How-to Guide

1how-to guide The Montana Standard ❘ July 2011

how-to guideA guide featuring local

businesses who share

their expertise in a variety

of different areas

July 2011

2how-to guide The Montana Standard ❘ July 2011 3how-to guide The Montana Standard ❘ July 2011

Contact Shelly or Carrie for further Information723-6289 Shelly - 491-3839 Carrie 491-0860

Hours - 6:00AM - 6:00PM Mon-Fri

To Provide The Highest Quality of Childcare, We‛ve Changed Our Program

We Now Offer An Infant Only Facility, Toddler Childcare Facility & Pre-School Childcare Center to Meet All Age Appropriate Needs!

University on Princeton

Exclusive Facility For Infants Only. Birth to 18 Months. 1-4 Ratio.

Young Explorers

Toddler Center. 1&2 Year Olds.

Kidz Konnection

Pre-School Center. 3 to 5 Years.

We know finding daycare and quality child care can be a challenge. Here are some quality indicators and questions you should consider when choosing your child care.

Top 20 QualityIndicators When Looking forChildcare

1. Participants in the Food Program (CACFP)2. Are the caregivers/ teachers trained in CPR, First Aid & Early Childhood Education?

3. Are the Children Greeted when they arrive?4. Is there enough staff to serve the children? (Staff/Child Ratio)5. Clean, Safe, Healthy Environment6. A Safe outdoor play area, both shaded & open with a variety of age appropriate equipment & free of hazards that offer space to run, tumble & play.7. Open Door Policy for Parents8. There is a policy in place for handling sick children.9. up-to-date state license & registration is always posted.

10. Does the Childcare have a Written Discipline Policy?11. The Staff is warm, nurturing, friendly, accepting and Patient.12. Are the Teachers Attentive to the children’s needs as they arise?13. A Smoke Free Environment (even when children are not present)14. A well maintained supply of fire extinguishers, first aid kits, smoke alarms and carbon monoxide detectors in the facility.15. Do the areas in the classroom offer numerous activities that nurture quiet, physical and creative play?16. Are the teachers engaging the children in conversation and activities at the children’s level?17. Good balance between planned activities that are age appropriate and time for free play.18. Do the children appear happy & engaged in activities and with each other or is the atmosphere unfocused and chaotic?19. Do the children get plenty of opportunities to play outside or if the weather does not permit are they offered an opportunity for physical exercise?20. Do the teachers conduct regular health & safety checks of the facility and the learning environments?H

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sponsored by

ShellyFischer

Childcare


Advertiser IndexShelly Fischer Childcare ..................................................................... 2

Eagle Satellite ........................................................................................ 5

Wells Fargo Mortgage ......................................................................... 7

Deb Dauenhauer .................................................................................. 9

Butte Subaru ........................................................................................10

Axelson ...................................................................................................11

Continental Fence ..............................................................................13

Highland Hearing ...............................................................................14

J & C Body Shop ..................................................................................15

Sylvan learning Center ....................................................................17

Butte Silver-Bow Health Dept. .......................................................19

Harrington Flooring ...........................................................................21

Steele’s Furniture ................................................................................23

Planet Beach .........................................................................................24

The How-to Guide is published by The Montana Standard25 W. Granite • Butte, MT 59701 • (406) 496-5500

Contact Shelly or Carrie for further Information723-6289 Shelly - 491-3839 Carrie 491-0860

Hours - 6:00AM - 6:00PM Mon-Fri

To Provide The Highest Quality of Childcare, We‛ve Changed Our Program

We Now Offer An Infant Only Facility, Toddler Childcare Facility & Pre-School Childcare Center to Meet All Age Appropriate Needs!

University on Princeton

Exclusive Facility For Infants Only. Birth to 18 Months. 1-4 Ratio.

Young Explorers

Toddler Center. 1&2 Year Olds.

Kidz Konnection

Pre-School Center. 3 to 5 Years.


With the ever rising cost of cable television, many home owners and apartment renters are switching over to satellite services for their video programming. We have been providing satellite systems and local ser-vices to the Helena area and southwest Montana since 1989.Eagle satellite is one of the largest dealers in Montana. We choose to sell and service Dish Network systems and programming because we believe it is the best value in the industry. Their programming costs are 15-18 percent less than other providers and their equipment has been ranked the best at the Consumer Electronics Show [CES], for home video. Signal reliability is at 99.9 percent.When a customer first decides to find out details about satellite, the wide variety of programming and equipment options may seem confusing. This is where we strive to outdo our many out-of-state competitors. We help to cus-tomize equipment and programming that is exactly right for each of our customers’ needs. We will ask all the right questions:

Do you have high Definition or standard TVs or a combination of both? We can install three HD receivers and three standard TVs, for a total of six receivers, free for qualifying customers. No up-front cost.

No other pro-gramming pro-viders offer this.

Do you want to watch your fa-vorite programs at your leisure? If so, a DVR will help you do that. We offer DVR’s for two TV’s for only $6 per month service fee. This is the least ex-pensive DVR fee in the industry.

Do you travel a lot and want the ability to watch your local and other channels you subscribe to, anywhere in the world, us-ing your computer or mobile device? New customers can receive a free sling box, a device that we attach to your MPEG-4 re-ceiver that allows you to do exactly that. No other provider can deliver 100 percent of your paid programming worldwide.Another advantage of Satellite TV is the vast amount of sports packages available at very reasonable prices. These are available for Baseball, Basket Ball, Football, Hockey, Soccer, Cricket and every kind of sports pay per view event out there.International programming content avail-able includes packages and individual Channels in Arabic, Bangla, Bengali, Bra-zilian, Chinese, Filipino, German, Greek, Hindi, Israeli, Italian, Japanese, Korean, Ma-layalam, Nepali, Pan African, Polish, Portu-guese, Russian, Taiwanese, Tamil, Telugu, urdu, Vietnamese and several others.

Do you want a choice of five different packages for under $50, starting at just $24.99 per month?Dish can do that and no other program-ming provider does.

When you have a question about anything

s a t e l l i t e , whether it be about billing, pro-g r a m m i n g p a c k a g e s , equipment up-grades, service, cabin and RV systems, do you want to speak to somebody 3,000 miles away that speaks English as a second language? Every time you call an 800 number to or-der your satellite system, you put yourself in that position. That’s frustrating for any-body. Eagle has a 100 percent on-time ser-vice call record. Deal locally and support lo-cal people. Quit sending Montana money to California, Texas, Florida and Denver. Once your money is out of here, it’s gone. There will be no multiplier effect bouncing that money around southwest Montana. It’s gone and it shrinks our local economy. Plus, we guarantee that we’ll give you fast-er and better service than the out of state marketing companies. Eagle also sells and services Wild Blue, a Satellite delivered in-ternet service that is available virtually ev-erywhere. Monthly rates begin at $39.99 /month. It’s a no-brainer.Call Eagle Satellite for your satellite pro-gramming and internet needs. 782-0674

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EagleSatellite


Everyday Price $44.99/mo

For 12 months

Over 120 Top Channels

DVR is leased.($6/mo DVR Service fee applies)HD DVR

Digital Home Advantage plan requires 24-month agreement and credit qualification. Cancellation fee of $17.50/month remaining applies if service is terminated before end of agreement. After 12 months of programming credits, then-current price will apply. $10/mo HD add-on fee waived for life of current account; requires 24-month agreement, continuous enrollment in AutoPay with Paperless Billing. Premium Movie Package offer requires AutoPay with Paperless Billing; after 3 months then-current price applies unless you downgrade. DISH Platinum offer requires qualifying HD programming, AutoPay with Paperless Billing; after 3 monthsyou must opt to continue subscription. Free Standard Professional Installation only. Upfront and monthly fees may apply. Prices, packages and programming subject to change without notice. Additional restrictions may apply. Offer available for new and qualified former customers and ends 1/31/12. HBO®, Cinemax® and related channels and service marks are the property of Home Box Office, Inc. Starz® and related channels and service marks are the property of Starz Entertainment, LLC.

Choose oneFor 3 Months

ChoicesWays to Save

601 EAST FRONT STBUTTE, MT 59701

406.782.0674


Buying a home is the single largest investment most people make in their lifetime. There are a lot of decisions to be made and a lot of prepa-ration, but being a first-time homebuyer can be both an exciting time and an enjoyable experience. Before running out and picking the home of your dreams, consider the following tips to help you find not only the right home, but also a mort-gage that meets your needs.

Get Your Financial House in Order:The lower interest rates and home prices in the market right now have put homeownership within reach for many who never thought they could afford to own a home. While those favorable conditions exist, some changes in the lending environment may pose a challenge to those people who have not taken the necessary steps to put themselves in a financial position to be ap-proved for a home mortgage loan. Having your financial house in order before you ap-ply for a mortgage loan is essential. While no one single factor determines whether a loan will be approved or denied, lenders will look at how a potential borrower manages their finances and how they honor their financial obligations. When considering your loan ap-plication, a lender will look at your credit score, income, debt and how much of a down payment you have. In the current mortgage environment, potential borrowers should be prepared to fully document financial infor-mation when applying for a loan. While the amount of documentation you may need to provide may seem a bit cumbersome, it’s re-ally about understanding your financial situation so they can more ac-curately determine your ability to repay the loan and be successful in your homeownership endeavors.

Choose the Right Lender:Having the right lender has a tremendous impact on the home buying experience. The right lender will help find a mortgage option that bal-ances a borrower’s financial needs and goals with their ability to repay the loan successfully. Things to consider when choosing a lender in-clude recommendations from people you trust like family and friends, experience and customer service. Wells Fargo Home Mortgage is the nation’s leading residential mortgage lender, funding one of every seven mortgage loans and servicing one of every six in the u.S. Since the beginning of 2009 through March 2011, we have helped 4 million homeowners with new low-rate loans to either purchase a new home or refinance their existing mortgage.

Wells Fargo works to make home lending accessible and convenient for its customers. With approximately 10,000 mortgage consultants in 2,250 locations across the country, and at www.wellsfargo.com/mortgage, Wells Fargo makes finding a mortgage consultant to work with incredibly easy.

Get Pre-Approved:It’s better to go home shopping after you know how much home you can buy. Getting a pre-approval from your preferred lender lets you

shop for a home in the price range that fits your budget, and also lets real estate agents and the seller know they’re working with a serious buyer. you want a preapproval let-ter – not a prequalification letter – because a preapproval includes a credit check. It is not a loan commitment, but an indication of the amount of funds you may qualify to receive.In today’s market, about a third of the homes sold are being purchased by cash buyers. So if you’re a potential buyer who doesn’t have preapproval and you are not planning to be a cash buyer, you may find it difficult to have a seller accept your offer, since they don’t know if you’ll be able to obtain the financing to buy. The Wells Fargo PriorityBuyer ®preapproval program allows borrowers to make an offer nearly as good as cash with a letter that notes the maximum mortgage loan amount they

have qualified for based on the information they provided and a pre-liminary review of their credit history.

Find the Best Loan to Meet your Financial Needs: The right lender can help you explore a number of mortgage options to find the type of loan that fits your situation. For example, borrow-ers wanting a predictable payment may opt for a fixed-rate mortgage; those who want a lower payment the first few years may want to con-sider an adjustable rate mortgage. Wells Fargo even has loan options for borrowers who want to buy and renovate a home.

As a resource, Wells Fargo offers the Home loan Workbench online tool to help borrowers find the right loan to meet their individual needs. learn more about Wells Fargo’s First Time Homebuyer Program by go-ing to www.denisehorne.com or www.curtisgannon.comG

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GEORGIA WARNER, CURTIS GANNON& DENISE HORNE

sponsored by

WellsFargo

Mortgage


Home is at the heart of personal well-being

The personal rewards of owning a home are many. Andyou want to be sure your financing works for your homeand your life, for today and tomorrow. So, whether you’rebuying your first home, a second home or refinancingyour current one, a Wells Fargo Home Mortgageconsultant will listen to your goals and help you choosethe financing that’s right for you.

Count on one of the nation’s leading retail mortgagelenders for the exclusive programs and personalizedservice you need to meet your goals.

We’re ready to help you enjoy a lifetime ofhomeownership. Call today.

Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. � �� Wells Fargo Bank, N.A. All rights reserved. NMLSR ID ��. AS�� /��-�/��

Georgia Warner��-��-��NMLSR ID ��

Curtis Gannon��-��-��NMLSR ID ��

Denise Horne��-��-��NMLSR ID ��


(ARA) - If you plan to put your home up for sale this summer, or if it has been on the market for some time, you might consider investing in a few key updates to improve your odds of attracting a buyer. Of course, you don’t want to sink a load of cash into a place you aren’t going to stay in, but focusing on a few influential fixes can drastically improve the home’s overall appearance - and your chances of selling.

Freshen up Potential buyers often look for obvious signs of neglect, such as leaky roofs, water damage or crumbling founda-tions. But even without these problems, making your home look like new again can be as simple as applying a fresh coat of paint on the walls. Cooking, smoking and everyday living can discolor and fade your ceilings and walls, making your home seem old and unattractive. It’s amazing what a fresh coat of color can do to improve a home’s appearance, and Pratt & Lambert Paints allows you to renew any room even faster with its self-priming Accolade paint. You want

potential buyers to see your home as updated yet comfortable. A single coat of Accolade in a warm neutral like Soft Charmeuse or Havana Cream from Pratt & Lambert’s 2011 Color Trends palette will give your home an open but inviting feel. And don’t forget to touch up your white baseboards, trim and ceilings to make each room look its best.

Stay groundedAs much time as they spend looking up, potential buyers also spend time looking down. Flooring has a drastic effect on a home’s selling power, and an outdated or poorly maintained floor can ruin a room’s appeal. Old, dingy carpets can overshadow any other improvements you make and give the home an unkempt feel. If your home has hardwood floors, remove old car-peting and refinish the wood beneath it. This is a great selling feature you should invest in highlighting. If you do not have hardwood floors, update your old carpeting with a neutral shade. Re-place any cracked or chipped ceramic tiles in kitchens and bathrooms, and thoroughly clean or replace the grout

on all tiled surfaces as well.

Shower powerYou may have heard that bath-room updates have some of the biggest returns when it comes time to sell a home, and it’s true. According to CBS MoneyWatch.com, homeowners can expect to recover about 75 percent of minor bathroom remodel costs. So in-vest in a faucet, showerhead, cabinetry and a new light fixture to add to your “new” bathroom’s appeal. Have a half-bath? Consider adding a shower to make it a full; this will make your home much more marketable.

Curb appealFirst impressions can have a huge impact on buyers’ decisions, so make sure your home is as attractive from the street as possible. If your cement side-walk or patio areas have cracks, patch them with a kit from your local hard-ware store. Resurface an asphalt drive-way and make certain your garage doors and exterior are freshly painted. Remember, your front door is the first thing a buyer will see. Consider re-painting it a bold color that invites them in, and don’t overlook replacing your doorknob if it is in poor shape. Sum-mer means color, and adding bright flowers to your front entry or garden will make any visitors feel welcome.

With a few updates around your home, you can greatly increase its perceived value and appeal to buyers. Put some time and resources into these key areas and you’ll soon reap the benefits of your investment.

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esponsored by

DebDauenhauer


DAUENHAUERREAL ESTATE

130 East Broadway, Philipsburg, MT 59858

Offi ce: 406.859.5563 • Cell: 406.239.5563

Fax: 406.859.5564 • [email protected]

www.BuySellMT.net • www.DauenhauerRealEstate.com

“Strength does not come from physical capacity. It comes from an indomitable will.” — Mohandas K. Gandhi

TAKE THE SCENIC ROUTE!

Debbie Dauenhauer-HessREALTOR®/Broker

PHILIPSBURG, ANACONDA, DRUMMOND AND DEER LODGE MONTANA, businesses and the wonderful

scenery of southwest Montana invite you to visit the heart of the Rocky Mountains along the Pintlar

Scenic Route - I-90 exits #153 at Drummond and #208 at Anaconda. Refresh yourself with the quiet,

beauty, and wildness of the Philipsburg - Georgetown lake area. From 1865 to present day the area’s

rich minerals offer rock hounding and sapphire mining opportunities. Visit the historic buildings and

shops and step away from the stress of everyday life as you stroll along the old western streets of

Philipsburg, fi sh the streams and lakes or escape to Discovery Ski Area . Spend the night and enjoy

the great food, the entertainment, and recreation opportunities. There’s the fi nest candy store in

all the land, a real 1920’s Old Fashioned Soda Fountain, the oldest operating live Theater

in Montana, one of the fi nest outdoor skating rinks in the Rockies, and skiing that will take

your breath away. All within minutes of each other. Camping, hiking, blue ribbon fi shing,

bicycling, four-wheeling, or just relaxing will entice you to come back again and again. So

next time you are traveling along I-90 take the Drummond or Anaconda exit and experience

the excitement of the Pintlar Scenic Highway and its communities. And when you decide to

make southwest Montana your home. Give Deb a call.

Montana and specifi cally the

Pintlar (mountain) territory is Debbie’s home, and she loves it.

Her family has and does own property in the valley and on Georgetown lake for as long she can

remember. She knows and appreciates the beauty, the serenity, and the value of truly one of

Montana’s last best places.

If location is the most important aspect of your real estate dreams — look no further.

If value for your dollar takes priority, you just found the best. Debbie’s company specializes in the

sale of homes, ranches, land, and commercial property in the Flint Creek Valley, Georgetown Lake

and surrounding areas. If you truly want to know the value of the property and the life style of this

beautiful and still very affordable part of Montana, call Debbie.


(ARA) - With warmer weather set-ting in across the country, now is the perfect time to enjoy a road trip. While millions of Americans are hitting the pavement in hopes of a travel adventure, many do so without realizing that the effects of winter are still taking a toll on their vehicles.

Here are a few tips to make sure drivers are prepared for a success-ful road travel season.

* Watch For Inflation:As temperatures change, so can tire pressure. Proper tire inflation is essential for automotive safety, optimum driving performance and significant cost savings, including better fuel mileage. Tires should be inflated to the vehicle manufac-turer recommendations printed on the vehicle door placard or in the glove box and should be checked monthly. Over-inflation can lead to premature or irregular tire wear and under-inflation reduces a ve-hicle’s fuel efficiency by an average of 3.3 percent.

* Breathe Free:Replacing a dirty air filter can in-crease a vehicle’s life expectancy and fuel efficiency by reducing the strain on the engine, espe-cially during warmer months. Over the winter months, salt, sand and other impurities may have built up in the vehicle’s air filtration system and replacing the air filter can im-prove acceleration time by 6 to 11 percent.

* Keep It Clean:Cars, trucks or SuVs likely took a beating from this winter’s harsh conditions and corrosive elements, including freezing rain, snow, ice, sand and salt. Keeping vehicles clean will help protect them from the chemicals and dirt that may attack the car’s finish

and u n -dercar-riage. Be sure to use quality cleaners.

* Check That Tread:The economy has forced many to postpone tire purchases, but after enduring what was most likely a harsh winter and cop-ing with wet spring weather, it is a bad time to have low treads. The lower the tread depth, the less traction on wet roads, and the greater the distance needed to stop. It is imperative that the tires on a vehicle are in good working order. Advances in tire technology are helping deliver a new generation of tires that offer all-season traction and increased comfort. For those in need of new tires, drivers should consider Goodyear Assurance ComforTred Touring tires, which are built for a smooth, comfortable ride.

For more helpful car care advice or information on tires for cars, light trucks, SuVs and more, visit Butte Subaru today!

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WE’RE HERE FOR YOU!3801 Harrison Ave., Butte, MT 59701

406.494.7076 • 1-866-665-9338 • ButteSubaru.net

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sponsored by

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Because many Butte and Anaconda families are choosing immediate cremation as an alternative choice to traditional funeral service, Axelson Alternative Cremation has opened in Butte. We are extremely proud of our families’ 75 year heritage of caring for area residents.

To accommodate Butte and Anaconda’s progressive views in funeral customs, we provide our services to these communities for $1275.00. This represents a substantial savings when compared to a funeral home’s charges for the same services. All cremations are performed locally at Butte Crematories.

Helping you pre-plan your final wishes is one of the most important services we offer. By meeting with our licensed and professional staff, your instructions are discussed and filed. This process takes only a little while and is one of the most thoughtful and kind things that you can do for your family.

We can also assist you in the funding of your wishes through a local financial institution, if desired. This completes the arrangements and gives you and your family the peace of mind of knowing that everything has been provided for.

We can also review any existing arrangements that have already been planned with another provider.

Our offices are located at 1440 Holmes Avenue, Suite #2 just south of the legion Oasis Complex. Also, if it is more convenient, we will certainly come and visit with you in your home.

Please call us at 565-0069 or 490-4264 and allow us to answer your questions and concerns. you may also visit online at AxelsonCremation.com.

Axelson Alternative Cremation. Alternative Choice. Alternative Price.

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sponsored by

AxelsonAlternative Cremation

1440 Holmes Avenue Suite #2, Butte MT 57901565.0069 • 490.4264 • AxelsonCremation.com

THE AXELSON FAMILY, a name

synonymous with excellence and

innovation in funeral service, is

pleased to off er to the families of Butte-

Silver Bow a new choice in cremation

options.

With our guidance and assistance,

memorial services may be easily arranged

by family members, their friends, church

family or other organizations. We will

help you in making these services unique

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sharing of your memories and stories

will help us direct you in planning a

celebration of a life well lived. We take

the time to help families create a service

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While our off ering is limited to providing

cremation service, we still complete death

certifi cate, Social Security and Veterans

Administration fi lings at no additional

cost. We can also provide families

with printed material and registers for

memorial services.


As should be expected, there are many plans on how to build a fence. Post and rail fences aren’t constructed in exactly the same way as a wood privacy fence or an aluminum security fence. The number of possible fence building plans is as numer-ous as the kinds of available fencing. Still, all fence building the same general princi-ples of good fence building. Knowing what the principles of how to build a fence are will set you off on the right foot for your fencing project.

The Basic of How to Build a FenceFirst, you’ll need to deal with some prelimi-nary surveillance and paperwork. Know where your property line is. you don’t want to take the time and money to build a fence, only to discover your neighbor has the right to tear it down. you might try talk-ing to your neighbor to see if they’re inter-ested in having a fence. This will enable you to build the fence directly on the property line, and your neighbor may be willing to chip in some money for the project. you’ll also need to check on whether your fenc-ing project requires any building permits before you begin.

The most important part of quality fence building is the part you can’t see: the depth and construction of the fence posts. Not

only must fence posts support the weight of the fence, they must also act as an anchor for your fence against strong winds. They must also be dug deep enough to withstand crum-bling or shifting soil in your yard. A good rule of thumb is to dig

your fence posts deep enough so that one-third the length of the fence post is under-ground. If you’re uncertain or know that your home receives high winds and/or soft soil, err on the side of digging your fence posts a little deeper than necessary.

Privacy Fence PanelingIf you’re building some sort of privacy fence, you may need to take some extra steps to properly attach your fence panels. DIy fencing kits can be tailored for your lawn. To deal with a sloped lawn, fence panels can be “racked”. Essentially, this means the panel has been contorted from a rectangle into a parallelogram to accommodate the slope. you’ll need to measure the length and angle of your lawn slope to ensure you get an adequately racked panel section.

Try Your Local Fence BuilderOnce you have a grasp of the basics of how to build a fence, you should try to find a lo-cal expert that can supplement your knowl-edge. you might try your local hardware store, but don’t expect a teenager stock-ing shelves to know much, in anything, more than you do. Some local contractors may be willing to talk to you for free on the phone about your fencing project, but again, you have to get lucky to find a pro-

f e s s i o n a l willing to donate his or her time to your fenc-ing project. If you do find such a contractor, you might want to keep his or her number for future projects. you’ve probably found an honest, quality contractor if he or she is willing to offer such advice.

The Benefits of Hiring aProfessional Fence Builderyou may decide you don’t have the prop-er skills and tools to build and install the fence you want. Even if you can complete the project on your own, there are several reasons you may want to consider hiring a professional fence builder. First, they will bring local knowledge of wind, soil condi-tions, and how different materials will hold up over time given the climate you live in. It’s unlikely you’ll be able to find this infor-mation from general fence building ad-vice. The precision and craftsmanship of a professional fence builder will also ensure a seamless, sharp-looking fence that may last for much longer than the fence you will build. Plus, you save time and the inevita-ble headaches that come with virtually any DIy project.

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a F

ence

sponsored by

Continental Fence



1369 Harrison Ave (1 block South of Albertson’s)

723-6600

Walk-in Clinic • 1-2pm Daily

Hearing aid technology has improved and evolved greatly over the years. Not only has the size of the hearing aids decreased, but the technology inside hearing aids has greatly improved. Today’s hearing aids are available in ex-tended wear invisible designs to a very discreet and tiny behind-the-ear size that can have a great amount of power. With many hearing aid companies promising to solve your hearing problems, how do you choose what is right for you? I would suggest following these steps:

1. Seek a referral to a reputable audiologist. If you don’t know one, ask your doctor for a referral. A good audiologist will check your ears for wax, review your history of hearing difficulties and any medical problems that may con-tribute, complete a diagnostic hearing test tot determine degree and type of hearing loss, and make a medical referral if the testing determines the hear-ing loss could have a correctable cause. Be cautious of free hearing tests and people who only sell one brand of hearing aid. Nothing is completely free.

2. Ask about a trial period. Hearing aids take some time to get adapted to and adjusted to. The trial period allows time to determine if the hearing aids are going to be helpful and comfortable for you. This period allows you to make any necessary changes to style or to make any necessary changes to style or technology before making a commitment.

3. Thing about future needs. If hearing were to change do the hearing aids have sufficient residual gain (extra power) to be programmed to accommo-date this change?

4. Checks for a warranty. Make sure the hearing aids include a warranty that covers both parts and labor for a period of time.

5. Beware of misleading claims. Hear-ing aids cannot restore normal hearing or eliminate all background noise, no matter how advanced the technology. They can reduce some of the annoyance of background sounds and focus more on the sound that is in front of you, but cannot get rid of all of it.

6. Plan for the expense. The cost of hearing tech-nology varies widely - from several hundred dollars to several thousand dollars. Professional fees remote controls and other hearing aid options may cost extra. Talk to your audiologist about your needs and expectations. If cost is an issue, good instruments are still available at reason-able prices. If you’re a veteran, you may be able to get your hearing aid at no cost. Most health insurance plans, including Medicare do not cover the cost of hearing aids.

7. Ask about follow-up. Is someone at the clinic available for problems regu-larly? Does the provider travel in once a week or so to see patients. A lot of adjusting may need to be done to the hearing aids to maximize your com-fort and clarity. If you bought the aids when a factory representative was in town for an event, is the provider going to be able to complete the necessary follow-up?

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dssponsored by

Highland Hearing


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(ARA) - No one wants an acci-dent to happen. But chances are at some point you’ll wind up in a fender bender that requires repairs at an automotive collision center. After filing an accident report with your insurance company, you will be directed to choose a repair shop. Selecting the right one can make a world of difference when it comes to speed, efficacy and satisfaction. This is especially important if you have little to no knowledge of cars and are giving absolute control

over to the mechanics in charge.

At J&C Body Shop, we have a cour-teous staff who is willing to answer important questions. Some key ones to ask include the following:* Do you have experience handling the make/model of my car?* Do you have experience working with my insurance carrier?* How long does a repair take?* What kind of training and certifications do your technicians

have?* Will I be able to track the progress of my repair online and/or will you keep me updated on a regular

basis?* What kind of technol-ogy do you use in your shop?

The latest equipment in align-ment sys-tems, diag-nostics and

painting technology signifies a tech savvy shop. Believe it or not, the painting system a body shop uses is one of the most important facets of a repair.

“J&C Body Shop wants to help take the stress out of your situa-tion.” “J&C Body Shop wants you to be confident in our repairs and satisfied once your repairs are complete.”

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Despite the warm temperatures and sunny skies, many students are feeling a shadow looming as back to school season creeps closer. After weeks of lazy, summer days, late nights, varying rou-tines and minimal mental stimulation, the return to school can seem overwhelming to students of all ages. To help parents and children get ready for the new school year, Dr. Richard E. Bavaria, Ph.D. and senior vice president for Sylvan learning, offers several tips to ease the transition from the beach to the classroom and jumpstart sluggish summer brains. STUDENTS: For many students, the first day of school doesn’t only bring new teachers and new friends - it can also be a source of anxiety with homework as-signments and tests just around the corner. Start-ing the school year off on the right foot can help minimize students’ stress levels throughout the year. Get Cleaning. A dirty, cluttered room is not con-ducive to studying. Get organized before home-work starts piling up. • Removeseldom-wornclothing.• Packawaybelongingsnotusedona regular basis.• Forsmallerchildren,labelareassothey can easily see where belongings should go.

Carve Out a Homework Spot. Whether it is in your bedroom, the basement, or a family office, find an area where you can work distraction-free and claim it as your official workspace. • Pickaplacethatisalwaysavailableand where you feel comfortable doing schoolwork.• Stocktheareawithallofthesuppliesand tools that are needed to complete homework.

Get Organized. Organization is key to ensure you stay on top of the requirements for each subject. • Use separate, labeled notebooks for eachclass. • Createfilesforeachsubject.Thefolders can hold assignments, essays, handouts and notes taken during classes.• Purchaseaplannerorcalendartokeep track of important dates and deadlines.

Set Educational Goals. Whether it is striving for an A in a certain subject, handing in all homework on time or preparing for tests well in advance, setting goals can help establish a routine for the new year.

Set goals that are measurable, specific, reason-able and have personal value. Stay On Schedule. Minimize last minute cramming or deadline mix-ups by creating a detailed school schedule. • Includeallclasses,assignmentsandkey dates, such as project deadlines and test dates. Fill in new dates as they arise. • Schedulespecifictimesforstudying, projects and extracurricular activities. The more thorough the schedule, the more helpful it will be to you.

Know The School. If you ever feel swamped with back to school madness, ask for help. Schools as-sist students with transitioning from one grade to another. Meet with your guidance counselor and/or teachers. If you are still nervous, ask your mom or dad to drop you off at school on the first day of class. Be Adventurous. Step out of your comfort zone this school year by trying new things academi-cally and in terms of extracurricular activities. • Tryeverytypeofclassand/oractivity.You never know what your strengths are until you experience as much as you can.• Challengeyourself.Ifyouhavethe opportunity, take the hardest classes - not the easiest subjects. • Askquestions.Thereisnothingwrong with not always knowing the answer. Asking questions is the best way to learn!

Think Positive. yes, going back to school means homework and early mornings. It also means reconnecting with old friends, meeting new people, resuming fun extracurricular activities, learning more about your favorite subjects and improving on your last year’s performance. PARENTS: While the idea of waking up at the crack of dawn to prepare lunches, fighting over appropriate school attire and regulating the amount of tele-vision watched might have you frazzled, take solace in the fact that you can play a big part in getting your children motivated and excited to tackle a new school year. Depending on your child’s age, your role in the above-mentioned tips will vary. The following are helpful ideas to ease kids of all ages back into learning mode: Help Your Child Discover His/Her Learning Style. Be-cause each child is special, with different learning styles and academic needs, it is important to per-

sonalize the learning pro-cess. People learn in at least eight different ways, according to the Multiple In-telligences Theory: visually, verbally, physi-cally, mathematically, mu-sically, naturalistically, through group activity or through quiet thinking time. Talk to your child’s teachers about your child’s learn-ing strengths and how best to support them. Get Back In the Routine. Ease the transition from lazy summer days to the structure of the school year by re-establishing bedtime, mealtime, read-ing and homework routines. Talk with your child about the importance of structure and how rou-tines help ensure that he is not overtired or overly anxious about schoolwork. Develop A Family Event Calendar. One of the most helpful tools for getting organized is a family event calendar. To ease the chaos, track school programs, volunteer work and after-school ac-tivities. Family time management is essential if you are going to avoid the tumultuous frenzy of disorganization. • Dependingonyourchildren’sages,this calendar can be on construction paper with large squares to write in all necessary information, or it can be produced on a white board so that it is easy to revise.• Ifitiscolor-codedbyfamilymember,you can clearly see who has an activity scheduled and when the event occurs.• Placethecalendarnearthetelephone,so when a friend’s mother calls to invite your child to a birthday party, you will know instantly whether it fits within your family plans.

Purchase School Supplies In Advance. Avoid the last-minute rush by purchasing supplies at least one week in advance. Take your child. She can feel excited and in control by choosing her favor-ite colors and designs. Be a Cheerleader. Encourage your child to share any concerns he has about returning to school. Reinforce positive feelings by talking with your child about learning and achievement. Support his academic interests and encourage him to get involved in extracurricular activities at school.

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The Dangers of Secondhand Smoke in Living EnvironmentsSecondhand smoke - the smoke that comes from a lighted tobacco product or from a person who is smoking tobacco - contains more than 4,000 chemicals. Of these chemicals, 11 are known cancer-causing poisons and 250 are know tox-ins. the 2006 u.S. Surgeon General’s Report, The Health Consequences of Involuntary Exposure to Tobacco Smoke (available online at http://www.sur-geongeneral.gov/library/s e co n d h a n d s m o k e / ) , concluded that there is no risk-free level of sec-ondhand smoke, and the only way to protect people from the dangers of secondhand smoke is to eliminate the smoke exposure.

The u.S. Centers for Dis-ease Control (CDC) and the u.S. Surgeon General have created a guide, ti-tled Secondhand Smoke: What it Means to you (http://www.surgeon-general.gov/library/sec-ondhandsmoke/second-handsmoke.pdf), that summarizes the 2006 Surgeon General’s Report and explains how people can take action to im-prove their health. the CDC and Surgeon General have also created a factsheet, titled Secondhand Smoke is Toxic and Poisonous (http://www.sur-geongeneral.gov/library/secondhandsmoke/factsheets/factsheet9.html), outlining the dan-gerous chemical components in secondhand smoke.

A minimum of 38,000 and up to 65,000 deaths occur each year in the u.S. as a result of diseases caused by exposure to secondhand smoke. Thou-sands of other people in the u.S. suffer from con-ditions caused by or made worse by secondhand smoke.

As many as 175 Montanans die annually from ex-posure to secondhand tobacco smoke.

With the passage of Montana’s Clean Indoor Act in 2005 and full implementation in October of

2009 all workplaces and public places are now required to be smokefree.

People of all ages and backgrounds can be af-fected by secondhand smoke. But vulnerable populations, such as senior citizens and children, are at increased risk from health problems such as heart attack in seniors and slow lung growth in children. The u.S. Centers for Disease Control recommends anyone with heart-related diseases

avoid any exposure to sec-ondhand smoke.

Why are Smokefree Living Environ-ments so Impor-tant?Secondhand smoke knows no boundaries. While 85% of Montana households control their exposure by not permit-ting smoking inside the home, residents in multi-unit housing cannot control their exposure to secondhand tobacco smoke if their neighbors are smoking. Smokefree policies ensure that resi-dents in multi-unit hous-ing households are not exposed.

According to the 2008 Montana Adult Tobacco Survey:Approximately 18% of Montanans rent their home.

Among renters, an estimated 48,000 live in an apartment or duplex and over one-third (36%) of respondents living in multi-unit housing also had children 17 years or younger living with them. less than 20% of Montanans living in multi-unit housing are protected by a smokefree policy set by their landlord.

Of Montana multi-unit renters who do not have a smokefree policy in their building or complex, the majority (85%) were in favor of their landlords adopting a smokefree policy.

low-income Montanans with rent-assisted hous-ing are at particular risk since their housing op-

tions may be limited.

V e n t i l a t i o n and air purifi-ers cannot end the harm caused by exposure to secondhand smoke. The American Society of Heating, Refrigerating, and Air Conditioning Engineers has commented on the need to eliminate smoking rather than try to ventilate it stating that “the only means of ef-fectively eliminating health risk associated with indoor exposure is to ban smoking activity.”

Exposure to secondhand smoke in multi-unit housing complexes poses a public health prob-lem because the smoke from one unit can enter other units. The only way to eliminate this expo-sure to secondhand smoke in multi-unit housing complexes is to have a comprehensive smokefree policy.

Exposure to secondhandsmoke increases the risk of

health problems such as:

• Heartdisease,heartattacks,and increasedheartrate

• Bronchitisandpneumonia

• Burningeyesandthroat

• Earinfections

• Nosebleeds

• Increasedbloodpressure

• Frequencyandseverityofasthma

• Headaches

• SuddenInfantDeathSyndrome (SIDS)

• Lowbirthweightandpre-term babies

• Lungcancer

• Emphysema



Introducing the FREE iPhone appGet local news, sports, entertainment, weather, photos and videos you need to stay connected, right from your iPhone.

Simply search for “Montana Standard” in the Apple iTunes app store then download.

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Getting local news and information is easier than ever with the free iPhone news app available from The Montana Standard.

Features of the attractive and easy-to-use application include latest news, photos and videos, 7-day local weather fore-casts, sports and entertainment coverage, and the ability to discuss and comment on stories, share content with friends, and download and save articles to read later.

The app is available by searching for The Montana Standard in the Apple iTunes store at apple.com/itunes.The Montana Standard is the first, best local news source in southwest Montana, with a commitment to offering not only the best print edition daily, but also offer expanding digital delivery options with online, mobile, tablet, email and text messaging. The Standard is also on Face-book, Twitter and youTube, so be sure to like, follow and subscribe today!

For questions on any of the digital delivery options offered by the Standard, visit mtstandard.com/digital or email [email protected]. How

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Saving money has never been easier with The Montana Standard’s “Today’s Big Deal.” Simply sign up to receive free email alerts at mtstandard.com/alerts so you know when a new deal is available. The Standard will send you new deals for local products and services, most at a discount of more than 50% off. By following the link in your email or visiting mtstandard.com/bigdeal, you can buy the deals you want securely online

then redeem your certificate to enjoy your savings! We’ve made it easy for you to save on the items you want and need every day. you can also find deal alerts in the print edition of The Montana Standard, online at mtstandard.com/bigdeal and on the Standard’s Facebook and Twitter pages. Many past offers have been huge. How does 50% off a pizza sound? Or 30% off a ski pass? Or how does saving $32 on a family pass to a local attraction sound? Or even 50% off a romantic dinner? The deals are unbeatable. But don’t wait to take advantage of the deals featured on “Today’s Big Deal.” All the deals are avail-able exclusively at mtstandard.com/bigdeal for a limited time only, with some deals selling out quickly because of the tremendous savings. And the deals don’t stop there. The Montana Standard is the number one source for coupons in southwest Montana. Savings of more than $100 each week are available on brand-name items like coffee, lotion, cereal, paint, shampoo, juice and more by visiting mtstandard.com/coupons.

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Everyone likes to save money, but some purchases it just doesn’t pay to skimp on. If you’re buying an item that affects your well-being - like shoes or a mattress - it’s smart to buy the best you can af-ford.

your mattress directly affects your ability to get a good night’s sleep, according to WebMD. Poor sleep has been linked to a host of physical and mental health problems, including depression, anxiety, hypertension, memory loss and appetite changes.

If you’re not resting as well as you know you should and it’s been 10 years or more since you bought a mattress, you may need to look for a new one. If you haven’t gone mattress shopping in a while, you may be surprised and a bit overwhelmed by the variety of choices, advances in technology and plethora of sales you’ll find.you’ll spend a third of your life in bed, so your mat-tress plays a vital role in the quality of your health and well-being.Buying a mattress is a decision that you should think about carefully. Since most people replace their mattress every seven to ten years, you’ll have to live with your decision for a long time. For most people, comfort is the most important factor with support and durability close behind. When it comes to comfort, there is no right and wrong. Only what’s right for you. It’s worth the time and effort to find out which Serta mattress will best suit your needs.

Steele’s offers these tips for making your next mattress purchase:Top10TipsforSelectingtheRightNewMattress1. Get enough rest before you shop for a mat-tress - Shop when you are well rested so you will make the best possible decision. According to a number of studies, sleep deprivation causes atten-tion lapses, slower recall and poor concentration. According to Serta’s Comfort u survey, “Americans Wake up to Sleep loss,” less than 10 percent of Americans get the eight hours of sleep a night that research shows to be most beneficial.2. Let your fingers do the walking - Serta’s Web site is full of information that will tell you about the construction of our mattresses and explain their features and benefits. We offer a wide array of material designed to make mattress shopping easier, including videos showing the inner con-struction and benefits of Serta mattresses - all written in easy-to-understand terms. To find the perfect mattress for you, come to Steele’s and one of our Sleep Experts will help you find the mattress that best suits your needs.3. Know yourself - In the sea of mattresses that you may see in a retail store, there are basically three comfort preferences: soft (Pillow Top), plush and firm. There are also varying forms of the Pillow Top, including the Euro Top. Once you know which “feel” you prefer, you will have effectively eliminat-ed two thirds of the mattresses in the store. This

gives you the chance to concentrate on the mat-tresses that really will be comfortable for you.4. Concentrate on comfort - learn about the sup-port system (innerspring or foam) when you do your Internet research, then focus on what feels comfortable to you when you go mattress shop-ping. Remember, a good support system provides good support whether your mattress is a pillow top, plush or firm. Keep in mind that a comfortable mattress will help you fall asleep at night - and if you’re like most adults today, you need all the rest you can get.5. Buy a brand name you trust - When you buy a mattress, remember that you are buying a good night’s sleep, not just a place to shut your eyes. That’s why it’s wise to purchase a brand that you know and trust - one that’s earned a solid repu-tation with consumers over a number of decades. Serta has been making the World’s Best Mattress™ for more than 75 years and are offered at Steele’s. Our staff has been trained in Serta sleep technol-ogy and we stand behind the products we offer. We offer Serta bedding, Serta is a global company dedicated to delivering the highest quality prod-ucts to our customers. Serta’s limited Warranty protects your purchase against manufacturing defects, so you can feel confident with your Serta product for years to come.6. Buy from a retailer you trust - When shopping for a mattress, go only to retailers that you trust and learn what you will get with your purchase. Additional buying incentives often include free delivery and removing your current mattress from your home. Steele’s is your area’s authorized Serta retailer.7. Put price in perspective - Mattress buying is the most important decision you will make in furnish-ing your home, since you and your loved ones will spend close to one-third of your lives sleeping on your mattresses. The average buying cycle for a mattress today is between 7 and 10 years. For a mattress that costs $1,000, this comes out to ap-proximately three cents a day. Aim to buy the best mattress you can for the money. Serta proudly of-fers quality products for every type of budget.8. Wear comfortable, loose fitting clothes - Try out the mattresses with the comfort feel that you most want - soft (Pillow Top), plush or firm. lie on the bed; turn back and forth as you would if you were going to sleep. Shop with your partner to be sure that you both like the comfort feel of the mat-tress.9. Consider your space - Fifteen years ago, twin and full-size mattresses were the most popular siz-es sold at retail, but not anymore. People are real-izing that they need more room when they sleep. As a result, queen mattresses have become the best seller, and more and more couples are buying king mattresses as well. Make sure that your mat-tress will give you plenty of room to stretch out.10. Invest in a safe mattress and buy the set - The mattress flammability standard, 16 CFR Part 1633,

went into ef-fect on July 1, 2007. Fire tests show that, in many cases, a 1633-compliant mattress that is used with a pre-standard box spring will fail the standard’s testing requirements. So mixing a new mattress with an old foundation may pose a safety risk to consumers. The mattress and founda-tion should both be replaced, as a set, at the same time. Serta has been manufacturing its mattresses and box springs to this standard using our Fire-Blocker® system since 2005. If you have any ques-tions about whether or not your mattress and/or box spring meets the federal standard,What to consider when mattress shopping.When shopping for a new mattress, your goal is to find a sleep set that offers you the optimum com-fort, support and durability - and still be within your budget.use this Mattress Shopping Guide to make sure you choose a mattress that’s best for you.Mattress ComfortModern foams and fibers used in today’s premium mattresses offer a variety of comfort options for every type of sleeper. Because comfort is personal, the best way to find out if a mattress is comfort-able for you is the old-fashioned way; try it out in the store. Come in and lay on each bed to see what best fits your sleep needs..Today, many people prefer a memory foam mat-tress for its pressure-relieving comfort, ability to conform and adapt to each person’s body, and outstanding motion isolation. Even so, traditional memory foam technology hasn’t changed much since it was invented more than 40 years ago. While it can provide great comfort to many, others find that memory foam mattresses can sleep too hot, sink in too deeply or make it hard to adjust sleep positions in the night. Isn’t it about time that someone reinvented memory foam?

Steele’s Introduces the latest in sleep comfortIntroducing the new iComfort Sleep System by Serta, featuring our Cool Action™ Gel Memory Foam - the world’s first memory foam infused with the support and cooling touch of Serta’s Mi-croSupport™ gel. This revolutionary new memory foam is designed to deliver superior pressure relief and more targeted support while sleeping cooler than ordinary memory foam. Plus, it is antimicro-bial and dust mite resistant to help protect your mattress from potential allergens

Buying a Mattress is a big decision, you need to decide what type and style work best for you and your comfort. Stop in and let the Sleep Experts at Steele’s help you today.

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24how-to guide The Montana Standard ❘ July 2011

Planet Beach Contempo Spa can be tailored to repair, firm or clear trou-bled skin.- With age comes wisdom and per-spective but dry skin, sun dam-age, wrinkles and loss of elastic-ity, though less welcome, can be battled.Planet Beach Contempo Spa of Butte has packages of anti-aging spa services & skincare products to help slow down the clock. Planet Beach offers monthly treatments with four high-tech spa services -- the lumiere light Therapie, Red light Therapy, Hydration Station and Far Infrared Sauna -- plus prod-ucts for repairing, firming or clear-ing regimens.The treatments will help promote cell regeneration. These regimens will help revitalize and rebuild skin tissue at the cellular level to tight-en skin and diminish fine lines and wrinkles.”Lumiere Light Therapie uses red light and invisible near-infrared light to improve skin clarity, clear acne-prone skin, boost collagen and elastin production and dimin-ish the appearance of fine lines and wrinkles. Red Light Therapy works to en-hance cellular metabolism, acceler-ates the repair and replenishment of damaged skin cells, and stimu-lates the production of collagen – the foundation of smooth and healthy skin. HydrationStation deeply moistur-izes your skin, cleanses pores and prepares you skin for product pen-etration and acutely increases col-lagen and skin elasticity. Saunatox is designed to melt away tension, sooth aching muscles, re-move impurities and improve skin tone. Saunatox uses infrared tech-nology to promote pain relief and enhance overall wellness.A Contempo Spa is a unique spin on traditional day spas: customers pay an affordable, monthly sub-

scrip-t i o n f e e for spa ser v ices in a private room with fully automated, push-button machines perform-ing the relaxation and wellness treatments. But Planet Beach also offers monthly packages and ses-sions. “Our spa consultants work with each client to determine the best approach,” And the fact that all these treatments also help re-duce stress makes Planet Beach even more attractive.”

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How To Salvage Your Skin For Summer(ARA) - The outdoor lifestyle of summer keeps skincare on many people’s minds and few go to the beach or water park without a bot-tle or two of sunscreen. But high SPF shouldn’t be your only skincare concern - think back to the colder season to see where your skin might need a helping hand.*Getyourvitamins. Taking vitamin supplements can have plenty of benefits for your health, & vitamins A, C, E & K have attributes that can help improve skin’s appearance. *Don’tbeafraidofoil. It might not be so spooky to those with naturally dry skin, but oil-based treatments and cleansers shouldn’t send those with oily skin running. In fact, for those with oily skin, problems can arise from using over-drying treat-ments. *Turndownthetemperature. A long, hot shower certainly feels great, but it can lead to not-so-great feelings later, when your skin is dry, itchy and flaky because the heat dried it out. It’s inevitable that your skin will take its knocks through the seasons. luckily, if you didn’t do enough to prepare your skin, you can focus on repairing it with these tips. And when your skin’s back to its best, don’t forget to grab the sunblock as you head out to soak up the sun.

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How-to Guide