along with a much reduced administration burden.

Cash Management

This service is open to all clients, ranging from the risk averse investor with a preference for cash deposits, to clients who are close to retirement and may wish to move their investments to cash in order to protect their historic gains.

The experience of our dedicated Treasury team coupled with our “buying power” allows us to negotiate potentially superior rates of interest across different institutions. By placing deposits across multiple institutions we provide the comfort of a fully diversified portfolio, all within one overall account.

Foreign Exchange

We offer FX dealing to service a variety of needs; we deal in spot, forward, swap, hedging and non-deliverable forward markets. Using our extensive relationships in the market and a constant monitoring of price transparency we ensure best execution at all times.

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Contact

London 41 Lothbury London EC2R 7AE

T: +44 (0) 20 7523 4600 F: +44 (0) 20 7523 4599

Jersey PO Box 3 37 The Esplanade St Helier Jersey JE4 0XQ

T: +44 (0) 1534 708090 F: +44 (0) 1534 708050

Guernsey PO Box 45 2 Grange Place The Grange St Peter Port Guernsey GY1 4AX

T: +44 (0) 1481 712889 F: +44 (0) 1481 713460

Isle of Man Anglo International House Bank Hill Douglas Isle of Man IM1 4LN

T: +44 (0) 1624 690100 F: +44 (0) 1624 690101

Geneva 7, Avenue Pictet-de-Rochemont 1207 Geneva

T: +41 (0) 22 707 0080 F: +41 (0) 22 707 0088

www.canaccord.com/offshore

AustraliaCanada

GuernseyIsle of Man

JerseySwitzerland

United Kingdom

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Investment involves risk. The investments discussed in this document may not be suitable for all investors.

Investors should make their own investment decisions based upon their own financial objectives and financial resources and, if in any doubt, should seek advice from an investment advisor. Past performance is not necessarily a guide to future performance. The value of investments and the income from them can go down as well as up and investors may not get back the amount originally invested.

Where investment is made in currencies other than the investor’s base currency, the value of those investments, and any income from them, will be affected by movements in exchange rates. This effect may be unfavourable as well as favourable. Levels and bases for taxation may change.

The tax treatment of all investments depends upon individual circumstances and may be subject to change. Investors should discuss their financial arrangements with their own tax advisor as the value of any tax reliefs available is subject to individual circumstances.

Canaccord Genuity Wealth Management (“CGWM”) is a trading name of Canaccord Genuity Wealth (International) Limited (‘CGWI’) which is licensed and regulated by the Guernsey Financial Services Commission, the Isle of Man Financial Supervision Commission and the Jersey Financial Services Commission and is a member of the London Stock Exchange and the Channel Islands Stock Exchange, CGWI is registered in Guernsey no. 22761 and is a wholly owned subsidiary of Canaccord Genuity Group Inc. Registered office: 2 Grange Place, The Grange, St. Peter Port, Guernsey, GY1 2QA.

CGWM is also a trading name of Canaccord Genuity Wealth (Suisse) SA (“GSWS”), which is member no.554 of the Organisme D’Autorégulation des Gérants de Patrimoine, Gèneve. CGWS is registered in Geneva, Switzerland and is a wholly owned subsidiary of Canaccord Genuity Group Inc. Registered office: 7, Avenue Pictet-de-Rochemont, 1207 Geneva, Switzerland. The Geneva Representative Office is a representative office of CGWI.

This document is for information purposes only and is not to be construed as a solicitation or an offer to purchase or sell investments or related financial instruments. This has no regard for the specific investment objectives, financial situation or needs of any specific entity.

The information contained herein is based on materials and sources that we believe to be reliable, however, CGWM make no representation or warranty, either express or implied, in relation to the accuracy, completeness or reliability of the information contained herein. All opinions and estimates included in this document are subject to change without notice and CGWM are under no obligation to update the information contained herein. None of CGWM, their affiliates or employees shall have any liability whatsoever for any indirect or consequential loss or damage arising from any use of this.

CGWM does not make any warranties, express or implied, that the products, securities or services mentioned are available in your jurisdiction. Accordingly, if it is prohibited to advertise or make the products, securities or services available in your jurisdiction, or to you (by reason of nationality, residence or otherwise) such products, securities or services are not directed at you.

CGWM and/or connected persons may, from time to time, have positions in, make a market in and/or effect transactions in any investment or related investment mentioned herein and may provide financial services to the issuers of such investments.

Important Disclosures

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