INVE JUNE - 2020STAR Sheet_June 2020.pdfsubdued 4QFY20 corporate earnings. Among the sectors, Banks, Energy and Auto outperformed while Pharma, FMCG and IT underperformed the Nifty

J U N E - 2 0 2 0

INVESTARF A C T S H E E T

MONTHLY REPORT – JUNE 2020

From the Desk of Chief Investment Officer…

OVERVIEW OF MARKET During the month, Nifty gained 7.5% led by global liquidity, gradual reopening of

business activities and a faster than expected normalisation in certain sectors. Healthy

market rebound during the month was despite India and China border standoff and

subdued 4QFY20 corporate earnings. Among the sectors, Banks, Energy and Auto

outperformed while Pharma, FMCG and IT underperformed the Nifty during the

month. According to Bloomberg, during the month, FIIs were net buyers to the tune of

about Rs 205bn, while domestic mutual funds sold around Rs 37bn.

On the economy front, Q4FY20 current account registered a surplus of US$0.6 bn

(0.1% of GDP) compared to a deficit of US$2.6 bn in 3QFY20 (0.4% of GDP). The

impact of nationwide lockdown saw the the Index of Industrial Production contracting

sharply by 55.5% in April compared to decline of 18.3% in March.

The Bond yields rose during the month. The 10 year benchmark G-Sec (5.79% GOI

2030) closed 10 bps higher at 5.88% as against 5.78% last month.

FUND PERFORMANCE

Notwithstanding the recent broad based market correction, for 5 years period ending

June 2020, majority of Equity and Growth funds delivered annualised returns of

around 4-5%. Majority of Balanced and Bond funds delivered about 6-8%. Fund wise

performance is detailed in the following sheets.

FIXED INCOME MARKET OUTLOOK

With extended lockdown impacting economic activity and revenue mobilisation,

Government (both Central and State) is expected to borrow more from the market.

With no major redemption till end of 3rd Quarter, weekly borrowing is likely to put

pressure on yields slowly but steadly. However, in the short term, market will take

support from abundant system liquidity and likely continuation of the accommodative

policy stance by RBI amid subdued economic activity. Moreover, Central Banks

across the globe also indicated to maintain accommodative policy stance till such time

there is economic revival, Over the medium term, market trend is likely to be guided

by Government borrowing programme, evolving demand supply dynamics, currency

movement and FPI flows.

EQUITY MARKET OUTLOOK

Equity markets are supported by a flush of liquidity, improvement in economic activities

and expectations of a vaccine. The forecast of normal monsoon coupled with

Government stimulus augurs well for rural economy. Further, consumer non-

discretionary demand is approaching pre-covid levels, while a gradual recovery is seen

in discretionary consumption. Even as corporate earnings were expectedly weak,

management commentary highlights tailwinds in the form of normalisation of supply

chain, favourable input costs, lower interest rates and relief from moratorium on

repayments. Given the market correction from its peak and an expected visible

improvement in earnings, equity market offers an opportunity for investors to build a

portfolio comprising good quality stocks, which are adapting to the changing market

dynamics, with strong balance sheets, healthy cashflows, quality management, low

leverage and high dividend yield.

Trademark used under licence from respective owners.

Performance Summary as on June 30 2020

Scheme Name

SFIN

NAV BM NAV BM NAV BM NAV BM NAV BM NAV BM

Apex Equity Fund

ULIF 009 20/01/10 SUD-LA-EQ1 142

Equity Fund

ULIF 002 25/02/09 SUD-LI-EQ1 142

Individual Pension Fund - Apex Equity

ULIF 013 20/01/10 SUD-PA-EQ1 142

Individual Pension Fund - Equity

ULIF 005 31/03/09 SUD-PI-EQ1 142

Apex Growth Fund

ULIF 010 20/01/10 SUD-LA-GR1 142

Growth Fund

ULIF 003 25/02/09 SUD-LI-GR1 142

Individual Pension Fund - Apex Growth

ULIF 014 20/01/10 SUD-PA-GR1 142

Individual Pension Fund - Growth

ULIF 006 31/03/09 SUD-PI-GR1 142

Apex Balanced Fund

ULIF 011 20/01/10 SUD-LA-BL1 142

Balanced Fund

ULIF 001 18/02/09 SUD-LI-BL1 142

Individual Pension Fund - Apex Balanced

ULIF 015 20/01/10 SUD-PA-BL1 142

Individual Pension Fund - Balanced

ULIF 007 31/03/09 SUD-PI-BL1 142

Express Balanced Fund

ULIF 017 29/04/11 SUD-LX-BL1 142

Apex Bond Fund

ULIF 012 20/01/10 SUD-LA-BN1 142

Bond Fund

ULIF 004 25/02/09 SUD-LI-BN1 142

Individual Pension Fund - Apex Bond

ULIF 016 20/01/10 SUD-PA-BN1 142

Individual Pension Fund - Bond

ULIF 008 31/03/09 SUD-PI-BN1 142

Discontinued Policies Fund

ULIF 018 03/06/11 SUD-UL-DP1 142

Bluechip Equity Fund

ULIF 019 11/12/13 SUD-LI-EQ2 142

Growth Plus Fund

ULIF 023 11/12/13 SUD-LI-GR2 142

Balanced Plus Fund

ULIF 024 11/12/13 SUD-LI-BL2 142

Individual Life Income Fund

ULIF 020 11/12/13 SUD-LI-BN2 142

Group Debt Fund

ULGF 003 20/03/15 SUD-GN-BN1 142

Group Money Market Fund

ULGF 004 20/03/15 SUD-GN-MM1 142

Group Balanced Fund

ULGF 002 20/03/15 SUD-GN-BL1 142

Mid Cap Fund

ULIF 026 14/10/19 SUD-LI-MID 142

Gilt Fund

ULIF 027 14/10/19 SUD-LI-GLT 142

Total AUM 2190.35

-48.91% -32.81%

3.09 10.5511 NA NA NA NA NA NA NA NA NA NA 14.57% 14.37%

NA NA NA NA NA NA NA NA NA26 07/02/2020

27 07/02/2020

2.71 7.6727 NA

5.64%

8.36%

8.24%

8.23% 8.78% 9.86%

23 06/10/2015 12.92 14.6032 7.11% 7.42% 10.06% 12.40% 7.57% 8.39% NA NA 8.32% 8.92%

21 29/01/2014 243.01 17.1688 0.77% 1.25% 3.62% 5.76%

2.62% 3.55% 4.06%-12.36% -11.27% -9.50%

5.65% 7.21% 6.74%

-1.60% -0.32%

1.25% 2.75%

6.97% 8.50%

4.88% 7.86% 8.51%

20 29/01/2014 322.81 16.7230 -8.68% -8.13% -6.39% -4.61% 3.59% 4.85% 5.17% 6.14% 8.34% 9.24%

19 29/01/2014 333.62 16.2600 -13.68%

17

18

9.21%

8.23%

8.30%

9.21%

4.67%

6.14%

7.25%

9.21%

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

8.47%

6.95%

7.60%

8.04%

8.47%

8.64%

12.40%

5.76%

7.95%

20/01/2010 19.99 21.2039

20/01/2010 22.99 21.7282

20/01/2010 84.50 22.2109

Inception date AUM (Rs. Cr) NAV (Rs.)

1.25%

-13.35%

-8.13%

7.42%

-13.35%

-8.13%

1.25%

31/03/2009 5.61

-13.35%

7.42%

-13.35%

-8.13%

-3.39%

Absolute

-10.52%

-11.90%

1 Year

18/02/2009 9.97 26.6378

10.06%

9.00%

-6.31% 12.03%

4.24% 5.62%

8.39%

8.81%

7.25%

9.21%

11.49%

8.19%

11.26%

10.96%

9.68%

-6.24%

3 Year 5 Year Since Inception (A)

9.84%

11.97%4.31% 12.41%

7.46%

7.71%

4.67%

6.14%

8.13%

7.40%4.61%

3.27%

8.23%

4.67%

7.21%

11.00%

2.72%

2.66 23.1474 7.25% 9.67% 10.95% 7.39%

22.6317 -3.64% -0.73%-3.39% 5.08%0.63%

4.71%

7.42%

21.5694

7.74%

8.13% 7.76%

7.42%

11.79%

-1.46%

9.26%

6.95%

7.60%

8.04%

29/04/2011 43.08 20.1018 0.41%

20/01/2010 9.03 21.9250 -3.93%

20/01/2010 2.99

20/01/2010 201.56

5.37%

5.70% 8.42% 6.58%12.40%

7.14%

03/06/2011 179.41 18.4565 3.71% 7.07%

6 Month

5.76%

-10.52%

-4.61%

-10.52%

-4.61%

-13.44% -11.22%

-9.57% -6.61%

-10.52%

-4.61%

29.4108 -8.10%

31/03/2009

7.33%9.73%5.80% 8.10%

4.67% 6.24% 7.80%

6.20% 7.70% 7.63%

2.45% 5.22% 6.41% 7.90%

0.63%

12.40%

5.76%1.25%

7.94%

8.23%

8.39% 8.01%

8.39% 8.09%

2.58%

3.27%

4.85%

3.27%

4.67%

6.14%

3.36%

-13.79%

-8.13%

-11.13% 2.89% 4.32%

3.27%

4.85%

4.61%

5.11%

7.84%

25/02/2009 19.05 37.8769 -14.17%

25/02/2009 73.72 36.5287 -9.10%

22.0105 -8.78%20/01/2010 248.19

6.14%

-4.61% 4.85%

-1.14% -0.85%

-1.28% -0.85%

3.59% 5.60%

0.13% 2.06%

3.58% 5.27%

4.99% 5.81%

-5.33% 4.15%

6.62%

7.21%5.34% 8.50%

6.11%

4.85%

25 17/10/2019 0.10 10.6351 4.32% 4.13% NA

22 29/01/2014 98.48 16.5837 5.56% 7.16% 7.98%

24 09/08/2019 1.99 10.4626 2.53% 2.65% NA

25/02/2009 5.17 23.2546 6.03% 9.54%

20/01/2010 233.58 21.0856 -13.90% -11.52%

31/03/2009 6.29 32.3786

31/03/2009 3.84 25.8801 0.37% 1.93%

NA 9.14% 8.94%

5.71% 8.30% 7.29% 9.09% 8.20% 9.61%8.62% 11.50%

10.98% 11.79%

NA NA

NA NA NA NA NA NA NA 5.19%

12.03%

NA NA NA NA

6.81%

6.22%

3.82% 5.71%

7.72% 9.75%

8.39%

6.37%

12.40%

7.21%

6.11%

11.79%

CAGR (Annualised)

4.96% 8.50%

5.65% 8.50%

9.66% 11.79%

10.69% 11.79%

1.08% 2.75%

1.64% 2.75%

1.81% 2.75%

2.27% 2.75%

4.22% 5.71%

2 Year

-1.60% -0.85%

-1.81% -0.85%

InveSTAR


142L003V01 142L004V01 142L008V01 142L028V01 142L010V01 142L018V01 142L019V01 142L020V01 142L024V01 142L025V01 142L026V01 142L021V01 142L041V01 142L042V01 142L042V02 142L049V01 142L077V01

Fund Name (SFIN)

Apex Equity Fund

ULIF 009 20/01/10 SUD-LA-EQ1 142

Equity Fund

ULIF 002 25/02/09 SUD-LI-EQ1 142

Individual Pension Fund - Apex Equity

ULIF 013 20/01/10 SUD-PA-EQ1 142

Individual Pension Fund - Equity

ULIF 005 31/03/09 SUD-PI-EQ1 142

Bluechip Equity Fund

ULIF 019 11/12/13 SUD-LI-EQ2 142

Mid Cap Fund

ULIF 026 14/10/19 SUD-LI-MID 142

Apex Growth Fund

ULIF 010 20/01/10 SUD-LA-GR1 142

Growth Fund

ULIF 003 25/02/09 SUD-LI-GR1 142

Individual Pension Fund - Apex Growth

ULIF 014 20/01/10 SUD-PA-GR1 142

Individual Pension Fund - Growth

ULIF 006 31/03/09 SUD-PI-GR1 142

Growth Plus Fund

ULIF 023 11/12/13 SUD-LI-GR2 142

Apex Balanced Fund

ULIF 011 20/01/10 SUD-LA-BL1 142

Balanced Fund

ULIF 001 18/02/09 SUD-LI-BL1 142

Individual Pension Fund - Apex Balanced

ULIF 015 20/01/10 SUD-PA-BL1 142

Individual Pension Fund - Balanced

ULIF 007 31/03/09 SUD-PI-BL1 142

Express Balanced Fund

ULIF 017 29/04/11 SUD-LX-BL1 142

Balance Plus Fund

ULIF 024 11/12/13 SUD-LI-BL2 142

Apex Bond Fund

ULIF 012 20/01/10 SUD-LA-BN1 142

Bond Fund

ULIF 004 25/02/09 SUD-LI-BN1 142

Individual Pension Fund - Apex Bond

ULIF 016 20/01/10 SUD-PA-BN1 142

Individual Pension Fund - Bond

ULIF 008 31/03/09 SUD-PI-BN1 142

Income Fund

ULIF 020 11/12/13 SUD-LI-BN2 142

Gilt Fund

ULIF 027 14/10/19 SUD-LI-GLT 142

Group Debt Fund

ULGF 003 20/03/15 SUD-GN-BN1 142

Group Balanced Fund

ULGF 002 20/03/15 SUD-GN-BL1 142

Group Money Market Fund

ULGF 004 20/03/15 SUD-GN-MM1 142

Discontinued Life Policies Fund

ULIF 018 03/06/11 SUD-UL-DP1 142

P

23

P

P

P

6

SUD Life Group

Retirement Benefit

Plan

25

Mapping of Funds and Products (Funds representing the underlying Products)

P P P

1

2

3

4

21

27

Product Name (UIN)

Dhan

Suraksha

Dhan Suraksha

PremiumPrabhat Tara

14

15

16

18

19

20

7

8

9

10

12

13

P

P

P

P

P

P

New Dhruv

Tara

Dhan Suraksha

Express

Dhruv Tara

Product

New Dhan

Suraksha

New Dhan

Suraksha

Premium

Dhan

Suraksha 3

Dhan

Suraksha

Premium 3

Prabhat Tara

3

New Prabhat

Tara

P

P

P P

P

P

P

P P

P

P

P PP

P P P

P

P

P

P P P P P

P

P P P

P P

Dhan

Suraksha Plus

Wealth

Builder Plan

P P

P

P P

EQUITY FUND

5

P P

P P

11

GROWTH FUND

P

17

P

P

P

DISCONTINUED FUND

BOND FUND

P

24

GROUP UNIT LINKED FUND

22

P

P

P P

BALANCED FUND

P

P

SUD Wealth

Creator Plan

P

P

P

PP P

26

Wealth

Builder Plan

P

P

P

P

P

P

P


Summary of number of Funds managed by Fund Managers alongwith details of Equity, Balanced and Debt

Sr. No. TYPE OF FUND NAME OF FUNDS MANAGERNO. OF FUNDS MANAGED

NAME OF FUNDS AUM

1 Apex Equity Fund 233.58

2 Equity Fund 19.05

3 Individual Pension Fund - Apex Equity 19.99

4 Individual Pension Fund - Equity 6.29

5 Bluechip Equity Fund 333.62

6 Mid Cap Fund 2.71

TOTAL 615.25

7 Apex Growth Fund 248.19

8 Growth Fund 73.72

9 Individual Pension Fund - Apex Growth 22.99

10 Individual Pension Fund - Growth 5.61

11 Growth Plus Fund 322.81

12 Apex Balanced Fund 201.56

13 Balanced Fund 9.97

14 Individual Pension Fund - Apex Balanced 9.03

15 Individual Pension Fund - Balanced 3.84

16 Express Balanced Fund 43.08

17 Group Balanced Fund 0.10

18 Balanced Plus Fund 243.01

TOTAL 1,183.89

19 Apex Bond Fund 84.50

20 Bond Fund 5.17

21 Individual Pension Fund - Apex Bond 2.99

22 Individual Pension Fund - Bond 2.66

23 Individual Life Income Fund 98.48

24 Group Debt Fund 12.92

25 Group Money Market Fund 1.99

26 Discontinued Policies Fund 179.41

27 Gilt Fund 3.09

TOTAL 391.21

Total Funds 27 TOTAL AUM 2,190.35

EQUITY FUND EQUITY - Mr. SUMIT PODDAR 6

BOND FUND DEBT - Mr. LAKSHMAN CHETTIAR 9

GROWTH AND

BALANCED FUND12

EQUITY -

Mr. SUMIT PODDAR

DEBT - Mr. LAKSHMAN CHETTIAR

InveSTAR


apex equity fund -june 2020

Investment Objec�ve :

To tap growth opportuni�es for long term capital apprecia�on through investments primarily in equity and equity-related instruments.

Date of Incep�on : SFIN No. Benchmark :

January 20, 2010 ULIF 009 20/01/10 SUD-LA-EQ1 142 Ni�y 50 Index - 90% CRISIL Liquid Fund Index - 10%

Products: AUM : Rs. 233.58 Cr Name of Fund Manager:For New Dhan Suraksha, New Dhan Suraksha Premium, New Prabhat Tara, Dhan Suraksha 3, Dhan Suraksha Premium 3 & Prabhat Tara 3.

NAV : 21.0856 Mr. Sumit Poddar

Por�olio % to AUM Asset MixInvestment Pa�ern

Par�culars ÀUM (Rs. In Cr) ActualEquity (Top 10 Holdings or >1%) Minimum MaximumReliance Industries Ltd 8.63% Equity 80% 100% 214.21 91.71%

Infosys Ltd. 4.86% MM & Others 0% 20% 19.37 8.29%Tata Consultancy Services Limited 4.62%HDFC Bank Ltd 4.55% Asset Alloca�on (% to AUM)Housing Development Finance Corpora�on Ltd. 4.46%ICICI Bank Ltd 4.10% MM & Others

8.29%SBI-ETF NIFTY BANK 4.04%Bhar� Airtel Limited 3.93%ITC Ltd. 3.85%Larsen & Toubro Limited 3.27%Kotak Mahindra Bank Limited 3.14%Hindustan Unilever Limited 3.07%State Bank of India 2.71%HCL Technologies Ltd 2.53%Tata Steel Limited 1.94%Ultratech Cement Ltd. 1.69%Sun Pharmaceu�cals Industries Ltd 1.66%Mahindra & Mahindra Ltd. 1.45%Asian Paints Ltd. 1.42% EquityMaru� Suzuki India Limited 1.26% 91.71%Avenue Supermarts Ltd. 1.24%Kansai Nerolac Paints Ltd. 1.20%Hindustan Petroleum Corpora�on Ltd. 1.19%Na�onal Aluminium Co. Ltd. 1.19% NAV Performance (Since Incep�on)Hero Motocorp Ltd. 1.18% 25.00

IPCA LABORATORIES LTD. 1.06% NAV Benchmark24.00

Mahanagar Gas Ltd. 1.04% 23.00SBI Life Insurance Company Limited 1.02%

22.00Bharat Petroleum Corpn. Ltd 1.02%Others (with < 1% exposure) 14.40% 21.00

Equity 91.71% 20.00

19.00

MM & Others 8.29% 18.00

17.00Total 100.00%

16.00

Top 10 Industry Exposure ( % to AUM) 15.00

22.17% 14.00FINANCIAL AND INSURANCE ACTIVITIES

13.00Computer programming, consultancy and

related ac�vi�es 13.81% 12.00

Manufacture of coke and refined petroleumproducts` 10.84% 11.00

10.00Infrastructure 7.88%

9.00Manufacture of chemicals and chemical

products 6.34%

Manufacture of pharmaceu�cals,medicinalchemical and botanical products 5.24%

Manufacture of Basic Metals 3.85%

Manufacture of tobacco products 3.85%

Civil engineering 3.27%

Manufacture of motor vehicles, trailers andsemi-trailers 2.70%

Others 7.73%

Fund returns vis a vis Benchmark Absolute CAGR (Annualised)1 Month 3 Month 6 Month 1 Year 2 Year 3 Year 5 Year Since Incep�on

Apex Equity Fund 7.05% 18.99% -13.90% -11.52% -1.60% 2.72% 4.61% 7.40%Benchmark 6.81% 17.96% -13.35% -10.52% -0.85% 3.27% 4.67% 6.95%

NAV

/UN

IT (R

s)

Jan-

10

Jul-1

0

Jan-

11

Jul-1

1

Jan-

12

Jul-1

2

Jan-

13

Jul-1

3

Jan-

14

Jul-1

4

Jan-

15

Jul-1

5

Jan-

16

Jun-

16

Dec-

16

Jun-

17

Dec-

17

Jun-

18

Dec-

18

Jun-

19

Dec-

19

Jun-

20


equity fund - june 2020

Investment Objec�ve:

To tap growth opportuni�es for long term capital apprecia�on through investments primarily in equity and equity-related instruments.


February 25, 2009 ULIF 002 25/02/09 SUD-LI-EQ1 142 Ni�y 50 Index - 90% CRISIL Liquid Fund Index - 10%

Products : AUM : Rs. 19.05 Cr Name of Fund Manager:

For Dhan Suraksha, Dhan Suraksha Premium, Prabhat Tara.

NAV : 37.8769 Mr. Sumit Poddar


Par�culars AUM (Rs. In Cr) Actual `

Equity (Top 10 Holdings or >1%) Minimum MaximumReliance Industries Ltd 8.63% Equity 80% 100% 16.39 86.04%Infosys Ltd. 5.26% MM & Others 0% 20% 2.66 13.96%Tata Consultancy Services Limited 4.51%Housing Development Finance Corpora�on Ltd. 4.46%HDFC Bank Ltd 4.36% Asset Alloca�on (% to AUM)ICICI Bank Ltd 4.09% MM & OthersITC Ltd. 4.01% 13.96%SBI-ETF NIFTY BANK 3.96%Bhar� Airtel Limited 3.82%Larsen & Toubro Limited 3.24%Hindustan Unilever Limited 3.02%State Bank of India 2.89%HCL Technologies Ltd 2.65%Mahanagar Gas Ltd. 2.05%Tata Steel Limited 1.87%Ultratech Cement Ltd. 1.68%Sun Pharmaceu�cals Industries Ltd 1.65%Mahindra & Mahindra Ltd. 1.44%Asian Paints Ltd. 1.37%Maru� Suzuki India Limited 1.25%Avenue Supermarts Ltd. 1.23%Hero Motocorp Ltd. 1.17%Kansai Nerolac Paints Ltd. 1.16%

EquityPower Grid Corpora�on of India Limited 1.04% 86.04%IPCA LABORATORIES LTD. 1.04%Na�onal Thermal Power Corpora�on Limited 1.02%SBI Life Insurance Company Limited 1.01%Others (with < 1% exposure) 12.18% NAV Performance (Since Incep�on)

44.00Equity 86.04% NAV Benchmark42.00

40.00

MM & Others 13.96% 38.0036.00

34.00Total 100.00% 32.00

30.00

Top 10 Industry Exposure (% to AUM) 28.0017.43% 26.00

FINANCIAL AND INSURANCE ACTIVITIES 24.00

22.00Computer programming, consultancy and related

ac�vi�es 13.72% 20.00

` 18.00Manufacture of coke and refined petroleum

products 10.36% 16.00


Manufacture of chemicals and chemical products 6.20%




Manufacture of motor vehicles, trailers and semi-trailers 2.69%


Others 7.61%

Absolute CAGR (Annualised)Fund returns vis a vis Benchmark

1 Month 3 Month 6 Month 1 Year 2 Year 3 Year 5 Year Since Incep�on

Equity Fund 7.03% 18.66% -14.17% -11.90% -1.81% 2.58% 4.31% 12.41%Benchmark 6.81% 17.96% -13.35% -10.52% -0.85% 3.27% 4.67% 11.97%

NAV

/UN

IT (R

s)

Feb-

09

Aug-

09

Jan-

10

Jun-

10

Nov

-10

May

-11

Oct

-11

Mar

-12

Aug-

12

Jan-

13

Jul-1

3

Dec-

13

May

-14

Oct

-14

Apr-

15

Sep-

15

Feb-

16

Jul-1

6

Dec-

16

Jun-

17

Nov

-17

Apr-

18

Sep-

18

Mar

-19

Aug-

19

Jan-

20

Jun-

20


individual pension fund apex equity - june 2020


To seek consistent long term capital apprecia�on through investments primarily in equity and equity-related instruments by focusing predominantly on well established companies.


January 20, 2010 ULIF 013 20/01/10 SUD-PA-EQ1 142 Ni�y 50 Index - 90% CRISIL Liquid Fund Index - 10%

Products : AUM : Rs. 19.99 Cr Name of Fund Manager:For New Dhruv Tara Products NAV : 21.2039 Mr. Sumit Poddar

Por�olio % to AUM Asset MixPar�culars

Investment Pa�ernAUM (Rs. In Cr) Actual `

Equity (Top 10 Holdings or >1%) Minimum MaximumReliance Industries Ltd 8.78% Equity 80% 100% 18.46 92.34%Infosys Ltd. 5.46% MM & Others 0% 20% 1.53 7.66%Tata Consultancy Services Limited 4.62%HDFC Bank Ltd 4.56% Asset Alloca�on (% to AUM)Housing Development Finance Corpora�on Ltd. 4.53%ICICI Bank Ltd 4.18% MM & OthersITC Ltd. 4.16% 7.66%Bhar� Airtel Limited 4.02%SBI-ETF NIFTY BANK 3.82%Larsen & Toubro Limited 3.34%Kotak Mahindra Bank Limited 3.18%State Bank of India 3.16%Hindustan Unilever Limited 3.15%HCL Technologies Ltd 3.05%Tata Steel Limited 2.13%Ultratech Cement Ltd. 1.73%Sun Pharmaceu�cals Industries Ltd 1.68%Asian Paints Ltd. 1.50%Mahindra & Mahindra Ltd. 1.48%Maru� Suzuki India Limited 1.28%Kansai Nerolac Paints Ltd. 1.28%Avenue Supermarts Ltd. 1.26% Equity

92.34%Hero Motocorp Ltd. 1.21%IPCA LABORATORIES LTD. 1.11%Bharat Petroleum Corpn. Ltd 1.11%Power Grid Corpora�on of India Limited 1.08%Mahanagar Gas Ltd. 1.07%DIVI'S LABORATORIES LTD. 1.05% NAV Performance (Since Incep�on)SBI Life Insurance Company Limited 1.04%Na�onal Thermal Power Corpora�on Limited 1.04% 24.50 NAV BenchmarkOthers (with < 1% exposure) 11.27%Equity 92.34% 22.50

MM & Others 7.66% 20.50

Total 100.00% 18.50

Top 10 Industry Exposure ( % to AUM)22.25% 16.50

FINANCIAL AND INSURANCE ACTIVITIES

14.50Computer programming, consultancy and

related ac�vi�es 14.05%

12.50` Manufacture of coke and refined petroleum

products 10.85%



products 6.60%





Manufacture of motor vehicles, trailers andsemi-trailers 2.76%

Others 7.84%


Individual Pension Fund - Apex Equity 6.95% 19.22% -13.44% -11.22% -1.14% 3.36% 4.61% 7.46%Benchmark 6.81% 17.96% -13.35% -10.52% -0.85% 3.27% 4.67% 6.95%

NAV

/UN

IT (R

s)

Jan-

10M

ay-1

0O

ct-1

0Fe

b-11

Jun-

11N

ov-1

1M

ar-1

2Ju

l-12

Dec-

12Ap

r-13

Aug-

13De

c-13

May

-14

Sep-

14Ja

n-15

Jun-

15O

ct-1

5Fe

b-16

Jul-1

6N

ov-1

6M

ar-1

7Au

g-17

Dec-

17Ap

r-18

Aug-

18Ja

n-19

May

-19

Sep-

19Fe

b-20

Jun-

20


individual pension fund equity - june 2020


To seek consistent long term capital apprecia�on through investments primarily in equity and equity-related instruments by focusing predominantly on well established companies.


March 31, 2009 ULIF 005 31/03/09 SUD-PI-EQ1 142 Ni�y 50 Index - 90% CRISIL Liquid Fund Index - 10%


For Dhruv Tara Products NAV : 32.3786 Mr. Sumit Poddar



Equity (Top 10 Holdings or >1%) Minimum MaximumReliance Industries Ltd 8.61% Equity 80% 100% 5.45 86.69%Infosys Ltd. 5.44% MM & Others 0% 20% 0.84 13.31%Housing Development Finance Corpora�on Ltd. 4.44%Tata Consultancy Services Limited 4.43% MM & Others Asset Alloca�on (% to AUM)ITC Ltd. 4.13% 13.31%ICICI Bank Ltd 4.08%HDFC Bank Ltd 4.05%Bhar� Airtel Limited 3.84%SBI-ETF NIFTY BANK 3.47%Larsen & Toubro Limited 3.29%Hindustan Unilever Limited 3.09%State Bank of India 3.04%HCL Technologies Ltd 2.74%Mahanagar Gas Ltd. 2.64%Tata Steel Limited 1.90%

EquityUltratech Cement Ltd. 1.72% 86.69%Sun Pharmaceu�cals Industries Ltd 1.65%Mahindra & Mahindra Ltd. 1.44%Asian Paints Ltd. 1.36%Maru� Suzuki India Limited 1.26% NAV Performance (Since Incep�on)

Avenue Supermarts Ltd. 1.25% 39.00 NAV Benchmark

Kansai Nerolac Paints Ltd. 1.18% 37.00Hero Motocorp Ltd. 1.17% 35.00Power Grid Corpora�on of India Limited 1.07% 33.00IPCA LABORATORIES LTD. 1.06% 31.00SBI Life Insurance Company Limited 1.04% 29.00Bharat Petroleum Corpn. Ltd 1.02% 27.00Na�onal Thermal Power Corpora�on Limited 1.01% 25.00Others (with < 1% exposure) 11.25% 23.00Equity 86.69% 21.00

19.00MM & Others 13.31% 17.00

15.00Total 100.00% 13.00

11.00Top 10 Industry Exposure ( % to AUM)

17.28%


Computer programming, consultancy and relatedac�vi�es 13.91%

Manufacture of coke and refined petroleum products 10.39%

Ìnfrastructure 9.72%


Manufacture of pharmaceu�cals,medicinal chemicaland botanical products 5.19%





Others 7.70%

Fund returns vis a vis BenchmarkAbsolute CAGR (Annualised)

1 Month 3 Month 6 Month 1 Year 2 Year 3 Year 5 Year Since Incep�onIndividual Pension Fund - Equity 7.04% 18.17% -13.79% -11.13% -1.28% 2.89% 4.32% 11.00%Benchmark 6.81% 17.96% -13.35% -10.52% -0.85% 3.27% 4.67% 11.26%

NAV

/UN

IT (R

s)

Apr-

09Au

g-09

Jan-

10M

ay-1

0O

ct-1

0M

ar-1

1Ju

l-11

Dec-

11M

ay-1

2Se

p-12

Feb-

13Ju

n-13

Nov

-13

Apr-

14Au

g-14

Jan-

15Ju

n-15

Oct

-15

Mar

-16

Aug-

16De

c-16

May

-17

Sep-

17Fe

b-18

Jul-1

8N

ov-1

8Ap

r-19

Sep-

19Ja

n-20

Jun-

20


individual blue chip equity - june 2020


The fund seeks to achieve long term capital apprecia�on by inves�ng predominantly in equity and equity related securi�es.


January 29, 2014 ULIF 019 11/12/13 SUD-LI-EQ2 142 Ni�y 50 Index - 85% CRISIL Liquid Fund Index - 15%


For Dhan Suraksha Plus & Wealth Builder Plan NAV : 16.2600 Mr. Sumit Poddar


Par�culars AUM (Rs. In Cr) ActualEquity (Top 10 Holdings or >1%) Minimum MaximumReliance Industries Ltd 8.80% Equity 70% 100% 307.86 92.28%Infosys Ltd. 5.17% MM & Others 0% 30% 25.77 7.72%Housing Development Finance Corpora�on Ltd. 4.54%Tata Consultancy Services Limited 4.52% Asset Alloca�on (% to AUM)HDFC Bank Ltd 4.51% MM & Others

ICICI Bank Ltd 4.18% 7.72%

SBI-ETF NIFTY BANK 4.07%Bhar� Airtel Limited 3.99%ITC Ltd. 3.93%Larsen & Toubro Limited 3.32%Kotak Mahindra Bank Limited 3.19%Hindustan Unilever Limited 3.12%HCL Technologies Ltd 2.57%State Bank of India 2.45%Tata Steel Limited 1.84%Ultratech Cement Ltd. 1.71% EquitySun Pharmaceu�cals Industries Ltd 1.69% 92.28%Mahindra & Mahindra Ltd. 1.48%Asian Paints Ltd. 1.38%Maru� Suzuki India Limited 1.28%Avenue Supermarts Ltd. 1.27% NAV Performance (Since Incep�on)Na�onal Aluminium Co. Ltd. 1.21%Hindustan Petroleum Corpora�on Ltd. 1.21% 20.00

NAV BenchmarkHero Motocorp Ltd. 1.20%

19.00Kansai Nerolac Paints Ltd. 1.15%Mahanagar Gas Ltd. 1.06% 18.00IPCA LABORATORIES LTD. 1.05%SBI Life Insurance Company Limited 1.04% 17.00

Na�onal Thermal Power Corpora�on Limited 1.04% 16.00Others (with < 1% exposure) 14.30%Equity 92.28% 15.00

MM & Others 14.007.72%

13.00Total 100.00%

12.00

Top 10 Industry Exposure ( % to AUM)21.84% 11.00

FINANCIAL AND INSURANCE ACTIVITIES10.00


Manufacture of coke and refined petroleumproducts 10.98%

Ìnfrastructure 8.07%


Manufacture of pharmaceu�cals,medicinal chemicaland botanical products 5.26%





Others 7.82%


1 Month 3 Month 6 Month 1 Year 2 Year 3 Year 5 Year Since Incep�onBluechip Equity Fund 6.96% 18.86% -13.68% -11.27% -1.60% 2.62% 4.06% 7.86%Benchmark 6.45% 17.03% -12.36% -9.50% -0.32% 3.55% 4.88% 8.51%

NAV

/UN

IT (R

s)

Jan-

14

Jun-

14

Nov

-14

Apr-

15

Sep-

15

Jan-

16

Jun-

16

Nov

-16

Apr-

17

Aug-

17

Jan-

18

Jun-

18

Nov

-18

Mar

-19

Aug-

19

Jan-

20

Jun-

20


apex growth fund - june 2020


To aim for medium to long term capital apprecia�on by maintaining a diversified por�olio of equity and equity related instruments and fair exposure to high credit quality por�olio of debt and money market instruments.


January 20, 2010 ULIF 010 20/01/10 SUD-LA-GR1 142 Ni�y 50 Index - 70%CRISIL Composite Bond Index - 30%


For New Dhan Suraksha, New Dhan Suraksha Premium, New Prabhat Tara, Dhan Suraksha 3, Dhan Suraksha

NAV : 22.0105 Equity Mr. Sumit PoddarDebt Mr. Lakshman Che�ar



Equity (Top 10 Holdings or >1%) Minimum MaximumReliance Industries Ltd 7.28% Equity 55% 85% 171.65 69.16%

HDFC Bank Ltd 5.79% Debt, MM & Others 15% 45% 76.54 30.84%

Infosys Ltd. 4.17%ICICI Bank Ltd 3.71% Asset Alloca�on (% to AUM)

MM & OthersTata Consultancy Services Limited 3.50% 2.51%ITC Ltd. 3.13%

DebtHousing Development Finance Corpora�on Ltd. 3.11% 28.33%Bhar� Airtel Limited 2.79%Hindustan Unilever Limited 2.55%Kotak Mahindra Bank Limited 2.50%Larsen & Toubro Limited 2.32%State Bank of India 1.98%HCL Technologies Ltd 1.78%Tata Steel Limited 1.27%Ultratech Cement Ltd. 1.20% Equity

Axis Bank Limited 1.15% 69.16%

Sun Pharmaceu�cals Industries Ltd 1.15%Mahindra & Mahindra Ltd. 1.01%Others (with < 1% exposure) 18.77% Debt Ra�ng Profile (% of Debt)Equity 69.16% D AAA

1.98% 15.37%

Debt 28.33% AA-

Gilts & SDL 22.78% 2.23%

Gilts & SDL (Top 10 Holdings)6.18% GOI 04-Nov-2024 10.54%07.37% GOI-16-Apr-2023 6.22%07.32% GOI-28-Jan-2024 5.81%6.84% GOI- 19-Dec-2022 0.21%Others 0.00%

Corporate Bonds 5.55%Gilts

Corporate Bonds (Top 10 Holdings) 80.42%

HDFC LTD. 1.82%POWER GRID CORPORATION OF INDIA LTD 1.36%LIC HOUSING FINANCE LTD 0.70% Debt Maturity Profile ( % of Debt) Modified Dura�on - 2.84 yrsSTEEL AUTHORITY OF INDIA LTD. 0.63%DEWAN HOUSING FINANCE CORP. LTD. 0.36%SUNDARAM FINANCE LTD. 0.22% 70.00% 61.47%

IL & FS LTD. 0.20%60.00%

MRF LTD. 0.13%STATE BANK OF INDIA 0.13% 50.00%

Others 0.00%40.00% 29.37%

MM & Others 2.51% 30.00%

20.00%Total 100.00% 6.25%

10.00%2.91%

Top 10 Industry Exposure ( % to AUM)20.55% 0.00%

FINANCIAL AND INSURANCE ACTIVITIES < 1 year 1-3 years 3-5 years 5-10 years


`Manufacture of coke and refined petroleum products 8.78%

NAV Performance (Since Incep�on)25.50

Infrastructure 7.28% NAV Benchmark23.50

Manufacture of chemicals and chemical products 4.79%21.50

Manufacture of pharmaceu�cals,medicinal chemicaland botanical products 3.69% 19.50

Manufacture of Basic Metals 3.25% 17.50

15.50Manufacture of tobacco products 3.13%

13.50Housing Sector 2.52%

11.50Civil engineering 2.32%

9.50

Others 7.46%


1 Month 3 Month 6 Month 1 Year 2 Year 3 Year 5 Year Since Incep�onApex Growth Fund 5.38% 13.97% -8.78% -6.24% 1.08% 3.59% 5.60% 7.84%Benchmark 5.64% 15.21% -8.13% -4.61% 2.75% 4.85% 6.14% 7.60%

NAV

/UN

IT (R

s)

Jan-

10

Jul-1

0

Feb-

11

Aug-

11

Feb-

12

Aug-

12

Mar

-13

Sep-

13

Mar

-14

Sep-

14

Apr-

15

Oct

-15

Apr-

16

Oct

-16

May

-17

Nov

-17

May

-18

Nov

-18

Jun-

19

Dec-

19

Jun-

20


growth fund - june 2020




February 25, 2009 ULIF 003 25/02/09 SUD-LI-GR1 142 Ni�y 50 Index - 70%CRISIL Composite Bond Index - 30%


For Dhan Suraksha, Dhan Suraksha Premium, Prabhat Tara & Dhan Suraksha Express




Equity (Top 10 Holdings or >1%) Minimum Maximum

Reliance Industries Ltd 7.25% Equity 40% 100% 50.66 68.72%


Infosys Ltd. 4.16% Asset Alloca�on (% to AUM)ICICI Bank Ltd 3.69% MM & Others

Tata Consultancy Services Limited 3.48% 2.72%

ITC Ltd. 3.12% Debt28.56%

Housing Development Finance Corpora�on Ltd. 3.10%Bhar� Airtel Limited 2.78%Hindustan Unilever Limited 2.54%Kotak Mahindra Bank Limited 2.49%Larsen & Toubro Limited 2.31%State Bank of India 1.99% Equity

68.72%HCL Technologies Ltd 1.73%Tata Steel Limited 1.25%Ultratech Cement Ltd. 1.19%Axis Bank Limited 1.15% Debt Ra�ng Profile (% of Debt)Sun Pharmaceu�cals Industries Ltd 1.14%

D AAAMahindra & Mahindra Ltd. 1.01% 0.95% 4.58% AA-Others (with < 1% exposure) 18.57% 9.93%

Equity 68.72%

Debt 28.56%Gilts & SDL 24.15%Gilts & SDL (Top 10 Holdings)6.18% GOI 04-Nov-2024 9.77%07.37% GOI-16-Apr-2023 6.79%07.32% GOI-28-Jan-2024 5.74%

Gilts6.84% GOI- 19-Dec-2022 1.84% 84.54%Others 0.00%

Debt Maturity Profile ( % of Debt) Modified Dura�on - 2.64 yrCorporate Bonds 4.42%Corporate Bonds (Top 10 Holdings)

54.30%STEEL AUTHORITY OF INDIA LTD. 2.84%HDFC LTD. 0.84% 43.10%

POWER GRID CORPORATION OF INDIA LTD 0.47%DEWAN HOUSING FINANCE CORP. LTD. 0.27%Others 0.00%

MM & Others 2.60%2.72%

Total 100.00%1-3 years 3-5 years 5-10 years

Top 10 Industry Exposure ( % to AUM)20.07% NAV Performance (Since Incep�on)

FINANCIAL AND INSURANCE ACTIVITIES43.00

Computer programming, consultancy and relatedac�vi�es

41.00 NAV Benchmark10.85%

39.00Manufacture of coke and refined petroleum

products37.00

8.74% 35.0033.00

Infrastructure 6.10% 31.0029.00

Manufacture of Basic Metals 5.42% 27.0025.00

Manufacture of chemicals and chemical products 4.74% 23.00` 21.00Manufacture of pharmaceu�cals,medicinal chemical

and botanical products 3.67% 19.0017.00

Manufacture of tobacco products 3.12% 15.0013.00

Civil engineering 2.31% 11.009.00


Others 6.24%


1 Month 3 Month 6 Month 1 Year 2 Year 3 Year 5 Year Since Incep�onGrowth Fund 5.23% 13.50% -9.10% -6.31% 1.64% 3.58% 5.27% 12.03%Benchmark 5.64% 15.21% -8.13% -4.61% 2.75% 4.85% 6.14% 11.49%

NAV

/UN

IT (R

s)

Feb-

09

Aug-

09

Jan-

10

Jun-

10

Nov

-10

May

-11

Oct

-11

Mar

-12

Aug-

12

Jan-

13

Jul-1

3

Dec-

13

May

-14

Oct

-14

Apr-

15

Sep-

15

Feb-

16

Jul-1

6

Dec-

16

Jun-

17

Nov

-17

Apr-

18

Sep-

18

Mar

-19

Aug-

19

Jan-

20

Jun-

20


individual pension fund apex growth - june 2020


To seek consistent growth over medium to long term by focusing predominantly on well established companies through investments primarily in equity and equity-related instruments and fair exposure to high credit quality por�olio of debt and money market instruments.


January 20, 2010 ULIF 014 20/01/10 SUD-PA-GR1 142 Ni�y 50 Index - 70%CRISIL Composite Bond Index - 30%

Products : AUM : Rs. 22.99 Cr Name of Fund Manager:For New Dhruv Tara Products NAV : 21.7282 Equity Mr. Sumit Poddar

Debt Mr. Lakshman Che�ar

Por�olio % to AUM Asset MixInvestment Pa�ern `Par�culars AUM (Rs. In Cr) Actual

Equity (Top 10 Holdings or >1%) Minimum MaximumReliance Industries Ltd 7.39% Equity 55% 85% 16.32 71.01%


Infosys Ltd. 4.26% Asset Alloca�on (% to AUM)ICICI Bank Ltd 3.81% MM & Others

2.32%Tata Consultancy Services Limited 3.59%ITC Ltd. 3.36% Debt

26.67%Housing Development Finance Corpora�on Ltd. 3.16%Bhar� Airtel Limited 2.86%Hindustan Unilever Limited 2.62%Kotak Mahindra Bank Limited 2.54%Larsen & Toubro Limited 2.37%State Bank of India 2.32%

EquityHCL Technologies Ltd 2.03% 71.01%Tata Steel Limited 1.41%Ultratech Cement Ltd. 1.24%Axis Bank Limited 1.17%Sun Pharmaceu�cals Industries Ltd 1.16%Mahindra & Mahindra Ltd. 1.03% Debt Ra�ng Profile (% of Debt)

AAAAsian Paints Ltd. 1.02% 21.31%

Others (with < 1% exposure) 17.82%Equity 71.01%

Debt 26.67%Gilts & SDL 20.98%Gilts & SDL (Top 10 Holdings) Gilts6.18% GOI 04-Nov-2024 8.06% 78.69%

07.32% GOI-28-Jan-2024 7.11%07.37% GOI-16-Apr-2023 4.92%6.84% GOI- 19-Dec-2022 0.65%9.15% GOI - 14-Nov-2024 0.25%Others 0.00% Debt Maturity Profile ( % of Debt) Modified Dura�on - 2.34 yrs

Corporate Bonds 5.68% 57.81%Corporate Bonds (Top 10 Holdings)LIC HOUSING FINANCE LTD 5.24%HDFC LTD. 0.45% 19.63% 22.55%

Others 0.00%

MM & Others 2.32%

Total 100.00% < 1 year 1-3 years 3-5 years

Top 10 Industry Exposure ( % to AUM) 20.49% NAV Performance (Since Incep�on)FINANCIAL AND INSURANCE ACTIVITIES

Computer programming, consultancy andrelated ac�vi�es

24.00 NAV Benchmark11.35%

22.50Manufacture of coke and refined petroleum

products 8.78%21.00

Infrastructure 5.99% 19.50`

Housing Sector 5.68% 18.00

Manufacture of chemicals and chemicalproducts

16.504.96%

15.00Manufacture of pharmaceu�cals,medicinal

chemical and botanical products 3.81% 13.50

Manufacture of tobacco products 3.36% 12.00



Others 7.32%


1 Month 3 Month 6 Month 1 Year 2 Year 3 Year 5 Year Since Incep�onIndividual Pension Fund - Apex Growth 5.43% 14.02% -9.57% -6.61% 1.81% 4.24% 5.62% 7.71%Benchmark 5.64% 15.21% -8.13% -4.61% 2.75% 4.85% 6.14% 7.60%

NAV

/UN

IT (R

s)

Jan-

10

Jul-1

0

Dec-

10

May

-11

Nov

-11

Apr-

12

Oct

-12

Mar

-13

Sep-

13

Feb-

14

Jul-1

4

Jan-

15

Jun-

15

Dec-

15

May

-16

Oct

-16

Apr-

17

Sep-

17

Mar

-18

Aug-

18

Feb-

19

Jul-1

9

Dec-

19

Jun-

20


individual pension fund growth - june 2020


To seek consistent growth over medium to long term by focusing predominantly on well established companies through investments primarily in equity and equity-related instruments and fair exposure to high credit quality por�olio of debt and money market instruments.


March 31, 2009 ULIF 006 31/03/09 SUD-PI-GR1 142 Ni�y 50 Index - 70%CRISIL Composite Bond Index - 30%


For Dhruv Tara Products NAV : 29.4108 Equity Mr. Sumit PoddarDebt Mr. Lakshman Che�ar

Por�olio % to AUM Asset MixPar�culars

Investment Pa�ernAUM (Rs. In Cr) Actual `

Equity (Top 10 Holdings or >1%) Minimum MaximumReliance Industries LtdHDFC Bank LtdInfosys Ltd.ICICI Bank LtdTata Consultancy Services LimitedITC Ltd.Housing Development Finance Corpora�on Ltd.Bhar� Airtel LimitedHindustan Unilever LimitedKotak Mahindra Bank LimitedLarsen & Toubro LimitedState Bank of IndiaHCL Technologies LtdTata Steel LimitedUltratech Cement Ltd.Sun Pharmaceu�cals Industries LtdAxis Bank LimitedMahindra & Mahindra Ltd.Others (with < 1% exposure)

6.89% Equity 40% 100% 3.89 69.36%5.78% Debt, MM & Others 0% 60% 1.72 30.64%4.17%3.70% Asset Alloca�on (% to AUM) MM & Others3.50% 2.55%3.28%3.10% Debt

28.10%2.82%2.59%2.50%2.33%2.27%1.84%1.30%1.18%1.15% Equity

1.14% 69.36%

1.02%18.79% Debt Ra�ng Profile (% of Debt)

Equity 69.36% AAA6.54%

Debt 28.10%Gilts & SDL 26.26%Gilts & SDL (Top 10 Holdings)6.18% GOI 04-Nov-202407.37% GOI-16-Apr-202307.32% GOI-28-Jan-20246.84% GOI- 19-Dec-2022

9.71%8.46%7.34%0.76%

Others 0.00%

Corporate Bonds 1.84% Gilts

Corporate Bonds (Top 10 Holdings) 93.46%

Others 0.00%Modified Dura�on - 2.74 yrs Debt Maturity Profile ( % of Debt)

MM & Others 2.55%60.67%

Total 100.00%

39.33%Top 10 Industry Exposure ( % to AUM)

20.12%



Manufacture of coke and refined petroleum products 8.25%1-3 years 3-5 years

Infrastructure 5.88%NAV Performance (Since Incep�on)

36.00` Manufacture of chemicals and chemical products 4.83% NAV Benchmark

34.0032.00


28.00

Manufacture of tobacco products 3.28% 26.0024.0022.00

Manufacture of Basic Metals 2.63%20.0018.00


Manufacture of motor vehicles, trailers and semi-trailers 1.91% 12.00

10.00Others 7.26%


1 Month 3 Month 6 Month 1 Year 2 Year 3 Year 5 Year Since Incep�onIndividual Pension Fund - Growth 5.36% 13.80% -8.10% -5.33% 2.27% 4.15% 5.11% 10.06%Benchmark 5.64% 15.21% -8.13% -4.61% 2.75% 4.85% 6.14% 10.96%

NAV

/UN

IT (R

s)

Mar

-09

Aug-

09De

c-09

May

-10

Sep-

10Fe

b-11

Jun-

11N

ov-1

1M

ar-1

2Au

g-12

Dec-

12M

ay-1

3Se

p-13

Feb-

14Ju

n-14

Oct

-14

Mar

-15

Jul-1

5De

c-15

Apr-

16Se

p-16

Jan-

17Ju

n-17

Oct

-17

Mar

-18

Jul-1

8De

c-18

Apr-

19Se

p-19

Jan-

20Ju

n-20


growth plus fund - june 2020




January 29, 2014 ULIF 023 11/12/13 SUD-LI-GR2 142 Ni�y 50 Index - 70%CRISIL Composite Bond Index - 30%


NAV : 16.7230 Equity Mr. Sumit PoddarFor Dhan Suraksha Plus & Wealth Builder Plan Debt Mr. Lakshman Che�ar




Reliance Industries LtdHDFC Bank LtdInfosys Ltd.ICICI Bank LtdTata Consultancy Services LimitedITC Ltd.Housing Development Finance Corpora�on Ltd.Bhar� Airtel LimitedHindustan Unilever LimitedKotak Mahindra Bank LimitedLarsen & Toubro LimitedState Bank of IndiaHCL Technologies LtdTata Steel LimitedUltratech Cement Ltd.Sun Pharmaceu�cals Industries LtdAxis Bank LimitedMahindra & Mahindra Ltd.Others (with < 1% exposure)

7.50% Equity 40% 100% 229.15 70.99%

5.95% Debt 0% 60% 84.36 26.13%

4.30% MM & Others 0% 30% 9.29 2.88%

3.97%3.32% Asset Alloca�on (% to AUM)

MM & Others3.24% 2.88% Debt3.20% 26.13%2.87%2.64%2.57%2.39%2.23%1.74% Equity

1.26% 70.99%

1.23%1.18%1.18%1.04% DEBT RATING PROFILE (% OF DEBT)

D19.18% 1.21% AAA

Equity 70.99% 20.57%

AA+Debt 26.13% 0.13%

Gilts & SDL 20.41%Gilts & SDL (Top 10 Holdings)6.18% GOI 04-Nov-2024 8.75%07.32% GOI-28-Jan-2024 6.39%07.37% GOI-16-Apr-2023 3.89%6.84% GOI- 19-Dec-2022 0.76%7.80% GOI - 11-Apr-2021 0.63% Gilts

78.09%Others 0.00%

Corporate Bonds 5.73%Corporate Bonds (Top 10 Holdings)HDFC LTD.POWER GRID CORPORATION OF INDIA LTDLIC HOUSING FINANCE LTDSUNDARAM FINANCE LTD.DEWAN HOUSING FINANCE CORP. LTD.L&T HOUSING FINANCE LIMITEDIL & FS LTD.M & M FINANCIAL SERVICES LTD.

2.68% Debt Maturity Profile ( % of Debt) Modified Dura�on - 2.68 yrs

1.12%0.89% 64.37%

0.52%0.25%0.16%0.06% 26.55%

0.03%Others 0.00% 6.33%

2.75%

MM & Others 2.88%< 1 year 1-3 years 3-5 years 5-10 years

Total 100.00%

Top 10 Industry Exposure ( % to AUM) NAV Performance (Since Incep�on)21.56%

20.00FINANCIAL AND INSURANCE ACTIVITIES 19.50 NAV Benchmark

19.00Computer programming, consultancy and related

ac�vi�es 10.92% 18.5018.0017.50

Manufacture of coke and refined petroleum products 9.01% 17.0016.50

Infrastructure 7.01% 16.0015.5015.00

` Manufacture of chemicals and chemical products 4.88% 14.5014.00


13.0012.50

Housing Sector 3.74% 12.0011.50




Others 7.54%


1 Month 3 Month 6 Month 1 Year 2 Year 3 Year 5 Year Since Incep�onGrowth Plus Fund 5.31% 13.79% -8.68% -6.39% 1.25% 3.59% 5.17% 8.34%Benchmark 5.64% 15.21% -8.13% -4.61% 2.75% 4.85% 6.14% 9.24%

NAV

/UN

IT (R

s)

Jan-

14Ap

r-14

Jul-1

4Se

p-14

Dec-

14M

ar-1

5M

ay-1

5Au

g-15

Oct

-15

Jan-

16Ap

r-16

Jun-

16Se

p-16

Dec-

16Fe

b-17

May

-17

Aug-

17O

ct-1

7Ja

n-18

Mar

-18

Jun-

18Se

p-18

Nov

-18

Feb-

19M

ay-1

9Ju

l-19

Oct

-19

Dec-

19M

ar-2

0Ju

n-20


apex balanced fund - june 2020


To op�mize returns over medium to long term, by aiming balance between risk and return, through investments in high quality equity and debt instruments.


January 20, 2010 ULIF 011 20/01/10 SUD-LA-BL1 142 Ni�y 50 Index - 50%CRISIL Composite Bond Index - 50%

Products : AUM : Rs. 201.56 Cr Name of Fund Manager:For New Dhan Suraksha, New Dhan Suraksha Premium, New Prabhat Tara, Dhan Suraksha 3, Dhan Suraksha Premium 3 & Prabhat Tara 3.

NAV : 22.6317 Equity Mr. Sumit Poddar




Equity (Top 10 Holdings or >1%) Minimum MaximumReliance Industries LtdHDFC Bank LtdInfosys Ltd.ICICI Bank LtdTata Consultancy Services LimitedKotak Mahindra Bank LimitedHousing Development Finance Corpora�on Ltd.ITC Ltd.Bhar� Airtel LimitedHindustan Unilever LimitedLarsen & Toubro LimitedState Bank of IndiaHCL Technologies LtdOthers (with < 1% exposure)

5.81% Equity 35% 65% 101.97 50.59%

3.77% Debt, MM & Others 35% 65% 99.59 49.41%

3.00%2.98% Asset Alloca�on( % to AUM)2.79% MM & Others

2.35% 2.96%

2.22%2.21% Debt

46.45%2.01%1.77%1.67% Equity

50.59%1.30%1.23%

17.47%Equity 50.59%

Debt 46.45%Gilts & SDL 32.28%Gilts & SDL (Top 10 Holdings)

Debt Ra�ng Profile (% of Debt) D6.18% GOI 04-Nov-2024 10.58% 1.50% AAA

07.37% GOI-16-Apr-2023 9.96% 25.80%

07.32% GOI-28-Jan-2024 9.39%6.84% GOI- 19-Dec-2022 2.22%9.15% GOI - 14-Nov-2024 0.14%Others 0.00%

AA+

Corporate Bonds 14.17% 3.20%

Corporate Bonds (Top 10 Holdings)POWER GRID CORPORATION OF INDIA LTDHDFC LTD.SUNDARAM FINANCE LTD.M & M FINANCIAL SERVICES LTD.LIC HOUSING FINANCE LTDL & T FINANCE LTD.MRF LTD.IL & FS LTD.DEWAN HOUSING FINANCE CORP. LTD.STATE BANK OF INDIA

3.82% Gilts69.50%

2.83%2.49%1.49%1.01%0.97%0.78% Debt Maturity Profile ( % of Debt) Modified Dura�on - 2.66 yrs

48.73%0.45%0.25% 41.57%0.08%

Others 0.00%

MM & Others 2.96%

Total 100.00%

Top 10 Industry Exposure ( % to AUM)3.86% 5.84%

19.84%


Infrastructure 8.36% < 1 year 1-3 years 3-5 years 5-10 years

Computer programming, consultancy andrelated ac�vi�es 8.08%

NAV Performance (Since Incep�on)Manufacture of coke and refined petroleum

products 6.87% 25.00` NAV Benchmark

23.00Housing Sector 3.84%


products 3.35%19.00

Manufacture of pharmaceu�cals,medicinalchemical and botanical products 2.66% 17.00

Manufacture of tobacco products 2.21% 15.00

13.00Manufacture of Basic Metals 1.84%


9.00

Others 6.04%


Apex Balanced Fund 4.21% 11.14% -3.64% -0.73% 4.22% 5.08% 6.62% 8.13%Benchmark 4.38% 12.07% -3.39% 0.63% 5.71% 6.11% 7.25% 8.04%

NAV

/UN

IT (R

s)

Jan-

10Ju

n-10

Oct

-10

Mar

-11

Jul-1

1De

c-11

Apr-

12Au

g-12

Jan-

13M

ay-1

3O

ct-1

3Fe

b-14

Jul-1

4N

ov-1

4Ap

r-15

Aug-

15Ja

n-16

May

-16

Oct

-16

Feb-

17Ju

l-17

Nov

-17

Mar

-18

Aug-

18De

c-18

May

-19

Sep-

19Fe

b-20

Jun-

20


balanced fund - june 2020


To aim for stable returns over medium to long term through investments in high quality fixed income and money market instruments and enhance returns through a fair exposure to equity investments.


February 18, 2009 ULIF 001 18/02/09 SUD-LI-BL1 142 Ni�y 50 Index - 30%CRISIL Composite Bond Index - 70%







Reliance Industries LtdHDFC Bank LtdInfosys Ltd.ICICI Bank LtdTata Consultancy Services LimitedITC Ltd.Kotak Mahindra Bank LimitedHousing Development Finance Corpora�on Ltd.Bhar� Airtel LimitedHindustan Unilever LimitedLarsen & Toubro LimitedOthers (with < 1% exposure)

3.47% Equity 0% 60% 2.99 29.99%

2.28% Debt, MM & Others 40% 100% 6.98 70.01%

1.80%1.63% Asset Alloca�on( % to AUM)1.53% MM & Others1.43% 3.13%

1.42% Equity

1.33% 29.99%

1.18%1.08%1.01%

11.84%Equity Debt29.99% 66.87%

Debt 66.87%Gilts & SDL 57.77%Gilts & SDL (Top 10 Holdings)

07.37% GOI-16-Apr-20236.18% GOI 04-Nov-202407.32% GOI-28-Jan-20246.84% GOI- 19-Dec-20227.63% GOI- 17-Jun-2059

17.72%16.70%16.61%

5.96% Asset Alloca�on( % to AUM) D

0.79% 2.36%

Others 0.00%

Corporate Bonds AAA9.10% Gilts

86.39% 11.25%Corporate Bonds (Top 10 Holdings)HDFC LTD.STATE BANK OF INDIAIL & FS LTD.DEWAN HOUSING FINANCE CORP. LTD.

5.95%1.58%1.00%0.57%

Others 0.00%Debt Maturity Profile (% of Debt) Modified Dura�on - 2.96 yrs

MM & Others 3.13% 56.46%

Total 100.00%40.00%

Top 10 Industry Exposure ( % to AUM) 10.73%


Housing Sector 5.95%2.36%

1.18%Computer programming, consultancy and related

ac�vi�es 4.64%

1-3 years 3-5 yearsManufacture of coke and refined petroleum

products 4.02%

` Infrastructure 3.51% NAV Performance (Since Incep�on)29.5028.50 NAV Benchmark27.50

Manufacture of chemicals and chemical products 2.00% 26.5025.5024.50

Manufacture of pharmaceu�cals,medicinalchemical and botanical products

23.501.63% 22.50

21.5020.5019.50

Manufacture of tobacco products 1.43% 18.5017.5016.5015.50

Manufacture of Basic Metals 1.07% 14.5013.5012.5011.50


Others 3.11%


1 Month 3 Month 6 Month 1 Year 2 Year 3 Year 5 Year Since Incep�onBalanced Fund 2.80% 7.62% 0.13% 2.06% 5.34% 4.99% 5.81% 9.00%Benchmark 3.12% 8.90% 1.25% 5.76% 8.50% 7.21% 8.23% 9.84%

5-10 years > 10 years

NAV

/UN

IT (R

s)

Feb-

09

Aug-

09

Jan-

10

Jun-

10

Dec-

10

May

-11

Nov

-11

Apr-

12

Sep-

12

Mar

-13

Aug-

13

Feb-

14

Jul-1

4

Jan-

15

Jun-

15

Nov

-15

May

-16

Oct

-16

Apr-

17

Sep-

17

Mar

-18

Aug-

18

Jan-

19

Jul-1

9

Dec-

19

Jun-

20


individual pension fund apex balanced - june 2020




January 20, 2010 ULIF 015 20/01/10 SUD-PA-BL1 142 Ni�y 50 Index - 50%CRISIL Composite Bond Index - 50%

Products : AUM : Rs. 9.03 Cr Name of Fund Manager:For New Dhruv Tara Products NAV : 21.9250 Equity Mr. Sumit Poddar



Par�culars AUM (Rs. In Cr) ActualEquity (Top 10 Holdings or >1%) Minimum MaximumReliance Industries LtdHDFC Bank LtdICICI Bank LtdInfosys Ltd.Tata Consultancy Services LimitedITC Ltd.Kotak Mahindra Bank LimitedHousing Development Finance Corpora�on Ltd.State Bank of IndiaBhar� Airtel LimitedHindustan Unilever LimitedLarsen & Toubro LimitedHCL Technologies LtdTata Steel LimitedOthers (with < 1% exposure)

6.01% Equity 35% 65% 4.86 53.75%

4.03% Debt, MM & Others 35% 65% 4.18 46.25%

3.31%3.20% Asset Alloca�on (% to AUM)

2.77% MM & Others2.93%

2.64%2.56% Debt

2.30% 43.32%

2.12%2.12% Equity

1.91% 53.75%

1.76%1.57%1.07%

16.39%Equity 53.75% Debt Ra�ng Profile (% of Debt) D

1.46%

AAA

Debt 43.32% 28.59%

Gilts & SDL 30.30%Gilts & SDL (Top 10 Holdings)07.37% GOI-16-Apr-202307.32% GOI-28-Jan-20246.18% GOI 04-Nov-20246.84% GOI- 19-Dec-2022

10.49%10.06%

8.69%1.06% Gilts

Others 0.00% 69.95%

Corporate Bonds 13.02%Corporate Bonds (Top 10 Holdings)LIC HOUSING FINANCE LTDL & T FINANCE LTD.HDFC LTD.DEWAN HOUSING FINANCE CORP. LTD.

7.91%3.33% Debt Maturity Profile ( % of Debt)1.14% Modified Dura�on - 2.17 yrs

0.63% 47.63%Others 0.00%

MM & Others 29.29%2.93% 23.07%

Total 100.00%

Top 10 Industry Exposure ( % to AUM)20.06%

FINANCIAL AND INSURANCE ACTIVITIES< 1 year 1-3 years 3-5 years

Housing Sector 9.05%

NAV Performance (Since Incep�on)Computer programming, consultancy and

related ac�vi�es 8.63% NAV Benchmark23.50


21.50`

Infrastructure 4.48% 19.50

Manufacture of chemicals and chemicalproducts 3.68% 17.50




9.50


Others 5.11%


1 Month 3 Month 6 Month 1 Year 2 Year 3 Year 5 Year Since Incep�onIndividual Pension Fund - Apex Balanced 4.30% 11.16% -3.93% -1.46% 3.82% 4.67% 6.24% 7.80%Benchmark 4.38% 12.07% -3.39% 0.63% 5.71% 6.11% 7.25% 8.04%

NAV

/UN

IT (R

s)

Jan-

10Ju

n-10

Oct

-10

Mar

-11

Jul-1

1De

c-11

Apr-

12Au

g-12

Jan-

13M

ay-1

3O

ct-1

3Fe

b-14

Jul-1

4N

ov-1

4Ap

r-15

Aug-

15Ja

n-16

May

-16

Oct

-16

Feb-

17Ju

l-17

Nov

-17

Mar

-18

Aug-

18De

c-18

May

-19

Sep-

19Fe

b-20

Jun-

20


individual pension fund balanced - june 2020


To aim for stable returns over medium to long term through investments in high quality fixed income and money market instruments and enhance returns through a fair exposure to equity investments.


March 31, 2009 ULIF 007 31/03/09 SUD-PI-BL1 142 Ni�y 50 Index - 30%CRISIL Composite Bond Index - 70%


For Dhruv Tara Products NAV : 25.8801 Equity Mr. Sumit PoddarDebt Mr. Lakshman Che�ar




Reliance Industries LtdHDFC Bank LtdInfosys Ltd.ICICI Bank LtdTata Consultancy Services LimitedKotak Mahindra Bank LimitedITC Ltd.Housing Development Finance Corpora�on Ltd.Bhar� Airtel LimitedHindustan Unilever LimitedLarsen & Toubro LimitedState Bank of IndiaOthers (with < 1% exposure)

3.47% Equity 0% 60% 1.16 30.27%

2.30% Debt, MM & Others 40% 100% 2.68 69.73%

1.79% Asset Alloca�on (% to AUM)1.65%1.54% MM & Others Debt

3.19% 66.54%1.44%1.44%1.34%1.19%1.04%1.01% Equity

30.27%1.00%

11.07%Equity 30.27%

Debt 66.54% Debt Ra�ng Profile (% of Debt)D

Gilts & SDL 61.82% 3.06%AAA 4.03%

Gilts & SDL (Top 10 Holdings)08.57% Gujarat 06-November-202807.37% GOI-16-Apr-20236.18% GOI 04-Nov-202407.32% GOI-28-Jan-20246.84% GOI- 19-Dec-2022

25.10%12.35%12.28%10.15%

1.94%Others 0.00%

Corporate Bonds 4.72%Corporate Bonds (Top 10 Holdings)HDFC LTD.IL & FS LTD.DEWAN HOUSING FINANCE CORP. LTD.

2.68% Gilts

1.04% 92.91%

0.99%Others 0.00%

Debt Maturity Profile ( % of Debt) Modified Dura�on - 3.88 yrsMM & Others 3.19% 37.73%

35.20%

Total 100.00%27.07%



4.69%Computer programming, consultancy and related

ac�vi�es

3.94%Manufacture of coke and refined petroleum

products`1-3 years 3-5 years 5-10 years

Infrastructure 3.57%


Housing Sector 2.68% 29.0028.00 NAV Benchmark27.0026.00

Manufacture of chemicals and chemical products 1.99% 25.0024.0023.00


21.0020.0019.00

Manufacture of tobacco products 1.44% 18.0017.0016.0015.00

Manufacture of Basic Metals 1.08% 14.0013.0012.00


Others 3.11%


Individual Pension Fund - Balanced 2.65% 8.16% 0.37% 1.93% 4.96% 4.71% 6.22% 8.81%Benchmark 3.12% 8.90% 1.25% 5.76% 8.50% 7.21% 8.23% 9.68%

NAV

/UN

IT (R

s)

Mar

-09

Sep-

09

Mar

-10

Aug-

10

Feb-

11

Jul-1

1

Jan-

12

Jul-1

2

Dec-

12

Jun-

13

Nov

-13

May

-14

Oct

-14

Apr-

15

Oct

-15

Mar

-16

Sep-

16

Feb-

17

Aug-

17

Feb-

18

Jul-1

8

Jan-

19

Jun-

19

Dec-

19

Jun-

20


express balanced fund - june 2020




April 29, 2011 ULIF 017 29/04/11 SUD-LX-BL1 142 Ni�y 50 Index - 30%CRISIL Composite Bond Index - 70%

Products : AUM : Rs. 43.08 Cr Name of Fund Manager:For Dhan Suraksha Express NAV : 20.1018 Equity Mr. Sumit Poddar




Equity (Top 10 Holdings or >1%) Minimum MaximumReliance Industries LtdHDFC Bank LtdInfosys Ltd.ICICI Bank LtdTata Consultancy Services LimitedITC Ltd.Kotak Mahindra Bank LimitedHousing Development Finance Corpora�on Ltd.Bhar� Airtel LimitedHindustan Unilever LimitedState Bank of IndiaLarsen & Toubro LimitedOthers (with < 1% exposure)

3.48% Equity 0% 60% 13.04 30.28%

2.29% Debt, MM & Others 40% 100% 30.03 69.72%

1.81%1.66% Asset Alloca�on( % to AUM)1.54%1.44% MM & Others

1.43% 3.36%Debt

1.33% 66.36%

1.19%1.08%1.05%1.01%

10.97% EquityEquity 30.28% 30.28%

Debt 66.36%Gilts & SDL 56.12%Gilts & SDL (Top 10 Holdings)07.37% GOI-16-Apr-20236.18% GOI 04-Nov-202407.32% GOI-28-Jan-20246.84% GOI- 19-Dec-20229.15% GOI - 14-Nov-20247.63% GOI- 17-Jun-2059

20.15%14.75%12.91% Debt Ra�ng Profile (% of Debt) D

0.89%3.99%

AAA3.34% 14.53%

0.98%Others 0.00%

Corporate Bonds 10.23%Corporate Bonds (Top 10 Holdings)HDFC LTD.POWER GRID CORPORATION OF INDIA LTDMRF LTD.LIC HOUSING FINANCE LTDIL & FS LTD.DEWAN HOUSING FINANCE CORP. LTD.

5.54%2.15%1.22%0.73% Gilts

0.37% 84.58%

0.22%Others 0.00% Debt Maturity Profile ( % of Debt)

Modified Dura�on - 2.89 yrsMM & Others 3.36% 48.99%

40.93%

Total 100.00%

Top 10 Industry Exposure ( % to AUM)FINANCIAL AND INSURANCE ACTIVITIES 9.00%

5.37% 3.24%1.47%

Housing Sector 6.28%

Infrastructure 5.05% < 1 year 1-3 years


21.50 NAV Performance (Since Incep�on)Manufacture of coke and refined petroleum

products 4.03% NAV Benchmark19.50


17.50Manufacture of pharmaceu�cals,medicinal

chemical and botanical products 1.59%


13.50Manufacture of rubber and plas�cs products 1.22%

11.50Manufacture of Basic Metals 1.07%

9.50Others 4.16%


1 Month 3 Month 6 Month 1 Year 2 Year 3 Year 5 Year Since Incep�onExpress Balanced Fund 2.84% 7.57% 0.41% 2.45% 5.65% 5.22% 6.41% 7.90%Benchmark 3.12% 8.90% 1.25% 5.76% 8.50% 7.21% 8.23% 8.64%

3-5 years 5-10 years > 10 years

NAV

/UN

IT (R

s)

Apr-

11

Sep-

11

Feb-

12

Jul-1

2

Dec-

12

May

-13

Oct

-13

Mar

-14

Aug-

14

Jan-

15

Jun-

15

Nov

-15

Apr-

16

Sep-

16

Feb-

17

Jul-1

7

Dec-

17

May

-18

Oct

-18

Mar

-19

Aug-

19

Jan-

20

Jun-

20


balanced plus fund - june 2020




January 29, 2014 ULIF 024 11/12/13 SUD-LI-BL2 142 Ni�y 50 Index - 30%CRISIL Composite Bond Index - 70%

Products : AUM : Rs. 243.01 Cr Name of Fund Manager:For Dhan Suraksha Plus & Wealth Builder Plan NAV : 17.1688 Equity Mr. Sumit Poddar




Equity (Top 10 Holdings or >1%) Minimum MaximumReliance Industries LtdHDFC Bank LtdInfosys Ltd.ICICI Bank LtdTata Consultancy Services LimitedKotak Mahindra Bank LimitedITC Ltd.Housing Development Finance Corpora�on Ltd.Bhar� Airtel LimitedHindustan Unilever LimitedLarsen & Toubro LimitedState Bank of IndiaOthers (with < 1% exposure)

3.60% Equity 0% 60% 79.46 32.70%

2.44% Debt 40% 100% 154.93 63.75%

2.23% MM & Others 0% 30% 8.62 3.55%

2.00% Asset Alloca�on( % to AUM)1.84% MM & Others1.53% 3.55%

1.45%1.37%1.28%1.15%1.06% Debt1.02% 63.75%

11.73% Equity

Equity 32.70% 32.70%

Debt 63.75%Gilts & SDL 45.46%Gilts & SDL (Top 10 Holdings)07.32% GOI-28-Jan-202407.37% GOI-16-Apr-20236.18% GOI 04-Nov-20246.84% GOI- 19-Dec-20228.20% Gujarat 24 Jun 202508.57% Gujarat 06-November-20287.63% GOI- 17-Jun-20599.15% GOI - 14-Nov-20248.30% GOI - 31-Dec-20427.9500% GOI - 28-Aug-2032

15.60%15.37%10.80%

2.49%0.63%

Debt Ra�ng Profile (% of Debt)0.19% D

0.15% 0.74% AAA22.87%

0.14%0.07%0.01%

Others 0.00%

AA+Corporate Bonds 18.29% 3.73%Corporate Bonds (Top 10 Holdings)LIC HOUSING FINANCE LTDHDFC LTD.M & M FINANCIAL SERVICES LTD.SUNDARAM FINANCE LTD.POWER GRID CORPORATION OF INDIA LTDMRF LTD.STEEL AUTHORITY OF INDIA LTD.IRFC LTD.L & T FINANCE LTD.L&T HOUSING FINANCE LIMITED

5.52% AA-

3.75% Gilts 1.35%

71.31%2.38%1.61%1.06%1.04%0.86%0.57%0.51% Debt Maturity Profile ( % of Debt)0.44% Modified Dura�on - 2.54 yrs

Others 0.57% 46.39% 45.05%

MM & Others 3.55%

Total 100.00%



5.94%Housing Sector 9.70% 2.25%

0.37%


< 1 year 1-3 years

Infrastructure 4.28%

NAV Performance (Since Incep�on)Manufacture of coke and refined petroleum

products18.90

4.24% 18.40 NAV Benchmark17.9017.40

Manufacture of chemicals and chemical products 2.13% 16.90

` 16.4015.90

Manufacture of Basic Metals 1.99% 15.4014.9014.40


13.4012.9012.40



Others 4.35%


1 Month 3 Month 6 Month 1 Year 2 Year 3 Year 5 Year Since Incep�onBalanced Plus Fund 2.94% 8.04% 0.77% 3.62% 6.97% 5.65% 6.74% 8.78%Benchmark 3.12% 8.90% 1.25% 5.76% 8.50% 7.21% 8.23% 9.86%

3-5 years 5-10 years > 10 years

NAV

/UN

IT (R

s)

Jan-

14

Jul-1

4

Dec-

14

May

-15

Oct

-15

Mar

-16

Aug-

16

Jan-

17

Jun-

17

Nov

-17

Apr-

18

Sep-

18

Mar

-19

Aug-

19

Jan-

20

Jun-

20


Investment Objective :

Date of Inception : SFIN No.

January 20, 2010 ULIF 012 20/01/10 SUD-LA-BN1 142

Products : AUM : Rs. 84.50 Cr

NAV : 22.2109

Portfolio % to AUM

`

Debt 94.71% Minimum Maximum

Gilts & SDL (Top 10 Holdings or >1%) 80% 100% 80.03 94.71%

07.37% GOI-16-Apr-2023 18.50% 0% 20% 4.47 5.29%

07.32% GOI-28-Jan-2024 15.72%

6.18% GOI 04-Nov-2024 13.17%

6.84% GOI- 19-Dec-2022 7.46%

9.15% GOI - 14-Nov-2024 0.27%

7.80% GOI - 11-Apr-2021 0.02%

Others (with < 1% exposure) 0.00%

Gilts & SDL 55.15%

Corporate Bonds 39.56%

Corporate Bonds (Top 10 Holdings or >1%)

M & M FINANCIAL SERVICES LTD. 8.50%

L&T HOUSING FINANCE LIMITED 8.16%

POWER GRID CORPORATION OF INDIA LTD 7.16%

LIC HOUSING FINANCE LTD 7.07%

L & T FINANCE LTD. 4.24%

HDFC LTD. 3.84%

DEWAN HOUSING FINANCE CORP. LTD. 0.59%


MM & Others 5.29%

Total 100.00%

`

1 Month 3 Month 6 Month 1 Year 2 Year 3 Year 5 Year Since Inception

Apex Bond Fund 0.32% 1.89% 5.70% 8.42% 9.66% 6.58% 8.01% 7.94%

Benchmark 1.15% 3.80% 7.42% 12.40% 11.79% 8.39% 9.21% 8.47%

Fund returns vis a vis Benchmark

APEX BOND FUND - JUNE 2020

DEBT

MM & Others

Particulars

Absolute

Name of Fund Manager:

Mr. Lakshman Chettiar

CAGR (Annualised)

To aim for stable returns over medium to long term by judicious mix of investments in Government securities

and high quality corporate debt of varying maturities and also in money market instruments.

Investment PatternActual

Asset Mix

For New Dhan Suraksha, New Dhan Suraksha Premium,

New Prabhat Tara, Dhan Suraksha 3, Dhan Suraksha

Benchmark :

CRISIL Composite Bond Index - 90%

CRISIL Liquid Fund Index - 10%

AUM (Rs. In Cr)

19.07%

13.33%

7.16%

Housing Sector

FINANCIAL AND INSURANCEACTIVITIES

Infrastructure

Top 10 Industry Exposure ( % to AUM)

0.00%

5.00%

10.00%

15.00%

20.00%

25.00%

30.00%

35.00%

40.00%

45.00%

< 1 year 1-3 years 3-5 years 5-10 years

9.75%

40.22%41.83%

8.19%

Debt Maturity Profile ( % of Debt) Modified Duration - 2.60 yrs

Debt94.71%

MM & Others5.29%

Asset Allocation (% to AUM)

AAA32.17%

AA+8.97%

Gilts58.23%

D0.62%Debt Rating Profile (% of Debt)

9.5010.5011.5012.5013.5014.5015.5016.5017.5018.5019.5020.5021.5022.5023.50

Jan

-10

May

-10

Oct

-10

Feb

-11

Jun

-11

No

v-1

1

Mar

-12

Jul-

12

Dec

-12

Ap

r-1

3

Au

g-1

3

Dec

-13

May

-14

Sep

-14

Jan

-15

Jun

-15

Oct

-15

Feb

-16

Jul-

16

No

v-1

6

Mar

-17

Au

g-1

7

Dec

-17

Ap

r-1

8

Au

g-1

8

Jan

-19

May

-19

Sep

-19

Feb

-20

Jun

-20

NA

V/U

NIT

(R

s)

NAV Performance (Since Inception)

NAV Benchmark



Date of Inception : SFIN No. Benchmark :

February 25, 2009 ULIF 004 25/02/09 SUD-LI-BN1 142 CRISIL Composite Bond Index - 90%



NAV : 23.2546

Portfolio % to AUM

`



6.18% GOI 04-Nov-2024 24.51% 0% 20% 0.21 4.06%

07.32% GOI-28-Jan-2024 19.26%

07.37% GOI-16-Apr-2023 17.72%

6.84% GOI- 19-Dec-2022 9.45%


Gilts & SDL 70.94%



HDFC LTD. 8.51%

LIC HOUSING FINANCE LTD 8.10%

M & M FINANCIAL SERVICES LTD. 6.45%



MM & Others 4.06%

Total 100.00%

`


Bond Fund 0.72% 2.71% 6.03% 9.54% 10.69% 7.14% 8.13% 7.76%

Benchmark 1.15% 3.80% 7.42% 12.40% 11.79% 8.39% 9.21% 8.19%


BOND FUND - JUNE 2020

Debt

MM & Others

Absolute



CAGR (Annualised)

To aim for stable returns over medium to long term by judicious mix of investments in Government securities and

high quality corporate debt of varying maturities and also in money market instruments.

Investment PatternActual

Asset Mix

Particulars


AUM (Rs. In Cr)

16.61%

8.39%

Housing Sector



< 1 year 1-3 years 3-5 years

8.18%

37.11%

54.70%

Debt Maturity Profile ( % of Debt)

Debt95.94%

MM & Others4.06%


AAA19.34%

AA+6.72%

Gilts73.94%

Debt Rating Profile (% of Debt)

9.50

11.50

13.50

15.50

17.50

19.50

21.50

23.50

Feb

-09

Jul-

09

Dec

-09

May

-10

Oct

-10

Ap

r-1

1

Sep

-11

Feb

-12

Jul-

12

Dec

-12

May

-13

Oct

-13

Mar

-14

Au

g-1

4

Jan

-15

Jun

-15

No

v-1

5

Ap

r-1

6

Sep

-16

Feb

-17

Jul-

17

Dec

-17

May

-18

Oct

-18

Mar

-19

Au

g-1

9

Jan

-20

Jun

-20

NA

V/U

NIT

(R

s)

NAV Performance (Since Inception)NAV Benchmark

Modified Duration - 2.67 yrs




March 31, 2009 ULIF 008 31/03/09 SUD-PI-BN1 142


NAV : 23.1474

Portfolio % to AUM

`



07.37% GOI-16-Apr-2023 31.57% 0% 20% 0.10 3.72%

07.32% GOI-28-Jan-2024 25.61%

6.18% GOI 04-Nov-2024 16.91%

6.84% GOI- 19-Dec-2022 10.76%


Gilts & SDL 84.86%



HDFC LTD. 7.65%



MM & Others 3.72%

Total 100.00%

`


Individual Pension Fund - Bond 0.75% 3.06% 7.25% 9.67% 10.95% 7.39% 8.09% 7.74%

Benchmark 1.15% 3.80% 7.42% 12.40% 11.79% 8.39% 9.21% 8.24%


individual Pension FUND BOND - JUNE 2020

Debt

For Dhruv Tara Products

MM & Others

Absolute



CAGR (Annualised)

To aim for stable returns over medium to long term by judicious mix of investments in Government securities and

high quality corporate debt of varying maturities and also in money market instruments.

Asset Mix

ParticularsInvestment Pattern

Actual

Benchmark :

CRISIL Composite Bond Index - 90%


AUM (Rs. In Cr)

7.65%

3.77%

Housing Sector




7.84%

47.99%44.17%


Debt96.28%

MM & Others3.72%


AAA11.86%

Gilts88.14%


9.70

11.70

13.70

15.70

17.70

19.70

21.70

23.70

25.70

Mar

-09

Oct

-09

Ap

r-1

0

Oct

-10

Ap

r-1

1

Oct

-11

Ap

r-1

2

Oct

-12

Ap

r-1

3

Oct

-13

May

-14

No

v-1

4

May

-15

No

v-1

5

May

-16

No

v-1

6

May

-17

No

v-1

7

May

-18

Dec

-18

Jun

-19

Dec

-19

Jun

-20

NA

V/U

NIT

(R

s)


NAV Benchmark



individual pension fund apex bond - june 2020


To aim for stable returns over medium to long term by judicious mix of investments in Government securi�es and high quality corporate debt of varying maturi�es and also in money market instruments.


January 20, 2010 ULIF 016 20/01/10 SUD-PA-BN1 142 CRISIL Composite Bond Index - 90%CRISIL Liquid Fund Index - 10%

Products : AUM : Rs. 2.99.00 Cr Name of Fund Manager:For New Dhruv Tara Products NAV : 21.5694 Mr. Lakshman Che�ar


Par�culars ÀUM (Rs. In Cr) ActualDebt 95.86% Minimum Maximum

Gilts & SDL (Top 10 Holdings or >1%) DEBT 80% 100% 2.87 95.86%

07.37% GOI-16-Apr-2023

07.32% GOI-28-Jan-2024

6.18% GOI 04-Nov-2024

8.84% SDL - Tamil Nadu - 18-Jul-20226.84% GOI- 19-Dec-2022Others (with < 1% exposure)

22.30% MM & Others 0% 20% 0.12 4.14%

21.68% Asset Alloca�on( % to AUM) MM & Others4.14%

14.68%

7.22%6.73%0.00%

Gilts & SDL 72.61%

Corporate Bonds 23.25%Corporate Bonds (Top 10 Holdings or >1%)

L&T HOUSING FINANCE LIMITEDHDFC LTD.POWER GRID CORPORATION OF INDIA LTDL & T FINANCE LTD.DEWAN HOUSING FINANCE CORP. LTD.Others (with < 1% exposure)

8.37% Debt7.13% 95.86%

3.86%3.35%

Debt Ra�ng Profile (% of Debt)0.53% D AAA

0.00% 0.56% 23.70%

MM & Others 4.14%

Total 100.00%


Gilts75.75%

Debt Maturity Profile ( % of Debt) Modified Dura�on - 2.46 yrsHousing Sector 15.50%

41.40% 41.78%

`

12.23%

4.59%

FINANCIAL AND INSURANCE ACTIVITIES 3.89%



NAV Benchmark23.50

21.50

19.50

17.50

Infrastructure 3.86%15.50

13.50

11.50

9.50


1 Month 3 Month 6 Month 1 Year 2 Year 3 Year 5 Year Since Incep�onIndividual Pension Fund - Apex Bond 0.37% 2.00% 5.37% 7.95% 9.26% 6.20% 7.70% 7.63%Benchmark 1.15% 3.80% 7.42% 12.40% 11.79% 8.39% 9.21% 8.47%

NAV

/UN

IT (R

s)

Jan-

10M

ay-1

0

Oct

-10

Feb-

11Ju

n-11

Nov

-11

Mar

-12

Jul-1

2De

c-12

Apr-

13Au

g-13

Dec-

13M

ay-1

4

Sep-

14Ja

n-15

Jun-

15

Oct

-15

Feb-

16

Jul-1

6N

ov-1

6M

ar-1

7

Aug-

17De

c-17

Apr-

18Au

g-18

Jan-

19M

ay-1

9Se

p-19

Feb-

20Ju

n-20


individual life income fund - june 2020


To aim for stable returns over medium to long term by judicious mix of investments in Government securi�es and high quality corporate debt of varying maturi�es and also in money market instruments.


January 29, 2014 ULIF 020 11/12/13 SUD-LI-BN2 142 CRISIL Composite Bond Index - 85%CRISIL Liquid Fund Index - 15%


For Dhan Suraksha Plus & Wealth Builder Plan NAV : 16.5837 Mr. Lakshman Che�ar



Debt 94.74% Minimum MaximumGilts & SDL (Top 10 Holdings or >1%) Debt 70% 100% 93.30 94.74%

07.37% GOI-16-Apr-202307.32% GOI-28-Jan-20246.18% GOI 04-Nov-20246.84% GOI- 19-Dec-20227.00% GOI- 21-Jan-20219.15% GOI - 14-Nov-2024Others (with < 1% exposure)

20.68% MM & Others 0% 30% 5.18 5.26%

20.07%Asset Alloca�on (% to AUM)

14.58% MM & Others

6.03% 5.26%

3.10%0.58%0.00%

Gilts & SDL 65.06%


POWER GRID CORPORATION OF INDIA LTDLIC HOUSING FINANCE LTDL&T HOUSING FINANCE LIMITEDHDFC LTD.STEEL AUTHORITY OF INDIA LTD.IRFC LTD.L & T FINANCE LTD.DEWAN HOUSING FINANCE CORP. LTD.M & M FINANCIAL SERVICES LTD.MRF LTD.Others (with < 1% exposure)

6.97% Debt

6.42% 94.74%

6.17% DDebt Ra�ng Profile (% of Debt) 0.71%

4.96% AAA2.12% 28.14%

1.06%0.86%0.47% AA+

0.23% 0.24%Gilts

0.21% 68.67% AA-0.20% 2.24%

MM & Others 5.26%

Total 100.00%Debt Maturity Profile ( % of Debt) Modified Dura�on - 2.50 yrs

43.81%


17.55%

Housing Sector

12.16%

7.40%

Infrastructure8.24%


Manufacture of Basic Metals 2.12% NAV Performance (Since Incep�on)18.5018.00 NAV Benchmark17.5017.0016.5016.0015.5015.0014.50

FINANCIAL AND INSURANCE ACTIVITIES 1.55% 14.0013.5013.0012.5012.0011.5011.0010.5010.00

9.50Manufacture of rubber and plas�cs products 0.21%


Individual Life Income Fund 0.43% 2.17% 5.56% 7.98% 8.62% 5.71% 7.29% 8.20%Benchmark 1.10% 3.66% 7.16% 12.03% 11.50% 8.30% 9.09% 9.61%

NAV

/UN

IT (R

s)

Jan-

14

Jul-1

4

Dec-

14

May

-15

Oct

-15

Mar

-16

Aug-

16

Jan-

17

Jun-

17

Nov

-17

Apr-

18

Sep-

18

Mar

-19

Aug-

19

Jan-

20

Jun-

20


group debt fund - june 2020


To generate stable returns over medium to long term with full exposure in debt market instruments by judicious mix of Government Securi�es and high quality corporate debt and also in money market instruments.


October 6, 2015 ULGF 003 20/03/15 SUD-GN-BN1 142 CRISIL Composite Bond Index - 90%CRISIL Liquid Fund Index - 10%


For SUD Life Group Re�rement Benefit Plan NAV : 14.6032 Mr. Lakshman Che�ar



Debt 95.99% Minimum MaximumGilts & SDL (Top 10 Holdings or >1%) Debt 70% 100% 12.41 95.99%

07.32% GOI-28-Jan-2024

07.37% GOI-16-Apr-2023

6.18% GOI 04-Nov-2024

6.84% GOI- 19-Dec-2022

8.20% Gujarat 24 Jun 2025

Others (with < 1% exposure)

27.79% MM & Others 0% 30% 0.52 4.01%

20.33% Mutual Funds 0% 15% 0.00 0.00%

15.06% Fixed Deposits with Banks 0% 15% 0.00 0.00%

6.65%

5.13% Asset Alloca�on (% to AUM)MM & Others

0.00% 4.01%Gilts & SDL 74.97%


HDFC LTD.LIC HOUSING FINANCE LTDL&T HOUSING FINANCE LIMITEDMRF LTD.L & T FINANCE LTD.Others (with < 1% exposure)

5.79% Debt95.99%

4.71%4.12%4.06%

Debt Ra�ng Profile (% of Debt)2.33%

AAA0.00% 21.90%

MM & Others 4.01%

Mutual Fund 0.00%

Fixed Deposit with Banks 0.00% Gilts78.10%

Total 100.00%

Debt Maturity Profile ( % of Debt) Modified Dura�on - 2.52 yrsTop 10 Industry Exposure ( % to AUM)

52.71%

35.72%

14.63%Housing Sector

11.57%


NAV Performance (Since Incep�on)Manufacture of rubber and plas�cs products 4.06%

15.00 NAV Benchmark

14.00

13.00

12.00

11.00


10.00


1 Month 3 Month 6 Month 1 Year 2 Year 3 Year 5 Year Since Incep�onGroup Debt Fund 0.83% 3.25% 7.11% 10.06% 10.98% 7.57% NA 8.32%Benchmark 1.15% 3.80% 7.42% 12.40% 11.79% 8.39% NA 8.92%

NAV

/UN

IT (R

s)

Oct

-15

Dec-

15Fe

b-16

Apr-

16Ju

n-16

Aug-

16O

ct-1

6De

c-16

Feb-

17Ap

r-17

Jun-

17Au

g-17

Oct

-17

Jan-

18M

ar-1

8M

ay-1

8Ju

l-18

Sep-

18N

ov-1

8Ja

n-19

Mar

-19

May

-19

Jul-1

9Se

p-19

Nov

-19

Jan-

20M

ar-2

0Ju

n-20




August 9, 2019 ULGF 004 20/03/15 SUD-GN-MM1 142


NAV : 10.4626

Portfolio % to AUM

`

MM & Others 100.00% Minimum Maximum

MM & Others (Top 10 Holdings or >1%) 70% 100% 1.99 100.00%

364 day T-Bill – 14 Aug 2020 77.45% 0% 15% 0.00 0.00%

091 day T-Bill – 03 Sep 2020 17.50% 0% 15% 0.00 0.00%


MM & Others 100.00%

Mutual Fund 0.00%

Fixed Deposit with Banks 0.00%

Total 100.00%


Group Money Market Fund 0.40% 1.22% 2.53% NA NA NA NA 5.19%

Benchmark 0.38% 1.24% 2.65% NA NA NA NA 5.64%

GROUP MONEY MARKET FUND - JUNE 2020

To manage the funds with safety of capital and to generate money market related returns with minimum credit

and interest rate risks.

Benchmark :



For SUD Life Group Retirement Benefit PlanMr. Lakshman Chettiar

Asset Mix


AUM (Rs. In Cr) Actual

MM & Others

Mutual Funds

Fixed Deposits with Banks

Fund returns vis a vis BenchmarkCAGR (Annualised)Absolute

10.00

10.10

10.20

10.30

10.40

10.50

10.60

Au

g-1

9

Sep

-19

Oct

-19

No

v-1

9

Dec

-19

Jan

-20

Feb

-20

Mar

-20

Ap

r-2

0

May

-20

Jun

-20

NA

V/U

NIT

(R

s)


NAV Benchmark

MM & Others100.00%



group balanced fund - june 2020


To generate capital apprecia�on with a�rac�ve returns, over medium to long term, with moderate exposure to Equity and judicious mix of Government securi�es and high quality corporate debt.


October 17, 2019 ULGF 002 20/03/15 SUD-GN-BL1 142 Ni�y 50 Index - 15%CRISIL Composite Bond Index - 75% & CRISIL Liquid Index 10%


NAV : 10.6351 Equity Mr. Sumit PoddarFor SUD Life Group Re�rement Benefit Plan Debt Mr. Lakshman Che�ar



Equity (Top 10 Holdings or >1%) Minimum MaximumHDFC Bank LtdReliance Industries LtdKotak Mahindra Bank LimitedTata Consultancy Services LimitedHindustan Unilever LimitedUltratech Cement Ltd.Sun Pharmaceu�cals Industries LtdBhar� Airtel LimitedNa�onal Aluminium Co. Ltd.Others (with < 1% exposure)

3.29% Equity 10% 30% 0.01 13.31%

3.05% Debt 50% 90% 0.08 74.71%

2.17% MM & Others 0% 30% 0.01 11.98%

2.07%MM & Others,

1.09% Asset Alloca�on( % to AUM)11.98%0.78% Equity,

0.47% 13.31%

0.28%0.11%0.00%

Equity 13.31%Debt,

Debt 74.71%74.71%Gilts & SDL 74.71%

Gilts & SDL (Top 10 Holdings)

07.37% GOI-16-Apr-202307.32% GOI-28-Jan-20246.84% GOI- 19-Dec-20226.18% GOI 04-Nov-2024

32.18% Debt Ra�ng Profile (% of Debt)21.55%10.56%10.42% Gilts

100.00%Others 0.00%


Corporate Bonds (Top 10 Holdings)Others 0.00%

MM & Others 11.98%

Total 100.00% Debt Maturity Profile (% of Debt) Modified Dura�on - 2.41 yrs57.21%

Top 10 Industry Exposure ( % to AUM) 42.79%

5.46%



Computer programming, consultancy andrelated ac�vi�es 2.07% 1-3 years 3-5 years

` NAV Performance (Since Incep�on)Manufacture of chemicals and chemical

products 1.09% NAV Benchmark10.50

10.40Manufacture of other non-metallic mineral

products 0.78% 10.30

10.20

10.10

Manufacture of pharmaceu�cals,medicinalchemical and botanical products

10.000.47%

9.90

9.80

9.70

Infrastructure 0.28% 9.60

9.50



1 Month 3 Month 6 Month 1 Year 2 Year 3 Year 5 Year Since Incep�onGroup Balanced Fund 2.13% 5.95% 4.32% NA NA NA NA 9.14%Benchmark 2.09% 6.21% 4.13% NA NA NA NA 8.94%

Oct

-19

Nov

-19

Dec-

19

Jan-

20

Feb-

20

Mar

-20

Apr-

20

May

-20

Jun-

20



Date of Inception : SFIN No. Benchmark :

June 03, 2011 ULIF 018 03/06/11 SUD-UL-DP1 142


NAV : 18.4565

Portfolio % to AUM

Debt & MM 100.00% Minimum Maximum


182 day T-Bill – 10 Sep 2020 27.61% 0% 40% 11.11 6.19%

364 day T-Bill – 07 Jan 2021 11.94%

6.84% GOI- 19-Dec-2022 11.83%

7.80% GOI - 11-Apr-2021 10.93%

8.90% SDL - Tamil Nadu - 20-Sep-2022 6.07%

8.83% GOI 25 Nov 2023 5.02%

364 day T-Bill – 20 May 2021 4.33%

9.63% Maharashtra - 12-Feb-2024 3.18%

8.32% SDL - Gujarat - 04-Aug-2020 2.37%

8.84% SDL - Tamil Nadu - 18-Jul-2022 2.29%

9.65% SDL - Tamil Nadu - 12-Mar-2024 1.72%

7.68% GOI- 15-Dec-2023 1.64%

8.20% Gujarat 24 Jun 2025 1.23%

7.00% GOI- 21-Jan-2021 1.14%Others (with < 1% exposure) 2.53%

Gilts & SDL 93.81%

MM & Others 6.19%


Discontinued Policies Fund 0.54% 1.94% 3.71% 7.07% 7.72% 6.37% 6.81% 7.33%

Benchmark 0.69% 2.72% 5.80% 9.73% 9.75% 8.10% 8.30% 8.36%

Note: * Crisil Liquid Index 100% upto May 2013

CRISIL Short Term Gilt Index 65% & CRISIL Liquid Index 35% from June 13 onwards


Discontinued Policies FUND - JUNE 2020

Absolute CAGR (Annualised)

Dhan Suraksha Express, Dhan Suraksha 3, Dhan

Suraksha Premium 3 & Prabhat Tara 3,Dhan Suraksha

Plus & Wealth Builder Plan

Government Securties

MM & Others

To ensure safety and liquidity of funds and to generate the returns over and above defined regulatory

minimum rate of return of 4% per annum.

Asset Mix

CRISIL Short Term Gilt Index 65% & CRISIL Liquid Index 35% *


Actual



AUM (Rs. In Cr)

Govt. Securties93.81%

MM & Others6.19%

Asset Allocation( % to AUM)

9.8010.3010.8011.3011.8012.3012.8013.3013.8014.3014.8015.3015.8016.3016.8017.3017.8018.3018.8019.3019.8020.3020.80

No

v-1

1

May

-12

Dec

-12

Jul-

13

Feb

-14

Sep

-14

Ap

r-1

5

No

v-1

5

May

-16

Dec

-16

Jul-

17

Feb

-18

Sep

-18

Ap

r-1

9

No

v-1

9

Jun

-20

NA

V/U

NIT

(R

s)

NAV Performance (Since Nov 01, 2011)

NAV Benchmark


62.17%

23.10%

14.61%

0.11%




mid cap fund - june 2020


To generate reasonable capital apprecia�on over �me through building and managing diversified equity por�olio pre-dominantly of midcap stocks with an op�on to have some exposure in large cap stocks


February 7, 2020 ULIF 026 14/10/19 SUD-LI-MID 142 Ni�y Midcap 50 Index - 85%Ni�y Liquid Index 15%


NAV : 7.6727 Equity Mr. Sumit PoddarMr. Lakshman Che�arFor SUD Life Wealth Creator & Wealth Builder Plan Debt



Equity (Top 10 Holdings or >1%) Minimum MaximumKajaria Ceramics Ltd.Polycab India LtdHexaware Technologies Ltd.NMDC LimitedBharat Electronics LtdMahanagar Gas Ltd.Gujarat State Petronet Ltd.Trent Ltd.Bharat Forge Ltd.Cadila Healthcare LimitedICICI Lombard General Insurance Company LimitedKansai Nerolac Paints Ltd.Mphasis Ltd.Na�onal Aluminium Co. Ltd.SBI Life Insurance Company LimitedTata Consumer Products Ltd.U P L LTD.Power Grid Corpora�on of India LimitedKEC Interna�onal Ltd.Others (with < 1% exposure)

7.80% Equity 70% 100% 2.10 77.42%

7.21% MM & Others 0% 30% 0.61 22.58%

7.11%6.93%6.40% Asset Alloca�on( % to AUM)5.11%5.08% MM & Others,

22.58%4.53%4.13%3.54%3.32%2.93%2.28%2.13%2.11%1.87%1.85%1.61% Equity,

1.47% 77.42%

0.00%Equity 77.42%

MM & Others 22.58%

Total 100.00%NAV Performance (Since Incep�on)

Top 10 Industry Exposure ( % to AUM) NAV Benchmark11.79%

10.00Infrastructure

9.50

Computer programming, consultancy and relatedac�vi�es 9.39% 9.00

Manufacture of other non-metallic mineralproducts

8.507.80%

8.00

Manufacture of electrical equipment 7.21% 7.50

7.00Mining of metal ores 6.93%

6.50

Manufacture of computer, electronic and op�calproducts 6.40% 6.00


`


Retail trade, except of motor vehicles andmotorcycles

Manufacture of other transport equipment

4.53%

4.13%

Others 9.02%


1 Month 3 Month 6 Month 1 Year 2 Year 3 Year 5 Year Since Incep�onMid Cap Fund 13.97% 14.43% NA NA NA NA NA -48.91%Benchmark 8.76% 24.65% NA NA NA NA NA -32.81%

NAV

/UN

IT (R

s)

07-F

eb-2

0

11-F

eb-2

0

15-F

eb-2

0

19-F

eb-2

0

23-F

eb-2

0

27-F

eb-2

0

02-M

ar-2

0

06-M

ar-2

0

10-M

ar-2

0

14-M

ar-2

0

18-M

ar-2

0

22-M

ar-2

0

26-M

ar-2

0

30-M

ar-2

0

03-A

pr-2

0

07-A

pr-2

0

11-A

pr-2

0

15-A

pr-2

0

19-A

pr-2

0

23-A

pr-2

0

27-A

pr-2

0

01-M

ay-2

0

05-M

ay-2

0

09-M

ay-2

0

13-M

ay-2

0

17-M

ay-2

0

21-M

ay-2

0

25-M

ay-2

0

29-M

ay-2

0

02-Ju

n-20

06-Ju

n-20

10-Ju

n-20

14-Ju

n-20

18-Ju

n-20

22-Ju

n-20

26-Ju

n-20

30-Ju

n-20




February 7, 2020 ULIF 027 14/10/19 SUD-LI-GLT 142


NAV : 10.5511 Mr. Lakshman Chettiar

Portfolio % to AUM

`


Gilts & SDL 78.26% 60% 100% 2.42 78.26%

Gilts & SDL (Top 10 Holdings) 0% 40% 0.67 21.74%

6.18% GOI 04-Nov-2024 43.40%

07.37% GOI-16-Apr-2023 14.30%

07.32% GOI-28-Jan-2024 12.97%

6.84% GOI- 19-Dec-2022 6.87%

7.80% GOI - 11-Apr-2021 0.72%

Others 0.00%

Corporate Bonds 0.00%Corporate Bonds (Top 10 Holdings)Others 0.00%

MM & Others 21.74%

Total 100.00%

`


Gilt Fund 0.76% 3.33% NA NA NA NA NA 14.57%

Benchmark 0.87% 4.02% NA NA NA NA NA 14.37%

CAGR (Annualised)


For SUD Life Wealth Creator & Wealth Builder Plan

Asset Mix


AUM (Rs. In Cr) Actual

Debt


MM & Others

Absolute

CRISIL Liquid Index—20%

GILT FUND - JUNE 2020

To generate reasonable return without any credit risk through investment in securities issued by Central and

State Governments and any other securities serviced/guaranteed by Government of India/State Governments.

A portion of the fund may be invested in money market instruments and others like bank deposits, mutual

funds and net current assets to meet short term liquidity requirements of the Plan.

Benchmark :

CRISIL Medium Term Gilt Index – 80%


0.92%

27.06%

72.02%

Debt Maturity Profile (% of Debt)

Debt, 78.26%

MM & Others, 21.74%

Asset Allocation( % to AUM)

Gilts100.00%


9.90

10.00

10.10

10.20

10.30

10.40

10.50

10.60

07

-Feb

-20

11

-Feb

-20

15

-Feb

-20

19

-Feb

-20

23

-Feb

-20

27

-Feb

-20

02

-Mar

-20

06

-Mar

-20

10

-Mar

-20

14

-Mar

-20

18

-Mar

-20

22

-Mar

-20

26

-Mar

-20

30

-Mar

-20

03

-Ap

r-2

00

7-A

pr-

20

11

-Ap

r-2

01

5-A

pr-

20

19

-Ap

r-2

02

3-A

pr-

20

27

-Ap

r-2

00

1-M

ay-2

00

5-M

ay-2

00

9-M

ay-2

01

3-M

ay-2

01

7-M

ay-2

02

1-M

ay-2

02

5-M

ay-2

02

9-M

ay-2

00

2-J

un

-20

06

-Ju

n-2

01

0-J

un

-20

14

-Ju

n-2

01

8-J

un

-20

22

-Ju

n-2

02

6-J

un

-20

30

-Ju

n-2

0

NA

V/U

NIT

(R

s)


NAV Benchmark



Risk Factors

• This document has been prepared for providing general information only.

• Unit Linked Life Insurance products are different from traditional insurance products and

are subject to various risk factors.

• Unit linked policies are subject to market risks associated with capital markets and NAVs

of units may go up or down based on the performance of fund and factors influencing

the capital market and the customers have to consider this aspect while taking any

decision.

• Customers should take into account their personal investment objectives, risk appetite

and other aspects of their financial situation before making an investment decision.

• Customers are advised to note that the details are based on past performance and are

not indicative of its future prospects or returns.

• SUD Life shall not be responsible for any losses caused or any claims that arise due to

investments made based on this document.

• All efforts have been made to ensure accuracy of the contents of this document,

however, SUD Life shall not be held responsible for any errors or omissions.

Trademark used under license from respective owners..

Disclaimers related to Benchmark Indices

CRISIL Composite Bond Index and CRISIL Liquid Fund Index

CRISIL has taken due care and caution in compilation of data. Information has been obtained by CRISIL

from sources it considers reliable. However, CRISIL does not guarantee the accuracy, adequacy or

completeness of the information and is not responsible for any errors or omissions or for the results

obtained from the use of such information. CRISIL is not responsible for any errors in data reproduction.

CRISIL especially states that it has no financial liability whatsoever to the subscribers/ users/ transmitters/

distributors of this bulletin.

NIFTY 50 INDEX

“The Individual Life, Pension Life, Individual Apex Life Pension Apex Life funds, Blue Chip Equity Fund, Growth Plus Fund, Balanced Plus Fund and Individual Life Express Balanced Fund related to Equity, Growth and Balanced schemes, offered by SUD Life Insurance Co. Ltd are not sponsored, endorsed, sold or promoted by India Index Services & Products Limited ("IISL").

Neither IISL nor NIFTY 50 Index and its affiliates makes any representation or warranty, express or implied (including warranties of merchantability or fitness for particular purpose or use) to the owners of aforesaid schemes or any member of the public regarding the advisability of investing in securities generally or in aforesaid schemes linked to NIFTY 50 Index or particularly in the ability of the said Index to track general stock market performance in India”.

Trademark used under license from respective owners..

Documents

INVE JUNE - 2020STAR Sheet_June 2020.pdfsubdued 4QFY20 corporate earnings. Among the sectors, Banks, Energy and Auto outperformed while Pharma, FMCG and IT underperformed the Nifty