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Use an app so you can check your budget anywhere, anytime.
Get familiar with diversification and why it’s best for your investments.
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Go back to basics with this budgeting calculator.
Don’t be afraid to haggle to get the best price. Gym membership, rent… it’s all negotiable.
Now that you’re organized, set up a budgeting system.
Use a software budgeting tool to track it.
Love credit card reward points? It’s not worth it if you’re paying interest.
Make a plan to pay off your credit card debt.
Have a big life milestone coming up? Work it into the budget early.
Avoid common financial mistakes to help stay ahead.
Protect against identity theft and keep your credit score safe.
Increase the value of your home on a small budget.
Automate your savings to help stay on track.
Set a savings goal equal to six months’ salary.
Check your credit score and identify areas of improvement.
Aim to save 15% of your income for retirement.
FRI
10Pack your lunch and lower your bill at restaurants.
Look at recurring expenses (car, utilities, phone) and call to make sure you have the best rate.
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TUE
21SUN
19Use cash instead of cards — studies show you tend to spend less.
Happy National Finance Awareness Day!
TUE
14Overhaul your grocery shopping strategy and save.
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12Use podcasts to improve your financial literacy.
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13
THU
02Comb through your expenses to minimize what you don’t need.
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27Earn more by starting a side gig.
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28SUN
26Set up a will, especially if you own property or have family.
Read about IRAs and see if they’re right for your retirement.
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30Start investing on a small scale.
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15Spend less. When you can’t, spend smart.
FRI
18Reduce your taxes by donating old clothes and unused items.
Install LED bulbs to save on your electric bill.
Think about your retirement goals and your options.
In honor of National Finance Awareness Day, take our 31-day challenge to improve your budget, save more and become financially savvy.