Insuring the Business of Entertainment Hiscox One™

We are your ONE stop shop.

Since the 1960s when Hiscox Chairman Robert Hiscox underwrote production package insurance from Lloyd’s of London, entertainment insurance has come a long way. Now, Hiscox is transforming the world of entertainment insurance. Our team of top entertainment insurance specialists manuscripted the full range of entertainment insurance products serving production, theatrical and commercial risks. Our innovative one stop shop service is a comprehensive approach designed to simplify how entertainment insurance is purchased. With Hiscox One, coverage is combined into one policy, with one renewal date and one invoice.

We also offer• Producers Errors and Omissions

• Errors and Omissions for Advertiser Wrap Ups

• Kidnap and Ransom Insurance

• War, Terrorism and Political Violence Insurance

Worldwide service you can rely onOur underwriting and claims team in Los Angeles, New York and London can offer you service for your exposures worldwide. Our London office can also address your entertainment coverage needs issuing local policies if required for filming outside of the US. This ensures your entertainment production needs can be met, even overseas.

We understand your service needs and will offer fast service from experienced underwriters empowered to make decisions.

At Hiscox we offer fair and fast claims serviceOur specialist claims team is highly experienced in entertainment and understands immediate response to a claim situation is imperative. Our team knows production schedules have many interdependencies. In the event of a claim, they will respond quickly, allowing the show to go on.

Insuring the Business of Entertainment Why Hiscox One™?

“Life is like a box of chocolates... you never know what you are going to get.”

Unless you have a Hiscox policy.

From a motion picture to a television commercial, Hiscox One™ can cover it all. Our wordings have been designed to be relevant for today’s technology and new filmmaking processes. We have removed the traditional and antiquated language, so that our policies are bang up-to-date and you won’t see the words ‘lavender’ or ‘matrices’.

What we offer with Hiscox One™• Cast

– Family Bereavement

– Undeclared Cast

– Essential Element

• Media (Negative and Faulty Stock)

– Errors In Judgment

– Library Stock

• Production Extra Expense

– Animal Extra Expense

– Civil and Military Authority

– Civil Commotion, Demonstration or Protest

– Imminent Peril

– Strike

– Utility Failure

– Resumptions of Operations – TV and DICE

– Talent Agency Re-shoot Expense of a Commercial or Music Video

• Production Equipment

• Props, Sets and Wardrobe

– Animal Mortality

– Fine Arts, Jewelry and Furs

• Third Party Property Damage

– Living Quarters

• Production Office Property

• Money

• Automobile Physical Damage

• Claim Preparation Expense

• Seizure or Quarantine

• Commercial General Liability

Production Risks for Film, Television, DICE, Advertising Wrap Ups and Music Videos

• Commercial Business Automobile

• Umbrella

• Excess Casualty

• Excess Film

• Entertainment Guild Travel

• Entertainment Personal Accident (Reality TV)

We also offer• Entertainment Workers’ Compensation

Coverage highlights• Statements of health will be accepted by us as standard practice

to obtain cast coverage. In certain circumstances we may require a medical exam. In those instances we will take on the expense for that medical exam. When essential element coverage is required, the cost of that exam will be borne by the production company.

• Expedited Post Production Extra Expenses are offered for television risks, commercials and music video productions.

• Mechanical breakdown of Props, Sets, Wardrobe and Production Equipment is now included in the extra expense limit.

• Auto Physical Damage is no longer spread across multiple coverage sections. All autos, whether used in front of or behind the camera, are now covered under one Auto Physical Damage coverage section.

• Negative and Faulty Stock coverage have been combined into one ‘all risk coverage’ entitled Media.

• Waiver of subrogation included in the Commercial General Liability coverage section, at no additional charge.

“You’ve got to ask yourself one question: Do I feel lucky?”

Don’t take any chances, choose Hiscox.

Hiscox One™ can take on any theatrical risk - from Broadway to a community playhouse. We offer a comprehensive theatrical insurance product protecting your play or musical from property to performance disruption.

What we offer with Hiscox One™• Theatrical Package

• Commercial General Liability

• Umbrella

• Entertainment Guild Travel Accident

We also offer• Entertainment Workers’ Compensation

Coverage highlights• Definition of ‘member’ has been broadened to include cast and crew

and any other person employed by the theatrical company while working on the show.

• Third Party Property Damage liability is included.

• Fire department service charges and fire protection equipment coverage is also included.

• Waiver of subrogation included in the Commercial General Liability coverage section, at no additional charge.

Entertainment Insurance for Theatrical Risks

For talent, directors, entertainers, musicians, or musical groups, Hiscox One™ does it all. We have developed coverage with these professionals firmly in mind. Full personal liability wording that offers broadened coverage, in line with traditional personal liability forms, is available for loan out corporations, individual entertainers and musicians.

What we offer with Hiscox One™• Commercial General Liability

• Individual Liability (Personal Liability)

• Umbrella

• Excess Casualty

• Commercial Business Automobile

• Commercial Property

• Business Interruption

• Entertainment Property Floater

We also offer• Commercial Crime

Coverage highlights • Personal Injury coverage is included.

• Loss assessment charges are covered up to $2,500 per occurrence subject to a $100,000 annual aggregate.

• First aid expenses are provided up to $2,500 per injured person.

• Good will coverage is included for damage to property of others caused by an insured up to $1,000 per occurrence.

• Base premium includes domestic Workers’ Compensation coverage for one private residence employee; additional employees can be endorsed. (Applicable to California employees only).

• Waiver of subrogation included in the Commercial General Liability coverage section, at no additional charge.

Entertainment Insurance for Loan Out Corporations and Touring Entertainers

“Frankly, my dear, I don’t give a damn!”

Not what you’ll hear from Hiscox when you make a claim.

Support is key. Hiscox One™ offers coverage for the businesses that the entertainment industry relies upon. Rental houses and post production facilities come in all shapes and sizes and have their own unique exposures. Hiscox One caters to these unique exposures.

What we offer with Hiscox One™ • Commercial General Liability

• Umbrella

• Excess Casualty

• Commercial Business Automobile

• Commercial Property

• Business Interruption

• Entertainment Property Floater

We also offer• Entertainment Workers’ Compensation

• Commercial Crime

Coverage highlights • Commercial Property coverage is broadened to include automatic

coverage enhancements.

• Rental house risks have unique requirements/exposures and Hiscox One caters to these exposures. The Entertainment Property Floater can be endorsed to accommodate the following:

– coverage for conversion losses.

– earthquake and flood coverage provided at Insured’s premises (with sublimit).

– earthquake and flood coverage provided off Insured’s premises up to 100% of covered equipment limit.

• Vehicles rented in the name of the employee while used in business are covered under the Commercial Business Automobile coverage section.

• Waiver of subrogation included in the Commercial General Liability coverage section, at no additional charge.

Entertainment Insurance Rental Houses, Post Production Facilities and Ancillary Office Exposures

Clients interested in obtaining more information should contact their insurance broker. Insurance brokers are welcome to contact their regional contact:

hiscoxbroker.com/contact-us/

Northeast: 646 452 2353 Southeast: 404 410 2800 Midwest: 312 380 5555 Northwest: 415 814 1455 Southwest: 213 412 1210

Contact Information

“Well, here’s another nice mess you’ve gotten me into.”

Let Hiscox help you out of it.

Hiscox, the international specialist insurer, is headquartered in Bermuda and listed on the London Stock Exchange (LSE:HSX). There are three main underwriting parts of the Group - Hiscox London Market, Hiscox UK and Europe and Hiscox International. Hiscox International includes operations in Bermuda, Guernsey and the USA. Hiscox Syndicates Ltd is authorized by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. The ability of syndicates at Lloyd’s to do business in the USA, and its territories, is restricted as they are not US-based insurers. Hiscox Underwriting Ltd and Hiscox ASM Limited are authorized and regulated by the Financial Conduct Authority. Hiscox Inc., a Delaware corporation headquartered in New York, d/b/a Hiscox Insurance Agency in CA, is a licensed insurance intermediary for admitted and surplus lines business. Hiscox Inc. underwrites on behalf of, and places business with, Hiscox Insurance Company Inc., other domestic insurers, and syndicates at Lloyd’s (www.lloyds.com). Hiscox Insurance Company Inc. (NAIC Number 10200) is a Chicago, IL domiciled insurer, which is admitted or licensed to do business in all 50 states and the District of Columbia. Inquiries as to insurance or other products or services should be directed to an insurance agent or broker licensed to conduct business in the relevant US state. For further information about an insurer’s ability to do business in the USA and US territories please contact a licensed agent or broker for advice.This communication provides general information on Hiscox’s products and services only and is not intended to be, and does not constitute, a solicitation of business by syndicates at Lloyd’s from or in respect of the USA or US territories. Coverages are subject to underwriting and may not be available in all states. The information contained herein is not a part of an insurance policy, and may not be used to modify any insurance policy that might be issued. In the event the actual policy forms are inconsistent with any information provided herein, the language of the policy forms shall govern.

About Hiscox in the US

Hiscox

520 Madison Avenue 32nd FloorNew York NY 10022

T 646 452 2353F 212 922 9652E inquiryusa@hiscox.comwww.hiscoxbroker.com

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