Min / Max annual premium ` 1.5 lakh / Unlimited

Min / Max age at entry 35 / 54 years

Premium payment term Regular Pay

Policy term 10 years

Payment frequency Annual, Half yearly, Monthly

Sum Assured ICICI Pru Wealth Builder II: 10 times of annual premium;ICICI Pru iCare II: If age at entry is <=45: ` 50 lakhIf age at entry is 46 - 50: ` 25 lakhIf age at entry is 51 - 54: ` 15 lakh

• This combination solution comprises set of policies across one or more products of the company. These products are also available individually with the Company and it is not mandatory for the customer to apply for this combination only. The customer is requested to go through the individual benefit illustrations of the products in the solution.

• This is not a product brochure. The customer is requested to separately go through the product brochure of ICICI Pru Wealth Builder II (UIN: 105L139V01), ICICI Pru iCare II (UIN: 105N140V01) and ICICI Pru Immediate Annuity (UIN: 105N009V06) and to take the decision to opt for this combination solution after having fully understood the risk factors, product terms and conditions as briefly indicated below:

- ICICI Pru Wealth Builder II: Investment strategy, Funds, Premium Discontinuance, Policy revival, Loyalty Additions, Wealth Boosters, Surrender, Charge structure, Death benefit, Maturity benefit etc.

- ICICI Pru iCare II: Death benefit, Accidental Death benefit, Premium Discontinuance, Policy revival, Surrender etc.

- ICICI Pru Immediate Annuity: Annuity options, Purchase price etc.

• The individual products under this solution have certain product features like Sum Assured, Death Benefit option, Annuity option etc. which offer options beyond the ones assumed in the benefit illustrations shown here. The customer’s choice with respect to these will not be restricted to what has been shown here and he will be able to choose from all the options available at the time of purchase of the respective products.

• For the purpose of illustration, the Company has assumed 8% and 4% as rates of investment returns. The returns shown in the illustration are not guaranteed and they are not the upper or lower limits of what the customer might get back, as the value of the policy depends on a number of factors including future investment performance.

• The benefit of this combination solution shall accrue only if the customer continues to pay premiums for the entire premium payment term.

• The benefits available under this combination solution shall be as per the policy terms and conditions of the respective products.

Solution at-a-glance

Terms & Conditions

ICICI Pru Wealth Builder II is a Unit linked insurance plan. ICICI Pru iCare II is a non-linked non-participating term insurance plan. ICICI Pru Immediate Annuity is a non-linked non participating insurance planIN ULIPs THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICY HOLDERUnlike traditional products, Unit linked insurance products are subject to market risk, which affect the Net Asset Values and the customer shall be responsible for his/her decision. The name of the Company, Product names or fund options do not indicate their quality or future guidance on returns. Funds do not offer guaranteed or assured returns. Investments are subject to market risk.© 2014, ICICI Prudential Life Insurance Co. Ltd. Registered Address: ICICI Prulife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025. Reg. No.: 105. Insurance is the subject matter of the solicitation. For more details on the risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. UIN: ICICI Pru Wealth Builder II (UIN: 105L139V01), ICICI Pru iCare II (UIN: 105N140V01), ICICI Pru Immediate Annuity (UIN: 105N009V06) CIN: U66010MH2000PLC127837. Call us on 1-860-266-7766 (9am-9pm, Monday to Saturday, except national holidays. Valid only for calls made from India). You can email us at lifeline@iciciprulife.com or visit us at www.iciciprulife.com. Advt No.: L/II/311/2014-15

• ICICI Pru iCare II: The premium shall comprise of base premium, service tax and education cess, as per applicable rates. Please refer Benefit Illustration for the details of the actual premium amount.

• ICICI Pru Wealth Builder II: Service Tax and education cess as per applicable rates will be deducted by way of cancellation of units from Fund Value. The tax laws are subject to amendments from time to time.

• The regular income benefit through ICICI Pru Immediate Annuity plan will be applicable subject to the following conditions:

- It shall be the sole responsibility of the Policyholder or the nominee, as applicable, to approach the Company on maturity or death to purchase ICICI Pru Immediate Annuity or any other similar product as may be available with the Company at that point in time.

- It is not mandatory to purchase ICICI Pru Immediate Annuity or a similar product with the maturity benefit or death benefit, if the Policyholder or the nominee, as applicable, does not wish to get the regular income benefit.

- Annuity rates are subject to change from time to time. The actual annuity amount will depend on the prevailing annuity rates at the time of purchase of ICICI Pru Immediate Annuity plan.

- The policyholder or the nominee, as applicable, will have the flexibility to choose any of the annuity options offered by ICICI Prudential at that point in time.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

IRDA clarifies to public that

• IRDA or Its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.

• IRDA does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.