HONOUR THE PAST PROTECT THE FUTUREHow a gift in your Will could support our RAF Family for many years to come

And give to protect the future for our RAF Family

YOU CAN HONOUR THOSEWHO SERVED OUR COUNTRY“�Never�in�the�field�of�

human�conflict�has�so�much�been�owed�by� so�many�to�so�few.”

Sir Winston Churchill Because we receive no regular government funding, much of our work relies on the generosity of people like you remembering us in their Wills.

Your Will tells everyone what you want to happen to your money, property and possessions after you have gone.

It is a way for you to take care of your loved ones, as well as a wonderful opportunity to remember our RAF Family and those who have bravely served our country.

Gifts in Wills have enabled us to support our veterans, young and old in their hour of need, helping them to live out their later years with dignity.

And be there for wounded veterans as they rebuild their lives

YOU CAN REMEMBER BATTLESBRAVELY FOUGHT

Should you decide to remember us in your Will, any gift, large or small, will help an RAF family member in need.

There are three kinds of gifts you can leave:

A share of the residue of your estate

The residue is whatever is left after all other gifts have been made and any debts settled.

A fixed sum of money

You should review these gifts from time to time to make sure they have

not been affected by inflation and are still as generous as you would wish.

Something specific For example, a property, shares or an item of jewellery.

If you leave a share of your estate to charity, and the remainder of your estate is subject to inheritance tax, the taxable part will qualify for a reduced rate of inheritance tax.

“�Now�my�confidence�has�shot�back�up� and�I’m�full�of�plans.”��Michael Goody

Senior Aircraftman Michael Goody in Afghanistan

Michael Goody was on patrol with the RAF Regiment in Afghanistan when his vehicle hit an IED. His left ankle was badly injured and eventually amputated.

With the help of gifts in Wills, we helped Michael to buy a car with automatic transmission, so he could still get out and about despite his prosthetic leg. We also adapted his house to make it safe for him to move around without falling.

“�The�RAF�Benevolent� Fund�have�been�there� for�my�family�through� the�hardest�time.”

Corporal Stuart Robinson of 15 Squadron, RAF Regiment, was left with life changing injuries after an IED explosion.

Temperance’s husband Ted flew Lancaster Bombers in WWII

“�I�can�now�rest�easy,�knowing�I�can�live�in�the�home�I�shared�with�my�husband�for�the�rest�of�my�days.”���Temperance Davies

Temperance Davies’ husband Ted served in the RAF throughout WWII, completing many successful sorties over Germany before being shot down and held as a prisoner of war.

Ted sadly died in 1999 and Temperance struggled to keep on top of maintenance work on their house in Pontypridd.

With the help of gifts in Wills we were able to help cover the cost of renovation works at her home of more than 70 years, including tackling rising damp, replastering and redecorating.

To find a solicitor, contact the Law Society at www.lawsociety.org.uk or on 020 7242 1222, or your local Citizens Advice Bureau.

Small changes to an existing Will, including adding a gift to the RAF Benevolent Fund, can be made by using the codicil form at the back of this booklet. If you want to make significant changes, we recommend that you seek advice from a solicitor.

And be there if the worst should happen

If a loved one is sadly lost, the RAF Benevolent Fund is there to provide families with financial, practical and emotional support. You can be there too with a gift in your Will.

How to get help with making or changing your Will

If you are ready to start preparing your Will, we would always recommend using a qualified professional to help you. They will make sure that your wishes are clear and everything is legal. They can also advise you on any inheritance tax implications.

YOU CAN CARE FOR THE FAMILIES LEFT BEHIND

“�When�I�was�in�hospital� I�had�no�idea�how�badly� I�was�injured.”

Senior Aircraftman Kevin Ogilvie of 51 Squadron, RAF Regiment, was injured by an IED in Afghanistan.

And be there for generations to come

YOU CAN REMEMBER THOSEWHO FOUGHT FOR OUR FREEDOM

So many have endured dangers and hardship we can barely imagine, to protect the future for our children, and our children’s children. A gift in your Will is a way you can remember their sacrifice and give to the future of our RAF Family.

There are seven simple steps to making a Will:

Make a list of what you have to leave

Think about who you want to remember in your Will

Ask at least one person you trust to be an executor

Talk to a solicitor and ask about inheritance tax if relevant

Update your Will if your life or decisions have changed

Keep your Will safe and tell your executors where it is

Tell your family that you have included the RAF Benevolent Fund in your Will

“��Darling.�Just�got�VC.��Don’t�know�why.”

Flight Lieutenant Eric ‘James’ Brindley Nicholson sent this message in a telegraph to his wife, after being awarded the Victoria Cross for his ‘outstanding act of gallantry and magnificent display of fighting spirit’ during the Battle of Britain.

Young veteran Matt Neve and his family

�“The�Fund�has�helped�me�believe�in�myself�and�look�forward�to�what�I�can�achieve.”

Matt Neve

Matt Neve’s RAF career was cut short after he suffered from crippling PTSD but he found sport, and in particular archery, helped with his rehabilitation. As Matt progressed in the sport we funded archery equipment so he could continue competing.

“�Let�us�all�welcome�this�chance�to�pay�a�small�measure�of�the�debt�we�owe.”

Sir Winston Churchill

For any additional help or information, please contact the Legacy Fundraising Manager on the following details.

0333 355 1081legacy@rafbf.org.uk

And be there for our RAF Family when they need us most

YOU CAN PAY TRIBUTE TO THOSE WE WILL NEVER FORGET

Those family members who are no longer with us will always be in our hearts.

Including a gift in your Will to the RAF Benevolent Fund is a wonderful way to remember them as well as to support those who have given so much.

If you have something specific in mind that you would like your gift to be spent on, please get in touch using the details opposite and we can discuss this with you.

If you would like to leave it to us to decide, please rest assured that your gift will be used wisely and well, wherever the need is the greatest.

Here is an example of the wording you could use to make a gift:

‘I give XX percent of the remainder of my estate/ £ (cash amount) /my property of (give address) to the Royal Air Force Benevolent Fund of 67 Portland Place, London, W1B 1AR (Charity Registration Number 1081009, Scotland registration number SC038109) for its charitable purposes. I further direct that the receipt of the Finance Director or other proper officers of the Royal Air Force Benevolent Fund shall be a full and proper discharge for the said legacy.’

If you have any questions, please do not hesitate to get in touch.

Call 0333 355 1081 or visit www.rafbf.org/wills

Royal Air Force Benevolent Fund 67 Portland Place London, W1B 1AR

Helpline 0800 169 2942Email legacy@rafbf.org.ukWebsite www.rafbf.org

Registered charity in England and Wales (1081009) and in Scotland (SC038109)

Images: © IWM (CH11047), © IWM (CH3757), © IWM (HU75740), MOD 45151467 © Crown Copyright 2013, © IWM (CH18005), © IWM (CH1871), © IWM (TR1128)

LETTING US KNOW YOUR THOUGHTS

LETTING US KNOW YOUR INTENTIONS

If you are considering leaving a gift in your Will to the RAF Benevolent Fund and would like to let us know, please fill in this form and return.

Any information given will be held in the strictest confidence.

Thank you. Name

Address

Postcode

Phone number

Email

Thank you. Please return to:The Fundraising Team RAF Benevolent Fund 67 Portland Place London W1B 1AR

I am going to leave a gift in my Will to the RAF Benevolent Fund

I have left a gift in my Will to the RAF Benevolent Fund

This way of giving is not for me

Please use this space to tell us as much or as little as you like about your reasons for doing this.

Registered charity in England and Wales (1081009) and in Scotland (SC038109)

YOUR GUIDETO AMENDING YOUR WILL

A Codicil can be used to amend your existing Will if you only wish to make a straightforward change such as making an additional cash gift to the Royal Air Force Benevolent Fund.

However, to avoid the risk of inconsistencies between the original Will and Codicil, it is advisable to check with your solicitor before signing it that this Codicil will fit with your existing arrangements. If more extensive changes are required, or if it has been some time since you reviewed your Will, we strongly recommend that you consult a solicitor.

1. Complete the form (but do not sign it until both your witnesses are present)

2. Ask two adults (of sound mind) to be witnesses. No-one who is your executor or a beneficiary in your Will or any Codicil (or anyone married to, or in a civil partnership with, a beneficiary or executor) should be a witness

3. Sign the Codicil in ink, using your normal signature, in the presence of both your witnesses

4. Ask both your witnesses to sign and complete their section of the Codicil (in ink) in the presence of you and each other

5. If you need to draft a new Will, or wish to make substantial changes to your existing Will, including leaving a share of the residue of your estate to the Royal Air Force Benevolent Fund, we strongly recommend that you contact your solicitor

6. Send your completed Codicil to your solicitor or the person who is looking after your Will

A CODICIL WHAT DO I NEED TO DO?

Please tear along this perforated line

I (Full name)

Of (Address)

Declare this to be a (first / second / third) Codicil to my Will dated / / and Codicils dated / /

and / /

Please see guidance ‘A Codicil’In addition to any legacies given in my said Will I give to The Royal Air Force Benevolent Fund, of 67 Portland Place, London W1B 1AR Registered charity in England and Wales (1081009) and in Scotland (SC038109)

the sum of £ (a specific item) for its general purposes.

I declare that the receipts(s) of the Finance Director or the other proper officer shall be a full and sufficient discharge to my executors. In all other respects I confirm my said Will and any other Codicils thereto.

Signed

Signed by the above named testator/testatrix this day of in our presence and then by us in his/hers.

Please complete as required, in BLOCK CAPITALS, and send to your solicitor.CODICIL FORM

Signature

Name

Address

Occupation

Postcode

Signature

Name

Address

Occupation

Postcode

WITNESS ONE WITNESS TWO

Once completed, this Codicil form should be sent to your solicitor or the person who is looking after your Will.Registered charity in England and Wales (1081009) and in Scotland (SC038109)

YOUR FREE WILLNO HASSLENO COST

YOUR WILL, ON US Having an up to date Will is the only way you can be sure that your loved ones, as well as the causes you care about, are provided for after your time. With a free Will from the RAF Benevolent Fund, it is easier than ever to do just that.

We are part of the National Free Wills Network, a nationwide group of fully qualified and regulated solicitors. This enables us to offer a limited number of free Wills to our most valued supporters.

As someone who has expressed an interest in leaving a gift in your Will, we would be delighted to offer you this fantastic opportunity. We completely understand that your family and loved ones should always come first. However, once they are taken care of we would be extremely grateful if you would consider including a gift to support the RAF family.

WHAT TO DO NEXTIn order to receive your free Will please complete the form opposite and return it to us. Alternatively, if you have any further questions regarding this offer, please give us a call on 0333 355 1081.

With your permission we will forward your details to the National Free Wills Network. They will then put you in touch with a local participating solicitor who can assist you in writing your Will.

Please note that if your financial affairs are more complex you may incur an additional charge.

REPLY FORMYour Details Name

Address

Postcode

Phone number

Email

I would like more information about having my Will written for free. Please forward my details to the National Free Wills Network.

Please return this form to: The Fundraising Team, RAF Benevolent Fund, 67 Portland Place, London, W1B 1AR

Once completed please return to the address overleafThe RAFBF is a registered charity in England and Wales (1081009) and Scotland (SC038109)