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How to Acquire the Lowest Mortgage Refinance Rates?
You can lower your debt by paying your bills on time along with creditcard balance. This in turn will reduce your debt-to-income ratio(DTI). As aresult, your chances of qualifying for a low mortgage rate will be higher.Therefore, make it a point not to spend heavily or fill up some creditapplications before refinance, as it could have an adverse impact on yourcredit profile. There are instances when people are denied a refinancedespite having a high credit score or are charged higher rates of interest iftheir DTI is very high. If you can collect all these materials beforehand,this will make the loan application process less time consuming. Youwon’t have to pay extra for extending your rate lock either.
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