How to Cut your Company’s How to Cut your Company’s Health Care CostsHealth Care Costs

Community Care and Affiliates

Free Doctor Visits

Free Lab Work

Free Medications

Prescription Card

Discount on Brand drugs

No Pre-Existing Conditions

20 minute Appointments

DOT Certified Lab

Drug Testing Services

Occupational Services

Online Scheduling

Electronic Filing

Outstanding preventive care

Well Qualified Physicians

Community Care Private Health Care Center

Benefits to Employee

Preventive and Catastrophic Coverage

Free office visits

Free medications/ lab work

28 Panel Blood Test at no cost

Alternative for COBRA

Fast efficient service

Benefits to Employers

Employee uses 20 min off work -- not full day

Healthy employees increase production

Reduces annual trend rates (9.9%)

Keeps first dollar claims off of insurance

Reduces workers comp claims

Saves 20-40% on total annual premiums *subject to claims data*

Community Care Concept

Shift the first dollar expenses to the health care center, rather than premium based. This action lowers overall costs by 20- 40%

Save 50% on RX coverage

office25%

Rx15%

rest60%

Target Formula

Total Annual Premium (Loss Ratio)= X

Example:

$1,000,000(65%)= $650,000(utilization cost)

$650,000(40%)= $260,000

25% office visits

15% for Rx usage

$1,000,000-$260,000= $740,000

Target Formula (cont.)

• 100 employees= 1million in TAP

• $833.00 monthly p/e

• $740,000/100= $7,400

• $617 monthly p/e

• Estimated savings of 26%

3 year projection analysis

Why use Community Care ?

• Self Funded

Lowers total amount of claims

Reduces average cost of claims

Reduces the year end trend by 50%

• Standard or high deductible planLowers total annual premiums by 20-40%

Reduces RX usage by 50%

Reduces the yearly trend rate

How much can your company save?How much can your company save?

Find out by callingFind out by calling

937-398-5180937-398-5180