بﺎــــــﺴــﺣ ﺢـــــﺘــﻓ ......Iqama 2 / 30 PBG-IND-V.1-2019 PERSONAL INFORMATION á````«`` ü``î``` T äÉ````eƒ```∏`©``e Marital Status: Number of

Account Opening AgreementAnd other Banking Products and Services

320

9 /

031

4

إتفــــاقيـــــة فــتـــــح حــســــــابوالمنتجات والخدمات البنكية ا�خرى

PRIVATE BANKING

Account Holder(s) Name

Base Number

Relationship Manager

Photocopy of Saudi Identification Card Attached

Photocopy of Iqama (Non-Saudi Only) Attached

Original sighted and Copy attested Yes

Approved by

ÜÉ°ù◊G ÜÉë°UCG /ÖMÉ°U º°SG

…õcôŸG ºbôdG

ábÓ©dG ôjóe

Personal References á«°üî°ûdG äÉ«°UƒàdG

πÑb øe óªàYG

ÚjOƒ©°ù∏d á«æWƒdG ájƒ¡dG ábÉ£H øe IQƒ°U ≥aôe

1 -

2 -

- 1

- 2

ÚjOƒ©°ùdG Ò¨d áeÉbE’G øe IQƒ°U ≥aôe

º`©f IQƒ°üdG ábOÉ°üeh π°UC’G ≥«bóJ ”

Account Opening Application for Private Banking Services á``°UÉ`N á``«`µ`æ`H äÉ``eó`î`d ÜÉ``°ù`M í`à`a Ö`∏`W

( )

( )

( )

1 / 30PBG-IND-V.2-2021

ÜÉ`°ù`M í`àà á``«`bÉ`Ø`JGACCOUNT OPENING AGREEMENT

á````«``°ü``î```°T äÉ```èƒ```∏`©`èPERSONAL INFORMATION

Marital Status:Number ofDependents

‹É◊G πª©dG ‘ áeóÿG äGƒæ°S OóY

Years with Current EmployerName of Current Employer πª©dG á¡L º°SEG

iôNCG

OtherEmployment Position: :»Ø«XƒdG Ö°üæŸG∞Xƒe

Staffôjóe óYÉ°ùe

Assistant Managerôjóe

Manager

Occupation : :á`````æ```¡`````ŸG¢UÉN πªY ÖMÉ°U

óYÉ≤àe ΩÉY ´É£b ∞Xƒe

Self-Employed

Retired

∫õæe áHQ

Housewife,»eÉ ,Ö«ÑW)

(ïdG,¢Sóæ¡e

Professional (Doctor,Lawyer, Architect,etc.)

iôNCG

Other…ôµ°ùY

Military Public Sector Employee¢UÉN ´É£b ∞Xƒe

Private Sector Employee

Education Level:

Other Income:(Monthly)

:º«∏©àdG iƒà°ùeÉ«∏Y äÉ°SGQO

Post-Graduate»©eÉL

GraduateiôNCG

OtherπbCG hCG …ƒfÉK

Under-Graduate

Relationship with other Local Banks/Samba:

Years of Service in KSA (For Expatriates):

: ÉÑeÉ°S /iôNCG á«∏ ∑ƒæH ™e äÓeÉ©J

:(ÖfÉLCÓd) ájOƒ©°ùdG á«Hô©dG áµ∏ªŸG ‘ áeóÿG äGƒæ°S OóY

º©f’NoYes

.√ÉfOCG áeÓY ™°Vh AÉLôdG zº©æH{ ∂àHÉLEG âfÉc GPEGIf yes, please tick below.

∑ƒæÑdG/∂æÑdG º°SEG

Name of Bank/s

…QÉL ÜÉ°ùM

Current Accounts

ÒaƒJ ÜÉ°ùM

Savings Accounts

πLC’ ™FGOh

Time Deposits

á«fÉªàFEG ábÉ£H

Credit Cards

»°üî°T πjƒ“

Personal Finance

»æµ°S πjƒ“

MortgageÚeCÉJ

Insurance

:á«YÉªàLE’G ádÉ◊Gêhõàe

Married

ÜõYCG

Single

πeQCG /≥∏£eOGôaCG OóY

Iô°SC’G Divorced/Widow

Source of Income: :πNódG Qó°üeÖJGQ

SalaryIôM ∫ÉªYCG

BusinessiôNCG

OtherQÉéjEG

RentalóYÉ≤J

PensionájQÉªãà°SG äÉéàæe

Investment Products

iôNCG

Others

:ôNBG πNO …CG

(…ô¡°T)Monthly Salary: :…ô¡°ûdG ÖJGôdG

:∫hC’G º°SE’G

:ÜC’G º°SEG

:ó÷G º°SEG

:á∏FÉ©dG º°SEG

Title:

Account Owner

First Name:

Second Name:

Third Name:

Family Name/Surname:

ÜÉ°ù◊G ÖMÉ°U

:Ö≤∏dGó«°ùdGIó«°ùdGá°ùfBGiôNCG Mr.Mrs.Ms.Other

: OÓ«ŸG ïjQÉJ:¢ùæ÷Gá«°ùæ÷G

IO’ƒdG ¿Éµeáæ°S ô¡°T Ωƒj

≈ãfCG ôcP

(Day)

Female MaleNationality

Place of Birth

Gender: Date of Birth:

(Month)(Year)

áeÉbE’G ó∏H

Country of Residence

Identification: :á``````jƒ``¡````dGójóëàdG AÉLôdGPlease Specify

ájƒ¡dG ºbQ

ID No.

AÉ¡àfE’G ïjQÉJ

Expiry Date

áæ°S ô¡°T Ωƒj(Day)(Month)(Year)

á«æWƒdG ájƒ¡dG

National IDiôNCG

OtheráeÉbE’G

Iqama

2 / 30 PBG-IND-V.2-2021





OtherEmployment Position: : »Ø«XƒdG Ö°üæŸG

StaffAssistant ManagerManager

Occupation :Self-Employed

Retired

HousewifeProfessional (Doctor,

Lawyer, Architect,etc.)

Other Military Public Sector Employee Private Sector Employee

Education Level:

Other Income: (Monthly)



GraduateiôNCG


Under-Graduate





º©f’NoYes.√ÉfOCG áeÓY ™°Vh AÉLôdG zº©æH{ ∂àHÉLEG âfÉc GPEGIf yes, please tick below.


Name of Bank/s…QÉL ÜÉ°ùM

Current AccountsÒaƒJ ÜÉ°ùM

Savings AccountsπLC’ ™FGOh

Time Depositsá«fÉªàFEG ábÉ£H

Credit Cards»°üî°T πjƒ“

Personal Finance»æµ°S πjƒ“

MortgageÚeCÉJ

Insurance


Married

ÜõYCG

Single



Source of Income: : πNódG Qó°üeÖJGQ


BusinessiôNCG

OtherQÉéjEG

RentalóYÉ≤J


Investment Products

iôNCG

Others

(…ô¡°T) :ôNBG πNO …CG Monthly Salary: :…ô¡°ûdG ÖJGôdG

Title:

Second Account Owner

First Name:

Second Name:

Third Name:


Mr.Mrs.Ms.Other

:¢ùæ÷G

(Day)Female MaleNationality

Place of Birth


(Month)(Year)

: á`````æ```¡`````ŸG

ÊÉãdG ÜÉ°ù◊G ÖMÉ°U

:Ö≤∏dG

iôNCG ∞Xƒeôjóe óYÉ°ùeôjóe

¢UÉN πªY ÖMÉ°U


∫õæe áHQ ,»eÉ ,Ö«ÑW)

(ïdG,¢Sóæ¡e

iôNCG …ôµ°ùY ¢UÉN ´É£b ∞Xƒe


:ÜC’G º°SEG

:ó÷G º°SEG


ó«°ùdGIó«°ùdGá°ùfBGiôNCG

:OÓ«ŸG ïjQÉJá«°ùæ÷G


≈ãfCG ôcPáeÉbE’G ó∏H





OtherEmployment Position: : »Ø«XƒdG Ö°üæŸG

StaffAssistant ManagerManager

Occupation :Self-Employed

Retired

HousewifeProfessional (Doctor,

Lawyer, Architect,etc.)

Other Military Public Sector Employee Private Sector Employee

Education Level:

Other Income: (Monthly)



GraduateiôNCG


Under-Graduate

Relationship with other Local Bank/Samba:




º©f’NoYes.√ÉfOCG áeÓY ™°Vh AÉLôdG zº©æH{ ∂àHÉLEG âfÉc GPEGIf yes, please tick below.


Name of Bank/s…QÉL ÜÉ°ùM

Current AccountsÒaƒJ ÜÉ°ùM

Savings AccountsπLC’ ™FGOh

Time Depositsá«fÉªàFEG ábÉ£H

Credit Cards»°üî°T πjƒ“

Personal Finance»æµ°S πjƒ“

MortgageÚeCÉJ

Insurance


Married

ÜõYCG

Single





BusinessiôNCG

OtherQÉéjEG

RentalóYÉ≤J


Investment Products

iôNCG

Others

(…ô¡°T) :ôNBG πNO …CG Monthly Salary: :…ô¡°ûdG ÖJGôdG

Title:Third Account Owner

First Name:

Second Name:

Third Name:



Mr.Mrs.Ms.Other

:¢ùæ÷G


Place of Birth


(Month)(Year)

: á`````æ```¡`````ŸG

ådÉãdG ÜÉ°ù◊G ÖMÉ°U

:Ö≤∏dG

iôNCG ∞Xƒeôjóe óYÉ°ùeôjóe



∫õæe áHQ ,»eÉ ,Ö«ÑW)

(ïdG,¢Sóæ¡e

iôNCG …ôµ°ùY ¢UÉN ´É£b ∞Xƒe


:ÜC’G º°SEG

:ó÷G º°SEG


ó«°ùdGIó«°ùdGá°ùfBGiôNCG

:OÓ«ŸG ïjQÉJá«°ùæ÷G


≈ãfCG ôcPáeÉbE’G ó∏H


Identification: :á``````jƒ``¡````dGójóëàdG AÉLôdG

Please Specifyá«æWƒdG ájƒ¡dG

National IDÉ¡Yƒf

Type

ájƒ¡dG ºbQ

ID No.


Expiry Date

iôNCG

Other


áeÉbE’G

Iqama

Identification: :á``````jƒ``¡````dGójóëàdG AÉLôdG

Please Specifyá«æWƒdG ájƒ¡dG

National IDÉ¡Yƒf

Typeájƒ¡dG ºbQ

ID No.


Expiry Date

iôNCG

Other


áeÉbE’G

Iqama

3 / 30PBG-IND-V.2-2021


Education Level:

Other Income:(Monthly)



GraduateiôNCG


Under-Graduate





º©f’NoYes

.√ÉfOCG áeÓY ™°Vh AÉLôdG zº©æH{ ∂àHÉLEG âfÉc GPEGIf yes, please tick below.


Name of Bank/s

…QÉL ÜÉ°ùM

Current Accounts

ÒaƒJ ÜÉ°ùM

Savings Accounts

πLC’ ™FGOh

Time Deposits

á«fÉªàFEG ábÉ£H

Credit Cards

»°üî°T πjƒ“

Personal Finance

»æµ°S πjƒ“

MortgageÚeCÉJ

Insurance


Married

ÜõYCG

Single



iôNCG

Others

:ôNBG πNO …CG

(…ô¡°T)Monthly Salary: :…ô¡°ûdG ÖJGôdG



iôNCG

OtherEmployment Position: : »Ø«XƒdG Ö°üæŸG∞Xƒe

Staffôjóe óYÉ°ùe

Assistant Managerôjóe

Manager

Occupation : : á`````æ```¡`````ŸG


Retired

∫õæe áHQ

Housewife,»eÉ ,Ö«ÑW)

(ïdG,¢Sóæ¡e

Professional (Doctor,Lawyer, Architect,etc.)

iôNCG

Other…ôµ°ùY

Military Public Sector Employee¢UÉN ´É£b ∞Xƒe

Private Sector Employee


Self-Employed


:ÜC’G º°SEG

:ó÷G º°SEG


Title:

Fourth Account Owner

First Name:

Second Name:

Third Name:


™HGôdG ÜÉ°ù◊G ÖMÉ°U


:Ö≤∏dGó«°ùdGIó«°ùdGá°ùfBGiôNCG Mr.Mrs.Ms.Other

:OÓ«ŸG ïjQÉJ:¢ùæ÷Gá«°ùæ÷G


≈ãfCG ôcP


Place of Birth


(Month)(Year)

áeÉbE’G ó∏H




BusinessiôNCG

OtherQÉéjEG

RentalóYÉ≤J


Investment Products

I would like to receive special offers / promotional message and new product services information from Samba.

äÉéàæŸGh äÉeóÿG πFÉ°SQ hCG á«éjhÎdG ¢Vhô©dG øe ÖZQCG

.Iójó÷G

á``«``≤```jƒ°ù``àdG ¢Vhô©dGPROMOTIONAL OFFERS

If Yes please specify ójóëàdG ≈Lôj ,º©æH áHÉLE’G ádÉM »`a

Email iôNCG äGƒæb(SMS) á«°üf ádÉ°SQ π«ÁEGOther ChannelsSMS

No ’Yes º©f

Identification: :á``````jƒ``¡````dGójóëàdG AÉLôdGPlease Specify

á«æWƒdG ájƒ¡dG

National IDÉ¡Yƒf

Type

ájƒ¡dG ºbQ

ID No.


Expiry Date

iôNCG

Other


áeÉbE’G

Iqama

4 / 30 PBG-IND-V.2-2021

Local Address:

National Address:

National Address

Office Ads:

Permanent Address In Home Country(for Non-Saudi):

Correspondence Address:(Please Tick)

:»∏ëŸG ¿Gƒæ©dG

:πª©dG ¿GƒæY

ΩC’G ó∏ÑdG ‘ ºFGódG ¿Gƒæ©dG

:(ÚjOƒ©°ùdG Ò¨d)

:á∏°SGôŸG ¿GƒæY

(áeÓY ™°V)

:øµ°ùŸG ´ƒf

:∫É°üJE’G π«°UÉØJ

:™```Lô````e

:»æWƒdG ¿Gƒæ©dG

»æWƒdG ¿Gƒæ©dG

π«ª©dG ™e π°UGƒàdG øjhÉæYCONTACT INFORMATION

Country

Street

Unit No.

Zip Code

Country

Building No.

District

City

Additional No.

City

Address Line 2 Address Line 12 ¿Gƒæ©dG

P.O. BoxáæjóŸG

Zip Codeó∏ÑdG

´QÉ°ûdG

IóMƒdG ºbQ

…ójÈdG õeôdG

ó∏ÑdG

≈æÑŸG ºbQ

»◊G

áæjóŸG

‘É°VE’G ºbôdG

≈æÑŸG ºbQh º°SEG

1 ¿Gƒæ©dG

ójôH ¥hóæ°U

…ójÈdG õeôdG

Building Name & Number

áæjóŸG

City

∞JÉ¡dG ºbQ

Telephone No.

á≤£æŸG

Area

…ójÈdG õeôdG

Zip Code

á∏jƒëàdG

Extension

´QÉ°T

Street

ójôH ¥hóæ°U

P.O. Box

IQGOE’G º°SEG

Department

πª©dG ¿GƒæY

Office Address

á∏FÉ©dG ∂∏e

Family Owned

(Should not reside with you) Telephone No.

Telephone No.

ácô°ûdG øe øµ°S ∫óH

Company ProvidedQÉéjEG

Rented∂∏e

Own

»∏

Local

´QÉ°T

Street

áæjóŸG

Cityó∏ÑdG

Country

QhódG

Floor

á≤£æŸG

Areaøe Üô≤dÉH

Landmark

∞JÉ¡dG

Phone∫Gƒ÷G

(∂©e øµ°ùj’)º°SE’G

º°SE’G

Mobile

¢ùcÉØdG

FaxÊhÎµdE’G ójÈdG

∞JÉ¡dG ºbQ

∞JÉ¡dG ºbQ

E-mail

Name

Name

≈æÑŸG ºbQh º°SG

Building Name & Number

ójôH ¥hóæ°U

P.O. Box∞JÉ¡dG ºbQ

Telephone No.

Type of Residence:

Contact Details:

References:

Preferred Account(s) Language

English Arabic

á∏°†ØŸG äÉHÉ°ù◊G / ÜÉ°ù◊G á¨d

»HôY…õ«∏‚EG

Type of Account:

QÉàîŸG »µæÑdG ÜÉ°ù◊GBank Account Selection

:ÜÉ°ù◊G ´ƒf

…QÉLCurrentSavings (without Commission) (¬dƒªY ¿hóH) ÒaƒJ ÜÉ°ùMSavings (with Commission) (¬dƒªY ™e) ÒaƒJ ÜÉ°ùM

Currency of Account: :ÜÉ°ù◊G á∏ªY

SARUSD »µjôeCG Q’hO …Oƒ©°S ∫ÉjQGBP »æ«dÎ°SG ¬«æLEUR hQƒjOther iôNCG

:ÜÉ°ù◊G íàa øe ¢Vô¨dG

Other iôNCG

Purpose for Opening Account:

ÖJGQ πjƒ–Salary Transfer»°üî°T πjƒ“Consumer LoansÒaƒJSavings

5 / 30PBG-IND-V.2-2021

Account Holders / and Numbers صاحب الحساب / ورقم الحسابات

AccountHolder

Account No. ( ) رقم الحساب

صاحبالحساب

Account Date تاريخ الحساب

AccountHolder




AccountHolder




AccountHolder




AccountHolder




AccountHolder




AccountHolder




AccountHolder




AccountHolder




AccountHolder




AccountHolder




AccountHolder




Signature of the Account Holder

Signature of the Account Holder

Please accept Account Holder’s instructions, transmitted to you through facsimile (fax) .

Please accept Account Holder’s instructions, transmitted to you through Telephone, facsimile (fax).

Instructions Given By Telephone/Fax ¢ùcÉØdG / ∞JÉ¡dÉH IQOÉ°üdG äÉª«∏©àdG

ÜÉ°ù◊G ÖMÉ°U ™«bƒJ

ºµ«dEG á∏°SôŸG ÜÉ°ù◊G ÖMÉ°U äÉª«∏©J ∫ƒÑb AÉLôdG

. ¢ùcÉØdG ÈY

ÜÉ°ù◊G ÖMÉ°U ™«bƒJ

ºµ«dEG á∏°SôŸG ÜÉ°ù◊G ÖMÉ°U äÉª«∏©J ∫ƒÑb AÉLôdG

. ¢ùcÉØdGh ∞JÉ¡dG ÈY

ºbQ …CG øeFrom any NumberOó ºbQ øeºbôdG From Specific Number

ºbQ …CG øeFrom any NumberOó ºbQ øeFrom Specific NumberºbôdG

6 / 30 PBG-IND-V.2-2021

General Terms And Conditions

Definitions1. “Account” means each account opened or to be opened by

the Account Holder pursuant to the terms stated herein;

(Account agreement) contract to be signed by the bank and the account holder (customer), the Convention sets the rights and obligations of both parties, including restrictions calculations established by the Bank in accordance with the systems in force and the rules and accepted practices agreed under the Convention on the account opening and other conventions signed by the parties and FAQ the other provided by the account holder to the bank

“Account Holder” means the applicant for the Account and, in the case of a joint account, means each of the applicants;

“Samba” means Samba Financial Group; and commercial registration no. 1010035319 And is headquartered in King Abdul Aziz, P.O.BOX 833 Riyadh, 11421, Kingdom of Saudi Arabia.

“Instruments” means drafts and other non-cash instruments for payment of money.

Deposits2. All checks and Instruments deposited in the Account are

subject to collection in cash or solvent credits paid to the bank at its office. The bank has the right to debit the Account for the amount of any check or other instrument credited to the Account and not subsequently honored. The bank will not be liable for any loss due to the fault of any local or foreign collecting or correspondent bank.

Overdrafts3. Unless the Account Holder has an overdraft credit facility

under a separate credit agreement with the bank, (a) checks causing the Account to be overdrawn will be returned and the Account will be debited for SR25 for each check returned. (b) if a check creating an overdraft is inadvertently honored by the bank the Account Holder shall promptly, upon first demand, pay to the bank the amount of the overdraft plus a penalty in an amount to be determined by the bank from time to time and accruing for each day elapsing until the bank has been fully reimbursed in respect thereof. Without prejudice and in addition to the above, the bank shall have the right exercisable without any prior notice to the Account Holder to apply or transfer any credit balance in any account, deposit and/or investment of the Account Holder maintained with the bank in satisfaction of any indebtedness of the Account Holder owed to the bank.

Stopping Payment of a Check4. Except as otherwise provided in Article 5 below, the Account

Owner may stop payment on a check in accordance with the Commercial Papers Law regulations drawn on the Account if the Account Owner notifies the Bank by mail or by completing and delivering a stop order form at a Bank branch office. The stop order will be effective when noted by the Bank on its records of the Account, and shall remain effective for the period prescribed by applicable regulatory requirements for dated checks and 12 (twelve) months for undated checks. Any stop order to be effective must include the Account number, the number and date of the check, the name of the payee and the amount. The Account Owner shall indemnify the Bank against any loss or claim arising in connection with the Account Owner’s stop order instructions.

Stop-payment order for checks:5. The Bank is entitled to ignore any stop payment order

issued by the account holder with respect to any check drawn on the account, which was adopted by the Bank.

However, Account holder is approved this according to (a) to compensate the bank for any loss or damage can be exposed. (b) to pay to the bank, when his first request, the value of the check in question And any additional expenses incurred by the Bank in the event of a bank, or any of its branches, Messengers or agents to Pay the value of the check, (c) to notify the bank immediately and in writing in the case of Receipt of a check or destroyed.

á``eÉ```©`dG •hô```°ûdGh ΩÉ```µ``MC’G

:∞jQÉ©J

É≤ah ÜÉ°ù◊G ÖMÉ°U ¬ëàØj ±ƒ°S hCG ¬ëàa ÜÉ`°ùM π`c »æ`©J (ÜÉ`°ùM) -1

.á«bÉØJ’G √òg ‘ IQƒcòŸG ΩÉµMCÓd

ÜÉ°ù◊G ÖMÉ°Uh ∂æÑdG πÑb øe ™bƒj ó≤Y (ÜÉ°ù◊G íàa á«bÉØJEG)

É¡«a ÉÃ Úaô£dG øe πc äÉeGõàdEGh ¥ƒ≤M á«bÉØJE’G Oó– ,(π«ª©dG)

óYGƒ≤dGh ájQÉ°ùdG º¶æ∏d É≤ah ∂æÑdG πÑb øe áYƒ°VƒŸG á«HÉ°ù◊G Oƒ«≤dG

äÉ«bÉØJE’Gh ÜÉ°ù◊G íàa á«bÉØJEG ÖLƒÃ É¡«∏Y ≥ØàŸG ádƒÑ≤ŸG äÉ°SQÉªŸGh

πÑb øe áeó≤ŸG iôNC’G äÉª«∏©àdGh Úaô£dG πÑb øe á©bƒŸG iôNC’G

.∂æÑdG ¤EG ÜÉ°ù◊G ÖMÉ°U

ÜÉ°ù◊G ádÉM ‘h ÜÉ°ù◊G íàØd Ö∏£dG Ωó≤e »æ©J (ÜÉ°ù◊G ÖMÉ°U )

.Ö∏£dG »eó≤e øe óMGh πc »æ©J , ∑Î°ûŸG

ºbQ …QÉŒ πé°S :á«dÉŸG ÉÑeÉ°S áYƒª› »æ©J (ÉÑeÉ°S/∂æÑdG)

833 Ü.¢U ,õjõ©dG óÑY ∂∏ŸG ≥jôW ‘ »°ù«FôdG Égô≤eh 1010035319

.ájOƒ©°ùdG á«Hô©dG áµ∏ªŸG 11421 ¢VÉjôdG

, ájQÉéàdG ¥GQhC’G øe ÉgÒZh ôeC’ äGóæ°ùdG »æ©J (ájQÉéàdG ¥GQhC’G )

.ÜÉ°ù◊G íàa Ö∏£H Úeó≤àŸG Óc »æ©J , ∑Î°ûŸG ÜÉ°ù◊G ádÉM ‘h

:äÉYGójE’G

kGó≤f π«°üëà∏d ÜÉ°ù◊G ‘ áYOƒŸG á«dÉŸG ¥GQhC’Gh äÉµ«`°ûdG áaÉc ™°†îJ -2

≈∏Y ó«≤j ¿CG ∂æÑ∏d ≥ëjh ,√ô≤e ‘ ∂æÑdG ¤EG áYƒaóe á∏FÉ°S Ió°UQCÉH hCG

ºàj ⁄h ÜÉ°ù`ë∏d áaÉ°†e iôNCG á«dÉe ábQh …CG hCG äÉµ«°T …CG áª«b ÜÉ°ù◊G

áÄ°TÉf IQÉ°ù`N ájCG ø`Y ∫ƒÄ°ùe ∂æÑdG ¿ƒµj ød ±ƒ°Sh , kÉ≤M’ É¡àª«≤H AÉaƒdG

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7 / 30PBG-IND-V.2-2021

Statements and Advices6. The bank will send the Account Holder statements of the

Account and written advices of transactions in the Account in accordance with the bank’s customary practices. The Account Holder agrees to review and give the bank prompt notice of any alleged errors in any statement or advice. All statements and advices shall be conclusively deemed correct unless errors are brought to the attention of the bank in writing, within the time period specified in the periodic statements of account.

Legal Proceedings7. Processed Transactions through ATM will be executed

under restrictions placed by the Bank from time to time. In Addition, Bank will not be responsible in any way to the owner of the ATM Card if it is no longer needed to serve or if the card is pulled by the bank for any reason.

Clearing 8. The Account Holder fully authorizes the bank to set-off and

apply any and all credit balance(s) arising now or at any time hereinafter in the account and all the Account Holder’s accounts with the bank and all other monies of the Account Holder held by the bank from time to time, and further authorizes the bank at its sole discretion to sell and encash or otherwise realize all securities, commercial paper as above described and other property of the Account Holder held by the bank from time to time and to apply the net proceeds thereby arising in each case in or toward satisfying the Account Holder’s liabilities and obligations to the bank including the payment of all fees, taxes, duties, losses, claims and other charges arising in connection with the Account. The Account Holder also agrees that the bank is fully authorized to take action in accordance with the provisions of this Clause 8 without notice to the Account Holder. Any security given to the bank by or on the Account Holder’s behalf for any purpose shall extend to any amount owing from the Account Holder after exercise of such rights of set-off.

Joint Account

9. If the Account is a joint account, credit balances will be owned jointly by the Account Holders. Each of the Account

Holders may make deposits in and, if his or her signature

card is on file with the bank may make withdrawals from the

Account and the bank shall be entitled to act on written

instructions with respect to the Account signed by all

Account Holders or by any one of them alone. Each Account

Holder authorizes the other to deposit in the Account any

checks or other Instruments payable to all or any of the

Account Holders, and should any such check or Instrument

be received by the bank without endorsement, the bank is

hereby authorized to endorse the same on behalf of the

Account Holders and to credit the same to the Account.

Credit balances in the Account at any time or times may be

withdrawn or otherwise disposed of in whole or in part by

check or other written instructions signed by any one of the

Account Holders (or any Account Holder’s attorney-in-fact or

other legal representative) without the written consent of

any other Account Holder. the bank shall have no duty of

enquiry as to checks or orders payable to the Account Holder

if such checks or orders have been signed by the same.

Payments or withdrawals from the Account on the orders or

instructions of any of the Account Holders may be made

regardless of whether the other Account Holder or Holders

are alive at the time of payment, but if the bank is given

written notice of the death of the Account Holder, the bank

shall be entitled to suspend operation of the Account and to

block any credit balance until the bank has received written

instructions pursuant to a court order or signed by the

surviving Account Holder(s) and the legal representatives or

heirs of the deceased Account Holder. The Account Holders

jointly and severally release the bank from any liability in

making or withholding payments pursuant to this Clause.

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8 / 30 PBG-IND-V.2-2021

The bank may exercise the right of set-off referred to in Clause 8 above and apply all or any of the credit balance in the Account to any indebtedness, mature or unmatured, owed by the Account Holder to the bank without notice to or further consent from any other Account Holder.Any debit balance arises on the joint account for any reason (and any other liability that may arise) will be collectively responsible for all account holders. Will not be exempt from such liability or affected as a result of the death or disability of any one or more of the account holders.Authorized Signatories

10. Notwithstanding any contrary information in any public announcement, the bank shall be entitled to rely on instructions as to authorized signatories until written revocation of such instructions by the Account Holder has been delivered to and receipt acknowledged by the bank. The bank shall have no duty of enquiry as to checks or orders payable to any authorized signatory.If the Account Holder(s) elects not to adopt the bank’s standard form Power-of-Attorney and instead wish(es) to provide to the bank a notarized Power-of-Attorney then the bank shall be entitled to rely on such Power-of-Attorney (and to that extent Clauses 20 to 21 inclusive shall, where the context so admits, apply) until receipt by the bank of a written notice cancelling or revoking the same.

Closing the Account :11. Either the account holder or the bank may close the

account at any time for any reason. Upon closing of the account by the bank, the bank will mail to the account holder a notice and a check for the final credit balance, if any, provided that in case of a Joint account, the check will be made payable jointly to all the account holders and will be delivered only upon their jointly signed Instructions If the customer wishes to close the account, he should submit a request to close his account and return the cheques, ATM card and bank card, which the bank will destroy in the presence of the customer. The bank will then pay the whole amount in the account to the customer. The bank can decline the customer’s request if there are transactions which originated under the power and existence of the account.

Change of Terms of Agreement, Waivers, Assignment and Notices

12. The bank may change the terms of this Agreement at any time by written notice given by mail and sent to the address of the Account Holder as shown on the bank’s records. No term or provision of this Agreement may be waived or modified unless in writing and signed by the party against whom such waiver or modification is sought to be enforced. the bank’s failure to insist at any time upon strict compliance with this Agreement or with any other terms hereunder or any continued course of such conduct on its part shall in no event constitute or be considered a waiver by the bank of any of its rights or privileges. This Agreement contains the entire understanding between the Account Holder and the bank concerning the subject matter of this Agreement. The Account Holder may not assign his rights and obligations hereunder without first obtaining the prior written consent of the bank. Notice or other communications delivered or mailed to the address given below shall, until the bank has received notice in writing of a different address, be deemed to have been personally delivered to the Account Holder.

Complaints and Venue for Legal Proceedings and Illegality

13. Except as otherwise provided in Clause 6 with respect to notification of any alleged error in periodic statements or advices, any other complaints of the Account Holder with respect to the Account shall be brought promptly to the attention of the bank at its branch at which the Account is maintained and, if the matter cannot be amicably resolved, the Account Holder may bring legal proceedings before the SAMA Committee for the Settlement of Banking Disputes. If the Account Holder fails to commence such proceedings within 12 months.after the transaction giving rise to the complaint occurred,

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ÜÉ°ù◊G ÜÉë°UCG πµd ™aó∏d ÓHÉb ∂«°ûdG ¿ƒµj ±ƒ°S ∑Î°ûŸG ÜÉ°ù◊G

øe É¡«∏Y ™bƒe äÉª«∏©J »≤∏J ádÉM ‘ §≤a ¬ª«∏°ùJ ºàj ±ƒ°Sh ÚæeÉ°†àŸG

Öéj ¬fEÉa ÜÉ°ù◊G πØb ‘ π«ª©dG ÖZQ ∫ÉM ‘h .ÜÉ°ù◊G ÜÉë°UCG ™«ªL

‹B’G ±Gô°üdG ábÉ£Hh äÉµ«°ûdG IOÉYEGh ¬HÉ°ùM πØ≤H Ö∏W Ëó≤J ¬«∏Y

≠∏ÑŸG πeÉc π«ª©dG º∏°ùjh π«ª©dG ΩÉeG É¡aÓJÉH Ωƒ≤jh ÜÉ°ù◊G ábÉ£Hh

ÜÉ°ù◊G •ÉÑJQG ádÉM ‘ π«ª©dG Ö∏W ¢†aQ ∂æÑ∏dh . ¬HÉ°ùM ‘ OƒLƒŸG

Ö∏£àJ √OƒLhh ÜÉ°ù◊G Gòg Iƒb ≈∏Y äCÉ°ûf á«dÉe äÉeóîH ¬∏Øb Üƒ∏£ŸG

. ÜÉ°ù◊G QGôªà°SG

:äGQÉ£NE’Gh ∫RÉæàdG ,AÉ¨dE’G ,á«bÉØJE’G ΩÉµMCG Ò«¨J

»£N QÉ£NG ÖLƒÃ âbh …CG ‘ á«bÉØJ’G ΩÉµMCG Ò¨j ¿CG ∂æÑ∏d Rƒéj -12

,∂æÑdG äÓé°ùH ÚÑe ƒg Éªc ÜÉ°ù◊G ÖMÉ°U ¿GƒæY ≈∏Y ójÈdÉH π°Sôj

∂dP ¿Éc GPEG ’EG á«bÉØJ’G √òg ‘ ¢üf hCG óæH …CG πjó©J hCG AÉ¨dEG Rƒéj ’h

AÉ¨dE’G ∂dP PÉØfEG ¤EG á«ædG ¬éàJ …òdG ±ô£dG πÑb øe ¬«∏Y kÉ©bƒeh kÉ«£N

πeÉµdG ó«≤àdG ≈∏Y âbh …G ‘ QGô°UE’G ‘ ∂æÑdG π°ûa ¿Gh ,¬«∏Y πjó©àdGhCG

∂dòd Iôªà°ùe á°SQÉ‡ ájCÉH hCG É¡ÑLƒÃ ºàJ •hô°T ájÉH hCG á«bÉØJ’G √ò¡H

≈∏Y ä’É◊G øe ádÉM ájCG ‘ ô°ùØj hCG πµ°ûj ød ±ƒ°S É¡ÑfÉL øe ∂∏°ùŸG

√òg øª°†àJh ,¬JGRÉ«àeEG hCG ¬bƒ≤M øe …CG øY ∂æÑdG πÑb øe ∫RÉæJ ¬fCG

≥∏©àj Éª«a ∂æÑdGh ÜÉ°ù◊G ÖMÉ°U ÚH Éª«a áªgÉØŸG πeÉc á«bÉØJ’G

ådÉK ±ôW …’ ∫RÉæàj ¿CG ÜÉ°ù◊G ÖMÉ°üd Rƒéj ’h ,á«bÉØJ’G ´ƒ°VƒÃ

á≤Ñ°ùe á«£N á≤aGƒe ≈∏Y ¬dƒ°üM ó©H ’EG É¡ÑLƒÃ ¬JÉeGõàdEGh ¬bƒ≤M øY

ójÈdÉH ¬dÉ°SQEG hCG ¬ª«∏°ùJ ºàj ôNBG ∫É°üJG …CG hCG QÉ£NEG …CG .∂æÑdG øe

¿GƒæY …ÉH kÉ«£N kGQÉ£NG ∂æÑdG ≈≤∏`àj ¿CG ¤EGh ,√ÉfOCG ÚÑŸG ¿Gƒæ©dG ≈∏Y

.ÜÉ°ù◊G ÖMÉ°üd kÉ«°üî°T º∏°S ób ¿Éc ƒd Éªc Èà©«°S ,∞∏à

:äÉØdÉîŸGh á«fƒfÉ≤dG äGAGôLE’G PÉîJG á≤jôWh …hÉµ°ûdG

ΩƒYõe CÉ£N …CG øY QÉ£NC’ÉH ≥∏©àj Éª«`a 6 IOÉŸG ‘ ¬«∏Y ¢üf Ée AÉæãà°SÉH -13

ÖMÉ°U ô£îj ¿CG Öéj ¬fEÉa äGQÉ©°T’G hCG ájQhódG ÜÉ°ù◊G äÉaƒ°ûc ‘

´ôØH ∂dPh ÜÉ°ù◊ÉH ≥∏©àj Éª«a iôNCG …hÉµ°T …CÉH kGQƒa ∂æÑdG ÜÉ°ù◊G

´ƒ°VƒŸG π◊ π°UƒàdG ºàj ⁄ GPEGh ,ÜÉ°ù◊ÉH ¬«a ßØàëj …òdG ∂æÑdG

áæ÷ ΩÉeG á«fƒfÉ``b äGAGôLG PÉîJG ÜÉ°ù◊G ÖMÉ°üd Rƒéj ájOh á≤jô£H

ÖMÉ°U π°ûa GPEGh ,…Oƒ©°ùdG …õcôŸG ∂æÑ∏d á©HÉàdG á«aô°üŸG äÉYRÉæŸG

ÜÉÑ°SCG çhóM øe kGô¡°T 12 ∫ÓN äGAGôLE’G ∂`∏J PÉîJG ‘ ÜÉ°ù◊G

,iƒµ°ûdG

the Account Holder shall be conclusively deemed to have waived any and all rights to bring any such proceedings. If at any time any provision of this Agreement is or becomes illegal, invalid or unenforceable in any respect under the law of any jurisdiction, neither the legality, validity, or enforceability of such provision, under the law of any other jurisdiction, nor that of any other provisions hereof under the law of such jurisdiction or any other jurisdiction shall in any way be affected or impaired thereby and the bank shall have no liability to the Account Holder in respect thereof. Unless otherwise stipulated, this Agreement and all the facilities herein referred to and hereinafter appearing shall be governed by and construed in accordance with Saudi Arabian laws and regulations and any laws of any other applicable jurisdictions.

∂∏J PÉîJG ‘ ¥ƒ≤◊G áaÉch øe kÉjCG á«∏c ≈¨dCG ób ÜÉ°ù◊G ÖMÉ°U Èà©j

øe âbh …CG ‘ á«bÉØJ’G √òg ¢Uƒ°üf øe ¢üf …CG íÑ°UCG GPEGh ,äGAGôLE’G

∫Éµ°TC’G øe πµ°T …CÉH PÉØæ∏d πHÉb ÒZ hCG í«ë°U ÒZ hCG ÊƒfÉb ÒZ äÉbhC’G

áë°Uh á«fƒfÉb ¿EÉa ,»FÉ°†b ¢UÉ°üàNG …CG ‘ á≤Ñ£ŸG ÚfGƒ≤dG ÖLƒÃ

¿CG Éªc ,ôNBG ¢UÉ°üàNG …CG ‘ á≤Ñ£ŸG ÚfGƒ≤∏d kÉ≤ah ¢üædG ∂dP PÉØfh

¿ƒfÉ≤∏d kÉ≤ah á«bÉØJ’G √òg ‘ iôNCG ¢Uƒ°üf ájCG PÉØfh áë°Uh á«fƒfÉb

πµ°T …CÉH ôKCÉàJ ød ±ƒ°S ôNBG ¢UÉ°üàNG …CG hCG ¢UÉ°üàN’G ∂dP ‘ ≥Ñ£ŸG

≥∏©àj Éª«a ÜÉ°ù◊G ÖMÉ°U √ÉŒ ’ƒÄ°ùe ∂æÑdG ¿ƒµj ød ±ƒ°Sh ∫Éµ°TC’G øe

äÉeóÿG áaÉch á«`bÉØJ’G √òg ™°†îJ ,∂dP ±ÓN ¢üæj ⁄Ée ∂dòH

ájOƒ©°ùdG á«Hô©dG áµ∏ªŸG ÚfGƒbh ¢UÉ°üàN’ É≤ah ô°ù`ØJh á≤MÓdGh IQƒcòŸG

.∫ƒ©ØŸG ájQÉ°S ¿ƒµJ iôNCG á«FÉ°†b äÉ°UÉ°üàNG hCG ÚfGƒb ájCG hCG/h

9 / 30PBG-IND-V.2-2021

Foreign Currency AccountThe following Clauses 14 to 16 inclusive shall, in addition to the aforementioned, apply to Foreign Currency Accounts opened by the bank at the Account Holder’s request.

14. If the currency of the Account is other than Saudi Riyals, Account credit balances may be deposited by the bank in the name of the bank, but for the risk of the Account Holder, with correspondent banks in or outside the country of such currency, and the Account Holder accepts the risks of all legal or administrative restrictions now or hereafter imposed with respect to exchange or transfer of such currency and all taxes or charges imposed by the country of such currency. Withdrawals from the Account of such currency may be made by draft in a form approved by the bank or by telegraphic or telex transfer, or by cash withdrawals to the extent approved by the bank at the request of the Account Holder in writing. Also, any service change related to account withdrawals will be charge on customer account.

15. The bank shall have no responsibility for or liability to the Account Holder for any diminution in the Account due to taxes or imposts or depreciation in the value of the funds credited to the Account ( which funds may be deposited by the Account Holder subject to the bank’s control with such depository/ies as the bank may select) or for the unavailability of such funds due to restrictions on convertibility, requisitions, involuntary transfers, restraints of any character, exercise of military or usurped powers, or other similar causes beyond the bank’s control. The bank shall be entitled without prior notice to the Account Holder to make any currency conversion it considers necessary or desirable for the purposes of complying with its rights under this agreement. Any such conversion shall be effected by the bank in such manner and at such rates as it may in its discretion determine (having due regard to the prevailing rates of freely convertible currencies).

16. The bank may, at any time at its discretion, discharge its entire liability with respect to the Account by mailing to the Account Holder at the address indicated on the application for the Account, the bank’s draft in the currency of the Account without recourse to the bank as drawer, payable to the order of the Account Holder in the amount of the then credit balance in the Account, together with such other documents, if any, as may be necessary, in the bank’s sole discretion, to transfer to the Acount Holder such claims as the bank may have on such funds.

Power Of Attorney With Respect To AccountsThe following Clauses 17 to 18 inclusive shall, in addition to the aforementioned, apply if the Account Holder elects to appoint an Attorney - in Fact.

:á«ÑæLCG äÓªY ÜÉ°ùM

±ƒ°S (á∏eÉ°T) 16 ¤EG 14 øe á«dÉàdG OGƒŸG ¿EG ,Ωó≤J Ée ¤EG áaÉ°VE’ÉH

≈∏Y AÉæ`H ∂æÑdG É¡ëàØj »àdG á«ÑæL’G äÓª©dG äÉHÉ°ùM ≈∏`Y ≥Ñ£J

.ÜÉ°ù◊G ÖMÉ°U äÉª«∏©J

¿CG ∂æÑ∏d Rƒéj ,…Oƒ©°ùdG ∫ÉjôdG ÒZ á∏ª©H kÉMƒàØe ÜÉ°ù◊G ¿Éc GPEG -14

ÖMÉ°U á«dƒÄ°ùe ≈∏Y øµdh ,∂æÑdG º°SÉH áæFGódG ÜÉ°ù◊G Ió°UQCG Óƒj

∂∏J ¬«dEG »ªàæJ …òdG ó∏ÑdG êQÉN hCG πNGO á∏°SGôe ∑ƒæH ™e ,ÜÉ°ù◊G

ájQGOE’G hCG á«fƒfÉ≤dG Oƒ«≤dG áaÉc ôWÉ ÜÉ°ù◊G ÖMÉ°U πÑ≤jh ,á∏ª©dG

πjƒ– hCG ±ô°üH ≥∏©àj Éª«a kÓÑ≤à°ùe ¢VôØJ ób »àdG hCG É«dÉM á°VhôØŸG

áÑMÉ°U ádhódG É¡°VôØJ »àdG Ωƒ°SôdG hCG ÖFGô°†dG áaÉch á∏ª©dG ∂`∏J

á∏ª©dG ∂∏àH ìƒàØŸG ÜÉ°ù◊G øe äÉHƒë°ùdG ºàJ ¿CG Rƒéjh ,á∏ª©dG

ádGƒM ÖLƒÃ hCG ∂æÑdG √óªà`©j …òdG πµ°ûdÉH ‘ô°üe ∂«°T ÖLƒÃ

øe »£N Ö∏W ≈∏Y AÉæH ∂æÑdG ¬«∏Y ≥àGƒj …òdG ióŸG ¤EG ájó≤f

hCG Ωƒ°SQ ájG ™aój ¿CG ÜÉ°ù◊G ÖMÉ°U ≈∏Y Ú©àjh ÜÉ°ù◊G ÖMÉ°U

ájó≤ædG äÉHƒë°ùdG ™°†îJh ,ÜÉ°ù◊G øe äÉHƒë°ùdÉH á≤∏©àe äÉahô°üe

.á∏ª©dG ∂∏J ôaƒJ ióŸ á«ÑæLC’G á∏ª©dGh

ÜÉ°ù◊G ‘ ¢ü≤f …CG øY ÜÉ°ù◊G ÖMÉ°U √ÉŒ ’ƒÄ°ùe ∂æÑdG ¿ƒµj ød -15

ÜÉ°ùë∏d áaÉ°†ŸG Ió°UQC’G áª«b ‘ ¢ü≤ædG hCG óFGƒ©dG hCG ÖFGô°†dG ÖÑ°ùH

ájCG ™e ∂æÑdG ±Gô°TÉH ÜÉ°ù◊G ÖMÉ°U πÑb øe ÓƒJ ¿CG Rƒéj »àdGh)

Ió°UQC’G ∂∏J ôaƒJ ΩóY øY hCG (∂æÑdG ÉgQÉàîj ´GójEG äÉ¡L hCG á¡L

øe ´ƒf …G ,ájÈ÷G äÓjƒëàdG ,IQOÉ°üŸG ,πjƒëàdG ≈∏Y Oƒ«b ÖÑ°ùH

øe ∂dP ÒZ hCG ,áÑ°UÉZ iƒb hCG ájôµ°ùY äÉ«MÓ°U á°SQÉ‡ ,Oƒ«≤dG

≥HÉ°S ¿hO ∂æÑ∏d ≥ëjh ,∂æÑdG IOGQEG øY áLQÉÿG á∏KÉªŸG ÜÉÑ°SC’G

∂dP ¿Éc ≈àe á∏ª©∏d πjƒ– …ÉH Ωƒ≤j ¿CG ÜÉ°ù◊G ÖMÉ°üd QÉ£NEG

,á«bÉØJ’G √òg ÖLƒÃ ¬bƒ≤M á°SQÉ‡ ¢VGôZC’ kÉªFÓe hCG kÉjQhô°V

»àdG QÉ©°SCÓd kÉ≤ahh á≤jô£dÉH πjƒëàdG ∂dP PÉØfÉH ∂æÑdG Ωƒ≤j ±ƒ°Sh

IóFÉ°ùdG QÉ©°SC’G QÉÑàYE’G Ú©H òNC’G ™e) √QÉ«àNEG ¢†ëÃ ÉgOóëj

.(Oƒ«b ¿hO πjƒëà∏d á∏HÉ≤dG äÓª©∏d

¬JÉ«dƒÄ°ùe πeÉc »∏îj ¿CG √QÉ«àNG ¢†ëÃh âbh …CG ‘ ∂æÑ∏d Rƒéj -16

ÖMÉ°U ¤EG ójÈdG ≥jôW øY π°Sôj ¿CÉH ∂dPh ÜÉ°ù◊ÉH ≥∏©àj Éª«a

kÉ«aô°üe kÉµ«°T ÜÉ°ù◊G íàa Ö∏W ‘ í°VƒŸG ¿Gƒæ©dG ≈∏Y ÜÉ°ù◊G

ôeC’ ™aódG ≥ëà°ùe ,ÖMÉ°ùc ∂æÑdG ´ƒLQ ¿hO ,ÜÉ°ù◊G á∏ª©H

äGóæà°ùe ájG ™e ,ÜÉ°ù◊G ‘ øFGódG ó«°UôdG ≠∏ÑÃ ÜÉ°ù◊G ÖMÉ°U

¤EG π≤æJ »µd ,äóLh ¿EG ájQhô°V ,√ôjó≤àd kÉ≤ah ,∂æÑdG ÉgGô`j iôNCG

∂∏J ≈∏Y ∂æÑ∏d á≤ëà°ùe ¿ƒµJ ób »àdG äÉÑdÉ£ŸG ÜÉ°ù◊G ÖMÉ°U

.Ió°UQC’G

äÉHÉ°ùë∏d ádÉch

GPEG (á∏eÉ°T) 18 ¤EG 17 øe á«dÉàdG äGô≤ØdG ≥Ñ£J ,Ωó≤J Ée ¤EG áaÉ°VE’ÉH

.π«ch Ú«©J ÜÉ°ù◊G ÖMÉ°U QÉàNG

17. If the bank is presented with power of attorney, authorizing an Attorney-in Fact to operate the Account, which the bank has reasonable grounds to believe was signed by the Account Holder, the bank shall be entitled to rely upon such power of attorney and shall not be liable for, nor chargeable with notice of, any legal deficiencies in respect of the contents or formalities of execution or the absence of notarization of the power of attorney, and the Account Holder hereby requests the bank to rely upon such power of attorney and honor all checks or instruments drawn upon the Account by the grantee of such power of attorney, regardless of whether such checks or instruments are payable to the Account Holder or such grantee or otherwise, and the power of attorney shall be conclusively presumed to be in full force and effect until such time as the bank receives from the Account Holder a written revocation of the power of attorney (irrespective of any earlier date specified in such written notice as the effective date of such revocation) The Account Holder shall indemnify and hold the bank harmless from any and all claims and liabilities paid or incurred by the bank in connection with reliance upon and the operation of the Accounts by the grantee of any such power of attorney.

18. In consideration of the bank acting in reliance hereon, the Account Holder agrees that any action taken hereunder by the Attorney(s) prior to receipt by the bank of written revocation hereof signed by the Account Holder, or of actual notice of the Account Holder’s death, shall be binding upon the Account Holder, the Account Holder’s estate and the Account Holder’s personal representatives.

19. The Account Holder hereby acknowledges that the bank is entitled to rely upon and act in accordance with, but the bank will not be obliged so to do and will incur no liability for failing so to do, any instruction, authorization or other communication whatsoever which may be or purport to be given from time to time on the Account Holder’s behalf by

¿Éc GPEGh ,ÜÉ°ù◊G π«¨°ûàd AÓcƒdG óMCG ∫ƒîJ ádÉch ∂æÑ∏d âeób GPEG -17

øe á©bƒe ádÉcƒdG ∂∏J ¿CÉH OÉ≤àYEÓd ∂æÑdG ™aój Ée ÜÉÑ°SC’G øe ∂dÉæg

ødh ádÉcƒdG ∂∏J ≈∏Y óªà©j ¿CG ∂æÑ∏d ≥ëj ¬fEÉa ,ÜÉ°ù◊G ÖMÉ°U πÑb

Üƒ«Y hCG ¢übGƒf ájCÉH ≥∏©àj Éª«a QÉ£NG ¬«LƒàH Éeõ∏e hCG ’ƒÄ°ùe ¿ƒµj

,∫óY ÖJÉc øe É¡≤jó°üJ ΩóY hCG ádÉcƒdG πµ°T hCG ¿ƒª°†e ‘ á«fƒfÉb

≈∏Y óªà©j ¿CG ∂æÑdG øe ÜÉ°ù◊G ÖMÉ°U Ö∏£j á«bÉØJ’G √òg ÖLƒÃh

≈∏Y áHƒë°ùŸG á«dÉŸG ¥GQhC’G hCG äÉµ«°ûdG áaÉc ™aój ¿CÉH ádÉcƒdG ∂∏J

ÉªY ô¶ædG ¢†¨Hh ,ádÉcƒdG ∂∏J ¬d âëæe …òdG ¢üî°ûdG πÑb øe ÜÉ°ù◊G

ÜÉ°ù◊G ÖMÉ°üd ™aódG á≤ëà°ùe á«dÉŸG ¥GQhC’G hCG äÉµ«°ûdG ∂∏J âfÉc GPEG

ájQÉ°S ádÉcƒdG ∂∏J Èà©Jh ,ÉªgÒZ hCG ¬dÉcƒdG ¬d âëæe …òdG ¢üî°ûdG hCG

¢†¨H) É¡d É«£N AÉ¨dEG ÜÉ°ù◊G ÖMÉ°U øe ∂æÑdG ≈≤∏àj ¿CG ¤EG ∫ƒ©ØŸG

ïjQÉàH ≥∏©àj Éª«a »£ÿG QÉ£N’G ∂dP ‘ ÚÑe ≥HÉ°S ïjQÉJ …CG øY ô¶ædG

πHÉ≤e ∂æÑdG ¢Vƒ©j ¿CG ÜÉ°ù◊G ÖMÉ°U ≈∏Y Ú©àjh .(AÉ¨dE’G ∂dP PÉØf

∂∏J ≈∏Y √OÉªàYÉH ∂æÑdG É¡∏ªëj hCG É¡©aO »àdG äÉ«dƒÄ°ùŸGh äÉÑdÉ£ŸG áaÉc

.ádÉcƒdG ¬d âëæe …òdG ¢üî°ûdG πÑb øe ÜÉ°ù◊G π«¨°ûJ ÖÑ°ùH hCG ádÉcƒdG

≥aGƒj ,ádÉcƒdG √òg ≈∏Y Góª`à©e πª©dGh ±ô°üàdÉH ∂æÑdG ΩÉ«b πHÉ≤èh ¬fG -18

AÓcƒdG/π«cƒdG πÑb øe √PÉîJG ºàj AGôLEG …CG ¿CG ≈∏Y ÜÉ°ù◊G ÖMÉ°U

πÑb øe ™bƒe ádÉcƒ∏d É«£N AÉ¨dEG ∂æÑdG ΩÓà°SG πÑbh ádÉcƒdG √ò`g ÖLƒÃ

±ƒ°S ,ÜÉ°ù◊G ÖMÉ°U IÉaƒH »∏©a QÉ£NG ΩÓà°SG hCG ,ÜÉ°ù◊G ÖMÉ°U

Ú∏ãªŸGh ÜÉ°ù◊G ÖMÉ°U ácôJh ÜÉ°ù◊G ÖMÉ°üd Éeõ∏e ¿ƒµj

.ÜÉ°ù◊G ÖMÉ°üd Ú«°üî°ûdG

±ô°üàjh ≈∏Y óªà©j ¿CG ∂æÑ∏d ≥ëj ¬fCÉH ÜÉ°ù◊G ÖMÉ°U ô≤j Gòg ÖLƒÃ -19

πªëàj ød ±ƒ°S ¬fCG Éªc ±ô°üàdÉH Éeõ∏e ¿ƒµj ød ∂æÑdG ¿G ÒZ) kÉ≤ah

∫É°üJG …G hCG ¢†jƒØJ hCG äÉª«∏©J áj’ (±ô°ü`àdG øY ¬YÉæàe’ á«dƒÄ°ùe ájG

øe ôNB’Gh Ú◊G ÚH QOÉ°U ¬fCG ó≤à©j hCG QOÉ°U ¬Yƒf ¿Éc Éª¡e ôNBG

10 / 30 PBG-IND-V.2-2021

21. The terms of this indemnity shall remain in full force and effect unless and until the bank receives and has had a reasonable time to act upon an original (not by fax) notice of termination or amendment of such instructions from the Account Holder and the Account Holder confirms that any such termination or amendment will not release the Account Holder from any liability hereunder in respect of any act performed by the bank in accordance with and in reliance upon the terms of such instructions prior to the expiry of such notice or termination or amendment.

Acceptance of Telephone and/or Facsimile (fax) Instructions The following Clauses 22 to 24 inclusive shall, in addition to the aforementioned, apply to Account Holder’s instructions on the telephone, fax .

22. The Account Holder hereby acknowledges that Samba is entitled to rely upon and act in accordance With but Samba will not be obliged. So to do and will incur no liability for failing so to do, any instruction, authorization or other communication whatsoever which may be or purport to be given from time to time on the Account Holder's behalf by telephone and/or fax instruction (hereinafter referred to as "the Instructions”) by any person notified to Samba in writing by the Account Holder (including without limitation any Attorney-in-Fact), without enquiry on Samba's part as to the authority or identity of the person making or purporting to make such communication and regardless of the circumstances prevailing at the time of such communication, Samba shall be entitled to treat such as fully authorised by and binding upon the Account Holder and Samba shall be entitled (but not bound) to take such steps in connection with or in reliance upon such communication as Samba may at its sole discretion, consider appropriate, whether such communication includes Instructions to pay money or to debit or credits any Account or accounts or relates to the disposition of any money, local securities or documents or otherwise and notwithstanding any error or misunderstanding or lack of clarity in the terms of such communication.

Also Samba shall be entitled but not obliged to record and retain any telephone communication given and in the event of dispute on details given by or to the Account holder for any Contract, Orders or other instruction or information, the Account holder agrees that the information contained in any such recording shall represent conclusive evidence of such details. The Account holder further agrees that the absence of any such recording or failure to find details in any such recording shall not waive any rights or remedies Samba may have under the terms of this Agreement.

kGQÉ£`NG ∂æÑdG ≈≤∏``àj ¿CG ¤EG ∫ƒ©``ØŸG ájQÉ``°S ¢†jƒ``©àdG Gòg ΩÉ``µMCG π¶J -21

hCG AÉ¡fEÉH ÜÉ°ù``◊G ÖMÉ°U πÑ``b øe (¢ùcÉ``ØdG á£``°SGƒH ¢ù``«d) kÉ«``∏°UCG

kGOÉæ```à`°SG ±ô°ü``à∏d k’ƒ``≤``©e kÉàbh »£©J ¿CG á£jô°T äÉª«∏©àdG ∂∏J πjó`©J

π`jó`©```àdG hCG AÉ``¨dE’G ∂``dP ¿CG ÜÉ°ù``◊G ÖMÉ°U ó``cDƒjh ,QÉ£N’G ≈∏Y

≥∏©àj Éª``«a á`«`bÉØ``J’G √ò``g Ö``Lƒ``Ã á«dƒÄ``°ùe ájCG øe ¬``«``Ø``©j ø``d ±ƒ```°S

AÉ¡àfG πÑb äÉª«∏©àdG ∂∏J ¢Uƒ°üf ≈∏`Y kGOÉªàYG ∂æÑdG ¬H ΩÉb ±ô°üJ …CÉH

.πjó©àdG hCG AÉ¡f’G hCG QÉ£N’G ∂dP Ióe

:¢ùcÉØdG hCG/h ∞JÉ¡dG ≥jôW øY IQOÉ°üdG ä Éª«∏©àdG ∫ƒÑb

ÜÉ°ù◊G ÖMÉ°U ΩÉ«b óæY (á∏eÉ°T) 24 ¤EG 22 ø``e á«dÉàdG OGƒŸG ≥Ñ£Jh

. ¢ùcÉØdG ,∞JÉ¡dG ≥jôW øY äÉª«∏©J QGó°UEÉH

telephone and/or fax instruction (hereinafter referred to as “the Instructions”) by any person notified to the bank in writing by the Account Holder (including without limitation any Attorney-in-Fact), without enquiry on the bank’s part as to the authority or identity of the person making or purporting to make such communication and regardless of the circumstances prevailing at the time of such communication, the bank shall be entitled to treat such communication as fully authorized by and binding upon the Account Holder and the bank shall be entitled (but not bound) to take such steps in connection with or in reliance upon such communication as the bank may, at its sole discretion, consider appropriate, whether such communication includes Instructions to pay money or to debit or credit any Account or accounts or relates to the disposition of any money, local securities or documents or otherwise and notwithstanding any error or misunderstanding or lack of clarity in the terms of such communication.Also the bank shall be entitled but not obliged to record and retain any telephone communication given and in the event of dispute on details given by or to the Account holder for any Contract, Orders or other instruction or information, the Account holder agrees that the information contained in any such recording shall represent conclusive evidence of such details. The Account holder further agrees that the absence of any such recording or failure to find details in any such recording shall not waive any rights or remedies the bank may have under the terms of this Agreement.

20. In consideration of the bank acting in accordance with the foregoing, the Account Holder hereby agrees to keep the bank indemnified against all losses, claims, actions, proceedings, damages, costs and expenses whatsoever and howsoever incurred or sustained by the bank as a result of the bank relying on such Instructions. Further, the bank shall be entitled to but not be required to request, receipt from the Account Holder of a written confirmation of any instructions or communications given by the Account Holder or his Attorney-in-Fact via telephone or via facsimile. However, and without prejudice to the indemnity contained herein, the Account Holder undertakes, if so requested by the bank, to provide the bank with additional evidence indicating that such instructions were genuine and authorized.

hCG/h ∞JÉ¡dG ≥jôW øY ÜÉ°ù◊G ÖMÉ°U øY áHÉ«f hCG ÜÉ°ù◊G ÖMÉ°U

…CG πÑb øe (äÉª«∏©àdG áª∏µH ó©H Éª«a ∫É°üJ’G ∂dP ¤EG QÉ°ûj) ¢ùcÉØdG

π«Ñ°S ≈∏Y ∂dP ‘ ÉÃ) kÉ«£N ∂æÑdG ÜÉ°ù◊G ÖMÉ°U ¬H ô£îj ¢üî°T

hCG á«MÓ°U øe ∂æÑdG iôëàj ¿CG ¿hO ,(π«ch …CG ô°ü◊G ¿hO ∫ÉãŸG

∂dP iôLCG ¬fCG ó≤à©j hCG iôLCG …òdG ¢üî°ûdG á«°üî°T hCG ¢†jƒØJ

≥ëjh ,∫É°üJ’G ∂dP âbh IóFÉ°ùdG ±hô¶dG øY ô¶ædG ¢†¨Hh ∫É°üJ’G

ÖMÉ°U øe πeÉc ¢†jƒØàH Qó°U ób ¬fCG ≈∏Y ∫É°üJ’G ∂dP πeÉ©j ¿CG ∂æÑ∏d

äGƒ£ÿG øe òîàj ¿CG (¬d ΩGõdEG ¿hO) ∂æÑ∏d ≥ëj Éªc ,¬d Ωõ∏eh ÜÉ°ù◊G

√ôjó≤àd kÉ≤ah ∂æÑdG √GôjÉe ∫É°üJ’G ∂dP ≈∏Y kGOÉªàYG hCG π°üàj Éª«a

hCG º°üN hCG ™aO äÉª«∏©J ≈∏Y kÓª`à°ûe ∫É°üJ’G ∂dP ¿Éc AGƒ°S kÉªFÓe

ájG ‘ ±ô°üàdÉH ábÓY ¬d hCG äÉHÉ°ùM hCG ÜÉ°ùM …CG ¤EG hCG øe áaÉ°VEG

hCG CÉ£N …CG øY ô¶ædG ¢†¨Hh ∂dP ÒZ hCG á«dÉe äGóæà°ùe hCG ¥GQhCG ,∫GƒeCG

.∫É°üJ’G ∂dP ‘ ìƒ°Vh ΩóY hCG º¡a Aƒ°S

π«é°ùàH ΩÉ«≤dG ,∂dòH Éeõ∏e ¿ƒµj ¿CG ¿hO ,∂æÑ∏d ≥ëj Éªc

” π«°UÉØJ ∫ƒM ´Gõf …G ádÉM ‘h ,¬∏°üj »ØJÉg ∫É°üJG …CÉH ®ÉØàM’Gh

hCG äÉÑ∏W hCG ó≤Y …C’ áÑ°ùædÉH ÜÉ°ù◊G ÖMÉ°U ¤EG hCG á£°SGƒH ÉgDhÉ£YEG

äÉeƒ∏©ŸG ¿CG ≥aGƒj ÜÉ°ù◊G ÖMÉ°U ¿EÉa ,iôNCG äÉeƒ∏©e hCG äÉª«∏©J

≈∏Y kÉ©WÉb kÓ«dO πã“ ±ƒ°S äÓ«é°ùàdG ∂∏J πãe øe …CG ‘ áæª°†ŸG

π`ãe ÜÉ«Z ¿CG ≈∏Y kÉ°†jCG ÜÉ°ù◊G ÖMÉ°U ≥aGƒjh .π«°UÉØ`àdG ∂∏J áë°U

ød ,π«é°ùàdG ∂dP øª°V π«°UÉØJ ájG OÉéjEG ‘ π°ûØdG hCG π«é°ùàdG ∂dP

á≤ëà°ùe ¿ƒµJ ób äÉ°†jƒ©J hCG ¥ƒ≤M ájCG øY ∂æÑdG ÖfÉL øe k’RÉæJ Èà©j

.á«bÉØJ’G √òg ΩÉµMCG ÖLƒÃ ∂æÑ∏d

ÖMÉ°U ≥aGƒj ,Ωó≤J ÉŸ kÉ≤ah πª©dGh ±ô°üàdÉH ∂æÑdG ΩÉ«b πHÉ≤eh ¬fEG -20

äÉÑdÉ£ŸGh ôFÉ°ùÿG áaÉc Ò¶f ∂æÑdG ¢†jƒ©J ≈∏Y ¬ÑLƒÃ ÜÉ°ù`◊G

É¡YGƒfCG áaÉµH äÉahô°üŸGh äÉ≤ØædGh QGô°VC’Gh äGAGôLE’Gh äÉaô°üàdGh

áaÉ°VE’ÉHh ,äÉª«∏©àdG ∂`∏J ≈∏Y ∂æÑdG OÉªàY’ áé«àf ,äCÉ``°ûf á≤jôW ájCÉHh

ÖMÉ°U øe ∫ƒ°ü◊G Ö∏£H ¬∏Ñb øe ΩGõàd’G ¿hO ∂æÑ∏d ≥ëj ,∂dP ¤EG

IQOÉ°U ä’É°üJG hCG äÉÑ∏W hCG äÉª«∏©J ájC’ á«£N äGó«cCÉJ ≈∏Y ÜÉ°ù◊G

Éªc .∞JÉ¡dG hCG ¢ùµ∏àdG hCG ¢ùcÉØdG á£°SGƒH ¬∏«ch hCG ÜÉ°ù◊G ÖMÉ°U øY

ÖMÉ°U Ωõà∏j ,IOÉŸG √òg ‘ ¬«∏Y ¢Uƒ°üæŸG ¢†jƒ©àdÉH ¢SÉ°ùŸG ¿hOh ,¬fCG

á«aÉ°VEG áæ«H ∂æÑdG ¤EG Ωó≤j ¿CÉH ,∂dP ∂æÑdG ¬æe Ö∏W GPEG ,ÜÉ°ù◊G

.É¡H ìô°üeh á«≤«≤M äÉª«∏©àdG ∂∏J ¿CG âÑãJ

áÑMÉ°üŸG ôWÉîŸG ÉeÉ“ ∑Qój ¬fCÉH á«bÉØJ’G √òg ÖLƒÃ π«ª©dG ô≤j - 22

™e ¬fGh, ∞JÉ¡dG hCG ¢ùcÉØdÉH hCG Ühóæe ¬£°SGƒH ¬JÉª«∏©J ∫É°SQEG ¬«∏ª©d

¬Yƒª› ¢VƒØj ,É¡éFÉàæd ¬∏Ñ≤J ™eh QÉ£NC’G √ò¡H ΩÉàdG ¬ª∏Y ≥HÉ°S

hCG äÉª«∏©J ájCG hG ∫GƒeC’G πjƒëàd äÉª«∏©J ájCG ∫ƒÑ≤H (∂æÑdG) á«dÉŸG ÉÑeÉ°S

ø`«°VƒØŸG øe ÌcG hCG óMGh º°SCÉH hCG π«ª©dG º°SÉH ∂æÑ∏d π°SôJ äÉÑWÉ

Ö°ùM äÉHÉ°ù◊G ≈∏Y hCG äÉHÉ°ùë∏d ≠dÉÑe ájCG ó«bh ¬æY áHÉ«f ™«bƒàdÉH

äÉ«∏ªY ájCG ò«ØæàH hCG ∂æÑdG iód π«ª©dG É¡H ßØàëj »àdG ∫É◊G ≥Ñ£æjÉe

∂æÑdG øe ¬«bÉØJ’G √òg ÖLƒÃ π«ª©dG Ö∏£àj ∂∏dòc .π«ª©dG øY áHÉ«f

ÉgQÉàîj »àdG ¥ô£dG ÈY ¬∏°SôŸG iôNC’G äÉÑWÉîŸGh äÉª«∏©àdG ∫ƒÑb

å◊h ≥aôŸG ∫hóL ‘ ¬ë°VƒŸGh ájRGÎMG äGAGôL’ ¬eõ∏à°ùŸGh π«ª©dG

¥ô£dG √ò¡H π°SôJ »àdG äÉÑWÉîŸGh äÉª«∏©à∏d É≤ah ±ô°üàdG ≈∏Y ∂æÑdG

:»∏j ÉŸ É≤ah ±ô°üàdÉH ∂æÑdG ¬ÑLƒÃ ¢VƒØj π«ª©dG ¿EÉa

øjòdG ¢UÉî°TC’G øe ¢üî°T …G ¿G ¬«bÉØJC’G √òg ÖLƒÃ π«ª©dG ócDƒj - 1

¬«eÉ¶f ¬Ø°üH ∫ƒ ƒg ø`«°VƒØe ¢UÉî°TCÉc ∂æÑ∏d π«ª©dG ºgOóM

.π«ª©dG øY ¬HÉ«f iôNC’G äÉª«∏©àdGh äÉÑWÉîŸG õjõ©J hG/h º«∏°ùàH

¢†≤æ∏d πHÉb ÒZ É°†jƒØJ É°VƒØe ¬«bÉØJC’G √òg ÖLƒÃ ∂æÑdG Èà©jh

…CG ™e ¬«ØJÉg áŸÉµe AGôLEG øe ócCÉàdG ó©H äÉª«∏©àdG ∂∏àd É≤ah ±ô°üàdÉH

GPEG ÜhóæŸG ¬jƒg øe ≥≤ëàdG hCG ∞JÉ¡dG ΩÉbQCG ≈∏Y Ú°VƒØŸG ÚHhóæŸG øe

ÚHhóæŸG øe …CG ¬£°SGƒH ó«H GóÑj ¬©bƒŸG ¬«∏°UC’G äÉª«∏©àdG º«∏°ùJ ”

ºàj äOGóæà°ùe ájCG ¿CÉH ó¡©àjh ócDƒjh π«ª©dG øª°†j Éªc .Ú°VƒØŸG

É¡fG ≈∏Y Èà©à°S Ú°VƒØŸG øe …CG πÑb øe ∞JÉ¡dÉH Égó«cCÉJ hCG É¡ª«∏°ùJ

É°†jƒØJ É°VƒØe ∂æÑdG Èà©jh .¬∏eÉch ¬≤«bOh ¬ë«ë°Uh ¬«∏°UCG äGóæà°ùe

äGóæà°ùŸG hCG äÉÑWÉîŸG hCG äÉª«∏©àdG ∂∏J ≈∏Y OÉªàY’ÉH ¢†≤æ∏d πHÉb ÒZ

.∂∏dP ÖÑ°ùH á«dhDƒ°ùe ájCG ∂æÑdG πªëàj ¿CG ¿hOh

ø∏a ¢†jƒØàdG Gò¡d É≤ah ∂æÑdG ±ô°üJ ÉŸÉW ¬fG ≈∏Y π«ª©dG ≥aGƒj -2

∂∏J øe …G äÉjƒà øe ≥≤ëà∏d ôNG ÖLGh …G ∂æÑdG ≈∏Y ¿ƒµj

øe ájƒg øe ócCÉàdG hCG ,π«ª©dG øe Égõjõ©J hG äÉÑWÉîŸG hG äÉª«∏©àdG

hG äÉª«∏©J ¬jÉH Ωõà∏j ¿G ≈∏Y ¬MGô°U π«ª©dG ≥aGƒjh ÉgRõY hCG É¡∏°SQCG

øe ¬dƒÑ≤eh π«ª©dG º°SÉH ¬∏°Sôe hG ’ ΩG √óªà©e âfÉc AGƒ°S ,äÉÑWÉ

äÉÑWÉîŸG hG äÉª«∏©àdG ∂∏J ≈∏Y OÉªàY’ÉH ¢VƒØe ∂æÑdG ¿Gh ,∂æÑdG

.¢†jƒØàdG Gò¡d É≤ÑW π«ª©dG º°SÉH √OQGƒdG

11 / 30PBG-IND-V.2-2021

Time / call DepositsThe following Clauses 26 to 38 inclusive shall, in addition to the aforementioned, apply to Time/Call Deposits placed by the bank at the Account Holder’s request.

26. The Account Owner whose name appears on this application shall be deemed to be fully aware of and bound by the terms and conditions governing the deposit.

27. Tenor of the time deposit will be one week to one year. Tenors greater than one year will be subject to market availability and Bank discretion.

28. The time deposit shall be renewed for an identical period at a rate to be determined by the Bank unless otherwise instructed by the Account Owner. Instructions to discontinue automatic renewal of Time Deposit must be received in writing 2 days prior to the scheduled maturity.

29. The Account Owner has the flexibility to withdraw funds anytime before the deposit matures, in which case the commission will be reduced or cancelled due to pre-maturity termination at the Bank’s sole discretion. In addition, the Bank may at its discretion impose a penalty amount as determined by it for such pre-mature terminations. If such penalty exceeds the commission payable by the Bank, the Bank will deduct any excess charge from the principal amount deposited at the Bank.

30. The Account Owner may withdraw any amount from the deposit before its maturity only after signing a “Pre-Maturity Withdrawal” form provided by the Bank. By signing such form, the depositor waives its right to claim any indemnity from the Bank for any losses that may result from or due to such pre-maturity withdrawal.

31. The Account Owner must have or open an account with the Bank in the same name or names in which the Time Deposit is held. Such account may not be closed prior to liquidation of the Time Deposit. In the event the Time Deposit is liquidated, the Bank will pay the amount by credit to the Account Owner’s account.

32. Foreign currency deposits and investments are subject to rate fluctuations, which may pose an opportunity or risk for the Account Owner depending on market conditions. Therefore, the Account Owner may incur a loss or make profits when converting a foreign currency into the local currency. The Account Owner should therefore determine whether a time deposit investment in a foreign currency is suitable in light of his/her investment objectives, financial instrument and risk profile.

23. In consideration of Samba acting in accordance with the foregoing, the Account Holder hereby agrees to keep Samba indemnified against all losses, claims, actions, proceedings, damages, costs and expenses whatsoever and howsoever incurred or sustained by Samba as a result of Samba relying on such Instructions. Further, Samba shall be entitled to but not be required to request, receipt from the Account Holder of a written confirmation of any instructions or communications given by the Account Holder or his Attorney-in-Fact via telephone or via facsimile. However, and without prejudice to the indemnity contained herein, the Account Holder undertakes, if so requested by Samba, to provide Samba with additional evidence indicating that such instructions were genuine and authorised.

24. The terms of this indemnity shall remain in full force and effect unless and until Samba receives and has had a reasonable time to act upon an original (not by fax ) notice of termination or amendment of such instructions from the Account Holder and the Account Holder confirms that any such termination or amendment will not release the Account Holder from any liability hereunder in respect of any act performed by Samba in accordande with and in reliance upon the terms of such instructions prior to the expiry of such notice or termination or amendinent.

25. The Account Holder understands that the provision of a Mail Box by the bank is for the sole convenience of the Account Holder and accordingly the bank shall not be liable for any losses, claims or costs, incurred by the Account Holder as a result of any loss, damage, theft, error, unauthorized act, forgery, delay, failure or inability to rectify any alleged errors (as the same is more particularly referred to in Clause 6 hereof) in any communication by Samba to the Account Holder, or events beyond the control of Samba in connection with the provision and use of the Mail Box and its contents and the Account Holder hereby indemnifies the bank against any claims by the Account Holder or by any third party against the bank in respect of any consequence arising from the provision of the Mail Box to the Account Holder.

äGóæà°ùŸGh äÉÑWÉîŸGh äÉª«∏©àdG √ò¡d É≤ah ±ô°üàdÉH ∂æÑdG á≤aGƒe πHÉ≤eh -3

¬«Ø©jh ¬Ñæéjh ∂æÑdG ¢Vƒ©j ¿CÉH ¢†≤æ∏d πHÉb ÒZ Gó¡©J ¬ÑLƒÃ ó¡©àj π«ª©dG ¿EÉa

∞jQÉ°üŸGh ÜÉ©JC’G ô°üM ¿hOh ∂dP ‘ ÉÃ) ∞«dÉµJ hCG á«dhDƒ°ùe ájCG øe ¬«ªëjh

ÒZ hCG √ô°TÉÑe) É¡à©«ÑW âfÉc ÉjCG á«dhDƒ°ùe ájCG hG ôFÉ°ùN hCG äÉÑdÉ£e hCG (¬«fƒfÉ≤dG

ób hCG É¡∏ªëàj hCG ∂æÑdG ÉgóÑµàj ób ,âfÉc ÉjCG ,äGAGôLEG hCG QGô°VCG ájCG hCG (√ô°TÉÑe

hCG äÉÑWÉîŸG hG äÉª«∏©àdG ∂∏J ≈∏Y AÉæH ¬aô°üJ hCG ∂æÑdG ∫ƒÑ≤d ¬é«àæc CÉ°ûæJ

á«dhDƒ°ùe ájCG øe ∂æÑdG ±ôW á«bÉØJ’G √òg ÖLƒÃ »∏îj π«ª©dG ¿G Éªc .äGóæà°ùŸG

óæY hCG ∞JÉ¡dÉH hCG ,¢ùcÉØdÉH) á∏°SôŸG äÉª«∏©àdG ∂∏J ΩÓà°SG ΩóY ádÉM ‘

hCG √óªà©e ÒZ hCG ¬°übÉf hCG IQôµe hCG á©£≤àe hCG áë°VGh ÒZ hCG ágƒ°ûe É¡eÓà°SG

‘ ≈àM ∫ƒ©ØŸG ájQÉ°S ≈≤Ñà°S Iô≤ØdG √òg ¿CÉH Éª∏Y ,ÜÉÑ°SC’G øe ÖÑ°S …C’ √ôNÉàe

.¬æe AõL …G hCG ¢†jƒØàdG Gòg AÉ¨dEG ádÉM

hCG/h òØæj ’ hCG òØæj ¿CG ÜÉÑ°SC’G øe ÖÑ°S …C’h ,á≤∏£ŸG ¬jô◊G ∂æÑ∏d ¿ƒµ«°S -4

hCG ¢ùcÉØdÉH hCG ¢VƒØŸG ≥jôW øY ∂æÑdG É¡ª∏°ùàj äÉª«∏©J …CG øe ócCÉàdG Ö∏£j ¿CG

.iôNCG ¬∏«°Sh …CG hCG ∞JÉ¡dÉH

ÜÉ°ù◊G ÖMÉ°U ≥aGƒj ,Ωó≤J ÉŸ kÉ≤ah πª©dGh ±ô°üàdÉH ÉÑeÉ°S ΩÉ«b πHÉ≤eh ¬fEG -23

äÉaô°üàdGh äÉÑdÉ£ŸGh ôFÉ°ùÿG áaÉc Ò¶f ÉÑeÉ°S ¢†jƒ©J ≈∏Y ¬ÑLƒÃ

,äCÉ°ûf á≤jôW ájCÉHh É¡YGƒfCG áaÉµH äÉahô°üŸGh äÉ≤ØædGh QGô°VC’Gh äGAGôLE’Gh

¿hO ÉÑeÉ°ùd ≥ëj ,∂dP ¤EG áaÉ°VE’ÉHh ,äÉª«∏©àdG ∂∏J ≈∏Y ÉÑeÉ°S OÉªàY’ áé«àf

áj’ á«£N äGó«cÉJ ≈∏Y ÜÉ°ù◊G ÖMÉ°U øe ∫ƒ°ü◊G Ö∏£H É¡∏Ñb øe ΩGõàd’G

á£°SGƒH ¬∏«ch hCG ÜÉ°ù◊G ÖMÉ°U øY IQOÉ°U ä’É°üJG hCG äÉÑ∏W hCG äÉª«∏©J

‘ ¬«∏Y ¢Uƒ°üæŸG ¢†jƒªàdÉH ¢SÉ°ùŸG ¿hOh ,¬fCG Éªc .∞JÉ¡dG hCG ¢ùµ∏àdG hCG ¢ùcÉØdG

ÉÑeÉ°S ¤EG Ωó≤j ¿CÉH ,∂dP ÉÑeÉ°S ¬æe âÑ∏W GPEG ,ÜÉ°ù◊G ÖMÉ°U Ωõà∏j ,IóŸG √òg

.É¡H ìô°üeh á«≤«≤M äÉª«∏©àdG ∂∏J ¿CG âÑãJ á«aÉ°VEG áæ«H

¢ù«d) É«∏°UCG kGQÉ£NG ÉÑeÉ°S ≈≤∏àJ ¿CG ¤EG ∫ƒ©ØŸG ájQÉ°S ¢†jƒ©àdG Gòg ΩÉµMCG π¶J -24

á£jô°T äÉª«∏©àdG ∂∏J πjó©J hCG AÉ¡fEÉH ÜÉ°ù◊G ÖMÉ°U πÑb øe (¢ùcÉØdG á£°SGƒH

¿CG ÜÉ°ù◊G ÖMÉ°U ócDƒjh ,QÉ£N’G ≈∏Y kGOÉæà°SG ±ô°üà∏d k’ƒ≤©e Éàbh »£©J ¿CG

Éª«g á«bÉØJ’G √òg ÖLƒÃ á«dƒÄ°ùe ájCG øe ¬«Ø©j ød ±ƒ°S πjó©àdG hCG AÉØdE’G ∂dP

AÉ¡àfG πÑb äÉª«∏©àdG ∂∏J ¢Uƒ°üf ≈∏Y kGOÉªàYG ÉÑeÉ°S ¬H âeÉb ±ô°üJ …CÉH ≥∏©àj

.πjó©àdG hCG AÉ¡f’G hCG QÉ£N’G ∂dP Ióe

ÖMÉ°U áªFÓŸ ƒg ∂æÑdG πÑ`b øe ójôH ¥hóæ`°üH √ójhõJ ¿CG ÜÉ°ù◊G ÖMÉ`°U ∑Qój -25

äÉ≤Øf hCG äÉÑdÉ£e hCG ôFÉ°ùN ájCG øY ’ƒÄ°ùe ¿ƒµj ød ∂æÑdG ¿EÉa ‹ÉàdÉHh ,ÜÉ°ù◊G

±ô°üJ ,CÉ`£N ,ábô`°S ,Qô``°V ,´É«``°V …’ áé«àf É¡∏ª– ób ÜÉ°ù◊G ÖMÉ°U ¿ƒµj

áeƒYõe AÉ`£NCG ájCG ìÓ°UEG øe øµªàdG ΩóY hCG π°ûa ,ÒNCÉJ ,ôjhõJ ,¬H ìƒª°ùe ÒZ

πÑ``b øe ∫É``°üJG …G ‘ (á«``bÉØ``J’G √òg øe 6 IOÉŸÉH ÌcCG π«°üØàH áæ«Ñe »g Éªc)

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ÜÉ°ù◊G ÖMÉ°U ¢Vƒ©j ¿CG ≈∏Y ,¬JÉjƒà`h ójÈ`dG ¥hóæ°U ∫Éª©à°SGh ÒaƒàH ≥∏©àj

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Ö∏£dG â– / πLC’ ™FGOƒdG

™FGOƒdG ≈∏Y (á∏eÉ°T) 38 ¤EG 26 øe OGƒŸG ≥Ñ£J Ωó≤J Ée ¤EG áàÉ°VE’ÉH

.ÜÉ°ù◊G ÖMÉ°U äÉª«∏`©J ≈∏Y AÉæH ∂æÑdG É¡YOƒj »àdGh Ö∏£dG â–/πLC’

ΩÉµMC’G h §HGƒ°†dGh •hô°ûdÉH Ωõ∏eh ΩÉJ »Yhh ájGQO ≈∏Y ÜÉ°ù◊G ÖMÉ°U Èà©j -26

.á©jOƒdG ºµ– »àdG

RhÉéàJ »àdG äGÎØdG ™°†îJ ±ƒ°Sh .áæ°S ¤EG ´ƒÑ°SCG øe πLC’ á©jOƒdG Ióe ¿ƒµJ -27

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12 / 30 PBG-IND-V.2-2021

33. Any subsequent changes to the time deposit i.e., principal amount, tenor, rate, etc. shall be governed by the same terms and conditions.

34. Upon receipt of the Account Holder’s verbal or writteninstructions at least two business days (being a day on which banks are open for business in Saudi Arabia and in the financial centre of the currency involved) prior to the initial fixing or roll-over of any Time Deposits of the Account Holder held with the bank, the bank shall undertake to fix or roll-over such Time Deposits.

Documents

بﺎــــــﺴــﺣ ﺢـــــﺘــﻓ ......Iqama 2 / 30 PBG-IND-V.1-2019 PERSONAL INFORMATION á````«`` ü``î``` T äÉ````eƒ```∏`©``e Marital Status: Number of