How to Safely Use Credit Cards While Traveling

Credit cards can be an enormous benefit to you when you are traveling. You do not have to

worry about carrying around any cash or travelers checks and yet you know you can pay for the

things you need. Even currency is not an issue if you use your credit cards overseas or in some

other foreign country. In fact, there are areas where you may not be able to pay for anything if

you are not using a credit card. These are actually some of the places where you get the best

credit card deals. No matter the benefits, as with any type of currency, you need to be safe

when you use your credit cards when traveling.

Some of the best credit card deals involve discounted rates for specific places that you may not

normally visit. Predators who frequent these places know that you are probably aware of these

deals and as such, are probably a financially savvy person simply because you keep track of

the best credit card deals. Because you have credit cards and seem to be financially savvy, you

are a prime candidate to be set up to be victimized by predators who prey on people that travel.

You can do several things to protect yourself from these predators.

If you want to get the best credit card deals and still protect yourself and your credit, make use

of the tools available from the credit card itself. Write down all of the contact information from

the company that distributes the card. This information will be on the back of the card. You can

also write down the credit card number itself so that if you do have to report it stolen, you will

have all the numbers you need in order to do this quickly and efficiently.

If you are going to try to get the best credit card deals as frequently as you can and you want to

be safe about it, make sure to keep your identification with you and write “see i.d.” on the back

of the card rather than signing it. You should also try to make your signature as unique as

possible. Since merchants are supposed to look at your signature on the back of the card, no

one who does not have your identification should be able to use it. Instead, the merchant is

supposed to ask to see your identification. Of course, this is not a fool proof plan since not all

merchants do what they are supposed to but it should help prevent fraud.

Suspend credit cards you are not using. Since you really do not want to carry around all your

information as you travel and you may not take all your cards with you, it is always a good idea

to suspend the ones you are not using while you are away. This can protect what you have left

at home from being used while you are away. You can also inform your financial institution

about your plans so they know any transactions made from your local area are not authorized

by you.

At Credit Card Applications, you can find the best possible credit card for use, while you

traveling domestically or abroad. We offer a wide variety of cards which offer low international

transfer rates to ensure that your trip abroad is as painless as possible. Some of our cards

even offer trip insurance which can be a lifesaver for those who travel often. Visit our website at

www.creditcardapplications.com for more information about all of our credit card offers.