Home & Condo Guide Winnipeg - Nov 23, 2012

Nov 23, 2012 - Jan 18, 2013, Volume 05 Issue 10

Your Best Source for Homes & Condos

Winnipeg Edition

SEE PAGES 10-11

INSIDE THIS ISSUE

THE IMPORTANCE OF A HOME INSPECTION

THE HOUSING MARKET: CANADA VS. THE U.S.

HOME SWEET HOME OR RETIREMENT NEST EGG?

1 MANITOBA RENOVATIONS | JUNE/JULY 2007

Surrounded by Success

Providing professional servicewith 29 years of experience.

204-889-9500

Joanne Gebauer

2011 GoldMedallionWinner

RE/MAX DIAMOND AWARD RE/MAX PLATINUM CLUB

RE/MAX LIFETIME ACHIEVEMENT

#1 RE/MAX Female Individual Agent Manitoba 2011

PRESTIGIOUS CHAIRMAN’S CLUB

Winnipeg REALTORS®MEDALLION AWARDS

1985-2011RE/MAX

HALL OF FAME AWARD GOLD MEDALLION 2011

It pays to use a REALTOR®

email: [email protected] www.joannegebauer.comexecutives realty

Wonderful Westwood! $249,900 Beautiful 2 BR + Den Bungalow on a great street! HWF’s, LR & DR, Euro Kit, appliances included, Rec Room, Hot Tub, 2nd full bath. Private Yard!

Headingley – Monterey Park! $464,900 Custom built 1522 sq ft + Sunroom, 3+ BR’s, 3 Baths, Great Room Plan. Maple, Granite & Stainless Steel Kit. Main � oor laundry. Rec Room, X BR & Bath. Triple Att Garage, Fenced 124 x 163 Ft Lot.

Your Search has Ended! Fabulous Charleswood Home! $289,900

Beautiful 1200 sqft, 3 Bedroom Bungalow. Gleaming Hardwood � ooring, L-shaped Living and Dining room. Refurbished kitchen. Incl appliances. Large rec room, Fabulous lot 60 x 181, front drive to Double garage, Gazebo.

Impressive Crestview Home! $279,900 Welcome Home! 4 BR, 1300 sq ft. HWF’s, Euro Kitchen, 2 Full Baths, FF Basement, Fenced yard, Dble garage, Newer roof shingles, vinyl siding, windows, HE Furnace, C/Air.

35 Braintree 101-280 Waterfront23-302 Westwood 38 Carberry6 Byron 56 Longfellow266 Rouge 305-175 Ronald62 Costello 70 Queens Park448 Lyle 211 Strathmillan754 Buckingham 14 Corbett77-381 Westwood 274 Marjorie6 Quail Ridge 3 Mase� eld25-341 Westwood 34 Worthington274 Sansome` 26-341 Westwood857 Ashburn 27 Yager Cove27 Browning 109 Fairlane226 Sharp 2-14 Sansome354 Inglewood 307B-693 St Anne’s24-302 Westwood 302 Linwood27 Pentonville 72 Emerald Grove

727 Setter 106-230 Roslyn436 Moray 230 Conway7 Whitkirk 210 Tufnell59 Belcourt 557 Whytewold769 Setter 113 Bernadine119 Palliser 1070 Gar� eld11 Parish 37 Ericsson788 Elm 3102-489 Thompson830 Valour 106 Keating52-361 Westwood 137 Palliser953 Minto 34 Appletree366 Gagnon 82 Baf� n7 Buf� e 39 Stillwell22 Lismer 256 Thompson1098 Simmons 70 Brookstone852 Knox 4 Leacock

719 Lipton 228 Rouge632 Buchanan 59 Prairie View22 Jameswood 347 Duf� eld440 Best 62 Wordsworth921 Buchanan 123 Penfold 387 Collegiate 74 Sandown72 Vanderbilt 2-2859 Ness446 Wallasey 15 Emerald Grove1-3863 Ness 3349 Assiniboine1096 Crestview Park 21 Manitou104-175 Ronald 202-215 Greenway55 Cortez 56-361 Westwood105 Lodge 22 Savoy659 Stewart 51 Browning46-361 Westwood 306-3420 Grant34 Bur Oaks 31 Amethyst138 McIntosh 464 Greenacre

ALREADY SOLD 2012!

Happy Holidays!Happy Holidays!Happy Holidays!Happy Holidays!Happy Holidays!Happy Holidays!Happy Holidays!Happy Holidays!

www.kevinmoist .comCall - KEVIN MOIST Call - 792-7000

Not intended to solicit properties currently listed for sale.

2011 was a record breaking yearfor CONDO SALES in Winnipeg

If you are thinking of buying or selling a condo this year,please talk to me first!My specialty is connecting interested buyers with the condo they are searching for.

If you would consider an offer onyour condo, now or in the future,please contact me, as I will provideyou with a current market evaluation at no cost or obligation to you.

KEVIN MOISTTEL: (204) [email protected] performance realty

2012 CONDO WATCHThe demand continues...

#1 RE/MAX Agent - Manitoba 2006 - 2011 Transaction AwardWINNIPEG REALTORS “GOLD MEDALLION AWARD” 2000 - 2011

TOP 5 RE/MAX AGENT WESTERN CANADA 2009 - 2011TOP 100 RE/MAX AGENT WORLDWIDE 2010 - 2011

Call - KEVIN MOIST Call - 204-792-7000

1 MANITOBA RENOVATIONS | JUNE/JULY 2007

Surrounded by Success

Providing professional servicewith 29 years of experience.

204-889-9500

Joanne Gebauer

2011 GoldMedallionWinner

RE/MAX DIAMOND AWARD RE/MAX PLATINUM CLUB

RE/MAX LIFETIME ACHIEVEMENT

#1 RE/MAX Female Individual Agent Manitoba 2011

PRESTIGIOUS CHAIRMAN’S CLUB

Winnipeg REALTORS®MEDALLION AWARDS

1985-2011RE/MAX

HALL OF FAME AWARD GOLD MEDALLION 2011

It pays to use a REALTOR®

email: [email protected] www.joannegebauer.comexecutives realty

Wonderful Westwood! $249,900 Beautiful 2 BR + Den Bungalow on a great street! HWF’s, LR & DR, Euro Kit, appliances included, Rec Room, Hot Tub, 2nd full bath. Private Yard!

Headingley – Monterey Park! $464,900 Custom built 1522 sq ft + Sunroom, 3+ BR’s, 3 Baths, Great Room Plan. Maple, Granite & Stainless Steel Kit. Main � oor laundry. Rec Room, X BR & Bath. Triple Att Garage, Fenced 124 x 163 Ft Lot.

Your Search has Ended! Fabulous Charleswood Home! $289,900

Beautiful 1200 sqft, 3 Bedroom Bungalow. Gleaming Hardwood � ooring, L-shaped Living and Dining room. Refurbished kitchen. Incl appliances. Large rec room, Fabulous lot 60 x 181, front drive to Double garage, Gazebo.

Impressive Crestview Home! $279,900 Welcome Home! 4 BR, 1300 sq ft. HWF’s, Euro Kitchen, 2 Full Baths, FF Basement, Fenced yard, Dble garage, Newer roof shingles, vinyl siding, windows, HE Furnace, C/Air.

35 Braintree 101-280 Waterfront23-302 Westwood 38 Carberry6 Byron 56 Longfellow266 Rouge 305-175 Ronald62 Costello 70 Queens Park448 Lyle 211 Strathmillan754 Buckingham 14 Corbett77-381 Westwood 274 Marjorie6 Quail Ridge 3 Mase� eld25-341 Westwood 34 Worthington274 Sansome` 26-341 Westwood857 Ashburn 27 Yager Cove27 Browning 109 Fairlane226 Sharp 2-14 Sansome354 Inglewood 307B-693 St Anne’s24-302 Westwood 302 Linwood27 Pentonville 72 Emerald Grove

727 Setter 106-230 Roslyn436 Moray 230 Conway7 Whitkirk 210 Tufnell59 Belcourt 557 Whytewold769 Setter 113 Bernadine119 Palliser 1070 Gar� eld11 Parish 37 Ericsson788 Elm 3102-489 Thompson830 Valour 106 Keating52-361 Westwood 137 Palliser953 Minto 34 Appletree366 Gagnon 82 Baf� n7 Buf� e 39 Stillwell22 Lismer 256 Thompson1098 Simmons 70 Brookstone852 Knox 4 Leacock

719 Lipton 228 Rouge632 Buchanan 59 Prairie View22 Jameswood 347 Duf� eld440 Best 62 Wordsworth921 Buchanan 123 Penfold 387 Collegiate 74 Sandown72 Vanderbilt 2-2859 Ness446 Wallasey 15 Emerald Grove1-3863 Ness 3349 Assiniboine1096 Crestview Park 21 Manitou104-175 Ronald 202-215 Greenway55 Cortez 56-361 Westwood105 Lodge 22 Savoy659 Stewart 51 Browning46-361 Westwood 306-3420 Grant34 Bur Oaks 31 Amethyst138 McIntosh 464 Greenacre

ALREADY SOLD 2012!

Happy Holidays!Happy Holidays!Happy Holidays!Happy Holidays!Happy Holidays!Happy Holidays!Happy Holidays!Happy Holidays!

www.kevinmoist .comCall - KEVIN MOIST Call - 792-7000

Not intended to solicit properties currently listed for sale.

2011 was a record breaking yearfor CONDO SALES in Winnipeg

If you are thinking of buying or selling a condo this year,please talk to me first!My specialty is connecting interested buyers with the condo they are searching for.

If you would consider an offer onyour condo, now or in the future,please contact me, as I will provideyou with a current market evaluation at no cost or obligation to you.

KEVIN MOISTTEL: (204) [email protected] performance realty

2012 CONDO WATCHThe demand continues...

#1 RE/MAX Agent - Manitoba 2006 - 2011 Transaction AwardWINNIPEG REALTORS “GOLD MEDALLION AWARD” 2000 - 2011

TOP 5 RE/MAX AGENT WESTERN CANADA 2009 - 2011TOP 100 RE/MAX AGENT WORLDWIDE 2010 - 2011

Call - KEVIN MOIST Call - 204-792-7000 WINNIPEG’S REAL ESTATE GUIDE 3

4 WINNIPEG’S REAL ESTATE GUIDE

06. editor’s note

14. hot topic: What’s lurking behind the walls of your dream home?

18. housing market: Canada to avoid a U.S.-style housing market meltdown

22. Finances: Many Canadians plan to sell their homes to fund retirement

Vice-President, wall2wall media Jacqueline Hill

OntariO and manitOba sales manaGer Conni Robinson

editOr-in-chief, natiOnal real estate Susan Legge

editOr Janine Druery Lydia McNutt (on leave)

accOunt executiVes Kim Smith 204-949-6801 Don Walters 204-949-6409

sales cO-OrdinatOr Steve Nelson cOntributinG editOrs Wayne Karl, Elisa Krovblit, Silvana Longo, Sara Duck (on leave)

PrOductiOn manaGer Bala Gnanapandithan

art directOr Sarah Jang

GraPhic desiGner/ disPlay artist Mike Terentiev

PrOductiOn cOOrdinatOr Bala Menon

circulatiOn Fiona Sewell

contents

See pages 10-11 for more information

On the cOVer

CheCk out our WebSite today: www.hometrader.ca

our next iSSue, Volume 6 iSSue 1, Will be diStributed on January 18, 2013

For more inFormation, Call 204.949.6408

Nov 23 - Dec 21, 2012, Volume 05 Issue 10


Winnipeg Edition

SEE PAGES 10-11

INSIDE THIS ISSUE




volume 5 issue 10 | nov 23, 2012 - Jan 18, 2013

the Winnipeg home & Condo Guide is published by Wall2Wall media located at 1765 kenaston blvd., unit t, Winnipeg, mb, r3y 1V8. home & Condo Guide is distributed free throughout Winnipeg at free pick-up locations. this magazine carefully inspects all ads for accuracy, however, the publisher and the printer shall not be responsible for any mistakes, design errors or incorrect information which is provided by the advertiser or their representative. the advertising herein, including the photographs and all artwork, is the property of home & Condo Guide and not that of the advertiser. the advertiser has purchased the right of reproduction in home & Condo Guide magazine only and does not have the right to reproduce the ad in whole or in part in any other place or publication without the consent of the publisher.

the views expressed by the columnists in this publication are not necessarily those of the publication.

the entire contents of this publication are protected by copyright and are intended for the sole use of the public.

Published by

Wall2Wall media is a trademark of yellow Pages Group Co. in Canada.

the hometrader & design are trademarks of apax Partners llP, used under license.

inside this issue

Winter has officially arrived in Winnipeg, which means another year is about to draw to a close. For Matthew Nicolas, one of Sutton Group Kilkenny’s top producing Realtors, that means it’s time to reflect on

this year’s achievements and next year’s market.With an award-winning year behind him, Nicolas is excited by the

possibilities in 2013. “I had a tremendous year in 2012,” he says. “But I’m looking forward to next year even more. I’m involved in some very exciting projects, and that’s the best part about real estate – it’s always changing. There’s always more to learn and always a new strategy to employ to get the best for your clients.”

One of the projects he’s talking about is White Horse Estates, a new multi-phase residential subdivision in the community of St. Francois-Xavier, located about 15 minutes west of Winnipeg.

“There are more and more families looking for a country lifestyle,” Nicolas explains. “With lot sizes starting at a third of an acre and up, and schools and services in town, St. Francois-Xavier is the perfect place to raise a family while maintaining a short commute to the city.

“I’m also really excited about Creek Bend Hollow, a gated, luxury condo community on the Seine in South St. Vital,” he continues. “These detached bungalow condos offer all the high-end finishes and flexibility of a custom home, with none of the responsibilities of upkeep or maintenance.” These condos feature three car garages and start at 1,700 sq. ft. The property is lush and green with a limited number of river lots available.

“It’s an exciting time for real estate development and new home construction in the capital region,” says Nicolas. “That being said, we can’t forget the resale market and its strong performance over the last year. With so much competition, a unique approach is needed to stand out from the crowd.”

With that need in mind, Nicolas has taken a new approach for all of his resale listings. “I’ve seen my clients struggle with putting the pieces together. They know they need to prepare their home for sale, but they’re not sure how to start. I’ve created an all-encompassing, complimentary package that includes staging, professional photography and a house-cleaning service. My clients are happy because this takes away the stress of preparing a house for sale, and they’re even happier when that preparation results in top dollar for their home.”

Nicolas sold more than 50 homes in Manitoba this year, but the excitement of marketing a home and satisfying clients never goes away. “I just love what I do. I love staying ahead of the trends in home design and décor, I love negotiating to get my clients the best possible price, I love watching the market and figuring out what’s next for Winnipeg,” he says. “It’s a great time to live in this city, and it’s always a great time to find your dream home.”

For more information on Nicolas’ current projects, visit www.whatsbetterthansold.com, www.saintfrancoisxavier.ca or www.creekbendhollow.com. You can also like his page on Facebook by searching Matthew Nicolas Winnipeg Realtor.

Matthew Nicolas would love to hear from you. He can be reached at 204-475-9130 or via email at [email protected]

A New Approach to Real Estate

Matthew Nicolas:

love what I do. I love staying ahead of the trends in home design and décor, I

06. editor’s note

14. hot topic: What’s lurking behind the walls of your dream home?

18. housing market: Canada to avoid a U.S.-style housing market meltdown

22. Finances: Many Canadians plan to sell their homes to fund retirement

Vice-President, wall2wall media Jacqueline Hill

OntariO and manitOba sales manaGer Conni Robinson

editOr-in-chief, natiOnal real estate Susan Legge

editOr Janine Druery Lydia McNutt (on leave)

accOunt executiVes Kim Smith 204-949-6801 Don Walters 204-949-6409

sales cO-OrdinatOr Steve Nelson cOntributinG editOrs Wayne Karl, Elisa Krovblit, Silvana Longo, Sara Duck (on leave)

PrOductiOn manaGer Bala Gnanapandithan

art directOr Sarah Jang

GraPhic desiGner/ disPlay artist Mike Terentiev

PrOductiOn cOOrdinatOr Bala Menon

circulatiOn Fiona Sewell

contents

See pages 10-11 for more information

On the cOVer

CheCk out our WebSite today: www.hometrader.ca

our next iSSue, Volume 6 iSSue 1, Will be diStributed on January 18, 2013

For more inFormation, Call 204.949.6408

Nov 23 - Dec 21, 2012, Volume 05 Issue 10


Winnipeg Edition

SEE PAGES 10-11

INSIDE THIS ISSUE




volume 5 issue 10 | nov 23, 2012 - Jan 18, 2013

the Winnipeg home & Condo Guide is published by Wall2Wall media located at 1765 kenaston blvd., unit t, Winnipeg, mb, r3y 1V8. home & Condo Guide is distributed free throughout Winnipeg at free pick-up locations. this magazine carefully inspects all ads for accuracy, however, the publisher and the printer shall not be responsible for any mistakes, design errors or incorrect information which is provided by the advertiser or their representative. the advertising herein, including the photographs and all artwork, is the property of home & Condo Guide and not that of the advertiser. the advertiser has purchased the right of reproduction in home & Condo Guide magazine only and does not have the right to reproduce the ad in whole or in part in any other place or publication without the consent of the publisher.

the views expressed by the columnists in this publication are not necessarily those of the publication.

the entire contents of this publication are protected by copyright and are intended for the sole use of the public.

Published by

Wall2Wall media is a trademark of yellow Pages Group Co. in Canada.

the hometrader & design are trademarks of apax Partners llP, used under license.

inside this issue

Winter has officially arrived in Winnipeg, which means another year is about to draw to a close. For Matthew Nicolas, one of Sutton Group Kilkenny’s top producing Realtors, that means it’s time to reflect on

this year’s achievements and next year’s market.With an award-winning year behind him, Nicolas is excited by the

possibilities in 2013. “I had a tremendous year in 2012,” he says. “But I’m looking forward to next year even more. I’m involved in some very exciting projects, and that’s the best part about real estate – it’s always changing. There’s always more to learn and always a new strategy to employ to get the best for your clients.”

One of the projects he’s talking about is White Horse Estates, a new multi-phase residential subdivision in the community of St. Francois-Xavier, located about 15 minutes west of Winnipeg.

“There are more and more families looking for a country lifestyle,” Nicolas explains. “With lot sizes starting at a third of an acre and up, and schools and services in town, St. Francois-Xavier is the perfect place to raise a family while maintaining a short commute to the city.

“I’m also really excited about Creek Bend Hollow, a gated, luxury condo community on the Seine in South St. Vital,” he continues. “These detached bungalow condos offer all the high-end finishes and flexibility of a custom home, with none of the responsibilities of upkeep or maintenance.” These condos feature three car garages and start at 1,700 sq. ft. The property is lush and green with a limited number of river lots available.

“It’s an exciting time for real estate development and new home construction in the capital region,” says Nicolas. “That being said, we can’t forget the resale market and its strong performance over the last year. With so much competition, a unique approach is needed to stand out from the crowd.”

With that need in mind, Nicolas has taken a new approach for all of his resale listings. “I’ve seen my clients struggle with putting the pieces together. They know they need to prepare their home for sale, but they’re not sure how to start. I’ve created an all-encompassing, complimentary package that includes staging, professional photography and a house-cleaning service. My clients are happy because this takes away the stress of preparing a house for sale, and they’re even happier when that preparation results in top dollar for their home.”

Nicolas sold more than 50 homes in Manitoba this year, but the excitement of marketing a home and satisfying clients never goes away. “I just love what I do. I love staying ahead of the trends in home design and décor, I love negotiating to get my clients the best possible price, I love watching the market and figuring out what’s next for Winnipeg,” he says. “It’s a great time to live in this city, and it’s always a great time to find your dream home.”

For more information on Nicolas’ current projects, visit www.whatsbetterthansold.com, www.saintfrancoisxavier.ca or www.creekbendhollow.com. You can also like his page on Facebook by searching Matthew Nicolas Winnipeg Realtor.

Matthew Nicolas would love to hear from you. He can be reached at 204-475-9130 or via email at [email protected]

A New Approach to Real Estate

Matthew Nicolas:

love what I do. I love staying ahead of the trends in home design and décor, I

WINNIPEG’S REAL ESTATE GUIDE 5


Call your Sage Creek, Royalwood, River Park South and St Vital specialisttoday for more information on these and other upcoming listings.

FREE HOME EVALUATIONS

Get an up to date idea of what your home is worth!

www.ChrisKennyHomes.ca

899-4858

CALL CHRIS KENNY @ 899-4858

To view more photos and virtual tours visit:www.chriskennyhomes.ca | www.chriskennyhomes.com

Top 5% of all individual Realtors in Winnipeg 2011” Silver Medallion Award Winner-Winnipeg Real Estate Board, Platinum Club Award winner -(2011 Remax of western canada)

ROYALWOOD BUNGALOW ONLY $349,000!

Brand New Listing! 1455 Sq Ft with full basement.

CURRENTLY LOOKING FOR BUNGALOWS IN ROYALWOOD/SAGE CREEK/RIVER PARK

SOUTH/ST VITAL I have many buyers looking,

please call me first if you are thinking of selling.

899-4858GORGEOUS ROYALWOOD BUNGALOW

ONLY $419,900 1475 sf with fully developed basement, CALL ME TO SEE IT NOW BEFORE

IT HITS THE MLS!

OAKBANK FAMILY BUNGALOWThe only 5 bedroom home with 3 car garage in all of Oakbank for under $400,000!!! Act quickly before its gone! Similar homes sell for $100,000 more in winnipeg! Only 20 minutes from the city. $379,900 gets you into a 5 bedroom /3 bath home, with a fully finished basement and a HUGE! 700 sf triple car garage! with an enormous 80 x135 lot! Fully landscaped and brand new deck, all there is left to do is just move in! Close to all levels of school, and many young families with kids already live on the street! Book your showing now before its gone! Call Chris @ 899-4858

GORGEOUS NEW YORK Loft Style Condo 925 SF, exposed brick walls, priced well below market value! $169,900 LOW CONDO FEES!! ONLY $1000/MONTH ALL EXPENSES IN!!

EXECUTIVE HOME $479,900 2,300 SF home in East St. Paul.

With 4 BRs, 3 baths, mn flr laund & more. New driveway in 2011, New

Carpet 2012. Home was custom built.

BRAND NEW BUILTSt. Andrews 1350 sf Bungalow on 20+ acres.

3 bdrms; 2 full baths; open concept, island kitchen with Hickory cabinets, built-in microwave &

dishwasher+patio doors; high end finishings.

FULLY REMODELLED CONDO! Top floor Penthouse unit. All brand new appls/in

suite laundry,list goes on... “COSTS LESS THAN $500 DOLLARS PER MONTH TO OWN!

WOULD YOU LIKE TO SEE YOUR HOME

IN HERE NEXT ISSUE?! PLEASE CALL ME

AND I’LL GET YOUR HOME

ONTO THIS PAGE! Chris - 899-4858

TEXT T484399 TO 85377

TEXT T543442 TO 85377 TEXT T543386 TO 85377

TEXT T543484 TO 85377

PRICE JUST REDUCED

ONLY $89,900Multiple Vacant building

lots for sale within Winnipeg! Ranging from

$60,000-$149,000, please call for details,

“Build Your Dream Home Here!

Chris - 899-4858

ONLY$369,900

2009 Built 2 Storey in River Park South, absolutely stunning

home, designer colours and decor throughout, call to book

an appointment to view.

925 SF,2 Bed/1 Full Bath. Exposed Brick, ultra modern

chefs kitchen, in suite laundry. Amazing value here!

Completely Remodelled top to bottom in 2012 with large in

ground swimming pool.

Gorgeous brand new 1144 SF 2 Bed/2 Bath Condo w/underground heated

parking. Entertainment room/workout area/sauna/guest suite. Backs onto

Seine River + Royalwood Forest

This beautiful brand new condo style property located on a quiet cul-de-sac features 3 spacious bedrooms,

two and a half bathrooms.

54 x 100 BUILDING LOT Nestled amongst $500-$700,000 homes. Will not last long! Call for more

details!

RIVER PARK SOUTH 15 EB CLAYDON RD

$369,900

CLOSE TO DOWNTOWN! NEW YORK LOFT STYLE

$169,900

ST VITAL BUNGALOW 27 SIFERTS COVE

$284,900

RIVER PARK SOUTH LEGENDS AT CREEKBEND

$289,900

BRIDGWATER FOREST39 ALMINGTON BAY

$349,900

VAN HULL ESTATES 5 VAN HULL WAY

ONLY $99,900!

CALL CHRIS KENNY @ 204.899.4858

HAVE YOU TRIED SELLING YOUR HOME PRIVATELY,OR WITH SOMEONE ELSE, WITH LITTLE OR NO SUCCESS???

HOW WOULD YOU LIKE THE SERVICES OF A PROFESSIONAL FULL-TIME, AWARD WINNING REALTOR, WITHOUT HAVING TO PAY A PENNY UPFRONT???!

YOU DO NOT PAY ME ANYTHING UNLESS I BRING YOU AN OFFER YOU ARE HAPPY ACCEPTING, YOU CHOOSE YOUR PRICE!

I DO ALL THE WORK FOR YOU! YOU ARE UNDER NO OBLIGATION TO ACCEPT A NUMBER YOU ARE UNHAPPY WITH. I SPEND THOUSANDS OF DOLLARS EACH MONTH, WITH ONLINE AND PRINT ADDS TO GET MAXIMUM EXPOSURE FOR YOUR HOME, AS WELL AS WORK AROUND THE CLOCK 7-DAYS A WEEK TO GET YOUR HOME SOLD. SIT BACK AND RELAX LET ME SELL YOUR

HOME FOR YOU, YOU’LL BE GLAD YOU DID! CALL ME DIRECTLY ON MY CELL AT 204-899-4858 FOR MORE DETAILS! - CHRIS KENNY

PROFESSIONAL PHOTOGRAPHY + VIRTUAL TOUR, HOME STAGING, + PROFESSIONAL CLEANING INCLUDED WITH EVERY LISTING! A $2000 VALUE RIGHT OFF THE BAT WHEN YOU LIST WITH ME, JUST MENTION THIS ADD.

Purchase before Christmas and Receive FREE CONDO FEES PAID FOR ALL OF 2013!!! call for details

JUST SOME OF MY SOLDS SINCE LAST YEAR!

93 Claremont Drive 34 Caribou Cresc.14 Lands End Cove56 Kingswood Ave479 Ritchot St150 Ebb Tide Dr.26 Hindle Gate11 Strand Circle601 Martin Ave457 Ritchot Ave459 Ritchot Ave114 Bannerman2 Jodi Way29 Boulder Bay1846 Legion ave114 5th Ave South0 Burnell St27 Siferts Cove104 Roselawn Bay205 Sterling Ave207 Sterling Ave19 Red Lily Rd5 Van Hull Way83 Hespeler Ave5 Mapleton Bay176 Forrest Ave82 Whiteway Ave855 Lemay Ave707 Elgin Ave744 Simcoe St739 Mcgee St399 Speers Rd260 Le Maire St81 Kingston Row66 Beaudry Bay96 Tascona Rd332 John Forsyth404 Shorehill Dr15 Eb Claydon4203-6940 Henderson3-819 St Paul Ave15-722 Maryland21-1651 St Mary’s7-817 St Paul Ave605-556 Corydon

“YOUR ADDRESS HERE”!

editor’snote

A HOME INSPECTION

The importance of

Buying a home with confidence

MAKES A WORLD OF DIFFERENCE

it was love at first sight. I walked into the home and was instantly smitten with the exposed brick walls, gleaming hardwood and expansive party kitchen.

But the trained eye of my Realtor was turned on other things: Had I noticed the old roof? And what about the knob and tube wiring? The electrical panel was a mess. And then there were the drafty windows…

Knowing what to look for when you buy a home is important. But, let’s face it, most of us aren’t specialists in that area. That’s why consulting with experts is a good idea. And nothing, absolutely nothing, can substitute for a home inspection done by a reputable firm.

A good home inspector is worth his/her weight in gold and will produce a report for you on a potential purchase that is hundreds of pages long and can leave your head spinning.

But having too much information is generally a good thing. I know a couple who, in the midst of a bidding war, decided to forfeit a home inspection, and were extremely shocked to discover the enormous amount of work (and money) that was required in their new house.

Inspectors can get in and out of all of the places we cannot and, with all of the tools at their disposal, can give us a much more realistic view of what we may be about to purchase.

You’ve heard the expression: “an ounce of prevention is worth a pound of cure.” In the case of buying a home, it is certainly the truth.

Janine DrueryEDITOR [email protected]

Follow me on Twitter at Twitter.com/JanineDruery

when you tell people you’re shopping for a home, you’ll find most everyone will want to share their own homebuying experience with you. Some will offer you their personal advice and suggestions, while

others will frighten you with details about their disastrous homebuying experience or that of a friend of a friend. With so many variables, it can be hard to figure out what’s necessarily good advice.

It’s always best to get advice from the experts, especially when it comes to purchasing a big-ticket item like a home. No matter what your Uncle Joe says, when you’re equipped with the right expert advice for your situation, you can move forward by making confident purchasing decisions that are right for you and your family.

Much of what you’ll want to know about the road to home ownership is right here in this magazine. If you don’t find what you’re looking for, write to us and we’ll help get you an answer from one of our experts.

Take us along for the ride and let us know how it turns out. Thanks to our website, homeTRADER.ca, you now have even more articles and features than ever to source, so you can be sure your buying experience is a positive one.

Susan LeggeEDITOR-IN-CHIEF, Wall2Wall Media, [email protected]

Follow me on Twitter at Twitter.com/SusanLegge

Call your Sage Creek, Royalwood, River Park South and St Vital specialisttoday for more information on these and other upcoming listings.

FREE HOME EVALUATIONS

Get an up to date idea of what your home is worth!

www.ChrisKennyHomes.ca

899-4858

CALL CHRIS KENNY @ 899-4858

To view more photos and virtual tours visit:www.chriskennyhomes.ca | www.chriskennyhomes.com

Top 5% of all individual Realtors in Winnipeg 2011” Silver Medallion Award Winner-Winnipeg Real Estate Board, Platinum Club Award winner -(2011 Remax of western canada)

ROYALWOOD BUNGALOW ONLY $349,000!

Brand New Listing! 1455 Sq Ft with full basement.

CURRENTLY LOOKING FOR BUNGALOWS IN ROYALWOOD/SAGE CREEK/RIVER PARK

SOUTH/ST VITAL I have many buyers looking,

please call me first if you are thinking of selling.

899-4858GORGEOUS ROYALWOOD BUNGALOW

ONLY $419,900 1475 sf with fully developed basement, CALL ME TO SEE IT NOW BEFORE

IT HITS THE MLS!

OAKBANK FAMILY BUNGALOWThe only 5 bedroom home with 3 car garage in all of Oakbank for under $400,000!!! Act quickly before its gone! Similar homes sell for $100,000 more in winnipeg! Only 20 minutes from the city. $379,900 gets you into a 5 bedroom /3 bath home, with a fully finished basement and a HUGE! 700 sf triple car garage! with an enormous 80 x135 lot! Fully landscaped and brand new deck, all there is left to do is just move in! Close to all levels of school, and many young families with kids already live on the street! Book your showing now before its gone! Call Chris @ 899-4858

GORGEOUS NEW YORK Loft Style Condo 925 SF, exposed brick walls, priced well below market value! $169,900 LOW CONDO FEES!! ONLY $1000/MONTH ALL EXPENSES IN!!

EXECUTIVE HOME $479,900 2,300 SF home in East St. Paul.

With 4 BRs, 3 baths, mn flr laund & more. New driveway in 2011, New

Carpet 2012. Home was custom built.

BRAND NEW BUILTSt. Andrews 1350 sf Bungalow on 20+ acres.

3 bdrms; 2 full baths; open concept, island kitchen with Hickory cabinets, built-in microwave &

dishwasher+patio doors; high end finishings.

FULLY REMODELLED CONDO! Top floor Penthouse unit. All brand new appls/in

suite laundry,list goes on... “COSTS LESS THAN $500 DOLLARS PER MONTH TO OWN!

WOULD YOU LIKE TO SEE YOUR HOME

IN HERE NEXT ISSUE?! PLEASE CALL ME

AND I’LL GET YOUR HOME

ONTO THIS PAGE! Chris - 899-4858

TEXT T484399 TO 85377

TEXT T543442 TO 85377 TEXT T543386 TO 85377

TEXT T543484 TO 85377

PRICE JUST REDUCED

ONLY $89,900Multiple Vacant building

lots for sale within Winnipeg! Ranging from

$60,000-$149,000, please call for details,

“Build Your Dream Home Here!

Chris - 899-4858

ONLY$369,900

2009 Built 2 Storey in River Park South, absolutely stunning

home, designer colours and decor throughout, call to book

an appointment to view.

925 SF,2 Bed/1 Full Bath. Exposed Brick, ultra modern

chefs kitchen, in suite laundry. Amazing value here!

Completely Remodelled top to bottom in 2012 with large in

ground swimming pool.

Gorgeous brand new 1144 SF 2 Bed/2 Bath Condo w/underground heated

parking. Entertainment room/workout area/sauna/guest suite. Backs onto

Seine River + Royalwood Forest

This beautiful brand new condo style property located on a quiet cul-de-sac features 3 spacious bedrooms,

two and a half bathrooms.

54 x 100 BUILDING LOT Nestled amongst $500-$700,000 homes. Will not last long! Call for more

details!

RIVER PARK SOUTH 15 EB CLAYDON RD

$369,900

CLOSE TO DOWNTOWN! NEW YORK LOFT STYLE

$169,900

ST VITAL BUNGALOW 27 SIFERTS COVE

$284,900

RIVER PARK SOUTH LEGENDS AT CREEKBEND

$289,900

BRIDGWATER FOREST39 ALMINGTON BAY

$349,900

VAN HULL ESTATES 5 VAN HULL WAY

ONLY $99,900!

CALL CHRIS KENNY @ 204.899.4858

HAVE YOU TRIED SELLING YOUR HOME PRIVATELY,OR WITH SOMEONE ELSE, WITH LITTLE OR NO SUCCESS???

HOW WOULD YOU LIKE THE SERVICES OF A PROFESSIONAL FULL-TIME, AWARD WINNING REALTOR, WITHOUT HAVING TO PAY A PENNY UPFRONT???!

YOU DO NOT PAY ME ANYTHING UNLESS I BRING YOU AN OFFER YOU ARE HAPPY ACCEPTING, YOU CHOOSE YOUR PRICE!

I DO ALL THE WORK FOR YOU! YOU ARE UNDER NO OBLIGATION TO ACCEPT A NUMBER YOU ARE UNHAPPY WITH. I SPEND THOUSANDS OF DOLLARS EACH MONTH, WITH ONLINE AND PRINT ADDS TO GET MAXIMUM EXPOSURE FOR YOUR HOME, AS WELL AS WORK AROUND THE CLOCK 7-DAYS A WEEK TO GET YOUR HOME SOLD. SIT BACK AND RELAX LET ME SELL YOUR

HOME FOR YOU, YOU’LL BE GLAD YOU DID! CALL ME DIRECTLY ON MY CELL AT 204-899-4858 FOR MORE DETAILS! - CHRIS KENNY

PROFESSIONAL PHOTOGRAPHY + VIRTUAL TOUR, HOME STAGING, + PROFESSIONAL CLEANING INCLUDED WITH EVERY LISTING! A $2000 VALUE RIGHT OFF THE BAT WHEN YOU LIST WITH ME, JUST MENTION THIS ADD.

Purchase before Christmas and Receive FREE CONDO FEES PAID FOR ALL OF 2013!!! call for details

JUST SOME OF MY SOLDS SINCE LAST YEAR!

93 Claremont Drive 34 Caribou Cresc.14 Lands End Cove56 Kingswood Ave479 Ritchot St150 Ebb Tide Dr.26 Hindle Gate11 Strand Circle601 Martin Ave457 Ritchot Ave459 Ritchot Ave114 Bannerman2 Jodi Way29 Boulder Bay1846 Legion ave114 5th Ave South0 Burnell St27 Siferts Cove104 Roselawn Bay205 Sterling Ave207 Sterling Ave19 Red Lily Rd5 Van Hull Way83 Hespeler Ave5 Mapleton Bay176 Forrest Ave82 Whiteway Ave855 Lemay Ave707 Elgin Ave744 Simcoe St739 Mcgee St399 Speers Rd260 Le Maire St81 Kingston Row66 Beaudry Bay96 Tascona Rd332 John Forsyth404 Shorehill Dr15 Eb Claydon4203-6940 Henderson3-819 St Paul Ave15-722 Maryland21-1651 St Mary’s7-817 St Paul Ave605-556 Corydon

“YOUR ADDRESS HERE”!

A DISPLAY SUITE IS AVAILABLE FOR VIEWING BY APPOINTMENT

[email protected]

www.niblockrealestate.com

$232,900P R I C E D F R O M

G S T I N C L U D E D

w w w. f t r i c h m o n d c o n d o s . c o m

NOW PRE SELLING,

All suites feature Maple cabinetry, stainless steel appliances, 2 or 3 bedrooms, in suite laundry room and forced air heating and cooling. The building features heated underground parking, central elevator and a separate storage locker for each suite. There are 3 fl oor plans available at 1023, 1118, and 1409 sq. ft.

Only one word defi nes this exceptional condo - spectacular! The utmost in luxury living, this multi-level condo is 2795 sq ft and “like no other”. With river, city and park views, expansive windows and ceiling heights, the unique architecture is sleek, urban and new age. Beautifully appointed, superior crafted with steel, wood and stone fi nishes. Has its own heated double garage, privacy elevator, 2 bedrooms with ensuites, 2 balconies, rooftop terrace and beautiful principal rooms.

Claire Hoffer Michael Dubienski

240 Waterfront Drive$1,409,900

Phone: (204) 477-0500

A DISPLAY SUITE IS AVAILABLE FOR VIEWING BY APPOINTMENT

[email protected]


$232,900P R I C E D F R O M

G S T I N C L U D E D

w w w. f t r i c h m o n d c o n d o s . c o m

NOW PRE SELLING,

All suites feature Maple cabinetry, stainless steel appliances, 2 or 3 bedrooms, in suite laundry room and forced air heating and cooling. The building features heated underground parking, central elevator and a separate storage locker for each suite. There are 3 fl oor plans available at 1023, 1118, and 1409 sq. ft.

Only one word defi nes this exceptional condo - spectacular! The utmost in luxury living, this multi-level condo is 2795 sq ft and “like no other”. With river, city and park views, expansive windows and ceiling heights, the unique architecture is sleek, urban and new age. Beautifully appointed, superior crafted with steel, wood and stone fi nishes. Has its own heated double garage, privacy elevator, 2 bedrooms with ensuites, 2 balconies, rooftop terrace and beautiful principal rooms.

Claire Hoffer Michael Dubienski

240 Waterfront Drive$1,409,900

Phone: (204) 477-0500

Rendering is artist’s concept only. Prices and specifi cations are subject to change without notice. E. & O. E.

Visit the Sales Offi ce and Model Suite Today

LYNNE DUBIENSKI 295-9067

Soon to rise on the banks of the Assiniboine river at 390 Assiniboine Ave., this striking new 24 storey condominium offers a collection of suites

boasting breathtaking views of the river and city center.

The ultimate in luxury features and fi nishes. Superb amenities. Heated parking. Neighbouring the legislative building and close to the Forks, this prime location is steps from fashionable restaurants, bars,

bistros, cafes and Winnipeg’s major cultural attractions.

2 Bedroom Suites starting from $269,900 (plus GST)


Penthouse Suites available

DowntownThe new Luxury Standard

SALES OFFICE

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OpenıngOpenıngOpenıngGrand

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SALES OFFICE




Luxurious


www.fehrrealestate.ca

Performance Realty784-6617

in OakbankLocated only a short 10 minutes from Winnipeg – Oakbank offers all the conveniences of a small town yet all the amenities one could need. This brand new contemporary style condo development is the fi rst of its kind in Oakbank featuring 2 and 3 bedroom units that offer an abundance of space, a bright kitchen with maple kitchen cabinets and centre island. A dining room with a bright picture window and the living room offers a garden door to the attached and covered back deck. Quality concrete construction.

Starting at $234,900Call to reserve your spot and

to add your personal touch to your new home

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Located only 10 min from Wpg. in a new subdivision of Oakbank is where you will fi nd this stunning custom 2135’ two storey home. The main fl oor offers plenty of family space. Large offi ce with huge windows. Spacious front entry with tiled fl oor. Hardwood fl oors run through the main living areas.

Quality built home by Dowalt Custom Homes. 1464’ home offers a contemporary open style fl oor plan. Walk into the home with its tiled entry with guest closet. Spacious living room featuring a fi replace and custom built mantle. Family sized kitchen with a centre island, maple cabinetry, walk in pantry and glass tiled backsplash.

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Call now to put your personal touches into this affordable home located a short 10 minutes from Winnipeg. These bi level style homes offer a great open concept. The kitchen opens into the dining room and offers quality maple cabinets, a corner pantry and an island. The living room features huge picture windows and a garden door to the attached and covered back deck.

Located only a short 10 min drive from Winnipeg is this stunning 1985’ raised bungalow for $439,000. Great room offers an impressive gas fi replace with custom stone and mantle. Bamboo hardwoods run throughout the main living area. Gorgeous kitchen with slow release drawers, custom granite counters, tiled backsplash and built in wine rack. Large dining room with a garden door to the attached back deck.

Shirley Fehr355-8770

[email protected]

the answer is just 1 click away!

want to know the value of your home?

EQUAL OPPORTUNITY HOUSINGA free service of Jordan Katz

Maximum Realty Ltd.

www.ValueMyWinnipegHome.com

analysis of your home’s I approximate value I emailed to your inbox!

www.ValueMyWinnipegHome.comhassle free, worry free

www.fehrrealestate.ca

Performance Realty784-6617

in OakbankLocated only a short 10 minutes from Winnipeg – Oakbank offers all the conveniences of a small town yet all the amenities one could need. This brand new contemporary style condo development is the fi rst of its kind in Oakbank featuring 2 and 3 bedroom units that offer an abundance of space, a bright kitchen with maple kitchen cabinets and centre island. A dining room with a bright picture window and the living room offers a garden door to the attached and covered back deck. Quality concrete construction.

Starting at $234,900Call to reserve your spot and

to add your personal touch to your new home

21 R

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- OA

KBAN

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WLE

R W

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BAN

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Located only 10 min from Wpg. in a new subdivision of Oakbank is where you will fi nd this stunning custom 2135’ two storey home. The main fl oor offers plenty of family space. Large offi ce with huge windows. Spacious front entry with tiled fl oor. Hardwood fl oors run through the main living areas.

Quality built home by Dowalt Custom Homes. 1464’ home offers a contemporary open style fl oor plan. Walk into the home with its tiled entry with guest closet. Spacious living room featuring a fi replace and custom built mantle. Family sized kitchen with a centre island, maple cabinetry, walk in pantry and glass tiled backsplash.

1 JE

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Call now to put your personal touches into this affordable home located a short 10 minutes from Winnipeg. These bi level style homes offer a great open concept. The kitchen opens into the dining room and offers quality maple cabinets, a corner pantry and an island. The living room features huge picture windows and a garden door to the attached and covered back deck.

Located only a short 10 min drive from Winnipeg is this stunning 1985’ raised bungalow for $439,000. Great room offers an impressive gas fi replace with custom stone and mantle. Bamboo hardwoods run throughout the main living area. Gorgeous kitchen with slow release drawers, custom granite counters, tiled backsplash and built in wine rack. Large dining room with a garden door to the attached back deck.

Shirley Fehr355-8770

[email protected]

the answer is just 1 click away!

want to know the value of your home?

EQUAL OPPORTUNITY HOUSINGA free service of Jordan Katz

Maximum Realty Ltd.

www.ValueMyWinnipegHome.com

analysis of your home’s I approximate value I emailed to your inbox!

www.ValueMyWinnipegHome.comhassle free, worry free

❝

For most Canadians, a home is the biggest investment they’ll ever make. It’s critical that new homebuyers do their research and know what they’re buying before they sign on the dotted line. Having the information they need can help prevent surprises that can be costly to � x, dangerous or even

invalidate home insurance, according to TD Insurance.“A [home] doesn’t come with a money-back guarantee, which is why it’s so

important to be aware of potential issues before you buy,” says Henry Blumenthal, vice-president and chief underwriter, TD Insurance. “New homeowners need to know what they’re buying and ensure they can maintain and protect their most valuable asset, because once the ‘sold’ sign goes up, the buck stops with them.”

Equally important as a home’s curb appeal is the cost to repair and maintain it and the potential insurance implications that come along with it. � e best way to understand a home’s condition is to hire a professional home inspector. A home

hottopic

what’s lurkingbehind the wallsof your dream home?TD Insurance advises first-time buyers to callthe experts before sealing the deal

inspection analyzes the structure and major systems: roof, exterior, electrical, heating, cooling and plumbing. By sharing the details found in the inspection report with your insurance provider, your insurer can help identify problem areas that could increase premiums, prevent you from qualifying for home insurance or require additional riders.

“We provide home buyers with information they need to make an educated decision,” says Bob Dunlop,

president, Carson Dunlop. “Because every buyer is di� erent – one person’s � xer-upper is another person’s nightmare – it’s not a question of whether a house passes or fails, it’s whether it works for a particular buyer’s needs.”

When assessing risk, insurers are primarily looking at two factors: the frequency with which a particular problem tends to occur and the potential magnitude of the loss associated with the problem. Water damage is one of the most common home insurance claims and has the potential to cause major damage. Five years ago, water damage represented a quarter of the claims TD Insurance paid out; today it’s up to one half. On average, water damage costs policy holders more than $7,500 to repair.

A home inspector assesses a home’s vulnerability to water damage and can � ag items like poor maintenance of eaves troughs and downspouts, improper installation of a basement backup valve, cracks in the foundation or an aging roof.

“With a roof that’s 20 years old, the only guarantee you have is that it’s going to leak at some point,” says Blumenthal. “An insurer’s unique insight and experience can help you make your buying decision. If your insurer isn’t comfortable with an item in the home-inspection report, you should take a closer look before you buy.”

Other common items that a home inspector will look at that could ultimately impact your insurance premiums and eligibility include:

» Plumbing and electrical. An outdated plumbing or electrical system can be a potential hazard if it hasn’t been properly maintained or updated.

» Heating. An older heating system, such as an oil furnace, could leak and cause damage to your home and the surrounding area if not maintained properly.

» Liability exposure. A pool that isn’t properly fenced creates a higher probability of an accident.

» Previous renovations. If renovations were clearly the work of a corner-cutting do-it-yourselfer, they could pose a safety threat.

» Smoke detectors. Without functioning smoke detectors there’s a higher potential for signi� cant damage from a � re, including danger to you and your family.

❞

» Alarm systems. A functioning alarm system is a the� deterrent that could help lower your insurance premiums.

“� e inspection identi� es what repairs need to be made and at what cost,” says Dunlop. “Depending on your � nancial situation, what comes out of our report could have an impact on your purchase decision. It could even give you some bargaining power with the seller.”

According to the Canadian Mortgage and Housing Corp. (CMHC), a typical home inspection is in the range of $500, depending on the size and condition of the home.

“Buying a � rst home is exciting and it’s easy to get carried away and overlook the details, but the most important thing buyers can do is take time to ask questions so there are no surprises,” says Blumenthal. “� at way, they can feel con� dent that their new home is a safe investment and a safe haven.”

To fi nd out more and to get a free quote, visit tdinsurance.com or call 1.888.791.5346.

WATER DAMAGE IS ONE OF THE MOST COMMON HOME INSURANCE CLAIMS ANDHAS THE POTENTIAL TO CAUSE MAJOR DAMAGE. FIVE YEARS AGO, WATER DAMAGE REPRESENTED A QUARTER OF THE CLAIMS TD INSURANCE PAID OUT; TODAY IT’S UP TO ONE HALF. ON AVERAGE, WATER DAMAGE COSTS POLICY HOLDERS MORE THAN$7,500 TO REPAIR.

WINNIPEG’S REAL ESTATE GUIDE 1This is not intended to solicit currently listed properties.

(204) [email protected]@sutton.com

www.creekbendhollow.comwww.whatsbetterthansold.com

COMING SOON South Winnipeg’s Most Exclusive Gated Community

Call today for your priority appointment

Sutton Group – Kilkenny Real Estate

Call Matthew Nicolas or Jim Wall to start planning your dream home

• Starting at 1700SF• Superior Materials and construction• Large lots with triple garage on all units • Custom Finishing Options

[email protected]


IN WINNIPEGDISPLAY SUITE AVAILABLE FOR VIEWING

$219,900 OR LESS

MARJORITY OF SUITES

POSSESSION SUMMER 2013

NOW UNDER CONSTRUCTION

G.S.T. Included

Heated Underground ParkingFour Appliances IncludedIn-Suite LaundryForced Heating and CoolingElevatorStorage Lockers

Landmark, MB

A Country Community Just South East of Winnipeg

1029, 1119 & 1409 SF SUITES2 & 3 BEDROOM UNITS

$239,900$199,900

STARTING FROM

***

STARTING FROMSTARTING FROM

$219,900

jumpforjoyy.comregister for early bird pricing

[email protected]


IN WINNIPEGDISPLAY SUITE AVAILABLE FOR VIEWING

$219,900 OR LESS

MARJORITY OF SUITES

POSSESSION SUMMER 2013

NOW UNDER CONSTRUCTION

G.S.T. Included

Heated Underground ParkingFour Appliances IncludedIn-Suite LaundryForced Heating and CoolingElevatorStorage Lockers

Landmark, MB

A Country Community Just South East of Winnipeg

1029, 1119 & 1409 SF SUITES2 & 3 BEDROOM UNITS

$239,900$199,900

STARTING FROM

***

STARTING FROMSTARTING FROM

$219,900

jumpforjoyy.comregister for early bird pricing

DEVELOPMENT CORPORATION

Longboat

a whole new style of urban living in the heartof a downtown on the move, skylofts fromcoming this winter

spectacular rooftop amenities at glasshouse

glasshousehouseskylofts in the city

be first in line – register today for the vip preview event

glasshousewinnipeg.com 204.282.9658

$169,900taxes included

glasshouseADcondoguideFINALAPP:Layout 1 15/11/12 7:43 PM Page 1


Longboat









Longboat









Longboat








• 30-Year Shingles • Beautiful Oak or Maple Kitchens• Nickel Hardware• Flat-profi le White Trim and Casings• 5 year National Home Warranty

Harewa Homes offers a standard fi nishing package that rivals other builder’s upgraded package. Get the modern, stylish home you want, without compromising on fi nishes and features.

NOW BUILDING in White Horse Estates

This is not intended to solicit currently listed properties.

(204) [email protected]

Call Matthew Nicolas to start planning your dream home

starting at $339,000


HarewaHomes

Set against the picturesque backdrop of the living prairie, White Horse Estates is a new residential development in

the legendary municipality of St. François Xavier.

With inviting streetscapes and eye-catching designs, White Horse Estates invites you to build a home that

embodies lasting style and modern livability in an established community.

Be one of the privileged few to establish roots in this desirable location where families and nature live

together.

Subdivision Map

www.SaintFrancoisXavier.ca

PHASE 1 NOW PRE SELLINGA variety of large sized lots Experienced Custom Home Builders all lots are fully serviced5 year New Home Warranty

CALL TODAY TO BUILD YOUR DREAM HOME

Alive With Spirit

Matthew Nicolas204.475.9130

Darren Desrochers204.297.0229

• 30-Year Shingles • Beautiful Oak or Maple Kitchens• Nickel Hardware• Flat-profi le White Trim and Casings• 5 year National Home Warranty

Harewa Homes offers a standard fi nishing package that rivals other builder’s upgraded package. Get the modern, stylish home you want, without compromising on fi nishes and features.

NOW BUILDING in White Horse Estates

This is not intended to solicit currently listed properties.

(204) [email protected]

Call Matthew Nicolas to start planning your dream home

starting at $339,000


HarewaHomes

Set against the picturesque backdrop of the living prairie, White Horse Estates is a new residential development in

the legendary municipality of St. François Xavier.

With inviting streetscapes and eye-catching designs, White Horse Estates invites you to build a home that

embodies lasting style and modern livability in an established community.

Be one of the privileged few to establish roots in this desirable location where families and nature live

together.

Subdivision Map

www.SaintFrancoisXavier.ca

PHASE 1 NOW PRE SELLINGA variety of large sized lots Experienced Custom Home Builders all lots are fully serviced5 year New Home Warranty

CALL TODAY TO BUILD YOUR DREAM HOME

Alive With Spirit

Matthew Nicolas204.475.9130

Darren Desrochers204.297.0229

ROD P E E L E R

real estate“I never sleep”

professionalsEach office independently owned & operated

Thank you Winnipeg for 30 great years

“I am going for 40”

I would be pleased to assist you with The Selling or Purchasing of your

RESIDENTIAL HOME, CONDOMINIUM, INVESTMENT, COTTAGE PROPERTY

For a no obligation consultation please call Rod Peeler

[email protected]

This completely renovated home boasts 2000 sq. ft. plus a professionally fi nished basement. The main fl oor features a modern open concept with gas fi replace, living room, dining room, great room, state of the art kitchen, laundry room, bathroom and mudroom. Flooring is rich ¾” birch hardwood, counters are white quartz – cabinetry is shaker style maple & s/s appliances. The upper level has four bedrooms, the master features a four piece ensuite with heated fl oors and a huge walk in closet. A second full bathroom completes this level. The basement is fully fi nished with a family room and bathroom. Oversized detached single garage. This complete renovation includes new windows, wiring, plumbing, HE furnace with HRD heat exchange, water tank, newer central air – maintenance free exterior. Totally Reinsulated. Essentially a new home

NORTH RIVER HEIGHTSCOMPLETE TRANSFORMATIONACHIEVING NEW HOME STANDARDSTWO STOREY - OFFERED AT $589,500

❝

For most Canadians, a home is the biggest investment they’ll ever make. It’s critical that new homebuyers do their research and know what they’re buying before they sign on the dotted line. Having the information they need can help prevent surprises that can be costly to � x, dangerous or even

invalidate home insurance, according to TD Insurance.“A [home] doesn’t come with a money-back guarantee, which is why it’s so

important to be aware of potential issues before you buy,” says Henry Blumenthal, vice-president and chief underwriter, TD Insurance. “New homeowners need to know what they’re buying and ensure they can maintain and protect their most valuable asset, because once the ‘sold’ sign goes up, the buck stops with them.”

Equally important as a home’s curb appeal is the cost to repair and maintain it and the potential insurance implications that come along with it. � e best way to understand a home’s condition is to hire a professional home inspector. A home

hottopic

what’s lurkingbehind the wallsof your dream home?TD Insurance advises first-time buyers to callthe experts before sealing the deal

inspection analyzes the structure and major systems: roof, exterior, electrical, heating, cooling and plumbing. By sharing the details found in the inspection report with your insurance provider, your insurer can help identify problem areas that could increase premiums, prevent you from qualifying for home insurance or require additional riders.

“We provide home buyers with information they need to make an educated decision,” says Bob Dunlop,

president, Carson Dunlop. “Because every buyer is di� erent – one person’s � xer-upper is another person’s nightmare – it’s not a question of whether a house passes or fails, it’s whether it works for a particular buyer’s needs.”

When assessing risk, insurers are primarily looking at two factors: the frequency with which a particular problem tends to occur and the potential magnitude of the loss associated with the problem. Water damage is one of the most common home insurance claims and has the potential to cause major damage. Five years ago, water damage represented a quarter of the claims TD Insurance paid out; today it’s up to one half. On average, water damage costs policy holders more than $7,500 to repair.

A home inspector assesses a home’s vulnerability to water damage and can � ag items like poor maintenance of eaves troughs and downspouts, improper installation of a basement backup valve, cracks in the foundation or an aging roof.

“With a roof that’s 20 years old, the only guarantee you have is that it’s going to leak at some point,” says Blumenthal. “An insurer’s unique insight and experience can help you make your buying decision. If your insurer isn’t comfortable with an item in the home-inspection report, you should take a closer look before you buy.”

Other common items that a home inspector will look at that could ultimately impact your insurance premiums and eligibility include:

» Plumbing and electrical. An outdated plumbing or electrical system can be a potential hazard if it hasn’t been properly maintained or updated.

» Heating. An older heating system, such as an oil furnace, could leak and cause damage to your home and the surrounding area if not maintained properly.

» Liability exposure. A pool that isn’t properly fenced creates a higher probability of an accident.

» Previous renovations. If renovations were clearly the work of a corner-cutting do-it-yourselfer, they could pose a safety threat.

» Smoke detectors. Without functioning smoke detectors there’s a higher potential for signi� cant damage from a � re, including danger to you and your family.

❞

» Alarm systems. A functioning alarm system is a the� deterrent that could help lower your insurance premiums.

“� e inspection identi� es what repairs need to be made and at what cost,” says Dunlop. “Depending on your � nancial situation, what comes out of our report could have an impact on your purchase decision. It could even give you some bargaining power with the seller.”

According to the Canadian Mortgage and Housing Corp. (CMHC), a typical home inspection is in the range of $500, depending on the size and condition of the home.

“Buying a � rst home is exciting and it’s easy to get carried away and overlook the details, but the most important thing buyers can do is take time to ask questions so there are no surprises,” says Blumenthal. “� at way, they can feel con� dent that their new home is a safe investment and a safe haven.”

To fi nd out more and to get a free quote, visit tdinsurance.com or call 1.888.791.5346.

WATER DAMAGE IS ONE OF THE MOST COMMON HOME INSURANCE CLAIMS ANDHAS THE POTENTIAL TO CAUSE MAJOR DAMAGE. FIVE YEARS AGO, WATER DAMAGE REPRESENTED A QUARTER OF THE CLAIMS TD INSURANCE PAID OUT; TODAY IT’S UP TO ONE HALF. ON AVERAGE, WATER DAMAGE COSTS POLICY HOLDERS MORE THAN$7,500 TO REPAIR.

TRANSCONACONDOS1 Bedroom Suites available starting at $149,9002 Bedroom Suites available starting at $164,900

Renovated from top to bottom Upgrades include new windows, kitchen, bathroom, fl ooring and the list goes on and on. Great location and close to all amenities, act fast. Quick possession is available. 1 parking stall included in purchase price.

To View Call For An Appointment To View Call For An Appointment

WEST END DELIGHT

Suites starting at $119,900These beautiful remodelled 1 bedroom condo units are within a short walking distance to U of W and HSC. All unit include one parking stall and Stainless Steel Fridge Stove • MicrowaveNew PVC E/E windows• Gleaming hardwood fl oors• Spacious L-shaped living and • dining roomsLarge bedroom with double • clothes closet

Steve Joyal(204) 955-3900

Ron Lindsay(204) 797-4020

2441 PORTAGE AVE. $149,990

Gorgeous remodeled condo offers spacious and bright living room. Huge master bedroom. Open concept kitchen with brand new granite breakfast nook and counter tops. Suite could rent for $800-$900 a month. This suite offers the best view in the building.

830 CHALMERS AVE EAST

$149,900 Great starter home in quiet location on a dead end street. Features several recent upgrades. Features 2 bedrooms with a large upstairs master bedroom loft with a skylight, a spacious living room with tray ceiling and pot lights, and double garage.

75 BRUNKA PLACE $354,900

Brand new 1200 square foot bungalow to be custom built to your specifications. No house currently on this lot, sample plan only, picture is of a previously completed plan.

MASSALIA DRIVE $638,295

2200 square foot bungalow to be custom built by Gino’s Homes in the final phase of lake lots to be developed, just approved and released for sale. House to feature 3 bedrooms, a full walkout basement with piles, steel Prices to increase when roads are paved so buy now and build next year at current year prices. Call now for more info.

50 TERRY SCOTT BAY

$399,900 To be built by Gino’s Homes. 1600 square foot bungalow featuring 3 bedrooms, 2 bathrooms. Built on piles. Built as advertised for price shown or have your own plan custom designed and built to your specifications. Pictures of a completed plan, sample only as there is currently no house built on this lot.

184 BRIDGEWOOD DRIVE

$379,900 To be custom built by Gino’s Homes. Spacious 1500 square foot bungalow plan. For specific details come visit us at our showhome at 59 DENNIS LINDSAY ROAD.


Brand new 1500 square foot 2 storey to be custom built to your specifications. No house currently on this lot, sample plan only, picture is of a previously completed plan.


LIMITED TIME SPECIAL PACKAGE DEAL!!!! Brand new 1713 square foot bungalow to be built by Gino’s Homes. Same plan and options as our current show home at 59 Dennis Lindsay Road(Harbour View South). Prices to increase when roads are paved so buy now and build next year at current year prices. Call now for more info.

BRIDGEWOOD DR. $449,900

Similar to our show home at 59 Dennis Lindsay Road available for viewing by apt. 1713 Square foot bungalow to be built by Gino’s Homes on a 48 foot pie lot. This is the last pie lot available. Price includes, lot and GST. Built on piles.

ONLY 19 LOTS AVAILABLE

1.37 acre lot available in new upscale subdivision in West St. Paul. Frontage 177 feet, total lot size 59,677 sq. ft. Choose your own builder and build your dream home in a peaceful country setting just minutes away from the city and all its conveniences.

NOT ExACTLY AS SHOWN


Jordan KatzTeam Leader/Listing Specialist

[email protected]

Jordan Katz & AssociatesMore LiSTingS AvAiLAbLe - noT Shown here! CALL or eMAiL for DeTAiLS 204-777-9999

Priscilla Santosbuyer [email protected]

To geT The SAMe reSuLTS CALL now

TRANSCONACONDOS1 Bedroom Suites available starting at $149,9002 Bedroom Suites available starting at $164,900

Renovated from top to bottom Upgrades include new windows, kitchen, bathroom, fl ooring and the list goes on and on. Great location and close to all amenities, act fast. Quick possession is available. 1 parking stall included in purchase price.

To View Call For An Appointment To View Call For An Appointment

WEST END DELIGHT

Suites starting at $119,900These beautiful remodelled 1 bedroom condo units are within a short walking distance to U of W and HSC. All unit include one parking stall and Stainless Steel Fridge Stove • MicrowaveNew PVC E/E windows• Gleaming hardwood fl oors• Spacious L-shaped living and • dining roomsLarge bedroom with double • clothes closet

Steve Joyal(204) 955-3900

Ron Lindsay(204) 797-4020

2441 PORTAGE AVE. $149,990

Gorgeous remodeled condo offers spacious and bright living room. Huge master bedroom. Open concept kitchen with brand new granite breakfast nook and counter tops. Suite could rent for $800-$900 a month. This suite offers the best view in the building.

830 CHALMERS AVE EAST

$149,900 Great starter home in quiet location on a dead end street. Features several recent upgrades. Features 2 bedrooms with a large upstairs master bedroom loft with a skylight, a spacious living room with tray ceiling and pot lights, and double garage.


Brand new 1200 square foot bungalow to be custom built to your specifications. No house currently on this lot, sample plan only, picture is of a previously completed plan.


2200 square foot bungalow to be custom built by Gino’s Homes in the final phase of lake lots to be developed, just approved and released for sale. House to feature 3 bedrooms, a full walkout basement with piles, steel Prices to increase when roads are paved so buy now and build next year at current year prices. Call now for more info.

50 TERRY SCOTT BAY

$399,900 To be built by Gino’s Homes. 1600 square foot bungalow featuring 3 bedrooms, 2 bathrooms. Built on piles. Built as advertised for price shown or have your own plan custom designed and built to your specifications. Pictures of a completed plan, sample only as there is currently no house built on this lot.

184 BRIDGEWOOD DRIVE

$379,900 To be custom built by Gino’s Homes. Spacious 1500 square foot bungalow plan. For specific details come visit us at our showhome at 59 DENNIS LINDSAY ROAD.


Brand new 1500 square foot 2 storey to be custom built to your specifications. No house currently on this lot, sample plan only, picture is of a previously completed plan.


LIMITED TIME SPECIAL PACKAGE DEAL!!!! Brand new 1713 square foot bungalow to be built by Gino’s Homes. Same plan and options as our current show home at 59 Dennis Lindsay Road(Harbour View South). Prices to increase when roads are paved so buy now and build next year at current year prices. Call now for more info.

BRIDGEWOOD DR. $449,900

Similar to our show home at 59 Dennis Lindsay Road available for viewing by apt. 1713 Square foot bungalow to be built by Gino’s Homes on a 48 foot pie lot. This is the last pie lot available. Price includes, lot and GST. Built on piles.

ONLY 19 LOTS AVAILABLE

1.37 acre lot available in new upscale subdivision in West St. Paul. Frontage 177 feet, total lot size 59,677 sq. ft. Choose your own builder and build your dream home in a peaceful country setting just minutes away from the city and all its conveniences.



Jordan KatzTeam Leader/Listing Specialist

[email protected]

Jordan Katz & AssociatesMore LiSTingS AvAiLAbLe - noT Shown here! CALL or eMAiL for DeTAiLS 204-777-9999

Priscilla Santosbuyer [email protected]

To geT The SAMe reSuLTS CALL now


housingmarket

Canada will not suffer from the same type of real estate market meltdown witnessed in the U.S., according to a new report from

CIBC World Markets.The report notes that while there are

a number of factors that raise concerns about Canada’s housing market, there are fundamental differences between the Canadian and U.S. markets that should see a soft landing for the real estate market here.

“To be sure, house prices in Canada will probably fall in the coming year or two, but any comparison to the American market of 2006 reflects deep misunderstanding of the credit landscapes of the pre-crash environment in the U.S. and today’s Canadian market,” says CIBC Deputy Chief Economist Benjamin Tal.

Tal notes that while the debt-to-income ratio in Canada just broke the American record set in 2006, “this ratio is more a headline grabber than a serious analytical tool. There is a list of countries with comparably higher debt-to-income ratios, which did not experience anything remotely resembling the recent U.S. experience.”

Tal says we should pay more attention to the speed at which the debt-to-income ratio is growing. “Here the picture looks a bit less alarming. Comparing the three years heading into the U.S. crash to the past three years in Canada reveals that the debt-to-income ratio in Canada has been rising at half the speed seen in the pre-crash U.S. market.”

Canada to avoid a

U.S.-style housing market meltdown

The strong growth in indebtedness south of the border was partially fueled by speculative activity in the housing market — something we’ve seen far less of in the Canadian market. In the decade leading to the crash, housing starts in the U.S. exceeded household formation by nearly 80 per cent. On average, over the past decade, the gap in Canada has been only 10 per cent — with most of the excess seen in cities such as Toronto and Vancouver.

Another key difference between Canada and the U.S. is in the quality of mortgages. The distribution of credit scores has not changed dramatically in the past four years in Canada, which is different than what happened in the U.S. during the four years heading into the recession. Stateside, the proportion in the risky category rose by more than ten percentage points and accounted for 22 per cent of the overall market.

But credit score does not tell the whole story says Mr. Tal. Among other things, many of the troubled mortgages in the U.S. were sold to borrowers with an acceptable credit score but who did not satisfy the underwriting rules for prime loans because they were unable or unwilling to provide full documentation on their mortgage applications. In 2006, these non-prime mortgages accounted for no less than 33 per cent of originations and close to 20 per cent of outstanding mortgages.

Tal notes that not all is well in the Canadian housing market. Home prices are overshooting their fundamentals, mainly in large cities such as Toronto and Vancouver and the recent slowing in sales activity will probably be followed by price adjustments in many cities across the country.

“But the Canada of today is very different than a pre-recession U.S., namely as far as borrower profiles are concerned. Therefore, when it comes to jitters regarding a U.S.-type meltdown here at home, the only thing we have to fear is fear itself.”

The complete CIBC World Markets report is available at: research.cibcwm.com/economic_public/download/cw-20121030.pdf

LOCATIONThe Oaks Country Estates is located within The Oaks - Assiniboine River West, a charming subdivision that combines both the convenience of city living with the lifestyle and surroundings of a secluded country estate. These condos truly defi ne City Living, Country Style.

PLANS1392 - 1450 sq ft.Detached bungalow, detached 2-storey, and semi-detached 2-storey plans available.

[email protected]

Chris PennycookBlair SonnichsenTyson Sonnichsen

204.831.4868

CONDOMINIUMSAT OAK FOREST CRESCENT

WINNIPEG’S REAL ESTATE GUIDE 19

housingmarket

Canada will not suffer from the same type of real estate market meltdown witnessed in the U.S., according to a new report from

CIBC World Markets.The report notes that while there are

a number of factors that raise concerns about Canada’s housing market, there are fundamental differences between the Canadian and U.S. markets that should see a soft landing for the real estate market here.

“To be sure, house prices in Canada will probably fall in the coming year or two, but any comparison to the American market of 2006 reflects deep misunderstanding of the credit landscapes of the pre-crash environment in the U.S. and today’s Canadian market,” says CIBC Deputy Chief Economist Benjamin Tal.

Tal notes that while the debt-to-income ratio in Canada just broke the American record set in 2006, “this ratio is more a headline grabber than a serious analytical tool. There is a list of countries with comparably higher debt-to-income ratios, which did not experience anything remotely resembling the recent U.S. experience.”

Tal says we should pay more attention to the speed at which the debt-to-income ratio is growing. “Here the picture looks a bit less alarming. Comparing the three years heading into the U.S. crash to the past three years in Canada reveals that the debt-to-income ratio in Canada has been rising at half the speed seen in the pre-crash U.S. market.”

Canada to avoid a

U.S.-style housing market meltdown

The strong growth in indebtedness south of the border was partially fueled by speculative activity in the housing market — something we’ve seen far less of in the Canadian market. In the decade leading to the crash, housing starts in the U.S. exceeded household formation by nearly 80 per cent. On average, over the past decade, the gap in Canada has been only 10 per cent — with most of the excess seen in cities such as Toronto and Vancouver.

Another key difference between Canada and the U.S. is in the quality of mortgages. The distribution of credit scores has not changed dramatically in the past four years in Canada, which is different than what happened in the U.S. during the four years heading into the recession. Stateside, the proportion in the risky category rose by more than ten percentage points and accounted for 22 per cent of the overall market.

But credit score does not tell the whole story says Mr. Tal. Among other things, many of the troubled mortgages in the U.S. were sold to borrowers with an acceptable credit score but who did not satisfy the underwriting rules for prime loans because they were unable or unwilling to provide full documentation on their mortgage applications. In 2006, these non-prime mortgages accounted for no less than 33 per cent of originations and close to 20 per cent of outstanding mortgages.

Tal notes that not all is well in the Canadian housing market. Home prices are overshooting their fundamentals, mainly in large cities such as Toronto and Vancouver and the recent slowing in sales activity will probably be followed by price adjustments in many cities across the country.

“But the Canada of today is very different than a pre-recession U.S., namely as far as borrower profiles are concerned. Therefore, when it comes to jitters regarding a U.S.-type meltdown here at home, the only thing we have to fear is fear itself.”

The complete CIBC World Markets report is available at: research.cibcwm.com/economic_public/download/cw-20121030.pdf

LOCATIONThe Oaks Country Estates is located within The Oaks - Assiniboine River West, a charming subdivision that combines both the convenience of city living with the lifestyle and surroundings of a secluded country estate. These condos truly defi ne City Living, Country Style.

PLANS1392 - 1450 sq ft.Detached bungalow, detached 2-storey, and semi-detached 2-storey plans available.

[email protected]

Chris PennycookBlair SonnichsenTyson Sonnichsen

204.831.4868

CONDOMINIUMSAT OAK FOREST CRESCENT

1286 plus sq. ft. of fi nished living area on 2 levels3 Bedrooms, 1 ½ baths3 parking spots located in front of each unit included in purchase price5 year National home Warranty on each unitLow Condo Fees, $155.24 includes exterior maintenance, landscaping, snow removal, management fee and contribution to reserve fund.

•

••

•

•

Managed by Stevenson Management Services

Clarence BraunBUS: 204.475.9130CELL: 204.791.2587EMAIL: [email protected]

3 1 4 M a i n S t r e e t , S t . A d o l f e

Unit 2

$199,900( including net GST)

Unit 3


Unit 5


ONLY 3 UNITS LEFT:

P O S S E S S I O N D A T E S :

February 1 &

February 15,

2013

SUTTON GROUPKILKENNY REAL ESTATE

Live luxuriously, entertain impressively and relax unconditionally in an environment that caters to your every need. State of the art detail to the fl oor plan, quality and fi nish of this high end construction. Privately situated in splendor backing onto the red river with a panoramic view. From the moment you enter this beautiful home with exquisite welcoming large foyer with soundproof walls to the entertainment room, open concept great room with vaulted ceilings, large windows throughout to expose natural light, family/entertainment room with wrap around balcony on two levels. Stunning glass etched doors with handles of 14K gold from Paris. The beautiful Paradiso granite fl ooring throughout. Designer kitchen overlooking the beautiful view of the river while enjoying that cup of coffee. Absolutely gorgeous open loft overlooking the front foyer and great room, fabulous for entertaining with an orchestra and more. Very private and secluded in this high end area.

NANCY LEMIEUX-BOHEMIERYour friendly real estate professional

1046 St. Mary’s Road, Winnipeg, MB R2M 5S6

Phone: (204)981-4821Fax: (204)235-0521

Email: [email protected]

1286 plus sq. ft. of fi nished living area on 2 levels3 Bedrooms, 1 ½ baths3 parking spots located in front of each unit included in purchase price5 year National home Warranty on each unitLow Condo Fees, $155.24 includes exterior maintenance, landscaping, snow removal, management fee and contribution to reserve fund.

•

••

•

•

Managed by Stevenson Management Services

Clarence BraunBUS: 204.475.9130CELL: 204.791.2587EMAIL: [email protected]

3 1 4 M a i n S t r e e t , S t . A d o l f e

Unit 2


Unit 3


Unit 5


ONLY 3 UNITS LEFT:

P O S S E S S I O N D A T E S :

February 1 &

February 15,

2013

SUTTON GROUPKILKENNY REAL ESTATE

Live luxuriously, entertain impressively and relax unconditionally in an environment that caters to your every need. State of the art detail to the fl oor plan, quality and fi nish of this high end construction. Privately situated in splendor backing onto the red river with a panoramic view. From the moment you enter this beautiful home with exquisite welcoming large foyer with soundproof walls to the entertainment room, open concept great room with vaulted ceilings, large windows throughout to expose natural light, family/entertainment room with wrap around balcony on two levels. Stunning glass etched doors with handles of 14K gold from Paris. The beautiful Paradiso granite fl ooring throughout. Designer kitchen overlooking the beautiful view of the river while enjoying that cup of coffee. Absolutely gorgeous open loft overlooking the front foyer and great room, fabulous for entertaining with an orchestra and more. Very private and secluded in this high end area.

NANCY LEMIEUX-BOHEMIERYour friendly real estate professional

1046 St. Mary’s Road, Winnipeg, MB R2M 5S6

Phone: (204)981-4821Fax: (204)235-0521

Email: [email protected]


The Oaks Condominiums are located only 8 minutes from the south Perimeter of Winnipeg in the community of Iles des Chenes. The community has much to offer to people of all ages. A brand new recreation center offers on-site daycare facilities and is only a short walk from The Oaks. Two schools offer instruction in French and English. Within walking distance you can fi nd existing amenities such as a pizza restaurant, hair salon, post offi ce, general store and a law offi ce, a new pharmacy is planned to open in the very near future.

The units offer 1200 square feet of open concept living on the main fl oor complete with 2 piece bath. The second fl oor encompasses 3 good sized bedrooms and laundry station. The 4 piece bathroom can be accessed from the master bedroom as well as the hallway. The basement offers 600 sq. ft. for future development as well as roughed-in plumbing for 4 piece bath has been included.

One parking spot is provided per unit with the option of purchasing an additional stall for a second vehicle (fi rst come basis).

These units are evidence to good planning and superb quality construction by Prairie Life Developments. The Oaks are well suited to young families, young working professionals and retired folks as well.

Nowhere else can these well priced 2 storey homes be found. The response emanating from Parade of Homes has been overwhelmingly positive.

Come enjoy sitting out on your covered front porch or barbecuing on your 10 x 6 back deck in a friendly Manitoba community.

204.979.LIST(5478)

RENEE DEWAR

REALTY EXECUTIVES DIAMOND GROUP

140 -600 ST. ANNE’S RD, WINNIPEG, MB R2M 2S2204 [email protected] I WWW.979LIST.COM

CONNECTING FAMILIES TO HOMES

STARTING AT $209,900 (INCLUDES NET GST)OCCUPANCY SPRING, 2013

DISPLAY SUITE NOW OPEN OR CALL TO BOOK FOR A PRIVATE VIEWING

NOW PRESELLING PHASE2& PRESELLING PHASE3

PHASE1 SOLD OUT!

COME SEE OUR SPECTACULAR DISPLAY SUITE SATURDAY & SUNDAY 1-5 pm 5-414 MAIN STREET

PRESENTED BY PRAIRIE LIFE DEVELOPMENTS

www.theoaksidc.ca

finances

Are you relying on your home to help fund your retirement? That may be a risky move, according to a recent report issued by the BMO Retirement Institute.

The report, Home Sweet Home or Retirement Nest Egg?, examined the relationship between Canadians’ readiness for retirement and their attitudes regarding home ownership. Some of the main findings are as follows:» One-third (32 per cent) believe that living comfortably in

retirement is the most important financial accomplishment to achieve over a lifetime

» Forty per cent are not confident they can save enough to fund their ideal retirement lifestyle, and 29 per cent anticipate having to delay their retirement or work part-time during retirement due to a shortfall in savings.

» Forty-one per cent consider the equity they are building in their home as an alternative source of funding for retirement

“The reliance on home equity to fund retirement is no surprise, given that almost half of Canadians say that their home is their biggest financial asset and, on average, accounts for half of their total net worth,” says Marlena Pospiech, Retirement Strategist, BMO Retirement Institute. “While it is true that, in the past, Canadians have enjoyed a stable housing market and increasing real estate values, there is no guarantee that this trend will continue.”

Pospiech says that as a result, individuals shouldn’t count exclusively on their homes to fund their retirement and should be focused on building up their personal retirement savings.”

According to the report, one-third of baby boomers who intend to sell or have sold their home will or have done so to supplement their income in retirement. But BMO says this group may face a number of challenges when deciding whether to stay in their home or to sell it and downsize:

Market fluctuations: The majority (87 per cent) of baby boomers have seen their homes rise in value; nearly half report gains of 50 per cent or more. But, considering the rapidly aging Canadian

sell their homes to fund retirement

population, and more people retiring and selling their houses, home prices could fall. Attitudes toward home ownership: Canadians are torn between holding on to their “castle” versus treating it as a retirement asset. According to the report, 45 per cent of homeowners do not intend to sell their home, and 34 per cent are unsure if they will sell it prior to or during retirement. Lending standards: Should they materialize, tighter lending policies and the risk of higher interest rates could reduce the number of eligible homebuyers and motivate people to buy smaller, less expensive houses. They may lead to people not buying a home at all, which could impact the housing market.Carrying mortgage and debt into retirement: Recent survey data suggests that many baby boomers are carrying mortgages or other debt into retirement. Consequently, these people may not have accumulated as much home equity as they would like and may be more vulnerable to an increase in interest rates.

“If your retirement is only a few years away, it is wise to try and pay off your mortgage before you enter retirement,” says Laura Parsons, Mortgage Expert, BMO Bank of Montreal. “On the other end of the spectrum, for younger Canadians entering homeownership, it’s important to consider options that will ensure mortgage debt can be paid down faster and well before their retirement years.”

Parsons says choosing a shorter amortization and taking advantage of pre-payment privileges where possible is one way to achieve a mortgage-free retirement.

Canadians are advised to be cautious about relying too much on their home equity to fund retirement. Instead, BMO suggests monitoring and taking action to reduce household debts and increasing personal savings for retirement by establishing a sound financial plan. Such a plan should incorporate regular contributions to an RRSP and creating a diversified portfolio.

To view the full report, please visit: bmo.com/retirementinstitute.

Study finds many Canadians plan to

The Oaks Condominiums are located only 8 minutes from the south Perimeter of Winnipeg in the community of Iles des Chenes. The community has much to offer to people of all ages. A brand new recreation center offers on-site daycare facilities and is only a short walk from The Oaks. Two schools offer instruction in French and English. Within walking distance you can fi nd existing amenities such as a pizza restaurant, hair salon, post offi ce, general store and a law offi ce, a new pharmacy is planned to open in the very near future.

The units offer 1200 square feet of open concept living on the main fl oor complete with 2 piece bath. The second fl oor encompasses 3 good sized bedrooms and laundry station. The 4 piece bathroom can be accessed from the master bedroom as well as the hallway. The basement offers 600 sq. ft. for future development as well as roughed-in plumbing for 4 piece bath has been included.

One parking spot is provided per unit with the option of purchasing an additional stall for a second vehicle (fi rst come basis).

These units are evidence to good planning and superb quality construction by Prairie Life Developments. The Oaks are well suited to young families, young working professionals and retired folks as well.

Nowhere else can these well priced 2 storey homes be found. The response emanating from Parade of Homes has been overwhelmingly positive.

Come enjoy sitting out on your covered front porch or barbecuing on your 10 x 6 back deck in a friendly Manitoba community.

204.979.LIST(5478)

RENEE DEWAR

REALTY EXECUTIVES DIAMOND GROUP

140 -600 ST. ANNE’S RD, WINNIPEG, MB R2M 2S2204 [email protected] I WWW.979LIST.COM

CONNECTING FAMILIES TO HOMES

STARTING AT $209,900 (INCLUDES NET GST)OCCUPANCY SPRING, 2013

DISPLAY SUITE NOW OPEN OR CALL TO BOOK FOR A PRIVATE VIEWING

NOW PRESELLING PHASE2& PRESELLING PHASE3

PHASE1 SOLD OUT!

COME SEE OUR SPECTACULAR DISPLAY SUITE SATURDAY & SUNDAY 1-5 pm 5-414 MAIN STREET

PRESENTED BY PRAIRIE LIFE DEVELOPMENTS

www.theoaksidc.ca

finances

Are you relying on your home to help fund your retirement? That may be a risky move, according to a recent report issued by the BMO Retirement Institute.

The report, Home Sweet Home or Retirement Nest Egg?, examined the relationship between Canadians’ readiness for retirement and their attitudes regarding home ownership. Some of the main findings are as follows:» One-third (32 per cent) believe that living comfortably in

retirement is the most important financial accomplishment to achieve over a lifetime

» Forty per cent are not confident they can save enough to fund their ideal retirement lifestyle, and 29 per cent anticipate having to delay their retirement or work part-time during retirement due to a shortfall in savings.

» Forty-one per cent consider the equity they are building in their home as an alternative source of funding for retirement

“The reliance on home equity to fund retirement is no surprise, given that almost half of Canadians say that their home is their biggest financial asset and, on average, accounts for half of their total net worth,” says Marlena Pospiech, Retirement Strategist, BMO Retirement Institute. “While it is true that, in the past, Canadians have enjoyed a stable housing market and increasing real estate values, there is no guarantee that this trend will continue.”

Pospiech says that as a result, individuals shouldn’t count exclusively on their homes to fund their retirement and should be focused on building up their personal retirement savings.”

According to the report, one-third of baby boomers who intend to sell or have sold their home will or have done so to supplement their income in retirement. But BMO says this group may face a number of challenges when deciding whether to stay in their home or to sell it and downsize:

Market fluctuations: The majority (87 per cent) of baby boomers have seen their homes rise in value; nearly half report gains of 50 per cent or more. But, considering the rapidly aging Canadian

sell their homes to fund retirement

population, and more people retiring and selling their houses, home prices could fall. Attitudes toward home ownership: Canadians are torn between holding on to their “castle” versus treating it as a retirement asset. According to the report, 45 per cent of homeowners do not intend to sell their home, and 34 per cent are unsure if they will sell it prior to or during retirement. Lending standards: Should they materialize, tighter lending policies and the risk of higher interest rates could reduce the number of eligible homebuyers and motivate people to buy smaller, less expensive houses. They may lead to people not buying a home at all, which could impact the housing market.Carrying mortgage and debt into retirement: Recent survey data suggests that many baby boomers are carrying mortgages or other debt into retirement. Consequently, these people may not have accumulated as much home equity as they would like and may be more vulnerable to an increase in interest rates.

“If your retirement is only a few years away, it is wise to try and pay off your mortgage before you enter retirement,” says Laura Parsons, Mortgage Expert, BMO Bank of Montreal. “On the other end of the spectrum, for younger Canadians entering homeownership, it’s important to consider options that will ensure mortgage debt can be paid down faster and well before their retirement years.”

Parsons says choosing a shorter amortization and taking advantage of pre-payment privileges where possible is one way to achieve a mortgage-free retirement.

Canadians are advised to be cautious about relying too much on their home equity to fund retirement. Instead, BMO suggests monitoring and taking action to reduce household debts and increasing personal savings for retirement by establishing a sound financial plan. Such a plan should incorporate regular contributions to an RRSP and creating a diversified portfolio.

To view the full report, please visit: bmo.com/retirementinstitute.

Study finds many Canadians plan to

Looking for Prime Furnished Suites

“We moved last fall for a larger space at a reasonable price and Fort Garry Place had all the features we were looking for. The facilities are modern and well–maintained. The Fort Garry staff are courteous, very helpful and professional, they’re always available when we need them. The on-site amenities are great as well, there’s a store, dry cleaning, restaurants and it’s just a short walk to the Forks”

Geri Neilson Office Administrator, Affinity Achitecture

• On-site management and maintenance staff as well as affordable enclosed parking

• Affordable amenities for the busy executive including convenient access to entertainment, dining, shopping and the historic forks market

• Wheelchair access from street level

• Fully equipped gym, indoor pool and hot tub (membership required) as well as convention and banquet areas

For commercial leasing opportunities please contact the administration office:

957-5904Office hours: Monday - Friday 8:00 - 4:30 p.m. Unit MZ 50 - 81 Garry St., Winnipeg

Fort Garry Place offers a unique environment that blends old-world charm with modern convenience.

Fort Garry Place offers completely furnished one and two bedroom suites for short or extended term stays at very competitive rates. Included in the rate: in-suite laundry, weekly housekeeping, parking, utilities, high-speed internet, use of the pool, gym facilities on a pay as you go basis or monthly membership. Excellent downtown location, close to the Forks, shops, restaurants. For More INForMatIoN call 949-1010 eXt. 263

in Downtown Winnipeg? Furnished apartments for business travellers. For information about our furnished suites please contact the Leasing office at 949-1010 ext. 263

WINNIPEG’S COMMERCIAL PROPERTY GUIDE 00


G R A C I N G T H E W I N N I P E G S K Y L I N E S I N C E 1 9 8 7





“We moved last fall for a larger space at a reasonable price and Fort Garry Place had all the features we were looking for. The facilities are modern and well–maintained. The Fort Garry staff are courteous, very helpful and professional, they’re always available when we need them. The on-site amenities are great as well, there’s a store, dry cleaning, restaurants and it’s just a short walk to the Forks”

Geri Neilson Office Administrator, Affinity Achitecture

• On-site management and maintenance staff as well as affordable enclosed parking

• Affordable amenities for the busy executive including convenient access to entertainment, dining, shopping and the historic forks market

• Wheelchair access from street level

• Fully equipped gym, indoor pool and hot tub (membership required) as well as convention and banquet areas



Fort Garry Place offers a unique environment that blends old-world charm with modern convenience.

Fort Garry Place offers completely furnished one and two bedroom suites for short or extended term stays at very competitive rates. Included in the rate: in-suite laundry, weekly housekeeping, parking, utilities, high-speed internet, use of the pool, gym facilities on a pay as you go basis or monthly membership. Excellent downtown location, close to the Forks, shops, restaurants. For More INForMatIoN call 949-1010 eXt. 263


WINNIPEG’S COMMERCIAL PROPERTY GUIDE 00


G R A C I N G T H E W I N N I P E G S K Y L I N E S I N C E 1 9 8 7




TO VIEW CALL FOR AN APPOINTMENT

CONDOS FOR SALE IN A BEAUTIFUL CHARACTER BUILDING

IN ST. BONIFACE

SUITES STARTING AT $136,900

Beautiful one bedroom units

across from Coronation

Park. Newly renovated units.

Combine the best of modern

convenience with the charm and

character of yesteryear. Call to

visit the gorgeous show suite

and choose your unit TODAY.

3 - 1 bedroom units includes 1 parking stall $136,900

1 - 2 bedroom unit includes 2 parking stalls $154,900

ONLY 3 UNITS LEFT

Steve Joyal204.955.3900

Ron Lindsay204.797.4020

Homes that defy the ordinary.

| www.streetside.ca

Think Condo. Think StreetSide.For a list of all current StreetSide projects, please visit www.streetside.ca

TO VIEW CALL FOR AN APPOINTMENT

CONDOS FOR SALE IN A BEAUTIFUL CHARACTER BUILDING

IN ST. BONIFACE

SUITES STARTING AT $136,900

Beautiful one bedroom units

across from Coronation

Park. Newly renovated units.

Combine the best of modern

convenience with the charm and

character of yesteryear. Call to

visit the gorgeous show suite

and choose your unit TODAY.

3 - 1 bedroom units includes 1 parking stall $136,900

1 - 2 bedroom unit includes 2 parking stalls $154,900

ONLY 3 UNITS LEFT

Steve Joyal204.955.3900

Ron Lindsay204.797.4020

Homes that defy the ordinary.

| www.streetside.ca

Think Condo. Think StreetSide.For a list of all current StreetSide projects, please visit www.streetside.ca

COMPLETELY RE-ENGINEERED!• Redecorated to the highest quality standards• New In-ground Pool• New Kitchens• New Gorgeous Bathrooms• New Eco-friendly landscaping

THE BEST IN THE WEST! for Location, Price and Style!

HAVE YOU SEEN?200 Greenway Crescent West

in St. James!

477-0500 GLEN/BRUCE HARVEYMarketing by RE/MAX professionals

200 GREENWAY CRES. W (OFF PORTAGE AVE.)

PRE-CONSTRUCTION PRICING $20,000 BELOW APPRAISED VALUE. LIMITED OFFER

1, 2 & 3 Bedroom Townhome Condominiums for Sale starting at $169,900

DISPLAY HOURS: Sat & Sun 1 - 5pm Mon, Tue, Wed, Thu 3 - 7pm

immediate possession available!

Documents

Home & Condo Guide Winnipeg - Nov 23, 2012