Information Platform for Everyone

“Community based Jatropha energy project & electric money system in Northern Mozambique”

COP23 side event 14th Nov 2017

Nippon Biodiesel Fuel co.,ltd.

Makoto Goda

makoto_goda@nbf-web.com 1

Back ground

• Up to 2013 our field in Mozambique didn’t have any accesses to Mobile Network.

• More than 70% of farmers in our villages have feature phone now.• Though Mobile Money have changed life style of rural farmers, remittance

information is just a part of their lives information.• In China, India and many other Asian countries, information flow has

changing, Financial Industry especially retail banks are loosing their core value .

• There are more than 2 billion unbanked and more than 4 billion BOP.

•Who will be Information Platform Providers for 4 billion?

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Main area of our activities.

カーボ・デルガド州

1,500km

500 km◎マプト（首都）

パイロットプロジェクト対象地

150 km50 km

◎ペンバ（州都）

F

F Nacololo

ADMプロジェクト対象地

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Finance

Biofuel for rural villages Organic fertilizer made of

JatophaE-Money, POS, E-voucher

Rice, Beans etc Recording life logs of farmers

NEDOJICA・JST

AECFG8 frame JICA

FoodEnergysectors

activities

Gov. relations

Local production and Local consumption model

10,000farmers

Degumming

Sales of cold drinks, ice

Rent lantans

Fuel for Maize Mills

Power for Telecom towers

MovitelFUNAE

Planting

Multi Energy Platform

Fertilizer supply

CEPAGRISDAEG8

FUNAE

Fuel supply

Refine

Horse plowing

4

5

Community building

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Community building

KIOSK of NBF

Discussion with farmers Harvest of rice

Technical support

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Community building

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Community building

Community building

9

Off Grid Windows

Equipment charged by solar panel Solar panel10

We open information windows in rural villages.

Easy to use with NFC and Mobile Phone

Operator in rural areas Tablet, Card Reader Writer and NFC Card

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Current activities(income and consumption)

• We purchase agro products from farmers through e-money. We know their income.

• We record how each farmer use money.

→We can trace effects of donors supports.

• We also record sales of our agent KIOSKs.

• We don’t need to ask them to provide their Financial Statements. We know money flow of every day base.

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Information Platform

• Villagers can order anything by using this terminal.

• Other business players and government also can use.

• Financial function is key, but this is not only that.

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14

0

5,000

10,000

15,000

20,000

25,000

30,000

35,000

40,000

45,000

0

5,000

10,000

15,000

20,000

25,000

30,000

35,000

40,000

9 10 11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7

2014 2015 2016

残高（

Mts）

電子マネー

IN/O

UT（

Mts）

電子マネー IN 電子マネー OUT 残高

Deposit in Ngeue village

Harvest seasonPlanting season Planting season Harvest season

Our Information Platform

Life log info Farmers collaborators

Production Fields info.Plants growing info.Agro Inputs supply.Technical support.Financial support.Production info.

Agro input dealers.Financial service providers.

Sales, Income Price info.Storage support.Money management support.

Agro traders.Factories.

Consuming, Life Income info.Spending info.

KIOSKsGoods providers for KIOSKs

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20% of profits before taxation

Strengthen Hard Common Assets like,

Common FirmCommon Forest

Common Irrigation

Strengthen Soft Common Assets like,

Knowledge, culture etc

Self-sustainable community

E-money economy Village

Tablet-R/W-NFC , Mobile Phones

Village Theater

Gov.News,

Announcement, Education

Donors.HIV, Culture,

Education

Private.CM, Sponsor for

Movies

E-money Agent KIOSKsThis is what we want

to achieve!!!

For decision:Facilitation for

how to decide on usage of the fund.

For implementation:Technical support

for agriculture, construction etc.

Ex.Farmers Field

School(FFS) of FAO

Support

Our Target: Self Sustainable Community

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Collaborations with FAO

Co-paymentin Cash at shops

1. The beneficiary participate personally

3. . E-voucher is issued in the card 4. The beneficiary purchase agricultural products in shops which have joined the Electronic Voucher

E-Voucher

2. FAO pay-in the other half

Agricultural products(fertilizer, seeds, pesticide…)

Electric money

Subsidiary from FAO in Electric money

E-Voucher

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FAO

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FAO

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Appendix : Operator Training 1

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Appendix : Operator Training 2

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Appendix : Briefing Session for Users 1

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Appendix : Briefing Session for Users 2

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Appendix : On-site Operations

Uniqueness of NBF

• Ground level activities.

• Building KIOSKs and Buddies as own information node.

• Implementation capability not only system provider.

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MUITO OBRIGADO!