4
COMPONENTS OF TRADITIONAL CREDIT CARD PROCESSING” (3+) Value Added Fees - Gateway Fees - ACH Fees - Ancillary Fees - +++ ? FEES + Interchange Rates Network Fees + = 1 1 2 3 + $1,844 / Month = 1.65% + $0.10 Wholesale Cost of Acceptance ( 1.65% + $0.10 ) + ( 0.12% + $0.02 ) = 1.78% + $0.12 1.78% + $0.12 + (0.10% + $0.05) + $180 Ex: $80,000/month $40 Average Transaction (average for rewards card) 0.12% + $0.02 Interchange Rates Network Fees Acquirer Fees % and/or $ Ex: 0.10% + $0.05 = $180 Over Cost 2 3 Acquirer Fees The National Retail Federation said,…”card company fees are the problem and the surcharge story is a volume that belongs on the fiction aisles. The real threat to retailers and their customers continues to be price-fixed hidden fees that can only be cured by transparency and competition”

Hybrid vs Traditional ProcessingPDF

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Page 1: Hybrid vs Traditional ProcessingPDF

COMPONENTS OF TRADITIONAL CREDIT CARD PROCESSING” (3+)

Value Added Fees - Gateway Fees - ACH Fees - Ancillary Fees - +++ ? FEES

+Interchange Rates Network Fees

+=

1

1 2 3

+ $1,844 / Month=

1.65% + $0.10

Wholesale Cost of Acceptance ( 1.65% + $0.10 ) + ( 0.12% + $0.02 ) = 1.78% + $0.12

1.78% + $0.12+

(0.10% + $0.05)+

$180

Ex: $80,000/month $40 Average Transaction

(average for rewards card)0.12% + $0.02

InterchangeRates

NetworkFees

AcquirerFees

% and/or $Ex: 0.10% + $0.05= $180 Over Cost

2

3

Acquirer Fees

The National Retail Federation said,…”card company fees are the problem and the surcharge story is a volume that belongs on the fiction aisles.

The real threat to retailers and their customers continues to be price-fixed hidden fees that can only be cured by transparency and competition”

Page 2: Hybrid vs Traditional ProcessingPDF

$2,200/Month=

Ex: $80,000/month $40 Average Transaction1.78% + $0.12 + (0.10% + $0.05) = $1,664 + $180 =

1.78% + $0.12 + (0.10% + $0.05) = $1,664 + $172 = $8/month savings 1.78% + $0.12 + (0.05% + $0.05) = $1,664 + $140= $40/month savings

1.78% + $0.12 + (0.00% + $0.06) = $1,664 + $120= $60/month savingsETC. “- - - - - - - - - - - - - “

=($1,836)

=($1,804)

=($1,784)

Flat Fee of $35 / Month = $35/Month

IT’S A KNOCKOUT THE CHAMP$1,809 Monthly Savings over

Merchant Services$2,151 Monthly Savings over

Square

$1,844/Month

$35 / Month LimitlessCredit Card ProcessingVS

Flat 2.75% / Month

NOW YOU CAN PAY A FLAT FEE FOR ALL YOUR CREDIT CARD PROCESSING

THE NEW WAY

COMPONENTS OF HYBRID LIMITLESS CREDIT CARD PROCESSING

Merchant Services akaTraditional Credit Card Processing

A SIMPLE $35 / MONTH FLAT FEE

Page 3: Hybrid vs Traditional ProcessingPDF

NO Interchange Rates

NO Network Fees

NO Acquirer Fees

NO ACH FeesNO

Value added FeesNO Set Up Fees

NO GatewayFeesNO

Tiered Pricing

NO FundingFees

$35/Month Limitless Credit Card Processing

NO Hidden Fees

NORISK