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Impact of farmers’ access to ICT services on household savings & credit payment. Experiences from the Philippines. Research Objectives. Understand how mobile/ICT applications changes farmer access Understand key elements of farmer adoptions - PowerPoint PPT Presentation
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Impact of farmers’ access to ICT services on
household savings & credit payment
Experiences from the Philippines
Research Objectives
• Understand how mobile/ICT applications changes farmer access
• Understand key elements of farmer adoptions
• Understand MFIs capability of pursuing new farmer segments, capture greater farmer data and promote cross-selling through ICT-based agriculture tech support and ultimately mobile money
Research Methodology
Malapatan Multi purpose Cooperative Sarangani, Mindanao
First Consolidated Cooperative Along Tañon Seaboards Cebu City, Visayas
Agri ICT Services
• Nutrient Manager• Crop Manager• e-Extension, Elearning (ATI)• Agriculture & Fishering Market Information System
111 farmer respondent
s
112 farmer respondents
MFIs Households
Work PlanDeliverables Target Completed ReportedPre field Phase: Tools development
Jun 2012 Jul 2012 Dec 2012
Field / data processing Phase: data gathering, encoding and analysis
Jul & Oct 2012 Jan 2013
Aug 2012Nov 2012 Dec 2012
Post field Phase:Report/ presentation writing
Aug Dec 2012Mar 2013
Nov 2012 Dec 2012
INITIAL FINDINGS
• Farmers’ savings and credit payment• Relation between the access to ICT services
and Farmers’ savings and credit payment level• Comparative analysis for Sarangani and Cebu• Perception of farmer households on the ICT
services
Farmers’ savings and credit payment• Farmer household spending pattern/priorities
Farmers’ savings and credit payment• Savings Method
• Savings Challenges
Farmers’ savings and credit payment
Farmers’ savings and credit payment• Loan history
Relation between the access to ICT services and Farmers’ savings and credit payment level
• Farm production• Farm production quality• Farm improvement• Demand for farm technical assistance
Relation between the access to ICT services and Farmers’ savings and credit payment level
• Farm production
Relation between the access to ICT services and Farmers’ savings and credit payment level
• Farm production quality
Relation between the access to ICT services and Farmers’ savings and credit payment level
• Farm improvement
Relation between the access to ICT services and Farmers’ savings and credit payment level
• Demand for farm technical assistance
Comparative analysis for Sarangani and Cebu
• Savings & Credit payment patterns• Farmer household production & improvement
priorities• Demand for technical assistance• Climate change coping mechanism• Farmer entrepreneurship
Perception of farmer households on the ICT services
CONCLUSIONS• Farmers need human intermediaries to facilitate learning
process and actual use of ICT services• Access to ICT services, household savings and repayment
capacity are not correlated to richness or poorness of the area
• Relation between access to ICT services and repayment capacity is much more complicated that need to be thoroughly investigated.
• ICT services can also be utilized for capacity building of MFIs whose impact will trickle down to the farmers
• Great need to develop farmer entrepreneurship through ICT services.