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How to Identify Client Profiles Prepared For: Bankers, Brokers, CPA’s, ect…

How to Identify Client Profiles Prepared For: Bankers, Brokers, CPA’s, ect…

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Page 1: How to Identify Client Profiles Prepared For: Bankers, Brokers, CPA’s, ect…

How to Identify Client ProfilesPrepared For: Bankers, Brokers,

CPA’s, ect…

Page 2: How to Identify Client Profiles Prepared For: Bankers, Brokers, CPA’s, ect…

Who We Are

Marquette Commercial Finance is a national, wholly owned subsidiary of Marquette Financial Companies (MFC). MFC is a family owned financial services company with a diversified portfolio of banks and specialty financial service businesses with over $1.7 billion in assets. Our founder began financing over half a century ago. As you can imagine we have gained expertise in many industries over the years.

Page 3: How to Identify Client Profiles Prepared For: Bankers, Brokers, CPA’s, ect…

What is Accounts Receivable Financing?

This is not debt: Marquette Commercial Finance buys receivables at a cash discount.

The receivables are discounted based on several criteria:The monthly dollar volume of purchasesThe average A/R turn (how long an invoice remains outstanding)The number of invoices processed by MCF on a monthly basisRisk associated with the transaction

Key difference between A/R Financing and Bank Financing:We don’t base our decisions on the credit or financial stability of our

customer, but on who the customer is selling to.

Page 4: How to Identify Client Profiles Prepared For: Bankers, Brokers, CPA’s, ect…

General Customer Profile• Annual revenues from $2MM to $150MM• An extremely high growth company• New in business• Cash flow is tight• Are limited or capped with a line of credit at current

financial institution.• Unable to obtain traditional forms of financing• Involved with an acquisition of another company and would

like to use their assets as capital towards the purchase price• Possible Industries: Servicing companies, manufacturing,

staffing, transportation, wholesale, distribution, import/export.

Page 5: How to Identify Client Profiles Prepared For: Bankers, Brokers, CPA’s, ect…

Qualify the Prospect• Rapid growth• New in business• Forced to offer

extended terms to key customers• A/R concentrations• Tight cash flow

• Deficit in equity position• A watch list or exit

credit at current financial institution• Operating Losses• Currently Factoring

with a competitor

Page 6: How to Identify Client Profiles Prepared For: Bankers, Brokers, CPA’s, ect…

Marquette Commercial Finance Provided:

$10,000,000 Financing Facility

FBS Consulting Services, LLC

Trucking Company

• Company based in the Bakken Shale Formation in Western, ND

• Company has 4 different ownership groups

• Company hauls for oil companies based on sovereign Native American reservation

• Advance rate provided: 90%• 3 week turnaround time from

application to closing• 2013 expected revenues:

$75,000,000

Page 7: How to Identify Client Profiles Prepared For: Bankers, Brokers, CPA’s, ect…

Thank you for considering

Sam PetersonVice President, Sales

(888) 687-2778