IN PARTNERSHIP WITH

Are You Ready to Buy a Home?

Course Outline• Introduction• Understand Financial Capability • Set your Financial Vision - Identify Your Goals and Values - Involve the Entire Household - Prioritize Your Goals - Analyze the Pros and Cons of Homeownership • Identify Your Pros and Cons of Owning a Home - Quantify Your Goal of Homeownership• Assess Your Financial Outlook for Homeownership - Understand How a Lender Looks at Creditworthiness: The 4 C’s of Credit - Housing Ratios - Rate Your Finances along the 4 C’s of Credit• Make an Action Plan - Gather the Information You Need • Understand the Steps in the Home buying Process • Meet Your Homeownership Team • Understand the Mortgage Payment and other Costs of Homeownership - Master the Mortgage Payment - Know What a Costs to Expect - Plan How Much you can Afford to Spend • Prequalify Yourself • Set Targets for Your 4 C’s of Credit - Decide to Purchase • Analyze How Ready You Are • Identify Your Next Steps• Summary & Discussions• Resources & Housing Counseling Opportunities

Contact Stephanie Bedford, 765-210-7708, for more information and to claim

your spot.

Advantage Housing Inc. is a HUD-approved Housing Counseling Agency through our HUD Intermediary Housing Action Illinois. Each participant will receive a course certificate upon completion.

Inst. ID # 478756